Naples Lakes Country Club is a 731-home bundled-golf community in East Naples, built by Toll Brothers from 1999, with an Arnold Palmer Signature course every owner belongs to, no CDD and tested streets in FEMA Zone X. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar, Top 1% of agents nationally since 2008, the #1 team in Southwest Florida since 2012 and over $900 million in personal sales, are the team Naples Lakes Country Club sellers call first, and the team Naples Lakes buyers call when they want to know exactly what a membership-included home costs to own before they write an offer. Naples Lakes Country Club is a 731-home gated bundled-golf community in Naples, Florida. It sits at the northwest corner of Collier Boulevard and Rattlesnake Hammock Road in East Naples, it was built by Toll Brothers from 2000 to 2004 around an Arnold Palmer Signature course, and every one of its homeowners is a member of the club because the homeowners association owns the club outright.
Naples Lakes Country Club is one of the Naples communities we cover in depth. If you are buying or selling here, our comparison of the best real estate agents in Naples shows how local agents stack up on the public record.
This guide is built from the Collier County tax roll, the county’s recorded sale records, the Collier County PUD Master List, Florida corporate filings, Toll Brothers’ own archived pages and SEC filings, and the club’s published governing documents, budget letters and billing schedules. It separates the six villages the way the county records do, it labels every thin sample as thin, and it says plainly where a public record stops. If you own here, the market section shows you what your village has actually sold for since 2021. If you are buying here, the living section tells you what the membership, the transfer fee and a normal week actually involve.
Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty
McGreevy and Comisar sell Naples Lakes Country Club homes with the county record in hand: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Naples Lakes market read built village by village from Collier County deed records rather than portal estimates.
If you are searching for the best realtor for Naples Lakes Country Club, whether you are ready to sell your Naples Lakes Country Club home or buy your next one, McGreevy and Comisar is the team that delivers. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse and Marc together account for more than $900 million of personal sales inside that number.
Recent Naples Lakes Country Club track record, from the county record rather than a portal. Working from the Collier County tax roll, 2026 preliminary, in the last 12 months we counted 36 qualified sales recorded against Naples Lakes Country Club homes for the window 2025-08-30 to 2026-08-29, out of 103 recorded transfers in the same window, at an overall range of $372,500 to $2,375,000. By village group the qualified medians were $420,000 in Barrington (13 sales), $552,500 in Arrowhead (4 sales), $699,000 in Juliana and Providence (9 sales), $1,236,250 on the single-family Unit Two plat (6 sales) and $1,250,000 on the original single-family plat (4 sales). We do not publish a single community-wide median, because the county’s village-level extract does not carry the individual sale prices needed to compute one honestly, and a blend of $400,000 condominiums and $1.2 million estate homes would describe no house that exists here. Those are recorded deeds, not MLS closings, and they are labelled that way everywhere they appear on this page. The MLS layer sits beside them:
The MLS layer, pulled 2026-09-24, sits beside it. The Southwest Florida MLS Matrix shows 47 closings in the trailing twelve months (12 single-family, 35 condominium), total closed volume of $33,634,564, a median of 62 days on market (46 closings carry a days-on-market value; the count is even, so the median is the mean of the middle pair, 57 and 67), a median sold-to-list ratio of 95.63% measured against the final list price, and only 4 of 47 closings at or above list. 11 homes were active on the pull date, about 2.8 months of inventory. A blended median across condominiums and estate homes means little here, so the village medians sit in the market section. The MLS count runs ahead of the county’s 36 because the two windows end four weeks apart and the county has not yet qualification-coded every recent deed; the market section explains the difference.
For luxury Naples Lakes Country Club sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. Naples Lakes is a gated community with a staffed front gate, and the club requires sellers or their agents to email the club office for approval by the Thursday before any open house and to give the Guardhouse the details, per the club’s real estate documents and procedures page. A buyer who cannot simply drive in on a Sunday has to be reached before they arrive, which makes a Naples Lakes listing a marketing problem first. That is the problem we are built for.
Honors and recognition:
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
Selling your Naples Lakes Country Club home? Get a free home valuation at a free Naples Lakes Country Club home valuation, read how we sell homes in Naples Lakes Country Club, or Call Jesse direct at (239) 898-6072. Confidential conversations are welcome for luxury listings.
Buying a home in Naples Lakes Country Club? Call Marc at (239) 287-5873 for a personalised buyer consultation, or read our Naples Lakes Country Club buyer guide.
Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134 · Jesse McGreevy: (239) 898-6072 · [email protected] · Marc Comisar: (239) 287-5873
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Naples Lakes Country Club’s eight most load-bearing facts cover its size, build era, membership, costs, sale prices and who lives here. Each figure below comes from a county record, a state filing or the club’s own published documents, and each is repeated with its source further down this page.
This Naples Lakes Country Club guide runs 35 sections, from the market snapshot and the fee stack through the six villages, the club and golf course, flood and wind, schools, drive times and both FAQ blocks. Jump straight to what you need from the list below, or read it in order for the full picture of what owning here actually involves.
Living in Naples Lakes Country Club means owning one of 731 Toll Brothers homes behind a staffed gate, with full club membership attached to the deed: golf, tennis, fitness and the pool with no green, court or fitness fees. Roughly half the homes are primary residences, the rest seasonal, and the community is not age-restricted.
Naples Lakes is a bundled club, and that changes the arithmetic of buying here. The listing price is only the first number; the membership, the one-time transfer fee, the quarterly club bills and, in four villages, a condominium fee are the rest. The subsections below take each piece in the order a buyer meets it.
Naples Lakes has a single visitor entrance, on Collier Boulevard, per the club’s award-winning community page. The club’s own directions put it 2.8 miles south of Interstate 75 at Exit 101: from the interstate, drive south on Collier Boulevard and the community is on your right; from US 41, take Rattlesnake Hammock Road to Collier Boulevard, turn left, and the entrance is on your left just past the shopping plaza.
The gate is staffed. The club lists a Front Gate Security contact on its staff directory, its documents refer to “the Guardhouse,” and members list a phone number in the member directory and the gate system so that visitors can be called in, per the club’s Full Member Information Profile. What no public club document states is the gate’s hours. You will see “24-hour manned gate” in marketing copy elsewhere; we could not find it in any club record, so this page says “staffed front gate” and stops there. If round-the-clock staffing matters to your decision, ask the club office in writing before your inspection period ends.
A buyer’s attorney will also point you to one sentence in the Fourth Amended and Restated Declaration: “The Association shall not in any way be considered a guarantor of safety or security.” That is standard covenant language, and it means the gate is an operating choice of the association rather than a promise attached to your deed.
The Publix plaza you pass on the way in, Naples Lakes Village Center, shares the name but is outside the gate and outside the homeowners association, as the master plan section below explains.
Naples Lakes is not one product. It is six villages, which the Declaration calls Neighborhoods, each with its own building type, street and, in four cases, its own condominium association. Every home was built by Toll Brothers. “Every multi-family Village has a swimming pool complete with a spa and picnic area, and each residence has at least a one-car garage. There are no carports. The two single family Villages … have two- or three-car garages and most have swimming pools,” per the club’s real estate page.
Village | Product | Homes | Buildings | Street(s) | Plans and sizes (club) | Garage | Association |
|---|---|---|---|---|---|---|---|
Tahoe | Single-family estate homes | 111 | detached | Cerromar Dr, Castlerock Way | nine plans, 2,600 to 4,268 sq ft; 3 or 4 bedrooms, 3 baths, den | 2- or 3-car | master HOA only |
Placid | Single-family villas | 119 | detached | Cerromar Dr, Sedgewood Ln and Pl | four plans, 2,098 to 2,562 sq ft | 2-car | master HOA only |
Barrington | Condominiums | 209 | 11 buildings of 19 | Hampshire Ct | 1,394 to 1,772 sq ft | 1- and 2-car enclosed, under the building | Lake Barrington Condominium Association, Inc. |
Arrowhead | Carriage homes | 128 | 16 buildings of 8 | Winged Foot Ct and Way | 1,672 or 1,908 sq ft (ground); 1,975 or 2,184 sq ft (second floor) | attached 1-car | Lake Arrowhead Condominium Association, Inc. |
Juliana | Coach homes | 88 | 22 buildings of 4 | Shinnecock Hills Ct | Augustine 2,030 sq ft; Key West 2,531 sq ft | attached 2-car | Juliana Village Condominium Association, Inc. |
Providence | Coach homes | 76 | 19 buildings of 4 | Shaker Heights Ct | Augustine 2,063 sq ft; Key West 2,564 sq ft | attached 2-car | Providence Village Condominium Association, Inc. |
Sources: the club’s village pages for Tahoe, Placid, Barrington, Arrowhead and Juliana and Providence; the club’s homes for sale page for the 731 total; and the Florida Division of Corporations for the four condominium associations (Barrington, Arrowhead, Juliana and Providence).
Four things in that table change how you shop:
“Established in 1999, Naples Lakes Country Club was developed by Toll Brothers. The Clubhouse was opened in spring of 2001 and residential construction was completed in 2004,” per the club’s history page. The Collier County tax roll, 2026 preliminary, agrees: the condominium villages’ original construction runs from 2000 to 2004, and the single-family plats were built out in the same window. In 2026 every home in Naples Lakes is roughly 22 to 26 years old.
That age band has a specific consequence in Florida. The first statewide Florida Building Code took effect on March 1, 2002, per the International Code Council’s Florida case study, which means Naples Lakes straddles the line: some homes were permitted before the statewide code and some after. Which buildings fall on which side is not in any public summary, and a buyer should read the permit history for the specific home rather than assume.
The wind standard for anything you replace today is not in doubt. Collier County’s Florida Building Code 8th Edition wind layer puts the community at an ultimate design wind speed of 164 mph for Risk Category II, inside the wind-borne debris region, so replacement windows and doors must be impact-rated or protected. The club’s Architectural Review Committee Standards, revised September 18, 2023, add their own layer: asphalt roofs are not allowed, garages may not be converted to living space, screen enclosures follow a set style, and no two adjacent single-family homes may be painted the same color.
What we tell buyers is practical: ask which openings carry impact glass, when the roof was replaced, and whether a wind mitigation inspection exists, because those are what an insurer prices from.
This is the single most important fact about Naples Lakes, and the Declaration states it in one line: “Membership in the Association by all Owners is mandatory and automatic with the ownership of any Unit” (Article III, Section 1). The club puts it in marketing language: “full membership is included with every home,” per the real estate page. Full club membership comes with every home and cannot be declined.
Three consequences follow, and buyers coming from a non-bundled club often miss all three.
Membership is issued to no more than two adults per home, both living in it; where an entity owns the home, it designates up to two resident adults, per the Rules. The Declaration adds that a Member must be a natural person and that the designated Member may change only once in any twelve months except on a transfer.
“Bundled” is a word that gets stretched. Here is what the club’s own documents say an owner gets for the membership fee and master association fee, and what costs extra.
Included, per the documents:
Not included, per the same documents:
The full fee stack has its own section on this page. The short version, so the rest of this section makes sense, is that every home pays two recurring club charges: a Membership Fee that is the same for every home, and a master HOA fee that depends on the village. Per the club’s 2025 billing schedule:
Home type | Membership Fee, 2025 | Master HOA fee, 2025 | Combined | About per month |
|---|---|---|---|---|
Tahoe estate home | $9,818 | $5,330 | $15,148 | $1,262 |
Placid villa | $9,818 | $4,870 | $14,688 | $1,224 |
Barrington, Arrowhead, Juliana or Providence | $9,818 | $2,856 | $12,674 | $1,056 |
The combined column is our arithmetic on the schedule’s lines, and it matches the club’s own letters within a few dollars. The schedule itself says “Quarterly Membership Dues and HOA Fees are Billed to your Club House Account as a courtesy” and “Sub-Association Maintenance Fees are billed separately by the individual Management Companies.” Owners who did not prepay the Arnie’s cabana project also carry a $179 quarterly surcharge through October 2029. The 2026 schedule is behind the member login and is not public; we will not guess at it.
Buyers who have never bought into a bundled club are most often surprised by this line. Naples Lakes charges a one-time transfer fee when a home changes hands: $12,500 in 2024, per the 2024 budget package dated October 27, 2023, and $13,000 in 2025, per the 2025 budget letter dated September 9, 2024. The 2026 figure is in a member-only schedule. The authority for the fee is Article VII, Section 14 of the Declaration, which lets the Board set it for the maintenance and replacement of the amenities.
The 2025 letter describes the fee as “limited to first-time buyers (new residents) in NLCC.” Read literally, an owner who already lives in Naples Lakes and buys a second home inside the gates does not pay it again, although no public document spells out that case, so confirm it with the club office before you rely on it. Lessees also pay a transfer fee before occupancy, per the Declaration’s leasing section; the club does not publish that amount.
Three practical points we give every Naples Lakes buyer:
The mechanics are simple and written down. Under the Rules’ Transfer of Membership provisions and Article III, Section 1 of the Declaration, a new owner records the deed, delivers a copy to the Association, submits the Member Information Profile and pays the required fees, including the transfer fee. Membership then attaches automatically.
The master association does not approve buyers. The master Declaration contains no purchaser interview or approval clause. The condominium villages’ own documents may; those declarations were not available for review, so a buyer in Barrington, Arrowhead, Juliana or Providence should ask the village’s management company for its approval requirements and timeline as soon as a contract is signed. A condominium buyer should also expect a separate estoppel from the village association alongside the master association’s.
The county tax roll answers a question every buyer asks and few pages can: how many of these homes are someone’s primary residence? On the Collier County tax roll, 2026 preliminary, 346 of 731 homes (47.3%) carry a Florida homestead exemption, and 424 owners (58.0%) have a Florida mailing address.
The split by village is sharp: 74.5% and 68.3% on the two single-family plats, 48.2% in Juliana and Providence, 31.2% in Arrowhead and 30.1% in Barrington, with the full table in the market section below. About seven in ten single-family homes are year-round households, while about seven in ten Barrington and Arrowhead homes are not homesteaded, which usually means a seasonal owner, a second home or a rental. Among out-of-state owners, the most common mailing states are Michigan, Illinois, New York, New Jersey, Massachusetts, Pennsylvania and Wisconsin, and a handful of owners list Canadian addresses.
The club’s own calendar confirms the rhythm. It publishes a separate reduced fitness schedule for May 4 to October 30, 2026, per the 2026 summer fitness schedule; its staff list includes a Seasonal Assistant Golf Professional; and its 2026 guest golf rates drop from $140 for a member’s guest in season to $65 from May 1 to October 31. If you buy in Barrington or Arrowhead, expect a quieter building in summer and a full one from January to April. If you buy on Cerromar Drive, most of your neighbors will be there in August.
Naples Lakes is not a 55-plus community. Nothing in the Declaration or the April 2024 Rules sets an age restriction, and the Rules make provision for children and dependents, including supervision rules for children under 12 at the pool and on the courts and under 16 in the fitness center. The covenant is open to any household.
The club’s documents describe a week that runs on golf, but not only on golf.
Dining is for members, their guests and approved lessees; owners who lease their homes keep dining privileges. None of the club’s facilities are open to the general public without the General Manager’s authorization, per the Rules.
Naples Lakes has been a Certified Audubon Cooperative Sanctuary since 2001, per the club’s Audubon page. A 2018 BioBlitz counted 496 species inside the community, including the federally threatened wood stork and the state-threatened little blue and tricolored herons, and the club posts Florida Fish and Wildlife Conservation Commission guides on living with alligators, bears, coyotes, panthers and bobcats. Treat that list as the honest description of a Southwest Florida lake community: alligators live in the lakes.
The lakes are water, not recreation. The Declaration prohibits boats, rafts and watercraft on community lakes (Article XI, Section 25) and allows fishing only from the shoreline beside your own home, at your own risk (Section 26). Naples Lakes is a golf community, not a boating one: there is no marina, and the lakes are closed to boats. The course and cart paths are off limits for walking, jogging and biking, per the Rules.
If you are buying partly as an investment, read Article XI, Section 24 of the Declaration first: a 30-day minimum lease, no more than four leases a year, Board approval of the executed lease, and fees paid before the tenant moves in. The bigger point is the club. While a tenant is in residence, the owner loses all club privileges except dining, per the Rules, and the tenant pays green, cart, fitness and court fees that members do not. Naples Lakes suits an owner who wants a seasonal tenant while away better than a buyer who wants the club and the rent at the same time. Condominium villages may add stricter rules of their own.
The Declaration warns owners that a private airfield (Wing South Airpark, which the Declaration spells “Winged South”) sits next to the community, in Article XV, Section 11. The FAA record lists it as a private field, identifier FA37, at 4130 Skyway Drive, per AirNav, roughly 0.7 mile west of the clubhouse by our measurement. Owners should expect occasional small-aircraft noise. Most buyers never notice it; a few care a great deal, and the Declaration is the document that says it plainly.
Daily life outside the gate is short drives. From the community, by road and outside peak season:
Costco is building its second Collier store diagonally across the intersection; no opening date has been announced.
Every home in Naples Lakes carries the same membership, but not the same carrying cost: a Tahoe estate home paid $15,148 in club and master HOA fees in 2025, and a Barrington condominium paid $12,674 plus its own condominium fee. That gap, the transfer fee and the village you choose move the real price more than the kitchen does.
Selling a Naples Lakes Country Club home? Start with a free home valuation priced against your own village’s recorded sales, or call Jesse direct at (239) 898-6072 for a confidential conversation about timing.
Buying in Naples Lakes Country Club? Call Marc at (239) 287-5873 and he will put the full fee stack, the transfer fee and each village’s recent sales side by side before you tour, or read our Naples Lakes Country Club buyer guide.
Naples Lakes Country Club homes recorded 36 qualified sales in the twelve months to August 29, 2026, from $372,500 in Barrington to $2,375,000 on the original single-family plat. Qualified medians ran from $420,000 for a Barrington condominium to $1,250,000 for a single-family home, per the Collier County tax roll, 2026 preliminary.
Data updated: September 2026
Every figure in this section, unless it is labelled otherwise, comes from one source: the Collier County tax roll, 2026 preliminary, in files dated August 29, 2026, including the roll’s own table of recorded sales. We did not use a portal, an automated valuation or a listing site for any of it.
Four definitions govern how to read the tables:
The calendar-year columns cover 2021, 2022, 2023 and 2024. The county extract used here does not break out January 1 to August 29, 2025 as its own period, so there is no calendar 2025 column; the T12 window picks up from August 30, 2025.
Condominium data lines up cleanly with the villages. The county records Barrington as three Lake Barrington condominium phases totalling 209 homes, and Arrowhead as four Lake Arrowhead phases totalling 128, matching the club’s counts exactly. Juliana and Providence are recorded together under the Juliana Village name, 164 homes, because Toll filed Providence as the later Juliana Village phases; the county extract cannot separate them, so this page reports them as one group.
The single-family homes are the hard case. Tahoe has 111 homes and Placid has 119, per the club’s homes for sale page. The county, however, groups the 230 single-family homes by the plat they were recorded on: 120 on the original Naples Lakes Country Club plat, which the county labels Unit 1, and 110 on the Unit Two plat. The plats are not the villages. Neither 120 nor 110 matches 111 or 119; the club places both villages on Cerromar Drive; and FEMA’s own letters put Cerromar Drive lots on both plats, Lot 31 at 4723 Cerromar Drive on the original plat and Lot 94 at 4883 Cerromar Drive on Unit Two, with a Placid street, Lot 72 at 4900 Sedgewood Lane, also on Unit Two.
So on this page the single-family rows are labelled “Single-family, original plat (Unit 1)” and “Single-family, Unit Two plat,” and never “Tahoe” or “Placid.” Any source that publishes a Tahoe median and a Placid median from the county record is reading the plats as villages, and it is wrong.
Group | Homes | Recorded transfers | Qualified sales (n) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|---|---|
Single-family, original plat (Unit 1) | 120 | 17 | 4 | $1,250,000 | $1,155,500 to $2,375,000 | $429 |
Single-family, Unit Two plat | 110 | 12 | 6 | $1,236,250 | $800,000 to $1,340,000 | $501 |
Juliana and Providence coach homes | 164 | 29 | 9 | $699,000 | $660,000 to $750,000 | $296 |
Arrowhead carriage homes | 128 | 13 | 4 | $552,500 | $465,000 to $580,000 | $284 |
Barrington condominiums | 209 | 32 | 13 | $420,000 | $372,500 to $525,000 | $267 |
All Naples Lakes | 731 | 103 | 36 | not computed | $372,500 to $2,375,000 | not computed |
Source: Collier County tax roll, 2026 preliminary; recorded sales 2025-08-30 to 2026-08-29; qualified sales over $1,000 only.
The Barrington (n = 13) and Juliana and Providence (n = 9) medians are odd counts, so each is an actual sale. The Arrowhead (n = 4), original-plat (n = 4) and Unit Two (n = 6) medians are the midpoint of the two middle sales, and four sales is a handful, not a market, so read those as directional. The $2,375,000 top of the original-plat range sits far above that group’s other three sales, which is why the median, not the average, is the number to use.
The five tables below give every calendar year from 2021 to 2024 and the latest twelve months for each group. The count column is the number of qualified sales, with recorded transfers beside it. Where a group had one or two qualified sales in a year, we print the sales themselves rather than a median.
Barrington condominiums (209 homes)
Period | Qualified (recorded) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|
2021 | 26 (44) | $251,000 | $195,500 to $319,000 | $167 |
2022 | 10 (20) | $475,500 | $280,000 to $550,000 | $314 |
2023 | 12 (25) | $490,000 | $412,200 to $573,000 | $311 |
2024 | 15 (33) | $465,000 | $345,000 to $617,500 | $315 |
T12 to 2026-08-29 | 13 (32) | $420,000 | $372,500 to $525,000 | $267 |
Arrowhead carriage homes (128 homes)
Period | Qualified (recorded) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|
2021 | 21 (29) | $300,000 | $180,000 to $435,000 | $149 |
2022 | 7 (15) | $525,000 | $425,000 to $550,000 | $254 |
2023 | 10 (17) | $567,500 | $500,000 to $643,900 | $290 |
2024 | 5 (18) | $510,000 | $500,000 to $575,000 | $305 |
T12 to 2026-08-29 | 4 (13) | $552,500 | $465,000 to $580,000 | $284 |
Juliana and Providence coach homes (164 homes)
Period | Qualified (recorded) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|
2021 | 12 (18) | $454,400 | $310,000 to $639,900 | $185 |
2022 | 7 (22) | $680,000 | $550,000 to $765,000 | $302 |
2023 | 7 (16) | $727,500 | $655,000 to $750,000 | $296 |
2024 | 6 (17) | $715,000 | $676,400 to $755,000 | $340 |
T12 to 2026-08-29 | 9 (29) | $699,000 | $660,000 to $750,000 | $296 |
Single-family, original plat (Unit 1) (120 homes)
Period | Qualified (recorded) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|
2021 | 5 (12) | $900,000 | $565,000 to $1,075,000 | $296 |
2022 | 4 (11) | $1,045,500 | $925,000 to $1,500,000 | $427 |
2023 | 4 (8) | $1,300,000 | $725,000 to $1,600,000 | $444 |
2024 | 9 (19) | $1,050,000 | $850,000 to $1,850,000 | $431 |
T12 to 2026-08-29 | 4 (17) | $1,250,000 | $1,155,500 to $2,375,000 | $429 |
Single-family, Unit Two plat (110 homes)
Period | Qualified (recorded) | Qualified median | Range | Median $ per sq ft, county base area |
|---|---|---|---|---|
2021 | 7 (8) | $675,000 | $531,000 to $1,490,000 | $275 |
2022 | 3 (6) | $1,200,000 | $1,150,000 to $1,300,000 | $486 |
2023 | 1 (13) | one sale, at $1,150,000; too thin to read as a market rate | $468 (the one sale) | |
2024 | 2 (5) | two sales, $840,000 and $995,000; too thin to read as a market rate | not shown for two sales | |
T12 to 2026-08-29 | 6 (12) | $1,236,250 | $800,000 to $1,340,000 | $501 |
Source for all five tables: Collier County tax roll, 2026 preliminary, recorded sales table; qualified sales over $1,000; medians of qualified sales only.
Across the whole community, qualified sales ran 71 in 2021, 31 in 2022, 34 in 2023, 37 in 2024 and 36 in the latest twelve months. Recorded transfers ran 111, 74, 79, 92 and 103. Read those two lines together and the pattern is clear: 2021 was the year of volume, and every year since has settled at roughly half that many market sales.
The county measures each home’s base area, and that is the denominator in every per-square-foot figure in this section. It is not the living area in a listing, and it is not interchangeable with it. For the single-family homes the difference is large: the county’s adjusted area for the median home is about 16% larger than its base area, 3,168 square feet against 2,727 on the original plat and 2,974 against 2,575 on Unit Two, per the Collier County tax roll, 2026 preliminary. For the condominium villages the county’s base and adjusted areas are the same.
On that consistent denominator, the latest twelve months price the five groups like this, per square foot of county base area:
Group | Median base area | T12 median $ per sq ft, county base area | n |
|---|---|---|---|
Single-family, Unit Two plat | 2,575 | $501 | 6 |
Single-family, original plat (Unit 1) | 2,727 | $429 | 4 |
Juliana and Providence coach homes | 2,281 | $296 | 9 |
Arrowhead carriage homes | 1,942 | $284 | 4 |
Barrington condominiums | 1,669 | $267 | 13 |
Two readings follow. A single-family home transacts at roughly one and a half to nearly twice the per-foot rate of a condominium, the price of a detached lot, usually a private pool and two or three garage bays. And the three condominium groups sit within about $30 a foot of each other, so the gap between a Barrington condominium and a Juliana coach home is mostly size: the coach homes are about 600 square feet larger at the median, which explains most of the roughly $280,000 difference in median price.
Do not restate any of these per-foot figures against a listing’s living area. The MLS layer below uses its own denominator, and the last subsection explains why the two differ.
The biggest single move in the Naples Lakes record is the jump from 2021 to 2022, and it is strongest in the condominium villages, where the samples are large enough to read:
Group | 2021 median (n) | 2022 median (n) | Change | 2021 to 2022 change in median $ per sq ft, county base area |
|---|---|---|---|---|
Barrington | $251,000 (26) | $475,500 (10) | up 89.4% | $167 to $314 |
Arrowhead | $300,000 (21) | $525,000 (7) | up 75.0% | $149 to $254 |
Juliana and Providence | $454,400 (12) | $680,000 (7) | up 49.6% | $185 to $302 |
Source: Collier County tax roll, 2026 preliminary; percentage changes are our arithmetic on the county medians.
That is a repricing, not a drift. In a single year the county-recorded median Barrington condominium went from about a quarter of a million dollars to nearly half a million, and the count of qualified sales fell by more than half at the same time, from 26 to 10. Fewer homes changed hands at far higher prices, which is what a market does when inventory disappears.
The single-family plats moved too, but we will not put a percentage on them. Their samples are five and four sales on the original plat and seven and three on Unit Two, and a single large or small house in a sample that size can move a median by six figures on its own.
The condominium medians peaked in 2023 and have eased since:
Group | 2023 median (n) | T12 median (n) | Change from 2023 |
|---|---|---|---|
Barrington | $490,000 (12) | $420,000 (13) | down about 14.3% |
Arrowhead | $567,500 (10) | $552,500 (4) | down about 2.6% |
Juliana and Providence | $727,500 (7) | $699,000 (9) | down about 3.9% |
Source: Collier County tax roll, 2026 preliminary; changes are our arithmetic on the county medians.
Barrington is the village that has given back the most, and its per-foot median tells the same story, from $311 in 2023 to $267 in the latest twelve months on county base area. Juliana and Providence have held their per-foot rate almost exactly, $296 in 2023 and $296 now. Arrowhead’s latest median rests on four sales and should be read as directional.
Even after that easing, every condominium group trades far above its 2021 level: Barrington’s latest median is about 67% above its 2021 median, Arrowhead’s about 84% above, and Juliana and Providence’s about 54% above, on our arithmetic. An owner who bought before 2021 is sitting on a large gain; an owner who bought at the 2023 top in Barrington is not, and the honest conversation starts from these numbers.
Both single-family plats show latest-twelve-month medians of about $1.24 million to $1.25 million, at or near the highest medians in their records. That sounds like a trend, and it may be one, but the samples are four and six qualified sales, and in no year since 2021 has either plat recorded more than nine. We do not compute a single-family percentage change anywhere on this page.
What the record does support is the spread. Single-family homes in Naples Lakes have sold from $531,000 (in 2021) to $2,375,000 (in the latest twelve months) on the county record, and within the latest twelve months alone the range runs from $800,000 to $2,375,000. With nine floor plans in Tahoe running 2,600 to 4,268 square feet and four in Placid running 2,098 to 2,562, per the club’s village pages, a spread that wide is exactly what the product mix predicts. Pricing a single-family home here is a comparable-sale exercise, not a median exercise.
The county’s just value is its mass-appraisal estimate of market value for tax purposes. It is not a sale price and not an appraisal of any single home, but because it covers every parcel every year, it is the best view of the whole community at once.
Group | Homes | Median just value, 2026 preliminary | T12 qualified median sale | Median base area |
|---|---|---|---|---|
Single-family, original plat (Unit 1) | 120 | $961,519 | $1,250,000 (n = 4) | 2,727 |
Single-family, Unit Two plat | 110 | $783,620 | $1,236,250 (n = 6) | 2,575 |
Juliana and Providence coach homes | 164 | $566,690 | $699,000 (n = 9) | 2,281 |
Arrowhead carriage homes | 128 | $478,460 | $552,500 (n = 4) | 1,942 |
Barrington condominiums | 209 | $380,490 | $420,000 (n = 13) | 1,669 |
Source: Collier County tax roll, 2026 preliminary.
In every group the median just value sits below the median recent sale, which is normal: the county’s figure is an assessment estimate on a lag. The gap is widest on the Unit Two plat, $783,620 against a six-sale median of $1,236,250, which most likely means the few homes that sold were larger or better placed than the plat’s median home. The 2026 figures are preliminary and can change before certification.
Median total property taxes on the 2026 preliminary roll run from $3,274 in Barrington to $7,088 on the original single-family plat:
Group | Median total taxes, 2026 preliminary roll |
|---|---|
Single-family, original plat (Unit 1) | $7,088 |
Single-family, Unit Two plat | $6,764 |
Juliana and Providence coach homes | $5,301 |
Arrowhead carriage homes | $4,409 |
Barrington condominiums | $3,274 |
Source: Collier County tax roll, 2026 preliminary.
Naples Lakes is in unincorporated Collier County, millage area 105, with no city millage. A sampled FY2025 single-family bill carries the usual county, school, water management, mosquito control, Greater Naples Fire Rescue and Conservation Collier levies plus a single non-ad valorem “District 1 Garbage” charge of $261.91, per the Collier County Tax Collector bill. A sampled Barrington condominium bill carries “No Non-Ad Valorem assessments,” per its FY2025 bill. No CDD or bond assessment appears on Naples Lakes tax bills.
One warning every buyer needs: the seller’s tax bill is not your tax bill. The medians above include homes whose assessed values have been capped for years under a homestead exemption. A buyer’s taxes are based on the new assessed value after the sale, so budget from the price you pay, not from the listing’s tax line.
The roll records both the homestead exemption and the owner’s mailing address, and together they show who owns each village:
Group | Homes | Homestead (share) | Florida mailing address | Most common other owner states and countries |
|---|---|---|---|---|
Single-family, original plat (Unit 1) | 120 | 82 (68.3%) | 91 | New York, Illinois, Maryland, New Jersey, Canada |
Single-family, Unit Two plat | 110 | 82 (74.5%) | 89 | New Jersey, Michigan, Canada, Illinois, Ohio |
Juliana and Providence coach homes | 164 | 79 (48.2%) | 90 | Michigan, Illinois, Pennsylvania, New York, New Hampshire |
Arrowhead carriage homes | 128 | 40 (31.2%) | 59 | Massachusetts, New York, Illinois, Canada, New Jersey |
Barrington condominiums | 209 | 63 (30.1%) | 95 | Michigan, Illinois, New Jersey, Wisconsin, Massachusetts |
All | 731 | 346 (47.3%) | 424 (58.0%) |
Source: Collier County tax roll, 2026 preliminary.
Two patterns matter for pricing. The single-family plats are overwhelmingly primary homes, 164 of 230 homesteaded (71.3%), so their buyer pool is dominated by people moving to Naples full time. The condominium villages are the reverse, 182 of 501 homesteaded (36.3%), so their buyer pool leans seasonal, and Midwest and Northeast owners dominate it. In Barrington, Michigan alone accounts for 22 owners and Illinois for 18. The gap between Florida mailing addresses and homesteads, 95 against 63 in Barrington, is Florida residents who own a Barrington condominium as a second property or who have not filed for the exemption.
In the latest twelve months the county recorded 103 transfers across 731 homes, about 14.1%, but only 36 qualified sales, about 4.9%. The gap is gifts, trust and estate transfers, and sales too recent to carry a qualification code. By group, recorded transfers equalled about 17.7% of Juliana and Providence homes, 15.3% of Barrington, 14.2% of the original single-family plat, 10.9% of Unit Two and 10.2% of Arrowhead, on our arithmetic from the county counts.
For a seller, the qualified rate is the one that matters: at roughly five market sales per hundred homes a year, a listing competes mainly with the one or two homes of its own plan for sale at the same time.
Toll Brothers’ archived pages make a useful anchor. Barrington’s Springfield model, nearly 1,670 square feet, was originally priced from $184,975 in September 2001, per Toll’s archived Lake Barrington page; the latest Barrington median is $420,000 at a median base area of 1,669 square feet. These are not like-for-like, since Toll’s figures were base prices before options and lot premiums, and the history section below carries every model and price Toll published.
For a seller, three things follow from the record. First, price against your own group, not the community: a Barrington condominium, an Arrowhead carriage home and a Juliana coach home sit in three different price bands, and the single-family plats are a separate market again. Second, in Barrington the latest twelve months are about 14% below the 2023 median, so a list price anchored to a 2023 neighbor’s sale is asking the market to go back two years. Third, in the single-family plats the sample is so thin that the right comparable is the last sale of your plan, not any median on this page.
For a buyer, the condominium villages have given back part of their 2021 to 2023 run while club and HOA costs kept rising, so a unit costs less to buy than it did and more to carry. That is the trade to understand before you write an offer.
The county record shows what sold and at what price. The MLS layer shows what the county record cannot: how long homes took to sell, what share of the asking price they achieved, and what is on the market today.
MLS layer, Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24. Every row below sits in City NAPLES and Development NAPLES LAKES COUNTRY CLUB, with zero rows outside either; all medians come from the same function, and an even count is the mean of the middle pair. Price per square foot here uses the MLS living area, a different denominator from the county base area used above, so the two are never restated against each other.
Village group (MLS Sub/Condo) | Closed, 12 mo | Median sold | Sold range | Median days on market | Median sold-to-list | Median $/sq ft (MLS living area) | Active now | Months of inventory |
|---|---|---|---|---|---|---|---|---|
Single-family (Lake Tahoe, Lake Placid) | 12 | $1,236,250 (pair $1,230,000 / $1,242,500) | $800,000 to $2,375,000 | 19 (n 11) | 94.98% (pair) | $490.24 (pair) | 4 | 4.0 |
Juliana Village (MLS does not separate Providence) | 11 | $685,000 | $570,000 to $745,000 | 51 | 95.75% | $280.79 | 2 | 2.2 |
Lake Arrowhead | 7 | $539,000 | $438,000 to $580,000 | 67 | 97.35% | $251.83 | 2 | 3.4 |
Lake Barrington | 17 | $395,000 | $325,000 to $530,000 | 79 | 95.18% | $242.10 | 3 | 2.1 |
All Naples Lakes | 47 | blended, see rows | $325,000 to $2,375,000 | 62 (pair 57 / 67) | 95.63% | not meaningful blended | 11 | 2.8 |
Source: Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24. Sold-to-list is measured against the final list price at sale, not the original price. One single-family sale was a seller-direct entry with no days-on-market value and a Sub/Condo field of the community name only, so it counts in the single-family row but not in its village split below.
The county’s recorded deeds and the MLS will never produce the same number of Naples Lakes sales, and a page that blends them without saying so is publishing a figure no one can reproduce. The differences have four causes.
What each one counts. The county records every deed. Its qualified count keeps only the transfers it grades as arm’s-length market sales, and it drops gifts, trust and estate transfers and other non-market deeds. The MLS counts only homes that were listed through the MLS and reported closed. A private sale that never hit the MLS appears in the deeds and not in the MLS; a listed sale the county has not yet qualified appears in the MLS and not in the qualified deeds.
Timing. A sale closes, the deed is recorded, and the county codes it later. Near the end of any window, the MLS will usually show closings that the county has not yet qualified, which is why every T12 deed count on this page is a floor.
Grouping. The county groups single-family homes by recorded plat and records Providence under the Juliana Village name. The MLS relies on names agents enter. A Tahoe or Placid label in the MLS does not map onto the county’s two plats, so single-family counts by village in the MLS cannot be tied line by line to the county’s plat counts.
The square foot. The county divides by its own base area. The MLS divides by the living area an agent enters. For single-family homes the county’s measures differ from each other by about 16%, and neither is the MLS’s figure. A per-foot number from one source may never be restated against the other’s denominator, and on this page it never is.
The practical rule: use the county record for what sold and at what price, and the MLS for how long it took and how close to asking it closed.
Selling a Naples Lakes Country Club home? Get a free home valuation built on your own village’s recorded sales, or call Jesse direct at (239) 898-6072 and he will put your plan and position against both layers. Buying in Naples Lakes? Call Marc at (239) 287-5873 before you write an offer, or read our Naples Lakes Country Club buyer guide.
Toll Brothers developed Naples Lakes Country Club through TBI/Naples Limited Partnership on land Collier County first zoned in 1989 as the Casa Del Sol golf community, rezoned in 1998 as Naples Forest Country Club and renamed Naples Lakes Country Club in 2003. Toll began in 1999, deeded the course to the homeowners in 2003 and finished building in 2004.
A buyer or title examiner needs every one of those names, because the public record files this community under each of them at different moments.
A golf community was planned on this ground a decade before Toll Brothers built one. Collier County’s list of planned unit development ordinances, Appendix F of the Land Development Code, records the Casa Del Sol Golf and Country Club PUD under Ordinance 89-70, later repealed, with the note “Now Naples Forest Cntry. Club,” per the county’s Appendix F PUD list. Who sponsored Casa Del Sol, and why it was never built, is not in any record we could read; the answer sits in the Ordinance 89-70 petition file.
In 1998 the county rezoned the land, previously planned as the Casa Del Sol golf community, for Toll’s project. The Collier County Clerk’s recap of the Board of County Commissioners meeting of February 24, 1998 records Ordinance 98-14, adopted 5 to 0, rezoning the Casa Del Sol PUD and adjoining agricultural land to a PUD “to be known as … Naples Forest Country Club” at the northwest quadrant of County Road 951 (Collier Boulevard) and County Road 864 (Rattlesnake Hammock Road), per the text of the Clerk’s recap. We have read that recap only as indexed search text; the full agenda item, with its petition number and unit tables, did not load from the Clerk’s system.
