St. Andrews at Pelican Bay is 15 gated detached villa lots on Heathery Lane in Naples, a Chapter 720 homeowners' association with Board approval on every sale and five MLS closings in 60 months. Sell or buy with McGreevy and Comisar.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.
St. Andrews is a 15-lot gated detached-villa neighborhood inside the master-planned community of Pelican Bay in Naples, Florida. St. Andrews at Pelican Bay is a single-street enclave of detached villas addressed 700 to 718 Heathery Lane, Naples, FL 34108, where the association owns the private roads and keeps the perimeter walls and entry gates, and the Pelican Bay Foundation supplies the beach, tram and Community Center.
The first thing a buyer should know is the one thing most villa neighborhoods do not have: a sale here needs the association’s written approval. The 2018 restated declaration says no owner may sell a home without the association’s approval, gives the Board 30 days to answer, and makes an unapproved sale voidable. The 2026 recorded rules add a $2,500 transfer fee. That changes the contract, the timeline and the closing, and each piece is set out below.
This page is about St. Andrews at Pelican Bay in Collier County. It is not St. Andrews Country Club in Boca Raton, it is not the condominium buildings on Saint Andrews Boulevard in Naples, and it is not the other St. Andrews names a search can surface around Pelican Landing and Lely. The guide is built from the recorded declaration chain at the Collier County Clerk, the Florida Division of Corporations filing, the Pelican Bay Foundation’s published documents, Florida’s statutes as they read in 2026, Collier County’s flood, zoning and evacuation layers, FEMA’s flood map, and a Southwest Florida MLS pull dated October 7, 2026.
If you own at St. Andrews and are thinking about a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the rule-by-rule detail below will tell you whether this enclave fits before you tour. Where the public record stops, we say so, and where a member-only document would answer a question, we tell you which one to request.
McGreevy and Comisar are the best realtor for St. Andrews at Pelican Bay because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a St. Andrews read built from the recorded declaration chain and every closing in the MLS file.
If you’re searching for the best realtor for St. Andrews in Pelican Bay, Naples, whether you’re ready to sell your St. Andrews home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters at St. Andrews for a specific reason. The street has 15 lots and the Southwest Florida MLS shows five closings in five years, so there is no neighborhood median to lean on: the 60-month median of $1,795,000 sits on five sales that run from $1,700,000 to $3,000,000. A listing agent who prices St. Andrews off a Pelican Bay average, or who forgets that the buyer needs the Board’s approval inside 30 days, will misprice the home or lose the contract. We price against the five sales and the documents that belong to this one street.
Recent St. Andrews track record (last 12 months): In the last 12 months, October 8, 2025 to October 7, 2026, St. Andrews has seen 0 resales in the Southwest Florida MLS (pulled October 7, 2026), and no listing was active on that date. Because the MLS pull does not give us a McGreevy and Comisar count for these homes, we claim none; the credential here is the sales record itself, which we tracked back five years to the last five closings, and the paperwork read.
For St. Andrews sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. At St. Andrews we also build the approval file before the first showing: the association needs the executed contract and the buyer’s information, the Pelican Bay Foundation needs its own estoppel and collects its resale capital assessment at closing, and the association’s recorded rules put a $2,500 transfer fee and a $50 background check on the transfer.
For St. Andrews buyers: the first question is the approval clock, because a contract on a St. Andrews home is conditional on the Board’s answer and the Board has 30 days under the declaration. The second is the maintenance split: the association mows and trims the yards and keeps the walls, gates and roads, and you keep everything on the lot. The third is the stack of charges, which here runs through three bills: the association, the Pelican Bay Foundation and the Pelican Bay Services Division. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific St. Andrews address; we do.
Honors and recognition:
Selling your St. Andrews home? Get a free home valuation priced against the five sales on your own street, or call Jesse direct at (239) 898-6072.
Buying a home in St. Andrews? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
St. Andrews sits on one street, Heathery Lane, in Pelican Bay, Naples, Florida 34108, in unincorporated Collier County. Every home sits on that street, and the county’s 2026 roll lists 15 residential parcels on it and nowhere else. The 1986 declaration places the land off the north right-of-way of Gulf Park Drive.
The address range is 700 to 718 Heathery Lane, Naples, FL 34108. The Collier County Property Appraiser’s 2026 roll lists 15 residential parcels on the street, and the Southwest Florida MLS files every sale under St. Andrews at Pelican Bay with the street shown as Heathery Lane. Searches by street address land on this page for that reason.
The recorded land is part of Parcel C of Pelican Bay Unit Five (Plat Book 12, pages 68 to 70), about 4.99 acres. Fifteen homes on 4.99 acres is three homes an acre once the roads and common area are counted. Collier County’s planned unit development layer places the neighborhood in the Pelican Bay planned unit development, whose ordinance on the county layer is numbered 04-59, with a future land use designation of Urban Residential Subdistrict, and North Collier Fire serves the five addresses we checked.
The Pelican Bay Foundation’s published community map text describes St. Andrews homes with views of a lake or landscaped areas, and says many come with screened lanais and private pools. No recorded instrument we read promises a particular view or a golf frontage, and the 1986 declaration describes an easement for the Pelican Bay Improvement District along a lake at the southeast. We walk the specific lot and the survey with you.
The documents we read place no golf course inside St. Andrews, and the association owns none. The Gulf beach is a Pelican Bay Foundation amenity reached by the Foundation’s tram or by car, set out in the amenities section below.
Yes, in the documents. The 2018 restated declaration charges the association with maintaining the “automatic entry system and gates into St. Andrews,” lets it suspend automatic gate entry privileges for a delinquent owner, and the Foundation’s map text calls St. Andrews a gated community. The association’s gate and entry features are paid for through the regular assessment, covered in the fees section below.
Beauville at Pelican Bay is the Pelican Bay villa neighborhood buyers most often weigh against St. Andrews, and a side-by-side decision table appears later on this page. Oak Lake Sanctuary at Pelican Bay is another small detached-villa neighborhood in the same Foundation, and each has its own guide in this series.
The recorded 1986 declaration is titled for Saint Andrews, while the association, the Florida corporation record and the MLS use St. Andrews. The county’s milestone list contains condominium buildings on Saint Andrews Boulevard in Naples, which are a different place with no connection to Heathery Lane. If a search, a title report or a listing uses one spelling, check the street: Heathery Lane is the one that belongs here.
Living in St. Andrews at Pelican Bay means a detached villa on its own lot, from 1,935 to 3,031 square feet on the county roll with a median of 2,233, on a gated 15-lot street where the association mows the yards and keeps the roads, walls and gates, and the Foundation supplies the beach, tram and Community Center.
St. Andrews is small, with 15 parcels on the 2026 roll, first built in 1986 and 1987. What follows is what daily life looks like, drawn from the recorded documents, the county’s records, the Florida corporation filing and the Foundation’s published documents.
St. Andrews is a neighborhood of 15 lots, declared on April 16, 1986 by the developer, Kingmark Limited, and run by St. Andrews Property Owners Association, Inc., a Florida not-for-profit corporation filed April 9, 1986. The county roll shows homes with a year built from 1986 to 2024. The members restated the declaration, articles and bylaws in 2018, and that Amended and Restated Declaration is the one in force.
Five of the 15 parcels still carry the original 1986 or 1987 year built, and ten carry a year built from 1999 to 2024. That means two thirds of the street has been rebuilt, replaced or newly built over the original shells. Condition, age and the quality of the work are the largest price variables here, and a buyer should ask for permits and plans on any rebuilt home.
The county roll shows living areas from 1,935 to 3,031 square feet with a median of 2,233. The five original-vintage parcels run from 2,073 to 2,527 square feet. The MLS sales in the last 60 months ranged from 1,935 to 2,185 square feet. The Foundation’s text says just over 1,900 to almost 2,400 square feet, which does not match the roll’s top end, so we use the roll.
The MLS records three bedrooms, or three plus a den, with two or three baths, across all five closings. The 2018 declaration sets a roof pitch no lower than 5:12, requires Board approval of any roof material, and bars flat roofs except over porches, patios and terraces, and the 2026 rules set the exterior color palette, so the street is governed by one set of exterior standards.
Florida’s corporation records list the association’s registered agent and mailing address as PMI Gulf Coast in Naples, changed on July 12, 2023, with annual reports on file through April 27, 2026. The recorded 2026 rules direct deposits and forms to PMI Gulf Coast or a successor management company. We do not publish phone numbers or board names.
The recorded documents describe no clubhouse, neighborhood pool or beach of the association’s own. Pools are private and need the Board’s advance written approval. The neighborhood has one pet or two depending on which document you read, no pets for tenants and a two-lease-a-year cap, all covered in their own sections below.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews at Pelican Bay homes closed 0 times in the last 12 months (Southwest Florida MLS, October 8, 2025 to October 7, 2026), so we read the market from the last 60 months: 5 sales at a median of $1,795,000, from $1,700,000 to $3,000,000. That is a small sample, and we list every sale.
Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)
St. Andrews is a very thin market: no closing in 12 months, one in 36 months, five in 60 months, and no listing active or pending on the pull date. No window reaches ten closings, so we name the window and the number of sales beside every figure, label every median as a small sample, and use the county’s recorded-sales history as the long view. None of the five sales was entered after closing, so every sale counts in every figure.
The Southwest Florida MLS pull dated October 7, 2026 counts no St. Andrews closing between October 8, 2025 and October 7, 2026, and none in the 24 months from October 8, 2024. A zero is information, not a gap in the data: with 15 lots and about one MLS closing a year, the street can go a full year with no trade. It also means no recent sale sets the price for the next listing.
The Southwest Florida MLS pull counts 5 St. Andrews closings in the 60 months from October 8, 2021, at a median of $1,795,000 (the middle price of five), a low of $1,700,000, a high of $3,000,000 and total volume of $10,145,000, an average of $2,029,000. The median sold price per square foot was $879 on 5 sales, the median days on market 13 on 5 sales, and the median sale price was 100.0 percent of the final list price on 5 sales.
Here are all four standard windows, each ending October 7, 2026.
| Window | Closings | Median | Low | High | Volume | Per sq ft | Days on market (n) | Sale-to-list (n) |
|---|---|---|---|---|---|---|---|---|
| 12 months | 0 | none | none | none | $0 | none | none | none |
| 24 months | 0 | none | none | none | $0 | none | none | none |
| 36 months | 1, small sample | $3,000,000 | $3,000,000 | $3,000,000 | $3,000,000 | $1,395 | 18 (1) | 92.3% (1) |
| 60 months | 5, small sample | $1,795,000 | $1,700,000 | $3,000,000 | $10,145,000 | $879 | 13 (5) | 100.0% (5) |
The 36-month window holds only the March 2024 sale, because the other four closings took place between December 2021 and June 2023, before October 8, 2023. The 60-month median is the third of five sorted prices, $1,700,000, $1,750,000, $1,795,000, $1,900,000 and $3,000,000, so it is an observed sale and not an average.
Here is every closing in the 60 months to October 7, 2026, newest first, by month, with no house numbers or owner names. All five were single-family detached villas on Heathery Lane.
| Closed | Street | Beds and baths | Living area (sq ft) | Final list | Sold price | Price per sq ft | Sale-to-list | Days on market |
|---|---|---|---|---|---|---|---|---|
| March 2024 | Heathery Lane | 3 bed plus den, 3 bath | 2,150 | $3,250,000 | $3,000,000 | $1,395 | 92.3% | 18 |
| June 2023 | Heathery Lane | 3 bed, 2 bath | 2,124 | $1,795,000 | $1,795,000 | $845 | 100.0% | 13 |
| February 2023 | Heathery Lane | 3 bed, 3 bath | 2,052 | $1,995,000 | $1,900,000 | $926 | 95.2% | 50 |
| May 2022 | Heathery Lane | 3 bed, 3 bath | 1,935 | $1,500,000 | $1,700,000 | $879 | 113.3% | 2 |
| December 2021 | Heathery Lane | 3 bed, 2 bath and a half bath | 2,185 | $1,695,000 | $1,750,000 | $801 | 103.2% | 3 |
The per-foot figures sort to $801, $845, $879, $926 and $1,395, so the median of $879 is the third value. Four of the five sat between $801 and $926, and the March 2024 sale at $1,395 ran 58.7 percent above the median. Days on market sort to 2, 3, 13, 18 and 50, so four of the five sold within 18 days. Two sold above their final list price, one at it and two below.
