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What's Your Home Really Worth?

What's Your Home Really Worth?

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What Is My Home Worth in Southwest Florida?

Your home's value in Southwest Florida is set by recent comparable sales, adjusted for condition, flood zone, carrying costs and community factors an algorithm cannot see. The large national portals publish their own accuracy data, and on off-market Florida homes their estimates land within 5% of the eventual sale price only about a third of the time. Treat an online number as a starting point, never as a listing price.

Call Jesse McGreevy direct at (239) 898-6072 or Marc Comisar at (239) 287-5873 for a real comparative market analysis on your specific address. No cost, no obligation, and we send you the comparable sales we used so you can check the reasoning yourself. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Updated: September 2026.

Key Takeaways for Southwest Florida Sellers

The short version, before the detail. These are the six things that most often change what a Southwest Florida homeowner decides to do, and every one of them is developed further down this page with the underlying figures and sources attached so you can check them rather than take them on trust.

  • On off-market Florida homes, the major portals' own published data shows their estimates land within 5% of the final sale price only about 36.65% of the time, and miss by more than 10% on nearly four in ten homes.
  • The same estimators are within 5% about 80.86% of the time once a home is actually listed. The model was never bad at arithmetic. It was short of information.
  • Inventory tightened in all four of our markets, between 31.6% and 45.3% year over year.
  • Price did not follow everywhere. Estero and Bonita Springs rose; Naples and Fort Myers fell.
  • Bonita Springs is the outlier: 105 median days on market, the only one of the four where time to sell increased.
  • Florida condo law now drives unit values directly through milestone inspections, reserve studies and insurance eligibility.

On This Page

This page runs from the accuracy of online estimates, through what actually breaks them in this specific region, into current market data we pulled ourselves from the Southwest Florida MLS, and then into the legal and cost realities of selling here. Use the list below to jump to what you need.

How Accurate Are Online Home Value Estimates in Florida?

Not very accurate at all, once your home is off the market. You do not have to take our word for that, because the large national search portals publish their own error rates, broken out by state, and update them continuously. What follows is their data about their own products, not our characterisation of it.

The Published Florida Numbers

One major portal publishes state-level accuracy on more than ten million Florida off-market estimates. The median error is 7.50%. Its estimate lands within 5% of the eventual sale price only 36.65% of the time, and within 10% only 60.45% of the time.

Read that plainly. On a Florida home that is not currently listed, roughly two out of three estimates are off by more than 5%, and nearly four in ten miss by more than 10%. On a $700,000 Estero home a 10% miss is $70,000. That is not a rounding error. That is the gap between a clean sale and a listing that sits and goes stale.

A second major portal publishes a nationwide median error of 7.20% for off-market homes against 1.78% for homes actively listed. Its own engineering team has put the off-market figure at about 7.49% across more than 100 million homes.

What Median Error Actually Means

This is the part that gets misread constantly, and misreading it is exactly how a seller talks themselves into the wrong list price. A median error of 7.5% does not mean estimates are usually within 7.5% of the truth. It means half of them are off by more than that, and the tail on the wrong half runs long.

The honest way to judge any estimator is its distribution, not its midpoint, which is exactly why we quote the within-5%, within-10% and within-20% figures rather than one comfortable headline number.

Why the Estimate Improves the Moment You List

Here is the statistic that settles the whole argument. That same estimator, on the same Florida homes, is within 5% of the sale price 80.86% of the time once the home is actually listed, at a median error of 2.01%.

Nothing about the house changed. What changed is that a human being entered real information into the MLS: actual condition, actual finishes, actual square footage, photographs, disclosures. The model was never bad at arithmetic. It was starved of information. Gathering exactly that information is what a listing agent does by standing inside your home, and it is why McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, insist on a walkthrough before quoting a number we will defend.

What Breaks an Automated Estimate in Southwest Florida?

Every market has quirks that automated models miss, but Southwest Florida has a specific set that are large enough to move a price by six figures, and almost all of them are invisible in the public record an algorithm reads. We tracked these across the listing appointments we ran this year, and the same handful come up again and again.

Condo Milestone Inspections

Florida Statute 553.899 requires a milestone structural inspection for condominium and cooperative buildings three habitable stories or more, by December 31 of the year the building turns 30, and every 10 years afterwards. Critically for our coastal market, a local enforcement agency may set that trigger at 25 years where local conditions such as proximity to salt water warrant it.

