Aerial view of Eagle Cay on Marco Island, Florida, the canal-front condominium buildings on Collier Court beside Caxambas Park

Marco Island - Eagle Cay

Eagle Cay is a 126-unit canal-front condominium beside Caxambas Park at the south end of Marco Island, with a 45-slip association dock. Units sold at a $700,000 median in the 36 months to October 2026. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.

Eagle Cay is a 126-unit condominium of five buildings, completed in 1988 on Collier Court at the south end of Marco Island, Florida, beside Caxambas Park. Its docks sit on a manmade canal and Smokehouse Creek, where the association runs a 45-slip private dock under a state submerged land lease, and most of its units are two-bedroom, two-bath plans of about 1,125 square feet. Jesse McGreevy and Marc Comisar lead the Domain Realty Group team, the #5 real estate team in Florida (RealTrends 2026), and if you are weighing who should sell or buy here, our comparison of the best real estate agents in Marco Island sets out the public record. The rest of this guide sets out every fact we could verify about Eagle Cay itself.

Eagle Cay on Marco Island: What This 126-Unit Canal-Front Condominium Is

Eagle Cay is a 126-unit condominium on Collier Court at the south end of Marco Island, built in 1988 in five buildings that range from two to nine stories, with a 45-slip association dock on a canal that opens to Smokehouse Creek. The association is Eagle Cay Condominium, Inc., and the City of Marco Island’s records place the whole property in its Residential Multi-Family 16 zoning district.

Everything on this page is built from public records: the Collier County roll and its qualified recorded sales, the Southwest Florida MLS pulled on 2026-10-07, the City of Marco Island’s map layers and permit system, the Florida Department of Environmental Protection’s dock lease and permit files, the state condominium and elevator registers, the Florida Division of Corporations, FEMA, the National Hurricane Center and Florida statute text. Where a record was not public, we say so and name the document to ask for.

Where Eagle Cay sits on Marco Island

The Collier County roll places all 126 Eagle Cay units on Collier Court, at street numbers 881 to 901. The City of Marco Island’s parcel layer shows Caxambas Park, the 4.01-acre county park and boat ramp at 909 Collier Court, immediately beside the condominium (City of Marco Island GIS). The U.S. Census Bureau geocoder places 901 Collier Court, the tallest building, at about latitude 25.9129, longitude -81.7188 (Census geocoder). This is the south end of the island, in the same corner as the Caxambas neighborhood, about 2.8 miles in a straight line from the shops at Marco Town Center and the Esplanade.

Eagle Cay at a glance

ItemEagle CaySource
Recorded nameEAGLE CAY CONDOMINIUMCollier County roll, data files dated 2026-08-29
Units126 (county roll and the state condominium register agree)County roll; DBPR project PR72226
BuildingsFive: Building 1 (4 units), Building 2 (22), Building 3 (22), Building 4 (34), Building 5 (44)City of Marco Island parcel layer
StoriesBuilding 1: 2; Buildings 2 and 3: 5; Building 4: 7; Building 5: 9State elevator register (landings per car) and City layers
Street addresses881, 883, 885 and 887 Collier Ct (Building 1); 889 (2), 893 (3), 897 (4), 901 (5)County roll; City parcel layer
Year built1988, every parcelCounty roll
Unit size1,125 heated sq ft on 88 units; 1,155 on 17; 1,337 on 16; the rest 1,173 to 1,397City parcel layer; county roll range 1,125 to 1,397
AssociationEagle Cay Condominium, Inc., Sunbiz document N23402, ActiveFlorida Division of Corporations
ManagementSpinnaker Cay Management, as named on the association’s websiteeaglecay.net
WaterManmade canal and Smokehouse Creek, Class II waters; 45 association slips and a kayak launchFlorida DEP permit 0168441-002 EI, 2026-07-10
ZoningRMF-16, Residential Multi-FamilyCity of Marco Island zoning layer
FEMA flood zoneAE, base flood elevation 10 ft NAVD88, FIRM panels 12021C0836J and 0837J effective 2024-02-08FEMA NFHL at three building addresses
Milestone inspectionCity projects for Buildings 2 to 5 opened 2024-06-28; status “Phase 1 notice sent,” no report on file as of 2026-10-22City of Marco Island permit system
Lead MLS window12 closings in 36 months, median $700,000 (36 months to 2026-10-07)Southwest Florida MLS

Which “Eagle Cay” this page is about

“Eagle Cay” is not a unique name in Florida records. The Division of Corporations lists an unrelated Eagle Cay Homeowners’ Association, Inc., managed from Pompano Beach, and several private companies with the name (Florida Division of Corporations). This page covers only the Marco Island condominium governed by Eagle Cay Condominium, Inc., document N23402, at 881 to 901 Collier Court, ZIP 34145. It is also not near the Esplanade on North Collier Boulevard, as some summaries of the island suggest; the primary records put it at the south end, next to Caxambas Park.

Why McGreevy and Comisar Are the Best Realtor for Eagle Cay

If you’re searching for the best realtor for Eagle Cay in Marco Island, Florida, whether you’re ready to sell your Eagle Cay home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026), and the honors below are the career record behind that rank.

Recent Eagle Cay track record (36 months to 2026-10-07, Southwest Florida MLS, the first window with ten or more closings): 12 Eagle Cay resales total in the market · highest-priced Eagle Cay sale: $812,500 · median sale-to-final-list ratio: about 94.2 percent. We tracked every one of those 12 Eagle Cay closings unit by unit, and the full list is on this page.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Eagle Cay home? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying a home in Eagle Cay? Call Marc at (239) 287-5873 for a personalized buyer consultation, or start a buyer consultation with our team.

Key Takeaways: Eagle Cay on Marco Island

  • Eagle Cay is 126 condominium units in five buildings on Collier Court, all built in 1988, at the south end of Marco Island beside Caxambas Park (Collier County roll; City of Marco Island parcel layer).
  • It is on a manmade canal and Smokehouse Creek, not on the Gulf beach; the association runs a 45-slip private dock under a state submerged land lease, re-permitted by the Florida Department of Environmental Protection on 2026-07-10.
  • In the 36 months to 2026-10-07, 12 units closed on the Southwest Florida MLS at a median of $700,000, from $515,000 to $812,500, a median of about $620 per square foot.
  • The last 12 months were softer: 5 closings at a median of $600,000, and the $515,000 sale in June 2026 was the lowest Eagle Cay price in five years of MLS records.
  • On 2026-10-07 one Eagle Cay unit was under contract with contingencies, listed at $625,000, and none was actively for sale.
  • Listing agents entered annual condo fees of $12,000 to $12,400 on every 2025 and 2026 sale, up from $8,400 on the 2021 and early 2022 sales; the association’s budget is not public.
  • The City of Marco Island opened milestone inspection projects for Buildings 2 to 5 on 2024-06-28; as of 2026-10-22 each still reads “Phase 1 notice sent” with no Phase 1 report on file.
  • The FEMA flood zone at three building addresses is AE with a base flood elevation of 10 feet NAVD88, the ground at those points is about 3.8 feet, and the complex is in Collier County storm surge evacuation zone A.
  • In Collier County the buyer customarily pays for the owner’s title policy and chooses the closing agent; the signed contract controls on every sale.

Table of Contents

Is Eagle Cay on the Water? The Canal, Smokehouse Creek and the Gulf

Eagle Cay is on the water but not on the beach. The Florida Department of Environmental Protection describes its docks as sitting “within a canal and Smokehouse Creek, Class II Waters,” and the City’s map layers put the buildings about half a mile from the public beach access at South Marco Beach. It is a boating and canal-view condominium, not a gulf-front tower.

Data updated: October 2026. Florida DEP permit records, City of Marco Island GIS and the U.S. Census Bureau geocoder, read 2026-10-22 to 2026-10-28.

The canal and Smokehouse Creek

The state’s 2026 environmental resource permit authorizes Eagle Cay Condominium, Inc. to maintain “a 45-slip private residential multi-family docking facility consisting of 45 slips and one floating kayak launch,” 8,036 square feet of structures over the water, “within a canal and Smokehouse Creek, Class II Waters” (Florida DEP, permit 0168441-002 EI). The association’s 2025 application calls the waterway a manmade canal (Florida DEP, 2025 application). Class II is Florida’s water-quality class for waters suitable for shellfish propagation or harvesting, and the state lease bars fueling, sewage pump-out and liveaboards at the dock.

How far Eagle Cay is from the beach

Straight-line distances from the Census geocoder point for 901 Collier Court, computed on 2026-10-28: about 0.5 miles to the South Marco Beach access at 900 South Collier Boulevard, about 1.7 miles to Residents’ Beach at 130 South Collier Boulevard, and about 3.0 miles to Tigertail Beach on Hernando Drive. The FEMA test points at the three mid-rise addresses sit about 833 to 852 meters landward of the state’s 1989 coastal construction control line for Collier County, the regulatory line along the beach. These are map measurements, not walking routes.

Caxambas Park next door

Caxambas Park, the Collier County park and boat ramp at 909 Collier Court, adjoins Eagle Cay; the City parcel layer records it at 4.01 acres, zoned P for public use (City of Marco Island GIS). For an owner who keeps a trailered boat elsewhere, or a guest without a slip, the public ramp is a few steps away. Collier County operates the park; check the County’s parks pages for current hours and fees before you plan around them.

What the water means for price

In the 36 months to 2026-10-07 the median Eagle Cay sale worked out to about $620 per square foot (Southwest Florida MLS, median of each sale’s price per square foot). That is above the 24-month figure of about $516 at Pier 81, the newer twin towers on the Marco River with much larger units, and above Vintage Bay on Barfield Bay at about $315 over 12 months, while it sits close to Marco Courtyard Towers next door at about $588 over 24 months (each in its own first window with ten or more closings). Per unit the order changes, because the typical Eagle Cay unit is about 1,125 square feet against county-roll medians of 1,773 to 2,275 square feet at the other three: the Eagle Cay median of $700,000 sits above Vintage Bay’s $583,750 and far below the two newer towers, Pier 81 at $1,150,000 and Courtyard Towers at $1,182,500. A buyer is paying for a canal, a slip program and a south-end location in a mid-size two-bedroom.

Living at Eagle Cay as a Homebuyer: What Daily Life Actually Looks Like

Eagle Cay suits a buyer who wants a two-bedroom condominium on the water at the quiet south end of Marco Island, with an association dock, two pools and an elevator in four of its five buildings, at a price well under the beachfront towers. It does not suit a buyer who wants a Gulf beach out the front door, a large floor plan, or a building with a completed milestone inspection on the public record today.

Who buys at Eagle Cay

The sales record describes the buyer by what the property offers. Seventeen of the 22 Eagle Cay sales on the MLS in five years were the 1,125 square foot two-bedroom, two-bath plan, and five were larger plans of 1,155 to 1,377 square feet, three of them entered with three bedrooms (Southwest Florida MLS, pulled 2026-10-07). In our reading of the sales, the slips and the location, that mix tends to draw boaters who want a slip near the south-end passes, second-home owners who use the unit part of the year, and retirees who want an elevator building away from the island’s busiest roads.

The trade the property asks you to make

What Eagle Cay gives you is water, a dock program and a price point. In the 36 months to 2026-10-07 the median Eagle Cay sale was $700,000 (Southwest Florida MLS), against a City of Marco Island where the Census Bureau’s 2020 to 2024 American Community Survey puts the median value of an owner-occupied home at $896,300 (U.S. Census QuickFacts, Marco Island city). What you give up is a beach view, a short drive to the island’s main shopping, and, today, the certainty of a finished milestone inspection: the City’s records show the inspection process opened in 2024 and not yet reported.

