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The Vines - Lost Creek Village at The Vines

The Vines - Lost Creek Village at The Vines

Lost Creek Village at The Vines is the oldest village inside Estero Country Club at The Vines in Estero: 48 attached homes built 1986 to 1989, a village pool and spa, and every recent closing listed. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Lost Creek Village at The Vines is an attached-home neighborhood inside the master-planned community of The Vines in Estero, Florida. It is the oldest village inside the gates of Estero Country Club: 48 attached townhouse and villa homes built between 1986 and 1989, clustered four to a building, with its own community pool and spa, its own association, and the lowest median assessed value on the county roll among the seven villages of The Vines. Across the 14 Southwest Florida MLS closings of the last 60 months the median was $427,000, and across the last five closings it was $310,000. McGreevy and Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

A word on the name, because three records spell it three ways. This page covers Lost Creek Village at Vines Country Club, Inc. (Florida Division of Corporations document N12778), whose homes the county still indexes as "Lost Creek Village at the Vintage." "Vintage" is not a second development: it is the name The Vines carried when Vintage Golf and Country Club was platted. This page is not The Vines Condominium Association (N05000002307) or Fairway Bend Homeowners' Association (N26820), which turn up in the same corporate searches and belong to other places, and it is not the unrelated Southwind subdivision in ZIP 33957. Mail here is addressed to Fort Myers with ZIP 33967, while the government, the zoning and the permits are the Village of Estero's.

If you own here and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the sections below show what a Lost Creek home has actually cost, what it costs to carry, which documents are public and which you must ask the association for before you write an offer. This is a village where the recent closings tell two different stories, so we list them all. Where the record stops, we say so and name the document that would answer the question.

Why McGreevy and Comisar Are the Best Realtor for Lost Creek Village at The Vines

McGreevy and Comisar are the best realtor for Lost Creek Village at The Vines because the case sits on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a village read built from every MLS closing, the county roll and the state's corporate register.

If you're searching for the best realtor for Lost Creek Village at The Vines in The Vines, Estero, whether you're ready to sell your Lost Creek Village at The Vines home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Sellers and buyers comparing the best real estate agents in Estero should ask each agent to price a specific Lost Creek home from its own recent closings, and we do that below in the open.

Recent Lost Creek Village at The Vines track record (last 12 months): In the last 12 months Lost Creek Village at The Vines has seen 4 resales in the Southwest Florida MLS (Matrix, pulled September 29, 2026, closings to that date), a small sample, at a median of $272,500 (n = 4, even, the mean of the middle pair $235,000 and $310,000), a range of $185,000 to $390,000, $1,120,000 in total volume, a median of 123 days on market and a median sold-to-list ratio of 89.9%. The highest-priced resale in that window was $390,000 for a three-bedroom-plus-den home of 2,168 square feet in August 2026. We publish no count of Lost Creek sales we represented, because none is on file for this village, and we do not dress up a public-record comparison as our own deal.

In the last 12 months we tracked every one of the 4 Lost Creek closings in the Southwest Florida MLS, and we tracked all 14 that the MLS has recorded here since June 2022. Each one is listed in the market snapshot below, by month, price, bedrooms and area only.

For Lost Creek Village at The Vines sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion when a sale needs to stay quiet. Here the marketing has to explain a village that closes below list price, and the paperwork has to be ready early: the village association's estoppel, the master association's resale documents, the buyer's Estero Country Club membership certificate, and signs that meet the January 2026 standards.

For Lost Creek Village at The Vines buyers: the first question is which of the two plans you are pricing, because the county roll splits the 48 homes evenly into 24 two-bedroom homes of 1,689 to 1,835 heated square feet and 24 three-bedroom homes of 2,164 to 2,428. The second is the carry, because the village fee, the master fee and the club dues are each set by a different body and only the club publishes its numbers. The third is the roof, because the 1986 to 1989 build sits before Florida's later building-code lines.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Living in Lost Creek Village at The Vines as a Homebuyer

Living in Lost Creek Village at The Vines means an attached townhouse or villa in a 1986 to 1989 cluster of four homes, a small association with its own pool and spa, a gated address inside The Vines in Estero, and a mandatory Estero Country Club membership that every new owner joins at a tier of their choosing.

What Is Lost Creek Village at The Vines?

Lost Creek Village at The Vines is the smallest of the five villages that carry their own association at The Vines, with 48 residential parcels on the 2026 Lee County tax roll, all coded single-family use. The village association describes the homes as two floor-plan types, townhouse and villa style, clustered in groups of four. Twenty-four homes have two bedrooms and 24 have three.

Which Lost Creek Is This?

The county indexes the homes under the legal name Lost Creek Village at the Vintage, the plat name from before the community was renamed The Vines. The Florida register carries the association as Lost Creek Village at Vines Country Club, Inc., formerly Lost Creek Village at Vintage Golf and Country Club Neighborhood Association, Inc. All three names describe the same 48 homes on Lost Creek Drive.

Twelve Buildings, Four Homes Each

A 1989 Lee County zoning resolution excepts individual Lost Creek lots by lot, building and unit: lots 1 and 2 sit in Building 1, lot 5 in Building 2, lots 27 and 28 in Building 7, lots 29, 30 and 32 in Building 8 and lot 42 in Building 11. That pattern fits four lots per building, and 48 lots at four to a building is 12 buildings. The same excerpt letters the units A, B and C. We read those letters as plat notation, not as floor plan names, because the association names only two plans.

Who Buys a Lost Creek Home?

The roll supports three uses: a primary home (50 percent of the village's owners claim a homestead exemption), a seasonal home (44 percent mail their tax bill outside Florida), and a rental, since the association publishes house rules for renters. We describe the property, not the people, and we read these from the county's exemption and mailing fields.

