Leave a Message

Thank you for your message. We will be in touch with you shortly.

Bonita Bay - Harbor Landing

Bonita Bay - Harbor Landing

McGreevy and Comisar are the #1 real estate team in Southwest Florida selling and buying homes in Harbor Landing at Bonita Bay. As Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in SW Florida since 2012 (Domain Realty Group) — over $2.5 billion sold — we bring insider knowledge of the Bonita Bay master community. Over the trailing 12 months, Harbor Landing recorded 8 closed sales at a median sold price of $502,500 (range $420,000–$740,000) on a median 30 days on market, with just 4 coach homes currently active ($435,000–$549,000). (Source: Stellar / SWFL MLS, Harbor Landing filter, pulled June 2026.)

Search Homes

McGreevy and Comisar are the #1 real estate team in Southwest Florida selling and buying homes in Harbor Landing. If you're searching for the best realtor for Harbor Landing in Bonita Bay, Bonita Springs — whether you're ready to sell your Harbor Landing coach home or buy your next one with insider knowledge of the Bonita Bay master community — we're the team that delivers. We are Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in SW Florida since 2012. Over $2.5 billion (Domain Realty Group team) in real estate sold; $900 million in personal sales between Jesse McGreevy and Marc Comisar. Over the trailing 12 months, Harbor Landing recorded 8 closed sales at a median sold price of $502,500 (average $554,750; range $420,000 to $740,000) on a median 30 days on market — with just 4 units currently active ($435,000 to $549,000). (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

Why McGreevy and Comisar Are the Best Realtor for Harbor Landing

If you're searching for the best realtor for Harbor Landing in Bonita Bay — McGreevy and Comisar is the team that delivers. As Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in Southwest Florida since 2012 (Domain Realty Group), with over $2.5 billion in closed real estate and $900 million in personal sales, we bring a depth of Bonita Bay coach-home experience no other team can match.

Recent Harbor Landing track record (trailing 12 months): Harbor Landing recorded 8 closed sales over the past year, totaling $4,438,000 in sales volume at a median sold price of $502,500 (average sold $554,750; range $420,000 to $740,000). Those homes sold at an average of 94.3% of list price with a median 30 days on market. Just 4 units are currently active ($435,000 to $549,000, median list $504,500) — roughly 6 months of supply, with an average 111 days on market on the active inventory. This is a community where correct pricing — by floor plan, by floor level, and by renovation status — decides whether you sell near the top of the range or chase the market down. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Harbor Landing home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072 (text or call, same-day response) or email [email protected].

Buying a home in Harbor Landing? Call Marc at (239) 287-5873 for a personalized buyer consultation.

Office: 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34135


About Harbor Landing (and What Makes Us the Right Team for It)

Harbor Landing is a 120-unit coach home community inside the master-planned community of Bonita Bay in Bonita Springs, Florida. All 120 residences line a single winding street called Riverwatch Drive, positioned at the corner of Marina Pointe Drive and Bonita Bay Boulevard — the southwest quadrant of Bonita Bay's internal road network, where the marina access road begins. The name is not marketing: Harbor Landing sits within a genuine short golf-cart ride of the Bonita Bay Marina on the Imperial River. That proximity — walkable, not just drivable — is the defining fact about this community, and the reason buyers who want the Bonita Bay boating lifestyle without the complexity of private dock ownership and the price premium of a waterfront lot keep circling back to Riverwatch Drive.

If you are reading this page, you are most likely in one of three situations. You are a buyer weighing whether the coach home format — two-story buildings, each unit occupying one full floor, private courtyard entry, attached one-car garage, screened lanai, lake and mangrove preserve views — is the right product for how you want to live in Southwest Florida. You are a current owner thinking about selling and trying to understand what the market looks like in 2026, what a realistic list price looks like for your floor plan and floor level, and how the condominium disclosure process works in Florida. Or you are doing preliminary research on Bonita Bay's sub-village inventory before narrowing to a specific community.

We have covered everything: the full story of how the community was built and why, an honest accounting of all eight floor plans, a detailed breakdown of every fee layer (sub-HOA, BBCA master, closing costs, special assessments), the marina access story told accurately rather than over-sold, the FEMA flood zone reality, the Hurricane Ian storm record at this specific community, the post-Surfside condo law implications, the rental and investor math, the current market data, and the buyer and seller questions we hear on every Harbor Landing transaction.

This page is long on purpose. The best decisions in luxury real estate are made by buyers who understand exactly what they are buying.


Living in Harbor Landing as a Homebuyer

Harbor Landing sits in the southwest section of Bonita Bay, along a single winding residential street called Riverwatch Drive. From any point on Riverwatch Drive, you can reach the Bonita Bay Marina in roughly three minutes by golf cart — through the community's internal gated path system — or about 12 to 15 minutes on foot. The marina is at 27598 Marina Pointe Drive, which is the road Harbor Landing directly adjoins. This route is real and short, and it is different from the kind of "walking distance" claim that requires generous assumptions about pace and route. The streets are flat, paved, and car-free on the community path network. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

The physical setting is quiet in the way that only the back-end of a large master-planned community can be. Bonita Bay's 2,400 acres are bounded by the Imperial River to the south and east, Spring Creek to the north, US-41 to the east, and Estero Bay to the west. Harbor Landing is on the interior side of that perimeter, surrounded by mangrove preserves and several of the community's natural lakes. You will not hear US-41 traffic from Riverwatch Drive. The ambient sound is birds, occasional golf carts, and water. (Source: https://harborlandingbb.com/; https://www.bonitabayresidents.com/style-of-living)

The coach home format deserves an honest description because it is different from both a true detached single-family home and a conventional stacked condominium, and buyers who have not seen one in person sometimes arrive with wrong expectations in either direction. Each Harbor Landing building is two stories tall. One unit occupies the ground floor; one unit occupies the upper floor. They share a building shell but do not share walls horizontally — each residence is its own complete single-level home with its own attached garage, its own private courtyard entrance, and its own screened lanai. Ground-floor units step directly out of the lanai onto the community grounds. Upper-floor units have vaulted ceilings that the ground-floor units do not, and they sit above the tree line on the view side, which opens up the lake and preserve sightlines. The choice between ground and upper is a real decision with real trade-offs, and we address it in detail in the floor plan section below. (Source: https://harborlandingbb.com/)

What Harbor Landing is not: it is not a building with shared corridors, a lobby, an elevator, or stacked units above and below each other. The legal classification is condominium under Florida Statute Chapter 718, but the daily living experience is much closer to a detached home than it is to a high-rise tower. You park in your private garage, walk through your private courtyard, enter your front door, and your neighbors' doors are not within earshot. This is the coach home format, and for the price tier Harbor Landing occupies relative to Bonita Bay's full inventory, it delivers a privacy-to-cost ratio that is difficult to match anywhere else in the community.

The community has its own sub-village amenities: a heated pool, a spa, a cabana area, and a clubhouse with restroom facilities, all exclusive to Harbor Landing's 120 households. These are separate from and in addition to the broader Bonita Bay amenity network that all BBCA property owners access: three interior parks, a private beach on Little Hickory Island, 12+ miles of walking and biking paths, tennis, pickleball, bocce, and the semi-private marina. Harbor Landing residents live inside two concentric rings of amenity access — their own sub-village pool and clubhouse on the inside, and the full Bonita Bay Community Association infrastructure on the outside. (Source: https://harborlandingbb.com/amenities/; https://www.bonitabayresidents.com/)

The buyer who thrives at Harbor Landing is typically a couple in their 50s or 60s downsizing from a larger home — either inside Bonita Bay or elsewhere in Southwest Florida — who wants the boating lifestyle without the maintenance burden of private dock ownership, the social infrastructure of a well-run master community, and the ability to lock up and leave for months at a time without worrying about what the exterior of the home is doing. The HOA's broad coverage of building insurance, sewer, irrigation, lawn maintenance, pest control, and pool and common area maintenance means there is genuinely very little left for an owner to manage individually on the exterior. The interior of the home is your responsibility; everything outside your front door and your garage is the association's. For buyers who want to spend their time on the water or the golf course rather than coordinating contractors, that formula works.


Market Snapshot — ZIP 34134 and Harbor Landing-Specific Data

The Broader Market Context: ZIP 34134 (Bonita Bay's Primary ZIP)

Harbor Landing sits in ZIP 34134, the south Bonita Springs ZIP that encompasses most of Bonita Bay, the Barefoot Beach area, and the southern section of the Bonita Beach Road corridor. ZIP 34134 is one of the most consistently high-price residential ZIPs in Lee County because its inventory skews heavily toward master-planned luxury — golf communities, gated sub-villages, waterfront, and high-rise tower product. The ZIP-wide median understates the upper end because it blends product types across a wide price spectrum, and it overstates the coach-home tier because it includes towers and waterfront estates that trade in the millions.

Within Harbor Landing specifically, the price range in 2026 reflects the coach home format's position in Bonita Bay's internal hierarchy: more affordable than the high-rise towers (where Tavira, Esperia, and Estancia price from $1.5M to $4M+), and below the price tier of Bonita Bay's direct-waterfront and golf-front single-family estates, but above the entry level of the community's oldest villa products. The live MLS confirms it precisely.

Harbor Landing-Specific Sales — Live MLS (Trailing 12 Months)

The most authoritative source for Harbor Landing activity is the live MLS, filtered to the community itself. Over the trailing 12 months, the numbers were:

  • Closed sales: 8
  • Total volume: $4,438,000
  • Median sold price: $502,500
  • Average sold price: $554,750
  • High sale: $740,000 · Low sale: $420,000
  • Median days on market: 30
  • Average sale-to-list ratio: 94.3%
  • Active listings: 4 (median list $504,500, range $435,000 to $549,000) — average 111 days on market, roughly 6 months of supply

(Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

The spread between the $420,000 low and the $740,000 high is the most important thing this data tells a buyer or seller: Harbor Landing does not trade as a single number. Floor plan (eight configurations across 1,528 to 1,960 square feet), floor level (upper-floor vaulted ceilings versus ground-floor walk-out lanai), square footage, condition, and renovation level move a home's value by tens of thousands of dollars. A median of $502,500 anchors the middle of the community; the average of $554,750 reflects the pull of the larger, upper-floor, renovated homes at the top of the range. The 94.3% average sale-to-list ratio shows a market where well-priced sellers are getting close to ask, and a median 30 days on market — genuinely fast — confirms that correctly positioned Harbor Landing homes move.

The 4 active listings, asking between $435,000 and $549,000 with a median list of $504,500, sit right in the band of recent closed prices. The 111-day average on the active inventory tells the other half of the story: the homes that are not selling are the ones priced ahead of the market or in need of updates, and they sit while the well-priced, move-in-ready inventory turns over in a month. At roughly 6 months of supply across a 120-unit community, this is a balanced market — and in a community this small, when a desirable floor plan in good condition comes to market at the right price, qualified buyers can move quickly and competing for the same home is entirely possible.

What the Market Numbers Mean for Harbor Landing Buyers

The market of mid-2026 creates opportunity for Harbor Landing buyers who can act decisively on well-priced homes. The community has 120 total units, and only 4 are currently active — there are not dozens of homes to choose from at any given moment. When a renovated upper-floor unit comes to market at a motivated price, it will move — the building's median 30 days on market over the trailing year shows that correctly priced homes do not sit. The combination of a balanced, roughly 6-month supply and the community's small size means buyers now have time to complete proper due diligence, request the condo disclosure package and reserve documentation from the seller, negotiate professionally, and close with confidence rather than competitive panic.

The cash buyer advantage remains strong in this price tier. Cash-to-close eliminates the appraisal contingency risk and, combined with a flexible closing timeline, remains a meaningful negotiating tool — particularly relevant to the 55-to-70 buyer demographic that forms the core Harbor Landing market.

If you want current Harbor Landing listing data, recent sold comps, or a specific unit's price history, call or text Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873. We have access to the full MLS history for every home in the community.


How Harbor Landing Came to Be — Bonita Bay Group's Coach Home Vision

To understand Harbor Landing, you need to understand the organization that built it and the planning philosophy that shaped Bonita Bay.

