Aerial view of Bay Colony Shores at Bay Colony, Naples, Florida, with its parcels outlined

Bay Colony - Bay Colony Shores

Bay Colony Shores is a single-family estate neighborhood inside Bay Colony at Pelican Bay: 65 homes on five private streets, lots of 0.34 to 1.19 acres, and 6 MLS sales in 12 months. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.

Bay Colony Shores is a single-family estate neighborhood inside Bay Colony, the private enclave within Pelican Bay in Naples, Florida.

It is 65 homes on the 2026 tax roll, on 75 platted home sites, along five private streets: Colony Drive (316 to 391), Cromwell Court (323 to 377), Sedgwick Court (325 to 379), Tilden Lane (7261 to 7347) and Tory Lane (7179 to 7234), Naples, FL 34108. The association’s own page says the neighborhood is reached across a Mediterranean-style bridge, with homes rimming the lakes, and the oldest homes on the county roll date from 1991. Bay Colony Shores is not a condominium and has no separate association today: its own owners’ corporation merged into the Bay Colony Community Association (Sunbiz N26556) on May 20, 1991, and that association governs the neighborhood.

Three similar names are not this neighborhood. The Estates at Bay Colony is a separate gated enclave in Pelican Marsh, built around Bay Colony Golf Club, according to the Bay Colony Community Association’s own neighborhoods page. A community called The Strand off Immokalee Road is unrelated to The Strand at Bay Colony, the ten-home estate neighbor inside Bay Colony that we compare below. Condominium towers with Bay Colony in their names, such as Biltmore, Contessa and Trieste, share the master association and the gate but are different products. Only the 65 residential parcels on Colony Drive, Cromwell Court, Sedgwick Court, Tilden Lane and Tory Lane are covered here.

McGreevy and Comisar are the team Bay Colony Shores owners call when they want a sale priced against the neighborhood’s own record, and the team its buyers call when they want to know what an estate lot inside a private, staffed-gate community with a Beach Club really costs and requires. This page goes further on Bay Colony Shores than any other source we know of. It is built from the recorded Declaration of 1989 and every recorded amendment through 2015, the Collier County Clerk’s Official Records, the Bay Colony Community Association’s own published pages, the Pelican Bay Foundation’s FY2027 budget and estoppel form, the county’s Pelican Bay Services Division page, FEMA’s flood map queried at 58 county address points on the five streets, Collier County Public Schools’ grades, the Collier County Property Appraiser’s 2026 tax roll and recorded sales through June 30, 2026, and the Southwest Florida MLS pulled October 7, 2026. Where the public record stops, we say so and name the document that would answer the question.

If you own in Bay Colony Shores and are thinking about a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the fee-by-fee, rule-by-rule and sale-by-sale detail below will tell you whether Bay Colony Shores fits before you tour. The neighborhood sits in the larger Bay Colony guide, which covers the towers, the villas and the master association.

Why McGreevy and Comisar Are the Best Realtor for Bay Colony Shores

McGreevy and Comisar are the best realtor for Bay Colony Shores because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Bay Colony Shores read built on every recorded sale since 1989 and every recorded covenant the neighborhood has filed.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

If you’re searching for the best realtor for Bay Colony Shores in Bay Colony, Pelican Bay, Naples, whether you’re ready to sell your Bay Colony Shores home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters in Bay Colony Shores for a specific reason. The 65 homes share five streets and one set of recorded covenants, yet the fourteen Southwest Florida MLS closings of the last five years run from $4,700,000 to $15,900,000, and the county’s qualified-sales file shows a yearly median that rose from $392,500 in 1989 to $7,600,000 in 2020. Lot, size, age, rebuild status, street and timing explain that spread, and an agent who prices Bay Colony Shores from a Pelican Bay average, or from a generic Naples single-family index, misses all of it. Sellers and buyers comparing the best real estate agents in Naples should ask each one to price a specific Bay Colony Shores home against the sales of homes of its own size and age; we do that below.

Recent Bay Colony Shores track record (last 12 months): In the last 12 months Bay Colony Shores has seen 6 resales in the Southwest Florida MLS (closings dated October 7, 2025 to October 7, 2026), at a median sold price of $7,950,000, from $5,775,000 to $12,125,000, and a median sale-to-list ratio of 91.7 percent. Six closings is a small sample. Domain Realty, our brokerage, closed 658 transaction sides in Naples in the 60 months to October 5, 2026, $521.5 million in volume counted by side, per the Southwest Florida MLS pulled that day. McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Bay Colony Shores home? Get a free Bay Colony Shores home valuation OR call Jesse direct at (239) 898-6072.

Buying a home in Bay Colony Shores? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Living in Bay Colony Shores as a Homebuyer

Living in Bay Colony Shores means owning a single-family estate home on a lake lot behind the Bay Colony entry, on one of five private streets, with the Bay Colony Beach Club and Tennis Club run by the master association and the Pelican Bay Foundation’s beaches, trams and community facilities available to member owners.

Most Bay Colony Shores buyers are choosing among four things at once. The first is a lot: the county shows parcels from 0.34 to 1.19 acres, with a median of 0.45. The second is a rulebook that is recorded, short and architectural, with a 3,000 square foot minimum, a 30 foot height limit and a building pad that must sit within 18 inches of the FEMA flood plain elevation. The third is a stack of charges that includes the master association’s assessment, the Pelican Bay Foundation’s $3,435 and the county’s $1,250.00 Pelican Bay Services Division assessment. The fourth is a thin, high-priced market where six homes closed in the last 12 months and four are listed today.

What Does a Day in Bay Colony Shores Look Like?

A day starts on a brick-paved street, as the association’s own page describes the neighborhood, behind the Bay Colony entry that its website calls private and staffed. The Bay Colony Beach Club is 0.8 to 1.1 road miles away, 3.2 to 4.6 minutes by car, with a beach and pool service, a Chickee Bar, a Sunset Terrace and a main dining room. Publix at 8833 Tamiami Trail North is 4.7 to 6.1 minutes away, and Vanderbilt Beach is 3.8 to 5.2 minutes.

What Does Bay Colony Shores’ Ownership Structure Allow?

Bay Colony Shores’ recorded covenants allow full-time and seasonal use. They require written notice of any lease to the association, limit leasing to one lease in any 12 months for a term of 3 months to 2 years, and say nothing about age. Bay Colony Shores is not an age-restricted community, and we found no minimum age anywhere in the recorded documents.

What Should a Buyer Look at First?

Look first at the home’s lot and its flood status, because 11 of the 58 county address points we queried on these five streets are in FEMA Zone AE and 47 are in Zone X, and the difference is address-specific. Then read the recorded covenants on construction, leasing and parking, because they decide whether your plans are allowed. Then ask the Bay Colony Community Association for its current budget and assessment, because the amount is not public.

If you are buying, read how we represent buyers in Southwest Florida or call Marc at (239) 287-5873. If you want the Pelican Bay-wide view before you narrow to Bay Colony Shores, start with our Pelican Bay buyer guide. If you own in Bay Colony Shores, get a free Bay Colony Shores home valuation or call Jesse direct at (239) 898-6072.

Thinking of Selling or Buying in Bay Colony Shores, Pelican Bay?

Thinking of selling a home on Colony Drive, Tilden Lane or Tory Lane? Bay Colony Shores has 65 homes and only 6 MLS closings in the last 12 months at a $7,950,000 median, so the right price comes from reading each sale against your home’s lot, size, age and condition, not from a neighborhood average. Get a free Bay Colony Shores home valuation or call Jesse direct at (239) 898-6072. Buying instead? Call Marc at (239) 287-5873. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Bay Colony Shores Market Snapshot: What the Estates Actually Sell For

In the 24 months ending October 7, 2026, Bay Colony Shores recorded 10 Southwest Florida MLS closings at a $7,950,000 median, from $4,700,000 to $13,000,000, for $86,570,000 in volume. The 12-month window has 6 closings, so every figure here is a small sample, and the table lists every sale.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The table below shows four windows ending October 7, 2026. The 24-month window is the first with ten closings, so it leads. Every window is a small sample, because fourteen closings in five years is the whole neighborhood record. None of the fourteen was entered after closing, so days on market and sale-to-list use every sale in each window.

Window ending October 7, 2026Closings (n)Median sold priceLow to highVolumeMedian per sq ftMedian days on market (n)Median sale-to-list (n)
12 months6$7,950,000$5,775,000 to $12,125,000$51,350,000$1,086407 (n=6)91.7% (n=6)
24 months (lead window)10$7,950,000$4,700,000 to $13,000,000$86,570,000$1,172196 (n=10)91.7% (n=10)
36 months11$7,500,000$4,700,000 to $13,000,000$94,070,000$1,204157 (n=11)90.5% (n=11)
60 months14$8,500,000$4,700,000 to $15,900,000$126,720,000$1,24399 (n=14)92.9% (n=14)

For the 12-month window the median of 6 sales is the mean of the middle pair, $6,400,000 and $9,500,000, which is $7,950,000. The 24-month window of 10 sales has the same middle pair and the same $7,950,000 median. For the 36-month window the median of 11 sales is the sixth price in order, $7,500,000, and the 60-month median of 14 sales is the mean of $7,500,000 and $9,500,000, or $8,500,000. The per-square-foot medians are $1,086, $1,172, $1,204 and $1,243 across the four windows. The median days on market is 407 in the 12-month window and 99 in the 60-month window; the long recent figure comes from three 2026 closings that spent 708, 1,160 and 1,161 days on the market before they sold, according to the MLS record.

Every Bay Colony Shores Closing in the Last Five Years

Bay Colony Shores has five streets, so the street column varies. House numbers are withheld. Beds and baths are as the listing agent entered them in the MLS fields, and the living area is the MLS figure, which is measured differently from the county’s heated area; see the section on the homes for how to read the two.

ClosedStreetBeds and baths (MLS fields)Living area (sq ft)SoldFinal listPer sq ftDays on market
May 2026Tilden Ln5 bed + den, 6 full + 2 half6,001$6,200,000$6,967,296$1,03388
April 2026Tilden Ln6+ bed, 8 full + 2 half10,610$5,775,000$7,200,000$544708
March 2026Colony Dr5 bed, 5 full + 2 half6,354$11,350,000$11,995,000$1,7861,161
March 2026Sedgwick Ct5 bed + den, 5 full + 1 half5,618$6,400,000$6,895,000$1,13918
January 2026Colony Dr5 bed, 6 full + 2 half7,780$12,125,000$12,995,000$1,5581,160
December 2025Colony Dr6+ bed, 9 full + 2 half10,607$9,500,000$10,495,000$896106
August 2025Cromwell Ct3 bed + den, 3 full + 1 half4,589$5,525,000$6,250,000$1,204462
June 2025Colony Dr6+ bed, 6 full + 2 half9,355$11,995,000$11,995,000$1,2826
March 2025Tory Ln5 bed + den, 6 full + 2 half8,152$13,000,000$13,970,000$1,595286
December 2024Tory Ln4 bed + den, 4 full + 2 half8,102$4,700,000$6,800,000$58049
March 2024Cromwell Ct6+ bed, 5 full + 2 half5,804$7,500,000$8,900,000$1,292157
February 2023Colony Dr5 bed + den, 6 full + 1 half6,915$15,900,000$16,500,000$2,29951
April 2022Colony Dr6+ bed, 7 full + 3 half7,552$6,500,000$6,755,000$86192
November 2021Tory Ln4 bed + den, 4 full + 2 half6,016$10,250,000$10,250,000$1,7045

What Do the Last 12 Months Tell a Seller?

Six closings in 12 months say that Bay Colony Shores is a thin market where each sale is an event. The six were a $12,125,000 sale on Colony Drive in January 2026 of a 7,780 square foot home, an $11,350,000 sale on Colony Drive in March 2026, a $6,400,000 sale on Sedgwick Court in March 2026 that took 18 days, two Tilden Lane sales in April and May 2026 at $5,775,000 and $6,200,000, and a $9,500,000 Colony Drive sale in December 2025 of a 10,607 square foot home. Colony Drive sold for more than any other street in the five-year record, and the lowest 12-month price was on Tilden Lane.

What Does the Sale-to-List Ratio Say?

The median sale-to-list ratio is 91.7 percent for the 12-month window (n=6), 91.7 percent for 24 months (n=10), 90.5 percent for 36 months (n=11) and 92.9 percent for 60 months (n=14). In plain terms, the median Bay Colony Shores seller in the last year accepted about 8 cents less on the dollar than the final list price. Two sales in five years closed at list (June 2025 at $11,995,000 and November 2021 at $10,250,000), and the widest gap was a December 2024 sale at $4,700,000 against a final list of $6,800,000, which is 69.1 percent.

Why Do Price per Square Foot and Days on Market Swing So Much?

The per-square-foot figures run from $544 for a 10,610 square foot home on Tilden Lane that sold in April 2026 for $5,775,000 to $2,299 for a 6,915 square foot home on Colony Drive that sold in February 2023 for $15,900,000. On an estate lot the land, the water frontage and the build quality carry most of the price, so square feet explain little. Days on market runs from 5 to 1,161 for the same reason: a home that is priced against its own lot sells in days, and one that is priced against a neighborhood average can sit for years.

How Many Bay Colony Shores Homes Are for Sale Now?

Four, in the October 7, 2026 MLS pull, all active, from $6,995,000 to $12,995,000. The median of the four list prices is $9,597,500, the mean of $7,200,000 and $11,995,000. At the 12-month pace of six closings, four active listings is 8.0 months of supply. Eight months of supply is a ratio built on six sales, so it is a signal about asking prices against a thin sales record, not a forecast.

StatusList priceStreetBeds and baths (MLS fields)Living area (sq ft)List price per sq ftDays on market
Active$12,995,000Colony Dr6+ bed, 6 full + 1 half7,710$1,6852
Active$11,995,000Sedgwick Ct6+ bed, 6 full + 2 half6,622$1,811324
Active$7,200,000Sedgwick Ct5 bed + den, 5 full + 1 half4,875$1,477202
Active$6,995,000Tilden Ln4 bed + den, 4 full + 2 half5,017$1,39457

How Do the Closings Split by Street?

Colony Drive had 6 of the 14 closings, with a median of $11,672,500. Tory Lane had 3, with a median of $10,250,000. Tilden Lane and Cromwell Court had 2 each, with medians of $5,987,500 and $6,512,500, and Sedgwick Court had 1 at $6,400,000. The county roll shows 17 residential parcels on Colony Drive against 14 on Tilden Lane, 12 on Tory Lane and 11 each on Cromwell and Sedgwick Courts, so Colony Drive’s share of closings, 43 percent, is above its 26 percent share of homes.

StreetAddress range on the rosterResidential parcelsMedian heated area (sq ft)Median lot (acres)Years builtMLS closings, 60 months
Colony Dr316 to 391175,6610.481991 to 20256
Tilden Ln7261 to 7347145,6920.491995 to 20182
Tory Ln7179 to 7234125,0730.411993 to 20253
Cromwell Ct323 to 377114,5910.401991 to 20232
Sedgwick Ct325 to 379114,7700.431991 to 20161

How Does Bay Colony Shores Compare With The Strand in the Same Window?

The Strand at Bay Colony recorded 1 MLS closing in the same 12 months at $21,000,000, a post-closing data entry, against Bay Colony Shores’ $7,950,000 median on six. Both are small samples. The full side-by-side is in the Bay Colony Shores vs The Strand section.

Selling in Bay Colony Shores? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Bay Colony Shores? Call Marc at (239) 287-5873 or read how we represent buyers.

Bay Colony Shores Sales Since 1989: The Long View

The Collier County Property Appraiser’s qualified-sales file records 177 arm’s-length Bay Colony Shores sales between 1989 and 2026. The yearly median climbed from $392,500 in 1989 (6 sales) to $3,325,000 in 2001 (8 sales) and $7,600,000 in 2020 (5 sales), with most years a small sample.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The county file is the deed record: it counts only sales the Florida Department of Revenue’s qualification codes accept as arm’s length, it gives the price on the deed, and it shows no qualified sale in 2008. The table below uses the improved-property sales of $100,000 and up, and it includes the county’s own 2025 and 2024 counts, which are lower than the MLS counts for those years. The county file for 2024 shows 1 sale and for 2025 shows 2, against 2 and 4 in the MLS, so the county’s most recent yearly medians are incomplete and should not be read as the market.

YearQualified sales (n)MedianLowHigh
19896$392,500$345,000$445,000
19909$435,000$350,000$1,000,000
199114$435,000$350,000$1,350,000
19927$375,000$375,000$650,000
199319$809,400$409,100$2,750,000
19946$585,000$525,000$1,075,000
19952$1,174,500$549,000$1,800,000
199610$1,272,500$550,000$2,150,000
19976$1,575,000$650,000$1,925,000
19985$1,561,300$1,300,000$1,625,000
19997$2,130,000$1,540,500$4,500,000
20008$2,275,000$1,825,000$4,700,000
20018$3,325,000$1,700,000$5,400,000
20023$3,250,000$3,150,000$3,600,000
20033$3,433,400$2,325,000$3,560,000
20041$3,900,000$3,900,000$3,900,000
20055$3,625,000$3,300,000$6,175,000
20061$4,350,000$4,350,000$4,350,000
20073$4,300,000$3,000,000$5,100,000
20096$3,275,000$1,890,000$5,225,000
20105$2,250,000$1,500,000$3,900,000
20113$3,000,000$2,800,000$3,250,000
20122$2,675,000$2,550,000$2,800,000
20132$1,975,000$1,750,000$2,200,000
20142$6,012,500$5,250,000$6,775,000
20154$4,437,500$2,500,000$6,700,000
20161$7,200,000$7,200,000$7,200,000
20172$3,475,000$3,150,000$3,800,000
20182$3,900,000$3,800,000$4,000,000
20193$3,300,000$2,495,000$4,125,000
20205$7,600,000$3,925,000$8,200,000
20216$7,175,000$4,850,000$10,250,000
20221$6,500,000$6,500,000$6,500,000
20231$15,900,000$15,900,000$15,900,000
20241$7,500,000$7,500,000$7,500,000
20252$7,512,500$5,525,000$9,500,000
20265$6,400,000$5,775,000$12,125,000

What Does the Long View Show?

