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Resort swimming pool with palm trees, lounge chairs, and lakefront residences in the distance.

Miromar Lakes Beach & Golf Club - Bellini

Bellini is a 60-residence lakeside condominium of 20 three-unit buildings on Via Bella Acqua Court and Via Milano Drive in Miromar Lakes, completed in 2007, with twelve recorded sales since 2023. Sell or buy with McGreevy and Comisar.

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McGreevy and Comisar are the team Bellini sellers call first, and the team Bellini buyers call when they want the record rather than the brochure: what each of the twelve recorded Bellini sales since September 2023 actually paid, which association runs the condominium, what the Miromar Lakes CDD puts on a Bellini tax bill, and what the flood map says about Via Bella Acqua Court and Via Milano Drive. Bellini is a 60-residence lakeside condominium inside the master-planned community of Miromar Lakes in the Estero area, Florida. It is twenty low-rise buildings of three residences each, all completed in 2007, a few minutes’ walk from the Beach Clubhouse. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), Lee County’s 2005 zoning approval for Bellini, the Florida Division of Corporations file for Bellini at Miromar Lakes Condominium Association, Inc., the Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget, FEMA’s National Flood Hazard Layer, Lee County’s hazard, utility and zoning layers, Florida’s Condominium Act, and the Southwest Florida MLS figures we pulled on September 30, 2026. Where the public record stops, we say so and name the document that answers the question.

If you own in Bellini and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the fee, reserve, flood and comparison sections will tell you whether Bellini fits before you tour.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Why McGreevy and Comisar Are the Best Realtor for Bellini

McGreevy and Comisar are the best realtor for Bellini because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Bellini market read built from every qualified Bellini deed, the county’s approval, the association’s filings and the CDD’s own budget.

If you’re searching for the best realtor for Bellini in Miromar Lakes, Estero, whether you’re ready to sell your Bellini home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters in Bellini for a specific reason. Sixty residences in three floor plans produce only a handful of sales a year, and the spread between them is wide. The Lee County deed record shows six qualified Bellini sales between December 2025 and June 2026, from $1,000,000 to $2,000,000. A listing agent who prices a Bellini residence off a Miromar Lakes average, or off the wrong floor plan, can miss the price by several hundred thousand dollars in either direction.

Recent Bellini track record (last 12 months): In the last 12 months Bellini has seen 6 resales in the Lee County qualified-deed record (September 2025 through the newest recorded Bellini deed, June 30, 2026), and the highest-priced Bellini sale in that window was $2,000,000. The Southwest Florida MLS (pulled September 30, 2026) shows the same six closings in the 12 months to September 30, 2026, at a median of $1,227,500, with a median of 77 days on market and a median 85.8 percent of list price across the five marketed through the MLS. With six sales, we tracked every qualified deed instead of leaning on a median, and we will walk you through each one.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Bellini home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.

Buying a home in Bellini? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Selling in Bellini also runs through the Estero-area market as a whole, and our guide to the best real estate agents in Estero sets out how we compare with the other teams working this corridor.

Key Takeaways

  • Bellini is 60 condominium residences in 20 buildings of three, recorded as Bellini, a condominium, by Lee County Instrument 2007-5277: buildings 1 to 10 on Via Bella Acqua Court and buildings 11 to 20 on Via Milano Drive, in unincorporated Lee County with a Miromar Lakes, FL 33913 mailing address.
  • Every residence was completed in 2007. The county roll shows three floor plans, twenty of each: 2,033 heated square feet with two bedrooms, and 2,766 or 2,789 heated square feet with three bedrooms.
  • The Lee County qualified-deed record shows 12 Bellini sales in the 36 months since September 2023, all resales, at a median of $1,352,500 and a range of $1,000,000 to $2,199,000.
  • Six of those sales were recorded between December 2025 and June 2026, at a median of $1,227,500.
  • Lee County’s 2005 approval for Bellini covered 60 multifamily units, a lake, a pool house and deck, and one boat dock with 18 slips.
  • Bellini at Miromar Lakes Condominium Association, Inc. (Florida document N07000000103, filed January 2007, active) runs the condominium under Florida’s Condominium Act, on top of the Miromar Lakes Master Association.
  • The Miromar Lakes CDD’s adopted Fiscal Year 2027 budget sets the Bellini assessment at $1,305.08 per residence ($565.11 debt service plus $739.98 operations), collected on the Lee County tax bill.
  • Neither association publishes its dues; the estoppel certificates and the condominium document package a seller must deliver are where a buyer gets the real numbers.
  • Bellini sits in FEMA Zone X (area of minimal flood hazard), Lee County Evacuation Zone D and a 160 mph design wind speed area.
  • Golf is optional and separate: the Miromar Lakes Golf Club initiation fee is $140,000, and a waitlist applies to resale buyers.

Table of Contents

Bellini at Miromar Lakes, section by section. Each link below jumps to its part of this guide, from the market snapshot and the fee layers to the reserve rules, the flood record, the comparison with Vivaldi, the seller section and the sources behind every figure.

Living in Bellini as a Homebuyer

Living in Bellini means owning a lakeside condominium residence in a low-rise building of three, inside Miromar Lakes Beach & Golf Club, a short walk from the Beach Clubhouse, with the building exterior, the grounds and the insurance of the building handled by a condominium association. Bellini buyers trade a private lot for a lock-and-leave home.

What a Bellini Condominium Is

A Bellini residence is a condominium unit, not a house on a lot. The Lee County Property Appraiser codes all 60 Bellini parcels as condominium units (use code 04), and the association’s Articles of Incorporation describe its purpose as operating “Bellini at Miromar Lakes, a Condominium located in Miromar Lakes, Lee County, Florida” under the Florida Condominium Act. You own your unit and a share of the common elements; the association maintains, insures and rebuilds the condominium property, and it levies the assessments that pay for that work. The Miromar Lakes CDD bills Bellini in its multifamily class, the lowest debt class in the community.

Who Buys in Bellini

Bellini sits in the upper-middle of the community’s condominium market. Two-thirds of the residences are the larger three-bedroom plans of about 2,770 heated square feet, which is house-sized living without a lawn, a roof or a pool to look after. That suits owners leaving a larger single-family home who still want room for family visits, seasonal owners who close the door in spring and return in the fall, and buyers who want the Miromar Lakes lake and Beach Club life at a lower entry price than the villa and estate neighborhoods.

A Day in Bellini

A Bellini morning can start with a walk of a quarter to a third of a mile, straight-line, to the Beach Clubhouse, where the 10,000 square foot zero-edge pool, the fitness center and the three miles of private beach are Master Association common area. Afternoons on the water and evenings at the Blue Water Beach Grill are the pattern the developer describes. Golf is a separate membership at the Miromar Lakes Golf Club, Miromar Outlets and Gulf Coast Town Center are about 7 minutes away by our free-flow estimate, and the developer puts Southwest Florida International Airport 10 to 15 minutes away.

Bellini Market Snapshot: What Bellini Condos Sell For

Data updated: September 2026. The Bellini market is thin but active: the Lee County qualified-deed record shows 12 Bellini sales in the 36 months since September 2023, all resales, at a median of $1,352,500, and half of them were recorded in the seven months from December 2025 to June 2026, at a median of $1,227,500.

The yardstick here is the county’s own record: deeds the Lee County Property Appraiser marks as qualified (arm’s-length) sales of improved condominium units, matched to Bellini by its recorded condominium instrument, not by a listing name. The window is 36 months because it is the shortest window with ten or more Bellini sales; a 12 or 24-month window holds too few to report a median with confidence. Builder-direct sales are counted separately and there were none in the window, which fits a condominium completed in 2007.

Measure (Lee County qualified deeds)

Bellini

Window

36 months, September 2023 to the newest recorded Bellini deed (June 30, 2026)

Qualified sales

12, all resales

Median sale price

$1,352,500 (even count: middle pair $1,255,000 and $1,450,000)

Range

$1,000,000 to $2,199,000

Dollar volume

$16,911,000

Mean price per heated square foot

$567 (mean of each sale’s own ratio; median $543)

Sales since September 2025

6, median $1,227,500, $8,105,000 in volume

The Twelve Recorded Bellini Sales Since September 2023

Recorded

Price

Heated sq ft

Bedrooms

Price per sq ft

Street

December 2023

$1,550,000

2,766

3

$560

Via Bella Acqua Court

February 2024

$2,199,000

2,766

3

$795

Via Bella Acqua Court

April 2024

$1,450,000

2,766

3

$524

Via Bella Acqua Court

June 2024

$1,000,000

2,033

2

$492

Via Milano Drive

January 2025

$1,107,000

2,033

2

$545

Via Milano Drive

May 2025

$1,500,000

2,766

3

$542

Via Bella Acqua Court

December 2025

$1,000,000

2,033

2

$492

Via Milano Drive

March 2026

$1,255,000

2,766

3

$454

Via Bella Acqua Court

April 2026

$1,625,000

2,766

3

$587

Via Bella Acqua Court

May 2026

$2,000,000

2,789

3

$717

Via Milano Drive

June 2026

$1,025,000

2,033

2

$504

Via Bella Acqua Court

June 2026

$1,200,000

2,033

2

$590

Via Bella Acqua Court

Two things stand out. First, the same floor plan can sell for very different prices: six sales of the 2,766 square foot plan ran from $1,255,000 to $2,199,000, so position in the building, view and condition move a Bellini price far more than size does. Second, two residences appear twice in the county file, and both resold for less: one 2,766 square foot residence sold for $1,450,000 in April 2024 and $1,255,000 in March 2026, and another sold for $1,779,000 in May 2023 and $1,500,000 in May 2025. The deed record does not show what changed inside either home.

Bellini Sales by Floor Plan

Data updated: September 2026. The county roll gives every Bellini residence one of three heated areas, and the recorded sales sort cleanly by plan. Counts are qualified deeds in the same 36-month window.

Floor plan (county roll)

Residences

Sales in 36 months

Median

Range

2,033 sq ft, 2 bedrooms, 2 baths (units ending 01)

20

5

$1,025,000

$1,000,000 to $1,200,000

2,766 sq ft, 3 bedrooms, 3 baths (units ending 02)

20

6

$1,525,000

$1,255,000 to $2,199,000

2,789 sq ft, 3 bedrooms, 3 baths (units ending 03)

20

1

$2,000,000

single sale

The three-bedroom plans carry roughly a $500,000 premium over the two-bedroom plan at the median, and the only recent sale of the 2,789 square foot plan set the second-highest price in the window.

Bellini Prices Year by Year

Data updated: September 2026. The Lee County file lets us follow Bellini back to 2009. Counts are qualified condominium deeds only; a year with two or three sales is a thin data point, not a trend.