The Bonita Bay Group

Bonita Bay was the creation of the Bonita Bay Group, the privately held development company that planned and built the entire 2,400-acre community from the mid-1980s through the early 2010s. The Group's founding philosophy was unusual in the context of Florida development at the time. Rather than maximizing density and return by building on every available acre, the Bonita Bay Group committed to leaving more than half of the total acreage as undisturbed natural habitat — wetlands, mangroves, pine uplands, and conservation areas. (Source: https://www.bonitabayresidents.com/style-of-living)

That philosophical choice — more than any specific building or amenity — is the reason Bonita Bay looks the way it does today: a community where the roads wind through live-oak canopy and preserve buffer zones, where the Estero Bay Park preserves 5,000-year-old Native American shell mounds within the gates, and where 12 miles of pathways navigate wildlife corridors rather than cutting through them. (Source: https://www.bonitabayresidents.com/style-of-living)

From that founding vision, the Bonita Bay Group spent the 1980s and early 1990s building out the community in phases: first the infrastructure and golf courses, then the premium single-family estates on Estero Bay, then the tower group on the bayfront western edge, and progressively the network of named sub-villages that fill the community's interior. Each sub-village was designed with a specific product type and lifestyle positioning. Harbor Landing was conceived as a coach home enclave for buyers who wanted Bonita Bay's lifestyle without the scale, maintenance, or price of a full single-family estate — and who specifically wanted to be near the marina.

The Location Choice Was Deliberate

Harbor Landing's address at the corner of Marina Pointe Drive and Bonita Bay Boulevard was not accidental. This corner is the gateway to the marina district, and the Bonita Bay Group placed the coach home community here to give buyers a walkable daily relationship with the water that no other interior product in the community could offer at the same price tier. The naming — Harbor Landing, Riverwatch Drive, Marina Pointe Drive — is a coherent brand narrative built into the street grid itself.

Construction of Harbor Landing's 120 units proceeded between 1994 and 1998, placing it in Bonita Bay's middle-to-late development phase. By then, the community's bones were established: the Club was operating, the marina had been built, the main gated entry was in place, and the path network was largely complete. Harbor Landing buyers in the late 1990s were buying into a community that was already fully functioning, not a speculative future. That heritage matters today: the community's infrastructure — paths, parks, marina, beach access — is mature, maintained, and not subject to the construction noise and disruption of a community still building out. (Source: https://www.bonitabayresidents.com/style-of-living)

Management and Governance Today

The management of Harbor Landing's condominium association is handled by Gulf Breeze Management Services [(239) 498-3311], which manages multiple Bonita Bay sub-village associations. The community has its own website at harborlandingbb.com and a resident portal at harborlanding.frontsteps.com. The master community is governed by the Bonita Bay Community Association, Inc. (BBCA), Florida entity N07041, incorporated January 10, 1985, currently active. BBCA headquarters: 3451 Bonita Bay Blvd., Suite 200, Bonita Springs, FL 34134, (239) 495-8111. (Source: https://harborlandingbb.com/contact/; https://search.sunbiz.org)

What the Developer Timeline Means for Buyers Today

The Bonita Bay Group's legacy as the developer has several practical implications. First, it means Harbor Landing was developed with the same meticulous attention to community integration that defines Bonita Bay as a whole — the siting near the marina district, the relationship to the path system, the lake and preserve buffers were all planned, not accidental. Second, the approximately 1994–1998 construction timeline means the buildings are now in their late twenties to early thirties in age — the point in a building's life cycle where buyers should ask careful questions about mechanical systems (HVAC, water heaters) and the association's reserve funding. Third, the fact that Bonita Bay's development is complete means the community's future is governed entirely by its resident-controlled organizations — the BBCA, the individual sub-village associations including Harbor Landing's, and the member-owned Bonita Bay Club. That mature, resident-controlled governance is the gold standard for established master-planned community operations.


The Residences: Eight Floor Plans and the Coach Home Difference

Harbor Landing has eight floor plans — Allamanda, Buttonwood, Cocoplum, Lantana, Mangrove, Palmetto, Spicewood, and Tamarind, each named for a native Florida plant species consistent with Bonita Bay's environmental ethos. That range accommodates a meaningful variety of buyer needs across the 1,528-to-1,960-square-foot living area span. (Source: https://harborlandingbb.com/)

Ground Floor vs. Upper Floor: The Most Important Decision

Before discussing individual floor plan configurations, the more structurally important decision for Harbor Landing buyers is whether to purchase a ground-floor unit or an upper-floor unit. This distinction exists because Harbor Landing's buildings are two stories, with each unit occupying one complete floor. The two unit types are genuinely different in their daily living experience:

Ground floor:

  • Single-level living with direct walk-out lanai access at grade
  • No stairs inside the unit for residents or guests to navigate
  • Typically slightly smaller in square footage than the upper unit in the same building
  • Views from the lanai are at landscape level — surrounded by the community's lake-edge plantings and preserve vegetation
  • Garage entry is at grade; typically closer proximity to the community pool and path network on foot

Upper floor:

  • Vaulted or cathedral ceilings throughout the main living areas — the architectural feature most often cited by upper-floor owners as the differentiating quality
  • Slightly larger square footage in most floor plan pairs due to the vaulted ceiling allowance and loft-style design in some plans
  • Views from the lanai look out over the tree canopy rather than through it — a meaningful difference on the lake-facing and preserve-facing exposures
  • A staircase inside the unit connects the private entrance at grade to the living level; for buyers with knee, hip, or mobility concerns, this is a real consideration
  • Typically commands a modest price premium over the ground-floor unit in the same building configuration

The market evidence confirms this premium exists but is not dramatic — typically in the range of $20,000 to $50,000 depending on floor plan and condition. Buyers who are agnostic on the stair question and prioritize view and ceiling height choose upper; buyers who prioritize single-level accessibility choose ground. Both are well-represented in the active Harbor Landing owner community.

The Eight Floor Plans

All eight floor plan names — Allamanda, Buttonwood, Cocoplum, Lantana, Mangrove, Palmetto, Spicewood, Tamarind — span the community's 1,528 to 1,960 square feet of interior air-conditioned living space. For buyers who want to evaluate specific floor plans, we have the full site map of Harbor Landing and can map your bedroom and bathroom requirements to the appropriate plan groupings. The Harbor Landing HOA website at harborlandingbb.com may have community documents available through the resident portal.

What all eight plans share:

  • Attached one-car garage (private, not shared with adjacent units)
  • Private courtyard entrance — a semi-enclosed outdoor entry space between your garage and your front door, giving each home a house-like approach rather than a hallway entry
  • Screened lanai — the signature outdoor living space of Florida coach home design; Harbor Landing's lanais face the community's lake and preserve views
  • Open-plan kitchen and living area in all configurations (consistent with 1990s Florida resort-home design norms)
  • 2 or 3 bedrooms depending on plan (with den configurations available on select plans)
  • 2 or 3 bathrooms depending on plan

By listing data, the majority of active and recently sold Harbor Landing homes show a 3-bedroom / 2-bathroom configuration as the most common; 3-bedroom / 3-bathroom homes are also documented; 2-bedroom configurations exist in the smallest floor plans.

Construction and Structural Specifications

Harbor Landing's buildings were constructed between 1994 and 1998, placing them in the post-Hurricane Andrew era of Florida building code updates. Hurricane Andrew made landfall in South Florida in August 1992, and the devastating structural failures it caused led to significant tightening of Florida's building code standards — particularly for wind load requirements — throughout the mid-to-late 1990s. Harbor Landing's 1994–1998 construction era caught this code update cycle, meaning the buildings were built to significantly more rigorous wind standards than homes built before 1992.

The primary structural system is concrete block construction, which is standard for Southwest Florida residential construction and provides strong performance in high-wind events compared to wood-frame alternatives. Hurricane shutters are available for the lanai and window openings. Impact-resistant windows may or may not be installed as original or updated equipment — verify the specific home's window specification in the property disclosure and in the Lee County building permit history, accessible at the Lee County Property Appraiser's website (leepa.org).

At approximately 28 to 32 years of age as of 2026, Harbor Landing's buildings are in the vintage range where cosmetic renovation (kitchens, baths, flooring) is common and mechanical system replacement (HVAC, water heaters) is a routine expectation. Buyers should request an inspection of mechanical systems and a review of the HOA's reserve study to confirm capital replacement funding is on track for the community's shared elements.


The Water Life: Marina Access Without Private Dock Overhead

This section needs to be precise, because the story of water access at Harbor Landing is one of the most commonly mischaracterized aspects of the community — both over-sold and under-appreciated by different sources. Here is the accurate picture.

What Harbor Landing Does Not Have

Harbor Landing does not have deeded boat docks, boat lifts, or riparian rights on a per-home basis. The community's homes look out over interior stormwater management lakes and mangrove preserve areas — not the Imperial River or any other navigable waterway to which individual riparian rights attach. There are no private boat slips, assigned docks, or per-lot marina access rights recorded in Harbor Landing's property descriptions. The lakes visible from Riverwatch Drive are amenity lakes, not boating waterways.

If a buyer specifically requires a deeded private boat dock associated with their home, Harbor Landing is not the right community. Marina Pointe, the adjacent Bonita Bay sub-village on the Imperial River, includes homes with direct waterfront lot frontage and private boat docks. Those homes carry a meaningfully higher price tag that reflects the dock right. Harbor Landing's value proposition is different: proximity to a world-class marina without the purchase price premium, property tax burden, dock insurance cost, and maintenance responsibility that come with private dock ownership.

What Harbor Landing Does Have: A Walkable Marina

The Bonita Bay Marina at 27598 Marina Pointe Drive is approximately 0.77 miles from Harbor Landing's Riverwatch Drive, reachable in approximately 3 minutes by golf cart or 12–15 minutes on foot via Bonita Bay's internal community path network. The path is gated and car-free. This is not a claim that requires imagination to realize — residents routinely walk or golf-cart to the marina, have dinner at Backwater Jacks, and return home. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

The marina's specification is substantial:

  • 326 dry storage spaces for boats up to 36 feet
  • 98 wet slips on the Imperial River
  • Maximum vessel draft: 36 inches — a hard limit tied to the marina's permitting and the channel depth of the Imperial River approach. This draft limit excludes most larger sport-fishing vessels and offshore express cruisers with deeper hulls. Buyers with specific vessels should verify compatibility with the 36-inch maximum before planning on marina storage.
  • Direct access to Estero Bay and the Gulf of Mexico via the Imperial River
  • Fueling, bait, ice, and on-site boat service coordination
  • Ships Store for marine supplies and navigation charts
  • Boat-launch system: boats dry-stored on racks are launched daily from 8:30 AM – 4:00 PM; after-hours launches available by advance reservation
  • Hours: 7 days/week, 8:00 AM – 5:00 PM; VHF Channel 72 during operating hours
  • Management: Marina Manager Tibe Larson; Dockmaster Stephen Kildahl; Ships Store Manager Caraline Shapton

(Source: https://www.bonitabaymarina.net/about-bonita-bay-marina; https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

An important structural note: the Bonita Bay Marina is not a BBCA-owned community amenity. It is semi-private — "created and owned by a group of resident investors" — and is available to Bonita Bay residents and their guests, but slip and storage contracts require separate application and payment beyond the BBCA master assessment. Slip availability varies. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Backwater Jacks: The Marina Restaurant

Backwater Jacks, the on-site waterfront restaurant at the marina, is owned and operated by fellow Bonita Bay residents and is located at the marina — meaning it is also reachable from Harbor Landing via the same internal path. For residents, having a legitimate waterfront restaurant within a short cart ride is a quality-of-life detail that does not exist at most Southwest Florida coach home addresses. All Bonita Bay residents are welcome without a marina slip. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Sweetwater Lifestyles: Charter Access Without Boat Ownership

Sweetwater Lifestyles (formerly Captain Ed's) has operated a boat club, charter, and tour service from the Bonita Bay Marina since 1992 — over 30 years of continuous operation. For Harbor Landing owners who want boating access without the commitment of a slip and a vessel, Sweetwater provides sunset cruises, dolphin tours, and fishing charters bookable by the outing rather than by the ownership stake. This is one tier of water access available to Harbor Landing residents: own a boat and pay for marina storage, join Sweetwater's boat club for shared-use access, or book individual charters. (Source: https://www.sweetwaterlifestyles.com/; https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

The BBCA Boat Ramp: Free to All Property Owners

This is the water-access benefit that many buyers who are not yet Bonita Bay residents underestimate. Riverwalk Park, one of three BBCA interior parks, includes a private boat ramp on the Imperial River — available at no additional charge to all Bonita Bay property owners, including Harbor Landing. Residents can trailer a boat to Riverwalk Park, launch it on the Imperial River, and from there access Estero Bay and the Gulf. This is the same waterway system that the marina sits on. Riverwalk Park also has kayak storage and launch facilities, bocce ball courts, tennis, pickleball, and basketball courts. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Spring Creek Park, on the northern boundary of Bonita Bay, provides a second kayak and canoe launch with dock access and nature trails along Spring Creek. For paddlers, kayakers, and kayak fishers, Spring Creek's calm water and mangrove-lined banks are a different and more tranquil boating experience than the open marina. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Summary: Tiers of Water Access

Access Type

Available to Harbor Landing Owners

Additional Cost

Bonita Bay Marina — wet slips (98)

Yes — application required

Separate marina fee

Bonita Bay Marina — dry storage (326)

Yes — application required

Separate marina fee

Riverwalk Park — private boat ramp

Yes — included with BBCA ownership

None

Riverwalk Park + Spring Creek Park — kayak/canoe launch

Yes — included with BBCA ownership

None

Sweetwater Lifestyles — boat club/charters

Yes — separate membership or per-trip booking

Per booking

Backwater Jacks restaurant

Yes — walkable/cart-accessible

Normal dining costs

Estero Bay Park boardwalk/pier

Yes — included with BBCA ownership

None


The Bonita Bay Community Association — What Every Purchase Includes Automatically

The moment you purchase any property inside Bonita Bay — including a coach home at Harbor Landing — you automatically become a member of the Bonita Bay Community Association (BBCA). There is no application, no initiation fee, no separate vote. Membership is an automatic consequence of property ownership. (Source: https://www.bonitabayresidents.com/community-association) What BBCA membership provides:

24-Hour Staffed Gate Security

All Bonita Bay entrances are staffed around the clock — 24 hours a day, 7 days a week, 365 days a year. (Source: https://www.bonitabayresidents.com/community-association) This is genuine 24/7 manned security, not a camera-monitored gate that can be tailgated. For Harbor Landing owners, this community-level gate staffing screens all vehicle traffic before it reaches the community.

