The Quarry

If you are thinking about selling a home in The Quarry, McGreevy and Comisar are the team to call first: Top 1% Real Estate Agents Nationally Since 2008, the #1 Team in Southwest Florida since 2012, and over $900 million in personal sales between Jesse McGreevy and Marc Comisar. We price Quarry homes from the recorded sales up, product by product, because a two-story carriage home on Ironstone Terrace and a 90-foot lakefront homesite on Marble Stone Drive are different markets that happen to share a gate. If you are buying, we put the community declaration, the CDD assessment for your exact lot class, the flood file and the boating rules in front of you before you write an offer.

The Quarry is a gated golf and boating community of 900 homes in North Naples, Florida, built from 2005 to 2017 around the reclaimed pits of a former limerock mine north of Immokalee Road and Collier Boulevard in ZIP 34120. Its lakes allow powerboats, water skiing and wakeboarding, its Beach Club belongs to every owner through the homeowners association, and its private golf club is optional. This guide is built from the recorded declaration, the Quarry Community Development District’s budgets and bond schedules, Collier County tax roll and sale records, FEMA flood data, the school district’s address lookup and the club’s own publications.

Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

Why McGreevy and Comisar Are the Best Realtor for The Quarry

If you’re searching for the best realtor for The Quarry, whether you’re ready to sell your Quarry home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and we bring the same discipline to a 900-home community where value turns on which of six CDD product classes a home sits in, whether the lot touches one of the three boating lakes, and which of four condominium associations governs a carriage home.

Recent Quarry track record (last 12 months, Collier County deed records): In the last 12 months we tracked 47 qualified Quarry closings · $55.8 million in recorded sale volume · a $925,000 median across all 900 homes · single-family median $1,395,000 · condominium median $628,500 · highest recorded sale: $3,100,000 (a home on a 90-foot homesite on Marble Stone Drive, May 2026). In the Southwest Florida MLS, 48 Quarry homes closed from September 29, 2025 to September 21, 2026 at a $1,047,500 median, after a median 59.5 days on market and at a median 94.76% of the final list price; 20 went under contract in 30 days or fewer.

Those figures come from the Collier County tax roll sales file (2026 preliminary release) for qualified improved sales recorded from August 29, 2025 to August 28, 2026; the latest sale in the file was recorded August 12, 2026. Days on market and sale-to-list ratios live in the Southwest Florida MLS, not the deed record; the MLS figures on this page come from a Matrix search of Development THE QUARRY pulled September 26, 2026, and they cover a slightly later window and only sales marketed through the MLS, so the two counts differ.

For luxury Quarry sellers: Premium marketing, cinematic video, drone and lake-level photography, a qualified-buyer database, discretion and off-market capability when needed.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Jesse McGreevy is a top-reviewed Quarry realtor, and the words of past clients say it better than we can:

★★★★★ “Working with Jesse and his team was truly an amazing experience. From the very beginning, they were professional, attentive, and incredibly knowledgeable. They guided us through every step of the process with patience and clarity, always making sure we felt comfortable and informed with every decision.” Verified Google review

Selling your Quarry home? Get a free home valuation at https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072 (confidential conversations welcome for luxury listings).

Buying a home in The Quarry? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers in Southwest Florida.

Key Takeaways: The Quarry at a Glance

The Quarry is a 900-home gated community that Centex Homes began in 2004 on a reclaimed limerock quarry inside the Heritage Bay zoning district, governed by one homeowners association, four condominium associations and its own community development district, with an optional private golf club. The eight facts below are the ones buyers and sellers ask us about most, each sourced in the sections that follow.

This page is written by McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, from recorded documents and public data rather than listing copy.

• 900 homes, six product classes. 624 single-family homes on 55, 67, 75 and 90 foot homesites and 276 condominium homes in Ironstone, Silverstone, Nautica Landing and Quartz Cove, per the Quarry CDD’s assessment comparison, which matches the Collier County tax roll home for home.
• Boating lakes are the signature. The homeowners association’s lakes and docks regulations allow powerboats up to 26 feet, water skiing and a 40 mph limit on Stone Lake, Heritage Lake and Boulder Lake.
• Golf is optional; the Beach Club is not. The recorded declaration says owning a Quarry home gives no right to use the golf club, while every owner belongs to the association that owns and runs the Beach Club.
• The CDD cut its operating assessment by about 37% for FY2027. Adopted August 10, 2026, total per-home CDD assessments now run from $1,272.81 to $5,178.59 a year depending on product class and bond balance (August 10, 2026 minutes).
• Buyers pay a $6,500 resale fee to the association from 2026 through 2030, rising to $7,500 after 2030, with a $1,500 rate for owners moving within The Quarry (declaration section 12.12).
• 47 qualified sales in the last 12 months at a $925,000 median, from $450,000 to $3,100,000, per Collier County deed records for August 29, 2025 to August 28, 2026: single-family $1,395,000 (29 sales) and condominium $628,500 (18 sales).
• The flood map is changing in owners’ favor. Address points for 267 of the 900 homes fall in Zone AE or AH on the effective 2012 FEMA map; on the preliminary 2025 map the count drops to 36, and FEMA letters of map amendment already remove many Quarry buildings.
• Assigned schools for 2026-2027: Bear Creek Elementary, Oakridge Middle and Gulf Coast High for every street we tested, 36 of 36, per the district’s own address lookup.

Table of Contents

The Quarry is covered in the order a buyer or seller usually needs it: who we are and the key facts, the market, the history and the Heritage Bay relationship, governance, fees and the CDD, the neighborhoods, the club, the lakes and the Beach Club, storm and flood risk, schools and location, then comparisons, the seller plan, both FAQ editions and every source.

Why us and the essentials: Why McGreevy and Comisar Are the Best Realtor for The Quarry · Key Takeaways: The Quarry at a Glance

Living here and the market: What Is It Like to Live in The Quarry as a Homebuyer? · What Are Homes in The Quarry Selling For in 2026?

History and the Heritage Bay relationship: How Did The Quarry Come to Be? From Limerock Mine to Lake Community · The Quarry Master Plan: Plats, Lakes and Build-Out · Is The Quarry Part of Heritage Bay? What the Two Communities Share

Governance, fees and the CDD: Who Governs The Quarry? One Association, Four Condominiums, a CDD and a Club · What Does It Cost to Own in The Quarry? The Complete Fee Stack · The Quarry CDD: Bonds, Assessments and What They Pay For

Neighborhoods and homes: The Quarry Neighborhood Inventory: Every Street and Product · The Quarry Condominiums: Ironstone, Silverstone, Nautica Landing and Quartz Cove · The Quarry Single-Family Homes by Homesite Width

Club, golf, lakes and amenities: The Quarry Golf Club: Membership, Ownership and the 2027 Course Project · The Quarry Golf Course: Design, History and Play · Boating in The Quarry: What the Lakes and Docks Rules Allow · The Quarry Beach Club: Pools, Courts, Fitness and Dining · What The Quarry Does Not Have · Daily Life in The Quarry: Gate, Leasing, Pets, Carts and House Rules

Storms, flood, insurance, schools and location: How Has The Quarry Handled Hurricanes? · What Flood Zone Is The Quarry In? · What Does Insurance Cost in The Quarry? · Do Quarry Condominiums Need Milestone Inspections or SIRS? · Which Schools Serve The Quarry? · Hospitals and Healthcare Near The Quarry · How Far Is The Quarry From the Beach, Airport and Downtown Naples? · What Is Being Built Near The Quarry? · Clubs, Events and Reciprocal Play Around The Quarry

Compare, sell and ask: How Does The Quarry Compare With Other North Naples Communities? · The Quarry vs Heritage Bay: Which Should You Choose? · The Quarry Pros and Cons: An Honest Assessment · What We Check on Every Quarry Showing · Thinking of Selling Your Quarry Home? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts: McGreevy and Comisar · Frequently Asked Questions: The Quarry Buyer Edition · Frequently Asked Questions: The Quarry Seller Edition

References: Sources and Authoritative References · Downloadable Documents

What Is It Like to Live in The Quarry as a Homebuyer?

Living in The Quarry means a gated lake community of 900 homes where the water is the amenity: owners keep powerboats at private and community docks, swim off a sand beach at the association’s Beach Club, and choose separately whether to join the private golf club. Shopping, an emergency room and the county government center sit about a mile and a half from the entrance.

The simplest way to describe The Quarry is by what each bill buys. Every owner pays the Quarry Community Association, which owns and runs the Beach Club, the gate, the common grounds, the lakes’ recreational use and the docks program. Every owner also pays the Quarry Community Development District on the county tax bill, which carries the bonds that built the community’s lakes and drainage and maintains the stormwater system and preserves. Condominium owners pay a third bill to their own condominium association. Golf is a fourth, optional relationship with the Quarry Golf Club, and the recorded declaration is explicit that owning a Quarry home “does not give any vested right” to use the golf club.

Who Lives in The Quarry?

The Quarry is an all-ages community. No age restriction appears in the recorded declaration we read, and the association’s rules address children directly, for example requiring an adult on board when anyone under 14 drives a boat (Lakes and Docks Use Regulations, April 3, 2023).

The Collier County tax roll for 2026 (preliminary) shows an owner base that leans full time. 489 of the 900 homes, 54.3%, carry a homestead exemption, well above the roughly 34% homestead share next door in Heritage Bay. 583 owners use a Florida mailing address and 41 use a Canadian one. The homestead share rises with the product: about a third of carriage homes are homesteaded, against roughly two thirds of the single-family homes on 67, 75 and 90 foot homesites. The golf club describes its own membership as mostly “couples nearing retirement or who have recently transitioned from their professional careers” (The Quarry Golf Club, membership).

What a Typical Week Looks Like

A typical Quarry week is built around the lakes and the Beach Club. Mornings on Stone Lake belong to water skiers and wakeboarders, because towing is allowed from a half hour after sunrise until sunset, and there is a slalom course on the south side of Boulder Lake for approved tournament towboats. Afternoons move to the Beach Club’s resort pool, lap pool, tennis, pickleball and bocce courts, and the Q-Bar, which the association describes as “nestled along the tranquil shores of Stone Lake” (Quarry Beach Club).

Golf members add the Hurdzan and Fry course and the clubhouse’s Grille and Dining Room. Everyday errands take you out the gate to Collier Boulevard: the Publix at the Shoppes of Pebblebrooke is about 1.5 road miles away, and the county’s Heritage Bay Government Services Center, with the Tax Collector and Clerk, is about the same distance.

Who The Quarry Suits, and Who It Does Not

The Quarry suits boaters, water-sports families, buyers who want lake frontage without Gulf flood exposure, golfers who want a private course without being forced to buy it, and full-time residents who like a busy social calendar. It suits buyers less well if they want Gulf access by boat (the lakes do not connect to the Gulf), a bundled golf membership included in the dues, short-term rentals (the minimum lease is 30 days), or a budget under about $450,000, the lowest recorded sale in the last 12 months.

Selling a Quarry home, or weighing a purchase here? Get a free home valuation or call Jesse direct at (239) 898-6072; buyers can call Marc at (239) 287-5873 and read how we represent buyers in Southwest Florida.

What Are Homes in The Quarry Selling For in 2026?

Homes in The Quarry sold for a median of $925,000 across 47 qualified closings from August 29, 2025 to August 28, 2026, per Collier County deed records, from $450,000 for a carriage home to $3,100,000 for a lakefront estate. Single-family homes had a $1,395,000 median and condominiums a $628,500 median in the same 12 months.

Data updated: September 2026 (Collier County deed records through the roll files dated August 29, 2026)

The Market by Product Class

The Quarry’s own community development district sorts every home into one of six product classes to bill its assessments, and the Collier County roll agrees with the district’s count exactly: 212 Coach, 64 Luxury Coach, 137 SF 55, 165 SF 67, 271 SF 75 and 51 SF 90, 900 in all. We use the same classes for the market because they separate the homes the way buyers actually shop them.

Source: Collier County tax roll sales file, qualified improved sales, 2026 preliminary release; product classes from the Quarry CDD assessment roll by address. Total recorded volume $55,765,600. With 16 SF 75 sales the median is the mean of the two middle sales, $1,635,000 and $1,725,000; with 18 condominium sales it is the mean of $625,000 and $632,000; every other median is the middle sale of an odd count. Three SF 67 sales and one SF 90 sale are too thin to read as a market rate: the three SF 67 sales were $1,145,000, $1,450,000 and $1,800,000.

