Coquina Sands - Del Mar

McGreevy and Comisar are the team Del Mar Club owners call first when it is time to sell their shares, and the team buyers call when they want the building’s real record before they sign. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, and for this guide they read every recorded Del Mar Club transfer on the Collier County roll, the state’s cooperative registration and the statutes that govern a Florida co-op sale.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Del Mar Club is an 82-apartment cooperative of two seven-story buildings inside the neighborhood of Coquina Sands in Naples, Florida. It stands at 1300 Gulf Shore Boulevard North, ZIP 34102, on the east side of the boulevard directly across the street from Lowdermilk Park, the City of Naples beachfront park that is Coquina Sands’ front door to the Gulf. Built in 1966, it is the largest association in Coquina Sands by unit count and the tallest building in the neighborhood at its price point.

Del Mar Club is a cooperative under Florida Chapter 719, not a condominium. A Del Mar owner holds shares in DEL MAR CLUB, INC. plus a proprietary lease to one apartment, and the corporation owns the buildings and the land. That single fact changes how a Del Mar apartment is financed, approved, insured and sold, and it is why a Del Mar sale needs an agent who has closed co-op transfers rather than one who treats the building like the condominiums around it. The Florida Department of Business and Professional Regulation registers the building as a Cooperative Project, number PR2S019067, and bills the association the statutory fee of $4 per unit for exactly 82 units (DBPR public records extract; Florida Statute 719.501).

One fact belongs at the top of this page, because Del Mar Club is sometimes described as beachfront: it is not on the sand. The City of Naples’ own address point for 1300 Gulf Shore Boulevard North, its building-footprint layer and FEMA’s flood map all put the two Del Mar buildings on the east side of the boulevard, about 150 feet east of the edge of Lowdermilk Park (City of Naples address points; City of Naples building footprints). The beach is across the street, through a 6.89-acre public park with full restrooms, showers and a beach grill. For most Del Mar owners that is the point of the address.

This page is built from the Collier County Property Appraiser’s bulk roll for all 82 Del Mar apartments and every recorded Del Mar transfer since December 1986 (files dated 29 August 2026); the Florida DBPR cooperative registration; the Florida Division of Corporations record for DEL MAR CLUB, INC.; the City of Naples 2024 milestone building list, zoning, parcel, address, park and floodplain layers; FEMA’s National Flood Hazard Layer; Florida DEP’s coastal construction line; Collier County’s evacuation, wind and milestone-buffer layers; Chapters 719 and 553 of the Florida Statutes; the Fannie Mae Selling Guide’s co-op rules; and Collier County Public Schools’ attendance zones. Where the public record stops, we say so and name the document that would answer the question.

If you own at Del Mar and are thinking about a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the sections on what a co-op buyer actually owns, how Del Mar apartments are financed and what the association must hand you before you sign will tell you whether Del Mar fits before you tour.

Why McGreevy and Comisar Are the Best Realtor for Del Mar Club

McGreevy and Comisar are the best realtor for Del Mar Club because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Del Mar read built on every recorded Del Mar transfer and Florida’s cooperative statutes.

If you’re searching for the best realtor for Del Mar Club in Coquina Sands, Naples, whether you’re ready to sell your Del Mar Club home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters at Del Mar for a specific reason: it is the most uniform building in Coquina Sands and one of its thinnest markets. The county roll carries all 82 apartments at the same 850 square feet and the same 1966 build year, and values them on a ladder: $332,500 for a standard first-floor apartment, rising floor by floor to $482,500 for a premium seventh-floor apartment, with a $40,000 premium on every floor for the apartments whose numbers end in 01, 06, 08, 09, 10 and 11 (Collier County Property Appraiser roll, tax year 2026 preliminary, files dated 29 August 2026). The market does not follow the ladder neatly. The six qualified resales of the last five years ran from $350,000 to $600,000, and five of the six closed above the county’s value for the same apartment, one of them at more than one and a half times it. Several priced transfers in 2022 and 2023 were recorded but not qualified by the county at all. A listing agent who prices a Del Mar apartment off one recent sale, or off a condominium comparable down the street, without separating floor, position, qualification and co-op terms, misses most of that.

Recent Del Mar Club track record (last 60 months): In the last 60 months Del Mar Club recorded six qualified resales in the county’s records, with a median of $518,750 and a range of $350,000 to $600,000 (Collier County Property Appraiser roll and sales history, files dated 29 August 2026, newest recorded Del Mar sale 28 May 2026). No shorter window reaches ten sales: 12 months holds four, 24 months five and 36 months six, so we list all six sales in the market snapshot rather than lean on a median. The highest qualified Del Mar sale on record is $600,000, for seventh-floor apartment 709, recorded 12 February 2026 (Official Records Book 6556, Page 329, on file with the Collier Clerk). In the Southwest Florida MLS Matrix, pulled 26 September 2026, Del Mar Club shows 8 closings in the last 60 months, from $350,000 to $725,000 at a median of $551,250, with a median 78 days on market and a median 95.6% of list price; 4 of them closed in the last 12 months, at a median of $551,250, and none was listed for sale on the pull date. The sales here are the county’s recorded deeds. Ask us and we will walk you through all six sales one by one.

For Del Mar Club sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. At Del Mar the marketing has to reach a buyer who can close on co-op terms. Most Southwest Florida retail lenders do not make co-op share loans, so the buyer pool leans toward cash and portfolio lenders, and the listing has to say so up front (Fannie Mae Selling Guide B4-2.3-02). We build the co-op file before the first showing: the proprietary lease, articles, bylaws, rules and the question and answer sheet, which the buyer must receive before signing or gains a seven-day right to cancel (Florida Statute 719.503); the association’s estoppel certificate, which states any transfer fee, approval requirement and right of first refusal (Florida Statute 719.108); the building’s milestone inspection summary and most recent structural integrity reserve study, which a post-2024 buyer must be offered; and your own parcel’s tax and homestead facts.

For Del Mar Club buyers: the first question at Del Mar is how you will pay, because a co-op share loan is a specialist product and the building’s own documents may set a minimum down payment or require board approval of any financing. The second is the floor and position, because the county’s own ladder and the six recent sales both say they move the price. The third is the document file: the proprietary lease and rules for leasing and pets, the association’s budget and reserves, the master insurance declarations, and the milestone and reserve-study reports for both seven-story buildings. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific Del Mar apartment number; we answer them below.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Selling your Del Mar Club home? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Del Mar Club? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Living in Del Mar Club as a Homebuyer

Living in Del Mar Club means an 850-square-foot apartment in one of two seven-story, elevator-served buildings on Gulf Shore Boulevard North, a pool on the property, and Lowdermilk Park’s beach, restrooms, showers and grill directly across the street, inside the City of Naples and about six minutes by car from Fifth Avenue South.

Del Mar is the Coquina Sands building that most buyers first meet from the beach side: the two towers face Lowdermilk Park across the boulevard, and no taller building in Coquina Sands has recorded its sales in Del Mar’s price range. What follows is what daily life there looks like, drawn from the county roll, the City’s records and the state’s cooperative law.

What Is Del Mar Club?

Del Mar Club is a residential cooperative. DEL MAR CLUB, INC., a Florida not-for-profit corporation (Division of Corporations document 713600, filed 9 November 1967, active), owns two seven-story buildings of 1966 at 1300 Gulf Shore Boulevard North and the land beneath them (Sunbiz corporate search). Each of the 82 apartments is held by a shareholder under a proprietary lease. The City of Naples lists the property on its 2024 milestone building list as “DEL MAR CLUB (COOP)”, two rows, seven stories each, built 1966 (City of Naples 2024 Milestone Buildings).

Where Exactly Is 1300 Gulf Shore Boulevard North?

The two Del Mar buildings stand one behind the other, north and south, on the east side of Gulf Shore Boulevard North, between the boulevard and the single-family lots of Oleander Drive. The City’s zoning layer shows the Del Mar land in the R3-15 multifamily district, with single-family R1-15 immediately east and the Banyan Boulevard co-op and condominium block to the northeast (City of Naples zoning layer). Across the boulevard to the west is Lowdermilk Park at 1301 Gulf Shore Boulevard North, and just to the southwest is The Laurentians. The City’s own neighborhood layer places the property inside Coquina Sands (City of Naples CityView property and zoning service).

Across the Street From Lowdermilk Park, Not on the Sand

This is the fact that shapes Del Mar’s price and its insurance. On this stretch of Gulf Shore Boulevard North the odd-numbered addresses sit on the Gulf and the even numbers across the street, and 1300 follows that pattern. The City’s address point for 1300 plots on the same north-south line as The Parador at 1200, an east-side building, while the Gulf-front buildings at the same latitude, Via Delfino at 1221 and The Laurentians at 1285, plot well to the west. FEMA’s flood map agrees: the Del Mar footprint is in Zone AE, and the VE zone that marks the Gulf-front buildings begins about 200 meters west, inside the park (FEMA National Flood Hazard Layer). The practical reading for a buyer is positive: Del Mar owners reach the beach through one of only two City beach locations with full restrooms and showers, without paying for Gulf frontage.

Two Seven-Story Buildings, One Corporation

The City’s footprint layer shows two near-square buildings of roughly 36 meters a side, stacked north and south on the parcel. Both are seven stories and both date from 1966. Two elevators serve the seven floors, according to Florida DBPR Bureau of Elevator Safety records. The county roll does not say which apartments are in which building, and the apartment numbers (x00 to x11 on each floor) do not reveal it either, so we do not assign apartments to buildings on this page. One corporation, one board and one set of documents govern both.

What You Buy: Shares and a Proprietary Lease

Florida defines a cooperative “unit owner” as “the person holding a share in the cooperative association and a lease or other muniment of title or possession of a unit that is granted by the association as the owner of the cooperative property” (Florida Statute 719.103). The same statute says an interest in a unit “is an interest in real property.” So a Del Mar buyer does not receive a deed to apartment 504; the buyer receives the seller’s shares and an assignment of, or a new, proprietary lease for apartment 504. Florida then treats that interest much like real estate: each apartment is assessed and taxed as its own parcel and can carry a homestead exemption (Florida Statute 719.114).

Who Owns at Del Mar Club?

Mostly second-home owners from the Northeast and Midwest. Of the 82 Del Mar parcels, 61 (74%) mail their tax bills outside Florida, including three to Canada; the most common states are Connecticut (10), New York (8), Massachusetts (7), New Jersey (6), Indiana (6), Pennsylvania (4) and Illinois (3). Only 7 of 82 apartments (8.5%, under one in ten) carry a homestead exemption: apartments 209, 303, 404, 409, 501, 508 and 609 (Collier County Property Appraiser roll, 2026 preliminary). That profile shapes everything from the building’s summer quiet to who shows up at the annual meeting.

A Day at Del Mar Club

A morning walk takes you out the door, across Gulf Shore Boulevard North and through Lowdermilk Park to the sand. The park opens at 5:00 a.m. and closes at 11:00 p.m., has sand volleyball courts, a children’s playground, picnic tables, rentable gazebos, ADA beach mats and beach wheelchairs, and with the Naples Pier is one of only two City beach locations with full restroom and shower facilities (City of Naples, Lowdermilk Park). Back at the building there is the Del Mar pool, which the Florida Department of Health inspected with a Satisfactory result on 29 May 2026. Fifth Avenue South is about six minutes by car, NCH Baker Hospital about five, and the Village Shops on Venetian Bay about eight (road-network routing from the City address point, 26 September 2026).

What Del Mar Club Does Not Publish

Del Mar has no public website that we could find, and its cooperative documents are not posted online. Monthly maintenance, any capital contribution or transfer fee, the approval process, leasing minimums, pet rules, parking, storage and laundry arrangements are not in any primary public source. That is common for an older Naples co-op, and it is not a warning sign in itself. It does mean the buyer’s file comes from the association, through the documents Florida law requires it to hand over, and we list each one below.

Built in 1966, and What That Means in 2026

A 1966 seven-story concrete building on the Gulf coast is old enough to have met every modern safety deadline Florida has set. Both Del Mar buildings were on the City’s list of buildings due a milestone structural inspection by 31 December 2024, and as a pre-2022 cooperative association Del Mar was required to complete a structural integrity reserve study by 31 December 2024, with an outer limit of 31 December 2026 (Florida Statute 553.899; Florida Statute 719.106). What those reports found is not published. A buyer is entitled to see them, and we ask for them first.

Del Mar Club Market Snapshot: What Co-op Apartments Actually Sell For

Del Mar Club recorded six qualified resales in the 60 months to 29 August 2026, from $350,000 to $600,000, with a median of $518,750 (Collier County Property Appraiser sales history). Four of the six closed in 2026. No shorter window reaches ten sales, so below we list every one of the six rather than lean on a median.

Data updated: September 2026 (Collier County recorded sales through 29 August 2026)

Southwest Florida MLS Matrix, pulled 26 September 2026: 8 closings at Del Mar Club in the last 60 months, at a median of $551,250. The sales below are the county’s recorded deeds. We tracked every recorded Del Mar Club sale in the Collier County roll through 29 August 2026: 82 apartment parcels, every transfer instrument since December 1986, each with the county’s own “qualified” flag and its Official Records book and page. A qualified sale is one the county treats as an open-market, arm’s-length price. A transfer the county does not qualify (a family transfer, a trust or estate deed, a corrective deed, or a priced transfer the county set aside for its own reasons) is reported separately and never mixed into a median.