Four things stand out. First, the neighborhood opened in 1989 with sales between $345,000 and $445,000 and stayed under $1,400,000 through 1992, with a $2,750,000 high in 1993. Second, the 1999 to 2007 sales ran from $1,540,500 to $6,175,000 as the first generation of estate homes traded. Third, after the 2010 to 2013 trough, when yearly medians sat between $1,975,000 and $3,000,000, prices stepped up: $6,012,500 in 2014, $7,200,000 in 2016, $7,600,000 in 2020 and $7,175,000 in 2021. Fourth, the highest recorded sale in the file is the $15,900,000 Colony Drive sale of February 2023.

Why Does the County File Have a 1931 Record?

The county’s file lists one improved-property record dated 1931 at $550,000 among the Bay Colony Shores parcels. The Declaration is dated 1989, so a 1931 date cannot describe the sale of a home in this neighborhood. We treat it as an artifact of the county data, count it in the file total and leave it out of the yearly table. That is why the total above is one higher than the sum of the yearly counts.

Why Is There No 2008 in the Table?

The county file shows no qualified Bay Colony Shores sale in calendar 2008, the one year of the 38 from 1989 to 2026 with none. That year sits inside the national housing downturn, and the six 2009 sales, between $1,890,000 and $5,225,000, were the first recorded after it. The MLS record we pulled starts in 2021 and cannot add to this.

How Should Small Samples Be Read?

Every yearly median in the table rests on fewer than twenty sales and, from 1994 onward, on ten or fewer, so every row is a small sample. Read the table as a record of what homes did sell for, not as an index. A single 6,915 square foot home sold in 2023 for $15,900,000 and was the entire year. That is why we price a Bay Colony Shores home against specific sales of similar lot, size and age, and why a valuation from us names the sales it relies on.

Is Bay Colony Shores a Condominium or a Homeowners’ Association?

Bay Colony Shores is a neighborhood of single-family estate sites, not a condominium. The recorded 1989 Declaration says its association is not a condominium association under Chapter 718, owners hold sites and dwellings, and the Bay Colony Community Association (Sunbiz N26556) governs the neighborhood through a neighborhood committee.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The distinction decides which Florida laws apply to a sale, so we checked it against the recorded documents rather than the county’s use codes or a listing label. Five facts point the same way, and one reading is ours, not the documents’.

What Do the Recorded Documents Say?

The Declaration of Protective Covenants, Conditions and Restrictions of Bay Colony Shores Neighborhood was made on August 7, 1989 by Westinghouse Communities of Naples, Inc. and recorded on August 10, 1989 at Official Records Book 1461, page 1161. It covers Tract A, Tract B and Sites 1 through 75 of the plat of Pelican Bay Unit Ten, Plat Book 15, pages 64 to 67, assigns one Property Unit to each site, and states that the association is not a condominium association under Chapter 718. Every owner holds a site and a dwelling. None of that is condominium language: a condominium owner holds a unit and an undivided share of common elements, and a Bay Colony Shores owner holds a lot with a house on it.

What Does Sunbiz Show?

The Florida Division of Corporations lists Bay Colony Community Association, Inc., document number N26556, as a Florida not-for-profit corporation filed May 23, 1988, status active, with annual reports through April 22, 2026 and a last corporate amendment on June 23, 2006. It also lists Bay Colony Shores Property Owners’ Association, Inc., N27970, filed August 19, 1988, now inactive, with a merger on May 20, 1991. That merger folded the neighborhood’s own corporation into the master association, which is why the neighborhood has no separate association today.

What Does the County Roll Show?

The Collier County Property Appraiser’s 2026 tax roll lists 65 residential parcels in the Bay Colony Shores subdivisions, each with a single-family use code, plus six parcels with no home that we read as common areas, lakes and tracts, totaling about 49 acres. The roll subdivisions are Pelican Bay Unit 10, Pelican Bay Unit 10 Replat of Sites 31 and 32, and Abruzzese Replat at Pelican Bay. Sixty-five residential parcels against 75 platted sites is explained in the section on the homes.

Which Florida Laws Apply, and Which Do Not?

Here is our reading, and it is a reading: the 1989 and later documents never cite Chapter 720 by number, because Chapter 720 postdates the Declaration. The neighborhood is a mandatory-membership community run by a not-for-profit corporation whose members are parcel owners or their delegates, which is the shape Chapter 720 describes. On that reading, section 720.401 (prospective purchaser disclosure), section 720.30851 (estoppel certificates), section 720.305 (fines), section 720.3085 (liability for assessments) and section 720.303 (records) apply to a Bay Colony Shores sale. The condominium milestone inspection and structural integrity reserve study rules do not apply to detached lots; that is covered in its own section below. Ask a Florida real estate attorney to confirm the reading for your closing.

Why Does the Master Association Include Condominiums?

The association’s own home page says Bay Colony covers approximately 200 acres, with 11 condominium communities and 5 neighborhoods, two of them villa neighborhoods and three of them estate neighborhoods. A Bay Colony Shores owner therefore belongs to the same master association as condominium owners in the towers, and the Declaration gives the neighborhood a delegate and a committee so the estate lots are not outvoted on matters that are theirs alone.

How Did Bay Colony Shores Come to Be?

Bay Colony Shores was platted as Sites 1 through 75, Tract A and Tract B of Pelican Bay Unit Ten (Plat Book 15, pages 64 to 67) and covenanted in August 1989 by its developer, Westinghouse Communities of Naples, Inc. The owners restated the covenants in August 1991, amended them in 2009 and restated them again in February 2012.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The records below are recorded instruments in the Collier County Clerk’s Official Records, each viewable through the clerk’s public portal. They are why this page can describe the neighborhood’s rules by date and not just by present practice.

DateInstrumentWhat it did
May 23, 1988Articles of incorporation, Bay Colony Community Association, Inc., Sunbiz N26556Formed the master association that still governs Bay Colony
August 19, 1988Articles of incorporation, Bay Colony Shores Property Owners’ Association, Inc., Sunbiz N27970Formed the neighborhood’s first association, later merged
August 10, 1989Amended and Restated Declaration and General Protective Covenants for Bay Colony, Official Records Book 1461, page 1048Recorded the master covenants for all of Bay Colony
August 10, 1989Declaration of Protective Covenants, Conditions and Restrictions of Bay Colony Shores Neighborhood, Official Records Book 1461, page 1161Platted 75 sites and two tracts under single-family covenants
September 14, 1989Fourth Amendment to the Pelican Bay general covenants and First Supplement to the Bay Colony covenants, Official Records 1469/1364 and 1469/1367Subjected Sites 1 through 75 and Tracts A and B to the Pelican Bay general covenants, with omissions, and to the Bay Colony covenants
November and December 1989Grant of easement to the Shores owners’ association, Official Records 1482/1239, and easements to the Pelican Bay Improvement District, Official Records 1492/1473, 1477 and 1479Access and drainage rights for the association, and water and sewer easements with a right of access through privacy gates
December 1990 and March 1991Deeds from the Shores association to Bay Colony Community Association, Official Records 1582/898 and 1598/445 (the March quit-claim deed conveys Tract B)Conveyed the common tracts, including the private streets, to the master association
April 5 and 8, 1991First Amendment to the Shores covenants and Second Amendment to the Bay Colony covenants, recorded May 13, 1991, Official Records 1615/430 and 1615/434Let the developer merge the neighborhood association into the master association without an owner vote, with both boards approving
May 20, 1991Merger of the Shores association into Bay Colony Community Association (Sunbiz)Ended the separate neighborhood corporation
August 26, 1991Amended and Restated Neighborhood Covenants, Official Records 1642/1357The restated covenants the neighborhood still lives under
December 1991Affidavit of lot line adjustment between two sites, Official Records 1673/637An early boundary change between two neighboring sites, made while the developer still owned both
April 17, 2001Release of a drainage easement between two sites, recorded at the owners’ request, Official Records 2808/2541Released a 12-foot drainage easement along a shared side line
June 2006Amendment to the master association’s articles (Sunbiz event)Latest corporate amendment on the state record
January 30, 2009First Amendment to the restated covenants, Official Records 4424/465Changed side setbacks after a two-thirds vote of sites on September 5, 2008 and ratification by the Board of Governors on October 29, 2008
February 6, 2012Second Amendment to the restated covenants, Official Records 4762/1556Re-stated the covenants after a two-thirds vote on September 8, 2011 and Board ratification on November 16, 2011
September 18, 2015Termination of a drainage easement, Official Records 5195/3323, recorded after the Abruzzese Replat, Plat Book 55, pages 80 and 81, dedicated a relocated drainage easementMoved a drainage easement between sites; the replat reconfigured two sites

How Does Bay Colony Shores Fit Into Pelican Bay’s Story?

Pelican Bay is a master-planned development governed by a planned unit development, the Pelican Bay PUD, which the county’s GIS layer lists as resolution R-76-31 and, in its current form, ordinance 04-59. Westinghouse’s Bay Colony was a sub-area inside it, described in a 1989 recorded amendment as primarily residential property, common areas including private streets, a Beach Club and one or more hotels. The Bay Colony Shores covenants say they are supplemental to the Pelican Bay general covenants and the Bay Colony master covenants.

Who Built Bay Colony Shores?

The Declaration names the developer as Westinghouse Communities of Naples, Inc. In 1989 it recorded the Shores covenants, subjected Sites 1 through 75 and the two tracts to the Pelican Bay and Bay Colony covenants by two September 1989 instruments, and granted easements for access and drainage to the neighborhood’s first owners’ association and water and sewer easements to the Pelican Bay Improvement District. The Declaration also reserved to the developer the right to add up to 75 more sites; we found no recorded exercise of it, and the plat shows 75 sites.

Why Did the Shores Association Merge Into the Master Association?

Two April 1991 amendments, recorded on May 13, 1991, allowed the developer to merge the neighborhood association into the Bay Colony Community Association before turnover, without a vote of owners, with both boards approving. Sunbiz records the merger on May 20, 1991, and deeds from March 1991 conveyed the private streets and common tracts to the master association. The owners then restated their covenants on August 26, 1991, with a Neighborhood Committee in place of the old association.

What Changed in 2009, 2012 and 2015?

Three recorded instruments refined the 1991 text. The January 2009 amendment changed side setbacks after more than two-thirds of the sites voted yes at a September 5, 2008 meeting and the Board of Governors ratified it on October 29, 2008. The February 2012 amendment restated the neighborhood covenants after a two-thirds vote on September 8, 2011 and ratification on November 16, 2011. The September 2015 termination released a drainage easement after the Abruzzese Replat dedicated a relocated one.

Which Plats Cover the Neighborhood?

Four plat references appear in the recorded record: Pelican Bay Unit Ten at Plat Book 15, pages 64 to 67; a Harker Replat at Plat Book 18, page 90; the Abruzzese Replat at Plat Book 55, pages 80 and 81; and a county roll subdivision called Pelican Bay Unit 10 Replat of Sites 31 and 32. A buyer’s survey and title commitment should say which plat governs a specific site, because setbacks, easements and lot lines follow the plat.

Thinking of Selling Your Bay Colony Shores Home in Bay Colony, Pelican Bay?

Thinking of selling on Colony Drive, Cromwell Court, Sedgwick Court, Tilden Lane or Tory Lane? Bay Colony Shores has 65 homes on 75 platted sites, 6 MLS closings in the last 12 months at a $7,950,000 median, and recorded covenants a buyer’s attorney will read. Get a free Bay Colony Shores home valuation or call Jesse direct at (239) 898-6072. Buying instead? Call Marc at (239) 287-5873 or read how we represent buyers. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

The Homes of Bay Colony Shores: Sizes, Ages and Lots

Bay Colony Shores has 65 single-family estate homes of 3,655 to 8,263 square feet of heated area on the 2026 tax roll, with a median of 5,098 square feet, built from 1991 to 2025 on lots of 0.34 to 1.19 acres. The covenants require at least 3,000 square feet of air-conditioned living area, and the median year built is 2010.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Two things distinguish Bay Colony Shores’ housing stock from most Pelican Bay neighborhoods. The homes are large, and half of them are new: 33 of the 65 show a roll year built of 2010 or later, which in a neighborhood covenanted in 1989 points to rebuilds and replacements. We have not matched those years to permits, and we do not claim a count of teardowns.

How Old Are the Bay Colony Shores Homes?

Year built (2026 roll)HomesMedian heated area (sq ft)
1991 to 1995155,098
1996 to 199986,212
2000 to 200994,630
2010 to 2019205,243
2020 to 2025135,121

Twenty-three of the 65 homes date from before 2000, 15 of them from 1991 to 1995. Twenty of the 65 were built from 2010 to 2019 and 13 from 2020 to 2025, so the 2010s were the neighborhood’s largest rebuilding decade. The median heated area of the 2020 to 2025 group, 5,121 square feet, is about the same as the 5,098 of the 1991 to 1995 group, so newer homes are not larger at the median; the 1996 to 1999 group is the largest, at a median of 6,212 square feet, and the 2000 to 2009 group the smallest, at 4,630. The eight-home and nine-home groups are small samples.

How Big Are the Homes?

Heated area (sq ft, 2026 roll)Homes
Under 4,50017
4,500 to 4,99912
5,000 to 5,99920
6,000 to 6,99910
7,000 to 7,9995
8,000 and up1
All homes65

The 20 homes between 5,000 and 5,999 square feet are the center of the neighborhood, and 29 of the 65 are under 5,000. Only 6 reach 7,000 square feet or more, and one reaches 8,000. The roll’s heated area and the covenants’ measure of air-conditioned enclosed living area are different yardsticks, so a roll figure near the 3,000 minimum does not by itself tell you about the home’s design.

How Large Are the Lots?

Lot size (county acreage)Parcels
Under 0.40 acre18
0.40 to 0.4931
0.50 to 0.596
0.60 to 0.794
0.80 acre and up6
All residential parcels65

The county shows a median of 0.45 acre and a mean of 0.497 acre. The association describes the sites as ranging from one-third to one-half of an acre, and 49 of the 65 parcels, 75 percent, are under half an acre. Six parcels are 0.8 acre or more, and three are 1.0 acre or more, which is consistent with owners combining adjacent sites.

How Do the Five Streets Differ?

StreetAddress range on the rosterResidential parcelsMedian heated area (sq ft)Median lot (acres)Years builtMLS closings, 60 months
Colony Dr316 to 391175,6610.481991 to 20256
Tilden Ln7261 to 7347145,6920.491995 to 20182
Tory Ln7179 to 7234125,0730.411993 to 20253
Cromwell Ct323 to 377114,5910.401991 to 20232
Sedgwick Ct325 to 379114,7700.431991 to 20161

Colony Drive has the most homes and the most closings. Tory Lane has the highest median lot, and the oldest homes are on Colony Drive and Cromwell Court. The table shows roll facts only; it is not a ranking of streets.

Why 65 Homes on 75 Sites?

The Declaration assigns 75 Property Units, one per site, while the 2026 roll shows 65 residential parcels. The recorded record documents several ways sites became fewer or different: a 1991 lot line adjustment between two sites, a county roll subdivision called a replat of Sites 31 and 32, the Abruzzese Replat that reconfigured two sites, and a 2001 release of an easement along the shared line of one owner’s site and part of the next. That does not add up to ten, and we cannot reconcile the whole difference from public data. If the exact count matters to you, ask the title company for the plat and the Property Appraiser’s parcel history.

What Does the Roll Say About Value, Pools and Homesteads?

All 65 residential parcels carry a pool line on the roll, 57 carry a spa line and 37 of the 65 are homestead-exempt. The county’s just value runs from $3,875,973 to $11,282,849, with a median of $6,870,939 and a total of $458,923,568. The just value is the county’s estimate, not a sale price, and it is 86 percent of the 24-month MLS median of $7,950,000. The preliminary 2026 roll shows a median tax line of $56,318, from $19,271 to $104,187, and no separate non-ad valorem line for any of the 65 parcels.

What Do the Covenants Say About Architecture?

The recorded covenants set a single-family detached residence for one family, one dwelling per site, a 3,000 square foot minimum of air-conditioned enclosed living area and a 30 foot height limit. Roofs need a minimum pitch of 3.5 in 12 and must be flat or barrel tile, cedar shake, slate or copper, with no flat roofs. Garages are attached, for two to three cars, with doors kept closed and no carports. Driveways may not be plain concrete, asphalt or gravel, and pools and spas must be screened from view of neighbors and streets.

What Amenities Come With a Bay Colony Shores Home?