Size did not drive it: the five homes span only 1,935 to 2,185 square feet, a 250 square foot range. The high sale is 76.5 percent above the low, $3,000,000 against $1,700,000, on a home 215 square feet larger than the smallest. With ten of 15 parcels carrying a year built after 1987, the likelier driver is condition and rebuild quality, which the MLS does not record. A buyer or seller should ask for permits and plans before leaning on any single sale.
Our file matches the May 2022 and February 2023 sales to one lot. The home sold for $1,700,000 over its $1,500,000 list price, then again for $1,900,000, a gain of 11.8 percent in 300 days. The MLS living areas differ by 117 square feet, 1,935 and 2,052, and the roll shows a 2023 year built for the 1,935 square foot parcel, so treat the pair as a likely rebuild or renovation, not a confirmed one.
MLS closings by calendar year show a market that has averaged one sale a year since late 2021 and has produced none since March 2024.
| Calendar year (MLS closings) | Closings | Median | Low | High |
|---|---|---|---|---|
| 2021 (from October 8) | 1 | $1,750,000 | $1,750,000 | $1,750,000 |
| 2022 | 1 | $1,700,000 | $1,700,000 | $1,700,000 |
| 2023 | 2 | $1,847,500 | $1,795,000 | $1,900,000 |
| 2024 | 1 | $3,000,000 | $3,000,000 | $3,000,000 |
| 2025 | 0 | none | none | none |
| 2026 (through October 7) | 0 | none | none | none |
The 2023 median is the mean of $1,795,000 and $1,900,000, the two sales that year.
On October 7, 2026 the MLS showed no St. Andrews listing, active or pending. Months of supply is active listings divided by the monthly closing pace, and with no closings in 12 months and no listings the ratio has no value, so we do not state one. A new listing here is the only home for sale on the street, and a buyer will compare it with five old sales and with neighboring villa neighborhoods.
Our read is that St. Andrews trades in two bands. Four of the five sales closed between $1,700,000 and $1,900,000 on homes of 1,935 to 2,185 square feet, and one closed at $3,000,000. The homes that sold within a few days, the December 2021 and May 2022 sales, closed at or above their final list price. The two that closed below it, in February 2023 and March 2024, closed at 95.2 and 92.3 percent of the final list price after 50 and 18 days. Price to the nearest comparable and the first weeks decide the sale.
As Top 1% Real Estate Agents Nationally Since 2008, before we price a St. Andrews home we compare it with all five closings by size, bedrooms and condition, read the roll’s year built to see whether the home was rebuilt, and build the 30-day approval window into the contract dates. We tracked all 5 St. Andrews closings of the last 60 months against the recorded documents for this guide. A seller can ask for that work at no cost.
Selling at St. Andrews? Start with a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews buyers and sellers should start from the five closings and the approval timeline, not from a Pelican Bay average. A St. Andrews home sold in the last 60 months for as little as $1,700,000 and as much as $3,000,000. If you own here, request a free home valuation priced to your home’s size and condition, or call Jesse direct at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews recorded 42 qualified sales in 22 calendar years from 1986 through June 30, 2026, according to the Collier County Property Appraiser’s file, and the yearly median rose from $218,500 in 1986 to $3,000,000 in 2024, about 13.7 times. The county records the deed price, so it is the long record.
Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)
The county file counts qualified sales of improved parcels at $100,000 and over on Heathery Lane. Every year with a sale, with the file running through June 30, 2026:
| Year | Qualified sales | Median | Low | High |
|---|---|---|---|---|
| 1986 | 4 | $218,500 | $187,000 | $263,000 |
| 1987 | 7 | $240,000 | $215,000 | $258,300 |
| 1990 | 1 | $299,900 | $299,900 | $299,900 |
| 1991 | 1 | $280,000 | $280,000 | $280,000 |
| 1996 | 3 | $366,400 | $330,000 | $440,000 |
| 2001 | 2 | $540,000 | $530,000 | $550,000 |
| 2002 | 1 | $580,000 | $580,000 | $580,000 |
| 2004 | 2 | $621,250 | $557,500 | $685,000 |
| 2005 | 1 | $749,000 | $749,000 | $749,000 |
| 2006 | 2 | $1,142,500 | $1,090,000 | $1,195,000 |
| 2008 | 1 | $650,000 | $650,000 | $650,000 |
| 2011 | 2 | $580,000 | $575,000 | $585,000 |
| 2012 | 1 | $675,000 | $675,000 | $675,000 |
| 2013 | 2 | $795,000 | $745,000 | $845,000 |
| 2014 | 3 | $815,000 | $805,000 | $877,000 |
| 2015 | 1 | $721,000 | $721,000 | $721,000 |
| 2016 | 2 | $837,500 | $825,000 | $850,000 |
| 2017 | 1 | $800,000 | $800,000 | $800,000 |
| 2019 | 2 | $1,140,000 | $1,100,000 | $1,180,000 |
| 2021 | 1 | $1,750,000 | $1,750,000 | $1,750,000 |
| 2023 | 1 | $1,795,000 | $1,795,000 | $1,795,000 |
| 2024 | 1 | $3,000,000 | $3,000,000 | $3,000,000 |
The 1986 and 1987 rows are the first owners buying from the developer: 4 qualified sales in 1986 at a median of $218,500, and 7 more in 1987 at $240,000, 11 in all. Since then the file shows between one and three sales a year. The file has no qualified sale in 19 of the 41 calendar years from 1986 to 2026, including 2022, 2025 and 2026.
The county records deed consideration for qualified sales and the MLS records the reported closing price for sales entered there, so the two files do not list the same sales. Three of the five MLS closings, December 2021 at $1,750,000, June 2023 at $1,795,000 and March 2024 at $3,000,000, appear in the county file at the same prices. The May 2022 sale at $1,700,000 and the February 2023 sale at $1,900,000 do not appear in the qualified file. We did not obtain the county’s reason, and we use each file’s figures in its own table.
The median rose from $218,500 in 1986 to $1,140,000 in 2019, about 5.2 times, and to $3,000,000 in 2024, about 13.7 times. The path was uneven: the yearly median reached $1,142,500 in 2006, fell to $650,000 in 2008 and $580,000 in 2011, down 43.1 percent and 49.2 percent from the 2006 figure, then climbed back to $1,140,000 in 2019. It rose 53.5 percent to $1,750,000 in 2021. Those swings come from one to three sales a year, which is why we price from the specific home and the nearest sales, not from a yearly median.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews at Pelican Bay is a homeowners’ association under Chapter 720, Florida Statutes, not a condominium under Chapter 718. The 2018 restated declaration defines “the Act” as Chapter 720 and governs 15 individually owned lots, and the county roll codes all 15 parcels as single family, not as condominium units.
Almost every Pelican Bay villa neighborhood sorts into one of those two regimes, and the regime decides which statutes protect you, who insures what, how a sale is handled and which safety laws apply. We read the recorded instruments and the state filing before calling St. Andrews either one.
The original declaration recorded on April 16, 1986 at Official Records Book 1189, page 1513 runs 39 pages. The declarant was Kingmark Limited, a Florida limited partnership. It creates an association of owners, assigns each of the 15 lots an equal one-fifteenth share of the common expenses, and sets a single-family use, architectural control by the declarant, underground utilities and screened pools.
The Amended and Restated Declaration, Articles and Bylaws recorded on January 11, 2018 at Official Records Book 5466, page 3843 runs 61 pages. The members approved it on August 22, 2017. It replaces the original declaration, articles and bylaws in full, defines the Act as Chapter 720, names the Pelican Bay Foundation as the master association, and is the instrument we cite for nearly every rule on this page.
The recorded certificate for the original by-laws, recorded on May 5, 1988, describes the neighborhood as “ST. ANDREWS, a Plat Waiver Subdivision.” That label tells a buyer the lots were created by deed and declaration, not by a separate recorded plat of their own, which is why the 1986 declaration describes the land by reference to Parcel C of the Pelican Bay Unit Five plat.
The Collier County Property Appraiser’s 2026 tax roll codes all 15 St. Andrews parcels as single family. That is the same label the roll uses for a house on any street, and it fits the legal facts: each owner holds a fee simple lot, not a unit and an undivided share of a building.
The Florida Division of Corporations lists St. Andrews Property Owners Association, Inc. as a Florida not-for-profit corporation, document number N14307, filed April 9, 1986 with an effective date of April 4, 1986, and active. Its last event was the amended and restated articles filed December 26, 2017, and annual reports are on file through April 27, 2026.
At St. Andrews the buyer reads an HOA disclosure summary under section 720.401 and gets the association estoppel under section 720.30851. At a condominium the buyer receives the statutory package under Chapter 718. The two are different closings, and the Pelican Bay Foundation’s own estoppel form treats condominium units and single-family properties differently.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews at Pelican Bay began in April 1986, when the developer, Kingmark Limited, recorded a declaration for 15 lots on about 4.99 acres of Pelican Bay Unit Five, Parcel C, and a week later deeded the common area to the association. Four decades of recorded instruments follow, each of which changed what a buyer inherits.
Kingmark Limited, with Kingmark, Inc. as its general partner, recorded the declaration on April 16, 1986. The land is part of Parcel C of Pelican Bay Unit Five (Plat Book 12, pages 68 to 70) off the north right-of-way of Gulf Park Drive. The deed from the developer to the association, recorded April 23, 1986, conveyed land to the association, and the declaration provides for the common area, including the private roads, to be owned by the association.
On April 23, 1986 the developer and the association also recorded a six-page easement in favor of Westinghouse Communities of Naples and The Club at Pelican Bay for sewer lines and structures across the neighborhood, with provisions sharing maintenance costs. The scan is hard to read, so we state only what it is and what it conveys in outline and recommend a title search for its detail.
A ten-page certificate recorded on May 5, 1988 put the original by-laws of the association on the public record. It is where the Plat Waiver Subdivision wording appears.
A bill of sale recorded on March 17, 2009 transferred ownership from Collier County and the Collier County Water-Sewer District to the association of the backflow prevention devices, fire suppression lines, hydrants and irrigation lines downstream of the backflow device on the association’s property. That puts the maintenance of those facilities on the association, which is part of what the regular assessment pays for.
The association recorded a Notice of Preservation under Chapter 712 on April 14, 2016. Chapter 712, the Marketable Record Title Act, can extinguish old restrictions unless a notice preserves them, and this one preserves the 1986 declaration as the root of the covenants.
The members approved the restated declaration, articles and bylaws on August 22, 2017, and the Florida Division of Corporations received the amended and restated articles on December 26, 2017. The restated set was recorded on January 11, 2018. It is the document a buyer’s attorney should read first.
The members approved a certificate of amendment on November 15, 2019, recorded February 11, 2020. It amends the pool provisions so that a pool may be surrounded and enclosed by a fence or a screened lanai, subject to advance written Board approval, and it ties pool enclosures and privacy walls to a uniform design, color and materials.
A three-page easement recorded on August 10, 2020 grants Peoples Gas System, a division of Tampa Electric Company, a perpetual easement for an underground gas line and its equipment, ten feet wide, five feet either side of the centerline.
The association recorded a Certificate of Recording of Rules and Regulations on August 5, 2026, with the rules dated July 9, 2026. They set the rental, pet, parking, exterior, pool, transfer and deposit rules described in the sections below. This is the newest instrument in the chain.
The Clerk’s index lists one-page notices from the association between 2012 and 2024. We read those from the index only, so we state that they exist and nothing about their content.
St. Andrews’ 15 homes are detached single-family villas of 1,935 to 3,031 square feet on the county roll, on Heathery Lane, with year built from 1986 to 2024 and three bedrooms in the MLS file. The declaration treats each home as the lot owner’s own, inside a shared program for the roads, walls, gates and yards.
Every St. Andrews home is detached, so there is no shared party wall with a neighbor. The 2018 declaration does create a three-foot side-line easement where a privacy wall or a roof overhang sits within three feet of the lot line, for drainage, roof eaves and maintenance. Confirm from your survey which edges of your lot carry that easement.
Five of the 15 parcels carry the original 1986 or 1987 year built and ten carry a year built from 1999 to 2024, so two thirds of the street has been rebuilt or replaced. A rebuild goes through Board review and then the Foundation’s review, and a buyer should ask for the plans, permits and final inspections of any rebuilt home.