Two more instruments followed under the Naples Forest name. Ordinance 99-31 appears in the county’s Appendix F list as the next Naples Forest Country Club ordinance, and on July 27, 1998 the engineering firm Post, Buckley, Schuh and Jernigan dated the land use plan that the Declaration still defines as the community’s Master Plan (Declaration, definition 16). The master plan section below covers what that plan laid out.
Toll Brothers built Naples Lakes through a Florida limited partnership, TBI/Naples Limited Partnership, Florida document A97000000416, filed February 13, 1997, with Toll FL GP Corp. as general partner at Toll’s headquarters, 250 Gibraltar Road, Horsham, Pennsylvania, per the Florida Division of Corporations record. The partnership was merged out of existence on November 1, 2016.
The Declaration still names it. “The Association is the successor of TBI/Naples Limited Partnership the developer of certain real property within NAPLES LAKES COUNTRY CLUB, a master planned community,” per the 2023 Declaration redline. Toll’s own 10-K filing of January 10, 2002 lists “TBI/Naples Limited Partnership, a Florida limited partnership” among its subsidiaries in Exhibit 21.
How and when the partnership acquired the land, from whom and for how much, is not in any record we could read. The deed into TBI/Naples Limited Partnership sits in the Collier Clerk’s official records, and this page will not guess at its date or price.
Toll held the course in a separate company. Naples Lakes Country Club, L.L.C., Florida document L99000008001, was filed on November 22, 1999, per the Florida Division of Corporations record. Its operating agreement, filed with the SEC as an exhibit to a Toll Brothers registration statement in June 2003, names TBI/Naples Limited Partnership as its sole member with 100% of the membership interests, names Ralph Reinert as manager at Toll’s office at 28341 South Tamiami Trail in Bonita Springs, and states the company’s purpose in eight words: “to own and operate a golf course and country club,” per Exhibit 3.87. The same company appears as a Toll subsidiary in Exhibit 21 of Toll’s 10-K filed January 12, 2001.
That structure is the reason the club today is owned by the homeowners. Toll kept the course in its own entity while it built and sold homes, then conveyed it to the association, covered below, and merged the golf company out of existence effective July 31, 2009.
Naples Lakes was one of the communities Toll Brothers built its Florida reputation on. In a press release filed with the SEC on September 4, 2003, Toll wrote: “To date, Toll Brothers is most noted in Florida for its Arnold Palmer Signature Golf Course communities, including Naples Lakes Country Club, Frenchman’s Reserve in the Palm Beach area and Mizner Country Club in the Boca Raton area,” and chairman Robert I. Toll added, “We entered Florida in 1995,” per the Toll 8-K exhibit.
The course itself is an Arnold Palmer Signature course, opened in 1999, and the club’s own history page dates the community’s establishment to the same year.
Site work began in 1999. RyanGolf, the contractor, reports in its project portfolio that it moved about 1,300,000 cubic yards of sand and rock for Toll, with blasting, utilities and roads, per its Naples Lakes project page; that is the contractor’s own account rather than a public record.
The legal framework went on record the same autumn. The original Declaration was recorded October 5, 1999 (O.R. Book 2598, Page 2100), dated September 8, 1999, as recited in the current Declaration. Toll’s first recorded sales began in October 1999; the earliest recorded sale in the county roll’s sale history for Naples Lakes homes is dated October 12, 1999, one week after the Declaration, per the Collier County tax roll, 2026 preliminary. An Amended and Restated Declaration followed on May 26, 2000 (O.R. Book 2679, Page 3014), carrying the property’s legal description (O.R. Book 2679, Page 3078) and the golf course’s legal description (O.R. Book 2679, Page 3116).
Toll’s own marketing site from 2001 put the pitch in one sentence: “Situated on an Arnold Palmer signature golf course and 160 acres of natural preserve … Naples Lakes includes a country club membership with every new home,” with the sales office at 4727 Cerromar Drive, per the archived Toll-era site. The 160-acre figure is marketing, and the master plan section below explains why it does not match the county’s conservation acreage.
The membership model was not always what it is now. In 2000 Toll also offered a limited number of resident, annual non-resident and annual corporate memberships, according to Toll’s marketing pages of that year. That was a developer-era arrangement; today membership is mandatory and automatic for every owner under the Declaration.
Toll marketed five product lines, Lake Tahoe Estates (first titled simply “Estates” in early 2000), Lake Placid Villas, Juliana Coach Homes (sold in both Juliana and Providence), Lake Barrington Condos and Arrowhead Carriages, and the names survive in today’s village names.
Toll’s pages also claimed “the Collier Builders Industry Associations coveted 2001 Sand Dollar Award for Community of the Year and Clubhouse of the Year,” a claim we report as Toll’s own marketing and have not checked against the association’s award records.
Toll published base prices, “the base house” before options, on its community pages, and the Internet Archive kept them. These are the prices of entry when Naples Lakes was new.
Lake Tahoe Estates, per Toll’s archived pages of November 2001 and December 2002
Model | Toll’s description | Nov 2001 base | Dec 2002 base |
|---|---|---|---|
Sandpiper | 3 bedrooms, den, 3 baths, 2-car | $359,975 | $415,975 |
Royale | 4 bedrooms, 4 baths, den, 3-car | $387,975 | $441,975 |
Aragon | 3 bedrooms, den, 3.5 baths, 3-car | $393,975 | $453,975 |
Monarch | 3 bedrooms, 3 baths, den, butler’s pantry, 3-car | $395,975 | $451,975 |
Osprey | 4 bedrooms, 4 baths, 3-car | $399,975 | $449,975 |
Adina | courtyard home, 3 bedrooms, den, 3.5 baths, guest suite | $399,975 | $445,975 |
Diplomat | two-story, 3 or 4 bedrooms plus playroom | $493,975 | $526,975 |
The club today lists nine Tahoe floor plans of 2,600 to 4,268 square feet, per its Tahoe page; Toll’s original Tahoe models included the Sandpiper, Royale, Aragon, Monarch, Osprey, Adina and the two-story Diplomat.
Lake Placid Villas, per Toll’s archived pages of September 2001 and June 2002
Model | Toll’s description | Sept 2001 base | June 2002 base |
|---|---|---|---|
Franklin | 2 bedrooms, den, 2 baths, 2-car | $286,975 | $342,975 |
St. Lawrence | 3 bedrooms, 2 baths, 2-car | $298,975 | $356,975 |
Saranac | 3 bedrooms, 2.5 baths, study, 2,560+ sq ft, 2-car | $304,975 | $355,975 |
The club lists four Placid plans of 2,098 to 2,562 square feet today.
Juliana Coach Homes (Juliana and Providence), per Toll’s archived pages from September 2001 through February 2003
Model | Toll’s description | Sept 2001 | Feb 2002 | June 2002 | Dec 2002 | Feb 2003 |
|---|---|---|---|---|---|---|
Augustine | first floor, 2 bedrooms, den, 2 baths, 2-car | $230,975 | $231,975 | $237,975 | $305,975 | $298,975 |
Key West | second floor, 3 bedrooms, den, 3 baths, 2-car | $277,975 | $275,975 | $279,975 | $345,975 | $338,975 |
The jump of roughly $66,000 to $68,000 between June and December 2002 lines up in time with the first Providence phase, which was recorded in December 2002, although Toll’s pages do not say so. The club today lists the Augustine at 2,030 square feet in Juliana and 2,063 in Providence, and the Key West at 2,531 and 2,564.
Lake Barrington Condos, per Toll’s archived pages of September 2001 and February 2003
Model | Toll’s description | Sept 2001 base | Feb 2003 base |
|---|---|---|---|
Bradford | 2 bedrooms, 2 baths, 1-car garage, nearly 1,400 sq ft | $154,975 | $167,975 |
Donovan | 2 bedrooms, 2 baths, 2-car, 1,450+ sq ft | $164,975 | $186,975 |
Springfield | 2 bedrooms, den, 2 baths, 2-car, nearly 1,670 sq ft | $184,975 | $202,975 |
Wadsworth | end unit, 2 bedrooms, den, 2 baths, 2-car, L-shaped lanai | $224,975 | $265,975 |
The club lists Barrington floor plans of 1,394 to 1,772 square feet.
Arrowhead Carriages, per Toll’s archived page of December 2000
Model | Toll’s description |
|---|---|
Anaheim | first floor, 1,670+ sq ft, 2 bedrooms, 2 baths, den, 1-car |
Montebello | first-floor end unit, 3 bedrooms, 2 baths, 1-car, 1,900+ sq ft |
Rialto | second story, 2 bedrooms, 2 baths, den, 1-car, 1,975 sq ft |
San Gabriel | second-floor end unit, 3 bedrooms, 2 baths, 1-car, 2,180+ sq ft |
No Arrowhead base price appears in any capture we found. The four Toll models match the four sizes the club lists today: 1,672 and 1,908 square feet on the ground floor, 1,975 and 2,184 on the second.
Toll’s pages captured in 2000 and 2001 give the community’s total as 730 homes, as on the September 2001 Lake Placid Villas page. From 2002 on, they say 731, as on the June 2002 version of the same page, which is the figure the club, the county’s PUD Master List and the tax roll all carry today. Why one home was added is not stated.
Toll recorded the four condominium villages in phases, and the state’s condominium filings give the dates, per the Florida Department of Business and Professional Regulation’s condominium extract:
Village | Phases | First recorded | Last recorded |
|---|---|---|---|
Arrowhead | Lake Arrowhead 1A to 1D, 32 homes each | October 11, 2000 | June 19, 2002 |
Juliana | Juliana Village 2A to 2D (20, 24, 24, 20) | December 5, 2000 | January 29, 2002 |
Barrington | Lake Barrington 4A (76), 4B (57), 4C (76) | December 18, 2000 | October 10, 2002 |
Providence | Juliana Village 3A to 3C (24, 28, 24) | December 4, 2002 | May 6, 2004 |
Providence was the last village built, and its final phase was recorded in May 2004, the year the club says residential construction was completed. The Providence association itself was filed in January 2004 as Juliana Village 3C Condominium Association and later renamed, per the Florida Division of Corporations record, which is why Providence still appears under the Juliana Village name in the county record.
“The Clubhouse was opened in spring of 2001,” per the club’s history page. Toll’s marketing described it as Mediterranean in style, with barrel tile roofs, dining and grille rooms, card rooms, locker rooms and a fitness center, beside a pool and five tennis courts. The building was later remodeled and expanded, reopening in 2013, and the club today describes its renovated clubhouse as 24,000 square feet on its real estate page.
The zoning name finally caught up with the community’s name in 2003. Ordinance 03-33, approved June 24, 2003, is the operative PUD ordinance, recorded on the county’s PUD Master List as “NAPLES LAKES COUNTRY CLUB,” also known as “Naples Forest CC, Casa Del Sol.” The county’s Appendix F list records the same chain in its own shorthand: “NAPLES FOREST CNTRY. CLUB 89-70 Rpld.; 98-14 Rpld.; (Was Casa Del Sol); 99-31; 03-33; (Name changed to Naples Lakes Country Club PUD).”
Record | Sequence of names | Source |
|---|---|---|
Zoning (PUD) | Casa Del Sol Golf and Country Club (Ord. 89-70) to Naples Forest Country Club (Ord. 98-14, 99-31) to Naples Lakes Country Club (Ord. 03-33, approved June 24, 2003) | |
Homeowners association | Naples Country Club, Inc. (Jan 14, 1998) to Naples Lakes Country Club, Inc. (June 11, 1998) to Naples Lakes Country Club Homeowners Association, Inc. (April 23, 1999) | |
Golf entity | Naples Lakes Country Club, L.L.C. (Nov 22, 1999, merged out effective July 31, 2009) | |
Toll product lines | Lake Tahoe Estates, Lake Placid Villas, Juliana Coach Homes, Lake Barrington Condos, Arrowhead Carriages | Toll pages archived 2000 to 2003 |
Villages today | Tahoe, Placid, Barrington, Arrowhead, Juliana, Providence | club villages page |
The text of Ordinances 98-14, 99-31 and 03-33 was not available to read online. Their development standards and unit tables sit in the Collier County Board of County Commissioners’ ordinance records.
Toll’s golf entity deeded the course to the homeowners association on October 23, 2003 (O.R. Book 3447, Page 736), per Article II, Section 5 of the Fourth Amended and Restated Declaration, which defines the course as Common Area. The Declaration also gives a recording date for that deed which falls on a Sunday, so we publish the conveyance date and the book and page, and not a recording date.
This is the single most consequential date in the community’s history for an owner today. From that day the 18 holes have belonged to the association every owner belongs to, not to a developer or an outside operator, and the Declaration protects them: rules cannot materially reduce members’ tee-time availability without a vote of a majority of the Voting Members (Article II, Section 5).
Residents took control of the association between 2003 and 2004; the club dates its turnover to 2004. The state record shows the handover in two annual reports. The association’s 2003 annual report, filed April 29, 2003, still lists directors at Toll’s Bonita Springs office. The 2004 annual report, filed April 26, 2004, lists the president and most directors at addresses inside the community, on Cerromar Drive, Castlerock Way and Shinnecock Hills Court, with one director still at the Toll office. “Residential construction was completed in 2004. At that time the Club was turned over to the Residents,” per the club’s history page. The formal turnover meeting date is not in any public record we found.
The owners have reinvested in the club several times since turnover, each time on their own dime:
Three practical points come out of this record.
One last name warning. Collier County’s Appendix F also lists a “Naples Lake” PUD under Ordinances 86-80 and 88-55, now called Moon Lake. It is a different PUD with no connection to Naples Lakes Country Club. And Naples Lakes is its own gated community and association; it is not part of Lely Resort.
Collier County records Naples Lakes Country Club as a 485-acre planned unit development, built out, with 219 acres of golf, 29 conservation acres and 15 commercial acres along Collier Boulevard. The county approved up to 785 homes; 731 were built, on two recorded single-family plats and four condominium villages.
Those numbers come from one line of the county’s PUD Master List, updated June 11, 2026, read below alongside the recorded plats and the Declaration.
Naples Lakes covers about 485 acres (485.02 on Collier County’s PUD Master List; the club describes it as 490 acres). The county’s figure is its registered PUD size; the club’s is a rounder number used on its home page and its about page. Neither source explains the five-acre difference. Use 485.02 when you are quoting a public record and “about 485” in conversation.
The whole community sits in Section 15, Township 50 South, Range 26 East, in the northwest quadrant of Collier Boulevard (County Road 951) and Rattlesnake Hammock Road (County Road 864), per the PUD Master List. On the Collier County tax roll, 2026 preliminary, every Naples Lakes home is in that one section, in ZIP code 34112, in unincorporated millage area 105.
PUD Master List field | Value |
|---|---|
Name | Naples Lakes Country Club (also known as Naples Forest CC, Casa Del Sol) |
Status | Built out |
Ordinance | 03-33, approved June 24, 2003 |
Estimated buildout | 2006 |
Section, township, range | 15-50-26 |
Total size | 485.02 acres |
Residential units approved | 785 |
Single-family developed | 230 |
Multi-family developed | 501 |
Gross density | 1.67 units per acre |
Golf course | 219.00 acres, 18 holes |
Conservation | 29.00 acres |
Commercial | 15.00 acres; 110,000 sq ft approved; 76,373 sq ft developed |
Source: Collier County PUD Master List, updated June 11, 2026. The values are the county’s; we matched them to the column headers from the PDF’s layout.
The PUD Master List breaks out three land uses and leaves the rest as a remainder. On our arithmetic:
Land use | Acres | Share of 485.02 acres |
|---|---|---|
Golf course | 219.00 | 45.2% |
Conservation | 29.00 | 6.0% |
Commercial, outside the gate | 15.00 | 3.1% |
Everything else: homes, lakes outside the course, roads, clubhouse grounds, buffers | 222.02 | 45.8% |
Total | 485.02 |
Source: Collier County PUD Master List; the remainder row and all shares are our arithmetic.
The shape that table describes is a golf course community in the literal sense: almost half the land is golf, and the homes, roads and village pools share a similar amount. The county does not publish a separate residential, lake or road acreage for this PUD, so we do not split the remainder further.
The Declaration defines the community’s Master Plan as “the land use plan for the development of the Community dated July 27, 1998, prepared by Post, Buckley, Schuh & Jernigan, as it may be amended,” covering the property described in Exhibit A to the Amended and Restated Declaration and the Plat (Declaration, definition 16, in the Fourth Amended and Restated Declaration). The plan itself is not posted by the club or the county online. What survives in public is its result: the two plats, the six Neighborhoods and the tract structure described below.
The single-family homes and the community’s common land were recorded on two plats:
Both references appear in the club’s posted Exhibit A legal description, together with the property descriptions recorded at O.R. Book 2598, Page 2158 and O.R. Book 2679, Page 3078. The recorded plats carry the tracts that make the community work:
The condominium villages were created by their own condominium declarations rather than by lots on these plats, recorded between 2000 and 2004 as the history section above sets out. The Lake Barrington 4C declaration is recorded at O.R. Book 3128, Page 2614 and the Juliana Village 2B declaration at O.R. Book 2770, Page 2544, as quoted in published legal notices from 2011 and 2026; the others were not located online.
The plats also explain why the county’s single-family data cannot be read by village. The two plats hold 120 and 110 homes, while Tahoe has 111 and Placid 119, and FEMA letters place Cerromar Drive lots on both plats. Which lots belong to which village sits in the recorded plats and the Declaration’s Neighborhood exhibits, which are not posted online.
The Declaration fixes exactly six Neighborhoods: “Lake Arrowhead, Lake Barrington, Juliana Village, Lake Placid, Providence Village and Lake Tahoe,” each electing one director to the master board. On the ground, per the club’s village pages, Tahoe sits on Cerromar Drive and Castlerock Way, Placid on Cerromar Drive and Sedgewood Lane and Place, Barrington on Hampshire Court, Arrowhead on Winged Foot Court and Way, Juliana on Shinnecock Hills Court and Providence on Shaker Heights Court. The condominium villages are compact clusters of 68 buildings in all, each with its own pool. A few single-family addresses sit on Prestwick Drive and Naples Lakes Boulevard; no public record we found assigns them to Tahoe or Placid.
The PUD approved up to 785 homes and 731 were built: 230 single-family and 501 multi-family, per the PUD Master List, matching the club’s count and the tax roll. The PUD is recorded as built out, with an estimated buildout year of 2006.
That leaves 54 approved homes that were never built, about 6.9% of the entitlement. No public record we could read explains why. The answer would sit in the text of Ordinance 03-33 and its unit tables, or in Toll’s site-plan revisions, neither of which is online. Two FEMA letters from 2012 and 2013 refer to a “future development” tract near the clubhouse on what was then Inverness Club Drive, one of them denying removal from the flood zone and the other removing the clubhouse and golf maintenance tracts and part of the future development area. No record ties that tract to the 54 unbuilt units, and we do not.
For a buyer the point is simple: the PUD is built out, and any change to what it allows would go through the county’s public amendment process.
The PUD Master List prints a gross density of 1.67 units per acre. On the list’s own acreage, 785 approved homes over 485.02 acres works out to about 1.62, and the 731 homes actually built work out to about 1.51 units per acre, on our arithmetic. The list does not state the acreage behind its 1.67, so we report its figure and our own side by side rather than choosing between them.
By any of those measures, Naples Lakes is a low-density community. With 219 acres of golf, more land is fairway, green and rough than is under all 731 homes, their yards, the village pools and the streets combined.
This is the one land figure that circulates in three different versions, and it is worth getting right.
Collier County’s PUD record counts 29 conservation acres; the club’s own pages describe more than 160 acres of preserves and lakes combined. The club’s figures fold the lakes in with the preserve, and they disagree with each other, so this page uses 29 acres as the only preserve acreage and describes the rest as lakes and preserve together. You will see “160-acre preserve” in listing copy. It is not what the county records.
The conservation land is not open space in the ordinary sense. Under Article XIV of the Declaration, the Conservation Areas are required by the South Florida Water Management District and protected by conservation easements under section 704.06, Florida Statutes; owners may not alter them, and the Association maintains them in perpetuity. For an owner whose home backs a preserve, that is a durable protection: the view is held by a recorded easement, not by a board’s discretion.
The lakes are the community’s surface water management system, and the association runs it. The Amended and Restated Articles of Incorporation make the Association responsible for operating and maintaining the South Florida Water Management District permitted surface water management system, including all lakes (Article II C). The Declaration adds three details:
On the current FEMA map, effective February 8, 2024, the mapped flood polygons inside the gates coincide with the lakes themselves, while every village street point tested is Zone X, per the FEMA National Flood Hazard Layer. The flood section of this page covers the map history and the FEMA letters in full.
One item in the Declaration belongs on every buyer’s disclosure list. As a condition of the community’s zoning and permitting, Collier County required facilities to control offsite storm water that flows toward the Naples Lakes property. Under the approved Fourth Amended and Restated Declaration (Article V, Section 11, “County Improvements”), the Association must comply with the reasonable requirements Collier County or the South Florida Water Management District imposes, and the cost of compliance is a Common Expense shared by all owners; an owner who damages or modifies the storm water control structures pays for the repair. The 2023 redline circulated to owners carries older wording that ties this to the county’s Lely Area Stormwater Improvement project at the Association’s “sole cost and expense”; the approved text is the one that governs.
It is contingent: the obligation arises only if the county requires the work. No public record we found shows the county has asked. But the cost, if it ever comes, falls on the association the owners fund, and a buyer should know it is there.
The PUD includes 15 commercial acres, with 110,000 square feet of commercial space approved and 76,373 square feet developed, per the PUD Master List, which is about 69% of the approved space on our arithmetic. Those acres are the outparcels along Collier Boulevard, recorded on the tax roll as the Naples Lakes Shopping Center and known on the ground as Naples Lakes Village Center, anchored by a Publix.
They are inside the PUD but outside the gate and outside the homeowners association. The Declaration’s six Neighborhoods are all residential, and the commercial parcels are covered by a separate entity, Naples Lakes Commercial Property Owner’s Association, Inc., Florida document N01000004559, with a Boca Raton address. For an owner that means convenience without cost: the grocery store is about a mile away, and its association and budget are not the homeowners’ responsibility.
A built-out PUD with nearly half its land in golf and a recorded conservation easement cannot quietly densify: no builder holds unsold lots, the course is association Common Area under a recorded deed, and any zoning change would go through a public county process. For a seller, that permanence is a provable selling point on a golf-view or preserve-view home. For a buyer, the Naples Lakes you tour is the Naples Lakes you will own.
Selling a Naples Lakes Country Club home? Start with a free home valuation, or call Jesse direct at (239) 898-6072. Buying in Naples Lakes? Call Marc at (239) 287-5873, or read our Naples Lakes Country Club buyer guide.
Naples Lakes Country Club is governed by one master association, Naples Lakes Country Club Homeowners Association, Inc. (Florida document N98000000743), which owns the golf course and runs the club under a Fourth Amended and Restated Declaration approved November 17, 2023. Four condominium associations sit beneath it. The two single-family villages have none.
That structure decides who bills you, who maintains your roof and whose estoppel certificate your closing depends on. This section walks through each layer from the recorded and posted documents, and says plainly where a document is not public.
The governing body is Naples Lakes Country Club Homeowners Association, Inc., a Florida not-for-profit corporation, Sunbiz document N98000000743, filed January 14, 1998, status ACTIVE, principal and mailing address 4784 Naples Lakes Blvd, Naples, FL 34112, which is the clubhouse (Florida Division of Corporations record).
What makes Naples Lakes different from most golf communities in East Naples is that there is no separate club corporation standing beside the homeowners association. The club’s own Full Member Information Profile states it in one line: “Naples Lakes Country Club is owned and managed by the Naples Lakes Country Club Homeowners Association, Inc. A Florida Not For Profit Corporation.”
The recorded Fourth Amended and Restated Declaration (approved 11/17/2023) makes the same point from the land side: the Golf Course is defined as owned by the Association as Common Area (Art. I, def. 14), and “Membership in the Association by all Owners is mandatory and automatic with the ownership of any Unit” (Art. III, Sec. 1). The homeowners association is the club. When you close on a Naples Lakes home, you become a member of the entity that owns the 18 holes, the clubhouse and Arnie’s, not a customer of a club someone else owns.
Two history points complete the picture. Toll Brothers’ golf entity, Naples Lakes Country Club, L.L.C., deeded the course to the homeowners association on October 23, 2003 (O.R. Book 3447, Page 736), as recited in the Declaration (Art. II, Sec. 5). And residents took control of the association between 2003 and 2004; the club dates its turnover to 2004, when residential construction finished (club history).
Date | Event | Source |
|---|---|---|
January 14, 1998 | Filed as Naples Country Club, Inc. | |
June 11, 1998 | Renamed Naples Lakes Country Club, Inc. | same |
April 23, 1999 | Renamed Naples Lakes Country Club Homeowners Association, Inc. | same |
1999 to 2026 | Annual reports on file each year; the 2026 report filed April 1, 2026 | Sunbiz record |
December 5, 2005 | Reinstatement filed (the public record does not say what preceded it) | Sunbiz record |
November 24, 2010 | Amendment filed, the association’s last corporate event | Sunbiz record |
April 14, 2021 | Principal address changed to 4784 Naples Lakes Blvd | Sunbiz record |
December 15, 2022 | Registered agent changed to Joseph F. Basso, the club’s General Manager and Chief Operating Officer | Sunbiz record |
Older governing documents give the association’s address as 4784 Inverness Club Drive. It is the same street number and the same building; today’s documents and the state record use Naples Lakes Blvd.
A practical warning on names: a Florida entity search for “Naples Lakes” also returns Naples Lakes Commercial Property Owner’s Association, Inc. (Sunbiz N01000004559), which has a Boca Raton address and appears to cover the commercial outparcels on Collier Boulevard, the Naples Lakes Village Center with the Publix, outside the gate. It is not the homeowners association.
The association’s 2026 annual report, filed April 1, 2026, lists the officers and directors as President Dennis Born, Vice President John Harrison, Treasurer Dennis O’Brien, Secretary Leslie White, and Directors Patrick Laird, Mark Chrisos and Clyde Farris (Sunbiz record). Seven names, which matches the seven-seat board the Bylaws require.
The Bylaws as amended, approved 11/17/2023, set the board structure, and it is the most distinctive governance feature at Naples Lakes:
What this means for an owner: the 88-home Juliana Village and the 209-home Lake Barrington each elect exactly one director, so per home a coach-home vote carries more weight in the village seat than a Barrington vote.
The earlier 2010 Bylaws remain posted for history only.
The Declaration has been restated four times. Buyers are sometimes handed an older version, so the chain matters.
Instrument | Date | Collier Official Records reference | Notes |
|---|---|---|---|
Declaration of Covenants, Conditions and Restrictions of Naples Lakes Country Club | Dated September 8, 1999, recorded October 5, 1999 | O.R. Book 2598, Page 2100 (legal description at O.R. 2598/2158) | Original Toll-era document |
Amended and Restated Declaration | Recorded May 26, 2000 | O.R. Book 2679, Page 3014; Exhibit A at 2679/3078; golf course legal description at 2679/3116 | |
Second Amended and Restated Declaration | Not stated in the posted documents | Not stated | Referenced in the current Declaration’s applicability clause |
Third Amended and Restated Declaration | December 2010 (exhibits dated “Final 12-10-10”) | Recording reference not in the posted copy | Signed for the association by President Jay Whalen |
Certificates of Amendment | April 7, 2015 and July 27, 2015 (dates from the club library file names) | Not in hand | |
Fourth Amended and Restated Declaration | Approved November 17, 2023 | Recording reference not printed on the club’s posted copy | Prepared by Richard D. DeBoest II, Goede, DeBoest and Cross, Fort Myers |
Sources: the Fourth Amended and Restated Declaration, the 2023 redline of the proposed amendments, the Amended and Restated Articles of Incorporation, and the club’s Exhibit A legal description.
If anyone hands you a version older than the November 17, 2023 restatement, ask for the current one; the club posts it on its Club Documents and Information page. The Declaration renews automatically in 10-year periods unless two-thirds of the Units record a change (Art. XV, Sec. 1).
The Declaration is recorded against two plats: the original plat of Naples Lakes Country Club (Plat Book 33, beginning at Page 8) and Unit Two (Plat Book 35, Pages 21 to 25), and it references a master land use plan dated July 27, 1998, prepared by Post, Buckley, Schuh and Jernigan (Art. I, defs. 16 and 25).
The provisions we point buyers to first, with their locations:
This is the provision to understand before hurricane season, not after one.
Article VII, Section 6 limits unbudgeted Special Assessments to $250,000 in the aggregate per year, and that cap does not count insurance deductibles. A separate force majeure special assessment is also capped at $250,000 unless approved otherwise under the Declaration, and it may exceed the cap to meet a windstorm insurance deductible (Declaration, Art. VII, Sec. 6).
Put simply: in an ordinary year the board cannot surprise 731 households with more than $250,000 of combined special assessments, which is about $342 per home spread evenly (our arithmetic, $250,000 divided by 731). After a named storm that damages association property, the windstorm deductible can be passed through above that cap. A buyer should know the ceiling has a hurricane-shaped hole in it.
Note that this cap governs the master association. Each of the four condominium associations has its own declaration and its own assessment powers, and none of their budgets or special assessment histories is public.
The Declaration contains a section headed “Reserve Budget and Capital Contribution.” The public documents show how the club actually funds reserves and capital today, and it is not through a charge at closing.
The 2024 budget cover letter package (dated October 27, 2023) breaks the 2024 per-household Membership figure of $9,172 into Operating Dues of $7,372 plus Fund Contributions of $1,800. At the budget level, the same package shows:
2024 budget line | Amount | Per home, divided by 731 (our arithmetic) |
|---|---|---|
HOA operations | $2,167,695 | about $2,965 |
Club operations | $5,389,177 | about $7,372 |
Reserve contribution | $1,142,104 | about $1,562 |
Capital contribution (up 56% on 2023) | $173,625 | about $238 |
Total club budget | $8,872,601 | about $12,138 |
Divide each 2024 line by the 731 homes and you reproduce the club’s per-household figures almost exactly: $2,965 is the 2024 multi-family master HOA fee, $7,372 is the operating dues, and the reserve and capital lines together come to about $1,800, which is the Fund Contributions figure. The total of about $12,138 is the per-household total in the club’s own 2024 letter. In other words, every Naples Lakes household paid roughly $1,800 into reserves and capital in 2024, inside the quarterly membership bill, rather than through an initiation fee or a capital contribution at closing.
The reserve study, funded balance and component schedule are not public; a buyer should ask for the current reserve summary.
The Declaration states: “The Association shall not in any way be considered a guarantor of safety or security.” Naples Lakes operates a staffed front gate, but the recorded covenant does not promise any level of security as a legal obligation. The gate and guest rules are covered in the rules section of this page.
Article XV, Section 11 warns every owner that a private airfield is next to the community and that owners “may occasionally experience those types of noise and air traffic generally associated with airfields.” The Declaration spells it “Winged South Airpark”; aviation records list it as Wing South Airpark (FA37). Detail is in the rules section below.
Three more provisions are worth a buyer’s attention because they create obligations that do not show up on a monthly bill:
The four multi-family villages are condominiums, and each has its own association with its own declaration, board, budget and management. Each was built in phases, each phase originally had its own association, and the phase associations were later merged into one surviving association per village and renamed. That is why the state record for each shows an earlier phase name.
Village | Surviving association | Sunbiz doc | Filed as | Mergers and renames | Address and management (2026) |
|---|---|---|---|---|---|
Lake Barrington (condominiums, Hampshire Ct) | Lake Barrington Condominium Association, Inc. | Lake Barrington 4B Condominium Association, January 14, 2002 | Name change and merger April 7, 2008; merger February 22, 2011; Amended and Restated Articles July 24, 2024 | Principal address 4784 Naples Lakes Blvd (the clubhouse) since October 30, 2025; registered agent the master HOA since September 3, 2025 | |
Lake Arrowhead (carriage homes, Winged Foot Ct and Way) | Lake Arrowhead Condominium Association, Inc. | Lake Arrowhead 1D Condominium Association, July 1, 2002 | Merger January 21, 2005; amendment May 9, 2019 | c/o RealManage, Bonita Springs (changed May 4, 2026); registered agent Corporation Service Company | |
Juliana Village (coach homes, Shinnecock Hills Ct) | Juliana Village Condominium Association, Inc. | Juliana Village 2D Condominium Association, January 14, 2002 | Merger and name change October 7, 2003 | c/o RealManage (changed May 4, 2026); one officer listed at Cardinal Management Group, a RealManage company | |
Providence Village (coach homes, Shaker Heights Ct) | Providence Village Condominium Association, Inc. | Juliana Village 3C Condominium Association, January 12, 2004 | Merger August 22, 2006; amendment April 30, 2009; Amended and Restated Articles March 20, 2024 | c/o RealManage, Bonita Springs (changed May 1, 2026); registered agent Corporation Service Company |
Two things in that table matter to a buyer. Providence Village used to be called Juliana Village 3: its association was filed as “Juliana Village 3C Condominium Association,” and the county roll still records its 76 homes under the Juliana Village 3-A to 3-C names, while a 2012 FEMA letter calls the same buildings “Providence Village, a Condominium” (FEMA LOMA 12-04-6094A). And Barrington has moved to the clubhouse: since late 2025 its association lists the clubhouse as its address and the master HOA as its registered agent, while the other three list RealManage.
Beware of name collisions when you search the state register. Juliana Village Homeowners Association, Inc. (Lakeland), Providence Village Owners Association, Inc. (Land O’ Lakes) and several other “Lake Arrowhead” associations elsewhere in Florida are unrelated to Naples Lakes. Only the four document numbers in the table above are the Naples Lakes associations.
The master Declaration draws a clear line. “Each Neighborhood Association shall be responsible for maintaining and repairing all buildings located within the Neighborhood,” and if one fails to do so, the master association may step in, do the work and levy a Neighborhood Assessment for it (Art. VI, Sec. 3). Building repair in the four condominium villages is therefore a condominium association matter, paid through its own budget.
The roads, pools and parking inside the multi-family tracts (MF-1 to MF-4 on the plat) are Limited Common Areas maintained by Neighborhood Assessment (Exhibit D, Limited Common Areas). That arrangement is changing for the pools: the 2025 budget cover letter (September 9, 2024) says the HOA budget “includes $24k in survey costs that are necessary to finalize the transfer of ownership of the village pools to their respective villages.” Whether that transfer has closed is not in any public record we found. A condominium buyer should ask whether the village pool now sits in their condominium budget.
The two single-family villages, Lake Tahoe (111 estate homes) and Lake Placid (119 villas), have no separate association. The Declaration says a Neighborhood Association “shall not be required except in the case of a condominium,” and that owners in a Neighborhood without one “may elect a Neighborhood Committee” (Art. III, Sec. 3(a)).
For a single-family owner that means one association, one estoppel, one bill. The master association maintains the lot landscaping and bills it as a Neighborhood Assessment; replacement needed on a Placid or Tahoe lot, or caused by the owner, is the owner’s cost (Art. VI, Sec. 1(d)), and the house itself, roof included, is the owner’s responsibility.
The master association is self-managed by club staff. The General Manager and Chief Operating Officer is Joseph F. Basso, a Master Club Manager, CMAA Fellow and Florida-licensed community association manager, selected in 2022 after serving at Delaire Country Club (club profile; Golf Course Trades, July 2022). He is also the association’s registered agent and signs the annual budget letters. An HOA Manager, John Cook, joined the staff in 2022.
In 2004, Toll Brothers’ own area guide listed the association as “Managed by R and P Property Management” (Toll Brothers 2004 area guide, archived). Today three of the four condominium associations use RealManage; the master association uses none.
The board also works through advisory committees, including Architectural Review, Finance, Golf and Green, Handicap, and Neighborhood committees. Committees recommend; the board decides.
The master association issues its estoppel through the club office. The club asks for the request by email with the seller’s name, the property address, the buyer’s name, the closing date and the date needed (club estoppel page). The fee actually charged is not published; Florida law caps what a homeowners association may charge (section 720.30851, Florida Statutes).
For a Barrington, Arrowhead, Juliana or Providence home, the buyer also needs the condominium association’s own estoppel, issued through its manager and governed by the condominium statute (section 718.116, Florida Statutes). Only the condominium certificate shows condominium dues and special assessments.
Expect the estoppel stage to answer two things no public document does: whether the unit is still paying the Arnie’s surcharge ($179 a quarter through October 2029) and whether any condominium special assessment is outstanding.
Buyers should ask for the November 17, 2023 Declaration, the April 2024 Rules, the current billing schedule and, in a condominium village, the condominium budget, reserve schedule and any SIRS documents, and order both estoppels early. Sellers should have the same file ready before listing, because condominium sales stall on unanswered budget and reserve questions.
Selling in Naples Lakes Country Club? Get a current free home valuation or call Jesse direct at (239) 898-6072, and we will assemble the governing-document file before your home goes on the market. Buying here? Call Marc at (239) 287-5873, or read our Naples Lakes Country Club buyer guide before you write an offer.
In 2025 a Naples Lakes Country Club owner paid the club $15,148 a year in a Tahoe estate home, $14,688 in a Placid villa and $12,674 in any of the four condominium villages, covering full club membership and the master HOA fee. Buyers new to Naples Lakes paid a one-time $13,000 transfer fee in 2025. There is no CDD.
This section builds the bill layer by layer from the club’s own billing schedules and budget letters, states the year on every figure, and names the record that holds each figure the club does not publish.
One date note up front: the club posts its billing schedules for 2019 through 2025 publicly. The 2026 billing schedule is behind the member login (2026 schedule link redirects to the member portal), so 2025 is the most recent year this page can document.
Every club billing schedule from 2019 to 2025 carries the same two lines: “Quarterly Membership Dues and HOA Fees are Billed to your Club House Account as a courtesy” and “Sub-Association Maintenance Fees are billed separately by the individual Management Companies” (2025 billing schedule).
In practice that produces three recurring charges for a condominium owner and two for a single-family owner:
Charge | Who bills it | Billing months | Who pays |
|---|---|---|---|
Membership Fee (club dues plus reserve and capital contributions) | Master association, on the clubhouse account | November, February, May, August | Every home, same amount |
Master HOA Fee | Master association, on the clubhouse account | December, March, June, September, due the last business day of the following month | Every home, by class: Tahoe, Placid or multi-family |
Condominium association fee | Each condominium’s management company, separately | Set by each association | Barrington, Arrowhead, Juliana and Providence owners only |
The one-month offset means a club charge lands eight months of the year, not four.
The Membership Fee is identical for every home, whether it is a 1,394-square-foot Barrington condominium or a 4,268-square-foot Tahoe estate home.