Bay Colony Shores owners use the Bay Colony entry, private streets, and the Beach Club and Tennis Club that the Bay Colony Community Association runs, plus the Pelican Bay Foundation’s published beaches, trams and community facilities, and may pursue Bay Colony Golf Club membership. Club Pelican Bay’s golf and dining are separate memberships.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The master association is the service provider here. Its public pages describe a Beach Club, a Tennis Club, a private staffed entry and landscaped common areas, and the Shores Declaration adds the neighborhood’s own lakes, drainage and private streets. We describe what the association’s pages say, with the date we read them, and we do not state hours, fees or membership rules that are not published.

What Does the Bay Colony Community Association Provide?

According to its home page, the association covers approximately 200 acres, with a private staffed entry, a Beach Club, a Tennis Club and landscaped common areas shared by 11 condominium communities and five neighborhoods. For Bay Colony Shores the Declaration adds the neighborhood’s own common area: Tract A, the lakes and wetlands, and Tract B, the private streets, both conveyed to the master association in 1990 and 1991.

What Does the Beach Club Offer?

The association’s Beach Club page describes beach and pool service, a Chickee Bar, a Beach Club Bar, a Sunset Terrace and a main dining room. The Beach Club is 0.8 to 1.1 road miles from the five streets, 3.2 to 4.6 minutes by car. The covenants also define a Beach Club Fee, payable to the developer on the initial conveyance and on each resale under Article 10.4 of the Bay Colony Declaration; the amount is not in the covenants, and we do not know whether anyone collects it today, so ask.

What About the Tennis Club?

The Tennis Club page lists six hydro-clay courts. The Foundation separately operates 18 Har-Tru tennis courts at two locations and a Racquets Center in Pelican Bay Community Park with Har-Tru and pickleball courts, so a Bay Colony Shores owner who plays has two sets of courts to compare.

What Does the Pelican Bay Foundation Provide?

Every Bay Colony Shores owner is a member of the Pelican Bay Foundation under the general covenants, and pays the FY2027 assessment of $3,435. The Foundation publishes nearly three miles of private beach, tram service, a community center, a fitness center, a racquets program, Marker 36 and the Sandbar as its facilities. The Foundation’s Declaration also says that no property in Bay Colony becomes Foundation Common Area, and the Bay Colony Beach Club is the association’s, not the Foundation’s. Confirm with the Foundation which of its facilities Bay Colony owners use and on what terms.

What About Golf?

Bay Colony Shores has no golf course of its own. The association’s home page says residents are eligible to pursue membership at Bay Colony Golf Club, a separate club in Pelican Marsh, and Club Pelican Bay is a private, member-owned club with 27 holes that is 1.6 to 1.9 road miles away. Neither membership attaches to the deed, and each has its own application and fees.

How Close Is Everything Else?

The Pelican Bay Community Center on Hammock Oak Drive is 3.4 to 4.7 minutes by car, Publix at 8833 Tamiami Trail North is 4.7 to 6.1 minutes, Mercato is 5.6 to 7.0 minutes and Vanderbilt Beach is 3.8 to 5.2 minutes. The logistics section has the full table of drive times.

What Are the HOA Fees at Bay Colony Shores?

The Bay Colony Community Association sets the Bay Colony Shores annual assessment, which combines the neighborhood’s own expenses, each site’s share of master operating expenses including Beach Club costs, and any Pelican Bay Foundation assessment the association collects. The dollar amount is not published in the recorded documents or on the association’s public pages.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

We will not guess at a dollar figure. The association’s budget, financial statements and minutes are not in the public record we could read, and we do not state what they contain. A buyer gets the number from the statutory estoppel certificate and the section 720.401 disclosure summary; a seller already has it on the last invoice. The Foundation’s $3,435 assessment and the county’s $1,250.00 Pelican Bay Services Division assessment are separate, published charges, covered in the next section.

What Does the Annual Assessment Contain?

Article IV of the restated Neighborhood Covenants says the Annual Assessment for each site is set by the Community Association’s Board of Governors, with advice from the Neighborhood Committee. It includes the Neighborhood Assessment for Neighborhood Expenses, the site’s share of the Operating Expenses, and any Foundation assessment collectible by the association under the Bay Colony Declaration. Neighborhood Assessments apply equally, pro rata, to each single-family site.

What Do the Neighborhood Expenses Pay For?

Section 4.3 lists the expenses the neighborhood may carry: private neighborhood road maintenance, repair and replacement; common lake maintenance not handled by the Pelican Bay Services Division; landscape maintenance and litter removal in neighborhood common areas; street light fixtures and street signs; entry signage and landscaping; security-type services unique to the neighborhood, if any; common utilities and irrigation; insurance; social activities, if any; administration; mailbox maintenance, repair and replacement; and common-area property taxes and Services Division water management taxes. Not every item is necessarily charged every year.

What Do the Master Operating Expenses Cover?

Under the master Bay Colony Declaration as recorded in 1989, Operating Expenses include taxes and utilities on the common areas and the Beach Club, insurance, maintenance of the private streets, walkways, irrigation, lighting, lakes, bridge and gatehouse, the cost of the electronic monitoring system and gatehouse personnel, administration and management, and compliance with law. The Beach Club Operating Costs are levied as part of each owner’s Base Assessment. The same Declaration says the association makes no representation whatsoever as to security, and the Neighborhood Covenants repeat it.

How Are Budgets Adopted, and Can Owners Block an Increase?

The 1989 master text has the Board adopt the budget by November 15 for the next calendar year, and the neighborhood’s separate budget goes to owners at least 30 days before the year begins. The neighborhood budget takes effect unless a majority of the owners of contributing plots disapprove it, but the right of disapproval reaches only line items for services that the neighborhood itself requested, and no meeting is required unless owners of at least 10 percent of the plots petition for one. If a budget is not adopted, the preceding year’s budget continues. Later master amendments may differ, so confirm the current rule.

How Is the Assessment Divided Among Sites?

The 1989 master text assigns every single-family site a Value of 1.00, and the Base Assessment is each plot’s Value divided by the total of all Values. It adds that the Value of a dwelling unit does not change when units are consolidated into one ownership, and that the developer may record a supplement giving a different Value to a combined site. As we read it, an owner who has combined two sites may still carry more than one Value, so a buyer of a combined estate should ask the association for the count of Values attached to the parcel.

What Happens If Dues Are Late?

The master text lets the association act if an assessment is more than 15 days late: it may accelerate the rest of the calendar year, advance funds, foreclose its lien like a mortgage, or sue the owner, with interest at the highest rate allowed by law and reasonable attorneys’ fees. The lien is effective from the recording of a claim of lien, and a first mortgagee that takes title by foreclosure or deed in lieu is not liable for assessments that came due before it took title unless a claim of lien was recorded first. A new owner is jointly and severally liable with the previous owner for unpaid assessments to the time of transfer under section 720.3085(2)(b), which is why the estoppel certificate matters.

Is There a Reserve, and Is There a Transfer Fee?

Section 4.5 of the Neighborhood Covenants requires an adequate reserve fund for the neighborhood’s common areas, in amounts the association sets with the committee’s advice, and says the reserve belongs to the association, not to any owner. We could not find a published reserve schedule. The master text’s Initial Capital Payment is paid once for each property unit at its first conveyance, so it is not a resale charge. The covenants also define a Beach Club Fee payable to the developer; we found no published amount and no published resale fee, and the estoppel will list any transfer charge.

Bay Colony Shores’ Layered Charges: Association, Foundation, Services Division and Taxes

A Bay Colony Shores owner pays four layers: the Bay Colony Community Association’s annual assessment, the Pelican Bay Foundation’s FY2027 assessment of $3,435, the county’s Pelican Bay Services Division FY 2027 assessment of $1,250.00, and the county property tax bill. The first is unpublished; the Foundation and Services Division figures are published and stated below.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

LayerAmountBillingSource
Bay Colony Community Association Annual Assessment (neighborhood share, Base Assessment and Beach Club operating costs)Not publishedSet by the association’s Board of GovernorsRecorded Neighborhood Covenants, Article IV; Bay Colony Declaration, Articles 7, 8 and 10
Pelican Bay Foundation assessment, FY2027$3,435 ($858.75 per quarter)The FY2027 estoppel form says a single-family owner is billed directly; the neighborhood covenants also list it in the Annual Assessment, so confirm the routeFoundation FY2027 budget package and estoppel form
Pelican Bay Services Division assessment, FY 2027$1,250.00 ($789.07 operations and maintenance + $460.93 capital and projects)Collier CountyCounty Pelican Bay Services Division page
Collier County property taxPer the tax bill; $56,318 median on the preliminary 2026 rollAnnual, discounts for early paymentCollier County Property Appraiser roll; Tax Collector; section 197.162
Owner’s insurance including windstorm and floodVaries by homeOwner paysNeighborhood Covenants, Articles V and VIII; lender requirements

What Is the Foundation Assessment, and How Is It Built?

The Pelican Bay Foundation’s FY2027 approved budget sets an annual assessment of $3,435 per unit, made up of $2,180 operating, $497 replacement reserve and $758 for the bulk media agreement. The quarterly installment is $858.75. The budget package counts 6,474 billable units.

FY2027 Foundation assessment lineAnnualPer quarter
Operating assessment$2,180.00$545.00
Replacement reserve fund$497.00$124.25
Bulk media agreement$758.00$189.50
Total$3,435.00$858.75

The Foundation’s fiscal year begins October 1, and its estoppel form says billing is in the fourth quarter of each year. The assessment rose from $3,295 in FY2026 to $3,435 in FY2027, an increase of $140, or 4.2 percent.

Who Pays the Foundation Assessment: You, or the Association?

Three recorded or published texts point two ways. The master Declaration says each neighborhood association is responsible for collecting and remitting Foundation assessments, and that the Community Association may, but need not, collect them for any neighborhood. The Neighborhood Covenants include any Foundation assessment collectible by the association in the Annual Assessment. The Foundation’s FY2027 estoppel form says that where a unit is a single family or commercial property, “the billing is paid directly by the owner.” We cannot tell from the public record which route a given Bay Colony Shores home uses. Ask the association for last year’s invoice and the Foundation for the account record.

What Is the Pelican Bay Services Division Assessment?

The Collier County Pelican Bay Services Division page publishes the FY 2027 assessment as $789.07 for operations and maintenance and $460.93 for capital and projects, a total of $1,250.00. The division is the Collier County body that serves Pelican Bay, and the Neighborhood Covenants list its water management taxes among the common-area costs and give it maintenance easements. How the assessment lands on a single-family parcel is shown on the county tax bill, so check the bill for the line item.

What About Property Taxes?

Bay Colony Shores parcels are taxed as ordinary single-family parcels by Collier County. The preliminary 2026 roll shows a median tax line of $56,318 across the 65 residential parcels, from $19,271 to $104,187, and 37 of the 65 are homestead-exempt. A homestead-exempt owner’s assessed value growth is limited by section 193.155 to the lesser of 3 percent or the change in the consumer price index, and the cap resets after a change of ownership, so a buyer should not assume the seller’s tax bill. The preliminary roll carries no non-ad valorem charge for any of the 65 parcels, so look at the actual tax bill for how the Services Division assessment is billed. Section 197.162 gives discounts for early payment, from 4 percent in November.

Did Hurricane Ian Leave an Assessment?

The Foundation’s FY2024 audited financial statements, Note 8, report that the Board approved a Hurricane Ian assessment of $2,195 per residential unit in August 2023, based on estimated storm costs of about $16.4 million, less an estimated $2.0 million reduction. That is a Foundation charge, separate from anything the Bay Colony Community Association may have levied. A buyer should ask both bodies whether any special assessment is open or proposed.

What Does a Buyer Pay at Closing in Bay Colony Shores?

A Bay Colony Shores buyer pays the Foundation’s $15,000 resale capital assessment for deeds recorded on or after October 1, 2026, any Foundation exemption processing fee, the owner’s title policy that Collier County buyers customarily pay, recording fees and lender costs. The seller pays documentary stamps at $0.70 per $100.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

ItemPaid byAt $7,950,000 (24-month median)At $8,500,000 (60-month median)Basis
Documentary stamp tax on the deedSeller$55,650$59,500$0.70 per $100, section 201.02
Foundation resale capital assessmentBuyer$15,000$15,000FY2027 estoppel form
Resale exemption processing fee, if the buyer qualifiesBuyer$1,000$1,000FY2027 estoppel form and exemption form
Foundation estoppel processing feeSeller$250$250FY2027 estoppel form, Section D
Optional expedite, completion within 3 business daysSeller$100$100FY2027 estoppel form, Section D
Foundation ID cards not returnedSeller$500$500FY2027 estoppel form
Bay Colony Beach Club Fee, if the association charges one at resaleNot publishedNot publishedNeighborhood Covenants definition; Bay Colony Declaration, Article 10.4

The table uses the 24-month median of $7,950,000 and the 60-month median of $8,500,000 as sample prices. Your contract controls who pays what; the Collier County convention is a starting point.

What Is the $15,000 Resale Capital Assessment?

It is a one-time charge the Foundation collects at resale, which the FY2027 estoppel form lists as a buyer cost for deeds recorded on or after October 1, 2026. The Foundation’s realtors page says it rises from $10,000 to $15,000 on that date and then increases 3.5 percent automatically each year from October 1, 2027, to $15,525. A one-time exemption exists for an owner who moves within Pelican Bay, with a $1,000 processing fee. At the 24-month median, $15,000 is 0.19 percent of the price.

What Does the Bay Colony Community Association Charge a Buyer?

We found no published application fee, background check fee or capital contribution for a Bay Colony Shores sale, in the recorded covenants or on the association’s public pages. The covenants define a Beach Club Fee that is payable to the developer, and the 1989 master text sets it at not less than $2,000 and not more than $5,000 per plot, fixed by the developer, on the first conveyance from the developer. Whether anything is charged at resale is unclear. Ask for the number in writing before you write an offer.

Does the Board Approve Buyers?

We found no clause in the recorded covenants that gives the association a right to approve or disapprove a sale, and the Foundation’s estoppel says it does not require approval of the transfer and has no right of first refusal. Leases are different: the covenants require written notice to the association. Section 720.30851’s certificate asks whether board approval is required, so the estoppel will answer for the specific home. Put the answer in your contract as a condition.

What Does a Seller Pay?

The seller pays documentary stamp tax of $0.70 per $100 of consideration on the deed under section 201.02, which is $55,650 at $7,950,000 and $59,500 at $8,500,000, the Foundation’s $250 estoppel processing fee (an optional $100 expedite for completion in three business days, and $500 if the Foundation ID cards are not returned), any open liens and the commission as negotiated. Section 720.30851 states base caps of $250, $100 and $150 for the estoppel fee, the expedite fee and a required update; as we read the state’s current adjusted caps, the figures are $299, $119 and $179, so the Foundation’s $250 and $100 sit within either reading.

What Disclosures Must the Seller Make?

A seller must give a buyer the section 720.401 disclosure summary before the contract is signed, and if it was not delivered before the contract was signed, the buyer may void the contract within 3 days of receiving it or before closing, whichever comes first. The flood disclosure under section 689.302 is due at or before the time the sales contract is executed. Section 689.261 requires a property tax disclosure, and section 404.056 requires the radon notice. Johnson v. Davis also requires disclosure of known facts materially affecting value that a buyer could not readily observe.

Who Runs Bay Colony Shores? The Neighborhood Committee and the Master Association

Bay Colony Shores is run by the Bay Colony Community Association’s Board of Governors with advice from a three-member Neighborhood Committee elected by the neighborhood’s owners to staggered two-year terms, a Delegate Voting Member who casts the neighborhood’s votes, and a Neighborhood Member who sits on the Board of Governors.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The neighborhood has no separate corporation, so its owners vote inside the master association, and the Neighborhood Committee is the voice of the estate lots. The text below is from the restated Neighborhood Covenants recorded in February 2012, with the 1989 master text where noted.

What Does the Neighborhood Committee Do?

Article XII of the 2012 text says the committee consists of three members elected at the March annual meeting of neighborhood members, each serving a staggered two-year term. The committee decides the nature and extent of services, if any, that the association provides to the neighborhood beyond those given to all members, and may advise the Board of Governors but cannot bind it. Its regular meetings are held quarterly or as needed, with notice posted at least 48 hours ahead.

How Do Owners Vote?

Every site owner is a member of the Community Association. The chairperson of the Neighborhood Committee serves as the neighborhood’s Delegate Voting Member, who holds the same number of votes as there are sites and may cast them as the delegate decides is in the neighborhood’s best interest. The committee also appoints a neighborhood member to serve on the Board of Governors. A quorum of neighborhood members is one-fourth of the votes, and members may act by written agreement in lieu of a meeting.

How Are the Covenants Amended?

The Neighborhood Covenants may be amended by the consent of two-thirds of the sites present and voting at a meeting of the neighborhood members, with a quorum, together with approval or ratification by a majority of the Board of Governors. The 2009 and 2012 amendments each followed that route, with owner votes on September 5, 2008 and September 8, 2011, and Board ratification on October 29, 2008 and November 16, 2011. Scrivener’s errors and non-material changes can be corrected without an owner vote.

How Are the Covenants Enforced?

The association has the power to enforce the covenants, and if it does not, an owner may do so after giving written notice and waiting 30 days. The prevailing party’s costs and attorneys’ fees are the violator’s personal obligation. The association may fine an owner after reasonable notice and an opportunity to be heard, and the 2012 text treats fines as special assessments against the site. Section 720.305 on our reading adds a hearing before a committee of at least three members who are not officers, directors or employees, and says a fine under $1,000 cannot become a lien.

Where Can an Owner Read the Records?