A Day in the Village

The association places Lost Creek just off US 41 between the 10th and 11th and the 16th and 17th holes of the Estero Country Club course. The community pool and spa are open dawn to dusk with no lifeguard, neighbors run pot-luck gatherings and pool parties, and the main gate is staffed around the clock. Golf carts are street legal inside the gates and nowhere outside them.

What Lost Creek Village at The Vines Does Not Have

Six things buyers sometimes assume. No separate village gate or clubhouse is documented: the pool and spa are the village's only amenity, and the club is a separate corporation. No condominium regime: these are fee-simple lots under a homeowners' association, not condominium units. No new construction: the last home was finished in 1989. No published village fee, lease term or pet limit: the association publishes only a renters' rules sheet. No marina or beach club, and no pool at the club: the only pool here is the village's own. No 55-plus restriction.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Lost Creek Village at The Vines Market Snapshot: What Homes Actually Close At

Lost Creek Village at The Vines homes closed 14 times in the Southwest Florida MLS in the 60 months to September 29, 2026, at a $427,000 median, the first window that reaches 10 closings. Only five of those closed in the last 24 months, at a $310,000 median and a 165-day median on market.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

MLS figures use MLS living area; county figures are DOR-qualified recorded sales and are never mixed with MLS square-foot figures. Medians use the mean of the middle pair when n is even, and sales entered after closing are listed but excluded from medians (none were found for this village). Sold-to-list means sold price over final list price. On September 29, 2026 no Lost Creek home was listed for sale.

The Headline Numbers

Window

MLS closings

Median sold

Median $ per MLS sq ft

Median days on market

Median sold-to-list

12 months

4 (small sample)

$272,500 (mean of $235,000 and $310,000)

$132.96

123

89.9%

24 months

5 (small sample)

$310,000

$131.89

165

88.8%

36 months

8 (small sample)

$361,250 (mean of $332,500 and $390,000)

$159.06

126

91.7%

60 months, first window with 10+

14

$427,000 (mean of $395,000 and $459,000)

$207.88

37.5

94.7%

The 60-month window totals $5,540,500 in volume, with a mean sale of $395,750, a range of $185,000 to $525,000, days on market from 0 to 367 (mean 93.7) and a mean of the per-sale sold-to-list ratios of 94.9%. Ten of the 14 sold below the final list price, three sold at it and one above.

Every Lost Creek Village at The Vines MLS Closing, Last 60 Months

Fourteen closings is enough for a median, but a village this small is read sale by sale. Here is each one, by month, price, bedrooms and area only.

Closed

Beds and baths

MLS living area

List price

Sold price

Sold-to-list

Days on market

Aug 2026

3 plus den, 2 and a half

2,168

$429,000

$390,000

90.9%

33

Jul 2026

3 plus den, 2 and a half

2,169

$209,000

$185,000

88.5%

165

Jan 2026

3 plus den, 2 and a half

2,428

$349,000

$310,000

88.8%

81

Dec 2025

2 and 2

1,700

$254,000

$235,000

92.5%

367

Jul 2025

3 plus den, 2 and a half

2,521

$399,000

$332,500

83.3%

224

Sep 2024

2 and 2

1,692

$495,000

$465,000

93.9%

42

Feb 2024

2 plus den, 2

1,823

$499,000

$470,000

94.2%

260

Feb 2024

2 and 2

1,692

$495,000

$485,000

98.0%

87

Aug 2023

3 plus den, 2

2,165

$535,000

$525,000

98.1%

19

Apr 2023

3 plus den, 2 and a half

2,333

$525,000

$500,000

95.2%

0

Dec 2022

3 plus den, 2 and a half

2,477

$499,000

$499,000

100.0%

3

Nov 2022

2 plus den, 2

1,823

$459,000

$459,000

100.0%

6

Nov 2022

2 and 2

1,833

$395,000

$395,000

100.0%

21

Jun 2022

3, 2 and a half

2,176

$275,000

$290,000

105.5%

4

No sale in this record was entered after closing, so every closing above is in the medians. The MLS reports living area, and for some sales it is larger than the county's heated area for the same home, so we use each source only against itself.

The 12-Month Window Alone

In the last 12 months we tracked 4 closings, from $185,000 to $390,000: one two-bedroom home at $235,000 and three three-bedroom homes at $185,000, $310,000 and $390,000. Volume was $1,120,000 and every one sold below its final list price. Four is a small sample, so the median of $272,500 describes four sales and forecasts nothing.

Two Markets in One Record

The 14 closings split at a clean seam. Nine closed between June 2022 and September 2024 at a $470,000 median, a 19-day median on market and a 98.1% median sold-to-list ratio; three sold at list and one above. Then nothing closed for nearly ten months, and the five closings since July 2025 came at a $310,000 median, a 165-day median on market and an 88.8% median ratio, every one below list. That is a 34 percent lower median between the two runs (our arithmetic on the medians). The 60-month median of $427,000 averages the two, which is why we lead with the record and not the number.

Two-Bedroom Homes vs Three-Bedroom Homes

Over 60 months the six two-bedroom sales had a median of $462,000 (n = 6, even, the mean of $459,000 and $465,000) and the eight three-bedroom sales a median of $361,250 (n = 8, even, the mean of $332,500 and $390,000), both small samples. The split is misleading on its own, because the two-bedroom homes sold earlier and in the stronger market: five of the six closed by September 2024, while four of the five recent closings are three-bedroom homes. In the last 24 months there is one two-bedroom sale ($235,000) and four three-bedroom sales at a $321,250 median.

The Price Path, Year by Year

Every year below is a small sample of MLS closings, so treat each median as a description.

