The Quarry - Silverstone

McGreevy and Comisar are the team Silverstone at the Quarry sellers call first, and the team its buyers call when they want the record instead of the listing sheet: what an upstairs home actually sells for against a downstairs one, which of the fourteen buildings FEMA took out of the flood zone in 2012, when the tile roofs were replaced, and what the condominium, community association and CDD charges add up to. Silverstone at the Quarry is a 56-home carriage-home condominium inside the master-planned community of The Quarry in Naples, Florida. It sits just inside the Quarry Drive gate and is among the oldest neighborhoods in the community: Centex Homes recorded its declaration in December 2005 and finished its fourteen two-story, four-home buildings on Coastline Court in 2006 and early 2007. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

This guide is built from the recorded Declaration of Condominium and its phase certificates, the full Collier County Clerk index of 648 instruments recorded against Silverstone, the Collier County tax roll and sales file for every Silverstone parcel back to the first closings in 2005, the Quarry Community Development District’s FY2027 budget, FEMA’s 2012 Letter of Map Amendment for all fourteen buildings, Collier County’s evacuation and address layers, and the Southwest Florida MLS records for The Quarry pulled September 26, 2026. Where the public record stops, we say so and name the document that answers the question.

If you own a Silverstone home and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the floor-by-floor and building-by-building detail below will tell you whether Silverstone fits before you tour.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Why McGreevy and Comisar Are the Best Realtor for Silverstone at the Quarry

McGreevy and Comisar are the best realtor for Silverstone at the Quarry because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Silverstone market read built from every recorded sale since 2005, the recorded declaration and the county’s unit-by-unit roll.

If you’re searching for the best realtor for Silverstone at the Quarry in The Quarry, Naples, whether you’re ready to sell your Silverstone at the Quarry home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters in Silverstone for a specific reason. Silverstone is a small market with two very different products under one roof: every ground-floor home is the 1,654 square foot plan and every upstairs home is the 2,297 square foot plan, and in the Collier County 2026 roll every upstairs home is valued $144,675 above the ground-floor home beneath it. The market has also moved hard in both directions. Ground-floor homes sold for $619,000 to $670,000 in 2022 and 2023, then twice for $450,000 in the last twelve months. A listing agent who prices a Silverstone home off a Quarry average, or off a Naples condo average, misses all of it.

Recent Silverstone at the Quarry track record (last 12 months): In the last 12 months Silverstone at the Quarry has seen two recorded resales, both ground-floor homes at $450,000 (Collier County sales file, sales of October 21, 2025 and March 26, 2026), and one of them was marketed through the Southwest Florida MLS, where it closed after 65 days on market at 90.02% of its final list price. Two sales make no median, so we widen the window the way we price: over the last 60 months we tracked 16 qualified Silverstone sales in the county record at a median of $642,500, from $450,000 to $875,000, $10,354,000 in total volume; the highest-priced Silverstone sale in that window was $875,000 for an upstairs home in January 2025. The MLS records behind this page carry prices, dates, days on market and list prices, not the listing office on each closing, so we do not state a represented-sale count here; ask us and we will walk you through all sixteen sales one by one.

For Silverstone sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. In Silverstone we also build the paperwork file before the first showing: the condominium estoppel and the Quarry Community Association estoppel, your home’s CDD line for FY2027, FEMA’s 2012 letter naming your building, the 2018 reroof notice for your building, and any shutter or impact-window permits on your unit, which are the first things a buyer’s insurance agent asks about.

For Silverstone buyers: the first question is the floor, because the floor decides the plan and the price. The second is the building, because the fourteen buildings were finished at different times between 2005 and 2007 and sit on different stretches of the lake. The third is the fee stack. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific Coastline Court address; we answer them below.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Selling your Silverstone at the Quarry home? Read how we sell Silverstone at the Quarry homes, get a free Silverstone at the Quarry home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Silverstone at the Quarry? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read our Silverstone at the Quarry buyer guide.

Key Takeaways: Silverstone at the Quarry at a Glance

Silverstone at the Quarry is The Quarry’s original carriage-home condominium: 56 homes in fourteen two-story buildings on Coastline Court just inside the gate, with its own condominium association under The Quarry’s community association and CDD. These ten facts carry most buying and selling decisions here.

• 56 homes, 14 buildings, one association. Buildings 5 through 18, at 8775 down to 8723 Coastline Court, four homes each, governed by Silverstone at the Quarry Condominium Association, Inc. under a declaration recorded December 22, 2005 (Official Records Book 3952, Page 4060).
• Two plans, one per floor. Units ending 101 and 102 are downstairs at 1,654 square feet; units ending 201 and 202 are upstairs at 2,297 square feet, per the declaration and the county roll.
• Among the oldest in The Quarry. The county roll dates Building 11 to 2005 and the other thirteen buildings to 2006; the last phase certificate was recorded in February 2007.
• A thin market, stated plainly. Two recorded resales in the last 12 months, both downstairs at $450,000; one MLS closing (65 days, 90.02% of final list); one active listing on September 26, 2026, an upstairs home at $749,000.
• Five-year record: 16 qualified sales since August 2021 at a $642,500 median; downstairs $619,000 (9 sales), upstairs $735,000 (7 sales), per the Collier County sales file.
• Flood letter on file. FEMA’s Letter of Map Amendment 12-04-5534A (July 31, 2012) removed all fourteen Silverstone buildings from the high-risk flood zone, and FEMA’s March 2025 preliminary map shows Coastline Court in Zone X.
• Roofs: the association recorded tile-to-tile reroof notices for all fourteen buildings on April 12, 2018.
• Known recurring charges before condo dues: FY2027 Quarry CDD from $1,992.51 to $2,427.48 a home for 55 of the 56 homes, plus property tax; the condominium and Quarry Community Association assessments are not published publicly.
• Buyer’s one-time fee: $6,500 to the Quarry Community Association for transfers in 2026 through 2030.
• Rules: leases of at least 30 days and no more than three a calendar year; up to two dogs or cats without Board permission; all ages welcome; hurricane shutters only with the association’s written consent.

What Is It Like to Live in Silverstone at the Quarry as a Homebuyer?

Living in Silverstone at the Quarry means a carriage home of 1,654 or 2,297 square feet with its own garage and driveway, a lake behind the building, the Quarry Drive gate a tenth of a mile away, the Beach Club under a mile away, and a condominium association that handles the roofs, the exterior and the grounds.

Silverstone is The Quarry’s entry point in two senses. It sits a tenth of a mile inside the gate, and it is, with Ironstone, where The Quarry’s recorded prices start. What follows is what daily life in a Silverstone home looks like, drawn from the recorded declaration, the county’s parcel and address records and federal aerial imagery, not from marketing copy.

What Is Silverstone at the Quarry?

Silverstone at the Quarry is a phase condominium created by Centex Homes under Florida’s Condominium Act. The Declaration of Condominium of Silverstone at The Quarry, a Condominium, was recorded December 22, 2005 at Official Records Book 3952, Page 4060 of the Collier County public records, 131 pages including the survey exhibits, articles and bylaws (Collier County Clerk, OR 3952 PG 4060). Each owner holds a home plus an equal undivided share of the common elements and one vote in the association (declaration section 8.1.1). The Quarry Community Development District bills the same homes as its “Coach” product class, which Silverstone shares with Ironstone and Nautica Landing.

Fourteen Buildings, Four Homes Each

Collier County’s address layer and tax roll give every Silverstone home a building number and a unit number. Building 5 is 8775 Coastline Court at the south end, and the numbers climb north to Building 18 at 8723 Coastline Court (Collier County site address points). In every building, units 101 and 102 are on the ground floor and units 201 and 202 are upstairs. The building numbers match the declaration’s phase numbers: FEMA’s 2012 letter lists Phase 5 at 8775 Coastline Court through Phase 18 at 8723.

Where Silverstone Sits Inside The Quarry

Silverstone sits just inside the Quarry Drive entrance, on the west side of the road, about 0.14 road miles from the gate by our measure on the public OSRM routing engine. The Beach Club at 8975 Kayak Drive is about 0.64 road miles north, and the golf clubhouse at 8950 Weathered Stone Drive is about a mile by road, although it stands only about 150 meters west of Building 18 across the lake and the course. Federal aerial imagery from February 2023 shows the fourteen buildings in a line between Coastline Court and a lake behind them to the west, with a golf hole beyond the water (USDA NAIP imagery via USGS The National Map).

Who Owns in Silverstone?

Silverstone leans toward second-home and investor ownership more than The Quarry as a whole. In the county’s 2026 preliminary roll, 17 of the 56 homes (30.4%) carry a homestead exemption, against 54.3% of all 900 Quarry homes; 7 of the homesteaded homes are downstairs and 10 are upstairs. Owners’ mailing addresses tell the same story: 21 are in Florida, one is in Canada, and the most common out-of-state addresses are Illinois (6), Pennsylvania (5), New Jersey (5) and New York (4) (Collier County Property Appraiser, 2026 tax roll). In plain terms, about a third of Silverstone is someone’s year-round home, and turnover is steady: 23 of the 56 homes have recorded at least one qualified sale since January 1, 2021.

A Day on Coastline Court

A Silverstone day starts at the garage. The declaration makes the driveway in front of each home a limited common element reserved for that home and maintained by the association, and it requires trash and recycling containers to be kept inside the garage, not at the curb between pickups (declaration sections 6.2.3 and 17.10). The gate is a few minutes’ walk away. A short drive or cart ride north takes you to the Beach Club’s resort pool, lap pool, fitness center, tennis, pickleball and bocce, and to the Q-Bar on Stone Lake, which every Quarry owner uses through the community association (Quarry Beach Club). Errands are outside the gate: the Publix at the Shoppes of Pebblebrooke is about 1.5 road miles from the entrance.

What Silverstone Does Not Have

Silverstone has no private pools, no yards of its own and no private docks. The declaration does not create a Silverstone-only pool or clubhouse; residents use The Quarry’s Beach Club. It bars motor homes, trailers, boats, campers and commercial trucks from being parked outside a garage (section 17.12), so a boat owner uses the Quarry Community Association’s boatyard and community slips instead. Golf is not included; the Quarry Golf Club is a separate, optional membership. If you want a pool, a dock of your own or a larger floor plan, look at The Quarry Single-Family Homes or the larger condominium plans at Quartz Cove at the Quarry.

Ready to Sell or Buy in Silverstone at the Quarry? Talk to the Team That Read the Declaration

Silverstone at the Quarry owners can get a free Silverstone at the Quarry home valuation priced against the same floor and plan, not the Quarry average, or call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in Southwest Florida since 2012. Buyers comparing Silverstone with Ironstone, Nautica Landing or a Quarry single-family home can call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida. One page fact to start with: the county values every upstairs Silverstone home at $591,825 and every downstairs home at $447,150 for 2026.

Silverstone at the Quarry Market Snapshot: What Silverstone Homes Actually Sell For

Silverstone at the Quarry recorded two resales in the twelve months to August 28, 2026, both downstairs homes at $450,000, and one closing in the Southwest Florida MLS in the year to September 26, 2026. Two sales are too few for a median, so we list them and widen the window to five years, where 16 sales show the real market.