Year | Annual | Quarterly | Change on prior year (our arithmetic) | Source |
|---|---|---|---|---|
2019 | $6,166.92 | $1,541.73 | ||
2020 | $6,357.40 | $1,589.35 | +3.1% | |
2021 | $6,666.75 | about $1,666.69 | +4.9% | |
2022 | $7,169.00 | $1,792.25 | +7.5% | |
2023 | $8,476.00 | $2,119.00 | +18.2% | |
2024 | $9,172.00 | $2,293.00 | +8.2% | |
2025 | $9,818.00 | $2,454.50 | +7.0% | |
2026 | not public | not public | member-only schedule |
From 2019 to 2025 the Membership Fee rose 59% (our arithmetic, $6,166.92 to $9,818). The largest single step was 2023, up 18.2%, the year the Arnie’s surcharge began and the year the club’s total budget jumped from $7,237,187 (2022) to $8,322,449 (2023) per the 2024 budget package.
The 2024 budget package is the only public year that splits the line: Operating Dues of $7,372 plus Fund Contributions of $1,800, together $9,172 per household (2024 budget cover letter package, October 27, 2023). The $1,800 is each home’s share of the 2024 reserve and capital contributions, as the governance section above shows. Surcharges ride on the same quarterly cycle.
What the Membership Fee buys, per the Rules and Regulations revised April 2024: members and their Immediate Family “shall not be charged green fees, fitness fees, or court fees.” They pay cart fees, or an annual trail fee for a private cart. Membership is issued to no more than two adults per unit, both living in the home.
The master HOA fee is where the three classes split. The club bills Tahoe, Placid and the four multi-family villages at different rates.
Year | Tahoe (annual) | Placid (annual) | Multi-family: Juliana, Arrowhead, Providence, Barrington (annual) | Source |
|---|---|---|---|---|
2019 | $3,775.48 | $3,497.08 | $2,428.44 | |
2020 | $3,903.50 | $3,632.88 | $2,555.08 | |
2021 | $3,940.22 | $3,669.61 | $2,591.79 | |
2022 | $4,339 | $4,016 | $2,731 | |
2023 | $4,569 ($1,142.25/qtr) | $4,233 ($1,058.25/qtr) | $2,909 ($727.25/qtr) | |
2024 | $4,676 ($1,169.00/qtr) | $4,324 ($1,081.00/qtr) | $2,965 ($741.25/qtr) | |
2025 | $5,330 ($1,332.50/qtr) | $4,870 ($1,217.50/qtr) | $2,856 ($714.00/qtr) | |
2026 | not public | not public | not public | member-only schedule |
Over 2019 to 2025 (our arithmetic): the Tahoe HOA fee rose 41%, Placid 39%, and multi-family only 18%. In 2025 a Tahoe owner paid $460 more in HOA fee than a Placid owner and $2,474 more than a condominium owner.
The billing schedules do not itemize the difference, but the Declaration explains it. The master association maintains the landscaping of each single-family unit (mowing, edging, trimming, pruning, fertilizing and conditioning, weed suppression) and bills the cost as a Neighborhood Assessment (Declaration, Art. VI, Sec. 1(d)). The billing schedules do not show the split, but the higher Tahoe and Placid rates include that single-family lot landscaping.
The 2025 numbers make the connection visible. The 2025 budget cover letter (September 9, 2024) reports that the landscape contract renewal came in 27.6% higher, even with an alternative bid, while a new Comcast contract saved money, so that overall HOA fees fell 3.7%. The multi-family HOA fee did exactly that, from $2,965 to $2,856. The Tahoe HOA fee rose 14% ($4,676 to $5,330) and Placid 12.6% ($4,324 to $4,870), both our arithmetic. The same letter states the total 2025 increase in dues and fees as $536 (4.42%) for multi-family, 9.42% ($1,304) for Tahoe and 8.83% ($1,191) for Placid. The landscape contractor, Estate Landscaping Services, was renewed for three years.
The bulk cable and internet service is funded through the HOA fee, which is why the 2025 Comcast renewal could lower that fee. The club describes the package as Digital Starter with 140+ channels, the X1 platform with DVR, two HD adapters, and internet up to 100 Mbps with in-home WiFi and a wireless gateway (club Xfinity page). The contract term and per-unit cost are member-only. When comparing against a non-bundled community, add a cable and internet bill to the other side. A United Safety and Alarms bulk monitoring agreement also appears on the club site, but its terms are member-gated, so this page does not count it as included.
Year | Tahoe annual | Placid annual | Multi-family annual | Multi-family quarterly equivalent |
|---|---|---|---|---|
2019 | $9,942.40 | $9,664.00 | $8,595.36 | $2,148.84 |
2020 | $10,260.90 | $9,990.28 | $8,912.48 | $2,228.12 |
2021 | $10,606.97 | $10,336.36 | $9,258.54 | $2,314.64 |
2022 | $11,508 | $11,185 | $9,900 | $2,475.00 |
2023 | $13,045 | $12,709 | $11,385 | $2,846.25 |
2024 | $13,848 | $13,496 | $12,137 (club letter: $12,138) | $3,034.25 |
2025 | $15,148 | $14,688 | $12,674 | $3,168.50 |
Each figure sums that year’s Membership Fee and master HOA fee (our arithmetic); the sums match the club’s letters within a few dollars, including the 2024 letter’s $12,138 per-household total.
In monthly terms, the 2025 club bill works out to about $1,262 a month for Tahoe, $1,224 for Placid and $1,056 for a condominium home (our arithmetic, annual divided by 12). The 2025 quarterly equivalents are $3,787.00 for Tahoe ($2,454.50 plus $1,332.50), $3,672.00 for Placid and $3,168.50 for multi-family.
Included, per the club’s documents: full club membership for up to two resident adults, with no green, fitness or court fees (group fitness classes are charged per class); the master association’s gate, roads, lakes, preserves, Common Area and golf course, with reserve and capital contributions (about $1,800 per home in 2024); bulk Xfinity TV and internet; and, for Tahoe and Placid, association lot landscaping.
Not included: condominium association fees; cart fees or the annual trail fee ($2,125 plus tax in 2025); the Arnie’s surcharge of $716 a year (2025) if not prepaid; property taxes, insurance and utilities; food and beverage, which is pay-as-you-go with no minimum; and the one-time transfer fee.
With Arnie’s added for an owner who did not prepay: $15,864 Tahoe, $15,404 Placid, $13,390 multi-family in 2025 (our arithmetic).
A figure of “$2,119 per quarter” circulates for Naples Lakes. It is real, but it is only the 2023 Membership Fee line, $8,476 a year. With the master HOA fee added, the full 2023 quarterly club bill was about $2,846 for a multi-family home and $3,177 to $3,261 for a single-family home (2023 schedule, our arithmetic). By 2025 the membership line alone was $2,454.50 a quarter.
From 2019 to 2025 the club bill rose 52% for Tahoe ($9,942 to $15,148), 52% for Placid ($9,664 to $14,688) and 47% for multi-family ($8,595 to $12,674) (our arithmetic). Year by year for the multi-family class: +3.7% (2020), +3.9% (2021), +6.9% (2022), +15.0% (2023), +6.6% (2024), +4.4% (2025). The driver is the club’s own budget, per the 2024 budget package:
Year | Total club budget |
|---|---|
2017 | $5,556,453 |
2019 | $6,283,202 |
2021 | $6,767,994 |
2022 | $7,237,187 |
2023 | $8,322,449 |
2024 | $8,872,601 |
The total budget rose about 60% from 2017 to 2024 (our arithmetic). Liability insurance rose 18% in the 2024 budget and 7.7% in the 2025 letter, which also funded a one-time $75,000 McMahon Group club master plan, the document future capital projects would come from.
Naples Lakes funded its three big projects since 2013 partly through quarterly surcharges, two of them with an option to pay once instead. Two have ended; one is running.
Surcharge | Amount | Who pays | Period | Status | Source |
|---|---|---|---|---|---|
Capital Renovation Fee (clubhouse) | $174.00 a quarter ($696 a year) | Owners who did not elect the one-time payment | February 28, 2013 through November 1, 2024 | Ended | 2019 to 2025 schedules |
Golf Course Renovation | $174.26 a quarter ($697.04 a year) | All owners | May 1, 2016 through November 1, 2022 | Ended | |
“Arnie’s” Cabana Renovation | $179.00 a quarter ($716 a year) | Owners who did not elect the one-time payment | January 2023 through October 2029 | Active |
The clubhouse was remodeled and expanded, reopening in 2013 (club history). The course closed at the end of April 2017 for a $3.2 million wall-to-wall renovation by Arnold Palmer Design Company architect Thad Layton and reopened February 17, 2018 (Golf Course Architecture, February 16, 2018). Arnie’s, the cabana cafe, pool, bar and bocce complex, was announced in 2021 as a $3.9 million project (Naples Daily News, April 17, 2021); a 2025 trade report put the finished venue at $4.3 million (Club + Resort Business, October 10, 2025). Its surcharge has been billed since January 2023.
Two things a buyer cannot learn from the public record and must learn at the estoppel stage: what the one-time Arnie’s payment was, and whether a seller’s remaining Arnie’s installments must be paid at closing or simply continue on the buyer’s account. Both belong on the master estoppel certificate for the specific unit.
The same 2025 trade report listed planned pickleball courts, a clubhouse decor refresh and a “mid-scale golf course renovation.” None has a published surcharge; if one follows, Arnie’s is the precedent.
Buyers new to Naples Lakes pay a one-time transfer fee at purchase:
Year | Transfer fee | Scope | Source |
|---|---|---|---|
2024 | $12,500 | “limited to first-time buyers (new residents) in NLCC” | 2024 budget letter, October 27, 2023 |
2025 | $13,000 | same wording | 2025 budget letter, September 9, 2024 |
2026 | not public | member-only 2026 schedule and budget letter |
The authority is Article VII, Section 14 of the Declaration, under which the board “may, at its election and from time to time, impose a transfer fee incident to conveyances of Units,” to be used for maintenance, repair and replacement of Community amenities.
The wording “first-time buyers (new residents)” reads as exempting an owner who already lives at Naples Lakes and buys a second or replacement home inside the gates. That is our reading, not a published rule; confirm it with the club office in writing.
Lessees pay a transfer fee too: the Rules make lessee privileges conditional on paying one, and the 2026 golf rate sheet applies lessee rates “after transfer is paid.” The lessee amount is not published.
At 2025 rates the transfer fee equals roughly one full year of the multi-family club bill ($13,000 against $12,674).
There is no initiation fee or equity deposit in the club’s public documents. We looked across the Declaration, Bylaws, Articles, the April 2024 Rules and every billing schedule and budget letter from 2019 to 2025: the only one-time charge is the transfer fee.
The flip side is equally plain. The club is owned by the homeowners association, not by individual equity members, and nothing is refunded when you sell. The Rules say memberships “are not transferable and terminate without refund of any kind upon the closing of the sale.”
Full club membership comes with every home and cannot be declined. A buyer becomes a member by recording the deed, delivering a copy to the association, submitting the Member Information Profile and paying the required fees. The master association does not approve buyers; the condominium villages’ own documents may.
These are optional in the sense that they depend on how you use the club.
Fee | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
Trail fee, per private cart | $1,961.00 incl. tax | $1,979.50 incl. tax | $1,875 plus tax | $2,025 plus tax | $2,125 plus tax | $2,125 plus tax | $2,125 plus tax |
Bag storage, per bag | $95.40 incl. tax | $96.30 incl. tax | $90 plus tax | $90 plus tax | $90 plus tax | $90 plus tax | $90 plus tax |
Locker, per locker | $127.20 incl. tax | $128.40 incl. tax | $120 plus tax | $120 plus tax | $120 plus tax | $120 plus tax | $120 plus tax |
Handicap, per person | $25 | $25 | $25 | $25 | $30 | $35 | $35 |
Sources: the club’s billing schedules for each year (linked in the tables above). A member who does not own a private cart pays a club cart fee per round instead; the member per-round cart fee is not in the public documents. The 2026 guest rate sheet shows an 18-hole cart fee of $32 for guests and lessees, which is a guest figure, not a member one.
Guests are the other line where money changes hands at the golf shop. The 2026 golf rate sheet, effective January 1, 2026, sets per-person 18-hole rates, plus tax:
Category | January 1 to April 30 and November 1 to December 31, 2026 | May 1 to October 31, 2026 |
|---|---|---|
Immediate family guest | $78 plus $32 cart = $110 | $65 |
Lessee (after the transfer fee is paid) | $110 | $65 |
Guest of a member or lessee | $108 plus $32 = $140 | $65 |
Junior guest (15 and under) | $58 plus $32 = $90 | $65 |
Unaccompanied guest | $148 plus $32 = $180 | $58 plus $32 = $90 |
A 9-hole cart is $20, and annual tenants staying six months plus one day receive 50% off the green fee, summers excluded. For comparison, the 2025 rate sheet charged a member’s guest $99 plus $31 cart, $130, in season. The in-season guest rate rose about 8% for 2026 (our arithmetic).
For Barrington, Arrowhead, Juliana and Providence, the condominium association fee is the largest unknown in the stack. No 2025 or 2026 condominium assessment for any of the four villages is published. The club’s schedules say only that “Sub-Association Maintenance Fees are billed separately by the individual Management Companies.”
The record that holds each figure is the condominium association’s adopted annual budget, which a buyer should receive with the condominium estoppel and disclosure package (through RealManage for Arrowhead, Juliana and Providence; through the association at the clubhouse for Barrington). Ask also for the reserve schedule, for Barrington the structural integrity reserve study, any special assessment since 2022, the master policy’s windstorm deductible, and whether the village pool now sits in the condominium budget.
Many bundled clubs in Naples charge an annual food and beverage minimum on top of dues. Naples Lakes does not. No minimum appears anywhere in the April 2024 Rules (the only “minimum” in the document is a minimum late fee), and no minimum line appears on any billing schedule from 2019 to 2025. Dining is pay-as-you-go on the house account.
Naples Lakes has no Community Development District, and no bond or district assessment appears on its tax bills. That was established from primary records, not assumed:
Adding the ten FY2025 millage rates gives 10.5058 mills for area 105 (our arithmetic), so each $100,000 of taxable value costs about $1,051 a year at FY2025 rates. Naples Lakes is its own gated community and association; it is not part of Lely Resort or its CDD.
The only non-ad valorem charge on the sampled single-family bill is Collier County’s residential garbage assessment, $261.91 on the FY2025 bill, labeled “District 1 Garbage.” It is a countywide service charge for unincorporated residential units, not a Naples Lakes charge and not a district. It appeared on the sampled single-family bill and not on the sampled condominium bill; the bill itself does not say why. Its presence on a bill is not evidence of a CDD.
Property taxes are the largest line most buyers never see in a fee table. The Collier County tax roll, 2026 preliminary, gives these medians for the 731 homes:
Group (as the county records it) | Homes | Median total taxes | Median just value | Homestead share |
|---|---|---|---|---|
Single-family, original plat (Unit 1) | 120 | $7,088 | $961,519 | 68.3% (82 homes) |
Single-family, Unit Two plat | 110 | $6,764 | $783,620 | 74.5% (82) |
Juliana and Providence coach homes | 164 | $5,301 | $566,690 | 48.2% (79) |
Arrowhead carriage homes | 128 | $4,409 | $478,460 | 31.2% (40) |
Barrington condominiums | 209 | $3,274 | $380,490 | 30.1% (63) |
Source: Collier County tax roll, 2026 preliminary. The single-family figures are grouped by plat, not by village: both plats contain Tahoe and Placid homes, so there is no separate Tahoe or Placid tax median.
These medians blend homesteaded owners, whose assessed values are capped under Save Our Homes, with non-homesteaded owners. A buyer’s taxes are based on the new assessed value after the sale, often well above the seller’s bill, so estimate your own from the millage rate and your price.
Putting the verified layers together, and labeling it plainly as an illustration that mixes 2025 club fees with 2026 preliminary roll-year tax medians:
Group | 2025 club bill | Median total taxes (2026 preliminary roll) | Subtotal (our arithmetic) | Still to add |
|---|---|---|---|---|
Barrington | $12,674 | $3,274 | about $15,950 | condominium fee; $716 Arnie’s if not prepaid; HO-6 insurance |
Arrowhead | $12,674 | $4,409 | about $17,080 | condominium fee; Arnie’s; HO-6 insurance |
Juliana and Providence | $12,674 | $5,301 | about $17,975 | condominium fee; Arnie’s; HO-6 insurance |
Single-family (Tahoe or Placid) | $14,688 to $15,148 | $6,764 to $7,088 (plat medians) | about $21,450 to $22,240 | Arnie’s; homeowners, wind and flood insurance; pool service |
The table is a starting frame, not a quote, and we do not quote insurance premiums.
Layer | Tahoe | Placid | Barrington, Arrowhead, Juliana, Providence | Period and year | Source |
|---|---|---|---|---|---|
Membership Fee | $9,818 | $9,818 | $9,818 | per year, 2025; billed quarterly Nov, Feb, May, Aug ($2,454.50) | 2025 billing schedule |
Master HOA Fee | $5,330 | $4,870 | $2,856 | per year, 2025; billed quarterly Dec, Mar, Jun, Sep | 2025 billing schedule |
Club bill, total | $15,148 | $14,688 | $12,674 | per year, 2025 | our arithmetic; matches 2025 letter |
Arnie’s Cabana surcharge | $716 | $716 | $716 | per year ($179 a quarter), January 2023 to October 2029, if not prepaid | 2023 to 2025 schedules |
Clubhouse and golf course renovation surcharges | ended | ended | ended | ended November 2024 and November 2022 | 2019 to 2025 schedules |
Condominium association fee | none | none | not public | set by each association | each association’s adopted budget |
Transfer fee, new residents | $13,000 | $13,000 | $13,000 | once, at purchase, 2025 ($12,500 in 2024; 2026 not public) | 2024 and 2025 budget letters |
Initiation fee or equity deposit | none | none | none | not in any public club document | |
Food and beverage minimum | none | none | none | Rules April 2024; 2019 to 2025 schedules | |
Trail fee, private cart (optional) | $2,125 plus tax | $2,125 plus tax | $2,125 plus tax | per cart per year, 2025 | 2025 schedule |
Bag storage, locker, handicap (optional) | $90, $120, $35 | $90, $120, $35 | $90, $120, $35 | per year, 2025 (bag and locker plus tax) | 2025 schedule |
Bulk Xfinity TV and internet | in HOA fee | in HOA fee | in HOA fee | 2025 | club Xfinity page; 2025 letter |
Single-family lot landscaping | in HOA fee | in HOA fee | not applicable | 2025 | Declaration Art. VI Sec. 1(d) |
CDD or bond assessment | none | none | none | FY2025 tax bills; state special district list | |
County garbage charge | $261.91 | $261.91 | none on the sampled condo bill | per year, FY2025 tax bill | Collier Tax Collector |
Property taxes, median | $6,764 to $7,088 (plat medians) | $6,764 to $7,088 (plat medians) | $3,274 (Barrington), $4,409 (Arrowhead), $5,301 (Juliana and Providence) | 2026 preliminary roll | Collier County tax roll, 2026 preliminary |
If you are comparing Naples Lakes with other bundled golf communities in East Naples, our pages on Naples Heritage Golf and Country Club and Cedar Hammock lay out how their fee structures are built. Compare structure first: Naples Lakes has no food minimum and no CDD, but it does have a large transfer fee and a separate condominium layer in four villages.
Selling a Naples Lakes home? Buyers ask about this stack at every showing, and a listing that answers it up front, with the 2025 figures and their sources, sells with fewer surprises. Get a free home valuation or call Jesse direct at (239) 898-6072. Buying, and want the transfer fee, the Arnie’s balance and the condominium budget pinned down before your inspection period ends? Call Marc at (239) 287-5873, or start with how we represent buyers in Naples.
Naples Lakes Country Club has six villages and 731 homes, all built by Toll Brothers from 2000 to 2004: Lake Tahoe estate homes (111), Lake Placid villas (119), Lake Barrington condominiums (209), Lake Arrowhead carriage homes (128), and the Juliana Village (88) and Providence Village (76) coach homes. Four are condominiums with their own associations; two are single-family.
The village you buy in decides your fee class, whether you have a second association and which county record your sale lands in. The club’s summary is the right place to start: “Every multi-family Village has a swimming pool complete with a spa and picnic area, and each residence has at least a one-car garage. There are no carports. The two single family Villages … have two- or three-car garages and most have swimming pools” (club real estate page).
The club states the count directly: “111 estate homes, 119 villa homes, 164 Coach homes, 128 Carriage homes, and 209 Condominiums for a total of 731 residences” (club Homes for Sale page, re-checked September 23, 2026). The Declaration fixes the same six Neighborhoods: “Lake Arrowhead, Lake Barrington, Juliana Village, Lake Placid, Providence Village and Lake Tahoe” (Declaration, Art. I, def. 19).
Village | Product | Homes | How the count is built | Cross-check |
|---|---|---|---|---|
Lake Tahoe | Single-family estate homes | 111 | Club count | |
Lake Placid | Single-family villas | 119 | Club count | Tahoe plus Placid = 230 single-family homes on the county roll |
Lake Barrington | Condominiums | 209 | 11 buildings of 19 | State condominium filings 4A 76 + 4B 57 + 4C 76 = 209 |
Lake Arrowhead | Carriage homes (condominium) | 128 | 16 buildings of 8 | Filings 1A to 1D, 32 each = 128 |
Juliana Village | Coach homes (condominium) | 88 | 22 buildings of 4 | Filings 2A 20 + 2B 24 + 2C 24 + 2D 20 = 88 |
Providence Village | Coach homes (condominium) | 76 | 19 buildings of 4 | Filings (recorded as Juliana Village 3) 3A 24 + 3B 28 + 3C 24 = 76 |
Total | 731 | 111 + 119 + 209 + 128 + 88 + 76 | 230 single-family + 501 condominium = 731 |
Sources: club village pages, the Florida DBPR condominium extract, and the Collier County tax roll, 2026 preliminary. Collier County’s PUD Master List (updated June 11, 2026) records the same split, 230 single-family and 501 multi-family, against 785 homes approved. The four condominium villages hold 68 buildings (11 + 16 + 22 + 19); the other 230 homes are detached.
Anyone who looks up Naples Lakes in the county record meets three traps, and all three affect how sales data is read.
County roll grouping | Homes | What it actually covers |
|---|---|---|
Naples Lakes Country Club, original plat (Unit 1) | 120 single-family | A mix of Tahoe and Placid homes |
Naples Lakes Country Club, Unit Two plat | 110 single-family | A mix of Tahoe and Placid homes |
Lake Barrington 4-A, 4-B, 4-C | 209 condominiums | Barrington only |
Lake Arrowhead 1-A to 1-D | 128 condominiums | Arrowhead only |
Juliana Village 2-A to 2-D and 3-A to 3-C | 164 condominiums | Juliana (2-A to 2-D, 88) plus Providence (3-A to 3-C, 76) |
Naples Lakes Shopping Center | none residential | The commercial outparcels outside the gate; not part of the community |
Source: Collier County tax roll, 2026 preliminary.
Trap one: the single-family plats are not villages. The two single-family plats hold 120 and 110 homes; the villages hold 111 and 119. The club places both villages on Cerromar Drive, and FEMA letters put Cerromar lots in both plats and a Sedgewood Lane (Placid) lot in Unit Two. So every single-family figure here is labeled by plat, and no public data separates Tahoe sales from Placid sales.
Trap two: Providence is filed as Juliana. The county’s “Juliana Village” condominium group is Juliana and Providence together. Figures for it are for both villages combined, and cannot be split from the roll.
Trap three: Arrowhead does not say “Naples Lakes” at all. The Lake Arrowhead condominium records carry no Naples Lakes name, so a name search on the county record misses 128 homes. The same goes for street names: a Cerromar Drive home’s village cannot be assigned from the street alone.
Tahoe Village has 111 single-family estate homes on Cerromar Drive and Castlerock Way. The club describes “nine floor plans ranging in size from 2,600 to 4,268 square feet, which include three or four bedrooms, three full baths and a den. Other features include a formal dining area, spacious kitchen, coffered ceilings, and sculptured niches.” Garages are attached, two- or three-car, and “most have a heated pool and spa” (club Tahoe Village page). The club’s village map labels it “Estate Homes.”
Tahoe and Placid, the single-family side of Naples Lakes, now has its own page with every recent sale by village, both fee classes and the Chapter 720 disclosure: our Tahoe and Placid at Naples Lakes Country Club guide.
On stories: the club’s Tahoe page does not state a story count for the village, and neither does this page. Toll Brothers’ original lineup included one model it marketed as two-story, the Diplomat, so a buyer should not assume any particular Tahoe home is one level without seeing it.
Toll Brothers sold the village as “Lake Tahoe Estates.” Archived Toll pages list seven models with their base prices, which exclude options and lot premiums:
Model | Toll’s description | Base price, November 2001 | Base price, December 2002 |
|---|---|---|---|
Sandpiper | 3 bedrooms, den, 3 baths, 2-car garage | $359,975 | $415,975 |
Royale | 4 bedrooms, 4 baths, den, 3-car | $387,975 | $441,975 |
Aragon | 3 bedrooms, den, 3.5 baths, 3-car | $393,975 | $453,975 |
Monarch | 3 bedrooms, 3 baths, den, butler’s pantry, 3-car | $395,975 | $451,975 |
Osprey | 4 bedrooms, 4 baths, 3-car | $399,975 | $449,975 |
Adina | courtyard home, 3 bedrooms, den, 3.5 baths, guest suite | $399,975 | $445,975 |
Diplomat | two-story, 3 or 4 bedrooms plus playroom | $493,975 | $526,975 |
Sources: Toll Brothers Tahoe page, November 2001 (archived) and December 2002 (archived). The club lists nine Tahoe plans today against Toll’s seven captured models; the other two plan names are not in any capture we found.
Tahoe estate homes were originally priced from $359,975 in November 2001; every model’s base rose $33,000 to $60,000 within thirteen months (our arithmetic).
Placid Village has 119 single-family villas on Cerromar Drive, Sedgewood Lane and Sedgewood Place. The club describes “four floor plans ranging in size from 2,098 to 2,562 square feet. Some floor plans offer two bedrooms and a den while others have three bedrooms and a formal dining area.” Every home has an attached two-car garage, and “most have a heated pool and spa” (club Placid Village page). The village map labels it “Villa Homes”; Toll called them golf villas. The club does not state a story count for Placid, and this page does not either.
Toll Brothers sold the village as “Lake Placid Villas”:
Model | Toll’s description | Base price, September 2001 | Base price, June 2002 |
|---|---|---|---|
Franklin | 2 bedrooms, den, 2 baths, 2-car garage | $286,975 | $342,975 |
St. Lawrence | 3 bedrooms, 2 baths, 2-car | $298,975 | $356,975 |
Saranac | 3 bedrooms, 2.5 baths, study, 2,560+ sq ft, 2-car | $304,975 | $355,975 |
Sources: Toll Brothers Placid page, September 2001 (archived) and June 2002 (archived).
Placid villas were originally priced from $286,975 in September 2001.
Because the county groups single-family homes by plat, not by village, these are single-family figures for the two plats. Every row mixes Tahoe and Placid homes.
Plat group | Homes | Median base sq ft | Median adjusted sq ft | Median just value | Median total taxes | Homestead | Florida mailing address |
|---|---|---|---|---|---|---|---|
Original plat (Unit 1) | 120 | 2,727 | 3,168 | $961,519 | $7,088 | 82 (68.3%) | 91 |
Unit Two plat | 110 | 2,575 | 2,974 | $783,620 | $6,764 | 82 (74.5%) | 89 |
Source: Collier County tax roll, 2026 preliminary. “Base” area is the county’s living-area measure; its adjusted area for these homes runs about 16% larger, so always check which figure a listing quotes. The single-family plats have the highest homestead share in Naples Lakes, about seven homes in ten.
Qualified sales by year, single-family, by plat (county qualification flag, price over $1,000; price per square foot uses county base area):
Period | Original plat (Unit 1) | Unit Two plat |
|---|---|---|
Trailing 12 months (August 30, 2025 to August 29, 2026) | n = 4 of 17 recorded transfers: median $1,250,000; range $1,155,500 to $2,375,000; median $429 per sq ft of county base area | n = 6 of 12 recorded: median $1,236,250; range $800,000 to $1,340,000; median $501 per sq ft of base area |
2024 | n = 9 of 19: median $1,050,000; range $850,000 to $1,850,000; $431 | n = 2 of 5: the two qualified sales were $840,000 and $995,000 (no median stated) |
2023 | n = 4 of 8: median $1,300,000; range $725,000 to $1,600,000; $444 | n = 1 of 13: one qualified sale at $1,150,000 ($468 per sq ft of base area) |
2022 | n = 4 of 11: median $1,045,500; range $925,000 to $1,500,000; $427 | n = 3 of 6: median $1,200,000; range $1,150,000 to $1,300,000; $486 |
2021 | n = 5 of 12: median $900,000; range $565,000 to $1,075,000; $296 | n = 7 of 8: median $675,000; range $531,000 to $1,490,000; $275 |
Source: Collier County tax roll, 2026 preliminary. Recent sales may not yet carry a county qualification code, so trailing-12-month counts are a floor.
These are a handful of sales per year in each plat, one to nine per cell, so we state no trend. What the table shows clearly is the range: in the last twelve months, qualified single-family sales ran from $800,000 to $2,375,000, against Toll’s original base prices of $286,975 (Placid, 2001) to $526,975 (Tahoe’s Diplomat, 2002).
MLS layer, pulled 2026-09-24. On the Southwest Florida MLS Matrix, Lake Tahoe recorded four closings in the last twelve months, at $1,155,444, $1,300,000, $1,340,000 and $2,375,000 (a median of $1,320,000, the mean of the middle pair), with one estate home active on the pull date. Lake Placid recorded seven closings, from $800,000 to $1,328,000, at a median of $1,200,000, with three villas active. Across all 12 single-family closings the median days on market was 19 and the median sold-to-list ratio 94.98%. Source: Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24.
A dedicated Lake Tahoe and Lake Placid sub-page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
Barrington Village has 209 condominiums in 11 buildings of 19 homes each, on Hampshire Court. It is the largest village at Naples Lakes. The club describes the buildings this way: “The ground floor accommodates one- and two-car private, enclosed garages under the building. The residential units cover the top three floors.” Floor plans range “from 1,394 to 1,772 square feet, with two baths and either two bedrooms, two bedrooms and a den, or three bedrooms.” “The Village pool and spa are located in the center of the Village” (club Barrington Village page).
Every Lake Barrington building, sale, fee layer and structural-safety question is laid out on its own page: our Lake Barrington at Naples Lakes Country Club guide.
The condominium was recorded in three phases (DBPR condominium extract):
Phase | Homes | Recorded | Buildings (our arithmetic, 19 per building) |
|---|---|---|---|
Lake Barrington 4A | 76 | December 18, 2000 | 4 |
Lake Barrington 4B | 57 | January 24, 2002 | 3 |
Lake Barrington 4C | 76 | October 10, 2002 | 4 |
The county roll’s year-built values for Barrington run 2000 to 2003. The Lake Barrington 4C declaration is recorded at O.R. Book 3128, Page 2614, as quoted in published legal notices; the others were not located in a public source.
Toll Brothers sold the village as “Lake Barrington Condos”:
Model | Toll’s description | Base price, September 2001 | Base price, February 2003 |
|---|---|---|---|
Bradford | 2 bedrooms, 2 baths, 1-car garage, nearly 1,400 sq ft | $154,975 | $167,975 |
Donovan | 2 bedrooms, 2 baths, 2-car, 1,450+ sq ft | $164,975 | $186,975 |
Springfield | 2 bedrooms, den, 2 baths, 2-car, nearly 1,670 sq ft | $184,975 | $202,975 |
Wadsworth | end unit, 2 bedrooms, den, 2 baths, 2-car, 280 sq ft L-shaped lanai | $224,975 | $265,975 |
Sources: Toll Brothers Barrington page, September 2001 (archived) and February 2003 (archived). For sizes, rely on the club’s published range and the unit’s condominium documents.
Barrington condominiums were originally priced from $154,975 in September 2001. The Springfield, at nearly 1,670 square feet, was priced from $184,975; the county’s median Barrington home today has 1,669 square feet of base area and a trailing-twelve-month median sale price of $420,000.
Lake Barrington Condominium Association, Inc. (Sunbiz N02000000352; history in the governance section) lists the clubhouse as its address and the master HOA as its registered agent. The 2025 club bill is $12,674, plus $716 a year for Arnie’s if not prepaid. The condominium fee is not public; it is in the association’s adopted budget. Garages are “one- and two-car private, enclosed garages under the building” (club); the garage for a specific unit is set by its condominium documents.
The club describes each Barrington building as enclosed garages on the ground floor with residences on the top three floors. Buildings of three or more habitable stories fall under Florida’s structural integrity reserve study and milestone inspection laws; the association’s filings were not public as of September 2026.
A Barrington buyer should request, before the inspection period ends, the SIRS report (or the association’s written position on why none was required), the reserve schedule, any special assessment since 2022 and the master insurance declarations page.
In the Collier County tax roll, 2026 preliminary, Barrington’s 209 homes have a median base area of 1,669 sq ft, a median just value of $380,490 and median total taxes of $3,274; 63 (30.1%) carry a homestead exemption, and 95 owners have Florida mailing addresses, followed by Michigan (22), Illinois (18), New Jersey (11) and Wisconsin (10).
Qualified sales by year, Barrington (price per square foot uses county base area):
Period | Qualified sales (of recorded transfers) | Median price | Range | Median per sq ft of base area |
|---|---|---|---|---|
Trailing 12 months (August 30, 2025 to August 29, 2026) | 13 of 32 | $420,000 | $372,500 to $525,000 | $267 |
2024 | 15 of 33 | $465,000 | $345,000 to $617,500 | $315 |
2023 | 12 of 25 | $490,000 | $412,200 to $573,000 | $311 |
2022 | 10 of 20 | $475,500 | $280,000 to $550,000 | $314 |
2021 | 26 of 44 | $251,000 | $195,500 to $319,000 | $167 |
Source: Collier County tax roll, 2026 preliminary. Barrington’s median roughly doubled from 2021 ($251,000, n = 26) to its 2023 peak ($490,000, n = 12). The trailing-twelve-month median of $420,000 (n = 13) is about 14% below 2023 (our arithmetic). Barrington had the most recorded transfers of any village in the last twelve months (32) and the lowest homestead share (30.1%).
MLS layer, pulled 2026-09-24. Lake Barrington recorded 17 closings in the last twelve months on the Southwest Florida MLS Matrix, from $325,000 to $530,000, at a median of $395,000, with a median of 79 days on market and a median sold-to-list ratio of 95.18%. Three units were active on the pull date, about 2.1 months of inventory, the tightest supply of any village. Source: Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24.
A dedicated Lake Barrington sub-page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
Arrowhead Village has 128 carriage homes in 16 buildings of eight, on Winged Foot Court and Winged Foot Way. The club: “Each building has two stories. The ground floor accommodates two different floor plans with square footage of 1,672 or 1,908. The second floor offers two floor plans of 1,975 or 2,184 square feet. Each home has two bedrooms and a den, or three bedrooms with no den,” with “an attached one-car garage.” “The Village pool and spa is located at the end of the cul-de-sac” (club Arrowhead Village page). The homes are held in condominium form.
Lake Arrowhead’s seven recent MLS sales, its county sales record and its association history are on a dedicated page: our Lake Arrowhead at Naples Lakes Country Club guide.
Arrowhead was the first condominium village recorded, in four phases of 32 homes (four buildings each, our arithmetic) (DBPR condominium extract):
Phase | Homes | Recorded |
|---|---|---|
Lake Arrowhead 1A | 32 | October 11, 2000 |
Lake Arrowhead 1B | 32 | January 25, 2001 |
Lake Arrowhead 1C | 32 | February 19, 2002 |
Lake Arrowhead 1D | 32 | June 19, 2002 |
Toll Brothers sold the village as “Arrowhead Carriages.” A December 2000 capture lists four models, without prices, that match the club’s four plan sizes exactly (Toll Brothers Arrowhead page, December 2000 (archived)):
Model | Floor | Toll’s description |
|---|---|---|
Anaheim | first floor | 2 bedrooms, 2 baths, den, 1-car garage, 1,670+ sq ft |
Montebello | first floor, end unit | 3 bedrooms, 2 baths, 1-car, 1,900+ sq ft |
Rialto | second story | 2 bedrooms, 2 baths, den, 1-car, 1,975 sq ft |
San Gabriel | second floor, end unit | 3 bedrooms, 2 baths, 1-car, 2,180+ sq ft |
No Toll base price for Arrowhead was captured in any archive we found, so this page states none.
Arrowhead’s 128 homes have a median base area of 1,942 sq ft, a median just value of $478,460 and median total taxes of $4,409; 40 (31.2%) are homesteaded, and 59 owners have Florida mailing addresses, followed by Massachusetts (12), New York (8), Illinois (8), Canada (6) and New Jersey (6).
Qualified sales by year, Arrowhead (price per square foot uses county base area):
Period | Qualified sales (of recorded transfers) | Median price | Range | Median per sq ft of base area |
|---|---|---|---|---|
Trailing 12 months (August 30, 2025 to August 29, 2026) | 4 of 13 | $552,500 | $465,000 to $580,000 | $284 |
2024 | 5 of 18 | $510,000 | $500,000 to $575,000 | $305 |
2023 | 10 of 17 | $567,500 | $500,000 to $643,900 | $290 |
2022 | 7 of 15 | $525,000 | $425,000 to $550,000 | $254 |
2021 | 21 of 29 | $300,000 | $180,000 to $435,000 | $149 |
Source: Collier County tax roll, 2026 preliminary. Arrowhead’s median rose from $300,000 in 2021 (n = 21) to $567,500 in 2023 (n = 10); the trailing-twelve-month median of $552,500 rests on only four qualified sales, about 3% below 2023 (our arithmetic). Fewer than a third of Arrowhead homes carry a homestead exemption,.
MLS layer, pulled 2026-09-24. Lake Arrowhead recorded seven closings in the last twelve months on the Southwest Florida MLS Matrix, from $438,000 to $580,000, at a median of $539,000, with a median of 67 days on market and the community’s highest median sold-to-list ratio, 97.35%. Two carriage homes were active on the pull date, about 3.4 months of inventory. Source: Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24.
A dedicated Lake Arrowhead sub-page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
Juliana Village has 88 coach homes in 22 buildings of four, on Shinnecock Hills Court. The club describes two plans: the downstairs Augustine, two bedrooms and a den, 2,030 square feet, and the upstairs Key West, three bedrooms, a den and three full baths, 2,531 square feet. “All residences have an attached two-car garage,” and “There is a pool and spa located within each Village” (club Juliana and Providence page). The club describes downstairs and upstairs plans, which makes these two-level buildings, one home up and one down in each pair.
Juliana and Providence share one guide that splits their sales by plan and walks through both associations: our Juliana and Providence at Naples Lakes Country Club guide.
Juliana was recorded in four phases (DBPR condominium extract; DBPR project license, Juliana Village 2A):
Phase | Homes | Recorded |
|---|---|---|
Juliana Village 2A | 20 | December 5, 2000 |
Juliana Village 2B | 24 | January 30, 2001 |
Juliana Village 2C | 24 | August 30, 2001 |
Juliana Village 2D | 20 | January 29, 2002 |
The Juliana Village 2B declaration is at O.R. Book 2770, Page 2544, as quoted in a published legal notice.