Year

Qualified sales

Median

2009

8

$472,250

2010

6

$434,500

2011

14

$504,000

2012

5

$400,000

2013

3

$575,000

2014

5

$585,000

2015

7

$650,000

2016

11

$730,000

2017

3

$920,000

2018

3

$740,000

2019

2

$832,500

2020

6

$863,750

2021

7

$960,000

2022

2

$1,384,750

2023

5

$1,575,000

2024

3

$1,450,000

2025

3

$1,107,000

2026 (to June 30)

5

$1,255,000

The long arc is steep: Bellini medians between about $400,000 and $505,000 from 2009 to 2012, about $960,000 in 2021, and a peak near $1.58 million in 2023. The 2025 and 2026 medians sit lower for two reasons: more of the recent sales were the two-bedroom plan, and prices eased, with two-bedroom residences recording $1,550,000 and $1,575,000 in 2023 but $1,000,000 to $1,200,000 since mid-2024. Read the plan table above alongside the yearly line.

What the September 2026 Southwest Florida MLS Pull Shows

In the 12 months to September 30, 2026, the Southwest Florida MLS (pulled September 30, 2026) shows 6 Bellini closings at a median of $1,227,500, a range of $1,000,000 to $2,000,000, a median of 77 days on market, a median 85.8 percent of list price on the five marketed closings and a median of $483 per heated square foot, with no active or pending Bellini listing and no rental. Six is under ten, so here they are: 10621 Via Milano Drive #1501 at $1,000,000 on December 23, 2025, entered in the MLS after the sale closed and so left out of the percent-of-list and days-on-market figures; 17770 Via Bella Acqua Court #202 at $1,255,000 on March 12, 2026; 17771 #902 at $1,625,000 on April 15; 10591 Via Milano Drive #1303 at $2,000,000 on May 8; 17740 #401 at $1,025,000 on June 12; and 17721 #801 at $1,200,000 on June 30. Across all of Miromar Lakes Beach & Golf Club the same pull shows 88 closings in the 12 months at a median of $1,483,284 and 40 active listings; 19 community rentals were rented in the last 365 days at a median of $8,500 a month.

How the County Record and the MLS Line Up

For Bellini the two records agree. The six county deeds recorded between December 2025 and June 2026 are $1,000,000, $1,255,000, $1,625,000, $2,000,000, $1,025,000 and $1,200,000: the same six closings the MLS pull reports, with the same median, $1,227,500, the same low and high, and the same dates, the last on June 30, 2026.

Our Read of the Bellini Market

Bellini is a floor-plan market. Since mid-2024 the two-bedroom plan has traded in a tight band of $1 million to $1.2 million, down from about $1.55 million in 2023, while the three-bedroom plans range from about $1.25 million to $2.2 million on condition and position. After a 2023 peak, the recent sales and the two lower resales say buyers are paying for finish and view, not for the address alone. If you are selling, get a Bellini-specific valuation from our free home valuation page or call Jesse at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or start with our buyer representation page.

How Did Bellini Come to Be?

Bellini came to be as a lakeside condominium inside Miromar Lakes Beach & Golf Club: Lee County approved it in April 2005 for 60 multifamily units on about 10.56 acres with a lake, a pool house and an 18-slip boat dock, its association was incorporated in January 2007, and all 60 residences were completed in 2007.

Miromar Lakes and Its Developer

Miromar Lakes Beach & Golf Club is the work of Miromar Development Corporation, a Florida company that describes itself as founded in 1988 and whose portfolio also includes Miromar Outlets and the Miromar Design Center. The community’s master Declaration of Covenants, Conditions, Restrictions and Easements was recorded on December 27, 2000 at Official Records Book 3343, Page 294, and the declarant entity is Miromar Lakes, LLC. The Miromar Lakes Community Development District was created in September 2000 by Lee County Ordinance 00-17, on about 972 acres east of Interstate 75 and north of Florida Gulf Coast University.

The 2005 County Approval

Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI records administrative approval ADD2004-00253, approved April 20, 2005, for two neighbors at once: Volterra, 12 single-family homes with one boat dock slip each, and Bellini, “60 multi-family units, one 2.13 ac lakes, pool house and deck, boat dock with 18 slips” on about 10.56 acres. That approval is the best public description of what Bellini was built to include, and it is why this page describes Bellini’s own amenities as a pool house, pool deck and a shared 18-slip dock rather than a clubhouse or a dock for every residence.

The Declaration and the Association, 2007

The condominium itself was created by a Declaration of Condominium recorded in Lee County as Instrument 2007-5277, the instrument every Bellini unit’s legal description cites. Bellini at Miromar Lakes Condominium Association, Inc. was filed with the Florida Division of Corporations on January 3, 2007, as a not-for-profit corporation under Chapter 617 of the Florida Statutes, document number N07000000103, and its Articles are a recorded exhibit to the Declaration. The association has filed an annual report every year since 2008, most recently on January 8, 2026, when it also moved its principal address to the office of a Bonita Springs management company.

Built in 2007, Resold Through the Downturn

The county roll dates all 60 Bellini residences to 2007, and the first conveyances out of the developer were recorded from February to December 2007, at recorded considerations of roughly $625,000 to $1.42 million (the county did not mark those first sales as qualified, so they are context only). The 2008 to 2011 downturn followed almost immediately; the lowest qualified Bellini resale on file, a two-bedroom residence, recorded at $277,100 in December 2009. That history is why long-time Bellini owners often carry a low tax basis, which matters for the capital gains questions in the seller section.

The 2018 Lake Conveyance

In 2018 the lake inside Bellini’s condominium land was conveyed to the Miromar Lakes CDD by Instrument 2018-76278. The county now carries two parcels where there was one: the Bellini common elements “less lake”, owned by the condominium association and coded as recreational area, and “Lake in Bellini”, owned by the CDD. That placed the water body with the District that owns and maintains the community’s stormwater lakes.

Ready to Sell or Buy in Bellini? Talk to the Team That Pulled Every Bellini Deed

Bellini is a 60-residence lakeside condominium inside Miromar Lakes, and its six recorded sales since December 2025 ran from $1,000,000 to $2,000,000. If you own there, get a free Bellini home valuation or call Jesse direct at (239) 898-6072. If you are buying, call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

The Residences: What a Bellini Condo Is

A Bellini condo is a single-level residence of 2,033, 2,766 or 2,789 heated square feet, with two or three bedrooms, in one of twenty low-rise buildings that each hold three residences, built in 2007 in the Italian-inspired architectural language that runs through all of Miromar Lakes Beach & Golf Club.

Three Floor Plans on the County Roll

Measure (Lee County roll, September 2026)

Bellini

Residences

60 condominium units in 20 buildings of 3

Plan A (units ending 01)

2,033 heated sq ft, 2 bedrooms, 2 baths: 20 residences

Plan B (units ending 02)

2,766 heated sq ft, 3 bedrooms, 3 baths: 20 residences

Plan C (units ending 03)

2,789 heated sq ft, 3 bedrooms, 3 baths: 20 residences

Median heated area

2,766 sq ft

Year built

2007, all 60

Common elements

One parcel, coded recreational area, with 1,469 sq ft of improved area on the roll

Heated area is the county’s figure for air-conditioned living space. It excludes garages, balconies, lanais and storage, so a listing’s “total” square footage will be larger. When a listing and the roll disagree, ask which measure the listing used.

Two Streets, Twenty Buildings

Buildings 1 to 10, the condominium’s first phase, are on Via Bella Acqua Court, numbered 17700 to 17781. Buildings 11 to 20, the second phase, are on Via Milano Drive, numbered 10561 to 10681, the street Bellini shares with the Volterra villas. Each building holds one residence of each plan, so every building has the same mix: one two-bedroom and two three-bedroom homes.

What the Public Record Does Not Say: Floors, Elevators and Garages

Listings commonly describe Bellini as one full-floor residence per level, with private elevators to the upper residences and garages at ground level. The county roll is consistent with that layout, three residences to a building, but it does not record which floor a unit is on, and no public primary document we reached states the elevator or garage arrangement. The Declaration of Condominium’s plat and its limited common element provisions are the authority on each unit’s floor, garage and any elevator, and a buyer should read them for the specific unit.

What to Check on a 2007 Building

Bellini buildings are about 19 years old, which is the age when roofs, balcony waterproofing, exterior paint and sealants, elevators where they exist, and fire and life-safety systems start to show in a condominium’s reserve schedule. For a single residence, the practical questions are the age of the air-conditioning equipment and water heater, whether windows and doors are impact-rated or protected, and whether past interior work was permitted. The reserve section below explains how Florida’s post-2022 condominium rules turn those building items into a reserve study and, eventually, a milestone inspection.

What Amenities Come With a Bellini Condo?

A Bellini condo carries two sets of amenities: Bellini’s own pool, pool house and shared 18-slip boat dock, run by the condominium association, and, through Master Association membership under the master Declaration, the Beach Club’s pool, beach, fitness, tennis and lake privileges for one registered household per residence. Golf is a separate, optional membership.

Inside Bellini

Bellini’s own common elements, as Lee County approved them in 2005, are a lake, a pool house and pool deck, and one boat dock with 18 slips. The county roll codes the common-element parcel as recreational area and records 1,469 square feet of improved area on it. With 60 residences and 18 slips, a slip is not automatic with every unit; how slips are assigned, leased or reserved is set by the condominium documents, so ask for the dock provisions and the current slip roster before you pay for a residence on the strength of a boat slip.

Through the Master Association: the Beach Club

The Beach Club is Master Association common area. The developer’s own description lists a 10,000 square foot zero-edge infinity pool with a beach entry and a children’s wading pool, about three miles of private white-sand beach, a Beach Clubhouse with a dining room, library, wine room, billiard room, card room and theater, a Wellness Spa and a fitness center. The Racquet Club has seven lighted Har-Tru tennis courts and dedicated lighted pickleball courts, which the Winter 2024 resident newsletter counts at six, plus bocce and a family mini-putt course. A Social Lounge and a Golf Simulator Suite inside the Beach Clubhouse were announced for late fall 2026. The January 30, 2024 edition of the Master Association Rules and Regulations ties Beach Club use to one registered household per lot and says general use of the beach, pool, tennis and locker rooms is included in the periodic assessments, while food and drink, spa services, classes, room rentals and boat and equipment rentals are charged separately.