Data updated: September 2026 (Southwest Florida MLS records for The Quarry pulled September 26, 2026; Collier County tax roll and sales files dated August 29, 2026)

Silverstone is a 56-home market, so every sale is a comparable and the difference between a downstairs and an upstairs home, or between an original and a renovated interior, is larger than any market-wide trend. Below are the closings, what the county recorded about each, what is for sale now, how prices have moved since Centex’s first sales and how we read the numbers.

The One MLS Closing and the One Active Listing

The Southwest Florida MLS search behind this page (Development THE QUARRY, closed within 365 days and active, pulled September 26, 2026) shows one closed Silverstone sale: 8775 Coastline Court, unit 102, a downstairs 1,654 square foot home listed as two bedrooms plus a den and two baths, which closed on March 27, 2026 for $450,000 after 65 days on market, at 90.02% of its final list price of $499,900, or $272.07 per listed square foot. On September 26, 2026 one Silverstone home was for sale: 8723 Coastline Court, unit 202, an upstairs 2,297 square foot home in Building 18 at $749,000, after 25 days on market. One listing against one MLS closing in a year is a slow pace, and it is why pricing in Silverstone has to be built from the deed record as well as the MLS.

The Two County Sales in the Last 12 Months

Collier County’s sales file records two qualified Silverstone sales between August 29, 2025 and August 28, 2026: 8723 Coastline Court, unit 101 (Building 18, downstairs) for $450,000 on October 21, 2025, and 8775 Coastline Court, unit 102 (Building 5, downstairs) for $450,000 on March 26, 2026, the same MLS closing described above. The October 2025 sale does not appear in the MLS records we reviewed for the last 365 days, so we count it from the deed record. Both sold at $272.07 per square foot of county base area. No upstairs Silverstone home recorded a sale in that window.

Why 8783 Coastline Court Is Not a Silverstone Sale

Coastline Court holds two condominiums, and it matters for pricing. The county roll places the 56 homes at 8723 through 8775 Coastline Court in Silverstone and the 16 homes at 8779, 8783, 8787 and 8791 Coastline Court in Nautica Landing at the Quarry, a separate condominium built in 2014. An upstairs home at 8783 Coastline Court sold for $850,000 in March 2026, and its MLS record carries only “The Quarry” in the subdivision field. That home is Nautica Landing on the county roll, so it is not in any Silverstone figure on this page. A Silverstone seller who prices off that sale is pricing off a newer building in a different association; see our Nautica Landing at the Quarry guide for that market.

Five Years of Silverstone Sales, Floor by Floor

Widening the window until it holds at least ten sales, the first window that qualifies is sixty months: 16 qualified Silverstone sales from August 29, 2021 to August 28, 2026, at a median of $642,500. With 16 sales the median is the mean of the two middle sales, which here are two different sales at the same price, $642,500 each.

Source: Collier County Property Appraiser, 2026 tax roll sales file (qualified improved sales, sale dates as recorded in the file); floor and building from the county roll. Total volume $10,354,000. Two transfers in the window were coded unqualified by the county and are left out: $635,000 for a downstairs home in October 2023 and $625,000 for a downstairs home in August 2024.

Upstairs vs Downstairs

Upstairs sells higher in Silverstone, but not by the full size difference. Over the five years, 7 upstairs sales had a median of $735,000 and 9 downstairs sales a median of $619,000. On a per-square-foot basis downstairs homes actually sold higher: the downstairs sales averaged $348 per county base square foot and the upstairs sales $322, calculated as the mean of each sale’s own price per square foot. Buyers pay more in total for the larger upstairs plan and more per foot for no stairs. The county’s 2026 values make the same split in a single number: $447,150 for every downstairs home and $591,825 for every upstairs home.

Silverstone Prices Since 2005

The county record runs back to Centex’s first Silverstone sales in December 2005, so the whole price history of the neighborhood is public.

Source: Collier County Property Appraiser, 2026 tax roll sales file, qualified improved sales for the 56 Silverstone parcels; 131 qualified sales in all since 2005. Years with one or two sales are listed for completeness and are not a market rate.

The history has four chapters. Centex sold the first generation in 2005 and 2006 at a median of $451,300. The downturn cut resale prices roughly in half, to a $229,000 sale in 2012. Prices recovered slowly to about $300,000 downstairs and $350,000 to $370,000 upstairs in 2019 and 2020, then jumped in 2021 and 2022, with an upstairs home reaching $875,000 in January 2025. Since mid 2025 the downstairs price has reset: $630,000 in April 2025, then $450,000 twice.

What the County Says a Silverstone Home Is Worth

Collier County’s 2026 preliminary roll values Silverstone uniformly by floor: $447,150 for each of the 28 downstairs homes and $591,825 for each of the 28 upstairs homes, a median of $519,487.50 across all 56 (Collier County Property Appraiser, 2026 tax roll). Just value is the county’s mass-appraisal estimate for taxes, not a price, but the downstairs figure sits within a few thousand dollars of the two most recent sales, which tells you the county has already priced the reset in. A buyer’s tax bill will follow the purchase price over time, because Florida’s homestead cap resets at a sale (Fla. Stat. 193.155).

Our Read of the Silverstone Market

Our read is that Silverstone is a two-price neighborhood going through a correction on the ground floor. Upstairs homes held a $695,000 to $875,000 band through 2025, while the two most recent downstairs sales, at $450,000, gave back most of the 2022 to 2023 gain. The public record does not say why; condition, the timing of each sale and the wider Florida condominium market after the 2024 and 2025 condominium-law changes are all candidates, and we do not assign a cause we cannot document. What the record does say is that a downstairs seller in 2026 is competing with two $450,000 comparables, and an upstairs seller with a $735,000 sale from July 2025 and an active listing at $749,000.

First-Hand: What We Check Before We Price a Silverstone Home

Before we price a Silverstone home we check six things a listing sheet rarely states. First, the floor and building, because the building number tells a buyer when it was finished and where it sits on the lake. Second, the unit’s own record in the Clerk’s index: shutters, impact windows and any lien history. Third, the FY2027 CDD line for the folio, which runs from $1,992.51 to $2,427.48 for 55 of the 56 Silverstone homes. Fourth, the condominium and Quarry Community Association estoppels. Fifth, the unit’s lanai and garage condition, which the owner maintains under the declaration. Sixth, every Silverstone and Ironstone sale in the same plan for the last five years. We tracked all sixteen Silverstone sales since August 2021 for this guide, and that list is where every Silverstone price conversation starts.

How Did Silverstone at the Quarry Come to Be?

Silverstone at the Quarry came to be as the first condominium Centex Homes built in The Quarry: the declaration was recorded on December 22, 2005 with one building, and Centex added a building at a time through February 2007, finishing fourteen of the eighteen buildings the declaration allowed.

The Quarry itself was a working limerock mine before Centex began it in 2004, inside the 2003 Heritage Bay planned unit development, as our guide to The Quarry sets out. Silverstone was part of Centex’s opening phase on the south side of the community, next to the entrance.

Centex Homes and the 2005 Declaration

Centex Homes, a Nevada general partnership with a Naples office at 5801 Pelican Bay Boulevard, declared Silverstone at The Quarry, a Condominium on December 22, 2005 (declaration, first page and section 10.1). The document was prepared by the Naples office of Ruden McClosky, runs 131 pages and attaches the survey exhibits, the association’s articles of incorporation and its bylaws. It describes Silverstone as a “condominium development” in The Quarry, names The Quarry Community Association as the community association every owner joins, and notes that The Quarry lies within Heritage Bay, a Development of Regional Impact with a master association sharing the spine road and surface water system (sections 10.2 and 11.4). The condominium association itself, Silverstone at the Quarry Condominium Association, Inc., was filed with the state in December 2005 as document N05000012330 and is active (Florida Division of Corporations).

Eighteen Phases Planned, Fourteen Built

The declaration set Silverstone up as a phase condominium: Phase 11 was submitted first, and Phases 1 through 10 and 12 through 18 were described as “Subsequent Phases” that the developer could add in any order, each planned at four homes (declaration sections 1, 3, 6.1 and 6.4). Fourteen were added, Phases 5 through 18, which are the fourteen buildings on the roll today. Phases 1 through 4 were never added to Silverstone. The declaration also let the developer record a “Withdrawal Notice” for an unbuilt phase and build “Other Homes” there, with shared easements for access (section 30.1).

Building by Building, 2005 to 2007

The Clerk’s index shows the buildings completing one at a time as Centex recorded each phase’s surveyor’s certificate: Phase 12 and Phase 13 on March 6, 2006, Phase 14 on April 20, Phase 10 on April 21, Phase 16 on June 20, Phase 17 on July 12, Phases 7 and 9 on September 14, Phase 5 on September 28 and Phase 6 on September 29, 2006, and Phase 18, the northern building at 8723 Coastline Court, on February 20, 2007 (Clerk, OR 4185 PG 3566). The county roll dates Building 11, the first phase, to 2005 and the other thirteen to 2006. The first Centex deeds indexed to Silverstone were recorded on January 10, 2006, for Building 11.

The Buildings That Became Nautica Landing

The four buildings at the south-west turn of Coastline Court, 8779 through 8791, are not Silverstone. The county roll places their 16 homes in Nautica Landing at the Quarry, a separate condominium, and dates them to 2014. The record shows they began life under the Silverstone name: a FEMA letter of May 13, 2014 describes the buildings at 8787 and 8783 Coastline Court as “Silverstone at the Quarry, Buildings 2 and 3” and cites the Silverstone declaration (FEMA LOMA 14-04-4778A). We did not locate the recorded instrument that moved that land out of Silverstone, so we state only the two facts: Silverstone’s declaration planned those phases, and the roll now places the buildings in Nautica Landing.

From Centex to the Owners

Centex guaranteed the association’s assessments at no more than $950 a quarter through December 31, 2005, with options to extend, and charged each first buyer a $500 working fund contribution (declaration sections 21.2 and 21.3); both applied only to sales by the developer and are long expired. The articles recite Florida’s turnover triggers, under which owners other than the developer elect a majority of the board no later than three months after 90 percent of the homes are conveyed, among other events, and the bylaws set a board of three to seven directors after the developer leaves. PulteGroup acquired Centex in August 2009, by which time 55 of the 56 Silverstone homes had recorded their first sale in the county file. For Silverstone owners, the practical legacy of the developer years is the paperwork: the declaration of 2005 is still the governing instrument, and our search of the Clerk’s 648-instrument index found no amendment to its use restrictions.

The Homes: Silverstone’s Two Floor Plans

Silverstone’s homes come in two plans, one per floor: a 1,654 square foot downstairs home and a 2,297 square foot upstairs home, each with a garage, a driveway reserved for it and a lanai, in two-story buildings of four homes.

The declaration gives the same two numbers as the developer’s planned air-conditioned area, “excluding the Lanai and garage” (section 6.1.3), and Collier County’s roll carries the same two figures as base area. Every other Quarry carriage-home condominium uses the same two plan sizes, so Silverstone’s differences from Ironstone and Nautica Landing are age, location and association, not the floor plan.

The Two Plans at a Glance

Source: declaration section 6.1.3; Collier County Property Appraiser, 2026 tax roll; Southwest Florida MLS, September 26, 2026. The same 2,297 square foot plan in Ironstone and Nautica Landing appears in 2026 MLS records as three bedrooms plus a den, or four bedrooms, with two full baths and a half bath; confirm the configuration of any specific Silverstone upstairs home from its listing.

