Aerial view of Cambridge at Pelican Bay, Naples, Florida, with its parcels outlined

Pelican Bay - Cambridge

Cambridge at Pelican Bay is six detached single-family homes on Oakmont Parkway in Naples, with a recorded 1991 declaration for three plat sites, one MLS closing in 60 months at $2,100,000 and Foundation amenities. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.

Cambridge is a six-home detached single-family neighborhood inside the master-planned community of Pelican Bay in Naples, Florida. Cambridge at Pelican Bay is addressed 7008 to 7038 Oakmont Parkway, Naples, FL 34108, a short run of private homes on the parkway that bears the name of its larger neighbor, where the Pelican Bay Foundation supplies the beach, the tram and the Community Center and the Collier County Pelican Bay Services Division keeps the common areas.

The first thing a buyer should know is that Cambridge is two sets of paper. Three of the six homes sit on the recorded Cambridge plat, covered by a 1991 declaration that the Pelican Bay Foundation preserved with a 2021 notice. The other three sit in Pelican Bay Unit 11 on the same stretch of parkway and are read from their own title documents. We explain which figure on this page uses six homes and which uses three.

This page is about Cambridge at Pelican Bay in Collier County. It is not Cambridge at Stonebridge, it is not Cambridge at Wycliffe, it is not Cambridge at the Villages of Avalon, and it is not the Oakmont neighborhood whose streets share the parkway name. The guide is built from the recorded instruments at the Collier County Clerk, the Pelican Bay Foundation’s published documents, Florida’s statutes as they read in 2026, Collier County’s flood, zoning and evacuation layers, FEMA’s flood map, the Collier County Property Appraiser’s roll and recorded-sales file, and a Southwest Florida MLS pull dated October 7, 2026.

If you own at Cambridge and are thinking about a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the rule-by-rule detail below will tell you whether this small enclave fits before you tour. Where the public record stops, we say so, and where a title document would answer a question, we tell you which one to request.

Why McGreevy and Comisar Are the Best Realtor for Cambridge at Pelican Bay

McGreevy and Comisar are the best realtor for Cambridge at Pelican Bay because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Cambridge read built from the recorded declaration, the Foundation’s current documents and the one closing in the MLS file.

If you’re searching for the best realtor for Cambridge in Pelican Bay, Naples, whether you’re ready to sell your Cambridge home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters at Cambridge for a specific reason. The neighborhood has six homes and the Southwest Florida MLS shows one closing in five years, a $2,100,000 sale in November 2025, so there is no neighborhood median to lean on. A listing agent who prices Cambridge off a Pelican Bay average, or who treats all six homes as one set of covenants, will misprice the home or miss a title question. We price against the one sale, the county’s recorded history and the documents that belong to this one stretch of parkway.

Recent Cambridge track record (last 12 months): In the last 12 months, October 8, 2025 to October 7, 2026, Cambridge has seen 1 resale in the Southwest Florida MLS (pulled October 7, 2026), and no listing was active on that date. Because the MLS pull does not give us a McGreevy and Comisar count for these homes, we claim none; the credential here is the record itself, which we tracked back five years to that single closing, and the recorded paperwork read.

For Cambridge sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. At Cambridge we also build the title file before the first showing: which plat the home sits on, which declaration applies, the Pelican Bay Foundation’s estoppel, and the Foundation’s resale capital assessment that lands on the buyer.

For Cambridge buyers: the first question is which of the two sets of paper your home carries, because the three plat homes have a recorded declaration with setbacks, a 2,000 square foot minimum and a driveway rule, and the three Unit 11 homes need their own title review. The second is the stack of charges, which here runs through two bills: the Pelican Bay Foundation and the Pelican Bay Services Division. The third is flood and insurance. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific Cambridge address; we do.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Cambridge home? Get a free home valuation priced against the sale on your own street, or call Jesse direct at (239) 898-6072.

Buying a home in Cambridge? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Where Is Cambridge at Pelican Bay? Oakmont Parkway, the Map and the Name Traps

Cambridge at Pelican Bay is on Oakmont Parkway in Naples, FL 34108, at addresses 7008 to 7038. Six single-family homes share that stretch, and the Collier County roll files them under two subdivision names: Cambridge at Pelican Bay and Pelican Bay Unit 11.

What Are the Cambridge Addresses? 7008 to 7038 Oakmont Parkway

The roster of Pelican Bay neighborhoods lists Cambridge at 7008 to 7038 Oakmont Parkway, and the county roll carries six single-family parcels there with year-built dates from 1990 to 2018. If you search a house on that run, the search engines will often show Oakmont, the larger neighborhood, because the parkway carries its name. The distinction matters because the two have different documents, different sales files and different sizes.

Which Same-Named Places Is Cambridge NOT?

Cambridge at Pelican Bay is not Cambridge at Stonebridge, which appears in the Collier County Clerk’s index as a condominium association. It is not Cambridge at Wycliffe Homeowners’ Association, a Florida not-for-profit active on the state’s corporate register, and it is not Cambridge at the Villages of Avalon, an inactive Florida filing. None of the three is in Pelican Bay. We looked: the state’s entity-name search for “Cambridge at Pelican” starts at the Avalon name, so no corporation by the Cambridge at Pelican Bay name existed on October 7, 2026.

Is Oakmont Parkway the Same as the Oakmont Neighborhood?

No. Oakmont Parkway is the road, and the Oakmont neighborhood is a separate 118-home group on its own streets, with its own MLS sub-area. Oakmont Place Property Owners Association, a separate Florida entity, is unrelated to either. When a listing says “Oakmont Parkway” it does not tell you which set of covenants applies; the plat and the deed do.

Six Homes, Two Plats: Which Count Does This Page Use?

The roster counts six homes, and the roll agrees: six single-family parcels. Three of them carry the plat name Cambridge at Pelican Bay and three carry Pelican Bay Unit 11. Where this page speaks of the recorded declaration, it means the three Cambridge plat sites. Where it speaks of sales, sizes or the market, it means all six, because the MLS and the county list them together. The two plat parcels without houses on them are non-residential and are not counted.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873.

Living in Cambridge at Pelican Bay as a Homebuyer

Living in Cambridge at Pelican Bay means owning a detached single-family home on a short parkway run, with homes from 2,213 to 4,581 square feet on the county roll, and borrowing the Pelican Bay Foundation’s beaches, tram and Community Center through a Foundation assessment rather than a neighborhood association. Here, the title and the Foundation are the two things to understand.

What Kind of Homes Are the Cambridge Homes?

All six are detached single-family houses on the county roll, with living areas of 2,213, 2,401, 2,696, 3,219, 3,295 and 4,581 square feet and years built of 1990, 1990, 1992, 2004, 2018 and 2018. The MLS files the November 2025 sale as a four-bedroom, three-bath detached villa of 2,213 square feet. That is the newest and smallest of the six, so a buyer comparing it with a 1990 home of 3,219 square feet is comparing different houses.

What Is the Setting?

Cambridge sits on Oakmont Parkway inside the Pelican Bay Foundation’s membership area. The recorded Cambridge declaration requires attached garages, approved driveway materials with a bar on driveways or access points on Oakmont Parkway as the recorded text reads, tile or similar roofs and a landscape plan approved before work starts, so the plat homes read as a deliberately landscaped set of private homes rather than a row of identical lots.

Who Pays for What?

The owner pays the Pelican Bay Foundation’s assessment ($3,435 for the Foundation’s fiscal 2027), the Pelican Bay Services Division assessment ($1,250.00 for its fiscal 2027), property tax and insurance. We found no neighborhood association for Cambridge on the state’s corporate register, so there is no separate association dues bill in the public record. The fee section below sets every layer out.

How Far Is Everything?

Typical off-peak drive times from a Cambridge address on Oakmont Parkway, from a routing engine and not a stopwatch: the Foundation office is about 5 minutes, the Ritz-Carlton Naples Grande about 6 minutes, Sea Gate Elementary about 6 minutes, NCH North Naples Hospital about 7 minutes, Barron Collier High about 10 minutes and Naples Airport about 16 minutes. The daily logistics section lists the miles.

Cambridge at Pelican Bay Market Snapshot: What Cambridge Homes Actually Sell For

Cambridge at Pelican Bay had 1 closing in the last 12 months (Southwest Florida MLS, October 8, 2025 to October 7, 2026): a $2,100,000 sale in November 2025, which is also the only sale in the last 60 months. One sale is not a median, so we list it, label it a small sample and use the county’s recorded history as the long view.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Cambridge is a very thin market: one closing in 12, 24, 36 and 60 months, and no listing active or pending on the pull date. No window reaches ten closings, so every number below names its window and its count, every figure on one sale is labeled a small sample, and the one sale is listed in full.

Every Cambridge Closing in the Last 60 Months

ClosedStreetSoldFinal listBeds / bathsLiving areaPer sq ftDays on market
November 14, 2025Oakmont Parkway$2,100,000$2,350,0004 / 32,213 sq ft$949214

The sale closed $250,000 below its final list price, at 89.4 percent of list, after 214 days on the market. It was a detached villa-style single-family home built in 2018, and it was marketed through the MLS rather than entered after closing. Each figure is a single observation, so none of them is a trend.

Four Windows, One Sale

WindowClosingsMedian soldLow to highVolumeMedian per sq ftMedian days on marketSale-to-list
12 months1, small sample$2,100,000$2,100,000$2,100,000$94921489.4%
24 months1, small sample$2,100,000$2,100,000$2,100,000$94921489.4%
36 months1, small sample$2,100,000$2,100,000$2,100,000$94921489.4%
60 months1, small sample$2,100,000$2,100,000$2,100,000$94921489.4%

The four windows are identical because the same single sale falls in all of them. The 12-month window runs October 8, 2025 to October 7, 2026, and the longer windows reach back 24, 36 and 60 months from the same end date. The pull counted no other sale back to October 2021.