Three Waterside Parks

Estero Bay Park at the northwestern corner of Bonita Bay: 13 acres of land with documented archaeological and historical significance, including 5,000-year-old Native American shell mounds — a genuinely rare historical feature within a private residential community. The park features 800 feet of boardwalk through coastal mangroves ending at a private pier overlooking Estero Bay, a Monarch Way-Station Butterfly Garden, nature trails, a screened pavilion, playground, picnic areas with gas grills, and a pet water station. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Riverwalk Park along the Imperial River: direct boating access to Estero Bay via boat ramp, state-of-the-art bocce facility with outdoor pavilion, newly renovated pickleball and tennis courts, basketball court, a 5-station Parcourse fitness trail, kayak storage and launch capability, pet water stations, playground, and picnic areas. The boat ramp provides residents without marina slips a public-access-style launch option inside the gates. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Spring Creek Park along Spring Creek at the community's northern border: kayak and canoe storage racks with launch dock, bocce court, basketball hoop, playground, picnic area, pet water station, nature trails, gazebo, and observation deck. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Twelve Miles of Recreational Paths

Twelve miles of maintained pathways for biking, jogging, and walking — one of the largest maintained-path networks of any gated community in Southwest Florida. (Source: https://www.bonitabayresidents.com/style-of-living) The paths connect sub-villages, parks, and access points throughout the community's 2,400 acres, navigating preserve corridors and waterway edges. For Harbor Landing residents who want to walk or bike to the marina, the Club's sports complex, or any of the three parks, the path system provides the connection.

Community Activities Programming

The BBCA Activities Department (239-390-5550; 3451 Bonita Bay Blvd., Suite #100) programs year-round community events including the Christmas Tree Lighting and Holiday Celebration, Easter Egg Hunt, Bay Breeze Concert series, life-long learning lectures, creative arts and cooking classes, wellness programming, local excursions, and pre-public group ticket access to local events. The BBCA's activities are a meaningful social layer for residents who want community engagement beyond the Club's golf and dining calendar. (Source: https://www.bonitabayresidents.com/activities-department)

Design Review Department

The BBCA maintains a professionally staffed Design Review Department that oversees exterior modifications, construction, and landscaping changes throughout the community. (Source: https://www.bonitabayresidents.com/community-association) For Harbor Landing owners, this is relevant for any modifications that affect the building's exterior appearance — window replacements, lanai enclosures, exterior paint, and similar changes require BBCA review in addition to the sub-association's approval.

Community Patrol and Blue Zones

The BBCA operates a community patrol system separate from the gate security. Bonita Bay has also been designated as a Blue Zones Project Community — a certification tied to longevity, wellness, and community design standards. (Source: https://www.bonitabayresidents.com/style-of-living) The BBCA is also noted as the first gated community in the country to donate more than $1 million to United Way — a community identity point that speaks to the resident culture inside the gates.


The Bonita Bay Marina — 98 Wet Slips, 326 Dry Storage, Backwater Jacks

The Bonita Bay Marina is one of the three distinct amenity pillars available to Harbor Landing owners — positioned alongside the BBCA community amenities (automatic) and the Bonita Bay Club (optional membership). The marina is semi-private — "created and owned by a group of resident investors" — and is available to Bonita Bay residents and their guests, but it is not a public marina. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Confirmed Marina Specifications

Feature

Detail

Source

Wet slips

98 slips

https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks

Dry storage

326 slots (boats up to 36 feet)

https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks

Maximum draft

36 inches (hard limit — permitting agreement)

https://www.bonitabaymarina.net/about-bonita-bay-marina

Maximum LOA (length overall)

36 feet

https://www.bonitabaymarina.net/about-bonita-bay-marina

Hours

8:00 AM – 5:00 PM, 7 days/week

https://www.bonitabaymarina.net/about-bonita-bay-marina

Boat launches

8:30 AM – 4:00 PM daily

https://www.bonitabaymarina.net/about-bonita-bay-marina

VHF monitoring

Channel 72 during operating hours

https://www.bonitabaymarina.net/about-bonita-bay-marina

Waterway access

Imperial River to Estero Bay to Gulf of Mexico

https://www.bonitabaymarina.net/about-bonita-bay-marina

Marina key staff:

  • Marina Manager / VP of Operations: Tibe Larson
  • Dockmaster: Stephen Kildahl
  • Ships Store Manager: Caraline Shapton

(Source: https://www.bonitabaymarina.net/about-bonita-bay-marina)

The 36-Inch Draft Limit: A Hard Stop for Deep-Draft Boats

The 36-inch maximum draft at Bonita Bay Marina is a hard limit established by the marina's permitting agreement, not a soft operational preference. (Source: https://www.bonitabaymarina.net/about-bonita-bay-marina) This matters enormously for any buyer who owns or plans to own a deep-draft vessel. A center-console fishing boat or a fast-running inboard in the 18- to 36-foot range is typically within the marina's parameters. A 40-foot sport-fishing yacht with a deep keel, or a 35-foot sailboat with a fin keel drawing 5+ feet, cannot use the wet slips. Buyers with large boats will need to assess dry storage at the marina (up to 36 feet) or explore alternative marina options in the area.

Marina Documents Available for Reference

The Marina maintains publicly accessible documents on its website covering storage rates, services and rates, recommended vendors, and channel updates. These are primary-source documents that answer common buyer questions about marina costs — confirm current pricing directly with the marina before planning. (Source: https://www.bonitabaymarina.net/about-bonita-bay-marina)


The Bonita Bay Private Beach — Destroyed by Hurricane Ian, Rebuilt Better

About half of Bonita Bay residents name the Private Beach Park as the community's single most popular amenity — above the golf courses, above the Club facilities, above the marina. (Source: https://www.bonitabayresidents.com/private-beach)

The beach is located on Little Hickory Island (the Hickory Boulevard beach, at 27250 Hickory Blvd, Bonita Beach). Travel time from the Bonita Bay main gate to the beach gate is approximately 10 minutes. (Source: https://www.bonitabayresidents.com/private-beach) During the winter season, a complimentary shuttle service runs from inside the community for residents who prefer not to drive.

The Post-Ian Rebuild Story

Hurricane Ian destroyed the Bonita Bay Private Beach Park completely. Not partially damaged — the BBCA's own language is unambiguous: the beach was "totally destroyed" by Ian. (Source: https://www.bonitabayresidents.com/private-beach) For owners who had chosen Bonita Bay in part for its beach access, the hurricane's impact on this amenity was profound and personal.

What the BBCA built in response was not a restoration — it was a rebuild that is materially superior to what existed before, specifically designed to withstand future major hurricanes. Director Garrett Stone, who oversees the Private Beach Park, described it at the reopening: "It is an honor to welcome our residents back to our beloved beach. Our team takes great pride in creating a place where everyone feels cared for and connected — a place that truly reflects the spirit of Bonita Bay." (Source: https://www.bonitabayresidents.com/private-beach)

The new construction features:

  • Concrete main building — not the wood-frame construction that characterized the pre-Ian beach facilities
  • Breakaway walls — an advanced coastal engineering feature that allows walls to fail safely in storm surge without taking down the structure's core
  • Removable grills — instead of permanently installed outdoor grills that become storm-surge projectiles
  • Weather-resistant materials throughout
  • Native dune vegetation for shoreline stabilization and local habitat preservation
  • Reduced lighting and a specialized turtle fence to protect nesting sea turtles — maintaining the beach's dark-sky and nesting-sea-turtle character

The reopened beach is staffed morning through night, provides beach chairs, lounges, umbrellas, showers, restrooms with infant changing stations, private parking, picnic pavilions, and grills — all in a coastal-engineered setting designed to survive the next major storm. (Source: https://www.bonitabayresidents.com/private-beach)

Important Governance Note on Beach Access

The Private Beach is owned and operated by the BBCA — not the Bonita Bay Club. This means beach access is a benefit of property ownership, available to every Harbor Landing owner whether or not they have a Club membership. You do not need to spend a Golf Membership initiation fee to use the beach. You need to own a home at Harbor Landing. The beach comes with the address. (Source: https://www.bonitabayresidents.com/private-beach)

The BBCA's "One Bonita Bay" positioning captures this governance structure precisely: the three pillars of Bonita Bay life are the Community Association amenities (automatic with ownership, including the beach), the Marina (available to residents with separate fee), and the Bonita Bay Club (entirely optional). (Source: https://www.bonitabayresidents.com/realtor-and-buyer-resources)


The Bonita Bay Club — The Optional Lifestyle Layer That Changes Everything

A critical distinction that surprises some buyers new to Bonita Bay: the Bonita Bay Club is entirely separate from the Bonita Bay Community Association. Owning a home in Harbor Landing gives you BBCA membership — beach park, marina path access, parks, trails, gates. It does not give you access to the Club's golf courses, Lifestyle Center, spa, tennis courts, or dining. Those require a separate Club membership with its own initiation fee and annual dues.

This distinction matters because it affects the total cost of ownership calculation significantly. A buyer who wants the full Bonita Bay lifestyle — 54 holes of golf, the Lifestyle Center, the spa — should build Club membership costs into their pro forma from the start.

The Key Facts: Non-Equity, Two Campuses, One Membership

The Club is non-equity. Initiation fees are non-refundable. When you join the Bonita Bay Club, the initiation fee funds capital improvements — course renovations, building upgrades, facility expansions. You are not buying an ownership stake that you can later sell or receive back. This is a meaningful distinction from the "equity" clubs that exist at some other Southwest Florida communities.

The Club is member-owned. More than a decade ago, the Bonita Bay Club transitioned from developer ownership to member ownership. The Club's own website celebrates this transition: "Over a decade after becoming member-owned, Bonita Bay Club continues to bring its bold vision to life." (Source: https://www.bonitabayclub.net) Member ownership means the Club's capital investment decisions, amenity priorities, and financial management are governed by its membership — not by a developer entity with potentially conflicting interests.

54 holes of championship golf across two campuses is the defining structural fact about the Bonita Bay Club:

West Campus (inside Bonita Bay gates, Bonita Springs, FL 34134): Three Arthur Hills-designed courses — Bay Island, Marsh, and Creekside. The West Campus courses are within walking or golf-cart distance of Harbor Landing. The Club address — 26660 Country Club Drive, Bonita Springs, FL 34134 — is within the community. The West Campus is a certified Audubon Sanctuary.

East Campus (Naples, approximately 15 minutes east via I-75): Two Tom Fazio-designed courses — Cypress and Sabal. A newly built clubhouse serves the East Campus. One Golf Membership covers both campuses — a single initiation fee and annual dues provides access to all 54 holes.