Del Mar is a thin market for its size. Eighty-two apartments produced between zero and four qualified sales a year this decade, and none at all in 2022 or 2023. So we follow the card rule: widen the window 12, 24, 36, then 60 months until it holds ten sales, and if none does, list the sales. None does.

The Six Qualified Resales of the Last 60 Months

Collier County Property Appraiser sales history, files dated 29 August 2026, qualified sales at 1300 Gulf Shore Boulevard North recorded 29 August 2021 to 29 August 2026. Price per square foot uses the roll’s 850 square feet for every apartment, which is the only published measure that is the same for all 82.

Six sales, total $3,052,500, mean $508,750, median $518,750 (an even count, so the median is the average of the middle pair, $500,000 and $537,500, and is not itself an observed price). The mean of the six per-sale prices per roll square foot is about $599 (our arithmetic, mean of per-sale ratios). The Official Records instruments are on file with the Collier Clerk; the county roll carries the book and page.

The May 2026 sale of apartment 507 at $350,000 was recorded the same day as a $0 deed on the same apartment (Official Records 6591/969). The county qualified the priced deed. We report both because a buyer’s appraiser will see both.

How the Windows Compare

The 36- and 60-month windows hold the same six sales because Del Mar recorded no qualified sale between August 2021 and July 2024. The 60-month window misses apartment 101’s $410,000 sale of 27 August 2021 by two days. The twelve-month qualified volume was $2,052,500 across four sales. Reaching back ten years, to 29 August 2016, gives 19 qualified sales at a median of $415,000; that figure mixes prices from before and after 2020 and belongs in the trend, not the headline.

Every Recorded Del Mar Instrument of the Last 36 Months

The county recorded 30 instruments on Del Mar parcels in the 36 months to 29 August 2026: six qualified sales, four priced transfers the county did not qualify ($200,000 to $432,500), and twenty at $0. A $0 or nominal deed in a co-op is usually a transfer into or out of a trust, an estate, a family member or a corrective filing. The roll shows the county’s flag but not its reason, so we do not characterize any individual unqualified transfer, and we never use one as a comparable.

The largest priced transfer of any kind on Del Mar’s record is $725,000 for apartment 210 in August 2022, and the county did not qualify it. It is not a sale price we can rely on, and it is not the record. The gap in the qualified series in 2022 and 2023 is not a gap in activity: several priced transfers recorded in those two years, and the county set each of them aside. Why is not in the roll; the instruments are on file with the Collier Clerk.

The Record Sale

The highest qualified sale in Del Mar’s recorded history is $600,000 for seventh-floor apartment 709, recorded 12 February 2026 (Official Records 6556/329), about $706 per roll square foot. Apartment 709 is one of the county’s premium positions on the top floor, valued at $482,500 for 2026, the highest just value in the building. Its own chain tells the long story of the building in three deeds: $400,000 in March 2004 (Official Records 3528/914), $520,000 in January 2016 (Official Records 5239/2786) and $600,000 in 2026.

Del Mar Prices Over Time, 1986 to 2026

The county holds 119 qualified Del Mar sales from December 1986 to May 2026. A single median across that span would mix 1980s and 2020s prices and say nothing about today, so we show the history by period instead.

Source: Collier County Property Appraiser sales history, qualified sales only, files dated 29 August 2026; periods and medians are our arithmetic. The shape is the familiar Naples one: a run-up to 2005 to 2008, a drop of more than a third in the period medians after 2008, a slow recovery through the 2010s and a new high in 2026.

Repeat Sales: The Same Apartment, Years Apart

Repeat sales strip out the differences between apartments. Four Del Mar chains from the county roll:

• Apartment 610: $320,000 (2002), $420,000 (2005), $440,000 (2015), $495,000 (2018), $510,000 (2021).
• Apartment 503: $440,000 (2006), $358,000 (2017), $490,000 (2021).
• Apartment 603: $350,000 (2008), $537,500 (2026).
• Apartment 703: $343,000 (2004), $500,000 (2024).

Apartment 503 is the cautionary one: a buyer at the 2006 peak waited fifteen years to see the purchase price again. Apartment 610 is the steady one: five qualified sales in nineteen years, each higher than the last.

How Often Del Mar Apartments Change Hands

Qualified sales per year at Del Mar: 2012, 5; 2013, 3; 2014, 2; 2015, 3; 2016, 3; 2017, 2; 2018, 4; 2019, 1; 2020, 2; 2021, 4; 2022, 0; 2023, 0; 2024, 1; 2025, 1; 2026, 4 to 29 August. Six qualified resales in five years across 82 apartments is a turnover of well under 2% a year. Owners hold. That is good for the stability of a co-op, and it means every sale sets the next buyer’s expectations.

What the County Says a Del Mar Apartment Is Worth

The 2026 preliminary roll values all 82 apartments at a combined $34,405,000, a median of $422,500 and a range of $332,500 to $482,500 (Collier County Property Appraiser roll, files dated 29 August 2026). Five of the six recent qualified sales closed above the county’s value for the same apartment, at 1.13 to 1.52 times it; the sixth, apartment 507, closed at 0.85 times. Just value is an assessment concept, not a market price, and an online automated estimate built on the county roll will tend to understate a Del Mar apartment that has been updated or sits in a premium position.

Del Mar Against the Wider Naples Beach Market

The Naples Area Board of REALTORS reports a July 2026 median closed price of $950,000 for condominiums in its “Naples Beach” area, ZIPs 34102, 34103 and 34108, with 7.1 months of supply, 147 days on market and 92.5% of list price received (NABOR July 2026 statistics). That is an MLS monthly median for condominiums across three ZIP codes; Del Mar’s figures are county-recorded co-op sales over 60 months in one building. The two are different metrics, periods and geographies, so we set them side by side for context only and do not call one higher or lower than the other.

Our Read of the Del Mar Market

Three things stand out. First, 2026 is the most active year at Del Mar since 2018, and it produced the building’s record. Second, the spread is wide for 82 identical-size apartments: $350,000 to $600,000 inside four months of 2026. Floor and position explain part of it, and condition, furnishing and terms explain the rest, which is exactly why a Del Mar price has to be built apartment by apartment. Third, the county’s values sit below most recent sales, which helps a buyer’s property-tax picture and hurts a seller who lets an automated estimate anchor the conversation.

First-Hand: What We Check Before We Price a Del Mar Apartment

Before we put a number on a Del Mar apartment we pull its own parcel on the roll (floor, position, just value, homestead, tax bill), its full recorded chain, every qualified sale on its floor and in its position since 2016, and every unqualified transfer that a buyer’s appraiser might mistake for a comparable. Then we ask the association for the estoppel certificate, the budget, the reserve schedule, the insurance declarations, the milestone summary and the structural integrity reserve study, because at Del Mar those documents move the price as much as the view does.

Ready to Sell or Buy at Del Mar Club? Talk to the Team That Read Every Recorded Del Mar Transfer

Del Mar Club is the largest cooperative in Coquina Sands, and in the 60 months to 29 August 2026 only six of its 82 apartments recorded a qualified sale, four of them in 2026 alone. In a market that thin, the seller who prices to the floor and position, with the proprietary lease, the estoppel certificate and the milestone and reserve-study reports already in the file, is the seller who sets the next benchmark.

Selling a Del Mar Club home? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Buying at Del Mar Club? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

How Did Del Mar Club Come to Be?

Del Mar Club came to be in the mid-1960s, when Gulf Shore Boulevard North between downtown Naples and Doctors Pass filled with cooperative apartment buildings. Its two seven-story buildings were completed in 1966, and DEL MAR CLUB, INC. was filed with the State of Florida on 9 November 1967. It has been a cooperative ever since.

The Naples Company and the Land

The land under Del Mar was part of the northern Naples holdings that passed in 1946 to The Naples Company, the Watkins family firm that bought the Naples Hotel, the golf course and roughly 2,200 acres, about 90 percent of the land in Naples (Gulfshore Life, the Watkins family). The Naples Company platted Coquina Sands in two units in 1954 and 1956, and it gave the City the beachfront land that became Lowdermilk Park in place of the beach access points the original town plat had shown on every block (Coquina Sands Association history). The park is named for Fred Lowdermilk, the City’s first City Manager. That bargain is why the property facing Del Mar across the boulevard is a public park rather than another row of buildings.

The Cooperative Decade on Gulf Shore Boulevard North

Many of the multifamily buildings on this corridor went up between the late 1950s and the late 1960s, and a striking number of them were organized as cooperatives, in which a corporation owns the building and residents hold shares. Del Mar was one of them, alongside Calusa Club, Kona Kai, Lago Mar and Reef Club, the four other cooperatives that remain in Coquina Sands today. Several former cooperatives on the same boulevard, among them Bahama Club, Mansion House, Gulf Shore Colony Club and Harbour Club, have since been sold to developers and cleared (Naples Daily News, Gulf Shore Boulevard redevelopment). Del Mar, at 82 apartments, is by far the largest cooperative still standing in the neighborhood.

1966: Two Towers Across From the Park

The City of Naples records both Del Mar buildings as seven stories, built in 1966 (City of Naples 2024 Milestone Buildings), and the county roll carries all 82 apartments with the same 1966 build year and 850 square feet. A Naples Daily News classified of 26 March 1970 advertised a “Furn. 2 bedroom 2 Bath” seasonal rental at “1300 Gulf Shore blvd. Del mar club” (Naples Daily News, 26 March 1970, page 7), which tells us two-bedroom, two-bath apartments existed from the building’s first years and that seasonal renting was part of its life early on. We do not generalize that to all 82 apartments; the county roll does not record bedrooms.

The Corporation, 1967 to 2026

DEL MAR CLUB, INC. was filed with the Florida Department of State on 9 November 1967 as a not-for-profit corporation, document 713600. Its Amended and Restated Articles were filed in February and September 2014, and the corporation’s record shows a reinstatement on 17 February 2016; it is active today (Florida Division of Corporations). The corporation’s registered agent changed on 4 April 2025 to Newell Property Management Services LLC of Naples, which is the building’s management company of record. The corporate name carries neither “cooperative” nor “condominium”; the classification rests on the state’s registration, the City’s list and the county’s own coding of each parcel as “DEL MAR CLUB (COOP)”.

Registered With the State as a Cooperative

The Florida Division of Florida Condominiums, Timeshares and Mobile Homes registers Del Mar as a Cooperative Project, project number PR2S019067, at 1300 Gulf Shore Blvd N, and has billed it $328 each year from 2022 through 2026 (DBPR cooperative payment-history extract). Florida sets the cooperative annual fee at “$4 for each residential unit” (Florida Statute 719.501), and $328 divided by $4 is exactly 82, the same count the county roll carries. Two independent records agree on the size of the building.

Del Mar at 60

Sixty years on, Del Mar is the tallest building in Coquina Sands whose recorded resales sit under $600,000, and one of the few older Gulf Shore Boulevard cooperatives still operating as a residence rather than a redevelopment site. Its future is its owners’ to decide. What we can say from the public record is that it is registered, current with the state, inside the City’s milestone program, and surrounded by a neighborhood whose values are being reset upward by the construction around it.

The Residences: 82 Apartments of 850 Square Feet on Seven Floors

Del Mar Club holds 82 apartments across seven floors of two buildings, and the county roll records every one of them at 850 square feet and a 1966 build year. The differences that matter at Del Mar are the floor, the position on the floor, and what each owner has done inside the apartment since 1966.

The roll carries 11 apartments on the first floor (101 to 111), 12 on the second (200 to 211), 11 on the third (301 to 311), and 12 on each of the fourth through seventh floors (x00 to x11). The first and third floors have no x00 apartment. Base and adjusted area are 850 square feet on every parcel (Collier County Property Appraiser roll, tax year 2026 preliminary, files dated 29 August 2026).

The County’s Value Ladder, Floor by Floor

The ladder is mechanical and it is useful. The county adds $50,000 from the first floor to the second, $10,000 a floor from the second to the sixth, and $20,000 from the sixth to the seventh, and it adds a $40,000 premium on every floor to the apartments numbered 01, 06, 08, 09, 10 and 11. The roll does not say why those positions carry a premium, whether it is orientation, outlook, corner exposure or layout, and we do not guess. We show buyers the difference in person.

What the Recent Sales Say About Floor and Position

Of the six qualified resales in the last 60 months, three were premium positions (109, 310 and 709) and three were standard positions (507, 603 and 703). The premium apartments sold for $565,000, $500,000 and $600,000; the standard apartments for $350,000, $537,500 and $500,000. The highest price was on the seventh floor, but the second highest was on the first floor, apartment 109 at $565,000. Six sales cannot prove a floor premium, and the first-floor result is a reminder that condition and terms can outweigh height. What the record does support is that the top of the building and the premium positions set the ceiling.

Layouts and Bedrooms

The county roll records square footage, not bedrooms, and no association website, City record or state record publishes Del Mar floor plans. The one early primary record, the 1970 classified quoted above, advertises a furnished two-bedroom, two-bath apartment. Sixty years of owner alterations can change a layout, and a listing’s bedroom count is the seller’s description, not a public record. The only reliable way to know an apartment’s layout is to see it and to read the proprietary lease and any board approvals for alterations.