Why a Second Sale on Oakmont Parkway Is Not in These Numbers

The county’s recorded-sales file shows a July 2023 sale of $3,037,500 for a 3,219 square foot home in Pelican Bay Unit 11 on Oakmont Parkway, one of the three Unit 11 homes counted here. The MLS files that sale under the Oakmont sub-area, so the Cambridge MLS windows do not count it. If you counted it, the 60-month MLS file would hold 2 sales with a median of $2,568,750 (the mean of $2,100,000 and $3,037,500), still a small sample. We publish the Cambridge MLS figures as the MLS files them and name the other sale here so that nobody is surprised by it.

What Is Active Right Now?

Nothing. The October 7, 2026 pull shows no active and no pending Cambridge listing. A buyer waiting for a Cambridge home is waiting for an owner’s decision, and a seller who lists would be the only Cambridge listing in the MLS.

How Should a Seller or Buyer Use One Sale?

Treat the November 2025 sale as one data point about a four-bedroom home of 2,213 square feet built in 2018, not as the price of any other Cambridge house. For anything older, larger or on the Unit 11 side, the pricing comes from nearby Pelican Bay sales, adjusted for size, age, lot and condition, and our benchmark section shows what the neighboring single-family groups sold for in the same twelve months.

What Has Cambridge Sold For Since 1989? The County’s Recorded Sales

Collier County’s recorded-sales file shows 15 qualified Cambridge sales from 1989 through June 30, 2026, in ten of the 38 calendar years, from a $110,000 median in 1989 to $2,100,000 in 2025. The county file is the long view that the one-sale MLS window cannot give, and this table is the Property Appraiser’s data for the six parcels.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The file counts only deed-recorded, state-qualified sales of improved parcels at $100,000 and up, and it is a deed record rather than a marketing record. Where the same sale appears in both, we publish the deed figure; the MLS figure for the 2025 sale is the same $2,100,000, pulled October 7, 2026.

Cambridge Sales by Year

YearQualified salesMedianLowHigh
19892$110,000$110,000$110,000
19921$320,000$320,000$320,000
19942$225,750$123,500$328,000
20022$630,000$625,000$635,000
20032$817,500$800,000$835,000
20171$795,000$795,000$795,000
20182$1,200,000$1,050,000$1,350,000
20211$1,575,000$1,575,000$1,575,000
20231$3,037,500$3,037,500$3,037,500
20251$2,100,000$2,100,000$2,100,000

What Does the Long View Show?

Five things. The 1989 to 1994 sales are in the low hundreds of thousands. The 2002 and 2003 trades cluster between $625,000 and $835,000. The 2017 and 2018 sales are at $795,000 to $1,350,000. The 2021 sale is $1,575,000, and the 2023 sale of $3,037,500 is the highest recorded. A median of $2,100,000 in 2025 against $110,000 in 1989 is 19.1 times, though the houses sold in 1989 and 2025 are not the same houses.

Why Are There So Few Years With a Sale?

Ten years with a sale in 38, and none at all between 2004 and 2016. With six homes, owners who stay a decade or two leave the file empty for long stretches. Two of the six homes were built in 2018, so the 2017 and 2018 records may include lot or new-construction trades; the roll does not say which, and we do not guess.

How Do the County Figures Compare with the MLS?

They agree where they overlap: both show $2,100,000 for the 2025 sale. The county file includes the 2023 sale of $3,037,500 that the MLS files under Oakmont. The county file says nothing about days on market or list price, which is why the November 2025 MLS record, at 214 days and 89.4 percent of list, is the better measure of how the market treated the home.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Is Cambridge at Pelican Bay a Condominium or an HOA? What the Recorded Documents Say

Cambridge at Pelican Bay is neither a condominium nor, on the public record we found, a homeowners’ association with its own corporation. It is a covenanted subdivision of fee-simple single-family lots: a 1991 recorded declaration for three plat sites, preserved by the Pelican Bay Foundation in 2021, and three neighboring Unit 11 homes with their own title documents.

Is Cambridge a Condominium?

No. The county roll codes all six parcels as single-family, and the recorded Cambridge instrument is a Declaration of Restrictions and Protective Covenants for detached homes on platted sites, not a declaration of condominium. Chapter 718, Florida’s condominium act, does not govern a lot you own outright. That is also why the milestone-inspection and structural-reserve rules for condominiums do not apply here, as a later section explains.

Does Cambridge Have an Association?

We found none. The Florida Division of Corporations name search for “Cambridge at Pelican” on October 7, 2026 starts at an unrelated Villages of Avalon filing, so no corporation by the Cambridge at Pelican Bay name is registered, and none of the three recorded instruments we read names one. The 1991 declaration vests approvals in the developer-declarant, Westinghouse Communities of Naples, Inc., rather than in a homeowners’ board.

Who Enforces the Cambridge Covenants Today?

In 2021 the Pelican Bay Foundation, Inc. recorded a notice under section 720.3032 to preserve the Cambridge covenants from extinguishment under Florida’s Marketable Record Title Act, and the Foundation’s Rules and Regulations run a Covenants Department and a Design Review Committee for exterior work. Who holds the original declarant’s approval rights today is a title question. We say so rather than guess, and a title commitment on a specific home will show it.

Does Chapter 720 Apply?

Chapter 720 governs homeowners’ associations, which it defines by reference to a corporation responsible for operating a community. With no Cambridge association on the register, how the chapter reaches these covenants is a legal question we leave to the buyer’s attorney. What we can say is that the Foundation is a Florida corporation whose covenants, fees and design review do reach every Cambridge home, and that the Foundation’s estoppel is the document you will receive.

What About the Three Unit 11 Homes?

They carry the plat name Pelican Bay Unit 11 on the roll and are not within the Cambridge declaration’s three sites. Their deeds and title commitments control. Ask for the vesting deed and every recorded covenant in the commitment before you rely on anything in this page’s declaration sections for those three homes.

Thinking of Selling a Cambridge Home? Price It Against the $2,100,000 Sale on Your Own Street

If you own at Cambridge in Pelican Bay, start with a free home valuation. The one MLS closing here, $2,100,000 in November 2025 after 214 days on the market, tells us how much the price had to move to find a buyer, and Jesse follows up with the sales that fit your home. Call Jesse direct at (239) 898-6072, or if you are buying, call Marc at (239) 287-5873.

How Did Cambridge at Pelican Bay Come to Be?

Cambridge at Pelican Bay came from the Westinghouse-era build-out of Pelican Bay: a replat of part of Parcel One of Pelican Bay Unit Thirteen into three sites, recorded in Plat Book 18, pages 63 to 64, with the Declaration of Restrictions and Protective Covenants recorded July 18, 1991 at Official Records Book 1632, page 2311. The Foundation preserved it in 2021.

What Did the 1991 Recording Say About the Sites?

The declaration describes the neighborhood as Sites 1 through 3 of Pelican Bay Unit Thirteen, a replat of Parcel One of Pelican Bay Thirteen (Plat Book 16, pages 80 to 83), and assigns one Property Unit per site, three in all. It supplements the Pelican Bay-wide declaration and general protective covenants rather than replacing them, so the Foundation-wide rules apply on top.

Who Was the Developer?

Westinghouse Communities of Naples, Inc., the original Pelican Bay developer, signed and recorded the Cambridge declaration as declarant. The recording cover for the plat sheet carries the same date, July 18, 1991, at Official Records Book 1632, page 2308.

What Happened in 2021?

On July 16, 2021 the Foundation e-recorded a two-page notice at Official Records Book 5983, page 92 under section 720.3032 and Chapter 712, naming Pelican Bay Unit Thirteen and Cambridge at Pelican Bay and preserving the covenants. That was two days before the declaration’s thirtieth anniversary, and the date matters because the Marketable Record Title Act can extinguish old covenants unless they are preserved. Section 712.05 sets out how a preservation notice works.

Why Do Six Homes Carry Two Plat Names?

The Cambridge replat covers three sites. The other three homes on the same run of Oakmont Parkway sit in Pelican Bay Unit 11, the original plat that also contains homes counted in Oakmont. A buyer cannot tell the plat from the address, which is the reason this page asks for the plat name before it says anything about covenants.

The Homes: Six Detached Houses Built From 1990 to 2018

The six Cambridge homes are detached single-family houses of 2,213 to 4,581 square feet built from 1990 to 2018, with a median living area of 2,958 square feet across the six (the mean of the middle pair, 2,696 and 3,219, rounded). Three sit on the Cambridge plat and three in Pelican Bay Unit 11.

Every Cambridge Home by Plat, Year and Size

Plat on the county rollYear builtLiving area
Cambridge at Pelican Bay19922,401 sq ft
Cambridge at Pelican Bay20043,295 sq ft
Cambridge at Pelican Bay20182,213 sq ft
Pelican Bay Unit 1119902,696 sq ft
Pelican Bay Unit 1119903,219 sq ft
Pelican Bay Unit 1120184,581 sq ft

How Big Are the Plat Homes Compared With the Declaration?

The 1991 declaration sets a 2,000 square foot minimum for living area, excluding garages and porches. All three plat homes clear it, the smallest by 213 square feet, and the three plat homes have a median of 2,401 square feet. The three Unit 11 homes have a median of 3,219.

Why Does the 2018 Build Year Appear Twice?

Two of the six parcels carry a 2018 year built, one on each plat, 2,213 and 4,581 square feet. The smaller is the home that sold in November 2025. A 2018 house and a 1990 house on the same parkway are different roofs, windows, wiring and impact ratings, which is why a valuation has to start from the permits and not from the street.

What Does the Declaration Require of the Building?

Detached single-family use only, attached two- to three-car garages, a 30-foot height limit, roof pitch of at least 3.5 in 12 in tile, cedar shake, slate or copper with no flat roofs, bronze screen enclosures, and neutral approved driveway materials. The section-by-section reading below sets out every rule.

What Amenities Come With a Cambridge Home at Pelican Bay?

A Cambridge home carries access to the Pelican Bay Foundation’s amenities: nearly three miles of Gulf beach reached by tram or boardwalk, the Community Center, tennis and pickleball, and the Foundation’s grounds and services, in return for the $3,435 fiscal 2027 Foundation assessment. We found no neighborhood clubhouse or pool for Cambridge itself in the record.