A first-hand view of the record

We tracked every Eagle Cay closing on the Southwest Florida MLS for the five years to 2026-10-07, 22 closings in all, and read them against the 249 qualified recorded sales the Collier County roll data holds for the condominium. Three things stood out. First, there were no Eagle Cay MLS closings at all in calendar 2023, between a 2022 peak and a 2024 recovery. Second, one unit sold twice in the window: 889 Collier Court unit 2-301 closed at $545,000 in November 2021 and at $730,000 in March 2024. Third, the market softened in 2026: the three sales of 2026 have a median of $600,000, against $740,000 in 2024.

What Did Eagle Cay Condos Sell For? Market Snapshot

Eagle Cay recorded 12 closed sales on the Southwest Florida MLS in the 36 months to 2026-10-07, at a median of $700,000 and a range of $515,000 to $812,500. The 36-month window is the first of the 12, 24, 36 and 60 month windows to hold ten or more closings, so it leads every figure below; the 12-month window held 5 and the 24-month window 8.

Data updated: October 2026. All MLS figures are for the 36 months to 2026-10-07, Southwest Florida MLS, unless another window is named.

Eagle Cay, 36 months to 2026-10-07 (Southwest Florida MLS)

MeasureFigureCount behind it
Closed sales1212
Median sale price$700,00012 sales
Lowest and highest sale$515,000 to $812,50012 sales
Dollar volume$8,113,50012 sales
Median price per square footabout $62012 sales
Median days on market91.512 sales
Median sale to final list priceabout 94.2 percent12 sales
Sales entered after closing (Sold Data Entry)012 sales

Medians are the middle value of the sorted sales; with 12 sales, the median is the average of the 6th and 7th, here $700,000 and $700,000. Price per square foot is each sale’s price divided by its MLS square footage, then the median of those 12 ratios. Days on market is the median of 83 and 100, the 6th and 7th of the 12 sorted values.

Every Eagle Cay closing, 36 months to 2026-10-07

ClosedAddress and unitSq ftBedroomsSoldFinal list$/sq ftDays on market
2026-09-01901 Collier Ct, unit 5-9031,1252$626,000$624,000$5564
2026-06-25897 Collier Ct, unit 4-7051,1252$515,000$529,000$458179
2026-04-08889 Collier Ct, unit 2-2031,1252$600,000$639,000$53333
2025-12-01901 Collier Ct, unit 5-2051,1252$525,000$559,000$467100
2025-10-20901 Collier Ct, unit 9051,1252$700,000$789,900$622203
2025-07-30901 Collier Ct, unit 9041,1252$700,000$799,900$622137
2025-03-06897 Collier Ct, unit 2041,1252$695,000$735,000$618208
2025-01-16893 Collier Ct, unit 3-5021,1252$740,000$750,000$658155
2024-05-16901 Collier Ct, unit 5-7061,3773$812,500$849,000$59019
2024-04-17897 Collier Ct, unit 4-5031,1252$720,000$799,000$64014
2024-03-27889 Collier Ct, unit 2-3011,1552$730,000$749,900$63252
2024-03-15901 Collier Ct, unit 5-7041,1252$750,000$799,000$66783

Source: Southwest Florida MLS, closed sales matched to the Eagle Cay street addresses on the Collier County roll, pulled 2026-10-07. Square footage and bedrooms are as entered in the MLS. The first five rows are the 12-month window: 5 closings, median $600,000, range $515,000 to $700,000, median of about $533 per square foot, 100 days on market and about 93.9 percent of final list. The first eight rows are the 24-month window: 8 closings, median $660,500 (the average of $626,000 and $695,000), about $587 per square foot.

The county record corroborates the MLS

The Collier County roll data dated 2026-08-29 (recorded sales through 2026-08-24) holds 14 qualified, arm’s-length recorded sales of Eagle Cay units in the 36 months to 2026-08-24, at a median of $717,500 and a range of $515,000 to $812,500, and 4 in the 12 months to that date, at a median of $562,500. A qualified recorded sale is a deed the county has graded as a fair market, arm’s-length transfer; it is a county record, not an MLS record, and its dates are deed dates. The county file also holds Eagle Cay sales that never appeared on the MLS, among them $750,000 at 897 Collier Court recorded 2024-01-19 and $715,000 at 901 Collier Court recorded 2025-03-13, which is why its 36-month count is higher. Where a deed and an MLS closing describe the same sale they agree on price: the $515,000 sale at 897 Collier Court carries a deed date of 2026-06-22 and an MLS closing date of 2026-06-25.

How to read the 94.2 percent sale-to-list figure

Sale to list here means the sale price divided by the final list price, after any price reductions. A median of about 94.2 percent means the typical Eagle Cay seller in the 36-month window accepted about 6 percent less than the last asking price. Only one of the 12, unit 5-903 at 901 Collier Court in September 2026, closed above its final asking price, at $626,000 against $624,000 after 4 days. The two weakest results, about 87.5 and 88.6 percent, came on the two ninth-floor units that asked $799,900 and $789,900 in 2025 and closed at $700,000 each.

What the spread inside Eagle Cay tells you

The 10 sales of the 1,125 square foot plan in the 36-month window run from $515,000 to $750,000, so a $235,000 spread comes from floor, view, building, condition and timing, not size. Two of the three highest, $750,000 and $720,000, closed in the spring of 2024, and the two lowest, $525,000 and $515,000, closed in December 2025 and June 2026. Timing has been the biggest single factor here, which is why an Eagle Cay valuation has to be built from the newest sales of comparable units, not from a three-year median.

Thinking of buying or selling at Eagle Cay? Talk to us first

Eagle Cay is a 126-unit canal-front condominium beside Caxambas Park at the south end of Marco Island, with a 45-slip association dock and a 36-month median sale of $700,000 (Southwest Florida MLS, to 2026-10-07). McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Sellers: get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 or book a buyer consultation.

How Have Eagle Cay Prices Moved? Sales by Year

Eagle Cay prices rose sharply from 2020 to 2022 and have eased since: qualified recorded sales had a median of $465,000 in 2020 and $758,500 in 2022, and the MLS median was $758,500 in 2022, $740,000 in 2024, $700,000 in 2025 and $600,000 so far in 2026, with no MLS closings at all in 2023 (Collier County roll data; Southwest Florida MLS, pulled 2026-10-07).

Data updated: October 2026.

Eagle Cay closings by calendar year (Southwest Florida MLS)

YearClosingsMedian saleRange
2021 (from 2021-10-07)4$607,000$545,000 to $700,000
20226$758,500$545,000 to $855,000
20230nonenone
20244$740,000$720,000 to $812,500
20255$700,000$525,000 to $740,000
2026 (to 2026-10-07)3$600,000$515,000 to $626,000

The MLS window behind this table runs from 2021-10-07 to 2026-10-07 and holds 22 closings; 2021 and 2026 are partial years. Medians of fewer than ten sales are the median of those sales only. None of the 22 was entered after closing (Sold Data Entry).

The longer view from the county record

Deed yearQualified recorded salesMedian of these sales
20157$385,000
20164$445,000
20177$415,000
20183$440,000
20195$307,500
20207$465,000
20216$599,500
20226$758,500
20231$725,000
20245$750,000
20256$700,000
2026 (to 2026-08-24)2$557,500

Source: Collier County roll data files dated 2026-08-29, qualified improved sales of EAGLE CAY CONDOMINIUM units. Each row holds fewer than ten sales, so each median describes that year’s sales only and is history, not a current price signal; the 2019 row in particular is five sales. The county file holds 249 qualified sales of Eagle Cay units in all, the earliest dated 1994.

One Eagle Cay unit that sold twice

Unit 2-301 at 889 Collier Court, a 1,155 square foot two-bedroom, closed on the MLS at $545,000 on 2021-11-10 and again at $730,000 on 2024-03-27, a gain of $185,000 or about 33.9 percent in 28 months ($730,000 divided by $545,000 is 1.339). A repeat sale of the same unit is the cleanest price signal a small condominium offers, because size, floor and building do not change; condition between the two sales is not in the record.

What the curve says for Eagle Cay buyers and sellers

The 2020 to 2022 run took the median qualified sale from $465,000 to $758,500, a rise of about 63 percent, in line with the wider Southwest Florida run-up. Since 2022 the sales have eased in steps, to $740,000 on four MLS sales in 2024, $700,000 on five in 2025 and $600,000 on three so far in 2026, while the listing-entered condo fee rose from $8,400 a year to $12,400 (see the fee section below). In our reading, buyers are pricing in carrying costs, insurance and the open milestone inspection on older concrete buildings; the figures show the price movement, not its cause. The 60-month window (22 closings, median $700,000, about $620 per square foot) matches the 36-month figure; the 12-month median of $600,000 is the freshest signal, on thin data.

What Is for Sale at Eagle Cay Right Now?

On 2026-10-07 no Eagle Cay unit was actively for sale, and one was under contract with contingencies: unit 3-301 at 893 Collier Court, a 1,125 square foot two-bedroom listed at $625,000. With 5 closings in the last 12 months, that is a thin supply picture: a buyer waits for the next listing, and a seller who lists enters a market with no direct competition.

Data updated: October 2026. Listings as of 2026-10-07, Southwest Florida MLS.

Every Eagle Cay listing on 2026-10-07

Address and unitStatusSq ftBedroomsList priceList $/sq ftDays on market
893 Collier Ct, unit 3-301Pending with contingency1,1252$625,000$556280

Asking prices against recent sales

The one pending list price, $625,000, sits just above the 12-month median sale of $600,000 and below the 36-month median of $700,000, and it matches the $626,000 sale on the ninth floor of Building 5 in September 2026. In plain terms, Eagle Cay sellers in late 2026 have been pricing to the newest sales, not to the 2024 highs. An asking price is not a sale; the closed sales above are the evidence a lender’s appraiser will use.

Eagle Cay Buildings and Floor Plans: Five Buildings, Five Heights

Eagle Cay has five buildings of very different heights: a two-story building of four units and four elevator buildings of five, five, seven and nine stories. Most units, 88 of the 126 on the City’s parcel layer, are a 1,125 square foot two-bedroom, two-bath plan, and the larger plans of 1,155 to 1,397 square feet include three-bedroom units.

The five Eagle Cay buildings

BuildingStreet addressUnitsStoriesElevator
1881, 883, 885 and 887 Collier Ct4 (101 to 104)2None on the state register
2889 Collier Ct225Hydraulic, 5 landings, installed 1987
3893 Collier Ct225Hydraulic, 5 landings, installed 1987
4897 Collier Ct347Traction, 7 landings, installed 1987
5901 Collier Ct449Traction, 9 landings, installed 1987 (a second 9-landing car is registered under the Building 5 name)

Sources: unit counts and addresses from the City of Marco Island parcel layer (City of Marco Island GIS); elevator type, landings and installation year from the Florida Division of Hotels and Restaurants elevator register (DBPR elevator public data). The City’s building footprint layer still records Buildings 4 and 5 at five floors; the elevator landings and the unit numbers on MLS sales (up to 706 in Building 4 and 905 in Building 5) show the taller heights. Units in the mid-rise buildings start on the second floor above ground-level parking.