(Source: https://www.bonitabayclub.net/web/pages/golf)

Ongoing capital investment: The Club is in an active course renovation cycle. The West Campus's three Arthur Hills courses are being worked on by Hills-Forrest-Smith (the successor firm to Arthur Hills). The East Campus's Sabal course is under renovation by Fazio Design, led by Tom Marzolf, who was part of the original Fazio team that built the course in the late 1990s. (Source: https://www.golfcoursearchitecture.net/content/fazio-design-begins-sabal-renovation-at-bonita-bay-club) The Club also opened a new Golf Academy in February 2024, featuring Trackman, pressure plates, and multiple-angle video analysis. (Source: https://www.firstcallgolf.com/industry-news/release/2024-02-29/bonita-bay-club-unveils-new-golf-academy)

Membership Tiers and Costs (Estimates — Verify Before Relying)

Tier

Initiation Fee

Annual Dues

What's Included

Golf Membership

~$150,000

~$19,500/year

Full access — both campuses, 54 holes, all Club amenities including Sports Center, Spa, Lifestyle Center, dining

Sports Membership

~$60,000

~$10,110/year

Tennis, pickleball, croquet, Lifestyle Center, Spa, pool, dining — no full golf access (verify limited-round access)

Note: These figures are secondary-source estimates and represent the best publicly available estimate as of the research date. Initiation fees and annual dues are not published on the Club's official website. Verify directly with the Club Membership Office at 239-495-0200 before relying on these numbers. (Source: https://thebrassie.com/bonita-bay-club-membership-cost/)

The Sports Center and Lifestyle Complex

The Club's Sports Center and Lifestyle complex is one of the most comprehensive private club fitness and racket-sports facilities in Southwest Florida:

Tennis and racket sports:

Pool: A saltwater, zero-entry resort pool with four lap lanes. Outdoor poolside bar and food service at the Breezeway Café. (Source: https://www.bonitabayclub.net/web/pages/sports-center)

Lifestyle Center (fitness): Nearly 20,000 square feet of dedicated fitness space with premium Technogym equipment. Yoga, spin, Pilates, and Gyrotonics classes. Personal training with TPI- and RacquetFit-certified professionals. (Source: https://www.bonitabayclub.net/web/pages/lifestyle-center)

Spa and Salon: 9,000 square feet of spa and salon space with seven treatment rooms, sauna, steam room, whirlpool, and relaxation lounge. (Source: https://www.bonitabayclub.net/web/pages/lifestyle-center)

Dining: Multiple dining venues including the Clubroom, the Breezeway Bar & Café at the Sports Center, and the Wave Café at the Lifestyle Center. (Source: https://www.bonitabayclub.net/web/pages/dining)

Club accolades: "Distinguished Club," "Platinum Club," "America's Healthiest Club," and the first club in the country designated as "America's Greenest Club." (Source: https://thebrassie.com/bonita-bay-club-membership-cost/)

Membership and Harbor Landing: What You Need to Know Before Buying

Membership is optional — not required. No Club membership is required for purchase at Harbor Landing. The BBCA's own positioning for buyers specifically separates the Club as an optional third layer. (Source: https://www.bonitabayresidents.com/realtor-and-buyer-resources) Many Harbor Landing owners — particularly those who prefer the beach and marina to the Club complex — do not join the Club and are entirely satisfied with the BBCA amenities and the marina.

Membership is not automatically included. You do not receive a Golf Membership or a Sports Membership as part of your purchase price. If you want Club access, you apply and pay the initiation fee.

A note on timing for buyers. Because Golf Membership has a multi-year waitlist, buyers who intend to golf should address Club membership on day one — ideally before closing. Sports Membership, available immediately, provides day-one access to the Lifestyle Center, spa, tennis, pickleball, and dining while the Golf waitlist resolves.

For buyers who do want Club access, the Golf Membership's estimated $150,000 initiation and $19,500 annual dues represent a significant additional financial commitment relative to Harbor Landing's purchase-price tier. Buyers should factor this into their total cost of ownership.


HOA Fee Bundle: The Stacked Cost of Ownership at Harbor Landing

One of the most important financial realities of buying at Harbor Landing is the layered fee structure. There is no single "HOA fee" — there are multiple recurring obligations to multiple entities, and the total monthly non-mortgage cost of ownership is the sum of all of them. Getting this wrong — and many buyers do, because listings often show only the sub-HOA quarterly fee — leads to sticker shock at the closing table. We break them down here.

Layer 1: Harbor Landing Condominium Association (Sub-HOA)

The Harbor Landing condominium association's quarterly assessment runs approximately $1,400 per quarter (~$5,600 per year). This is the dominant annual fee. The quarterly fee is expected to cover:

  • Building insurance: The master condominium policy covers the exterior shell of the building — the roof, external walls, common structural elements. Individual unit owners are responsible for insuring the interior of their home separately (contents, flooring, cabinetry, improvements) via an HO-6 condo owner's policy.
  • Pest control: Building-wide integrated pest management
  • Sewer: Wastewater service is bundled — no separate sewer utility bill
  • Trash removal: Community-wide pickup coordinated through the association
  • Irrigation water: Landscaping water is association-managed
  • Lawn and landscaping maintenance: All exterior grounds, common areas, and landscaping along Riverwatch Drive are maintained by the association
  • Pool and spa maintenance: The sub-village heated pool, spa, and cabana are maintained through the sub-association fee
  • Reserve contributions: A portion of the quarterly fee funds the sub-association's reserve account for future capital replacements (roofs, paving, pool equipment, etc.)

What the sub-HOA fee does NOT cover:

  • Electric: Individually metered and billed directly to each home
  • Interior contents insurance: The HO-6 policy is the owner's responsibility
  • Cable and internet: Verify current bulk service status with Gulf Breeze Management at (239) 498-3311
  • Bonita Bay Club membership: Entirely separate

Fee caveat: The ~$1,400/quarter figure should be confirmed against the current association budget, available to buyers as part of the FL Statute 718 disclosure package. Contact Gulf Breeze Management Services at (239) 498-3311 for current verified figures. (Source: https://harborlandingbb.com/)

Layer 2: Bonita Bay Community Association Master Assessment

Every Harbor Landing owner pays a separate annual assessment to the BBCA — the master property owners association responsible for community-wide infrastructure, security, parks, beach, and programming. The commonly cited annual figure for Harbor Landing owners is approximately $2,100/year. The BBCA assessment amount and current figure are available at https://www.bonitabayresidents.com/realtor-and-buyer-resources or by calling (239) 495-8111. (Source: https://www.bonitabayresidents.com/community-association)

Layer 3: Special District Assessments (None — No CDD)

Bonita Bay does not have a Community Development District (CDD). There is no special district levy on Harbor Landing property tax bills. This is a meaningful distinction from some other Southwest Florida master-planned communities where CDD assessments can add hundreds of dollars per year to total carrying costs. To confirm the absence of any special district assessments on your specific Harbor Landing parcel, review the TRIM (Truth in Millage) notice from the Lee County Tax Collector (https://www.leetc.com), which itemizes all assessments by parcel.

Layer 4: Bonita Bay Club Membership Dues (Optional)

For Golf Members: estimated $19,500/year ($1,625/month). For Sports Members: estimated $10,110/year ($843/month). These are not required. They are optional. But for buyers who intend to join the Club, these dues must be factored into the total monthly cost of ownership.

Layer 5: Bonita Bay Marina (Optional)

Marina slips and dry storage are not included with BBCA membership or sub-HOA fees. They are leased separately through the marina, subject to availability and waiting list status.

Total Annual Cost of Ownership: How to Think About It

A realistic all-in annual estimate for a non-Club, no-mortgage Harbor Landing owner:

Line Item

Annual Estimate

Notes

Harbor Landing sub-HOA (~$1,400/quarter)

~$5,600

Building ins., sewer, trash, irrigation, lawn, pool, reserves

BBCA master assessment

~$2,100

Parks, gates, beach, paths, security

Electric

~$1,800–$4,800

Varies by usage and season

HO-6 contents/interior insurance

~$1,200–$3,000

Depends on coverage and carrier

Flood insurance (NFIP Zone AE, CRS Class 5 discount)

~$800–$2,500

Mandatory for financed buyers

Property taxes

~$4,200–$8,000

~1.0–1.2% of assessed value; confirm with LEEPA

Subtotal without Club

~$15,700–$26,000/yr

 

Sports Club dues (if applicable)

+~$10,110/yr

 

Golf Club dues (if applicable)

+~$19,500/yr

 

At-closing one-time costs:

  • BBCA Resale Reserve Assessment: 0.5% of sale price, capped at $10,000 (eff. Jan 1, 2024) — buyer cost. On a $502,500 purchase: roughly $2,513. (Source: https://www.bonitabayvotes.com/)
  • BBCA Hurricane Ian $500/unit assessment (approved March 20, 2025; due June 30, 2025) — confirm seller paid or negotiate in contract
  • Harbor Landing HOA transfer and application fees — verify with Gulf Breeze Management
  • Standard Florida closing costs (doc stamps, title insurance)

Request estoppels from both the Harbor Landing Association and BBCA before closing to confirm all assessments.

The honest framing: Harbor Landing's carrying cost is moderate for a Bonita Bay address — meaningfully lower than the high-rise towers — but it is not a low-fee community. The broad sub-HOA coverage of the building envelope, exterior, and amenities is the trade-off for the lock-up-and-leave simplicity that defines coach home living. Buyers should request all fee schedules and confirm current figures before closing.


Downloadable Documents

Harbor Landing’s governing history is on file with our team, verified directly against the original instrument recorded with the Lee County Clerk of Court, and hosted below for instant download, no account or sign-in required.

Declaration of Condominium of Harbor Landing Condominium. Recorded July 20, 1994, Lee County Official Records, Book 2520, Page 2728, Clerk’s Instrument #3628770 (162 pages).

Three recorded amendments to the Declaration (August 12, 1994; October 5, 1994; and October 12, 1994) are also on file with the Lee County Clerk and available to prospective buyers on request, along with the current Rules and Regulations and HOA budget.


Hurricane Ian, Helene, Milton and Harbor Landing's Storm Record

Hurricane Ian made landfall near Fort Myers Beach on September 28, 2022 as a Category 4 storm with sustained winds of approximately 150 mph — the deadliest and costliest Florida hurricane in decades. Fort Myers Beach is approximately 15 miles north of Bonita Bay. (Source: https://www.nhc.noaa.gov/)

Harbor Landing's Ian Flood Posture

FEMA flood data confirms that Harbor Landing's Riverwatch Drive parcels sit in Zone AE with BFE 10.0 ft NAVD88 (FIRM Panel 12071C0654G, effective November 17, 2022). Hurricane Ian's surge peaked at approximately 8.3 ft NAVD88 at the Fort Myers gauge on September 28, 2022 — approximately 1.7 feet below Harbor Landing's BFE. (Source: FEMA Map Service Center, https://msc.fema.gov; NOAA tidal gauge, Fort Myers station)

No primary-source evidence of flooding inside Harbor Landing's coach home units was found in this research. The community's storm damage appears to have been primarily wind-related (lanai screens, landscaping, possible roof issues) consistent with an interior position, set back from the navigable waterway and buffered by mangrove preserves.

Community-wide Bonita Bay impacts from Ian were severe in specific areas: the BBCA Private Beach was totally destroyed; the marina sustained surge damage (now fully operational); the high-rise towers had roof and window damage; single-family waterfront sub-villages had varying wind and water impact.

Per-home Ian due diligence (always): Request from Gulf Breeze Management a written summary of Ian damage to the specific building in any home you are purchasing, the insurance claim status, and whether any sub-association special assessment was levied for Ian building repairs.

Helene and Milton (2024)

Both 2024 storms produced secondary wind and water effects at Bonita Bay but did not produce Ian-level surge. Harbor Landing's storm posture for these events was consistent with its Ian posture — set back from the navigable waterway, buffered by mangroves, above the observed surge levels.


FEMA Flood Zone AE and Insurance Reality

Harbor Landing's Confirmed FEMA Designation

Zone AE, BFE 10.0 ft NAVD88, FIRM Panel 12071C0654G (effective November 17, 2022). Zone AE is the 1% annual chance flood zone (100-year flood zone) with flooding risk but no wave-action designation (unlike Zone VE, which applies to beachfront properties). NFIP flood insurance is mandatory for all financed buyers in Zone AE. (Source: FEMA Map Service Center, https://msc.fema.gov)

Bonita Springs CRS Class 5: 25% NFIP Discount

In November 2024, the City of Bonita Springs retained its CRS Class 5 rating, providing a 25% discount on NFIP flood insurance premiums for properties in the Special Flood Hazard Area (which includes Zone AE). This is a real dollar savings on an already-required expense. (Source: City of Bonita Springs, https://www.cityofbonitasprings.org; FEMA CRS)

Condo Flood Insurance Structure

  • Master condominium policy (included in the sub-HOA quarterly fee): covers the building exterior and structure. Confirm with Gulf Breeze Management whether flood is included in the current master policy or whether it is separate.
  • HO-6 unit owner's policy (individual responsibility): covers personal property, interior improvements, and liability. Flood coverage for contents can be added to an HO-6; verify with your insurance broker.
  • NFIP limits ($250K building / $100K contents) — for a Harbor Landing-tier purchase, the master policy carries the building; the HO-6 carries the interior. Verify the structure with your broker.