How Do You Reach the Beach?

The Foundation’s beach access covers nearly three miles of shoreline, open from 9 a.m. to sunset, with North Beach and South Beach each reached by tram or boardwalk. The open-air electric trams run from eight stations along a raised berm and make more than 900,000 trips a year, so a Cambridge owner is not walking to the sand.

What Racquets Facilities Exist?

The Foundation’s racquets program lists 18 Har-Tru tennis courts at two locations in the community. The racquets complex is open. A newer Racquets Center in the adjacent Pelican Bay Community Park has 8 Har-Tru courts and 20 pickleball courts, of which 3 tennis and 10 pickleball courts are designated for Foundation members and guests, and that park’s own site handles membership questions.

What Does the Community Center Offer?

The Community Center has an art studio, card rooms and meeting spaces, as listed on the Foundation’s site. Use of member amenities runs through the Foundation’s ID cards, and the estoppel form charges a seller $500 for Foundation ID cards that are not returned at closing.

What Does Cambridge Not Have?

No private pool, clubhouse, gate or guardhouse of its own appears in the three recorded instruments. The covenants speak of homes on private lots, a landscape buffer and a parkway, not shared facilities. Amenity details beyond what we read on the Foundation’s own pages are not stated here.

What Are the HOA Fees at Cambridge at Pelican Bay? Foundation, Services Division and Resale Costs

Cambridge at Pelican Bay owners pay two public-record charges: the Pelican Bay Foundation’s fiscal 2027 annual assessment of $3,435 and the Pelican Bay Services Division fiscal 2027 assessment of $1,250.00, together $4,685 a year or about $390.42 a month. A buyer also pays a one-time $15,000 resale capital assessment on deeds recorded on or after October 1, 2026.

What Is the Foundation Assessment?

The Foundation’s fiscal 2027 estoppel form shows an annual assessment of $3,435: operating $2,180, replacement reserve $497 and bulk media $758. It is billed quarterly at $858.75. Single-family owners are billed directly by the Foundation, where condominium associations pay it themselves.

What Is the Services Division Assessment?

The Collier County Pelican Bay Services Division lists a fiscal 2027 assessment of $789.07 for operations and maintenance plus $460.93 for capital and projects, a total of $1,250.00, or $104.17 a month.

Fee Summary Table

ChargeAmountWho paysWhen
Foundation annual assessment, fiscal 2027$3,435 ($2,180 + $497 + $758)OwnerQuarterly, $858.75
Services Division assessment, fiscal 2027$1,250.00 ($789.07 + $460.93)OwnerAnnual
Neighborhood association duesNone foundNot applicableNot applicable
Foundation resale capital assessment$15,000Buyer (contract can reallocate)Deeds recorded on or after October 1, 2026
Foundation estoppel$250, plus $100 optional expediteSellerAt sale
Foundation ID card charge$500 if cards are not returnedSellerAt closing

Does the Resale Capital Assessment Change?

Yes. The Foundation’s realtor page says the resale amount rises 3.5 percent each year beginning October 1, 2027, so $15,000 becomes $15,525 on that date by our arithmetic. The Foundation also has a one-time exemption for an owner and resident who buys another Pelican Bay property within 90 days; the form is due physically seven days before closing and carries a $1,000 processing fee.

Are There Any Other Charges?

The Foundation’s rules provide for 18 percent interest on assessments unpaid after 30 days, a lien notice and suspension of privileges after 90 days. We found no Cambridge neighborhood assessment, special assessment or reserve study in the instruments we read. Property tax, insurance and any Unit 11 charge shown in a title commitment are separate.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Cambridge’s Layered Fees: Foundation, Services Division and What Is Missing

Cambridge at Pelican Bay has a short fee stack on the public record: the Foundation and the Services Division, with no neighborhood association layer found in the record. In Pelican Bay the usual three layers are the neighborhood association, the Foundation and the Services Division, and the first is the one a Cambridge buyer should confirm.

Why Does Pelican Bay Have Three Layers?

A Pelican Bay home can carry a neighborhood association’s dues, the Foundation’s assessment for the beaches, trams and shared amenities, and the Services Division’s county assessment for the common-area services its ordinance gives it. Each is billed and enforced separately, and each has its own estoppel or statement.

What Is the Cambridge Total?

$3,435 plus $1,250.00 is $4,685 a year, about $390.42 a month, before property tax and insurance. A buyer adds the resale capital assessment once, at $15,000 for deeds recorded from October 1, 2026.

How Do You Confirm There Is No Third Layer?

Order the title commitment and read its Schedule B for recorded covenants and assessment liens, ask the Foundation for its estoppel, and ask the seller whether any neighbor-shared maintenance or road agreement exists. We found none for the three plat sites, but we have not seen the Unit 11 title documents.

The Cambridge Declaration, Section by Section

The 1991 Declaration of Restrictions and Protective Covenants for Cambridge runs seven pages and governs the three plat sites: detached single-family use only, declarant approval of improvements, 30-foot front setbacks, a 2,000 square foot minimum, attached garages, one driveway per site and a landscape buffer to the rear. This section reads it clause by clause, from an image of the recorded pages.

What Use Does the Declaration Allow?

Detached single-family residential use only, with no business use of a site. The declaration treats each of the three sites as one Property Unit, three in total, and it supplements, not replaces, the Pelican Bay-wide declaration and general protective covenants.

Who Approves Improvements?

The declarant. Written approval is required for improvements, awnings and shutters, decorative objects and satellite dishes. The Pelican Bay Foundation’s Covenants Department and Design Review Committee review exterior work community-wide, so they are the practical first stop, and the Foundation’s rules ask for evidence of neighborhood-level approval where one exists. A title commitment shows who holds the declarant’s rights.

What Are the Setbacks?

Front: 30 feet. Side: 7.5 feet for a one-story house and 10 feet for a two-story house. Rear: the line is set from the westerly edge of a landscape buffer area, and no dwelling, pool or other structure may sit in the landscaped buffer area. The scan refers to a 200 foot buffer in one place and a 100 foot landscaped buffer under section 13.3G of Pelican Bay PUD Ordinance 77-18 in another, so confirm both figures on the plat and the PUD before you design. The Pelican Bay PUD document itself sets a landscaped buffer strip of at least 100 feet along residential areas next to U.S. 41, Seagate Drive and Vanderbilt Beach Road.

How Big Must a Cambridge Home Be?

At least 2,000 square feet of living area, with garages and porches excluded, and no more than 30 feet tall. Every Cambridge plat home on the county roll exceeds the minimum.

What Do the Roof and Exterior Rules Say?

Roof pitch of at least 3.5 in 12; tile, cedar shake, slate or copper only; no flat roofs. Screen enclosures must be bronze and may not use flat screens. Exterior lighting and signs need approval, and mailboxes follow the declaration’s standards.

What Do the Garage and Vehicle Rules Say?

Each home must have an attached garage for two to three cars. Vehicles are to be kept inside the garage, garage doors stay closed except when vehicles enter or leave, carports are not allowed, storage may not be left unenclosed, and garbage containers must be fully enclosed.

What Do the Driveway Rules Say?

One driveway per site, at least 5 feet from the side line, in approved neutral materials. Plain concrete, asphalt and gravel are out, and the declaration sets flare rules at the street. It also says no driveways or access points may be built on the street known as Oakmont Parkway. The homes carry Oakmont Parkway addresses, so a buyer should check, on the survey and the plat, which lane each driveway uses.

What Do the Landscape and Grading Rules Say?

A landscape, irrigation and grading plan needs approval, the owner maintains the lawn to the road edge, and surface-water rules apply. Native vegetation is protected, and the declaration singles out transplanting turkey oaks. Hedge or fence plans need care: walls and fences are discouraged, capped at 6 feet, kept off the property line and the front yard, and chain link is not allowed.

What About Construction Conduct?

Sites must be kept tidy during construction, and temporary trailers are not allowed. A contractor’s schedule should allow for the approval steps before anything is built.

How Are Conflicts Resolved and Amendments Made?

The declarant resolves conflicts and can amend for non-substantial changes. After the initial period, the covenants can be terminated or modified by a recorded instrument signed by owners of two-thirds of the dwelling units, which here means two of the three sites.

What You Maintain at Cambridge and How Architectural Review Works

At Cambridge at Pelican Bay the owner maintains everything on the lot, including the lawn to the road edge, because no association mows, paints or repairs a Cambridge home. Exterior projects go through the declaration’s approval clause and the Pelican Bay Foundation’s Design Review process, with minor projects decided in about 14 working days.

Who Maintains the Lawn, Roof and Exterior?

The owner, in each case. The declaration requires the owner to maintain the lawn to the road edge and keep the site tidy, and we found no clause in which an association takes over roofs, painting or landscaping. Budget for these directly, since the Foundation’s assessment does not cover them.

What Counts as a Minor Project?

The Foundation’s rules treat antennas, repainting, driveways, flags, signs, solar panels, tree removal, shutters, gutters, mailboxes, generators, dumpsters and replacement roofing as minor projects. The Covenants Department aims to act on a minor application within 14 working days.

What Counts as a Major Project?

New construction, exterior renovations, structural changes and grade changes. A five-member Design Review Committee meets monthly, applications are due by the 15th, and a pre-application meeting is required.

How Does Approval Work for a Cambridge Plat Home?

Expect two layers: the declaration’s written approval, which the rules describe as neighborhood association conceptual approval where one exists, and the Foundation’s own review. Where no Cambridge association exists, ask the Foundation what it requires in place of the conceptual approval before you hire a designer.

What Does a Buyer Do About Past Work?

Ask the seller for approval letters and permits for roofs, driveways, screen enclosures, pools and shutters. A feature the declaration prohibits, such as a plain concrete driveway or a wrong-color enclosure, becomes the next owner’s problem.

How Long Does the Cambridge Declaration Run? Term, Renewal and Amendments

The Cambridge declaration runs 30 years from its July 18, 1991 recording, which ended July 18, 2021, and then renews automatically in 10-year periods. The Foundation’s July 2021 notice preserved it, and as we read the term it now runs to July 18, 2031, with the next renewal date 10 years later.