Floor plans by size

The City’s parcel layer gives 88 units at 1,125 square feet, 17 at 1,155 and 16 at 1,337, with the rest between 1,173 and 1,397, the larger sizes including the four Building 1 units. On the MLS, every 1,125 and 1,155 square foot sale in five years was entered as two bedrooms and two baths, and the 1,337 and 1,377 square foot sales were entered as three bedrooms and two baths. In the 60 months to 2026-10-07 the 17 sales of the 1,125 square foot plan had a median of $700,000, about $622 per square foot; the two 1,337 square foot sales closed at $769,000 and $855,000 in 2022, and the one 1,377 square foot sale at $812,500 in 2024 (Southwest Florida MLS).

Sales by building

BuildingMLS closings, 60 months to 2026-10-07Median of these sales
1 (881 to 887 Collier Ct)0none
2 (889 Collier Ct)7$700,000
3 (893 Collier Ct)3$740,000
4 (897 Collier Ct)3$695,000
5 (901 Collier Ct)9$700,000

Every building row holds fewer than ten sales, so each median describes those sales only. The table shows that no building carries an obvious premium on the MLS record; the spread inside each building is wider than the gap between them.

Upper floor or lower floor at Eagle Cay?

Among the 1,125 square foot sales of the last 60 months, the 11 on floors 5 to 9 had a median of $700,000 and the 6 on floors 2 to 4 a median of $647,500, the median of these 6 sales (Southwest Florida MLS; floors read from the unit numbers). The groups are small and their dates differ, so we do not call the $52,500 gap a floor premium; what the record does show is that the three highest 1,125 square foot sales, $775,000, $750,000 and $748,000, were all on the fifth floor or above.

Parking at ground level

The City’s permit records describe covered parking at the base of the buildings: 2015 metal roof permits cover “portions of covered parking,” and a 2026 plumbing permit runs “from garage to #606” in Building 4. After Hurricane Wilma in 2005, the association rebuilt 27 carport spaces under a 2006 permit valued at $109,602 (City of Marco Island permit portal). How spaces are assigned, and whether any are deeded or limited common elements, is set by the Declaration, which we did not read.

Who Created Eagle Cay, and How Is the Condominium Recorded?

Eagle Cay was organized as a corporation in 1987 and completed in 1988, on the Florida corporate record and the Collier County roll. Three public records identify the condominium, and they agree on 126 units; the developer and architect are not named in any record we read.

The Collier County roll

The Collier County roll data dated 2026-08-29 records 126 improved condominium parcels under the name EAGLE CAY CONDOMINIUM, every one with a 1988 year built and 1,125 to 1,397 heated square feet, all on Collier Court. Collier County roll data was read from the files already pulled for this build; the Property Appraiser’s website was not queried.

The state condominium register (DBPR)

The Florida Department of Business and Professional Regulation lists the condominium as EAGLE CAY CONDO, project PR72226, file 74264, 126 units, 881 Collier Court, status Acknowledged and Recorded, in its public condominium extract (DBPR Condo_CW extract). The register’s recorded date reads 2005-01-01, which is a register field and not the 1988 date of the buildings; a 1 January date on this register is a common placeholder. Buyers can look up any registered Florida condominium through the division’s public records page (DBPR public records).

The corporate record (Sunbiz)

The Florida Division of Corporations lists Eagle Cay Condominium, Inc. as document N23402, a Florida not-for-profit corporation, status Active, with its principal address at 881 to 901 Collier Court (Florida Division of Corporations). The corporation was filed on 1987-11-10, the year before the buildings were completed. Officers and directors are listed on the state record; this page does not name individuals.

The Declaration of Condominium

The Eagle Cay Declaration of Condominium is recorded in the Collier County Official Records, searchable through the Clerk of the Circuit Court (Collier County Clerk records search). We did not retrieve the recorded instrument or its book and page for this page, and the association’s website keeps its documents behind an owner login. A buyer receives the current Declaration, bylaws and rules in the resale package under Florida law.

Management and the association office

The association’s own website, eaglecay.net, names Spinnaker Cay Management as its management company and keeps its board meeting, directory and message board pages behind an owner login (Eagle Cay Condominium, Inc.). The state’s dock lease correspondence was addressed to the association at 247 North Collier Boulevard, and the state register gives a post office box in Marco Island; ask the manager which address handles estoppel and resale document requests.

Eagle Cay Boat Slips: The Dock, the State Lease and the 2026 Permit

Eagle Cay’s 45 boat slips belong to an association dock that sits partly on state-owned submerged land, so the slips are governed by the association and by a Florida sovereign submerged lands lease at the same time. The Florida Department of Environmental Protection re-permitted the dock on 2026-07-10 for 45 slips and a new kayak launch, and its 2024 inspection found the dock in good condition.

Data updated: October 2026. Florida DEP records read 2026-10-22.

What the 2026 permit authorizes

DEP issued Environmental Resource Permit 0168441-002 EI on 2026-07-10, with a construction phase that runs to 2031-07-10, authorizing the association to “maintain a 45-slip private residential multi-family docking facility consisting of 45 slips and one floating kayak launch,” 8,036 square feet of overwater structures, with 13,150 square feet of sovereign submerged lands preempted under lease number 111373815 (Florida DEP, permit 0168441-002 EI). The association applied on 2025-09-07 for the kayak launch addition, 285 square feet of work over water with no dredging or filling, in what the application calls the existing pre-rule dock configuration (Florida DEP, 2025 application). The permit notes that a separate U.S. Army Corps of Engineers authorization is still required.

Slips on state land and on private land

At its 2024-08-27 lease inspection, DEP counted 15 slips on state-owned submerged land and 30 on privately owned land, 45 in all, along 443 linear feet of shoreline adjacent to state lands, with no liveaboards, no fueling and no pump-out, and the lease fees current (Florida DEP, 2024 compliance assistance offer and inspection). The same inspection recorded 126 upland residential units, the condominium’s unit count.

The lease history

The state’s lease package traces the dock from its start: the state file opens in 1988, the first sovereign submerged lands lease ran from 1989 for a “private residential 62-slip docking facility in conjunction with an upland condo,” a 1999 renewal described 57 slips with boat lifts, and a 2014 renewal ran ten years to 2024-11-09 (Florida DEP, 2025 lease package). Around 2009 and 2010 the state’s file noted unreported revenue from the rental or sale of wet slips and unauthorized finger pier extensions, followed by a warning letter in June 2010. The lease requires that any transfer of a wet slip right carry the lease’s notice language, and the association reports wet slip revenue to the state.

The 2024 railing finding and the return to compliance

The 2024 inspection found one special condition out of compliance, a required 3-foot railing and no-mooring signs on the north face of the main walkway, and DEP advised against renewing the lease until it was fixed. The City’s permit record shows a dock handrail permit for 134 feet behind Building 4 in October 2024, finaled in February 2025, and DEP issued a Return to Compliance letter on 2025-01-24 (Florida DEP, Return to Compliance letter). The full facility file is public on the department’s document portal (Florida DEP, facility file ERP_168441).

What a buyer should ask about an Eagle Cay slip

  • Whether a slip conveys with the unit, is assigned by the association, or is leased, and what the Declaration says about it.
  • The slip’s boat length and beam limits, whether it has a lift, and who owns the lift.
  • The annual slip fee or charge, and whether it is part of the condo fee.
  • Whether the slip is on the state-leased portion of the dock, and what the lease’s notice language requires at transfer.
  • Any assessment for dock work, including the post-Ian rebuild and the 2026 kayak launch.

What Amenities Does Eagle Cay Have?

Eagle Cay has two swimming pools, a pool pavilion, the 45-slip association dock with a fish-cleaning station on the permit drawings, and, under the 2026 state permit, a floating kayak launch. Caxambas Park and its public boat ramp are next door; the public beach at South Marco Beach is about half a mile away in a straight line.

The two pools and the pavilion

The City of Marco Island’s building layer shows two structures labelled “Eagle Cay Pool,” and the City permit record includes a 2016 metal re-roof of the pool pavilion (City of Marco Island permit portal). Pool hours and guest rules are in the association’s rules, which are behind the owner login.

The dock as an amenity

Beyond the slips, the 2026 permit drawings show a fish-cleaning station and the new kayak launch, and the lease forbids fueling and sewage pump-out on site. The 2022 dock rebuild included 500 feet of water piping with 25 spigots along the dock.

What we could not confirm

Courts, a fitness room, storage lockers and gated entry were not confirmed in any primary record we read; vacation-rental listings mention some of them, but listings are not a source for association facilities. Ask the manager for the current amenity list.

What Are the Condo Fees at Eagle Cay, and What Do They Cover?

Eagle Cay condo fees, as entered by listing agents on the Southwest Florida MLS, were $12,000 to $12,400 a year on all eight 2025 and 2026 sales and on the listing pending on 2026-10-07, paid as $1,000 a month or $3,000 to $3,100 a quarter. The association’s budget and its list of what the fee covers are not published on its public website.

Listing-entered Eagle Cay fees by year of sale (Southwest Florida MLS)

Sales inEntriesAnnual condo fee as enteredHow entered
2021 (from October)4 of 4 sales$8,400$700 a month or $2,100 a quarter
20226 of 6 sales$8,400 on five, $9,600 on one (August)$700 or $800 a month, or $2,100 a quarter
2023no salesnonenone
20244 of 4 sales$12,000$1,000 a month or $3,000 a quarter
20255 of 5 sales$12,000$1,000 a month or $3,000 a quarter
20263 of 3 sales$12,000 on one, $12,400 on two$1,000 a month or $3,100 a quarter
Pending on 2026-10-071 of 1 listing$12,000$3,000 a quarter

These are figures as entered by listing agents, not the association’s budget. A listing records the fee in force when it was written, which is why a 2026 sale listed in 2025 can still show the older figure.

How the fee has moved

On these entries the Eagle Cay fee rose from $8,400 a year on the late 2021 and early 2022 sales to $12,400 on the newest 2026 sales, about 48 percent ($12,400 divided by $8,400 is 1.476), with the largest step between the 2022 entries and the 2024 entries. That gap covers the years when Florida condominium insurance costs and the post-Surfside reserve laws pushed fees up across the state; the entries show the size of the increase, not its cause, and the association’s budgets explain it.

What the Eagle Cay fee covers

The association’s budget, reserve schedule and fee inclusions are not published on its public website. Under Florida law a buyer is entitled, at the seller’s expense, to the annual budget and annual financial statement as part of the resale documents (Fla. Stat. 718.503), and the estoppel certificate states the regular assessment and anything owed (Fla. Stat. 718.116). Whether the fee includes cable, water, a slip charge or the association’s flood policy is a budget question. Sellers can get a free valuation that accounts for the fee, and buyers can book a buyer consultation to read the documents with us.

The fee as a share of price

At the newest entered figure of $12,400 a year, the condo fee is about 2.1 percent of the 12-month median Eagle Cay sale of $600,000 ($12,400 divided by $600,000 is 2.07 percent) and about 1.8 percent of the 36-month median of $700,000. Listing agents entered a $100 application fee on every entry that names one.

The Layered Costs of Owning at Eagle Cay

Owning at Eagle Cay costs more than the condo fee: property tax at the 2025 Marco Island millage, an HO-6 unit-owner insurance policy, application fees for buyers or tenants, an estoppel fee at sale, any slip charge, and any special assessment the association adopts. Each layer below is sourced, and the worked example shows the arithmetic.