If a phase one inspection finds substantial structural deterioration, a phase two follows, and the resulting repairs are typically funded by a special assessment. No automated model reads the inspection report. A listing agent does.

Structural Integrity Reserve Studies and the End of Reserve Waivers

Florida Statute 718.112(2)(g) requires a Structural Integrity Reserve Study for those same buildings at least every 10 years. Under HB 913, as of January 1, 2026, associations are prohibited from waiving or underfunding reserves for the eight structural components the study covers.

This is the single largest invisible variable in Southwest Florida condominium pricing today. Two identical units, same square footage, same view, same year built, one block apart, can be worth tens of thousands of dollars apart because one association funded its reserves and the other faces a per-unit assessment.

Insurance Eligibility, Which Follows Compliance

It runs further than assessments. Citizens Property Insurance is barred from issuing or renewing policies for condominium associations and unit owners where the association has not complied with both the milestone inspection and the reserve study requirements. Harder to insure means harder to finance, which shrinks the buyer pool, which moves the price. None of that appears in a public record field.

Golf and Club Membership Equity

In bundled-golf communities the membership attaches to the property and its value is built into the sale price. In equity-club communities it may be separately transferable, with a waitlist, a transfer fee and a resale value of its own. Some communities distinguish golf-deeded from social-deeded homes, and those two price very differently.

An automated estimate comparing a bundled-golf home to a non-golf home in the same subdivision is comparing two different assets and calling them comparables. In a market as golf-dense as ours, that error alone is enough to make the output meaningless.

Flood Zone, Elevation and Post-Storm Condition

Two homes on the same street can sit in different FEMA flood zones, carry different base flood elevations and cost radically different amounts to insure. One may have been elevated or substantially remediated after Hurricane Ian while the neighbour was not.

Public records show that a permit was pulled. They do not show the quality of the work, whether the elevation certificate improved, or whether the home is now cheaper or dearer to insure. Under FEMA's Risk Rating 2.0 the premium is priced on the individual structure, so carrying cost, and therefore what a buyer can afford to offer, varies house by house.

CDD and HOA Carrying Cost

A Community Development District assessment appears on the tax bill as a non-ad-valorem line and can run to thousands annually, with a bond portion that may still be outstanding or already retired. Association dues vary enormously between neighbouring communities.

Two homes at an identical sale price can carry very different monthly costs. Automated models train on sale price. Buyers shop on total monthly payment. That gap is precisely where the estimate goes wrong.

New Construction the MLS Never Recorded

Builder sales are frequently recorded as deeds without ever appearing in the MLS, and builder incentives such as rate buydowns, paid closing costs and included upgrades are not reflected in the recorded price. A home showing as a $600,000 sale may have carried $40,000 of incentives behind it.

In a market with as much new construction as ours, this systematically corrupts the comparable set an automated model draws from, and it corrupts it in the direction that makes resale homes look weaker than they actually are.

Waterfront Variables No Data Field Captures

Seawall condition and age. Dock and lift capacity. Bridge height and therefore boat clearance. Direct against indirect Gulf access. Canal width and depth at low tide. These are the variables that actually price waterfront in Southwest Florida, and not one of them is a public-record field. An automated estimate sees "waterfront: yes" and stops there.

Age-Restricted Communities

A 55-plus restriction narrows the buyer pool and changes the demand curve independently of anything physical about the house itself. Two otherwise identical homes, one age-restricted and one not, are not the same asset and will not fetch the same price in the same week.

What Is the Southwest Florida Market Doing Right Now?

Data updated: September 2026. We pulled the following from the Southwest Florida MLS ourselves rather than repeating a headline from somewhere else. Four markets, the same five measures, the same month, August 2026 set against August 2025. This is the benchmark the rest of this section reads from.

Measure

Estero

Bonita Springs

Naples

Fort Myers

Median sale price

$520,000

$525,000

$590,000

$335,000

Year over year

+6.7%

+4.5%

-1.7%

-2.9%

Months of supply

3.5

4.4

5.3

5.2

Year over year

-45.3%

-40.5%

-35.4%

-31.6%

Median days on market

62

105

72

66

Year over year

-44.6%

+32.9%

-17.2%

-16.5%

Percent of last list price

95.8%

95.1%

95.5%

95.7%

Closed sales

93

116

596

406

Inventory Tightened in All Four Markets

Months of supply fell between 31.6% and 45.3% in every market we cover. This is a regional move rather than a local one, and it runs directly against the Florida inventory-glut narrative that dominated coverage a year ago. Estero at 3.5 months is the tightest of the four and sits firmly in seller's-market territory.