Providence Village has 76 coach homes in 19 buildings of four, on Shaker Heights Court. It offers the same two plans, slightly larger: the Augustine at 2,063 square feet downstairs and the Key West at 2,564 square feet upstairs, each with an attached two-car garage and the village’s own pool and spa (same club page; club Providence Village page).
Providence was the last condominium village recorded, from 2002 to 2004. The state and county still record it under the Juliana name, as Juliana Village 3A (24 homes, recorded December 4, 2002), 3B (28, July 16, 2003) and 3C (24, May 6, 2004). A 2012 FEMA letter names the same buildings “Providence Village, a Condominium,” Buildings 23 to 41, 4944 to 4983 Shaker Heights Court (FEMA LOMA 12-04-6094A), which is 19 buildings and matches the club’s count.
Toll Brothers sold both villages as “Juliana Coach Homes,” and its archived pages track the Augustine and Key West base prices across five captures:
Model | Toll’s description | September 2001 | February 2002 | June 2002 | December 2002 | February 2003 |
|---|---|---|---|---|---|---|
Augustine | first floor, 2 bedrooms, den, 2 baths, 2-car | $230,975 | $231,975 | $237,975 | $305,975 | $298,975 |
Key West | second floor, 3 bedrooms, den, 3 baths, 2-car | $277,975 | $275,975 | $279,975 | $345,975 | $338,975 |
Sources: Toll Brothers Juliana pages, September 2001, February 2002, June 2002, December 2002 and February 2003 (all archived).
The jump of about $68,000 on the Augustine between June and December 2002 coincides with the first Providence phase being recorded in December 2002. That timing suggests the higher prices were Providence’s slightly larger homes, but Toll’s pages do not say so. Coach homes were originally priced from $230,975 in September 2001.
Each village has its own association, Juliana Village Condominium Association, Inc. (Sunbiz N02000000350, filed 2002 as Juliana Village 2D) and Providence Village Condominium Association, Inc. (Sunbiz N04000000400, filed 2004 as Juliana Village 3C), both managed through RealManage, and each elects one master board director. Both pay the 2025 multi-family club bill of $12,674, plus $716 for Arnie’s if not prepaid; neither condominium fee is public. Because the associations are separate, their budgets, reserves and rules can diverge, so a buyer choosing between Shinnecock Hills Court and Shaker Heights Court should compare the two budgets side by side.
Structural status, honestly stated. The club describes downstairs and upstairs plans in four-home buildings. On that description the coach homes sit below the three-habitable-story line that triggers Florida’s structural integrity reserve study and milestone inspection requirements, and 2025 legislation (CS/CS/HB 913), per the Senate bill summary, keeps that test and excludes four-family dwellings of three or fewer habitable stories from milestone inspections. The story count is our reading of the club’s wording; the recorded condominium plans (for example O.R. Book 2750, Page 2155 and O.R. Book 2770, Page 2584 for Juliana) confirm it. No Juliana or Providence building appears on Collier’s January 2026 milestone list.
The county records both villages as one condominium group, so these figures cannot be split by village. Together the 164 coach homes have a median base area of 2,281 sq ft, a median just value of $566,690 and median total taxes of $5,301; 79 (48.2%) are homesteaded, and 90 owners have Florida mailing addresses, followed by Michigan (17), Illinois (10), Pennsylvania (10), New York (8) and New Hampshire (6).
Qualified sales by year, Juliana and Providence combined (price per square foot uses county base area):
Period | Qualified sales (of recorded transfers) | Median price | Range | Median per sq ft of base area |
|---|---|---|---|---|
Trailing 12 months (August 30, 2025 to August 29, 2026) | 9 of 29 | $699,000 | $660,000 to $750,000 | $296 |
2024 | 6 of 17 | $715,000 | $676,400 to $755,000 | $340 |
2023 | 7 of 16 | $727,500 | $655,000 to $750,000 | $296 |
2022 | 7 of 22 | $680,000 | $550,000 to $765,000 | $302 |
2021 | 12 of 18 | $454,400 | $310,000 to $639,900 | $185 |
Source: Collier County tax roll, 2026 preliminary. The coach-home median rose from $454,400 in 2021 (n = 12) to $727,500 in 2023 (n = 7); the trailing-twelve-month median of $699,000 (n = 9) is about 4% below 2023 (our arithmetic), with a notably tight range of $660,000 to $750,000. With nearly half the homes homesteaded, the coach homes are the most year-round of the condominium villages, and at 29 recorded transfers in twelve months they are also among the most active.
MLS layer, pulled 2026-09-24. The MLS files Juliana and Providence coach homes together under Juliana Village, so the split the county record cannot make, the MLS does not make either. Together they recorded 11 closings in the last twelve months, from $570,000 to $745,000, at a median of $685,000, with a median of 51 days on market and a median sold-to-list ratio of 95.75%. Two coach homes were active on the pull date, about 2.2 months of inventory. Source: Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to 2026-09-24 and active on 2026-09-24.
A dedicated Juliana Village and Providence Village sub-page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
The club bill does not scale with the home: a $420,000 Barrington condominium and a $699,000 coach home carry the identical $12,674 club bill in 2025, and a single-family home over $1.2 million pays only $2,014 to $2,474 more. The fixed club cost weighs heaviest at the entry price, which is why Barrington buyers should scrutinize the condominium budget as closely as the club bill.
Selling in any of the six villages? Village-level pricing is where Naples Lakes valuations go wrong, because county data lumps Tahoe with Placid and Juliana with Providence. Get a village-specific free home valuation or call Jesse direct at (239) 898-6072. Choosing between villages? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Naples Lakes Country Club is owned by its homeowners association, and full club membership comes with every one of its 731 homes and cannot be declined. The club’s public documents show no initiation fee, no equity certificate and no refund at sale. The owners’ elected board sets policy, and an in-house general manager runs the club day to day.
That structure is the single most important thing to understand before you look at a floor plan here, because it shapes the monthly cost, the resale process and the way the golf course, clubhouse, pool and courts are paid for and protected. What follows is the club as the governing documents describe it, not as a brochure does.
The club’s own member paperwork says it plainly: “Naples Lakes Country Club is owned and managed by the Naples Lakes Country Club Homeowners Association, Inc. A Florida Not For Profit Corporation,” per the Full Member Information Profile. The master Declaration defines the golf course as “owned by the Association as a Common Area,” per the Fourth Amended and Restated Declaration, approved November 17, 2023.
It was not always that way. Toll Brothers built the course through a separate subsidiary, Naples Lakes Country Club, L.L.C., whose operating agreement gave its purpose as “to own and operate a golf course and country club,” per the Toll Brothers operating agreement filed with the SEC in 2003. Toll’s golf entity deeded the course to the homeowners association on October 23, 2003 (O.R. Book 3447, Page 736), as the Declaration recites. The club dates its turnover to residents to 2004, when home construction finished, per the club’s history page.
The club describes itself as “a Signature Arnold Palmer private, gated, member-owned golf course and country club community where membership is included with every home,” per its award-winning community page. “Member-owned” is accurate in the sense that the members own the association that owns the club. It does not mean each member holds a separate equity share, which is the next point.
Membership in the association “by all Owners is mandatory and automatic with the ownership of any Unit,” per Article III, Section 1 of the Declaration. The club’s real-estate page puts the same point in sales language: “full membership is included with every home,” per napleslakesfl.com/real-estate.
The recorded document closes the obvious loophole. Article VII, Section 13 creates a Golf Course Assessment that every member pays, secured by the association’s lien, and “No Member may be exempt from liability for the Golf Course assessments by non-use of the Golf Course.” A household that never swings a club pays the same club dues as a household that plays five days a week. That is what bundled means here: full club membership comes with every home and cannot be declined.
“Included” is a word that gets stretched in club marketing, so here is precisely what the club’s Rules and Regulations, revised April 2024 and approved April 29, 2024, convey to a member:
In other words, the membership fee buys access and removes the per-use charge on golf, the gym and the courts. It does not make everything free, and a buyer budgeting for golf should still budget for carts.
Membership “is available only to persons who own a Unit in Naples Lakes,” plus a spouse or domestic partner living in the unit, and memberships are issued to no more than two adults per unit, both living there, per the Rules. Where a trust, company or unrelated co-owners hold title, the owners designate a maximum of two resident adults, at least one of them an owner or principal.
For association voting purposes the Declaration adds a separate rule: one vote per unit, the voting member must be a natural person, and the designated member may be changed only once in 12 months except on a transfer of title (Article III).
This is the part buyers from equity clubs in the North often miss. Under the Transfer of Membership section of the Rules, membership is mandatory and appurtenant to the home, it is not transferable separately from the home, a member cannot resign, and it terminates “without refund of any kind upon the closing of the sale.” There is no equity certificate to sell back and no deposit to recover.
The club is owned by the homeowners association, not by individual equity members; nothing is refunded when you sell. The value a seller carries away is the value of the house, with the club built into it.
There is no initiation fee or equity deposit in the club’s public documents; buyers new to Naples Lakes pay a one-time transfer fee. The Declaration lets the board impose a transfer fee “incident to conveyances of Units” for maintenance, repair and replacement of community amenities (Article VII, Section 14). The club set it at $12,500 for 2024, per the 2024 budget cover letter dated October 27, 2023, and $13,000 for 2025, “limited to first-time buyers (new residents) in NLCC,” per the 2025 budget cover letter dated September 9, 2024. The 2026 figure is in a member-only schedule.
The full dues picture, including the 2025 membership fee of $9,818 a year that every home pays regardless of village, sits in the fee section of this page.
The mechanics are short. The buyer records the deed, delivers a copy to the association, submits the Member Information Profile and pays the required fees, including the transfer fee; membership begins on that submission and payment, per the Rules and Article III, Section 1 of the Declaration. The master association does not approve buyers; the condominium villages’ own documents may. We tell buyers in the four condominium villages to ask early which association, if any, has an approval step, because that is the one that can move a closing date.
The clubhouse opened in spring 2001, per the club’s history page. It was remodeled and expanded, reopening in 2013. The club’s April 2021 press release dated the work to 2012, saying “the elegant 24,000-square-foot clubhouse enjoyed a total new revitalization” and describing “a grille room, main dining room, and outside terrace” with 280 seats, per the April 2021 release. The two dates fit a project that ran in 2012 and reopened in 2013, and owners who did not prepay were billed a $174 quarterly clubhouse renovation surcharge from February 2013 through November 2024, per the club’s 2023 billing schedule.
On size, the club describes its renovated clubhouse as 24,000 square feet, “with formal/private dining, grill room, golf shop,” per napleslakesfl.com/real-estate. You may also find 15,000 square feet on the club’s own About Naples Lakes page. The two figures cannot both describe today’s building. Our reading, which is an inference and not a club statement, is that the smaller number is older copy written before the expansion. We use 24,000 because it is the figure the club ties to the renovated building.
The architect, contractor and cost of the 2012 to 2013 work are not in any public club document; the record that would hold them is Collier County’s building permit file for 4784 Naples Lakes Blvd.
The master association manages the club itself. The General Manager and Chief Operating Officer is Joseph F. Basso, a Master Club Manager, Fellow of the Club Management Association of America and Florida certified Community Association Manager, who came from Delaire Country Club in Delray Beach, per his club profile. He was selected in 2022, per Golf Course Trades, and he signs the budget letters and serves as the association’s registered agent with the state. His predecessor, Bryan Roe, was in his seventh year as general manager in April 2021, per the club’s 2021 release.
The club staff directory lists, among others, an HOA Manager (John Cook, who joined in 2022), a Membership and Communications Manager, an Executive Chef, a Director of Golf, a Head Golf Professional, a Golf Course Superintendent, a Director of Tennis, a Health and Wellness Director, an Events Coordinator and a Director of Fun. We found no outside management company for the master association or the club.
The club is run by the same seven-member board that runs the homeowners association. Under the Bylaws as amended, approved November 17, 2023, each of the six villages elects one director and all owners elect one at-large director; terms are three years, with a limit of two consecutive terms followed by a three-year break; elections are by secret ballot under section 720.306, Florida Statutes. The board may hire a professional manager but may not delegate policy.
Committees are advisory. The club’s documents and trade coverage name Architectural Review, Finance, Golf and Green, Handicap, Neighborhood and an Ad Hoc Independent committee. The Golf and Green Committee, for example, backed the turf care center rebuild described in the golf section below, per Club + Resort Business, October 10, 2025.
Two budget rules matter to an owner. The annual budget takes effect unless two-thirds of the total members disapprove it (Declaration Article VII). And unbudgeted special assessments are capped at $250,000 a year in aggregate, excluding insurance deductibles, although a separate assessment to meet a windstorm deductible can exceed that (Article VII, Section 6).
The 2024 package gives a rare look at the operation. The total club budget was $8,872,601 for 2024, against $8,322,449 for 2023, split among HOA operations ($2,167,695), club operations ($5,389,177), a reserve contribution ($1,142,104) and a capital contribution ($173,625), per the 2024 budget package. Within that, course maintenance was $2,185,701, food and beverage $1,142,145 and tennis $146,490. The same package shows the total budget climbing from $5,556,453 in 2017. Liability insurance rose 18 percent in the 2024 budget and 7.7 percent in the 2025 letter.
For 2025 the board also engaged the McMahon Group for master planning, at a one-time cost of $75,000, plus COMPASS benchmarking ($15,000) for reserve and capital analysis, per the 2025 budget letter. A master plan in progress is worth a buyer’s attention, because it is where the next capital projects come from.
Three big projects are either finished or funded, and each was paid through a surcharge with a one-time prepayment option or from reserves, per the club’s billing schedules and trade coverage:
Project | When | Funding as the club’s documents show it |
|---|---|---|
Clubhouse remodel and expansion | reopened 2013 | $174.00 a quarter, February 2013 through November 2024, for owners who did not prepay (ended) |
Golf course renovation | April 2017 to February 2018 | “Golf Course Renovation” charge of $174.26 a quarter, May 2016 through November 2022 (ended) |
Arnie’s Cabana | announced 2021; surcharge from January 2023 | $179.00 a quarter through October 2029 for owners who did not prepay (active) |
Turf care center rebuild | January 2023 to May 2025 | $2.2 million, paid entirely from reserves, no assessment or debt |
The link between the golf renovation charge and the 2017 project is our inference from its name and dates. The one-time prepayment amounts, and whether an unpaid Arnie’s balance is due at closing, are not public; the estoppel certificate issued for a specific home answers that.
Naples Lakes has been a Certified Audubon Cooperative Sanctuary since 2001 and describes itself as “one of only 114 in Florida,” per the club’s Audubon page. In 2018 it won Audubon International’s BioBlitz Biodiversity Award after a count of 496 species, “including the Federally-threatened Wood Stork, and the Little Blue and Tricolored Herons, both state-threatened species in Florida,” per the same page and the Naples Daily News, August 18, 2018.
The 2017 recertification visit was carried out by Naples Botanical Garden education staff, who noted “extensive preserve buffers composed of a mix of native habitats,” planted littoral zones and 144 documented wildlife species. On land area, Collier County’s PUD record counts 29 conservation acres; the club’s own pages describe more than 160 acres of preserves and lakes combined, per the Collier County PUD Master List and the About Naples Lakes page.
The club’s award page and history page list a 2018 Gulfshore Business Readers’ Choice top country club, the Gulfshore Business 2019 Best Country Club, Naples Daily News Best of the Best Readers’ Choice in 2021, 2022 and 2024 (the category is not stated), and a 2018 designation as a Certified Blue Zone Community, which the club says made it “the first Club to earn the distinction in Southwest Florida.” Golf rankings are covered in the golf section. We found no record of Platinum Clubs of America recognition for Naples Lakes, and this page does not claim it.
Private here has a written definition. The Rules say the club’s facilities “are for the exclusive use … of its Members, their family members, guests, invitees, and lessees,” and “None of the Club’s Facilities shall at any time or in any manner be made available to the general public or to any non-member group or organization without express authorization of the General Manager,” per the Rules.
There are narrow, written exceptions. The Declaration lets the association “allow limited public use of the Golf Course and clubhouse for tournaments, charitable and other inter club events,” and the Rules allow the club to reserve the course for tournaments, outings and charity events and to enter reciprocal arrangements with other clubs. The Declaration then protects members: golf rules cannot be changed in a way that would “materially adversely affect the availability of tee times” for members without a majority vote of the voting members (Article II, Section 5). Outside tennis memberships were offered “on a limited basis” in 2020, per the club’s June 2020 release; whether they still are is not published.
So the honest summary is: full club membership comes with every home and cannot be declined, there is no public play or public dining, and the only outside use the documents allow is limited, board-controlled event use.
Approved lessees get member-equivalent use once the owner applies, the club approves and a transfer fee is paid, but they pay use fees, including green fees and cart fees, per the Rules. While a tenant is in residence the owner “shall not have any privileges to use the Club Facilities, other than dining facilities.” The Declaration sets a one-month or 30-day minimum and a limit of four leases a year (Article XI, Section 24). An owner who plans to rent the home for the season and still play golf that season should know this before buying.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the club is the reason we lead every Naples Lakes listing with the membership story. Thinking of selling your Naples Lakes home? The club is the reason many buyers look here, and a listing that explains the bundled structure, the finished capital projects and the ended surcharges answers the buyer’s first five questions before they ask. Start with a free home valuation, or Call Jesse direct at (239) 898-6072 to talk through how your village and view price against recent sales.
Buying and want the club explained in plain terms before you write an offer? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Naples Lakes Country Club plays an 18-hole Arnold Palmer Signature course, par 72, established in 1999 and stretching to 6,729 yards from the back tees, rated 73.3 with a 142 slope. It was rebuilt in a $3.2 million renovation that reopened in February 2018. Play is private: members, their guests and approved lessees only.
The course sits on 219 acres of the community’s roughly 485, per the Collier County PUD Master List, and homes in all six villages sit along it. Everything below comes from the club’s own scorecard, rules and rate sheets unless another source is named.
Item | Detail | Source |
|---|---|---|
Holes and par | 18 holes, par 72 (36 out, 36 in) | |
Design | Arnold Palmer Signature course | scorecard; club history |
Established | 1999 | scorecard; club history |
Tee options | 10 (six tees plus four combination sets) | scorecard |
Back-tee length | 6,729 yards, 73.3 / 142 | scorecard dated April 24, 2026 |
Mix of holes | four par 3s, four par 5s, ten par 4s | scorecard |
Last full renovation | closed April 2017, reopened February 17, 2018 | |
Golf acreage | 219 acres | Collier PUD Master List |
Owner | Naples Lakes Country Club Homeowners Association, Inc. |
Naples Lakes is an Arnold Palmer Signature course, opened in 1999. Toll Brothers built it as the centerpiece of the community; in a September 2003 release, Toll said it was “most noted in Florida for its Arnold Palmer Signature Golf Course communities, including Naples Lakes Country Club,” per the Toll Brothers release filed with the SEC. Site work in 1999 moved about 1.3 million cubic yards of sand and rock, as reported by the site contractor, RyanGolf.
The club and trade press describe it as Collier County’s only Arnold Palmer Signature course. We have not checked that against a full county course list, so treat it as the club’s claim: the course is one the club calls Collier County’s only Arnold Palmer Signature course. One golf publication also credits Palmer’s longtime design partner Ed Seay as a 1999 co-architect, per GolfPass; no club document says so, and we credit Palmer only.
The club’s scorecard, dated April 24, 2026, prints ten tee options. Men’s and ladies’ ratings are shown where the card labels them; a blank means the card prints no rating for that combination.
Tee | Out | In | Total yards | Men rating / slope | Ladies rating / slope |
|---|---|---|---|---|---|
I | 3,389 | 3,340 | 6,729 | 73.3 / 142 | not listed |
II | 3,254 | 3,157 | 6,411 | 71.5 / 137 | not listed |
II-III | 3,127 | 3,093 | 6,220 | 70.7 / 133 | not listed |
III | 3,024 | 2,989 | 6,013 | 69.8 / 129 | not listed |
III-IV | 2,910 | 2,863 | 5,773 | 68.5 / 126 | not listed |
IV | 2,797 | 2,784 | 5,581 | 67.9 / 120 | 73.1 / 137 |
IV-V | 2,629 | 2,646 | 5,275 | 66.1 / 115 | not listed |
V | 2,530 | 2,529 | 5,059 | 64.9 / 115 | 70.4 / 131 |
V-VI | 2,293 | 2,374 | 4,667 | see note | see note |
VI | 2,185 | 2,159 | 4,344 | 62.6 / 111 | 66.6 / 123 |
Source: Naples Lakes Country Club 2026 scorecard, linked from the club scorecard page.
Note on V-VI: the card prints a rating and slope for this combination without saying whether it is the men’s or ladies’ figure, so we leave it off rather than guess. The official record that would settle it, along with ladies’ ratings for the longer tees, is the USGA National Course Rating Database entry for the club.
Some golf sites still show 6,724 yards, including Golf Digest’s course page. The club’s current card says 6,729, and we use the card.
Hole | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Out |
|---|---|---|---|---|---|---|---|---|---|---|
Yards (Tee I) | 390 | 409 | 516 | 315 | 200 | 573 | 139 | 415 | 432 | 3,389 |
Par | 4 | 4 | 5 | 4 | 3 | 5 | 3 | 4 | 4 | 36 |
Men’s handicap | 14 | 12 | 10 | 8 | 16 | 6 | 18 | 2 | 4 | |
Ladies’ handicap | 14 | 12 | 10 | 4 | 16 | 2 | 18 | 8 | 6 |
Hole | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | In |
|---|---|---|---|---|---|---|---|---|---|---|
Yards (Tee I) | 415 | 519 | 423 | 169 | 400 | 145 | 307 | 437 | 525 | 3,340 |
Par | 4 | 5 | 4 | 3 | 4 | 3 | 4 | 4 | 5 | 36 |
Men’s handicap | 3 | 11 | 5 | 13 | 7 | 15 | 17 | 1 | 9 | |
Ladies’ handicap | 5 | 7 | 9 | 15 | 11 | 17 | 13 | 1 | 3 |
Source: 2026 scorecard.
Hole notes from the card. We are not going to invent descriptions of doglegs or water carries that no club document publishes, but the card itself tells a golfer a good deal:
A flyover and course tour are linked from the club’s course tour page.
The course closed at the end of April 2017 for a $3.2 million wall-to-wall renovation by Arnold Palmer Design Company architect Thad Layton and reopened February 17, 2018. The project was announced in spring 2017, with Wadsworth Construction as builder and completion first expected in November 2017, per Sports Destination Management.
The scope, as reported by Golf Course Architecture in July 2017 and February 2018:
The reopening slipped about three months. The contractor worked through two tropical storms, Hurricane Irma and 85 inches of rain, per the February 2018 report. The grass types come from that trade coverage; no club document we found names them, and the club’s Golf and Green Committee records would be the place to confirm them.
The club’s history page calls the 2017 renovation “Arnold Palmer’s final course design project before his passing,” and its About page calls Naples Lakes “the last Signature Arnold Palmer Golf Course personally signed off on by the legend,” per the club history and About page. Palmer died in September 2016, months before construction began. The accurate wording is that this was the final course renovation Arnold Palmer reviewed before his death in 2016, which is how Golf Course Architecture put it: “the last course renovation reviewed by Arnold Palmer before his passing.” The design work was Thad Layton’s.
At least one course database says the recent work “was done by Thad Layton in 2019,” per the GOLF magazine course finder. Every contemporaneous source disagrees: the club dates the renovation to summer 2017, the announcement set the last round for the end of April 2017, and the trade press covered the grand reopening on February 17, 2018. The course was also ranked on a list published in December 2019, after play had long resumed. There was no 2019 renovation. If a listing or a golf app tells you otherwise, it is repeating that error.
The 2022 billing schedule shows a “Golf Course Renovation” charge of $174.26 a quarter billed to owners from May 1, 2016 through November 1, 2022, per the 2022 billing schedule. The name and dates suggest it funded the 2017 project, though the schedule does not say so in words. What matters to a buyer today is that the charge has ended.
The maintenance side of the course was rebuilt next. A $2.2 million turf care center renovation ran from January 2023 to May 2025, with a full rebuild of the main building, upgraded fertilizer and chemical storage, covered fuel and wash-down stations, canopied material bins and EV-ready power, funded “entirely through reserves” with no new assessment or debt, per Club + Resort Business, October 10, 2025. The Golf and Green Committee and the board supported it. Course maintenance was a $2,185,701 line in the 2024 budget, per the 2024 budget package.
The same October 2025 report lists “new pickleball courts, a clubhouse decor refresh, and a mid-scale golf course renovation” as upcoming. The club’s 2025 budget engaged the McMahon Group for a master plan, per the 2025 budget letter. No public document yet gives the scope, cost, timing or funding method of the golf work; the board minutes and the master plan report are the records that will. A buyer under contract should ask whether any new surcharge or special assessment is contemplated, and the estoppel certificate will show anything already levied.
The club lists “Aqua golf range and practice facilities,” per napleslakesfl.com/real-estate, and the Declaration reserves the association’s right to use “that certain lake located north of the Clubhouse as an aqua driving range, including … targets.” The Rules refer to the driving range and practice facilities, restrict range balls to the practice area and require check-in at the range before play. The 2017 to 2018 renovation added a new practice area. The club does not publish the size of the putting green or the details of any short-game area, and we do not describe what we have not seen documented.
The club promises “exciting events, year-long leagues, and tournaments with your friends, along with professional instructors available to improve your game,” per its golf page. The Rules make the structure specific:
The golf staff is led by Director of Golf Jake Myers, a PGA of America member who also volunteers as Head Golf Coach for the Collier County Special Olympics program, per his club profile, with Head Golf Professional Travis Perkins and Golf Course Superintendent Greg Weaver named on the scorecard.
The handicap requirement. Only members with a USGA handicap may play in club tournaments. Scores are posted through GHIN and reviewed by the Handicap Committee, per the Rules. The optional annual handicap fee was $35 plus tax in 2024, per the 2024 budget package. A new member who has let a handicap lapse can play the course the week they close, but needs an established handicap before entering club tournaments.
Members book through the club’s Chelsea computerized tee-time system up to 14 days in advance, per the Rules. Each member gets one advance guest tee time reservation per calendar year. Unaccompanied guests may play only if the member sends a letter to the Director of Golf in advance, and their tee times are space-available, two days out.
Because the Declaration bars rule changes that “materially adversely affect the availability of tee times” for members without a majority member vote, the tee sheet is protected by a recorded covenant, not just by club policy. We found no published figure for the number of members who play golf regularly; with up to two adult members in each of 731 homes, the club’s rounds data would be the record that shows how busy the sheet is in February.
Rates are per person, plus tax, effective January 1, 2026, per the 2026 golf rates sheet:
Category | In season: Jan 1 to Apr 30 and Nov 1 to Dec 31 (18 holes) | Off season: May 1 to Oct 31 (18 holes) |
|---|---|---|
Immediate family guest of a member | $78 green + $32 cart = $110 | $33 + $32 = $65 |
Lessee (after transfer fee paid) | $110 | $65 |
Guest of a member or lessee | $108 + $32 = $140 | $65 |
Junior guest (15 and under) | $58 + $32 = $90 | $65 |
Unaccompanied guest | $148 + $32 = $180 | $58 + $32 = $90 |
The nine-hole cart fee is $20. Annual tenants (leases of six months plus one day) get 50 percent off the green fee, summers excluded. For comparison, the in-season guest-of-member rate was $99 plus $31 cart, $130 in all, in 2025, and the unaccompanied rate was $149 plus $31, per the 2025 rates sheet. The in-season guest rate therefore rose $10 a round for 2026.
Members pay a cart fee for each round unless they own a private cart in the club’s trail program. The rate sheet prints a $32 per person cart fee for 18 holes in 2026; the member per-round rate is not separately published, and a member should confirm it with the golf shop. The annual fees in the club’s billing schedules, each plus tax, per the 2024 budget package and the 2023 billing schedule:
Annual fee | 2022 | 2023 to 2025 |
|---|---|---|
Trail fee, per private cart | $2,025 | $2,125 |
Bag storage, per bag | $90 | $90 |
Locker, per locker | $120 | $120 |
Handicap, per person | $25 | $35 (2024 and 2025) |
The 2026 amounts are in the member-only billing schedule. Private carts are allowed on club approval, payment of the trail fee and signing the annual trail fee agreement. The cart rules in the Rules are strict and worth knowing: drivers must be 16 or older with a valid license, no more than two carts per tee time, par 3s are cart-path only with no exceptions, the 90-degree rule applies elsewhere, and coquina paths and waste areas are in play.
The golf dress code requires collared or mock-collar shirts with sleeves for men, golf shorts no more than four inches above the knee, and no denim, cargo shorts, tee shirts or gym shorts; women may wear dresses, skirts, slacks, golf shorts and golf shirts, but no halters, tank tops, denim or cut-offs. Soft spikes or spikeless shoes are required, and men remove hats in the clubhouse.
Pace of play is about four hours; the card sets 4 hours 15 minutes as the maximum. The course has a Thor-Guard lightning system: a solid 15-second siren suspends play and three short blasts resume it, per the scorecard and the club’s rules of play.
The course ranked No. 11 in Florida on Golf Advisor’s 2018 list and No. 6 in Florida on Golf Advisor’s list published December 2019, per the club’s award page and GolfPass. The club’s own press release calls the second a 2020 ranking; the list itself was published in December 2019. Gulfshore Life’s Best of the Gulfshore named it the top golf course in Collier County in 2019, as reported by Golf Course Trades, and readers named it a finalist for top golf course again in June 2020, per the club’s June 2020 release.
Two things we deliberately leave out. The club’s press materials say the course was nominated for Golf Digest’s 2018 Renovation of the Year; we could not find that in Golf Digest, so we do not repeat it as fact. And we found no record of Platinum Clubs of America recognition, so we do not claim it.
No. The course is private; there are no public tee times. A golf-deals website that lists the course does not change the club’s written rules, which close the facilities to the general public and to non-member groups without the general manager’s express authorization. The only ways to play are as a member, an immediate family member, a member’s guest, an approved lessee, or an unaccompanied guest with a pre-approved letter from a member.
Golf-course frontage is the view most homes here were sold on, and it has a cost side too: cart traffic, maintenance schedules and the occasional ball. The rules also close the course and cart paths to “biking, kite flying, soccer, football, recreational walking, jogging, walking of pets,” per the Rules, so the course is a view and a playing field, not a walking trail. How much a specific view is worth varies by village and hole, and it is the kind of question we answer from closed sales, not from a brochure.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. Selling a home on the course? Get a free home valuation that prices your view against recent Naples Lakes sales, or Call Jesse direct at (239) 898-6072. Buying for the golf? Call Marc at (239) 287-5873, and see how we represent buyers in Naples.
Two golf projects near Naples Lakes are worth knowing about, and neither affects the club’s own course. On September 22, 2026, Collier commissioners voted 5 to 0 to approve a private 18-hole course on about 169 acres at 341 Sabal Palm Road, roughly 2 to 3 miles south-southeast, replacing a citrus grove, with conditions that bar housing on the site, per the Naples Daily News. And The Gate Golf Club, a public, nonprofit nine-hole course and First Tee home about 5 miles north near Golden Gate Parkway, was targeting a December 2026 opening, per the Naples Daily News. For visiting friends who want a public round, the second is the relevant one.
No. Naples Lakes Country Club has no marina, no docks, no boat ramp and no boat access. Its lakes are stormwater and golf lakes, and the Declaration bans boats, rafts and watercraft on them. Owners may fish only from the shoreline behind their own home. The nearest boating hubs, Naples Bay and Isles of Capri, are 20 to 25 minutes away.
Naples Lakes is a golf community, not a boating one: there is no marina, and the lakes are closed to boats. That is a feature for some buyers and a dealbreaker for others, so it belongs in plain view.
The association operates and maintains the South Florida Water Management District permitted surface water management system, including all the lakes, per the Amended and Restated Articles of Incorporation. The course draws irrigation water from those lakes under a district consumptive use permit, and the association has granted Collier County the right, but not the obligation, to maintain the lakes and drainage easements, per the Declaration.
On use, the Declaration is direct. Article XI, Section 25 prohibits rafts, boats and other watercraft on the community’s lakes. Section 26 allows fishing only along the shoreline adjacent to the owner’s own unit, and the club’s Rules add that fishing is “at the sole risk of the individual.” The one other use the Declaration contemplates for a lake is the aqua driving range on the lake north of the clubhouse.
Fishing from your own bank is allowed, and that is the full extent of recreational lake use. The club posts Florida Fish and Wildlife Conservation Commission guides on living with alligators, bears, coyotes, bobcats, panthers and other wildlife on its Audubon page. Any freshwater lake in Southwest Florida can hold alligators, and these are no exception; we tell buyers with small children or dogs to take that seriously, especially on a lakefront lot.
Boat owners should also read the vehicle rules. Boats, trailers, RVs and similar vehicles may be outside a garage for no more than eight hours and never overnight without the general manager’s approval, under Article XI, Section 19 of the Declaration. A boat that does not fit in the garage has to live somewhere else, which usually means dry storage or a slip off site.
We measured road routes from the club’s map point using OpenStreetMap road data, free-flow and rounded, so add time in season:
Boating hub | Road miles | Drive time |
|---|---|---|
Naples City Dock, Naples Bay (12th Ave S) | about 8.6 | about 20 minutes |
Isles of Capri | about 12 | about 23 minutes |
Marco Island (City Hall, for reference) | about 13 | about 25 minutes |
We have not verified individual marina operators, slip availability, rates or the nearest county boat ramps for this page, so we do not name them; those are questions for the marinas themselves.
For sailing lessons and water skiing without a boat of your own, Collier County’s Sugden Regional Park at 4284 Avalon Drive sits on the 60-acre Lake Avalon, which the county calls “one of Collier County’s only fresh water beaches,” with a sailing center, a ski center and classes “for able bodied and special needs individuals,” per Collier County Parks. It is about 5 road miles from Naples Lakes, roughly 14 minutes by our measurement.
The Rookery Bay National Estuarine Research Reserve’s Environmental Learning Center is about 5.4 road miles away, roughly 12 minutes, and is open Tuesday through Saturday, 9 a.m. to 4 p.m., per Rookery Bay. It is the natural starting point for anyone who wants to understand the mangrove waters south of Naples before choosing where to launch a kayak or keep a boat.
If a boat is central to your life in Florida, Naples Lakes asks you to keep it elsewhere and drive to it, and we will say so in the first conversation. If you boat a few times a season, a 20 minute drive to Naples Bay and a golf course out the back door is a trade many of our buyers are happy to make. Either way, Call Marc at (239) 287-5873 and we will map the drive to the marina you actually use.
Naples Lakes Country Club is about 9 road miles from the Naples beach at 12th Avenue South, a 20 to 25 minute drive outside peak traffic, and about 14 road miles from Tigertail Beach on Marco Island, roughly 30 minutes. The club has no beach club and no beach shuttle, and the Naples Pier itself is closed for rebuilding.
That makes Naples Lakes an inland golf community with a reasonable beach drive, not a beach community. For most of our buyers here the trade is simple: a golf course at the back door and the Gulf a drive away.
No club document, rule, budget or marketing page describes a beach club, beach membership, reserved beach parking or beach shuttle for Naples Lakes residents. Some Naples golf communities do offer one; this one does not. We checked the club’s Rules, its real-estate page and its budget letters, and none mentions it.
We measured from the club’s map point using OpenStreetMap road data. These are free-flow estimates, rounded; in January through April, add time on US 41 and Collier Boulevard.
Beach | Address | Road miles | Drive time |
|---|---|---|---|
Naples municipal beach at the pier | 25 12th Ave S, Naples | about 9 | 20 to 25 minutes |
Lowdermilk Park | Naples | about 10 | about 23 minutes |
Tigertail Beach Park, Marco Island | 480 Hernando Dr, Marco Island | about 14 | about 30 minutes |
Sugden Regional Park (freshwater beach) | 4284 Avalon Dr, Naples | about 5 | about 14 minutes |
The club’s own local-attractions page frames it more generously, saying Naples Lakes “is less than six miles from downtown Naples” and “Marco Island is only minutes away,” per the club’s attractions list. Our measured figures are longer because they follow roads, not a straight line.
The City of Naples closed the Naples Pier for a rebuild of about 18 months at a cost of $23.5 million, and reported the old pier’s demolition complete, per the city’s pier rebuild page as we read it in September 2026. The beach at the foot of 12th Avenue South remains the destination; the pier does not, until the city reopens it. We say “the beach, not the pier” when we give this drive to buyers.
Marco Island is the other direction and a slightly longer drive. Collier County describes Tigertail Beach Park as a “White-sand beach, barrier island in the making,” good for bird watching, shelling and tidal pool exploration, and lists the South Marco Beach Access on Swallow Avenue as “one of only two public beaches on the island,” per Collier County Parks and Beaches and the Tigertail Beach Park page. Naples Lakes sits on the southern side of Naples, so Marco is closer than it is from most North Naples communities.
Parking is the real beach variable in Naples, and it depends on who runs the lot:
Getting the county permit in the first month after you move in is the single most useful beach tip we give Naples Lakes buyers.
The drive to the Naples beach runs past the city’s center, and Fifth Avenue South is about 8 road miles from Naples Lakes, roughly 20 minutes outside peak season. A beach afternoon and dinner downtown is one trip, not two.
Distance from the Gulf also puts the community in Collier evacuation Zone D, well inland of the zones ordered out first in recent storms, which is covered in the storm section of this page. For a buyer who goes to the beach a few times a month, 20 minutes each way is a price worth weighing honestly against the savings.
Naples Lakes Country Club has five Har-Tru tennis courts and three bocce courts lit for night play, with a Director of Tennis who is also a certified pickleball pro. The club’s own pages list no pickleball courts, though a 2025 trade report says courts are planned. Members pay no court fees.
Court sports are the second amenity at Naples Lakes after golf, and the pickleball question is the one we are asked about most, so this section separates what is built from what is planned.
The club’s tennis and bocce page invites members to “Reserve one of our 5 Har-Tru tennis courts” and to “Advance your game with lessons & clinics with our tennis professionals.” The activities page describes the same five as “first-rate tennis courts.” Har-Tru is a crushed-stone clay surface, softer on joints than hard courts and the standard at most Naples clubs.
A 2020 club release went further, describing “five state-of-the-art hydro-grid tennis courts,” a sub-surface irrigation system that waters the clay from below, per the club’s June 2020 release. That description comes from the club’s own release rather than a current club page.
The same 2020 release described “a year-round tennis program” with “160 active members” and “programs for every level of player.” That makes it about 160 active tennis members in 2020, per the club. No later count is published.
In the same year Gulfshore Life readers named the club a finalist for top tennis facility in Collier County, per the club’s June 2020 release. The tennis viewing area was updated as part of the Arnie’s Cabana project, per the 2021 project release.
The club hired a Director of Tennis, Joe Jaindl, in 2024, and his club profile states he “is a certified pickleball pro.” The staff directory also lists a staff professional and court maintenance role. Hiring a tennis director with pickleball credentials is itself a signal of where the program is heading.