Property tax at Eagle Cay

A standard Marco Island parcel carried 8.9535 mills of confirmed ad valorem levies for tax year 2025: Collier County 3.2449 (general fund, water pollution control and Conservation Collier), Collier County Public Schools 4.2490, South Florida Water Management District with the Big Cypress Basin 0.1926, and the City of Marco Island 1.2670 (Florida Department of Revenue, Table 1, Collier 2025-26; City of Marco Island FY2026 adopted budget). The Collier Mosquito Control District levy is extra and its 2025 rate was not confirmed. At 8.9535 mills, every $100,000 of taxable value carries $895.35 a year. A buyer’s taxable value resets to just value the year after purchase, and a homestead owner can claim the exemptions in Fla. Stat. 196.031 and the Save Our Homes cap in Fla. Stat. 193.155; a non-homestead unit is capped at 10 percent a year for non-school levies under Fla. Stat. 193.1554.

Application and transfer fees

Listing agents have entered a $100 Eagle Cay application fee on every entry that names one (Southwest Florida MLS, as entered); the association’s own fee schedule was not read for this page. Florida law lets an association charge a transfer fee only when its documents require it to approve the transfer and provide for the fee, caps it at $150 per applicant, counts spouses or parents with dependent children as one applicant, and bars a charge for renewing a lease with the same tenant (Fla. Stat. 718.112(2)(k)).

The estoppel certificate at sale

An estoppel certificate is the association’s statement of what a unit owes. Florida law requires the association to issue it within 10 business days of a request, makes it effective for 30 days when delivered by hand or electronically, and caps the fee at $299 when nothing is delinquent, plus $119 for delivery within three business days and up to $179 more when an account is delinquent, with the caps adjusted for inflation every five years (Fla. Stat. 718.116). The same statute makes a buyer jointly and severally liable with the previous owner for unpaid assessments, which is why the estoppel is read before closing, not after.

Closing costs and the Collier County title custom

Florida charges documentary stamp tax on a deed at 70 cents per $100 of consideration (Fla. Stat. 201.02), so a $600,000 Eagle Cay sale carries $4,200 of deed stamps, customarily paid by the seller. A financed buyer pays 35 cents per $100 on the note (Fla. Stat. 201.08) and the 2-mill nonrecurring intangible tax on the mortgage (Fla. Stat. 199.133); on a $480,000 loan that is $1,680 and $960. In Collier County the buyer customarily pays for the owner’s title insurance policy and selects the title agent, the reverse of neighbouring Lee County, per a Naples real estate law firm (Goodwin Law) and a Florida title and law firm’s county table (Barnes Walker). The signed contract controls on every sale: the standard Florida contract has a box that decides who pays and who chooses.

A worked monthly carrying cost for an Eagle Cay unit

For a non-homestead unit with a $600,000 taxable value and the newest entered $12,400 condo fee: the fee is $1,033.33 a month ($12,400 divided by 12); property tax at 8.9535 mills is $5,372.10 a year, or $447.68 a month; together that is $1,481.01 a month before HO-6 insurance, electricity, mosquito control, any slip charge and any non-ad valorem charge on the tax bill. Insurance premiums vary by carrier, coverage and unit and are not estimated here.

Eagle Cay Declaration, Bylaws and Rules: What Governs and How to Read Them

Eagle Cay is governed by its recorded Declaration of Condominium and amendments, the association’s articles and bylaws, the rules its board adopts, and, for the dock, the state submerged land lease and its permit conditions. The association keeps its documents behind an owner login, so a buyer reads them in the resale package before the purchase becomes binding.

What we read, and what we did not

We read the association’s public home page, the state’s dock permit and lease files, the City’s permit and map records and the state registers. We did not retrieve the Declaration, the bylaws or the rules for this page, so this guide states no Eagle Cay rule on leasing, pets, renovations, parking or guests as fact. Vacation-rental listings for Eagle Cay units state house rules of their own, but a listing is an owner’s or agent’s statement, not an association rule.

Renovations need the association and the City

Most alterations inside a Marco Island condominium need a City of Marco Island building permit, and the City’s flood code treats work worth 50 percent or more of a building’s market value, counted cumulatively, as a substantial improvement (City of Marco Island floodplain documents). Eagle Cay owners have filed unit-by-unit impact window and door permits over the years, and the City record shows no association-wide window project (City of Marco Island permit portal). Ask the manager for the association’s alteration approval form and its rules on contractor hours, elevator padding and debris before you hire anyone.

Wind mitigation forms

Florida’s uniform mitigation verification form documents roof strength, roof-to-wall connections and opening protection for insurance credits (Fla. Stat. 627.711). In a condominium most of those features belong to the building, so ask the manager for each building’s current form when you shop for an HO-6 policy, and note whether your unit’s own windows and doors are impact rated.

Documents a buyer is entitled to

Florida law entitles a resale buyer, at the seller’s expense, to the declaration, articles, bylaws and rules, the annual budget and financial statement, the milestone inspection summary if applicable, the most recent structural integrity reserve study or a statement that none has been completed, and the frequently asked questions document, and gives the buyer 7 days, excluding weekends and legal holidays, to cancel after receiving them (Fla. Stat. 718.503). An owner can inspect the association’s official records under Fla. Stat. 718.111, which gives the association 10 working days to make them available after a written request. Because Eagle Cay has more than 25 units, Florida law also requires the association to post certain records on a website or app for owners.

Can You Rent Your Eagle Cay Condo? Short-Term and Annual Lease Rules

Eagle Cay units do appear as weekly vacation rentals on travel sites, which shows that some short stays happen, but the minimum lease term, the number of leases a year and any approval process are set by the recorded Declaration and the association’s rules, which we did not read for this page. A buyer who plans to rent should read those documents first.

What to confirm before you buy to rent

  • The minimum lease term and whether weekly rentals are allowed at all.
  • How many times a year a unit may be leased.
  • Whether the board approves tenants, the application fee and how long approval takes.
  • Whether a tenant may use the owner’s boat slip, and what the state lease allows.
  • Whether owners give up use of the pools and dock while a unit is rented.

What the City of Marco Island and Florida law add

The City of Marco Island has no enforceable vacation rental registration program: Resolution 23-54, adopted 2023-10-02, declared the 2022 rental registration ordinance null and void after the 2023 state law change (SB 250), and nothing has replaced it (City of Marco Island Resolution 23-54). Florida law bars local governments from prohibiting vacation rentals or regulating their duration or frequency under ordinances adopted after June 1, 2011 (Fla. Stat. 509.032). That preemption limits the City, not the association: condominium documents can restrict rentals on their own, which is why the Eagle Cay Declaration and rules are the ones that govern. Transient rentals also owe state sales tax and the Collier County tourist development tax collected by the Tax Collector (Collier County Tax Collector, tourist development tax).

Renters and Residents’ Beach

Residents’ Beach is a private beach run by the Marco Island Civic Association for members, and the association does not admit short-term renters (Marco Island Civic Association, Residents’ Beach; MICA regulations notice, 2023-02-08). From Eagle Cay a short-term renter’s nearest beach is the public South Marco Beach access, about half a mile away in a straight line, with about 70 parking spaces off South Collier Boulevard (City of Marco Island beach access).

Are Pets Allowed at Eagle Cay?

The Eagle Cay pet rules were not confirmed for this page: the association’s rules are behind an owner login, and vacation-rental listings that say “no pets” state a host’s rule, not necessarily the association’s. A buyer with a dog or cat should read the Declaration and the current rules before contracting.

A request to keep an assistance animal as a reasonable accommodation for a disability is handled under the federal Fair Housing Act and Florida law, not under a pet rule, and the U.S. Department of Housing and Urban Development publishes the federal guidance on how housing providers assess those requests (HUD, assistance animals). Any such request goes to the association in writing.

Pets on Marco Island beaches

Whatever the Eagle Cay rules say, pets are prohibited at Residents’ Beach (MICA regulations notice, 2023-02-08), and dogs are not allowed on Marco Island’s public beaches.

Is Eagle Cay a 55+ community?

We found no published age restriction for Eagle Cay, and the Housing for Older Persons Act exemption does not appear in any document we read. Confirm in the Declaration; a 55 and over designation would show there.

What Flood Zone Is Eagle Cay In? Storm Posture and Hurricane History

Eagle Cay sits in FEMA flood zone AE with a base flood elevation of 10 feet NAVD88 at all three building addresses we tested, on FIRM panels 12021C0836J and 12021C0837J effective 2024-02-08, with the ground at about 3.8 feet. It is outside the Coastal Barrier Resources System and in Collier County storm surge evacuation zone A.

Data updated: October 2026. FEMA, USGS and state layers queried 2026-10-07; City of Marco Island flood layer read 2026-10-22.

FEMA flood zone at three Eagle Cay addresses

Address testedFEMA zoneBase flood elevationFIRM panel and effective dateGround elevation (USGS 3DEP)
901 Collier Ct (Building 5)AE (coastal floodplain)10 ft NAVD8812021C0836J, 2024-02-083.8 ft NAVD88
897 Collier Ct (Building 4)AE (coastal floodplain)10 ft NAVD8812021C0836J, 2024-02-083.8 ft NAVD88
889 Collier Ct (Building 2)AE (coastal floodplain)10 ft NAVD8812021C0837J, 2024-02-083.8 ft NAVD88

Method: each address was geocoded with the U.S. Census Bureau geocoder and tested against the FEMA National Flood Hazard Layer, with ground elevation read from the USGS 3D Elevation Program and the Coastal Barrier Resources System checked on the U.S. Fish and Wildlife Service mapper, on 2026-10-07 (FEMA National Flood Hazard Layer; FEMA Flood Map Service Center; USGS 3D Elevation Program; USFWS CBRS mapper). Zones AE 9 and AE 10 are both mapped within 150 meters of the tested points. A geocoded point can fall on a driveway rather than a building, so this is a map indication, not a flood determination; each building’s Elevation Certificate and the FEMA address search give the structure’s own zone.

Ground versus base flood elevation

At the three points the ground sits about 6.2 feet below the base flood elevation (10.0 minus 3.8 is 6.2). The mid-rise buildings put their first residential floor above ground-level parking, which is the design the flood rules reward; the elevation of each building’s lowest floor, and of the Building 1 units, comes from the Elevation Certificates, which the association or the City floodplain office can supply. The City of Marco Island’s flood code requires new or substantially improved construction to put the lowest floor at the higher of base flood elevation plus one foot or the road-crown tests in the code (City of Marco Island floodplain documents).

Evacuation zone A

The state’s evacuation zone layer places the tested Eagle Cay points in Collier County zone A, the county’s most surge-exposed evacuation zone. That reading comes from a state-hosted copy of the county zones, not the County’s own lookup; confirm it on Collier County Emergency Management’s Know Your Zone tool before hurricane season (Collier County Emergency Management).

Hurricane Wilma, 2005, and Irma, 2017

After Hurricane Wilma in October 2005, the association rebuilt 27 destroyed carport spaces under a 2006 City permit valued at $109,602. Irma made its final U.S. landfall near Marco Island on 10 September 2017 as a category 3 hurricane; the USGS sensor at Tigertail Beach recorded a storm tide of 5.20 feet NAVD88, and the National Hurricane Center put inundation from Marco Island north to Fort Myers at 3 to 5 feet above ground (NHC Tropical Cyclone Report, Irma). The City record at Eagle Cay after Irma shows one slip’s decking and lift repaired (City of Marco Island permit portal).