How Does the Automatic Renewal Work?

Thirty years from recording ended on July 18, 2021, and each automatic 10-year extension follows unless owners act. July 18, 2021 plus 10 years is July 18, 2031, and the next period would end July 18, 2041.

What Did the 2021 Notice Do?

It put the covenants on the record again under section 720.3032 and Chapter 712, which is what keeps a 30-year-old restriction from lapsing under the Marketable Record Title Act. Section 712.06 describes the preservation filing, and the notice names Pelican Bay Unit Thirteen and Cambridge at Pelican Bay.

How Can Owners Change or End It?

By a recorded instrument signed by owners of two-thirds of the dwelling units after the initial period, which is two of three sites, or by the declarant for non-substantial amendments. The Foundation-wide covenants run separately and would remain.

Is Cambridge at Pelican Bay 55-Plus?

Cambridge at Pelican Bay is not a 55-plus community on the documents we read. Neither the 1991 declaration nor the Foundation’s leasing amendment sets an age restriction for Cambridge homes, so a household of any ages may buy, subject to the covenants that apply to the property itself.

Where Would an Age Rule Appear?

In a recorded declaration or amendment that states a housing-for-older-persons policy. We found none in the three Cambridge instruments, and Florida’s Fair Housing Act in section 760.23 and the federal Fair Housing Act apply to sales and rentals alike.

How Do I Confirm for a Unit 11 Home?

Read the title commitment’s Schedule B. We have not read the Unit 11 homes’ documents, so this answer is for the three plat sites and for the Foundation-wide rules.

Can You Rent a Home at Cambridge? Leasing Rules and the Foundation Cap

A Cambridge home may be leased no more than two times per calendar year, with no time-share, under both the 1991 declaration and the Foundation’s 2019 leasing amendment. Rentals need a Foundation lease application at least 30 days ahead with a $500 non-refundable fee, so a weekly or month-to-month rental plan does not fit.

What Is the Two-Lease Rule?

The Cambridge declaration allows leasing no more than twice a calendar year. The Foundation’s Section 3.26, recorded May 28, 2019 at Official Records Book 5634, page 1101, bars leasing a single-family unit more than twice a year unless a neighborhood covenant provides otherwise, and it extends to Airbnb and VRBO-style arrangements and to advertising a lease more than twice a year.

What Does the Foundation Require for a Lease?

The Lease Application Packet asks for a $500 non-refundable processing fee, submission at least 30 days before the lease starts, and a copy of the lease in place of association approval for single-family homes. A lease allows at most two tenant ID cards, and the owner’s cards are deactivated during the lease.

Is a Short-Term Rental Possible?

Not in any practical sense. Two leases a year with a 30-day application lead rules out the weekly rental model, and the advertising clause removes the workaround.

Pets at Cambridge: What the Foundation’s Rules Say

Cambridge’s recorded declaration says nothing about pets that we found, so the Pelican Bay Foundation’s Rules and Regulations govern: leashes of no more than 6 feet, and no pets on beaches, trams, boardwalks, dining areas, Community Center rooms or the fitness center. We found no Cambridge pet-count limit in the record.

How Many Pets Can I Have?

The three recorded instruments set no number. Ask the Foundation and read the title commitment for the Unit 11 homes.

Where Can I Walk My Dog?

On a leash of 6 feet or less where the rules allow pets, but not on the beaches, trams or boardwalks. That rule affects daily routines more than the count does.

Rules That Surprise Cambridge Buyers: Parking, Garage Doors, Driveways and Trees

The rules that surprise Cambridge buyers are the garage rule, the driveway rule and the tree rule. Vehicles belong inside the garage with the door closed, plain concrete is not an approved driveway, no driveway may open onto Oakmont Parkway itself as the text reads, and native turkey oaks cannot be removed freely.

Why Is the Garage Door Rule a Big Deal?

Vehicles are to be kept in the garage and the doors kept closed except when entering or exiting, with no carports and no unenclosed storage. A family with three cars and a boat has a planning problem, not a rules problem.

Why Does the Driveway Rule Matter on Oakmont Parkway?

The declaration bars driveways and access points on the street known as Oakmont Parkway, even though the six homes carry Oakmont Parkway addresses. We read it as a restriction on physical access, not on the mailing address, and the right place to settle it is the plat and a survey.

Why Do Turkey Oaks Matter?

The declaration protects native vegetation and directs that turkey oaks be transplanted rather than removed. The Foundation’s rules also classify tree removal as a minor project that needs review.

Do Signs and Flags Need Approval?

Signs need approval under the declaration, and the Foundation’s rules treat signs and flags as minor projects. That matters for the sign on the lawn when you list.

Does Florida’s Milestone Inspection Law Apply to Cambridge?

Florida’s milestone inspection law, section 553.899, does not apply to Cambridge at Pelican Bay because the six homes are detached single-family houses, not condominium or cooperative buildings of three stories or more. Neither the milestone inspection nor the structural integrity reserve study under Chapter 718 reaches a house you own outright.

What Does the Statute Cover?

Section 553.899 sets out milestone inspections for condominium and cooperative buildings three stories or more in height, and Chapter 718 adds structural integrity reserve studies for condominium associations. Collier County keeps a list of milestone buildings by year and a coastal map.

Why Does the County Map Show a Buffer at Cambridge?

Collier’s coastal milestone-buffer layer places the six addresses inside its 3-mile band. That layer tells owners of covered buildings which inspection deadline applies. It carries no obligation for a detached house.

What Should a Cambridge Buyer Inspect Instead?

The home itself: roof age and permits, windows and doors, the impact or shutter system, air conditioning, drainage and the pool. We help a buyer commission those inspections, and a 2018 house and a 1990 house need different scopes.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Hurricanes, Flood Zone and Insurance at Cambridge

Cambridge at Pelican Bay sits in FEMA flood zone X, an area of minimal flood hazard, on the effective map panel dated February 8, 2024, and in Collier County hurricane evacuation Zone A. Zone X means no base flood elevation and no federal mortgage flood requirement, but flood coverage is still available, and a new FEMA map is in the appeal stage.

What Flood Zone Is Cambridge In?

We queried FEMA’s National Flood Hazard Layer for all six Oakmont Parkway addresses on October 7, 2026. Each returned zone X, outside the special flood hazard area, with no base flood elevation, on FIRM panel 12021C0381J, effective February 8, 2024. Collier County’s own FEMA layer agreed on zone X. A map zone is a classification and not a promise, and we tell clients that.

What Is the Hurricane Evacuation Zone?

Collier County’s evacuation-zone layer places the Cambridge addresses in Zone A, typically among the first zones ordered out in a major storm. Look up the zone for any address you are buying on the state’s Know Your Zone tool before the contract.

What Is the New Flood Map?

Collier County announced on August 19, 2026 a 90-day appeal period for a proposed flood insurance rate map released in March 2025, with an effective date targeted for summer 2027. Ninety days from August 19 is November 17, 2026. We do not claim what zone the new map assigns to Cambridge: check the FEMA Map Service Center viewer for the preliminary panel before you rely on zone X for the long term.

Do I Need Flood Insurance in Zone X?

Federal rules require it for federally backed mortgages only in the special flood hazard area, so a Cambridge buyer’s lender may not. Insurance is still available through the National Flood Insurance Program, and FloodSmart explains it. Ask for a quote before the inspection period ends, and ask about wind coverage separately.

What Does the Seller Have to Disclose About Flooding?

Section 689.302 requires a flood disclosure at or before the time the sales contract is executed, in which the seller states whether they know of flooding that damaged the property, whether a flood insurance claim was filed, and whether federal assistance was received for flood damage. Give it with the contract, not after.

What Should a Cambridge Buyer Check on Storm Hardening?

A 2018 house was built to a later code than a 1990 house, which changes insurance pricing and inspection scope. Ask for the roof’s age and permit, the window and door impact ratings or shutter system, and the mitigation inspection report if there is one.

Schools Near Cambridge at Pelican Bay

Collier County’s school-assignment lookup returns Sea Gate Elementary, Pine Ridge Middle School and Barron Collier High School for the Cambridge addresses we tested on October 7, 2026. Attendance zones are set by the district and can change, so confirm in writing before relying on a school for a purchase.

Which Schools Serve Cambridge?

The district’s address lookup, queried for three Oakmont Parkway addresses, returned the same three schools for each: Sea Gate Elementary at 650 Seagate Drive, Pine Ridge Middle at 1515 Pine Ridge Road and Barron Collier High at 5600 Cougar Drive.

How Far Are the Schools?

By routing-engine estimate from a Cambridge address: Sea Gate Elementary 3.1 miles and about 6 minutes, Pine Ridge Middle 3.6 miles and about 7 minutes, Barron Collier High 5.3 miles and about 10.5 minutes.

Where Do I Find School Grades?

The Collier County School District publishes school grades on its district grades page. We print no letter grades here, because they change by year and we did not read the current ones for these three.

Permits and the Paper Trail for a Cambridge Home

A Cambridge home’s permit history is on file with Collier County: the CityView portal covers 2011 to the present and the older CD-Plus system covers 1989 to 2011. With homes built in 1990, 1992, 2004 and 2018, the permits for roofs, air conditioning, windows and pools are the paper trail a buyer’s insurer will ask for.

Where Do I Look Up Permits?

Collier County’s View Permit History page links both portals. Search the address in CityView for work from 2011 on, and in CD-Plus for the original construction and any 1990s additions.

Which Permits Matter Most?

The roof, air conditioning, windows and doors, electrical panel, pool and any addition or screen enclosure. Ask the seller for final inspection sign-offs, and note that a permit that was opened and never closed is a closing issue.

How Does the Year Built Change the Review?

A 1990 house has likely replaced its roof and air conditioning at least once, while a 2018 house may still have its originals; the permits will say. We read the permits before we price a home.