The five MLS closings include four three-bedroom homes and one three-bedroom plus den home. Baths run from two to three, with a half bath in one of them. No sale in the file was a two- or four-bedroom home.
The county roll shows living area from 1,935 to 3,031 square feet with a median of 2,233 across all 15 parcels, and the MLS closings run from 1,935 to 2,185. No sale in the 60-month file was as large as the roll’s larger parcels, so a buyer pricing the largest homes has no sold comparable on the street.
Section 2.4 of the 2018 declaration makes the association responsible for the outside privacy wall, while section 7.16 requires screened pool enclosures, privacy walls and decorative walls to share one design, color and material standard approved in writing by the Board. Walk the lot line with the survey in hand, because the wall is a common feature of the street and your own enclosure must match it.
Section 3.2 gives each lot one vote and section 4.7 divides the regular assessment into equal fifteenths. A buyer of two adjoining lots would own two votes and pay two shares, and we found no clause that addresses combining lots, so ask the association in writing before planning one.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
A St. Andrews home carries Pelican Bay Foundation membership, which opens nearly three miles of Gulf beach, a Community Center above 25,000 square feet, a tram system and 88 acres of parks and recreation shared with about 6,500 residences. St. Andrews’ own common areas are its roads, walls and gates, so the amenity story is the Foundation’s.
The Foundation’s overview sheet describes nearly three miles of beach. South Beach has The Sandbar for casual beachside meals and The Nest for drinks and snacks with views toward Clam Pass. North Beach looks over the Gulf and is home to Marker 36 Restaurant. Beach access for owners runs through the Foundation’s member card system, and the rentals section below explains what happens to those cards if a home is leased.
The Community Center is more than 25,000 square feet and holds a fitness center, a wellness studio, a spa, an art studio and the Racquets pro shop, according to the Foundation’s realtor overview. Owners reach it with the same member credentials as the beaches.
The Foundation’s realtors page describes a shared-use racquet complex operated with Collier County, with 20 pickleball courts and 8 Har-Tru clay tennis courts. Older descriptions of Pelican Bay quote a different court count, and we use the Foundation’s current figure.
Trams run along the berms and boardwalks, with eight stations listed on the Foundation’s tram page. Ask how a household will actually get to the beach, by tram, on foot or by car, before you value the membership.
The Foundation reports 88 acres of parks and recreation. Pelican Bay’s boardwalks and berm paths connect the residential neighborhoods to the beaches, the Community Center and the commercial areas, so a home on Heathery Lane is a tram or short drive distance from most of what the Foundation runs. We state no walking time because no document we read does.
The Foundation’s overview sheet points visitors to The Marketplace (Publix, CVS, banks, shops and restaurants), Waterside Shops (more than 60 stores and restaurants) and Artis-Naples, home of the Naples Philharmonic and The Baker Museum.
The Foundation’s rules bar pets from dining areas, Community Center rooms, the fitness center, any Foundation or Collier County beach, and the trams and boardwalks. That matters for St. Andrews households whichever pet count applies, and it matters more for a household with two dogs.
The association owns the common areas: the private roads, the entry gates and automatic entry system, the perimeter and privacy walls, landscaping on the common areas and the irrigation pump stations and main line up to each lot’s shutoff valve. Its recorded maintenance program, described in the maintenance section below, mows and trims the yards. A shared pool or clubhouse is not part of the recorded plan we read.
St. Andrews owners pay for three layers: St. Andrews Property Owners Association, the Pelican Bay Foundation, whose FY2027 estoppel form lists $3,435 a year, and the Pelican Bay Services Division, which the county shows at $1,250 for FY2027. The association’s own dues are the layer to confirm in writing, because we found no published figure.
The Foundation’s FY2027 estoppel (form version 08/31/2026) lists an annual amount of $3,435, which breaks into $2,180 operating, $497 reserve and $758 bulk media. A quarter of that is $858.75. These are the Foundation’s own figures on its own form. They tell you what the Foundation line carries, and they do not by themselves tell you how a St. Andrews owner is billed for it.
This is a question we cannot close from public records. The Foundation’s form names two routes: condominium units are billed through the condominium association, and single-family or commercial properties are billed to the owner. St. Andrews is a homeowners’ association of lots, and the 1986 declaration listed an annual assessment in favor of the Foundation among the association’s common expenses, while the 2018 text lists any assessments the association is required to pay. That points to the association collecting and remitting, but the estoppel your closing agent orders will show which route applies, so read that line before you rely on any monthly figure.
We found no association dues figure in a recorded document or on a page we could read. The bylaws set the fiscal year from April 1 to March 31, require the Board to adopt a budget for each year and give each member a copy or written notice that a copy is available at no charge. Each lot pays an equal one-fifteenth share, billed quarterly in advance. The statute requires an estoppel to state the regular periodic assessment and how often it is due, so the estoppel is the number to use, and we would rather say so than print a figure we cannot document.
Section 4.2 of the 2018 declaration lists what the regular assessment covers: landscaping on the common areas, sewer utility facilities in the common areas, walls, fences, signs, street lights and mailboxes on the common areas, storm drains and drainage, painting of walls and entry gates, the automatic entry system and gates, irrigation pump stations and the main line up to each lot’s shutoff valve, parking areas on common areas, professional management, casualty insurance on the common areas, directors and officers coverage, liability coverage and reserve accounts. Rule 10 of the 2026 rules adds mowing and trimming of the yards.
The county’s Pelican Bay Services Division page shows a FY2027 assessment of $1,250.00, made up of $789.07 for operations and maintenance and $460.93 for capital and projects. We cite that county page only and state no earlier year and no millage. Confirm on your own tax bill how the parcel is billed.
The two figures we can source add to $4,685 a year ($3,435 plus $1,250), before the association’s own dues. That sum is a floor, not a total. It also assumes both bills reach the owner, which is the same billing question above. We would rather give you a floor you can defend than a monthly figure you cannot.
For deeds recorded on or after October 1, 2026, the Foundation’s resale capital assessment is $15,000. It is paid by the buyer. The Foundation’s realtors page says it rises 3.5% a year starting October 1, 2027, which would make it $15,525 for deeds from that date, and we cite that page for the escalator, not the estoppel. A St. Andrews buyer should add this to the cost of getting into the neighborhood, and a seller should expect buyers to price it in. The Foundation also publishes a resale capital exemption form, with a $1,000 processing fee for an exemption request.
The association’s recorded 2026 rules set a transfer (sale) fee of $2,500, plus $50 for each purchaser background check. The rules do not say whether the buyer or the seller bears them, so the contract should. With the Foundation’s $15,000 resale capital assessment, the buyer-side entry charges that we can source are $15,000 plus $2,500 plus $50, which is $17,550, before the title policy and lender costs.
The Foundation charges $250 for an estoppel, plus an optional $100 expedite (completed within 3 business days). For the association’s own estoppel, Florida’s section 720.30851 sets 10 business days, a fee of no more than $250, an additional $100 if expedited in 3 business days and an additional $150 if the account is delinquent. The certificate is effective for 30 days, or 35 if sent by regular mail, and the association waives any excess amount if the buyer relied in good faith.
The Foundation charges a seller $500 for member ID cards that are not returned at closing. The fix is simple: collect the owner and household cards before the closing date and hand them in. The Foundation’s published sale items we read are the estoppel, the resale capital assessment and the cards, and we found no Foundation vote on a sale.
Florida documentary stamps are $0.70 per $100 of consideration, rounded up, and the seller customarily pays them in Collier County. On St. Andrews’ recent range:
| Price | Doc stamps at $0.70 per $100 |
|---|---|
| $1,700,000 (lowest sale, 60 months) | $11,900 |
| $1,750,000 (December 2021 sale) | $12,250 |
| $1,795,000 (60-month median) | $12,565 |
| $1,900,000 (highest of the four lower sales) | $13,300 |
| $3,000,000 (highest sale, 60 months) | $21,000 |
The buyer customarily pays for the owner’s title policy in Collier County, but the contract controls both items.
Under section 4.4 of the 2018 declaration a special assessment is levied at a uniform rate for all homes, and any material alteration of the common areas costing more than $10,000 needs approval by two thirds of the voting interests. The bylaws let the Board set up restricted reserve accounts for capital expenditures and deferred maintenance, and section 720.303 lets members waive reserves by vote. Reserve balances and the budget are in the association’s member-only records, so we do not publish them. Ask for the current budget and the reserve approach before you make an offer.
A regular assessment is delinquent 15 days after its due date. The bylaws allow interest at 18 percent a year and a late fee of the greater of $25 or 5 percent of the delinquent amount, and the declaration adds collection costs and attorneys’ fees as specific assessments. The Foundation’s lease packet adds that delinquent Foundation assessments carry 18% interest.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
Each St. Andrews owner sits under three bodies with three separate bills: St. Andrews Property Owners Association under the 2018 declaration, the Pelican Bay Foundation under its governing documents and the Pelican Bay Services Division under county authority. This section shows who bills for what, what the owner controls and where the unsourced pieces are.
The association is a Florida not-for-profit corporation, document number N14307, filed April 9, 1986 and active, with amended and restated articles filed December 26, 2017. Its fiscal year runs April 1 to March 31. Each of the 15 lots carries an equal one-fifteenth share of the regular assessment under section 4.7, and the bylaws require a financial report within 60 days after the fiscal year ends.
The Foundation runs the beaches, trams, parks and Community Center. Its FY2027 estoppel line is $3,435 a year. The 2018 declaration makes St. Andrews subordinate to the Foundation documents: section 12.6 gives the master documents supremacy, section 10.3 lets the association refuse a transfer that would violate them, and the 2026 rules route every rental and every exterior change to the Foundation after the Board.
The Pelican Bay Services Division is an advisory board and assessment program the county publishes on its own page, split between operations and maintenance and capital and projects. Its FY2027 assessment is $1,250.00 on the county’s page. The page lists a Services Division meeting on October 14 at the Community Center, and we do not repeat an assessment approval date because the page does not state one.
The owner pays for the home’s own insurance, and for the maintenance, repair and replacement of the home, the driveway, the exterior painting and any landscape replacement under Article V. We did not find a minimum coverage requirement for the owner’s own policy in the 2018 text, so ask your insurer and lender what they require. The Foundation’s own insurance runs through Acrisure, but that is the Foundation’s coverage and not yours.
Ask the association for the current budget, the regular periodic assessment and frequency, any special assessment adopted or proposed, the reserve funding approach and the billing route for the Foundation line. Ask the Foundation for the estoppel and confirm the resale capital figure for your deed date. We can pull the comparison sales for you so the fee line is weighed against the price.
St. Andrews’ 2018 documents set equal fifteenth shares, due quarterly in advance on April 1, July 1, October 1 and January 1, delinquent after 15 days, with interest, a late fee of the greater of $25 or 5 percent, and fines limited by section 720.305. Special assessments are uniform, and a material alteration over $10,000 needs a two-thirds vote.
Section 4.6 requires the Board to fix the date and amount of assessments at least 30 days ahead and to notify owners within 14 days after it does. The bylaws add that if a new budget is not adopted or notice of an increase has not been given by the first installment, each installment is presumed to equal the last one until the budget is adopted, and an adjustment follows.
Section 720.3085 requires the association to send a written notice of intent to record a claim of lien at least 45 days before it records one. Section 4.10 says the lien can be recorded after delinquency and is superior to homestead status, and section 4.12 says it relates back to the original declaration, subordinate to an institutional first mortgage as the statute provides. This is a general statutory process, and we describe nothing about any account.
Section 4.11 lets the association suspend common area use rights, including automatic gate entry privileges, as the statute allows. Section 720.305 says a suspension may not prohibit an owner or tenant from having vehicular and pedestrian access to and from the parcel, including the right to park, and the declaration cannot override that.
Section 720.305 caps a fine at $100 per violation and $1,000 in the aggregate unless the governing documents provide otherwise, and says a fine of less than $1,000 cannot become a lien against a parcel. Section 9.2 of the declaration allows daily fines until a violation is cured, up to an aggregate maximum per violation whose figure is illegible in the recorded scan, so we do not print it. The bylaws require notice and an opportunity for a hearing before a committee, and a fine not paid within 30 days becomes delinquent and a personal obligation of the person fined.