Lessons and clinics run through the tennis professionals, per the tennis and bocce page. The club does not publish a clinic schedule or lesson rates online. The 2025 budget singled out “improvements to the tennis and fitness program that have long been called for by the Membership,” per the 2025 budget letter. The tennis operating budget was $146,490 for 2024, against $143,990 for 2023, per the 2024 budget package.
Members and immediate family pay no court fees, per the Rules. The court rules are simple:
In 2020 the club said “Outside tennis memberships are available on a limited basis.” Whether that is still true is not published on the club’s current pages. It matters to owners because outside members share the courts; a buyer for whom prime-time court access is central should ask the tennis office how many outside members there are today.
The club has “3 well-maintained bocce courts featuring night lights for evening play,” per the tennis and bocce page. The three courts were part of the Arnie’s Cabana project plan, alongside two fire pits, per the 2021 project release, which puts bocce next to the pool and the cabana bar. Arnie’s dress code covers the bocce courts, and phone calls are allowed there, unlike in the clubhouse dining rooms.
Pickleball courts are planned, according to a 2025 trade report; the club’s pages list five Har-Tru tennis courts and three lighted bocce courts. The report, in Club + Resort Business on October 10, 2025, lists “new pickleball courts” among upcoming projects, next to a clubhouse decor refresh and a mid-scale golf renovation.
No official club page, rule, budget or billing schedule we reviewed lists a pickleball court, a count, a surface or an opening date. Agent-written listing copy on the club’s real-estate pages variously says “tennis/pickleball courts,” “pickleball coming soon” and “upcoming pickleball courts,” which contradict each other and are marketing text, not club statements. So we publish no number. The records that will settle it are the board minutes, the McMahon Group master plan and any Collier County site or building permit for the courts. If you have seen a court count for Naples Lakes elsewhere, it did not come from the club’s own documents.
For now, the serious pickleball in the neighborhood is public and close. East Naples Community Park at 3500 Thomasson Drive is “Home of the US Open Pickleball Championships,” with 59 pickleball courts plus 6 championship courts and the USOP National Pickleball Center at 3520 Thomasson Drive, per Collier County Parks. It is about 4.5 miles from Naples Lakes as the crow flies, about 5.4 road miles, roughly 15 minutes by our measurement.
The same park has four lighted basketball courts, four racquetball courts, lighted softball and soccer fields and a walking trail around its lake. Closer still, Donna Fiala Eagle Lakes Community Park on US 41 East has public tennis and basketball courts and an aquatic complex, per Collier County Parks, about 6 road miles away.
A tennis player gets five clay courts, a professional staff and no court fees as part of club membership. A pickleball player today gets a certified pickleball pro on staff, a plan on paper and one of the best-known public pickleball complexes in the country 15 minutes away. If on-site pickleball is a must, ask for the status of the courts in writing before you buy, and Call Marc at (239) 287-5873 so we can put that question to the club office early in your contract period.
Naples Lakes Country Club has a clubhouse fitness center with group classes and personal training, and Arnie’s Cabana, a poolside cafe and bar beside a beach-entry pool that is open dawn to dusk with no lifeguards. The four condominium villages each have their own pool and spa, and most single-family homes have private pools.
Arnie’s is the newest part of the club and the one with an active surcharge attached, so this section covers its cost and funding carefully, alongside the everyday facts: hours, rules and what a class costs.
“Our fitness center promotes living a healthy lifestyle through exercise, education, and nutrition with a variety of group classes and personal training options,” per the club’s fitness page. The staff directory lists a Health and Wellness Director, a TPI-certified golf and fitness instructor and a yoga and fitness instructor, per the club staff directory; the club’s 2018 release said its wellness director had been at the club since 2007, per the December 2018 release.
Fitness center use is included; group classes are charged per class. The Rules say members pay no fitness fees, and they set two basic rules for the room: children under 16 must be supervised, and black-soled running shoes are not allowed, per the Rules. The club does not publish the fitness center’s size, equipment list or hours online.
The only schedule currently posted is the reduced summer one, running May 4 to October 30, 2026, per the 2026 summer fitness schedule:
Class | Days and time | Member | Guest |
|---|---|---|---|
Circuit Training | Mon, Wed, Fri, 8:00 to 8:50 a.m. | $12 | $17 |
Water Aerobics (Cabana pool) | Mon, 9:30 to 10:20 a.m. | $6 | $11 |
Yoga | Tue and Fri, 9:00 to 9:50 a.m. | $12 | $17 |
B.Y.O.B. Balance (fall prevention) | Tue and Thu, 10:00 to 10:50 a.m. | $12 | $17 |
Aqua Cardio Blast (Cabana pool) | Wed and Fri, 9:30 to 10:20 a.m. | $6 | $11 |
Sunrise Stretch | Wed, 7:00 to 7:50 a.m. | $12 | $17 |
Pilates | Wed and Fri, 10:00 to 10:50 a.m. | $12 | $17 |
Water classes are cancelled below 60 degrees or in storms. Private sessions are available on request: a private orientation, personal training, TRX, Body Pump and Barre Fusion, per the same schedule. The in-season schedule is not posted in summer; we expect it to be fuller, but that is an expectation, not a published fact.
The club calls Naples Lakes “a Certified Blue Zone Community, the first Club to earn the distinction in Southwest Florida,” per its fitness page. The recognition came through the Blue Zones Project, an NCH Healthcare System initiative, in 2018, when the club added community bike racks and hosted well-being events and plant-based cooking demonstrations, per the club’s December 2018 release. The first-in-Southwest-Florida claim is the club’s.
The main pool is “Arnie’s Cabana Pool featuring a beach entry, food and beverage service, and calming water & light features,” per the fitness page. A beach entry means a gradual, zero-depth slope instead of steps, which is easier for grandchildren and for anyone with bad knees. The 2021 plans added two lap lanes and in-pool benches with water jets, per the April 2021 project release, so the pool serves both the morning lap swimmer and the afternoon lounger.
The pool rules in the club’s Rules and Regulations are specific:
The no-lifeguard rule is standard for Florida community pools, and it belongs on any honest page.
In April 2021 the club announced a “totally new $3.9 million resort-styled Cabana Cafe and Pool,” per Club + Resort Business and the Naples Daily News. The 2021 plans called for a 6,095-square-foot cafe with a horseshoe bar, a beach-entry pool with lap lanes, a spa and three bocce courts. The full planned program, per the club’s April 2021 release:
Those are the plans as announced. We describe what was planned, not an inspected as-built list.
Announced in 2021 as a $3.9 million project; a 2025 trade report put the finished venue at $4.3 million. The later figure comes from Club + Resort Business on October 10, 2025, which described the turf care center as “the second phase in the club’s broader modernization plan, following the $4.3 million creation of a resort-style recreation and dining venue.” That article does not name Arnie’s; we identify the venue as Arnie’s because it matches the description and is the only such project, which is an inference.
Arnie’s opened after its 2021 announcement; its surcharge has been billed since January 2023. The club’s October 2022 budget letter said “the addition of Arnie’s Cabana is expected to drive revenues,” per the 2023 budget letter. One 2025 trade article dates the cabana to 2020, which cannot be right for a project announced in April 2021, so we give no opening year. The 2021 release planned seating for 130 in the restaurant plus covered seats and a bar; a 2025 article gives a different figure. We publish no current seat count. Collier County’s certificate of occupancy for the building is the record that would fix both the date and the final capacity.
Owners were offered a one-time payment election. Those who did not take it are billed an “‘Arnie’s’ Cabana Renovation” charge of $179.00 a quarter, $716 a year, from January 2023 through October 2029, per the 2023 billing schedule and the 2024 budget package. The one-time amount is not in any public document.
For a buyer, the practical question is whether a particular home’s surcharge was prepaid, is still running, or carries a balance due at closing. The public documents do not say how an unpaid balance is handled on a sale. The association’s estoppel certificate for that specific home is where the answer lives, and we ask for it early.
Beyond Arnie’s, the club says “Every multi-family Village has a swimming pool complete with a spa and picnic area,” per napleslakesfl.com/real-estate. Barrington’s pool sits at the center of the village and Arrowhead’s at the end of its cul-de-sac, per the club’s Barrington and Arrowhead village pages. The pools, roads and parking in the four multi-family tracts are Limited Common Areas maintained through neighborhood assessments, per the Limited Common Areas exhibit.
That arrangement is changing. The 2025 HOA budget “includes $24k in survey costs that are necessary to finalize the transfer of ownership of the village pools to their respective villages,” per the 2025 budget letter. Whether the transfer has been completed is not public; the board minutes and any recorded pool-tract deeds will show it. It matters to condo buyers because the party that owns a pool pays to resurface and insure it, so ask each condominium association how its pool is budgeted.
In Tahoe and Placid, the two single-family villages, “most have swimming pools,” per the club’s real-estate page. A private pool is the owner’s to maintain and insure, and screen enclosures fall under the club’s architectural standards, which call for mansard bronze screen enclosures, per the ARC Standards revised September 18, 2023.
Not in the day-spa sense. No club document describes massage, facials or other spa treatments, and there is no spa menu on the club’s site. The word “spa” at Naples Lakes means the hot tub at Arnie’s and the spas at the village pools. A steam room appears only in agent-written listing copy, not in any club document, so we do not list one.
There is no published trail network. Residents walk and bike the community’s roads and sidewalks, where the Rules give pedestrians and cyclists the right-of-way at all times and set a 25 mph speed limit, per the Rules. The golf course and cart paths are off limits for recreational walking, jogging, biking and dog walking. For a longer walk, the lake loop at East Naples Community Park is about 15 minutes away.
Naples Lakes Country Club serves members in three clubhouse settings, the Main Dining Room, the Grille Room and the Terrace, plus Arnie’s poolside cabana cafe and bar. There is no food and beverage minimum. Dining is for members, their guests and approved lessees, and it is not open to the public.
The club does not post menus or prices publicly, so this section sticks to what the documents establish: the rooms, the rules, the staff and what dining costs a member before the first meal is ordered.
Venue | Where | Character |
|---|---|---|
Main Dining Room | clubhouse | the formal room; clubhouse dress code applies |
Grille Room (also written “Grill Room”) | clubhouse | the everyday room; clubhouse dress code applies |
Terrace | clubhouse, outdoors | outdoor dining with course and lake views; clubhouse dress code applies |
Arnie’s | cabana beside the pool | poolside cafe and horseshoe bar; relaxed dress code; phones allowed |
Sources: the Rules, the club’s dining dress code and the Arnie’s Cabana dress code.
The club describes the clubhouse as having “beautiful views of the lakes and golf course” and “plenty of dining spaces to fit the mood from formal intimate dinners to casual outdoor evenings,” per its dining page. The club’s April 2021 release described a “280-seat Clubhouse” with a grille room, main dining room and outside terrace, per the April 2021 release.
The club describes its menus as “locally-sourced, seasonal,” per the dining page. The kitchen is led by Executive Chef Chris Mark, with Food and Beverage Manager Kim Shaw and an assistant food and beverage manager, per the club staff directory. Food and beverage was a $1,142,145 line in the 2024 budget, up from $1,024,519 in 2023, per the 2024 budget package.
Arnie’s is the casual half of the operation, set beside the pool and bocce courts. The 2021 plans called for a 6,095 square foot cafe with a dining room and kitchen, covered dining, a horseshoe-shaped bar and deck tables, with screening, a sound system and large-screen TVs, per the club’s April 2021 release. The club also runs Arnie’s To-Go ordering, listed on its staff directory, so a member can pick up dinner without dressing for the clubhouse.
No. Dining is for members, their guests and approved lessees; owners who lease their homes keep dining privileges. The Rules close all club facilities to the general public and non-member groups without the general manager’s express authorization, per the Rules. That includes Arnie’s, which comes up often in searches. A friend in town can eat at Naples Lakes only as a member’s guest.
Many Naples clubs bill a yearly food and beverage minimum whether or not you eat there. Naples Lakes does not. No minimum appears in the April 2024 Rules or in any club billing schedule from 2019 through 2025; the only “minimum” in the Rules is a minimum late fee. For a seasonal owner who is gone five months of the year, that is real money not spent. It also means the dining rooms have to earn their covers, which is a reasonable thing for a member to like.
The club does not publish menus or prices on its public site, and we found no posted menu we could cite. Members see them in the club’s member area and at the tables. We do not reproduce menus from third-party sites, because they go out of date and are not the club’s own documents.
The dining dress code and the Rules set the standard for the Main Dining Room, Grille Room and Terrace:
At Arnie’s the rules relax, per the Arnie’s Cabana dress code. Swimwear rules apply at the pool, but shirts or cover-ups and footwear are required at the cabana bar and tables. Hats, cargo shorts and non-ripped denim are permitted. Smoking is not permitted inside the cabana gates.
Cell-phone calls are not allowed in the clubhouse dining areas, the Grille Room, Main Dining Room and Terrace; they are allowed at Arnie’s, the pool deck, bocce and tennis, per the Rules. Children under 12 must be supervised by an adult in the clubhouse, and no one under 21 is served alcohol.
The club markets its clubhouse for weddings and private events on its weddings and events page. Because outside use requires the general manager’s authorization under the Rules, events are arranged through the club office rather than booked as a public venue.
Just outside the entrance, the Naples Lakes Village Center on Collier Boulevard holds the community’s Publix, and Rosati’s Pizza opened there on June 9, 2025, at 8595 Collier Blvd, per Gulfshore Business. The plaza is about a mile by road from the clubhouse. The Village Center is a separate commercial property outside the gates and outside the homeowners association. For a wider restaurant choice, Fifth Avenue South is about 8 road miles away and the waterfront shops at Tin City are about 8 road miles, each roughly 20 minutes outside peak season, by our measurement.
Naples Lakes Country Club runs a year-round social calendar from the clubhouse, with holiday parties, live music, art classes and luncheons, organized by an Events Coordinator and a staff Director of Fun. Resident groups include three or more bridge groups, a book club, mah-jongg, dominoes, poker, golf leagues and The Ladies of Naples Lakes.
The calendar follows the Naples season. It fills from November through April and thins from May through October, when the club switches to summer schedules and summer rates. Here is what the club’s documents and reporting show.
The club staff directory lists an Events Coordinator and a Director of Fun, alongside the Membership and Communications Manager who handles club communications. The club says “The Clubhouse hosts an array of events year-round ranging from holiday parties and live music to art classes and luncheons,” per its dining and social page. The 2025 budget funded “an enhanced activity calendar with a theme recognizing NLCC’s 25th Anniversary,” per the 2025 budget letter.
The club’s activities page names the standing groups:
For many members the golf calendar is the social calendar. Men’s Day runs every Wednesday for male members who sign up; the Ladies 9-Hole and 18-Hole Associations run their own events for members who join them; club tournaments run through the year for members with a handicap; and the optional Hole-in-One Club adds its own tradition, per the Rules and the Member Information Profile. The full golf program is in the golf section above.
The tennis program, about 160 active tennis members in 2020, per the club, is its own social circle, with “programs for every level of player,” per the club’s June 2020 release. The three lit bocce courts next to Arnie’s make evening bocce, with the fire pits and the cabana bar, one of the easiest ways for new owners to meet neighbors.
The Audubon certification is not just a plaque. In 2018 residents and naturalists took part in the BioBlitz that counted 496 species across the community’s preserves, lakes and course and won Audubon International’s Biodiversity Award, per the club’s Audubon page. The 2017 recertification visit by Naples Botanical Garden educators documented 144 wildlife species, native preserve buffers and planted littoral zones, per the same page and Sports Destination Management. The club posts Florida Fish and Wildlife Conservation Commission guides on living with bears, alligators, coyotes, panthers and bobcats. For birders, wood storks and little blue and tricolored herons are on the documented list.
The 2024 to 2025 season marked 25 years since the club was established, and trade coverage described the program, per Club + Resort Business, February 3, 2025:
That list is one reported season, not a promise of every year’s calendar, but it shows the scale and style of what the club puts on.
Putting the club’s own dates together, a year runs roughly like this:
Period | What the club’s documents show |
|---|---|
November 1 | in-season guest golf rates return |
Holidays | holiday parties; in the 2024 to 2025 season, Holidazzle and the tree lighting, then New Year’s Eve |
January to April | peak season: highest guest rates, the full golf and tennis calendars, the busiest dining rooms |
End of season | an end-of-season party, “Adios Casa Amigos” in the 2024 to 2025 season |
May 1 to October 31 | off-season golf rates ($65 for most guests, including cart) |
May 4 to October 30, 2026 | reduced summer fitness class schedule |
June to October | summer dress rule: blue denim allowed in the clubhouse |
Sources: 2026 golf rates, 2026 summer fitness schedule, dining dress code and Club + Resort Business. The club does not publish its summer dining hours on its public site; ask the club office which rooms stay open in August.
The club staffs for the season. The 2024 budget refers to seasonal staff and a seasonal supervisor, per the 2024 budget package, and the staff directory lists a seasonal assistant golf professional. The Collier County tax roll (2026 preliminary) shows 346 of the 731 homes, 47.3 percent, carry a Florida homestead exemption, so a little under half the households are primary residents who stay through the summer. Those year-round members get the summer version of the club: quieter dining rooms, open tee sheets and cheaper guest golf.
In 2020 the club sent golf carts around the community delivering ice cream and music to residents, as reported by Golf Course Trades on May 13, 2020, and linked from the club’s award page. After Hurricane Irma in 2017, the club wrote in 2018 that “Our course and community have experienced a remarkable recovery,” per the club’s Audubon page. Neither is a statistic. Both tell you something about the place.
Naples Lakes is not age-restricted. Nothing in the Declaration or the Rules sets a 55-plus rule, and the Rules include provisions for children and dependents. The standing groups the club lists are weighted toward daytime activities, bridge, mah-jongg and golf leagues, while the pool and clubhouse rules make room for children with adult supervision.
Our advice to new owners is simple: join one golf group and one non-golf group in the first month. Men’s Day and the ladies’ associations fill a calendar quickly, and the bridge groups and The Ladies of Naples Lakes are the fastest way into the non-golf side. Ask the membership office how to reach each group.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. Thinking of selling a Naples Lakes home? The social life is part of what a buyer is paying for, and we market it that way. Start with a free home valuation or Call Jesse direct at (239) 898-6072. Buying, and want to see the club on a busy February evening before you decide? Call Marc at (239) 287-5873, and read how we represent buyers in Naples.
Naples Lakes Country Club sits in Collier County evacuation Zone D, about nine road miles from the beach, in a 164 mph design wind zone, and its 731 homes were built from 2000 to 2004, straddling Florida’s first statewide building code. The strongest wind measured nearby came from Hurricane Irma in 2017, not from surge.
Storm performance is really three questions: how the buildings were built, how far the water can reach, and what the record shows. This section takes them in that order, then turns to one Declaration clause every owner should read before closing.
Toll Brothers began Naples Lakes in 1999 and finished building in 2004, per the club’s own history page. The Collier County tax roll (2026 preliminary) dates the homes to the same window, 2000 to 2004.
That window matters because Florida’s first statewide building code “was adopted in 2001 and implemented on March 1, 2002,” per the International Code Council’s Florida case study. Before that date, Collier County enforced its own locally adopted code. After it, the Florida Building Code 2001 applied. Naples Lakes was built across that line, so some buildings were permitted under the older local code and some under the new state code.
The condominium record gives a rough sense of the timing. Florida’s condominium regulator (DBPR) shows the condominium phases being declared between October 2000 and May 2004:
Village | Condominium phases | Declaration dates on the DBPR record |
|---|---|---|
Arrowhead | 1-A to 1-D | October 11, 2000 to June 19, 2002 |
Juliana | 2-A to 2-D | December 5, 2000 to January 29, 2002 |
Barrington | 4-A, 4-B, 4-C | December 18, 2000; January 24, 2002; October 10, 2002 |
Providence (recorded as Juliana 3-A to 3-C) | 3-A to 3-C | December 4, 2002 to May 6, 2004 |
Source: DBPR condominium extract. A declaration date is not a permit date, but the table shows the multi-family villages were built on both sides of March 1, 2002. Which specific buildings were permitted before the first Florida Building Code took effect is not in any public document we read; the record that answers it is the Collier County building permit and certificate of occupancy file for each address.
Collier County publishes the Florida Building Code 8th Edition (2023) wind load maps as GIS layers. At the clubhouse, on Cerromar Drive, on Winged Foot Court and on Shaker Heights Court, the county’s Risk Category II wind layer returns an ultimate design wind speed of 164 mph. Risk Category II is the ordinary-building category, which covers homes and condominium buildings.
That is today’s code figure, not a claim about what any building was designed to when permitted between 2000 and 2004; no Naples Lakes permit set was read for this page.
A 164 mph design wind speed puts Naples Lakes inside the wind-borne debris region. The Florida Building Commission’s own interim report on wind-borne debris regions (December 15, 2024) explains the trigger: under the codes in force since 2010, the region covers areas where the design wind speed is 140 mph or more, and the 2023 code keeps that 140 mph trigger. At 164 mph, Naples Lakes clears the threshold by 24 mph, regardless of its distance from the coast.
In practice, that means a new or replacement window, slider or exterior door here has to be impact-rated or protected by an approved shutter or panel system. That is our application of the published thresholds; a permit reviewer decides each job. The 2001 to 2007 codes used a different wind-speed basis (a 120 mph trigger), so the original openings on a 2000 to 2004 building cannot be assumed to be impact-rated. A wind mitigation inspection documents what a given house has.
The Naples Lakes Architectural Review Committee Standards, revised September 18, 2023, carry three storm rules plus the roof rule below:
The sequence for an owner is ARC approval, then county permit, then installation.
Section 1.08 of the ARC Standards reads: “All roofing material(s) must be approved by the ARC … Asphalt roofs or materials of a similar nature are not allowed.” A re-roof here is therefore a tile or other ARC-approved material decision, submitted to the committee before a contractor is booked.
For a buyer, the roof question at Naples Lakes is not “shingle or tile” but “how old is this roof, what is under it, and who replaced it.” On a single-family home in Tahoe or Placid, that is the owner’s roof. On a condominium building in Barrington, Arrowhead, Juliana or Providence, the Declaration makes each Neighborhood Association “responsible for maintaining and repairing all buildings located within the Neighborhood” (Art. VI Sec. 3 of the Fourth Amended and Restated Declaration), so the roof is an association asset and its age belongs in the association’s reserve schedule. Roof replacement years by building are not public; the records that hold them are Collier roofing permits by address and each association’s reserve study.
Two public products describe surge risk here. The first is the state’s storm surge zone from the Florida Division of Emergency Management’s regional evacuation study. Queried at the clubhouse, on Cerromar Drive, Sedgewood Lane, Hampshire Court, Winged Foot Court, Shinnecock Hills Court, Shaker Heights Court and Naples Lakes Boulevard, the FDEM storm surge zone service returns Category 3 at every point, and the same zone continues south across Rattlesnake Hammock Road.
In plain terms, the state’s worst-case modelling shows surge exposure at Naples Lakes only in a Category 3 or stronger hurricane. It is an envelope drawn from many simulated storms, not a forecast and not a depth, and the record below shows no such event in the community’s lifetime.
The second product is Collier County’s own evacuation zoning, which is the one that governs evacuation orders. Every Naples Lakes point tested in the county’s hurricane evacuation zone layer returns Zone D. The Zone C boundary runs along the community’s southern edge at about the line of Rattlesnake Hammock Road, so the land south of that road, not Naples Lakes itself, is Zone C. (The boundary alignment is our reading of the county polygon against the road.)
Collier’s zones are lettered from A, the coastal zone that is called first, inland. As published by the Naples Daily News from county definitions (September 24, 2024), “Zone D: This zone is primarily vulnerable to storm surge in areas south of I-75 from a major land-falling hurricane. Typically, protected buildings are safe in this zone,” while Zone C “may be evacuated for a major hurricane” (Naples Daily News).
The Collier County Emergency Operations Center, 8075 Lely Cultural Parkway, sits roughly a mile south of the clubhouse, per the same article, and its weather station is the closest official observation point to Naples Lakes, which is where the wind figures below come from.
As reported, Collier’s mandatory orders were Zone A only for Ian in 2022 (Naples Daily News via Yahoo) and Zones A and B for Milton in 2024 (NBC News live coverage of Milton evacuation orders). Irma’s 2017 orders predate the current zone scheme; they covered areas west and south of US 41 and were expanded to single-story homes in neighboring Lely Resort, but did not name Naples Lakes (WGCU). None of the three reached Zone D.
Irma is the storm that tested Naples Lakes. It made its final landfall near Marco Island and, in the National Hurricane Center’s words, “tracked just east of Naples.” The NHC’s Tropical Cyclone Report on Irma lists the Collier County EOC station, at 26.11 N, 81.69 W, roughly a mile south of the clubhouse, with sustained winds of 71 knots and a gust of 106 knots, which converts to about 82 mph sustained and a 122 mph gust. The National Weather Service Miami Irma summary likewise records an East Naples gust of 122 mph and “Category 2 sustained winds likely affecting much of southern and eastern portions of Naples.”
The club’s own words, from an August 2018 statement on its Audubon sanctuary page: “Our course and community have experienced a remarkable recovery following the devastating effects of Hurricane Irma last September.” The golf course was mid-renovation when Irma arrived; Golf Course Architecture reported that the work survived two tropical storms, Hurricane Irma and 85 inches of rain before the course reopened in February 2018.
No public record gives a building-by-building account of Irma damage inside the gates; the association’s post-storm minutes, which are not public, would.
Ian was catastrophic for coastal Collier County. The NHC’s Ian report records “maximum inundation of 6 to 9 ft AGL” in Naples, 33 Collier buildings destroyed and more than 3,500 with major damage. The geography is the load-bearing detail: the NWS Miami Ian summary says the surge “covered almost all of Collier County south/west of Tamiami Trail/US 41,” with a county damage estimate of $2.2 billion.
Naples Lakes is north and east of US 41, in Zone D, with street grades of about 10.8 to 11.6 feet above sea level (NAVD88) per USGS lidar (see the flood section below). No official report we found places Ian’s surge inside Naples Lakes, and nothing in the storm record, the county zoning or the ground elevation suggests it reached the community. That is an inference from those three facts, not a post-storm survey of the site; no high-water mark for Naples Lakes was found.
Helene (September 26, 2024) passed well offshore. The NHC’s Helene report records 2 to 4 feet of surge inundation in Naples, Marco Island and Everglades City, with the Naples Bay tide gauge at 4.02 feet above mean higher high water.
Milton (October 9 to 10, 2024) made landfall far to the north. The NHC’s Milton report lists the same Collier County EOC station with sustained winds of 39 knots and a gust of 51 knots, about 45 mph and 59 mph, and 2.16 inches of rain. Surge at the Naples Bay North gauge was 5.78 feet. NWS Miami estimated Collier damage at $280 million.
For scale: Irma’s measured gust at the station nearest Naples Lakes was roughly twice Milton’s.
Article VII, Section 6 of the Fourth Amended and Restated Declaration, approved November 17, 2023, caps master association special assessments at $250,000 a year in aggregate. That cap does not count insurance deductibles, and a force majeure assessment may exceed $250,000 when it “is to meet the obligation of the windstorm insurance deductible.”
Read plainly: after a named storm, the master association can levy owners for its windstorm deductible on the common area, clubhouse and golf course without the $250,000 ceiling applying. That is prudent for an association that owns an 18-hole course, and it is a real exposure. Two related provisions:
The club’s budget letters show insurance pressure at the association level too: liability insurance up 18% in the 2024 budget package and 7.7% in the 2025 budget letter.
Our standing checklist for a Naples Lakes contract:
Thinking of selling a Naples Lakes home? A wind mitigation report and a documented roof date are the two storm items that most often decide whether a buyer’s insurance quote comes in before the inspection deadline. Start with a free home valuation, or Call Jesse direct at (239) 898-6072, and we will tell you which of those documents to assemble before you list.
Buying in Naples Lakes? Call Marc at (239) 287-5873 to get the storm file on a specific home or building requested on day one of the contract, or read how we represent buyers in Naples.
Every village street tested at Naples Lakes Country Club is FEMA Zone X, outside the Special Flood Hazard Area, on flood map panel 12021C0602J, effective February 8, 2024. The only mapped high-risk areas inside the gates sit over the stormwater lakes. Under the older 2012 map, FEMA removed many buildings here by letter.
The flood answer has a present half and a history half. The present half is short: on the current map, every tested street is outside the 1% annual-chance floodplain. The history half explains why older documents still describe parts of the community as a flood zone, and it holds the elevation evidence that makes the present half credible.
The effective FEMA Flood Insurance Rate Map panel covering Naples Lakes is 12021C0602J, effective February 8, 2024, in Collier County’s unincorporated area, NFIP community number 120067. Collier County’s own March 2026 Floodplain Protection Newsletter confirms that “The county’s DFIRM became effective on 02/08/2024.”
Every street point below was queried against FEMA’s National Flood Hazard Layer on September 23, 2026, with ground elevation read from the USGS 3D Elevation Program (1-meter lidar flown in 2018):
Village and street tested | Zone, 2024 map | In the Special Flood Hazard Area? | Street ground elevation, ft NAVD88 | FEMA letters on file, 2012 to 2016 |
|---|---|---|---|---|
Clubhouse area | X, minimal hazard | No | 13.2 | 13-04-1793A, removed |
Naples Lakes Blvd (entry road) | X, shaded (0.2% annual chance) | No | 10.8 | none found |
Tahoe and Placid, Cerromar Dr | X, minimal hazard | No | 11.2 | 12-04-5812A and 13-04-0617A, both removed |
Tahoe, Castlerock Way | X, minimal hazard | No | 11.2 | none found |
Placid, Sedgewood Ln | X, minimal hazard | No | 10.8 | 15-04-0513A, removed |
Barrington, Hampshire Ct | X, minimal hazard | No | 11.4 | none found |
Arrowhead, Winged Foot Ct | X, shaded (0.2% annual chance) | No | 11.2 | 12-04-6091A, removed |
Juliana, Shinnecock Hills Ct | X, shaded (0.2% annual chance) | No | 11.1 | 12-04-7824A removed; 16-04-8373A already out |
Providence, Shaker Heights Ct | X, minimal hazard | No | 11.6 | 12-04-6094A, removed |
Every tested street point in every village is Zone X and outside the Special Flood Hazard Area on the 2024 map. Tahoe and Placid share Cerromar Drive, per the club’s village pages, which is why one row covers both.
Both are Zone X and neither is a Special Flood Hazard Area. Minimal-hazard X is outside both the 1% and 0.2% annual-chance floodplains; shaded X is outside the 1% “100-year” floodplain that triggers federal mandatory purchase but inside the 0.2% “500-year” area. For lending, both sit on the same side of the line.
An envelope scan of the whole community in the same FEMA layer returns eight small AE polygons whose bounding boxes sit entirely inside the community footprint. Their shapes, and the base flood elevation lines that run through them, are consistent with the community’s stormwater lakes, the SFWMD-permitted surface water system the master association operates under its Articles of Incorporation. The base flood elevation lines mapped inside and around the community read 9.5, 10.0 and 10.5 feet NAVD88, with 10.5-foot lines running through the interior, so the interior lakes carry base flood elevations of roughly 10 to 10.5 feet.
Larger AE areas sit south of the community at and below Rattlesnake Hammock Road and along Collier Boulevard, and one small AH polygon sits at the extreme northeast edge. Whether any lot touches it, or a lake AE edge, was not tested parcel by parcel, and reading the interior AE areas as the lakes is our interpretation of their extents, not a FEMA label.
The USGS lidar values in the table are road-surface readings: 10.8 to 11.6 feet NAVD88 on the village streets and 13.2 at the clubhouse. Building pads sit higher than the roads they face. The 2012 to 2014 FEMA letters below certify lowest adjacent grades of 11.6 to 12.6 feet at the homes and condominium buildings they cover.
Put side by side, and this comparison is ours, not FEMA’s: tested streets sit roughly 0.3 to 1.6 feet above the 10 to 10.5-foot base flood elevations mapped on the lakes, and the certified pads sit roughly 1 to 2 feet above the base flood elevation that applied under the old map. That margin is the physical reason the community came out of the mapped flood zone.
Before February 2024, the effective panel was 12021C0602H, dated May 16, 2012. Under that map, parts of Naples Lakes sat in an AH special flood hazard area with a base flood elevation of about 10.5 to 10.7 feet NAVD88. Owners and associations responded by filing for Letters of Map Amendment, the FEMA determination that removes a structure from the hazard area when its certified ground elevation stands above the base flood elevation.
FEMA’s letters are public on the FEMA Map Service Center. Nine determinations cover Naples Lakes property from 2012 to 2016:
FEMA case | Date | Property, as FEMA wrote it | Outcome | Lowest adjacent grade, ft NAVD88 | Base flood elevation cited |
|---|---|---|---|---|---|
2012-08-07 | Lot 94, Unit Two, 4883 Cerromar Dr | Structure removed, Zone X | 11.9 | 10.5 | |
2012-08-28 | Providence Village, Bldgs 23 to 41, 4944 to 4983 Shaker Heights Ct | Structures removed | 11.6 | 10.5 | |
2012-08-30 | Lake Arrowhead 1A, Bldgs 1, 2, 15, 16 (4680 to 4695 Winged Foot Ct) | Structures removed | 11.7 to 12.4 | not stated | |
12-04-7824A (superseding 12-04-6092A) | 2012-09-11 | Juliana Village 2A, 2B and 2D buildings, 4710 to 4805 Shinnecock Hills Ct | Structures removed | 11.6 to 12.3 | not stated |
2012-10-18 | Future Development Tract, Inverness Club Dr | Denied, remains Zone AH | 10.5 | 10.7 | |
2012-10-19 | Lot 31, 4723 Cerromar Dr | Structure removed | 12.6 | not stated | |
2013-01-22 | Clubhouse tract, golf maintenance tract and part of the future development tract | Structures removed | 10.6 to 12.6 | not stated | |
2014-10-15 | Lot 72, Unit Two, 4900 Sedgewood Ln | Structure removed | 12.0 | not stated | |
2016-10-14 | Juliana 2D, Bldg 13, 4815 Shinnecock Hills Ct | Already outside the hazard area as shown | not applicable | not applicable |
Under the 2012 map, parts of Naples Lakes sat in a mapped flood zone and many buildings were removed by FEMA letter; on the current map, effective February 8, 2024, every village street tested is Zone X.
One request failed. FEMA case 12-04-6442A, for a tract FEMA described as the “Future Development Tract” on Inverness Club Drive, certified a lowest adjacent grade of 10.5 feet against a base flood elevation of 10.7 feet, 0.2 feet short, and FEMA left it in Zone AH. The later clubhouse determination (13-04-1793A) removed structures on the clubhouse tract, the golf maintenance tract and part of the future development tract. The denial shows the letters were decided on measured elevations, and that the margin in the low spots was a matter of inches under the old map.
No FEMA letter was found for Barrington (Hampshire Court) or Castlerock Way in Tahoe; the record does not say why, and both test as minimal-hazard Zone X today. FEMA marks most of these letters “not incorporated,” and with every tested street now Zone X, they matter mainly as certified evidence of pad elevations, not as the operative determination. A buyer who finds a 2012 letter in a seller’s file should read it that way.
FEMA’s OpenFEMA NFIP claims dataset, queried September 23, 2026, shows:
Federal flood-claim data shows no claim tied to a 1999 to 2004 building in the surrounding census block groups. OpenFEMA generalizes locations and these block groups include older neighborhoods, so this is circumstantial. For scale, ZIP 34112 as a whole recorded 226 claims from Irma, 779 from Ian (about $60.7 million in building payments) and 309 from the 2024 storms.
Everything above is a tested street point, not a parcel determination. Nine points were tested across the clubhouse, the entry and every village, and all nine returned Zone X. The community’s footprint also contains eight small AE polygons over the lakes and one AH polygon on the northeast edge, and a home that backs onto a lake can sit close to an AE line.
Each parcel must still be checked individually. A lender’s flood-zone determination vendor checks the building against the map, and on a lakefront lot that check is the one that counts. We have not overlaid the recorded plats on the flood layer lot by lot; that overlay is the record that would settle it for every address.
Selling a Naples Lakes home? A clean Zone X result, a FEMA letter from 2012 and an elevation certificate are three documents that settle a buyer’s lender and insurer quickly. Get a free home valuation, or Call Jesse direct at (239) 898-6072, and we will assemble the flood file with the listing.
Buying in Naples Lakes, especially on the water? Call Marc at (239) 287-5873 and we will have the address checked against the flood layer before your financing contingency starts running, or read how we represent buyers in Naples.
Insurance at Naples Lakes Country Club starts from three documented facts: every tested street is FEMA Zone X, so federal mandatory flood purchase generally does not apply; the homes date from 2000 to 2004 in a 164 mph wind zone; and Citizens will require flood coverage on its single-family dwelling policies from January 1, 2027.
What follows is what those facts mean in practice. What does not follow is a premium, for the reason given at the end.
The federal flood insurance purchase requirement attaches to the Special Flood Hazard Area, the 1% annual-chance floodplain. Collier County’s own 2026 Flood Protection Newsletter puts it this way: properties “officially identified as being in a high risk Special Flood Hazard Area and that have a federally-backed mortgage are required to participate in the National Flood Insurance Program.”
Every tested Naples Lakes street is Zone X on the effective 2024 map (see the flood section above). So for a home or building confirmed in Zone X, the federal requirement should not be triggered. Two qualifications belong with that:
Get the lender’s flood position in writing early. And optional is not the same as unnecessary: three tested streets sit in shaded Zone X, the whole community is in the state’s Category 3 surge zone, and the lakes carry AE zones. None of that makes flood insurance mandatory; all of it makes the decision worth taking deliberately.
FEMA’s Community Rating System eligible-communities list effective April 1, 2026 shows Collier County (community 120067, which includes unincorporated Naples Lakes) at CRS Class 5, a 25% discount, a class the county has held since October 1, 2015 after entering the program on October 1, 1992. The county’s newsletter says the same: “With this rating, eligible NFIP polices receive a 25% discount.” It also notes the NFIP’s typical 30-day waiting period before a new policy takes effect, which is why a flood policy belongs on the contract timeline, not the week of closing.
The open question: FEMA’s CRS program credits apply differently inside and outside the Special Flood Hazard Area, and how the Class 5 discount applies to a Zone X policy under FEMA’s current Risk Rating 2.0 pricing was not confirmed from a FEMA source in our research. The quote itself will show it.
Citizens Property Insurance Corporation, the state-created insurer of last resort, is phasing in a flood-coverage requirement for its personal residential policies. Per Citizens’ flood page:
Effective date | Citizens policies outside the Special Flood Hazard Area that must carry flood coverage |
|---|---|
January 1, 2024 | dwelling coverage of $600,000 or more |
January 1, 2025 | dwelling coverage of $500,000 or more |
January 1, 2026 | dwelling coverage of $400,000 or more |
January 1, 2027 | all policies, regardless of value |
Policies inside the Special Flood Hazard Area were already required to carry flood. Condominium unit-owner (HO-6) policies are exempt, as are tenant policies and policies that exclude wind.