The Lakes and the Boating Rules

Lake Como is a 700-acre contiguous freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf, and the community’s two recreational lakes are connected so boats can travel between them. Bellini sits toward the northern of the two recreational lakes; the Master Association’s rules name the second lake Lake Maggiore and say it belongs to an adjacent landowner, and the county parcel map shows a large lake tract of the neighboring Esplanade Lake Club CDD beside Bellini, with smaller Miromar Lakes CDD lakes around the buildings. The Master Association’s rules prohibit personal watercraft such as jet skis, cap motorboats and pontoons at 23 feet (pontoon motors at 40 horsepower or less) and sailboats at 21 feet, require every boat to be registered, and limit lake swimming to within 50 feet of shore in the roped area by the Beach Club, never from sundown to dawn. Florida Gulf Coast University runs its own student waterfront on Lake Como, so expect university users on the water.

Golf Is a Separate Membership

The Miromar Lakes Golf Club course is an 18-hole, par-72 Arthur Hills Signature design, remastered by Drew Rogers, with six sets of tees from about 4,500 to 7,100 yards. The developer describes it as the only Arthur Hills Signature course in Southwest Florida. Membership is optional; the official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip that waitlist. A Bellini purchase is a resale, so a Bellini buyer who wants golf should plan on the waitlist.

What Bellini Owners Pay For Separately

Dining at the Beach Clubhouse and the Blue Water Beach Grill, spa treatments, lessons and classes, marina services, boat rentals and concierge tasks such as home watch are all pay-as-used. The developer lists these services but does not publish their prices, and golf dues are not published either. Lee County also approved, in 2016, a 3-acre temporary storage area for boats, trailers and recreational vehicles for Miromar Lakes residents only; whether it is still in use, and its terms and any fees, are set by the community and not published.

What Are the HOA Fees at Bellini?

Bellini fees come in three layers: Bellini at Miromar Lakes Condominium Association assessments, Miromar Lakes Master Association dues and the Miromar Lakes CDD assessment on the county tax bill. Only the CDD layer is published: $1,305.08 per Bellini residence for Fiscal Year 2027. Neither association publishes its dues, so the estoppel certificate is where a buyer gets the real number.

Layer 1: Bellini at Miromar Lakes Condominium Association

The Bellini association (Florida document N07000000103) operates the condominium under Chapter 718 of the Florida Statutes, and its Articles give it the power “to levy and collect assessments against the units to defray the costs, expenses and losses of the Condominium”. In a condominium those assessments carry the building: the association insures the condominium property, maintains and replaces the common elements, and funds reserves. The association does not publish its budget or dues on any public site we could find, and we do not repeat dues figures from listing remarks. No primary source supports a quarterly dues range for Miromar Lakes condominiums in general, so we quote none.

Layer 2: Miromar Lakes Master Association

Miromar Lakes Master Association, Inc. (Florida document N00000005816), formerly named Miromar Lakes Beach and Golf Club Master Association, owns and runs the Beach Club and the community common areas under the master Declaration recorded at Official Records Book 3343, Page 294. It is a homeowners’ association under Chapter 720 of the Florida Statutes, and its dues, any Beach Club charges and any capital contribution at resale are not published in any public primary document we found. The official Contact page routes estoppel requests to the Master Association, whose certificate falls under Florida Statute 720.30851.

Layer 3: The Miromar Lakes CDD Line, $1,305.08 for Fiscal Year 2027

The Miromar Lakes Community Development District is a unit of local government under Chapter 190 of the Florida Statutes, and its assessments appear on the Lee County property tax bill. Its adopted Fiscal Year 2027 budget (October 1, 2026 to September 30, 2027), adopted at the District’s May 14, 2026 public hearing, lists Bellini in its multifamily class at $565.11 of debt service plus $739.98 of operations and maintenance, for a total of $1,305.08 per residence, across 60 assessment units. The debt portion repays the District’s Series 2022 refunding bonds, whose scheduled final maturity is May 1, 2032; the operations portion continues after that. Paying the tax bill in November earns up to a 4 percent discount.

Layer

Who levies it

Published amount

Where to find it

Bellini condominium association

Bellini at Miromar Lakes Condominium Association, Inc.

Not published

Estoppel certificate; association budget in the resale document package

Master Association

Miromar Lakes Master Association, Inc.

Not published

Estoppel certificate from the Master Association

CDD

Miromar Lakes Community Development District

$1,305.08 per residence, Fiscal Year 2027

FY2027 adopted budget; your tax bill

Golf (optional)

Miromar Lakes Golf Club

$140,000 initiation; dues not published

Official golf page

How to Get the Real Numbers Before You Sign

Florida Statute 718.503 entitles a condominium buyer, at the seller’s expense, to the declaration, the articles, the bylaws and rules, the association’s annual financial statement and budget, its most recent structural integrity reserve study (or a statement that it has none), any milestone inspection summary and the state’s condominium question-and-answer sheet, and Florida Statute 190.048 requires every sale contract inside a CDD to carry a bold notice that the District may levy taxes or assessments on the property. For the dollars, ask for three documents early: the Bellini association’s estoppel certificate, which Florida Statute 718.116 requires within 10 business days of a request, the Master Association’s estoppel certificate, and the most recent Lee County tax bill for the residence, which shows the CDD line. We request all of them at listing so a Bellini buyer never meets a new number at the closing table.

Bellini’s Layered Costs: Association, CDD and Property Tax

Bellini’s yearly cost of ownership stacks four items: condominium association assessments, Master Association dues, the $1,305.08 CDD assessment and Lee County ad valorem property tax, which for Bellini’s taxing district ran 13.2715 mills in 2025, or about $13.27 per $1,000 of taxable value.

The 2025 Millage for Bellini’s Taxing District

Every Bellini parcel sits in Lee County Property Appraiser taxing district 071, “San Carlos Fire”, which is unincorporated Lee County rather than the Village of Estero. The 2025 final millage for that district totals 13.2715 mills. The largest pieces are Lee County general revenue at 3.7623 mills, public schools at 5.3190 mills combined, and the San Carlos Park Fire District at 2.3590 mills, with the unincorporated-area MSTU, the library district, South Florida Water Management District levies and several smaller county districts making up the rest. The 2026 millage book was not yet posted when we checked in September 2026.

A Worked Example (Illustration Only)

On an illustrative taxable value of $1,250,000, 13.2715 mills produces about $16,589 of ad valorem tax, and the CDD’s $1,305.08 is added on top as a non-ad valorem line, before any November discount. A homesteaded full-time owner’s taxable value is usually well below market value because of the exemption and the assessment cap described next, and a new buyer’s taxable value resets toward market value the year after purchase. Pull the actual bill for the residence you are considering; this example is arithmetic, not a Bellini tax bill.

Homestead, Save Our Homes and the November 2026 Ballot

A Florida resident who owns and lives in a Bellini residence on January 1 can apply to the Lee County Property Appraiser by March 1 for the homestead exemption of up to $50,000. Once homesteaded, the assessed value can rise each year by no more than the lower of 3 percent or inflation, which the Department of Revenue set at 2.7 percent for 2026. A joint resolution (HJR 1-F) that would raise the non-school homestead exemption is on the November 2026 ballot; it is a proposal, not law, until voters approve it.

Bellini Reserves, Structural Studies and Milestone Inspections

Bellini’s biggest condominium-specific cost question is reserves: since 2022, Florida requires a structural integrity reserve study every 10 years for each condominium building three habitable stories or higher, bars owners of such a building from waiving those reserves, and requires a milestone inspection when the building reaches 30 years of age.

The Structural Integrity Reserve Study

Under Florida Statute 718.112(2)(g), a residential condominium association must have a structural integrity reserve study, a SIRS, completed at least every 10 years for each building three habitable stories or higher, covering items such as the roof, structure, fireproofing, plumbing, electrical systems, waterproofing, windows and exterior doors. Unit-owner-controlled associations that existed on July 1, 2022 had to complete their first study by December 31, 2025, and for budgets adopted on or after December 31, 2024, the owners may not vote to waive or reduce the reserves the study calls for. Bellini’s buildings hold three residences each; if they are three habitable stories under the Florida Building Code, as the one-residence-per-level layout suggests, the rule applies to Bellini. Ask the association for its SIRS, or its written position that one is not required.

The Milestone Inspection

Florida Statute 553.899 requires a milestone inspection of a condominium building three habitable stories or more by December 31 of the year the building reaches 30 years of age, measured from its certificate of occupancy, and every 10 years after that; a local building official may move the first inspection to 25 years for buildings near salt water. Bellini was completed in 2007, so on the 30-year schedule its first milestone inspection would fall due by the end of 2037.

What It Means for Buyers and Sellers

Reserve rules move money. A condominium that must fund reserves in full for its roofs, painting and waterproofing carries a higher regular assessment than one that did not, and a shortfall can arrive as a special assessment. Florida Statute 718.503 makes the latest SIRS, or a statement that none was completed, part of the document package a Bellini seller must deliver, and an association managing 25 or more units must now post its key documents on a website or app for owners. Read the study, the current budget’s reserve schedule and the last two years of board minutes before you sign.

Bellini Declaration, Bylaws and Rules

Bellini residences are governed by two recorded layers: the Declaration of Condominium for Bellini, Instrument 2007-5277, administered by Bellini at Miromar Lakes Condominium Association, and the master Declaration for Miromar Lakes Beach & Golf Club at Official Records Book 3343, Page 294, administered by the Master Association, with each association’s rules on top.

What the Bellini Articles of Incorporation Say

The Bellini Articles, filed January 3, 2007 and public on the Florida Division of Corporations site, set the association’s frame. Every record owner of a unit is a member, and “the owners of each unit, collectively, shall be entitled to one indivisible vote”. The board has at least three and no more than nine directors, elected by the members under the bylaws. The association’s powers include levying assessments, insuring and rebuilding the condominium property, making rules for the common elements, and “to approve or disapprove the transfer of ownership, leasing and occupancy of units, if authorized to do so in the Declaration of Condominium”. Amending the Articles takes a majority of the voting interests present at a meeting called for it. One curiosity: the Articles’ amendment clause refers to recording in Collier County, although Bellini is in Lee County, a drafting carryover that does not change where the condominium’s documents are recorded.

The Master Declaration and the Master Association’s Rules

The master Declaration was recorded December 27, 2000, and the Miromar Lakes CDD’s stormwater rules cite it by book and page, including its Section 22.4 lake maintenance easements. Its Sections 11.3 and 11.5 let the Master Association board and the declarant adopt rules. The current rules, in the edition dated January 30, 2024, cover Beach Club use, lake use, vehicle registration and a schedule of fines. Master Association members vote through Neighborhood Voting Representatives rather than individually, under the Master Association’s 2000 Articles of Incorporation.