Section 720.303 gives members access to the association’s official records, and the Neighborhood Covenants require the association to keep the minutes of neighborhood meetings for at least seven years and make them available to members. We read neither the budget nor the minutes, because they are not public, and we state no content from them.

The Bay Colony Shores Neighborhood Covenants, Section by Section

The restated Neighborhood Covenants for Bay Colony Shores, recorded on August 26, 1991 and re-stated on February 6, 2012, run to twelve articles and sit under the master Bay Colony Declaration. This section reads them in order so that an owner or buyer can see what the documents control and where they are silent.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The recorded text, as amended, controls over the association’s website and over any summary on this page. Every figure below is from the recorded text with its year, and we flag where the 1989 master text and the 2012 neighborhood text differ. We read the 2012 instrument from the clerk’s scanned image, which carries the redline marks of the restatement, so a lawyer should confirm any provision that decides your purchase.

RuleWhat the recorded covenants sayWhere
UseSingle-family detached residence designed for and occupied by one family; one dwelling per site; no businessSection 5.5, 5.6
Minimum size3,000 square feet of air-conditioned enclosed living areaSection 5.4
Height30 feet unless approvedSection 5.5
Setbacks30 feet front; 25 feet rear (15 for screen enclosures); sides 7.5 feet one-story with 20 feet total, 10 feet two-story with 25 feet totalSection 5.3, as amended 2009
Building padAt least the FEMA flood plain elevation and no more than 18 inches above itSection 5.8(c)
RoofsMinimum pitch 3.5 in 12; flat or barrel tile, cedar shake, slate or copper; no flat roofsSection 5.10
GaragesAttached, two to three cars, automatic door openers, doors kept closed; no carports; no unenclosed storageSection 5.12
DrivewaysNo plain concrete, asphalt or gravel; surface at least 5 feet from the side lineSection 5.11
Pools and spasLocation approved; no above-ground pools; screened from view of neighbors and streetsSection 5.13
Walls and fencesDiscouraged; 5 feet maximum; none forward of the home; no chain linkSection 5.14
Lake banksNo boat slip, dock, pier, rip rap or seawall; no boats on the lakes; lake water not for irrigationSection 5.22, 5.25, 5.29
ParkingPassenger vehicles only; commercial vehicles, motor homes, RVs, campers, motorcycles, pick-up trucks, boats and trailers must be fully enclosed; no parking on lawnsSection 5.32
Leasing3 months to 2 years; one lease in any 12 months; written notice to the associationSection 6.2
PetsCommonly accepted household pets such as dogs and cats in reasonable numbers, contained on the owner’s site and not roaming free; obnoxious animals not allowed (1989 master text)Bay Colony Declaration 3.19
SignsOne sign per site, only as approved; no sales price on any sign; no for-rent or for-sale sign on a structure or in a window (1989 master text)Bay Colony Declaration 3.14; Neighborhood Covenants 5.21
Time-sharingNo time-share, interval ownership or similar planBay Colony Declaration 3.24
Exterior colors and lightingColors must be approved; holiday lighting limited to November 28 through January 10 (1989 master text)Bay Colony Declaration 3.03, 3.16; Neighborhood Covenants 5.16
Utilities, wells and clotheslinesUtility lines underground; no wells; no outdoor clothes drying area unless approvedBay Colony Declaration 3.07, 3.23, 3.17
ConstructionMust be pursued diligently; no progress for 60 days or a full rebuild unfinished after 18 months lets the association enter and correct at the owner’s costSection 5.9
AmendmentTwo-thirds of sites present and voting, plus ratification by a majority of the Board of GovernorsSection 10.1

Articles I to III: What Does an Owner Get as a Member?

Every site owner is a member of the Bay Colony Community Association, and membership cannot be separated from the site. The governing documents set how owners, family members, guests, invitees and lessees may use the common areas and the Beach Club, and the covenants run with the land. Each owner is also a member of the Pelican Bay Foundation under the general covenants, and the neighborhood’s votes in the Foundation are cast by the delegate.

What May Be Built: Use, Size and Height?

Sites are restricted to a single-family detached residence designed for and occupied by one family, with no more than one dwelling per site and a 30 foot height limit unless approved. The minimum is 3,000 square feet of air-conditioned enclosed living area, measured by the outer wall dimensions of each floor, and open porches, atriums, screened patios, courtyards and garages do not count. Accessory buildings may not be used as living quarters and need written approval, and subdividing a site is prohibited unless the county allows it and the association approves in writing.

What Are the Setbacks?

No part of a dwelling may be nearer than 30 feet to the front site line, 25 feet to the rear site line (15 feet for a screen enclosure), 7.5 feet to a side line for a one-story home if the two sides total 20 feet or more, or 10 feet to a side line for a two-story home if the two sides total 25 feet or more. A two-story home with a side yard next to Tract A may use 10 feet on that side if the other side is 10 feet or more and the two total at least 20. The side setbacks were changed by the January 2009 amendment, so a 1990s survey may show different numbers.

What Do the Covenants Say About Landscaping, Trees and Irrigation?

Each owner submits a landscape and irrigation plan for approval, keeps the approved landscaping in good and living condition, and maintains every tree on the site, including trees the developer planted before conveyance. Owners must prevent falling debris such as branches, palm fronds and coconuts, and if a condition is not corrected five days after notice the association may enter and charge the cost as a special assessment. Lake water may not be used for irrigation, and the 1989 master text requires irrigation from the district’s water supply.

How Do Drainage, Grading and the Building Pad Work?

Surface water runoff must not cause ponding or erosion on adjacent sites, and sites must drain toward the drainage facilities in Tracts A and B and conform to the Pelican Bay Services Division’s water management requirements. Each owner submits a drainage and grading plan. The minimum building pad is the FEMA flood plain elevation and the maximum is 18 inches above it, shown in the plans, and foundations with pilings that would otherwise be visible must be screened by backfilling the pad to the top of the pilings.

What Are the Rules on Roofs, Driveways and Garages?

Roofs need a minimum pitch of 3.5 in 12 and must be flat or barrel tile, hand-sawn or split cedar shakes, slate or copper, and substantially flat roofs are not allowed. Driveways follow the approved design and materials, with no plain concrete, asphalt or gravel, a flare that stays within the side lines and a surface at least 5 feet from the side line. Each home must have an attached garage for two to three automobiles with working automatic openers, doors kept closed except while in use, no carports and no unenclosed storage.

What About Pools, Spas, Walls and Fences?

The location of every pool, spa and hot tub, with its enclosure, must be approved, above-ground pools are not allowed, and pools and spas must be screened from adjoining sites and streets by walls, fences or landscaping. Screen enclosures must match the home in design, color and materials, and flat screen enclosures are allowed only as part of an approved mansard enclosure. Walls and fences are discouraged, may not block neighbors’ lake views, are capped at five feet unless approved, may not sit on a property line or utility easement or forward of the home, and may not be chain link.

What Do the Covenants Say About Lights, Mailboxes, Signs and Equipment?

The association installs and maintains mailboxes that match the neighborhood’s architectural theme, as a neighborhood expense. Exterior lights, awnings, canopies, shutters, solar collectors, decorative objects, satellite dishes and signs all need written approval, roof stacks and vents must be hidden and painted to match the roof, and trash containers need fully enclosed storage and may be placed out only the night before collection. Storm shutters are acceptable in concept if their design and color are approved. Ham radio equipment needs the association’s written consent.

What Rules Apply to the Lakes and Preservation Areas?

No boat slip, dock, decking, pier, rip rap, seawall or other improvement may be built on a lake bank. No boats may be used on the lakes except by association or Services Division personnel for maintenance, the lakes may carry user fees and rules, and the board may regulate fertilizer, bug spraying and other activities that threaten lake water. Wetland and wooded preservation areas stay in their natural state, with no development or maintenance without governmental approval.

What Happens After a Casualty?

Article VIII says that if a structure is damaged or destroyed, the owner must within a reasonable time either begin to rebuild or repair and finish diligently, or properly clear the damage and restore the site in a manner the association finds aesthetically satisfactory. Replacement structures must be approved. If the association’s own improvements are damaged beyond insurance, the shortfall is a neighborhood expense funded by a special assessment levied within 90 days.

Where Do the 1989 and 2012 Texts Differ?

The 2012 restatement replaced most references to the developer with the Community Association, removed the developer’s expansion and operating-shortfall provisions, and raised the threshold for owner approval of structural changes to neighborhood common areas from $5,000 to $10,000, with 75 percent of the sites required above that amount. It also added the 60-day no-progress and 18-month reconstruction rules, the assurance requirements for contractors and the pad-screening rule. Where a rule exists in both the master Declaration and the neighborhood covenants, the stricter reading governs, so a wall height of five feet in the neighborhood text controls over the six feet in the 1989 master text.

Architectural Review at Bay Colony Shores: What Can You Build or Change?

Almost any construction, exterior change, landscaping change or tree removal at Bay Colony Shores needs written approval under Article 3.02 of the Bay Colony Declaration before work starts, from a committee of the Bay Colony Community Association. The 1989 master text requires that structures be designed by a licensed architect and treats a committee’s 31-day silence as a rejection.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The master text we quote is the 1989 Declaration. The neighborhood covenants refer to the same Article 3.02 and to a Design Review Modifications Committee, and later master amendments could have changed details, so confirm the current procedure and fees with the association before you plan.

Who Reviews Plans?

Two committees are described, each of three to five people. A New Construction Committee, appointed by the developer until the property was fully developed and then by the Board of Governors, has jurisdiction over original construction. A Modifications Committee, appointed by the Board, has jurisdiction over additions and alterations to existing homes and may delegate to a neighborhood board or committee. The Neighborhood Committee must consult the design review body on actions affecting the neighborhood. The Board of Governors may set review fees and require payment before a review.

What Must You Submit?

The 1989 text requires two submissions in sequence: a preliminary concept plan and design proposals, with schematic site plans, floor plans, elevations and materials; and construction plans and specifications, including a sealed site plan to scale. The committee may ask for more information. After approval, any change in location, site plan, exterior colors or exterior materials must be resubmitted.

What If the Committee Does Not Answer?

The 1989 master text says that if the committee does not approve, disapprove or ask for more information within 31 days after submission, the plans are deemed rejected. That is the opposite of a deemed-approval rule, and a buyer who plans a renovation should plan for a conversation, not a clock.

What Does an Approval Mean?

Approval relates only to aesthetics. The master text says it is not a representation that building, plumbing, electrical or other codes have been met, and each owner must obtain governmental approvals. The restated covenants add that a committee approval becomes void automatically on a written rejection of the owner’s application to a governmental authority, such as a final denial of a building permit.

What Happens If You Demolish and Rebuild?

The association may require assurance from an owner or contractor, by cash deposit, letter of credit or performance bond, to ensure timely completion, to ensure a demolished site is landscaped and irrigated to community standards before rebuilding, and to ensure damage to common areas is repaired. If work stops, shows no substantial progress for a continuous 60 days, or a full reconstruction is not complete within 18 months, the association may enter, correct the condition, including demolition, and lien the site for the cost and attorneys’ fees. The roll shows 33 of the 65 homes built in 2010 or later, so rebuilds are a normal part of life here.

When Can Contractors Work?

The restated covenants limit construction activity to weekday and Saturday hours unless the association approves otherwise: the recorded text, read from a redlined scan, appears to say 7:30 a.m. to 5:30 p.m. Monday through Friday and 7:30 a.m. to 1:30 p.m. on Saturday. Construction vehicles may not block the neighborhood roadway, and temporary trailers need approval. Confirm the current hours with the association, because the scan is a redline.

What Happens If You Build Without Approval?

The association can stop any construction in violation, and an exterior change made without approval may be required to be restored at the owner’s expense, with the association’s costs and attorneys’ fees payable by the owner. The 1989 master text lets the developer or the association seek a mandatory injunction to tear down work done without approval, and it lets the Board exclude a contractor that ignores the guidelines. A buyer should ask the seller for the approvals that match any exterior work.

What Should a Buyer Planning a Renovation Ask?

Ask for the current design guidelines and fee schedule, the assurance amount the association requires, the committee’s calendar, the status of any unfinished work on the site, and the approvals for work already built. Then ask a licensed architect to price the 3,000 square foot minimum, the setbacks and the pad rule against the lot before you offer.

Private Streets, Lakes and Common Areas in Bay Colony Shores

Bay Colony Shores’ streets, lakes and drainage tracts are common property of the Bay Colony Community Association: Tract B is the private streets and Tract A the lakes and wetlands. The association maintains the common areas, the entrance features at Pelican Bay Boulevard and Bay Colony Drive, and the perimeter wall; each owner maintains the site and dwelling.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The split matters in a resale because the line between what the association maintains and what you must maintain runs through the front lawn, the lake bank and the trees. The text below is from Article VII of the 2012 Neighborhood Covenants.

What Does the Owner Maintain?

Each owner maintains the site and dwelling in good condition and repairs and replaces what is needed. In front of the site, the adjoining owner installs and maintains the lawn and irrigation to the edge of the pavement of the private street and maintains the trees along the street. Where the common area adjoins a lake, the owner maintains landscaping to the water’s edge, and behind sites that adjoin a perimeter wall or fence the owner maintains the lawn and landscaping to the inside of the wall. The owner pays for any separately metered utilities.

What Does the Association Maintain?

The association repairs, maintains and replaces the neighborhood common areas, which include the private streets, the lakes and the drainage tracts. It is responsible for drainage facilities that the Pelican Bay Services Division does not maintain, for everything outside the neighborhood’s perimeter wall or fence, for the entrance features at Pelican Bay Boulevard and Bay Colony Drive, and for any wall, fence or landscaping on the perimeter. The cost is a neighborhood expense.

Who Owns the Streets and Lakes?

The Declaration describes Tract A as neighborhood common area, with lakes and wetlands and an Army Corps of Engineers permit recorded at Official Records Book 966, page 1824, and Tract B as the private streets, dedicated to the association. A March 1991 quit-claim deed conveyed Tract B to the Bay Colony Community Association. The covenants grant a perpetual nonexclusive easement over the walks and private streets for access, for the association, the developer and the owners and their guests, invitees and lessees.

What Easements Cross the Neighborhood?

The restated covenants reserve easements for cross-access on neighborhood common areas, for encroachments, for utility connections, for the Pelican Bay Services Division to maintain lakes and drainage, and for the association to enter. A 1989 grant gave the neighborhood association access and drainage rights, and December 1989 easements gave the Pelican Bay Improvement District water and sewer rights, including a right of access through privacy gates. A 12-foot drainage easement relocated by the Abruzzese Replat was terminated in September 2015.

Who Is the Fire District and the Zoning Authority?

The county’s GIS layers place the five streets in the North Collier fire district, in the Pelican Bay planned unit development, and in the Urban Residential Subdistrict of the future land use map. We queried five points, one on each street, on October 7, 2026, and all five returned the same fire district, zoning and land use.

Is Bay Colony Shores a 55+ Community?

Bay Colony Shores is not a 55+ community. We found no age restriction in the Declaration, the restated covenants or the master Bay Colony Declaration, which restrict each site to a single-family detached residence occupied by one family and say nothing about age. Florida and federal fair housing law protects families with children in housing of this kind.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Age-restricted communities in Florida must meet the housing-for-older-persons tests, and none of the Bay Colony Shores documents we read invokes them. Buyers of every age and household type are eligible, subject to the lease and use rules below. Section 760.23 of the Florida Statutes prohibits discrimination in the sale or rental of housing, and the association’s rules govern conduct and property, not people.

Who Counts as One Family Under the Covenants?

Section 5.5 says each site is for a single-family detached residence designed for and occupied by one family, and the covenants do not define family by relationship or by number of persons. That is a point to ask a lawyer about before you buy for a multi-generational or shared household, because the association’s rules, not a recorded definition, would decide a dispute.

Are Guests Limited?

The covenants limit Beach Club use by guests: the 1989 master text allows a guest to use the Beach Club no more than five times in a calendar year. We found no recorded limit on how long a guest may stay in a home. The Beach Club’s current guest policy is the association’s to state.

Can the Home Be Used for a Business?

No. Section 5.6 bars any trade, business, professional office or commercial activity on a site, while allowing an owner to keep a personal professional library, business or personal records or accounts, and to handle personal business telephone calls or correspondence from the home.

Can You Rent Out a Bay Colony Shores Home?

A Bay Colony Shores owner may lease a home for a term of at least 3 months and no more than 2 years, only once in any 12-month period, after giving the association and the Neighborhood Committee written notice of the lessee’s name and address. The board may allow a second lease in that period if the first tenant defaulted.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Vacation and weekly rental is not available in Bay Colony Shores. The 3-month minimum and the one-lease-a-year limit close it off, and the master Declaration also prohibits time-sharing and interval ownership.

RuleBay Colony Shores (recorded covenants)Pelican Bay Foundation (Declaration 3.26)
Leases per yearOne in any 12-month period; the Board may allow a second if a tenant defaultsTwo per calendar year, unless a neighborhood’s covenants provide otherwise
TermNo less than 3 months and no more than 2 yearsNot stated in the 2019 amendment
NoticeWritten notice to the association with the lessee’s name and addressFoundation lease application packet
Beach Club useThe owner’s Beach Club use may be suspended while the home is leased; the lessee has the useNot applicable
Does the Foundation article apply?Foundation Declaration Section 3.02(d) says its Article 3 does not apply to Bay Colony

What Is the Approval Process for a Lease?