Sections 5.2, 7.8 and 7.14 let the association cure an owner’s violation or perform an owner’s neglected maintenance and charge the cost back as an assessment secured by a lien. Section 4.5 adds specific assessments for the cost of bringing a home into compliance with the governing documents or the Foundation documents. A buyer should know these exist and should ask for the compliance status of the home before closing.
Section 720.3085 says an accepted payment is applied first to interest, then to the administrative late fee, then to collection costs and attorney fees, and only then to the delinquent assessment. The bylaws list a different order of application. Ask the association which order it applies if you ever fall behind.
St. Andrews’ governing documents are layered: the 2018 Amended and Restated Declaration, Articles and Bylaws, the 2020 pool amendment and the 2026 recorded Rules and Regulations, all beneath the Pelican Bay Foundation’s documents. Where they disagree, we name the conflict and recommend asking the association which text controls.
Section 1.1 defines the Act as Chapter 720, Florida Statutes, and section 1.12 names the Pelican Bay Foundation as the master association. A “Home” is a single-family living structure. A “Guest” is a person who stays at the owner’s invitation for up to 30 overnights in a calendar year without paying rent, and section 10.8 treats anyone in a home more than 30 days in a calendar year as a lessee who needs approval.
Each owner has a right to use the common areas and a nonexclusive easement over the roads and walkways. The association holds utility and access easements, an encroachment easement and a three-foot side-line easement, and section 2.5 puts the surface water management system with the master association. Section 2.4 makes the association responsible for the outside privacy wall.
Every record fee simple owner of a lot is a member, with one vote per lot. The bylaws set a quorum at 30 percent of the votes, require 14 days’ notice of a members’ meeting, let owners holding 10 percent of the votes call a special meeting, and allow a vote to be suspended for assessments more than 90 days delinquent.
Article IV covers regular, special and specific assessments, equal one-fifteenth shares, quarterly payment, delinquency, liens and collection. We set it out in the fee and assessment sections above.
Article V divides the work between owner and association, lets the association step in after 30 days’ written notice, and requires reconstruction after damage to start within 30 days of the insurance settlement and finish within six months. The next section covers it in detail.
Article VI requires written Board or committee approval for exterior work and sets standards for roofs, pools, shutters, pool fencing and lights. We cover it in the architectural section below.
Article VII limits each home to residential use by a single family, allows a home office with no regular client traffic, and bars tents, sheds and temporary structures without consent. It requires antennas and dishes to be approved and screened from the street, bans laundry lines in view, requires lawn or landscape cover instead of stones or gravel, makes garages for storage and vehicles only, and puts utility lines underground.
The same article bans open burning, composting and feeding wildlife such as alligators and ducks, requires window air conditioners to be out of sight, requires pool, spa and air conditioning equipment to be screened from the street, and lets the Board grant a written variance after a noticed meeting, one that sets no precedent.
Article VIII reserves for the association a nonexclusive easement over each lot to reach the common area and to maintain the lots and the sprinkler systems as the declaration allows. It also gives an owner whose structure encroaches an easement for it while it stands.
Article IX makes every owner, tenant, guest and invitee subject to the documents and lets the association suspend use rights, fine, sue, evict or use any remedy under section 720.305. Section 12.1 awards the prevailing party in a dispute its costs and reasonable attorneys’ fees.
Article X is the one that most affects a seller: sale needs the association’s approval. We set it out in full in the sale section and the leasing section.
Section 11.1 lets two thirds of the owners voting at a meeting with a quorum amend the declaration, and section 11.2 requires district approval of any amendment that affects the surface water management system.
Article XII sets the 50-year term with automatic ten-year renewals, directs eminent domain awards, sets notice by mail to the owner’s last known address, and lets the Board sign bulk cable, internet and similar service contracts whose cost is an assessment. Section 12.6 gives the Foundation’s master documents priority.
Article XIII states that the association is not a guarantor of health, safety or welfare and does not assume liability for wildlife or water bodies. Read it as a reminder that the association does not insure a resident’s home or person.
The restated articles and bylaws are Exhibits C and D to the 2018 instrument. The bylaws set a five-member Board on staggered three-year terms, open Board meetings, a fiscal year from April 1 to March 31, and a financial report within 60 days after year end. Directors must be owners or primary occupants.
The 2020 certificate of amendment changed the pool fencing rule, and the 2026 rules set 14 numbered items from rentals to alteration deposits. Their text is in the sections that follow, and the recorded instruments are in the sources and downloadable documents at the end of this page.
At St. Andrews the association maintains the common areas, the walls, the entry gates, the street lights and the irrigation main line, and mows and trims the yards, while each owner maintains the home, the driveway, the exterior paint and any landscape replacement. The Board may step in after 30 days’ written notice.
Under section 4.2 and the 2026 rules the association covers landscaping on the common areas, the walls, fences, signs, street lights and mailboxes on the common areas, storm drains and drainage, painting of walls and entry gates, the automatic entry system and gates, irrigation pump stations and the main line up to each lot’s shutoff valve, and mowing and trimming of the yards. It also services the exterior garage lights.
Section 5.1 makes the owner responsible for cleaning and maintaining the interior and exterior of the home, the driveway from the home to the road, repair or replacement of landscaping and plantings, exterior painting that meets the Board’s criteria, any item the declaration does not assign elsewhere and repairs needed because of drainage or water retention on the lot.
Section 7.10 requires all roofs, soffits, fascia and driveways to be kept free of algae, and section 6.2 requires Board approval of any roof replacement and material. The roof is the owner’s cost, and the declaration does not say the association cleans it, so budget for the work.
Section 5.1 and rule 10 put routine lawn and shrub maintenance on the association, but dead or damaged plantings and any planting not approved by the association remain the owner’s cost to replace. A buyer should walk the yard and ask whether the beds match the approved plan.
Section 6.2 makes the association responsible for repair of garage and entry lights and the owner responsible for replacing them as the Board approves, and the 2026 rules say the association services the exterior garage lights and requires uniform garage and front porch lighting.
Section 5.2 lets a majority of the Board elect to perform general maintenance on some or all homes at a uniform rate, covering cleaning, painting the exterior and maintenance of other visible exterior improvements. The Board can expand or limit its role, so ask whether it has made that election.
If an owner fails to repair or maintain after 30 days’ written notice, section 5.2 lets the association do the work, and sections 7.8 and 7.14 let it recover the cost as an assessment secured by a lien. The association may also enter a lot to adjust irrigation timers and systems.
Section 5.3 requires an owner to start repair or replacement within 30 days of the insurance settlement and finish within six months, to the architectural standards, and the Board may extend the deadlines for hardship. Under section 5.4 the association may complete the work if the owner does not and must be reimbursed within a reasonable time not to exceed 90 days, after filing an intent to lien.
Section 5.1 puts repairs caused by drainage or water retention on the owner, while section 2.5 gives the master association the maintenance of the surface water management system. A buyer of a lot near the lake or a swale should ask for any drainage repair history.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews requires written approval for exterior changes: the 2018 declaration sends plans to the Board or an Architectural Review Committee, and the 2026 rules add a second review by the Pelican Bay Foundation, with an alteration form, a written estimate, drawings, contractor insurance and license, and a refundable deposit.
Section 6.1 sends plans, specifications and location to the Board or a committee the Board appoints, judged against the association’s and the master association’s guidelines and the harmony of design with surrounding structures. The 2026 rules then require the Foundation’s approval after the Board’s.
Section 6.1 reaches any building, addition, fence, wall, screen enclosure, awning, driveway, patio, pool or spa, landscaping or other exterior improvement, and any change, repair or replacement of one. Rule 7 adds paint, architectural and landscaping changes.
Section 6.2 sets a minimum 5:12 pitch on the primary portions of gable or hip roofs, allows flat roofs only over porches, patios and terraces, and requires Board approval of all roof replacements and materials. Rule 7 uses the Foundation’s approved paint colors, white, off-white or light grey trim, and a Foundation accent color for the front door.
Rule 7 allows front doors with glass panels but bars all-glass doors, and requires driveway pavers to match the terra cotta red of Heathery Lane or the gray of two named driveways. An owner may repaint in the existing color with Board approval.
The 2020 amendment lets a pool be surrounded and enclosed by a fence or a screened lanai, and rule 12 says pool fences can be black or white. Neither may be installed or replaced without advance written Board approval, section 6.2 approves only in-ground concrete pools, and section 7.16 requires enclosures and walls to share one design, color and material.
Section 6.2 allows metal or plywood shutters no earlier than two weeks before a storm and requires removal within two weeks after, and allows roll-down or accordion shutters to be permanent with Board approval. Rule 5 says shutters should be stored out of public view except during hurricane season.
Rule 14 requires a refundable deposit of $2,500 for approved projects of $50,000, and 5 percent of the contract for higher-priced projects with a $10,000 cap, payable to the management company. The $2,500 is 5 percent of $50,000, and the $10,000 cap is reached at a $200,000 contract. The manager reviews any contractor damage after completion before refunding.
Section 7.21 lets the Board grant exceptions to Articles VI and VII in writing after a noticed meeting, subject to conditions, and states that a variance sets no precedent for anyone else.
The 2018 declaration runs 50 years from its January 11, 2018 recording, to January 11, 2068, then renews automatically for successive ten-year periods unless the owners of two thirds of the lots record a change. Amendments need two thirds of the owners voting at a meeting with a quorum.
The 1986 declaration, recorded April 16, 1986, ran for 50 years, to April 16, 2036, with automatic ten-year renewals unless two thirds of the lots recorded a change. The 2016 Notice of Preservation under Chapter 712 preserves it, and the restated declaration replaced it.
Section 12.1 of the restated declaration says the covenants run for 50 years from the date the declaration is recorded. We compute January 11, 2068 from the recording date, and the documents control, not our arithmetic.
After the initial period, the covenants extend automatically for ten-year periods unless an instrument signed by the owners of two thirds of the lots has been recorded to change or end them. Ten years at a time is a short horizon, so a future change is realistic.
Section 11.1 requires approval by not less than two thirds of the owners voting in person or by proxy at a meeting with due notice and a quorum. Nine of the 15 lots would carry 60 percent, and ten would carry 66.7 percent, so with a full turnout ten owners can amend.
Section 11.2 requires prior written approval of the District for any amendment that affects the surface water management system, including conservation areas and the water management part of the common areas.
A buyer takes the covenants as they stand and takes the risk of the two-thirds amendment: the pool fence rule changed in 2019 by member vote, and the 2026 rules state a different pet count than the 2018 declaration. Ask what amendments are being discussed.
St. Andrews is not a 55-plus community on the documents we read: the 2018 declaration limits each home to one single family, defined by household composition and relationship, and sets no minimum age for owners or residents. Ask the association to confirm in writing that no age rule exists in its current rules.
Section 7.1 limits each home to residential use by a single family, which it defines as one person, two unrelated persons, or a household in which no more than one person is unrelated to the others, together with their children. It allows a home office with no regular client traffic. None of that is an age rule.
A guest may stay up to 30 overnights in a calendar year without paying rent, and a stay longer than 30 days in a calendar year makes the occupant a lessee who needs approval, whether or not rent is paid. A buyer who expects long visits from non-family guests should plan around the 30-day line.
Sections 10.1 and 10.3 require a trust, corporation or other entity, or two or more owners other than spouses or domestic partners, to designate a primary occupant, and the approval is conditioned on a single family occupying the home. That rule is about who lives in the home, not how old they are.
Many Pelican Bay buyers are retirees, and age-restricted communities in Florida follow a separate federal and state framework. We found no such framework in the St. Andrews documents, and we will not infer an age policy from the neighborhood’s demographics.
A St. Andrews owner may lease a home no more than twice in any 12-month period, to one single family, for at least 30 days and no more than 12 months, after written approval from the association and then the Foundation. The 2026 rules add a $1,000 lease fee, and tenants may not keep pets.
Section 10.8 requires Board approval before any lease, limited to the lease term, with a new review for each tenant. The 2026 rules require the Board to receive the application at least 30 days before occupancy, then the association president approves and the request goes to the Foundation, and no tenant moves in until both approvals are signed.
Section 10.8(D) allows leases only to a single family, for no less than 30 days and no more than 12 months, and no more than twice in any 12-month period. The 2026 rules say no more than two rentals in a calendar year, each at least one month. The Foundation’s 2019 amendment, recorded May 28, 2019 (Official Records Book 5634, page 1101), says no single-family dwelling shall be leased more than two times per calendar year unless neighborhood covenants provide otherwise.