A note on square footage. The county measures the base area of the building, its own living-area measure, and the county figure is not the square footage printed in a listing; the two use different definitions and should never be compared as if they were the same number.

Market snapshot, Southwest Florida MLS (pulled September 26, 2026). 48 MLS-marketed Quarry sales closed from September 29, 2025 to September 21, 2026: median sold price $1,047,500, from $413,500 to $3,100,000; median 59.5 days on market, with 20 of 48 under contract in 30 days or fewer; median sale-to-list 94.76% of the final asking price, with 4 of 48 at or above it; median $473.56 per square foot of listed living area; $60.4 million in sold volume. On September 26, 2026 there were 10 active listings at a $889,450 median asking price, which is about 2.5 months of supply at the 12-month closing pace of four a month. Homes with a unit number (the carriage and condominium buildings) sold at a $625,000 median after 64 days; detached homes at $1,400,000 after 56 days. Five sold records entered after the fact and never marketed through the MLS are left out of every MLS figure.

What the Last 12 Months Actually Look Like

The spread inside each class is wide, and it is driven by water. In the SF 75 class, a 2,120-square-foot home on Copper Rock Court sold for $925,000 in September 2025, while a lakefront home on Slate Court sold for $2,630,000 two months later, and one on Quarry Drive for $2,550,000 in January 2026. Among carriage homes, two first-floor 1,654-square-foot Silverstone units sold for $450,000 each, in October 2025 and March 2026, while a second-floor 2,297-square-foot Nautica Landing unit on Coastline Court sold for $850,000 in March 2026. Newer buildings, upper floors and lake views separate the top of each class from the bottom.

Source: Collier County tax roll sales file, qualified improved sales, 2026 preliminary release; the ten highest of the 47 sales.

Five more transfers recorded in July and August 2026 had not yet been coded as qualified or unqualified when the county built the file: $1,875,000 on Gypsum Way, $1,675,000 on Spinner Cove Lane, $1,250,000 on Flint Court, $840,000 on Fieldstone Lane and $825,000 for a Quartz Cove unit. We leave them out of every median above.

Quarry Prices Since the First Closings

The county record runs back to the first Centex closings in late 2005, so The Quarry’s full price history is public.

Source: Collier County tax roll sales file, qualified improved sales, 2026 preliminary release; per-square-foot figures are medians per county base square foot. Only 6 condominium sales were recorded in 2024, so treat that year’s condominium median as thin.

The pattern has three chapters. Centex opened at a single-family median near $700,000 in 2006, and the downturn cut that to about $425,000 by 2010, while construction kept going through 2017. Prices then recovered slowly for a decade, and between 2021 and 2022 the single-family median jumped from $817,500 to $1,508,000, with the median per county base square foot rising from $346.04 to $587.00. Since 2022 the single-family market has held a band of roughly $1.28 million to $1.51 million, while the condominium median peaked in 2024 on a thin sample and has eased back to the mid $600,000s. The all-homes median moves with the mix, which is why 2026’s $950,000 sits below 2025’s $1,198,750 even though single-family prices rose. Turnover is steady: 253 of the 900 homes, about 28%, have recorded at least one qualified sale since January 1, 2021.

Taxes and Assessed Values

The Collier County tax roll (2026 preliminary) puts the median just value at $848,003 for all 900 homes, from $506,988 for a Coach condominium to $2,151,926 for an SF 90 estate home. The combined millage is about 9.40 mills, and the median ad valorem tax is $6,070. A buyer should budget from the non-homestead figure or from the purchase price, because Florida’s homestead assessment cap resets at a sale (Fla. Stat. 193.155; Collier County Tax Collector).

Source: Collier County tax roll, 2026 preliminary. These are ad valorem taxes only; the CDD assessment is billed on the same tax bill and is shown separately in the fee stack below.

Buying or Selling a Quarry Home Near the $925,000 Median? Talk to Us First

The Quarry’s 12-month range runs from $450,000 to $3,100,000, and inside a single product class the difference between the bottom and the top is usually lake frontage, dock rights, the floor and age of a condominium, and the CDD bond balance attached to the lot. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, will price your home from the recorded comparables in your own class. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

McGreevy and Comisar also publish a ranking of Naples agents on the public record; see the best real estate agents in Naples for how we measure it. Listing searches for the community live on our team site’s homes for sale in The Quarry page.

How Did The Quarry Come to Be? From Limerock Mine to Lake Community

The Quarry came to be when Centex Homes turned the northern and western part of a working limerock mine into a lake community: the land was mined by Florida Rock Industries for more than 28 years, rezoned in 2003 as part of the Heritage Bay planned unit development, and given its own community development district in 2004, with the first homes closing in late 2005.

Piper’s Pasture and the Florida Rock Mine

Before anyone quarried it, locals called this land “Piper’s Pasture” and used it for hunting, according to the golf club’s own history. Then it became a mine. When Collier County rezoned the property in 2003, the ordinance recorded that the land “has been actively mined for limerock by Florida Rock Industries for over 28 years”, with 414 acres of existing quarries and permission to mine 286 more (Heritage Bay PUD, Ordinance 03-40). The same ordinance calls the project “a reclamation project from an existing mining activity” and folds the old pits into the water-management system.

That is why The Quarry’s lakes are unusually large and deep for a Naples community, and why the golf club keeps a drag-line crane on its fifth hole: the club says the machine “represents the equipment used in the extraction of limestone from Stone Lake.”

The Heritage Bay PUD, 2003

The Quarry is not its own zoning district. It sits inside the 2,562-acre Heritage Bay planned unit development that Collier County adopted on July 29, 2003, on the petition of U.S. Home Corporation, covering Sections 13, 14, 23 and 24 of Township 48 South, Range 26 East at the northeast corner of Immokalee Road and Collier Boulevard. The ordinance allowed up to 3,450 homes, a 200-unit assisted living facility and up to 54 holes of golf across the whole district, and required at least 863 acres of preserve. Three residential communities were eventually built inside it: Heritage Bay, The Quarry and the Vistas at Heritage Bay.

Centex Homes and the Quarry CDD, 2004

The Quarry’s own history starts in 2004. Collier County established the Quarry Community Development District by Ordinance 04-53 on the petition of “Centex Real Estate Corporation (Centex Homes)” (creation ordinance), and the district’s audited financial statements date its creation to July 30, 2004 (FY2024 audit). The Quarry Community Association, Inc. was filed with the state on August 4, 2004 (Florida Division of Corporations). The original community declaration was recorded at Official Records Book 3722, Page 1962.

The Shared Umbrella Declaration, 2006

On January 20, 2006, the two developers of the district signed one umbrella declaration for the whole Heritage Bay PUD: Bayvest, L.L.C. for the Heritage Bay side and Centex Homes for The Quarry side (Umbrella Declaration, OR 3968 PG 4031). The umbrella association shared the costs of the spine road and the surface-water system between the two communities. It was administratively dissolved by the state on September 26, 2025, a point we return to in the Heritage Bay section below.

First Closings, the Downturn and Pulte

The first qualified home sales in The Quarry were recorded in November and December 2005, and 106 homes sold in 2006 alone, per the county sales file. Then the housing downturn arrived. The single-family median fell from $699,100 in 2006 to $425,050 in 2010, and building slowed. PulteGroup acquired Centex in August 2009, and Pulte’s name runs through the later record: Pulte Home Company, LLC was the applicant for the Heritage Bay PUD close-out in 2025, and the district’s own minutes from August 2026 still refer to a Pulte-built screen cage. Construction continued through 2017, the last year a Quarry home was built according to the county roll.

The Golf Club Passes to a Members’ Corporation, 2015

The golf course opened in 2007, designed by Dr. Michael Hurdzan and Dana Fry, and hosted the PGA Champions Tour’s ACE Group Classic in 2010 and 2011. On August 31, 2015, Quarry Golf Club, Inc. was filed with the state as a Florida not-for-profit corporation; today it holds the golf course parcels on the county roll, and every director listed in its 2026 annual report gives a Quarry street address (Florida Division of Corporations). The club’s precise ownership terms, such as whether members hold equity, are set in its bylaws and membership documents, which the club does not publish.

Build-Out and the 2026 Close-Out

By 2026 the whole Heritage Bay district was built out. Collier’s Board of County Commissioners heard a close-out resolution for the planned unit development on April 14, 2026, showing 2,369 of the 3,450 permitted homes and 45 of the 54 permitted golf holes built district-wide: Heritage Bay’s 27 and The Quarry’s 18 (BCC meeting, April 14, 2026). We have not confirmed the resolution number or the vote, and we update this line when the minutes post.

The Quarry Master Plan: Plats, Lakes and Build-Out

The Quarry master plan is a chain of 15 recorded Quarry plats and replats plus four condominium declarations, laid around three large recreational lakes and the golf course, with 900 homes in total: 624 single-family homes and 276 condominium homes, built in phases from 2005 on the south side near the Beach Club to 2017 on the lakefront estate streets.

The Recorded Plats and Condominiums

Source: Collier County tax roll, 2026 preliminary (subdivision and condominium tables, year built). Two further recorded plats, Quarry Phase 1B and the Quarry Beach Club Addition, carry club and Beach Club land and no homes.

The Lakes

The Quarry’s water is both an amenity and an engineering system. The homeowners association’s rules name three “Recreational Lakes”, Stone Lake, Heritage Lake and Boulder Lake, inside a South Florida Water Management District permit, number 11-02234-P, that the rules describe as “shared by the three communities” (Lakes and Docks Use Regulations). Counting every pond, the CDD’s engineer counts 30 lakes in the district’s ownership and jurisdiction (CPH Initial Programming Report, 2021). The CDD’s newsletter explains the flow: water moves from the Corkscrew preserve lands north of The Quarry through its lakes to the Cocohatchee Canal along Immokalee Road (QCDD newsletter, October 2024).

We have seen two different acreage figures for Stone Lake in circulation and found neither in a primary document, so we do not print one.

Preserves and Open Land

The Quarry backs onto large preserves. The county roll shows the CDD holding four big acreage tracts of lakes, wetlands and preserve inside the Quarry sections, including tracts of 351.88, 306.26, 233.02 and 110.18 acres, and the golf club holding its course parcels, including 110.34 acres inside the Quarry plats. The CDD’s field budget for FY2027 includes $115,000 for preserve maintenance and $10,000 for preserve inspection.

Is The Quarry Part of Heritage Bay? What the Two Communities Share

The Quarry is not part of Heritage Bay, but the two share a zoning district, a lake permit, a boundary road and a history: The Quarry has its own homeowners association, its own CDD, its own golf club and its own transponder-controlled entry, while both sit inside the 2003 Heritage Bay planned unit development and once shared an umbrella association.

What Is Separate

Nearly everything a buyer pays for is separate. The Quarry’s homeowners are members of the Quarry Community Association, not of Heritage Bay’s club, and Heritage Bay’s 1,250 homes are the members of Heritage Bay, where golf membership is bundled into the association. The Quarry has its own community development district, created by Ordinance 04-53, while Heritage Bay’s district was created a year later by Ordinance 05-24. The two golf clubs are different courses with different memberships. The Vistas at Heritage Bay, a 190-townhome community at the Collier Boulevard corner, is a third separate community in the same district.

What Is Shared

Three things are shared. First, the lakes permit: the Quarry rules describe the recreational lakes as common area within SFWMD Permit 11-02234-P “shared by the three communities”, and they require boaters to indemnify the Heritage Bay homeowners association and the Heritage Bay CDD along with the Quarry entities. Second, roads: Siesta Bay Drive runs from Heritage Bay west into The Quarry, and the Nautica Landing and Phase 6 homes sit on its Quarry end. Third, the umbrella: the 2006 umbrella declaration covered both communities, and The Quarry’s current declaration, recorded February 28, 2024, still says the association “is a member of Heritage Bay Umbrella Association, Inc.” (Fifth Amended and Restated Declaration, section 11.6).

The Umbrella Association Was Dissolved in 2025

The Florida Division of Corporations shows Heritage Bay Umbrella Association, Inc. administratively dissolved for failure to file an annual report on September 26, 2025. Who now performs its shared lake and spine-road duties is not answered in any document we could reach. The CDD’s September 14, 2026 agenda lists a discussion of “Real Estate Owned by Quarry QCA to be Deeded to the CDD”, which suggests the entities are reorganizing responsibilities, and we will report the outcome when the minutes post. A buyer should ask for the association’s estoppel certificate and confirm no umbrella assessment is outstanding.