Alterations and Architectural Review

In a condominium, the exterior of the building, the windows, balconies and much of what a single-family owner would call “my house” are condominium property. Changes to them, and interior work that touches structure, plumbing, electrical systems or the floor assembly, need the association’s approval under the Declaration and its rules, as well as Lee County permits. Before you plan hard flooring, window or door replacements, a balcony enclosure or a kitchen that moves plumbing, get the Bellini association’s written alteration rules and approval process.

Is Bellini a 55+ Community?

Bellini is not a 55+ community. No primary source for Miromar Lakes Beach & Golf Club designates it as housing for older persons, and the Master Association’s rules define a registered household as including dependent children under 25 and set supervision rules for children at the Beach Club, which fits an all-ages community.

Florida stopped registering 55+ communities with the Florida Commission on Human Relations on July 1, 2020, so there is no state list to check; the recorded declaration is the authority. For a Bellini seller, the practical effect is a wider buyer pool: families, working-age buyers relocating to the Estero area and retirees can all buy in Bellini.

Can You Rent Out a Bellini Condo?

A Bellini condo can be leased, but the minimum lease term, how often an owner may lease and whether the association must approve a tenant are set by the Bellini Declaration of Condominium, which is not published online. The Master Association’s rules make the tenant the Beach Club user for the lease term.

The Bellini Articles give the association power to approve leasing where the Declaration authorizes it. We found no primary source for a 30-day minimum or a cap on leases a year, so neither appears here. What is published: Beach Club privileges belong to one registered household per residence, so while a tenant holds them, the owner does not, and owners must register every occupant with the Master Association within 10 days of any change in occupancy. On rental demand, the Southwest Florida MLS pulled September 30, 2026 shows Miromar Lakes rentals that rented in the last 365 days at a median of $8,500 a month across the whole community, and Bellini has no rental in the pull. Before you buy a Bellini residence as a seasonal rental, read the Declaration’s leasing article.

Pet Rules at Bellini

Pets live in Bellini residences, but the number, size and breed limits, if any, are set in the Bellini Declaration of Condominium and the association’s rules, which are not published online. The one published pet rule is the Master Association’s: dogs and other pets are not allowed at the Beach Club, except assistance animals.

No two-pet limit or 25 to 50 pound weight range traces to a Bellini document we could read, so we state none. Ask for the pet provisions of the Declaration and the current rules with the association documents, and remember that the lakes are wildlife habitat: the Master Association’s rules place no duty on the association or the developer to remove wildlife.

Hurricanes, Flood Zone and Insurance at Bellini

Bellini sits in FEMA Flood Zone X, an area of minimal flood hazard, on Lee County’s effective map panels 12071C0581F and 12071C0582F; it is in Lee County Evacuation Zone D, one of the county’s least vulnerable zones, and it is built to a 160 mph design wind speed inside the wind-borne debris region, where openings need impact protection.

Flood Zone X at Both Ends of Bellini

We queried FEMA’s National Flood Hazard Layer at three Bellini addresses, 17700 and 17780 Via Bella Acqua Court and 10681 Via Milano Drive, and all three return Zone X, “area of minimal flood hazard”; the Via Bella Acqua Court end falls on panel 12071C0581F and the Via Milano Drive end on panel 12071C0582F, both effective August 28, 2008. FEMA’s zone test across all of Miromar Lakes puts every Bellini parcel in Zone X; the AE zones in the community sit in other neighborhoods. Zone X is not “no flood risk”. It means a federally backed lender generally does not require flood insurance, but flood coverage is still available in Zone X, and a condominium association may carry flood coverage on the buildings. The address-level answer is always FEMA’s Flood Map Service Center, Lee County’s flood portal and any elevation certificate on file.

The Lee County Flood Insurance Discount

Because Bellini is in unincorporated Lee County, Lee County’s standing in FEMA’s Community Rating System applies, not the Village of Estero’s. Unincorporated Lee County is a CRS Class 5 community, which gives National Flood Insurance Program policyholders a 25 percent discount on premiums. FEMA confirmed in November 2024 that unincorporated Lee County would keep that 25 percent discount after a corrective action plan.

Evacuation Zone D

Lee County’s evacuation layer places Bellini in Evacuation Zone D, storm surge zone 4. Lee County describes Zone D as one of its least vulnerable evacuation zones, among the last to be ordered out, and names wind, including tornadoes, as the most significant danger there. Check your zone each season on Lee County’s Know Your Zone lookup, because evacuation orders are issued by zone.

Wind Design and Impact Protection

The Lee County Property Appraiser’s wind layer puts Bellini at an ultimate design wind speed of 160 mph for ordinary residential buildings (Risk Category II) and inside the wind-borne debris region. The Florida Building Commission notes that peninsula design wind speeds are unchanged in the 2023 code. For a condominium, replacement windows and doors must be impact-rated or protected by approved shutters, and in most declarations the association controls what the owner may install, so an owner who wants to upgrade openings needs the association’s approval and a county permit.

Hurricane History Near Bellini

Hurricane Ian made landfall on Cayo Costa on September 28, 2022 as a Category 4 storm. The National Hurricane Center’s records for Southwest Florida International Airport, about four miles north of Miromar Lakes, show a gust of 96 knots and 6.54 inches of rain, and surge of 8 to 12 feet struck coastal Estero, Bonita Springs and North Naples, well west of Miromar Lakes. Hurricane Milton in October 2024 brought a 56-knot gust at the airport. We found no primary source documenting surge or specific structural damage inside Miromar Lakes from either storm, and we make no claim either way; a Bellini seller should disclose any storm repairs and insurance claims on the residence, and the association’s minutes will show any building-level repairs.

How Condominium Insurance Splits at Bellini

Florida Statute 718.111(11) makes the condominium association insure the condominium property as originally installed, and excludes from the association’s policy the personal property inside a unit and the floor, wall and ceiling coverings, electrical fixtures, appliances, water heaters, built-in cabinets, countertops and window treatments that serve only that unit. Those are the owner’s to insure, usually under a unit-owner (HO-6) policy, and the association’s deductible and any loss assessment exposure belong in the owner’s coverage conversation too.

The Insurance Market for a Bellini Owner

The state records point to an easing market. Citizens Property Insurance, the state-backed insurer, stood at 278,662 policies in June 2026 after peaking at 1.42 million in October 2023, and recommended an average personal-lines rate decrease for 2026. Florida’s Office of Insurance Regulation reported in May 2026 that 20 new property and casualty insurers had entered the state since the 2022 and 2023 reforms. None of these sources publishes Bellini or Miromar Lakes premiums, and we do not quote any; get a unit-owner quote on the specific residence, and read the association’s master policy summary, before you commit.

What a Bellini Seller Must Disclose About Flooding

Florida Statute 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the contract, stating whether the seller knows of flood damage during ownership, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove that duty.

Which Schools Serve Bellini?

Bellini is served by the School District of Lee County through its proximity-based school-choice plan, not a single assigned school: families rank schools within the choice zone tied to their address, and Florida Gulf Coast University sits immediately next to Miromar Lakes.

Under the district’s Student Enrollment Plan for 2026 to 2027, elementary and middle school families choose among the schools in the proximity zone for their address, with lottery priority for students within two miles and for the nearest school in the zone. For high school, the plan’s South Zone is described as generally south of Dr. Martin Luther King Jr. Boulevard and the Caloosahatchee River, and by that description Miromar Lakes falls inside it. Which proximity zone and which South Zone sub-zone serve Via Bella Acqua Court and Via Milano Drive is answered by the district’s School Enrollment Zones map for the specific address. The district’s choice model assigns no single school, so we name none. Miromar Lakes parcels fall in Lee County School Board District 2.

County Permits for Bellini Condos

Permits for Bellini residences are issued by the Lee County Department of Community Development, because Bellini is in unincorporated Lee County, not the Village of Estero; permit history for any Bellini address is searchable online in Lee County’s eConnect portal without an account.

How to Check a Bellini Permit History

Lee County’s Accela Citizen Access portal, branded eConnect, searches by address, case number or the parcel’s STRAP number, and the county says no account is needed to look up records. Search both the unit’s own address and the building’s, because building-wide work such as a reroof is often permitted to the association. Open or expired permits for windows, a water heater, an air-conditioning change-out or a kitchen remodel are among the most common reasons a condominium closing slows down.

Interior Work in a Condominium

In a Bellini residence, interior work that touches plumbing, electrical systems, structure or the flooring assembly usually needs both a Lee County permit and the association’s written approval under the Declaration. Hard flooring over another residence, for example, commonly carries a sound-underlayment requirement set in condominium rules. Keep the approvals and permits together; a buyer’s attorney will ask for both.

What Is Around Bellini? Zoning and the Miromar Lakes DRI

Bellini sits inside the Miromar Lakes Mixed Use Planned Development, a Development of Regional Impact approved by Lee County in 1999 and now governed by resolution Z-13-020; the whole project covers 1,800.70 acres, and Bellini’s own site was approved in 2005 as about 10.56 acres with 60 multifamily units.

Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI (master number DRI900359) records approval for up to 3,716 residential units on 1,042 acres, 650 boat slips, 150 hotel rooms and 150,000 square feet of commercial space, with 344.70 acres of wetlands and conservation. Those are approved maximums, not a count of what is built. The Lee Plan’s future land use category for the community is University Community. Bellini’s immediate neighbors are the Volterra villas on Via Milano Drive, approved in the same 2005 action, and the Costa Maggiore neighborhoods nearby; the active new construction inside Miromar Lakes, at Positano, Messina and Nerano, is in other parts of the community. The largest change nearby is outside it: the Florida Department of Transportation’s Interstate 75 project from Golden Gate Parkway to Alico Road, which adds optional toll express lanes through the Corkscrew Road interchange, is slated to begin in fall 2026.

Daily Logistics at Bellini

Daily life in Bellini runs on Florida Power & Light electricity, Lee County Utilities water and sewer, Waste Pro collection in Lee County’s Area 3, the San Carlos Park Fire District and a staffed Miromar Lakes gatehouse, with Southwest Florida International Airport 10 to 15 minutes away by the developer’s own measure.

The Gate and Getting In

Miromar Lakes is gated, with a staffed gatehouse and two entrances. The Master Association’s rules require residents to register every vehicle and issue a decal and transponder for the main gate, and guests are admitted on a resident’s authorization. Owners register every occupant within 10 days of a change in occupancy.

Power, Water, Sewer and Fire

Lee County’s electric territory layer returns Florida Power & Light across Miromar Lakes, not LCEC. Water and sewer are Lee County Utilities. Fire and rescue are the San Carlos Park Fire District, which appears on the tax bill at 2.3590 mills for 2025.

Trash and Recycling

Bellini is in Lee County’s solid waste Area 3, served by Waste Pro, and the county’s collection-route layer puts both Bellini streets on a Friday route. Condominium buildings can be served under a different arrangement from single-family curbside service, so confirm the Bellini pickup pattern and any shared containers with the association.