But Price Did Not Follow Everywhere

This is the most important line on this page. On the same regional supply squeeze, Estero rose 6.7% and Bonita Springs rose 4.5%, while Naples fell 1.7% and Fort Myers fell 2.9%.

Tightening inventory is a necessary condition for price growth, not a sufficient one. Anyone telling you that low inventory automatically means your home is worth more is wrong in two of these four markets right now. Which market you are in changes the answer, which is why a regional average is close to useless for an individual decision.

Bonita Springs Is the Outlier, and It Is a Pricing Lesson

Bonita Springs is the only one of the four where days on market rose, and it rose sharply, to 105 days, up 32.9%, while every other market got faster.

So a Bonita Springs home now takes roughly 69% longer to sell than an Estero home, 105 days against 62, despite Bonita carrying tighter inventory than either Naples or Fort Myers and a rising median price. Sellers there are asking more, ultimately achieving close to what they ask, and waiting considerably longer to get it. That is a pricing-strategy finding, and no automated estimate will ever surface it.

The Negotiation Gap Is Stable and Nearly Identical Everywhere

Percent of last list price sits in a tight 95.1% to 95.8% band across all four markets and barely moved year over year. Two of the four shifted less than half a percentage point in twelve months.

The practical read is that what differs between these markets is how long it takes, not how much comes off at the end. Price correctly and the discount at closing is roughly the same wherever you are. Price wrongly and you pay in months rather than in dollars off the final number.

How We Measure, Stated Plainly

Percent of last list price measures against the most recent asking price, after any reductions, not the original. A home reduced twice can show a healthy percent-of-last-list figure and still have sold well under what it first asked. We flag this because the two measures are routinely quoted interchangeably and they are not the same thing.

Thinking of Selling? Start With a Real Number

Every figure above is a market average, and no seller owns a market average. Get the number for your actual address: use the valuation form on this page or the home valuation request, and if you are buying as well as selling, the buying guide covers the other half. Call (239) 898-6072 to talk it through with Jesse directly.

Florida Condo Law and What It Does to Your Unit Value

If you own a condominium in Southwest Florida, the statutory picture changed materially and it now drives resale value as directly as square footage does. This section sets out what the law requires, who it applies to, and how each requirement transmits into the price a buyer will actually pay for your unit.

Which Buildings Are Covered

Both the milestone inspection requirement and the reserve study requirement apply to condominium and cooperative buildings that are three habitable stories or more. Lower-rise buildings, and single-family, two-family, three-family and four-family dwellings with three or fewer habitable storeys above ground, fall outside the milestone requirement.

The Inspection Timeline

Phase one must be completed within 180 days of the owner receiving written notice from the local enforcement agency. The association must distribute a copy of the inspector's summary to every unit owner within 45 days of receiving the report. Where a phase two inspection identifies substantial structural deterioration, repairs must be commenced within 365 days of the local agency receiving that report.

What a Buyer's Agent Will Ask For

Expect requests for the milestone inspection report and summary, the reserve study, the current budget, the last several sets of board minutes, and the estoppel certificate. A seller who has these assembled in advance transacts faster and from a stronger position than one who starts hunting for them after going under contract.

How This Shows Up in Price

A pending or levied special assessment reduces what a buyer will pay, frequently close to dollar for dollar, and sometimes by more where the assessment signals deeper building problems. Conversely, a well-funded association with a clean report is a genuine selling point that deserves to be stated in the listing rather than left for a buyer to discover.

What Does a Real Comparative Market Analysis Actually Do?

A comparative market analysis is not a longer version of an automated estimate. It is a different exercise built on different inputs, and the difference is not marketing language. Here is what the work actually consists of when McGreevy and Comisar prepare one for your address.

Comparable Selection

The work starts with choosing which sales genuinely compare: same community wherever possible, same product type, similar age and size, and recent enough to reflect the market you are actually selling into. A sale from fourteen months ago in a market that has moved 6.7% is not a comparable, it is history.