The recorded covenants require written notice to the association and the Neighborhood Committee on forms the association supplies, with the lessee’s name, address and other information it reasonably requires. They do not say the association approves or disapproves the lease. A lessee is bound by the Governing Documents just like an owner.

What Can the Association Do About a Tenant?

The association can enforce the covenants against any occupant, whether owner, lessee, tenant or guest, and each owner delegates to it the power to enforce the lease. That includes the right to evict a tenant who violates the covenants under Florida law, with costs and attorneys’ fees, and to collect rent directly from a tenant to satisfy delinquent assessments.

What Happens to Beach Club Use While the Home Is Leased?

Under section 6.5 the owner’s right to use the recreational facilities, including the Beach Club, may be suspended while a tenant occupies the home, unless the association authorizes otherwise. The 1989 master text is more specific: the owner’s rights are suspended and the lessee and the lessee’s family and guests have the owner’s rights for the term of the lease, and the plot stays liable for Beach Club charges.

How Does the Foundation’s Leasing Cap Compare?

The Foundation’s 2019 declaration amendment caps leases at two a calendar year across Pelican Bay unless a neighborhood’s covenants provide otherwise. The Foundation’s Declaration also says its Article 3 does not apply to Bay Colony, and we could not determine whether the Foundation’s lease application packet is required in Bay Colony Shores. Bay Colony Shores’ own limit of one lease in 12 months is stricter in any case. Ask the association which approvals your lease needs.

What Does This Mean for an Investor?

Bay Colony Shores does not suit a seasonal-rental or flip-and-rent plan. A buyer who might lease should price in a single lease of 3 months to 2 years, the association’s notice process and the suspension of Beach Club use for the owner. A seller should expect fewer investor buyers than in a rental-friendly neighborhood. At $7,950,000 a median price is also far beyond a rental yield, so these are mostly owner-occupied estates.

Pets, Vehicles, Signs and Everyday Rules at Bay Colony Shores

Bay Colony Shores allows commonly accepted household pets such as dogs and cats in reasonable numbers, contained on the owner’s site, restricts parking to passenger vehicles with other vehicles kept fully enclosed, and requires approval for every sign. The master Declaration bars for-sale signs on structures and in windows.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The rules are traditional. They protect an estate neighborhood where a garage door, a clean street and a landscaped lake bank are part of the product. The recorded neighborhood covenants contain no pet clause; the pet rule is in the master Declaration.

What Are the Pet Rules?

The 1989 master Declaration, Article 3.19, says commonly accepted household pets, such as dogs and cats, may be kept in reasonable numbers, all animals must be contained on the owner’s plot and not roam free or disturb the peace of other owners, and obnoxious animals, fowl or reptiles may not be kept. The number was once the developer’s call and is now the association’s. The Neighborhood Covenants say nothing more, and the Foundation’s pet rules are in its Article 3, which does not apply to Bay Colony.

What Are the Vehicle Rules?

Parking on sites and common areas is restricted to private automobiles, passenger-type vans and sport utility vehicles in designated places. Commercial vehicles, motor homes, recreational vehicles, campers, motorcycles, pick-up trucks, boats, house trailers, boat trailers and disabled vehicles may not be parked overnight or stored unless kept fully enclosed in a structure, and the Board decides what counts as commercial. Temporary construction, delivery and landscape vehicles are exempt, and no parking is allowed on lawns.

Can I Put Up a Sign?

Only with approval under Article 3.02, one sign per plot, with no sales price displayed, and the 1989 master text bars “for sale” and “for rent” signs on any structure, including in a window. A seller should not assume a For Sale sign will be approved, and should ask the association what it permits today.

Are Open Houses Allowed?

We found no clause in the recorded covenants that bars or permits open houses. The Pelican Bay Foundation publishes sign regulations for open houses, and we do not know whether they apply in Bay Colony. A listing agent here should plan on showings by appointment with the entry notified.

What Else Do the Covenants Restrict?

No outdoor clothes drying area without approval, no wells, no window air conditioners, and all air conditioning units shielded and hidden, no above-ground pools, no tents or temporary structures without approval, no factory-built or modular structures without approval, and holiday lighting only from November 28 to January 10. Utility lines must be underground. Nothing may be done that is a nuisance, and a question about what is a nuisance is decided by the association.

Can I Operate a Business From My Home?

No commercial activity may be conducted on a site, though keeping records and handling personal business calls and correspondence from the home is allowed. A quiet home office for your own accounts is within the covenant; an office that sees clients is not. Ask the association if your use is in between.

How Does Bay Colony Shores Compare to Pelican Bay’s Other Single-Family Neighborhoods?

Bay Colony Shores has 65 homes on the county roll and 6 Southwest Florida MLS closings in the last 12 months at a $7,950,000 median, higher than every neighborhood in the table below except The Strand, whose single sale was a post-closing data entry. The comparison needs care about scale, sample size and product type.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

NeighborhoodProductHomesYear builtMLS closings, 12 monthsMedian sold price, 12 months
Bay Colony ShoresSingle-family estate homes65 on the roll (75 sites)1991 to 20256$7,950,000 (small sample)
The StrandSingle-family estate homes, second gate10 (inferred)1996 to 20251$21,000,000 (small sample)
VizcayaVillas, single-family form581991 to 20252$4,400,000 (small sample)
Villa La PalmaVillas, single-family form221996 to 20241$4,600,000 (small sample)
GeorgetownSingle-family, gated, acre sites351987 to 20252$6,675,000 (small sample)
Pelican Bay WoodsSingle-family1251980 to 20253$6,000,000 (small sample)
BiltmoreGulf-front high-rise condominium7519976$5,050,000 (small sample)
ContessaGulf-front high-rise condominium7419918$2,887,500 (small sample)

Closings are from the Southwest Florida MLS. The Bay Colony Shores row uses the October 7, 2026 pull; the other rows use the Pelican Bay roster’s window ending September 30, 2026.

The table is a map of scale and price, not a ranking. Every row is a small sample except the Bay Colony Shores figure, which is also small at six closings, and a median from one or two sales says only what those sales were. The other neighborhoods’ figures come from the Pelican Bay roster for the Southwest Florida MLS window ending September 30, 2026; the Bay Colony Shores row comes from our October 7, 2026 pull. Two of the rows are condominium towers, listed because they share the Bay Colony gate and master association and because buyers often shop them against the estates.

How Does Bay Colony Shores Compare With The Strand?

The Strand at Bay Colony is the closest peer in character: a small estate neighborhood inside the same master association, with 10 matched homes on the roll, built 1996 to 2025, and one MLS closing in 12 months at $21,000,000. The two are compared line by line in the Bay Colony Shores vs The Strand section.

How Does Bay Colony Shores Compare With Vizcaya?

Vizcaya is a villa neighborhood of 58 homes built 1991 to 2025 inside Bay Colony, with 2 MLS closings in 12 months at a $4,400,000 median. Its median sits well below the Shores’, which is the difference between a villa product and an estate-lot product, though two sales are too few to turn that gap into a rule.

How Does Bay Colony Shores Compare With Villa La Palma?

Villa La Palma is a 22-home villa neighborhood built 1996 to 2024, with 1 MLS closing in 12 months at $4,600,000. It is the smallest villa neighborhood in the Bay Colony comparison and a one-sale sample. Owners in both share the Bay Colony master association, its entry and its Beach Club.

How Does Bay Colony Shores Compare With Georgetown?

Georgetown is 35 gated single-family homes on acre sites, built 1987 to 2025, with 2 MLS closings in 12 months at a $6,675,000 median per the roster. The Shores’ median lot on the county roll is 0.45 acre, so Georgetown trades larger land for fewer homes, and on two sales its median sits below the Shores’.

How Does Bay Colony Shores Compare With Pelican Bay Woods?

Pelican Bay Woods is 125 single-family homes built 1980 to 2025, with 3 MLS closings in 12 months at a $6,000,000 median. It is nearly twice the Shores’ size in homes and trades at a lower median on a three-sale sample.

How Does Bay Colony Shores Compare With the Bay Colony Towers?

Biltmore, a 75-unit Gulf-front high-rise condominium built in 1997, had 6 closings in 12 months at a $5,050,000 median, and Contessa, 74 units built in 1991, had 8 at $2,887,500. They share the gate and the master association with the Shores but are a different product, with condominium statutes and building-level assessments that do not apply to a single-family lot.

Why Florida’s Milestone Inspection and SIRS Rules Do Not Apply to Bay Colony Shores

Florida’s milestone inspection law, section 553.899, and its structural integrity reserve study law, section 718.112, apply to condominium and cooperative buildings of three or more habitable stories. Bay Colony Shores is 65 detached single-family homes on platted sites, so neither statute applies, and we state no milestone or reserve-study status for the neighborhood.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The condominium safety laws that followed the 2021 Surfside collapse have changed the market for condominium buyers across Pelican Bay, including the towers in Bay Colony. A Bay Colony Shores buyer is not subject to those statutes, though the buyer is subject to the Bay Colony Community Association’s own budget and any assessment its recorded documents allow.

What Does Section 553.899 Cover?

It requires milestone structural inspections of condominium and cooperative buildings of three or more habitable stories once a building reaches 30 years, or 25 years where a local enforcement agency finds that proximity to salt water requires it, counted to December 31 of the year the building reaches that age. It does not reach detached single-family homes on platted sites.

What Does Section 718.112 Add?

Section 718.112 requires condominium associations to complete a structural integrity reserve study and to fund the reserves it identifies. The Shores Declaration states that its association is not a condominium association under Chapter 718, and a Chapter 720 homeowners’ association has no equivalent statutory structural reserve requirement, though its documents may provide for reserves. The recorded covenants do require the association to maintain reserves; we could not find the dollar figures.

What About the Condominium Towers Next Door?

The Bay Colony Community Association’s home page counts 11 condominium communities alongside the five neighborhoods, and buildings of three or more stories among them are subject to the milestone and reserve-study statutes. Those obligations belong to each condominium association, not to the Shores, but a buyer should still ask whether the master association’s budget or any pending master-level assessment is affected.

What Replaces Those Rules for a Bay Colony Shores Buyer?

On our reading, section 720.401 supplies the disclosure summary before contract, section 720.30851 governs the estoppel certificate and section 720.303 gives members access to official records. A buyer should read the association’s current budget, minutes and any reserve information, which the association’s public pages do not post, and we do not state what they contain.

What About Resale Cancellation Rights?

Section 718.503’s seven-day cancellation right is a condominium buyer’s right and excludes weekends and holidays; it does not apply to a Bay Colony Shores purchase. The right that may apply is section 720.401’s: if the disclosure summary was not delivered before the contract was signed, the buyer may void within 3 days of receiving it or before closing, whichever comes first.

Hurricanes, Flood Zone and Insurance at Bay Colony Shores

FEMA’s flood map divides Bay Colony Shores by address: at the 58 county address points we queried on its five streets, 47 returned Zone X and 11 returned Zone AE with a base flood elevation of 9 feet, all on panels effective February 8, 2024. Collier County’s evacuation layer places the points we checked in Evacuation Zone A.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

StreetCounty address points queriedZone X, 0.2 percent annual chance, coastalZone AE, base flood elevation 9 feet
Colony Dr761
Cromwell Ct1284
Sedgwick Ct13130
Tilden Ln14131
Tory Ln1275
All five streets584711

We queried FEMA’s National Flood Hazard Layer at 58 address points the county publishes on the five streets, using the points’ coordinates: 7 on Colony Drive, 12 on Cromwell Court, 13 on Sedgwick Court, 14 on Tilden Lane and 12 on Tory Lane. The panels returned were 12021C0377J, 12021C0381J and 12021C0189J. The sweep covers 58 points on a roll of 65 homes, so it is a sample, and it is a map query, not a flood determination, and a lender’s determination or an elevation certificate for the specific parcel controls.

What Does the 58-Point Sweep Show Street by Street?

Sedgwick Court returned Zone X at all 13 points, Tilden Lane at 13 of 14 and Colony Drive at 6 of 7. Cromwell Court returned Zone AE at 4 of its 12 points and Tory Lane at 5 of 12, the highest share on any street. Across the five streets, 11 of 58 points, 19.0 percent, are Zone AE, so a buyer cannot assume a zone from the neighborhood name.

What Does a 9-Foot Base Flood Elevation Mean for a House?

Zone AE is inside the Special Flood Hazard Area, and the map gives a base flood elevation, here 9 feet in the NAVD88 datum. The recorded covenants set the minimum building pad at the FEMA flood plain elevation and the maximum at 18 inches above it. On our reading, that means a new home on an AE lot has a pad between 9.0 and 10.5 feet, but the approved plans and an elevation certificate show the actual figure.

What Happened to Naples in Hurricane Ian?

Hurricane Ian made landfall as a Category 4 hurricane on Cayo Costa on September 28, 2022, at 1905 UTC with winds of 130 knots. The National Hurricane Center’s report puts maximum inundation at 6 to 9 feet above ground level in Naples, with the Naples Pier gauge at 6.18 feet above mean higher high water before it was destroyed, and attributes over 150 deaths and over $112 billion in damage to the storm. The report is not specific to Bay Colony Shores, and we state no Shores damage figure because none is in the public record.

Do the Recorded Covenants Require Flood or Wind Insurance?

We found no clause in the recorded neighborhood covenants or the 1989 master Declaration that sets a minimum flood or windstorm policy for an owner’s home. The master Declaration’s insurance article covers the association’s own common areas and the Beach Club. The covenants do bar any owner action that raises the association’s insurance rates and require an owner to rebuild or clear a casualty-damaged home, so a lender’s requirements and your own risk decide the coverage.

Are Storm Shutters Allowed?

Yes, with approval. The restated covenants say storm shutters are acceptable in concept provided their design and color are approved in advance under the Bay Colony Declaration’s Article 3.02. Ask the seller which openings are protected, what the shutters or impact glass are rated for, and whether the approval is on file. Opening protection also bears on the wind mitigation discount.

What Is Collier County Doing About the Flood Map?

Collier County is reviewing a preliminary FEMA flood insurance rate map. The county’s August 19, 2026 release says the preliminary map was released March 20, 2025, an open house was held June 17, 2025, a 90-day appeal period began August 19, 2026, and the target effective date is summer 2027, subject to change. We have not compared the preliminary map to Bay Colony Shores parcels and do not claim a new zone. Until the map takes effect, the February 8, 2024 map governs.

How Do I Check Wind Mitigation and Insurance Discounts?

Section 627.0629 and the Florida Office of Insurance Regulation’s wind mitigation resources describe the discounts available for roof shape, roof covering, opening protection and tie-downs. Ask the seller for the most recent wind mitigation inspection and the insurance declarations page. We do not publish premium estimates, because premiums depend on the individual home, its age and its elevation.

What Is the Evacuation Zone?

Collier County’s evacuation layer returned Zone A at the five points we queried, one on each street. Evacuation zones are about storm-surge risk, not flood insurance zones, and the county issues evacuation orders. Read the county’s current guidance before each season and plan your route before an order is issued.

What Else Did the County Layers Show?

At the same points the county’s layers returned the Pelican Bay planned unit development, an active PUD with ordinance 04-59, an Urban Residential future land use subdistrict and the North Collier fire district, listed in the layer as North Collier NN Fire. The county’s own 2024 coastal flood layer returned the 0.2 percent annual chance zone at four of the five points and Zone AE at the Tory Lane point.

Selling in Bay Colony Shores? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Bay Colony Shores? Call Marc at (239) 287-5873 or read how we represent buyers.

Which Schools Serve Bay Colony Shores?

Collier County Public Schools’ zone lookup assigned the five Bay Colony Shores addresses we checked, one on each street, to Sea Gate Elementary, Pine Ridge Middle and Barron Collier High for the 2027 school year, and the district rated each school an A for every school year from 2021 to 2025. The schools are 3.8 to 6.4 road miles away.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

LevelSchoolGrade, school years 2021 to 2025Drive from the Shores (free-flow)Road miles
ElementarySea Gate ElementaryA, A, A, A, A8.2 to 9.6 minutes3.8 to 4.1
MiddlePine Ridge MiddleA, A, A, A, A9.2 to 10.5 minutes4.4 to 4.7
HighBarron Collier HighA, A, A, A, A12.7 to 14.1 minutes6.1 to 6.4

How Reliable Is School Zoning?

School zones change, and the district’s lookup tool controls. We queried the district’s 2027 zone service for one address on each of the five streets and all five returned the same three schools. A buyer for whom schools matter should confirm the zone at the specific address with the district before contract and again before closing.

Where Are the Schools?

Sea Gate Elementary is on Seagate Drive, Pine Ridge Middle on Pine Ridge Road and Barron Collier High on Cougar Drive. Drive times are free-flow estimates from the open OSRM router without live traffic, shown as the minimum to maximum across the five points, and school-day traffic is slower.

What Are the School Grades?

The district’s 2024-2025 school and district grades document lists each of the three schools with an A in all five years it covers. The district itself earned an A for the 2024-2025 year, according to the district’s July 7, 2025 accountability brief. Grades are one measure, and we do not rank schools.

Permits, Contractors and Recorded Work at Bay Colony Shores

Work at Bay Colony Shores passes through up to three gates: the Bay Colony Community Association’s design review, Collier County’s permit office, and the state license check on the contractor. We did not pull parcel-level permit histories and publish no permit count for the neighborhood, so the practical guidance below is what to ask for.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The roll shows that rebuilding is routine here: 6 of the 65 homes were built from 2023 to 2025, 13 from 2020 to 2025 and 33 from 2010 on. A buyer who plans a new pool, enclosure, roof or addition should expect the approvals to run in turn and should budget the time.