Mail and Internet

Bellini addresses use Miromar Lakes, FL 33913, the postal name the developer uses and the Census geocoder matches, with the unit number after the building’s street number. Whether mail comes to the door or a cluster box, and which internet providers serve Bellini at the address level, are not confirmed in any public source we reached; the Village of Estero lists Comcast, Frontier, CenturyLink and Summit Broadband as providers in the adjoining area. We could not confirm a bulk internet provider, so we name none.

Drive Times and Healthcare

The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimates from the Sales Gallery, which run longer in season, put Florida Gulf Coast University at about 5 minutes, Miromar Outlets, Gulf Coast Town Center and Interstate 75 at about 7, Coconut Point at about 15 and Barefoot Beach Preserve at about 31. For emergencies, Lee Health’s Coconut Point freestanding emergency department is open 24 hours, about 16 minutes away, and Gulf Coast Medical Center, a state-approved Level II trauma center, is about 16 minutes away in Fort Myers.

How Does Bellini Compare With Other Miromar Lakes Condominiums?

Bellini compares as an upper-middle condominium inside Miromar Lakes: on the same 36-month county-deed yardstick its $1,352,500 median sits above Vivaldi and Mirasol and below Ravenna and Montebello, its $567 mean price per square foot trails only Ravenna, and all five pay the same $1,305.08 CDD line.

Data updated: September 2026. Every row below uses the same yardstick: Lee County qualified deeds of improved condominium units, matched by recorded condominium instrument, with the mean of each sale’s own price per heated square foot. Where a condominium has fewer than 10 sales in a window, treat its median as indicative only.

Condominium

Units

Built

Median heated sq ft

36-month sales

36-month median

36-month mean $/sq ft

60-month sales

60-month median

CDD FY2027 per unit

Bellini

60

2007

2,766

12

$1,352,500

$567

19

$1,500,000

$1,305.08

Vivaldi

60

2004 to 2005

2,698

6

$1,202,500

$498

12

$1,299,500

$1,305.08

Ravenna

60

2009 to 2016

2,771

7

$1,765,500

$669

16

$1,562,500

$1,305.08

Montebello

40

2007 to 2011

2,966

7

$1,741,500

$513

15

$1,310,000

$1,305.08

Mirasol

110

2006 to 2007

2,224

25

$1,000,000

$438

41

$880,000

$1,305.08

Bellini and Vivaldi

Vivaldi is Bellini’s closest match: another 60-unit three-story condominium, recorded as Vivaldi at Costa del Lago, built in 2004 and 2005 with residences of about 2,100 to 2,700 heated square feet and billed in the same CDD multifamily class. It is the rival in the decision section below.

Bellini and Ravenna

Ravenna is the newer lakeside condominium, 60 three-bedroom residences built from 2009 to 2016 on Via Tuscany Lane, and Lee County’s approval for it provided one boat dock for each unit, against Bellini’s single 18-slip dock for 60 residences. On the county yardstick Ravenna trades at a higher price per square foot, which is what newer construction and a dock per residence buy.

Bellini, Montebello and Mirasol

Montebello is a 40-unit coach home condominium on Mirasol Drive, built from 2007 to 2011 with larger three-bedroom plans, and Mirasol is the community’s 110-unit mid-rise condominium, the most frequently traded and the lowest-priced of the five. Buyers who want a detached villa instead often look next door at Volterra, the 12 single-family homes that share Via Milano Drive and Bellini’s 2005 county approval.

Bellini vs Vivaldi: Which Miromar Lakes Condominium Should You Choose?

Bellini versus Vivaldi comes down to age, plan mix and price: both are 60-unit three-story condominiums in Miromar Lakes billed the same $1,305.08 CDD line, but Bellini is two to three years newer, two-thirds of its residences are 2,766 or 2,789 square foot three-bedroom plans, and its 36-month county median is $1,352,500 against Vivaldi’s $1,202,500.

Bellini vs Vivaldi Decision Table

Factor

Bellini

Vivaldi

Recorded condominium

Bellini, Lee County Instrument 2007-5277

Vivaldi at Costa del Lago, Official Records Book 4473, Page 2849, with later phases

Residences

60 in 20 buildings of 3

60

Streets

Via Bella Acqua Court and Via Milano Drive

Vivaldi Court

Year built on the roll

2007

2004 to 2005

Heated area on the roll

2,033, 2,766 or 2,789 sq ft (median 2,766)

2,099 to 2,698 sq ft (median 2,698)

Bedrooms on the roll

2 or 3

2 or 3

36-month qualified sales

12

6

Median sale, 36 months

$1,352,500

$1,202,500 (fewer than 10 sales)

Mean price per sq ft, 36 months

$567

$498

Median sale, 60 months

$1,500,000 (19 sales)

$1,299,500 (12 sales)

Southwest Florida MLS closings, 12 months to September 30, 2026

6, median $1,227,500, 77 days on market

3, median $1,127,000, 36 days on market

September 2026 MLS active listings

0

1, at $1,089,000

CDD, Fiscal Year 2027

$1,305.08 (multifamily class, Series 2022)

$1,305.08 (multifamily class, Series 2022)

Condominium association on Sunbiz

Bellini at Miromar Lakes Condominium Association, Inc., N07000000103

Vivaldi at Costa del Lago Condominium Association, Inc., N04000009935

FEMA flood zone

X

X

County-approved dock

One boat dock with 18 slips (2005 approval)

Check the Vivaldi documents

Who Should Choose Bellini, and Who Should Choose Vivaldi?

Choose Bellini if you want one of the larger three-bedroom plans, a building from 2007 rather than 2004 or 2005, and a condominium with a county-approved shared boat dock and its own pool house, and you are willing to pay a higher price per square foot for it. Choose Vivaldi if you want a lower entry price for a similar three-story condominium, and quicker sales: the September 2026 MLS pull shows Vivaldi closings at a median of 36 days on market against Bellini’s 77. Either way, read the reserve study, because both buildings are old enough for Florida’s structural reserve rules to show up in the budget. Sellers in either condominium can start with a free home valuation or call Jesse at (239) 898-6072; buyers can call Marc at (239) 287-5873 or read how we represent buyers.

Honest Pros and Cons of Owning in Bellini

The honest case for Bellini is a large, single-level lakeside residence with the building and grounds handled for you, a short walk from the Beach Club, at a price well below the villa neighborhoods; the honest case against it is unpublished condominium dues, Florida’s new reserve rules on a 2007 building, and a single shared dock for sixty residences.

The Pros

  • Single-level living in 2,033 to 2,789 heated square feet, two-thirds of it in three-bedroom plans.
  • Only three residences to a building, and 60 in the whole condominium.
  • A quarter to a third of a mile, straight-line, from the Beach Clubhouse.
  • Its own pool house and pool deck, and a county-approved 18-slip boat dock.
  • FEMA Zone X and Lee County Evacuation Zone D, the lower-risk end of Southwest Florida’s flood and surge maps.
  • The CDD’s multifamily class at $1,305.08 for Fiscal Year 2027, the lowest residential CDD line in the community, with the debt portion scheduled to retire in 2032.
  • All-ages ownership, with no 55+ restriction on the buyer pool.

The Cons

  • Neither the Bellini association nor the Master Association publishes its dues; you need the estoppel certificates and the budget to know the full carrying cost.
  • The buildings date from 2007, so Florida’s structural integrity reserve rules can raise assessments, and, if the buildings count as three habitable stories, a first milestone inspection falls due by the end of 2037.
  • One 18-slip dock for 60 residences means a boat slip is not automatic.
  • Golf is extra: a $140,000 initiation and a waitlist for resale buyers.
  • Two of the recent resales closed below their previous prices, so a buyer should not assume every Bellini residence has only gone up.
  • Leasing, pet and alteration rules sit in the Declaration of Condominium, which is not posted online.

If the pros fit, sellers can get a free Bellini home valuation or call Jesse at (239) 898-6072, and buyers can call Marc at (239) 287-5873 or read how we represent buyers.

Thinking of Selling Your Bellini Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Bellini listing agent, or thinking, ‘I need someone to sell my Bellini home…’, start with the record: 12 qualified Bellini deeds in 36 months at a $1,352,500 median, and a price set first by which of the three floor plans you own. McGreevy and Comisar price Bellini residences from that record.

Our credentials as your Bellini listing agent:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Recent Bellini Sold Record

In the last 12 months Bellini has seen 6 resales in the Lee County qualified-deed record, from $1,000,000 to $2,000,000 at a median of $1,227,500, for $8,105,000 in volume. Over the 36-month window the record shows 12 resales and $16,911,000 in volume. The Southwest Florida MLS pulled September 30, 2026 shows a median of 77 days on market for Bellini’s six closings in the 12 months to September 30, 2026, and a median 85.8 percent of list price across the five marketed through the MLS. We tracked every qualified Bellini deed, and we will walk you through each one.

What Makes Selling in Bellini Different

Three things. First, the floor plan sets the price band: the two-bedroom plan has recorded between $1,000,000 and $1,200,000 in the window, the three-bedroom plans between $1,255,000 and $2,199,000, so a Bellini price is built from sales of your plan, adjusted for position, view and condition. Second, a condominium sale runs on documents: Florida law requires you to deliver the declaration, bylaws, rules, budget, financial statement and reserve study, and both associations’ estoppel certificates set the dues a buyer will carry. Third, buyers now read reserve studies closely, so a clear reserve picture protects your price.

What Is Your Bellini Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Bellini home valuation. Or talk to Jesse direct: (239) 898-6072, text or call.

Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

How should I price my Bellini residence?

Price it from recent qualified deeds of your own floor plan: five sales of the 2,033 square foot plan at a $1,025,000 median, six of the 2,766 square foot plan at $1,525,000, and one 2,789 square foot sale at $2,000,000. Adjust each for position in the building, view and condition, then check the result against Vivaldi and Ravenna. A price built from the right plan is a strategy; a community average is a guess.

Does my Bellini floor plan matter more than the view?

Both matter, but the plan sets the band and the view and condition place you within it. Six sales of the same 2,766 square foot plan ranged from $1,255,000 to $2,199,000, so presentation of the view, the finishes and the light is worth real money, and we photograph and describe it accordingly.

What documents will a Bellini buyer ask for first?

The condominium document package Florida Statute 718.503 requires (declaration, articles, bylaws, rules, budget, annual financial statement and the structural integrity reserve study or a statement that none exists), the Bellini association and Master Association estoppel certificates, your latest Lee County tax bill with the $1,305.08 CDD line, and your permit history. Having them ready at listing protects your price.