Three Ways to Measure a Silverstone Home

A Silverstone home can be measured three ways, and they happen to agree here. The declaration’s figures are planned air-conditioned area excluding the lanai and garage. The county’s base area is its own living-area measure for tax purposes. The MLS figure is what the listing agent enters. For Silverstone all three say 1,654 and 2,297 square feet, which is unusual and useful: a buyer comparing per-square-foot prices between Silverstone and Ironstone is comparing like with like. The declaration also reserved the developer’s right to build downstairs homes from 1,324 to 1,984 square feet and upstairs homes from 1,838 to 2,756, but the roll shows only the two standard sizes were built.

Lanais, Driveways and Air-Conditioning Pads

Three parts of every Silverstone home are limited common elements assigned to that home. The lanai is maintained by the owner, including its sliding doors and screens, while the association repairs anything related to the lanai’s construction and paints its exterior walls. The driveway in front of the home is reserved for it and maintained by the association, with cleaning left to the owner. The pad where the air-conditioning compressor sits is reserved for the home, and the owner owns and maintains the equipment itself (declaration sections 6.2.1 to 6.2.3).

What the Owner Maintains and What the Association Maintains

The owner maintains everything inside the home: the interior of the garage, the garage door and its opener, electrical fixtures, appliances, air-conditioning and water heater, built-in cabinets, window panes and screens, interior surfaces and exterior doors (declaration section 19.1.1). The owner must also keep humidity under control, keep the home clean and report leaks or mold promptly (section 19.1.2). The association maintains the buildings’ structure, roofs, exterior walls and common grounds as common expenses, funded through the quarterly assessment. Exterior items an owner might want to add, such as lighting, screen doors, awnings or shutters, need the Board’s written approval (section 19.1.4).

Lake-Side Buildings

All fourteen Silverstone buildings back onto the same lake. On the February 2023 federal aerial, Buildings 5 and 6 sit at the south end where Coastline Court bends west, Buildings 7 through 17 stand in a line along the east shore of a long lake with the golf course beyond it, and Building 18 closes the north end beside a small turnaround. Which homes have the most open view depends on the building’s position along the shore and whether the unit is upstairs; the aerial at the top of this page shows the layout, and a showing settles the view.

What Amenities Come With a Silverstone Home?

Silverstone homes come with The Quarry’s shared amenities rather than private ones: every Silverstone owner is a member of the Quarry Community Association, which owns and runs the Beach Club, the gate, the recreational lakes program and the community docks, while golf at the Quarry Golf Club is a separate, optional membership.

The Silverstone declaration makes the link explicit: “All Home Owners, lessees, and occupants of Homes in Silverstone at The Quarry shall have access to and use of various services and facilities provided by the Community Association,” and every owner is automatically a member of that association (sections 11.4.1 and 21.5). What a Silverstone owner gets, and does not get, is set out below.

The Beach Club

The Quarry Beach Club at 8975 Kayak Drive, about 0.64 road miles north of Coastline Court, is owned and operated by the Quarry Community Association for every owner. The association lists “a resort pool, lap pool, fitness & wellness center, movement studio, tennis, pickleball, & bocce courts, recreational water activities, boating, and dining” there, with the Q-Bar on Stone Lake (Quarry Beach Club, about). Silverstone owners pay for it through the community association assessment rather than through a separate club bill. The Beach Club runs under its own rules (2019 Beach Club Rules and Regulations).

The Lakes, Docks and Boatyard

The Quarry’s three recreational lakes, Stone Lake, Heritage Lake and Boulder Lake, allow owners’ powerboats up to 26 feet, water skiing and a 40 mph limit under the association’s Lakes and Docks Use Regulations, with registration and at least $1,000,000 of liability insurance per occurrence required (QCA Lakes and Docks Use Regulations, April 3, 2023). Silverstone homes carry no private dock right, and the Silverstone declaration bars boats and trailers outside a garage (section 17.12), so a Silverstone boater rents a community slip or stores a boat in the association’s boatyard under an annual agreement. Our guide to The Quarry sets out the full boating rules.

Golf Is Separate

A Silverstone home carries no golf membership and no golf dues. The Quarry’s recorded community declaration says the golf club “is not Common Area and is not a part of the Property” and that owning a lot “does not grant any ownership, membership or use interest therein” (Article XVI of the Fifth Amended and Restated Declaration). The Quarry Golf Club, a Florida not-for-profit corporation, does not publish its initiation or dues; prospective members request a packet (The Quarry Golf Club, membership). The clubhouse at 8950 Weathered Stone Drive is the closest club building to Silverstone as the crow flies.

What Silverstone Owners Do Not Get

Silverstone owners do not get a private pool, a Silverstone clubhouse, a private dock, Gulf access by boat or a bundled golf membership. The Quarry’s lakes are closed freshwater lakes that drain to the Cocohatchee Canal, and the nearest Gulf beaches, Vanderbilt Beach and Delnor-Wiggins Pass State Park, are about 10 to 11 road miles from the entrance. If a private pool or dock matters, the single-family streets of The Quarry are the place to look, and our Quarry single-family homes guide covers them.

What Are the Condo Association Fees at Silverstone at the Quarry?

The Silverstone condominium association fee is not published anywhere public: the association sets an annual budget, bills it quarterly on January 1, April 1, July 1 and October 1, and owners and buyers under contract see the current figure on the association’s estoppel certificate, not on a website or listing sheet.

That is the honest answer, and it is the same for every Quarry condominium. Listing remarks sometimes quote a quarterly number, but those are agent entries, not association documents, and we do not repeat them. What the recorded documents do say about how the fee works is below, and the next section sets out every layer we can price.

The Association and Who Runs It

Silverstone at the Quarry Condominium Association, Inc. (Florida document N05000012330, active) operates the condominium, enforces the declaration and also enforces The Quarry’s community documents inside Silverstone (declaration section 11.1). A construction lien recorded on March 19, 2026, and released in full on September 24, 2026, recites a contract with Cambridge Management of South West Florida, Inc. at 2335 Tamiami Trail North, Suite 402, Naples, and gives the association’s address as the same suite (Clerk, OR 6565 PG 762; release, OR 6632 PG 357). Confirm the current manager from the association’s estoppel or its state annual report before you rely on it.

How the Assessment Is Set and Billed

The board prepares a budget of “Neighborhood Common Expenses” each year, each home pays an equal share because each home owns an equal share of the common elements, and the annual assessment is “payable quarterly in advance on the first day of January, April, July and October” (declaration sections 8.2, 21.1.1 and 21.1.2). The budget must fund reserves for periodic maintenance and replacement of the common elements under Florida’s Condominium Act (section 22.12). The board can levy special assessments for extraordinary expenses, and it can accelerate the rest of the year’s assessments against a delinquent owner once a lien is filed (sections 21.1.2 and 21.4).

How to Get the Real Number

A buyer gets the real number three ways. First, the association’s estoppel certificate, which Florida law requires within ten business days of a request, stating the regular assessment, any special assessment and anything owed (Fla. Stat. 718.116). Second, the annual budget and financial statement, which a resale buyer is entitled to receive at the seller’s expense (Fla. Stat. 718.503). Third, the association’s owner website or app: because Silverstone has 56 units, Florida law requires the association to post its budget, declaration, rules and other official records there (Fla. Stat. 718.111(12)(g)). We request all three at the start of every Silverstone transaction.

Silverstone at the Quarry Layered Fees: Condominium, Community Association and CDD

Silverstone at the Quarry homes carry four recurring layers: the condominium assessment, the Quarry Community Association assessment, the Quarry CDD assessment on the county tax bill ($1,992.51 to $2,427.48 for FY2027 on 55 of the 56 homes) and ad valorem property tax, plus a $6,500 resale fee when a buyer closes.

Two of the four recurring layers, the condominium and community association assessments, are not published publicly. The other two are, and we price them to the dollar below.

Layer 1: The Condominium Association

The Silverstone condominium assessment pays for the buildings: exterior maintenance, roofs, paint, the driveways, landscaping, the master insurance policy and reserves (declaration sections 14.3, 22 and 22.12). The amount is set by the board’s annual budget and billed quarterly. It is not published, and the estoppel certificate is the document of record.

Layer 2: The Quarry Community Association

Every Silverstone owner is also a member of The Quarry Community Association, which owns and runs the Beach Club, the gate and the common areas and levies common, neighborhood, special and benefit assessments under Article XII of its recorded declaration. The association notices its annual budget to owners and does not post the assessment publicly; special assessments over $700 per lot in a year need a majority of the votes cast at a meeting with a quorum, except for casualty and emergency repairs (declaration section 12.5). Obtain the figure from the Quarry Community Association’s estoppel certificate.

Layer 3: The Quarry CDD Line on the Tax Bill

The Quarry Community Development District bills every Silverstone home in its “Coach” class on the November county tax bill. For FY2027 the operating part fell to $474.09 a home from $761.93, a 37.8% cut, while the debt-service part, set by the Series 2020 bond schedule, stayed the same (Quarry CDD FY2027 budget, Comparison of Assessment Rates). Silverstone homes fall into four debt bands, because each lot carries a different share of the remaining bonds:

How we assigned the bands: the CDD publishes FY2027 rates as bands with unit counts, not by address, and it published a per-address table when it refinanced in 2020 (2020 CDD bond refinancing impacts by address). Every Silverstone figure in the 2020 table sits exactly $387.23 below one FY2027 Coach band, and the $2,032.05 and $2,229.76 bands (19 and 3 homes) are Silverstone only. One Silverstone home paid a much lower amount in 2020, consistent with an earlier prepayment, and we do not map it. The only exact figure for a specific home is its own line on the tax bill, which we pull for every listing.

Layer 4: Collier County Property Tax

Source: Collier County Property Appraiser, 2026 tax roll (preliminary), ad valorem taxes only; the CDD is billed separately on the same tax bill. A buyer should budget from the non-homestead column or from the purchase price, because the homestead assessment cap resets at a sale (Collier County Tax Collector).

Layer 5: Optional Golf

The Quarry Golf Club is optional and priced separately; the club does not publish its initiation or dues, and figures on third-party websites conflict with each other. If golf matters, we obtain the club’s packet before the inspection period ends.

One-Time Costs When You Buy

A Silverstone buyer pays the Quarry Community Association’s resale fee, $6,500 for transfers in 2026 through 2030, $7,500 after 2030, or $1,500 when the buyer is moving from another Quarry home, with no fee for family, estate-planning or inheritance transfers (Quarry declaration section 12.12). The portion above $3,000 helps repay the financing for the Beach Club renovation owners approved in 2021. Add the usual Florida closing items: title insurance, recording fees, lender charges and the estoppel fees the contract assigns.

Buying Into Silverstone at a Known Monthly Cost? Ask Us for the Estoppels First

A Silverstone fee stack has four recurring layers and two of them are not posted publicly, so the real monthly cost of a specific home only comes into focus from the two estoppel certificates and the CDD line for that folio. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, gather those before you commit. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072.

The Silverstone Declaration, Bylaws and Rules, Section by Section

The Silverstone declaration of 2005 is still the governing document, and its Article 17 sets the rules buyers ask about: single-family use, leases of at least 30 days and no more than three a year, two dogs or cats, no boats outside a garage, and hurricane shutters only with the association’s written consent.

We read the recorded declaration, its articles and its bylaws from the Clerk’s image, and we walked the Clerk’s full index of 648 instruments recorded against Silverstone from 2006 to September 2026 looking for later amendments. We found phase certificates and no amendment to the use restrictions. Rules the board adopts under section 17.19 are not recorded, so ask for the current rules and regulations with the estoppel.