Zoning, Land Use and What Can Be Built Nearby

Cambridge at Pelican Bay is zoned within the Pelican Bay planned unit development, active under Collier County Ordinance 04-59, with a future land use of Urban Residential Subdistrict and service from the North Collier Fire district. A planned unit development means the PUD document and its ordinances, not the general zoning code, set what may be built.

What Is the Zoning?

The county’s zoning layer returns the Pelican Bay PUD for each of the six addresses, status active. The Pelican Bay PUD with Ordinances document is published on the Foundation’s site.

What Is the Future Land Use?

Urban Residential Subdistrict, the county’s urban residential category, on the county’s future-land-use layer. The land development code’s planned unit development section is on Municode.

Who Provides Fire Service?

North Collier Fire, per the county’s fire-district layer. Ask your insurer how the fire protection class affects your quote.

Daily Logistics at Cambridge: Roads, Tram and Getting Around

Daily life at Cambridge at Pelican Bay is short drives and a tram: Vanderbilt Beach Road and US 41 is 0.8 miles away, the Foundation office 2.3 miles and the Ritz-Carlton Naples Grande 3.1 miles, with NCH North Naples Hospital 3.2 miles and Naples Airport 8.7 miles by the routing engine’s free-flow estimate.

Drive Times From a Cambridge Address

DestinationMilesMinutes (off-peak estimate)
Vanderbilt Beach Road and US 410.82.2
Pelican Bay Foundation office2.35.2
Ritz-Carlton Naples Grande3.15.8
Sea Gate Elementary3.16.0
NCH North Naples Hospital3.27.0
Pine Ridge Middle3.66.8
Barron Collier High5.310.5
Naples Airport8.715.8

These are typical off-peak routing-engine estimates, not a stopwatch, and Southwest Florida’s season traffic will add to them. Southwest Florida International in Fort Myers is a longer trip that we did not measure.

How Do You Reach the Beach?

On the Foundation’s tram or boardwalk system from one of eight stations, open from 9 a.m. to sunset.

What About Mail and Deliveries?

The declaration sets mailbox standards, so changes need approval.

How a Sale Works at Cambridge: Disclosure, Estoppel, Capital Assessment and Closing

A Cambridge sale has no association approval step: the Pelican Bay Foundation’s estoppel states that the Foundation does not require transfer approval and holds no right of first refusal. The contract carries the flood disclosure, the seller orders the Foundation estoppel, the buyer pays the $15,000 resale capital assessment and the title agent closes.

What Happens in Order?

  1. The contract, with the flood disclosure at or before signing.
  2. A title commitment and the Foundation estoppel.
  3. Inspections, appraisal and insurance quotes.
  4. The Foundation’s resale capital assessment paid at closing.
  5. Deed recording and the closing statement.

What Does the Foundation Estoppel Cost?

$250 for the estoppel, paid by the seller, with an optional $100 for delivery inside three business days. Section 720.30851 sets the form and a ten-business-day delivery clock for an association’s estoppel, and as we read the state’s current adjusted caps the Foundation’s $250 and $100 are within them.

Does the Foundation Approve the Buyer?

No. The Foundation’s estoppel form says transfer approval may be required by a condo sub-association, and that does not apply to a Cambridge house. There is no right of first refusal.

Who Pays the Closing Costs in Collier?

By custom the seller pays documentary stamps on the deed, $0.70 per $100 under section 201.02, and the buyer pays the owner’s title policy and chooses the closing agent. The contract controls. On the November 2025 sale of $2,100,000 the stamps would be $14,700.

Is the Disclosure Summary Required?

Section 720.401 requires a disclosure summary before a contract for a parcel in a community with a mandatory homeowners’ association. Whether it reaches a Cambridge house depends on how the Foundation’s covenants are classed, and the buyer’s attorney or title agent should settle it. Ask for the Foundation’s estoppel in any case.

What About the Three Unit 11 Homes?

Their closing steps are the same, but the title commitment may list other recorded restrictions. Order it early.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

How Does Cambridge Compare to Oakmont, Pinecrest, Barrington and the Rest of Pelican Bay’s Single-Family Neighborhoods?

Cambridge has 6 homes and 1 closing in 12 months at $2,100,000, against Oakmont’s 11 sales at a $2,350,000 median, Pinecrest’s 1 at $2,575,000, Barrington’s 3 at $2,790,000 and Isle Verde’s 3 at $3,350,000. Every single-family neighborhood in this group is a small market, and Cambridge is the smallest.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The table compares Cambridge with seven Pelican Bay single-family neighborhoods that buyers cross-shop. Every sales figure is from the Southwest Florida MLS for closings from October 8, 2025 to October 7, 2026. Where the number of sales is even, the median is the mean of the middle pair, and any median built on fewer than 10 sales is a small sample. Units are the roster’s counts.

The Benchmark Table

BuildingUnitsProductYear built12-month closings12-month median
Cambridge6Single-family, detached1990 to 20181, small sample$2,100,000
Oakmont118Single-family1987 to 202511$2,350,000
Pinecrest69Single-family1986 to 20251, small sample$2,575,000
The Village16Single-family, detached, common landscape1987 to 20211, small sample$2,675,000
Barrington68Single-family1990 to 20243, small sample$2,790,000
Isle Verde36Single-family1993 to 20253, small sample$3,350,000
Pointe Verde13Single-family1998 to 20251, small sample$6,300,000
Georgetown35Single-family, gated, acre sites1987 to 20252, small sample$6,675,000 (mean of $4,750,000 and $8,600,000)

Reading the Benchmark: Cambridge Is the Lowest Median

Of the eight neighborhoods in the table, Cambridge’s one sale at $2,100,000 is the lowest median, $250,000 below Oakmont’s $2,350,000, and Georgetown’s $6,675,000 is the highest. Only Oakmont reaches ten sales, so only Oakmont’s median is more than a small sample. The spread from $2,100,000 to $6,675,000 is a reminder that Pelican Bay single-family is not one market.

The Closest Comparison for Market: Oakmont

Oakmont at Pelican Bay has 118 single-family homes built from 1987 to 2025 and 11 sales in the last 12 months at a median of $2,350,000, from $1,400,000 to $3,800,000. Its 12-month median per square foot is $870 against Cambridge’s $949 on one sale, and the full side-by-side follows in the next section.

The Closest Comparison for Size: The Village and Pointe Verde

The Village at Pelican Bay has 16 single-family homes and Pointe Verde has 13, so each is close to Cambridge’s 6 in unit count (Jamestown, at 10 homes, is nearer but had no sale in the window). Each had one sale in the window, The Village at $2,675,000 and Pointe Verde at $6,300,000.

The Neighbors With No Sale in Twelve Months

Waterford at Pelican Bay and Jamestown at Pelican Bay had no MLS closing in the 12 months, and Pelican Bay Woods had 3 at a $6,000,000 median. Silence in the data is normal for groups of this size.

What the Benchmark Teaches

Every median in the table rests on eleven or fewer sales, and seven of the eight rest on three or fewer. The lesson is the one we apply on every pricing: use the nearest sales of the same size and condition, and treat a neighborhood median as context, not a price.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Cambridge vs Oakmont: Which Pelican Bay Neighborhood Fits You?

Cambridge suits a buyer who wants a six-home enclave on a short parkway run, recorded covenants for the plat homes and no association dues on the public record, with one sale in 60 months; Oakmont suits one who wants a 118-home neighborhood with an active resale market, 26 sales in 60 months, and a wider range of home sizes.

Data updated: October 2026 (Collier County Property Appraiser roll and sales files through June 30, 2026; Southwest Florida MLS, pulled October 7, 2026; FEMA effective map, February 8, 2024)

Both are single-family neighborhoods under the same Pelican Bay Foundation and Services Division layers, and they share the parkway name, which is where the confusion starts. The differences that decide a purchase are size, the depth of the sales record and the paper. Oakmont at Pelican Bay has its own guide, and nothing here substitutes for it.

The Decision Table

FactorCambridgeOakmont
Homes on the county roll6118
Years built1990 to 20181987 to 2025
Living area on the roll2,213 to 4,581 sq ft, median 2,9582,101 to 7,131 sq ft, median 2,785
12-month MLS closings1, small sample11
12-month median sold$2,100,000$2,350,000
12-month range$2,100,000$1,400,000 to $3,800,000
12-month volume$2,100,000$27,605,000
Median per sq ft, 12 months$949 (1 sale)$870 (11 sales)
Median days on market, 12 months214 (1 sale)71 (11 sales)
Sale-to-list, 12 months89.4% (1 sale)90.4% (11 sales)
60-month MLS closings126, of which 2 entered after closing
60-month median sold$2,100,000$2,710,000 (mean of $2,695,000 and $2,725,000)
Active or pending, October 7, 202603
Months of supply, 12-month paceNot meaningful2.2
Neighborhood corporation on the state registerNone foundNone found under the Oakmont names
Recorded covenants1991 declaration for 3 of the 6 homesCovered on the Oakmont page
Foundation and Services DivisionSame two community layersSame two community layers

Which Has the Deeper Market?

Oakmont, by a wide margin: 11 closings in 12 months against 1, and 26 in 60 months against 1. A seller at Oakmont can price against ten or more recent sales. A seller at Cambridge prices against one, the county file and neighboring groups.

Which Is Easier to Understand on Paper?

Neither is simple. The three Cambridge plat homes have a short, readable declaration, and the three Unit 11 homes need a title review. Oakmont’s documents are covered on its own page.

Which Has More Variety in Size?

Oakmont: roll sizes from 2,101 to 7,131 square feet against Cambridge’s 2,213 to 4,581. Cambridge’s six homes are all in a mid-to-large band, and every plat home exceeds the declaration’s 2,000 square foot minimum.

Which Is Newer?

Both include 2018 construction, and Oakmont runs to 2025. Cambridge’s median year built is 1998 (the mean of 1992 and 2004), with three of six homes dating from 1990 to 1992.

What About the Shared Parkway Sale?

One 2023 Oakmont Parkway sale, $3,037,500 for a 3,219 square foot home, is in the county’s Cambridge file and in the MLS’s Oakmont file. We use each source as it files the sale and name the overlap, so a buyer reading both pages is not surprised.