What Should I Ask a Seller About Permits?

Ask for the permits and final inspections for any roof, pool, enclosure, impact window, generator or addition, and for the association approvals that match them. Collier County’s permit portal publishes permit records, and the county can supply a permit history for an address. A seller who cannot produce approvals for exterior work should expect the buyer to ask for a credit or a closing condition.

Who Checks a Contractor’s License?

The Florida Department of Business and Professional Regulation’s licensee search shows whether a contractor’s license is active. The association can exclude a contractor who ignores its guidelines, and the covenants limit construction hours and bar construction vehicles from blocking the roadway, so the contract should say who carries those obligations.

Does the Pelican Bay Foundation Review Work in the Shores?

The Pelican Bay Foundation’s Declaration provides in Section 3.02(d) that its Article 3, the architectural control article that covers plans, specifications and locations of structures, does not apply to Bay Colony. Design review for the Shores therefore runs through the Bay Colony Declaration’s Article 3.02. The Foundation still publishes sign and open-house regulations and other rules, so ask the association which of them reach a given project.

What Does Rebuilding Look Like Here?

Of the 65 homes on the roll, 33 were built in 2010 or later, and the covenants anticipate demolition and reconstruction with performance assurances and completion deadlines. A buyer comparing a rebuilt home with an original 1991 to 1995 home should compare permits, finish dates and the association approvals together, not the age alone.

What Is Happening Near Bay Colony Shores?

Three developments shape the area around Bay Colony Shores: a proposed waterpark at Naples Grande Resort that the Pelican Bay Foundation is contesting, a retail redevelopment at Waterside Shops, and the county’s preliminary flood map. None changes the covenants of the five streets, but each bears on how a buyer reads the neighborhood.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

We report these as news with dates, not as predictions. Local land-use matters move through hearings, appeals and rule changes, and the status we cite is the status in the source on the date shown. Where we have not confirmed a current status, we say so.

What Is the Proposed Clam Pass Cove Waterpark?

According to an April 22, 2026 report by the Gulf Shore Association of Condominiums, the Clam Pass Cove waterpark is proposed at Naples Grande Resort. The county’s Zoning Division determined in March 2026 that it is permissible as a customary hotel accessory use without a Planned Unit Development amendment. Opponents describe three 25-foot slides, a lazy river, a splash pad and a bar. We did not measure the distance from the five Bay Colony Shores streets to the resort.

What Is the Pelican Bay Foundation Doing About It?

The same report says the Pelican Bay Foundation, the master association, filed an administrative appeal on April 17, 2026 against the county’s Official Interpretation. The Foundation argues that the size and nature of the waterpark exceed a customary hotel amenity and require public hearings. The Bay Villas Association, the neighborhood next to the resort, filed its own appeals. As of the report, hearing dates had not been set, and we have not confirmed a later status.

What Is Changing at Waterside Shops?

The Waterside Shops redevelopment page, read on October 7, 2026, lists 2026 openings and announcements that include Dior, Eddie V’s and Vuori as now open and Restoration Hardware as announced. Waterside Shops is 7.5 to 8.9 minutes by car from the five Bay Colony Shores streets, 3.4 to 3.8 road miles, so the redevelopment is within an ordinary errand radius.

What Does the Zoning Around the Neighborhood Look Like?

The county’s layers place all five streets inside the Pelican Bay planned unit development, with an Urban Residential future land use subdistrict. We queried one point on each street on October 7, 2026 and did not map the parcels outside the neighborhood’s perimeter wall. A buyer who cares about a specific boundary should ask the title company for a survey and the county’s zoning verification for the neighboring parcels.

Is There a New Flood Map Coming?

Yes, in draft. Collier County’s August 19, 2026 release describes a preliminary FEMA flood map under a 90-day appeal period with a target effective date of summer 2027. We have not compared it with Bay Colony Shores parcels, so we claim no change in any zone. The hurricane section above explains the zones the current map shows.

Daily Logistics at Bay Colony Shores

Daily life at Bay Colony Shores runs through the Bay Colony entry on Pelican Bay Boulevard. From the five streets, Bay Colony Beach Club is 3.2 to 4.6 minutes by car, Publix on Tamiami Trail North is 4.7 to 6.1 minutes, Mercato is 5.6 to 7.0 minutes, and Southwest Florida International Airport is 42.7 to 44.1 minutes.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Drive times below are free-flow estimates from the open OSRM router for one point on each of the five streets, shown as the minimum to maximum, without live traffic. Live traffic adds time on Tamiami Trail North and the airport routes, so treat the table as a best case.

DestinationMinutes by carRoad miles
Bay Colony Beach Club3.2 to 4.60.8 to 1.1
Vanderbilt Beach Park3.8 to 5.21.0 to 1.3
Pelican Bay Community Center, Hammock Oak Drive3.4 to 4.71.0 to 1.4
Publix, 8833 Tamiami Trail North4.7 to 6.11.3 to 1.7
Club Pelican Bay4.9 to 6.31.6 to 1.9
Mercato5.6 to 7.01.9 to 2.2
Waterside Shops7.5 to 8.93.4 to 3.8
Artis-Naples7.8 to 9.22.8 to 3.1
NCH North Naples Hospital9.6 to 11.04.2 to 4.6
NCH Baker Hospital16.1 to 17.57.9 to 8.2
Fifth Avenue South16.8 to 18.28.4 to 8.8
Naples Municipal Airport19.7 to 21.19.8 to 10.1
Southwest Florida International Airport42.7 to 44.129.5 to 29.8

What Are the Bay Colony Shores Street Addresses?

The neighborhood’s streets and address ranges, from the Pelican Bay roster, are Colony Drive (316 to 391), Cromwell Court (323 to 377), Sedgwick Court (325 to 379), Tilden Lane (7261 to 7347) and Tory Lane (7179 to 7234), all Naples, FL 34108, in unincorporated Collier County. The master association’s office address is 8700 Bay Colony Drive, which is the Bay Colony Community Association rather than a home in the Shores.

How Do the Gate and the Streets Work?

The association’s website describes a private, staffed entry, and the recorded covenants describe private brick-paved streets owned by the association. The master Declaration also says the association makes no representation whatsoever about security. We do not publish the gate’s visitor procedures, because the association sets them and may change them, and a new owner should get the current rules from the association in writing.

Where Do Mail and Trash Go?

The covenants say the association installs and maintains mailboxes that match the neighborhood’s theme, as a neighborhood expense. Trash containers need fully enclosed storage out of view and may be set out only the night before collection. The covenants do not name a hauler, and the Pelican Bay Services Division and Collier County set collection schedules, so confirm the current service with the association.

What Utilities Serve the Neighborhood?

The master Declaration requires utility lines to be underground and bars private wells. The 1989 master text requires irrigation from the district’s water supply, and the Shores covenants bar the use of lake water for irrigation. Water and sewer easements run to the Pelican Bay Improvement District. The Foundation’s FY2027 budget includes a bulk media agreement of $758 a year per unit; the budget package, not this page, defines what it covers.

How Do Owners Use the Beach and the Trams?

The Beach Club is the association’s, 0.8 to 1.1 road miles away, and the Foundation separately publishes beaches, tram service, Marker 36 and the Sandbar. We do not state hours or guest rules for either. A buyer should ask the association for the Beach Club’s current membership and guest rules, and the Foundation for the facility rules that apply to Bay Colony owners.

How Does Seasonal Living Work Here?

An owner who is away for the summer remains responsible for the site and the dwelling. The covenants require the owner to keep landscaping in good and living condition, and if a condition is not corrected five days after notice, the association may enter and charge the cost as a special assessment. Leaving a home vacant also raises insurance and storm-preparation questions, which the hurricane section covers.

Which Hospitals and Airports Are Closest?

NCH North Naples Hospital is 9.6 to 11.0 minutes away, 4.2 to 4.6 road miles, and NCH Baker Hospital is 16.1 to 17.5 minutes. Naples Municipal Airport is 19.7 to 21.1 minutes, 9.8 to 10.1 road miles, and Southwest Florida International Airport is 42.7 to 44.1 minutes, 29.5 to 29.8 road miles. Emergency response comes from the North Collier fire district, per the county’s layer.

Bay Colony Shores vs The Strand: Which Pelican Bay Neighborhood Fits You?

Bay Colony Shores and The Strand are the two single-family estate neighborhoods inside Bay Colony. Choose Bay Colony Shores for 65 homes, five streets, a 14-sale record and six sales in the last 12 months; choose The Strand for a ten-home enclave at the top of the price range.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The decision table uses the Southwest Florida MLS pull of October 7, 2026 and the Collier County Property Appraiser’s 2026 tax roll for both neighborhoods. The Strand’s sample is two sales in five years, so every Strand figure is a small sample, and one of its two sales was entered after closing and was not marketed through the Southwest Florida MLS.

Bay Colony Shores vs The Strand Decision Table

YardstickBay Colony ShoresThe Strand
Homes65 residential parcels on the 2026 roll; 75 platted sites10 on the roll match (inferred from the MLS subdivision)
Streets5 (Colony Drive, Cromwell Court, Sedgwick Court, Tilden Lane, Tory Lane)1 (Bay Colony Drive, 7401 to 7629)
Years built on the roll1991 to 20251996 to 2025
Heated area on the roll, median and range5,098 sq ft; 3,655 to 8,2633,714 sq ft; 2,132 to 5,274 (the MLS sold sizes are 9,049 and 12,505, so the roll match is imperfect)
AssociationBay Colony Community Association (Sunbiz N26556); the neighborhood’s own corporation merged into it in 1991Bay Colony Community Association; no separate corporation found
MLS closings and median, 12 months6; $7,950,000 (small sample)1; $21,000,000 (a post-closing data entry; small sample)
MLS closings and median, 60 months14; $8,500,0002; $16,750,000 (small sample)
Low to high, 60 months$4,700,000 to $15,900,000$12,500,000 to $21,000,000
Median per sq ft, 60 months$1,243 (n=14)$1,530 (n=2)
Median days on market, 60 months99 (n=14)213 (n=1)
Median sale-to-list, 60 months92.9% (n=14)89.3% (n=1)
On the market October 7, 20264 active, from $6,995,000 to $12,995,0001 active at $33,500,000
Months of supply at the 12-month pace8.012.0
Foundation assessment, FY2027$3,435$3,435
Resale capital assessment, buyer$15,000$15,000

The Strand’s roll match is imperfect: the roll lists heated areas of 2,132 to 5,274 square feet for ten parcels, while the two MLS sales were 9,049 and 12,505 square feet. We use the MLS sizes for price per square foot and the roll for counts, and we do not compare county heated area with MLS living area.

Who Should Choose Bay Colony Shores?

Choose Bay Colony Shores if you want more than one choice of lot and home, a neighborhood record with fourteen sales since 2021 to price against, and entry well below The Strand’s price range: the 60-month low in the Shores is $4,700,000. It suits an owner who will read recorded covenants, accept architectural review and want lakes, brick streets and a Beach Club inside the Bay Colony gate.

Who Should Choose The Strand?

Choose The Strand at Bay Colony if you want the smallest estate enclave in Bay Colony, a single street and the price level of its two recorded MLS sales, $12,500,000 and $21,000,000. The trade-off is a market with almost no comparables: one active listing at $33,500,000 and two sales in five years.

How Do the Fees Compare?

On the published layers they are the same: both neighborhoods sit under the Pelican Bay Foundation’s FY2027 assessment of $3,435 and the $15,000 resale capital assessment for deeds recorded on or after October 1, 2026. Each pays the Bay Colony Community Association’s assessment, which neither neighborhood’s public documents state in dollars. Ask each association for its estoppel before comparing.

For either neighborhood, call Marc Comisar at (239) 287-5873 to compare the two specific homes you are weighing. If you own in one of them, call Jesse McGreevy at (239) 898-6072; McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Honest Pros and Cons of Owning in Bay Colony Shores

The honest case for Bay Colony Shores is a private, staffed-entry estate neighborhood on lakes with a Beach Club and a deep price record; the honest case against it is a thin, expensive market, unpublished association dues, strict covenants and a flood zone that changes house by house.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

The lists below come from the numbers and documents in this guide, not from opinion. Where a point depends on an unpublished record, we say what to ask for.

The Pros

  • Estate lots with a recorded rulebook. Lots run 0.34 to 1.19 acres, median 0.45, and the covenants set a 3,000 square foot minimum, a 30 foot height limit and architectural review, which protects neighbors’ investments.
  • Lakes, brick streets and a private entry. The association’s page describes homes rimming crystal lakes behind a staffed entry.
  • Beach Club and Tennis Club run by the master association, 3.2 to 4.6 minutes by car, plus the Foundation’s beaches and trams.
  • A deep sale record for an estate neighborhood. Fourteen MLS closings in five years and a county file back to 1989 give a seller and a buyer real comparables.
  • No condominium milestone or reserve-study regime. Detached homes on platted sites sit outside sections 553.899 and 718.112.
  • Strong schools by the district’s grades. Sea Gate Elementary, Pine Ridge Middle and Barron Collier High each carry an A for 2021 to 2025.
  • Pools are the norm. All 65 residential parcels carry a pool line on the roll.

The Cons

  • A thin market with a wide spread. Six sales in 12 months ran from $5,775,000 to $12,125,000, with a 91.7 percent median sale-to-list ratio.
  • Unpublished association dues. The Bay Colony Community Association’s annual assessment is not in the public record we could read, so the number comes from the estoppel.
  • Flood exposure is address-specific. At 58 county address points, 11 are in Zone AE with a 9 foot base flood elevation.
  • Layered charges. The Foundation’s $3,435 and the county’s $1,250.00 sit on top of the association’s assessment, and a $15,000 resale capital assessment falls on the buyer.
  • Strict use rules. One lease in any 12 months, a 3-month minimum, no vacation rentals, no business use and design review for almost every exterior change.
  • Review is slow by design. The 1989 master text treats 31 days of committee silence as a rejection.
  • Long days on market for some sales. Three 2026 closings sat 708 to 1,161 days before they sold, so a list price that ignores the record can sit for years.

For the Bay Colony Shores comparison that fits your goal, get a free Bay Colony Shores home valuation or call Jesse direct at (239) 898-6072; if you are buying, call Marc at (239) 287-5873 or read how we represent buyers.

Thinking of Selling Your Bay Colony Shores Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Bay Colony Shores listing agent, or thinking, ‘I need someone to sell my Bay Colony Shores home…’ you are selling into about six sales a year, to buyers who read the covenants, flood map and fee stack before touring. McGreevy and Comisar sell Bay Colony Shores on its recorded facts.

Data updated: October 2026 (Southwest Florida MLS, pulled October 7, 2026; Collier County Property Appraiser recorded sales through June 30, 2026)

Bay Colony Shores homes sell on lot, street, size, age and rebuild status, not on a neighborhood average. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number. We bring that reach to a Bay Colony Shores listing, together with the document file a buyer’s lender, insurer and attorney ask for in week one.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

What Bay Colony Shores Homes Sold For

The Southwest Florida MLS recorded 6 Bay Colony Shores closings in the last 12 months and 10 in the last 24 months, both pulled October 7, 2026.

  • Closings, last 12 months: 6, median $7,950,000 (mean of $6,400,000 and $9,500,000), from $5,775,000 to $12,125,000, small sample.
  • Dollar volume, last 12 months: $51,350,000. Dollar volume, last 24 months: $86,570,000 on 10 closings, the first window with ten.
  • Days on market: a median of 407 days in the 12-month window (n=6) and 196 in the 24-month window (n=10).
  • Sale-to-list ratio: a median of 91.7 percent in both windows (n=6 and n=10). None of the sales was entered after closing.
  • Today: four active listings, from $6,995,000 to $12,995,000, a median list price of $9,597,500.

Selling an Estate Into Six Sales a Year

With six closings a year and four listings, a buyer compares your home with two or three others and with the last few recorded sales. The record splits by street and by what stands on the lot: Colony Drive sold for the most, Tilden Lane for the least, and a 4,589 square foot home on Cromwell Court closed at $5,525,000 while a 10,607 square foot home on Colony Drive closed at $9,500,000. We price a Bay Colony Shores home against sales of its own lot, size and age, and we set the list price to win the first 60 days. The long days on market in the record, 708 to 1,161 days on three 2026 sales, are what the alternative looks like.

What Makes Selling in Bay Colony Shores Different?

Four things set a Bay Colony Shores sale apart from a generic Naples estate sale. First, the covenants are recorded and specific, and a buyer’s attorney will read them. Second, there is no condominium document package and no seven-day condominium cancellation right, but the section 720.401 disclosure summary must reach the buyer before the contract is signed. Third, the master association’s assessment is unpublished, so the estoppel carries the number. Fourth, flood status varies by address, so an elevation certificate can be the best marketing document you own.

The Documents a Bay Colony Shores Buyer Will Ask For

  • The disclosure package: the neighborhood covenants and every recorded amendment, the Bay Colony Declaration, the association’s current budget and rules, and the section 720.401 summary.
  • Estoppel certificates: the Foundation’s, at a $250 seller fee, and the association’s, as section 720.30851 allows.
  • The home’s approvals: association approvals for exterior work, permits and final inspections for any roof, pool, enclosure, impact window or addition.
  • Flood and wind records: the elevation certificate if one exists, the wind mitigation inspection and the insurance declarations page.
  • The survey and any recorded easements, because setbacks and drainage easements follow the plat.