Single-Family Use and Home Offices

“The Homes shall be used for single-family residences only,” no part of a home may be rented separately, and no transient guests may be accommodated for pay (section 17.1). An owner may use a room as a personal office if customers or clients do not come to the home and the use does not dominate the residential character.

Signs

No sign, advertisement or notice may be shown on the common elements, in a home or in a car where it is visible from the common elements or a public way, unless approved in writing by the community declarant and the board (section 17.4). In practice that means a For Sale sign in the yard or window is not allowed without approval, which is why Silverstone homes are marketed online, through the MLS and at showings rather than by sign.

Vehicles, Garages and Parking

Motor homes, trailers, recreational vehicles, boats, campers and commercial trucks or vans may not be parked or stored in Silverstone unless fully enclosed in a garage, except for daytime service vehicles (section 17.12). A garage may not be enclosed or converted to living space, garage doors stay closed when not in use, and owners park in their own driveways without blocking a neighbor’s (section 17.13). The declaration reserves the parking spaces for owners, tenants and their guests (section 18).

Trash, Antennas and Window Treatments

Trash and recycling containers are stored inside the garage (section 17.10). Satellite dishes one meter or smaller are allowed under federal rules but not on the common elements, and the association may set locations (section 17.9). Window coverings must be drapes, blinds or similar; foil and reflective treatments are banned, and window tint needs the association’s approval (section 17.7).

Lanais, Screens and Alterations

Owners maintain their lanais, sliding doors and screens (section 6.2.1). No owner may make structural changes, alter the building or the common elements, or add exterior lighting, screen doors, awnings, shutters or similar items without the board’s written approval (sections 17.17, 19.1.3 and 19.1.4), and any exterior change inside The Quarry also goes through the Quarry Community Association’s Modifications Committee.

Hurricane Shutters and Hurricane Season

“No hurricane shutters may be installed without the prior written consent of the Association,” shutters that do not match the approved specification are made to conform or removed at the owner’s expense, and approved shutters may not go up before a hurricane watch and must come down within ten days after the watch or warning ends (section 17.16). An owner who leaves for the season must clear the lanai and name a caretaker the association accepts. Nineteen notices of commencement for shutter or impact-window work have been recorded on seventeen Silverstone units since 2019, so the approval route is well used; see the storm section below.

Insurance

The association insures the buildings under a master policy paid through the assessment, carries liability and fidelity coverage, and buys a master flood policy “If determined appropriate by the Board or if required by any Institutional Mortgagee” (sections 13, 14.2 and 14.3). Owners insure their interiors, contents and liability under their own policies.

Easements: Golf Balls and a Planned Dock Condominium

Two easements in the declaration surprise buyers. The first burdens Silverstone with an easement for golf balls hit from the Quarry Golf Club that come onto the condominium property, and lets golfers come onto the exterior grounds at reasonable times to retrieve them (section 12.7). The second grants the owners of boat slips in a planned dock condominium next to Silverstone, which the declaration calls The Landing at Silverstone, a pedestrian easement over Silverstone’s roadways, walkways and lawns to reach their slips (section 12.6). No condominium by that name appears on the 2026 county roll, and no Silverstone home carries a slip of its own, so ask the association what, if anything, that easement serves today.

Amending the Declaration

Most amendments need the vote of two-thirds of the owners plus a majority of the board (section 28.1). An amendment that would let the board approve or screen tenants needs three-fourths of all owners (section 28.8). That is a high bar, and it is why Silverstone has no tenant-approval process today.

Boards and Bylaws

The association’s bylaws are attached to the declaration as Exhibit D. After the developer years the board has three to seven directors, always an odd number, elected by the owners; the fiscal year is the calendar year; and the board adopts the next year’s budget at a special budget meeting called for that purpose in October or November (bylaws section 7.2, declaration Exhibits C and D). Each home has one vote.

The Quarry and Heritage Bay Layers Above the Condominium

Silverstone sits under two larger layers. The Quarry Community Association’s declaration, now the Fifth Amended and Restated Declaration recorded February 28, 2024 at Official Records Book 6334, Page 347, governs architecture, leasing, pets and the resale fee across The Quarry. The Silverstone declaration also refers to the Heritage Bay master association that once shared the spine road and surface water system across the Heritage Bay district; the state administratively dissolved Heritage Bay Umbrella Association, Inc. on September 26, 2025. Where the documents conflict, the community and master documents control, except that Silverstone’s own rules may be stricter (declaration section 17.21).

Is Silverstone at the Quarry a 55+ Community?

Silverstone at the Quarry is not a 55+ community. Neither the Silverstone declaration nor The Quarry’s community declaration contains an age restriction or a housing-for-older-persons provision, so Silverstone homes can be bought, owned, leased and occupied by residents of any age, including families with children.

The Quarry’s own rules speak to children directly, for example by requiring an adult aboard when anyone under 14 drives a boat. The owner mix still leans toward older and seasonal residents: 70% of Silverstone homes carry no homestead exemption, which usually means a second home or a rental, and the golf club describes its own members as mostly couples nearing or entering retirement. For buyers who want a family-friendly Quarry address with a yard, the single-family streets are the better fit.

Can You Rent Out a Silverstone Home?

Silverstone homes can be rented, with limits: the Silverstone declaration requires every lease to run at least 30 days and allows no more than three leases a calendar year, and The Quarry’s community rules add that a home cannot be leased in its first year of ownership and that each lease needs an application at least 20 days before move-in.

The two layers sit on top of each other, and the stricter one controls. Short-term and vacation rentals of less than 30 days are not allowed anywhere in Silverstone.

The Leasing Rules in One Table

Sources: Silverstone declaration sections 17.1, 28.8 and 30.9; QCA Community Rules and Regulations, April 25, 2022.

What a Silverstone Landlord Should Plan For

A Silverstone landlord plans for seasonal or annual tenants, not weekly guests. The three-lease cap allows, for example, one annual lease or up to three seasonal leases a year. Tenants must follow the declaration and community documents, register at the community association’s office and buy their own transponders and amenity cards, and the owner’s insurance must name the community association as an additional insured. If an owner falls behind on the condominium assessment, the declaration assigns the rent to the association until the account is current (section 30.9).

Can You Sell a Silverstone Home With a Tenant in It?

A Silverstone home can be sold with a tenant in place if the lease complies with both layers of rules. Buyers who plan to live in the home need the lease end date and the tenant’s cooperation for showings, and investor buyers often value a lease already in place. Give the buyer a copy of the lease and the tenant’s registration with the community association early in the transaction.

Pet Rules at Silverstone at the Quarry

Silverstone at the Quarry allows up to two domestic pets, dogs or cats, without the board’s prior written permission, which is stricter than The Quarry’s community-wide limit of four household pets, and it bars Pit Bull type dogs, Rottweilers, Mastiffs, Presa Canarios and their crosses anywhere on the condominium property.

The condominium rule controls inside Silverstone because the declaration makes its own more restrictive provisions govern over the community documents (section 17.21).

The Pet Rules

Source: Silverstone declaration, section 17.5. The Quarry Community Association’s declaration (section 14.5) repeats the breed list and allows up to four household pets community wide.

Assistance Animals

The declaration permits trained guide dogs and other animals that serve as aids to persons with disabilities, and it requires the board to make reasonable accommodations in its rules when needed for a person with a disability to use and enjoy the property (sections 17.5 and 17.20). Federal and Florida fair housing law governs assistance animals, and an assistance-animal request goes to the association’s board through the manager.

Milestone Inspections, SIRS and Florida Condo Law at Silverstone

Silverstone’s buildings do not fall under Florida’s milestone structural inspection or structural integrity reserve study requirements, because both start at three habitable stories and every Silverstone building is two stories; Collier County’s milestone inspection list shows no building in The Quarry.

That is the short answer. The longer one matters for sellers and buyers because Florida’s 2022 to 2025 condominium laws changed what resale buyers receive and ask about.

What the Two Laws Say

Florida’s milestone inspection law applies to “a building that is three habitable stories or more in height” in the condominium or cooperative form of ownership (Fla. Stat. 553.899), and the structural integrity reserve study requirement in the Condominium Act applies to buildings three stories or higher (Fla. Stat. 718.112).

Why Silverstone Falls Below the Threshold

Every Silverstone building has two floors: the declaration describes “downstairs” and “upstairs” homes, and every unit on the county roll is numbered 101, 102, 201 or 202. Collier County’s milestone buildings map, which lists the county’s condominium buildings of three or more stories, returns none inside The Quarry (Collier County milestone buildings layer).

Reserves and the Website Rule Still Apply

Falling below the three-story line does not remove the rest of the Condominium Act. The association still budgets reserves for roofs, paint and paving, and it can still levy special assessments. And because Silverstone has 25 or more units, the association must post its declaration, budget, rules and other specified official records on an owner website or app within 30 days of creating or receiving them (Fla. Stat. 718.111).

What a Silverstone Buyer Should Ask For

A resale buyer is entitled, at the seller’s expense, to the declaration, articles, bylaws and rules, the annual financial statement and budget, the association’s most recent structural integrity reserve study “or a statement that the association has not completed a structural integrity reserve study”, and the state’s condominium question-and-answer sheet (Fla. Stat. 718.503). For Silverstone, ask as well for the reserve schedule, the master insurance declarations and deductible, the last two years of board minutes and the date of the 2018 reroof’s completion for the specific building.

Hurricanes, Flood Zone and Insurance at Silverstone at the Quarry

Silverstone at the Quarry sits in FEMA’s Zone AH on the effective 2012 flood map, but a 2012 FEMA Letter of Map Amendment removed all fourteen Silverstone buildings from the high-risk flood zone, FEMA’s March 2025 preliminary map shows Coastline Court in Zone X, and the county places Silverstone in Evacuation Zone E.

Data updated: September 2026 (FEMA National Flood Hazard Layer and preliminary layer, Collier County evacuation layer, queried September 26, 2026)

Flood status is the storm question that most affects a Silverstone sale, because it decides whether a lender must require flood insurance. The answer for Silverstone is unusually well documented, building by building.

Flood Zone, Building by Building

On the effective Flood Insurance Rate Map (panel 12021C0218H, May 16, 2012), the land under Silverstone is Zone AH, a shallow ponding zone (FEMA National Flood Hazard Layer). On July 31, 2012, FEMA issued Letter of Map Amendment 12-04-5534A for “Silverstone at the Quarry, Phases 5 through 18”, finding that each of the fourteen buildings is not in the Special Flood Hazard Area and removing each structure (FEMA LOMA 12-04-5534A).

Source: FEMA Letter of Map Amendment Determination Document (Removal), case 12-04-5534A, July 31, 2012; flooding source listed as ponding and overland flow. The letter adds that portions of the property, meaning land around the buildings, remain in the flood zone.

What the 2012 FEMA Letter Means for a Sale

FEMA’s letter says that because the structures are not in the Special Flood Hazard Area, “the Federal mandatory flood insurance requirement does not apply”, while “the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan.” For a Silverstone seller, the letter is a document to hand every buyer and every buyer’s lender at the start of the transaction, because an automated flood determination that reads only the map will still show Zone AH. FEMA’s letter-of-map-amendment layer lists the case as completed with the outcome “Structure removed” (FEMA NFHL LOMA layer).