Typical annual HO-6 flood content coverage cost for a Zone AE Bonita Springs coach home: approximately $800–$2,500 depending on limits, elevation certificate, and carrier. The CRS Class 5 discount applies to the NFIP component.

Post-Ian Insurance Market Reality

Hurricane Ian triggered a broader restructuring of the private property insurance market in Southwest Florida that continues to affect all properties in the region, including Harbor Landing. Many national carriers exited the Florida coastal market; remaining coverage is available through Citizens Property Insurance (Florida's state-backed insurer of last resort) and a reduced pool of private carriers, typically at higher premiums than the pre-Ian baseline. For Harbor Landing buyers, the relevant considerations are the association's master policy (carried by the sub-association — ask for the current certificate of insurance and premium), the HO-6 individual policy (get a quote before closing, not after), and the flood component above.


Post-Surfside Reserve Laws: What Harbor Landing Buyers Must Know

The Key Threshold: Three or More Habitable Stories

Florida's SB 4-D (2022) and SB 154 (2023) require: (1) a Milestone Structural Inspection at 30 years of age (or 25 years within 3 miles of the coast), and (2) a Structural Integrity Reserve Study (SIRS) every 10 years with mandatory reserve funding — for condominium buildings three or more habitable stories.

Harbor Landing's buildings are two stories. Under the statutory language, two-story buildings are likely exempt from both the Milestone Inspection and SIRS requirements. This is a material positive: Harbor Landing owners avoid the compliance pressure and resulting fee increases that have hit three-story-and-above condominiums across Florida in 2024–2025.

Important caveats:

  • This exemption should be confirmed with Gulf Breeze Management or a Florida condo attorney before relying on it in a purchase decision.
  • Harbor Landing is 2.71 miles from the Gulf — within the 3-mile coastal proximity threshold for the 25-year accelerated Milestone Inspection, should the 3-story rule somehow apply.
  • The oldest Harbor Landing buildings (1994 vintage) are 32 years old in 2026 — if the 3-story exemption does not apply cleanly, verify current compliance status with Gulf Breeze Management.

What buyers should request regardless of exemption: Ask Gulf Breeze Management for a written statement confirming the association's SIRS and Milestone Inspection status. This is standard due diligence in any Florida condo purchase post-2022. (Source: Florida Statutes §553.899; §718.1127; SB 4-D 2022; SB 154 2023)


Governing Documents: Declaration, Bylaws, and Florida Condo Law

Harbor Landing Is Governed by Florida Statute Chapter 718 — Not Chapter 720

Harbor Landing is a condominium under Florida Statute Chapter 718 (the Florida Condominium Act), not a traditional HOA community under Chapter 720. This governs every Harbor Landing sale:

Feature

Chapter 720 (HOA Act)

Chapter 718 (Condo Act — Harbor Landing)

Seller disclosure

Summary only

Full document package required

Buyer rescission right

N/A (varies by contract)

7 business days after receiving docs (eff. 7/1/2025)

SIRS requirement

No

Yes for 3+ story buildings (Harbor Landing likely exempt as 2-story — verify)

Association estoppel required

No

Yes

Applies to Harbor Landing

No

Yes

(Source: https://www.flsenate.gov/Laws/Statutes/2024/718.503)

Key Implications for Harbor Landing Transactions

  • Every sale requires a full condominium disclosure package — sellers should obtain documents from Gulf Breeze Management well before listing.
  • Buyers have a 7-business-day rescission period (eff. July 1, 2025) after receiving the package — cannot be waived.
  • All pending special assessments must be disclosed — including the $500 BBCA Ian assessment (due June 30, 2025) and any Harbor Landing sub-association assessments.
  • The BBCA Resale Reserve Assessment (0.5%/$10K cap) is a buyer cost appearing in the estoppel.

BBCA Governing Document

The BBCA Amended and Recorded Rules and Regulations (approved January 14, 2021, Lee County Instrument No. 2021000020559) governs exterior modifications, rental requirements, and community standards for all Bonita Bay owners including Harbor Landing. (Source: https://www.bonitabayresidents.com/files/BBCA%20Amended%20and%20Recorded%20Rules%20and%20Regulations%20-%20Approved%201-14-2021.pdf)


HOA Documents via Google Drive

Jesse McGreevy and the Domain Realty Group team maintain a Google Drive folder structure for every Bonita Bay subdivision, making HOA documents directly available from the published community page — a differentiator no other Southwest Florida real estate site offers.

Under Florida Statute §718.503, buyers have a right to the Declaration, Bylaws, Rules, current budget, and applicable SIRS/Milestone documents as part of the resale disclosure package. Request them from Gulf Breeze Management at (239) 498-3311 during your inspection period.

Priority documents for the Harbor Landing folder:

  1. Declaration of Condominium (recorded Lee County Clerk — public record once recorded)
  2. Condo Bylaws
  3. Rules and Regulations (current version from Gulf Breeze Management)
  4. Current Annual Budget
  5. SIRS or exemption documentation (verify 2-story applicability — see post-Surfside section)
  6. FEMA FIRM flood map panel for Riverwatch Drive parcels
  7. BBCA Amended and Recorded Rules and Regulations (Lee County Instrument 2021000020559)

Rental Market & Property Management

Here is what the live MLS shows for Harbor Landing as a rental market: over the trailing 12 months there were 0 MLS rental records in the community — no active rental listings and no recorded leases (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026). That is an honest and important finding, and it tells you something real about how this community is owned: Harbor Landing is overwhelmingly owner-occupied, and rentals rarely reach the open market. When a Harbor Landing home does get leased, it typically happens privately — owner to a known tenant, or through a seasonal arrangement that never lists on the MLS — rather than through the public rental channel.

We will not invent a rental rate where the data does not support one. What we can say honestly is this: Harbor Landing is bought to be lived in, used seasonally, or held as a part-year residence — not as a yield-maximizing rental investment. For a buyer evaluating the community, that owner-occupancy is a feature, not a drawback: it means stable, engaged neighbors and a community that is not churning through short-term tenants. For an investor-minded buyer, it means rental comps are thin and a rental strategy here would be built on private arrangements rather than a demonstrated open-market rate.

If you do intend to lease your Harbor Landing home, the first step is confirming what the Declaration of Condominium permits — minimum lease term, rental cap, and board approval process all govern whether and how often you can rent. These documents are not publicly available online and must be requested from Gulf Breeze Management at (239) 498-3311.

Rental Rules at Harbor Landing

Harbor Landing's rental restrictions are governed by the Declaration of Condominium and the Rules and Regulations administered by Gulf Breeze Management. What buyers need to confirm during due diligence:

Minimum lease term. Most Bonita Bay condo associations require a minimum lease term in the range of 30 days or longer, and some require longer minimums. True nightly short-term rentals (less than 30 days) are almost certainly prohibited by the Declaration. The specific minimum lease term in the Harbor Landing Declaration determines whether the home can be rented on a seasonal basis or requires annual leases. Confirm the exact term with Gulf Breeze Management before any purchase with rental intent.

Rental cap. Some Florida condo associations impose a rental cap — a maximum percentage or number of units that can be rented simultaneously. Confirm whether Harbor Landing has a cap and, if so, whether slots are currently available.

Board approval process. Most Bonita Bay associations require prospective tenants to apply, complete a background check, and receive board approval before occupying the home. There may be an application fee. Approval timelines vary.

Pet policy. BBCA master rules: leash required in common areas; cleanup required; no unattended pets on lanais; repeat noise violations can result in removal. Harbor Landing sub-association-specific pet rules (number, weight, breed restrictions) should be confirmed by requesting the current Rules and Regulations from Gulf Breeze Management. (Source: https://www.bonitabayresidents.com/community-association)

For owners who do want their home professionally managed and leased, full-service property management is available through several local managers. We can connect you with managers who handle tenant screening, association approval, turnover, and seasonal scheduling. Any lease at Harbor Landing must comply with the association's rental rules.


Pet Policy at Harbor Landing

Harbor Landing's pet policy is contained in the Declaration of Condominium and Rules and Regulations. These documents are not publicly available online. Based on the general pattern of comparable Bonita Bay associations and the BBCA master rules:

Expected policy (verify against actual Declaration):

  • Pets are typically permitted with restrictions
  • Common limitations on number, weight, and breed
  • Leash requirement in all BBCA common areas
  • Cleanup required; no unattended pets on lanais
  • Repeat noise violations can result in removal
  • Pet registration with the association may be required

Legal note: Under the Fair Housing Act and the Americans with Disabilities Act, properly documented emotional support animals and service animals are legally protected regardless of any pet policy restrictions. The association cannot deny reasonable accommodations for these animals.

To confirm the specific pet policy for Harbor Landing, request the Rules and Regulations from the seller during the inspection period or contact Gulf Breeze Management at (239) 498-3311. (Source: https://www.bonitabayresidents.com/community-association)


Schools Near Harbor Landing

Harbor Landing is in Lee County — not in any municipality with its own school district. The Lee County School District assigns schools by address.

Public Schools by Zone (Lee County School District — verify current zoning for Riverwatch Drive)

  • Elementary: Spring Creek Elementary School
  • Middle: Bonita Springs Middle Center for the Arts
  • High: Bonita Springs High School

All three carry current ratings of B from the Florida Department of Education. (Source: Lee County School District 2025–2026 enrollment data; https://www.fldoe.org/)

Note: School boundary assignments are confirmed by the Lee County School District at leeschools.net using the "School Finder" tool with the specific address. Boundaries can change with enrollment redistricting. Confirm directly before relying on this information for enrollment decisions.

Private and Charter School Options

The Bonita Springs and Naples area has a strong private school ecosystem within a 20- to 30-minute drive of Harbor Landing:

  • Community School of Naples — PK–12 independent school, approximately 25 minutes south
  • Seacrest Country Day School — PK–12, approximately 25 minutes south
  • First Baptist Academy (Naples) — approximately 25 minutes south
  • Lee County virtual and charter school options — available through the Lee County School District

Note: Most Harbor Landing buyers are in the lifestyle and second-home buyer demographic where school-zone assignment is a lower-priority consideration. However, for buyers who are primary residents with school-age children, the proximity of the Bonita Springs school cluster and Lee County's options in this corridor are genuine assets.


Daily Logistics: Everything You'll Actually Use Every Day

Security and Gate Access

All Bonita Bay gate entrances are staffed 24 hours a day, 7 days a week. (Source: https://www.bonitabayresidents.com/community-association) Residents receive transponders or access cards; guests are cleared by security at the gate. Harbor Landing has its own sub-village perimeter within the outer community gate.

Paths and Golf Carts

Bonita Bay has 12+ miles of internal paved community paths that accommodate golf carts, bicycles, and pedestrians. For Harbor Landing residents, a golf cart is a practical daily vehicle — the marina, Riverwalk Park, the Promenade, and the Club's West Campus are all golf-cart-accessible without using community roads shared with automobiles. Golf cart ownership is standard among residents. (Source: https://harborlandingbb.com/amenities/; https://www.bonitabayresidents.com/)

Parking

Each Harbor Landing home has an attached one-car garage plus the private courtyard. Guest parking is available in designated community spaces per the Rules and Regulations. Two-car households should plan to use guest parking for a second vehicle — a genuine consideration for some buyers.

Mail, Package, and Deliveries

Mail is delivered to community mailbox clusters. Package delivery and larger-item coordination follow standard Bonita Bay sub-village protocols.

Internet and Cable

Confirm current bulk internet/cable service status with Gulf Breeze Management at (239) 498-3311. Bonita Bay's community infrastructure is well developed; verify what is bundled in the Harbor Landing sub-HOA fee versus owner-arranged.

Trash and Recycling

Trash service is managed through the sub-association and included in the quarterly fee. Recycling protocols are established by the association.

EV Charging

The buildings were constructed approximately 1994–1998, predating widespread EV adoption. Under Florida Statute 718.113(5), unit owners have the right to install EV charging stations in their designated parking space (the attached garage), subject to association approval of the installation methodology, compliance with applicable electrical codes, and any reasonable association rules. Contact Gulf Breeze Management to understand the current EV charging approval process.

Community Contacts

  • Harbor Landing Association / Gulf Breeze Management: (239) 498-3311
  • Harbor Landing resident portal: harborlanding.frontsteps.com
  • BBCA main offices: 3451 Bonita Bay Blvd., Suite 200; (239) 495-8111
  • BBCA Activities: Suite 100, same address; (239) 390-5550

Location and Drive Times: Where Harbor Landing Sits in the Region

One of the overlooked strengths of Harbor Landing is its geographic position within Southwest Florida's broader amenity corridor. The community is not isolated — it is within practical, everyday-life driving distance of everything a full-time or seasonal resident in this region needs.