The Adjustment Grid

No two homes are identical, so every comparable is adjusted for the ways it differs from yours: square footage, lot, garage, pool, view, updates, flood zone, membership structure, age and condition. The adjustments are the entire point. An estimate that skips them is an average wearing a dollar sign.

Paired Sales Analysis

Where the data supports it we isolate the value of a single feature by comparing two otherwise similar sales that differ in one respect. That is how you establish what a lake view, a southern exposure or a transferable golf membership is actually worth in your specific community, rather than applying a percentage someone invented.

Condition, Which Requires Walking Through

Interior condition is the largest single variable no automated model can observe. Two homes with identical public records can be $100,000 apart on finishes, roof age, mechanical systems and hurricane hardening. This is why the walkthrough is not a formality and why we will not quote a defensible number without one.

Pricing Strategy Is a Separate Decision From Valuation

What your home is worth and what you should list it at are two different questions. Value estimates where it will settle. List price is a strategy about how quickly you want to get there and how much negotiating room you want to hold. Given the Bonita Springs days-on-market finding above, that strategy question is doing real work in this market right now.

What Does It Cost to Sell a Home in Florida?

Knowing what your home is worth is only half of the decision. What actually matters is what you keep once the transaction closes, and Florida has several costs and customs that catch sellers out, including one that is specific to our counties and routinely costs people money by default.

Documentary Stamp Tax

Florida charges a documentary stamp tax on the deed of $0.70 per $100 of the sale price in every county except Miami-Dade, where it is $0.60. It is customarily a seller cost. On a $500,000 sale that comes to $3,500. A separate documentary stamp tax of $0.35 per $100 applies to the promissory note and is customarily a buyer cost.

Title Insurance, and Why Lee and Collier Differ

In most Florida counties the seller customarily pays for the owner's title insurance policy. In Lee, Collier, Charlotte and Sarasota counties it is genuinely negotiable and either party may pay, and whoever pays typically selects the closing agent.

Because this is local custom rather than statute, it must be settled explicitly in the purchase contract rather than assumed. On a $600,000 sale this is a real four-figure difference, and it is one of the most common places a Southwest Florida seller quietly loses money.

Flood Disclosure Is Now Mandatory

Florida Statute 689.302, effective October 1, 2024 and expanded effective October 1, 2025, requires a seller of residential real property to provide a written flood disclosure to the buyer at or before the time the sales contract is executed.

You must disclose knowledge of flooding that damaged the property during your ownership, whether you filed a flood-damage insurance claim including with the National Flood Insurance Program, and whether you received federal flood assistance including from FEMA. The statute defines flooding broadly enough to include sustained standing water from rainfall, which is wider than most sellers assume.

Estoppel Certificates

Where a community association is involved, an estoppel certificate is required to confirm what is owed at closing. Florida statute caps what an association may charge and sets the turnaround it must meet. Ordering this early avoids a preventable delay in the final week before closing.

Property Tax Proration

Florida property taxes are paid in arrears and are prorated at closing between buyer and seller for the portion of the year each owned the home. Florida also offers a discount for early payment running from November through March, which is worth understanding if your closing date has any flexibility in it.

Estimating Your Net Proceeds

Sale price, less commission, less documentary stamps, less title costs where they fall to you, less prorated taxes, less any association estoppel fees, less any repairs negotiated after inspection. We build this before you list rather than after you are under contract, so the number you are deciding on is the number you actually keep.

When Is the Best Time to Sell in Southwest Florida?

Timing here is not folklore, it is visible in the closed-sales data, and it interacts with the days-on-market figures above in a way that should shape when you put a home on the market rather than simply when you feel ready to. We tracked the monthly closings across all four markets to establish the pattern.

Seasonality Is Real and It Is Large

Closings peak in March and April and trough in late summer across every market we cover. Estero closed 199 homes in March 2026 against 93 in August. Naples closed 1,042 in April against 596 in August. Buyer activity builds through season and closings follow roughly sixty to ninety days behind it.

Working Backwards to a Listing Date

If closings peak in March and April, and median days on market in your city runs between 62 and 105 days, then the listing decision is a calendar decision as much as a pricing one. Working backwards from a spring closing puts a Bonita Springs listing on the market meaningfully earlier than an Estero one.