Reciprocal Neighbors

The neighbors also play together. Heritage Bay’s 2026 summer reciprocal program welcomes members of the Quarry Golf Club and the Quarry Beach Club from May 1 to October 31, 2026, as part of the North Naples Neighbors group with TwinEagles and others (Heritage Bay 2026 Reciprocal Information Sheet). For the full side-by-side, including the Heritage Bay single-family homes, see the comparison section further down this page.

Who Governs The Quarry? One Association, Four Condominiums, a CDD and a Club

The Quarry is governed by the Quarry Community Association, a Florida not-for-profit that every owner belongs to and that owns and runs the Beach Club; four condominium associations for the 276 condominium homes; the Quarry Community Development District, a unit of local government that owns the lakes and preserves; and, for members only, the Quarry Golf Club.

The Quarry Community Association

The Quarry Community Association, Inc. (Florida document N04000007680, filed August 4, 2004, active) is the homeowners association for every lot, house or condominium. Its current governing instrument is the Fifth Amended and Restated Declaration of Covenants, Conditions and Restrictions, approved by owners at the annual meeting of February 21, 2024 and recorded February 28, 2024 at Official Records Book 6334, Page 347. Membership is “appurtenant to and may not be separated from ownership of a Lot” (section 5.1). The association is professionally managed by FirstService Residential from the Beach Club at 8975 Kayak Drive (2025 budget town hall notice).

Key powers from the declaration:

• Assessments of four kinds: common assessments for common and Beach Club expenses, neighborhood assessments, special assessments and benefit assessments (Article XII).
• Special assessments over $700 per lot in a year need a majority of the votes cast by owners at a meeting with a quorum, except for casualty, emergency or disaster repairs (section 12.5).
• Reserves: the board must fund a statutory reserve, and the declaration warns in capitals that it is “LIKELY THAT SPECIAL ASSESSMENTS MAY BE NECESSARY” (section 12.8).
• Architectural control by a Modifications Committee, with notice to the golf club for lots next to the course (Article XIII).
• Resale fee paid by every buyer (section 12.12), covered in the fee stack below.

The Four Condominium Associations

Source: Florida Division of Corporations name searches run September 24, 2026 (Ironstone; Silverstone; Quartz Cove; Nautica Landing). Home counts from the Collier County roll.

Each condominium owner belongs to both the condominium association and the Quarry Community Association. The condominium associations maintain the buildings and insure them under a master policy; their budgets are not posted publicly.

The Quarry Community Development District

The Quarry Community Development District is an independent special district under Chapter 190 of the Florida Statutes, governed by a five-member board elected by district residents. The CDD, not the homeowners association, holds the South Florida Water Management District stormwater permit, owns and maintains the lakes’ banks and the stormwater structures, and controls the drainage, lake maintenance and conservation easements. That is why an owner who wants to build a dock, a pool cage or a lanai near the water may need the CDD’s easement approval as well as the association’s (QCDD newsletter; easement application form). The district’s board meets monthly at the Beach Club; from fiscal 2027 meetings move to Mondays at 10:00 a.m.

The CDD takes lake encroachments seriously. At its August 10, 2026 meeting the board heard a homeowner’s request to extend a lanai six feet into a lake-maintenance easement; the district engineer recommended denial so the district would not set a precedent, and counsel noted that “past unofficial approvals do not bind future” easement decisions.

The Quarry Golf Club

Quarry Golf Club, Inc. (Florida document N15000008553) owns and runs the golf course and clubhouse at 8950 Weathered Stone Drive. It is outside the association entirely: Article XVI of the declaration says the golf club “is not Common Area and is not a part of the Property or under the jurisdiction of the Community Association”, and that owning a lot “does not grant any ownership, membership or use interest therein.” Membership is a separate decision with its own costs, covered in the club section below.

What Does It Cost to Own in The Quarry? The Complete Fee Stack

Owning in The Quarry costs a Quarry Community Association assessment for every home, a Quarry CDD assessment on the county tax bill that ranges from $1,272.81 to $5,178.59 a year for fiscal 2027 by product and bond balance, a condominium assessment for the 276 condominium homes, ad valorem property tax, a $6,500 resale fee at purchase, and optional golf club dues.

Every Layer, Amount and Source

Where a layer’s amount is not published anywhere, we say so rather than estimate it. The association’s annual common assessment and each condominium’s assessment are real, recurring and material costs; a buyer obtains them from the seller’s estoppel certificates, which Florida law requires the associations to provide during a sale, and from the associations’ adopted budgets, which are official records available to owners. Listing sheets sometimes quote a quarterly figure, but those are agent entries, not association documents, and we do not repeat them.

The CDD Assessment for Your Exact Home

The Quarry CDD publishes an assessment comparison for every product class. For fiscal 2027 (the November 2026 tax bill), the total per home is the operating assessment for the class plus debt service on the three bond tranches, and the debt part depends on how much bond principal was attached to that lot and whether an earlier owner prepaid some of it.

Source: Quarry CDD, FY2027 budget, Comparison of Assessment Rates, presented June 8, 2026 and adopted with the assessment resolution on August 10, 2026 (minutes). Early-payment discounts of up to 4% under Florida law apply when the tax bill is paid in November.

The practical point: two neighbors in the same product class can pay different CDD bills, because the debt share attaches to the lot. Look up the folio’s line in the CDD’s assessment roll, or ask us to, before you compare two homes.

Why the CDD Bill Fell for 2027

The operating half of every Quarry CDD bill fell by about 35% to 38% for fiscal 2027. The district’s operating budget dropped from $904,533 to $652,390.78 after a line-by-line June workshop, and the board adopted it 5-0 on August 10, 2026. The coach-home operating rate, for example, went from $761.93 to $474.09. The debt half did not change, because bond payments are fixed by the bond schedule.

Buying Into The Quarry at a Known Monthly Cost? Ask Us for the Estoppels First

A Quarry fee stack has up to five layers, and three of them are not posted publicly, so the real monthly cost of a specific home only comes into focus from the association and condominium estoppel certificates and the CDD roll line for that folio. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, gather those before you commit. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072.

The Quarry CDD: Bonds, Assessments and What They Pay For

The Quarry CDD carries one bond issue, the Special Assessment Refunding Bonds, Series 2020, issued December 21, 2020 for $18,110,000 at a fixed 1.94% and privately placed with PNC Bank, which refinanced the district’s earlier bonds; after the November 2026 payment $10,235,000 of principal remains, with the last tranche maturing May 1, 2036.

The Bond Schedule

The Series 2020 bonds are split into three tranches that retire at different speeds:

Source: Quarry CDD FY2027 budget, amortization schedules; issue date, amount and rate from the FY2024 audit, Note 6. The budget shows total par of $11,386,000 after the November 1, 2025 payment, $10,235,000 after November 1, 2026 and $9,062,000 after November 1, 2027. Fiscal 2027 debt service is $1,371,559, of which $1,173,000 is principal.

The refinancing mattered to owners. The CDD’s own address-by-address comparison showed, for example, an Ironstone unit’s combined annual assessment falling from $2,466.75 under the prior series to $2,040.25 under Series 2020 (2020 refinancing impacts by address).

An Early Payoff Is Being Discussed

At its August 10, 2026 meeting, the CDD board noted that payoff planning for the Series 2020-2 and 2020-3 tranches “is likely 2027” and would come to a future meeting. If the district uses reserves to retire those tranches early, the debt part of some owners’ bills would shrink or end sooner than the schedule above. Nothing has been decided, and we will update this section when the board acts.

What the Operating Budget Buys

The district’s fiscal 2027 operating budget of $652,390.78 is mostly lakes and preserves: $150,000 for aquatic weed harvesting, $115,000 for preserve maintenance, $70,000 for the lake maintenance contract, $45,000 for engineering and $50,000 for reserves, with administration, management, legal, audit and insurance making up the rest. The district also budgets about $81,500 of golf course revenue for fiscal 2027, a line its budget describes simply as yearly revenue it receives from the golf course. The general fund carried about $2.16 million of fund balance into fiscal 2027, of which the board designates a first-quarter operating reserve and $350,000 of cumulative “reserve, other” for future projects.

The Lake-Bank Program

The district’s biggest recent job has been shoreline repair. A May 2021 engineer’s assessment found deficiencies across the 30 lakes, and the district has funded shoreline work in phases since 2022, choosing between riprap and planted littoral shelves lake by lake (CPH Initial Programming Report). In fiscal 2026 the district also approved a $157,250 system-wide yard-drain maintenance project, a $109,000 drainage inspection, and an engineer’s estimate of about $160,000 for 840 feet of new stormwater pipe on the north end of Fieldstone Lane (June 8, 2026 minutes).

The Quarry Neighborhood Inventory: Every Street and Product

The Quarry’s neighborhoods are defined by product and street rather than by separate associations: four condominium enclaves with their own associations (Ironstone, Silverstone, Nautica Landing and Quartz Cove) and about two dozen single-family streets grouped by the CDD into 55, 67, 75 and 90 foot homesite classes, all under the one Quarry Community Association.

Every Street, With Homes, Class and Era

Source: Collier County tax roll, 2026 preliminary (street, use code, year built, base area of building-flagged records, just value); CDD class from the Quarry CDD’s assessment roll by address. Condominium base areas are medians of two floor plans (1,654 and 2,297 square feet in the Coach buildings). Quarry Drive and Siesta Bay Drive run through more than one phase, so they appear more than once.

How to Read the Map

Three things set value across these streets. The first is water: Marble Stone Drive’s lakefront estates face Stone Lake from the west, Breakwater Drive sits on the south shore beside the Beach Club, and parts of Quarry Drive, Slate Court and Graphite Circle back onto the boating lakes, while many other streets face ponds or the golf course. The second is homesite width, which the CDD’s classes capture. The third is era: the 2006 homes on Quartz Lane, Crystal, Shale and Treeside Courts are the community’s first generation, while Breakwater, Gypsum, Ores and the later Marble Stone homes were built from 2013 to 2017.

Street, water and era decide a Quarry price more than square footage does. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

The Quarry Condominiums: Ironstone, Silverstone, Nautica Landing and Quartz Cove

The Quarry’s 276 condominium homes sit in four separately incorporated associations: 212 two-story carriage homes in Ironstone, Silverstone and Nautica Landing, which the CDD bills as “Coach”, and 64 larger two-story homes in Quartz Cove, which it bills as “Luxury Coach”. None is a tower; every building numbers its units 101, 102, 201 and 202.

Ironstone at the Quarry

Ironstone at the Quarry is the largest condominium, 112 homes on Ironstone Terrace in the northwest corner of the community, built from 2009 to 2015. The county records two floor plans, 1,654 and 2,297 square feet of base area, with ground-floor and second-floor homes in each four-unit building. Seven Ironstone homes recorded qualified sales in the last 12 months, from $460,000 to $720,000. 39 of the 112 homes are homesteaded.

Our Ironstone at the Quarry page has the association details, recent sale comps, and street-by-street analysis.

Silverstone at the Quarry

Silverstone at the Quarry is the original carriage-home enclave, 56 homes on Coastline Court near the south end of the community, built in 2005 and 2006 among the first homes in The Quarry. It shares the 1,654 and 2,297 square foot plans with Ironstone. Two ground-floor Silverstone homes sold for $450,000 each in the last 12 months, the lowest recorded prices in The Quarry. A FEMA letter of map amendment issued in 2012 removes the Silverstone buildings from the flood zone, covered in the flood section.

Our Silverstone at the Quarry page has the association details, recent sale comps, and street-by-street analysis.

Nautica Landing at the Quarry

Nautica Landing at the Quarry is the newest condominium, 44 homes on Coastline Court, Nautical Landing Circle and Siesta Bay Drive, built from 2011 to 2015; its association was incorporated in 2013. Four Nautica Landing homes sold in the last 12 months for $692,500 to $850,000, the strongest per-foot prices among the carriage homes, reflecting the newer construction. FEMA issued three letters of map amendment for Nautica Landing buildings in 2025 and 2026, and a 2014 letter covers Buildings 2 and 3.

Our Nautica Landing at the Quarry page has the association details, recent sale comps, and street-by-street analysis.

Quartz Cove at the Quarry

Quartz Cove at the Quarry is the larger-plan condominium, 64 homes on Quartz Lane near the Beach Club, built from 2006 to 2009, with county base areas from 2,091 to 2,743 square feet. The CDD bills it as “Luxury Coach”. Five Quartz Cove homes sold in the last 12 months at a $729,000 median, from $600,000 to $850,000, and 27 of the 64 homes are homesteaded.

Our Quartz Cove at the Quarry page has the association details, recent sale comps, and street-by-street analysis.