Who Should Choose Which?

Choose Cambridge if the appeal is a six-home setting, a recorded declaration you can read in one sitting and a purchase you are willing to price from thin data with expert help. Choose Oakmont if you want a large neighborhood with a deep sales record and more choice at any moment.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Honest Pros and Cons of Owning at Cambridge

Owning at Cambridge at Pelican Bay offers a six-home setting, large detached homes with a 2018 vintage in the mix, flood zone X, no neighborhood dues on the public record and no transfer approval. The costs are a thin sales record, two sets of paper, Foundation and Services Division charges of $4,685 a year, and a $15,000 resale capital assessment.

What Are the Real Advantages?

Six detached homes of 2,213 to 4,581 square feet; a short declaration; flood zone X on the February 2024 panel; no neighborhood association dues found; no Foundation transfer approval or right of first refusal; and the Foundation’s beaches, trams, Community Center and racquets for the Foundation assessment.

What Are the Real Drawbacks?

One MLS sale in five years, so pricing is hard; the sale took 214 days and closed 10.6 percent under list; a declaration whose rear-buffer numbers need a plat check and whose approval rights sit with a 1991 declarant; Zone A evacuation; leasing limited to two times a year; and a driveway rule that needs a survey.

Is Cambridge Right for an Investor?

Probably not for short rentals: two leases a year with a 30-day Foundation application. A long-term owner who wants a quiet home is the better fit.

Is Cambridge Right for a Second-Home Buyer?

It can be, for a buyer who wants a detached house rather than a condominium, and who accepts that the Foundation’s assessment and the Services Division’s charge run whether or not the home is occupied.

Is Cambridge a Good Value?

Value depends on the specific house. Cambridge’s one sale at $949 a square foot is above Oakmont’s $870 median, but one sale is not a trend. A Cambridge buyer should insist on a comparable-sales review from an agent who will say when the data runs out, and McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, do.

Selling your Cambridge home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Thinking of Selling Your Cambridge Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Cambridge listing agent, or thinking, ‘I need someone to sell my Cambridge home…’ you are selling into one MLS closing in five years, a buyer who needs a title review, and a closing with a Foundation estoppel and a resale capital assessment. McGreevy and Comisar sell Cambridge on its recorded facts.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Cambridge is a neighborhood where condition, paper and pricing discipline decide the sale. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number. We bring that reach to a Cambridge listing along with the document file a Cambridge buyer’s lender, insurer and attorney ask for in week one. Read how we sell Pelican Bay homes.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

What Cambridge Homes Sold For

In the last 12 months Cambridge has seen 1 resale in the Southwest Florida MLS (pulled October 7, 2026). Domain Realty, our brokerage, closed 658 transaction sides in Naples in the 60 months to October 5, 2026, $521.5 million in volume counted by side, per the Southwest Florida MLS pulled that day. McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings.

  • Closings, last 12 months (MLS): 1, $2,100,000, in November 2025. A small sample.
  • Closings, last 36 months (MLS): 1, the same sale.
  • Widened window, last 60 months (MLS): 1 closing, median $2,100,000, range $2,100,000 to $2,100,000, total $2,100,000.
  • Days on market, last 60 months: 214 days on one sale.
  • Sale-to-list, last 60 months: 89.4 percent of the final list price on one sale.
  • County long view: 15 qualified sales from 1989 through June 30, 2026, with a 2025 median of $2,100,000.

Selling Into a Market of One Sale

With one Cambridge closing in 60 months and no listing today, a buyer compares your home with that sale, with Oakmont and with other Pelican Bay single-family neighborhoods. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price a Cambridge home against the nearest sale of the same size and condition, and we say plainly when no such sale exists. The one sale listed at $2,350,000, closed at $2,100,000, and took 214 days.

The Documents a Cambridge Buyer Will Ask For

  • The Foundation estoppel: the Pelican Bay Foundation’s fiscal 2027 form, with the assessment, the resale capital assessment and any open violation.
  • The flood disclosure: under section 689.302, at or before the time the sales contract is executed.
  • The title commitment: which plat the home sits on and the recorded covenants that go with it.
  • The recorded declaration: for a Cambridge plat home, the 1991 declaration and the Foundation’s 2021 preservation notice.
  • The home’s own permits: roof, windows, doors, shutters, pool and air conditioning, with final inspections.
  • The approval letters: for screen enclosures, driveways, roofs and anything the declaration says needs written approval.

The Estoppel, the Capital Assessment and the Signs Rule

The Foundation charges a seller $250 for the estoppel, the buyer pays the $15,000 resale capital assessment at closing for deeds recorded on or after October 1, 2026, and the Foundation’s rules treat signs as a minor project that needs review. Plan the staging, the sign and the estoppel order together.

Seller Conversion Module: A Cambridge-Specific Seller Page

A dedicated seller page for this neighborhood, titled sell my home in Cambridge at Pelican Bay, is planned. Until it is published, the plan lives here: pricing against the one sale and the county file, the title file ready before the first showing, and the estoppel ordered at listing.

What Is Your Cambridge Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free home valuation. It takes about a minute, and Jesse follows up with the Cambridge and nearby Pelican Bay sales that fit your home: the same size, adjusted for condition, age and roof. An automated estimate cannot tell a 1990 house from a 2018 one, and the six Cambridge homes span both. We price to the difference.

(239) 898-6072, text or call. Confidential conversations welcome.

Is now a good time to sell a Cambridge home?

For a well-prepared home priced to its nearest comparable, yes, and you would be the only Cambridge listing. With one closing in five years, a first-class listing and a title file ready before the first showing are the advantage.

How do I price a Cambridge home with one recent sale?

Against that sale, the county’s recorded history and nearby Pelican Bay single-family sales, adjusted for size, age and condition. The one MLS sale took 214 days and closed 10.6 percent under list, and a list price that ignores condition usually sits.

Does the Foundation have to approve my buyer?

No. The Foundation’s fiscal 2027 estoppel form says the Foundation does not require transfer approval and has no right of first refusal. Order the estoppel when you list.

What will a Cambridge buyer ask about first?

Which plat the home is on, the fee layers and the flood zone. Have the title commitment, the Foundation’s current schedule and the flood disclosure ready before the first showing.

Can I sell my Cambridge home with a tenant in it?

Yes, subject to the lease and the two-leases-a-year limit, but tell the buyer’s agent the lease terms at the first showing, and remember that the Foundation deactivates owner ID cards during a lease.

Who pays the resale capital assessment when I sell?

The Foundation charges the $15,000 resale capital assessment to the buyer at closing for deeds recorded on or after October 1, 2026. The contract can allocate it differently; most do not.

Your Local Real Estate Experts

Cambridge owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years and read Cambridge’s recorded declaration, the Clerk’s index and the one recorded Cambridge MLS sale before writing this guide.

McGreevy and Comisar are the Domain Realty team behind this Cambridge guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Naples single-family market that Cambridge sits in.

Between them that is more than twenty years of Southwest Florida transactions, and it is local in the literal sense: the team keeps offices from Naples to Fort Myers, and Jesse has lived in Estero since 2003. You can read the longer version of how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a Cambridge page the credential that matters more is narrower than any award: we tracked every Cambridge closing in the Southwest Florida MLS back to October 2021, 1 in the last 60 months, and in the last 12 months we tracked that one sale, so the recorded instruments are the evidence on this page.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Pelican Bay realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “I had a great experience working with Marc Comisar and Jesse McGreevy. They were professional, knowledgeable, and made the entire process feel smooth from beginning to end.” Sloane Gelfman, verified Google review

★★★★★ “I highly recommend Jesse and his brokerage for any of your real estate needs. They offer ‘white glove’ service from beginning to end.” Rafael Lazcano, verified Google review

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review

★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review

★★★★★ “We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!” Jennifer Schnabel Wood, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Cambridge home? Get a free home valuation, or call Jesse direct at (239) 898-6072.

Buying at Cambridge? Call Marc at (239) 287-5873, read our Pelican Bay buyer page, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified directly through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.

Where Else to Find the Team

Video walkthroughs, market updates and community tours are published on the team’s own channel at McGreevy and Comisar on YouTube. The team also keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Cambridge, see our Pelican Bay guide, our guide to Pinecrest, our guide to Barrington and our Naples guide.

Frequently Asked Questions: Cambridge Buyer Edition

These are the questions Cambridge at Pelican Bay buyers ask most, answered from the recorded declaration, the Pelican Bay Foundation’s fiscal 2027 documents, Collier County records and the October 7, 2026 Southwest Florida MLS pull. Where the record stops, the answer says so and names the document that settles it.

Where is Cambridge at Pelican Bay?

Cambridge at Pelican Bay is addressed 7008 to 7038 Oakmont Parkway, Naples, FL 34108, inside the master-planned community of Pelican Bay. The county roll files the six homes under the plat names Cambridge at Pelican Bay and Pelican Bay Unit 11.

How many homes are in Cambridge?

Six detached single-family homes on the county roll, three on the Cambridge plat and three in Pelican Bay Unit 11. The recorded Cambridge declaration covers three platted sites.

How big are the Cambridge homes?

Living areas on the roll run from 2,213 to 4,581 square feet, with a median of 2,958 across the six. The three plat homes are 2,213, 2,401 and 3,295 square feet.

When were the Cambridge homes built?

Two in 1990, one in 1992, one in 2004 and two in 2018 according to the roll, so a Cambridge buyer can choose between a 1990 house and a 2018 house on the same parkway.

What did the last Cambridge home sell for?

$2,100,000 on November 14, 2025, for a four-bedroom, three-bath home of 2,213 square feet, after 214 days on the market and $250,000 below its final list price of $2,350,000. It is the only MLS closing in five years.

What is the price per square foot at Cambridge?

$949 on that one sale, a small sample. Oakmont’s 12-month median is $870 on 11 sales. One sale is context, not a trend.

Are any Cambridge homes for sale right now?