Key Drive Times from Harbor Landing (Riverwatch Drive)

Destination

Drive Time

Notes

Lee Health Coconut Point (nearest ER)

~9–10 minutes

Full-service emergency department, imaging, specialist offices

Coconut Point Mall (Estero)

~9 minutes

Whole Foods, 150+ stores, restaurants, outdoor lifestyle center

Miromar Outlets (Estero)

~12–15 minutes

Premium outlet shopping; 140+ stores

Florida Gulf Coast University (FGCU)

~18–20 minutes

Public research university; arts and sporting events

Bonita Beach (public access)

~12–15 minutes

Gulf beach access

Southwest Florida International Airport (RSW)

~25–28 minutes

Direct flights to most U.S. hubs; seasonal snowbird gateway

Naples 5th Avenue South (downtown Naples)

~28–35 minutes

Fine dining, gallery district, boutique shopping

Fort Myers Beach

~30–35 minutes

Gulf beaches

Fort Myers (River District)

~28–30 minutes

Historic downtown, dining, arts

Drive times are approximate, non-peak conditions. Seasonal traffic on the US-41 corridor can add 10–20 minutes during January–March peak season.

The combination of RSW Airport at roughly 25 minutes, two of Southwest Florida's premier shopping destinations within 15 minutes, and a full-service ER under 10 minutes away makes Harbor Landing genuinely convenient — not in the abstract sense that any Bonita Bay address is "near Naples," but in the practical sense that residents do not give up accessibility for the lifestyle inside the gates.

Healthcare Proximity

For buyers who weigh medical facility access as part of a primary-residence or retirement decision, Harbor Landing is well positioned. Lee Health Coconut Point is one of the closest hospital campuses to any Bonita Bay address at approximately 9–10 minutes, with full Lee Health and NCH systems available throughout the corridor within 20–30 minutes. (Source: https://leehealth.org)

Shopping Inside and Near the Community

The Promenade at Bonita Bay is an upscale open-air retail and dining center directly adjacent to the community on US-41 — golf-cart or bicycle accessible from Harbor Landing via Bonita Bay's internal path network. Restaurants, professional services, and specialty retail are all represented. For everyday needs, Publix supermarkets are located within approximately 5–8 minutes of the Bonita Bay main gate. The combination of the marina restaurant (Backwater Jacks, cart-accessible), the Promenade (cart-accessible), and the regional shopping corridors means Harbor Landing residents rarely need to drive more than 10 minutes for daily needs.


Why Buy at Harbor Landing — Honest Pros and Cons

We do not write marketing copy at McGreevy and Comisar. As Top 1% Real Estate Agents Nationally Since 2008, we have represented buyers and sellers across Bonita Bay's sub-villages — and we would rather you make the right decision than the fast one. Here is an honest assessment.

Genuine Strengths

The marina proximity is unrepeatable at this price tier. Harbor Landing's position at the corner of Marina Pointe Drive — a genuine 3-minute golf-cart ride to a full-service marina (326 dry + 98 wet) on a navigable waterway connecting to the Gulf — is the community's defining differentiator. No comparable coach home product in Bonita Bay delivers marina walkability at this price.

No private dock maintenance burden. Slip rental when you want it; no dock insurance, bottom paint, lift haul-out, or repair costs when you're not using it. You get the boating lifestyle without the dock-ownership overhead.

Coach home privacy. Single-level home, private garage, private courtyard, screened lanai. More independent than a high-rise condo; less maintenance than a detached estate. The privacy-to-cost ratio is hard to match in Bonita Bay.

The amenity stack without membership. As a Bonita Bay property owner, you have the rebuilt Private Beach, three waterside parks, 12 miles of paths, 24/7 security, the BBCA boat ramp, and community programming without any initiation fees or annual dues beyond the BBCA assessment.

No CDD assessment. Bonita Bay has no Community Development District — a meaningful carrying-cost advantage over many comparable Southwest Florida master communities.

Favorable storm record. Ian's surge peaked approximately 1.7 feet below Harbor Landing's BFE, with no documented unit flooding — about the best storm record a Zone AE Bonita Springs property can show.

Mature, fully-built community. No construction disruption; all paths, parks, marina, and Club are operational and maintained.

Homes are moving. The live MLS shows a median 30 days on market over the trailing 12 months — correctly priced, move-in-ready Harbor Landing homes do not sit. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

Honest Limitations

FEMA Zone AE — flood insurance mandatory for financed buyers. Real cost: $800–$2,500+/year for contents.

Buildings are 28–32 years old. Mechanical systems are at or past typical replacement windows. Inspect HVAC, water heaters, and plumbing, and review the reserve study.

One-car garage only. Two-car households must use guest parking for the second vehicle.

Layered fees require due diligence. Sub-HOA quarterly fee, BBCA assessment, optional Club dues — the total carrying cost is a real number buyers must calculate with actual data, not estimates.

Thin rental comps. The live MLS shows 0 rental records over the trailing 12 months — Harbor Landing is overwhelmingly owner-occupied, so a rental-income strategy here is built on private arrangements, not a demonstrated open-market rate. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

36-inch marina draft limit. Excludes deeper offshore vessels — verify your boat's draft before counting on marina storage.

Golf Membership multi-year waitlist. Apply at purchase, not at closing, if you intend to golf.

Small community, thin inventory. With 120 units and only 4 active listings, floor-plan choices at any given moment are limited — move quickly when the right home appears.


Comparable Communities to Consider

If Harbor Landing is on your shortlist, these communities also warrant serious consideration:

Harbor Lakes (Bonita Bay) — Adjacent sub-village inside Bonita Bay; comparable coach home product and price tier; similar marina proximity. The natural alternative if Harbor Landing's inventory does not match your timing. Same BBCA membership, same beach, same paths, same gates.

Marina Pointe (Bonita Bay) — The adjacent waterfront sub-village on the Imperial River, with homes that include direct waterfront lot frontage and private boat docks. Meaningfully higher price tier that reflects the dock right. The right choice if a deeded private dock is a non-negotiable; Harbor Landing is the choice if walkable marina access at a lower price is the goal.

Other Bonita Bay coach home villages — Several villa and coach home products exist at various positions within the community. Trade-offs involve distance to different amenities and sub-HOA fee structures. None match Harbor Landing's marina walkability at the same price.

Pelican Landing (north Bonita Springs) — Master community with attached villa products, a sailing club, and a private island beach. Different club structure; different geography — not marina-focused. Worth considering if sailing is preferred over powerboating and golf is less central.

Shadow Wood at Brooks (Estero) — Coach home and villa options within a separate master community with its own private club. Different geography and club dynamics.

The honest differentiator: No other coach home community in Bonita Bay offers a genuine 3-minute golf-cart ride to a full-service 424-berth marina (326 dry + 98 wet) on a navigable waterway connecting to the Gulf. If marina proximity is the defining criterion, Harbor Landing stands alone at its price tier.


Thinking of Selling Your Harbor Landing Home? List With the #1 Team in Southwest Florida Since 2012

If you are searching for a Harbor Landing listing agent, or thinking "I need someone who actually knows this community to sell my coach home" — you are in the right place.

Selling a Florida condominium — even one with the house-like feel of a coach home — requires preparation that selling a detached single-family home does not. The full Chapter 718 disclosure package, the BBCA estoppel, the sub-association estoppel, and all pending special assessment disclosures need to be in hand before the listing goes live. Buyers get a 7-business-day rescission window after receiving the package — a late or incomplete disclosure package can derail a closing that is otherwise on track.

McGreevy and Comisar have represented buyers and sellers in Bonita Bay across multiple sub-villages. We know the fee layering, the BBCA processes, the Club membership dynamics, and the marina access story well enough to answer buyer questions accurately on the first showing.

Your Listing Agent Credentials

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Is Your Harbor Landing Home Worth Right Now?

Over the trailing 12 months, Harbor Landing recorded 8 closed sales at a median sold price of $502,500 and an average of $554,750, ranging from $420,000 to $740,000, with sellers achieving an average 94.3% of list price in a median 30 days on market. The 4 currently active listings are asking between $435,000 and $549,000 (median list $504,500). (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.) Floor plan, floor level (upper-floor vaulted ceilings vs. ground-floor walk-out lanai), condition, and renovation status each move the number materially. Your specific home — with its specific plan, level, condition, and finishes — may trade at a very different number than the median.

The only way to know what your home is worth today is to analyze it as itself, not as a ZIP-code average. Harbor Landing is a small community — 120 units, typically only a handful of active listings at a time — which means the comp dataset is thin and precision pricing matters more than it does in a 500-unit community. We pull the LEEPA parcel history for every Harbor Landing sale before recommending a list price.

Call or text Jesse directly at (239) 898-6072 for a candid conversation about what your home would sell for in the current market. Our office is at 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34135.

What It Takes to Sell a Harbor Landing Home Well

The condo docs package matters more than most sellers realize. Buyers of Florida condominiums are now sophisticated about disclosure requirements, reserve health, and Ian-related assessment history. Before going to market, sellers should gather: the current sub-HOA budget, the most recent financial statement, the SIRS status statement (or 2-story exemption confirmation), a record of any special assessments, and the BBCA assessment figure. Having them ready before listing shortens contract timelines and reduces the risk of buyer rescission during the inspection period.

The HOA fee conversation. $1,400/quarter looks high until itemized: building insurance, sewer, trash, irrigation, lawn, pool, reserves — things a detached single-family owner pays individually. We walk buyers through this on every showing so you do not have to.

The marina walkability story. Harbor Landing's #1 differentiator over every other coach home community in Bonita Springs is the 3-minute golf-cart ride to a full-service marina. We lead every listing presentation with it.

BBCA assessment disclosures. The BBCA Resale Reserve (0.5%, capped $10K, buyer pays) and the $500 Ian assessment (due June 30, 2025) must be disclosed. Confirm the seller paid the Ian assessment before listing — address any balance in the contract.

Mini-FAQ: Seller Edition

What is my Harbor Landing home worth? It depends on floor plan, floor level, square footage, renovation level, and current market conditions. Call (239) 898-6072 for a property-specific analysis.

How long will it take to sell? Over the trailing 12 months, the median days on market for closed Harbor Landing sales was 30 days (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026). Well-priced, move-in-ready homes move fast; overpriced homes sit — the active inventory's 111-day average proves it.

Do I need to complete a SIRS before listing? Harbor Landing's two-story buildings are likely exempt from the SIRS requirement, but obtain a written status statement from Gulf Breeze Management to provide to buyers.

Does the buyer's Club membership affect my sale? The Bonita Bay Club is non-equity; your membership does not transfer. The buyer applies separately. Disclose this in the listing notes.

What HOA documents do I need to provide to a buyer? Under FL Statute 718.503(2)(a): the current budget, most recent annual financial statement, all governing documents (Declaration, Bylaws, Rules and Regulations), and SIRS/exemption documentation. The seller bears the cost of providing these.


Your Local Real Estate Experts

McGreevy and Comisar are Bonita Bay's resident-expert real estate team at Domain Realty, with offices at 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34135 — just minutes from the Bonita Bay main gate. We have watched Bonita Bay's sub-villages grow from construction through the hurricane recovery and into the current market cycle.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Jesse McGreevy: (239) 898-6072 · [email protected]
Marc Comisar: (239) 287-5873
Office: 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34135

McGreevy and Comisar are part of Domain Realty — Southwest Florida's full-service brokerage. Learn more about our brokerage at DomainRealtyGroup.com.


Frequently Asked Questions — Buyer Edition

About the Community

What is Harbor Landing at Bonita Bay? Harbor Landing at Bonita Bay is a 120-unit coach home condominium community on Riverwatch Drive inside the master-planned community of Bonita Bay, Bonita Springs, FL 34134. Buildings are two stories; each unit occupies one full floor — either the ground floor with a walk-out lanai at grade, or the upper floor with vaulted ceilings. Every home has an attached one-car garage, private courtyard entrance, and screened lanai. The community was built between 1994 and 1998 at the corner of Marina Pointe Drive and Bonita Bay Boulevard — the closest coach home enclave to the Bonita Bay Marina on the Imperial River.

How many units are in Harbor Landing? Exactly 120 units at build-out, all lining a single winding street — Riverwatch Drive. (Source: https://harborlandingbb.com/)

What floor plans are available at Harbor Landing? Eight named floor plans, all named for native Florida plant species: Allamanda, Buttonwood, Cocoplum, Lantana, Mangrove, Palmetto, Spicewood, and Tamarind. Floor plans span approximately 1,528 to 1,960 square feet of interior air-conditioned living space. Most configurations include 2–3 bedrooms, 2–3 bathrooms, a one-car attached garage, and a screened lanai. Upper-floor units tend toward vaulted ceilings; ground-floor units offer direct walk-out lanai access at grade.