What Condominium Buyers Should Ask For

Every Quarry condominium buyer should ask for both estoppel certificates, the condominium association’s and the Quarry Community Association’s, the condominium’s current budget and reserve schedule, its master insurance declarations, and its leasing rules, which can be stricter than the community’s. Because the buildings are two stories, Florida’s structural integrity reserve study and milestone inspection requirements, which start at three stories, do not apply on the evidence we have, a point covered further down this page.

The Quarry Single-Family Homes by Homesite Width

The Quarry’s 624 single-family homes fall into four CDD classes by homesite width: 137 on 55-foot homesites, 165 on 67-foot homesites, 271 on 75-foot homesites and 51 on 90-foot estate homesites, with median county base areas rising from 1,901 to 3,495 square feet and 12-month medians from $915,000 to $3,100,000.

Source: Collier County tax roll, 2026 preliminary, and qualified improved sales August 29, 2025 to August 28, 2026; classes from the Quarry CDD assessment roll.

Our The Quarry Single-Family Homes page has the association details, recent sale comps, and street-by-street analysis.

55-Foot Homesites

The 55-foot class holds The Quarry’s most attainable single-family homes: 137 homes on Quartz Lane, Crystal, Shale and Treeside Courts, Coquina Circle, Limestone Lane, the Phase 3A stretch of Quarry Drive and the Phase 6 section of Siesta Bay Drive. They are mostly around 1,800 to 2,100 square feet of county base area. Nine sold in the last 12 months, from $820,000 on Limestone Lane to $1,155,000 on Crystal Court, and 52.6% of the class is homesteaded.

67-Foot Homesites

The 67-foot class, 165 homes, spans Cobalt Cove Circle, Spinner Cove Lane, the Block E section of Marble Stone Drive, Flint Court, Fieldstone Lane and parts of Graphite Circle and Slate Court. It has the highest homestead share of the larger classes at 66.1%, which is one reason it recorded only three qualified sales in the last 12 months: $1,145,000 on Graphite Circle, $1,450,000 and $1,800,000 on Marble Stone Drive. Three sales are too few to call a market rate.

75-Foot Homesites

The 75-foot class is the heart of The Quarry, 271 homes on Nickel Ridge Circle, Hideaway Harbor Court, Copper Rock and Copper Canyon Courts, most of Quarry Drive, Gypsum Way, Ores Circle and parts of Graphite Circle, Slate Court and Breakwater Drive. Sixteen sold in the last 12 months at a $1,680,000 median, from $925,000 for a 2,120-square-foot home on Copper Rock Court to $2,750,000 on Breakwater Drive.

90-Foot Estate Homesites

The 90-foot class, 51 homes, is The Quarry’s estate tier: the Phase 1 lakefront on Marble Stone Drive facing Stone Lake, Granite Court and part of Breakwater Drive. Median county base area is 3,495 square feet, the largest home measures 4,801, and the median just value is $2,151,926. Only one sold in the last 12 months, a Marble Stone Drive home at $3,100,000 in May 2026, so we list it rather than print a median.

The Quarry Golf Club: Membership, Ownership and the 2027 Course Project

The Quarry Golf Club is a private club owned by Quarry Golf Club, Inc., a Florida not-for-profit formed in 2015 whose directors all give Quarry addresses; membership is optional for Quarry homeowners, the club does not publish its initiation or dues, and members approved a $13.7 million course enhancement project scheduled for 2027.

Membership Is Optional and Separate

The Quarry’s recorded declaration separates the golf club from the homes completely: the golf club “is not a part of the Property”, its owner “shall set membership and use policies”, and owning a lot “does not give any vested right or easement … to use the Golf Club” (Article XVI). In practice that means a Quarry home can be bought and owned without joining, and a golf membership is a separate purchase from the club.

The club asks prospective members to request its membership packet through its website (The Quarry Golf Club, membership) and does not post initiation fees, annual dues, food minimums or any capital charge. Figures circulate on third-party websites, but they conflict with each other by more than $100,000 on the initiation alone and none comes from the club, so we do not repeat any of them. If club membership matters to your purchase, we obtain the packet and the current membership availability before you write an offer, and we make the contract’s timeline allow for it.

Who Owns the Club

The county roll shows Quarry Golf Club, Inc. as owner of the golf course parcels. The state record shows the corporation was filed as a not-for-profit on August 31, 2015, reinstated in 2016, and led in 2026 by a board whose members list homes on Ironstone Terrace, Cobalt Cove Circle, Quartz Lane, Granite Court, Coastline Court, Fieldstone Lane, Ores Circle and Copper Canyon Court, with a general manager and chief operating officer at the clubhouse. Whether members hold refundable or non-refundable equity is a term of the club’s bylaws, which are not public.

The 2027 Course Enhancement Project

The club’s members approved a $13.7 million golf course enhancement project with more than 88% approval, according to the trade publication Club + Resort Business (report). As reported, the project regrasses tees, fairways and rough, rebuilds the greens to USGA specification and modernizes irrigation, with original architect Michael Hurdzan involved, and schedules construction from about April to December 2027 with reciprocal play arranged at nearby clubs during the closure. We carry these details as the trade press reported them; the club’s own project documents are for members. For sellers and buyers, the practical point is timing: a home sold in 2027 may show a course under construction.

The Quarry Golf Course: Design, History and Play

The Quarry golf course is an 18-hole, par 72 championship course designed in 2007 by Dr. Michael Hurdzan and Dana Fry, with five sets of tees, Sea Dwarf Paspalum grass and water on nearly every hole, and it hosted the PGA Champions Tour’s ACE Group Classic in 2010 and 2011.

The Design

The club describes the course as “a true test for golfers of all levels” set among preserves and a lake system, and its signature is the quarry itself: holes play along and around Stone Lake, and the preserved drag-line crane on the fifth hole marks the mining that dug the lake (The Quarry Golf Club, golf; club history). We do not print a yardage or course rating because the figures we found in secondary sources conflict and the club’s pages do not state them.

Tournament History

Golf Hall of Famers Fred Couples and Bernhard Langer won the Champions Tour event at The Quarry, in 2010 and 2011, the ACE Group Classic, according to the club. That history makes The Quarry one of the few North Naples residential courses to have hosted a professional tour event.

Dining and Events at the Clubhouse

The clubhouse at 8950 Weathered Stone Drive has a Grille and a Dining Room, and the club runs a weddings and events business in its private event spaces (dining and social; weddings and events). Searches for “the quarry naples wedding” are among the most common completions for the community’s name, and they point to the clubhouse and to the Beach Club, which also hosts private events.

Boating in The Quarry: What the Lakes and Docks Rules Allow

Boating in The Quarry is allowed on three connected recreational lakes, Stone Lake, Heritage Lake and Boulder Lake, for registered owners’ powerboats up to 26 feet, personal watercraft, sailboats, kayaks and paddleboards, with a 40 mph speed limit, a 150-foot no-wake zone along every shore and a slalom course, under the association’s Lakes and Docks Use Regulations of April 3, 2023.

What You Can Run on the Lakes

Source: QCA Recreational Lakes and Docks Use Regulations, April 3, 2023; fishing locations from the Community Rules and Regulations, April 25, 2022.

Docks, Slips and the Boatyard

Some lakefront lots carry their own dock rights. Under the declaration, a boat dock is “an appurtenance to a Lot”, a lot may have only one, and the owner maintains it (Article XVII). Owners without a private dock can rent a slip at the community docks, and the rules restrict a slip to the renter’s own boat. The fenced boatyard stores boats and trailers under an annual agreement, with a launch ramp, and boats used in salt water must be washed before they come back. Nothing may be stored overnight in a driveway or on the street, and major engine work must be done off site.

For sellers, a private dock right is part of the lot and passes with the deed; a community slip rental does not. We list which one a home has, because buyers pay for the difference.

Water Levels and Storms

The regulations warn that water levels in the channels between the lakes “may decline significantly at certain times”, and the CDD noted in August 2026 that low water was driving weed growth. Owners must secure or remove boats before a hurricane, name a caretaker if they are away in season, and remove any boat that sinks within three days.

A private dock right is one of the most valuable features a Quarry home can carry, and one of the least documented in listings. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

The Quarry Beach Club: Pools, Courts, Fitness and Dining

The Quarry Beach Club is the community’s shared amenity center on the south shore of Stone Lake at 8975 Kayak Drive, owned and run by the Quarry Community Association for every owner, with a sand beach, a resort pool, a lap pool, a fitness and wellness center, a movement studio, tennis, pickleball and bocce courts, dining and the Q-Bar.

What Is There

The association describes “a resort pool, lap pool, fitness & wellness center, movement studio, tennis, pickleball, & bocce courts, recreational water activities, boating, and dining” at the Beach Club, with an indoor dining room, a patio and the Q-Bar (Quarry Beach Club, about). The association also says the Beach Club has been honored by BoardRoom Magazine as a Distinguished Club. Federal aerial imagery from February 2023 shows the sand beach along the south shore, the pool complex, and the community docks beside it.

Who Pays for It

Because the association owns and operates the Beach Club, every Quarry owner pays for it through the common assessment; the declaration folds “Beach Club Expenses” into the annual budget and lets the board sell non-owner memberships whose fees count as Beach Club revenue (sections 3.5, 11.4 and Article XII). Owners voted on February 24, 2021 to approve a Beach Club Renovation Project, and part of every buyer’s resale fee, the portion above $3,000, is set aside to pay the principal, interest and fees on the financing for that project (section 12.12).

Rules and Events

The Beach Club has its own rules (2019 Beach Club Rules and Regulations), and the association runs a lifestyle calendar of classes, parties and holiday events. Weddings and private events can be booked at the Beach Club as well as at the golf clubhouse.

What The Quarry Does Not Have

The Quarry does not have Gulf access by boat, a Gulf beach, a bundled golf membership, a marina with fuel or service, short-term rentals, or high-rise condominiums; its lakes are closed freshwater lakes, its beach is a lake beach, and its golf club is a separate purchase.

No Gulf Access and No Gulf Beach

Quarry boats stay on Quarry water. The lakes drain through control structures to the Cocohatchee Canal, and nothing in the district’s or the association’s documents describes a navigable connection to the Gulf. The nearest Gulf beaches, Vanderbilt Beach and Delnor-Wiggins Pass State Park, are about 10 to 11 road miles away, roughly 20 minutes in free-flowing traffic.

No Bundled Golf, No Marina Services

Unlike Heritage Bay next door, where every home pays the golf club’s assessment, a Quarry home carries no golf obligation. The flip side is that golf access is not automatic. The Quarry also has no fuel dock, no boat service yard and no dry-stack storage; the boatyard is for storage and launching.

No Short-Term Rentals and No Towers

Leases must run at least 30 days, a home cannot be leased in its first year of ownership, and no home can be leased more than three times a year. And because every Quarry condominium is two stories, there are no elevator buildings.

Daily Life in The Quarry: Gate, Leasing, Pets, Carts and House Rules

Daily life in The Quarry runs on transponder-controlled entry, a 30-day minimum lease, a limit of four household pets with named breed restrictions, registered golf carts and low-speed vehicles, catch-and-release fishing, fireworks only on three holidays, and a Modifications Committee for any exterior change.

Leasing

The association’s Community Rules restate the declaration’s leasing provisions: no lease in the first year after an owner takes title, no lease shorter than 30 consecutive days (a full February counts), no more than three leases a year, an application submitted with the fee at least 20 days before move-in, occupancy of no more than two adults per bedroom plus two, a county short-term rental registration where required, and a rider on the owner’s insurance naming the association as an additional insured. Tenants register at the management office and buy their own transponders and amenity cards (Community Rules, April 25, 2022). Condominium associations may add their own rules.

Pets

Owners may keep up to four common household pets. Pit bull type dogs, Rottweilers, Mastiffs, Presa Canarios and crosses of those breeds are not permitted anywhere in the community, and exotic or venomous animals are banned (declaration section 14.5).

Golf Carts, Bicycles, Drones and Fireworks

Golf carts must be registered each year with the association or with the golf club’s trail plan, and low-speed vehicles with the association; both need insurance and a numbered decal. Bicycles and e-bikes ride in marked lanes or on the right side of the street, with a paved path along the preserve on the east side. Drones must respect neighbors’ privacy under Florida law. Fireworks are allowed only on New Year’s Day, the Fourth of July and New Year’s Eve, and only on the beach and common areas.