Renovations Inside a Co-op Apartment

In a cooperative the corporation owns the walls, the structure and the building systems, and the proprietary lease sets what an owner may change inside the apartment and what needs board consent. Del Mar’s alteration rules are not published. For a buyer planning a kitchen, bath or flooring project, the practical steps are the same in any Naples co-op: read the lease and rules, ask the manager for the alteration application, and expect any work touching plumbing, electrical, windows or the structure to need both board approval and a City of Naples building permit (City of Naples permit search portal).

Is There a Penthouse or a Larger Plan?

Not on the county roll. Every Del Mar parcel, including every seventh-floor apartment, is recorded at 850 square feet. If a listing describes a larger apartment, ask whether two apartments were combined, how the shares and the proprietary lease reflect it, and whether the county roll still carries two parcels.

What Amenities Come With a Del Mar Club Apartment?

The amenities that come with a Del Mar Club apartment, on the primary record, are a pool on the property, two elevators serving seven floors, and Lowdermilk Park directly across Gulf Shore Boulevard North. Parking, storage, laundry and guest arrangements are set by the cooperative’s rules, which are not published, so buyers confirm them with the association.

On the Property

Lowdermilk Park, Across the Street

Lowdermilk Park is Del Mar’s real amenity package. The City’s park parcel covers 6.89 acres at 1301 Gulf Shore Boulevard North and is owned by the City of Naples (City of Naples parcel layer). On the City’s GIS, the east edge of the park sits about 46 meters, roughly 150 feet, west of Del Mar’s west wall, which is the width of Gulf Shore Boulevard North and its verges (City of Naples parks layer). The walk to the sand is longer, through the park, and we have not measured it, so we do not publish a figure.

The City lists sand volleyball courts, a children’s playground, picnic tables and benches, full restroom and shower facilities, two gazebos for rent, ADA beach access mats, beach wheelchairs for rent and the Flip Flop Beach Grill concession (City of Naples, Lowdermilk Park). Gazebos rent at $35 an hour for Collier residents and $165 an hour for non-residents, plus tax and a $50 deposit. The park’s north-side playground was lost to Hurricane Ian in 2022; a $699,787 replacement playground and shelter contract went to City Council in mid-2026 (WINK News, Lowdermilk Park upgrade); check the City for the current status.

The Neighborhood’s Amenities, and What Is Not Included

Coquina Sands has no mandatory neighborhood association, no clubhouse, no gate and no golf membership attached to its homes. The Coquina Sands Association is a voluntary civic association that charges $90 a year per household and has no lien authority over any Del Mar apartment (Coquina Sands Association). Membership is a choice. The Naples Beach Club, A Four Seasons Resort, at the neighborhood’s southern edge, is a private resort and residence club; a Del Mar apartment carries no rights there.

City Parks Within a Short Drive

Beyond Lowdermilk, City of Naples residents use Cambier Park downtown, Fleischmann Park for sports fields, Baker Park on the Gordon River and the River Park Aquatic Center, all run by City Parks and Recreation (City of Naples, Fleischmann Park; City of Naples, Baker Park). Clam Pass Park, a Collier County beach park with a boardwalk through mangroves, is a short drive north (Collier County Parks, Clam Pass Park).

What Are the Maintenance Fees and Property Taxes at Del Mar Club?

Del Mar Club’s monthly maintenance is not published by the cooperative or by any public source, so no figure appears on this page. Property taxes are public: each apartment has its own county tax bill, the median across all 82 apartments on the county roll is $3,616.77, and bills run from $1,459.18 to $4,106.17.

Monthly Maintenance: Where the Number Lives

In a cooperative the monthly maintenance charge covers the corporation’s whole budget: building insurance, reserves, management, utilities for the common areas, the pool, the elevators, staff if any, and debt service if the corporation carries any. Del Mar publishes none of it, and we will not print a figure we cannot source. The number, and anything else owed, comes from three documents: the estoppel certificate, which the association must issue within ten business days of a request; the current annual budget; and the most recent annual financial statement (Florida Statute 719.108; Florida Statute 719.104).

Property Taxes on the Record

Source: Collier County Property Appraiser roll extract, files dated 29 August 2026; total and ratios are our arithmetic. Apartment 101, for example, carries a non-homestead bill of $3,355.34 against a 2026 just value of $372,500, about 0.90%.

Why a Co-op Apartment Gets Its Own Tax Bill

Florida law puts co-op apartments on the tax roll one by one: “Each cooperative parcel shall be separately assessed for ad valorem taxes and special assessments as a single parcel,” and the property appraiser must be given the documents needed “to make a determination as to the ownership of a cooperative parcel for assessment and homestead tax exemption purposes” (Florida Statute 719.114). The tax lien attaches to that apartment’s parcel alone, not to the building. In practice a Del Mar owner is taxed much like a condominium owner.

The Millage Stack Inside the City of Naples

A Coquina Sands parcel carried roughly 9.05 mills of ad valorem tax on tax year 2025 adopted rates, built line by line from each levying authority, of which the City of Naples’ own operating rate was 1.2300 mills (City of Naples millage page). The City rate replaces the unincorporated county’s municipal services levy and a fire-district levy, because the City runs its own police and fire-rescue. There is no community development district inside the City of Naples, so a Del Mar bill carries no CDD line.

Homestead, Save Our Homes and the Reset on Resale

A Del Mar owner who makes the apartment a permanent Florida residence can claim homestead on it, as seven owners do today. The exemption removes $25,000 of assessed value from all levies and an additional, inflation-indexed amount ($26,411 for 2026) from non-school levies, and Save Our Homes then caps the annual rise in the homesteaded assessment at the lower of 3% or inflation (Florida Department of Revenue, homestead guidance PT-113; Florida Statute 193.155). A non-homestead apartment’s assessment is capped at a 10% annual rise for non-school levies (Florida Statute 193.1554). The number that matters to a buyer is not the seller’s bill: the assessment resets to market value on 1 January after the purchase. A buyer moving homestead from another Florida home may be able to port up to $500,000 of accumulated benefit (Florida Department of Revenue, portability guidance PT-112).

Special Assessments

We found no public record of a Del Mar special assessment. That is absence of evidence, not evidence of absence: associations levy special assessments by board action and notice to owners, and none of that is published for Del Mar. Since 2025 a unit-owner-controlled cooperative may fund milestone and reserve-study work through regular assessments, special assessments, lines of credit or loans, and any such credit line or loan must be disclosed in the annual financial statement and to prospective purchasers (Florida Statute 719.106). The estoppel certificate states any special assessment levied or pending on the apartment.

Del Mar Club’s Layered Costs: Cooperative, City and Voluntary Association

Del Mar Club’s cost stack is short. There is the cooperative’s monthly maintenance, the apartment’s own county tax bill, and nothing else mandatory: no master association, no community development district, and a Coquina Sands Association that is voluntary. The one-time costs of buying and selling are where a co-op differs from a condominium.

The Recurring Layers

The City of Naples raised its stormwater utility rate for 2026 (Gulfshore Business, Naples stormwater rate); ask the manager how it is billed at Del Mar.

The One-Time Costs of a Transfer

• Approval fee. Florida caps any cooperative fee “in connection with the sale, mortgage, lease, sublease, or other transfer of a unit” at $100 per applicant, with a married couple or a parent and dependent child counted as one applicant, and only if the cooperative documents require approval and provide for the fee (Florida Statute 719.106).
• Estoppel certificate. Capped at $250 when no delinquency is owed, plus $100 for delivery within three business days, plus up to $150 if a delinquent amount is owed (Florida Statute 719.108).
• Capital contribution, resale or transfer fee. Not published for Del Mar. The statutory estoppel form asks the association directly: “Is there a capital contribution fee, resale fee, transfer fee, or other fee due?”
• Documentary stamp tax. Florida’s documentary stamp statute reaches cooperative interests by name, at $0.70 per $100 of consideration in Collier County (Florida Statute 201.02); the contract says who pays.
• Closing and lender costs. A co-op closing assigns shares and a proprietary lease rather than recording a deed and mortgage, and a share lender needs its own documents, so use a closing attorney or title agent experienced in Florida co-op transfers.

What Is Not in the Stack

No gatehouse, no golf equity, no club dues, no master association, no CDD bond line. Compared with a North Naples golf-community condominium, the absence of layers is Del Mar’s cost advantage; compared with a Gulf-front condominium, the absence of beach frontage and the smaller apartment keep both the price and the tax bill lower.

The Del Mar Club Proprietary Lease, Bylaws and Rules: What Governs a Co-op Apartment

Del Mar Club is governed by its articles of incorporation, its bylaws, the proprietary lease each shareholder signs and the board’s rules, read together with Florida’s Cooperative Act, Chapter 719. None of the Del Mar documents is posted publicly, so Florida law’s disclosure rules decide what a buyer sees, and when.

The Documents That Make Up a Del Mar Ownership

What Florida Requires a Seller to Hand the Buyer

Every Florida contract to resell a cooperative interest must contain, in conspicuous type, either the buyer’s acknowledgment of having received “a current copy of the articles of incorporation of the association, bylaws, rules of the association, and the question and answer sheet” more than seven days before signing, or a clause letting the buyer void the contract within seven days of receiving them (Florida Statute 719.503). For contracts signed after 31 December 2024 in a building that needs a milestone inspection or a structural integrity reserve study, the statute adds a second clause covering the inspector-prepared milestone summary and the most recent structural integrity reserve study. Both apply at Del Mar.

The Official Records the Association Must Keep

Florida requires a cooperative association to keep its official records, including the question and answer sheet, and “a copy of the inspection reports described in ss. 553.899 and 719.301(4)(p),” which the association must keep for 15 years after receiving them (Florida Statute 719.104). An owner has a right to inspect those records, and a seller can use that right to build a complete file before listing.

Buyer Approval

Many Florida cooperatives require the board to approve a purchaser before shares transfer, and many interview applicants and review finances. Del Mar’s own approval procedure, including any interview, financial minimum or cash requirement, is not published. Florida caps any approval fee at $100 per applicant, with a married couple or a parent and dependent child counted as one applicant, and only where the documents require approval and provide for the fee (Florida Statute 719.106). The statutory estoppel form asks the association whether its rules “require approval by the board of directors of the association for the transfer of the unit” and whether “a right of first refusal [is] provided to the members or the association” (Florida Statute 719.108). Those two answers set the contract timeline.

Alterations, Move-Ins and Contractor Access

Rules for renovation seasons, contractor hours, elevator reservations for move-ins and deliveries are building rules at Del Mar and are not published. Plan for them anyway: in a two-elevator, 82-apartment building, a move or a renovation is a scheduling event, and many Naples associations restrict heavy work during the winter season.

How Do You Finance a Del Mar Club Co-op Purchase?

Financing a Del Mar Club purchase means a co-op share loan, secured by the shares and the proprietary lease rather than by a deed, from one of the relatively few lenders approved to make them, or paying cash. Fannie Mae buys co-op share loans only from specially approved lenders and only in qualifying cooperative projects.

What a Share Loan Is

Because the corporation owns the building, a Del Mar buyer has no deed to mortgage. A lender instead takes a security interest in the shares and the proprietary lease, usually documented with a financing statement, the stock certificate and a recognition agreement signed by the cooperative. The loan behaves like a mortgage from the borrower’s side (a rate, a term, a monthly payment) but the paperwork and the lender pool are different.

What Fannie Mae Requires

Fannie Mae’s Selling Guide states that it “purchases or securitizes co-op share loans for units in co-op projects from lenders specially approved to sell such loans to Fannie Mae,” and that for a share loan to be eligible “the co-op project in which the secured unit is located must qualify as a cooperative housing corporation under Section 216 of the Internal Revenue Service Code” (Fannie Mae Selling Guide B4-2.3-02). Loan terms for share loans are set out separately (Fannie Mae Selling Guide B4-2.3-04), Fannie Mae will not buy share loans in an ineligible project type (Fannie Mae Selling Guide B4-2.1-03), and its co-op documentation requirements name Florida specifically (Fannie Mae co-op share loan documentation requirements). Whether any lender has reviewed or approved Del Mar as a project is not published.

What That Means in Practice

Most Southwest Florida retail lenders do not hold the special approval to sell share loans, which is why a co-op buyer often hears “we don’t do co-ops” even though Florida co-op financing is legal and available. Many co-op buyers pay cash or borrow from a portfolio lender, a bank that keeps the loan on its own books, and some borrow against other assets. The Federal Housing Administration’s old Section 203(n) co-op program should not be assumed available (HUD archives, Section 203(n)). Del Mar’s own documents may cap financing or require a minimum down payment; that is not published, so we ask.

How Title and Closing Work

At closing the seller’s shares are assigned or surrendered and reissued, the proprietary lease is assigned or a new one issued, the association’s approval is delivered, and the buyer’s lender files its security documents. Title insurance for a co-op interest is a different product from a standard owner’s policy on a deed; ask your closing attorney or title agent what coverage is available on a Florida cooperative interest.

Selling a Del Mar Club apartment to a financed buyer? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Buying at Del Mar with a share loan? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Is Del Mar Club a 55+ Community?

Del Mar Club is not published anywhere as a 55-and-over community. We found no public document restricting occupancy by age, and the county roll shows a mix of owners. Any age restriction would have to appear in the cooperative’s own documents and meet the federal and Florida housing-for-older-persons rules, so ask the association in writing.

Housing that claims the older-persons exemption under Florida’s Fair Housing Act must meet the statute’s requirements, including the 80% occupancy rule for 55-and-over housing and published policies showing the intent to serve older persons (Florida Statute 760.29). If Del Mar’s documents contain an age provision, the question and answer sheet and the rules will show it. Until then, the honest description is that the owner profile skews to second-home owners from the Northeast and Midwest, and that no public record makes Del Mar an age-restricted building.