The 2026 rules set a lease fee of $1,000 plus $50 per adult occupant for the background check. Section 10.8 lets the Board require a security deposit of up to one month’s rent and an application fee. The Foundation’s FY2027 lease packet adds a $500 non-refundable processing fee, a 30-day lead time and a maximum of two renter cards, and owner member cards are deactivated during a lease.
Section 10.8(F) bars a tenant from doing exterior maintenance and requires licensed and insured professionals. The Board may require the lease application to list the landscape, irrigation and pool vendors, and changes during the term must be reported, a material condition of approval.
Section 10.8(C) says a lease without Board approval can be treated as a nullity, and the Board may evict the tenant on five days’ notice without the owner’s consent and fine the owner. The association is the owner’s agent for terminating a lease on a violation.
Two leases a year, each requiring two approvals and fees of $1,550 or more for a single adult tenant ($1,000, $50 and the Foundation’s $500), make short seasonal rental impractical. Buyers who need rental income should model two leases a year, each at least one month, with a $1,000 association fee, $50 per adult and a $500 Foundation fee each time.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews’ documents disagree on pets: the 2018 declaration allows one cat or dog of 30 pounds or less per home, while the 2026 recorded rules allow a maximum of two dogs or cats of 30 pounds or less. Tenants may keep no pets, so confirm the controlling count in writing before you buy.
Section 7.13 lets the owner of each home keep a maximum of one household pet, cats and dogs only, with a total weight of 30 pounds. It bans birds, reptiles, amphibians and exotic pets, calls pet keeping a privilege and makes the owner indemnify the association and every other owner against claims arising from the pet.
Rule 9 of the recorded 2026 rules allows a maximum of two domestic pets weighing 30 pounds or less, defines pets as dogs or cats only, requires a leash outdoors under Collier County and Pelican Bay rules and requires owners to clean up. The rules were dated July 9, 2026 and recorded August 5, 2026.
A rule that conflicts with a recorded covenant can be challenged, and the declaration is the recorded covenant. Plan on one pet until the association confirms in writing which count applies, and ask for the Board resolution or amendment that supports two. If you own two dogs, this is the first question to ask before you make an offer.
Both documents use a 30 pound limit and limit pets to dogs and cats. A buyer with a larger dog, a bird or a reptile should assume the answer is no, and ask for a written variance under section 7.21 if the household has a reason to ask.
Section 7.13 bars lessees and guests of owners from keeping any pets, and rule 1 repeats that renters may have no pets. That is stricter than many associations, and it narrows the rental market to tenants without animals.
The Board may order the removal of an animal that it finds to be a reasonable source of annoyance or a threat to the health, safety or welfare of residents, and owners must control their pets at all times and remove waste immediately.
The Foundation’s rules govern the amenities, and they bar pets from dining areas, Community Center rooms, the fitness center, any Foundation or Collier County beach, and the trams and boardwalks. St. Andrews’ rules govern the street, and the Foundation’s govern the amenities.
St. Andrews’ most surprising rules are everyday ones: no vehicles on the street after 2 A.M., garage doors closed except when entering or exiting, no commercial vehicle even in the driveway, an approved exterior color palette, and trash cans out only in the evening before pickup. Each can change how a home lives.
Section 7.5 bars parking on the streets within St. Andrews except by special permit obtained in advance for events or guest visits overnight, and the 2026 rules say no vehicles may be parked on the street after 2 A.M. Emergency and government vehicles may park at any time, and service vehicles may park on the street when the driveway is unavailable.
Section 7.4 and rule 2 require garage doors to stay closed except when entering or exiting. A buyer who works from the garage, or who keeps it open for ventilation, should plan around that.
Rule 6 bars any commercial vehicle, trailer, camper, boat or boat trailer from community property, including the driveway, unless it is in the garage, and allows service vehicles from 8:00 a.m. to 6:00 p.m. Section 7.4 defines commercial by signage, equipment, original design or visible tools, bars car covers and magnets, and lets the association tow at the owner’s expense.
Section 7.4 lets licensed drivers operate golf carts in the community at their own risk, and requires carts to be parked in a garage when not in use. Owners, family, tenants and invitees release the association from injury or damage claims from cart use.
Rule 3 says trash cans go curbside during the evening hours and come in as soon as possible, rubbish is collected Tuesday and Friday mornings and recyclables Friday morning. Section 7.12 requires waste to be in sanitary containers kept garaged and out of the driveway except for pickup.
Section 7.11 limits garages to storage of vehicles and belongings and bars permanent conversion without Board permission, and section 7.18 requires pool, spa and air conditioning equipment to be screened from the street. Section 7.6 bars drying laundry where neighbors can see it, and rule 8 asks owners to cancel newspapers when away.
The approved Foundation exterior paint colors apply, trim must be white, off-white or light grey, and the front door must be a Foundation accent color. An owner may repaint in an existing color with Board approval. Rule 7 bars all-glass front doors.
Section 7.9 sends all signage, including For Sale and Open House signs, to the Foundation’s documents, so a seller should read the Foundation’s current sign rules before staging the street.
No. Florida’s milestone inspection and structural integrity reserve rules apply to condominium and cooperative buildings of three or more habitable stories, and St. Andrews is a Chapter 720 homeowners’ association of 15 individually deeded lots with single-family homes. The county’s milestone list as of January 2026 also shows no Heathery Lane record.
Florida Statutes section 553.899 applies milestone inspections to condominium or cooperative buildings of three or more habitable stories above ground, and it does not apply to single-family, two-family, three-family or four-family dwellings with three or fewer habitable stories. A St. Andrews home is a dwelling on its own lot, and the association is neither a condominium nor a cooperative.
We read the Collier County milestone buildings list, dated as of January 2026, on October 7, 2026. It has no Heathery Lane row. The list does include condominium buildings on Saint Andrews Boulevard in Naples, which are a different place. The five St. Andrews addresses we checked sit inside the three-mile coastal buffer that the county’s milestone map uses, so location alone does not explain the absence; the property type does.
The county roll codes St. Andrews’ 15 parcels as single family, which is consistent with Chapter 720 and with the recorded declaration. We explain the difference between the HOA and condominium regimes in the section above.
Hire a licensed home inspector, a roofer who knows the roof product, a wind-mitigation inspector and, for any rebuilt home, an engineer or the permit file to confirm the work. The home, roof and exterior are the owner’s items under Article V.
A structural integrity reserve study is a condominium requirement. St. Andrews’ reserves follow its bylaws and section 720.303, which lets members waive reserves by vote, as set out in the fee section.
At five St. Andrews addresses the FEMA flood map showed Zone X, subtype 0.2 percent annual chance flood hazard in a coastal zone, outside the special flood hazard area and with no base flood elevation, on panel 12021C0381J effective February 8, 2024. The county places St. Andrews in Evacuation Zone A, and insurance is still the owner’s job.
On October 7, 2026 we queried the FEMA National Flood Hazard Layer and the county’s FEMA layers at five points spread along Heathery Lane. All five returned Zone X, the coastal 0.2 percent subtype, with the special flood hazard area flag false and no base flood elevation, and the county’s FEMA24 layer showed X500. Always confirm with an elevation certificate, because a map describes a location, not a floor height.
A lender generally does not require flood insurance outside the special flood hazard area, but whether to buy flood cover on the home is the owner’s decision, and a Zone X rating does not stop a Gulf storm surge or a heavy rain from flooding a home. The association’s coverage is for the common areas, not for your house.
Collier County’s evacuation map places the St. Andrews addresses in Zone A, the zone ordered out first. Know your plan before June 1.
Section 4.2 has the association carry casualty insurance on the common areas at full insurable replacement value with extended coverage, directors and officers coverage, liability coverage and workers’ compensation as needed. The owner insures the home and contents. Because the Foundation’s coverage runs through Acrisure, ask your own agent what the Foundation policy does not cover.
Section 5.3 requires repair or replacement to start within 30 days of the insurance settlement and finish within six months, to the architectural standards, with the Board able to extend the deadline for hardship. If an owner does not, section 5.4 lets the association do the work and recover the cost.
Metal or plywood shutters may go up no earlier than two weeks before a storm and must come down within two weeks after, and roll-down or accordion shutters may be permanent with Board approval, under section 6.2. Rule 5 requires shutters to be stored out of public view except during hurricane season.
The roof is the owner’s cost, and any replacement and its material need Board approval first. A buyer should get a roof inspection that identifies the product and its age, and a wind-mitigation report, which many insurers use to price coverage. Ask whether a rebuilt home’s roof and openings were permitted.
Florida section 689.302 requires a seller of residential property to complete and provide a flood disclosure to the purchaser at or before the time the sales contract is executed. A St. Andrews seller should hand it over with the contract and the HOA disclosure summary.
Collier County announced a proposed Flood Insurance Rate Map on August 19, 2026, starting a 90-day appeal period that runs to about November 17, 2026. The county’s floodplain page says preliminary maps were issued March 20, 2025, and the current effective map is dated February 8, 2024. We do not state what zone any St. Andrews address would carry under the new map, because we have not confirmed it. Ask your insurance agent and the county’s floodplain staff for your address before you close, and confirm the exact appeal date with the county.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
By address, the Collier County Public Schools lookup for the 2027 school year assigns addresses on Heathery Lane to Sea Gate Elementary (650 Seagate Drive), Pine Ridge Middle School (1515 Pine Ridge Road) and Barron Collier High School (5600 Cougar Drive). We publish no letter grades, because we could not verify them from the state’s file.
We ran the county school-zone lookup for three Heathery Lane addresses on October 7, 2026 and it returned those three schools for each. Assignments change, so confirm for your own address before you rely on it.
The state’s school grade file did not give us a usable answer, so we state no letter grade. Check the Florida Department of Education’s current release and the district’s school grades page.
We do not list private schools here because we did not verify any from a primary source.
St. Andrews’ daily rules are specific: a gated entry run by the association, trash cans curbside only in the evening, no street parking after 2 A.M., golf carts permitted but garaged, and guests limited to 30 overnights a year. The roads inside the neighborhood are private and owned by the association.
The private roads are common area, the association maintains the automatic entry system and gates, and a suspension for delinquency cannot block an owner’s access to the home under section 720.305. Ask the association how new owners and household members are enrolled in the gate system.
Rule 3 sets the evening-to-morning cycle for cans and the collection days, and section 7.12 requires the containers to be garaged. Newspapers should be cancelled when you are away.
Section 7.4 and rules 2 and 6 govern vehicles, garage doors and golf carts. See the surprise rules section above.
Section 7.15 requires utility lines on the lots to run underground, and the 2020 easement lets Peoples Gas run and maintain an underground gas line across common area. Before any excavation, Florida law requires a notice to Sunshine State One-Call of Florida (811), which the easement itself cites, so your pool or fence contractor should call first.
The Foundation’s trams run along berms and boardwalks. See the amenity section for stations and rules.
The Marketplace, Waterside Shops and Artis-Naples are the Foundation-listed anchors. We do not state a distance from Heathery Lane because the documents do not.
A St. Andrews sale needs the association’s written approval: the buyer’s notice, contract and information go to the Board, which has 30 days to approve or disapprove, and an unapproved sale is voidable. It also needs the HOA disclosure summary, two estoppels, the Foundation’s resale capital assessment and a flood disclosure at contract.
Section 10.2 says no owner may sell a home without the association’s approval, so the contract should be conditional on it, with a deadline that clears the Board’s 30 days and any interview. A contract that is silent on approval leaves the buyer and seller exposed if the Board says no, because section 10.7 makes an unauthorized sale voidable unless the association later approves it.
Under section 720.401 a seller must give the buyer the disclosure summary before the contract is signed, or the contract is voidable by the buyer within 3 days after receipt or before closing, whichever comes first.
Section 689.302 requires the seller’s flood disclosure at or before the time the sales contract is executed.
Section 10.3 requires the owner to give the association notice of the intended sale with the name and address of the purchaser and the information the association reasonably requires, including a copy of the executed sales contract. The notice may include a demand that the association furnish a purchaser if the proposed purchaser is not approved without good cause, in which case the executed contract must accompany it.
Within 30 days after receiving the notice and information, the association must approve or disapprove the sale in writing, and the Board may require a personal interview of the prospective owner as part of the information. The 2026 rules attach a $2,500 transfer fee and a $50 purchaser background check to the transfer.