Does the Bellini association have to approve my buyer?

The Articles let the association approve or disapprove the transfer, leasing and occupancy of units if the Declaration of Condominium authorizes it. Whether Bellini’s Declaration does, and how long an approval takes, is in the recorded Declaration, which is not posted online; we read it at listing so any approval step is built into the contract timeline.

Should I sell my Bellini residence furnished?

Some buyers value a turnkey residence, especially seasonal owners, but furnishings should be priced and listed separately in the contract so the recorded price reflects the real estate. We help you decide what to include based on who is buying in Bellini that season.

How long will my Bellini home take to sell?

The Southwest Florida MLS pulled September 30, 2026 shows a median of 77 days on market for Bellini’s six closings in the 12 months to September 30, 2026. With 60 residences and roughly four to six sales a year, pricing to your plan and presenting the view well matter more than the calendar.

Your Local Real Estate Experts

Bellini owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years, and for this Bellini guide they read the county approval, the association’s filings, the CDD budget and every qualified Bellini deed before writing a word.

McGreevy and Comisar are the Domain Realty team behind this Bellini guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has lived in Estero since 2003, a short drive from Miromar Lakes, and the team works the Estero-area golf and lake communities every season. You can read how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Our Clients Say

McGreevy and Comisar is a top-reviewed Bellini realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review

★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review

★★★★★ “No one knows real estate, especially Florida real estate like Marc and Jesse. Smart and savvy. They also have a great team that is knowledgeable and professional.” Christian Schnabel, verified Google review

★★★★★ “Jesse and his team were the most professional and communicative people throughout the entire process! Always available and helpful! Highly recommended!” Matt Haines, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Bellini home? Get a free Bellini home valuation, or call Jesse direct at (239) 898-6072.

Buying in Bellini? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Where Else to Find the Team

Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Bellini, see our Miromar Lakes guide, our Estero guide and our guides to the condominiums Vivaldi and Ravenna.

Frequently Asked Questions, Buyer Edition

These are the questions buyers ask us about Bellini at Miromar Lakes, the 60-residence condominium on Via Bella Acqua Court and Via Milano Drive, answered from the Lee County record, the association and CDD filings, Florida’s condominium statutes and the developer’s own published pages.

How many condos are in Bellini at Miromar Lakes?

Bellini has 60 condominium residences, all coded as condominium units on the Lee County Property Appraiser roll and all created by the Declaration of Condominium recorded as Instrument 2007-5277. Lee County’s 2005 approval was for 60 multifamily units, and the Miromar Lakes CDD’s Fiscal Year 2027 budget bills Bellini as 60 assessment units.

How many buildings does Bellini have?

Twenty. The county roll numbers them 1 to 20, with three residences in each: buildings 1 to 10 on Via Bella Acqua Court and buildings 11 to 20 on Via Milano Drive. Each building holds one residence of each of Bellini’s three floor plans.

Where is Bellini inside Miromar Lakes?

Bellini sits on Via Bella Acqua Court and Via Milano Drive, a quarter to a third of a mile, straight-line, from the Beach Clubhouse at 18061 Miromar Lakes Parkway, beside the Volterra villas and toward the community’s northern recreational lake. The mailing address is Miromar Lakes, FL 33913.

What county is Bellini in, and is it in Estero or Fort Myers?

Bellini is in Lee County, in unincorporated Lee County rather than the Village of Estero or the City of Fort Myers. It sits in the Estero area, east of Interstate 75, and its postal name is Miromar Lakes, FL 33913. Permits come from Lee County, and fire service from the San Carlos Park Fire District.

How big are Bellini condos?

The county roll gives three heated areas: 2,033 square feet with two bedrooms and two baths, and 2,766 or 2,789 square feet with three bedrooms and three baths, twenty residences of each. Heated area excludes garages, balconies and storage, so listing figures that count those spaces will be larger.

When was Bellini built?

The county roll dates all 60 residences to 2007. Lee County approved the project in April 2005, the association was incorporated in January 2007, and the first residences were conveyed from February 2007.

Who built Bellini?

No primary source we could find names Bellini’s builder or developer entity, so we do not name one. The community’s developer is Miromar Development Corporation, and the Bellini association’s first directors listed a Naples office address.

Is each Bellini residence a full floor, with a private elevator?

Listings commonly describe Bellini that way, and the county roll’s three residences per building is consistent with it, but no public primary document we reached states each unit’s floor or an elevator arrangement. The Declaration of Condominium’s plat and limited common element provisions are the authority; read them for the specific residence.

Does Bellini have its own pool and dock?

Yes. Lee County’s 2005 approval for Bellini included a pool house and pool deck, a lake and one boat dock with 18 slips. With 60 residences, not every unit has a slip; the condominium documents set how slips are assigned.

Can you swim in the lake?

Within limits. The Master Association’s rules allow lake swimming only within 50 feet of shore in the roped area by the Beach Club, and never from sundown to dawn. Bellini’s own pool and the Beach Club’s 10,000 square foot zero-edge pool are the everyday swimming options.

Can I keep a boat, and can it reach the Gulf?

Boats are allowed on the lakes if registered with the Master Association: motorboats and pontoons up to 23 feet (pontoon motors 40 horsepower or less) and sailboats up to 21 feet; personal watercraft are prohibited. The lakes are freshwater with no Gulf access. A slip at Bellini’s 18-slip dock depends on the condominium documents.

What are the HOA fees in Bellini?

Bellini owners pay Bellini at Miromar Lakes Condominium Association assessments and Miromar Lakes Master Association dues, and neither association publishes its amount. The estoppel certificate from each association, which Florida Statute 718.116 requires within 10 business days of a request, gives a buyer the current figures before closing.

Is there a CDD fee in Bellini?

Yes. The Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget sets Bellini’s assessment at $1,305.08 per residence: $565.11 of debt service and $739.98 of operations and maintenance. It is collected on the Lee County property tax bill.

Has Bellini done its structural integrity reserve study?

Ask the association. Florida requires a structural integrity reserve study every 10 years for condominium buildings three habitable stories or higher, with first studies due by December 31, 2025 for existing associations, and a seller must give the buyer the latest study or a statement that none was completed.

How much is golf membership, and is it required?

Golf is optional. The Miromar Lakes Golf Club’s official page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip the waitlist; a Bellini purchase is a resale.

Is Bellini gated?

Yes. Bellini is inside the gated Miromar Lakes community, which has a staffed gatehouse and two entrances. Residents register their vehicles with the Master Association and receive a decal and transponder for the main gate.

Is Bellini a 55+ community?

No. No primary source designates Miromar Lakes as 55+ housing, and the Master Association’s rules count dependent children under 25 as part of a registered household. Bellini is open to buyers of any age.

Can I rent out a Bellini condo?

Leasing is possible, but the minimum term, how often you may lease and any approval step are in the Bellini Declaration of Condominium, which is not posted online. When a residence is leased, the owner designates the tenant as the Beach Club user for the lease term.

Are pets allowed in Bellini?

Pets are allowed subject to the Bellini Declaration and rules, which set any limits and are not posted online. The Master Association’s published rule bars pets from the Beach Club, except assistance animals.

Is Bellini in a flood zone?

Bellini is in FEMA Zone X, an area of minimal flood hazard, on map panels 12071C0581F and 12071C0582F, effective August 28, 2008. Flood insurance is generally not required by a federally backed lender in Zone X but is available, and unincorporated Lee County’s CRS Class 5 rating gives a 25 percent NFIP discount.

What insurance does a Bellini owner carry?

The association insures the condominium property as originally installed. Under Florida Statute 718.111(11), the owner insures personal property and the unit’s floor, wall and ceiling coverings, fixtures, appliances, water heater, cabinets, countertops and window treatments, usually under a unit-owner (HO-6) policy.

What schools serve Bellini?

The School District of Lee County uses proximity-based school choice, so families rank schools within the zone tied to their address rather than receiving one assigned school. Check the district’s School Enrollment Zones map for the specific Bellini address. Florida Gulf Coast University is next door.

How far is Bellini from the airport?

The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimate from the Sales Gallery is about 9 minutes; allow more in season.

Is Miromar Lakes the #1 community in the US?

The National Association of Home Builders named Miromar Lakes its Community of the Year in January 2011 and its Beach Clubhouse the Best Clubhouse in 2010, and in 2024 the Lee Building Industry Association named it the Grand Best Master-Planned Community of the Year.

Why work with McGreevy and Comisar to buy in Bellini?

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. In a 60-residence condominium with three floor plans and a wide price spread, we tracked every qualified Bellini deed so you know a fair price for your plan before one comes to market. Call Marc at (239) 287-5873.

Frequently Asked Questions, Seller Edition

These are the questions Bellini owners ask us before selling a Bellini condo, answered from the Lee County deed record, the association and CDD filings, Florida’s condominium statutes, the September 2026 Southwest Florida MLS pull and the other facts on this page.

What is my Bellini condo worth in today’s market?

Your Bellini residence’s value sits inside a recorded range set by its floor plan. In the 36 months since September 2023, the 2,033 square foot two-bedroom plan recorded five sales from $1,000,000 to $1,200,000, and the 2,766 and 2,789 square foot three-bedroom plans seven sales from $1,255,000 to $2,199,000. Position, view and condition place you within your band. We build that number from Bellini deeds of your plan; start with a free valuation or call Jesse at (239) 898-6072.

What did Bellini condos sell for in the last 12 months?

The Lee County qualified-deed record shows six Bellini sales since September 2025: $1,000,000 in December 2025, $1,255,000 in March 2026, $1,625,000 in April, $2,000,000 in May, and $1,025,000 and $1,200,000 in June, a median of $1,227,500 and $8,105,000 in volume. The Southwest Florida MLS pulled September 30, 2026 shows all six, with a median of 77 days on market.

Why is the recent Bellini median lower than in 2023?

Partly mix and partly price. Three of the six sales since September 2025 were the two-bedroom plan, which pulls the median down, but prices also eased: two-bedroom residences recorded at $1,550,000 and $1,575,000 in 2023 and between $1,000,000 and $1,200,000 since mid-2024, and two three-bedroom repeat sales closed below their earlier prices. Condition and presentation now decide where a Bellini residence lands.

How is a Bellini condo valued against Vivaldi and Ravenna?

On the same 36-month county-deed yardstick, Bellini’s median is $1,352,500 at a mean of $567 per square foot, Vivaldi’s $1,202,500 at $498 and Ravenna’s $1,765,500 at $669. Buyers weigh Bellini as newer and larger than Vivaldi and older than Ravenna, which was approved with a dock for every unit, so we position a Bellini listing between the two with the plan and view doing the work.