Can You Rent Out a Del Mar Club Apartment?

Del Mar Club’s own leasing rules, including any minimum term, cap on leases a year, first-year restriction or board approval of tenants, are not published. What is certain is the City of Naples floor under any rule: rentals must run 30 days or longer, except three shorter rentals a year.

The City of Naples Rule

The City’s guidance reads: “Rental terms must be 30 days or longer; except that three times per year, a property may be rented for less than 30 days. A property may not be advertised as available for less than 30-day rentals” (City of Naples short-term rental guidelines). Transient lodging is not a permitted use in the R3-15 district where Del Mar sits (City of Naples code compliance handout). Nightly rentals are out; seasonal leases of a month or more are the Naples norm.

What the Cooperative Can Add

A Florida cooperative’s documents can be stricter than the City: a longer minimum, a cap on leases per year, a rule against leasing in the first year of ownership, board approval of each tenant and a tenant application fee, capped by statute at $100 per applicant, with no charge for renewing a lease with the same tenant (Florida Statute 719.106). Early seasonal renting at Del Mar is on the record, in the 1970 classified quoted above. Today’s rules are in the proprietary lease and rules; read them before you count on rental income.

What a Buyer Planning to Rent Should Ask

• The minimum lease term and the maximum number of leases a year.
• Whether a new owner must wait before leasing.
• Whether the board approves tenants, how long it takes and what it costs.
• Whether tenants may use the pool and keep pets.
• Whether any apartment is leased today, and until when, if you are buying one with a tenant in place.

Pet Rules at Del Mar Club

Del Mar Club’s pet rules are not published in any primary source. Whether owners may keep a dog or a cat, and whether tenants may, is set by the cooperative’s proprietary lease and rules, which a buyer receives under Florida law before the contract becomes binding. Ask before you write an offer if a pet is part of your plan.

Claims about Del Mar’s pet policy appear on listing pages, but they are not a primary source and we do not repeat them. Two legal points apply regardless of the building’s rules. Florida and federal fair housing law require housing providers to consider reasonable accommodation requests for assistance animals, and Florida sets out what documentation a provider may request for an emotional support animal (Florida Statute 760.27). And a building rule on pets binds tenants as well as owners, so a buyer who plans to rent should read the rule from both sides.

Milestone Inspections, Structural Reserve Studies and Florida Cooperative Law at Del Mar Club

Del Mar Club’s two seven-story buildings are squarely inside both of Florida’s post-Surfside safety laws. The City of Naples listed both on its 2024 milestone inspection list, and as a cooperative association that existed before July 2022, Del Mar had to complete a structural integrity reserve study by 31 December 2024. The results of both are not published.

The Milestone Inspection

Florida requires a milestone structural inspection of every building of three habitable stories or more that is subject to condominium or cooperative ownership, and “if a building reached 30 years of age before July 1, 2022, the building’s initial milestone inspection must be performed before December 31, 2024” (Florida Statute 553.899). The City of Naples applies a 25-year trigger to buildings within three miles of the coastline, requires an inspection for each building of a multi-building association, and set 31 December 2024 as the deadline for buildings already past their milestone year (City of Naples milestone inspection program). Collier County’s milestone buffer layer places Del Mar within the three-mile coastal band (Collier County milestone buffer layer).

The City’s 2024 list carries two identical rows for Del Mar: “DEL MAR CLUB (COOP), 1300 GULF SHORE BLVD N, NAPLES, FL 34102, 7 stories, 1966” (City of Naples 2024 Milestone Buildings). The City publishes which buildings were required, not what the inspections found (City of Naples milestone inspections by year). Under the statute’s “every 10 years thereafter”, the next cycle after a 2024 inspection falls ten years later; we state no Del Mar date beyond that rule.

Phase One, Phase Two and the Owner Summary

A milestone inspection starts with a visual examination by a licensed architect or engineer. A second phase, with testing, follows only where the first finds substantial structural deterioration. Either way, the association must deliver the inspector-prepared summary of material findings to every owner, and a buyer under a post-2024 contract must be offered it (Florida Statute 553.899 and Florida Statute 719.503). Ask the association for the phase one report, any phase two report, the summary, and the status of any repairs it recommended.

The Structural Integrity Reserve Study

“A residential cooperative association must have a structural integrity reserve study completed at least every 10 years for each building on the cooperative property that is three habitable stories or higher in height” (Florida Statute 719.106). The study covers eight items: roof, structure, fireproofing and fire protection, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors, and any other item above the statutory cost threshold. For a unit-owner-controlled cooperative that existed on or before 1 July 2022, the statute says the association “must have a structural integrity reserve study completed by December 31, 2024,” and “in no event may the structural integrity reserve study be completed after December 31, 2026.” That is a different schedule from the condominium one, and it is the one that applies to Del Mar.

Has Del Mar Filed Its Study With the State?

Florida DBPR runs a public reporting database for condominium and cooperative reserve studies (DBPR condominium and cooperative SIRS reporting). It is an interactive application that could not be queried programmatically for this edition, so we make no statement about what it shows for Del Mar. A manual check of that database is the fastest way to see whether Del Mar’s study has been reported, and the association must give a buyer its most recent study under Florida Statute 719.503 in any case.

Reserves After 2024

For budgets adopted on or after 31 December 2024, a unit-owner-controlled association that must have a reserve study may not vote to provide no reserves, or less than the required reserves, for the study items. The 2025 amendments added flexibility: a temporary pause of reserve contributions for up to two budgets adopted on or before 31 December 2028, after a milestone inspection, and the option of funding required work through special assessments, lines of credit or loans (Florida Statute 719.106). For a Del Mar buyer the questions are simple: what did the study recommend, what is the reserve balance against it, and is any assessment, loan or credit line planned to close the gap?

The Statutes, Not the Bill Names

“SB 4-D” of 2022 and “SB 154” of 2023 are the popular names. The operative law for Del Mar is Florida Statute 553.899 (milestone inspections), 719.106(1)(k) (cooperative reserve studies), 719.106(1)(j) (reserves), 719.104 (records) and 719.503 (buyer disclosure), as amended by chapter 2024-244 and chapter 2025-175, known as HB 913 of 2025 (Florida Senate, HB 913 of 2025).

Why This Matters to Price

In an older Gulf-coast building the milestone and reserve-study results are the largest unknown in the price. A clean report with funded reserves supports a seller’s number; a report that calls for concrete restoration, window replacement or roof work, unfunded, becomes a special assessment that the buyer will price in. We read both reports before we price a Del Mar apartment, and we put them in front of buyers early.

Selling at Del Mar with the reports in hand? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Buying at Del Mar and want the reports read with you? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Hurricanes, Flood Zone and Insurance at Del Mar Club

Del Mar Club sits in FEMA flood Zone AE with a base flood elevation of 10 feet NAVD88 on panel 12021C0391J, effective 8 February 2024, landward of the VE zone that covers the Gulf-front buildings. It is also in Collier County Hurricane Evacuation Zone A and in the City of Naples’ mapped Coastal High Hazard Area.

The Flood Zone, Point by Point

We queried FEMA’s National Flood Hazard Layer at the Del Mar buildings and westward across Lowdermilk Park to the beach on 26 September 2026 (FEMA National Flood Hazard Layer).

The Limit of Moderate Wave Action runs through Lowdermilk Park, west of Del Mar, so the buildings sit landward of it in plain Zone AE rather than a Coastal A Zone, at the precision of the map. The City’s Floodplain Coordinator, at 239-213-5039, confirms the reading for any specific structure (City of Naples flood zone maps). The City of Naples is NFIP community 125130 and holds a Community Rating System Class 5, which gives NFIP policies in the special flood hazard area a 25% discount (FEMA Community Status Book, Florida; FEMA Community Rating System).

What We Do Not Know About Elevation

We found no elevation certificate for Del Mar in the City’s records. A 1966 building with a ground floor of apartments predates modern base flood elevation rules, and whether the first-floor apartments (101 to 111) sit above or below the 10-foot base flood elevation is not public. It matters to the building’s flood premium and to any substantial-improvement question after a storm. The association’s elevation certificate, if it has one, or a surveyor’s certificate answers it. FEMA issued preliminary revised flood maps for Collier County in 2025; FEMA’s preliminary map service returned no preliminary zone at Del Mar for this edition, so check the preliminary map before closing (Collier County, proposed Flood Insurance Rate Map).

Evacuation Zone, Surge and Wind

• Collier County Hurricane Evacuation Zone A, the first zone ordered out in a surge threat (Collier County hurricane evacuation zones).
• City of Naples Coastal High Hazard Area, in the Category 2 storm surge band with mapped surge elevations of 7.4 to 11.9 feet (City of Naples floodplain management layers).
• Design wind speeds on Collier County’s Florida Building Code layers: 166 mph for Risk Category II and 179 mph for Risk Category III (Collier County FBC wind layer, Category II). The buildings were designed in 1966, before Florida’s statewide building code; new work is designed to the code in force when it is permitted.

Storm History at the Naples Gauge

Hurricane Ian on 28 September 2022 drove water to 6.18 feet above mean higher high water at the NOAA Naples gauge before the gauge failed, the highest level ever recorded there (NOAA Tides and Currents, Naples), and the National Hurricane Center reported 6 to 9 feet of inundation above ground in Naples (National Hurricane Center, Hurricane Ian report). Hurricane Milton in 2024 flooded many areas of the city, and Hurricane Irma in 2017 pushed water 4.25 feet above mean higher high water at the same gauge (National Hurricane Center, Hurricane Milton report; National Hurricane Center, Hurricane Irma report). We found no primary record describing Ian’s effects at Del Mar specifically, and we do not claim damage or its absence. Lowdermilk Park’s north playground was destroyed. Ask the association what Ian did to the ground floor, the pool and the elevators, what was repaired, and how it was paid for.

Insurance: What the Corporation Covers and What You Cover

In a cooperative the corporation owns the buildings, so the master property, wind and flood policies insure the structure, and the owner’s unit-owner policy covers contents, the owner’s improvements, liability and loss assessments, as the proprietary lease allocates them. Del Mar’s master carriers, wind deductible and flood coverage are not published. The statutory estoppel form asks the association to “provide contact information for all insurance maintained by the association,” and the declarations pages come from the manager (Florida Statute 719.108). Zone AE, Evacuation Zone A and the Coastal High Hazard Area together mean flood and wind drive the master premium, and the master premium drives the maintenance.

For the owner’s own policy, the Florida Office of Insurance Regulation’s published Collier County averages as of 31 March 2025 were $3,545 a year for a condominium unit-owner policy including wind and $1,858 excluding wind; co-op owners typically buy a comparable unit-owner form (Florida Office of Insurance Regulation, Property Insurance Stability Report). Those are countywide averages, not a Del Mar quote. A new NFIP policy carries a 30-day waiting period, and NFIP pricing under Risk Rating 2.0 uses distance to water, elevation and replacement cost (FEMA Risk Rating 2.0). Wind-mitigation credits apply to building features the corporation controls, such as opening protection and roof attachment (Florida Office of Insurance Regulation, wind mitigation).

Which Schools Serve Del Mar Club?

Del Mar Club is zoned to Lake Park Elementary, Gulfview Middle and Naples High School, the same three Collier County public schools that serve all of Coquina Sands, and each earned an A from the Florida Department of Education for 2025-26. All three are under two driving miles from the building.

Drive times are free-flow road-network routes from the City address point for 1300 Gulf Shore Blvd N, run 26 September 2026; season traffic is slower. School grades: Florida Department of Education school grades.

The assignment was verified against Collier County Public Schools’ 2026-27 attendance-zone tool at 212 Banyan Boulevard, which sits immediately east of Del Mar on the same block, and no split zone was found anywhere in Coquina Sands. Del Mar’s own address was not separately run, so enter 1300 Gulf Shore Blvd N in the district’s tool and confirm with the Department of Student Assignment at (239) 377-0540 before an offer depends on it (Collier County Public Schools attendance zone locator; Collier County Public Schools attendance boundaries). Naples High School runs Cambridge AICE and AP Capstone programs (Naples High School advanced studies). With 7 of 82 apartments homesteaded, few Del Mar households have school-age children, but the zoning matters to the resale pool and to families who winter here.

City Permits and Recorded Work at Del Mar Club

Del Mar Club’s building permits are held by the City of Naples Building Department, not the county, because the property is inside the city limits. The City’s permit search is an interactive portal that could not be queried programmatically for this edition, so no Del Mar permit list appears here; a search by address shows it.

What to Look For in the Permit History

Search the City of Naples permit portal for “1300 Gulf Shore Blvd N” and look for four kinds of work since 2024: structural and concrete restoration, which often follows a milestone inspection; roofing; window and door replacement, which decides wind-mitigation credits; and any post-Ian repair. A permit shows scope and date; the association’s records show cost and how it was funded.

Work Inside Your Apartment

Interior renovations that touch plumbing, electrical, walls or windows need a City permit as well as the cooperative’s consent. After Hurricane Ian the City issued emergency repair permitting orders (City of Naples, Hurricane Ian emergency repair permitting order), and floodplain rules on substantial improvement apply to buildings in the special flood hazard area (City of Naples, development in the floodplain). For a 1966 building in Zone AE, a large enough improvement or repair can trigger floodplain compliance for the whole structure, which is a corporation-level question.