The Preliminary Map

FEMA’s preliminary flood map for Collier County, dated March 20, 2025, places the Silverstone points we tested in Zone X, an area of minimal flood hazard, and none of the 56 Silverstone homes’ address points falls in Zone AE or AH on that map (FEMA preliminary flood hazard layer). The preliminary map is not in effect yet; until it is, lenders use the 2012 map plus the letter of map amendment (Collier County floodplain management).

Evacuation Zone and Storm Surge

Silverstone is in Collier County Hurricane Evacuation Zone E at the north end, the middle and the south end of Coastline Court, the fifth of the county’s six zones, which is ordered to evacuate only in the strongest storms (Collier County evacuation zones layer). The National Hurricane Center’s storm-surge risk maps for the neighboring Heritage Bay area show no surge for Category 1 to 3 near-worst-case storms (NHC storm surge risk maps); we apply that as the adjacent measurement, not a Silverstone-specific run.

Irma, Ian and Later Storms

Hurricane Irma in 2017 produced 108 federal flood-insurance claims across ZIP 34120, which contains The Quarry, and 13 in the map grid cell that contains Heritage Bay and The Quarry; Hurricane Ian in 2022 produced 7 claims in the whole ZIP and none in that grid cell (NHC Irma report; NHC Ian report; OpenFEMA NFIP claims). The public record does not break those claims down by address, so we cannot say whether any was a Silverstone home. Seller disclosure asks the question directly, and we ask every Silverstone seller for the answer before listing.

The 2018 Reroof of All Fourteen Buildings

On April 12, 2018 the association recorded fourteen notices of commencement, one for each building from Building 5 to Building 18, naming Absolute Roofing as contractor; the notice for Building 5 at 8775 Coastline Court describes the work as a “tile to tile reroof” (Clerk, OR 5497 PG 1093; Building 18, OR 5497 PG 1106). That makes the Silverstone roofs roughly eight years old in 2026, measured from the notices; the completion date for each building is in the county’s permit and inspection file, not the Clerk’s record.

Shutters and Impact Glass on Record

Silverstone owners have been adding storm protection unit by unit. Since 2019 the Clerk has recorded 19 notices of commencement on 17 Silverstone units naming storm-shutter or impact-window contractors, 13 of them Storm Smart, with others by Sentinel Storm Protection, Hurricane Safe Shutters, Rollsecure Shutters, Original Shutter Guy and Wright’s Impact Window and Door (Collier County Clerk, Official Records index for Silverstone Quarry). The declaration requires the association’s written consent and an approved specification for any shutter (section 17.16), so a buyer should ask for the approval letter along with the permit for any home that has them.

The Master Policy, the HO-6 and Flood Insurance

The association insures the fourteen buildings under a master policy, and may carry a master flood policy if the board decides or a mortgagee requires it (declaration sections 14.2 and 14.3). Each owner carries an HO-6 policy for the interior, contents, liability and loss assessment. Federal flood policies in the census block group that includes The Quarry had a median premium of $681 for Zone X-rated policies and $1,209 for Zone AH-rated policies in the year to May 2026 (OpenFEMA NFIP policies); those are small samples, not a quote. A current wind-mitigation inspection on Florida’s form can earn credits for opening protection on a unit with approved shutters or impact glass (Florida OIR uniform mitigation form), and Citizens Property Insurance cut its average personal-lines rate by 2.6% for 2026 (Citizens, December 10, 2025).

A documented flood letter and a recent roof are selling points only when they reach the buyer on day one. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

Which Schools Serve Silverstone at the Quarry?

Silverstone at the Quarry is assigned to Bear Creek Elementary, Oakridge Middle and Gulf Coast High for the 2026-2027 school year, per the Collier County Public Schools address lookup for 8723 Coastline Court, the same three schools the district assigns to every Quarry street we tested.

Source: Collier County Public Schools address lookup, 2026-2027; grades from the district’s July 2026 accountability release (CCPS, July 1, 2026). Oakridge Middle is about 1.9 road miles and Gulf Coast High about 2.8 road miles from the Quarry entrance, a tenth of a mile from Silverstone.

Assignments can change from year to year. Confirm the school for a specific address on the district’s lookup before relying on it, because listing school fields are often set by ZIP code rather than by address. Naples Classical Academy, a public charter school at 10270 Immokalee Road, is about 1.8 road miles from the entrance.

County Records and Recorded Work at Silverstone

The Collier County Clerk’s index for Silverstone holds 648 recorded instruments from 2006 to September 2026: 227 deeds, 137 mortgages, 66 notices of commencement, 56 liens and the declaration’s phase certificates, and it is the fastest public check on a building’s roof, a unit’s storm protection and the association’s collection history.

We walked the whole index for this guide. Three patterns matter to a buyer or seller, and each can be checked for a specific home in a few minutes.

Association Projects on Record

The association’s largest recorded project is the 2018 tile reroof of all fourteen buildings. The most recent is small: a fire-sprinkler contractor recorded a $7,349 claim of lien on March 19, 2026 for replacing and recertifying a backflow assembly on the underground fire line serving the condominium, which the lien places at 8791 Coastline Court, and released and satisfied it in full on September 24, 2026 (Clerk, OR 6565 PG 762; OR 6632 PG 357). A released lien is a closed matter; we mention it because a buyer’s title search will show both documents.

The Collection Record, 2008 to 2019

The association recorded 44 claims of lien against individual units for unpaid assessments between 2008 and 2019, and lenders filed 19 foreclosure notices (lis pendens) against Silverstone units between 2008 and 2018, the downturn years. The index shows no association claim of lien against a unit after 2019 and no lis pendens after 2018. That is a clean recent record for a 56-unit condominium, and it is one of the first things a condominium lender’s questionnaire asks about.

How to Check a Specific Home

Search the Collier County Clerk’s official records by the legal description “Silverstone Quarry” with the building and unit number to see every deed, mortgage, notice of commencement and lien on that home (Collier County Clerk official records search). Building permits and inspection results sit in Collier County’s permitting system, separate from the Clerk. We run both searches for every Silverstone listing and purchase.

A unit’s Clerk record is part of its price. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072, and we will pull your unit’s record first. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

What Is Being Built Near Silverstone at the Quarry?

Near Silverstone at the Quarry, the Heritage Bay zoning district around The Quarry is built out, so the changes are on the roads outside the gate: the I-75 interchange at Immokalee Road is in an FDOT program expected to start construction in 2027, the Vanderbilt Beach Road extension opened in June 2026, and a Collier Boulevard extension north remains an unfunded long-range need.

For a Silverstone owner, the golf project is the closest change: the course sits behind the lake on the west side of Coastline Court, so a home sold during 2027 may overlook a course under renovation. Traffic is the other: Immokalee Road east of Collier Boulevard carried 55,040 to 59,695 vehicles a day in the second through fourth quarters of 2025 (Collier County 2025 traffic counts).

Daily Logistics at Silverstone at the Quarry

Daily logistics at Silverstone at the Quarry are simple: the Quarry Drive gate is 0.14 road miles from Coastline Court, the Publix at the Shoppes of Pebblebrooke and the county’s Heritage Bay government center are about a mile and a half beyond it, and Vanderbilt Beach and the airport are each within about half an hour.

Getting In: the Gate

Silverstone residents use The Quarry’s transponder-controlled entrance on Quarry Drive near Limestone Trail, reached from Collier Boulevard north of Immokalee Road. Coastline Court begins just inside the gate, so a Silverstone resident spends less time on Quarry roads than almost anyone else in the community. Tenants buy their own transponders and amenity cards through the community association.

Parking, Guests and Vehicles

Each home has its garage and the driveway in front of it, and the declaration reserves Silverstone’s parking spaces for owners, tenants and their guests (sections 6.2.3 and 18). Boats, trailers, RVs, campers and commercial vehicles cannot be kept outside a garage (section 17.12). Golf carts must be registered each year with the community association or under the golf club’s trail plan, and low-speed vehicles with the community association, each insured and carrying a numbered decal.

Trash and Services

Trash and recycling containers are stored inside the garage between pickups (section 17.10). The association’s budget pays for common-area utilities, and each owner pays for any utility separately metered to the home (declaration sections 19.1.1 and 22.2).

Drive Distances From Silverstone

Source: OSRM public routing engine, free-flow; the two Quarry rows measured September 26, 2026 from the middle of Coastline Court, all others measured September 24, 2026 from the Quarry Drive entrance, which is 0.14 road miles from Coastline Court, as published in our guide to The Quarry. Season traffic is slower.

How Does Silverstone Compare With the Other Quarry Condominiums?

Silverstone compares with The Quarry’s other condominiums as the oldest carriage-home line: the same two floor plans as Ironstone and Nautica Landing, built six to nine years earlier, with a five-year median of $642,500 that sits between Ironstone’s $585,000 and Nautica Landing’s $710,750, and well below Quartz Cove’s larger plans.

The Quarry has four condominiums and 276 condominium homes in all. Three of them, Silverstone, Ironstone at the Quarry and Nautica Landing at the Quarry, are two-story carriage-home buildings with 1,654 and 2,297 square foot plans; the fourth, Quartz Cove at the Quarry, has larger plans.

The Four Quarry Condominiums on One Yardstick

Source: Collier County Property Appraiser, 2026 tax roll and sales file, qualified improved sales; 12 months = August 29, 2025 to August 28, 2026; 60 months = August 29, 2021 to August 28, 2026; per-square-foot figure is the mean of each sale’s own price per county base square foot. Every figure on the same basis for all four condominiums.

What the Table Says

Three readings stand out. First, on the same floor plans, Silverstone’s five-year price per square foot ($336.51) sits above Ironstone’s ($307.97) and below Nautica Landing’s ($378.76), even though Silverstone’s buildings are the oldest of the three; location by the gate and the lake-side line of buildings carry weight against age. Second, Silverstone’s last twelve months are the weakest of the four, two downstairs sales at $450,000, which is a small sample pulling hard in one direction. Third, Silverstone has the lowest homestead share of the four, so more of its buyers and sellers are second-home owners and investors, who price on rent and carrying cost as much as on lifestyle.

Silverstone and Nautica Landing

Silverstone and Nautica Landing share Coastline Court and the same two plans, and the four Nautica Landing buildings at 8779 to 8791 Coastline Court sit at the south-west end of Silverstone’s own street. The difference is age and association: Nautica Landing’s homes were built from 2011 to 2015 and belong to a separate association formed in 2013. Nautica Landing’s 16 Coastline Court homes also sit in a lower CDD band ($1,272.81 for FY2027, by our reading of the CDD’s tables) than Silverstone’s ($1,992.51 to $2,427.48). Buyers pay a premium for the newer buildings: Nautica Landing’s five-year median is $710,750 against Silverstone’s $642,500.

Silverstone and Quartz Cove

Quartz Cove is The Quarry’s larger-plan condominium, 64 homes on Quartz Lane near the Beach Club, with county base areas from 2,091 to 2,743 square feet, which the CDD bills as “Luxury Coach.” A Quartz Cove home costs more in total ($847,500 five-year median) but not per square foot ($317.41 against Silverstone’s $336.51). A buyer who needs a third bedroom on one level without stairs will usually find it in Quartz Cove before Silverstone.