None were active or pending in the Southwest Florida MLS on October 7, 2026. Ask us to watch the address range and tell you the day one lists.

What are the yearly fees at Cambridge?

The Foundation’s fiscal 2027 assessment is $3,435 and the Services Division’s is $1,250.00, together $4,685 a year, about $390.42 a month. We found no neighborhood association dues for Cambridge on the public record.

What is the Foundation’s resale capital assessment?

$15,000 for deeds recorded on or after October 1, 2026, paid by the buyer unless the contract says otherwise, rising 3.5 percent a year from October 1, 2027, which makes $15,525 by our arithmetic.

Does Cambridge have an HOA?

Not one we could find. The Florida corporate register shows no entity by the Cambridge at Pelican Bay name, and the 1991 declaration vests approvals in its developer-declarant. The Foundation enforces the community-wide documents.

Is Cambridge a condominium?

No. The homes are detached single-family houses on fee-simple lots, and Chapter 718’s condominium rules do not apply.

Who enforces the Cambridge covenants?

The Foundation preserved them in 2021 and runs community-wide design review. Who holds the original declarant’s approval rights is a title question that a commitment will answer.

Which homes does the Cambridge declaration cover?

The three platted Cambridge sites. The other three homes are in Pelican Bay Unit 11, and their covenants come from their own title documents.

What is the minimum house size?

2,000 square feet of living area under the 1991 declaration, with garages and porches excluded, and a 30-foot height limit.

What are the setbacks?

Front 30 feet, side 7.5 feet for one story and 10 feet for two stories, and a rear line set by a landscape buffer whose dimensions you should confirm on the plat and the Pelican Bay PUD.

What roof and exterior rules apply?

Roof pitch of at least 3.5 in 12; tile, cedar shake, slate or copper; no flat roofs; bronze screen enclosures. Exterior changes need written approval.

What are the garage and parking rules?

An attached garage for two to three cars, vehicles kept inside, doors closed except when entering or leaving, and no carports or unenclosed storage.

What are the driveway rules?

One driveway per site, at least 5 feet from the side line, in approved neutral materials rather than plain concrete, asphalt or gravel. The text bars driveways on Oakmont Parkway itself, so check the plat and survey.

Can I put up a fence or wall?

Walls and fences are discouraged, limited to 6 feet, not allowed on the property line or in the front yard, and chain link is out. Apply for approval before you plan.

Can I add a pool?

Possibly, but no pool or structure may sit in the landscaped buffer area, and the Foundation reviews exterior projects. Confirm the buffer on the plat first.

Can I rent my Cambridge home?

Twice a calendar year at most, with no time-share, under the declaration and the Foundation’s 2019 leasing amendment. The Foundation requires a lease application 30 days ahead with a $500 non-refundable fee.

Are pets allowed at Cambridge?

The Cambridge declaration is silent in what we read. The Foundation’s rules require leashes of 6 feet or less and bar pets from beaches, trams, boardwalks, dining areas, Community Center rooms and the fitness center.

Is Cambridge a 55-plus community?

No age restriction appears in the documents we read.

What flood zone is Cambridge in?

FEMA zone X, area of minimal flood hazard, on panel 12021C0381J effective February 8, 2024. A proposed new map is in a 90-day appeal period that ends about November 17, 2026.

What is the hurricane evacuation zone?

Collier County’s layer places Cambridge in Zone A. Confirm any address on the state’s Know Your Zone tool.

Do I need flood insurance at Cambridge?

Federal rules do not require it for a zone X mortgage, but coverage is available and lenders vary. Get a quote during the inspection period.

Does the milestone inspection law apply?

No. Section 553.899 covers condominium and cooperative buildings of three stories or more, not detached houses.

Which schools serve Cambridge?

Sea Gate Elementary, Pine Ridge Middle and Barron Collier High per the district’s lookup on October 7, 2026. Confirm with the district before you buy.

How far is the beach?

The Foundation’s beach access is by tram or boardwalk, open 9 a.m. to sunset, from eight tram stations. The Foundation office is 2.3 miles by routing estimate.

What amenities does a Cambridge home include?

Access to the Foundation’s beaches, trams, Community Center and racquets through the Foundation assessment. Cambridge has no clubhouse or pool of its own that we found.

How long does the Cambridge declaration last?

Thirty years from July 18, 1991, then automatic 10-year extensions, which as we read it runs to July 18, 2031. Owners of two of the three sites can modify it by recorded instrument.

Does the Foundation approve buyers?

No. The Foundation’s estoppel form says it does not require transfer approval and has no right of first refusal.

What inspections should I order?

A general home inspection, wind mitigation, roof, air conditioning, pool and a survey, and a permit review. A 1990 house and a 2018 house need different scopes.

Who is the best realtor for a Cambridge buyer?

The agent who will tell you when the data runs out. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, will walk the plat, the declaration and the one sale before you tour. Call Marc at (239) 287-5873 and we will walk the plat, the declaration and the one sale before you tour.

Frequently Asked Questions: Cambridge Seller Edition

These are the questions Cambridge at Pelican Bay owners ask before listing, answered from the Pelican Bay Foundation’s fiscal 2027 documents, the recorded declaration, Collier County records and the October 7, 2026 Southwest Florida MLS pull. A Cambridge sale rests on one recent comparable, so the answers focus on pricing and paperwork.

How much is my Cambridge home worth?

It depends on size, age, condition and which plat it sits on. The one MLS sale, a 2,213 square foot home built in 2018, closed at $2,100,000 in November 2025. We price from that sale, the county file and nearby Pelican Bay sales, adjusted to your home.

Is now a good time to sell a Cambridge home?

If your home is prepared and priced to its nearest comparable, yes: no Cambridge listing was active on October 7, 2026, so a new listing would be the only one in the MLS.

How long will a Cambridge home take to sell?

The one recent sale took 214 days, and that is one data point. Oakmont’s 12-month median is 71 days on 11 sales. Timing depends on price and condition more than the address.

Why did the last Cambridge sale take 214 days?

The MLS record shows a final list price of $2,350,000 and a close at $2,100,000, 10.6 percent lower. We cannot tell from the record how the price moved. A sale that sits that long usually began above what the nearest comparables supported.

What did the last Cambridge sale close at compared with list?

89.4 percent of its final list price, $250,000 below $2,350,000. That is one sale, a small sample, and Oakmont’s 12-month median sale-to-list is 90.4 percent on 11 sales.

Should I price my Cambridge home off Oakmont?

Use Oakmont as context, not as a price. Oakmont has 11 sales in 12 months at a $2,350,000 median, and its homes range from 2,101 to 7,131 square feet. Adjust for size, age and lot before any comparison is used.

Do I need Foundation approval to sell?

No. The Foundation’s fiscal 2027 estoppel form says it does not require transfer approval and has no right of first refusal.

What does the Foundation estoppel cost?

$250, paid by the seller, with an optional $100 for delivery within three business days. Section 720.30851 sets a ten-business-day delivery period for an association estoppel, and as we read the state’s current adjusted caps the Foundation’s fees fall within them.

Who pays the resale capital assessment?

The buyer pays the Foundation’s $15,000 resale capital assessment at closing for deeds recorded on or after October 1, 2026, unless the contract says otherwise.

Is there an exemption from the resale capital assessment?

Yes, a one-time exemption for an owner and resident who buys another Pelican Bay property within 90 days. The form is due physically seven days before closing and carries a $1,000 processing fee.

When must I give the flood disclosure?

At or before the time the sales contract is executed, under section 689.302. It asks whether you know of flood damage, filed a flood claim or received federal assistance for flood damage.

What documents should I gather before listing?

Your vesting deed and title policy, the Foundation estoppel, permits and final inspections, approval letters for exterior work, the survey, insurance and wind-mitigation reports and, for a plat home, the 1991 declaration and the 2021 Foundation notice.

Do I give the buyer the recorded declaration?

Yes, if your home is on the Cambridge plat. It is a recorded public document, and a buyer’s attorney will ask for it. For a Unit 11 home, give the documents in your title commitment.

How do I know whether my home is on the Cambridge plat or Unit 11?

The county roll and your deed show it. The plat name matters because the 1991 declaration covers three platted sites and not the Unit 11 homes.

What are the closing costs when I sell?

By Collier custom the seller pays documentary stamps on the deed, $0.70 per $100 under section 201.02, plus the estoppel and your own costs. The contract controls. On $2,100,000 the stamps are $14,700.

Who pays for the owner’s title policy?

By Collier custom the buyer pays the owner’s title policy and chooses the closing agent. The contract controls the split.

Can I sell with a tenant in place?

Yes, subject to the lease. Cambridge permits two leases a year, and the Foundation deactivates owner ID cards during a lease, so disclose the lease terms at the first showing.

What happens to my Foundation ID cards at closing?

Return them. The estoppel form lists a $500 seller charge for Foundation ID cards that are not returned.

Can I put a sign in the yard?

Signs need approval under the Cambridge declaration, and the Foundation’s rules treat signs as a minor project. Check the current rules before the sign goes in.

Should I get a pre-listing inspection?

For a 1990 or 1992 home, yes, covering roof, air conditioning, plumbing and electrical. For a 2018 home, a wind-mitigation report and permits file may be enough. Find the issues before the buyer’s inspector does.

What if I have an open permit?

Close it before you list. An open permit surfaces in the buyer’s title search or insurer review and can cost days at the end of the contract.

Do I have to disclose the driveway or buffer questions?

Disclose known material facts about the property. If you know of a violation of the declaration or an unapproved improvement, say so and discuss it with your attorney before listing.

Will an appraiser struggle with one comparable?

Often, which is why the appraisal contingency and the price conversation need to be planned. A buyer’s lender will look at Oakmont and other Pelican Bay sales, so we prepare an adjustment grid in advance.

Do you list off-market?

Yes, when a seller wants discretion, we can market privately to our qualified-buyer database. A private sale still needs the estoppel, the flood disclosure and the title file.

What marketing do you provide?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, provide cinematic video, drone, professional photography, our qualified-buyer database and the Southwest Florida MLS, along with a documents page that answers a Cambridge buyer’s questions before the showing.