Section 10.3 lets the association withhold approval only for good cause from a short list, and only if a majority of the whole Board votes to do so. The list covers a record of financial irresponsibility, a history of disruptive behavior or disregard for the rights of others or for the rules, an application that gives reasonable cause to expect conduct inconsistent with the covenants, failure to give the required information, fees or interview or giving false information, delinquency or violations at the time of the application, a conflict with the Foundation documents, and certain criminal convictions. Federal and Florida fair housing laws apply to every approval, and we describe the process, never people.
If notice is not given, section 10.3 says the association may, at its election and without notice, approve or disapprove the transaction after it learns of the transfer. That is a risk for both sides, so give notice at contract.
Section 10.5 says no owner may mortgage a home without the association’s approval, except to the seller to secure part of the price or to an institutional lender such as a bank, savings and loan, insurance company or government-backed lender. A buyer using an institutional lender needs no separate mortgage approval, and a buyer using a private lender should ask first.
Order it early. Section 720.30851 gives the association 10 business days and caps the fee as described in the fee section.
The Foundation estoppel is $250 with an optional $100 expedite, and it shows the Foundation line and the billing route.
The 2026 rules set the association’s transfer (sale) fee at $2,500 and the purchaser background check at $50. Ask the association who is billed, collect any signed forms in the first week, and confirm the check goes to the management company named in the rules.
The Foundation’s $15,000 resale capital assessment applies to deeds recorded on or after October 1, 2026 and is a buyer cost. The seller returns the ID cards at closing to avoid the $500 fee.
Section 10.1 allows individual, co-ownership, entity and life estate ownership, and requires a trust or entity, or three or more co-owners, to designate a natural person as primary occupant. Raise it with the association before closing if title will be held in a trust.
The seller customarily pays documentary stamps and the buyer customarily pays for the owner’s title policy, but the contract controls both. The doc stamp table in the fee section shows the amounts on St. Andrews’ recent prices.
As Top 1% Real Estate Agents Nationally Since 2008, we deliver the notice and executed contract to the association within two days of signing, order both estoppels in the first week, book the Board interview if one is required, and set the closing date after the Board’s written answer. We build the disclosure summary and the flood disclosure into the contract package.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
St. Andrews has 15 homes and no closing in 12 months, against Beauville’s 4 sales at a $1,900,000 median, Chanteclair’s 2 at $2,210,000, Oak Lake Sanctuary’s 1 at $1,825,000, Coco Bay’s 3 at $2,500,000 and Villa Lantana’s 1 at $3,100,000. Every villa neighborhood in this group is a small market.
Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)
The table compares St. Andrews with seven Pelican Bay neighborhoods of detached or mixed villas that buyers cross-shop. Every sales figure is from the Southwest Florida MLS for closings from October 8, 2025 to October 7, 2026. Where the number of sales is even, the median is the mean of the middle pair, and any median built on fewer than 10 sales is a small sample.
| Building | Units | Product | Year built | 12-month closings | 12-month median |
|---|---|---|---|---|---|
| St. Andrews | 15 | Detached villa, gated | 1986 to 1987 original; roll shows 1986 to 2024 | 0 | none |
| Beauville | 36 | Attached and detached villa | 1988 to 1990 | 4, small sample | $1,900,000 (mean of $1,800,000 and $2,000,000) |
| Oak Lake Sanctuary | 22 | Detached villa | 1991 to 1996 | 1, small sample | $1,825,000 |
| Sand Pointe | 21 | Detached villa | 1984 to 1986 | 1, small sample | $2,450,000 |
| Chanteclair | 19 | Manor homes, detached villa and coach | 1987 to 1988 | 2, small sample | $2,210,000 (mean of the two sales) |
| The Village | 16 | Single-family, detached, common landscape | 1987 to 2021 | 1, small sample | $2,675,000 |
| Coco Bay | 33 | Detached villa, gated | 1994 to 1996 | 3, small sample | $2,500,000 |
| Villa Lantana | 24 | Attached and detached villa | 1985 to 1990 | 1, small sample | $3,100,000 |
Of the seven neighborhoods with a sale in the window, Villa Lantana is highest at $3,100,000, then The Village, Coco Bay, Sand Pointe and Chanteclair, with Beauville at $1,900,000 and Oak Lake Sanctuary at $1,825,000 lowest. St. Andrews has no 12-month number, so its 60-month median of $1,795,000 on five sales is the only comparison, and no neighborhood in the table has ten or more sales in the window. The ranking is directional, not a measurement.
Beauville at Pelican Bay has 36 attached and detached villas built 1988 to 1990 and 4 sales in the last 12 months at a median of $1,900,000. Over 60 months its median is $2,150,000 on 10 sales, which is $355,000 above St. Andrews’ $1,795,000 on 5, and the full side-by-side follows below.
Sand Pointe at Pelican Bay has 21 detached villas built 1984 to 1986 and one sale in the last 12 months at $2,450,000. It is the nearest in vintage to St. Andrews’ 1986 and 1987 original homes among the neighborhoods here.
Coco Bay at Pelican Bay is a gated neighborhood of 33 detached villas built 1994 to 1996 and had 3 sales in the last 12 months at a median of $2,500,000. It is the only other gated detached villa neighborhood in the table.
The Village at Pelican Bay has 16 single-family homes and Chanteclair at Pelican Bay has 19 manor homes, so each is close to St. Andrews’ 15 lots. Each had one or two sales in the window, at $2,675,000 and $2,210,000 respectively.
Every median in the table rests on four or fewer sales, and five of the seven rest on one or two. The lesson is the one we apply on every pricing: use the nearest sales of the same size and condition, and treat a neighborhood median as context, not a price.
St. Andrews suits a buyer who wants a 15-lot gated enclave of detached homes with approval-based sales, an association that mows the yards and 5 sales in 60 months; Beauville suits one who wants a 36-lot villa association with a long exterior maintenance list and 10 sales in 60 months.
Data updated: October 2026 (Collier County Property Appraiser roll and sales files through June 30, 2026; Southwest Florida MLS, pulled October 7, 2026; FEMA effective map, February 8, 2024)
Both are small Pelican Bay neighborhoods under the same Foundation and Services Division layers, and both are Chapter 720 homeowners’ associations. The differences that decide a purchase are the sale-approval clause, the maintenance split and the depth of the sales record. Beauville at Pelican Bay has its own guide.
| Question | St. Andrews | Beauville |
|---|---|---|
| Legal regime | Chapter 720 homeowners’ association, 15 lots | Chapter 720 homeowners’ association, 36 lots |
| Homes | 15 | 36 |
| Built | Original 1986 to 1987; roll shows 1986 to 2024 | 1988 to 1990 |
| Product | Detached villas | Attached and detached villas |
| Living area, county roll | 1,935 to 3,031 sq ft, median 2,233 | 1,348 to 3,693 sq ft, median 2,399 |
| Closings, last 12 months | 0 | 4, median $1,900,000, small sample |
| Closings, last 24 months | 0 | 6, median $1,900,000, small sample |
| Closings, last 36 months | 1, $3,000,000, small sample | 6, median $1,900,000, small sample |
| Closings, last 60 months | 5, median $1,795,000, small sample | 10, median $2,150,000 |
| Price per sq ft, 60 months | $879 (5 sales) | $924 (10 sales) |
| Days on market, 60 months | 13 (5 sales) | 5 (10 sales) |
| Sale-to-list, 60 months | 100.0% (5 sales) | 100.0% (10 sales) |
| Active listings | None | 2, at $2,800,000 and $3,350,000 |
| Months of supply | Not applicable, no closings or listings | 6.0 |
| Gate | Gated, with an automatic entry system | No gate found in the documents we read |
| Sale approval | Required, 30 days, unapproved sale voidable | None found in the 2023 text; notice within 10 days |
| Transfer fee | $2,500 plus $50 background check | None found |
| Exterior maintenance | Owner keeps the home; association mows and trims yards and keeps walls, gates and roads | Association handles painting, roof cleaning, landscaping outside walls, irrigation, driveways and mailboxes |
| Pets | One under the 2018 declaration, two under the 2026 rules; none for tenants | Two per home; tenants and guests may keep pets |
| Leasing | Two a year, 30 days to 12 months, two approvals | Up to three a year in the association text, two under the Foundation amendment |
| Milestone and reserve-study law | Does not apply | Does not apply |
| Foundation billing route | The estoppel shows which route applies | The estoppel shows which route applies |
| Resale capital assessment | $15,000, a buyer cost | $15,000, a buyer cost |
| FEMA zone and evacuation zone | Zone X, coastal 0.2 percent subtype; Zone A | Zone X, coastal 0.2 percent subtype; Zone A |
Both neighborhoods are Chapter 720 associations, so both closings use the HOA disclosure summary and the estoppel under sections 720.401 and 720.30851. What differs is the approval: at St. Andrews the association must approve the sale in writing inside 30 days and charges a $2,500 transfer fee, while Beauville’s 2023 text requires notice within 10 days and we found no approval clause.
At Beauville the association handles a long exterior list, including painting and roof cleaning. At St. Andrews the owner keeps the home, roof, paint and driveway, and the association mows and trims the yards and keeps the roads, walls and gates. A buyer who wants low exterior upkeep will find less here than at Beauville and should price the difference.
Beauville’s 60-month median of $2,150,000 on 10 sales sits $355,000 above St. Andrews’ $1,795,000 on 5 sales, which is $2,150,000 minus $1,795,000. Per square foot the gap is $45, $924 against $879, and the pace is slower here, 13 days against 5. Both sit at 100.0 percent of list. With five sales at St. Andrews, we would not call any of that a trend.
The county’s recorded sales for St. Andrews were 42 qualified sales from 1986 through June 30, 2026, with the yearly median at $3,000,000 in 2024. Beauville recorded 104 qualified sales from 1988 through the same date, with a median of $2,462,500 in 2026. Beauville’s file is more than twice as deep, which is why its numbers are firmer.
Choose St. Andrews if you want a gated, detached, 15-home street, you accept a Board approval and a $2,500 transfer fee, and you do not need the association to maintain your exterior. Choose Beauville if you want villa living with a long exterior maintenance list, no approval clause we could find and more sales to price against. Either way, read the recorded documents and the estoppel, and we will pull the comparison for your target home.
Selling at St. Andrews? Get a free home valuation or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873 or read how we represent buyers.
Owning at St. Andrews means a gated 15-lot street of detached homes with an association that mows the yards and keeps the roads and gates, Foundation beach access, and no milestone or reserve-study mandate, set against a Board approval on every sale, a $2,500 transfer fee, a $15,000 resale capital assessment and a very thin sales record.
The 2018 declaration charges the association with the automatic entry system and gates, and every home is detached on its own lot. The street is small, private and quiet by design.
Rule 10 and section 5.1 put routine lawn and shrub care on the association, and section 4.2 covers the walls, gates, roads, street lights and irrigation main line.
Section 553.899 does not reach St. Andrews, so the neighborhood avoids that condominium cost layer.
Beaches, trams, the Community Center and the racquet complex come with Foundation membership, which is documented on the Foundation’s published pages.
The documents are recent: a 2018 restatement, a 2020 amendment and rules recorded in 2026, so a buyer can read the current rules in the public record.
A sale cannot close until the association approves it in writing, and a Board can take 30 days. The approval condition and timeline have to be in the contract.
The $2,500 association transfer fee and $50 background check add to the $15,000 Foundation assessment for deeds recorded on or after October 1, 2026.
Two leases a year, a 30-day minimum, two approvals, a $1,000 association fee and no pets for tenants make rental income hard to rely on.
The 2018 declaration allows one pet and the 2026 rules allow two, so a household with two pets needs written confirmation.
The association does not clean or replace the roof, paint the exterior or maintain the driveway, and all exterior work needs two approvals.
Five MLS closings in five years and none in the last 12 months leave a seller with little to price from and a buyer with little to compare.
The Foundation’s map text says 16 homes, while the declaration, the roll and the lot schedule show 15. Ask the association and the title company to confirm the lot count for your parcel.
If you’re searching for a St. Andrews listing agent, or thinking, ‘I need someone to sell my St. Andrews home…’ you are selling into about one MLS closing a year, a buyer who needs the Board’s approval, and a closing with two estoppels and a transfer fee. McGreevy and Comisar sell St. Andrews on its recorded facts.
Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)
St. Andrews is a neighborhood where condition, approval and paperwork decide the sale. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number. We bring that reach to a St. Andrews listing along with the document file a St. Andrews buyer’s lender, insurer and attorney ask for in week one. Read how we sell Pelican Bay homes.
Honors and recognition:
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
In the last 12 months St. Andrews has seen 0 resales in the Southwest Florida MLS (pulled October 7, 2026). Domain Realty, our brokerage, closed 658 transaction sides in Naples in the 60 months to October 5, 2026, $521.5 million in volume counted by side, per the Southwest Florida MLS pulled that day. McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings.
With five St. Andrews closings in 60 months and no listing today, a buyer compares your home with a handful of old sales, with Beauville and with other small Pelican Bay neighborhoods. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price a St. Andrews home against the nearest sale of the same size and condition, and we say plainly when no such sale exists. Four of the five sales closed between $1,700,000 and $1,900,000 and one at $3,000,000, and the two that closed under their list price took 50 and 18 days.
Section 10.3 gives the association 30 days to approve or disapprove a sale in writing, the Foundation requires its own estoppel, and section 7.9 sends For Sale and Open House signs to the Foundation’s current sign rules. Read those rules before you stage the street.
A dedicated seller page for this neighborhood, titled sell my home in St. Andrews at Pelican Bay, is planned. Until it is published, the plan lives here: pricing against the five sales, the approval file before the first showing, and the 30-day approval window built into the contract.
Start with a free home valuation. It takes about a minute, and Jesse follows up with the St. Andrews sales that fit your home: the same size, adjusted for condition, age and roof. An automated estimate cannot tell an original 1986 home from a rebuilt one, and ten of the 15 parcels carry a year built after 1987. We price to the difference.
(239) 898-6072, text or call. Confidential conversations welcome.
For a well-prepared home priced to its nearest comparable, yes, and you would be the only listing on the street. With no closing in 12 months, a first-class listing and an approval file ready before the first showing are the advantage.
Against the five sales in the 60-month file and the county’s recorded history, adjusted for size, age and condition. Four sold between $1,700,000 and $1,900,000 and one at $3,000,000, and a list price that ignores condition usually sits.
Yes. Section 10.2 of the 2018 declaration says no owner may sell without the association’s approval, and the association has 30 days after notice to answer. Give notice with the executed contract at the start.
The approval timeline, the fee layers and the pet and rental rules. Have the disclosure summary, the estoppels and the Foundation’s current schedule ready before the first showing.
Yes, subject to the lease and the leasing rules, but tell the buyer’s agent the lease terms at the first showing, and remember that the Foundation deactivates owner ID cards during a lease.
The Foundation charges the $15,000 resale capital assessment to the buyer at closing for deeds recorded on or after October 1, 2026. The contract can allocate it differently; most do not.
St. Andrews owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years and read St. Andrews’ recorded declarations, the Clerk’s index and every recorded St. Andrews sale before writing this guide.
McGreevy and Comisar are the Domain Realty team behind this St. Andrews guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Naples villa market that St. Andrews sits in.
Between them that is more than twenty years of Southwest Florida transactions, and it is local in the literal sense: the team keeps offices from Naples to Fort Myers, and Jesse has lived in Estero since 2003. You can read the longer version of how the team was built on our about the McGreevy and Comisar team page.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a St. Andrews page the credential that matters more is narrower than any award: we tracked every St. Andrews closing in the Southwest Florida MLS back to October 2021, 5 in the last 60 months, and in the last 12 months we found none to track, so the recorded instruments are the evidence on this page.
McGreevy and Comisar is a top-reviewed Pelican Bay realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review
★★★★★ “Jesse and his team at Domain have taken care of me, my family and my friends for many years. They have listed and sold our properties, facilitated the purchase of our properties and arranged for rentals.” Raoul Grossi, verified Google review
★★★★★ “Marc made an extremely stressful time of selling my parents’ house easier because of his expertise, compassion, and diligence. I cannot thank him enough and I would recommend him without reservation.” Beth Shaw, verified Google review
★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review
Selling a St. Andrews home? Get a free home valuation, or call Jesse direct at (239) 898-6072.
Buying at St. Andrews? Call Marc at (239) 287-5873, read our Pelican Bay buyer page, or read how we represent buyers in Southwest Florida.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
License status for either name can be verified directly through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.
Video walkthroughs, market updates and community tours are published on the team’s own channel at McGreevy and Comisar on YouTube. The team also keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around St. Andrews, see our Pelican Bay guide, our guide to Beauville, our guide to Sand Pointe and our Naples guide.
St. Andrews buyers ask us the questions below most often, and each answer comes from the recorded declaration, the Clerk’s index, the Foundation’s published schedule, the county’s maps and the Southwest Florida MLS pull of October 7, 2026. Where a fact is unverified, the answer says so.
It is a homeowners’ association under Chapter 720. The 2018 restated declaration defines the Act as Chapter 720 and governs 15 individually owned lots, and the county roll codes the parcels as single family. St. Andrews is not a condominium, so Chapter 718 and the milestone rules do not apply.
St. Andrews sits on Heathery Lane in Pelican Bay, Naples, FL 34108, in unincorporated Collier County. The homes are addressed 700 to 718 Heathery Lane. The land is part of Parcel C of Pelican Bay Unit Five, off the north side of Gulf Park Drive.
The recorded documents and the county roll show 15 lots and 15 parcels, each with one vote and an equal one-fifteenth share. The Foundation’s community map text says 16 homes. We use 15 because the declaration and roll agree, and a title company can confirm the count for any parcel.
Yes, in the documents. The 2018 declaration has the association maintain the automatic entry system and gates into St. Andrews and allows suspension of gate entry privileges for delinquent owners, and the Foundation’s map text calls St. Andrews a gated community. Ask the association how new owners are enrolled.
The developer, Kingmark Limited, recorded the declaration on April 16, 1986. The county roll shows homes with a year built of 1986 or 1987 for five parcels, and the Foundation dates the original homes to 1986 and 1987. Ten parcels carry a newer year built, from 1999 to 2024.
The county roll shows 1,935 to 3,031 square feet of living area, with a median of 2,233. The five MLS sales in the last 60 months ran from 1,935 to 2,185 square feet. The Foundation’s description says just over 1,900 to almost 2,400 square feet, so use the roll and the survey.
Both. Five of the 15 parcels carry the original 1986 or 1987 year built, and ten carry a year built from 1999 to 2024, so much of the street has been rebuilt or replaced. Ask for the permits, plans and final inspections for any home that is not original.
Five homes closed in the Southwest Florida MLS in the last 60 months, from $1,700,000 to $3,000,000, at a median of $1,795,000, an observed sale. The latest closed in March 2024 at $3,000,000. There was no closing in the last 12 months, and the sample is small.
Not on October 7, 2026. The Southwest Florida MLS showed no active or pending St. Andrews listing that day. If you want to be told when one comes up, call Marc and he will set up the search and watch the street.
The association’s dues are in its estoppel, because we found no published figure. Dues are split into equal fifteenths and billed quarterly, and the fiscal year runs April 1 to March 31. The two layers we can source are the Foundation at $3,435 and the Services Division at $1,250 for FY2027.
The Foundation’s FY2027 estoppel form lists $3,435 a year: $2,180 operating, $497 reserve and $758 bulk media. It supports the beaches, trams, parks and Community Center. The estoppel shows whether a St. Andrews owner is billed directly or through the association.
The county’s Services Division page shows a FY2027 assessment of $1,250.00, made up of $789.07 for operations and maintenance and $460.93 for capital and projects. That is about $104.17 a month. Check your tax bill for how a specific parcel is billed.
It is $15,000 for deeds recorded on or after October 1, 2026, paid by the buyer to the Foundation. The Foundation’s realtors page says it rises 3.5% a year from October 1, 2027, which would make it $15,525. An exemption form exists, with a $1,000 processing fee.
The association’s 2026 recorded rules set a transfer (sale) fee of $2,500 plus $50 per purchaser background check. The rules do not say who pays, so the contract should. With the Foundation’s $15,000, that is $17,550 of buyer-side entry charges we can source, before the title policy and lender costs.
Yes. Section 10.2 says no owner may sell without the association’s approval, and the association has 30 days after notice to approve or disapprove in writing. The Board may require an interview. Put the approval condition and a deadline into the contract before you sign.
Yes, within limits. A home may be leased no more than twice in any 12-month period, to one single family, for 30 days to 12 months, with Board approval and then Foundation approval. The 2026 rules add a $1,000 fee and a $50 background check per adult. Tenants may not keep pets.
The 2018 declaration allows one cat or dog of 30 pounds or less per home, and the 2026 recorded rules allow two. The documents disagree, so get the controlling count in writing before you buy. Tenants may keep no pets, and the Foundation bars pets from its beaches, dining areas and trams.
Not on the documents we read. The 2018 declaration defines occupancy by a single-family household and sets no minimum age. Ask the association to confirm in writing that its current rules have no age restriction, because we will not infer one from the neighborhood’s demographics.
It maintains the common areas, including the private roads, the walls, the entry gates and automatic entry system, street lights, the irrigation main line and pump stations, and it mows and trims the yards. You maintain the home, roof, driveway, exterior paint and any landscape replacement.
Yes. Section 6.1 requires written Board or committee approval for exterior work, and the 2026 rules add the Foundation’s approval after the Board’s. You submit an alteration form, a written estimate, drawings and the contractor’s insurance and license, and a refundable deposit applies to larger projects.
A pool needs advance written Board approval, and section 6.2 allows only in-ground concrete pools. The 2020 amendment and the 2026 rules let a pool be enclosed by a screened lanai or a fence, black or white, with Board approval first. Any enclosure must match the street’s uniform design.
Yes. Metal or plywood shutters may go up no earlier than two weeks before a storm and must come down within two weeks after, and roll-down or accordion shutters may be permanent with Board approval. The 2026 rules say to store shutters out of public view outside hurricane season.
At five addresses we checked on October 7, 2026, FEMA’s effective map showed Zone X, the 0.2 percent annual chance coastal subtype, outside the special flood hazard area, on panel 12021C0381J effective February 8, 2024. A zone is not an elevation, so ask for an elevation certificate.
Collier County’s evacuation layer places the St. Andrews addresses we checked in Zone A, the first ordered to leave. Zone A is a reason to have a plan, an insurance review and a shutter strategy in place before June 1.
No. Section 553.899 applies to condominium and cooperative buildings of three or more habitable stories. St. Andrews is a Chapter 720 association of individually owned single-family lots, and the county’s January 2026 milestone list has no Heathery Lane record.
Collier County announced a proposed flood map on August 19, 2026, with a 90-day appeal period that runs to about November 17, 2026. We have not confirmed what zone any St. Andrews address would carry under it, so ask your insurance agent and the county floodplain staff before you close.
The county’s 2027 school-year lookup assigned Heathery Lane addresses we checked to Sea Gate Elementary, Pine Ridge Middle School and Barron Collier High School. Assignments change, so verify your own address with the district. We state no letter grades because we could not verify them.
Not overnight. Section 7.5 bars street parking except by advance special permit for events or guest visits, and the 2026 rules say no vehicles on the street after 2 A.M. Emergency vehicles and service vehicles may park on the street when the driveway is unavailable.
Yes. Section 7.4 lets licensed drivers operate golf carts in the community at their own risk, and carts must be parked in a garage when not in use. Owners and tenants release the association from injury and damage claims from cart use.
Membership opens nearly three miles of Gulf beach, a Community Center above 25,000 square feet, a tram system, 88 acres of parks and a racquet complex with 20 pickleball courts and 8 Har-Tru tennis courts, per the Foundation’s published documents. Access runs through member cards.
The 2018 declaration runs 50 years from its January 11, 2018 recording, to January 11, 2068, then renews automatically for ten-year periods unless two thirds of the lots record a change. Two thirds of the owners voting at a meeting with a quorum can amend it.
No. This page covers the 15-lot enclave on Heathery Lane inside Pelican Bay. St. Andrews Country Club in Boca Raton, the condominium buildings on Saint Andrews Boulevard in Naples and other St. Andrews names near Pelican Landing or Lely are different places.
Both are Chapter 720 associations in Pelican Bay. St. Andrews is 15 gated, detached homes with a Board approval on every sale, and Beauville is 36 attached and detached villas with a longer exterior maintenance list. Beauville’s 60-month median is $2,150,000 on 10 sales, against $1,795,000 on 5 here.