Silverstone and The Quarry’s Single-Family Homes

The Quarry’s 624 single-family homes are a different market, with a county median of $1,395,000 over the last twelve months, private pools and, on some lakefront lots, private dock rights. A Silverstone upstairs home at about $735,000 is often the first step into The Quarry for buyers who later move up to a single-family home, and The Quarry’s community declaration charges a reduced $1,500 resale fee when an owner buys another Quarry home. Our Quarry single-family homes guide covers that market street by street.

Silverstone Outside The Quarry

Next door in the same zoning district, Heritage Bay’s two-level Coach Homes are the closest outside comparison: condominium carriage homes of 1,883 and 2,099 square feet with golf bundled into every home’s club assessment, which Silverstone does not have. Our Heritage Bay Coach Homes guide sets out that market; the choice between them is mostly a choice between bundled golf and The Quarry’s boating lakes.

Silverstone vs Ironstone at the Quarry: Which Should You Choose?

Choose Silverstone at the Quarry if you want the shortest trip from the gate, a smaller association of 56 homes and a five-year price history that has held above Ironstone’s; choose Ironstone at the Quarry if you want a newer building, from 2009 to 2015, more homes to choose from and a lower recent entry price.

Silverstone and Ironstone are the two carriage-home condominiums buyers compare most often, because they share the same two floor plans and the same CDD product class. The table sets them side by side on the same records.

Silverstone vs Ironstone Decision Table

Sources: Collier County Property Appraiser, 2026 tax roll and sales file; Southwest Florida MLS records for The Quarry pulled September 26, 2026; Silverstone declaration; FEMA letters 12-04-5534A and 13-04-1957A; Florida Division of Corporations. Ironstone details beyond these records are on our Ironstone at the Quarry guide.

Who Should Choose Silverstone, and Who Should Choose Ironstone?

• Choose Silverstone if you want to live a tenth of a mile inside the gate, prefer a smaller association, want a documented FEMA letter covering every building and an eight-year-old tile roof, and are comfortable with the oldest condominium buildings in The Quarry.
• Choose Ironstone if a newer building matters more than location, if you want more homes to choose from in a given season, or if the lowest entry price is the deciding factor; Ironstone’s recent medians run below Silverstone’s five-year record.
• Consider Nautica Landing if you want Silverstone’s street with a newer building, and expect to pay for it.
• Consider Quartz Cove if you need a larger plan than 2,297 square feet.

Honest Pros and Cons of Owning in Silverstone at the Quarry

Silverstone’s strengths are its location by the gate, its lake-side line of buildings, a FEMA letter covering every building, 2018 tile roofs and a clean recent lien record; its drawbacks are the oldest condominium buildings in The Quarry, a fee stack you cannot see in advance, a thin and recently softer ground-floor market, and no private pools or docks.

The Pros

• Just inside the gate. Coastline Court is 0.14 road miles from the Quarry Drive entrance, one of the shortest trips in The Quarry.
• Water behind the buildings. The fourteen buildings line a lake, with the golf course beyond it.
• A flood letter for every building. FEMA’s 2012 letter removed all fourteen structures from the high-risk zone, and the preliminary 2025 map shows Zone X.
• Tile roofs replaced in 2018. All fourteen buildings have recorded reroof notices from April 2018.
• A clean recent record. No association lien against a unit since 2019 and no lis pendens since 2018 in the Clerk’s index.
• No milestone or SIRS obligation. Two-story buildings fall below Florida’s three-story threshold.
• Beach Club and boating access through The Quarry Community Association, with golf optional.
• Schools rated A at every level, all within about three miles.

The Cons

• The oldest condominium buildings in The Quarry, finished in 2005 to 2007, so interiors, windows and mechanicals can vary a great deal from unit to unit.
• Fees you cannot see in advance. The condominium and community association assessments are not published; you see them in the estoppels.
• A thin, soft recent market downstairs. Two sales in twelve months, both at $450,000, after $619,000 to $670,000 sales in 2022 and 2023.
• Stairs for the larger plan. The 2,297 square foot plan is upstairs.
• No private pools, yards or docks, and boats must be stored in a garage or the community boatyard.
• A $6,500 resale fee for buyers in 2026 through 2030.
• Strict sign and shutter rules. No For Sale signs without approval, and shutters only with the association’s consent.
• Golf disruption in 2027 is reported for the course behind the lake.

Every one of these trade-offs shows up in price. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

Thinking of Selling Your Silverstone at the Quarry Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Silverstone at the Quarry listing agent, or thinking, ‘I need someone to sell my Silverstone at the Quarry home…’, McGreevy and Comisar build the sale around what a Silverstone buyer pays for: the floor, the building, the flood letter, the roof, the storm protection and a clean pair of estoppels.

Data updated: September 2026

Selling in Silverstone means competing with a handful of homes on your own floor plan and, often, with the same plan in Ironstone and Nautica Landing. We win that comparison with a complete disclosure package on day one: both estoppel certificates, your FY2027 CDD line, FEMA’s 2012 letter naming your building, the 2018 reroof notice for your building, your shutter or impact-window approval and permit, and a current wind-mitigation report.

Why sellers choose McGreevy and Comisar:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Silverstone Sold Statistics

In the last 12 months Silverstone at the Quarry has seen two recorded resales, both downstairs homes at $450,000 ($900,000 in volume), and the one marketed through the Southwest Florida MLS closed after 65 days on market at 90.02% of its final list price. Because two sales are not a market, the window we price from is sixty months: 16 qualified sales from August 29, 2021 to August 28, 2026, $10,354,000 in volume, a $642,500 median, from $450,000 to $875,000, with downstairs homes at a $619,000 median (9 sales) and upstairs homes at $735,000 (7 sales), per the Collier County sales file. Days on market and sale-to-list ratios for the older sales live in MLS history that the September 2026 pull did not cover, so we state them only for the one recent MLS closing.

What Makes Selling in Silverstone Different

Four things make a Silverstone sale different from a generic Naples condominium sale. First, no approval of the buyer: we found no sale-approval or right-of-first-refusal provision in the declaration, so the timeline is set by the estoppels, the lender and insurance, not by a board interview. Second, no yard sign: the declaration bars signs without written approval, so marketing is online, through the MLS and at showings. Third, the flood letter: an automated flood determination will still read Zone AH, so FEMA’s 2012 letter has to reach the buyer’s lender and insurer on day one. Fourth, the floor: an upstairs listing competes with upstairs sales and a downstairs listing with downstairs sales, and pricing one off the other is the most common mistake we see.

The Documents a Silverstone Buyer Will Ask For

A Silverstone buyer will ask for the declaration, articles, bylaws and rules, the budget and annual financial statement, the association’s statement on its structural integrity reserve study, the condominium question-and-answer sheet and the governance form, all of which Florida law makes the seller’s responsibility at resale (Fla. Stat. 718.503). We also assemble the two estoppel certificates, the CDD line, FEMA’s letter, the 2018 reroof notice, any shutter approval, the flood disclosure and the wind-mitigation report before the home goes live.

What Is Your Silverstone at the Quarry Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free Silverstone at the Quarry home valuation, read our Silverstone at the Quarry seller page, then let us refine it by floor, building, lake view, condition and storm protection from the sixteen Silverstone sales since 2021 and the matching Ironstone and Nautica Landing sales. Or talk to Jesse directly: (239) 898-6072, text or call. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

How do you price a Silverstone home after two $450,000 sales?

We price from the sales on your own floor first. For a downstairs home, the two $450,000 sales in October 2025 and March 2026 are the nearest comparables, and the $619,000 to $670,000 sales of 2022 and 2023 show what a stronger market paid; condition and updates decide where between them a home lands. For an upstairs home, the $695,000 and $735,000 sales of 2025 and the active listing at $749,000 set the range.

Does the Silverstone association have to approve my buyer?

No. We found no sale-approval or right-of-first-refusal provision in the Silverstone declaration, so the association does not approve or screen a buyer, and any amendment giving the board a tenant-screening power would need three-fourths of all owners (section 28.8). The association’s role at a sale is the estoppel certificate, which it must deliver within ten business days of a request.

Who pays the $6,500 resale fee?

The Quarry’s community declaration makes the purchaser responsible for the resale fee, $6,500 for transfers in 2026 through 2030 (section 12.12). Like any cost it can be negotiated in the contract, and in a slow month a seller credit can decide which offer you get.

Will the 2018 roofs help my sale?

Yes. Insurers and lenders ask for roof age first, and every Silverstone building has a recorded tile-to-tile reroof notice from April 12, 2018. We attach your building’s notice to the listing file and ask the association for the completion date.

Can I sell my Silverstone home with a tenant in it?

Yes, if the lease complies with the Silverstone declaration (at least 30 days, no more than three leases a calendar year) and The Quarry’s rules. Give buyers the lease and its end date early; investor buyers often value a tenant in place.

How long will my Silverstone home take to sell?

The one Silverstone MLS closing in the last year took 65 days, and Ironstone’s five took a median of 106 days on the same floor plans, so plan on two to four months of marketing in the current market, then 30 to 45 days to close for a financed buyer. Correct pricing on day one shortens both.

Your Local Real Estate Experts

Silverstone at the Quarry owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years and read the Silverstone declaration, FEMA’s letter, the Clerk’s full index and every Silverstone sale since 2005 before writing a word of this guide.

McGreevy and Comisar are the Domain Realty team behind this Silverstone at the Quarry guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the North Naples lake and golf community condominium market Silverstone sits in.

Between them that is more than twenty years of Southwest Florida transactions, and it is local in the literal sense: Jesse has lived in Estero since 2003, a short drive up I-75 from The Quarry. You can read the longer version of how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a Silverstone page the credential that matters more is narrower than any award: we tracked every qualified Silverstone sale in the county record since the first Centex closings in 2005, read the 131-page declaration, FEMA’s 2012 letter and every notice of commencement and lien recorded against the fourteen buildings, and checked each figure against the Southwest Florida MLS before this guide was written. For current listings across the community, including any Silverstone home for sale, see homes for sale in The Quarry on DomainRealtyGroup.com.

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

What Our Clients Say

Jesse McGreevy is a top-reviewed Silverstone at the Quarry realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget.

★★★★★ “Marc Comisar did an excellent job working with a very difficult client (me) selling our condo in a tough condo market. He went above and beyond.” Verified Google review

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Verified Google review

★★★★★ “Jesse listened to what we were looking for and found us exactly what we wanted. Jesse was always available to answer any questions and helped us through the entire process.” Verified Google review

★★★★★ “So knowledgeable! You can tell they truly have a high level of expertise and were incredibly professional from start to finish.” Verified Google review

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Silverstone at the Quarry home? Get a free Silverstone at the Quarry home valuation, or call Jesse direct at (239) 898-6072.

Buying in Silverstone at the Quarry? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

• Jesse McGreevy, Florida license SL3101296
• Marc Comisar, Florida license BK3060671
• Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified through the Florida Department of Business and Professional Regulation’s public licensee search, the authority of record for Florida real estate licensure.

Where Else to Find the Team

Video walkthroughs, market updates and community tours are published on McGreevy and Comisar on YouTube, market notes on McGreevy and Comisar on Facebook, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Silverstone, see our guide to The Quarry, its sibling neighborhoods Ironstone at the Quarry, Nautica Landing at the Quarry, Quartz Cove at the Quarry and The Quarry Single-Family Homes, and our Naples guide.