Year

MLS closings

Median sold

Range

Median days on market

Median sold-to-list

2022 (June to December)

4

$427,000 (mean of $395,000 and $459,000)

$290,000 to $499,000

5

100.0%

2023

2

$512,500 (mean of $500,000 and $525,000)

$500,000 to $525,000

9.5

96.7%

2024

3

$470,000

$465,000 to $485,000

87

94.2%

2025

2

$283,750 (mean of $235,000 and $332,500)

$235,000 to $332,500

295.5

87.9%

2026 to September 29

3

$310,000

$185,000 to $390,000

81

88.8%

The pattern is a fast, at-list 2022 and 2023, a slower 2024 that still closed within 6 percent of list, and a 2025 and 2026 in which homes waited months and sold 11 to 12 percent under final list. The price move and the time-on-market move happened together.

What Is For Sale at Lost Creek Village at The Vines Right Now

On September 29, 2026 the MLS showed no active Lost Creek listing. That is a fact about one day, not about demand. In a village of 48 homes with four closings in a year, it is ordinary, in our reading, for none to be listed on a given day, and the last closing, in August 2026, took 33 days. A buyer who wants a Lost Creek home may have to wait for one to list, which is a reason to ask us to watch the village.

Recorded Sales by Year, County Record

The county's qualified recorded sales cover more years than the MLS. This is the long view. County figures are recorded deed prices flagged as qualified arm's-length sales; they are never compared with MLS square-foot figures.

Year

Qualified county sales

Median price

2026

3

$310,000

2025

1

$332,500

2024

3

$470,000

2023

2

$512,500

2022

6

$427,000

2021

4

$278,500

2020

6

$236,000

2019

2

$192,250

2017

3

$195,000

2016

4

$182,620

2015

4

$217,500

2014

2

$170,000

2013

2

$187,750

Since September 29, 2025 the county file shows 3 qualified sales at a median of $310,000. The county's earlier rows show the same arc: a median of $236,000 in 2020, $427,000 in 2022 and $512,500 in 2023, a rise of about 117 percent from 2020 to 2023, then $310,000 in 2026. One row is not a home price and we leave it out of every reading: two of these parcels carry the same $21,732,200 figure on a single 1988 instrument, which is a multi-parcel transfer, not the price of a home. The county file and the MLS do not map one to one: the county carries two 2022 sales the MLS did not market, and the MLS carries a December 2025 sale the county's qualified file does not, so we show them separately.

Two Homes, One Size, Two Prices: July and August 2026

This is a public-record comparison, not one of our deals. In July 2026 a three-bedroom-plus-den home of 2,169 MLS square feet closed at $185,000 after 165 days on market, against a final list of $209,000. Twenty-eight days later, in August 2026, a home of 2,168 square feet in the same village, also three bedrooms plus a den, closed at $390,000 in 33 days against a final list of $429,000. The county roll dates both homes to 1986. The record does not say why the prices differ by $205,000, and we will not guess: condition, updates, position on the course, the roof and the paperwork are the questions a buyer's agent and a seller's agent answer home by home. It is the clearest reason not to price a Lost Creek home from the village median.

What the July 2026 Sale Cost a Buyer Beyond the Price

For a buyer, a $185,000 purchase also carries the Estero Country Club membership certificate the deed requires, whose cheapest tier costs $15,000 to join and about $6,406 a year for one member on the club's published line items (see the club section), plus the village and master association charges the estoppel states. That is why a low Lost Creek price is not the same as a low cost of ownership, and why the estoppel and the club schedule belong in the first conversation.

How Did Lost Creek Village at The Vines Come to Be?

Lost Creek Village at The Vines began as a replat of part of Tract F of Vintage Golf and Country Club, recorded in Plat Book 38, and its association was incorporated on December 27, 1985. The county roll dates the homes to 1986 (24), 1988 (4) and 1989 (20), which makes it the oldest residential village in The Vines.

The Association, December 1985

The Florida Division of Corporations lists Lost Creek Village at Vines Country Club, Inc. as a not-for-profit corporation filed December 27, 1985, with an active status. Its articles were amended and restated on May 13, 2019, and it has filed an annual report every year, the latest on April 23, 2026. Its principal address, mailing address and registered agent are all in care of the manager's Bonita Springs office. The name history shows the association's earlier name, Lost Creek Village at Vintage Golf and Country Club Neighborhood Association, Inc., under the same document number.

The Plat: Vintage Golf and Country Club, Tract F

The county's legal descriptions for all 48 homes read Lost Creek Village at the Vintage, Plat Book 38, Page 20, lots 1 through 48, and the 1989 zoning resolution gives the plat as Plat Book 38, Pages 20 through 38, a replat of a portion of Tract F of Vintage Golf and Country Club. The village's common elements, a 2.146-acre parcel, carry a legal description that cites Official Records Book 1822, Page 4169 and Book 1870, Page 882. The first is the master community's original declaration, which suggests Lost Creek's covenants have always sat inside the master structure.

Built 1986 to 1989

The roll's year-built field shows 24 homes from 1986, four from 1988 and 20 from 1989, a median of 1987. Every Lost Creek home is therefore older than every home in the villages we cover next door: Fairway Bend Village at The Vines and Grand Palm Village at The Vines began in 1991, Silver Oak Village at The Vines in 1991 and Southwind Village at The Vines in 1995.

A 1989 Resolution and the Name "Vintage"

Lee County Resolution Z-89-097, adopted in December 1989 for an applicant writing about The Vines "(formerly The Vintage)," let the developer convey subparcels within the planned unit development to parties other than end users. Its legal description excepts the Lost Creek lots by name, which is the county's own record that the village existed as a separate replat by then and that it carried the Vintage name.