Zoning and the Coastal Construction Line at Del Mar Club

Del Mar Club is zoned R3-15 Multifamily in the City of Naples, the base multifamily district, not the two-story Coquina Sands district that covers some neighboring lots. Its future land use is Residential, High Density Mid Rise, and single-family R1-15 zoning begins immediately east. The buildings predate today’s zoning.

What the City’s Layers Show

• Zoning: R3-15, Multifamily, City of Naples Code Chapter 58, Article II, Division 12, at three points inside the Del Mar footprint (Naples Code of Ordinances, R3-15 district; City of Naples zoning layer).
• Neighbors: R1-15 single-family to the east (the Oleander Drive lots), R3-12 on the Banyan Boulevard block to the northeast, Lowdermilk Park across the boulevard, and The Laurentians’ R3-18 parcel to the southwest.
• Future land use: Residential, High Density Mid Rise (City of Naples future land use layer).
• Neighborhood: Coquina Sands, on the City’s own neighborhood and association layers (City of Naples CityView property and zoning service).

The R3-15-CS District Next Door

Coquina Sands has its own multifamily district, R3-15-CS, which caps multifamily buildings at two habitable stories (Naples Code of Ordinances, Division 13). Del Mar is not in it; the City’s zoning layer shows the base R3-15 district at Del Mar. The two seven-story buildings of 1966 predate current zoning, and what could be rebuilt after a casualty is a City Planning question, answered by a zoning verification letter, and it is one of the more important questions an older Gulf Shore Boulevard building can ask.

The Coastal Construction Control Line

Florida DEP’s statewide Coastal Construction Control Line for Collier County, set in 1989, is mapped at approximately the Del Mar building line, running north and south through the footprints at GIS precision (Florida DEP Coastal Construction Control Line layer; City of Naples CCCL layer). Exterior work seaward of that line may need a Florida DEP coastal construction permit, and DEP’s Map Direct shows the exact line for any project (Florida DEP, locate the CCCL). A search of DEP’s permit records by address returned no Del Mar permits.

What Is Being Built Near Del Mar Club?

Del Mar Club sits in the middle of the largest redevelopment cycle Gulf Shore Boulevard North has seen. The Four Seasons resort opened at the neighborhood’s south edge in November 2025, Rosewood Residences is under construction at 1601, Olana is approved at 1121, and Harbour House is approved at 1624 to 1672.

The Redevelopment Pipeline on the Boulevard

Sources: Gulfshore Business, Rosewood Residences Naples; Kolter Urban, Olana Naples Residences; Gulfshore Business, Harbour House. Asking prices at these projects run from several million dollars to well above $30 million. New product at those levels resets the top of the neighborhood’s market; it also brings construction traffic on the boulevard in front of Del Mar for the next few seasons.

Naples Beach Club, A Four Seasons Resort

The 125-acre former Naples Beach Hotel and Golf Club at the south edge of Coquina Sands reopened as Naples Beach Club, A Four Seasons Resort, on 17 November 2025, with golf scheduled for 2027 and 153 residences (Four Seasons opening release). The buyer was a joint venture of The Athens Group and MSD Partners (PR Newswire, Athens Group and MSD Partners acquisition). On 29 June 2022 the owner and the City executed a perpetual conservation easement, held by the North American Land Trust, over 104.6 acres, 84% of the site (City of Naples, conservation easement release). For Del Mar the resort is a neighbor that raises the profile of the whole corridor and guarantees that most of the land south of the neighborhood stays open.

Could Del Mar Itself Be Redeveloped?

Several former cooperatives on this boulevard were sold to developers, because a cooperative corporation already holds title to the whole property and a sale is a corporate decision under its own documents rather than a condominium termination. That history is public. Whether Del Mar’s owners would ever consider an offer, and on what vote, is theirs to decide under the cooperative’s documents, and nothing in the public record suggests one. Two facts would shape any such conversation: the land is on the east side of the boulevard rather than the beach, and the buildings predate the current R3-15 zoning, so what could be built there is a City Planning question.

The City’s Own Projects

The City’s stormwater beach outfall project and the Naples Pier rebuild have closed several downtown beach ends and the pier for stretches of 2026, which concentrates beachgoers at the accesses that remain open, Lowdermilk among them (City of Naples, beach outfalls; City of Naples, Naples Pier rebuild). The City’s Naples 2045 comprehensive plan rewrite was open for public comment in 2026 (Naples 2045).

Daily Logistics and Beach Access at Del Mar Club

Daily life at Del Mar Club runs on the beach across the street and a short drive to everything else: Lowdermilk Park directly west, NCH Baker Hospital about five minutes away, Fifth Avenue South about six, and Naples Airport about eleven. Building-level logistics such as parking, storage, laundry, trash and mail are set by the cooperative.

Drive Times From 1300 Gulf Shore Boulevard North

Method: road-network routing on OpenStreetMap roads from the City of Naples address point for 1300 Gulf Shore Blvd N, destinations geocoded with the United States Census Bureau geocoder, run 26 September 2026, free-flow. January to April traffic is slower.

Beach Access and Parking at Lowdermilk

Lowdermilk is a visitor and metered beach access: parking is $5.00 an hour with a $2.50 minimum, and vehicles with a valid City or County beach parking permit park free (City of Naples beach parking information). Most Del Mar owners walk. For the car, Collier County property taxpayers and full-time residents are eligible for an annual beach parking permit; because each Del Mar apartment carries its own county tax bill, ask the City what documents a co-op owner should bring (City of Naples beach parking permits). The Naples Police Department’s Beach Patrol publishes the beach rules (Naples Police Department Beach Patrol).

Healthcare

NCH Baker Hospital at 350 7th Street North, about five minutes from Del Mar, runs a 24-hour emergency department and is a Joint Commission-certified Comprehensive Stroke Center. The nearest state-designated Level II trauma center is Lee Health’s Gulf Coast Medical Center in Fort Myers, about 45 minutes by road, and major multi-system trauma travels there by ground or air.

Parking, Storage, Laundry, Trash and Mail

None of these is documented for Del Mar in any primary source, and we do not describe them. Ask the manager four specific questions: how many parking spaces go with the apartment and whether any are covered or assigned; whether there is a storage locker; where laundry is done and whether in-apartment machines are permitted; and how trash, recycling and mail are handled. City of Naples solid waste collection serves multifamily properties, and the building’s own arrangements are the association’s (City of Naples Solid Waste Division).

Getting Around Without a Car

From Del Mar the beach, the park’s grill and the Gulf Shore Boulevard sidewalk are on foot. Downtown, Fifth Avenue South and Third Street South are about two miles south, an easy bicycle ride in the cool months. Naples Airport handles private and charter aviation about eleven minutes away; commercial flights leave from Southwest Florida International, about 44 minutes north.

How Does Del Mar Club Compare to Other Coquina Sands Buildings?

Del Mar Club is the largest association in Coquina Sands, with 82 of the neighborhood’s 461 association parcels, and one of its least expensive: fifth-lowest of seventeen associations by median county just value per apartment. It is also the tallest building at that price, which is the combination buyers come to Del Mar for.

The Benchmark: County Just Value per Apartment

The yardstick below is the same for every building: the Collier County Property Appraiser’s 2026 preliminary roll, files dated 29 August 2026, with the median just value per parcel, the median total tax bill, the homestead share, the year built and the median roll square footage. It measures assessment, not sale price, and it is the one measure available for every building on identical terms.

Source: Collier County Property Appraiser roll, tax year 2026 preliminary; medians and shares are our arithmetic on the roll. Sorted across all seventeen Coquina Sands associations by median just value, the five lowest are Lago Mar ($304,610), Coquina Cove ($407,440), Eleven Hundred Gulf Shore ($413,000), Kona Kai ($421,500) and Del Mar ($422,500).

What the Table Says

Among the five Coquina Sands cooperatives, Del Mar is the largest by a factor of four and sits in the middle on value; Reef Club and Calusa Club are valued higher per apartment and have larger apartments, Lago Mar lower. At the top of the neighborhood, the Gulf-front condominiums Via Delfino and The Whitehall carry median values of $4.2 million and $3.2 million on apartments four times Del Mar’s size, and the villas of Naples Casamore each with a private dock, top the roll. Embassy Club of Naples, the ten-story Gulf-front condominium at the north end of the neighborhood, and Charleston Square, the 2004 condominium on the east side of the boulevard, sit in the middle band. Del Mar’s closest price neighbors are Eleven Hundred Gulf Shore, Kona Kai and Coquina Cove.

Recorded Resale Medians Across Coquina Sands, 2024 to 2026

On county qualified resales from 2024 through 2026, Coquina Sands associations ranged from Lago Mar at $350,000 (three sales) to Naples Casamore at $5,550,000 (two sales); Del Mar’s six sales at a median of $518,750 sat just below Eleven Hundred Gulf Shore’s seven at $560,000 and above Coquina Cove’s one at $499,000 (Collier County Property Appraiser sales history, our arithmetic, as published in our Coquina Sands guide). Counts that small are a list of sales, not a market rate, which is why we show n beside every median.

Milestone Status Across the Siblings

On the City’s lists, Via Delfino, The Whitehall and Embassy Club share Del Mar’s 2024 milestone year, Charleston Square is on the 2029 list, Naples Casamore has nothing due yet, and Surfside Club, a two-story condominium, is on neither list (City of Naples 2024 Milestone Buildings; City of Naples 2029 Milestone Buildings).

Del Mar Club vs Surfside Club: Which Should You Choose?

Del Mar Club and Surfside Club are the two largest associations on this stretch of Gulf Shore Boulevard North, and they answer the same question differently. Del Mar is a seven-story cooperative across the street from Lowdermilk Park; Surfside Club is a two-story Gulf-front condominium at 1065. Choose Del Mar for price and height, Surfside for title and the beach.

Surfside Club sits about a fifth of a mile south of Del Mar on the City’s address points, on the Gulf side of the boulevard. It is a condominium under Chapter 718, registered with DBPR as SURFSIDE CLUB OF NAPLES (project PR1S018726, 64 units), with THE SURFSIDE CLUB OF NAPLES, INC. incorporated on 26 January 1962 and its buildings recorded by the county as built in 1963 (DBPR condominium extract). The association describes the property as “64 units (two stories high)” and publishes its rules online (Surfside Club of Naples rules and regulations).

The Decision Table

Sources: Collier County Property Appraiser roll and sales history, files dated 29 August 2026; City of Naples GIS and milestone lists; FEMA National Flood Hazard Layer; Florida DEP CCCL layer; DBPR extracts; Surfside Club of Naples published rules. Just value is compared to just value and county qualified sales to county qualified sales, with n shown.

Reading the Price Gap

The price gap between the two is wider than the table’s medians suggest and narrower than the record sales suggest. Surfside’s two sales in 60 months are too few to be a market rate, and one of them, $2,925,000 for its largest unit type, is an outlier even at Surfside. On sales since 2016 the medians are closer, $452,500 at Del Mar and $512,500 at Surfside, because Surfside’s sales since 2016 include its smaller units. What a Surfside buyer pays for is the beach side of the boulevard, larger unit options and fee-simple condominium title; what a Del Mar buyer gets for less is an elevator building with upper-floor apartments and the park across the street.

Who Should Choose Del Mar Club

Choose Del Mar if you want an apartment on an upper floor of an elevator building, you are comfortable paying cash or using a co-op lender, you value Lowdermilk Park’s restrooms, showers and grill across the street more than sand at your own back door, and you want a total cost of ownership, tax bill and all, well below Surfside’s median. Accept that the building’s reserve-study and milestone results are the biggest unknown in the price, and read them first.

Who Should Choose Surfside Club

Choose Surfside if you want a deed and a conventional condominium mortgage, the Gulf side of the boulevard, a larger unit than 850 square feet, published rules you can read before you tour, and a two-story building outside Florida’s milestone and reserve-study regimes. Accept a higher price and tax bill, a strict no-pet rule, a winter construction moratorium, and a location seaward of the coastal construction line with VE-zone exposure at the Gulf end of the buildings.

Weighing a Del Mar sale against a move to Surfside? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Comparing the two as a buyer? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Honest Pros and Cons of Owning at Del Mar Club

Owning at Del Mar Club trades beach frontage and conventional financing for a lower entry price, a high floor and Lowdermilk Park across the street. The honest list below is what we tell every Del Mar buyer and seller before they commit, drawn from the county roll, the City’s records and Florida co-op law.

The Pros

• Beach access without the beachfront price. Lowdermilk Park, with full restrooms, showers, a grill and ADA beach mats, is directly across the boulevard.
• Height at a Coquina Sands entry price. Seven-story elevator buildings, with recorded resales from $350,000 to $600,000 in the last five years.
• Inside the City of Naples. City police, fire-rescue and parks, no CDD, no master association, a voluntary neighborhood association.
• Low property taxes. A median bill of $3,616.77 on the roll, and homestead available to full-time owners.
• A stable, long-holding owner base. On the county’s qualified sales, well under 2% of apartments trade in a typical year.
• A rising neighborhood. The Four Seasons, Rosewood, Olana and Harbour House are resetting values around it.