Architecture and Paint

Every exterior change, including paint, goes through the association’s Modifications Committee, and lots next to the golf course also notify the golf club. The association publishes an approved exterior paint list (approved exterior colors, 2021). Anything near a lake bank may also need the CDD’s easement consent.

How Has The Quarry Handled Hurricanes?

The Quarry has come through the recent hurricanes with limited damage by the public record: it sits about ten miles inland in Collier County’s Evacuation Zone E, federal flood-claim records show no Hurricane Ian, Helene or Milton claims in the map grid that contains it, and the golf club reported “minimal damage” after Ian in 2022.

Evacuation Zone and Storm Surge

Every Quarry point we tested, at Ironstone Terrace, the middle of Stone Lake, Nautical Landing Circle and the entrance, falls in Collier County Hurricane Evacuation Zone E, the fifth of six zones, which evacuates only in the strongest storms (Collier County evacuation zones layer). The National Hurricane Center’s storm-surge risk maps for neighboring Heritage Bay, inside the same district, show no surge for Category 1 to 3 near-worst-case storms, under three feet above ground for Category 4 and more than six feet for Category 5; we apply that to The Quarry as the adjacent measurement, not a Quarry-specific run (NHC storm surge risk maps).

Irma and Ian

Hurricane Irma made landfall near Marco Island on September 10, 2017 and tracked just east of Naples; ZIP 34120, which contains The Quarry, recorded 108 NFIP flood claims from Irma, totaling $268,719, and the roughly seven-mile map grid cell containing Heritage Bay and The Quarry recorded 13 Irma claims totaling $22,595 (NHC Irma report; OpenFEMA NFIP claims). Hurricane Ian in 2022 flooded coastal Naples with six to nine feet of water above ground, but produced only 7 NFIP claims in all of ZIP 34120 and none in that grid cell (NHC Ian report). The golf club posted after Ian that “The Quarry Golf Club is resilient and has experienced minimal damage.”

Lake Banks and Drainage After the Storms

The storm exposure that matters most inside The Quarry is not surge but water management: lake banks erode, drains clog and ponds rise. The CDD has spent the last several years on exactly that, with shoreline repairs in phases since 2022, a system-wide yard-drain cleaning, a drainage inspection and new pipe on Fieldstone Lane. Buyers on a lake lot should ask whether their shoreline segment has been repaired and whether any easement issues are open with the district.

Construction Era and Wind Resistance

Every Quarry home was built from 2005 to 2017, after Florida’s statewide building code took effect in 2002, which matters for wind-mitigation insurance credits. At neighboring Heritage Bay, the county’s wind map puts basic design wind at 126 to 127 mph and the current ASCE 7-22 ultimate wind at about 158 mph, both inside Florida’s wind-borne debris region where impact windows or shutters were required at construction; we apply that to The Quarry as the adjacent measurement. The declaration requires owners to repair storm damage to a home or dock within nine months.

What Flood Zone Is The Quarry In?

Most of The Quarry is outside FEMA’s high-risk flood zone and the map is improving: on the effective May 16, 2012 flood map, address points for 267 of the 900 homes fall in Zone AE or AH, and on FEMA’s preliminary map of March 20, 2025 that drops to 36, while dozens of FEMA letters of map amendment already remove specific Quarry buildings from the flood zone.

Data updated: September 2026 (FEMA National Flood Hazard Layer and preliminary layer queried September 24, 2026)

Flood Zone by Product Class, Effective Map vs Preliminary Map

We tested all 1,023 Collier County address points that belong to Quarry homes against FEMA’s effective and preliminary flood layers, and gave each home the highest-risk zone among its points.

Source: FEMA National Flood Hazard Layer, flood hazard zones (effective panels 12021C0212H, 0214H, 0216H and 0218H, May 16, 2012); FEMA preliminary flood hazard layer (panels 12021C0212J to 0218J, preliminary March 20, 2025); address points from the Collier County site address layer. Zone X includes shaded X (0.2% annual chance). Four Ironstone points did not return an answer from FEMA’s effective service. An address point is not a structure survey; a lender and an insurer rely on the effective map, any letter of map amendment, and an elevation certificate.

Streets to Know

On the effective map, the Zone AH ponding areas concentrate on the older south and west edges: 64 of 72 homes on Coastline Court (Silverstone and part of Nautica Landing), all 25 on Hideaway Harbor Court, 20 of 23 on Copper Rock Court and 10 of 12 on Spinner Cove Lane. On the preliminary map most of those return to Zone X, and the remaining high-risk homes cluster on Flint Court (14 of 19), Limestone Lane (7 of 26), Fieldstone Lane (5 of 37), parts of Quarry Drive (8) and Gypsum Way (2).

Letters of Map Amendment Already on File

FEMA’s letter-of-map-amendment layer lists more than 20 determinations inside or at the edge of The Quarry, most removing a building, a lot or part of a lot from the high-risk flood zone:

• Silverstone at the Quarry: case 12-04-5534A for Phases 5 through 18 on Coastline Court.
• Quartz Cove at the Quarry: 13-04-3755A (Phase 15, 9197 Quartz Lane) and 13-04-8228A (Phase 16, 9193 Quartz Lane).
• Nautica Landing at the Quarry: 25-04-6903A and 25-04-6942A (2025) and 26-04-1377A for Phases 7 to 11 on Nautical Landing Circle (2026), plus 14-04-4778A for Buildings 2 and 3 (8787 and 8783 Coastline Court), a 2014 letter written under the Silverstone declaration for buildings the county roll places in Nautica Landing.
• Ironstone at the Quarry: 13-04-1957A, a portion of the property removed.
• Single-family lots: multi-lot determinations 12-04-4927A (Phase 1 Block E, Phase 2 Block Q and Phases 3 and 3A) and 13-04-0796A (Phases 3A, 4 and 5 on Quarry Drive and Gypsum Way), plus individual letters on Spinner Cove Lane, Hideaway Harbor Court, Quartz Lane and Graphite Circle.

Source: FEMA NFHL letters of map amendment layer, queried September 24, 2026; individual letters are posted by FEMA at msc.fema.gov under each case number. A LOMA removes the named structure or lot from the Special Flood Hazard Area, so federally backed lenders no longer require flood insurance for it, but a lender may still require it.

What the New Map Means

The preliminary 2025 map is not in effect yet; Collier County’s appeal period for it opened in August 2026 (Collier County floodplain management), and until the new map takes effect lenders use the 2012 map plus any letters of map amendment. For most Quarry owners the new map is good news for resale, because far fewer homes will sit in a mandatory-purchase zone. For owners on Flint Court and the few other streets that stay or become AH, an elevation certificate is the document that sets the flood premium.

Flood status is now a selling point for most Quarry homes, when it is documented. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

What Does Insurance Cost in The Quarry?

Insurance in The Quarry is typically a homeowners wind and hazard policy plus, for most homes, a lower-cost flood policy rated outside the high-risk zone; federal flood policies in the census block group that includes The Quarry had a median premium of $681 for Zone X-rated policies and $1,209 for Zone AH-rated policies in the year to May 2026.

Flood Insurance

FEMA’s policy records for June 2025 to May 2026 show 29 NFIP policies in census block group 3 of tract 0112.10, which covers the Siesta Bay Drive end of Heritage Bay, the Vistas and The Quarry, with the median premiums above (OpenFEMA NFIP policies). Those are small samples and are not a quote. Since Risk Rating 2.0 (new policies from October 1, 2021, renewals from April 1, 2022), the flood zone no longer sets the premium by itself, but it still decides whether a federally backed lender must require flood insurance. Collier County’s Community Rating System Class 5 gives policyholders in unincorporated Collier a discount (Collier County floodplain management).

Wind and Homeowners Insurance

Every Quarry home post-dates the 2001 Florida Building Code, so a current wind-mitigation inspection on the state’s form usually earns credits for code compliance and, depending on the home, roof-deck attachment, roof-to-wall connections and opening protection (Florida OIR uniform mitigation form). The Florida market has been easing: Citizens Property Insurance cut its average personal-lines rate by 2.6% for 2026, its first average cut since 2015 (Citizens, December 10, 2025). Ask for the seller’s wind-mitigation report and roof age with the disclosures.

Condominium Owners

Quarry condominium owners carry an HO-6 policy for the interior and their contents, while the condominium association insures the buildings under a master policy paid through the condominium assessment. Ask the association for its master policy declarations and deductible, because the deductible sets what an owner could be assessed after a storm.

Do Quarry Condominiums Need Milestone Inspections or SIRS?

Quarry condominiums do not appear to need Florida’s milestone structural inspections or structural integrity reserve studies, because every Quarry condominium building is two stories and both requirements start at three stories; Collier County’s milestone inspection roster lists no building inside The Quarry.

The Evidence

Florida’s structural integrity reserve study requirement (section 718.112(2)(g), Florida Statutes) and milestone inspection requirement (section 553.899) apply to condominium buildings three or more stories tall (Fla. Stat. 553.899; Fla. Stat. 718.112). Every Quarry condominium unit on the county roll is numbered 101, 102, 201 or 202, the pattern of a two-story, four-unit building, and Collier County’s milestone map, which carries 926 buildings countywide, returns none inside The Quarry (Collier milestone buildings layer). The two-story reading is ours, from the unit numbers, and a buyer should confirm it from the declaration’s building plans.

What Still Applies

Two-story condominiums still need adequate reserves for roofs, paint and paving under Florida’s condominium law, and the associations still set their own budgets and can levy special assessments. Ask for the reserve schedule and the last two years of board minutes with the estoppel.

Which Schools Serve The Quarry?

The Quarry is assigned to Bear Creek Elementary, Oakridge Middle and Gulf Coast High for the 2026-2027 school year: we checked 36 addresses, one on every Quarry street and product class, against the Collier County Public Schools address lookup, and all 36 returned the same three schools.

The Assigned Schools

Source: Collier County Public Schools address lookup, 2026-2027, queried September 24, 2026; grades from the district’s July 2026 accountability release (CCPS, July 1, 2026). Collier County Public Schools earned a district A for the ninth consecutive year. Oakridge Middle is about 1.9 road miles from the Quarry entrance and Gulf Coast High about 2.8.

Assignments can change. Confirm the school for a specific address on the district’s lookup before you rely on it, because listing school fields are often set by ZIP code rather than by address.

Charter and Private Options

Naples Classical Academy, a charter school at 10270 Immokalee Road, is about 1.8 road miles from the entrance. Private schools in North Naples include Community School of Naples on Livingston Road. The nearest universities are Florida Gulf Coast University in Estero and Florida SouthWestern State College’s Collier campus.

Hospitals and Healthcare Near The Quarry

The nearest emergency care to The Quarry is NCH’s Northeast freestanding emergency department at 15420 Collier Boulevard, about 1.2 road miles from the entrance, and the nearest full hospitals are NCH North in North Naples, about 7.6 miles, and Physicians Regional on Pine Ridge Road, about 9.9 miles.

Hospitals and Emergency Rooms

Source: road distances and times from the OSRM public routing engine, free-flow, measured September 24, 2026 from the Quarry Drive entrance near Limestone Trail; facility facts from NCH, Physicians Regional and Lee Health (NCH locations; Physicians Regional; Florida Department of Health trauma system). Pins for the two Physicians Regional hospitals and NCH Northeast are approximate.

Urgent Care and Everyday Medicine

For everyday care, the county’s Heritage Bay government center, the NCH Northeast campus and the medical offices at the Immokalee Road and Collier Boulevard corner are all within about a mile and a half of the entrance. Collier County has no trauma center; serious trauma goes to Lee Health in Fort Myers.

How Far Is The Quarry From the Beach, Airport and Downtown Naples?

The Quarry is about 11 road miles and 20 minutes from Vanderbilt Beach, 24 miles and 31 minutes from Southwest Florida International Airport, 17 miles and 27 minutes from Fifth Avenue South in downtown Naples, and 5.8 miles from Interstate 75 at Immokalee Road, in free-flowing traffic from the Quarry Drive entrance.

Source: OSRM public routing engine, free-flow, September 24, 2026, from the Quarry Drive entrance near Limestone Trail (26.2748 N, 81.6749 W). Season traffic is slower: Immokalee Road east of Collier Boulevard carried 55,040 to 59,695 vehicles a day in the second through fourth quarters of 2025, and the Collier MPO names Immokalee Road from Goodlette-Frank Road to Collier Boulevard as the county’s most congested corridor (Collier County 2025 traffic counts; Collier MPO 2050 plan, chapter 4).