The Builder Is Not in the Public Record We Read

Listing sites name builders for Lost Creek, and we do not use them. We found no recorded declaration, plat or county record naming a builder, so this page names none. A buyer who wants to know can ask the association's manager for the recorded declaration at Official Records Book 1822, Page 4169 and its amendments.

Ready to Sell or Buy in Lost Creek Village at The Vines? Talk to the Team That Tracked All 14 Closings

Lost Creek Village at The Vines has 48 homes on the county roll, in The Vines in Estero, and on September 29, 2026 no home for sale. In a village where five homes closed in 24 months at a $310,000 median and two neighbors of the same size sold $205,000 apart in one summer, the seller who prices to the closest closing and has the paperwork in hand is the one who closes.

Selling a Lost Creek home in The Vines? Get a free Lost Creek Village at The Vines home valuation or Call Jesse direct at (239) 898-6072. You can also read our guide to selling a home in The Vines and see what a Vines home is worth.

Buying at Lost Creek Village at The Vines? Call Marc at (239) 287-5873, start with our buyer's guide to The Vines, or read how we represent buyers.

See what your Lost Creek Village at The Vines home is worth today.

The Homes: What Is a Lost Creek Village at The Vines Home Like?

A Lost Creek Village at The Vines home is an attached townhouse or villa of 1,689 to 2,428 heated square feet on the Lee County roll, with two or three bedrooms, built 1986 to 1989 on a lot of about 0.17 acre at the median. The county records every parcel as single-family use.

Two Plans, Two Sizes

The roll splits the 48 homes exactly in half. Twenty-four are two-bedroom homes of 1,689 to 1,835 heated square feet, and 24 are three-bedroom homes of 2,164 to 2,428, with a median of 2,000 across the village. In the MLS the smaller plan appears as two bedrooms with or without a den, and the larger as three bedrooms plus a den, most with a half bath.

One Storey and Two

The county roll reads about half of the homes as one storey and half as two, which our research extract counts as 24 one-storey, 23 two-storey and one home at 1.8 stories. That matches the association's townhouse and villa pairing. A buyer touring should confirm the layout on the specific home, because the roll's story field is a blunt tool, and the MLS gives living area, not stories.

Lots, Frontage and the Golf Course

Lots run from about 0.10 to 0.50 acre with a median of 0.165 acre, or 7,209 square feet. The county's land-use coding marks 44 of the 49 mapped parcels, the 48 homes and the common element, as golf-course frontage, and the association places the village between the 10th and 11th and the 16th and 17th holes. Water surrounds the community, which the association says draws birds. We confirm frontage address by address, because it decides sign rules, views and noise.

Assessed Value, Homesteads and Ownership Mix

The county's median assessed value for the village is $230,330, the lowest of the seven villages in The Vines, and it is a tax-roll figure, not a sale price. Half of the owners claim a homestead exemption and 44 percent mail their tax bill out of state, which fits a village that mixes full-time and seasonal use. Assessed value is shaped by homestead caps and the date of the last sale, so it ranks villages, not homes.

What the Roll Says About Condition

Year built is the county's only condition proxy. A home built in 1986 to 1989 has roof, windows, plumbing, electrical and air-conditioning systems that are 35 to 40 years old unless replaced. The Village of Estero's permit records show what has been replaced. The association's website publishes no village architectural or roof standard, so who owns the roof, and to what specification it must be replaced, is a question for the manager, not an assumption.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Amenities Come With a Lost Creek Village at The Vines Home?

A Lost Creek Village at The Vines home comes with the village's own community pool and spa, open dawn to dusk, plus the right to join Estero Country Club, whose 18-hole course, racquet courts, fitness center and dining are available at a tier the buyer chooses. The village has no clubhouse of its own.

The Village Pool and Spa

Lost Creek is the only village in The Vines with a spa as well as a pool. The association's renters' rules set the house rules: open dawn to dusk, no lifeguard or attendant, an adult with any child under 15 and any child who cannot swim, no running, jumping or loud music, no glass, and no swimming or hot-tub use at night. Users are asked to replace the spa cover after each use to keep the water warm.

Neighbors and Social Life

The association says neighbors hold pot-luck gatherings and pool parties. It is a small village, so the social life is the pool deck, not a program. The larger social calendar belongs to the club, whose dining, fitness, tennis, pickleball and bocce our hub covers in full.

Estero Country Club Next Door

The association's village page says homeowners are eligible for all levels of membership at the country club, and the club is the community's amenity: an 18-hole par 72 Gordon Lewis course, Har-Tru tennis, pickleball, bocce, a fitness center and five dining venues, per the club and our hub research. The club is a separate corporation from the village association, and membership is mandatory for every owner who buys after 2011, as the next sections explain.

What Is Not Included

The village fee, if any part of it is meant to cover amenities, does not include club dues, and club dues are not an association assessment under the master declaration, so they never appear on an estoppel. There is no village fitness room, clubhouse or tennis court in the public record, and there is no pool at the club. Lost Creek's pool and spa are the swimming amenity.

What Are the HOA Fees at Lost Creek Village at The Vines?

Lost Creek Village at The Vines owners pay at least two association assessments, one to the village association and one to the master Vines Community Association, and neither amount is published. The estoppel from the village's manager states the current figure, and Florida law requires it within 10 business days of a request.

Two Associations, Neither Fee Published

Lost Creek's website page lists only a renters' rules sheet. The master association does not post its assessment on its site, and the county roll carries no association assessment. Anyone quoting a Lost Creek fee from an aggregator is quoting a number with no source we can find. The route to the real number is a written estoppel request to the manager.

What the Village Fee Buys

The association's public description points to the community pool and spa and the village's common areas. Whether the fee also covers exterior painting, roofs, landscaping of the individual homes, insurance or reserves is set by the village declaration and budget, which the association does not publish. Because the homes are attached in fours, a shared roof or wall is likely to be a shared cost, in our reading, and a buyer should ask which components the association maintains.