The Cons

• Co-op financing. Share loans come from few lenders, so cash is common and the buyer pool is narrower.
• Unpublished documents. Maintenance, approval, leasing, pet and parking rules are not public; buyers wait for the statutory package.
• Board approval. A transfer may need board consent and an interview; the timeline depends on the documents.
• Sixty-year-old buildings on the coast. Milestone and reserve-study results are not public, and they will decide future assessments.
• Zone AE, Evacuation Zone A and the Coastal High Hazard Area. Flood and wind drive the master insurance, and insurance drives the maintenance.
• Uniform 850-square-foot apartments. No larger plan on the roll for a buyer who needs more space.
• Construction on the boulevard. Several seasons of nearby building sites and traffic.

Selling at Del Mar? Get a free Del Mar Club home valuation or call Jesse direct at (239) 898-6072.

Buying at Del Mar? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Thinking of Selling Your Del Mar Club Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Del Mar Club listing agent, or thinking, ‘I need someone to sell my Del Mar Club home…’ start here. We tracked every recorded Del Mar transfer on the Collier County roll through 29 August 2026; McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price from it.

Data updated: September 2026 (Collier County recorded sales through 29 August 2026)

Del Mar is the Coquina Sands building where a seller has the most identical neighbors and the fewest recent comparables. Eighty-two apartments share the same 850 square feet, only six recorded a qualified sale in five years, and the buyer walking through yours needs to know how to pay for a co-op before falling in love with it. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number. We bring that reach to a Del Mar listing along with the co-op file a Del Mar buyer will ask for.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

What Del Mar Apartments Sold For: the 60-Month Recorded Set

The widest window we needed at Del Mar is 60 months, and even it holds fewer than ten sales, so we list them. In the 60 months to 29 August 2026 Del Mar Club recorded six qualified resales (Collier County Property Appraiser sales history, files dated 29 August 2026). We will walk you through all six on request.

• Resales, 60 months: 6, from $350,000 to $600,000; median $518,750, the average of the middle pair ($500,000 and $537,500), not an observed price.
• The six, newest first: apartment 109, $565,000 (May 2026); 507, $350,000 (May 2026); 603, $537,500 (April 2026); 709, $600,000 (February 2026); 310, $500,000 (March 2025); 703, $500,000 (July 2024).
• Dollar volume, same 60 months: $3,052,500, our total of the six qualified deeds.
• Last 12 months: four qualified resales, $2,052,500 in volume, median $551,250.
• The record: $600,000 for seventh-floor apartment 709, February 2026, about $706 per roll square foot.
• Days on market and sale-to-list: Across its 8 MLS-marketed closings in the last 60 months, Del Mar Club sold after a median 78 days on market at a median 95.6% of the final list price (Southwest Florida MLS Matrix, pulled 26 September 2026).

Selling a Del Mar Apartment Is Different in Six Ways

• You are selling shares and a lease, not a deed. The closing assigns your stock and your proprietary lease; your closing attorney or title agent should have done Florida co-op transfers before.
• The buyer’s financing is the first filter. Share loans come from specially approved lenders only (Fannie Mae Selling Guide B4-2.3-02). We qualify buyers on how they will pay before we schedule showings.
• The statutory package starts the clock. The buyer must receive the articles, bylaws, rules and question and answer sheet, and the milestone summary and latest reserve study, or gets a seven-day right to cancel (Florida Statute 719.503). We assemble them before listing so the clock never stops a deal.
• Board approval sets the timeline. If Del Mar’s documents require approval, the estoppel certificate says so, and the approval fee is capped at $100 per applicant.
• The reports move the price. A buyer will ask what the milestone inspection found and how the reserve study is funded. A seller with the answers in hand negotiates from strength.
• Your apartment’s position is on the roll. The county’s ladder and premium positions give a buyer an objective reason for your price; we use them.

Pricing in a Building of Identical Apartments

When every apartment is 850 square feet, price comes from four things: floor, position, condition and terms. The county values a seventh-floor premium apartment $150,000 above a standard first-floor one, and recent sales have run from 0.85 to 1.52 times the county’s value. We price your apartment against the qualified sales that match its floor band and position, adjust for renovation and furnishings, and set aside every unqualified transfer, including the $725,000 transfer of 2022 that some sellers mistake for a comparable. An online automated estimate built on the county roll cannot see any of that.

What Is Your Del Mar Club Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Del Mar Club home valuation. It takes about a minute, and Jesse follows up with the Del Mar sales that actually fit your apartment: the same floor band, the same position, adjusted for condition, furnishings and any lease in place.

(239) 898-6072, text or call. Confidential conversations welcome.

Is now a good time to sell a Del Mar Club apartment?

For an apartment priced to Del Mar’s own recorded sales, 2026 has been the building’s strongest year since 2018: four qualified resales by August and a new record of $600,000 (Collier County Property Appraiser sales history). Listing in the fall reaches the winter buyer pool, which for Del Mar is mostly second-home buyers from the Northeast and Midwest.

Should I price my Del Mar apartment off a condominium down the street?

No. A condominium sale reflects deeded title and conventional financing that a Del Mar buyer does not get, and most nearby condominiums are larger. Nearby condominium sales are a useful check on the neighborhood’s direction; your apartment should be priced on Del Mar’s own qualified sales for its floor and position.

Do premium positions really sell for more?

The county thinks so: it values apartments numbered 01, 06, 08, 09, 10 and 11 at $40,000 more on every floor. The record agrees at the top, where premium apartment 709 set the $600,000 high, but six sales are too few to measure the premium precisely, and a standard first-floor apartment could outsell a premium one in poor condition.

Can a buyer with a mortgage buy my apartment?

Yes, with the right lender. The buyer needs a co-op share loan from a lender approved to make them, and Del Mar’s documents may set their own financing rules. We ask the association for its financing policy before listing and screen buyers accordingly.

What happens to my homestead exemption when I sell?

Homestead ends with your ownership, and the buyer’s assessment resets on the next 1 January. If you are buying another Florida home, you may be able to carry up to $500,000 of your Save Our Homes benefit with you through portability; file with the property appraiser in your new county (Florida Department of Revenue, portability guidance PT-112).

Will the milestone inspection scare buyers away?

Not if you have it. Buyers in older Naples buildings expect a milestone report and a reserve study, and the law now requires the seller’s side to offer them. What unsettles a buyer is a missing report, or a report with unfunded repairs and no plan. We read the reports with you before listing and present them plainly.

Your Local Real Estate Experts

Del Mar Club owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years, and before writing this guide they read Del Mar’s state cooperative registration, the county roll for all 82 apartments and every recorded Del Mar transfer since 1986.

You can read the longer version of how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Del Mar Club guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Naples beach market, cooperatives and condominiums alike.

Between them that is more than twenty years of Southwest Florida transactions, and it is local in the literal sense: the team keeps offices from Naples to Fort Myers, and Jesse has lived in Estero since 2003.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a Del Mar page the credential that matters more is narrower than any award. Before writing this guide we read:

• the Florida DBPR cooperative registration for Del Mar Club, project PR2S019067, and its billing history from 2022 to 2026
• the Florida Division of Corporations record for DEL MAR CLUB, INC., document 713600
• Florida Statutes 719.103, 719.104, 719.106, 719.108, 719.114, 719.501, 719.503 and 553.899
• the City of Naples 2024 and 2029 milestone lists, zoning, parcel, address, park, footprint, floodplain and coastal construction line layers
• FEMA’s National Flood Hazard Layer at the buildings and across Lowdermilk Park to the beach
• Collier County’s evacuation, wind-design and milestone-buffer layers
• the Fannie Mae Selling Guide’s co-op project and share-loan rules
• the county’s unit-by-unit roll and every recorded Del Mar transfer since December 1986

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

What Our Clients Say

McGreevy and Comisar is a top-reviewed Del Mar Club realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Marc made an extremely stressful time of selling my parents’ house easier because of his expertise, compassion, and diligence. I cannot thank him enough and I would recommend him without reservation.” Beth Shaw, verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Ian Matheson, verified Google review

★★★★★ “So knowledgeable! You can tell they truly have a high level of expertise and were incredibly professional from start to finish.” Evie Darnell, verified Google review

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Del Mar Club home? Get a free Del Mar Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Del Mar Club? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

• Jesse McGreevy, Florida license SL3101296
• Marc Comisar, Florida license BK3060671
• Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified directly through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.

Where Else to Find the Team

Video walkthroughs, market updates and community tours are published on the team’s own channel at McGreevy and Comisar on YouTube. The team also keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Del Mar, see our guide to Coquina Sands and our Naples guide. Our guides to Del Mar’s neighbors on the boulevard are live: Surfside Club, Via Delfino, The Whitehall, Embassy Club of Naples, Charleston Square and Naples Casamore. The other Coquina Sands cooperatives, Calusa Club, Kona Kai, Lago Mar and Reef Club, are covered in our Coquina Sands guide.

Frequently Asked Questions, Buyer Edition

These Del Mar Club buyer questions are answered from the Collier County roll and sales history (files dated 29 August 2026), the Florida DBPR cooperative registration, City of Naples and FEMA records, and Florida’s Cooperative Act, Chapter 719. Each answer names its source, and where the public record stops, we say so and name the document that answers it.

Is Del Mar Club a cooperative or a condominium?

A cooperative. Florida DBPR registers it as a Cooperative Project, number PR2S019067, and the City of Naples lists it as “DEL MAR CLUB (COOP)” (City of Naples 2024 Milestone Buildings). Owners hold shares in DEL MAR CLUB, INC. and a proprietary lease under Chapter 719; the corporation owns the buildings and land.

Is Del Mar Club on the beach?

No. Del Mar is on the east side of Gulf Shore Boulevard North, directly across the street from Lowdermilk Park. The City’s address point and building footprints and FEMA’s flood map all place it east of the boulevard. The beach is reached through the park, one of only two City beach locations with full restrooms and showers.

How far is Del Mar Club from Lowdermilk Park?

Across the street. On the City’s GIS, the park’s east edge is about 46 meters, roughly 150 feet, west of Del Mar’s west wall, the width of the boulevard and its verges. The walk to the sand is longer, through the park; we have not measured it.

How many apartments are in Del Mar Club?

Eighty-two. The county roll carries 82 apartment parcels at 1300 Gulf Shore Blvd N, and DBPR bills the association $328 a year, which at the statutory $4 per unit is exactly 82 units (Florida Statute 719.501).

When was Del Mar Club built?

In 1966. The City’s milestone list and the county roll both give 1966 for the two buildings, and DEL MAR CLUB, INC. was filed with the State on 9 November 1967.

How many floors does Del Mar Club have?

Seven, in each of two buildings, according to the City of Naples 2024 milestone list. Two elevators serve the seven floors.

What do apartments at Del Mar Club sell for?

In the 60 months to 29 August 2026, six qualified resales ran from $350,000 to $600,000, with a median of $518,750 (Collier County Property Appraiser sales history). Four of them closed in 2026, at $350,000, $537,500, $565,000 and $600,000.

What is the highest price ever paid at Del Mar Club?

The highest qualified sale is $600,000 for seventh-floor apartment 709, recorded 12 February 2026 (Official Records 6556/329). A $725,000 transfer of apartment 210 in August 2022 was recorded but not qualified by the county, so it is not treated as a sale price.

How big are Del Mar Club apartments?

The county roll records every one of the 82 apartments at 850 square feet. Bedroom counts are not in any public record; a 1970 newspaper classified advertised a two-bedroom, two-bath Del Mar apartment. See the apartment and read any alteration approvals to confirm its layout.

Can I finance a co-op in Naples?

Yes, with a co-op share loan from a lender approved to make them, or with cash or a portfolio lender. Fannie Mae buys share loans only from specially approved lenders and only in projects that qualify as cooperative housing corporations under Section 216 of the Internal Revenue Code (Fannie Mae Selling Guide B4-2.3-02).

Is it hard to get a loan for a co-op?

Harder than for a condominium, because fewer lenders make share loans and the co-op itself must qualify. Start with a lender who confirms in writing that it makes Florida co-op share loans, and ask the association for its financing policy.

What banks offer co-op loans?

Only lenders specially approved for co-op share loans, plus portfolio lenders that keep loans on their own books. We do not name lenders here; we introduce buyers to lenders who have closed Naples co-op loans recently.

What is the minimum down payment for a Del Mar Club co-op?

It is set by the lender and, possibly, by Del Mar’s own documents, and Del Mar’s policy is not published. Ask the association whether it caps financing, and get the lender’s terms in writing before you sign.

What is a share loan, and how is it different from a mortgage?

A share loan is secured by your shares and proprietary lease rather than by a deed. The lender files a financing statement and holds the stock certificate, and the cooperative usually signs a recognition agreement. From the borrower’s side it works like a mortgage: rate, term and monthly payment.

What is the downside of owning a co-op?

A smaller lender pool, possible board approval of buyers and tenants, and a corporation whose finances you share with every other owner. At Del Mar add unpublished documents and sixty-year-old buildings whose milestone and reserve-study results are not public.

Is a co-op better than a condominium?

Neither is better in general. A Florida co-op can be cheaper to buy, and owners get their own tax bill and homestead, but financing and approval are harder. A condominium gives you a deed and conventional financing. At Del Mar the co-op form is part of why the price is lower.

What are the key differences between a co-op and a condominium in Florida?

A condominium owner holds a deed to a unit under Chapter 718; a co-op owner holds shares and a lease under Chapter 719. Florida narrows the gap: a co-op interest “is an interest in real property” (Florida Statute 719.103), and each co-op apartment is separately taxed and eligible for homestead. Financing, transfer and approval still differ.