The association’s current budget, reserve approach and estoppel, written confirmation of the pet count and any age rule, the 2026 rules, the Foundation estoppel, an elevation certificate, the permits for any rebuilt home, and the approval timeline. Call Marc at (239) 287-5873 and we will pull them together.
St. Andrews sellers ask us the questions below before they list, and each answer comes from the recorded declaration, the 2026 rules, the Foundation’s published schedule and the Southwest Florida MLS pull of October 7, 2026. Where the documents are silent, the answer says so and points you to the right professional.
Give notice as soon as you have a signed contract, because section 10.2 starts the association’s 30 day approval clock from the notice. Many sellers also call the manager before listing to learn what the package must contain. That way the clock starts with a complete file and no missing signatures.
Section 10.2 limits denial to a list of good causes, and the association must answer in writing within 30 days. If it denies, ask for the reason in writing, check it against the list, and have your attorney read the declaration before you answer. A denial on a ground not in the list is the place to start a conversation with counsel.
No. The declaration makes an unapproved sale voidable, which means the association can challenge it after closing. A buyer’s lender and title company will usually refuse to close without the approval letter. Put a contract term that makes approval a condition and gives both sides a clear deadline.
It may. The declaration lets the Board require an interview as part of approval, so tell your buyer early and keep their schedule open. A buyer who is out of the country can ask whether a video call is acceptable. The interview is a step in the 30 day window, not an extension of it.
The association’s 2026 recorded rules set a transfer fee of $2,500 plus $50 per purchaser background check. The rules do not say who pays, so your contract should. Most sellers and buyers settle this in the first round of negotiation, and we recommend writing it into the offer rather than leaving it for closing.
Start from the five sales in the 60 month file, which ran from $1,700,000 to $3,000,000 at a median of $1,795,000, then adjust for size, age, roof and finish. Add Beauville and the other small Pelican Bay villa neighborhoods as a cross-check. A free home valuation from Jesse does that adjustment for your address.
It is the highest of the five sales, at $1,395 a square foot on 2,150 square feet, after 18 days on the market and at 92.3 percent of its final list price. We treat one sale as a data point, not a trend. The other four ran $801 to $926 a square foot.
Across the five sales in the last 60 months the median was 13 days, and the range ran from 2 days to 50. A median of 13 days on five sales is a small sample. It tells us that a priced-right home can sell quickly, and it tells us little about a home that is overpriced.
The median sale-to-list ratio was 100.0 percent on five sales. Two closed above their final list price, one at the list price, and two below, at 92.3 and 95.2 percent. The sample is too small to call a pattern, but it does show that buyers paid full price for homes that were ready.
On this street it usually should, but the MLS file has only five sales, and we do not have enough matched pairs to put a number on the premium. Ten of the 15 parcels carry a newer year built. Ask us for the sales and permits that fit your home, and we will tell you what we can and cannot support.
The $1,700,000 sale in May 2022 and the $1,900,000 sale in February 2023 are 300 days and 11.8 percent apart, and they appear to be the same lot, though we hedge that match. Two sales are not a trend, and the 2023 sale took 50 days where the 2022 sale took 2.
You must give the buyer the association disclosure summary required by section 720.401, the flood disclosure required by section 689.302 at or before the time the sales contract is executed, and any known material defects. Your attorney or title company can supply the summary form. The buyer’s three day voidable window starts when they receive the summary.
Florida section 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the time the sales contract is executed. It asks whether you know of flood damage, claims or federal aid. Complete it with the contract, not at closing, because late delivery can give the buyer a right to cancel.
Two are needed: the association’s and the Pelican Bay Foundation’s. Florida section 720.30851 governs the association estoppel, its fee and its deadline, and the Foundation publishes its own FY2027 form. We do not state a fee because the association’s schedule is not public. Order both when you receive the contract.
Florida deed documentary stamps are $0.70 per $100, so a sale at the five-sale median of $1,795,000 comes to $12,565. The seller customarily pays the deed stamps in Collier County, though the contract controls. Our fees section shows the stamps at five price points from $1,700,000 to $3,000,000.
That is a contract term, and custom varies by county. Many Collier County contracts have the seller pay for the owner’s policy and the buyer pay for the lender’s policy, but it is negotiable. Ask your closing attorney for a quote before you list, so you can build the cost into your net sheet.
For deeds recorded on or after October 1, 2026, the Foundation charges $15,000, and it rises 3.5 percent a year from October 1, 2027 to $15,525. The Foundation’s materials treat it as a buyer charge. An exemption form exists for qualifying transfers, with a $1,000 processing fee, and we explain it in the fees section.
Yes, because it is on the Foundation estoppel. The FY2027 form lists $2,180 operating, $497 reserve and $758 bulk media, a total of $3,435. A buyer’s lender counts it, so a clear explanation of what it buys, such as beaches, trams, parks and the Community Center, helps your listing.
The county’s FY2027 Pelican Bay Services Division assessment is $1,250.00, from $789.07 for operations and maintenance and $460.93 for capital, about $104.17 a month. It is a public figure, so a buyer will find it. Put it in your fee summary next to the Foundation and association charges.
The Foundation’s FY2027 schedule lists a $500 charge for identification cards, and the buyer’s household needs them for beach, tram and Community Center access. Tell your buyer early so the cards are ordered and ready for the move. The schedule also shows that cards are deactivated for owners during a lease.
Only within the leasing rules. A home may be leased no more than twice in a 12 month period, to one single family, for 30 days to 12 months, with Board approval and then Foundation approval. A tenant also complicates showings, so we advise a vacant or owner-occupied listing wherever possible.
Section 7.9 sends signage, including For Sale and Open House signs, to the Foundation’s current sign rules. Read those rules before you stage the street, and ask the manager how guests and agents are admitted at the gate. A private showing schedule is often the better fit for a gated street.
The association runs the automatic entry system and gates, so ask the manager how agents and visitors are admitted. A gated street adds friction, and agents skip listings that are hard to show. A clear, written showing procedure in the MLS remarks will help your home get seen.
Fix what an inspector will find: the roof, windows and doors, air conditioning, any shutters, pool equipment and screens. Then match the exterior to the approved palette, because buyers and the Board both notice. Section 6.1 requires approval for exterior changes, so submit any repairs that change the look before you start.
For a 1986 or 1987 home, yes. A pre-listing inspection, a roof report and a wind-mitigation report tell you what a buyer’s inspector will find, and let you price it in or fix it. For a rebuilt home, gather the permits and final inspections instead and put them in the listing file.
The 2018 declaration and the county roll agree on 15 lots and 15 parcels, while the Foundation’s community map text says 16 homes. We use 15 and say so on the page. If a buyer asks, show the declaration and the roll, and let the title company confirm the count.
The 2018 declaration allows one pet of 30 pounds or less, and the 2026 recorded rules allow two. The documents disagree, so ask the association in writing which count applies before you promise anything. Tenants may keep no pets. A buyer with two dogs should have the answer before the contract is signed.
Collier County announced a proposed flood map on August 19, 2026, and the 90 day appeal runs to about November 17, 2026. We checked the effective map and found Zone X at five addresses on Heathery Lane, but we have not confirmed the proposed zone. Tell buyers the map is changing, and send them to their insurance agent.
Yes, and the approval process still applies, so the association will ask who the buyer is and, for an entity seller, who signs. Have your attorney confirm the signing authority and any trust certification before the contract is signed. The same applies if the trustee, not the original owner, is selling.
Section 10.2 contains separate provisions for transfers by gift, devise or inheritance, in subsections (d) and (e), and they differ from a sale. Have the estate attorney read them. For a sale by an heir or personal representative, assemble the court or trust papers early, because the title company will ask for them.
We do not publish an average, because with five sales in 60 months there is no reliable one. The sale itself took a median of 13 days to reach contract. Allow up to 30 days for the association’s approval, and the usual weeks for inspection, the lender and title on top of that.
Yes, with care. Beauville is the nearest Pelican Bay rival, with 36 homes, and its own 12 month file shows 4 closings at a median of $1,900,000. Beauville mixes attached and detached villas, and St. Andrews is all detached. Use it to test a price, not to set one.
You can, and some owners prefer privacy on a gated street. The tradeoff is exposure: with about one MLS sale a year, a quiet sale may reach fewer buyers than the price deserves. Ask us for the buyers we know in the villa market, then decide whether an off-market sale beats full exposure.
Fees are set in the listing agreement and we explain them before you sign, so ask for a written proposal, not a number from a web page. What we can say is that Top 1% Real Estate Agents Nationally Since 2008 are on your team, and the first step, a valuation, is free.
Request a free home valuation or call Jesse direct at (239) 898-6072. We will send the St. Andrews sales that fit your home, walk through the approval steps and fee layers, and give you a price range with the reasoning behind it. There is no obligation, and calls are confidential.
Every St. Andrews fact on this page comes from a recorded instrument, a state, county or federal record, the Pelican Bay Foundation’s own published documents, the Collier County Property Appraiser’s 2026 tax roll and recorded-sales file, or the Southwest Florida MLS pull of October 7, 2026.
The primary sources are grouped below by who issued them and numbered continuously. Property Appraiser figures come from the county’s published bulk data files, not from any third-party site.
The St. Andrews documents below are official public records, linked at the issuing authority so you always open the current, unaltered copy. Recorded instruments open in the Collier County Clerk’s official records viewer, Foundation documents open at the Pelican Bay Foundation, and county records open at Collier County.
| Document | Issued by | Open it |
|---|---|---|
| Declaration of Covenants for St. Andrews (1986), OR 1189, Page 1513 | Collier County Clerk | Open the 1986 St. Andrews declaration |
| Amended and Restated Declaration (2018), OR 5466, Page 3843 | Collier County Clerk | Open the 2018 St. Andrews restatement |
| Amendment (2020) | Collier County Clerk | Open the 2020 St. Andrews amendment |
| Rules and regulations (recorded August 5, 2026) | Collier County Clerk | Open the 2026 St. Andrews rules |
| Gas easement (2020) | Collier County Clerk | Open the 2020 gas easement |
| Fiscal 2027 estoppel form | Pelican Bay Foundation | Open the Foundation estoppel form |
| Fiscal 2027 Approved Budget Package | Pelican Bay Foundation | Open the Foundation budget |
| Rules and Regulations | Pelican Bay Foundation | Open the Foundation rules |
| Lease Application Packet, fiscal 2027 | Pelican Bay Foundation | Open the lease application packet |
| Resale capital exemption form | Pelican Bay Foundation | Open the resale capital exemption form |
| Pelican Bay PUD with Ordinances | Pelican Bay Foundation | Open the Pelican Bay PUD document |
| Milestone buildings by year and reference number | Collier County | Open Collier’s milestone building list |
Market data from Southwest Florida MLS, pulled October 2026.
McGreevy and Comisar, Best Realtor for St. Andrews. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
6,575 people live in Pelican Bay - St. Andrews, where the median age is 73.8 and the average individual income is $153,169. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
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There's plenty to do around Pelican Bay - St. Andrews, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including NoJo Greens, MrBeast Burger, and Naples Confectionery.
| Name | Category | Distance | Reviews |
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| Dining | 1.26 miles | 0 reviews | 0/5 stars | |
| Dining | 1.26 miles | 0 reviews | 0/5 stars | |
| Dining | 1.26 miles | 1 review | 5/5 stars | |
| Dining | 1.26 miles | 2 reviews | 5/5 stars | |
| Dining | 1.27 miles | 7 reviews | 3/5 stars | |
| Dining | 1.43 miles | 1 review | 3/5 stars | |
| Shopping | 1.37 miles | 9 reviews | 3.2/5 stars | |
| Shopping | 1.38 miles | 1 review | 5/5 stars | |
| Active | 1.26 miles | 0 reviews | 0/5 stars | |
| Active | 1.26 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.85 miles | 1 review | 1/5 stars | |
| Beauty | 1.23 miles | 0 reviews | 0/5 stars | |
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Pelican Bay - St. Andrews has 3,755 households, with an average household size of 1.75. Data provided by the U.S. Census Bureau. Here’s what the people living in Pelican Bay - St. Andrews do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 6,575 people call Pelican Bay - St. Andrews home. The population density is 2,231 and the largest age group is Data provided by the U.S. Census Bureau.
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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