Which recent sales should set the price of my Bellini condo?

Start with the most recent qualified deeds of your own floor plan, then the earlier sales of that plan, adjusted for time, position, view and condition, and check the result against Vivaldi and Ravenna. We do not price a Bellini residence from a Miromar Lakes community median; the September 2026 MLS community median, $1,483,284, mixes coach homes, villas and estates.

Can I trust an online estimate for my Bellini condo?

Treat it as a starting guess. An automated estimate often blends Bellini’s three floor plans, and six sales of the same 2,766 square foot plan ranged from $1,255,000 to $2,199,000. A model that cannot see the view, the finishes or the plan can miss a Bellini value by hundreds of thousands of dollars; a local, document-based valuation is the reliable route.

What is the best month to list a Bellini condo?

Many Miromar Lakes buyers are seasonal, in Southwest Florida from roughly November to May, so touring concentrates in those months. Bellini deeds have recorded in every season, including two in June 2026, so a well-prepared residence can sell in any month; aim to be photographed, documented and on the market before the season’s buyers arrive.

Should I list my Bellini condo before season or during season?

Before, if you can. Listing in the fall lets the condominium documents, estoppel requests, photographs and pricing be settled before seasonal buyers tour, and puts your residence in front of them the week they arrive. Bellini’s six MLS closings in the September 2026 pull took a median of 77 days on market, so a late-spring listing can run into summer.

Who is the best listing agent for Bellini?

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, the #1 team in Southwest Florida since 2012. For Bellini specifically, we pulled every qualified Bellini deed, the county approval, the association’s filings and the CDD budget before writing this page, and we price and document a Bellini listing from that record.

Who is buying Bellini condos right now?

The buyers who fit Bellini are owners leaving a larger single-family home who want single-level space without the upkeep, seasonal owners who want a residence they can close and leave, and buyers who want the Miromar Lakes lake and Beach Club life below villa prices. Bellini’s all-ages status means families and working-age relocation buyers are in the pool too.

How do you market a Bellini condo to buyers who live out of state?

We lead with what a distant buyer cannot see: professional photography and video of the residence and the view, the walk to the Beach Club, and a document package with the condominium documents, the reserve study, both estoppel certificates and the CDD line. Out-of-state condominium buyers commit faster when the paperwork answers their questions before they fly in.

Does the golf membership transfer when I sell my Bellini condo?

Golf is a separate, optional membership in the Miromar Lakes Golf Club, and its dues and resale transfer terms are not published. The official golf page lists a $140,000 initiation fee and a waitlist for new members, with new-construction buyers able to skip it. Tell us if you hold a golf membership, and we will confirm its terms with the club before listing.

How much will my buyer pay to join the Miromar Lakes Golf Club?

The official Miromar Lakes Golf Club page puts the membership initiation fee at $140,000, up from $110,000 before December 1, 2023, and golf dues are not published. Because a Bellini residence is a resale, a buyer who wants golf should expect the waitlist, so we market Bellini on the residence, the lake and the Beach Club first.

What association fees will a Bellini buyer ask me about?

Three layers: the Bellini condominium association assessment, the Miromar Lakes Master Association assessment and the $1,305.08 Fiscal Year 2027 CDD line on the tax bill, plus any special assessment. Neither association publishes its dues, so the buyer will ask for both estoppel certificates, the budget and your latest tax bill. Having them ready keeps the fee conversation short.

What is an estoppel certificate, and who orders it when I sell in Bellini?

An estoppel certificate is the association’s signed statement of what is owed on your residence: the regular assessment, any unpaid amounts and any scheduled special assessments. Florida Statute 718.116 requires the condominium association to issue it within 10 business days of a request. A Bellini sale needs one from the Bellini association and one from the Master Association; we order both at listing.

Is there a transfer or capital contribution fee when a Bellini condo sells?

We found no public primary document that states a transfer fee or capital contribution for a Bellini resale, and we do not quote figures from listing remarks. The statutory condominium estoppel form asks whether a capital contribution fee is due, so any such charge will appear on the certificates from the Bellini association and the Master Association.

What condominium documents must I give my Bellini buyer?

Florida Statute 718.503 requires a non-developer seller to give the buyer, at the seller’s expense, the declaration, the articles of incorporation, the bylaws and rules, the annual financial statement and budget, any milestone inspection summary, the latest structural integrity reserve study or a statement that none was completed, and the state’s condominium question-and-answer sheet, plus a governance form. We assemble the package at listing.

How does the structural integrity reserve study affect my Bellini sale?

Buyers and lenders now read it closely. If Bellini’s buildings count as three habitable stories, Florida required a first study by December 31, 2025 and bars owners from waiving the reserves it calls for, which can raise assessments. The study, or the association’s statement that none was completed, goes in your document package, so we read it with you before pricing.

When is Bellini’s milestone inspection due?

Under Florida Statute 553.899, a condominium building three habitable stories or more needs a milestone inspection by December 31 of the year it reaches 30 years of age, measured from its certificate of occupancy. Bellini was completed in 2007, so on that schedule the first inspection falls due by the end of 2037, unless the county applies the 25-year rule for buildings near salt water.

Does my Bellini buyer need association approval?

Bellini’s Articles let the association approve or disapprove the transfer, leasing and occupancy of units if the Declaration of Condominium authorizes it. Whether Bellini’s recorded Declaration does, and the timeline and any fee, are set in that document, which is not posted online. We read it at listing so an approval step runs alongside inspections and financing.

What does my Bellini buyer see on the tax bill from the CDD?

The buyer sees a Miromar Lakes CDD line of $1,305.08 for Fiscal Year 2027: $565.11 of debt service on the District’s Series 2022 bonds and $739.98 for operations and maintenance. Florida Statute 190.048 requires the sale contract to carry a bold notice that the District may levy assessments on the property.

When does the CDD debt on a Bellini condo end?

The Bellini debt line repays the District’s Series 2022 refunding bonds, whose scheduled final maturity is May 1, 2032. After that, the debt portion should end, while the $739.98 operations and maintenance portion continues. A shrinking obligation of $565.11 a year is a small, real point to mention to a buyer.

Is my Bellini condo in a flood zone, and what must I disclose?

Bellini is in FEMA Zone X, an area of minimal flood hazard, on panels 12071C0581F and 12071C0582F. Florida Statute 689.302 still requires you to give the buyer a flood disclosure stating whether you know of flood damage during your ownership, filed a flood insurance claim or received federal flood assistance, whatever the zone.

Do I need a four-point or wind-mitigation report to sell my Bellini condo?

No law requires either to sell. For a condominium unit, a buyer’s insurer usually focuses on the unit’s electrical, plumbing, water heater and air conditioning, while the building’s roof and openings sit with the association. Bellini is in a 160 mph design wind speed area, so any association wind-mitigation or roof report helps buyers get accurate quotes.

Should I check permits before listing my Bellini condo?

Yes. Pull the history for your unit’s address and your building’s address from Lee County’s eConnect portal, which needs no account, and close any open or expired permits for windows, a water heater, air conditioning or a remodel. Keep the association’s written approvals with them; a buyer’s attorney will ask for both.

Should I renovate or update before selling my Bellini condo?

Update selectively. Six sales of the same 2,766 square foot plan spread from $1,255,000 to $2,199,000, and condition explains much of that spread, but condominium work needs association approval and time. Paint, lighting and repairs usually pay; a full kitchen or flooring change may not before a sale. We walk the residence and tell you which projects Bellini buyers reward.

Should I sell my Bellini condo as-is?

You can, and some Bellini sellers should, especially if the residence needs a kitchen or bath a buyer will want to choose. An as-is Bellini sale should still come with the condominium documents, the reserve study, both estoppel certificates and the permit history, so the buyer can price the work accurately rather than guess, which protects your net.

What happens to my homestead exemption when I sell my Bellini condo?

The homestead exemption of up to $50,000 and the Save Our Homes cap belong to you as the owner-resident, not to the residence, so the buyer’s taxable value resets toward market value the year after purchase. Florida allows portability of accumulated Save Our Homes savings to a new homestead, which the Department of Revenue explains in its PT-112 guidance.

What Lee County taxing district is a Bellini condo in, and why does it matter?

Every Bellini parcel is in Lee County taxing district 071, San Carlos Fire, in unincorporated Lee County, where the 2025 millage totaled 13.2715 mills, including 2.3590 for the San Carlos Park Fire District. Buyers compare Miromar Lakes with Village of Estero addresses, and knowing the district prevents a mistaken estimate of their tax bill.

Can I sell my Bellini condo while it is leased to a seasonal tenant?

Yes, but the lease governs access and possession. While a tenant holds the residence, the tenant is the Beach Club designee, and showings must follow the lease’s access terms and any association rules. Tell us the lease end date at listing; a vacant residence in season often shows better, while a lease ending at closing can suit an investor.

Can I sell my Bellini condo off market?

You can sell privately to a buyer we introduce, but with roughly four to six Bellini sales a year and a wide spread within each plan, the open market is usually where the highest price is found. A quiet sale trades exposure for privacy; if privacy matters, we can market to our own buyer list first and then decide whether a public launch adds value.

Can I sell my Bellini condo while living out of state?

Yes. A Bellini sale can be run remotely: we coordinate showings, both estoppel requests, the condominium document package, inspections and the closing timeline with the title company on your behalf. Tell us who holds keys and gate access so the residence can be shown on short notice.

Why list your Bellini condo with McGreevy and Comisar?

Because a Bellini price is built from a handful of deeds of your floor plan, not an average. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, we lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and we tracked every qualified Bellini sale in the county record. Call Jesse direct at (239) 898-6072 to start.

Sources and Authoritative References

Every Bellini fact on this page comes from a recorded instrument or filing, a county, state or federal record, the Miromar Lakes CDD, the developer’s own published pages, or the Southwest Florida MLS figures we pulled on September 30, 2026. Sources were accessed in September 2026 unless a date is shown.