What is the difference between a ground-floor and upper-floor unit at Harbor Landing? Ground-floor units offer single-level living with no interior stairs, direct walk-out lanai access at grade, and views through the community landscaping at eye level. Upper-floor units have vaulted or cathedral ceilings throughout the main living areas — the feature most often cited by upper-floor buyers — along with slightly elevated views over the tree canopy. Upper-floor units are accessed via an interior staircase from the private courtyard entrance. Upper-floor units typically command a modest premium of $20,000–$50,000 depending on floor plan and condition.

When was Harbor Landing built? Between 1994 and 1998, in Bonita Bay's middle-to-late development phase, by the Bonita Bay Group.

Who manages the Harbor Landing association? Gulf Breeze Management Services manages the Harbor Landing condominium association. Phone: (239) 498-3311. Harbor Landing official website: harborlandingbb.com. Resident portal: harborlanding.frontsteps.com. (Source: https://harborlandingbb.com/contact/)

Are there age restrictions at Harbor Landing? No. Harbor Landing is not a 55+ community and has no age restrictions under HOPA. The practical buyer demographic skews toward empty-nesters and retirees given the price point and lifestyle, but there is no legal age occupancy minimum.

About the Market

How many Harbor Landing homes have sold in the last 12 months? 8 homes closed at Harbor Landing over the trailing 12 months, totaling $4,438,000 in volume at a median sold price of $502,500 (average $554,750; range $420,000 to $740,000), on a median 30 days on market and an average 94.3% of list price. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

What do Harbor Landing homes typically sell for? Over the trailing 12 months the median sold price was $502,500, with closings spanning $420,000 to $740,000 — a band reflecting differences in floor plan, floor level, square footage, and renovation level. The 4 currently active listings are asking $435,000 to $549,000 (median list $504,500). (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

How long do Harbor Landing homes take to sell? The trailing-12-month median days on market for closed sales was 30 days (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026). Well-priced, move-in-ready homes move quickly; the active inventory's 111-day average days on market reflects the homes priced ahead of the market.

About Water Access

Does Harbor Landing have private boat docks? No. Harbor Landing does not have deeded boat docks, boat lifts, or riparian rights on a per-home basis. The community's views are of interior lakes and mangrove preserves — not the Imperial River. The "Harbor" in the name refers to the community's walkable proximity to the Bonita Bay Marina, not to private dock rights.

How far is Harbor Landing from the Bonita Bay Marina? Approximately 0.77 miles via Bonita Bay's internal community path network — reachable in approximately 3 minutes by golf cart or 12–15 minutes on foot. The marina at 27598 Marina Pointe Drive is at the end of Marina Pointe Drive, which Harbor Landing's Riverwatch Drive directly adjoins. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Can Harbor Landing residents use the Bonita Bay Marina? Yes. As BBCA property owners, Harbor Landing residents can apply for wet slips and dry storage at the semi-private Bonita Bay Marina (326 dry storage spaces and 98 wet slips on the Imperial River). Slip availability varies; the marina is owned by a group of resident investors. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Is there a free boat ramp available to Harbor Landing residents? Yes. Riverwalk Park, one of three BBCA interior parks, includes a private boat ramp on the Imperial River — available at no additional charge to all Bonita Bay property owners. It provides direct access to the Imperial River, which connects to Estero Bay and the Gulf. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

What is the maximum vessel size for the Bonita Bay Marina? Maximum draft: 36 inches (hard permitting limit). Maximum LOA: 36 feet. Vessels with greater than 36-inch draft cannot be accommodated in wet slips. (Source: https://www.bonitabaymarina.net/about-bonita-bay-marina)

What waterway does the Bonita Bay Marina access? The marina sits on the Imperial River, which connects to Estero Bay and from there to the Gulf of Mexico — a full, navigable boating waterway with Gulf access. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

Can I kayak or canoe from within Bonita Bay? Yes. Riverwalk Park (kayak launch on the Imperial River) and Spring Creek Park (canoe/kayak launch on Spring Creek) both provide paddle-craft access within the community — included with BBCA ownership, no additional fee. (Source: https://www.bonitabayresidents.com/the-parks-of-bonita-bay)

Is there a restaurant at the marina walkable from Harbor Landing? Yes. Backwater Jacks is the waterfront restaurant at the Bonita Bay Marina, the same 3-minute golf-cart ride from Harbor Landing. All Bonita Bay residents are welcome without a marina slip. (Source: https://www.bonitabayresidents.com/bonita-bay-marina-and-backwater-jacks)

About the HOA and Fees

What are the HOA fees at Harbor Landing? Two layers: (1) Harbor Landing sub-association quarterly fee, approximately $1,400/quarter (~$5,600/year), covering building insurance, pest control, sewer, trash, irrigation, lawn, pool, and reserves; and (2) the BBCA master assessment, approximately $2,100/year, covering gates, parks, beach, paths, and BBCA operations. Combined annual burden: approximately $7,700/year. Confirm current figures with Gulf Breeze Management at (239) 498-3311. (Source: https://harborlandingbb.com/; https://www.bonitabayresidents.com/community-association)

What does the Harbor Landing sub-HOA fee NOT cover? Electric (individually metered), interior contents insurance (HO-6 — owner's responsibility), cable/internet (verify bulk status with Gulf Breeze Management), and Bonita Bay Club membership (entirely separate).

Is there a CDD assessment at Harbor Landing? No. Bonita Bay has no Community Development District. There is no CDD levy on Harbor Landing property tax bills.

What does the BBCA master assessment cover? Community-wide infrastructure including roads, lake/stormwater management, three waterside parks, the Private Beach Park (and its post-Ian rebuild), the Riverwalk Park boat ramp, 12 miles of pathways, 24/7 staffed gate security, community programming, the Design Review Department, and community patrol. (Source: https://www.bonitabayresidents.com/community-association)

What is the BBCA Resale Reserve Assessment? Effective January 1, 2024, the BBCA Resale Reserve Assessment is 0.5% of the gross sale price, capped at $10,000 — conventionally a buyer closing cost appearing in the estoppel. On a $502,500 purchase: roughly $2,513. (Source: https://www.bonitabayvotes.com/)

Do I have to join the Bonita Bay Club when I buy at Harbor Landing? No. Club membership is entirely optional. Many Harbor Landing owners use the beach, parks, marina, and paths without joining the Club.

What is the Bonita Bay Club initiation fee? Golf Membership is estimated at approximately $150,000 (non-refundable); Sports Membership at approximately $60,000 (non-refundable). These are secondary-source estimates — verify with the Club Membership Office at 239-495-0200. (Source: https://thebrassie.com/bonita-bay-club-membership-cost/)

About Hurricane Ian and Insurance

Was Harbor Landing flooded in Hurricane Ian? No documented flooding of Harbor Landing units was found in our research. Ian's surge peaked at approximately 8.3 ft NAVD88 — approximately 1.7 feet below Harbor Landing's 10.0-foot BFE. The community is set back from the Imperial River and buffered by mangrove preserves. Verify Ian damage specifics for the specific building with Gulf Breeze Management. (Source: FEMA Map Service Center, https://msc.fema.gov; NOAA tidal gauge data)

What flood zone is Harbor Landing in? FEMA Flood Zone AE, Base Flood Elevation 10.0 feet NAVD88. FIRM Panel 12071C0654G, effective November 17, 2022. Zone AE is the 1% annual chance flood zone; flood insurance is required for financed buyers. (Source: https://msc.fema.gov)

Does Bonita Springs have a flood insurance discount? Yes. The City of Bonita Springs retained its FEMA Community Rating System (CRS) Class 5 rating in November 2024, providing a 25% discount on NFIP flood insurance premiums for properties in the Special Flood Hazard Area (including Zone AE). (Source: City of Bonita Springs, https://www.cityofbonitasprings.org)

What BBCA special assessment applies to Harbor Landing owners? The BBCA Board approved a $500 per-unit special assessment on March 20, 2025 to fund the post-Ian Private Beach Park rebuild. Due date: June 30, 2025. Applies to all Bonita Bay property owners. Confirm the seller paid it before closing — an unpaid assessment becomes the buyer's obligation. (Source: https://www.bonitabayresidents.com/private-beach)

About Condo Law and the SIRS

Is Harbor Landing governed by Chapter 718 or Chapter 720? Chapter 718 — the Florida Condominium Act. Harbor Landing is a condominium, not an HOA community. Every resale requires a full condominium disclosure package, buyers have a 7-business-day rescission period (eff. July 1, 2025), and SIRS/Milestone rules apply (Harbor Landing's 2-story buildings are likely exempt from the 3-story threshold — confirm). (Source: https://www.flsenate.gov/Laws/Statutes/2024/718.503)

Does Harbor Landing require a Structural Integrity Reserve Study (SIRS)? Harbor Landing's buildings are two stories. The SIRS requirement under Florida SB 154 (2023) applies to condominium buildings of three or more habitable stories. Harbor Landing's two-story buildings are likely exempt — confirm with Gulf Breeze Management or a Florida condo attorney. (Source: Florida Statutes §718.1127; SB 154 2023)

Does Harbor Landing require a Milestone Structural Inspection? Same answer as the SIRS question — the Milestone Inspection under SB 4-D (2022) applies to buildings of three or more habitable stories. Harbor Landing's two-story buildings are likely exempt. (Source: Florida Statutes §553.899)

What condo documents am I entitled to as a buyer? Under Florida Statute §718.503: the Declaration of Condominium, Articles of Incorporation, Bylaws and Rules and Regulations, most recent year-end financial statements, current annual budget, an FAQ document, and (if applicable) SIRS/Milestone summary. Request from Gulf Breeze Management during your inspection period. (Source: https://www.flsenate.gov/Laws/Statutes/2024/718.503)

What is the 7-day buyer rescission right at Harbor Landing? For contracts executed on or after July 1, 2025, buyers have a 7-business-day rescission period after receiving the full condominium disclosure package, during which they may cancel for any reason and receive a full deposit refund. This period cannot be waived. (Source: https://www.flsenate.gov/Laws/Statutes/2024/718.503)

About Lifestyle and the Bonita Bay Club

Is there a Bonita Bay Club membership included with Harbor Landing ownership? No. The Bonita Bay Club is entirely separate from property ownership and from the BBCA. Purchasing at Harbor Landing gives you BBCA membership (parks, beach, paths, gates) but not Club access. Club membership requires a separate application: Golf approximately $150,000 initiation / $19,500 annual; Sports approximately $60,000 initiation / $10,110 annual. (Source: https://thebrassie.com/bonita-bay-club-membership-cost/)

Do I have to join the Bonita Bay Club to use the private beach? No. The Bonita Bay Private Beach Park on Little Hickory Island is a BBCA ownership amenity — free to all Bonita Bay property owners regardless of Club membership status. (Source: https://www.bonitabayresidents.com/private-beach)

Is there a golf membership waitlist? Yes. Golf Membership at Bonita Bay Club has a multi-year waitlist. Buyers who intend to golf should apply at or before purchase. Sports Membership is available immediately and provides bridge access to the Lifestyle Center, spa, tennis, pickleball, and dining. (Source: Bonita Bay Club membership documentation)

What sports and fitness facilities does the Club provide? The Lifestyle Center (Golf and Sports members): approximately 20,000 sq ft of Technogym fitness equipment; approximately 9,000 sq ft spa with 7 treatment rooms; 16 Har-Tru tennis courts; 15 pickleball courts; multiple bocce courts; a resort-style pool; and multiple dining venues. A Golf Academy opened February 2024. (Source: https://www.bonitabayclub.net/web/pages/lifestyle-center; https://www.firstcallgolf.com/industry-news/release/2024-02-29/bonita-bay-club-unveils-new-golf-academy)

Does Bonita Bay have a private beach? Yes. The BBCA Private Beach Park on Little Hickory Island (27250 Hickory Blvd, Bonita Beach) is a residents-only beach available to all Bonita Bay property owners — no Club membership required. Totally destroyed by Hurricane Ian and rebuilt with hurricane-hardened concrete construction. Seasonal shuttle service runs November–April. (Source: https://www.bonitabayresidents.com/private-beach)

Are short-term rentals (Airbnb/VRBO) permitted at Harbor Landing? Almost certainly not. Bonita Bay condo associations typically prohibit short-term rentals of less than 30 days. The live MLS shows 0 rental records over the trailing 12 months — Harbor Landing is overwhelmingly owner-occupied. Confirm the specific minimum lease term in the Declaration of Condominium. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

What is the minimum lease term at Harbor Landing? The minimum lease term is specified in the Declaration of Condominium — request it from Gulf Breeze Management at (239) 498-3311. Most Bonita Bay associations require a minimum of 30 days or longer.