What the Estoppel Must Say

Section 720.30851 of the Florida Statutes prescribes the estoppel form. It states the regular assessment and its frequency, what is paid through what date, every other amount owed, whether a capital contribution, resale fee or transfer fee is due, whether any rule violation is open, whether the board must approve a transfer, whether a right of first refusal exists, and which other associations the parcel belongs to. For Lost Creek that last item is the master association. Ask for both estoppels.

Estoppel Timing and Cost

The association has 10 business days to issue the certificate, it is good for 30 days when delivered electronically and 35 by mail, and an association that misses the deadline may not charge for it. The statute text caps the fee at $250 for a current account, with an extra $100 for a rush and $150 for a delinquent account, and the state adjusts those caps for inflation, so ask the manager for the current figure. In Lee County the seller customarily pays, though the contract controls.

Bulk Cable and Internet

The Vines carries a bulk Comcast contract paid through the master assessment, with a fibre upgrade scheduled to begin in the fourth quarter of 2026 per the association's newsletters as read for our hub. Whether Lost Creek's homes are in the bulk account follows the master declaration's bulk-contract clause, and we confirm it with the manager.

Where the Numbers Sit

At the 24-month median of $310,000, every $1,000 a year in combined assessments is about 0.3 percent of the price. Because the village and master amounts are unpublished, we do not print a total for Lost Creek, and the buyer should not accept one from anyone who cannot show the estoppel.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Lost Creek Village at The Vines Layered Fees: Master, Village, Club, One-Time and Tax

Lost Creek Village at The Vines buyers pay layered costs: the village assessment, the master association assessment, the Estero Country Club joining cost and dues, any capital contribution or transfer fee the estoppel discloses, Lee County property tax and insurance. Only the club publishes its figures, so the buyer builds the stack from four documents.

Layer 1: The Village Association

Not published. The village estoppel states the assessment, any special assessment, whether a capital contribution or transfer fee is due at sale, and any amount the unit owes. The association's registered manager is in Bonita Springs, and our hub lists the manager's number as (239) 454-8568.

Layer 2: The Master Association

Not published. The master association assesses every home for the guard gate, roads, lakes, lighting, perimeter and bulk cable, per our hub's reading of the declaration's common-expense clause. The master's own rules and the county's roll give no figure. The master's 2026 assessment is a document the manager holds.

Layer 3: Estero Country Club

The club's published 2026 to 2027 schedule, dated May 4, 2026, as read for our hub, sets the cheapest membership, Social, at $3,000 in membership contribution plus $12,000 in capital fee for $15,000 to join, $4,353 a year in dues, a $109 monthly clubhouse renovation assessment scheduled through June 2027 and a $10 monthly hurricane reserve, which add to $5,781 a year, plus a food-and-beverage minimum of $625 for a single member or $1,250 for two or more, which makes $6,406 a year for one member. Our hub's headline of about $5,781 leaves the food minimum out, and the line items are the figures we use. The schedule's file address returned a not-found error when we tried it on September 30, so confirm the current schedule with the club before relying on any club number here.

Layer 4: One-Time Charges When You Buy

A buyer closes with the club's membership certificate, a recorded condition of an effective deed under section 8.28, and pays whatever the village estoppel lists as a capital contribution or transfer fee. The county's proration of the annual solid-waste assessment and property tax also appear on the settlement statement, and the seller credits the buyer for the seller's days of ownership.

Layer 5: Property Tax and Insurance

Lee County property tax is billed on the county's assessed value and depends on exemptions and millage. The roll carries the Village of Estero and the San Carlos Park fire district for these parcels, and no community development district appears, so there is no bond assessment on the bill. Homeowner's insurance for an attached home in a 1986 to 1989 building is a wind and roof question we cover in the storm section.

What the Stack Looks Like for a Buyer

At the 12-month median of $272,500, the cheapest compliant club path, $15,000 to join, is 5.5 percent of the price in cash at closing before the village's own charges, and the yearly club cost of $6,406 for one Social member is 2.4 percent of that price, before the clubhouse assessment ends in June 2027 (our arithmetic). We do not add the village and master fees into an all-in figure, because neither is public.

The Club Membership Requirement Every Lost Creek Village at The Vines Buyer Meets

Every buyer of a Lost Creek Village at The Vines home must join Estero Country Club, because section 8.28 of the master declaration makes club membership a use restriction incident to ownership of a lot in The Vines, and the buyer chooses the tier. Golf is not required.

What Section 8.28 Says

The certificate of amendment, adopted at a members' meeting on February 28, 2011, adds section 8.28 to the master declaration. Its operative sentence says a person or entity obtaining title to a lot is required, as a use restriction incident to ownership, to become a member of Estero Country Club. It names corporations, partnerships and trusts, so buying through an entity does not avoid it. Owners who held title before 2011 are grandfathered.

Lost Creek's Version of the Story

Lost Creek's village page says homeowners are eligible for all levels of memberships, which is consistent with the club's four equity tiers. For a Lost Creek buyer the tier decision is a budget decision: the least expensive tier is the Social tier, and the price of a Lost Creek home closes the gap between the village and its neighbors only if the club cost is counted alongside it.

The Closing Mechanic

Section 8.28 also requires a recorded certificate of compliance for an effective deed, so the association and the club both sit in a Lost Creek closing. A buyer who learns of the obligation late does one of three things: renegotiates, extends or walks. We hand the club's own schedule to the buyer at the first showing. We do not predict the outcome of the association and club discussions our hub records about the Social class, and we do not state a transfer fee, because the club publishes none.