Frequently Asked Questions, Buyer Edition

These are the questions Silverstone at the Quarry buyers ask us most, answered from the recorded declaration, the county’s records, FEMA’s letter, the CDD’s budget and the Southwest Florida MLS. Each answer names its source so you can check it, and each points to the section above that goes deeper.

What is Silverstone at the Quarry?

Silverstone at the Quarry is a 56-home condominium of two-story, four-home carriage buildings on Coastline Court inside The Quarry in North Naples, declared by Centex Homes in December 2005 and finished in 2006 and early 2007. Each owner belongs to the Silverstone condominium association and to The Quarry Community Association.

Where is Silverstone in The Quarry?

Silverstone is on Coastline Court, just inside The Quarry’s Quarry Drive entrance off Collier Boulevard north of Immokalee Road, about 0.14 road miles from the gate and 0.64 road miles south of the Beach Club.

How many homes and buildings are in Silverstone?

Silverstone has 56 homes in 14 buildings, numbered 5 through 18, at 8775 down to 8723 Coastline Court, with four homes in each building, per the county roll and FEMA’s 2012 letter.

Are Silverstone homes condos or townhomes?

Silverstone homes are condominium units, often marketed as carriage or coach homes. Each owner holds a home plus an equal undivided share of the common elements under the recorded declaration; the owner does not own the land under the building.

How big are Silverstone homes?

Every downstairs home is about 1,654 square feet and every upstairs home about 2,297 square feet, per the declaration’s planned air-conditioned area and the county’s base area. Lanais and garages are extra.

Which Silverstone homes are upstairs, and which are downstairs?

Units ending in 101 and 102 are downstairs and units ending in 201 and 202 are upstairs in every Silverstone building. The larger 2,297 square foot plan is always upstairs.

When was Silverstone built, and who built it?

Centex Homes built Silverstone. The county roll dates Building 11 to 2005 and the other thirteen buildings to 2006, and the last phase certificate, for Building 18, was recorded February 20, 2007.

What do Silverstone homes sell for?

Over the last five years 16 Silverstone homes sold at a $642,500 median, from $450,000 to $875,000: downstairs homes at a $619,000 median and upstairs homes at $735,000. The two sales of the last twelve months were downstairs homes at $450,000 each (Collier County sales file).

Is anything for sale in Silverstone right now?

On September 26, 2026 one Silverstone home was listed in the Southwest Florida MLS: an upstairs 2,297 square foot home at 8723 Coastline Court, Building 18, at $749,000 after 25 days on market. Inventory changes weekly; call Marc at (239) 287-5873 for today’s list.

What are the condo fees at Silverstone?

The Silverstone condominium assessment is not published publicly. The association sets an annual budget and bills it quarterly on January 1, April 1, July 1 and October 1; the current amount appears on the association’s estoppel certificate, which Florida law requires within ten business days of a request.

What is the CDD assessment on a Silverstone home?

For FY2027 a Silverstone home’s Quarry CDD assessment runs from $1,992.51 to $2,427.48 a year on the county tax bill for 55 of the 56 homes, by our reading of the CDD’s published bands (the 56th home paid a much lower amount in 2020, consistent with an earlier prepayment), down $287.84 from FY2026 because the operating portion fell 37.8%. The exact figure is on the home’s own tax bill.

What does a buyer pay The Quarry Community Association at closing?

A buyer pays The Quarry Community Association a $6,500 resale fee for transfers in 2026 through 2030, or $1,500 when moving from another Quarry home, under section 12.12 of The Quarry’s recorded declaration, plus any estoppel charges the contract assigns.

Is golf included with a Silverstone home?

No. The Quarry Golf Club is separate and optional, and The Quarry’s declaration says owning a home gives no membership or use right in it. The club does not publish its initiation or dues.

Can Silverstone owners use the Beach Club and the lakes?

Yes. Every Silverstone owner is a member of The Quarry Community Association, which owns and runs the Beach Club and the recreational lakes program. Boats must be registered and insured under the lakes and docks regulations, and they cannot be kept outside a garage in Silverstone.

Is Silverstone gated?

Yes. Silverstone is inside The Quarry’s transponder-controlled entrance on Quarry Drive; Coastline Court begins just inside the gate.

Is Silverstone a 55+ community?

No. Neither the Silverstone declaration nor The Quarry’s declaration contains an age restriction, so residents of any age can buy and live in Silverstone.

Can I rent out my Silverstone home?

Yes, for at least 30 days at a time and no more than three times a calendar year under the Silverstone declaration, and not in your first year of ownership under The Quarry’s rules. Short-term vacation rentals are not allowed.

How many pets can I have in a Silverstone home?

Up to two dogs or cats without the board’s written permission, under section 17.5 of the Silverstone declaration. Pit Bull type dogs, Rottweilers, Mastiffs, Presa Canarios and their crosses are not allowed.

What flood zone is Silverstone in?

The land is Zone AH on FEMA’s effective 2012 map, but FEMA’s Letter of Map Amendment 12-04-5534A of July 31, 2012 removed all fourteen Silverstone buildings from the high-risk zone, and FEMA’s March 2025 preliminary map shows Coastline Court in Zone X.

Do I need flood insurance on a Silverstone home?

Federal rules do not require it for a building covered by FEMA’s letter, but a lender can still require it. Many owners carry it anyway at Zone X-rated premiums; ask the association whether its master policy includes flood.

Did Silverstone flood in Hurricane Ian?

We found no public record of Silverstone flooding in Ian. FEMA’s claims data show 7 flood claims in all of ZIP 34120 from Ian and none in the grid cell containing The Quarry, and the data are not published by address; ask the seller for the flood disclosure.

When were the Silverstone roofs replaced?

The association recorded tile-to-tile reroof notices for all fourteen buildings on April 12, 2018 (Collier County Clerk, OR 5497 Pages 1093 to 1106), which makes the roofs about eight years old in 2026.

Can I put hurricane shutters on a Silverstone home?

Only with the association’s prior written consent and to its approved specification, under section 17.16 of the declaration. Nineteen shutter or impact-window notices have been recorded on seventeen Silverstone units since 2019.

Do Silverstone buildings need a milestone inspection or a SIRS?

No. Both Florida requirements apply to buildings of three or more stories, and every Silverstone building is two stories. The association still budgets reserves under the Condominium Act.

Which schools serve Silverstone?

Bear Creek Elementary, Oakridge Middle and Gulf Coast High for 2026-2027, per the Collier County Public Schools address lookup for 8723 Coastline Court. All three are rated A.

How far is Silverstone from the beach and the airport?

About 11 road miles and 20 minutes to Vanderbilt Beach and 24 miles and 31 minutes to Southwest Florida International Airport in free-flowing traffic, from the Quarry entrance a tenth of a mile away.

Which is better, Silverstone or Ironstone?

Silverstone suits buyers who want the shortest trip from the gate and a smaller association with a documented FEMA letter for every building; Ironstone suits buyers who want newer buildings, from 2009 to 2015, and more choice. Silverstone’s five-year median is $642,500 against Ironstone’s $585,000.

What is the difference between Silverstone and Nautica Landing?

Both are on Coastline Court with the same two plans, but Nautica Landing’s 16 Coastline Court homes, at 8779 to 8791, were built in 2014 under a separate association, and its homes sell higher: a $710,750 five-year median against Silverstone’s $642,500.

Who manages the Silverstone association?

A construction lien recorded March 19, 2026 recites a contract with Cambridge Management of South West Florida, Inc. in Naples, and gives the association’s address at the same office. Confirm the current manager on the estoppel before relying on it.

How do I buy a Silverstone home with McGreevy and Comisar?

Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida. We pull the unit’s Clerk record, CDD line, FEMA letter and both estoppels before you commit.

Frequently Asked Questions, Seller Edition

These are the questions Silverstone at the Quarry owners ask us before they sell, answered from the same records. If your question is not here, call Jesse direct at (239) 898-6072; McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and we answer Silverstone questions from the documents, not from a script.

What is my Silverstone home worth?

Your home’s value starts with its floor. Over the last five years downstairs Silverstone homes sold at a $619,000 median and upstairs homes at $735,000, but the two most recent downstairs sales were $450,000 each. Get a free home valuation and we will refine it by building, view and condition.

How long will it take to sell my Silverstone home?

The one Silverstone MLS closing in the last year took 65 days on market, and Ironstone’s five closings on the same plans took a median of 106 days. Plan on two to four months of marketing at a correct price, then 30 to 45 days to close for a financed buyer.

Is now a good time to sell a Silverstone home?

It depends on your floor and your next move. Upstairs sales held $695,000 to $875,000 through 2025, while downstairs sales reset to $450,000 in October 2025 and March 2026. With one listing on the market in September 2026, a well-prepared home has little direct competition.

When is the best time of year to list in Silverstone?

Most North Naples buyers shop in season, from January through April, so we aim to have a Silverstone listing fully documented and photographed by early January. Six of the sixteen Silverstone sales since August 2021 were dated in March or April.

Should I price my upstairs home higher than a downstairs home?

Yes, in total dollars: the county values every upstairs Silverstone home at $591,825 and every downstairs home at $447,150, and upstairs sales have run about $116,000 higher at the median. Per square foot, downstairs homes have sold higher, so we never price one floor off the other.

How do I price after the two $450,000 downstairs sales?

We treat them as the nearest comparables and then adjust for condition, updates, storm protection and building position. The $619,000 to $670,000 downstairs sales of 2022 and 2023 show the ceiling a stronger market paid; your home’s condition decides where it sits between the two.

Does the association have to approve my buyer?

No. We found no sale-approval or right-of-first-refusal provision in the Silverstone declaration, and an amendment to screen tenants would need three-fourths of all owners. The association’s role at a sale is the estoppel certificate.

How many estoppel certificates does a Silverstone sale need?

Two: one from the Silverstone condominium association and one from The Quarry Community Association. Florida law requires each association to deliver its certificate within ten business days of a request, or it cannot charge for it (Fla. Stat. 718.116 for the condominium).

Who pays the estoppel fees?

The purchase contract decides, and on standard Florida forms the seller usually orders the certificates. We confirm the fee with each association when we order them at listing, so the number is known before offers arrive.

Who pays The Quarry’s $6,500 resale fee?

The Quarry’s recorded declaration makes the buyer responsible for the $6,500 resale fee for transfers in 2026 through 2030 (section 12.12). It can be negotiated as a seller credit, and it drops to $1,500 when your buyer already owns in The Quarry.

How is the CDD assessment handled at closing?

The Quarry CDD assessment is billed on the November tax bill, so it is prorated with property taxes at closing. The buyer takes over the remaining bond balance attached to the home, which is why we show buyers your folio’s FY2027 line up front.

Should I pay off my CDD debt before I sell?

Usually not. Paying off the debt portion early rarely returns its full cost in price, because buyers compare total monthly cost. The CDD board said in August 2026 that payoff planning for two of its three bond tranches is likely in 2027, which may lower some bills on its own.

Do I have to disclose my flood zone?

Yes. Florida now requires a residential seller to give a flood disclosure at or before contract, including whether the seller has filed a flood claim or received federal flood assistance (Fla. Stat. 689.302). We prepare it with FEMA’s 2012 letter for your building attached.

Will FEMA’s 2012 letter help my sale?

Yes. FEMA’s letter removed your building from the high-risk flood zone, so a buyer’s lender is not federally required to demand flood insurance. Automated flood reports still read Zone AH, so the letter has to reach the buyer’s lender and insurer at the start.