Is EV charging available at Harbor Landing? No original EV charging infrastructure exists — the community predates widespread EV adoption. Under Florida Statute 718.113(5), owners have the right to install EV chargers in their designated parking space (the attached garage) with association approval.

What schools serve Harbor Landing? Lee County public school assignments for Riverwatch Drive: Spring Creek Elementary School, Bonita Springs Middle Center for the Arts, and Bonita Springs High School — all carrying current B ratings from the Florida Department of Education. Verify current assignments at leeschools.net. (Source: Lee County School District 2025–2026 enrollment data; https://www.fldoe.org/)

What is the nearest hospital to Harbor Landing? Lee Health Coconut Point — approximately 9–10 minutes by car, with a full-service emergency department. (Source: https://leehealth.org)

How far is Harbor Landing from RSW International Airport? Approximately 25–28 minutes under normal traffic conditions. (Source: Southwest Florida International Airport)

Is there a CDD at Bonita Bay? No. Bonita Bay has no Community Development District — no CDD bond assessment on the Lee County property tax bill. A financial advantage versus many comparable Southwest Florida master communities.

What is the speed limit inside Bonita Bay? Bonita Bay has a 25 mph speed limit community-wide, enforced by the community patrol.

What is the Blue Zones designation at Bonita Bay? Bonita Bay is a certified Blue Zones Project Community — a research-based designation tied to longevity, wellness, and community design standards. (Source: https://www.bonitabayresidents.com/style-of-living)


Frequently Asked Questions — Seller Edition

Who is the best listing agent for Harbor Landing? McGreevy and Comisar — the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales and 20 consecutive years of 5-Star Customer Satisfaction recognition from Gulfshore Life Magazine. We know Bonita Bay's sub-village inventory, the BBCA fee structure, the Chapter 718 condo disclosure process, and the marina access story that moves Harbor Landing listings. Call or text Jesse at (239) 898-6072.

What is my Harbor Landing home worth? The most accurate answer requires a property-specific analysis based on your floor plan, floor level, square footage, renovation level, and current comparable sales. Over the trailing 12 months the community's median sold price was $502,500 (range $420,000 to $740,000). Call Jesse at (239) 898-6072 for a specific valuation. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

How many homes have sold at Harbor Landing in the last 12 months? 8 homes closed over the trailing 12 months, totaling $4,438,000 in volume at a median sold price of $502,500 (average $554,750; range $420,000 to $740,000), on a median 30 days on market and an average 94.3% of list price. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

What do Harbor Landing homes typically sell for? Over the trailing 12 months the median sold price was $502,500, with closings spanning $420,000 to $740,000. The 4 currently active listings are asking $435,000 to $549,000 (median list $504,500). Upper-floor units with vaulted ceilings and renovated finishes command premiums above the median. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

How long will it take to sell my Harbor Landing home? Over the trailing 12 months, the median days on market for closed Harbor Landing sales was 30 days (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026). Well-priced, move-in-ready homes move quickly; aspirationally priced listings sit — the active inventory's 111-day average proves it.

What disclosures am I required to provide to a buyer at Harbor Landing? Under Florida Statute §718.503, sellers must provide at their expense: the current budget, most recent annual financial statement, current assessment amount, Declaration, Bylaws, Rules and Regulations, and (if applicable) SIRS/exemption documentation. Buyers have 7 business days to rescind after receiving the full package. (Source: https://www.flsenate.gov/Laws/Statutes/2024/718.503)

Do I need to disclose the Hurricane Ian BBCA assessment? Yes. The BBCA Hurricane Ian special assessment ($500/unit, approved March 20, 2025, due June 30, 2025) is a pending special assessment that must be disclosed. If paid, document it in the estoppel; if unpaid, address it in the contract. (Source: https://www.bonitabayresidents.com/private-beach)

Does the Bonita Bay Club membership transfer to the buyer at closing? No. The Bonita Bay Club is non-equity; your membership does not transfer. The buyer applies separately. Disclose this in the listing.

Can I sell my Harbor Landing home as a rental/investment property? You can sell to any buyer, including an investor. But be honest about the rental picture: the live MLS shows 0 rental records over the trailing 12 months — Harbor Landing is overwhelmingly owner-occupied, and rentals rarely reach the open market. An investor buyer should understand that rental comps here are thin and that the Declaration's minimum lease term and board approval process govern any leasing. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)

Does the Harbor Landing HOA have rules about for-sale signs? As a BBCA master community, Bonita Bay has community-wide signage standards that likely restrict for-sale sign placement and style; the Harbor Landing sub-association Rules and Regulations also apply. In practice, Harbor Landing listings rely primarily on digital marketing, MLS exposure, and agent network outreach. Confirm current signage rules with Gulf Breeze Management.

What is the best time of year to list a Harbor Landing home? List in September–November to capture the peak January–April Southwest Florida buyer concentration. Snowbirds arrive October–November; serious buyer activity peaks January–March.

Is now a good time to sell at Harbor Landing? The live MLS shows a healthy, balanced market: a median 30 days on market on closed sales, a 94.3% average sale-to-list ratio, and roughly 6 months of supply across only 4 active listings. Well-positioned, well-priced homes sell. With only 120 units in the community and no new construction possible, the long-term supply constraint works in a seller's favor. (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026.)


Understanding the Full Cost of Ownership: A Realistic 2026 Budget Model

One of the most consistent missteps buyers make when evaluating Harbor Landing is underestimating total carrying costs. Listings typically show the quarterly HOA fee ($1,400) and the list price, and many buyers stop the math there — then arrive at closing with a higher monthly number than expected. Here is the complete annual cost model.

Annual Recurring Costs — Harbor Landing Owner, No Mortgage, No Club Membership

Line Item

Annual Low Estimate

Annual High Estimate

Notes

Harbor Landing sub-HOA (quarterly ~$1,400)

$5,600

$5,600

Fixed quarterly; building ins., sewer, trash, irrigation, lawn, pool, reserves

BBCA master assessment

$2,100

$2,500

Annual; parks, gates, beach, paths, security; verify current amount

Electric

$1,800

$4,800

Individually metered; varies by A/C usage and season

HO-6 condo contents/interior insurance

$1,200

$3,000

Personal property, interior improvements, liability

Flood insurance (NFIP Zone AE)

$800

$2,500

Zone AE; CRS Class 5 25% discount; mandatory for financed buyers

Property taxes (~1.0–1.2% of assessed value)

$4,200

$8,000

Estimated on $420K–$740K assessed value; verify with Lee County PA

Annual total — no mortgage, no Club

~$15,700

~$26,400

 

Add Club Membership Dues (If Applicable)

Club Tier

Annual Dues

Sports Membership

~$10,110

Golf Membership

~$19,500

With Sports Membership: roughly $25,800–$36,500/year in recurring carrying costs before mortgage. With Golf Membership: roughly $35,200–$45,900/year before mortgage.

At-Closing One-Time Costs

Item

Amount

Notes

BBCA Resale Reserve Assessment

0.5% of sale price, capped at $10,000

Buyer closing cost; eff. Jan 1, 2024

BBCA Hurricane Ian assessment (if unpaid)

$500

Due June 30, 2025; negotiate in contract

Harbor Landing HOA transfer/application fees

Verify with Gulf Breeze

Standard for FL condo transfers

Florida doc stamps (on deed)

~$0.70 per $100 of purchase price

Standard FL closing cost

Title insurance (owner's policy)

Varies by purchase price

Standard

This model is provided for planning purposes. Actual figures vary by home, condition, usage, insurance carrier, and annual budget adjustments. The buyers who thrive at Harbor Landing enter this purchase with a clear-eyed view of the carrying costs and a lifestyle rationale that justifies them — marina access, beach access, the option of golf and wellness, and the ability to lock up and walk away for months with zero exterior maintenance responsibility.


Bonita Bay in Context: How Harbor Landing Fits the Master Plan

Harbor Landing is one of the named subdivisions in Bonita Bay. Understanding where it fits within Bonita Bay's broader product hierarchy helps buyers understand both what they are getting and what they are trading away relative to other options.

Bonita Bay's Product Spectrum

At the top of the price spectrum: the high-rise towers — Tavira, Esperia North, Esperia South, Estancia, Horizons, Vistas, Azure, Seaglass, and Omega. Tower homes range from approximately $1.5M to $4M+ and offer bay views, lobby service, resort-style amenity decks, and in some cases private elevator foyers. They do not get private garages, private courtyard entries, or ground-level lanai access.

At the bottom of the price spectrum: some of Bonita Bay's oldest coach home and villa products occasionally price in the $400,000s for units in original condition — entry-point Bonita Bay access at the expense of cosmetic renovation investment.

Harbor Landing's position: the mid-range of Bonita Bay's coach home segment. The live MLS puts the community's trailing-12-month median sold price at $502,500, with closings from $420,000 to $740,000 (Source: Stellar / SWFL MLS, Harbor Landing subdivision filter, pulled June 2026). Harbor Landing's defining premium over other mid-range coach home communities inside Bonita Bay is the marina proximity — most other sub-villages at comparable price points are not within a 3-minute golf-cart ride of the marina. That premium is real, measurable, and justified by the lifestyle differentiation.

What Harbor Landing trades away vs. a tower: no bay view, no high-rise amenity deck, no rooftop terrace, no concierge lobby. Harbor Landing is a ground-level community with lake and preserve views, not water views in the coastal sense.

What Harbor Landing offers that towers cannot: ground-level living, a private garage, a private courtyard, no elevator required, direct lanai walk-out, and the quiet of a 120-unit residential street rather than a high-rise corridor. For buyers who are drawn to the Bonita Bay lifestyle but are not tower buyers — who want the feel of a house with the maintenance simplicity of a condo — Harbor Landing is specifically positioned to serve that need.

The Name Cluster That Tells the Story

The geography around Harbor Landing reflects the Bonita Bay Group's original vision for the marina district. The street and sub-village names tell a coherent narrative: Marina Pointe Drive (the access road to the marina), Riverwatch Drive (Harbor Landing's own street), Harbor Landing (the community name), Marina Pointe (the marina-adjacent sub-village with waterfront lots), Riverwalk (the BBCA park on the Imperial River). The entire southwest quadrant of Bonita Bay was designed and branded around its relationship to the Imperial River waterway, and Harbor Landing is at the center of that zone. For buyers who value the water life but cannot justify the waterfront single-family price premium of Marina Pointe or the high-rise tower premium of Tavira and Esperia, Harbor Landing is the entry point to the marina district at a price tier a larger pool of buyers can access.


Sources and Authoritative References

All factual claims in this page are supported by primary sources or clearly identified secondary sources. Competitor realtor URLs are excluded from this reference block.

Primary Government and Official Sources:

Harbor Landing (Official HOA):

Bonita Bay Community Association (Official):

Bonita Bay Marina (Official):

Bonita Bay Club (Official):

Golf and Club Secondary Sources:

Healthcare, Travel, and Regional:

Market Data:

  • Stellar / SWFL MLS — Harbor Landing subdivision filter (closed and active sales, pulled June 2026)

A Note on How to Use This Page

We have written this guide to be the most complete, most honest, and most practically useful resource on Harbor Landing at Bonita Bay available on the internet. We do not have a financial interest in any particular outcome for your search — our interest is in representing clients who make informed decisions with confidence. Whether you ultimately buy at Harbor Landing, at Harbor Lakes, at Marina Pointe, at another Bonita Bay sub-village, or decide Bonita Bay's fee structure is not the right fit for your budget, the information on this page should help you get to that conclusion faster and more clearly.

For every data point we cited as "verify" or "not confirmed — needs follow-up," we mean it. The exact sub-HOA fee, the SIRS exemption confirmation, the Ian special-assessment payment status, and several other facts require direct inquiry with the seller, Gulf Breeze Management, or the BBCA. This is not a limitation of research — it is how Florida condo law works. The required disclosures exist precisely because this information matters and the buyer is entitled to receive it. Use the rescission periods your law provides. Read the disclosure package when you receive it. Ask the seller to confirm in writing whether any outstanding special assessments are pending.

Call or text Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873. Our office is at 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34135. We are available for showings, buyer consultations, and seller listing appointments at Harbor Landing and throughout Bonita Bay and the broader Bonita Springs and Southwest Florida market. There is no obligation, no sales pressure, and no cost for an initial conversation. The goal is clarity, not a commission.



Work With Us

Etiam non quam lacus suspendisse faucibus interdum. Orci ac auctor augue mauris augue neque. Bibendum at varius vel pharetra. Viverra orci sagittis eu volutpat.