What We Cannot Tell You

Whether a seller's membership contribution is refunded, conveyed or extinguished on a resale is not published, and neither is the transfer fee. Both are questions for the club's membership office at (239) 267-7000, the number our hub gives, and both decide what a seller nets.

The Declaration, Covenants and Rules at Lost Creek Village at The Vines

Lost Creek Village at The Vines is governed by the master declaration of the Vines Community Association, its rules and regulations, and the village association's own declaration, bylaws and rules. The master documents are public; Lost Creek's own are not posted, so buyers request them through the estoppel and resale package.

The Master Documents Are Public

The Vines Community Association posts its second amended and restated declaration, articles, bylaws, a 2024 recorded bylaw amendment, the 2011 certificate of amendment, rules and regulations adopted July 29, 2024, hurricane plans and the 2026 real estate signage standards on its documents page. Lost Creek owners are bound by them, and the master rules say a village's rules take precedence where they are more restrictive.

Lost Creek's Own Documents

The village page publishes one document, the renters' rules, undated. It does not post a declaration, bylaws, articles, architectural standards, budget or minutes. The declaration and its amendments are recorded instruments at the Lee County Clerk of Court, and the manager holds the current set. We have not read Lost Creek's declaration page by page and do not paraphrase its clauses.

Fines and Hearings

Florida's homeowners' association statute, section 720.305, lets an association fine $100 per violation, daily for a continuing violation, up to $1,000 in the aggregate unless the governing documents say otherwise, after 14 days' written notice and a hearing before a committee of members who are not directors or officers. The master rules state the same current figures and add that a barcode can be revoked.

Architectural Review

The master rules require an architectural form and prior approval for exterior changes to homes on Vintage Trace Circle and say guidelines for other associations are on the applicable association's website. Lost Creek's page carries none, so we tell every Lost Creek seller and buyer to ask the manager whether exterior changes need village approval, master approval or both.

Signs and Showings

The master rules allow real estate signs, and the 2026 signage standards dated January 23, 2026 set the font, black and white colors, an 18 by 16 inch panel, a 30-inch maximum height with the post, and at most four lines. A January 2026 board motion, reported in the association's newsletter and read for our hub, bans realtor signs on the golf-course side of a property. The county codes 44 of the 49 Lost Creek parcels as golf-course frontage, so most sellers here cannot use the rear sign position the 2024 rules allowed.

Approval of Sales and Leases

Whether the village board must approve a sale or a lease is the eighth question on the statutory estoppel form, so the answer is written into every estoppel. We do not assume an approval requirement exists at Lost Creek, and we do not assume it does not.

Is Lost Creek Village at The Vines a 55+ Community?

Lost Creek Village at The Vines is not a 55-plus community. Our hub read the master governing documents and found no age designation, and the village publishes no age restriction. We describe the property, not who may live in it, and a buyer of any age can buy here, subject to the association's rules.

What "All Ages" Means Here

Federal fair housing law lets qualifying communities restrict occupancy to older persons if they meet specific requirements. The master rules regulate children's pool supervision, golf cart driving age and play equipment, which fits an all-ages community, and Lost Creek's renters' rules require an adult with any child under 15 at the pool. Two third-party websites describe The Vines as 55-plus, and we could find no governing document that says so.

A Note on Who Uses the Village

The county's exemption and mailing fields show a village of mixed full-time and seasonal owners. That is a description of ownership records, not of any group of people, and it is not a legal status.

Can You Rent Out a Home in Lost Creek Village at The Vines?

Renting a home in Lost Creek Village at The Vines appears to be permitted, because the association publishes house rules for renters, but the village's minimum lease term, frequency limit and approval process are not published. The master's written leasing limits apply by their own terms only to Vintage Trace Circle homes.

What the Village Publishes

The renters' rules welcome visitors and set rules for the pool and spa, parking on the grass, the 23 miles per hour speed limit, dogs on leashes, grilling, trash, noise after 10 p.m. and balconies. It sets no minimum stay and no cap on the number of leases. Its existence shows the board expects renters and short-stay guests, and it proves nothing more.

What the Master Rules Say

The master leasing rule, two leases in 12 months and board approval at least 30 days before occupancy, is headed as applying to single-family homes on Vintage Trace Circle only. Gate rules apply to everyone: a lessee gets a gate barcode only with a lease longer than 45 days, and a shorter lease gets a dash pass. The master use restriction bars time-share, transient and public-lodging use of any unit.

Short-Term and Vacation Rentals

We publish no short-term rental rule for Lost Creek because none is public. The master's ban on transient use and the 45-day barcode threshold make stays of a few nights hard to run, and a buyer planning any stay shorter than a month should treat it as not permitted until the manager confirms otherwise in writing.

A Landlord's Checklist

A landlord should request the village lease rules, any tenant application and fee, whether the board must approve a tenant, whether the home may be leased in its first year of ownership, how the gate barcode works for a tenant, and whether a tenant may use the pool, spa and club. The club's rules for tenants are not published either.

Pet Rules at Lost Creek Village at The Vines

Pet rules at Lost Creek Village at The Vines come from the master rules and the village's renters' rules; the village does not publish a count, weight or breed limit. The master allows dogs, cats and birds, requires a leash or carrying outside the home, and bans dog runs.

What Is Published

The master rules require owners to pick up waste, keep pets on a leash or carried when outside the dwelling, and not to feed wildlife. The renters' rules add that dogs stay on a leash outside the home and never go on the golf course, and they ask that dog waste bags not be flushed. Our hub found no breed restriction anywhere in The Vines.

What Is Not Published

We cannot state a number or weight limit for Lost Creek, because the village publishes none, and the condominium villages' limits do not apply here. Ask the manager, and get the answer in writing before an offer.