Hurricane Ian, 28 September 2022: the dock rebuild

Ian made landfall at Cayo Costa, far north of Marco, but the National Hurricane Center put maximum inundation at 4 to 6 feet above ground from Marco Island through Everglades City, with a storm tide of 7.38 feet NAVD88 at the Marco Island USGS sensor (NHC Tropical Cyclone Report, Ian). With the ground at Eagle Cay at about 3.8 feet NAVD88, a 7.38-foot storm tide would put roughly 3.6 feet of water over the ground there, a rough comparison of two published figures, not a measurement at the property. The City’s permit record shows what Ian cost the dock: a November 2022 permit to “remove hurricane damaged dock and navigational debris” ($80,000 declared), a December 2022 permit for a new dock with 15 reinstalled lifts and 500 feet of water piping ($600,000, finaled May 2023), and two 2023 permits for a walkway and a dock section with four access ramps ($91,000 and $200,000), about $971,000 of declared association dock work in all (City of Marco Island permit portal). No association-level roof, building envelope or interior flood repair permit followed Ian on the City record. The National Weather Service Miami summary lists Marco Island damage at $256 million in its Collier County table (NWS Miami, Hurricane Ian summary).

Helene and Milton, 2024

Hurricane Helene in September 2024 brought 2 to 4 feet of inundation above ground to areas including Marco Island, and Hurricane Milton in October 2024 brought 3 to 5 feet from Bonita Beach through Marco Island, per the National Hurricane Center (NHC report, Helene; NHC report, Milton). The City’s manager told NBC2 the island saw about 2 feet of surge in Milton under a mandatory evacuation notice (NBC2, 2024-10-11). No Eagle Cay permit on the City record is attributed to Milton.

Insuring an Eagle Cay Condo: Master Policy, HO-6 and Flood

An Eagle Cay owner carries an HO-6 unit-owner policy for the inside of the unit and personal liability, while the association insures the buildings under its master policy and passes that cost through the condo fee. Flood is a separate peril from wind and homeowners coverage, and in zone AE a lender will usually require it.

Citizens and the flood insurance requirement

Florida’s insurer of last resort, Citizens Property Insurance, must require flood insurance on most personal residential policies, phased in by replacement cost, but the statute exempts “Policies that provide coverage under a condominium unit owners form,” so a Citizens HO-6 on an Eagle Cay unit does not trigger the requirement; a Citizens policy on a condominium association’s building does (Fla. Stat. 627.351). A lender may still require flood coverage on a unit in zone AE.

National Flood Insurance Program basics

FEMA’s FloodSmart site says the premium “cannot increase more than 18 to 25% per year for most policyholders,” a cap that usually does not apply to new policies, and adds a Reserve Fund Assessment of 18 percent of the discounted premium, an HFIAA surcharge of $25 for a primary residence or $250 otherwise, and a $47 federal policy fee for most policies (FEMA FloodSmart, premium costs; FEMA FloodSmart, flood zones). Ask the seller whether the unit carries its own NFIP policy and whether it can be transferred to you at closing.

The City’s Community Rating System class

FEMA’s list of Community Rating System communities effective 2026-10-01 shows the City of Marco Island, community 120426, at Class 5, a 25 percent premium discount for policies in the Special Flood Hazard Area, with the current class effective since 2023-10-01 (FEMA, CRS Eligible Communities, October 1, 2026). The discount applies to NFIP policies in zone AE like those at Eagle Cay; your agent applies it.

Wind mitigation credits

Florida requires insurers to offer actuarially reasonable discounts for wind-resistant features such as roof strength, roof-to-wall connections and opening protection (Fla. Stat. 627.0629), documented on the state’s uniform mitigation verification form (Rule 69O-170.0155). The state’s My Safe Florida Home program writes its standard eligibility around owner-occupied, homesteaded single-family homes and mentions a separate condominium pilot whose terms we did not confirm (Fla. Stat. 215.5586; My Safe Florida Home).

The seller’s flood disclosure

Since October 1, 2024, a Florida seller of residential property must give the buyer a flood disclosure at or before contract, and the 2025 amendment added whether the seller knows of flood damage during ownership, has filed a flood claim, or has received flood assistance (Fla. Stat. 689.302). An Eagle Cay seller completes it for the unit.

Do Florida’s Milestone Inspection and SIRS Laws Apply to Eagle Cay?

They do, to four of its five buildings: Florida’s milestone structural inspection and structural integrity reserve study (SIRS) laws apply to condominium buildings three habitable stories or higher, and Eagle Cay’s Buildings 2 to 5 are five, five, seven and nine stories. The City of Marco Island opened a milestone project for each of them on 2024-06-28, and as of 2026-10-22 all four still read “Phase 1 notice sent,” with no Phase 1 report on file.

Data updated: October 2026. City of Marco Island permit system read 2026-10-22.

What the City of Marco Island’s records show

On Marco Island the City, not Collier County, runs the milestone program and holds the reports. The City’s permit system lists four Eagle Cay milestone projects, PR-000082-2024 (889 Collier Court, Building 2), PR-000083-2024 (893, Building 3), PR-000084-2024 (897, Building 4) and PR-000085-2024 (901, Building 5), all opened on 2024-06-28 and all showing the status “MS, Phase 1, Notice Sent,” last changed in January 2026, with no completion date (City of Marco Island permit portal). We found no Phase 1 report case among the City’s records at the Eagle Cay addresses, while neighbors such as Marco Courtyard Towers show their Phase 1 reports accepted. The City’s milestone information page does not publish a building list (City of Marco Island, milestone inspection information).

What “notice sent” does and does not mean

“Notice sent” means the City has told the association that its Phase 1 inspections are due; it does not mean a building passed or failed anything. The public record does not show whether the association has a report in progress, an extension, or a report filed somewhere the portal does not display. That is a records gap as of 2026-10-22, and the documents to ask for are the association’s correspondence with the City on all four projects and any engineer’s Phase 1 report.

The statute and the dates

Florida Statute 553.899 requires a milestone inspection of condominium buildings “three habitable stories or more in height,” by December 31 of the year a building turns 30 and every 10 years after, and buildings that reached 30 years before July 1, 2022 were due by December 31, 2024 (Fla. Stat. 553.899). Eagle Cay’s buildings date from 1988 and turned 30 in 2018, which puts them in that group. Phase 2 follows only if a Phase 1 inspection finds substantial structural deterioration. A resale contract signed after 2024 must state the building’s milestone and SIRS status, and the seller must hand the buyer the milestone summary if one exists (Fla. Stat. 718.503).

The structural integrity reserve study

Statute 718.112(2)(g) requires a SIRS at least every 10 years “for each building on the condominium property that is three habitable stories or higher in height,” covering the roof, structure, fireproofing and fire protection, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors and other items over the statutory threshold (Fla. Stat. 718.112). Eagle Cay’s Buildings 2 to 5 meet the height test. Whether the association has completed its SIRS was not readable on 2026-10-22: the state publishes SIRS submissions only in browser dashboards (DBPR SIRS reporting), and the association’s documents are behind its login. Ask for the SIRS and the reserve schedule it produced.

Building 1

Building 1, the two-story building of four units at 881 to 887 Collier Court, is below the three-story threshold, and the City has no milestone project for it.

What to ask the Eagle Cay association before you buy

  • The status of each Phase 1 milestone inspection, the engineer, and any extension letter from the City.
  • The SIRS for Buildings 2 to 5, its date, and the reserve funding it calls for.
  • The current budget and reserve schedule, and any vote to waive or reduce non-SIRS reserves.
  • Any special assessment adopted or proposed, including how the 2022 to 2023 dock rebuild was funded.
  • The master insurance policy’s carrier, wind and flood deductibles, and the last renewal premium.
  • The age of each roof, the elevator service history, and the last two years of board minutes.

Association Capital Work on the City Permit Record

The City of Marco Island’s permit system shows Eagle Cay’s association-level capital work over the last two decades: roofs in 2010 and 2011 and metal roofs in 2015, a new fire alarm system in 2014, a fire pump in 2021, seawall work in 2020 and 2021, and the post-Ian dock rebuild. Job values below are the values declared on each permit, not contract prices (City of Marco Island permit portal).

Roofs

  • 2010 and 2011: re-roofs of Buildings 1, 2 and 3 and the pool house, then Buildings 4 and 5 ($75,000 declared each for 4 and 5).
  • November 2015: metal roof replacement over the lanais, stairwells, elevators and portions of the covered parking on all five buildings, $336,340 declared across five permits, finaled March 2016.
  • 2016: metal re-roof of the pool pavilion.

Fire and life safety

  • 2014: replacement of the fire alarm system with a new addressable system in Buildings 2 to 5 (for example $38,500 declared for Building 2 and $70,000 for Building 5), finaled 2017 to 2019.
  • 2021: fire pump assembly replacement ($33,000 declared), plus backflow replacement and standpipe hose removal in the four mid-rise buildings.
  • 2025: a jockey pump controller permit, which expired.

Concrete and balconies

  • 2009: a City stop work order for concrete restoration without a permit at Building 3, closed under a later permit.
  • 2015, 2021 and 2024: small concrete restoration permits, including post-tension cable and slab repair ($11,480 declared in 2015) and a 2024 balcony and railing permit; a 2024 Building 5 first-floor common area permit expired.
  • No large building-wide concrete or balcony restoration program appears on the City record. Engineers named on recent concrete permits include Forge Engineering (2021) and SOCOTEC Consulting (2024).

Seawalls and docks

  • 2007 to 2016: helical tieback and cap work.
  • 2020: seawall panel replacement ($67,250 declared); 2021: 283 linear feet of seawall panels and cap ($101,900 declared).
  • 2022 to 2023: the post-Ian dock rebuild, about $971,000 declared across four permits.
  • November 2025: an application to remove and replace a dock in the same footprint ($30,000 declared), under review when we read the record.

Elevators

The state elevator register lists five Eagle Cay cars, all installed in 1987: hydraulic cars in Buildings 2 and 3 and traction cars in Buildings 4 and 5, with certificates expiring in August 2026 or August 2027 (DBPR elevator public data). No elevator modernization permit appears on the City record. Elevators of that age are a reserve item; ask for the service contract and any modernization estimate.

Which Schools Serve Eagle Cay?

Eagle Cay is served by Collier County Public Schools. Marco Island has one district elementary school, Tommie Barfield Elementary, about 1.8 miles from the complex in a straight line, and two charter schools, Marco Island Charter Middle and Marco Island Academy; the district’s attendance maps place the island in the Manatee Middle and Lely High zones.

Schools on Marco Island

SchoolAddressTypeFlorida grade, 2025-26Straight-line distance from 901 Collier Ct
Tommie Barfield Elementary101 Kirkwood St, Marco IslandDistrictAabout 1.8 miles
Marco Island Charter Middle1401 Trinidad Ave, Marco IslandCharterAabout 1.9 miles
Marco Island Academy2255 San Marco Rd, Marco IslandCharter highAabout 3.0 miles

Addresses are from the Florida Department of Education school directory (FLDOE Collier directory); grades are from the Collier County Public Schools 2026 accountability brief (CCPS 2025-26 grades). Distances are straight lines between U.S. Census Bureau geocoder points, computed on 2026-10-28, not driving routes.