Will the 2018 roofs help my sale?

Yes. Every Silverstone building has a recorded tile-to-tile reroof notice from April 12, 2018, and roof age is the first question an insurer asks. We attach your building’s notice to the listing file.

Do my hurricane shutters or impact windows add value?

They add insurability and buyer confidence, and a wind-mitigation inspection can turn them into premium credits. Bring the association’s written approval and the permit or notice of commencement; buyers and insurers ask for both.

Does my Silverstone home need a milestone inspection or SIRS before I sell?

No. Both requirements start at three stories and Silverstone’s buildings are two stories. Florida law still requires you to give a buyer the association’s statement that it has not completed a structural integrity reserve study, which the association provides.

Can I put a For Sale sign on my Silverstone home?

Not without written approval. The declaration bars signs visible from the common elements or a public way unless the community declarant and the board approve them, so Silverstone homes are marketed online, through the MLS and by appointment.

How do showings work behind The Quarry’s gate?

We register every showing with the gate in advance and accompany or schedule buyers’ agents, so the gate never becomes a reason a buyer skips your home. Coastline Court is just inside the entrance, which makes Silverstone the easiest Quarry address to show.

Can I sell my Silverstone home furnished?

Yes. Many Silverstone homes are second homes and sell furnished. We list furniture and contents on a separate bill of sale so a lender does not count them in the appraised value.

Can I sell my Silverstone home with a tenant in place?

Yes, if the lease complies with the Silverstone declaration and The Quarry’s rules. Give buyers the lease, its end date and the tenant’s registration; owner-occupant buyers need a firm move-in date.

What do investor buyers look for in Silverstone?

Investor buyers look at the lease rules (30-day minimum, three leases a year, no lease in the first year of ownership), the total monthly carrying cost including both associations and the CDD, and recent rents. About 70% of Silverstone homes carry no homestead exemption, so investors and second-home buyers are a large part of the buyer pool.

Should I renovate my Silverstone home before listing?

Rarely in full. Fresh paint, lighting, repairs flagged by an inspection and a deep clean usually return more than a new kitchen. Structural or exterior changes need the board’s written approval, which can take longer than a listing period.

What documents should I gather before listing my Silverstone home?

Gather the declaration and rules, the association’s budget and financial statement, its statement on the structural integrity reserve study, both estoppels, your tax bill with the CDD line, FEMA’s 2012 letter, your building’s 2018 reroof notice, any shutter approval and permit, and a current wind-mitigation report.

How much will I net from my Silverstone sale?

Your net is the price minus the mortgage payoff, commission, the Collier County documentary stamp tax on the deed, title and closing charges, prorated taxes and CDD, and any assessment balance on the estoppels. We prepare a line-by-line net sheet before you sign a listing agreement.

Who pays documentary stamp tax when I sell in Collier County?

The deed’s documentary stamp tax, 70 cents per $100 of price, is customarily paid by the seller in Collier County, though the contract can assign it differently (Florida Department of Revenue, documentary stamp tax).

Will I owe capital gains tax on my Silverstone sale?

It depends on how long you owned and lived in the home and your tax situation; a principal residence may qualify for the federal exclusion. Ask your tax adviser, and we will give you the closing figures they need.

Can I take my Save Our Homes benefit to my next Florida home?

If your Silverstone home is homesteaded, Florida’s portability rule may let you transfer part of your Save Our Homes benefit to a new Florida homestead established within the time the law allows. Only 17 of 56 Silverstone homes are homesteaded, so check yours on your tax bill.

What if I am buying another home in The Quarry?

Then your buyer pays the full resale fee on your Silverstone home, while you pay only $1,500 on the new Quarry home under The Quarry’s declaration, section 12.12. We can time both closings so you move once.

Can I rent back my Silverstone home after closing?

A short post-closing occupancy agreement is possible if the buyer agrees and it does not conflict with the lease rules; we write it into the contract with a daily rate and a firm end date.

What will a Silverstone buyer ask about first?

Buyers ask about the floor, the monthly cost and the flood status, in that order, then the roof and the storm protection. A listing that answers all five on day one gets fewer surprises at inspection.

Why list my Silverstone home with McGreevy and Comisar?

We lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and we are Top 1% Real Estate Agents Nationally Since 2008. We tracked every Silverstone sale since 2005 for this guide, and we price and document your home from that record.

How do I start?

Get a free Silverstone at the Quarry home valuation, or call Jesse direct at (239) 898-6072, text or call. We will walk you through the sixteen five-year comparables and your building’s records.

Sources and Authoritative References

Every Silverstone at the Quarry fact on this page comes from a recorded instrument, a federal, state or county record, the Quarry Community Development District, The Quarry Community Association’s own published documents or the Southwest Florida MLS, pulled September 26, 2026. The primary sources are grouped below by who issued them, numbered continuously.

Recorded Silverstone Instruments, Collier County Clerk Official Records

1. Declaration of Condominium of Silverstone at The Quarry, a Condominium, OR 3952, Page 4060 (December 22, 2005)
2. Phase 12 certificate, OR 3993, Page 92 (March 6, 2006)
3. Phase 13 certificate, OR 3993, Page 1127 (March 6, 2006)
4. Phase 14 certificate, OR 4021, Page 1748 (April 20, 2006)
5. Phase 10 certificate, OR 4022, Page 872 (April 21, 2006)
6. Phase 16 certificate, OR 4058, Page 1997 (June 20, 2006)
7. Phase 15 landscaping certificate, OR 4069, Page 3075 (July 11, 2006)
8. Phase 17 certificate, OR 4070, Page 2991 (July 12, 2006)
9. Phase 9 certificate, OR 4105, Page 2900 (September 14, 2006)
10. Phase 7 certificate, OR 4105, Page 2913 (September 14, 2006)
11. Phase 5 certificate, OR 4113, Page 283 (September 28, 2006)
12. Phase 6 certificate, OR 4113, Page 3774 (September 29, 2006)
13. Phase 18 certificate and condominium plat pages, OR 4185, Page 3566 (February 20, 2007)
14. Reroof notice of commencement, Building 5, OR 5497, Page 1093 (April 12, 2018)
15. Reroof notice, Building 6, OR 5497, Page 1094
16. Reroof notice, Building 7, OR 5497, Page 1095
17. Reroof notice, Building 8, OR 5497, Page 1096
18. Reroof notice, Building 9, OR 5497, Page 1097
19. Reroof notice, Building 10, OR 5497, Page 1098
20. Reroof notice, Building 11, OR 5497, Page 1099
21. Reroof notice, Building 12, OR 5497, Page 1100
22. Reroof notice, Building 13, OR 5497, Page 1101
23. Reroof notice, Building 14, OR 5497, Page 1102
24. Reroof notice, Building 15, OR 5497, Page 1103
25. Reroof notice, Building 16, OR 5497, Page 1104
26. Reroof notice, Building 17, OR 5497, Page 1105
27. Reroof notice, Building 18, OR 5497, Page 1106
28. Claim of lien, fire backflow work, OR 6565, Page 762 (March 19, 2026)
29. Release and satisfaction of that lien, OR 6632, Page 357 (September 24, 2026)
30. Collier County Clerk official records, legal description search

The Quarry Community Association

31. Fifth Amended and Restated Declaration of Covenants, Conditions and Restrictions for The Quarry, OR 6334, Page 347 (2024)
32. QCA Community Rules and Regulations, April 25, 2022
33. QCA Recreational Lakes and Docks Use Regulations, April 3, 2023
34. Quarry Beach Club Rules and Regulations, 2019
35. Quarry Beach Club, about the club

Quarry Community Development District

36. FY2027 budget and Comparison of Assessment Rates
37. 2020 bond refinancing, financial impacts by address
38. Board meeting minutes, June 8, 2026
39. September 14, 2026 agenda package, with the August 10, 2026 minutes adopting the FY2027 assessments
40. FY2024 audited financial statements
41. Collier County Ordinance 04-53 establishing the Quarry CDD

Federal

42. FEMA Letter of Map Amendment 12-04-5534A, Silverstone at the Quarry Phases 5 through 18 (July 31, 2012)
43. FEMA Letter of Map Amendment 14-04-4778A, 8787 and 8783 Coastline Court (May 13, 2014)
44. FEMA National Flood Hazard Layer, flood hazard zones (effective May 16, 2012)
45. FEMA preliminary flood hazard layer (March 20, 2025)
46. FEMA letters of map amendment layer
47. OpenFEMA NFIP redacted claims
48. OpenFEMA NFIP redacted policies
49. National Hurricane Center, Hurricane Irma tropical cyclone report
50. National Hurricane Center, Hurricane Ian tropical cyclone report
51. National Hurricane Center, national storm surge risk maps
52. USDA NAIP imagery via USGS The National Map (hero image source, February 14, 2023)

State of Florida

53. Fla. Stat. 718.111, condominium association records and website requirement
54. Fla. Stat. 718.112, bylaws and structural integrity reserve studies
55. Fla. Stat. 718.116, assessments and estoppel certificates
56. Fla. Stat. 718.503, resale disclosure
57. Fla. Stat. 718.504, condominium question-and-answer sheet
58. Fla. Stat. 553.899, milestone inspections
59. Fla. Stat. 689.302, seller flood disclosure
60. Fla. Stat. 193.155, homestead assessment limitation
61. Florida Division of Corporations, Silverstone at the Quarry Condominium Association
62. Florida Division of Corporations, Ironstone at the Quarry Condominium Association
63. Florida Office of Insurance Regulation, uniform mitigation verification form
64. Citizens Property Insurance, 2026 rate recommendation, December 10, 2025
65. Florida Department of Revenue, documentary stamp tax
66. Florida Department of Business and Professional Regulation, licensee search

Collier County

67. Collier County site address points layer
68. Collier County hurricane evacuation zones layer
69. Collier County milestone inspection buildings layer
70. Collier County floodplain management
71. Collier County Tax Collector, real estate taxes
72. Collier County Board of County Commissioners, April 14, 2026 meeting
73. Collier County 2025 traffic counts
74. Collier County, Vanderbilt Beach Road Extension Phase I ribbon cutting, June 2026
75. Collier MPO 2050 long range transportation plan, needs chapter
76. Collier County Public Schools address lookup, 2026-2027
77. Collier County Public Schools, July 2026 accountability results
78. Collier County Property Appraiser, 2026 tax roll (preliminary), parcel, building and sales files dated August 29, 2026, for every Silverstone, Ironstone, Nautica Landing and Quartz Cove parcel

Club, News and Market Records

79. The Quarry Golf Club, membership
80. Club + Resort Business, The Quarry Golf Club’s $13.7 million course enhancement project
81. WGCU, I-75 improvement project, September 20, 2026
82. Southwest Florida MLS, Matrix search of Development THE QUARRY, closed within 365 days and active, pulled September 26, 2026

Downloadable Documents

Silverstone at the Quarry’s key documents are public and free to download from the office that holds them. Each link below opens the issuing authority’s own copy: the Collier County Clerk for recorded instruments, FEMA for its letters, The Quarry Community Association for its governing documents and the Quarry CDD for its budgets.

The Silverstone association’s budget, reserve schedule and insurance declarations are not public documents; owners get them through the association’s owner website or app, and buyers under contract get them with the resale disclosure package.

Market data from Southwest Florida MLS, pulled September 2026.McGreevy and Comisar, Best Realtor for Silverstone at the Quarry. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.