Getting In and Out

By our reading of the county’s address layer, The Quarry is reached from Collier Boulevard north of Immokalee Road by way of Limestone Trail, which runs east past the Heritage Bay Commons shops to the Quarry Drive entrance; the county government center and NCH Northeast sit on Collier Boulevard at the turn. A 2021 letter from a Quarry resident in the county’s planning file for the Heritage Bay PUD asked approval “for The Quarry and Heritage Bay communities to build and maintain a gatehouse on Limestone Trail” (Collier Clerk record); we have not verified the outcome.

What Is Being Built Near The Quarry?

Near The Quarry, the county and state are working on the Immokalee Road corridor, with the I-75 interchange at Immokalee Road part of an FDOT program expected to start construction in 2027 and the Vanderbilt Beach Road extension opened in June 2026, while the Heritage Bay district itself has been declared built out and the long-planned Collier Boulevard extension north along The Quarry’s western edge remains unfunded.

Road and Infrastructure Projects

New Neighbors

The growth around The Quarry is mostly west and south of the Collier Boulevard corner: the Tree Farm planned development and Habitat for Humanity’s Las Palmas homes across Collier Boulevard (580 units approved under Ordinance 2023-34), Founders Square at the southeast corner with shops, medical offices and apartments, and further east along Immokalee Road, the Randall Curve apartments and GL Homes’ Valencia Trails. East Collier’s new towns, including the Horse Trials Village approved in December 2025, add to the westbound traffic on Immokalee Road in the morning.

Mining

Blasting complaints in Collier since 2023 have concerned a different mine at 16000 Immokalee Road, far to the east, and news reports on it do not mention The Quarry. Whether any mining permit remains active anywhere inside the Heritage Bay district was not established in the county records we reached.

Clubs, Events and Reciprocal Play Around The Quarry

Social life in The Quarry runs through two calendars: the Quarry Community Association’s Beach Club lifestyle program, open to every owner, and the Quarry Golf Club’s member events, with summer reciprocal golf and racquets through the North Naples Neighbors program shared with Heritage Bay and TwinEagles.

The Beach Club Calendar

The Beach Club’s lifestyle calendar runs fitness and movement classes, pool and lake events, holiday parties and dining nights, and it is the venue for the association’s annual meeting and budget town halls. A 2025 community governance calendar shows the pattern: CDD board meetings at the Beach Club’s private dining room, the association’s president’s council by video, and committee meetings through the season (Community Governance Calendar, June 2025).

Golf Club Events

The golf club runs member events and themed dinners at its clubhouse restaurant, along with a weddings and banquets business. Its website lists a reciprocals page for the North Naples Neighbors group (club reciprocals).

Summer Reciprocals

Because many North Naples clubs slow down in summer, the neighbors share. Heritage Bay’s 2026 reciprocal information sheet welcomes Quarry Golf Club and Quarry Beach Club members from May 1 to October 31, 2026, with reciprocal golf rates, and a joint racquets program lists The Quarry with TwinEagles and Esplanade (Heritage Bay 2026 N4 courts program).

How Does The Quarry Compare With Other North Naples Communities?

The Quarry compares as a mid-to-upper priced North Naples lake and golf community: its $925,000 12-month median across all homes sits close to Olde Cypress and Riverstone, roughly double Heritage Bay’s, and well below Mediterra’s, while its 54.3% homestead share and its boating lakes set it apart from most neighbors.

Benchmark Table: The Quarry and Its Neighbors on the Same Yardstick

Source: Collier County tax roll sales file, qualified improved sales, August 29, 2025 to August 28, 2026, 2026 preliminary release, measured on the same basis for every community (homes are improved single-family and condominium parcels on each community’s plats). Olde Cypress’s three condominium sales are too few for a median. We compare prices only; club models differ and are covered on each community’s own page.

What the Table Says

Three readings stand out. First, The Quarry’s single-family median of $1,395,000 is the highest in this group outside Mediterra, about $390,000 above Olde Cypress and more than $400,000 above Heritage Bay, because so many Quarry homes sit on 75 and 90 foot homesites and on boating water. Second, its condominium median of $628,500 is above Heritage Bay’s Terrace and Veranda medians and close to its Coach Homes median of $640,000, a reflection of two-story carriage homes of about 1,650 to 2,300 square feet against Heritage Bay’s smaller four-story Terrace units. Third, Quarry owners are more often full-time residents than Heritage Bay or Olde Cypress owners.

Other North Naples communities buyers weigh against The Quarry include TwinEagles, about 4.2 road miles east, Island Walk and Valencia Golf and Country Club; each has its own page with its own records.

The Quarry vs Heritage Bay: Which Should You Choose?

Choose The Quarry if you want boating lakes, larger single-family homes and golf as an option rather than an obligation; choose Heritage Bay if you want golf and the clubhouse bundled into every home, a lower entry price and a wider choice of condominiums, including four-story Terrace units under $400,000.

The Decision Table

Sources: The Quarry figures as cited throughout this page. Heritage Bay figures from the Collier County roll for the same 12 months, Heritage Bay Golf and Country Club’s 2026 assessment and the FEMA layers, as documented on our Heritage Bay guide.

Who Should Choose Which

• Choose The Quarry if you own or want a boat, want a 67, 75 or 90 foot homesite, want golf to be optional, or want a community where most owners live full time.
• Choose Heritage Bay if you play golf several times a week and want it included, want a condominium under $400,000, or want a lock-and-leave Terrace or Veranda home with the clubhouse as your social center.
• Choose a Heritage Bay single-family home if you want the bundled golf but a detached house; compare The Quarry’s 75-foot homesites with Heritage Bay’s single-family homes, which sold at a $980,000 county median over the same 12 months.
• Choose the Vistas at Heritage Bay if the monthly budget is the deciding factor and you want no golf and no club at all; the Vistas recorded a $285,000 county median.

The two communities share a zoning district, schools, the Collier Boulevard corner and a lake permit, so the choice is really about the lake and the golf model.

The Quarry Pros and Cons: An Honest Assessment

The Quarry’s strengths are its boating lakes, optional golf, larger single-family homesites, a lower CDD bill for 2027 and an improving flood map; its drawbacks are fees that are not posted publicly, a $6,500 resale fee, no Gulf access by boat, a golf course closing for most of 2027, and Immokalee Road traffic in season.

Pros

• Real boating. Few Naples communities let owners run a 26-foot boat at 40 mph and pull a skier on home water.
• Golf without obligation. A Quarry home carries no golf dues, so non-golfers do not subsidize the course.
• Space. 322 homes sit on 75 or 90 foot homesites, and the median county base area of the 75-foot class is 3,025 square feet.
• A falling CDD bill. The CDD’s operating assessment fell about 37% for fiscal 2027, and two bond tranches may be paid off early.
• Improving flood map. 267 homes’ address points are in a high-risk zone on the effective map, 36 on the preliminary map.
• Full-time neighbors. 54.3% of homes are homesteaded.
• Schools rated A at every level, all within about three miles.

Cons

• Fees you cannot see in advance. The association’s assessment, the condominium assessments and the golf club’s fees are not posted publicly; you see them in the estoppel and the club packet.
• A $6,500 resale fee for buyers from 2026 to 2030, rising to $7,500.
• No Gulf access. The lakes are closed; saltwater boating means trailering.
• Golf disruption in 2027. The club’s course project is reported to run from about April to December 2027.
• Two different CDD bills in the same class. The debt share attaches to the lot, so compare the exact folio.
• Traffic. Immokalee Road east of Collier Boulevard carries 55,000 to 60,000 vehicles a day, and the county ranks the corridor west to Goodlette-Frank Road as its most congested.
• No short-term rentals. Leases run at least 30 days, no more than three a year, and not in the first year of ownership.

Every one of these trade-offs shows up in price. Sellers: get a free home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and see how we represent buyers in Southwest Florida.

What We Check on Every Quarry Showing

On every Quarry showing, McGreevy and Comisar check six things a listing sheet rarely states: the home’s CDD product class and exact assessment line, whether it has a private dock right or only a community slip, its flood status on both maps and any letter of map amendment, the lake bank behind it, the condominium or association estoppel status, and whether golf membership matters to the buyer.

Our Showing Checklist

1. CDD line. We read the folio’s line in the CDD assessment roll, because two SF 75 homes can carry bills more than $2,000 apart.
2. Dock rights. We confirm in the declaration and the association’s records whether the lot has an appurtenant boat dock or dock right, and whether a lift is permitted.
3. Flood. We check the address on the effective and preliminary FEMA layers and search for a letter of map amendment before the buyer orders insurance quotes.
4. Lake bank. For lake lots we look at the shoreline and ask the district whether that segment has been repaired or is scheduled, and whether any easement encroachment is open.
5. Estoppels. We request the association estoppel, and for condominiums the condominium estoppel, early, because the common assessment is not posted publicly.
6. Golf. If the buyer wants to join the club, we obtain the membership packet and availability before the inspection period ends.

We’ve represented buyers and sellers across North Naples lake and golf communities, and the Quarry checklist exists because each of those six items has changed a price or a decision in practice.

Thinking of Selling Your Quarry Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for the best Quarry listing agent, or thinking, ‘I need to sell my house in The Quarry…’, McGreevy and Comisar build the sale around the facts a Quarry buyer pays for: the product class, the water, the dock right, the CDD line and a clean association estoppel.

Data updated: September 2026

Selling in The Quarry means competing with every other home in your product class and, often, with the same floor plan on the next street. We win that comparison with a complete disclosure package on day one: the association estoppel, the CDD assessment line for your folio, the flood file with any letter of map amendment, the dock documentation, the wind-mitigation report and, for condominiums, the condominium estoppel and budget. Buyers shopping The Quarry are shopping water and total cost, so we lead with both.

Why sellers choose McGreevy and Comisar:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Quarry sold statistics, last 12 months (Collier County deed records): 47 qualified sales at a $925,000 median and $55.8 million in recorded volume; single-family $1,395,000 across 29 sales and condominium $628,500 across 18 sales, from $450,000 to $3,100,000. In the Southwest Florida MLS the 48 Quarry closings from September 29, 2025 to September 21, 2026 took a median 59.5 days on market and sold at a median 94.76% of the final list price.

What Is Your Quarry Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation, then let us refine it by product class, street, water frontage, dock right and condition from the recorded Quarry sales. Or talk to Jesse directly: (239) 898-6072, text or call. Confidential conversations welcome.

Here is what past clients say about how we sell:

★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Verified Google review

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Verified Google review

How do you price a home in The Quarry?

We price from the recorded Quarry sales in your own CDD product class first, then adjust for water (boating lake, pond, golf or preserve), dock rights, homesite, floor and building age for condominiums, and condition, and test the number against the homes currently for sale. In the last 12 months the SF 75 class recorded a $1,680,000 median and the Coach class $625,000.

How long does it take to sell a Quarry home?

Marketing time depends on price and product. In the Southwest Florida MLS, the median Quarry sale in the last 12 months took 59.5 days on market, and 20 of 48 went under contract in 30 days or fewer. Plan on the association estoppel, which Florida law requires within ten business days of a request, and the buyer’s financing and insurance timeline, usually 30 to 45 days from contract to closing.

Who pays the $6,500 resale fee?

The declaration makes the purchaser responsible for the resale fee, $6,500 for transfers in 2026 through 2030. Like any cost it can be negotiated in the contract, and in a slower season a seller credit can decide which offer you get.

Does my CDD assessment transfer to the buyer?

Yes. The CDD assessment is attached to the property and appears on the county tax bill, so the buyer takes over the remaining bond balance for that lot. We show the buyer the folio’s line in the district’s assessment roll so the number is known before the offer.

Do I need to disclose my flood zone?

Florida now requires sellers of residential property to give a flood disclosure at or before contract, including whether the seller has filed a flood claim or received federal flood assistance (Fla. Stat. 689.302). We prepare it with the FEMA zone and any letter of map amendment for your home.

Can I sell with a tenant in place?

Yes, if the lease complies with the association’s rules. Buyers who plan to live in the home need to know the lease end date, and investors often value a tenant already in place.

Your Local Real Estate Experts: McGreevy and Comisar

McGreevy and Comisar are Naples-based real estate advisors who lead Domain Realty Group, and we have represented buyers and sellers across North Naples for well over a decade. For The Quarry, we bring recorded-document research, county sale data by CDD product class and a marketing system built for lake and golf communities.

We’ve represented buyers and sellers in every price band in Collier County, and our approach does not change with the price: read the documents, price from the record, and tell the client what we see. Read more about McGreevy and Comisar, follow our market updates on Facebook, and see the Naples city guide for the wider market.