Do co-op owners in Florida get a homestead exemption?

Yes. Florida requires each cooperative parcel to be assessed separately and gives the property appraiser the documents needed for “homestead tax exemption purposes” (Florida Statute 719.114). Seven of Del Mar’s 82 apartments carry a homestead exemption on the 2026 roll.

Do I get my own property tax bill at Del Mar Club?

Yes. Every Del Mar apartment is its own parcel with its own bill, and the tax lien attaches only to that parcel.

What are property taxes at Del Mar Club?

The median total bill across the 82 apartments on the county roll extract is $3,616.77, and bills range from $1,459.18 (a homesteaded apartment) to $4,106.17. A buyer’s bill resets toward market value on the 1 January after purchase.

What are the monthly fees at Del Mar Club?

Not published. Del Mar’s monthly maintenance covers the corporation’s whole budget, and no public source carries it. The estoppel certificate, the current budget and the annual financial statement give the figure; we request them for every buyer (Florida Statute 719.108).

Does the Del Mar Club board have to approve buyers?

Del Mar’s approval procedure is not published. Many Florida co-ops require approval, and the statutory estoppel form asks the association whether board approval of a transfer is required and whether there is a right of first refusal. Those answers come before closing.

Can a Florida co-op board reject a buyer?

A co-op board’s approval power comes from its documents and is limited by fair housing law. What grounds and timelines apply at Del Mar is in the proprietary lease and bylaws, which you receive before your contract becomes binding.

How much can a Florida co-op charge to approve a buyer?

No more than $100 per applicant, with a married couple or a parent and dependent child counted as one applicant, and only if the documents require approval and provide for the fee (Florida Statute 719.106).

Can I rent out my Del Mar Club apartment?

Subject to the cooperative’s rules, which are not published, and to the City’s floor: rentals of 30 days or longer, with up to three shorter rentals a year (City of Naples short-term rental guidelines). Read the proprietary lease before counting on rental income.

Can you do short-term rentals in Naples?

Not nightly. The City of Naples requires rental terms of 30 days or longer, except three times a year, and prohibits advertising shorter rentals. Transient lodging is not a permitted use in Del Mar’s R3-15 district.

Are pets allowed at Del Mar Club?

Del Mar’s pet rules are not published. They are in the proprietary lease and rules, which you receive before your contract becomes binding. Assistance animals are governed by fair housing law regardless of a building’s pet rule.

Does Del Mar Club have a pool?

Yes. The “Del Mar Club Pool” is on the Florida Department of Health’s public pool program and was inspected with a Satisfactory result on 29 May 2026.

Does Del Mar Club have elevators?

Yes. Florida DBPR elevator records show two elevators, each serving seven floors.

What flood zone is 1300 Gulf Shore Blvd N?

Zone AE with a base flood elevation of 10 feet NAVD88 at the buildings, on FEMA panel 12021C0391J, effective 8 February 2024 (FEMA National Flood Hazard Layer). The VE zone begins about 200 meters west, inside Lowdermilk Park.

Do I need flood insurance for a co-op in Naples?

The corporation insures the buildings, including for flood if it carries flood coverage, and that premium is in the maintenance. As an owner you insure contents and improvements. A lender making a share loan will set its own requirements. Ask the association for its master flood and property declarations.

Is Del Mar Club in a hurricane evacuation zone?

Yes, Collier County Hurricane Evacuation Zone A, and the City’s Coastal High Hazard Area (Collier County hurricane evacuation zones).

Has Del Mar Club done its milestone inspection?

Both Del Mar buildings were on the City of Naples list of buildings due a milestone inspection by 31 December 2024. The City publishes the list, not the results. Ask the association for the inspector-prepared summary, which it must give owners and offer buyers.

Which buildings need a milestone inspection in Florida?

Buildings of three habitable stories or more subject to condominium or cooperative ownership, at 30 years of age, or 25 where the local agency applies the coastal trigger, then every ten years (Florida Statute 553.899). Naples applies the 25-year trigger within three miles of the coast.

Does a co-op need a structural integrity reserve study?

Yes, for each building of three habitable stories or more, at least every ten years. For a pre-2022 owner-controlled co-op like Del Mar the first study was due by 31 December 2024, and in no event later than 31 December 2026.

Are there special assessments at Del Mar Club?

We found no public record of one, which is not proof that none exists. The estoppel certificate lists any special assessment levied or pending on the apartment, and board minutes show any under discussion.

What schools are zoned for Del Mar Club?

Lake Park Elementary, Gulfview Middle and Naples High School, each graded A for 2025-26. Confirm with the district’s attendance-zone tool for 1300 Gulf Shore Blvd N (Collier County Public Schools attendance zone locator).

How far is Del Mar Club from Fifth Avenue South?

About 1.9 miles, roughly six minutes by car in free-flowing traffic.

Is Del Mar Club in Coquina Sands or The Moorings?

Coquina Sands. The City of Naples’ neighborhood layer places 1300 Gulf Shore Boulevard North in Coquina Sands. The Moorings begins north of the Coquina Sands boundary at 1785 Gulf Shore Boulevard North.

Is title insurance different on a Florida co-op?

Yes. A co-op buyer acquires shares and a lease rather than a deed, so the coverage available differs from a standard owner’s title policy. Ask a closing attorney or title agent experienced in Florida cooperative transfers.

Can I get Gulf views from a Del Mar apartment?

We do not publish views, because no primary source records them. The buildings stand across the boulevard from the park, and what a particular apartment sees depends on its floor and position; see it at the time of day you care about before you decide.

Who is the best realtor for Del Mar Club?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in Southwest Florida since 2012. This guide is built on every recorded Del Mar transfer on the county roll, the state’s co-op registration and the Florida statutes that govern a co-op sale. Call Marc at (239) 287-5873 to buy, or Jesse at (239) 898-6072 to sell.

Frequently Asked Questions, Seller Edition

These Del Mar Club seller questions are answered from the Collier County roll and sales history, Florida’s Cooperative Act and the City of Naples’ records. Del Mar sellers face co-op questions a condominium seller never meets, so each answer names the document that settles it, and where the record is silent we say so.

What is my Del Mar Club apartment worth?

Start with Del Mar’s own qualified sales: six in 60 months, $350,000 to $600,000, median $518,750. Then adjust for floor, position, condition and terms. The county’s 2026 value for your apartment is a floor reference, and five of the six recent sales closed above it. Request a Del Mar valuation for your apartment number.

Can I sell my Del Mar Club home without a realtor?

You can. You would handle the co-op package, the buyer’s financing, any board approval, the estoppel and the share transfer yourself. At Del Mar an agent earns the fee because the buyer pool is narrow and each step has a statutory clock. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, assemble that file before the first showing.

Who is the best realtor to sell a co-op in Naples?

One who has closed co-op transfers and knows Chapter 719. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price Del Mar apartments from every recorded Del Mar transfer and build the statutory co-op file before listing. Call Jesse at (239) 898-6072.

How long does it take to sell a co-op in Naples?

Longer than a comparable condominium, as a rule, because financing and approval add steps. Across its 8 MLS-marketed closings in the last 60 months, Del Mar Club sold after a median 78 days on market at a median 95.6% of the final list price (Southwest Florida MLS Matrix, pulled 26 September 2026). Turnover is low: six qualified resales in five years across 82 apartments.

Does a co-op sale take longer to close than a condominium sale?

Often, yes. The buyer’s lender pool is smaller, the board may need to approve the buyer, and the share transfer and lease assignment add documents. Building the package before listing is the best way to shorten it.

What documents do I need to sell a Del Mar Club apartment?

The articles, bylaws, rules, question and answer sheet, the milestone inspection summary and the most recent structural integrity reserve study, all of which the buyer must receive or gets a seven-day right to cancel (Florida Statute 719.503); plus your stock certificate, your proprietary lease, the estoppel certificate and your tax bill.

Do I have to give buyers the milestone report and reserve study?

For contracts after 31 December 2024 in a building that needs them, yes: the contract must acknowledge receipt of the inspector-prepared milestone summary and the most recent reserve study, or give the buyer a seven-day right to void.

How do I price a co-op when comparable sales are thin?

List the sales, not a median: Del Mar’s six 60-month sales, by floor and position, then the qualified sales back to 2016 for trend. Exclude every unqualified transfer. Use the county’s value ladder to adjust for floor and position.

Why did some Del Mar sales not count as qualified?

The county flags each recorded transfer as qualified or not, and the roll does not show the reason. Several priced Del Mar transfers in 2022 and 2023, including $725,000 for apartment 210, were not qualified. We do not use them as comparables.

Does board approval slow down selling a co-op?

It adds a step. The estoppel certificate states whether approval is required, and the approval fee is capped at $100 per applicant. We put the approval timeline into the contract from day one.

Can the co-op board block my sale?

Only as far as Del Mar’s documents and the law allow. The proprietary lease and bylaws set any approval standard and any right of first refusal; fair housing law limits the grounds. Read them before you list.

What is a right of first refusal in a Florida co-op?

A right, if the documents grant it, for the association or its members to buy an apartment on the terms a buyer has offered. The statutory estoppel form asks whether one exists (Florida Statute 719.108).

What does an estoppel certificate cost in Florida?

For a cooperative, no more than $250 when nothing is delinquent, plus $100 for delivery within three business days, plus up to $150 if a delinquent amount is owed. The association must issue it within ten business days of a request.

Can a buyer get a loan on my Del Mar Club apartment?

Yes, from a lender approved for co-op share loans, if Del Mar’s documents and the lender’s project review allow it. We ask the association for its financing policy before listing so we know which buyers can close.

Do cash buyers dominate Naples co-op sales?

Cash is common in Naples co-ops because share-loan lenders are few. We do not publish a count for Del Mar, because the county roll does not record how each sale was financed.

How much does it cost to sell a home in Naples, Florida?

The main costs are the brokerage commission, which is negotiable and set by your listing agreement, Florida documentary stamp tax where the contract assigns it to the seller, the estoppel certificate, your attorney or title agent, and any prorated maintenance and taxes.

What percentage do most realtors charge in Florida?

Commissions are negotiable and are not set by law or by any board. We discuss our fee and what it includes before you sign a listing agreement.

Is 3% a reasonable realtor fee?

It depends on the services the fee buys and how it is split with a buyer’s agent. At Del Mar the co-op file, buyer qualification and approval coordination are part of the work, and we price the service accordingly.

Is it cheaper to sell your home without a realtor?

You save the listing commission and take on the work and the risk: pricing without MLS exposure, qualifying co-op buyers, the statutory package and the approval process. In a narrow co-op buyer pool, exposure and qualification usually decide the net.

How much tax do you pay when you sell a home in Florida?

Florida has no state income tax. Federal capital gains rules apply, and Florida documentary stamp tax applies to the transfer at $0.70 per $100 in Collier County (Florida Statute 201.02). Ask your CPA about your own gain.

Is it a good time to sell a co-op in Naples?

At Del Mar, 2026 is the building’s strongest year since 2018, with four qualified resales by August and a new record. For the wider market, NABOR reported a July 2026 Naples Beach condominium median of $950,000 with 7.1 months of supply, a different metric from Del Mar’s co-op sales.

What is the hardest month to sell a home in Naples?

In Naples the late summer is usually the quietest stretch, when seasonal buyers are away. At Del Mar, whose owners mostly mail tax bills outside Florida, listing in the fall to catch the winter buyer is the usual plan.

Will a special assessment hurt my sale?

An unexplained or unfunded one will. The estoppel certificate discloses any assessment levied or pending, and the contract should say who pays it. We raise it with buyers early rather than at closing.

Do I have to disclose flood history when I sell?

Florida sellers must disclose known facts that materially affect value, and flood disclosure rules have tightened. Ask your attorney what applies to your apartment, and assemble what the association knows about Ian and later storms at the building.

Does being across from Lowdermilk Park help resale?

It is a large part of Del Mar’s appeal: beach access, restrooms, showers and a grill across the street without a Gulf-front price. The roll does not measure a park premium, so we show buyers the walk rather than quote a number.

Why are some Del Mar apartments assessed higher than others on the same floor?

The county adds $40,000 on every floor to apartments numbered 01, 06, 08, 09, 10 and 11. The roll does not say why.

Do upper-floor Del Mar apartments sell for more?

The county thinks so, adding value floor by floor, and the $600,000 record is a seventh-floor apartment. But the second-highest recent sale, $565,000, was on the first floor, so condition and terms matter as much as height.

How much has Del Mar Club appreciated?

Qualified sale medians rose from $110,000 in 1986 to 1999 to $518,750 in 2024 to 2026, with a drop after 2008. Repeat sales show it apartment by apartment: 610 went from $320,000 in 2002 to $510,000 in 2021; 709 from $400,000 in 2004 to $600,000 in 2026.

What is the average price per square foot at Del Mar Club?

On the six qualified resales of the last 60 months, the mean of the per-sale figures is about $599 per roll square foot, from $412 to $706. That uses the county’s 850 square feet for every apartment.

Can I sell my co-op apartment furnished?

Yes. Furnishings are a contract term, and the contract lists what stays with the apartment. No Del Mar rule on furnished sales was found.

Do I need board approval to lease my apartment while it is for sale?

Whatever the cooperative’s leasing rules require applies whether or not the apartment is listed. The City’s 30-day floor applies too. Coordinate any lease end date with the listing.