Assistance Animals

Assistance animals for a person with a disability are handled under federal and Florida fair housing law, not the pet policy, per the U.S. Department of Housing and Urban Development.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Hurricanes, Flood Zone and Insurance at Lost Creek Village at The Vines

At the mapped Lost Creek buildings, FEMA's flood map shows Zone X: 33 of 49 building footprints in the 0.2 percent annual chance area and 16 in the minimal hazard area, on panel 12071C0579G effective November 17, 2022, with ground elevations of 14.3 to 15.9 feet. All Vines buildings sit in evacuation Zone B.

The Map and the Panel

Our earlier research tested every building footprint at The Vines against FEMA's National Flood Hazard Layer. Lost Creek returned Zone X with no Special Flood Hazard Area, no base flood elevation and no Letter of Map Revision. The only Special Flood Hazard Area in The Vines is eleven buildings on Vintage Trace Circle in another village. That is a map reading, not a survey, and FEMA's Map Service Center will give the reading for any address.

Ground Elevation and Ian

The county's ground elevations for the Lost Creek buildings run from 14.3 to 15.9 feet NAVD88, a mean of 14.8. The nearest U.S. Geological Survey high-water mark from Hurricane Ian, 1.19 miles from The Vines, crested at 11.1 feet, about three feet below the lowest Lost Creek grade. All Vines buildings are east of US 41, where the Village of Estero located its most severe damage west of the highway. Those are community measurements, and they do not say what happened to a specific Lost Creek home.

What Zone X Means for a Loan

A federally backed mortgage requires flood insurance inside a Special Flood Hazard Area, which means Zones A and V. Zone X is outside it, so a lender does not require flood insurance on the map alone, although any lender or insurer may, and any owner can buy it. The Village of Estero's guidance says anywhere it rains, it can flood, and asks owners to check flood, evacuation and storm surge maps separately.

Evacuation Zone B

The county maps all 320 Vines buildings in evacuation Zone B, an emergency-management designation that is separate from the flood map. Expect to be told to leave in a moderately strong storm even though the flood map shows Zone X. Look up the exact address on the state's Know Your Zone tool.

What the Association Did After Ian

The master association's treasurer's report, read for our hub, records a member special assessment after Ian that raised $415,710 and a $350 per owner assessment after Hurricane Irma in 2019. We do not know how any village allocated its own storm costs, and Lost Creek's minutes are behind the owner portal.

Insurance and the Community Rating System

The Village of Estero holds Community Rating System class 6, a 20 percent discount on National Flood Insurance Program premiums, per the Village. Citizens Property Insurance's 2026 approved Lee County average for a standard homeowner policy is $3,039, down 8.5 percent, a county-wide average across coastal and inland homes that is not a Lost Creek quote. Ask an insurance agent for a quote on the specific home with a current wind mitigation form.

Roofs, Wind Mitigation and a 1986 to 1989 Build at Lost Creek Village at The Vines

Lost Creek Village at The Vines was built 1986 to 1989, before the 1994 South Florida Building Code line and the 2002 Florida Building Code line that our hub research uses to separate older and newer roofs. Roof age, roof-to-wall connection and opening protection therefore decide insurance credits more here than in later villages.

Why the Build Year Matters

Homes built before those code lines commonly have roof-to-wall connections that earn minimal credit on Florida's uniform mitigation verification form, and a re-roof after Ian usually upgrades roof deck attachment and secondary water resistance. The form scores roof covering, roof deck attachment, roof-to-wall connection, roof geometry, secondary water resistance and opening protection, is valid for five years without material change, and was revised effective April 1, 2026.

Whose Roof Is It?

The village association's roof responsibility is not published. In the attached villages of The Vines the answer differs: at Fairway Bend a recorded 2016 covenant makes the roof the owner's, and at Southwind the roofs were replaced together in 2020. Lost Creek's answer sits in its declaration. It decides who pays for a roof on a four-home building, whether replacements must match, and who orders the wind mitigation report.

What to Ask For

Ask for the roof age and permit, the current wind mitigation form, the association's insurance certificate if it insures any part of the buildings, its deductible, and three years of adopted budgets. Ask whether a building-wide roof project is scheduled or reserved. Florida law, section 627.0629, requires insurers to give premium discounts for verified wind-resistant features, so the paperwork is money.

For Sellers

A Lost Creek seller with a current wind mitigation form and a dated roof permit hands the buyer's insurer a documented profile. The August 2026 closing at $390,000 and the July 2026 closing at $185,000 on homes of the same size are exactly the kind of gap a documented roof and interior can explain, though the public record does not say what did in either case.

Does Lost Creek Village at The Vines Need a Milestone Inspection or a Reserve Study?

Lost Creek Village at The Vines is not subject to Florida's condominium milestone inspection or structural integrity reserve study, because it is a homeowners' association of attached homes, not a condominium, and section 553.899 exempts four-family dwellings of three or fewer stories in any case. Exempt does not mean funded, so a buyer still reads the budget.

What the Statute Says

Section 553.899 creates milestone inspections for aging condominium and cooperative buildings and provides that it does not apply to a single-family, two-family, three-family or four-family dwelling with three or fewer habitable stories above ground. The reserve study rules in section 718.112 sit in the condominium chapter. Lost Creek's buildings hold four homes each and are one or two storeys, per the association and the roll.

Reserves in a Homeowners' Association

Chapter 720 does not require reserves unless the governing documents do. Whether the Lost Creek declaration or budget sets aside reserves for roofs, painting or paving is not public. Ask for three years of adopted budgets and any reserve schedule, and read whether the owners voted to waive or reduce funding.

Special Assessments

We found no public record of a Lost Creek special assessment, and the minutes are behind the owner portal. The estoppel must list any assessment scheduled to come due while it is in effect, so it is the document that answers the question.

Which Schools Serve Lost Creek Village at The Vines?