Lee County Parcel, Tax, Hazard and Zoning Records

  1. Lee County Property Appraiser, parcel records for Bellini, Instrument 2007-5277 (roll and qualified-sale file, September 2026)
  2. Lee County Property Appraiser GIS, parcel map (Bellini units, common elements and the 2018 lake parcel)
  3. Lee County Property Appraiser, 2025 Taxing District Millage Book (district 071, 13.2715 mills)
  4. Lee County Property Appraiser GIS, flood, wind and evacuation layers
  5. Lee County Property Appraiser GIS, fire and school board districts
  6. Lee County Property Appraiser GIS, zoning and future land use
  7. Lee County DCD, Miromar Lakes MPD/DRI planned development datasheet (DRI900359; Bellini approval ADD2004-00253)
  8. Lee County, Community Rating System discounts
  9. Lee County, Floodplain Management
  10. Lee County, the 50 Percent Rule for substantial improvement
  11. Lee County DCD, Building and Permitting Services
  12. Lee County, search for an elevation certificate online
  13. Lee County Permit Center
  14. Lee County eConnect (Accela Citizen Access) permit search
  15. Lee County flood portal (Forerunner)
  16. Lee County Emergency Management, Know Your Evacuation Zone
  17. Lee County Emergency Management, Evacuation Zone D fact sheet
  18. Lee County, 2024 Evacuation Zones and Public Shelters map
  19. Lee County Solid Waste, garbage company by ZIP code
  20. Lee County Solid Waste, curbside collection rules
  21. Lee County Solid Waste, collection schedule maps
  22. Lee County GIS, garbage collection routes (Waste Pro, Area 3, Friday)
  23. Lee County GIS, electric territories (FPL)
  24. Lee County GIS, water franchise areas (Lee County Utilities)
  25. Lee County GIS, wastewater franchise areas (Lee County Utilities)
  26. Lee County GIS, city and county boundaries (unincorporated Lee County)
  27. Lee County GIS, fire districts (San Carlos Park)
  28. Lee County Utilities
  29. Lee County Board of County Commissioners, staff analysis on the Miromar Lakes South and University Village CDDs

Florida Division of Corporations Filings

  1. Sunbiz entity search, Bellini at Miromar Lakes Condominium Association, Inc. (N07000000103)
  2. Sunbiz detail, Bellini at Miromar Lakes Condominium Association, Inc., filings and annual reports
  3. Articles of Incorporation of Bellini at Miromar Lakes Condominium Association, Inc. (filed January 3, 2007)
  4. Sunbiz entity search, Miromar Lakes Master Association, Inc. (N00000005816)
  5. Articles of Incorporation of the Miromar Lakes master association (2000)
  6. 2019 Articles of Amendment, Miromar Lakes Master Association
  7. Sunbiz detail, Miromar Development Corporation (P99000057616)
  8. Sunbiz detail, Miromar Lakes, LLC, declarant (L99000003976)
  9. Sunbiz detail, Miromar Lakes Golf Club, LLC (L11000142778)

Miromar Lakes Community Development District

  1. Miromar Lakes CDD, official site
  2. Miromar Lakes CDD, What We Do (stormwater design storms)
  3. Miromar Lakes CDD, About the District
  4. Miromar Lakes CDD, frequently asked questions
  5. Miromar Lakes CDD, board meeting information
  6. Miromar Lakes CDD, Adopted Budget Fiscal Year 2027 (Bellini assessment, levy pages 9 and 10)
  7. Miromar Lakes CDD, Adopted Budget Fiscal Year 2026, Amendment 1
  8. Miromar Lakes CDD, Audited Financial Statements Fiscal Year 2025 (bonds, tax-bill collection)
  9. Miromar Lakes CDD, minutes of May 14, 2026 (budget and assessment roll adoption)
  10. Miromar Lakes CDD, Stormwater Rules of Procedure, adopted September 8, 2021
  11. Miromar Lakes CDD, Stormwater Rules of Procedure, adopted September 13, 2018
  12. Miromar Lakes CDD, stormwater management system drainage map
  13. Lee County Ordinance 00-17 establishing the Miromar Lakes CDD
  14. Florida Auditor General, Miromar Lakes CDD audit, Fiscal Year 2024

Miromar Lakes Developer Publications

  1. Miromar Lakes Beach & Golf Club, official site
  2. Miromar Lakes Golf Club ($140,000 initiation, waitlist, course)
  3. Miromar Lakes Signature golf brochure (course and tees)
  4. Miromar Lakes resident newsletter, Fall 2023 (initiation change on December 1, 2023)
  5. Miromar Lakes resident newsletter, Winter 2024 (pickleball courts, awards)
  6. Miromar Lakes resident newsletter, Fall 2024 (gatehouse and entrances)
  7. Miromar Lakes Beach Club
  8. Miromar Lakes zero-edge infinity pool
  9. Miromar Lakes Racquet Club (seven Har-Tru courts)
  10. Miromar Lakes spa and fitness center
  11. Miromar Lakes Wellness Spa
  12. Miromar Lakes, Lake Como
  13. Miromar Lakes, Marina on the Peninsula
  14. Miromar Lakes Botanical Park
  15. Miromar Lakes concierge services
  16. Miromar Lakes, life on the lake (docks, launching, fishing)
  17. Miromar Lakes, the Social Lounge (late fall 2026)
  18. Miromar Lakes, new construction and the golf waitlist
  19. Miromar Lakes, seven reasons buyers choose Miromar Lakes (airport 10 to 15 minutes)
  20. Miromar Lakes Realty page (“Golf membership is optional”)
  21. Miromar Lakes, Our Vision (awards list)
  22. Miromar Lakes, contact page (addresses, estoppel route)
  23. Miromar Lakes community map
  24. Miromar Development Corporation
  25. GlobeNewswire, Miromar Lakes named best community in the United States (February 9, 2011)

Federal Flood, Storm and Address Records

  1. FEMA Flood Map Service Center
  2. FEMA National Flood Hazard Layer map service (Zone X, panels 12071C0581F and 12071C0582F)
  3. FEMA, Community Rating System eligible communities, effective April 1, 2026
  4. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian
  5. National Hurricane Center, Tropical Cyclone Report, Hurricane Milton
  6. U.S. Census Bureau geocoder (Via Bella Acqua Court, Via Milano Drive and Beach Clubhouse coordinates)
  7. Florida Building Commission, wind loads fact sheet for ASCE 7-22 (June 2024)

Florida Statutes and State Agencies

  1. Florida Statutes Chapter 718, the Condominium Act
  2. Florida Statute 718.111, association insurance and official records
  3. Florida Statute 718.112, bylaws, budgets, reserves and the structural integrity reserve study
  4. Florida Statute 718.116, assessments and condominium estoppel certificates
  5. Florida Statute 718.503, non-developer resale disclosure
  6. Florida Statute 553.899, mandatory milestone inspections
  7. Florida Department of Business and Professional Regulation, Division of Florida Condominiums
  8. Florida Statutes Chapter 190, community development districts
  9. Florida Statute 190.048, CDD sale-contract disclosure
  10. Florida Statute 197.3632, uniform method of collection
  11. Florida Statutes Chapter 720, homeowners’ associations (Master Association)
  12. Florida Statute 720.30851, homeowners’ association estoppel certificates
  13. Florida Statute 760.29, housing for older persons
  14. Florida Statutes Chapter 617, not-for-profit corporations
  15. Florida Statute 193.155, Save Our Homes assessment limit
  16. Florida Statute 196.031, homestead exemption
  17. Florida Statute 689.302, seller flood disclosure
  18. Florida Department of Revenue, Save Our Homes (2026 cap 2.7 percent)
  19. Florida Department of Revenue, PT-113 homestead exemption
  20. Florida Department of Revenue, PT-112 Save Our Homes portability
  21. Florida Senate, HJR 1-F release, June 2, 2026
  22. Florida Commission on Human Relations
  23. Citizens Property Insurance, rate recommendation, December 10, 2025
  24. Florida Office of Insurance Regulation, 20 new insurers, May 20, 2026
  25. Florida Trend, Citizens policy count at an all-time low, June 23, 2026
  26. South Florida Water Management District, environmental resource permits

Schools, University, Utilities, Healthcare and News

  1. School District of Lee County, Student Enrollment Plan 2026-2027
  2. School District of Lee County, school zones
  3. Florida Gulf Coast University, about the university
  4. Florida Gulf Coast University, Waterfront at Lake Como
  5. Florida Power & Light
  6. San Carlos Park Fire and Rescue
  7. Village of Estero, utilities and area providers
  8. Lee County Port Authority, Southwest Florida International Airport
  9. Lee Health, Gulf Coast Medical Center
  10. Lee Health, Coconut Point emergency department
  11. Miromar Outlets
  12. WGCU, unincorporated Lee County keeps its flood insurance discount, November 21, 2024
  13. WGCU, I-75 express lanes project to begin this fall, September 20, 2026
  14. WGCU, FGCU building named for Miromar Development’s chief executive, February 12, 2026

Southwest Florida MLS figures on this page (Bellini and Vivaldi closings, days on market, active listings, community closings and rents) were pulled on September 30, 2026, and the county deed record remains the primary sales source.

Downloadable Documents

The official documents below are published by the Miromar Lakes CDD, filed with the Florida Division of Corporations, issued by Lee County or enacted by the Florida Legislature. They are the documents we read for this page, and the ones a Bellini buyer or seller should read before signing. Each link opens the issuing authority’s own copy.

Document

Issued by

Date

What it covers

Link

Articles of Incorporation, Bellini at Miromar Lakes Condominium Association, Inc.

Florida Division of Corporations

Filed January 3, 2007

Condominium Act purpose, one vote per unit, board of 3 to 9, transfer and leasing approval power

View the Bellini Articles

Miromar Lakes CDD Adopted Budget, Fiscal Year 2027

Miromar Lakes Community Development District

Adopted May 14, 2026

Bellini’s $1,305.08 assessment, bond schedules, reserves

View the FY2027 budget

Miromar Lakes CDD Audited Financial Statements, Fiscal Year 2025

Miromar Lakes Community Development District

Auditor’s report December 3, 2025

Series 2022 and 2025 bonds, tax-bill collection

View the FY2025 audit

Lee County Ordinance 00-17

Lee County Board of County Commissioners

September 2000

Creation of the Miromar Lakes CDD, 972.24 acres

View Ordinance 00-17

CDD Stormwater Rules of Procedure

Miromar Lakes Community Development District

Adopted September 8, 2021

Lake maintenance easements, docks, master Declaration citation

View the stormwater rules

Stormwater Management System drainage map

Miromar Lakes Community Development District

Current posting

Lakes, control structures and drainage flow

View the drainage map

Articles of Incorporation, Miromar Lakes master association

Florida Division of Corporations

Filed September 1, 2000

Master Association purpose, voting through Neighborhood Voting Representatives

View the master Articles

Evacuation Zone D fact sheet

Lee County Emergency Management

Current posting

What Zone D means and when it evacuates

View the Zone D sheet

The Declaration of Condominium for Bellini (Lee County Instrument 2007-5277), the master Declaration (Official Records Book 3343, Page 294) and the Master Association Rules and Regulations are recorded with the Lee County Clerk or issued to members; none is posted as a free public copy online, and the Bellini and master documents come with the resale document package a seller must deliver.

Market data from Southwest Florida MLS, pulled September 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Bellini. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.