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Jesse McGreevy is a top-reviewed Quarry realtor. Here is what clients say:

★★★★★ “We have used his services for 5 transactions and every one has gone smoothly. He is a fantastic communicator, offers great representation, and is extremely honest.” Verified Google review

★★★★★ “Marc’s knowledge of the Southwest Florida real estate market is unmatched. He took the time to understand exactly what I was looking for in a home and quickly identified properties that checked all my boxes.” Verified Google review

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

Frequently Asked Questions: The Quarry Buyer Edition

These are the questions buyers ask us about The Quarry, answered from the recorded declaration, the CDD’s budgets, the county record and FEMA, with the same figures used throughout this page.

Where is The Quarry in Naples?

The Quarry is in North Naples, unincorporated Collier County, ZIP 34120, north of Immokalee Road and east of the north end of Collier Boulevard, inside the Heritage Bay planned unit development. The entrance on Quarry Drive is about 5.8 road miles east of I-75 at Immokalee Road.

Is The Quarry a gated community?

Yes. Entry is controlled, owners use vehicle transponders, and tenants must register at the management office and buy their own transponders and amenity cards under the association’s Community Rules.

Who built The Quarry?

Centex Homes developed The Quarry; Collier County created the Quarry Community Development District in 2004 on Centex’s petition. PulteGroup acquired Centex in 2009, and Pulte appears as the successor in later county and district records. Homes were built from 2005 to 2017.

Why is it called The Quarry?

The land was a limerock mine operated by Florida Rock Industries for more than 28 years before development, and the community’s lakes are the reclaimed mine pits. The golf club keeps a drag-line crane on its fifth hole to mark the history.

How many homes are in The Quarry?

There are 900 homes: 624 single-family homes and 276 condominium homes, a count on which the Collier County roll and the Quarry CDD’s assessment roll agree exactly.

Is golf membership mandatory at The Quarry?

No. The recorded declaration says the golf club is not part of the community’s property and that owning a Quarry home gives no right to use it. Membership in the Quarry Golf Club is a separate, optional purchase.

How much does it cost to join the Quarry Golf Club?

The club does not publish its initiation fee or annual dues; it sends a membership packet on request. Figures on third-party websites conflict with each other by more than $100,000, so we obtain the current packet for buyers rather than quote them.

What are the HOA fees at The Quarry?

The Quarry Community Association’s common assessment is not posted publicly; it is set in the association’s annual budget and shown on the estoppel certificate during a sale. Condominium owners also pay their condominium association, whose assessments are likewise not posted publicly.

Does The Quarry have a CDD?

Yes. The Quarry Community Development District, created by Collier County Ordinance 04-53 in 2004, maintains the lakes, stormwater system and preserves and collects its assessment on the county tax bill.

How much is the CDD assessment in The Quarry?

For fiscal 2027 the total CDD assessment per home ranges from $1,272.81 to $5,178.59 a year, depending on the CDD product class and the bond balance attached to the lot. The most common totals are $1,272.81 for Coach, $2,270.55 for Luxury Coach, $1,491.73 for SF 55, $1,729.56 for SF 67, $2,134.85 for SF 75 and $3,383.34 for SF 90.

When do the Quarry CDD bonds pay off?

The Series 2020 refunding bonds retire in three tranches, the last on May 1, 2036, with $10,235,000 of principal left after the November 2026 payment. The CDD board has said payoff planning for the two smaller tranches is likely in 2027, but nothing has been decided.

What is the resale fee at The Quarry?

Buyers pay the association a resale fee of $6,500 for transfers from 2026 through 2030 and $7,500 after that. Owners moving from one Quarry home to another pay $1,500, and transfers to family, estate-planning entities or by inheritance pay none.

Can you boat on the lakes at The Quarry?

Yes. Registered owners can run powerboats up to 26 feet, personal watercraft, sailboats and paddle craft on Stone Lake, Heritage Lake and Boulder Lake, with a 40 mph limit and a 150-foot no-wake zone along every shore.

Can you water ski at The Quarry?

Yes. Towing is allowed from a half hour after sunrise until sunset, ballasted wake boats keep a 200-foot setback from shore, and a slalom course on the south side of Boulder Lake is reserved for approved tournament towboats.

Can I keep a boat at my house?

Some lakefront lots have a private dock right that passes with the lot, one dock per lot. Owners without one can rent a community slip or store a boat and trailer in the fenced boatyard; boats cannot be kept overnight in a driveway or on the street.

Do the lakes connect to the Gulf?

No. The Quarry’s lakes are a closed freshwater system that drains through control structures to the Cocohatchee Canal; there is no navigable route to the Gulf, so saltwater boating means trailering.

Does The Quarry have a beach?

Yes, a lake beach. The Beach Club sits on the south shore of Stone Lake with a sand beach, pools and courts. The nearest Gulf beach, Vanderbilt Beach, is about 11 road miles away.

What is the Quarry Beach Club?

The Beach Club at 8975 Kayak Drive is the homeowners association’s amenity center, with a resort pool, lap pool, fitness and wellness center, movement studio, tennis, pickleball and bocce courts, dining and the Q-Bar. Every owner belongs to it through the association.

What types of homes are in The Quarry?

Single-family homes on 55, 67, 75 and 90 foot homesites and two-story condominium homes in Ironstone, Silverstone, Nautica Landing and Quartz Cove. County base areas run from 1,654 square feet in the smallest carriage homes to 4,801 square feet in the largest estate home.

What is the difference between Ironstone, Silverstone and Nautica Landing?

All three are two-story carriage-home condominiums with the same 1,654 and 2,297 square foot plans, each with its own association. Silverstone (56 homes) was built in 2005 and 2006, Ironstone (112) from 2009 to 2015, and Nautica Landing (44) from 2011 to 2015. Nautica Landing recorded the highest per-foot prices of the three in the last 12 months.

How much are homes in The Quarry?

Over the 12 months to August 28, 2026, the county recorded 47 qualified sales at a $925,000 median, from $450,000 to $3,100,000. Single-family homes had a $1,395,000 median and condominiums a $628,500 median.

What is the least expensive way to live in The Quarry?

A ground-floor carriage home. Two ground-floor Silverstone homes sold for $450,000 each in the last 12 months, the lowest recorded prices in The Quarry; the Coach class median was $625,000.

Can you rent out a home in The Quarry?

Yes, with limits. Leases must be at least 30 consecutive days, a home cannot be leased in its first year of ownership, and no home can be leased more than three times a year. Applications go to the association at least 20 days before move-in.

Are pets allowed in The Quarry?

Yes, up to four household pets. Pit bull type dogs, Rottweilers, Mastiffs, Presa Canarios and crosses of those breeds are prohibited, as are exotic and venomous animals.

What flood zone is The Quarry in?

Most of The Quarry is Zone X. On the effective 2012 FEMA map, address points for 267 of the 900 homes fall in Zone AE or AH; on the preliminary 2025 map, 36 do. Many Quarry buildings and lots also have FEMA letters of map amendment removing them from the high-risk zone.

Do I need flood insurance in The Quarry?

A federally backed lender requires flood insurance only if the home is in Zone AE or AH on the effective map and has no letter of map amendment, though a lender may require it anyway. Many owners buy it regardless; Zone X-rated policies near The Quarry had a median premium of $681 in the year to May 2026.

Did The Quarry flood in Hurricane Ian?

We found no record of flooding in The Quarry from Ian. OpenFEMA shows no Ian flood claims in the map grid cell that contains The Quarry, and the golf club reported “minimal damage.”

What hurricane evacuation zone is The Quarry in?

Collier County Evacuation Zone E, the fifth of six zones, at every Quarry point we tested.

Which schools serve The Quarry?

Bear Creek Elementary, Oakridge Middle and Gulf Coast High for 2026-2027, for all 36 Quarry addresses we checked in the district’s lookup. All three earned an A for 2025-26.

How far is The Quarry from the airport?

Southwest Florida International Airport is about 24 road miles and 31 minutes from the Quarry entrance in free-flowing traffic.

What hospital is closest to The Quarry?

NCH’s Northeast freestanding emergency department on Collier Boulevard is about 1.2 road miles from the entrance; NCH North Hospital is about 7.6 miles.

Is The Quarry part of Heritage Bay?

No. The Quarry has its own homeowners association, CDD, golf club and entry. It shares the Heritage Bay zoning district, a lake permit, Siesta Bay Drive and, until its 2025 dissolution, an umbrella association with Heritage Bay.

Is The Quarry a 55-plus community?

No. The recorded declaration contains no age restriction, and the association’s rules address children directly.

Are golf carts allowed in The Quarry?

Yes. Golf carts must be registered each year with the association or the golf club’s trail plan, low-speed vehicles with the association, both with insurance and a numbered decal.

What are property taxes in The Quarry?

The median 2026 preliminary ad valorem tax is $6,070, at about 9.40 mills; a non-homesteaded SF 75 home’s median is $11,323 and a non-homesteaded Coach condominium’s $4,204. The CDD assessment is added on the same bill.

Do Quarry condominiums need SIRS or milestone inspections?

On the evidence, no: the Quarry condominium buildings are two stories, and Florida’s structural integrity reserve study and milestone inspection laws start at three stories. Collier’s milestone roster lists no Quarry building.

Is the golf course closing?

The course is reported to close for most of 2027, about April to December, for a $13.7 million enhancement project that members approved with more than 88% support, with reciprocal play arranged at nearby clubs.

What is being built near The Quarry?

The Heritage Bay district is built out. Nearby, the I-75 interchange at Immokalee Road is part of an FDOT program starting in 2027, the Vanderbilt Beach Road extension opened in June 2026, and the long-planned Collier Boulevard extension along The Quarry’s western edge remains unfunded.

Is The Quarry close to shopping?

Yes. A Publix, restaurants, the county government center and NCH Northeast are about 1.2 to 1.5 road miles from the entrance around the Immokalee Road and Collier Boulevard corner; Mercato is about 10 miles away.

What is the N4 reciprocal program?

North Naples Neighbors is a summer reciprocal arrangement among nearby clubs. Heritage Bay’s 2026 sheet welcomes Quarry Golf Club and Quarry Beach Club members from May 1 to October 31, 2026, and a joint racquets program includes The Quarry, TwinEagles and Esplanade.

How do I buy a home in The Quarry with a buyer’s agent?

Call Marc at (239) 287-5873. We pull the estoppels, the CDD line, the flood file and the dock records before you commit, and you can read how we represent buyers in Southwest Florida.

Frequently Asked Questions: The Quarry Seller Edition

These are the questions Quarry owners ask us before they list, answered from the recorded sales, the association and district documents, and the way Quarry transactions actually close.

Who is the best listing agent for The Quarry?

McGreevy and Comisar lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and have been Top 1% Real Estate Agents Nationally Since 2008. For The Quarry we price by CDD product class and water frontage, assemble the association estoppel, CDD line, flood file and dock records before launch, and market the lake to boaters. Call Jesse direct at (239) 898-6072.

What is my Quarry home worth?

It depends first on your product class and your water. In the 12 months to August 28, 2026 the county recorded medians of $625,000 for Coach, $729,000 for Luxury Coach, $915,000 for SF 55, $1,680,000 for SF 75 and one SF 90 sale at $3,100,000. Start with our free home valuation and we refine it from your comparables.

How much does it cost to sell a home in The Quarry?

Seller costs are typically the brokerage commission, Florida documentary stamp tax on the deed at 70 cents per $100 of price, title and closing charges, the association and condominium estoppel fees, and any negotiated concessions (Fla. Stat. 201.02). We give you a net sheet before you list.

Who pays the Quarry resale fee?

The declaration makes the buyer responsible for the resale fee, $6,500 for 2026 through 2030. It can be negotiated like any other cost.

How long does it take to sell in The Quarry?

In the Southwest Florida MLS, Quarry homes that closed from September 29, 2025 to September 21, 2026 spent a median of 59.5 days on market, and 20 of 48 went under contract in 30 days or fewer. From contract, most Quarry sales close in 30 to 45 days, driven by the buyer’s financing, insurance and the association estoppel.

What is the market like for Quarry sellers right now?

Recorded prices are steady to firm for single-family homes: the county single-family median was $1,425,000 in 2025 and $1,510,000 for 2026 through August 12. Condominium prices have eased from a thin 2024 median of $855,000 to $658,750 for 2026 to date.

Is now a good time to sell a Quarry home?

For single-family owners, prices are near the top of their post-2022 band, and the CDD’s lower fiscal 2027 bill and the preliminary flood map both help the pitch to buyers. For condominium owners, pricing to the most recent same-plan sales matters more than timing.