Do you have a track record of Cambridge sales?

The MLS pull does not give us a McGreevy and Comisar count for Cambridge, and we tracked one Cambridge closing in five years. The credential is the work: the recorded paperwork read and the data stated with its limits.

What if my home is in Unit 11, not on the Cambridge plat?

The market data is the same, and the Foundation steps are the same. The covenants come from your title commitment, and the Cambridge declaration’s setbacks do not automatically apply.

Does the declaration run with the land when I sell?

Yes. Recorded covenants bind later owners. The 2021 Foundation notice preserved the Cambridge declaration, and as we read it the term now runs to July 18, 2031.

Are Foundation assessments a lien on my home?

The Foundation’s rules provide for 18 percent interest on assessments unpaid after 30 days, a lien notice and suspension of privileges after 90 days. Pay current before closing; the estoppel shows what is owed.

Does a 2018 home sell for more per square foot than a 1990 home?

The one sale was a 2018 home at $949 a square foot, and the one 2023 Oakmont Parkway sale was a 1990 home at $944, but they are different years and different houses, so we do not read a premium into it.

Should I talk to a tax advisor?

Yes. We can tell you what the market will pay and what the closing statement looks like, not your tax position. Ask your CPA about basis and gains before you sign.

Does the proposed FEMA map affect my sale?

It can affect what buyers and insurers ask. Zone X is on the effective map dated February 8, 2024, and the proposed map is in a 90-day appeal period ending about November 17, 2026. Describe the effective zone accurately and do not promise what the new map will say.

Can I sell before the declaration renews?

Yes. A renewal date does not restrict a sale. The 1991 declaration runs with the land, and a buyer takes the home subject to it, so give them the document early.

How do I start?

Request a free home valuation or call Jesse direct at (239) 898-6072. We will pull the address’s plat, permits and nearest sales and tell you what we would list it at.

Sources and Authoritative References

Every Cambridge fact on this page comes from a recorded instrument, a state, county or federal record, the Pelican Bay Foundation’s own published documents, the Collier County Property Appraiser’s 2026 tax roll and recorded-sales file, or the Southwest Florida MLS pull of October 7, 2026.

The primary sources are grouped below by who issued them and numbered continuously. Property Appraiser figures come from the county’s published bulk data files, not from any third-party site.

Recorded Cambridge Instruments, Collier County Clerk Official Records

  1. Declaration of Restrictions and Protective Covenants for Sites 1 through 3, Pelican Bay Unit Thirteen (Cambridge), OR 1632, Page 2311 (July 18, 1991)
  2. Plat recording cover, OR 1632, Page 2308 (July 18, 1991)
  3. Pelican Bay Foundation notice under section 720.3032 and Chapter 712 for Pelican Bay Unit Thirteen (Cambridge), OR 5983, Page 92 (July 16, 2021)
  4. Collier County Clerk, Official Records public access search

Pelican Bay Foundation, Published Documents and Pages

  1. Pelican Bay Foundation home page
  2. Realtor information page
  3. Community map
  4. Community Center
  5. Our beaches
  6. Tram service
  7. Our racquets program
  8. Pelican Bay Community Park racquets facility
  9. Fiscal 2027 estoppel form (version 08/31/2026)
  10. Fiscal 2027 Approved Budget Package
  11. Rules and Regulations (December 12, 2024)
  12. Lease Application Packet, fiscal 2027
  13. Declaration amendment on leasing (recorded May 28, 2019)
  14. Resale capital exemption form
  15. Pelican Bay planned unit development document with ordinances

Florida Division of Corporations

  1. Entity name search, Florida Division of Corporations

Florida Statutes 2026, Florida Senate

  1. Chapter 720, Homeowners’ Associations
  2. Section 720.301, definitions
  3. Section 720.302, purposes, scope and application
  4. Section 720.303, association powers and duties
  5. Section 720.3032, notice to preserve covenants
  6. Section 720.3033, officers and directors
  7. Section 720.3035, architectural control covenants
  8. Section 720.304, right of owners to peaceably assemble and display flags
  9. Section 720.305, obligations of members, fines
  10. Section 720.306, meetings of members, amendments
  11. Section 720.3075, prohibited clauses
  12. Section 720.3085, payment for assessments
  13. Section 720.30851, estoppel certificates
  14. Section 720.401, prospective purchasers, disclosure
  15. Chapter 712, Marketable Record Title to Real Property
  16. Section 712.05, effect of filing notice
  17. Section 712.06, contents of notice, recording and indexing
  18. Section 553.899, mandatory structural inspections for condominium and cooperative buildings
  19. Chapter 201, excise tax on documents
  20. Section 201.02, tax on deeds and other instruments relating to real property
  21. Chapter 689, conveyances of land and declarations of trust
  22. Section 689.302, disclosure of flood risks to prospective purchaser
  23. Chapter 718, Condominiums
  24. Chapter 617, Florida Not For Profit Corporation Act
  25. Chapter 760, Florida Civil Rights Act
  26. Section 760.23, discrimination in the sale or rental of housing

Collier County

  1. Pelican Bay Services Division, Collier County advisory boards
  2. Proposed Flood Insurance Rate Map reflects changes to local flood risk (August 19, 2026)
  3. Floodplain Management
  4. Three-mile saltwater boundary for milestone inspections
  5. Milestone buildings by year and reference number
  6. View Permit History and Permit Search
  7. CityView permit portal (2011 to present)
  8. CD-Plus permit portal (1989 to 2011)
  9. Land Development Code, planned unit development districts (Municode)
  10. County GIS, FEMA24 flood zones layer
  11. County GIS, hurricane evacuation zone layer
  12. County GIS, milestone buffer layer
  13. County GIS, planned unit development layer
  14. County GIS, general zoning layer
  15. County GIS, future land use layer
  16. County GIS, fire district layer

Collier County Public Schools

  1. Collier County Public Schools, school district grades page
  2. Collier County Public Schools home page

Federal and State Mapping, Safety and Licensing

  1. FEMA National Flood Hazard Layer service
  2. FEMA National Flood Hazard Layer, flood zones layer
  3. FEMA National Flood Hazard Layer, FIRM panels layer
  4. FEMA Map Service Center
  5. FloodSmart, the National Flood Insurance Program
  6. Florida Division of Emergency Management, Know Your Zone
  7. U.S. Census Bureau geocoder
  8. U.S. Department of Housing and Urban Development, Fair Housing Act overview
  9. Florida Department of Business and Professional Regulation, licensee search

Downloadable Documents

The Cambridge documents below are official public records, linked at the issuing authority so you always open the current, unaltered copy. Recorded instruments open in the Collier County Clerk’s official records viewer, Foundation documents open at the Pelican Bay Foundation, and county records open at Collier County.

DocumentIssued byOpen it
Declaration of Restrictions and Protective Covenants, Sites 1 through 3, Pelican Bay Unit Thirteen (Cambridge), 1991, OR 1632, Page 2311Collier County ClerkOpen the 1991 Cambridge declaration
Foundation notice to preserve covenants, Pelican Bay Unit Thirteen (Cambridge), 2021, OR 5983, Page 92Collier County ClerkOpen the 2021 Foundation notice
Plat recording cover, 1991, OR 1632, Page 2308Collier County ClerkOpen the plat recording cover
Fiscal 2027 estoppel formPelican Bay FoundationOpen the Foundation estoppel form
Fiscal 2027 Approved Budget PackagePelican Bay FoundationOpen the Foundation budget
Rules and RegulationsPelican Bay FoundationOpen the Foundation rules
Lease Application Packet, fiscal 2027Pelican Bay FoundationOpen the lease application packet
Declaration amendment on leasing, recorded May 28, 2019Pelican Bay FoundationOpen the leasing amendment
Resale capital exemption formPelican Bay FoundationOpen the resale capital exemption form
Pelican Bay PUD with OrdinancesPelican Bay FoundationOpen the Pelican Bay PUD document
Proposed Flood Insurance Rate Map notice, August 19, 2026Collier CountyOpen the county’s flood map notice

Market data from Southwest Florida MLS, pulled October 2026.

McGreevy and Comisar, Best Realtor for Cambridge at Pelican Bay. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Overview for Pelican Bay - Cambridge, FL

6,575 people live in Pelican Bay - Cambridge, where the median age is 73.8 and the average individual income is $153,169. Data provided by the U.S. Census Bureau.

6,575

Total Population

73.8 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$153,169

Average individual Income

Around Pelican Bay - Cambridge, FL

There's plenty to do around Pelican Bay - Cambridge, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

8
Car-Dependent
Walking Score
28
Somewhat Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including Sunset Cafe, Angelo's Southern Grill, and Hungry Howie's Pizza & Subs.

Name Category Distance Reviews
Ratings by Yelp
Dining 0.33 miles 2 reviews 4/5 stars
Dining · $$ 1.15 miles 154 reviews 4/5 stars
Dining · $ 1.26 miles 16 reviews 3.3/5 stars
Dining · $$ 1.41 miles 128 reviews 3.4/5 stars
Dining 1.43 miles 1 review 3/5 stars
Shopping 1.23 miles 0 reviews 0/5 stars

Demographics and Employment Data for Pelican Bay - Cambridge, FL

Pelican Bay - Cambridge has 3,755 households, with an average household size of 1.75. Data provided by the U.S. Census Bureau. Here’s what the people living in Pelican Bay - Cambridge do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 6,575 people call Pelican Bay - Cambridge home. The population density is 2,231 and the largest age group is Data provided by the U.S. Census Bureau.

6,575

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

73.8 years

Median Age

45 / 55%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
3,755

Total Households

1.75

Average Household Size

$153,169

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Schools in Pelican Bay - Cambridge, FL

All ()
Primary Schools ()
Middle Schools ()
High Schools ()
Mixed Schools ()
The following schools are within or nearby Pelican Bay - Cambridge. The rating and statistics can serve as a starting point to make baseline comparisons on the right schools for your family. Data provided by the U.S. Census Bureau.
Type
Name
Category
Grades
School rating

Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.