Why Sellers Call McGreevy and Comisar

You are choosing who represents the largest asset you own, so the record should be checkable rather than asserted. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the awards, rankings and production figures below are all independently published and can be verified against the sources listed at the foot of this page.

The Record

  • Top 1% Real Estate Agents Nationally Since 2008
  • Gulfshore Life Five Star award, 21 consecutive years, one of a handful of recipients out of more than 21,000 licensees
  • #1 real estate team in Southwest Florida since 2012
  • #5 real estate team in Florida (RealTrends 2026): 241 transactions, $157M+ volume
  • #1 real estate team in Bonita Springs (2026 RealTrends rankings, by sales volume AND transaction sides)
  • Over $900 million in personal sales by Jesse McGreevy and Marc Comisar

Jesse and Marc lead Domain Realty Group, which has sold $2.5B+ across 4,000+ transactions. As a consistently top-reviewed Southwest Florida team, McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008 and serve 20 markets across Lee, Collier and Charlotte Counties from three offices. More about the team is on our about page, and the brokerage site is Domain Realty Group.

Licensing and Compliance

Jesse McGreevy, license # SL3101296, Jesse Eli McGreevy P.A. Marc Comisar, license # BK3060671, Marc J Comisar P.A., Broker Associate. Both are licensed by the Florida Real Estate Commission under the Department of Business and Professional Regulation, and both licences are publicly verifiable through the DBPR licensee search linked in the sources below.

What You Actually Receive

A comparative market analysis on your specific address, built from the sold record, with the comparable sales we used attached so you can check the reasoning. A net-proceeds estimate. An honest read on timing and on what your list price does to it. There is no cost and no obligation, and no obligation genuinely means no obligation.

Let's Talk About Your Home

Start with the valuation form on this page, request a free home valuation, or simply call. If you would rather write, the contact page reaches both of us. Written by Jesse McGreevy and Marc Comisar, Top 1% Real Estate Agents Nationally Since 2008. Read more from Jesse McGreevy.

Jesse McGreevy
Phone: (239) 898-6072
Email: [email protected]

Marc Comisar
Phone: (239) 287-5873
Email: [email protected]

McGreevy and Comisar
24031 S Tamiami Trl #101
Bonita Springs, FL 34134
Phone: (239) 898-6072

Serving Estero, Bonita Springs, Naples, Fort Myers and the surrounding Lee, Collier and Charlotte County communities. Call (239) 898-6072 to get started.

Frequently Asked Questions About Home Values in Southwest Florida

These are the questions Southwest Florida homeowners actually ask us on listing appointments, answered with the same figures and sources used above. If yours is not here, call (239) 898-6072 and ask it directly.

How accurate are online home value estimates on a Florida home?

The major portals publish their own accuracy data. On off-market Florida homes, one publishes a median error of 7.50%, landing within 5% of the eventual sale price only 36.65% of the time. Another publishes a nationwide off-market median error of 7.20%. Median error means half of all estimates are off by more than that figure. Both improve sharply once a home is actually listed.

Why is my online estimate so different from my neighbour's?

Automated models lean heavily on public records and prior sales. They do not see interior condition, renovation quality, flood zone differences within the same street, association reserve health, bundled golf membership, CDD assessments or post-hurricane remediation. Two nearly identical homes can differ by six figures for reasons no public record captures.

Is an online estimate the same as an appraisal?

No. An appraisal is performed by a licensed appraiser who physically inspects the property and selects comparables with documented adjustments, and lenders rely on it. An automated estimate is a statistical model run on public and MLS data with no inspection. A lender will not accept an automated estimate in place of an appraisal.

What is a CMA and how does it differ from an online estimate?

A comparative market analysis is prepared by a licensed professional who selects genuinely comparable recent sales, adjusts each for differences against your property, and accounts for current inventory and pending sales that have not yet closed. The adjustments are the entire point and they require someone who has physically seen the home.

How much does a home valuation cost?

Nothing. We provide a comparative market analysis at no cost and with no obligation, and we include the comparable sales we used so you can evaluate the reasoning yourself rather than taking a number on trust.

Does a milestone inspection affect my condo value?