Should I sell before the 2027 golf course project?

If your home looks onto the course, consider it. The project is reported to run from about April to December 2027, and a buyer touring in that window sees construction rather than fairways. Listing in the 2026 to 2027 season, before work starts, avoids that.

How do you price a lakefront home in The Quarry?

We price lakefront homes from lakefront comparables in the same class, because the gap is large: in the SF 75 class a non-lake home on Copper Rock Court sold for $925,000 while lakefront homes on Slate Court and Quarry Drive sold for $2,630,000 and $2,550,000 in the same year.

Does a private dock add value?

Yes, and it is the first thing a boater asks. A private dock right is appurtenant to the lot and passes with the deed; a community slip rental does not. We document which your home has and show it in the listing.

How do you market a Quarry home to buyers?

We lead with the water: lake-level photography, drone video of Stone Lake and the Beach Club, the boating rules, and the dock right, then the product class, the CDD line and the flood file. Our buyer database and Domain Realty Group’s reach carry the listing beyond the portals.

Can we sell off-market in The Quarry?

Yes. We can offer a home privately to qualified buyers first, with discretion, and still run the association estoppel and disclosures as in any sale.

Does my CDD assessment go with the house?

Yes. The CDD assessment is attached to the property and billed on the county tax bill, so the buyer assumes the remaining bond balance for your lot. We show the buyer your folio’s line in the CDD’s roll.

Can I pay off my CDD bond balance before I sell?

Prepayment is a question for the district. Its budgets show prepayments received in past years, and the board has said early payoff of two bond tranches is likely to be discussed in 2027. Ask the district manager for a payoff figure before you decide.

Do I need to disclose the flood zone?

Yes. Florida requires sellers to give a flood disclosure at or before contract, including any flood claims or federal flood assistance (Fla. Stat. 689.302). We prepare it with your FEMA zone and any letter of map amendment.

Will the new FEMA map help my sale?

Probably. On the preliminary 2025 map only 36 of the 900 Quarry homes’ address points stay in Zone AE or AH, against 267 on the effective 2012 map. Until the new map takes effect, a letter of map amendment is the strongest document you can show a buyer.

Do I need a letter of map amendment to sell?

No, but it helps if your home sits in Zone AE or AH on the effective map. Many Quarry buildings and lots already have one; we search FEMA’s records for yours before listing.

What repairs should I make before selling?

Fix what an inspector and an insurer will flag: roof age and condition, water heater, electrical panel, lanai cage and screens, and any dock or seawall issue on a lake lot. A current wind-mitigation report often pays for itself in the buyer’s insurance quote.

Should I stage my Quarry home?

Light staging that opens the view to the water or the course usually outperforms heavy furnishing. We advise room by room.

Can I sell with a tenant in place?

Yes, if the lease was approved under the association’s rules. We coordinate showings with the tenant and put the lease terms in the disclosure package.

How does a golf membership transfer when I sell?

Golf membership is governed by the Quarry Golf Club’s own documents, not the association’s, so the rules for resigning, transferring or refunding a membership come from the club. We ask the club for the current policy before listing.

What documents does a buyer need from the association?

The Quarry Community Association’s estoppel certificate, the rules, and for condominiums the condominium’s estoppel, declaration, budget and insurance summary. We request them early so the buyer’s review period is not wasted.

How long does the association estoppel take?

Florida law requires an association to deliver an estoppel certificate within ten business days of a request (Fla. Stat. 720.30851).

Do condominium buyers need association approval?

Each Quarry condominium association sets its own transfer and leasing rules in its documents, and the Quarry Community Association also requires lease applications. We confirm the approval steps for your building before you sign a contract.

How do Quarry prices compare with Heritage Bay?

Higher. In the same 12 months the Quarry’s all-homes median was $925,000 against Heritage Bay’s $470,000, and the single-family medians were $1,395,000 and $980,000.

Which Quarry homes are hardest to price?

The SF 67 and SF 90 classes, because they rarely trade: three SF 67 sales and one SF 90 sale in the last 12 months. We widen the window and adjust from neighboring classes rather than lean on one sale.

Should I list in season or in summer?

More buyers tour from January to April, but summer buyers are often more motivated and face less competition. With a $6,500 resale fee and a CDD bill that shows on the tax roll, timing matters less than a clean, complete package.

Can I sell to a Canadian or other foreign buyer?

Yes. 41 Quarry owners already use a Canadian mailing address. Foreign sellers may face federal FIRPTA withholding, and we coordinate with the closing agent early.

How do I sell a Quarry home I inherited?

Transfers by inheritance pay no association resale fee, and the estate or trust can sell with the personal representative’s or trustee’s authority. We work alongside the estate’s attorney on timing and disclosures.

Do you handle trust and estate sales?

Yes. Many Quarry homes are titled in revocable trusts, and we handle trust, estate and relocation sales routinely.

What if my home does not sell?

We review price, presentation and feedback every two weeks and change what the market is telling us to change. Well-priced Quarry homes in the right class sell; homes priced against the wrong class do not.

Can I buy and sell within The Quarry at the same time?

Yes, and the declaration rewards it: an owner moving from one Quarry home to another pays a $1,500 resale fee instead of $6,500. We sequence the two contracts so you are not carrying two homes longer than necessary.

What does a buyer’s inspector focus on in The Quarry?

Roofs on the 2005 to 2008 homes, lanai cages, pool equipment, air conditioning age, docks and lifts on lake lots, and, in the condominiums, the building exterior and the association’s maintenance history.

How do dock permits affect my sale?

A dock built without the association’s Modifications Committee approval, or into a CDD lake-maintenance easement without consent, can stall a sale. We check the approvals and easement status before listing.

What happens to my community slip rental when I sell?

A community slip is rented from the association and does not transfer with the deed; the buyer applies separately. A private dock right, by contrast, stays with the lot.

How do I start?

Call Jesse direct at (239) 898-6072, text or call, or begin with a free home valuation. Confidential conversations welcome.

Sources and Authoritative References

Every fact on this page traces to one of the primary sources below: the recorded community declaration and the association’s own rules, the Quarry CDD’s budgets, audits and minutes, state corporate records, county government records and data, federal flood, storm and imagery data, the school district’s lookup, and the golf club’s own pages. Listing portals and other brokerages are not cited.

The Quarry Community Association and its documents

1. Fifth Amended and Restated Declaration of Covenants, Conditions and Restrictions for The Quarry, OR 6334 PG 347 (recorded February 28, 2024): membership, assessments, resale fee, golf club, pets, docks.
2. QCA Recreational Lakes and Docks Use Regulations, April 3, 2023: boat size, speed, hours, registration, SFWMD permit.
3. QCA Community Rules and Regulations, April 25, 2022: leasing, boatyard, golf carts, drones, fireworks, fishing.
4. QCA Beach Club Rules and Regulations, 2019
5. The Quarry Beach Club, home page: Stone Lake setting, amenities, dining.
6. The Quarry Beach Club, about: amenity list.
7. QCA 2025 budget town hall notice: budget process, management company.
8. QCA notice of annual owners meeting, March 3, 2025
9. Community Governance Calendar, June 2025
10. Approved exterior paint colors, 2021

The Quarry Community Development District

11. Quarry CDD, home
12. Quarry CDD, about the district: Chapter 190 status, board, manager.
13. Quarry CDD, documents library
14. Ordinance 04-53 establishing the Quarry CDD: petition of Centex Real Estate Corporation.
15. Quarry CDD FY2027 budget and comparison of assessment rates
16. Quarry CDD FY2026 adopted budget
17. Quarry CDD September 14, 2026 agenda package with August 10, 2026 minutes: FY2027 budget and assessment adoption, bond payoff planning.
18. Quarry CDD minutes, June 8, 2026: capital and drainage projects.
19. Quarry CDD minutes, August 10, 2026
20. Quarry CDD FY2024 audit: creation date, Series 2020 bonds.
21. 2020 CDD bond refinancing impacts by address: product class by folio.
22. CPH Initial Programming Report, lake repairs, 2021: 30 lakes, shoreline options.
23. Quarry CDD newsletter, October 2024: roles of the CDD, QCA and county.
24. Quarry CDD goals and objectives report, FY2025
25. Quarry CDD easement application form
26. Quarry CDD stormwater management rules and policies, Resolution 2024-4
27. Quarry CDD district map
28. Quarry CDD FY2027 meeting schedule

The Quarry Golf Club

29. The Quarry Golf Club, home
30. The Quarry Golf Club, membership
31. The Quarry Golf Club, club history: Piper’s Pasture, drag-line crane, tour events.
32. The Quarry Golf Club, about
33. The Quarry Golf Club, golf
34. The Quarry Golf Club, dining and social
35. The Quarry Golf Club, weddings and events
36. The Quarry Golf Club, lifestyle
37. The Quarry Golf Club, reciprocals
38. Club + Resort Business, the Quarry’s $13.7 million course project

State corporate records and statutes

39. Florida Division of Corporations, “QUARRY COMMUNITY” search
40. Florida Division of Corporations, “QUARRY GOLF CLUB” search
41. Florida Division of Corporations, “IRONSTONE AT THE QUARRY” search
42. Florida Division of Corporations, “SILVERSTONE AT THE QUARRY” search
43. Florida Division of Corporations, “QUARTZ COVE” search
44. Florida Division of Corporations, “NAUTICA LANDING” search
45. Fla. Stat. 190.011, CDD powers
46. Fla. Stat. 197.162, early-payment discounts
47. Fla. Stat. 720.303, homeowners association records and budgets
48. Fla. Stat. 720.30851, estoppel certificates
49. Fla. Stat. 718.112, condominium bylaws and structural integrity reserve studies
50. Fla. Stat. 553.899, milestone inspections
51. Fla. Stat. 193.155, homestead assessment limitation
52. Fla. Stat. 689.302, flood disclosure
53. Fla. Stat. 201.02, documentary stamp tax on deeds

Collier County records and data

54. Heritage Bay PUD, Collier County Ordinance 03-40: mining history, reclamation, right-of-way, preserves.
55. Umbrella Declaration for Heritage Bay, OR 3968 PG 4031
56. Collier BCC meeting, April 14, 2026, Heritage Bay PUD close-out
57. Collier Clerk legal notice, Heritage Bay close-out hearing
58. Collier Clerk record, Limestone Trail gatehouse letter
59. Collier County site address points layer
60. Collier County hurricane evacuation zones layer
61. Collier County milestone inspection buildings layer
62. Collier County floodplain management
63. Collier County 2025 traffic counts
64. Collier County, Vanderbilt Beach Road extension Phase I ribbon cutting
65. Collier MPO 2050 long range transportation plan, chapter 4
66. Collier County Clerk, Heritage Bay satellite office
67. Collier County Tax Collector, real estate taxes
68. Heritage Bay 2026 reciprocal information sheet
69. Heritage Bay 2026 N4 courts program

Federal flood, storm and insurance data

70. FEMA National Flood Hazard Layer, flood hazard zones
71. FEMA preliminary flood hazard layer
72. FEMA letters of map amendment layer
73. FEMA LOMA 12-04-5534A, Silverstone at the Quarry
74. FEMA LOMA 12-04-4927A, Quarry Phases 1 to 3A
75. FEMA LOMA 13-04-3755A, Quartz Cove Phase 15
76. OpenFEMA NFIP claims
77. OpenFEMA NFIP policies
78. NHC storm surge risk maps
79. NHC tropical cyclone report, Hurricane Irma
80. NHC tropical cyclone report, Hurricane Ian
81. Florida OIR uniform mitigation verification form
82. Citizens Property Insurance, 2026 rate recommendation
83. USGS The National Map, NAIP imagery service

Schools, healthcare and roads

84. Collier County Public Schools address lookup
85. Collier County Public Schools, 2026 grades announcement
86. NCH locations
87. Physicians Regional Healthcare System
88. Florida Department of Health, trauma system
89. WGCU, I-75 improvement program, September 20, 2026
90. OSRM open routing engine

County sale and parcel figures come from the Collier County tax roll data files (2026 preliminary release, parcel, building and sales files dated August 29 and 31, 2026). Product classes come from the Quarry CDD’s assessment roll by folio.

Downloadable Documents

Each document below links to its official source, the association’s or district’s own posting, or the government record. We do not host copies.

Market data from Southwest Florida MLS, pulled September 26, 2026, and Collier County deed records through the August 2026 roll files. Information is deemed reliable but not guaranteed. Brokered by Domain Realty.