Signs, Showings and the Entry

The covenants allow one sign per site only with approval, show no sales price, and the 1989 master text bars for-sale signs on any structure or window. We plan a Bay Colony Shores listing around photography, video, the Southwest Florida MLS, private showings by appointment and advance notice to the entry, not around a sign on the lawn.

What Does a Seller Pay in Bay Colony Shores?

The seller pays documentary stamp tax of $0.70 per $100, which is $55,650 at $7,950,000 and $59,500 at $8,500,000, the Foundation’s $250 estoppel fee, any open liens and the commission as negotiated. In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent, and the contract controls. Commissions are negotiable and set in writing before we list. The Foundation’s $15,000 resale capital assessment is a buyer cost.

What Is Your Bay Colony Shores Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Bay Colony Shores home valuation. It takes about a minute, and Jesse follows up with the Bay Colony Shores sales that fit your home: the same street, a similar lot and size, adjusted for age, rebuild status and flood zone. An automated estimate cannot tell a 4,589 square foot house from a 10,607 square foot one; recorded sales in this neighborhood span $4,700,000 to $15,900,000. For the Pelican Bay-wide view, see our Pelican Bay home valuation page.

(239) 898-6072, text or call. Confidential conversations welcome. For the full plan, read how we sell Pelican Bay homes; a dedicated Bay Colony Shores at Pelican Bay seller page is on the way.

Is now a good time to sell a Bay Colony Shores home?

For a home priced to its own lot, size and age, yes. Four active listings against six closings a year is 8.0 months of supply, which favors buyers on asking price but rewards a realistic list, and a fall listing meets the winter buyer pool.

How do I price a Bay Colony Shores estate?

Against sales of the same street, lot and age, adjusted for rebuild status and flood zone. The 24-month median of $7,950,000 is a starting point only, because the 24-month record runs from $4,700,000 to $13,000,000.

Do I need association approval to sell?

We found no clause in the recorded covenants that gives the association a right to approve a sale, and the Foundation’s estoppel says it requires no approval and has no right of first refusal. The estoppel for your home will answer for certain.

What will a buyer ask about first?

The association’s dues, the flood zone at the address, the home’s approvals and permits, and the lease and use rules. Have the estoppels and the elevation certificate ready before the first showing.

Can I sell my home with a tenant in place?

Yes, subject to the lease. Leases here run 3 months to 2 years with one lease in any 12 months, so a buyer’s wait is bounded. Tell the buyer’s agent the lease terms at the first showing.

Who pays the $15,000 resale capital assessment?

The Foundation’s FY2027 estoppel form lists it as a buyer cost for deeds recorded on or after October 1, 2026. The contract can allocate it differently, and most do not.

Your Local Real Estate Experts

Bay Colony Shores owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years and read the Bay Colony Shores covenants, the county’s records and every recorded Bay Colony Shores sale before writing this guide.

McGreevy and Comisar are the Domain Realty team behind this Bay Colony Shores guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the North Naples market that Bay Colony Shores sits in.

Between them that is more than twenty years of Southwest Florida transactions, and it is local in the literal sense: the team keeps offices from Naples to Fort Myers. You can read the longer version of how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a Bay Colony Shores page the credential that matters more is narrower than any award: we tracked every one of the 14 Bay Colony Shores closings in the Southwest Florida MLS since October 2021 against the county’s recorded sales, and in the last 12 months we tracked all 6 Bay Colony Shores closings and all 4 active listings before this guide was written.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Bay Colony Shores realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “I highly recommend Jesse and his brokerage for any of your real estate needs. They offer ‘white glove’ service from beginning to end.” Rafael Lazcano, verified Google review

★★★★★ “We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!” Jennifer Schnabel Wood, verified Google review

★★★★★ “Jesse and his team at Domain have taken care of me, my family and my friends for many years. They have listed and sold our properties, facilitated the purchase of our properties and arranged for rentals.” Raoul Grossi, verified Google review

★★★★★ “No one knows real estate, especially Florida real estate like Marc and Jesse. Smart and savvy. They also have a great team that is knowledgeable and professional.” Christian Schnabel, verified Google review

★★★★★ “I have had 13 real estate transactions and this is the most professional and helpful agency that I have ever worked with. Marc actually called me with a response to my questions and concerns on a Sunday evening. The resources that this agency has access to goes above and beyond any other I have ever worked with. The professional process that they use to present your home for sale goes beyond anything I have ever experienced. If any one is thinking about selling, Domain Realty should be the only agency that you should use to represent you and your home. You will not be disappointed.” Candy Gody, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling in Bay Colony Shores? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Bay Colony Shores? Call Marc at (239) 287-5873 or read how we represent buyers.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified directly through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.

Where Else to Find the Team

Video walkthroughs, market updates and community tours are published on the team’s own channel at McGreevy and Comisar on YouTube. The team also keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Bay Colony Shores, see our guide to Bay Colony, our guide to Pelican Bay, our guide to The Strand, our guide to Georgetown and our Naples guide.

Frequently Asked Questions: Bay Colony Shores Buyer Edition

These are the questions buyers ask most about Bay Colony Shores, the single-family estate neighborhood inside Bay Colony in Pelican Bay, Naples. Each answer comes from the recorded covenants, Collier County records, FEMA’s map or the Southwest Florida MLS, with the date and source of each figure.

What is Bay Colony Shores?

Bay Colony Shores is a neighborhood of 65 single-family estate homes on 75 platted sites along five private streets inside Bay Colony, the enclave of Pelican Bay in Naples. It was covenanted in August 1989 by Westinghouse Communities of Naples, Inc. and is governed through the Bay Colony Community Association.

Where is Bay Colony Shores, and what are the street addresses?

Bay Colony Shores is on Colony Drive (316 to 391), Cromwell Court (323 to 377), Sedgwick Court (325 to 379), Tilden Lane (7261 to 7347) and Tory Lane (7179 to 7234), Naples, FL 34108, in unincorporated Collier County. The neighborhood is reached across a Mediterranean-style bridge, per the association’s own page.

How many homes are in Bay Colony Shores?

The Collier County Property Appraiser’s 2026 tax roll lists 65 residential parcels, all single-family, against 75 platted sites in the 1989 Declaration. The recorded record shows lot-line changes and replats but does not reconcile the whole ten-site difference, so ask the title company for the plat and parcel history.

Is Bay Colony Shores a condominium?

No. The recorded Declaration states that its association is not a condominium association under Chapter 718, and every owner holds a site and a dwelling. On our reading, Chapter 720 homeowners’ association law, not the condominium statutes, applies to a sale, and an attorney should confirm that for your closing.

Is Bay Colony Shores part of Bay Colony and Pelican Bay?

Yes. Bay Colony Shores is one of five neighborhoods in the Bay Colony Community Association, which also includes 11 condominium communities, and Bay Colony sits inside the Pelican Bay planned unit development. Every owner is also a member of the Pelican Bay Foundation under the general covenants.

Is Bay Colony Shores the same as The Estates at Bay Colony?

No. The Estates at Bay Colony is a separate gated enclave in Pelican Marsh built around Bay Colony Golf Club, according to the Bay Colony Community Association’s neighborhoods page. Bay Colony Shores sits inside the Bay Colony gate in ZIP 34108 and has no golf course of its own.

Is Bay Colony Shores gated?

The Bay Colony Community Association’s website describes a private, staffed entry, and the neighborhood’s streets are private. The recorded covenants also say the association makes no representation whatsoever about security. Ask the association for current gate and visitor procedures in writing.

How much do homes in Bay Colony Shores cost?

In the 24 months ending October 7, 2026, 10 Bay Colony Shores homes closed at a $7,950,000 median, from $4,700,000 to $13,000,000. Over 60 months, 14 closed at a $8,500,000 median, from $4,700,000 to $15,900,000. Four homes were listed on October 7, 2026, from $6,995,000 to $12,995,000.

How many Bay Colony Shores homes sold in the last 12 months?

Six, per the Southwest Florida MLS pull of October 7, 2026, at a $7,950,000 median, from $5,775,000 to $12,125,000. Six closings is a small sample, so read each sale individually; the market snapshot lists all of them by street, size and price.

How many Bay Colony Shores homes are for sale now?

Four were active on October 7, 2026, two on Sedgwick Court, one on Colony Drive and one on Tilden Lane, from $6,995,000 to $12,995,000. At the 12-month pace of six sales that is 8.0 months of supply.

What is the price per square foot in Bay Colony Shores?

The median is $1,086 per square foot over 12 months (n=6), $1,172 over 24 months (n=10) and $1,243 over 60 months (n=14), using the MLS living area. Individual sales range from $544 to $2,299, because lot, water and build quality carry more of an estate’s price than size.

How long do Bay Colony Shores homes take to sell?

The median days on market was 196 over 24 months (n=10) and 99 over 60 months (n=14). The 12-month median is 407 days (n=6), pulled up by three 2026 closings that spent 708 to 1,161 days on the market. A home priced to its own comparables sells far faster.

How big are the homes in Bay Colony Shores?

The county roll shows heated areas of 3,655 to 8,263 square feet, with a median of 5,098. The covenants require at least 3,000 square feet of air-conditioned enclosed living area. MLS living areas on recent sales run from 4,589 to 10,610 square feet and are measured differently from the roll.

How large are the lots?

The county shows 0.34 to 1.19 acres, with a median of 0.45 acre. The association describes the sites as ranging from one-third to one-half acre, and 49 of the 65 parcels are under half an acre. Three parcels are 1.0 acre or more.

How old are the homes?

The roll shows years built from 1991 to 2025, with a median of 2010. Twenty-three of the 65 homes date from before 2000, and 33 were built in 2010 or later, which in a neighborhood covenanted in 1989 points to rebuilds and replacements.

What are the HOA fees in Bay Colony Shores?

The Bay Colony Community Association sets the annual assessment, and its dollar amount is not published in the recorded documents or on its public pages. We do not guess at a figure. The estoppel certificate and the section 720.401 disclosure summary state it for a specific home.

What is the Pelican Bay Foundation assessment?

The FY2027 assessment is $3,435 per unit: $2,180 operating, $497 replacement reserve and $758 for the bulk media agreement, or $858.75 per quarter. The recorded documents and the Foundation’s estoppel point two ways on whether the association or the owner pays it, so confirm the route.

What is the Pelican Bay Services Division assessment?

Collier County’s Pelican Bay Services Division page publishes the FY 2027 assessment as $789.07 for operations and maintenance plus $460.93 for capital and projects, a total of $1,250.00. The county tax bill shows how it lands on a single-family parcel.

What is the $15,000 resale capital assessment?

It is a one-time Foundation charge on deeds recorded on or after October 1, 2026, listed as a buyer cost on the FY2027 estoppel form, and it rises 3.5 percent a year from October 1, 2027, to $15,525. A one-time exemption for owners moving within Pelican Bay carries a $1,000 processing fee.

Are there special assessments?

The public record we read shows no open Bay Colony Shores special assessment, but the association’s own records are not public. The Foundation’s audited financial statements report a Hurricane Ian assessment of $2,195 per residential unit approved in August 2023. Ask both the Foundation and the Bay Colony Community Association whether any assessment is open or proposed.

What are the property taxes?

The preliminary 2026 roll shows a median tax line of $56,318 across the 65 parcels, from $19,271 to $104,187, and 37 of the 65 are homestead-exempt. Taxes reset on a change of ownership, so do not assume the seller’s bill.

Is Bay Colony Shores in a flood zone?

It depends on the address. At 58 county address points on the five streets, FEMA’s flood map returned Zone X at 47 and Zone AE with a 9 foot base flood elevation at 11, all on panels effective February 8, 2024. A lender’s determination or an elevation certificate for the parcel controls.

Do I need flood insurance?

A lender generally requires flood insurance on a mortgaged home in a FEMA Special Flood Hazard Area, which includes Zone AE, and many buyers carry it in Zone X too. The recorded covenants set no minimum policy for an owner’s home. Ask for the seller’s declarations pages and any elevation certificate.

What is the hurricane evacuation zone?

Collier County’s evacuation layer returned Zone A at the five points we queried, one on each street, on October 7, 2026. Evacuation zones concern storm surge, not flood insurance, and the county issues evacuation orders, so read its guidance each season.

Do Florida’s milestone inspection and reserve study laws apply?

No. Sections 553.899 and 718.112 apply to condominium and cooperative buildings of three or more habitable stories, and Bay Colony Shores is detached single-family homes on platted sites. The neighborhood’s own reserve is a matter for the association’s budget, which we do not state.

Can I rent my Bay Colony Shores home?

Yes, within limits. The covenants allow one lease in any 12-month period for a term of 3 months to 2 years, with written notice to the association, and the board may allow a second lease if the first tenant defaulted. Owner Beach Club use may be suspended during the lease.

Are short-term vacation rentals allowed?

No. The 3-month minimum and the one-lease-a-year limit rule out weekly and vacation rentals, and the master Declaration also prohibits time-sharing and interval ownership.

Are pets allowed?

Yes. The master Declaration allows commonly accepted household pets such as dogs and cats in reasonable numbers, contained on the owner’s site and not roaming free. Obnoxious animals are not allowed. The neighborhood covenants add no pet clause that we found.

Is Bay Colony Shores a 55+ community?

No. We found no age restriction in the Declaration, the restated covenants or the master Bay Colony Declaration. Buyers of every age and household type are eligible, subject to the use and lease rules.

Can I renovate or rebuild?

Yes, with written approval. Almost any construction, exterior change, landscaping change or tree removal needs approval under Article 3.02 of the Bay Colony Declaration before work starts. The association may require a deposit, letter of credit or bond for a rebuild, and may enter if work stops for 60 days.

What are the size, height and setback rules?

At least 3,000 square feet of air-conditioned living area, a 30 foot height limit, and setbacks of 30 feet front, 25 feet rear (15 for screen enclosures) and 7.5 feet one-story or 10 feet two-story on the sides, as amended in 2009. Roofs, driveways, garages and pools have their own rules.

Can I add a dock or use a boat on the lakes?

No. The covenants bar any boat slip, dock, pier, seawall or rip rap on a lake bank and any boat use on the lakes except by association or Services Division personnel. Lake water may not be used for irrigation.

Can I park an RV, boat or work truck at the house?

Only fully enclosed. Commercial vehicles, motor homes, recreational vehicles, campers, motorcycles, pick-up trucks, boats and trailers may not be parked overnight or stored unless kept inside a structure, and no parking is allowed on lawns.

Which schools serve Bay Colony Shores?

Collier County Public Schools’ zone lookup assigned the five addresses we checked to Sea Gate Elementary, Pine Ridge Middle and Barron Collier High, each rated A for the school years 2021 to 2025. Confirm the zone at the specific address with the district before contract.

How far is the beach?

The Bay Colony Beach Club is 0.8 to 1.1 road miles away, 3.2 to 4.6 minutes by car, and Vanderbilt Beach Park is 3.8 to 5.2 minutes. The Foundation separately publishes nearly three miles of private beach and tram service for member owners.

Does the neighborhood include golf?

No. Bay Colony Shores has no course of its own. The association says residents are eligible to pursue membership at Bay Colony Golf Club, and Club Pelican Bay, a separate private club, is 1.6 to 1.9 road miles away. Neither membership attaches to the deed.

Does the Board approve buyers?

We found no clause in the recorded covenants that lets the association approve or disapprove a sale, and the Foundation’s estoppel says it requires no approval and has no right of first refusal. The estoppel for the specific home states whether any approval applies.

What does a buyer pay at closing?

The Foundation’s $15,000 resale capital assessment, any $1,000 exemption processing fee, the owner’s title policy that Collier County buyers customarily pay, recording fees and lender costs. The seller customarily pays documentary stamps at $0.70 per $100. The contract controls.

How does Bay Colony Shores compare with The Strand?

The Strand is a ten-home estate enclave inside Bay Colony with two MLS sales in five years, at $12,500,000 and $21,000,000, against 14 sales in the Shores at an $8,500,000 median. The Bay Colony Shores vs The Strand section has the line-by-line table.

Who is the best realtor for Bay Colony Shores?

McGreevy and Comisar, the #1 team in Southwest Florida since 2012 and Top 1% Real Estate Agents Nationally Since 2008, price Bay Colony Shores against its own recorded sales and covenants. Call Marc at (239) 287-5873 to start a buyer search.

Frequently Asked Questions: Bay Colony Shores Seller Edition

These are the questions Bay Colony Shores owners ask before they sell, answered from the recorded covenants, Collier County records, Florida statutes and the Southwest Florida MLS pulled October 7, 2026. For a number specific to your home, call Jesse McGreevy at (239) 898-6072 and we will walk through the sales that fit it.

How much is my Bay Colony Shores home worth?

Recorded Bay Colony Shores sales run from $4,700,000 to $15,900,000 over five years, with an $8,500,000 median on 14 sales, so a neighborhood average says little. We value a home against sales of its own street, lot, size and age. Start with a free valuation at the link above, then call Jesse.

Is now a good time to sell a Bay Colony Shores home?

For a home priced to its own comparables, yes. Four active listings against six closings a year is 8.0 months of supply, so buyers have choice, and the winter buyer pool arrives after a fall listing. A home priced against its record sells; one priced above it can sit.

How long will it take to sell my Bay Colony Shores home?

The median days on market was 196 over 24 months (n=10) and 99 over 60 months (n=14). Two 2026 sales closed in 18 and 88 days, and three sat 708 to 1,161 days. The spread comes from pricing and condition, not from the neighborhood.

What list price should I choose?