Applied to Naples Lakes, and this application is ours: a Tahoe or Placid homeowner insured with Citizens will need flood coverage at the first renewal after January 1, 2027, even in Zone X. A condominium owner on a Citizens HO-6 policy is outside the rule. For a single-family buyer who may end up with Citizens, flood belongs in the carrying-cost estimate from the start.
Citizens publishes county-level averages in its annual rate filing. The 2026 recommended rate filing, presented to the Citizens Board of Governors on December 10, 2025, carries these Collier County rows:
Citizens line | Collier policies | Current average premium | Recommended change | Recommended average |
|---|---|---|---|---|
All personal lines | 6,162 | $3,470 | down 0.8% | $3,441 |
Homeowners, multiperil (HO-3) | 1,712 | $4,531 | down 3.1% | $4,391 |
Homeowners, wind-only (HW-2) | 508 | $5,508 | up 4.2% | $5,737 |
Condo unit-owner, multiperil (HO-6) | 529 | $1,959 | down 9.7% | $1,770 |
Condo unit-owner, wind-only (HW-6) | 595 | $2,164 | up 7.3% | $2,323 |
Read these as what they are: countywide averages from a statewide filing, at the recommendation stage. They are not quotes, not Naples Lakes figures, and not what any particular home here would pay.
Two later facts matter. Citizens’ own December 10, 2025 release recommended an average statewide personal-lines decrease of 2.6% effective June 1, 2026; Insurance Journal reported on January 20, 2026 that the Office of Insurance Regulation instead approved an average 8.7% personal-lines decrease across most of the state. The final approved Collier figures by line were not obtained.
Wind pricing turns on the building: roof covering and age, roof deck attachment, roof-to-wall connection, roof shape, secondary water resistance and opening protection, the items a wind mitigation inspection records. Because Naples Lakes was built across 2000 to 2004, straddling the first Florida Building Code, and owners have upgraded on different schedules since, two homes of the same model can carry very different wind premiums.
The My Safe Florida Home program, set out in section 215.5586, Florida Statutes, pays hardening grants on these terms:
The program site showed applications open, funding roof improvements, impact windows and doors, garage door reinforcement and secondary water barriers.
Applied to Naples Lakes: every Tahoe and Placid home passes the age test, having been built 2000 to 2004. The other tests are home-specific. The homestead test alone excludes many owners: the Collier County tax roll (2026 preliminary) shows 82 of 120 homes homesteaded on the original single-family plat and 82 of 110 on the Unit Two plat. The $700,000 insured-value cap is the other filter, and whether a given home falls under it depends on its dwelling coverage, not its market value. We do not state eligibility for any specific home. Condominium units generally do not meet the individual-parcel test, which is why the condo pilot below exists.
The My Safe Florida Condo pilot funds associations with buildings “three stories or taller” within 15 miles of the coast, with 75% owner approval, at $2 per $1 up to $175,000 per association. Whether any Naples Lakes building qualifies depends on story counts the public record does not settle; Barrington is where the question is live.
In the four condominium villages, the building is an association responsibility (Art. VI Sec. 3 of the Declaration), and owners insure their units “unless either the Neighborhood in which the Unit is located or the Association carries such insurance” (Art. IX Sec. 2). Typically the master policy covers the structure and the owner’s HO-6 covers interior, contents, liability and loss assessments; each condominium declaration draws the exact line.
The four condominium associations’ master policies (carrier, wind deductible, premium) are not public. They sit in each association’s budget and insurance schedule. For a condominium buyer, three numbers from that file matter more than any county average: the building’s windstorm deductible, the reserve balance, and any special assessment already levied or planned.
Florida’s post-Surfside condominium safety laws are the structural integrity reserve study (SIRS) under section 718.112, Florida Statutes, and the milestone inspection under section 553.899. The 2025 update, CS/CS/HB 913, per the Florida Senate bill summary:
The threshold is the whole question at Naples Lakes, so here is what the club says about each condominium village, in its words:
Village | How the club describes the buildings | What that means for SIRS and milestone |
|---|---|---|
Barrington (209 homes, 11 buildings of 19) | “The ground floor accommodates one- and two-car private, enclosed garages under the building. The residential units cover the top three floors” (club Barrington page) | Three residential floors reads as three habitable stories, which is the statutory threshold |
Arrowhead (128 homes, 16 buildings of 8) | Two stories (club Arrowhead page) | Below the three-story threshold on the club’s description |
Juliana (88) and Providence (76), four-unit buildings | The club describes downstairs and upstairs plans, the Augustine and the Key West (club Juliana and Providence page) | Two-level, one home up and one down, per the club’s plan descriptions; four-unit buildings of three or fewer habitable stories are excluded from SIRS |
The club describes each Barrington building as enclosed garages on the ground floor with residences on the top three floors. Buildings of three or more habitable stories fall under Florida’s structural integrity reserve study and milestone inspection laws; the association’s filings were not public as of September 2026.
The wording is deliberate. The recorded condominium plans and certificates of occupancy fix the habitable-story count for each building, and we have not read them, so this page does not state as fact that every Barrington building is three habitable stories, and it does not infer a story count from any unit number.
The story count is not an engineering footnote. It decides three things a buyer pays for:
For a Barrington buyer, request the SIRS report (or the association’s written position on why the law does not apply), the budget with its reserve schedule, the master insurance declarations page, and two years of board minutes.
No source in our research supports a premium for any Naples Lakes home or condominium, and this page does not publish one. Flood is priced per building under FEMA’s Risk Rating 2.0; wind is priced per carrier, per building, on mitigation features that vary across 731 homes built over five years; and condominium owners carry a master premium inside association budgets that are not public. The Citizens averages above are context, not a forecast.
What we can own is the list of inputs: the flood zone for the address, the elevation certificate, the wind mitigation report, the roof year, the four-point inspection, and for a condominium the master policy and reserve file. With those, a licensed Florida insurance agent can quote a specific address. Without them, any number is a guess.
Selling a Naples Lakes home? The fastest way to protect a contract is to have the insurance inputs ready before a buyer’s agent asks: wind mitigation, roof year, flood zone and, for a condominium, the master policy page. Start with a free home valuation, or Call Jesse direct at (239) 898-6072.
Buying in Naples Lakes? Get quotes before your inspection period closes, not after. Call Marc at (239) 287-5873, or read how we represent buyers in Naples for how we sequence flood, wind and condominium diligence against the contract dates.
Naples Lakes Country Club addresses are zoned to Lely Elementary, East Naples Middle and Lely High for 2026-27, unchanged from 2025-26, per the Collier County Public Schools zoning database. As reported by the Naples Daily News, Lely Elementary and East Naples Middle earned A grades in 2026 and Lely High a B.
Naples Lakes is not age-restricted: nothing in the Declaration or the club’s Rules sets a 55-plus restriction, and the Rules provide for children and dependents. So school zoning matters here more than the golf-club profile suggests.
The three schools below were not copied from a listing sheet. The Collier County Public Schools attendance boundaries page links to the district’s interactive zoning map, and that map runs on the district’s own address lookup. We queried it directly for the club address, 4784 Naples Lakes Blvd, for zone year 2027 (the 2026-27 school year), then for every street in the community.
Every returned address in ZIP 34112 on Hampshire Court (Barrington), Winged Foot (Arrowhead), Shinnecock Hills (Juliana), Shaker Heights (Providence), Cerromar (Tahoe and Placid), Castlerock Way, Sedgewood, Prestwick and Naples Lakes Boulevard came back Lely Elementary, East Naples Middle and Lely High, with no exception.
The same query for zone year 2026 returned identical assignments, with the district’s rezone fields pointing to the same three schools, so nothing changed between 2025-26 and 2026-27 for these addresses.
Two limits: the lookup caps at 100 records, so capped streets were not enumerated address by address (no exception appeared in any record returned), and one Naples Lakes Blvd record carried ZIP 34114 and is most likely outside the gate. Confirm the specific address, as the district itself advises.
Level | School | Address | Grades | Road miles from the club | Free-flow drive |
|---|---|---|---|---|---|
Elementary | 8125 Lely Cultural Pkwy, Naples FL 34113 | PK to 5 | about 1.6 | about 4 minutes | |
Middle | 4100 Estey Ave, Naples FL 34104 | 6 to 8 | about 6.9 | about 14 minutes | |
High | 1 Lely High School Blvd, Naples FL 34113 | 9 to 12 | about 3.9 | about 10 minutes |
Addresses are from the district’s zoning record; grade spans from the Naples Daily News school database. Distances are road miles from the club address, routed on OpenStreetMap data with the OSRM engine and no traffic loaded.
One point surprises families: the middle school is the farthest of the three, about 6.9 road miles northwest off Davis Boulevard, while the elementary school is about a mile and a half south on Lely Cultural Parkway.
Florida labels each school grade by the spring of the school year: the “2026” grade, released in July 2026, is for 2025-26.
School | 2024 grade (2023-24) | 2025 grade (2024-25) | 2026 grade (2025-26) | 2026 percent of points |
|---|---|---|---|---|
Lely Elementary | A | A | A | 67 |
East Naples Middle | A | A | A | 71 |
Lely High | B | A | B | 64 |
Source: the Naples Daily News school report card database, which republishes the Florida Department of Education’s grades, with school pages for Lely Elementary, East Naples Middle and Lely High.
Florida’s 2026 school grades, as published by the Naples Daily News: Lely Elementary A, East Naples Middle A, Lely High B.
The district itself earned an A for the ninth straight year in 2026, sixth of Florida’s 67 districts. Lely High’s movement is confirmed by the paper’s own reporting. On July 12, 2025, it reported that “12 schools rose from a ‘B’ to an ‘A,’ including Corkscrew Middle, Lely High and Naples High” (Naples Daily News, 2025); on July 22, 2026, that “Lely High School and Palmetto Ridge High School both went from an A to a B grade” (Naples Daily News, 2026).
We tried to read these grades from the state’s own file, the 2026 spreadsheet on the FDOE school grades page; the download refused automated access twice. So the grades are as reported by the Naples Daily News, not read by us from the state file. If a grade is decisive for you, open the FDOE file and check state school numbers 110381, 110211 and 110261.
The same database shows Lely Elementary at C in 2018-19 and 2020-21 and B in 2021-22 and 2022-23 before its three A years, and East Naples Middle at C, B, C and B across those years before its three A years. No grades were issued for 2019-20 (COVID-19), and 2022-23 was a baseline year under Florida’s switch to FAST testing. The improvement is real in the published record, and it is recent.
Lely High’s curriculum page lists these advanced and college-credit options:
No International Baccalaureate program is listed on Lely High’s curriculum page. Families specifically seeking IB should look at the district’s choice process below.
District-wide, the Advanced Studies and Gifted page describes advanced courses in grades 6 to 8 and clustered “Advanced Sections” for gifted students in grades 3 to 5, without mapping programs to schools.
Collier County Public Schools runs a Parental Choice program with two categories: Out-of-Zone, which requires a documented hardship under Board Policy 5120, and School Choice, which requires no reason. The key mechanics, per the district:
The same page names seven high school Collier Career Academies, from Agriculture to Law and Public Safety. For a technical pathway, Lorenzo Walker Technical High School earned an A in 2024, 2025 and 2026, as reported by the Naples Daily News database.
The Naples Daily News database also carries Collier charter school grades. Those most often considered by East Naples families:
Charter school | Grades | Reported grade, 2024 / 2025 / 2026 | Note |
|---|---|---|---|
Mason Classical Academy | K to 12 | A / A / A (76% of points in 2026) | highest-graded high school in Collier in 2026, per the July 22, 2026 report |
Naples Classical Academy | K to 12 | B / A / A | |
Marco Island Academy | 9 to 12 | A / A / A | |
Marco Island Charter Middle | 6 to 8 | A / A / A | |
Gulf Coast Charter Academy South | K to 8 | C / C / C |
Grades as reported by the Naples Daily News. Charter addresses were not verified in our research, so no drive distances are given; each school’s enrollment office confirms location, lottery rules and transportation.
The federal NCES Private School Survey for 2023-24 lists these schools within 10 miles of ZIP 34112 (NCES private school search). NCES notes that inclusion does not imply endorsement or accreditation.
School | Address (NCES) | Grades | Enrollment, 2023-24 | Road miles from the club | Free-flow drive |
|---|---|---|---|---|---|
7100 Davis Blvd, Naples 34104 | PK to 12 | 465 | 4.9 | about 11 minutes | |
3000 53rd St SW, Naples 34116 | 9 to 12 | 329 | 6.9 | about 15 minutes | |
St. Elizabeth Seton School | 2730 53rd Ter SW, Naples 34116 | PK to 8 | 306 | 7.4 | about 16 minutes |
St. Ann School | 542 8th Ave S, Naples 34102 | PK to 8 | 473 | 8.4 | about 18 minutes |
Naples Adventist Christian School | 2629 Horseshoe Dr S, Naples 34104 | PK to 8 | 70 | 8.5 | about 18 minutes |
Community School of Naples | 13275 Livingston Rd, Naples 34109 | PK to 12 | 1,012 | 12.1 | about 20 minutes |
First Baptist Academy | 3000 Orange Blossom Dr, Naples 34109 | PK to 12 | 876 | 13.4 | about 22 minutes |
The Village School of Naples | 6000 Goodlette Rd N, Naples 34109 | PK to 12 | 614 | 13.7 | about 23 minutes |
NCES also lists four smaller schools within 10 miles (Educational Pathways Academy, Emilio Sanchez American School, Naples Christian Academy and Montessori Academy of Naples). Enrollment is the 2023-24 federal figure. Private schools receive no Florida school grade; tuition and accreditation come only from each school.
Seacrest Country Day School, at 4.9 road miles and about 11 minutes, is the closest PK to 12 private school to Naples Lakes on this list; the next PK to 12 options, in North Naples, are more than twice as far.
Thinking of selling your Naples Lakes home? Zoning to an elementary school a mile and a half away, with A grades three years running as reported, is a genuine selling point for the family buyers who do look here. Get a free home valuation, or Call Jesse direct at (239) 898-6072.
Buying into the Lely school zone? Call Marc at (239) 287-5873 and we will confirm the assignment for the exact address you are considering, or read how we represent buyers in Naples.
The nearest hospital to Naples Lakes Country Club is Physicians Regional Medical Center, Collier Boulevard, a 130-bed acute care hospital with a 24-hour emergency room about a mile and a half by road from the community, roughly five minutes. NCH’s two Naples hospitals, 713 beds combined, sit about 9 and 17 road miles away.
About 47% of Naples Lakes homes carry a Florida homestead exemption (Collier County tax roll, 2026 preliminary), and healthcare access is a daily question for full-time and seasonal owners alike. The short answer is that the community sits unusually close to a full-service hospital; the rest of this section covers what it does and does not do.
Per the hospital’s own page:
A third-party site shows this hospital at 100 beds. We use the hospital’s own figure, 130 beds.
From the club address point, the hospital is about 1.2 road miles, about four minutes (0.5 miles straight-line); from the club’s published map point near the clubhouse, about 1.6 road miles, about six minutes. Both are free-flow OpenStreetMap routing. Call it about a mile and a half by road, roughly five minutes.
The drive is short because the hospital sits diagonally across the Collier Boulevard and Rattlesnake Hammock Road intersection from the community. That also means the hospital’s traffic and the new Costco’s traffic (see the pipeline section below) share the same intersection.
The closest hospital is not automatically the right hospital for every emergency, and one designation is worth knowing before you need it. Per the Physicians Regional system page:
Where an ambulance takes a stroke patient is an EMS protocol decision, and we make no claim about how any call is routed; the point is simply to know where the designation sits.
The system’s third hospital, Physicians Regional North, is described as an orthopedic and spine surgical hospital: “55,000-square-foot facility includes four modern operating suites and is licensed for 20 medical/surgical beds” (Physicians Regional North). Its address and emergency-room status were not captured in our research.
NCH (Naples Comprehensive Health) describes itself as “a locally governed non-profit and an Advanced Community Health System,” with “NCH Baker Hospital and NCH North Hospital with a total of 713 beds” (NCH about page). The per-hospital bed split is not published on the pages we read. NCH also states that it was “named one of America’s 50 Best Hospitals for 2026” by Healthgrades, which is NCH’s own claim, and that a collaboration with Nicklaus Children’s Hospital provides NICU and PICU inpatient services.
Per the NCH Naples facility directory, NCH Baker Hospital downtown has its emergency department on site; NCH North lists adult and pediatric emergency departments and OB emergency; and NCH runs a freestanding emergency department at 15420 Collier Blvd. Distances are in the table below.
Facility | Type | Address | Road miles from Naples Lakes | Free-flow drive |
|---|---|---|---|---|
Physicians Regional, Collier Boulevard | 130-bed acute care hospital, 24-hour ER including an older-adult ER | 8300 Collier Blvd, Naples 34114 | about 1.2 to 1.6 | about 4 to 6 minutes |
NCH Baker Hospital | Hospital with emergency department (NCH’s two hospitals total 713 beds) | 350 7th St N, Naples 34102 | about 8.8 | about 20 minutes |
Physicians Regional, Pine Ridge | Hospital; the system’s Comprehensive Stroke Center | 6101 Pine Ridge Rd, Naples 34119 | about 10.3 | about 17 minutes |
NCH North Hospital | Hospital with adult and pediatric emergency departments and OB emergency listed | 11190 Health Park Blvd, Naples 34110 | about 17.3 | about 26 minutes |
NCH Northeast | Freestanding emergency department | 15420 Collier Blvd, Naples 34120 | not measured |
Road distances and times are OSRM routing estimates on OpenStreetMap data with no traffic; season traffic, roughly January to April, adds time, especially on US 41 toward downtown.
Facility | Operator | Address | Hours as posted | Road miles | Free-flow drive |
|---|---|---|---|---|---|
NCH Medical Group Immediate Care, Southeast | NCH | 7717 Collier Blvd, Suite 100, Naples | not captured | about 2.3 | about 5 minutes |
East Naples Urgent Care | Physicians Regional | 4525 Thomasson Dr, Naples 34112 | daily, 7 a.m. to 7 p.m. | about 4.4 | about 10 minutes |
NCH Urgent Care, Marco Health Center | NCH | 40 S Heathwood Dr, Building A, Marco Island | not captured | about 13.5 | about 24 minutes |
Pine Ridge Urgent Care | Physicians Regional | 6376 Pine Ridge Rd, Naples 34119 | daily, 7 a.m. to 7 p.m. | not measured |
Sources: the NCH Naples directory, the NCH Marco Island directory and the Physicians Regional urgent care page. Hours change; check the operator’s page before you go.
The nearest walk-in option, NCH Immediate Care Southeast, sits on a small NCH campus at 7717 to 7718 Collier Blvd, south of the community near Grand Lely Drive. The NCH directory also lists NCH Medical Group Family Medicine, Southeast, the NCH Rooney Heart Institute, Southeast, a lab, outpatient therapy and ProScan NCH Imaging Southeast at that campus. NCH announced the two-story outpatient center in May 2017, reported at about 23,000 square feet by the Marco Eagle. Current services beyond the directory listings were not re-verified.
That makes the Collier Boulevard corridor between Rattlesnake Hammock Road and Grand Lely Drive a genuine medical cluster, all within about two and a half road miles of Naples Lakes.
On July 16, 2026, the proposed Bay College of Osteopathic Medicine broke ground at 8365 Cadenza Road, about a mile from Naples Lakes, with NCH as its clinical and academic partner and first classes planned for July 2028, per Gulfshore Business. What a teaching program will mean for local care cannot be promised in 2026; the pipeline section below has the details.
Naples Lakes property tax bills carry a Greater Naples Fire Rescue levy of 2.0000 mills, per the FY2025 Collier County Tax Collector bill for a single-family lot on Cerromar Drive, which places the community in that fire district. The nearest fire station and county EMS unit, and any response-time figure, were not researched for this page. Response time depends on call volume and unit location at the moment of the call, and no public dataset resolves it for a single address, so we do not publish one.
Thinking of selling your Naples Lakes home? A hospital with a 24-hour ER roughly five minutes away is one of the strongest location facts this community has, and it deserves to be stated accurately in your marketing. Get a free home valuation, or Call Jesse direct at (239) 898-6072.
Buying in Naples Lakes and weighing healthcare access? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
The Naples Lakes Country Club entrance is on Collier Boulevard, about 3 miles south of I-75 Exit 101. By our free-flow routing, downtown’s Fifth Avenue South is about 8 road miles and 17 minutes away, the Naples beach about 9 miles, Marco Island about 13, and Southwest Florida International Airport about 37 miles and 50 minutes.
Every figure here is a measured road distance and every time a free-flow estimate, which in Naples means a floor, not a typical.
The club’s directions page gives the approach both ways: from I-75, take Collier Boulevard (CR 951, Exit 101) and travel south 2.8 miles, and the community is on the right; from US 41, take Rattlesnake Hammock Road to Collier Boulevard, turn left, and the community is on the left after the shopping plaza. The club’s community page confirms the visitor entrance is on Collier Boulevard.
Naples Lakes sits in the northwest quadrant of Collier Boulevard and Rattlesnake Hammock Road in East Naples: one arterial runs north to the interstate and south to Marco Island, the other west to US 41 and downtown.
Origin: the club address point (4784 Naples Lakes Blvd, as geocoded by the school district’s address service), or the club’s published map point near the clubhouse; homes sit within about half a mile of both. Destinations were geocoded with the U.S. Census Bureau geocoder or, for landmarks, OpenStreetMap Nominatim, and routed with the OSRM engine on OpenStreetMap road data, fastest route, no traffic.
Destination | Road miles | Free-flow minutes | Main roads |
|---|---|---|---|
Publix, Naples Lakes Village Center, 8585 Collier Blvd | about 1 | about 4 | Collier Blvd |
Physicians Regional Medical Center, Collier Blvd | about 1.2 to 1.6 | about 4 to 6 | Collier Blvd |
Lely Elementary School | about 1.6 | about 4 | local roads |
I-75, Exit 101 (club directions: 2.8 miles north on Collier Blvd) | about 3 to 4 | under 10 | Collier Blvd |
Freedom Square (Publix, HomeGoods), US 41 | about 4.4 | about 10 | Rattlesnake Hammock Rd, US 41 |
East Naples Community Park (US Open Pickleball) | about 5.4 | about 15 | Rattlesnake Hammock Rd |
Naples Airport (APF) terminal | about 8 | about 16 to 17 | Rattlesnake Hammock Rd, US 41, Airport-Pulling Rd |
Fifth Avenue South, downtown Naples | about 8 | about 17 to 18 | Rattlesnake Hammock Rd, US 41 |
NCH Baker Hospital | about 8.8 | about 20 | Rattlesnake Hammock Rd, US 41 |
Naples Pier and municipal beach, 25 12th Ave S | about 9 | about 20 to 21 | Rattlesnake Hammock Rd, US 41 |
Marco Island (City Hall) | about 13.4 | about 25 | Collier Blvd |
Tigertail Beach, Marco Island | about 14.2 | about 29 | Collier Blvd |
NCH North Hospital | about 17.3 | about 26 | Collier Blvd, I-75, Immokalee Rd |
Southwest Florida International Airport (RSW) | about 37 | about 48 to 50 | Collier Blvd, I-75, Daniels Pkwy |
Downtown Fort Myers | about 44.3 | about 56 | Collier Blvd, I-75, SR 82 |
Downtown Miami, via I-75 (Alligator Alley) | about 119 | about 2 hours 20 minutes | I-75, I-595, Florida’s Turnpike, I-95 |
All figures are our OSRM measurements, free-flow, rounded. The club’s own attractions page describes the community as “less than six miles from downtown Naples”; that is a fair straight-line description (about 6.5 miles to the west end of Fifth Avenue South), but the road distance you actually drive is about 8 miles.
The club’s directions put the entrance 2.8 miles south of Exit 101 on Collier Boulevard. Our routing to the northbound on-ramp measured 4.0 road miles and about 8 minutes, because the route engine left the community southbound on Collier Boulevard and made a U-turn before heading north. Both are honest numbers measured differently. For a buyer, the useful version is “about 3 miles to the interstate, under ten minutes outside season.”
That U-turn is worth a separate note, because it affects every northbound trip. The routing engine’s behavior suggests a directional median at the Naples Lakes entrance, meaning drivers leaving the community may only be able to turn right (south) onto Collier Boulevard and then reverse direction to head north toward I-75.
We have not confirmed this. It is an inference from routing steps, not a field observation or a county record; Collier County Transportation’s access and median plans for the intersection would settle it. If your daily trip runs north, drive the exit yourself before you buy.
The interchange at the top of those 3 miles is mid-rebuild. FDOT reports that, as of September 2026, the new southbound I-75 on-ramp loop is open and the left turn from southbound Collier Boulevard to southbound I-75 is no longer available, with completion estimated at the end of 2026 (FDOT project 425843-2). The pipeline section below has the full project.
Downtown Naples and the Gulf beaches are reached west on Rattlesnake Hammock Road and north on US 41. Fifth Avenue South is about 8 road miles and the Naples municipal beach at 12th Avenue South about 9 road miles, 20 to 25 minutes outside peak season.
The Naples Pier itself is closed for a roughly 18-month, $23.5 million rebuild, with demolition of the old pier complete, per the City of Naples; the beach is the destination, not the pier, until it reopens. And parking differs by jurisdiction: Collier County residents are eligible for a free county beach parking permit with proof of residency (Collier County Parks), while City of Naples beach accesses require a city permit or pay-by-space parking (City of Naples).
Marco Island runs the other way: straight south on Collier Boulevard, about 13 road miles to City Hall and about 14 to Tigertail Beach, roughly 25 to 30 minutes, without the drive into downtown.
The RSW trip starts with three miles of Collier Boulevard to Exit 101 rather than a cross-town drive, one of the quieter advantages of this location.
Downtown Fort Myers is about 44 road miles, roughly 56 minutes free-flow, by I-75 and SR 82. Downtown Miami is about 119 road miles, roughly 2 hours 20 minutes, by I-75 across Alligator Alley, then I-595, Florida’s Turnpike and I-95. Alligator Alley is a cashless toll road, per WPBF. The US 41 Tamiami Trail route is shorter (about 106.5 miles) but slower in our routing.
January to April, Collier Boulevard, Rattlesnake Hammock Road and US 41 carry far more traffic than the free-flow model assumes, and trips toward downtown feel it most. Treat every time on this page as the best case. No traffic-adjusted study for these trips was found (Collier MPO or FDOT travel-time studies would hold one), so drive your real commute at the real hour, in February, before you buy.
The Publix-anchored shopping center at the northwest corner of Collier Boulevard and Rattlesnake Hammock Road is Naples Lakes Village Center, at 8585 to 8595 Collier Blvd. It is the “shopping plaza” in the club’s directions, and it sits between the community entrance and the intersection. By our measurement it is about 0.3 miles in a straight line and about 1 road mile, roughly 4 minutes, from the clubhouse point. The Publix store listing is on publix.com. Tenants change; one recent addition was Rosati’s Pizza, which opened at 8595 Collier Blvd on June 9, 2025, per Gulfshore Business.
The center shares the name but is not part of the gated community or its homeowners association. It sits on commercial outparcels with 34114 addresses, under a separate commercial property owners association. The second grocery option is Freedom Square on US 41, with a Publix and HomeGoods, about 4.4 road miles and 10 minutes away (Brixmor property page). A Costco is under construction diagonally across the intersection; see the pipeline section below.
Collier Area Transit is the county’s bus system (ridecat.com). The nearest service:
Fares, per CAT: $2.00 one-way ($1.00 reduced), day pass $3.00.
One neighbor surprises new owners. The Declaration warns owners that a private airfield (Wing South Airpark, which the Declaration spells “Winged South”) sits next to the community, with the noise and air traffic that implies (Art. XV Sec. 11 of the Fourth Amended and Restated Declaration). Aviation records list Wing South Airpark as a private field, FAA identifier FA37, at 4130 Skyway Drive, per AirNav (reported), about 0.7 miles west of the club point by our straight-line measurement.
Owners should expect occasional small-aircraft noise. How often, and over which villages, is not in any public record we read; a buyer who is sensitive to it should spend time at the specific home at different hours.
Thinking of selling your Naples Lakes home? Location claims are exactly where listing copy gets careless, and buyers check them on their phones during the showing. We market with measured distances. Get a free home valuation, or Call Jesse direct at (239) 898-6072.
Buying in Naples Lakes? Call Marc at (239) 287-5873 and we will drive your real commute with you, in season if you want the worst case, or read how we represent buyers in Naples.
The largest project coming to Naples Lakes Country Club’s corner is a Costco, approved October 14, 2025 and under construction diagonally across Collier Boulevard and Rattlesnake Hammock Road. A $200 million osteopathic medical school, 92 apartments, a private golf course and the I-75 Exit 101 rebuild complete the near pipeline.
Naples Lakes itself is built out: Collier County’s PUD Master List records it as “BUILT OUT,” with 731 homes built of 785 approved. So the change an owner will live with happens outside the gate. Everything below is adjacent context within roughly three miles, not a Naples Lakes fact unless we say so, with its status and date.
Costco is building its second Collier County warehouse on the southeast corner of Collier Boulevard and Rattlesnake Hammock Road, the commercial tract of the Hacienda Lakes MPUD, about 0.7 to 0.9 miles from the club address.
Costco is building its second Collier store diagonally across the intersection; no opening date has been announced. A March 2026 Naples Daily News headline framed the store as debuting in 2026, but no Costco or county source with an opening date was found, so this page does not give one. The records that would settle it are the county’s site development plan and building permit files for the tract.
On November 21, 2025, Costco and an opposition group from the adjoining Esplanade at Hacienda Lakes announced a settlement covering tanker delivery routes, traffic and pedestrian signs, 25% additional landscaping, removal of a raised traffic triangle and a $35,000 donation to the Esplanade community (Gulfshore Business).
Two details matter to Naples Lakes owners. Opponents raised ambulance-access concerns, as WBBH reported, because the site abuts the northern edge of Physicians Regional Medical Center. And Gulfshore Business reported that another 4 acres of commercial lots on Collier Boulevard next to Costco remain undeveloped with no plans proposed, which means the corner is not finished changing.
On July 16, 2026, the Bay College of Osteopathic Medicine held a ceremonial groundbreaking on nearly five acres at 8365 Cadenza Road, east of Collier Boulevard off Rattlesnake Hammock Road, between the existing Ecko Cadenza apartments and the Costco site, per Gulfshore Business (July 17, 2026). As reported:
The article calls it Southwest Florida’s first medical school. A related county record fits the site: on February 26, 2026, the county Hearing Examiner heard a petition (PDI-PL20250013644) to reduce side yards on Tracts A and B of the Cadenza at Hacienda Lakes plat, a ±5.09-acre parcel about 1,280 feet east of the intersection on the south side of Rattlesnake Hammock Road (Collier Clerk notice). The match to the medical school site is our inference from the acreage and location, and the Hearing Examiner’s decision was not retrieved.
On October 28, 2025, the Board of County Commissioners unanimously approved the Bonita Flores RPUD at 8928 Collier Blvd, on 9.5 acres on the east side of Collier Boulevard between Brighton Boulevard and Hacienda Lakes Parkway, which Gulfshore Business described as “near Naples Lakes Country Club.” The approval allows 92 apartments with 28 affordable units (15% at 80% of area median income and 15% at 100%) (Gulfshore Business; Marco Eagle, November 2, 2025).
The county’s affordable-housing commitment list confirms “8928 Collier Boulevard, Bonita Flores” under Ordinance 2025-46, with 28 affordable units and a status of approved. That same row lists the tenure as “SF-For Sale,” which conflicts with the news reports of apartments; Ordinance 2025-46 itself is the document that settles it. No construction was found as of September 2026.
The Collier County Planning Commission’s August 20, 2026 agenda carried two items for Hacienda Townhomes: a comprehensive plan amendment creating a Hacienda Townhomes Subdistrict, and a rezone from Rural Agricultural to RPUD for 54 townhouse units on 10.28 acres on the south side of Hacienda Lakes Parkway, about a quarter mile east of Collier Boulevard, in Section 14. Section 14 adjoins Naples Lakes’ Section 15 on the east.
A civic-meeting summary indicates the Planning Commission continued both items that day. That outcome is reported, not confirmed against the commission’s minutes, and the next hearing date is not known. It is among the nearest pending rezonings to the community.
South of Rattlesnake Hammock Road, the long-running fight over the South Naples Citrus Grove ended, for now, with golf. The same August 20 agenda carried a plan for an 18-hole private golf course on 169.19 acres on the south side of Sabal Palm Road, about 1.4 miles east of Collier Boulevard. WINK News reported a 5-1 Planning Commission recommendation (WINK).
On September 22, 2026, the Board of County Commissioners approved it 5-0, per the Naples Daily News (September 23, 2026), with conditions as reported: no cottages, a deed restriction against housing, a 10,000-square-foot clubhouse cap and about 70% open space. An earlier plan for 423 homes on the property was effectively rejected in January 2026. County staff had advised that a new state law could allow about 130 homes by right on the land, as the paper reported.
For Naples Lakes, which sits roughly 2 to 3 miles north-northwest of the site, the practical reading is that a low-intensity use settled a parcel that could have carried hundreds of homes.
At 7665 Collier Blvd, inside the Lely Resort PUD about 1.8 miles south, Davis Development is building Adonia: 184 rental units (156 apartments and 18 townhomes), targeting July 1, 2027 (Gulfshore Business, September 2025; May 2026). This is a Lely Resort project, and Naples Lakes is not part of Lely Resort.
The Florida Department of Transportation’s rebuild of I-75 at SR 951 / Collier Boulevard, project 425843-2, is the one road project that changes Naples Lakes owners’ daily trips. Per the FDOT project page:
The larger I-75 widening from Golden Gate Parkway to Alico Road, project 452544-1, with express lanes and construction starting in mid 2026, does not reach Exit 101; its southern limit is north of Golden Gate Parkway.
Collier County’s transportation engineering project list, read September 23, 2026, shows no active county engineering project on Collier Boulevard or Rattlesnake Hammock Road within three miles of Naples Lakes. The county’s 15-mile program to six-lane Collier Boulevard from US 41 to Immokalee Road has one remaining gap, Phase III from City Gate Boulevard to Green Boulevard, and it is north of I-75. That implies Collier Boulevard past Naples Lakes is already six lanes, which is our reading of the county’s statement.
Further out:
Naples Lakes sits within the area served by Collier County’s South County Water Reclamation Facility, which the county describes as permitted for 16 million gallons a day and “undergoing an expansion project” (Collier County Water-Sewer District). In June 2026, the county awarded a $6,319,000 contract to Eau Gallie Electric to replace the plant’s main switchgear and two diesel standby generators, with about two years to substantial completion (Gulfshore Business, June 23, 2026). That the community falls in the plant’s service area is our reading of the county’s description; whether each village is on county water and sewer was not confirmed.
One item on this list is not adjacent context but a Naples Lakes obligation, and it belongs in any honest pipeline section. The master Declaration records that Collier County required facilities to control offsite storm water flowing toward the property, and that the Association must comply with the reasonable requirements the County or the South Florida Water Management District imposes, at a cost treated as a Common Expense (Fourth Amended and Restated Declaration, Article V, Section 11). It is a contingent obligation, not a scheduled project; the current status of any county requirement as it relates to Naples Lakes was not researched. A buyer’s attorney should know the clause exists.
No new county park or redevelopment project within three miles was found in 2025 to 2026 records. The 2018 infrastructure sales tax ended December 31, 2023 after hitting its $490 million cap early (Collier Clerk), and the Marco Eagle reported a proposed November 3, 2026 referendum to raise the tourist tax from 5% to 6% for stormwater (Marco Eagle); its ballot status was not confirmed.
The pattern is clear enough to state plainly. Inside three miles, the pipeline is commercial and institutional at the intersection, small-scale housing infill east of Collier Boulevard, and a low-intensity golf use to the south. No large new master-planned community was found inside three miles.
Thinking of selling your Naples Lakes home? The Costco and the medical school are the two neighbors a buyer will ask about, and a listing that answers with dates and records reads as more credible than one that ignores them. Get a free home valuation, or Call Jesse direct at (239) 898-6072.
Buying in Naples Lakes and want the current record on a parcel that concerns you? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Naples Lakes Country Club allows leasing only for 30 days or more, four times a year at most, with board approval, and the owner gives up club use except dining during a lease. Pets are limited to two, leashed, never on the golf course. The lakes are closed to boats; the speed limit is 25 mph.
The rules below are the ones that change daily life at Naples Lakes. They come from three documents, each posted on the club’s Club Documents and Information page:
Document | Date | What it governs |
|---|---|---|
approved November 17, 2023 | Use restrictions that run with the land: leasing, pets, vehicles, lakes, signs, garages | |
revised April 2024, approved April 29, 2024 | Day-to-day club and community rules: guests, lessees, carts, speed, pool, golf | |
revised September 18, 2023 | Exterior changes: roofs, shutters, windows, paint, screen enclosures, generators |
In the four condominium villages, each condominium’s own declaration and rules apply on top of all three, and they can be stricter. None of the condominium rules is public.
Article XI, Section 24 of the Declaration controls leasing, and it defines a lease broadly, to include any paid occupancy: a license, a transient rental, a home exchange. The conditions:
A lease that skips approval can be treated as a nullity, and the board may evict on five days’ notice.
With a 30-day minimum and a four-a-year cap, Naples Lakes is not a vacation-rental community; a buyer whose plan depends on weekly or nightly rental income should buy elsewhere. Condominium leasing rules, which are not public, may add further limits.
This is the rule that surprises owners most. While a tenant is in residence, the owner has no right to use the Club Facilities other than the dining facilities (Rules, April 2024, Lessee Privileges), and the Declaration adds that the owner has no golf course use during the lease (Art. XI, Sec. 24). The owner still pays every dollar of the membership fee and the HOA fee for that period.
The membership travels with the occupancy: the tenant gets the use, so the owner does not. If you plan to be in Naples during the months you lease, plan to play somewhere else.
Approved lessees receive member-equivalent use privileges but they pay green fees, cart fees, fitness fees and court fees (Rules, Lessee Privileges). Lessee privileges also depend on paying a transfer fee, whose amount the club does not publish.
The 2026 golf rate sheet sets lessee golf at $110 per 18 holes including cart in season (January 1 to April 30 and November 1 to December 31, 2026) and $65 from May 1 to October 31, 2026, both “after transfer is paid.” Annual tenants staying six months plus one day receive 50% off the green fee, summers excluded.
A tenant playing four rounds a week for twelve weeks in season would spend over $5,000 on golf at the 2026 lessee rate (our arithmetic, 48 rounds at $110), on top of rent, so tell prospective tenants up front.
House guests of members must be registered at least two business days before arrival (Rules).
Article XI, Section 5 of the Declaration sets the pet rules:
The Rules add that pets are not allowed inside the clubhouse or at Arnie’s, not on the pool deck or in the pool (qualified service or emotional support animals may be on the deck), and not on the practice facilities. The Declaration also bars invisible pet fences, and fences generally, except as the Architectural Standards allow (Art. XI, Sec. 18).