It can, substantially. Florida Statute 553.899 requires a milestone structural inspection for condominium and cooperative buildings three habitable stories or more at 30 years of age, and local agencies may set the trigger at 25 years where conditions such as proximity to salt water warrant it. If substantial structural deterioration is identified, the repairs are typically funded by a special assessment, which directly affects what buyers will pay.

What is a SIRS and why do buyers ask about it?

A Structural Integrity Reserve Study is required under Florida Statute 718.112(2)(g) for condominium and cooperative buildings three habitable stories or higher. As of January 1, 2026, associations are prohibited from waiving or underfunding reserves for the eight structural components it covers. Buyers ask because an underfunded association means future assessments.

Can my condo be harder to sell if the association is not compliant?

Yes. Citizens Property Insurance is barred from issuing or renewing policies for condominium associations and unit owners where the association has not complied with both the milestone inspection and reserve study requirements. Harder to insure means harder to finance, which shrinks the buyer pool and pressures the price.

How does a special assessment affect my unit value?

A levied or pending special assessment reduces what a buyer will pay, often close to dollar for dollar, and sometimes by more where it signals deeper building problems. Whether the assessment is disclosed, already funded, or still being debated by the board changes the effect considerably.

Who pays for title insurance in Lee County versus Collier County?

In most Florida counties the seller customarily pays for the owner's title insurance policy. In Lee, Collier, Charlotte and Sarasota counties it is genuinely negotiable and either party may pay, and whoever pays typically selects the closing agent. Because it is custom rather than statute, settle it explicitly in the contract.

What is the documentary stamp tax when I sell in Florida?

Florida charges a documentary stamp tax on the deed of $0.70 per $100 of the sale price in every county except Miami-Dade, where it is $0.60. It is customarily a seller cost. On a $500,000 sale that is $3,500. A separate documentary stamp tax of $0.35 per $100 applies to the promissory note and is customarily a buyer cost.

Do I have to disclose flooding when I sell in Florida?

Yes. Florida Statute 689.302, effective October 1, 2024 and expanded effective October 1, 2025, requires a seller of residential real property to provide a written flood disclosure at or before the time the sales contract is executed. You must disclose knowledge of flooding that damaged the property during your ownership, whether you filed a flood-damage claim including with the National Flood Insurance Program, and whether you received federal flood assistance including from FEMA.

Does a CDD assessment lower my home value?

Not necessarily, but it changes what a buyer can afford to pay. A Community Development District assessment appears on the tax bill as a non-ad-valorem line and funds community infrastructure. Buyers evaluate total monthly cost rather than sale price alone, so two homes at the same price with different CDD obligations compete differently.

How does my flood zone affect what my home is worth?

Under FEMA's Risk Rating 2.0, flood insurance is priced on the individual structure rather than by zone alone, so elevation, distance to water and prior claims all factor in. Because the premium forms part of a buyer's monthly carrying cost, two otherwise comparable homes with materially different flood premiums will not sell for the same price.

Does a golf membership add to my home value?

It depends entirely on how the membership is structured. In bundled-golf communities it attaches to the property and its value is embedded in the sale price. In equity-club communities it may be separately transferable with its own resale value, waitlist and transfer fee. Some communities distinguish golf-deeded from social-deeded homes and those price very differently.

What is my Estero home worth right now?

The median sale price in Estero was $520,000 in August 2026, up 6.7% from $487,450 a year earlier. Months of supply fell to 3.5 from 6.4 and median days on market fell to 62 from 112. Estero is the tightest of the four markets we cover. Your specific value depends on community, condition and product type, which is what a CMA establishes.

What is my Bonita Springs home worth right now?

The median sale price in Bonita Springs was $525,000 in August 2026, up 4.5% from $502,500 a year earlier. Months of supply fell to 4.4 from 7.4, but median days on market rose to 105 from 79, the only one of our four markets where time to sell increased. Pricing strategy matters more here right now than anywhere else we work.

What is my Naples home worth right now?

The median sale price in Naples was $590,000 in August 2026, down 1.7% from $600,000 a year earlier, even as months of supply fell to 5.3 from 8.2. Naples is a case where tightening inventory has not translated into a rising median, which is exactly why a market-level number is a poor substitute for analysis of your specific property.

What is my Fort Myers home worth right now?

The median sale price in Fort Myers was $335,000 in August 2026, down 2.9% from $345,000 a year earlier. Months of supply fell to 5.2 from 7.6 and median days on market fell to 66 from 79. Homes are selling faster than a year ago, but the median has softened.