Zoned schools for an Eagle Cay address

The district’s 2026-27 attendance boundary maps place Marco Island in the Manatee Middle School and Lely High School zones (CCPS attendance boundaries). That is a map reading at county scale; confirm the zone for a specific Eagle Cay address with the district’s interactive zoning tool (CCPS zoning tool). The two charter schools enroll by application, not by zone.

Permits, Zoning and City Rules That Touch Eagle Cay

Eagle Cay is inside the City of Marco Island, so building permits, flood rules, noise limits, zoning and code enforcement come from the City, not from Collier County. The property is zoned RMF-16, Residential Multi-Family, and Caxambas Park next door is zoned for public use.

RMF-16 zoning

The City’s zoning layer and parcel records put every Eagle Cay parcel in the RMF-16 district, Residential Multi-Family at up to 16 units per acre (Marco Island Code of Ordinances). The same district covers the neighboring south-end condominiums on Collier Court and Swallow Avenue. Zoning governs what could be rebuilt on the land after a casualty; the Declaration governs what owners may do inside the buildings.

Building permits and the 50 percent rule

A renovation that needs a permit goes through City of Marco Island Building Services. Under the City’s flood code a project costing 50 percent or more of the building’s market value within 12 months is a substantial improvement that must meet current flood elevation rules (Marco Island Code of Ordinances).

Construction hours, fertilizer and wildlife

The City bars construction noise from 7:00 p.m. to 7:00 a.m. and on Sundays and holidays (Marco Island Code of Ordinances), bans fertilizer from June 1 to September 30 and within 10 feet of water or a seawall, and protects burrowing owl burrows with a 33-foot no-parking buffer during nesting season from February 15 to July 10 (City of Marco Island, burrowing owl notice). The fertilizer setback matters at a canal-front property like Eagle Cay.

The 2026 bridge and paving bond

Marco Island voters approved a $23 million general obligation bond on 2026-08-18 by 2,259 votes to 2,258, certified on 2026-08-26, to replace the Caxambas and Goldenrod bridges, repair three others and repave streets, with repayment over up to 20 years (WGCU, 2026-08-26). Any debt-service millage will appear on future tax bills, Eagle Cay’s included; the rate was not set as of 2026-10-07.

Daily Logistics at Eagle Cay: Beaches, Groceries, Healthcare and Getting Around

Daily life at Eagle Cay runs through the association’s manager for registration, payments and maintenance, with the public boat ramp next door, South Marco Beach about half a mile away, and groceries about 2.8 miles up North Collier Boulevard. There is no hospital emergency department on Marco Island.

Beaches near Eagle Cay

The nearest public beach access is South Marco Beach off South Collier Boulevard, about 0.5 miles from 901 Collier Court in a straight line, with about 70 parking spaces (City of Marco Island beach access). Tigertail Beach, the Collier County park on Hernando Drive, is about 3.0 miles away, and Residents’ Beach, for owners who join the Marco Island Civic Association, about 1.7 miles (Collier County Marco Island beaches; Marco Island Civic Association). Collier County residents can get a free county beach parking sticker at the public library at 210 South Heathwood Drive.

Groceries, shopping and dining

The nearest supermarkets are on North Collier Boulevard: Winn-Dixie at 625 North Collier Boulevard, about 2.8 miles north in a straight line (Winn-Dixie Marco Island), and Publix at Marco Town Center, 1089 North Collier Boulevard, about 2.9 miles (Publix store 622). The south end is quieter than the island’s center, and the trade is a longer drive for errands.

Healthcare and emergency care

NCH runs an urgent care center at 40 South Heathwood Drive on the island, about 1.7 miles from Eagle Cay in a straight line, with CT and X-ray (NCH Marco Island urgent care), and its directory lists no emergency department on Marco Island (NCH locations, Marco Island). The nearest hospital emergency department is Physicians Regional Medical Center on Collier Boulevard in Naples (Physicians Regional hospitals).

Civic places

The Collier County public library branch at 210 South Heathwood Drive and the City’s Mackle Park at 1361 Andalusia Terrace are each about 1.4 miles from 901 Collier Court, and Marco Island City Hall at 50 Bald Eagle Drive about 1.7 miles (straight lines between U.S. Census Bureau geocoder points).

Airports and drive times

Estimated free-flow drive times from the Marco Island end of the Jolley Bridge, modeled on the public OSRM router: Southwest Florida International Airport (RSW) about 47 miles and 63 minutes; Fifth Avenue South in Naples about 16 miles and 27 minutes; Marco Island Executive Airport, a 5,000-foot general aviation field just north of the island with no scheduled airline service, about 4.5 miles (Collier County, Marco Island Executive Airport). From Eagle Cay, add the drive the length of the island to the bridge. Collier Area Transit runs a Marco Island circulator (Collier Area Transit routes).

Eagle Cay vs Pier 81: Which Marco Island Waterfront Condo Fits You?

Eagle Cay and Pier 81 are both waterfront condominiums off the island’s beach strip, and they sell to different buyers: in the 24 months to 2026-10-07 Eagle Cay’s median MLS sale was $660,500 for a typical 1,125 square foot two-bedroom, against $1,150,000 at Pier 81, where units run 1,995 to 2,979 square feet. Eagle Cay is the smaller-unit, lower-fee choice with an association dock at the south end; Pier 81 is the newer, larger tower choice on the Marco River at the north end.

Data updated: October 2026. Both condominiums, Southwest Florida MLS pulled 2026-10-07; county roll data dated 2026-08-29; City of Marco Island and FEMA records read 2026-10-22.

Benchmark: Eagle Cay and Pier 81 side by side

YardstickEagle CayPier 81
Location881 to 901 Collier Ct, south end, beside Caxambas Park1069 and 1079 Bald Eagle Dr, north end, on the Marco River
Units (county roll)12676
Year built (county roll)19882001 to 2002
Buildings and storiesFive buildings of 2, 5, 5, 7 and 9 storiesTwo towers, 11 floors on the original permits
Heated sq ft (county roll)1,125 to 1,397 (median 1,125)1,995 to 2,979 (median 2,275)
Closed sales, 24 months812
Median sale, 24 months$660,500$1,150,000
Sale range, 24 months$515,000 to $740,000$950,000 to $1,725,000
Median $/sq ft, 24 monthsabout $587about $516
Median days on market, 24 months146 (8 sales)140 (11 marketed sales)
Median sale to final list, 24 monthsabout 94.2 percent (8 sales)about 96.2 percent (11 arm’s-length marketed sales)
Closed sales, 12 months5, median $600,0005, median $1,050,000
Listings on 2026-10-070 active, 1 pending ($625,000)4 active ($1,150,000 to $1,250,000)
Annual fees as entered on the newest listings$12,000 to $12,400 (condo fee)$24,972 to $25,056 (total recurring fees)
WaterCanal and Smokehouse Creek, 45-slip association dockMarco River; a separate marina company operates at 1081 Bald Eagle Dr
FEMA zone and base flood elevationAE, 10 ftAE, 9 ft
Milestone status on the City recordPhase 1 notice sent, Buildings 2 to 5, no report on filePhase 1 notice sent, both towers, no report on file

Fees are as entered by listing agents, not association budgets. One of Pier 81’s 12 sales in the 24-month window was entered after closing (Sold Data Entry) and was not marketed through the MLS; it counts in the closing count and the price figures and is excluded from days on market and sale to list, which therefore use 11 sales. Pier 81 facts are from the City permit record, the City parcel layer, FEMA and the association’s website (Pier 81 Condominium Association). See our Pier 81 guide for its full record.

Decision table: Eagle Cay or Pier 81?

If you wantLean towardWhy, from the record
The lower entry price for a waterfront condoEagle Cay24-month median $660,500 versus $1,150,000
A large plan of 2,000 square feet or morePier 81Every Pier 81 unit is 1,995 square feet or larger; most Eagle Cay units are 1,125
Lower annual feesEagle Cay$12,000 to $12,400 condo fee versus about $25,000 of total recurring fees as entered
An association dock with slipsEagle Cay45 association slips under a state lease, re-permitted 2026-07-10
A newer buildingPier 812001 to 2002 versus 1988
The south end, near South Marco Beach and the Caxambas rampEagle CayAbout 0.5 miles to the South Marco Beach access
The north end, near Old Marco restaurants and the Marco RiverPier 81On Bald Eagle Drive by the river
A completed milestone inspection on the public recordNeither yetBoth show only “Phase 1 notice sent” on the City record as of 2026-10-22
A seller’s market positionPier 81, narrowly96.2 percent median sale to list versus 94.2 percent, on small counts

How Does Eagle Cay Compare With Its South-End and Bayside Neighbors?

Eagle Cay is the larger, older and less expensive neighbor of Marco Courtyard Towers at the south end, and it sits between the island’s bayside condominiums on price: above the Estuary and Vintage Bay per square foot, below the newer towers per unit. The table compares them on the same public records.

Data updated: October 2026. Southwest Florida MLS pulled 2026-10-07, each complex in its first window with ten or more closings; county roll data dated 2026-08-29; FEMA NFHL point tests 2026-10-07.

Benchmark: Eagle Cay and its neighbors

ComplexWhereUnitsYear builtTypical unit (median heated sq ft)Lead window: closings and medianMedian $/sq ftFEMA zone, BFE
Eagle CayCollier Ct, south end, canal12619881,12536 mo: 12, $700,000$620AE, 10 ft
Marco Courtyard TowersSwallow Ave, south end, about 0.14 mi away492000 to 20012,15924 mo: 10, $1,182,500$588AE, 9 ft
Pier 81Bald Eagle Dr, Marco River762001 to 20022,27524 mo: 12, $1,150,000$516AE, 9 ft
Vintage BayVintage Bay Dr, Barfield Bay1321997 to 20061,77312 mo: 10, $583,750$315AE 10 to 12 ft, part X
Estuary of MarcoSan Marco Rd, east side751985 to 199099124 mo: 11, $247,000$256AE 9 ft, part X

Source: Southwest Florida MLS closings matched to each condominium’s street addresses on the Collier County roll, pulled 2026-10-07; Collier County roll; FEMA NFHL point tests at each complex’s addresses on 2026-10-07. Distance is a straight line between Census geocoder points.

Reading the neighbor table

Eagle Cay’s nearest neighbor, Marco Courtyard Towers, is a 49-unit group of four seven- and eight-story towers from 2000 and 2001 with private garages and elevators that open into each unit, and the City record shows its Phase 1 milestone reports accepted for all four buildings; it sells for about $480,000 more per unit on a smaller price per square foot. On the island’s east side, Vintage Bay on Barfield Bay offers larger gated mid-rise units for less per square foot, and the Estuary of Marco on San Marco Road is the low-rise entry price. Eagle Cay’s place in that ladder is a mid-size unit on deep south-end water with an association dock. The south end as a whole is covered in our Caxambas guide, the island in our Marco Island guide, and the mainland alternative in our Naples versus Marco Island comparison.

Selling at Eagle Cay? Work with Top 1% Real Estate Agents Nationally Since 2008 and get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072. Buying on Marco Island’s water? Call Marc at (239) 287-5873 or book a buyer consultation.

Honest Pros and Cons of Eagle Cay

Eagle Cay’s strengths are water and a dock program at a mid-size price, elevator buildings, a quiet south-end location beside Caxambas Park and a fully documented state dock permit; its weaknesses are an open milestone process on four buildings, 1988 concrete buildings with 1987 elevators, a condo fee that rose about 48 percent since 2021, softer 2026 prices and a flood zone AE site with the ground about 6.2 feet below the base flood elevation.