Condominium associations may add their own limits on size, weight or number; none of those rules is public.
Residents walk and bike on the community’s roads and sidewalks.
The Rules and the Declaration close the course and its cart paths to “biking, kite flying, soccer, football, recreational walking, jogging, walking of pets, skateboarding, roller blading.”
The course is also private. “None of the Club’s Facilities shall at any time or in any manner be made available to the general public or to any non-member group or organization without express authorization of the General Manager” (Rules). There are no public tee times.
Naples Lakes is a golf community, not a boating one: there is no marina, and the lakes are closed to boats. Owners who fish should buy on the water. The club posts Florida Fish and Wildlife Conservation Commission guidance on living with alligators and other wildlife on its Audubon sanctuary page, and treating every lake edge as alligator habitat is the right default.
The Declaration’s vehicle rules are strict (Art. XI, Sec. 19):
For anyone with a one-car garage and two cars, a pickup or a boat, these rules decide what you can keep at home.
Every exterior change at Naples Lakes runs through the Architectural Review Committee, under the ARC Standards revised September 18, 2023. The standards that matter most in Southwest Florida:
Garbage and recycling bins live in the garage. They go out after 6 p.m. the night before collection and come back in by 7 p.m. on pickup day (Declaration Art. XI, Sec. 29). The sampled single-family tax bill carries the county garbage charge ($261.91 on the FY2025 bill).
Naples Lakes is gated, with a staffed front gate on Collier Boulevard. “Our main entrance for visitors is on Collier Blvd” (club award page). The club lists a Front Gate Security contact and refers to “the Guardhouse” (club personnel page). Members list a phone number “in Member Directory and Gate System” on the Member Information Profile, which is how the gate reaches a resident about a visitor. Whether the gate is staffed around the clock is not stated in any official club document we reviewed, so this page does not claim 24-hour staffing.
How different kinds of guests are handled, per the April 2024 Rules:
The gate is real, and so is the Declaration’s disclaimer: “The Association shall not in any way be considered a guarantor of safety or security” (Declaration). Owners remain responsible for their own locks, alarms and insurance. The club’s site carries a page for a United Safety and Alarms bulk monitoring agreement, but its terms are member-only, so confirm with the club office whether alarm monitoring is included for your home before assuming it.
The Declaration tells every owner, in Article XV, Section 11, that “an airfield, known as Winged South Airpark, is located next to the Community, and the Unit Owners are further advised that they may occasionally experience those types of noise and air traffic generally associated with airfields.”
Aviation records list it as Wing South Airpark, FAA identifier FA37, a private airpark at 4130 Skyway Drive (AirNav record, reported), roughly 0.7 mile west of the club by straight line (our measurement). Owners should expect occasional small-aircraft noise. Because it is in the recorded Declaration, every buyer is on notice of it; we still recommend raising it at the first showing.
For Barrington, Arrowhead, Juliana and Providence homes, the condominium association’s own declaration and rules can add restrictions on top of everything above: longer minimum leases, pet size or number limits, buyer or tenant approval, move-in rules, and rules about balconies and lanais. None of those four rule sets is public. The master Declaration has no purchaser interview or approval clause; whether a condominium association does is in its own documents.
A condominium buyer should get the condominium declaration, bylaws, rules and any lease or sale application form before the inspection period ends.
Selling in Naples Lakes Country Club? A listing that answers the leasing, pet and architectural questions up front sells to a better-qualified buyer. Get a free home valuation or call Jesse direct at (239) 898-6072. Buying, and need to know whether a specific home fits how you plan to live, lease or renovate? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Selling a home in Naples Lakes Country Club means handing a buyer a club membership that ends for you at closing, a one-time transfer fee the club charges new residents ($13,000 in 2025), two estoppel certificates if you own a condo, and a lease, flood-map and airfield history the buyer’s lender and attorney will ask about.
Naples Lakes Country Club is a bundled, mandatory club owned by the master homeowners association. The Fourth Amended and Restated Declaration says “Membership in the Association by all Owners is mandatory and automatic with the ownership of any Unit” (Article III, Section 1, Fourth Amended and Restated Declaration, approved 11/17/2023). The club’s Rules and Regulations, revised April 2024, go further on the seller’s side: memberships are appurtenant to the home, cannot be resigned, are not transferable, and terminate without refund of any kind upon the closing of the sale.
What that means in practice:
The Declaration lets the Board “impose a transfer fee incident to conveyances of Units,” to be used for maintenance, repair and replacement of community amenities (Article VII, Section 14). The club’s budget letters publish the amount:
Year | Transfer fee | Who it applies to | Source |
|---|---|---|---|
2024 | $12,500 | “limited to first-time buyers (new residents) in NLCC” | |
2025 | $13,000 | same limitation | |
2026 | not public | the 2026 billing schedule sits behind the member login |
Who pays it. The club frames the fee as a charge on the incoming resident, and a buyer who is already an owner inside Naples Lakes appears, from that “first-time buyers (new residents)” wording, not to pay it a second time. Confirm that with the club office for the specific transaction. On the contract side, the widely used Florida Realtors and Florida Bar residential contract lists association application and transfer fees among the buyer’s costs, but every cost line in a Florida contract is negotiable, and a seller competing for a buyer in a slower condo month may choose to credit part of it. What we tell sellers: know the number before you price, because a buyer comparing Naples Lakes with a community that charges less at resale will do that arithmetic on your listing, not on the club’s.
Lessees pay one too. The Rules require approved lessees to pay “a transfer fee” before use privileges begin, and the club’s 2026 golf rate sheet prices lessee golf “after transfer is paid.” The lessee amount is not published.
The master association issues estoppel certificates through the club office. Its estoppel request page asks for the request by email with the seller’s name, the property address, the buyer’s name and the closing date. The Declaration separately obliges the Association to furnish a signed certificate of assessment status on request and allows a processing fee (Article VII, Section 1).
If you are selling in Barrington, Arrowhead, Juliana or Providence, your home also sits in a separate condominium association, and that association issues its own estoppel. The four are separately registered with the state: Lake Barrington Condominium Association (Sunbiz N02000000352), Lake Arrowhead Condominium Association (N02000004988), Juliana Village Condominium Association (N02000000350) and Providence Village Condominium Association (N04000000400). Three list RealManage as management in their 2026 state filings, and Lake Barrington’s association lists the clubhouse as its address and the master association as its registered agent. Order both certificates the day the contract is signed.
Florida caps what an association may charge for an estoppel certificate and sets how quickly it must be delivered, in section 720.30851 for homeowners associations and section 718.116 for condominiums. Neither the master association nor any village association publishes its estoppel fee, so this page does not state one; the number appears on the certificate itself. Under the standard Florida Realtors and Florida Bar form, association estoppel fees are a seller cost unless the parties agree otherwise.
Why the estoppel matters more here than in most communities. A Naples Lakes certificate may carry more than dues. The club has billed a capital surcharge for Arnie’s, the cabana cafe and pool, at $179 a quarter from January 2023 through October 2029 to owners who did not elect the one-time payment (2025 billing schedule). Whether an unpaid balance of that surcharge must be paid at closing or rides with the home is not stated in any public document. The estoppel for your unit is where that answer lives, which is one more reason to order it early rather than in closing week.
No purchaser approval or interview clause appears in the master Declaration. The master association does not approve buyers; it enrols them, through the deed, the Member Information Profile and the transfer fee.
The four condominium villages are a different layer. Each operates under Chapter 718 of the Florida Statutes with its own declaration, and a condominium declaration can reserve approval rights over sales. None of the four villages’ current declarations, rules or approval procedures are posted publicly, so this page does not tell you how long a village approval takes or whether one exists. What we do on a village listing: request the village association’s resale package and approval requirements before the home goes live, so the timeline in the contract matches the one the association will actually run.
A resale buyer in Barrington, Arrowhead, Juliana or Providence is buying a condominium unit, and section 718.503 of the Florida Statutes sets out what the buyer is entitled to receive, at the seller’s expense. It includes the condominium’s declaration, articles, bylaws and rules, an annual financial statement and annual budget, the association’s frequently asked questions and answers document, and a state governance form. Under the current statute it also includes the inspector-prepared summary of any milestone inspection report, if applicable, and the association’s most recent structural integrity reserve study, or a statement that the association has not completed one. A resale contract signed before the core documents are delivered is voidable by the buyer for 7 days, excluding weekends and legal holidays, after the buyer signs and receives them.
The master association adds its own layer. Naples Lakes Country Club Homeowners Association operates under Chapter 720, and section 720.401 requires a disclosure summary to be presented to a prospective buyer of a parcel in a mandatory homeowners association before the contract is signed; a buyer who does not get it may void the contract within 3 days of receiving it or before closing, whichever comes first. That plainly applies to Tahoe and Placid single-family sellers. Because every condo in Naples Lakes also sits inside the master association, condo sellers should deliver the summary too; ask the closing attorney or title agent to confirm.
The master documents are easy: the club posts the Declaration, Bylaws, Articles, Rules, ARC Standards and several years of billing schedules on its club documents page. The condominium documents are the harder half, because none of the four village associations publishes them. Start assembling that package the week you decide to sell.
The club describes each Barrington building as enclosed garages on the ground floor with residences on the top three floors (Barrington village page). Buildings of three or more habitable stories fall under Florida’s structural integrity reserve study and milestone inspection laws; the association’s filings were not public as of September 2026.
The statutory frame is this. Section 718.112 required associations with qualifying buildings that existed before July 1, 2022 to complete a structural integrity reserve study by December 31, 2025. The 2025 legislation (CS/CS/HB 913 summary) kept the three-habitable-story test. Collier County applies the 30-year milestone track to Naples Lakes, because every tested village address sits outside the county’s three-mile saltwater buffer, and the county’s January 2026 Milestone Buildings by Year list contains no Naples Lakes building.
For a Barrington seller the practical point is simple: a buyer is entitled to the study, or to a statement that it has not been done, under section 718.503. Ask your association for its structural integrity reserve study status and funding plan before listing, so the answer is in the listing package rather than in a buyer’s attorney’s objection letter. Arrowhead buildings are two stories by the club’s description, and the club describes Juliana and Providence plans as downstairs and upstairs units, so those villages sit outside the three-story test on the club’s own descriptions; confirm against your own association’s records.
Naples Lakes leasing rules are in the Declaration, Article XI, Section 24: no lease shorter than one calendar month or 30 consecutive days (and no advertising for shorter), no more than four leases per home per calendar year, Board approval of the executed lease, owner current on assessments, and registration and transfer fees paid before occupancy. While a tenant is in residence, the owner loses club use except dining.
A lease history matters at sale in three ways:
The club’s club documents page sets the open-house procedure: sellers or agents email the club by the Thursday before an open house for approval, inform the Guardhouse, and follow the posted Open House Sign Policy. The Declaration bars signs without Board approval (Article XI, Section 6). Practically, every buyer and every agent enters through a staffed front gate, so the showing plan is a guest-access plan first and a marketing plan second.
The best predictor of who will buy your home is who owns the homes around it. The Collier County tax roll, 2026 preliminary, records the following for Naples Lakes Country Club:
Group (county plat or village) | Homes | Homestead share | Florida mailing addresses | Leading out-of-state owner mailing states (count) |
|---|---|---|---|---|
Single-family, original plat (Unit 1) | 120 | 82 (68.3%) | 91 | New York 5, Illinois 5, Maryland 3, New Jersey 3, Canada 2 |
Single-family, Unit Two plat | 110 | 82 (74.5%) | 89 | New Jersey 5, Michigan 3, Canada 2, Illinois 2, Ohio 1 |
Juliana and Providence coach homes | 164 | 79 (48.2%) | 90 | Michigan 17, Illinois 10, Pennsylvania 10, New York 8, New Hampshire 6 |
Arrowhead carriage homes | 128 | 40 (31.2%) | 59 | Massachusetts 12, New York 8, Illinois 8, Canada 6, New Jersey 6 |
Barrington condominiums | 209 | 63 (30.1%) | 95 | Michigan 22, Illinois 18, New Jersey 11, Wisconsin 10, Massachusetts 9 |
All 731 homes | 731 | 346 (47.3%) | 424 (58.0%) | led by Michigan, Illinois, New York, New Jersey, Massachusetts, Pennsylvania and Wisconsin |
Single-family sales are recorded by plat, not by village, because the county’s Unit 1 and Unit Two plats each contain homes from both Tahoe and Placid. The roll cannot separate Tahoe from Placid, or Juliana from Providence.
Two conclusions for a seller. First, the single-family streets are overwhelmingly primary residences, so a Tahoe or Placid buyer is often a full-time household making a year-round decision. Second, roughly seven in ten Barrington and Arrowhead homes carry no homestead exemption, and the out-of-state owners concentrate in the Midwest and Northeast, so the condo buyer pool is heavily seasonal and drawn largely from the Midwest and Northeast. Marketing for a Barrington condo has to reach Michigan and Illinois in October, not only Naples in February.
The club itself runs on a season. Its 2026 guest golf rates split the year into January 1 to April 30 and November 1 to December 31 at in-season prices and May 1 to October 31 at summer prices (2026 golf rates). The fitness center moved to a reduced summer schedule from May 4 to October 30, 2026 (2026 summer fitness schedule). Seasonal owners arrive with the in-season calendar, see homes while they are here, and often decide before they fly home.
What we tell Naples Lakes sellers: have the home photographed, documented and priced before the seasonal owners return, because the buyers who spend the winter inside the gate are the most informed buyers you will get. Month-by-month closing counts and days on market come from the MLS, and the MLS layer for Naples Lakes is published in the seller section of this page rather than estimated here.
Data updated: September 2026. Qualified sales on the Collier County tax roll, 2026 preliminary, for the trailing twelve months ending August 29, 2026. Recent sales may not yet carry a qualification code, so the counts are a floor. “$ per sq ft” is sale price divided by the county’s base area, which for single-family homes is about 16% smaller than the county’s adjusted area.
Group | Qualified sales (of all recorded transfers) | Median price | Range | Median $ per sq ft of county base area | Median 2026 just value |
|---|---|---|---|---|---|
Single-family, original plat (Unit 1) | 4 of 17 | $1,250,000 (n=4) | $1,155,500 to $2,375,000 | $429 | $961,519 |
Single-family, Unit Two plat | 6 of 12 | $1,236,250 (n=6) | $800,000 to $1,340,000 | $501 | $783,620 |
Juliana and Providence coach homes | 9 of 29 | $699,000 (n=9) | $660,000 to $750,000 | $296 | $566,690 |
Arrowhead carriage homes | 4 of 13 | $552,500 (n=4) | $465,000 to $580,000 | $284 | $478,460 |
Barrington condominiums | 13 of 32 | $420,000 (n=13) | $372,500 to $525,000 | $267 | $380,490 |
That is 103 recorded transfers in the twelve months, about 14% of the 731 homes, of which 36 are qualified sales. In the last 12 months we counted every one of those transfers group by group, and three patterns matter for pricing:
For long-run context: Toll Brothers originally priced Barrington condos from $154,975 in September 2001, per an archived Toll Brothers Barrington page.
Florida sellers owe buyers disclosure of known facts that materially affect value and are not readily observable. Several Naples Lakes facts sit in recorded or official documents, and a buyer’s attorney will find them. Better that they come from you.
The airfield. The Declaration warns owners that a private airfield sits next to the community (Wing South Airpark, which the Declaration spells “Winged South”) (Article XV, Section 11). Wing South Airpark (FAA identifier FA37) at 4130 Skyway Drive is about 0.7 mile west of the club, per the AirNav airport record. Owners should expect occasional small-aircraft noise.
The flood map history. Under the 2012 map, parts of Naples Lakes sat in a mapped flood zone and many buildings were removed by FEMA letter; on the current map, effective February 8, 2024, every village street tested is Zone X. Those letters are public: for example the Providence Village LOMA, case 12-04-6094A, the Juliana Village LOMA, case 12-04-7824A and the Lake Arrowhead 1A LOMA, case 12-04-6091A. If your building or lot has a letter, put it in the listing package; a lender’s flood determination goes faster with it. Every parcel still needs its own determination, because the special flood hazard polygons inside the gates follow the lakes.
Florida’s flood disclosure statute. Since October 1, 2024, section 689.302 requires a seller of residential property to complete a flood disclosure form at or before contract, stating whether the seller has filed an insurance claim for flood damage to the property, including with the National Flood Insurance Program, and whether the seller has received assistance for flood damage to it, including assistance from FEMA. A 2025 amendment added a third question: whether the seller knows of any flooding that damaged the property during the seller’s ownership. Answer all three from your own records.
The special assessment cap and the windstorm deductible. The Declaration caps unbudgeted special assessments at $250,000 a year in aggregate, but not for insurance deductibles, and a force majeure assessment may exceed it to meet a windstorm insurance deductible (Article VII, Section 6). Buyers who read Declarations ask about this.
The contingent stormwater obligation. Collier County required facilities to control offsite storm water flowing toward Naples Lakes, and the approved 2023 Declaration (Article V, Section 11) makes the Association responsible for complying with the reasonable requirements of the County or the South Florida Water Management District, at a cost treated as a Common Expense. It is a disclosure item in the Declaration, not a current bill.
Any condo-level special assessment. Whether any of the four condominium associations has levied a special assessment since 2022 is not in any public document. If yours has, it belongs in the disclosure and on the estoppel.
Selling your Naples Lakes Country Club home? We price from the county sale record by village and plat, order both estoppels on day one, and build the listing package around the documents a buyer is entitled to. Start with a free Naples Lakes home valuation, or call Jesse direct at (239) 898-6072.
Buying in Naples Lakes? Call Marc at (239) 287-5873 and we will have the transfer fee, both estoppels and the village documents mapped before you write, or start with how we represent buyers in Naples.
Naples Lakes Country Club sits in the middle of the Naples bundled-golf market on cost: its 2025 club plus master association bill of $12,674 to $15,148 is above Naples Heritage, Glen Eagle and Foxfire, below Stonebridge, and it charges no food and beverage minimum. Its $13,000 transfer fee is mid-pack too.
Every figure below comes from the club’s own published document or the master association’s own document, as recorded in our benchmark research; the community name links to our page for that community. Where no club-issued source supplied a figure, the cell says “Information not available at time of publishing” rather than borrowing an aggregator’s number. Sibling figures were pulled September 1, 2026 unless the cell says otherwise.
Community | Homes | Course architect and year | Holes | Membership structure | Initiation or resale charge | Annual dues (year) |
|---|---|---|---|---|---|---|
Naples Lakes Country Club | 731 in six villages (club homes page) | Arnold Palmer Signature, established 1999; renovated 2017 to 2018 (club history) | 18, par 72, 6,729 yards (2026 scorecard) | Bundled and mandatory; club owned by the master association; nothing refunded at sale (Declaration) | No initiation; transfer fee $13,000 for new residents (2025) (2025 budget letter) | $12,674 multi-family, $14,688 Placid, $15,148 Tahoe, club plus master association (2025); no F&B minimum (2025 billing schedule) |
799 residences (club membership page) | Information not available at time of publishing | Information not available at time of publishing | Bundled, non-equity; every homeowner a full member at closing (club membership page) | No initiation; Resale Capital Contribution $17,500 new residents, $3,000 owners moving within (club membership page) | $11,621.40 (2026), plus $500 food minimum (club membership page) | |
Information not available at time of publishing | Gene Bates, opened February 1992; full redesign by Kipp Schulties completed 2023 (club history page) | Information not available at time of publishing | Bundled, non-equity: “There are no equity or deposits required to become a member” (club cost of ownership page) | No initiation; Resale Fee $17,500 (club cost of ownership page) | $16,680 club-level total (FY2026), neighbourhood fees on top; no F&B minimum, $950 F&B service charge included (club cost of ownership page) | |
1,234 units: 924 Golf, 310 Social (club Realtor disclosure packet) | Information not available at time of publishing | 18, par 70, 5,603 yards (club Realtor disclosure packet) | Bundled, non-equity, tier fixed by the unit (club Realtor disclosure packet) | No initiation; Golf Capital Contribution $7,500, Social $6,500 (club Realtor disclosure packet, 2025 budget) | $6,726 golf, $4,756 social (2025), plus $600 food minimum; 15 neighbourhood associations bill separately (club Realtor disclosure packet) | |
Information not available at time of publishing | Arthur Hills; established 1984, opened 1985 (club history page) | 27 (club history page) | Bundled, mandatory, non-equity (Foxfire Community Association Realtors Packet, dated October 1, 2025) | No initiation; transfer fee $15,900 from an outside buyer, $2,000 if already a Foxfire owner (same packet) | $8,590 (FY October 2025 to September 2026); no F&B minimum (same packet) | |
1,133 units: 850 Golf, 283 Social with Limited Golf (Countryside Prospective Buyer Information, FY October 2025 to September 2026) | Information not available at time of publishing; the club says “fully renovated in 2019” (same packet) | 18 (same packet) | Bundled and mandatory, tier set by the home (same packet) | No initiation; Resale Capital Contribution $12,000, all buyers (same packet) | $7,417 golf, $4,828 social, plus $885.88 cable and WiFi and $1,175.40 special assessment; $0 food minimum for FY2025 to 2026 (same packet) | |
787 units, 23 associations (Cypress Woods 2026 Master Association Fees, dated 12/04/2025) | Information not available at time of publishing | Information not available at time of publishing | Bundled and mandatory (same document) | No initiation; Resale Capital Contribution $10,000 (same document) | $10,502 (2026), plus $600 food minimum (same document) | |
Information not available at time of publishing | Information not available at time of publishing | Information not available at time of publishing | Bundled, non-equity: “no equity or membership deposit required” (Heritage Bay 2026 Annual Dues and User Fees Schedule) | No initiation; Resale Capital Contribution $13,500 (same schedule) | $10,216 (2026), plus $1,000 F&B minimum (same schedule) | |
About 800 residences (Vanderbilt Community Association 2026 fee schedules) | Information not available at time of publishing | Information not available at time of publishing | Bundled uniformly: “TOTAL ANNUAL DUES FOR ALL 800 HOMEOWNERS IS $13,159” (same schedules) | No initiation; Resale Capital Contribution $15,000 new buyers, $3,500 current owners (same schedules) | $13,159 (2026), plus $1,200 F&B minimum and neighbourhood HOA; golf course replacement assessment of $437.50 a quarter approved to begin July 1, 2027 (same schedules) | |
Information not available at time of publishing | Information not available at time of publishing | Information not available at time of publishing | House Membership mandatory for owners; Full Golf an optional upgrade (Quail West 2025 to 2026 Membership Benefits) | Initiation $250,000 Full Golf, $100,000 House; resale transfer fee $25,000 golf, $10,000 House in lieu of initiation (same document) | Full Golf $24,940 operating plus capital dues; House $13,100 plus capital dues; master HOA $8,770 separate; $1,200 F&B minimum (same document) | |
717 residences (club membership page) | Talon: Jack Nicklaus, renovated and reopened December 2021; Eagle: Steve Smyers (club golf page; Nicklaus Design) | 36; cap of 614 golf memberships (club golf page) | Mandatory for all 717 homeowners, tier deeded to the property; no non-resident memberships (club membership page) | Golf $150,000, Sports $60,000, Social $45,000 (club membership page) | Information not available at time of publishing; the club publishes the heading without an amount (club membership page) | |
Build-out at 899 homes (The National Golf Association, Approved 2026 Budget) | Information not available at time of publishing | Information not available at time of publishing | Private, bundled (same budget) | Information not available at time of publishing | $2,625 golf dues only (2026), up from $1,780 in 2025; master association dues separate and not obtained (same budget) | |
Vineyards Country Club (contrast: not bundled) | Information not available at time of publishing | Information not available at time of publishing | 36 (club membership page) | Optional, separate club; non-equity, initiation non-refundable (club membership page) | $180,000 Full Golf, $60,000 Lifestyle, non-refundable (club membership page) | $18,725 Full Golf, $8,775 Lifestyle (2026); no F&B minimums, no assessments (club membership page) |
Data pulled: September 2026. Naples Lakes figures are the club’s 2025 documents, because its 2026 billing schedule is member-only; most sibling figures are 2026 documents. Treat the Naples Lakes line as one fiscal year older than most rows. Documents named in plain text above are club-issued schedules and packets that are not posted at a stable public address.
The single biggest mistake in comparing bundled clubs is comparing numbers that do not cover the same things. The column above is not like-for-like, and we would rather say so than let the table imply it is:
Read that way, Naples Lakes’ multi-family total of $12,674 sits above Glen Eagle, Foxfire, Countryside, Cypress Woods, Heritage Bay and Naples Heritage on their published lines, and below Stonebridge and Vanderbilt before either one’s neighbourhood fees. That is the middle of the bundled market, not the bottom.
On the one-time charge at resale, Naples Lakes’ $13,000 (2025) sits in the middle of the club-published figures: below Naples Heritage ($17,500 for new residents), Stonebridge ($17,500), Foxfire ($15,900 from an outside buyer) and Vanderbilt ($15,000 for new buyers), and just below Heritage Bay ($13,500), while it sits above Countryside ($12,000), Cypress Woods ($10,000) and Glen Eagle ($7,500 golf, $6,500 social). Naples Lakes is one of several clubs that waive or reduce the charge for owners already inside the community: Naples Heritage charges $3,000 to an owner moving within, Foxfire $2,000 and Vanderbilt $3,500, while Naples Lakes’ letters limit the fee to “first-time buyers (new residents).”
The club’s April 2024 Rules and every billing schedule from 2019 to 2025 contain no food and beverage minimum. Among the club-published peers, Naples Heritage charges a $500 annual food minimum, Glen Eagle and Cypress Woods $600, Heritage Bay $1,000, and Vanderbilt and Quail West $1,200. Foxfire publishes no minimum, Countryside set its minimum at $0 for FY2025 to 2026, and Stonebridge has no minimum but builds a $950 service charge into its dues. For a household that eats out of the club rather than in it, that difference is real money every year.
Naples Lakes gives every home the same full membership. The Rules put it plainly: members and immediate family pay no green fees, fitness fees or court fees, and pay cart fees or an annual trail fee. Several peers fix the tier by the home instead: Glen Eagle’s 1,234 units split into 924 Golf and 310 Social, Countryside’s 1,133 into 850 Golf and 283 Social with Limited Golf, and TwinEagles deeds a Golf, Sports or Social tier to each property. For a buyer, that means a Naples Lakes condo carries exactly the same golf privileges as a Tahoe estate home, which is not true of a social-tier unit elsewhere.
Quail West, TwinEagles and Vineyards show the other end of the market. Quail West’s House Membership floor carries a $100,000 initiation and Full Golf $250,000; TwinEagles publishes Golf at $150,000; Vineyards, which is not bundled at all, charges $180,000 for Full Golf, non-refundable. Naples Lakes charges no initiation, and the club’s public documents contain no equity deposit or membership certificate. The trade-off is that nothing is refunded when you sell, which is also true of non-refundable initiations but not of equity clubs that refund part of a deposit.
The Florida Commerce official list of special districts includes a Naples Heritage Community Development District and a Lely Community Development District among Collier’s districts, and nothing named Naples Lakes. The FY2025 Collier County tax bill for a Naples Lakes single-family lot shows one non-ad valorem charge, a county garbage charge of $261.91 (FY2025 Collier tax bill, 4740 Cerromar Dr), and a sampled Barrington condo bill shows none. A buyer comparing Naples Lakes with a community inside a development district should add that district’s assessment to the other side of the ledger.
Naples Lakes is its own gated community and association; it is not part of Lely Resort, even though national listing portals file it under a Lely Resort neighbourhood.
Royal Wood Golf and Country Club, off Rattlesnake Hammock Road, is the East Naples bundled community buyers most often ask us to set beside Naples Lakes, usually because it is marketed as the least expensive bundled golf in Naples. Our benchmark research found that its official 2025 schedule of dues and fees is an image-only scan with no machine-readable text, re-checked on September 1, 2026, and the circulating secondary figures disagree with each other by about two and a half times. We will not publish a Royal Wood cost figure until the club document is read, and we suggest a buyer ask for it directly.
If your household golfs and wants every home in the community to carry the same full membership, with no initiation, no food minimum and no development district, Naples Lakes’ total cost sits in the middle of the market for a Palmer Signature course. If your household does not golf, a social-tier home in a tiered club may cost less each year, and a non-bundled community costs less still. Both answers are defensible, and the point of this table is to let you make the call on published numbers rather than on a brochure.
Comparing Naples Lakes with another bundled club? Call Marc at (239) 287-5873, or start with how we represent buyers in Naples. Selling to fund the move? Start with a free home valuation, or call Jesse direct at (239) 898-6072.
Naples Lakes Country Club’s strongest arguments are a resident-owned Palmer Signature course bundled with every home, no food minimum, no development district, and Zone X streets on FEMA’s 2024 map. Its honest weaknesses are a mandatory $12,674 to $15,148 annual club and association bill (2025), a $13,000 transfer fee, and 22 to 26 year old buildings.
The case for Naples Lakes Country Club. Each point below is drawn from a club, county or federal record.
On FEMA’s current flood map, panel 12021C0602J, effective February 8, 2024, every village street tested at Naples Lakes is Zone X, outside the 1% annual-chance special flood hazard area, per the FEMA National Flood Hazard Layer. The mapped flood-zone polygons inside the gates coincide with the lakes. Under the 2012 map, parts of the community sat in a mapped flood zone, and many buildings were removed by FEMA letter; the 2012 letters recorded building pads 1 to 2 feet above the base flood elevation of the time. Collier’s evacuation layer places the community in Zone D, and federal flood-claim data shows no claim tied to a 1999 to 2004 building in the surrounding census block groups. Each parcel still needs its own determination.
Membership is “mandatory and automatic with the ownership of any Unit” (Declaration, Article III, Section 1). Members and their immediate family pay no green fees, fitness fees or court fees (Rules, April 2024). The Declaration also protects tee-time access: golf course rules cannot be changed to materially reduce member tee-time availability without a majority of voting members (Article II, Section 5). The course is an Arnold Palmer Signature layout, par 72, 6,729 yards from the back tees, rated 73.3 with a 142 slope (2026 scorecard), and the course closed at the end of April 2017 for a $3.2 million wall-to-wall renovation by Arnold Palmer Design Company architect Thad Layton and reopened February 17, 2018.
“Naples Lakes Country Club is owned and managed by the Naples Lakes Country Club Homeowners Association, Inc.” (Full Member Information Profile). Toll Brothers’ golf entity deeded the course to the association on October 23, 2003. No developer and no outside owner can change the deal, reprice the club or sell the course out from under the homes.
No food and beverage minimum appears in the April 2024 Rules or in any billing schedule from 2019 to 2025, while most club-published peers in the comparison above charge $500 to $1,200 a year. No development district levy appears on the sampled FY2025 Naples Lakes tax bills; the single-family bill carries only a county garbage charge of $261.91.
On published 2025 and 2026 figures, Naples Lakes’ club and master association bill sits mid-pack among Naples bundled clubs, not at the top. The recent capital program is largely paid for: the golf course renovation surcharge ended in November 2022, the clubhouse renovation surcharge ended in November 2024, Arnie’s surcharge runs through October 2029 only for owners who did not prepay, and a 2025 trade report says a $2.2 million turf care center rebuild, completed May 2025, was paid from reserves (Club and Resort Business, October 10, 2025).
Six villages give a buyer a range from Barrington condominiums of 1,394 to 1,772 square feet to Tahoe estate homes of 2,600 to 4,268 square feet, per the club’s village pages, and every home carries the same full membership. Every residence has at least a one-car garage, there are no carports, and every multi-family village has its own pool and spa (club real estate page).
Physicians Regional Medical Center, Collier Boulevard, a 130-bed hospital with a 24-hour emergency room, is about a mile and a half by road, roughly five minutes (Physicians Regional). Exit 101 on I-75 is about 3 miles north on Collier Boulevard, and Publix sits in the Naples Lakes Village Center outside the gate.
Florida’s 2026 school grades, as published by the Naples Daily News: Lely Elementary A, East Naples Middle A, Lely High B (Naples Daily News school data). Naples Lakes is not age-restricted, and the Rules provide for children and dependents.
The case against Naples Lakes Country Club. Each point below is drawn from the same records, and none is softened.
Membership cannot be declined or resigned, and the Golf Course Assessment is lien-secured with no exemption for non-use (Declaration, Article VII, Section 13). In 2025 the club plus master association bill was $12,674 for a multi-family home, $14,688 in Placid and $15,148 in Tahoe, before condominium fees, property taxes and insurance (2025 billing schedule). A household that does not golf is paying for 219 acres of golf course it will not use.
From 2019 to 2025 the combined bill rose from $8,595 to $12,674 for a multi-family home, about 47%, and from $9,942 to $15,148 in Tahoe, about 52%, on the club’s own schedules (2019 billing schedule; 2025 billing schedule). The 2026 figures are member-only, so a buyer should ask for the current schedule before writing an offer.
A new resident pays a one-time transfer fee, $12,500 in 2024 and $13,000 in 2025, on top of closing costs (2025 budget letter). There is no initiation fee, but this is the one-time cost of entry, and nothing is refunded when you sell.
Homes were built from 2000 to 2004, straddling Florida’s first statewide building code, which took effect March 1, 2002 (ICC Florida case study). Which buildings were permitted before it is not public. The community sits in a 164 mph design wind zone inside the wind-borne debris region on Collier’s building code layer, so replacement windows and doors must be impact-rated or protected. Budget for roofs, air conditioning and openings accordingly.
Leases must run at least a calendar month or 30 consecutive days, no home may be leased more than four times a calendar year, every lease needs Board approval, and while a tenant is in residence the owner loses club use except dining (Declaration, Article XI, Section 24; Rules). Condominium villages may add stricter rules, and none publishes its own. This is a community built for owners who use it, not for short-term rental income.
None of the four condominium associations publishes its assessments, rules or budget. Barrington’s buildings, described by the club as three residential floors over a garage level, would on that description fall within the reach of Florida’s structural integrity reserve study law, which applies to buildings of three or more habitable stories and whose deadline for existing associations was December 31, 2025; the association’s filings were not public as of September 2026. A Barrington buyer should have the study, the funding plan and any special assessment history in hand before the inspection period ends.
Costco is building its second Collier store diagonally across the intersection; no opening date has been announced. A medical school broke ground about a mile away in July 2026, and a 92-unit apartment project across Collier Boulevard was approved in October 2025 (Gulfshore Business). Convenience improves; so does the traffic count at Collier Boulevard and Rattlesnake Hammock Road.
The Declaration warns owners that a private airfield (Wing South Airpark, which the Declaration spells “Winged South”) sits next to the community (Article XV, Section 11). It is about 0.7 mile west of the club. Owners should expect occasional small-aircraft noise.
No beach club or beach shuttle appears in any club document. The beach at the Naples Pier is about 9 road miles, 20 to 25 minutes, and the pier itself is closed for a rebuild (City of Naples pier rebuild). There is no marina, and the Declaration prohibits boats on the community lakes (Article XI, Section 25).
About 47 percent of homes carry a Florida homestead exemption, but only about 30 percent in Barrington and Arrowhead (Collier County tax roll, 2026 preliminary). The club runs a reduced fitness schedule from May 4 to October 30 and prices golf by season. For a year-round household, summer inside the gate is quieter; for a seller, the buyer pool is heavily seasonal.
On the county record, Barrington’s median qualified sale was $420,000 over the last twelve months (n=13) against $490,000 in 2023 (n=12); Arrowhead and the coach homes also sit below 2023. That is an opportunity for a buyer and a pricing discipline for a seller, and anyone describing the condo villages as a straight upward line is not reading the record.
Naples Lakes fits a household that golfs, wants a resident-owned Palmer course with the same full membership on every home, values a Zone X street and a hospital five minutes away, and would rather pay one predictable club bill than an initiation and a food minimum.
It does not fit a household that does not golf and resents paying for it, an investor who needs rental flexibility, a buyer who wants to walk to the beach or keep a boat, or a condo buyer who will not accept an association whose structural reserve status is not yet public.
Thinking of selling your Naples Lakes home? Your buyer will weigh every item above. Start with a free Naples Lakes home valuation, or call Jesse direct at (239) 898-6072.
Considering buying in Naples Lakes? Call Marc at (239) 287-5873 for a straight conversation about whether this community fits, including the reasons it might not, or read how we represent buyers in Naples.
If you’re searching for the best Naples Lakes Country Club listing agent, or thinking, ‘I need to sell my house in Naples Lakes Country Club…’, you are selling a bundled club membership, a $13,000 transfer-fee conversation and, for condo owners, two associations’ documents. McGreevy and Comisar sell Naples Lakes on those facts.
Naples Lakes is not a community where a sign and an open house do the work. The membership ends at closing, the new resident owes the club a transfer fee, a condo sale runs through two estoppels and a Chapter 718 document package, and the buyer pool for a Barrington or Arrowhead condo is heavily seasonal and drawn largely from the Midwest and Northeast. A listing plan that ignores any of those costs a seller days, and days cost money. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and on a Naples Lakes listing that experience is spent on the unglamorous part: the estoppels ordered on day one, the village document package assembled before launch, the flood letter pulled before the lender asks, and pricing built from the county sale record by village and plat.
Honors and recognition:
The MLS record, pulled 2026-09-24. In the trailing twelve months the Southwest Florida MLS Matrix shows 47 Naples Lakes Country Club closings and $33,634,564 in closed volume, a median of 62 days on market (middle pair 57 and 67), a median sold-to-list ratio of 95.63% against the final list price, and 11 homes active, about 2.8 months of inventory. By village: single-family median $1,236,250 (12 closings, 19 median days), Juliana Village coach homes $685,000 (11), Lake Arrowhead $539,000 (7) and Lake Barrington $395,000 (17). The county recorded-deed layer in the market snapshot above covers the same year from the deed side: 36 qualified sales from $372,500 to $2,375,000. For a home-specific number, Call Jesse direct at (239) 898-6072 or request a free home valuation.
The county record layer, shown separately so neither is blended into the other. Qualified sales on the Collier County tax roll, 2026 preliminary, for the twelve months ending August 29, 2026:
Single-family figures are by county plat, not by Tahoe or Placid, because both plats contain homes from both villages. The county record carries every qualified closing, including ones that never touched a public listing; the MLS layer carries days on market and sale-to-list, which the county record cannot.
Start with a free, no-obligation valuation of your Naples Lakes Country Club home at our Naples Lakes Country Club valuation page. It takes about a minute, and Jesse follows up with the county-record comparables for your village or plat, your floor plan and your view.
(239) 898-6072, text or call. Confidential conversations welcome.
Yes, with the club’s approval. The club’s documents page asks sellers or agents to email the club by the Thursday before the open house for approval, to inform the Guardhouse, and to follow the posted Open House Sign Policy. Every visitor enters through the staffed front gate, so the guest list and gate notice are part of the plan, not an afterthought.
Not without Board approval. The Declaration prohibits signs without Board approval (Article XI, Section 6), and open-house signage runs under the club’s separate Open House Sign Policy. Plan the marketing around online reach, photography and agent-to-agent distribution rather than a yard sign.