Is now a good time to sell in Southwest Florida?

Inventory tightened substantially in all four markets we cover, between 31.6% and 45.3% year over year, which favours sellers. But median price rose in Estero and Bonita Springs while falling in Naples and Fort Myers over the same period, so the answer depends genuinely on which market you are in and what type of property you own.

How long will it take to sell my home?

As of August 2026, median days on market was 62 in Estero, 66 in Fort Myers, 72 in Naples and 105 in Bonita Springs. Those are medians, so half of all homes took longer than that. Condition, pricing and product type move this number considerably more than the market average does.

How much below asking do homes actually sell for?

Across all four markets the median percent of last list price sits between 95.1% and 95.8%, and it barely moved year over year. Note that this measures against the most recent list price, after any reductions, rather than the original asking price.

Should I reduce my price or wait?

That depends on how long the home has been listed relative to the median for your market, how many showings it is getting, and whether feedback points at price or at condition. A home with showings and no offers usually has a price problem. A home with no showings usually has a presentation or exposure problem. Those are different fixes.

Should I make repairs before I list?

Some repairs return more than they cost and many do not. In Southwest Florida the highest-return items are usually roof age, hurricane hardening and anything affecting insurability. We walk the property and tell you which items are worth doing and which ones buyers will not pay for.

Do I need an elevation certificate?

If your home sits in or near a Special Flood Hazard Area it is usually worth obtaining one before listing. Under Risk Rating 2.0 the certificate can materially change a buyer's insurance quote, and a buyer who cannot obtain an affordable quote will not close.

What is the difference between percent of list price and percent of original list price?

Percent of last list price measures against the most recent asking price, after any reductions. Percent of original list price measures against what the home first asked. A home reduced twice can show a strong percent-of-last-list figure and still have sold well below its original price. The two are frequently quoted interchangeably and should not be.

Will my home appraise for the contract price?

Not automatically. The appraisal is an independent opinion and it can come in below contract, particularly where recent comparable sales lag current pricing. Pricing supported by genuine comparables from the outset is the best protection against an appraisal gap.

How do you price new construction or a home in a new community?

Carefully, and with stated limits. Builder sales are often recorded as deeds without an MLS listing, and recorded prices do not reflect incentives such as rate buydowns or included upgrades. We work from the recorded deeds, the builder's current price sheet and whatever resale record exists, and we say plainly where the data is thin.

Can you value a home you have not seen?

We can give you a supported range from the sold record, and for many homes that range is genuinely useful. But condition is the largest single variable, so the range narrows considerably once we walk through. We will always tell you which of the two you are getting.

What information do you need to value my home?

The address alone is enough to start. Beyond that, anything you know about updates, roof age, flood history, association dues, membership structure and any assessments will sharpen the analysis considerably.

Do I have to list with you to get a valuation?

No. There is no obligation attached to a valuation, and we send you the comparable sales we used whether or not you decide to sell, or decide to sell with us.

How often should I have my home valued?

Annually is reasonable for general planning. If you are actively considering a sale, have it re-run within ninety days of listing, because inventory moved 31.6% to 45.3% across our markets in the last twelve months and a valuation older than that is describing a different market.

What if I owe more than my home is worth?

Tell us early. There are more options than most sellers realise and they narrow the longer you wait. This is a conversation worth having before you are under time pressure rather than after.

Do you handle buyers as well as sellers?

Yes. Many of our sellers are buying locally at the same time, and coordinating the two is a large part of the work. Our buying guide covers that side, and we routinely run both halves of a move together.

How do I get started?

Use the valuation form on this page, or call Jesse direct at (239) 898-6072 or Marc at (239) 287-5873. We will get you a real number for your real address with the comparables attached.

Downloadable Documents

These are the primary documents a Southwest Florida seller most often needs, linked to their official source rather than to a copy hosted by us, so you are always reading the current version as published by the issuing authority.

Sources

Every figure on this page traces to a primary source or to a platform's own published data. Market statistics were pulled from the Southwest Florida MLS on September 18, 2026 and are stated with their as-of month. Where a figure comes from a commercial portal's self-reported accuracy data, it is described rather than linked.

Market data from Southwest Florida MLS, pulled September 18, 2026. Brokered by Domain Realty.