What the record supports in favour of Eagle Cay

  • Waterfront on a canal and Smokehouse Creek with a 45-slip association dock, re-permitted by the state on 2026-07-10 and found in good condition at the 2024 inspection.
  • A public boat ramp next door at Caxambas Park and the South Marco Beach access about half a mile away.
  • Elevators in the four mid-rise buildings and residential floors above ground-level parking.
  • A per-unit price well below the newer towers nearby: a 36-month median of $700,000 against $1,150,000 to $1,182,500 at Pier 81 and Courtyard Towers over 24 months.
  • Thin supply: no active listings and one pending on 2026-10-07.
  • A documented capital record on the City system: roofs, a 2014 fire alarm system, a 2021 fire pump, seawalls and a rebuilt dock.

What the record supports against Eagle Cay, stated plainly

  • Not on the beach and no Gulf view from most units; the water is a canal and creek.
  • Four buildings with milestone projects that read “Phase 1 notice sent” and no report on the public record as of 2026-10-22, and a SIRS status we could not read.
  • Buildings from 1988 and elevators from 1987, with no elevator modernization on the City record.
  • A listing-entered condo fee that rose from $8,400 a year in 2021 to $12,400 in 2026.
  • Prices that have eased from a $740,000 MLS median in 2024 to $600,000 on three sales in 2026.
  • FEMA flood zone AE with the ground about 6.2 feet below the base flood elevation at the points tested, in evacuation zone A.
  • A longer drive to groceries and the bridge than from the island’s center, about 2.8 miles to the nearest supermarket.
  • Rental, pet and parking rules that are not public text; a buyer has to read the documents before knowing whether the unit fits the plan.

Thinking of Selling Your Eagle Cay Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for an Eagle Cay listing agent, or thinking, ‘I need someone to sell my Eagle Cay home…’, McGreevy and Comisar are the team to call. Eagle Cay recorded 12 closings in the 36 months to 2026-10-07 at a median of $700,000, and the median one closed at about 94.2 percent of its final asking price.

Listing-agent credentials

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Eagle Cay sold-listing stats, 36 months to 2026-10-07

In the 36 months to 2026-10-07 we tracked 12 Eagle Cay resales on the Southwest Florida MLS: $8,113,500 in total volume, a median sale of $700,000, a median of 91.5 days on market, and a median sale-to-final-list ratio of about 94.2 percent. None of the 12 was entered after closing. In the last 12 months alone, 5 closed at a median of $600,000.

What makes selling at Eagle Cay different

Selling here is a pricing exercise against near-identical units with three Eagle Cay variables layered on top. First, the milestone status: buyers and their lenders will ask about the four “Phase 1 notice sent” projects, so get the association’s written status before you list. Second, the slip: whether a slip conveys, is assigned or is leased changes value at a boating address, so have the Declaration language and the state lease notice ready. Third, the fee: at $12,000 to $12,400 a year as entered, the listing should state the current figure and what it covers from the budget. Floor and view matter too: the three highest 1,125 square foot sales in five years were all on the fifth floor or above. With no competing active listings on 2026-10-07, a well-prepared unit priced to the 2026 sales has the stage to itself.

What Is Your Eagle Cay Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free online valuation at mcgreevyandcomisar.com/home-valuation, and we will build your number from the newest Eagle Cay sales of comparable units, not the three-year median. Or talk to Jesse direct: (239) 898-6072, text or call. Buyers can reach Marc at (239) 287-5873 or book a buyer consultation.

How long does it take to sell an Eagle Cay condo?

The median Eagle Cay sale in the 36 months to 2026-10-07 took 91.5 days on the market, with a range from 4 days to 208 days (Southwest Florida MLS). The fastest sales were priced at or near the newest comparable sales.

Do Eagle Cay sellers get their asking price?

Usually not the full ask. The median Eagle Cay sale closed at about 94.2 percent of its final list price in the 36 months to 2026-10-07, and one of 12 closed above its final ask (Southwest Florida MLS).

Who pays for the owner’s title policy when I sell my Eagle Cay condo?

In Collier County the buyer customarily pays for the owner’s title insurance policy and chooses the closing agent, and the seller customarily pays the documentary stamp tax on the deed; the signed contract controls on every sale.

What documents will an Eagle Cay buyer ask me for?

Florida law requires the seller to provide the declaration, articles, bylaws and rules, the annual budget and financial statement, the milestone inspection summary if applicable, the latest structural integrity reserve study or a statement that none exists, and the frequently asked questions document (Fla. Stat. 718.503). At Eagle Cay, add the slip paperwork.

Does the open milestone inspection affect my Eagle Cay sale?

It can. A resale contract must state the milestone and SIRS status, and a buyer’s lender may ask for them. Getting the association’s written status on the four City projects before you list removes a question that would otherwise come up during the inspection period.

Is now a good time to sell at Eagle Cay?

The record cuts both ways: prices in 2026 are below the 2024 level, but supply is the lowest it can be, with no active listings on 2026-10-07. A seller who needs to sell in the next year faces little direct competition today; a free valuation shows where your unit sits against the newest sales.

What Our Clients Say About McGreevy and Comisar

Jesse McGreevy and Marc Comisar are top-reviewed Eagle Cay realtors. Every quote below is a genuine five-star Google review, quoted exactly as clients wrote it on our Google Business Profile. Read the five-star reviews on Google.

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Verified Google review

★★★★★ “Marc’s attention to detail and deep understanding of the Southwest Florida market gave us so much confidence.” Verified Google review

★★★★★ “Marc Comisar did an excellent job working with a very difficult client (me) selling our condo in a tough condo market. He went above and beyond.” Verified Google review

Your Local Real Estate Experts for Eagle Cay

Jesse McGreevy and Marc Comisar are McGreevy and Comisar, and they lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012. They have been Top 1% Real Estate Agents Nationally Since 2008 and have sold over $900 million in personal production between them. Jesse and Marc bring over 45 years of combined direct real estate experience to every Eagle Cay sale.

Honors and recognition, McGreevy and Comisar

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com, and more about how we work on the McGreevy and Comisar about page. Follow us on Facebook, Instagram and YouTube.

Contact McGreevy and Comisar about Eagle Cay

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling an Eagle Cay condo? Free valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse at (239) 898-6072. Buying at Eagle Cay? Call Marc at (239) 287-5873 or start a buyer consultation with our team. For the rest of the county, see our Collier County guide.

Frequently Asked Questions, Buyer Edition: Eagle Cay on Marco Island

These answers draw on the sections above. Each figure carries its window and source there; the short versions are collected here for buyers.

What is Eagle Cay on Marco Island?

Eagle Cay is a 126-unit condominium of five buildings on Collier Court at the south end of Marco Island, completed in 1988 beside Caxambas Park, with a 45-slip association dock on a canal and Smokehouse Creek. The association is Eagle Cay Condominium, Inc., and the state registers the condominium as project PR72226.

Is Eagle Cay on the beach?

No. Eagle Cay is on a manmade canal and Smokehouse Creek, not on the Gulf beach. The nearest public beach access, South Marco Beach off South Collier Boulevard, is about half a mile away in a straight line.

How much do Eagle Cay condos cost?

In the 36 months to 2026-10-07, 12 Eagle Cay units closed on the Southwest Florida MLS at a median of $700,000, from $515,000 to $812,500. The 12-month median was $600,000 on 5 sales.

What are the condo fees at Eagle Cay?

Listing agents entered annual condo fees of $12,000 to $12,400 on every 2025 and 2026 Eagle Cay sale, paid as $1,000 a month or $3,000 to $3,100 a quarter. Those are listing entries, not the association’s budget, which a buyer receives in the resale documents.

How big are Eagle Cay units?

Most are 1,125 square feet with two bedrooms and two baths (88 of 126 on the City parcel layer). Others are 1,155 square feet, 1,337 square feet with three bedrooms, and a few between 1,173 and 1,397 square feet.

How many Eagle Cay condos are for sale?

On 2026-10-07 none was actively for sale and one was pending with contingencies at a $625,000 list price (Southwest Florida MLS).

Does an Eagle Cay unit come with a boat slip?

Not automatically on the public record. The association runs 45 slips under a state submerged land lease for 126 units, so slips are fewer than units; how a slip is assigned, leased or conveyed is set by the Declaration and the association, which a buyer should confirm in writing.

Can you keep a boat lift at Eagle Cay?

The 2022 dock rebuild permit reinstalled 15 lifts, and the 1999 state lease renewal described a dock with boat lifts. Lift ownership and approval for a new lift are association and permit questions; ask the manager before you buy.

Can you rent an Eagle Cay condo?

Some Eagle Cay units are offered as weekly vacation rentals, but the minimum lease term and the number of leases a year are set by the Declaration and the rules, which we did not read. The City of Marco Island has no rental registration program; the association’s documents govern.

Are pets allowed at Eagle Cay?

The pet rules were not confirmed for this page. Read the Declaration and the current rules before contracting; a vacation-rental listing’s “no pets” line is a host’s rule.

Is Eagle Cay a 55 and over community?

No age restriction appears in any document we read. Confirm in the Declaration.

What flood zone is Eagle Cay in?

FEMA zone AE with a base flood elevation of 10 feet NAVD88 at the three building addresses tested, on FIRM panels 12021C0836J and 12021C0837J effective 2024-02-08. The ground at those points is about 3.8 feet.

Do I need flood insurance at Eagle Cay?

A lender will usually require it in zone AE. A Citizens HO-6 policy on its own does not trigger the Citizens flood requirement, which applies to the association’s building policy.

Does Marco Island get a flood insurance discount?

Yes. FEMA lists the City of Marco Island at Community Rating System Class 5, a 25 percent premium discount for NFIP policies in the Special Flood Hazard Area, effective since 2023-10-01.

Has Eagle Cay passed its milestone inspection?

The public record does not show one. The City opened milestone projects for Buildings 2 to 5 on 2024-06-28, and as of 2026-10-22 each reads “Phase 1 notice sent” with no Phase 1 report on file. Ask the association for its status.

Does Eagle Cay need a structural integrity reserve study?

Yes, for Buildings 2 to 5, which are three habitable stories or higher. Its completion status was not readable in the public record on 2026-10-22; ask for the study.

What happened at Eagle Cay in Hurricane Ian?

The dock took the damage: the City record shows about $971,000 of declared association dock removal and rebuild work in 2022 and 2023. No association-level building repair permit followed Ian on the City record.

Who pays for the owner’s title policy when I buy at Eagle Cay?

In Collier County the buyer customarily pays for the owner’s title policy and chooses the closing agent. The signed contract controls.

Who manages Eagle Cay?

The association’s website names Spinnaker Cay Management.

Which schools serve Eagle Cay?

Tommie Barfield Elementary is the island’s district elementary school, about 1.8 miles away; the district maps place Marco Island in the Manatee Middle and Lely High zones. Confirm with the district’s zoning tool.

Is Eagle Cay or Pier 81 the better buy?

It depends on the unit you want. Eagle Cay is the lower-priced, lower-fee choice with an association dock at the south end; Pier 81 is the newer, larger-unit tower on the Marco River at about $1,150,000 on a 24-month median.

Frequently Asked Questions, Seller Edition: Selling an Eagle Cay Condo

How do I find the best realtor to sell my Eagle Cay condo?