Owners who did not elect the one-time payment have been billed $179 a quarter for Arnie’s since January 2023, scheduled through October 2029. Whether an unpaid balance must be settled at closing or continues with the home is not stated in any public document. The master association’s estoppel certificate for your home is the document that answers it, so order it as soon as you have a contract.
Not by the master association: its Declaration contains no purchaser approval or interview clause, and the buyer becomes a member by recording the deed, submitting the Member Information Profile and paying the required fees. A condominium village association may have its own approval rights under its declaration, and none of the four publishes its procedure, so request it before listing.
You can, but the lease shapes the sale. Showings run through the tenant and the gate, and a buyer cannot use the club for that home until the approved lease ends, because the Rules suspend member use while a home is leased. Where you can, time the lease end to the expected closing, and give buyers the lease terms and the association’s approval up front.
No. The Rules state that memberships terminate without refund of any kind upon the closing of the sale. There is no equity certificate or deposit to recover; the value of the membership is carried in the price a buyer pays for the home.
Selling your Naples Lakes Country Club home? Start with our Naples Lakes Country Club seller guide, or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
McGreevy and Comisar are the Domain Realty team behind this Naples Lakes Country Club page: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. We sell and buy across Naples and Bonita Springs, and every figure on this page was read from the club’s, the county’s or a federal agency’s own records.
Jesse McGreevy has been in the business since October 2004 and has lived in Estero since 2003. Marc Comisar is Jesse’s partner and the team’s Broker Associate, and the team launched in October 2008. Between them that is more than twenty years of Southwest Florida transactions, run from our Bonita Springs office on Tamiami Trail. For the wider market around this community, see our Naples real estate guide.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 (read our story and how the team works). On a Naples Lakes page the credential that matters more is narrower than any award: we read the Fourth Amended and Restated Declaration, the April 2024 Rules, seven years of the club’s billing schedules, the FEMA letters and the county roll for all 731 homes before a word of this page was written.
Jesse McGreevy and Marc Comisar are top-reviewed Naples Lakes Country Club realtors, and the quotes below are genuine five-star client reviews in the reviewer’s own words. We publish no aggregate score and no star-rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “Marc Comisar did an excellent job working with a very difficult client (me) selling our condo in a tough condo market. He went above and beyond.” Verified Google review
★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Verified Google review
★★★★★ “He knew the area and therefore knew exactly where to take us to find the exact kind of neighborhood we were looking for and he was right on the money.” Verified Google review
★★★★★ “Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn’t have been happier! If we ever move again we’ll always call Jesse and Marc!” Verified Google review
If you want to see what is on the market today, browse Naples Lakes Country Club homes for sale on DomainRealtyGroup.com, our team’s listings site, then call Marc to walk the villages with you.
Selling a Naples Lakes Country Club home? Get a free home valuation, or call Jesse direct at (239) 898-6072.
Buying in Naples Lakes Country Club? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Licence status for either name can be verified through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.
Naples Lakes Country Club is a gated community of 731 homes in six villages at Collier Boulevard and Rattlesnake Hammock Road in East Naples, built by Toll Brothers from 2000 to 2004 around an 18-hole Arnold Palmer Signature course that the homeowners association owns. Membership comes with every home. The answers below come from club, county and federal records.
The clubhouse address is 4784 Naples Lakes Blvd, Naples, FL 34112, in unincorporated Collier County. The community occupies the northwest quadrant of Collier Boulevard (CR 951) and Rattlesnake Hammock Road (CR 864) in East Naples, and the visitor entrance is on Collier Boulevard. From I-75, the club’s directions say to take Collier Boulevard (Exit 101) south 2.8 miles; the community is on the right. The commercial outparcels with Publix at the corner sit outside the gate and are not part of the gated community.
No. Naples Lakes is its own gated community and association; it is not part of Lely Resort. It has its own planned unit development, recorded by Collier County as the Naples Lakes Country Club PUD, its own master association (Naples Lakes Country Club Homeowners Association, Inc.) and its own gate. National listing portals file it under a Lely Resort neighbourhood, which is where the confusion starts. The Lely Community Development District on the state’s special-district list is a Lely Resort fact, not a Naples Lakes one.
No. Naples Lakes Village Center is the Publix shopping plaza on Collier Boulevard outside the Naples Lakes gate, governed by a separate commercial owners’ association. Berkshire Lakes, Hacienda Lakes, Eagle Lakes and Six Lakes are different communities, and the “Naples Lake” or Moon Lake planned unit development is a different zoning district altogether. Naples Lakes Country Club is the 731-home gated golf community with its clubhouse at 4784 Naples Lakes Blvd.
Yes. Access is through a staffed front gate, and the club lists a Front Gate Security contact and a Guardhouse. Residents manage guest access through the gate call list, and house guests are registered two business days ahead under the Rules. The Declaration is also clear that “the Association shall not in any way be considered a guarantor of safety or security,” so a gate controls vehicle access rather than guaranteeing it. Whether the gate is staffed around the clock is not stated in a public document.
There are 731 residences. The club’s own count is “111 estate homes, 119 villa homes, 164 Coach homes, 128 Carriage homes, and 209 Condominiums for a total of 731 residences,” and the Collier County tax roll, 2026 preliminary, agrees: 230 single-family homes and 501 condominium units. Collier County approved up to 785 homes on the site; 731 were built, and the county records the planned unit development as built out.
Toll Brothers began Naples Lakes in 1999 and finished building in 2004, through its affiliate TBI/Naples Limited Partnership. The club’s history dates the community to 1999, the clubhouse opened in spring 2001, and residential construction was completed in 2004. Toll’s first recorded sales began in October 1999. Residents took control of the association between 2003 and 2004; the club dates its turnover to 2004, and Toll’s golf entity deeded the course to the association on October 23, 2003.
Naples Lakes has six villages: Tahoe (estate homes), Placid (villas), Barrington (condominiums), Arrowhead (carriage homes), and Juliana and Providence (coach homes). Tahoe and Placid are detached single-family homes with two- or three-car garages, most with pools. The other four villages are condominiums: Barrington’s buildings put garages on the ground floor with residences above, Arrowhead’s are two-story buildings with attached one-car garages, and Juliana and Providence coach homes have attached two-car garages. Every home has at least a one-car garage, and there are no carports.
Tahoe Village has 111 estate homes on Cerromar Drive and Castlerock Way, in nine floor plans of 2,600 to 4,268 square feet. Placid Village has 119 villas on Cerromar Drive and Sedgewood Lane and Place, in four plans of 2,098 to 2,562 square feet. Barrington has 209 condominiums on Hampshire Court, 1,394 to 1,772 square feet. Arrowhead has 128 carriage homes on Winged Foot Court and Way. Juliana Village has 88 coach homes in 22 buildings on Shinnecock Hills Court; Providence Village has 76 in 19 buildings on Shaker Heights Court.
Yes, it is private. The course is private; there are no public tee times. The Rules state that none of the club’s facilities may be made available to the general public or to any non-member group without the General Manager’s express authorization, and the Declaration allows only limited exceptions such as tournaments, charity and inter-club events. Guests play with a member, or unaccompanied only by prior letter to the Director of Golf on a space-available basis two days out. The club’s 2026 guest fee for a guest of a member in season is $140 including cart.
Yes. Full club membership comes with every home and cannot be declined. The Declaration makes membership “mandatory and automatic with the ownership of any Unit,” and the club describes itself as a private, gated, member-owned golf and country club community “where membership is included with every home.” Membership is issued to no more than two adults per home, both living in it, and members and their immediate family pay no green fees, fitness fees or court fees. They pay cart fees per round, or an annual trail fee for a private cart.
There is no initiation fee or equity deposit in the club’s public documents; buyers new to Naples Lakes pay a one-time transfer fee. The club’s budget letters set it at $12,500 in 2024 and $13,000 in 2025, “limited to first-time buyers (new residents) in NLCC.” The 2026 figure is in a member-only schedule. Authority for the fee is Article VII, Section 14 of the Declaration, and the money goes to maintenance, repair and replacement of community amenities.
The club is owned by the homeowners association, not by individual equity members; nothing is refunded when you sell. The Rules state that memberships terminate without refund of any kind upon the closing of the sale. There is no equity certificate and no refundable deposit. The club’s marketing calls it “member-owned,” which is accurate in the collective sense: the association that every owner belongs to owns the course as Common Area and runs the club.
In 2025 the club membership fee was $9,818 a year for every home, and the master HOA fee was $5,330 for Tahoe, $4,870 for Placid and $2,856 for the four multi-family villages. Combined, that is $15,148 a year in Tahoe, $14,688 in Placid and $12,674 for a multi-family home, before condominium fees, taxes and optional charges. The membership line is billed in November, February, May and August, and the HOA fee in December, March, June and September. The 2026 schedule is member-only.
Tahoe and Placid owners pay a higher master HOA fee than condo owners; the Association maintains single-family lot landscaping as a neighbourhood assessment. The Declaration assigns mowing, edging, trimming, pruning, fertilizing and weed suppression on single-family lots to the Association (Article VI, Section 1(d)). The club membership fee itself is the same for every home. Condo owners pay their village’s own condominium fee on top, billed separately by that association’s management company.
The master association provides bulk Xfinity service: Digital Starter TV with 140-plus channels, an X1 DVR, internet at up to 100 Mbps and a WiFi gateway. Tahoe and Placid fees include lot landscaping. The membership fee covers golf with no green fees, the fitness center with no fitness fee, and tennis and bocce with no court fees. Group fitness classes are charged per class ($12 for members in the 2026 summer schedule, $6 for water classes), and carts are extra: a per-round cart fee or, for a private cart, an annual trail fee of $2,125 plus tax on the 2023 to 2025 schedules.
One is still running. Owners who did not elect the one-time payment have paid $179 a quarter ($716 a year) for Arnie’s, the cabana cafe and pool, since January 2023, scheduled through October 2029. Two earlier surcharges have ended: a golf course renovation surcharge of $174.26 a quarter ran from May 2016 through November 2022, and a clubhouse renovation surcharge of $174 a quarter ran from February 2013 through November 2024 for owners who did not prepay. The one-time payment amount for Arnie’s is not published.
No. No food and beverage minimum appears in the club’s April 2024 Rules or in any billing schedule from 2019 to 2025. Among Naples bundled clubs that publish their numbers, minimums of $500 to $1,200 a year are common on their 2025 and 2026 documents, so this is one of the clearer cost advantages at Naples Lakes. Pool-side food and drink must be bought from the club, and dining is for members, their guests and approved lessees.
It is an Arnold Palmer Signature course, opened in 1999. The course closed at the end of April 2017 for a $3.2 million wall-to-wall renovation by Arnold Palmer Design Company architect Thad Layton and reopened February 17, 2018. It was the final course renovation Arnold Palmer reviewed before his death in 2016. Reported scope included new greens and bunkers, with bunkers cut from 76 to 44, new and enlarged tees, drainage and a new practice area. Claims that the course was renovated in 2019 are wrong.
It plays 6,729 yards from the back tees, rated 73.3 with a 142 slope, par 72, on the club’s scorecard dated April 24, 2026. Ten tee options run down to 4,344 yards. There are four par 3s, four par 5s and ten par 4s, and No. 17, a 437-yard par 4 from the back, is the No. 1 handicap hole for men and ladies. Water is in play across the property, and pace of play is about four hours.
Tee times are booked through the club’s system up to 14 days ahead. Each member gets one advance guest tee time reservation a year, and unaccompanied guests play only by prior letter to the Director of Golf, space-available two days out. The Declaration protects member access: golf course rules cannot be amended to materially reduce member tee-time availability without a majority of voting members. Men’s Day is Wednesday, and there are Ladies 9-Hole and 18-Hole associations.
Arnie’s is the club’s cabana cafe, bar, pool and bocce venue. The 2021 plans called for a 6,095-square-foot cafe with a horseshoe bar, a beach-entry pool with lap lanes, a spa and three bocce courts. Announced in 2021 as a $3.9 million project; a 2025 trade report put the finished venue at $4.3 million. It is not open to the public: dining is for members, their guests and approved lessees, and owners who lease their homes keep dining privileges. Denim is allowed at Arnie’s, and so are phone calls.
The club lists five Har-Tru tennis courts with lessons and clinics, and three lighted bocce courts, with no court fees for members. Pickleball courts are planned, according to a 2025 trade report; the club’s pages list five Har-Tru tennis courts and three lighted bocce courts. The Director of Tennis, who joined in 2024, is a certified pickleball pro. For public pickleball, East Naples Community Park, home of the US Open Pickleball Championships, is about 5 road miles away.
The fitness center offers group classes and personal training, and fitness center use is included; group classes are charged per class. The 2026 summer schedule ran from May 4 to October 30 with circuit training, yoga, Pilates, water aerobics and balance classes. Arnie’s Cabana Pool is a beach-entry pool with food and beverage service, open dawn to dusk with no lifeguards. Every multi-family village also has its own pool and spa. No day spa or massage service appears in any club document.
The club runs year-round events, holiday parties, live music, art classes and luncheons, with staff that includes a Director of Fun and an Events Coordinator. Member groups include at least three bridge groups, a book club, dominoes, mah-jongg and poker, tours and outings, and The Ladies of Naples Lakes. The club is a Certified Audubon Cooperative Sanctuary since 2001, and its 2018 BioBlitz recorded 496 species. Naples Lakes is not age-restricted.
Yes, within limits. The Declaration sets a minimum lease of one calendar month or 30 consecutive days (and bars advertising for shorter), no more than four leases per home per calendar year, and Board approval of every executed lease. The owner must be current on assessments, registration and transfer fees must be paid before occupancy, and subleasing is prohibited. While a tenant is in residence the owner loses club use except dining. Condominium villages may have stricter rules of their own, which are not public.
Approved lessees get member-equivalent use privileges but pay green, cart, fitness and court fees, and they pay a transfer fee whose amount is not published. The club’s 2026 lessee golf rate is $110 including cart from January 1 to April 30 and November 1 to December 31, and $65 from May 1 to October 31. Annual tenants staying six months plus one day receive 50% off the green fee, summers excluded.
Yes: up to two household pets such as a dog or cat, plus tropical fish or caged birds (Declaration, Article XI, Section 5). Pets must be leashed outdoors and are not allowed on the golf course, in any building or pool area of the Common Area, in the clubhouse or at Arnie’s, and may not be left unattended on lanais or yards. Service and assistance animals are treated separately. Condominium villages may set stricter limits, which are not public.
Not from the master association. The master association does not approve buyers; the condominium villages’ own documents may. At the master level a buyer becomes a member by recording the deed, delivering a copy to the Association, submitting the Member Information Profile and paying the required fees. If you are buying in Barrington, Arrowhead, Juliana or Providence, ask for that village association’s approval requirements before you write, because none publishes them.
Yes, a transfer fee: $12,500 in 2024 and $13,000 in 2025, limited to first-time buyers (new residents) in Naples Lakes. The 2026 amount is in a member-only schedule, so ask for it in writing before you write an offer. An owner already living in Naples Lakes who buys another home there appears, from the club’s wording, not to pay it again. Under the standard Florida Realtors and Florida Bar contract, association transfer fees are a buyer cost unless negotiated otherwise.
No. No CDD or bond assessment appears on Naples Lakes tax bills; single-family bills carry only a county garbage charge (about $262 in FY2025). The FY2025 bill for a single-family lot shows millage code 105 and one non-ad valorem line, “District 1 Garbage,” at $261.91, and a sampled Barrington condo bill shows no non-ad valorem assessment at all. The state’s official list of special districts includes Lely and Naples Heritage development districts, and nothing named Naples Lakes.
At the master level, the Declaration caps unbudgeted special assessments at $250,000 a year in aggregate, excluding insurance deductibles, and a force majeure assessment may exceed that to meet a windstorm insurance deductible. The one capital surcharge still billing is the Arnie’s surcharge for owners who did not prepay. Whether any of the four condominium associations has levied a special assessment since 2022 is not public; the village association’s budget, minutes and estoppel certificate are where a buyer finds it.
That is not public for any village. The club describes each Barrington building as enclosed garages on the ground floor with residences on the top three floors. Buildings of three or more habitable stories fall under Florida’s structural integrity reserve study and milestone inspection laws; the association’s filings were not public as of September 2026. The statutory deadline for existing associations to complete the study was December 31, 2025. Collier applies the 30-year milestone track here, and its January 2026 milestone list contains no Naples Lakes building. A resale buyer is entitled to the study, or a statement that none exists, under section 718.503.
Median 2026 preliminary total taxes on the Collier County roll are $3,274 in Barrington, $4,409 in Arrowhead, $5,301 in Juliana and Providence, $6,764 on the single-family Unit Two plat and $7,088 on the original Unit 1 plat. The community sits in millage area 105 with no city millage. A buyer’s taxes are based on the new assessed value, so a buyer should not assume the seller’s current bill carries over.
On the current map, panel 12021C0602J effective February 8, 2024, every village street tested is Zone X, outside the 1% annual-chance special flood hazard area; the mapped flood zones inside the gates follow the lakes. Under the 2012 map, parts of Naples Lakes sat in a mapped flood zone and many buildings were removed by FEMA letter. Each parcel still needs its own determination. Separately, Citizens Property Insurance requires flood coverage on its dwelling policies at rising value thresholds and on all dwelling policies from January 1, 2027, even outside the special flood hazard area; condo unit-owner policies are exempt.
No report of surge reaching Naples Lakes surfaced in our research. Ian’s surge of 6 to 9 feet in Naples covered almost all of Collier south and west of US 41, per the National Hurricane Center, while Naples Lakes sits in evacuation Zone D with streets at about 10.8 to 11.6 feet NAVD88 on USGS lidar. Federal flood-claim data shows no claim tied to a 1999 to 2004 building in the surrounding census block groups. Irma in 2017 brought a 106-knot gust at the county emergency operations center about a mile south, and the club reported a “remarkable recovery” afterward.
The beach at the Naples Pier is about 9 road miles, 20 to 25 minutes, and the pier itself is closed for a rebuild. Fifth Avenue South is about 8 road miles, roughly 20 minutes outside peak season. Tigertail Beach on Marco Island is about 14 road miles. There is no beach club or shuttle. Collier County residents are eligible for a free county beach parking permit with proof of residency. Naples Airport is about 8 miles and RSW about 37 miles, about 50 minutes.
Collier County Public Schools zones the community to Lely Elementary, East Naples Middle and Lely High for 2026-27. Florida’s 2026 school grades, as published by the Naples Daily News: Lely Elementary A, East Naples Middle A, Lely High B. Lely Elementary is about 1.6 road miles away. Confirm the specific address in the district’s attendance boundary tool, and note that Lely High offers Cambridge AICE, AP and dual enrollment.
Physicians Regional Medical Center, Collier Boulevard, a 130-bed hospital with a 24-hour emergency room, is about a mile and a half by road, roughly five minutes. NCH Baker Hospital downtown is about 9 road miles. Publix in the Naples Lakes Village Center is about a mile from the club, and Freedom Square on US 41 is about 4.4 miles. Costco is building its second Collier store diagonally across the intersection; no opening date has been announced.
No. Naples Lakes is not age-restricted. Neither the Declaration nor the Rules contain a 55-and-over provision, and the Rules provide for children and dependents, with pool rules requiring an adult with children under 12. About 47 percent of homes (346 of 731 on the Collier County tax roll, 2026 preliminary) carry a Florida homestead exemption, so the community mixes full-time and seasonal owners.
On the Collier County tax roll, 2026 preliminary, the median qualified sale over the twelve months ending August 29, 2026 was $420,000 in Barrington (n=13), $552,500 in Arrowhead (n=4), $699,000 in Juliana and Providence (n=9), $1,236,250 on the single-family Unit Two plat (n=6) and $1,250,000 on the original Unit 1 plat (n=4). Single-family figures are by plat because the roll cannot separate Tahoe from Placid. Current listings and MLS figures are in the seller section of this page.
On published figures it sits mid-market. Its 2025 club plus master association bill of $12,674 to $15,148 is above Naples Heritage ($11,621.40 in 2026), Glen Eagle and Foxfire, and below Stonebridge ($16,680 club-level in FY2026). Its $13,000 transfer fee is below Naples Heritage and Stonebridge ($17,500 each) and above Countryside ($12,000). It charges no food minimum, where most peers charge $500 to $1,200. The full club-sourced table is in the comparison section of this page.
Buying in Naples Lakes Country Club? Call Marc at (239) 287-5873, or read how we represent buyers in Naples. Selling first? Start with a free home valuation, or call Jesse direct at (239) 898-6072.
Selling in Naples Lakes Country Club means pricing by village from the county sale record, handing your buyer a club membership that ends for you at closing, a $13,000 transfer fee (2025) for new residents, and, for condo owners, two estoppels and a Chapter 718 document package. These answers draw on the club’s documents, Florida statutes and the county record.
The best listing agent for Naples Lakes is the one who has read the Declaration, the Rules, the billing schedules and the county sale record before the listing appointment. We are Jesse McGreevy and Marc Comisar of Domain Realty Group: Top 1% Real Estate Agents Nationally Since 2008, and the #1 team in Southwest Florida since 2012. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate. Ask any agent you interview how the transfer fee, the two estoppels and the Arnie’s surcharge affect your sale; the answer tells you who has done the reading.
It depends on village, plan, view and condition, and the county record gives the frame. Median qualified sales over the last twelve months on the Collier County tax roll, 2026 preliminary: Barrington $420,000 (n=13), Arrowhead $552,500 (n=4), Juliana and Providence $699,000 (n=9), single-family Unit Two plat $1,236,250 (n=6) and original Unit 1 plat $1,250,000 (n=4). For a figure on your specific home, request a free home valuation or call Jesse at (239) 898-6072; the MLS layer is in the seller section of this page.
The main costs are the brokerage commission, which is negotiable; Florida documentary stamp tax on the deed, which section 201.02 sets at 70 cents per $100 of consideration and which the standard Florida contract assigns to the seller; title and settlement charges; and the association estoppel fees, which the standard contract also assigns to the seller. Condo sellers pay for two estoppels. The $13,000 (2025) transfer fee is framed by the club as a new resident’s charge and listed as a buyer cost in the standard contract. All of it is negotiable.
We build the listing around the facts a Naples Lakes buyer actually checks: the village, the plan, the view, the fee stack, the flood letter and, for condos, the association’s reserve and document status. Signs need Board approval and every visitor comes through the gate, so photography, video, floor plans and online reach carry the first impression. Condo owners are heavily seasonal on the county record, with out-of-state owners concentrated in the Midwest and Northeast, so marketing starts before the season rather than during it.
Yes. A private or pre-market sale is possible, and some sellers prefer discretion. The trade-off is exposure: a quiet sale reaches fewer buyers, and in a community of 731 homes with 103 recorded transfers in the twelve months ending August 29, 2026 on the county roll, the buyers who already know Naples Lakes are a small pool. We will talk through both paths and the price evidence for each. The association steps, the transfer fee and the estoppels apply either way.
On the Southwest Florida MLS Matrix, the 47 Naples Lakes Country Club closings in the twelve months to September 24, 2026 took a median of 62 days on market (middle pair 57 and 67), and the spread by village is wide: 19 days for single-family homes, 51 for Juliana Village coach homes, 67 for Lake Arrowhead and 79 for Lake Barrington. The county record adds the pace: 103 recorded transfers across 731 homes in the twelve months ending August 29, 2026, about 14%, with 36 qualified sales. Add closing time for the estoppels and, for a condo, any village association approval, and plan the listing date around the seasonal buyer calendar.
On the county record, condo prices are below their 2023 levels: Barrington’s median qualified sale was $420,000 over the last twelve months (n=13) against $490,000 in 2023 (n=12), and Arrowhead and the coach homes also sit below 2023. Single-family medians of $1,236,250 and $1,250,000 rest on six and four sales, too few to call a trend. Inventory, days on market and sale-to-list figures are in the MLS layer in the seller section of this page.
Yes, and at Naples Lakes it is less a transfer than a hand-off. Your membership terminates without refund at closing, and your buyer becomes a member by recording the deed, submitting the Member Information Profile and paying the required fees, including the transfer fee ($13,000 in 2025 for new residents). We put the transfer fee, the estoppel figures and any Arnie’s balance on the table early, so none of them surfaces as a surprise at closing and becomes a renegotiation.
Qualified sales on the Collier County tax roll, 2026 preliminary, for the twelve months ending August 29, 2026: Barrington $372,500 to $525,000 (median $420,000, n=13); Arrowhead $465,000 to $580,000 (median $552,500, n=4); Juliana and Providence $660,000 to $750,000 (median $699,000, n=9); single-family Unit Two plat $800,000 to $1,340,000 (median $1,236,250, n=6); original Unit 1 plat $1,155,500 to $2,375,000 (median $1,250,000, n=4). Recent sales may not yet be coded, so counts are a floor.
Seasonal owners set the calendar. The club prices guest golf at in-season rates from November 1 through April 30 and at summer rates from May 1 to October 31, and it ran a reduced summer fitness schedule from May 4 to October 30, 2026. On the Collier County tax roll, 2026 preliminary, about seven in ten Barrington and Arrowhead homes carry no homestead exemption. Listing before the seasonal owners return, fully documented and photographed, puts your home in front of the buyers who spend the winter inside the gate.
Yes. The county record shows 13 qualified Barrington sales, 9 in Juliana and Providence and 4 in Arrowhead over the twelve months ending August 29, 2026, out of 74 recorded condo transfers. They are selling below 2023 prices, and structural reserve questions are part of every Florida condo buyer’s checklist now. A condo seller who arrives with the association’s reserve study status, budget and document package answers the question that stalls other listings.
That depends on your plans, your association and the market, and we would rather answer it with your numbers than with a slogan. The facts to weigh: condo medians sit below 2023 but far above 2021; the dues rose about 47% for multi-family homes from 2019 to 2025; the Arnie’s surcharge runs to October 2029 for non-prepaid owners; and your village association’s reserve study status and any assessment plan will shape what buyers pay. Call Jesse at (239) 898-6072 for a confidential conversation.
View is one of the things buyers pay for, and it is why we price from comparable sales in your own village and plan rather than from a plat median. The county roll does not code views, and club-hosted listing copy about specific hole views is agent-written, so we verify your view on site and match it to comparable recorded sales. Remember that the special flood hazard polygons inside the gates follow the lakes, so a lakefront buyer’s lender will want your parcel’s flood determination.
Yes, in both directions. A buyer pays $12,674 to $15,148 a year in club and master association charges (2025) plus the $13,000 transfer fee, and some buyers who do not golf will choose a community without that cost. For golfers, the same bundle buys a Palmer Signature course with no initiation and no food minimum, which is below what many initiation clubs charge on day one. Price and market the home to the buyer who values the membership.
Gather the master documents from the club’s documents page and, for a condo, your village association’s documents. Price from the county sale record and the MLS for your village or plat. Prepare the listing, and email the club by the Thursday before any open house. Once under contract, order the master estoppel through the club office and the village estoppel through your association’s manager, confirm any village approval steps, deliver the statutory disclosures, and close. Your membership ends at closing.
It is more document-heavy than selling a single-family home. A condo buyer is entitled under section 718.503 to the declaration, articles, bylaws, rules, an annual financial statement and annual budget, the association’s question-and-answer sheet, the milestone inspection summary where applicable, and the structural integrity reserve study or a statement that none has been completed. A contract signed before delivery is voidable by the buyer for 7 days after signing and receipt, excluding weekends and legal holidays. The sellers who find it hard are the ones who start collecting those documents after the offer arrives.
You can; Florida does not require an agent. The obligations are the same: the statutory disclosures, the flood disclosure under section 689.302, the condominium document package for a condo, both estoppels, and gate access for every showing. Signs need Board approval, and open houses require notice to the club by the Thursday before. What an owner selling alone most often lacks is the price evidence by village and plan, and the buyer reach beyond the gate.
The ones a buyer’s inspector, insurer and lender will ask about come first. The homes are 22 to 26 years old, built from 2000 to 2004 around Florida’s first statewide building code of March 2002, in a 164 mph design wind zone where replacement windows and doors must be impact-rated or protected. Roof, air conditioning, water heater and openings are the usual questions. Exterior changes need ARC approval, and asphalt roofs are not allowed.
Each condominium association “shall be responsible for maintaining and repairing all buildings located within the Neighborhood” under the master Declaration, so in Barrington, Arrowhead, Juliana and Providence the roof is an association matter, and its age and replacement plan sit in the association’s records and reserve schedule. Tahoe and Placid owners maintain their own roofs. Roof age affects a buyer’s insurance, so have the roof documentation ready.
Every buyer and agent enters through the staffed front gate, so each showing needs gate notice or an approved guest entry, and open houses need the club’s approval by the Thursday before plus notice to the Guardhouse. We schedule showings in batches and pre-register agents where possible, because every added access step costs showings.
Yes. The lease terms follow the home: showings run through the tenant, and the buyer cannot use the club for that home until the approved lease ends, because the Rules suspend member use while a home is leased. Leases must be at least a month or 30 days, no more than four a year, and Board-approved, so a buyer planning to rent reads those rules closely. Aligning the lease end with closing usually produces the cleanest sale.
Not as a transfer of your membership. Your membership terminates without refund at closing, and your buyer receives a new one because membership is “mandatory and automatic with the ownership of any Unit.” The buyer completes the Member Information Profile and pays the required fees, including the transfer fee for a new resident. Up to two adults living in the home can hold the membership.
No. Nothing is refunded when you sell. The club is owned by the homeowners association, not by individual equity members, and the Rules state that memberships terminate without refund of any kind at closing. There is no initiation deposit to recover because the club’s public documents contain none.
The club frames it as a charge on new residents: $12,500 in 2024 and $13,000 in 2025, “limited to first-time buyers (new residents) in NLCC.” The standard Florida Realtors and Florida Bar contract lists association transfer fees as a buyer cost, and a buyer who already owns in Naples Lakes appears not to pay it again. Like every cost line, it is negotiable, and a seller may offer a credit to win a buyer.
An estoppel certificate is the association’s signed statement of what is owed on your home at closing. The master association issues it through the club office; request it by email with the seller, address, buyer and closing date. The standard Florida contract assigns association estoppel fees to the seller. Florida caps estoppel fees and sets delivery timelines in sections 720.30851 and 718.116; the Naples Lakes associations do not publish their fees, so the figure appears on the certificate.
Yes, if you own in Barrington, Arrowhead, Juliana or Providence. The master association and your village’s condominium association are separate corporations and each issues its own certificate. Tahoe and Placid have no separate association, so single-family sellers need only the master estoppel. Order both the day the contract is signed.
The master association does not approve buyers. Whether a condominium village requires approval, and how long it takes, is set by that village’s own declaration and rules, and none of the four associations publishes its procedure. Request your village association’s resale and approval requirements before listing, so the contract timeline matches the association’s.
Dues are prorated between buyer and seller at closing under the purchase contract, using the billing periods on the estoppel certificate. Naples Lakes bills on two offset quarterly cycles: the membership fee in November, February, May and August, and the master HOA fee in December, March, June and September. Condominium fees are billed separately by each village’s management company. The Declaration makes the buyer jointly liable with the seller for assessments due at conveyance, which is why the estoppel figures have to be settled at the table.
The purchase contract decides, and the estoppel certificate shows what is owed. The Arnie’s surcharge of $179 a quarter runs through October 2029 for owners who did not prepay; whether any unpaid balance must be settled at closing is not stated in a public document, so the estoppel is the authority. Any condominium special assessment should be disclosed and negotiated before contract, not discovered at closing.
It can, because buyers and lenders now ask. Under section 718.503 a resale condo buyer receives the association’s most recent structural integrity reserve study or a statement that none has been completed. The club describes Barrington’s buildings as three residential floors over a garage level; buildings of three or more habitable stories fall within the study law’s reach, and the association’s filings were not public as of September 2026. Get your association’s status in writing before listing, so price negotiations start from facts.
Every Naples Lakes buyer should receive the master association’s disclosure summary under section 720.401, before the contract is signed, and the master documents the club posts publicly. A condo seller must also deliver, at the seller’s expense, the condominium declaration, articles, bylaws, rules, an annual financial statement and annual budget, the association’s frequently asked questions sheet, the state governance form and, where applicable, the milestone inspection summary and the structural integrity reserve study or a statement that none exists, under section 718.503.
Florida sellers must disclose known facts that materially affect value and are not readily observable, plus the statutory flood disclosure under section 689.302. Naples Lakes items worth disclosing up front: the Declaration’s airfield notice, the flood-map history and any FEMA letter for your building or lot, the special assessment cap’s windstorm deductible exception, the contingent stormwater obligation in the Declaration, any Arnie’s balance, and any condominium assessment.
Under section 689.302, in effect since October 1, 2024 and amended in 2025, a Florida seller must disclose at or before contract whether the seller knows of flooding that damaged the property during the seller’s ownership, whether the seller has filed an insurance claim for flood damage to the property, and whether the seller has received assistance for flood damage, including from FEMA. Known material defects, including unrepaired storm damage, fall under Florida’s general disclosure duty. Answer from your own records, and keep repair documentation ready.
On the current FEMA map, effective February 8, 2024, every village street tested is Zone X. Under the 2012 map, parts of Naples Lakes sat in a mapped flood zone and many buildings were removed by FEMA letter, so a letter may already exist for your building or lot. The mapped flood zones inside the gates follow the lakes, so every parcel still needs its own determination. Handing a buyer’s lender that determination early keeps the file moving.
Often, yes. A buyer’s taxes are based on the new assessed value, so a long-held homestead’s capped assessment does not carry over. Median 2026 preliminary total taxes on the county roll range from $3,274 in Barrington to $7,088 on the original single-family plat. Tell buyers to estimate taxes from the sale price, not from your current bill.
On the county record, yes. The single-family plats are 68.3% and 74.5% homesteaded, so Tahoe and Placid buyers are mostly full-time households. Barrington and Arrowhead are about 30% homesteaded, with out-of-state owners led by Michigan and Illinois in Barrington and Massachusetts in Arrowhead. Juliana and Providence sit between at 48.2%. The marketing calendar and the pitch differ accordingly.
Compare the rules against your goals. Leases must run at least a calendar month or 30 days, no more than four a year, with Board approval, and while a tenant is in residence you lose club use except dining but keep paying the full dues. Condominium villages may add stricter rules. For some owners renting in season covers the carrying cost; for others the rules make selling the simpler choice. Rental rates are not published in the club’s documents.
Selling your Naples Lakes Country Club home? Start with a free Naples Lakes home valuation, or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873, or read how we represent buyers in Naples.
Every fact on this Naples Lakes Country Club page traces to a primary record, and the list below names each one: the club’s own published governing documents, budgets, billing schedules and scorecard; Florida corporate filings and statutes; Collier County records, ordinances and GIS services; FEMA flood determinations; the developer’s own dated archives and SEC filings; and reporting from established news organizations.
Two standing rules govern this list. Collier County parcel, value, tax and recorded-sale facts are cited as Collier County tax roll, 2026 preliminary (the county’s published interchange files dated 2026-08-29), and multiple listing service figures are cited as Southwest Florida MLS Matrix in plain text because the system sits behind a member login. No realtor site, aggregator, portal or brokerage listing feed appears anywhere on this page as a source.
Naples Lakes Country Club’s governing documents, fee schedules, county planning records and FEMA flood determinations are public records, and the table below links each one to the authority that publishes it: the club and master association, Collier County, or FEMA. No copy here is hosted by us or by any third party.
Two practical notes before the table. The 2026 billing schedule, the 2026 transfer fee and the condominium associations’ budgets and structural reserve studies sit behind member or owner logins and are not listed. Collier County’s servers sometimes refuse automated requests but open normally in a browser.
Document | Date | What it settles | Authority link |
|---|---|---|---|
Fourth Amended and Restated Declaration of Covenants, Conditions and Restrictions of Naples Lakes Country Club | approved 11/17/2023 | The operative covenant: mandatory membership, assessments and caps, the windstorm-deductible exception, reserves and the capital contribution section, leasing, use restrictions and the airfield disclosure | |
Bylaws as amended (Exhibit C) | approved 11/17/2023 | Board structure (one director per village plus one at large), terms and term limits, meetings and voting | |
Amended and Restated Articles of Incorporation (Exhibit B) | file dated 10/12/2023 | The master association’s corporate powers and purposes | |
Rules and Regulations | revised April 2024, approved 4/29/2024 | Leasing minimums and limits, pets, guests, golf and pool rules, speed limit, fishing and boating rules | |
Architectural Review Committee Standards | revised 9/18/2023 | Roofs, shutters, generators, exterior changes and the design approval process | |
2025 Billing Schedule for Membership and HOA Maintenance Fees | 2025 (approved) | 2025 quarterly membership and HOA billing by class: Tahoe, Placid and multi-family | |
2025 Budget Cover Letter | 09/09/2024 | The 2025 budget, the $13,000 resale transfer fee and the bulk-services changes | |
2024 Budget Cover Letter Package | 10/27/2023 | The 2024 budget and the $12,500 resale transfer fee | |
2023 Billing Schedule (approved 10/26/2022) | 10/26/2022 | The 2023 quarterly billing schedule and its surcharges | |
2026 Golf Rates (guest and lessee) | effective 01/01/2026 | 2026 guest and lessee golf rates | |
2026 Golf Scorecard | 4/24/2026 | Tee-by-tee yardage, course rating and slope | |
NLCC Village Map | undated | The six villages and where each sits | |
Exhibit A, Legal Description of Property | Final 12-10-10 | The legal description of the community | |
Exhibit D, Legal Description of Golf Course | Final 12-10-10 | The legal description of the golf course the association owns | |
Exhibit D, Limited Common Areas | Final 12-10-10 | Limited common areas | |
Arnie’s Cabana Dress Code | undated | Arnie’s Cabana dress code | |
2026 Summer Fitness Schedule | May 4 to Oct 30, 2026 | Summer 2026 fitness class schedule | |
Collier County PUD Master List | updated 06/11/2026 | The county’s record of 785 approved and 731 built, acreage by use, and build-out status | |
Collier County Floodplain Protection Newsletter | March 2026 | Unincorporated Collier County floodplain programme context for 2026 | |
FEMA LOMA, Providence Village Bldgs 23 to 41 (12-04-6094A) | 2012-08-28 | FEMA removal of Providence Village buildings from the 2012 floodplain map | |
FEMA LOMA, Juliana Village buildings (12-04-7824A) | 2012-09-11 | FEMA removal of Juliana Village buildings from the 2012 floodplain map | |
FEMA LOMA, Lake Arrowhead 1A (12-04-6091A) | 2012-08-30 | FEMA removal of Lake Arrowhead 1A from the 2012 floodplain map |
741 people live in Naples Lakes Country Club, where the median age is 74 and the average individual income is $75,641. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Naples Lakes Country Club, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Signature Nails & Spa.
Naples Lakes Country Club has 363 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Naples Lakes Country Club do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
Population by Age Group
0-9 Years
10-17 Years
18-24 Years
25-64 Years
65-74 Years
75+ Years
Education Level
Total Households
Average Household Size
Average individual Income
Households with Children
With Children:
Without Children:
Marital Status
Blue vs White Collar Workers
Blue Collar:
White Collar:
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