Choose the price your recorded comparables support. The median Bay Colony Shores sale closed at 91.7 percent of the final list price over 12 and 24 months, so a list price 8 percent above the likely sale price usually invites a long listing and a larger cut later.

How much will I net from a sale?

Net depends on price, any mortgage payoff, the commission you negotiate, documentary stamps and your contract terms. At $7,950,000 the stamps alone are $55,650. We write a line-by-line net sheet for your home before you list, so you see the number before you decide.

What does a seller pay at closing in Bay Colony Shores?

Documentary stamp tax at $0.70 per $100, the Foundation’s $250 estoppel fee (optional $100 expedite, $500 if the Foundation ID cards are not returned), any open liens, municipal lien searches and the negotiated commission. In Collier County the buyer customarily pays the owner’s title policy, and the contract controls.

How much is documentary stamp tax on my sale?

Section 201.02 sets $0.70 per $100 of consideration on the deed, which is $55,650 at $7,950,000 (the 24-month median) and $59,500 at $8,500,000 (the 60-month median). The Florida Department of Revenue explains the calculation.

Who pays title insurance in Collier County?

The buyer customarily pays the owner’s title policy and chooses the closing agent in Collier County. That is custom, not law, so the contract controls, and we confirm the allocation in writing before you list.

What does the estoppel certificate cost?

The Foundation’s FY2027 form lists a $250 seller fee and an optional $100 expedite for completion in three business days. Section 720.30851 states base caps of $250, $100 and $150; as we read the state’s current adjusted caps they are $299, $119 and $179. The association’s own estoppel fee is separate.

Do I need association approval to sell?

We found no clause in the recorded covenants that gives the association a right to approve a sale, and the Foundation’s estoppel says it requires no approval and has no right of first refusal. The estoppel for your home answers for certain, so order it early.

Can I put a For Sale sign on my lawn?

Probably not. Signs need approval under Article 3.02, one sign per site, no sales price, and the 1989 master text bars for-sale signs on any structure or in any window. We market through photography, video, the MLS and private showings.

Can I hold an open house?

The recorded covenants neither bar nor permit open houses. The Foundation publishes sign regulations for open houses, and we have not confirmed whether they apply in Bay Colony. We plan showings by appointment with the entry notified.

What documents must I give the buyer?

The section 720.401 disclosure summary before the contract is signed, the neighborhood covenants and amendments, the association’s current budget and rules, and the estoppel certificates. Florida also requires the flood disclosure at or before contract execution, the property tax disclosure and the radon notice.

What if I did not give the disclosure summary before the contract?

Under section 720.401 the buyer may void the contract within 3 days of receiving the disclosure summary or before closing, whichever comes first, if it was not delivered before the contract was signed. We assemble the package before the first showing so the issue never arises.

What is the flood disclosure under section 689.302?

A seller must give the buyer a flood disclosure at or before the time the sales contract is executed, covering knowledge of flooding and any flood insurance claims. It is a separate duty from the federal flood zone, and we draft it with you before you list.

Will my flood zone hurt my sale?

It can shape the buyer’s insurance quote, so buyers check it. At 58 county address points on the five streets, 11 are in Zone AE and 47 in Zone X. An elevation certificate and a wind mitigation inspection let a buyer’s insurer price your home accurately.

Should I get an elevation certificate before listing?

If your home is in or near Zone AE, yes. A surveyor’s elevation certificate gives the buyer’s insurer the actual elevation against the 9 foot base flood elevation, and it often answers the first insurance question before a buyer asks it.

Who pays the $15,000 resale capital assessment?

The Foundation’s FY2027 estoppel form lists it as a buyer cost for deeds recorded on or after October 1, 2026. The contract can allocate it differently, and we mention it in the listing materials so a buyer is not surprised.

What are the Foundation and Services Division charges my buyer will see?

The Foundation’s FY2027 assessment of $3,435, the county’s FY 2027 Pelican Bay Services Division assessment of $1,250.00 and the Bay Colony Community Association’s assessment, which the estoppel states. We show all three in a buyer’s cost sheet.

Does my Beach Club access transfer with the home?

Membership in the Community Association cannot be separated from the site, and the Beach Club is the association’s. Whether any Beach Club fee is collected at resale is unclear from the public record, so we ask the association in writing before you list.

Should I renovate before I sell?

Not without a price comparison. Renovation needs association approval under Article 3.02, and the 1989 master text treats 31 days of committee silence as a rejection. We compare the cost and the likely price gain between your street’s rebuilt homes and original ones before you commit.

Do unfinished or unapproved projects matter?

Yes. A buyer will ask for the association approvals and permits that match any exterior work. The association can require an unapproved change to be restored at the owner’s cost, so we gather approvals and final inspections before the first showing.

How do I price a rebuilt home against an original one?

We compare like with like. The roll shows 33 of the 65 homes built in 2010 or later, so rebuilt and newer homes are common, and the record shows a 6,915 square foot Colony Drive sale at $2,299 per square foot against a 10,610 square foot Tilden Lane sale at $544.

Can I sell part of my lot?

Generally no. The Declaration prohibits subdividing a site unless the county and the association approve in writing, and it limits each site to one dwelling. Combined sites are possible, and the association’s records show how many assessment Values attach to a combined parcel.

Can I sell with a tenant in place?

Yes, subject to the lease, which runs 3 months to 2 years with one lease in any 12 months. Tell the buyer’s agent the lease terms at the first showing, and give the association the required notice.

What if my home has been listed a long time?

Three 2026 closings spent 708 to 1,161 days on the market before they sold, so long listings do close here. A reset starts with the comparable sales, not a cosmetic change: we review the price against the last 14 closings and the four active listings.

Do you market Bay Colony Shores homes privately?

Yes. For an owner who wants discretion we offer a private, off-market approach alongside MLS exposure, with premium marketing that includes cinematic video, drone and professional photography and a qualified-buyer database. Which path fits depends on your timing and price goal.

What are your commissions?

Commissions are negotiable and set by agreement; Florida law does not set a rate. Since August 17, 2024, offers of buyer-broker compensation cannot be advertised on the MLS, and we explain your options for that in writing before you sign a listing agreement.

How do I sell if I live out of state?

You can sell from anywhere. We coordinate showings, signing and closing remotely, and a non-U.S. seller should ask a tax adviser about the Internal Revenue Service’s FIRPTA withholding rules before listing.

How are property taxes handled at closing?

Florida property taxes are paid in arrears, so the seller credits the buyer for the days owned in the year, customarily using the prior year’s bill. Homestead exemptions end on a sale and the buyer’s assessment resets, so the buyer’s tax bill will differ from yours.

What do buyers compare Bay Colony Shores with?

Buyers shop it against The Strand, Georgetown, Pelican Bay Woods and the Bay Colony towers. We position your home against the two or three that fit its price and lot.

Will a hurricane delay my sale?

A storm can delay showings and closings, and insurers sometimes pause new binding during a named storm. We schedule inspections and the insurance quote early, and we keep your seller disclosures current if a storm affects the home.

What does the sale process look like?

Valuation, a net sheet, preparation of the document package, photography and video, the MLS launch, showings by appointment, offers and negotiation, the buyer’s inspections, estoppels, then closing. A typical timeline is a week of preparation before launch, then the market’s pace.

Can I stay in the home after I sell?

Yes, by agreement. A short post-closing occupancy is a contract term, and we negotiate it with the buyer. The association’s lease notice rule may apply if the buyer rents the home back to you.

What is the first step?

Get a free home valuation or call Jesse direct at (239) 898-6072. We will walk through the recorded sales that fit your home, the fee stack your buyer will see, and a listing plan, with no obligation.

Sources and Authoritative References

Every Bay Colony Shores fact on this page comes from a recorded instrument, a state, county or federal record, the Bay Colony Community Association’s or Pelican Bay Foundation’s own pages, the Collier County Property Appraiser’s 2026 roll, or the Southwest Florida MLS pulled October 7, 2026. Sources are grouped by issuer and numbered continuously.

Bay Colony Shores recorded instruments (Collier County Clerk, Official Records)

  1. Amended and Restated Declaration and General Protective Covenants for Bay Colony, Official Records 1461/1048, recorded August 10, 1989
  2. Declaration of Protective Covenants, Conditions and Restrictions of Bay Colony Shores Neighborhood, Official Records 1461/1161, recorded August 10, 1989
  3. Fourth Amendment to the Pelican Bay general covenants (Bay Colony Shores), Official Records 1469/1364, September 1989
  4. First Supplement to the Bay Colony covenants (Bay Colony Shores), Official Records 1469/1367, September 1989
  5. Grant of easement to the Bay Colony Shores Property Owners’ Association, Official Records 1482/1239, November 1989
  6. Pelican Bay Improvement District easement, Official Records 1492/1473, December 1989
  7. Deed from the Shores association to Bay Colony Community Association, Official Records 1582/898, December 1990
  8. Quit-claim deed of the private streets, Official Records 1598/445, March 1991
  9. First Amendment to the Shores covenants, Official Records 1615/430, recorded May 13, 1991
  10. Second Amendment to the Bay Colony covenants, Official Records 1615/434, recorded May 13, 1991
  11. Amended and Restated Neighborhood Covenants, Official Records 1642/1357, recorded August 26, 1991
  12. Affidavit of lot line adjustment, Official Records 1673/637, December 1991
  13. Release of easement, Official Records 2808/2541, recorded April 17, 2001
  14. First Amendment to the restated Neighborhood Covenants, Official Records 4424/465, recorded January 30, 2009
  15. Second Amendment to the restated Neighborhood Covenants, Official Records 4762/1556, recorded February 6, 2012
  16. Termination of easement, Official Records 5195/3323, recorded September 18, 2015
  17. Collier County Clerk, official records public access
  18. Florida Division of Corporations (Sunbiz), Bay Colony Community Association, Inc., document N26556
  19. Florida Division of Corporations (Sunbiz), Bay Colony Shores Property Owners’ Association, Inc., document N27970

Bay Colony Community Association: public pages

  1. Bay Colony Community Association home page
  2. Bay Colony neighborhoods page
  3. Bay Colony Shores page
  4. Bay Colony Beach Club page
  5. Bay Colony Tennis Club page

Pelican Bay Foundation: governing documents, budgets and closing forms

  1. Second Amended and Restated Declaration and General Protective Covenants of Pelican Bay
  2. Declaration amendment on leasing, May 28, 2019
  3. Amended and Restated Bylaws, current redline
  4. Rules and Regulations, December 12, 2024
  5. FY2027 Approved Budget Package
  6. FY2024 Audited Financials
  7. Estoppel Certificate, fiscal year 2027
  8. Estoppel Certificate, fiscal year 2026, revised August 31, 2026
  9. Resale capital assessment exemption form
  10. Lease Application Packet, 2027
  11. Pelican Bay PUD with ordinances
  12. Sign Regulations for open houses
  13. Realtor Community Overview

Pelican Bay Foundation: community pages

  1. Foundation home page
  2. Foundation realtors page
  3. Foundation community map
  4. Our beaches
  5. Tram service
  6. Community center
  7. Fitness center
  8. Racquets program
  9. Marker 36
  10. The Sandbar
  11. Exclusive amenities
  12. Dining

Florida Statutes and state agencies

  1. Section 720.301, definitions
  2. Section 720.302, purposes, scope and application
  3. Section 720.303, association powers and duties, official records
  4. Section 720.305, obligations of members, fines and suspensions
  5. Section 720.306, meetings of members and voting
  6. Section 720.3032, notice of preservation of covenants
  7. Section 720.3035, architectural control covenants
  8. Section 720.3075, prohibited clauses
  9. Section 720.3085, payment for assessments and liability of new owners
  10. Section 720.30851, estoppel certificates
  11. Section 720.401, prospective purchasers, disclosure
  12. Section 712.05, Marketable Record Title Act, extinguishment
  13. Section 689.302, flood disclosure
  14. Section 689.261, property tax disclosure
  15. Section 553.899, milestone inspections
  16. Section 718.112, condominium bylaws and structural integrity reserve studies
  17. Section 718.503, condominium disclosure and resale cancellation
  18. Section 201.02, documentary stamp tax on deeds
  19. Section 163.04, energy devices based on renewable resources
  20. Section 193.155, homestead assessments
  21. Section 196.031, homestead exemption
  22. Section 197.162, discounts for early payment of taxes
  23. Section 760.23, discrimination in the sale or rental of housing
  24. Section 627.0629, residential windstorm rate filings and discounts
  25. Section 404.056, radon gas protection
  26. Section 617.0721, voting by members of not-for-profit corporations
  27. Florida Department of Revenue, documentary stamp tax
  28. Florida Department of Revenue, property tax information for taxpayers
  29. Florida Office of Insurance Regulation, wind mitigation resources
  30. Florida DBPR licensee search

Collier County, FEMA, schools and federal sources

  1. Collier County Pelican Bay Services Division page
  2. Collier County, proposed flood insurance rate map release, August 19, 2026
  3. Collier County Tax Collector, property taxes
  4. FEMA National Flood Hazard Layer service
  5. FEMA Flood Map Service Center
  6. FEMA FloodSmart
  7. U.S. Census Bureau geocoder
  8. National Hurricane Center, Hurricane Ian tropical cyclone report
  9. National Hurricane Center
  10. IRS, FIRPTA withholding
  11. Collier County Public Schools attendance zone locator
  12. Collier County Public Schools, 2025 school and district grades
  13. Sea Gate Elementary School
  14. Pine Ridge Middle School
  15. Barron Collier High School
  16. NCH North Naples Hospital

Neighborhood and local organizations

  1. Club Pelican Bay, membership
  2. Club Pelican Bay, golf
  3. Artis-Naples history
  4. Waterside Shops redevelopment
  5. Gulf Shore Association of Condominiums, Pelican Bay Foundation joins battle against waterpark (April 22, 2026)
  6. Domain Realty Group
  7. McGreevy and Comisar Google Business Profile

Data files cited as plain text

  1. Collier County Property Appraiser, 2026 tax roll (preliminary) and recorded-sales file (bulk data files), newest recorded sale June 30, 2026
  2. Southwest Florida MLS, Residential closed sales and active listings for the Bay Colony Shores sub-area, pulled October 7, 2026
  3. Collier County GIS layers (evacuation zone, FEMA 2024 flood zones, zoning, Pelican Bay PUD, fire district), queried October 7, 2026 at five points on the neighborhood’s streets

Downloadable Documents

The Bay Colony Shores documents below are official public records, linked at the issuing authority so you always open the current, unaltered copy. Recorded covenants open in the Collier County Clerk’s official records viewer, Foundation documents open at pelicanbay.org, and statutes open at the Florida Legislature.

DocumentIssued byOpen it
Second Amended and Restated Declaration and General Protective Covenants of Pelican BayPelican Bay FoundationOpen the Foundation Declaration
Declaration amendment on leasing, May 28, 2019Pelican Bay FoundationOpen the leasing amendment
Amended and Restated BylawsPelican Bay FoundationOpen the Foundation Bylaws
Rules and Regulations, December 12, 2024Pelican Bay FoundationOpen the Rules and Regulations
FY2027 Approved Budget PackagePelican Bay FoundationOpen the FY2027 budget package
Estoppel Certificate, fiscal year 2027Pelican Bay FoundationOpen the FY2027 estoppel form
Resale capital assessment exemption formPelican Bay FoundationOpen the exemption form
Lease Application Packet, 2027Pelican Bay FoundationOpen the 2027 lease packet
Sign Regulations for open housesPelican Bay FoundationOpen the sign regulations
Pelican Bay PUD with ordinancesPelican Bay FoundationOpen the Pelican Bay PUD
Bay Colony master Declaration, Official Records 1461/1048Collier County ClerkOpen the Bay Colony Declaration
Bay Colony Shores Declaration, Official Records 1461/1161Collier County ClerkOpen the Shores Declaration
Amended and Restated Neighborhood Covenants, Official Records 1642/1357Collier County ClerkOpen the restated covenants
First Amendment, setbacks, Official Records 4424/465Collier County ClerkOpen the 2009 amendment
Second Amendment, Official Records 4762/1556Collier County ClerkOpen the 2012 amendment
Section 720.30851, estoppel certificatesFlorida LegislatureOpen section 720.30851
Section 720.401, disclosure to prospective purchasersFlorida LegislatureOpen section 720.401

Market data from Southwest Florida MLS, pulled October 2026.

McGreevy and Comisar, Best Realtor for Bay Colony Shores. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Overview for Bay Colony - Bay Colony Shores, FL

1,404 people live in Bay Colony - Bay Colony Shores, where the median age is 73 and the average individual income is $191,455. Data provided by the U.S. Census Bureau.

1,404

Total Population

73 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$191,455

Average individual Income

Around Bay Colony - Bay Colony Shores, FL

There's plenty to do around Bay Colony - Bay Colony Shores, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

15
Car-Dependent
Walking Score
30
Somewhat Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including Bay Colony Beach Club.

Name Category Distance Reviews
Ratings by Yelp
Dining · $$$ 0.33 miles 9 reviews 4.1/5 stars

Demographics and Employment Data for Bay Colony - Bay Colony Shores, FL

Bay Colony - Bay Colony Shores has 780 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Bay Colony - Bay Colony Shores do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 1,404 people call Bay Colony - Bay Colony Shores home. The population density is 6,993 and the largest age group is Data provided by the U.S. Census Bureau.

1,404

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

73 years

Median Age

50 / 50%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
780

Total Households

2

Average Household Size

$191,455

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.