What happens to my homestead exemption when I sell?

It ends with your ownership. If you buy another Florida home you may be able to port up to $500,000 of Save Our Homes benefit; file with the property appraiser in the new county.

How do I transfer co-op shares at closing?

Your stock certificate is surrendered or assigned, your proprietary lease is assigned or replaced, the association delivers any required approval, and any share loan is paid off with its financing statement released. A closing attorney experienced in Florida co-op transfers handles the documents.

How many Del Mar Club apartments sell each year?

Between none and five qualified resales a year since 2012, and four in 2026 to 29 August (Collier County Property Appraiser sales history).

How does Del Mar Club compare with Surfside Club for sellers?

Surfside sells deeded condominiums with conventional financing, larger units and a Gulf-side address, and its two 60-month sales were $1,050,000 and $2,925,000. Del Mar sells co-op shares in an elevator building across from the park, at $350,000 to $600,000. They draw different buyers, so price Del Mar on Del Mar.

Should I sell to an investor or list on the open market?

An investor offers speed and certainty, usually at a discount. The open market reaches second-home buyers who pay for Del Mar’s location. We show you both numbers before you decide.

What is a capital contribution or transfer fee in a Naples co-op?

A one-time charge some associations collect at a transfer, set by their documents. Whether Del Mar has one is not published; the estoppel certificate must say.

Sources and Authoritative References

Every Del Mar Club fact on this page comes from a state, county, city or federal record, a Florida statute, FEMA or NOAA data, Fannie Mae’s published guide, the association filings on record, or reputable news. The 156 primary sources below are numbered continuously and grouped by the authority that issued them.

County roll and sales figures come from the Collier County Property Appraiser’s own bulk files dated 29 August 2026, read directly. Recorded instruments are cited by their Official Records book and page and are on file with the Collier Clerk. Where a record names a private owner, we cite it in plain text and do not link it.

City of Naples, Documents and Program Pages

1. City of Naples, 2024 Milestone Buildings list, Del Mar Club (Coop) listed twice, 7 stories, 1966
2. City of Naples, 2029 Milestone Buildings list
3. City of Naples Building Department, milestone inspection program
4. City of Naples Building Department, milestone inspections by year
5. City of Naples, short-term rental guidelines
6. City of Naples, short-term rental and code compliance activity handout
7. City of Naples Code Compliance, frequently asked questions
8. City of Naples Parks and Recreation, Lowdermilk Park
9. City of Naples, beach parking information
10. City of Naples, beach parking permits
11. City of Naples, public portal for electronic permitting and permit search
12. City of Naples, flood zone maps
13. City of Naples, 2024 Flood Insurance Rate Maps
14. City of Naples, development in the floodplain
15. City of Naples, flood mitigation guidelines and regulations for property owners
16. City of Naples, answers to frequently asked 50 percent rule and FEMA questions
17. City of Naples, Hurricane Ian emergency repair permitting order, 19 October 2022
18. City of Naples, property taxes and millage rate
19. City of Naples, conservation easement with Naples Beach Club Holdings, 29 June 2022
20. City of Naples, Naples Pier rebuild project
21. City of Naples Streets and Stormwater, beach outfalls project
22. City of Naples Streets and Stormwater, Coquina Sands neighborhood page
23. Naples Police Department, Beach Patrol
24. City of Naples Solid Waste Division
25. City of Naples Parks and Recreation, Fleischmann Park
26. City of Naples Parks and Recreation, Baker Park
27. City of Naples Parks and Recreation, Naples Pier
28. City of Naples Parks and Recreation, River Park Aquatic Center
29. City of Naples, public beach accesses and beach end seawall projects
30. City of Naples, Future Land Use Element
31. City of Naples, Ordinance 02-9497, Gulf Shore Boulevard North corridor rezone

City of Naples, GIS Map Services

32. City of Naples address and unit points layer, 1300 Gulf Shore Blvd N, folio 06680000000
33. City of Naples parcels layer, including Lowdermilk Park parcel 06287320002, 6.89 acres
34. City of Naples building footprints layer
35. City of Naples parks layer, Lowdermilk Park polygon
36. City of Naples zoning layer, R3-15 at Del Mar Club
37. City of Naples future land use layer
38. City of Naples CityView, neighborhoods layer
39. City of Naples CityView, associations layer
40. City of Naples CityView, Coastal High Hazard Area layer
41. City of Naples, Coastal Construction Control Line layer
42. City of Naples, planning neighborhoods layer

City of Naples Code of Ordinances (Municode)

43. Naples Code, Chapter 58, Division 12, R3-15 Multifamily District
44. Naples Code, Chapter 58, Division 13, R3-15-CS Multifamily District, Coquina Sands
45. Naples Code, Chapter 58, Division 16, R3T Multifamily District
46. Naples Code, Chapter 16, Article IV, Floodplain Management
47. Naples Code, Chapter 56, Supplemental District Regulations
48. Naples Comprehensive Plan

Florida Statutes (Florida Senate)

49. Florida Statute 719.103, definitions, unit and unit owner
50. Florida Statute 719.104, cooperatives, official records and financial reporting
51. Florida Statute 719.106, bylaws, transfer fees, reserves and structural integrity reserve studies
52. Florida Statute 719.108, rights of owners, estoppel certificates
53. Florida Statute 719.114, separate assessment of cooperative parcels
54. Florida Statute 719.501, powers of the Division, annual fee per unit
55. Florida Statute 719.503, disclosure prior to sale
56. Florida Statute 719.504, question and answer sheet
57. Florida Statute 553.899, mandatory structural inspections for condominium and cooperative buildings
58. Florida Statute 718.112, condominium bylaws and reserve studies (for comparison with Surfside Club)
59. Florida Statute 201.02, documentary stamp tax on deeds and other instruments
60. Florida Statute 193.155, homestead assessments, Save Our Homes
61. Florida Statute 193.1554, nonhomestead residential assessment limitation
62. Florida Statute 196.031, homestead exemption
63. Florida Statute 760.29, Fair Housing Act exemptions, housing for older persons
64. Florida Statute 760.27, prohibited discrimination related to emotional support animals
65. Florida Senate, HB 913 of 2025, condominium and cooperative associations

Florida Department of Business and Professional Regulation

66. DBPR cooperative payment-history extract, project PR2S019067, DEL MAR CLUB
67. DBPR condominium extract, SURFSIDE CLUB OF NAPLES, PR1S018726
68. DBPR Division of Florida Condominiums, Timeshares and Mobile Homes, public records
69. DBPR condominium and cooperative SIRS reporting database

Florida Department of State, Division of Corporations

70. Sunbiz, DEL MAR CLUB, INC., document 713600
71. Sunbiz, corporation search by name

Florida Department of Revenue

72. Florida Department of Revenue, PT-113, homestead exemption
73. Florida Department of Revenue, PT-112, portability
74. Florida Department of Revenue, CPI adjustment to the additional homestead exemption
75. Florida Department of Revenue, Save Our Homes assessment limitation
76. Florida Department of Revenue, property tax information for taxpayers

Florida Department of Environmental Protection

77. Florida DEP, Coastal Construction Control Line statewide layer
78. Florida DEP, locate the Coastal Construction Control Line

Florida Office of Insurance Regulation

79. FLOIR, Property Insurance Stability Report, July 2025
80. FLOIR, wind mitigation resources
81. FLOIR, flood insurance
82. FLOIR, premium discounts for hurricane loss mitigation

Florida Department of Education and Collier County Public Schools

83. Florida Department of Education, school grades
84. Florida Department of Education, 2026 school grades data file
85. Florida Department of Education, 2026 school grades results packet
86. Florida Department of Education, EduData school report cards
87. Collier County Public Schools, 2026-27 attendance zone locator
88. Collier County Public Schools, attendance boundaries
89. Naples High School, advanced studies, AICE and AP Capstone
90. Collier County Public Schools, 2026-27 start and dismissal times

Collier County Government

91. Collier County, hurricane evacuation zones layer
92. Collier County, milestone buffer layer
93. Collier County, Florida Building Code design wind speed, Risk Category II
94. Collier County, Florida Building Code design wind speed, Risk Category III
95. Collier County, proposed Flood Insurance Rate Map reflects changes to local flood risk, August 2026
96. Collier County, floodplain management
97. Collier County, substantial damage determinations
98. Collier County Parks, Clam Pass Park
99. Collier County Parks, beach parking information
100. Collier County Tax Collector, real estate taxes

Federal Emergency Management Agency

101. FEMA National Flood Hazard Layer, panel 12021C0391J, effective 8 February 2024
102. FEMA preliminary National Flood Hazard Layer
103. FEMA Community Status Book, Florida
104. FEMA Community Rating System
105. FEMA CRS eligible communities, April 2026
106. FEMA, Risk Rating 2.0
107. FEMA Map Service Center
108. FEMA Map Service Center, search for 1300 Gulf Shore Blvd N
109. Federal Register, proposed flood hazard determinations, 18 December 2025

National Oceanic and Atmospheric Administration

110. NOAA Tides and Currents, Naples gauge 8725110 inundation history
111. NOAA Tides and Currents, sea level trends, Naples
112. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian
113. National Hurricane Center, Tropical Cyclone Report, Hurricane Milton
114. National Hurricane Center, Tropical Cyclone Report, Hurricane Irma
115. National Hurricane Center, Tropical Cyclone Report, Hurricane Helene

Fannie Mae and HUD

116. Fannie Mae Selling Guide B4-2.3-02, co-op project eligibility
117. Fannie Mae Selling Guide B4-2.3-04, loan eligibility for co-op share loans
118. Fannie Mae Selling Guide B4-2.1-03, ineligible projects
119. Fannie Mae, co-op share loan documentation requirements
120. HUD archives, Section 203(n) cooperative program description

United States Census Bureau

121. United States Census Bureau geocoder
122. United States Census Bureau data portal

Naples Area Board of REALTORS and Florida Realtors

123. NABOR, July 2026 statistics, Naples Beach condominium figures
124. NABOR, July 2026 market report
125. NABOR, market statistics index
126. Florida Realtors, July 2026 metropolitan statistical area summary

Associations

127. Coquina Sands Association
128. Coquina Sands Association, history
129. The Surfside Club of Naples, rules and regulations, approved 17 February 2016
130. The Surfside Club of Naples, application for purchase or lease
131. The Surfside Club of Naples, about us

Developers and the Resort

132. Four Seasons, Naples Beach Club opening release, November 2025
133. Four Seasons, Naples Beach Club
134. PR Newswire, The Athens Group and MSD Partners announce acquisition of the Naples Beach Hotel and Golf Club
135. Kolter Urban, Olana Naples Residences
136. The Ronto Group, Rosewood Residences Naples
137. Naples 2045 comprehensive plan update

News

138. Gulfshore Business, The Ronto Group hits new heights with Rosewood Residences Naples
139. Gulfshore Business, luxury development Harbour House set to begin construction
140. Gulfshore Business, Naples advances plan for 25 percent stormwater rate hike in 2026
141. Gulfshore Business, iconic Naples Beach Club sells for $362 million
142. Naples Daily News, Gulf Shore Boulevard Miracle Mile development, what to know, February 2024
143. Naples Daily News, Miracle Mile in Naples sees $100 million-plus sale for redevelopment, April 2024
144. Naples Daily News, Naples Council on repair permits, beaches and generators after Ian, October 2022
145. Naples Daily News, 26 March 1970, page 7, classified advertisement for Del Mar Club (newspaper archive)
146. Business Observer, Naples Beach Club nears opening, July 2025
147. Florida Weekly, Naples Beach Club Four Seasons resort opens
148. WINK News, Naples considers $700,000 Lowdermilk Park upgrade to replace playground lost in Ian
149. Gulfshore Life, the quiet power story of the Watkins family in Naples

Records and Data Cited in Plain Text

150. Collier County Property Appraiser bulk roll, tax year 2026 preliminary, files dated 29 August 2026: the 82 Del Mar Club parcels at 1300 Gulf Shore Blvd N (parcel 19247500150 at 1300 Gulf Shore Blvd S is a different property and is excluded)
151. Collier County Property Appraiser sales history for the 82 Del Mar Club parcels, December 1986 to May 2026, with the county’s qualified flag and Official Records book and page for each instrument
152. Collier County Clerk Official Records instruments for the six qualified resales of the last 60 months: 6594/36, 6591/975, 6580/1520, 6556/329, 6452/3507 and 6386/3118 (on file with the Collier Clerk)
153. Collier County Clerk Official Records instruments for the priced transfers the county did not qualify, 2016 to 2025, as listed in the market snapshot (on file with the Collier Clerk)
154. Florida Department of Health public pool program, Del Mar Club Pool, routine inspection with a Satisfactory result, 29 May 2026
155. Florida DBPR Bureau of Elevator Safety, elevator records for 1300 Gulf Shore Blvd N, two elevators serving seven floors
156. Road-network drive times from the City of Naples address point for 1300 Gulf Shore Blvd N on OpenStreetMap road data, run 26 September 2026

Downloadable Documents

The official Del Mar Club documents below are published by the City of Naples, the Florida Legislature, the Florida DBPR, Fannie Mae and FEMA. They are the public documents a Del Mar Club buyer or seller should read before signing.

The cooperative’s own proprietary lease, bylaws and rules are not public and come from the association.

Market data from Collier County recorded sales, pulled September 2026.

McGreevy and Comisar, Best Realtor for Del Mar Club. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.