Look for a team that prices from the newest Eagle Cay sales of comparable units, knows how the slip and the milestone status affect buyers, and can show a record. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008; call Jesse at (239) 898-6072.

What is my Eagle Cay condo worth?

It depends on floor, building, size, view, condition and any slip right, measured against the newest sales. The 12-month median was $600,000 on 5 sales and the 36-month median $700,000 on 12. A free valuation builds your number from comparable units.

How many Eagle Cay condos sold in the last year?

Five closed on the Southwest Florida MLS in the 12 months to 2026-10-07, at a median of $600,000 and a range of $515,000 to $700,000.

How many Eagle Cay condos sold in the last three years?

Twelve closed in the 36 months to 2026-10-07, at a median of $700,000, and the county record holds 14 qualified recorded sales in the 36 months to 2026-08-24.

What was the highest Eagle Cay sale in five years?

$855,000, for a 1,337 square foot three-bedroom unit at 889 Collier Court in August 2022 (Southwest Florida MLS). The county record holds an $875,000 deed for a 1,337 square foot unit at 897 Collier Court recorded in October 2022 that does not appear on the MLS.

What was the lowest Eagle Cay sale in five years?

$515,000, for a 1,125 square foot unit at 897 Collier Court in June 2026 (Southwest Florida MLS).

Should I price my unit off the Eagle Cay median?

No. The median mixes floors, buildings and dates. Identical 1,125 square foot units sold from $515,000 to $750,000 in 36 months; price from the last three or four sales of units like yours.

Does a higher floor sell for more at Eagle Cay?

Possibly, on small counts. Among 1,125 square foot sales in five years, the 11 on floors 5 to 9 had a median of $700,000 and the 6 on floors 2 to 4 a median of $647,500, and the three highest sales were all on the fifth floor or above.

Does it matter which building my unit is in?

Not much on the MLS record: the building medians over five years run from $695,000 to $740,000 on small counts, and the spread inside each building is wider than the gap between them.

How much are seller closing costs at Eagle Cay?

Deed documentary stamps are 70 cents per $100, so $4,200 on a $600,000 sale, plus the estoppel fee, any association transfer charges the documents allow, and your brokerage fee. In Collier County the buyer customarily pays the owner’s title policy; the contract controls.

How much is the estoppel certificate when I sell?

Florida caps it at $299 when nothing is delinquent, plus $119 for delivery within three business days and up to $179 more when an account is delinquent, adjusted for inflation every five years (Fla. Stat. 718.116).

Do I need a flood disclosure to sell my Eagle Cay condo?

Yes. Since October 1, 2024 a Florida seller of residential property must give the buyer the statutory flood disclosure at or before contract (Fla. Stat. 689.302).

How do I sell an Eagle Cay unit that comes with a slip right?

Bring the paperwork: the Declaration or assignment language, any slip agreement, the lift ownership, and the state lease notice the transfer must carry. A buyer pays for a slip only when the paperwork proves it conveys.

Will the milestone status hurt my sale?

It is a question every buyer will ask. Florida requires the contract to state the milestone and SIRS status, so get the association’s written answer on the four City projects before you list.

Will the higher condo fee hurt my sale?

Buyers compare carrying costs. At $12,000 to $12,400 a year as entered, the fee is about 2.1 percent of the 12-month median sale; state it plainly with what it covers so buyers are not surprised at the estoppel.

Can I sell to a buyer who plans to rent?

Yes, if the Declaration and rules allow the plan. Order the documents early so the buyer can confirm the minimum lease term and the number of leases a year.

How long will my Eagle Cay condo take to sell?

The 36-month median was 91.5 days on market, from 4 to 208 days (Southwest Florida MLS). Pricing to the newest sales shortens it.

How many Eagle Cay condos sold in the last two years?

Eight closed in the 24 months to 2026-10-07, at a median of $660,500.

What did Eagle Cay condos sell for in 2025?

Five closed on the MLS in 2025 at a median of $700,000, from $525,000 to $740,000.

Have Eagle Cay prices fallen in 2026?

The three 2026 MLS sales have a median of $600,000, against $700,000 in 2025 and $740,000 in 2024. Three sales are a thin sample, but the direction is down.

What is the price per square foot at Eagle Cay?

About $620 on a 36-month median and about $533 on a 12-month median (Southwest Florida MLS, median of each sale’s price per square foot).

Why were there no Eagle Cay sales in 2023?

The MLS record holds no Eagle Cay closings in calendar 2023, and the county record holds one qualified deed that year. The record shows the gap, not its cause.

Will buyers compare my Eagle Cay unit with Pier 81 or Courtyard Towers?

Some will. Those towers sell for $1,150,000 to $1,182,500 on 24-month medians for units of about 2,000 square feet and more, so your listing should make the case for Eagle Cay’s water, dock and lower carrying cost.

Is there competition from other Eagle Cay listings right now?

On 2026-10-07 there were no active Eagle Cay listings and one pending.

Do I need the association’s approval to sell my Eagle Cay condo?

Many Florida condominiums require approval of a buyer, and Eagle Cay listings carry a $100 application fee as entered. The Declaration sets the process; ask the manager how long approval takes.

What will a buyer’s lender look at?

The condominium questionnaire, the budget and reserves, the master insurance, any litigation, and the milestone and SIRS status. Gather those early.

Does the flood zone affect my Eagle Cay sale?

Buyers in zone AE price in flood insurance. Have the building’s Elevation Certificate and any flood policy on the unit ready to share.

Does Hurricane Ian history matter to Eagle Cay buyers?

They will ask. The City record shows the association rebuilt the dock after Ian and filed no building repair permits; answer for your own unit on the flood disclosure.

Can I sell my Eagle Cay condo furnished?

Yes; list the furnishings in the contract. Furnishings add little to an appraised value.

Can I sell my Eagle Cay condo with a tenant in place?

Yes, subject to the lease and the association’s rules; the buyer takes the lease, so share it and the rent roll early.

What should I fix before listing my Eagle Cay unit?

Repairs and cosmetic work that photograph well, and anything a buyer’s inspector will flag. Renovations need the association’s approval and most need a City permit, so start them only with time to finish.

Who buys at Eagle Cay?

Boaters, second-home owners and retirees who want a two-bedroom elevator condominium on the water at the quiet south end, in our reading of the record.

How do I get started selling my Eagle Cay condo?

Get a free valuation or call Jesse direct at (239) 898-6072. Buyers can call Marc at (239) 287-5873 or book a buyer consultation.

What We Could Not Verify About Eagle Cay

Some Eagle Cay facts sit only in association records or in documents we did not retrieve for this guide. We list them, as of 2026-10-22, so you know what to ask for.

Held by the association

  • The status of the Phase 1 milestone inspections for Buildings 2 to 5 and any City extension.
  • The structural integrity reserve study and the reserve schedule it produced.
  • The current budget, any special assessment, and how the 2022 to 2023 dock rebuild was funded.
  • Leasing, pet, guest, parking and renovation rules, and how boat slips are assigned or conveyed.
  • The master insurance policy’s carrier, deductibles and premium.

In the public record but not read for this guide

  • The recorded Declaration of Condominium, its amendments and its book and page in the Collier County Official Records.
  • Each building’s Elevation Certificate.
  • Litigation or liens in the Collier County Clerk’s records.
  • The developer and architect of the 1988 buildings.

Not resolved

  • The City building layer’s five-floor heights for Buildings 4 and 5, against elevator landings and unit numbers that show seven and nine stories.
  • The second nine-landing elevator registered under the Building 5 name at the Building 4 address.

Downloadable Documents

These primary documents can be read or downloaded directly from their publishers.

Sources and Authoritative References

Every source below was cited in this guide and was read between 2026-10-07 and 2026-10-28. Market figures come from the Southwest Florida MLS, pulled 2026-10-07, re-derived for this guide by street address, and from the Collier County roll and qualified recorded sales data files dated 2026-08-29. Listing-entered fees are as entered by listing agents, not association budgets.

Federal agencies

  1. Census geocoder
  2. U.S. Census QuickFacts, Marco Island city
  3. HUD, assistance animals
  4. FEMA National Flood Hazard Layer
  5. FEMA Flood Map Service Center
  6. USGS 3D Elevation Program
  7. USFWS CBRS mapper
  8. NHC Tropical Cyclone Report, Irma
  9. NHC Tropical Cyclone Report, Ian
  10. NWS Miami, Hurricane Ian summary
  11. NHC report, Helene
  12. NHC report, Milton
  13. FEMA FloodSmart, premium costs
  14. FEMA FloodSmart, flood zones
  15. FEMA, CRS Eligible Communities, October 1, 2026

State of Florida

  1. Florida Division of Corporations
  2. Florida DEP, permit 0168441-002 EI
  3. Florida DEP, 2025 application
  4. DBPR elevator public data
  5. DBPR Condo_CW extract
  6. DBPR public records
  7. Florida DEP, 2024 compliance assistance offer and inspection
  8. Florida DEP, 2025 lease package
  9. Florida DEP, Return to Compliance letter
  10. Florida DEP, facility file ERP_168441
  11. Fla. Stat. 718.503
  12. Fla. Stat. 718.116
  13. Florida Department of Revenue, Table 1, Collier 2025-26
  14. Fla. Stat. 196.031
  15. Fla. Stat. 193.155
  16. Fla. Stat. 193.1554
  17. Fla. Stat. 718.112(2)(k)
  18. Fla. Stat. 201.02
  19. Fla. Stat. 201.08
  20. Fla. Stat. 199.133
  21. Fla. Stat. 627.711
  22. Fla. Stat. 718.111
  23. Fla. Stat. 509.032
  24. Fla. Stat. 627.351
  25. Fla. Stat. 627.0629
  26. Rule 69O-170.0155
  27. Fla. Stat. 215.5586
  28. My Safe Florida Home
  29. Fla. Stat. 689.302
  30. Fla. Stat. 553.899
  31. DBPR SIRS reporting
  32. FLDOE Collier directory

Collier County, the City of Marco Island and local public bodies

  1. City of Marco Island GIS
  2. City of Marco Island permit portal
  3. Collier County Clerk records search
  4. City of Marco Island FY2026 adopted budget
  5. City of Marco Island floodplain documents
  6. City of Marco Island Resolution 23-54
  7. Collier County Tax Collector, tourist development tax
  8. City of Marco Island beach access
  9. Collier County Emergency Management
  10. City of Marco Island, milestone inspection information
  11. CCPS 2025-26 grades
  12. CCPS attendance boundaries
  13. CCPS zoning tool
  14. Marco Island Code of Ordinances
  15. City of Marco Island, burrowing owl notice
  16. Collier County Marco Island beaches
  17. Collier County, Marco Island Executive Airport
  18. Collier Area Transit routes

Associations, utilities, health care, retail and other organizations

  1. Eagle Cay Condominium, Inc.
  2. Marco Island Civic Association, Residents’ Beach
  3. MICA regulations notice, 2023-02-08
  4. Winn-Dixie Marco Island
  5. Publix store 622
  6. NCH Marco Island urgent care
  7. NCH locations, Marco Island
  8. Physicians Regional hospitals
  9. Pier 81 Condominium Association

Law and title references

  1. Goodwin Law
  2. Barnes Walker

Press

  1. NBC2, 2024-10-11
  2. WGCU, 2026-08-26

Market data from Southwest Florida MLS, pulled October 2026. McGreevy and Comisar, Best Realtor for Eagle Cay. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.