Lost Creek Village at The Vines is in Lee County's South choice zone. The Village of Estero lists Pinewoods Elementary, Three Oaks Middle School and Estero High School as Estero's public schools, while our earlier research placed The Vines in elementary proximity zone Q, middle zone GG and high school South sub-zone 2. Confirm current options with the district.

The Three Public Schools

The Village's schools page lists Pinewoods Elementary for kindergarten through fifth grade, Three Oaks Middle School for sixth through eighth and Estero High School for ninth through twelfth. Our hub's proximity read for The Vines adds Three Oaks Elementary, an A-rated school 2.3 miles from the community, and rates Three Oaks Middle an A and Estero High a B in the 2026 grades.

How Lee County Assigns

The district assigns by choice within zones, and elementary and middle school run on proximity plans, so families rank schools and a lottery resolves the ranking with a weighting for proximity. That study tested four points inside The Vines, and all returned the same result, though Lost Creek itself was not one of the named points. A family should test the exact address on the district's zone locator.

College and Private Options

Florida Gulf Coast University is about 4.9 miles from the community, per our hub. There is no large independent K to 12 day school in Estero or Bonita Springs, so a private education from here means Fort Myers or North Naples.

County Permits and Recorded Work at Lost Creek Village at The Vines

The Village of Estero's Community Development Department issues building permits and inspections for Lost Creek Village at The Vines, so a home's permit history sits with the Village, while recorded instruments sit with the Lee County Clerk of Court. We have not searched either for a specific Lost Creek address, and a buyer should before writing an offer.

Who Issues Permits

The Village's permits page sends new construction, remodeling and signage questions to Community Development at 9401 Corkscrew Palms Circle, with a permitting line at 239.221.5036. The Village incorporated on December 31, 2014, which moved this work from Lee County to the Village for properties inside its limits. Permits before that date sit with the county.

What to Look For

For a 1986 to 1989 home the useful permit questions are the roof, windows and doors, the air-conditioning system, the water heater, the electrical panel, any repipe and any interior remodel. A permit and a final inspection are evidence; an unpermitted change is a question for the seller. In an attached building, ask whether shared elements were replaced together.

What We Did Not Read

We did not read a permit list for any Lost Creek address, the recorded declaration or its amendments, or the village's minutes. Those are the documents that would show a special assessment, a roof project or a rule change, and we ask for them on every purchase.

Zoning and Land Use Around Lost Creek Village at The Vines

Lost Creek Village at The Vines sits inside The Vines planned unit development, approved by Lee County in 1984 and carried into the Village of Estero at incorporation, on the east side of US 41. The US 41 frontage was deleted from the planned development and is zoned Community Commercial.

The Planned Development

Lee County granted preliminary planned unit development approval in February 1984 and final approval in September 1984, and later resolutions adjusted the mix, including Z-89-097 in 1989, which reached Lost Creek's lots. The Village of Estero staff still describe the community as Estero Country Club, Planned Unit Development. Nothing can be built on residential land inside the community, because it is fully built.

What Is Beside Lost Creek

The association places the village between the 10th and 11th and the 16th and 17th holes of the golf course, and just off US 41. Across and along the highway frontage the county shows commercial uses, including a medical office, a supermarket and a car wash that our hub traces to the frontage deleted from the planned development. We do not claim any of those affects a Lost Creek price.

The Rail Corridor

The community's private roads cross a railroad right-of-way under a recorded license. The Village of Estero is purchasing the disused corridor for the Bonita to Estero Rail Trail, with the Estero segment about 0.33 miles from the clubhouse, per our hub. Closing was targeted for October 2026. Ask about it, because residents have spoken on both sides.

What Is Being Built Near Lost Creek Village at The Vines?

Near Lost Creek Village at The Vines, the projects that matter are outside the gates: the rail trail, the Walmart addition beside the community, the Corkscrew Road widening and the Village Center projects to the south. Nothing can be built inside the community, and none of these changes a Lost Creek home's zoning.

The Nearest Projects

Our hub's pipeline table lists a Walmart pickup addition abutting the community's southwest boundary, a dental office and day care under construction 0.67 miles southwest across US 41, a health center addition just north of the gate, and the Estero Country Club's own conversion of one tennis court into four pickleball courts approved in January 2025 with no lighting and play ending at 8:30 p.m.

Roads and the Village Center

The I-75 express lanes project, two to three miles east, started in mid-2026, and Corkscrew Road widening Phase 2 is active. High 5 Entertainment, the Estero RiverPark and the sports campus are 2.1 to 2.6 miles south. The Village's community development director told Council in January 2026 that about 2,500 residential units are in process across the Village, almost all two or more miles south of The Vines.

How to Read It

We make no claim about any project's effect on a Lost Creek price. The one visible change is the rail trail, and a buyer should decide how they feel about a public trail a third of a mile away.

Daily Logistics at Lost Creek Village at The Vines

Daily life at Lost Creek Village at The Vines runs through The Vines' staffed gate on US 41, open 24 hours, with vendors admitted 7 a.m. to 7 p.m. Monday through Friday and 8 a.m. to 5 p.m. Saturday. Trash, mail and cable follow county and master rules, and Coconut Point is about ten minutes away.

Getting In: the Gate and Showings

The main gate is staffed 24 hours a day. Residents use a windshield barcode with no fee, renewed every 24 months, and guests are handled through a guest list, an app or the gate line. Security will not accept packages or forward keys to guests, which affects lockbox showings, and as of the 2026 tightening no vendor or guest may use the resident lane.

Golf Carts, Parking and Driving

Carts are street legal inside the gates with liability insurance and lights after dusk, must be stored in the owner's garage and may not leave the community. The speed limit is 23 miles per hour, drivers stop at the railroad stop signs, and no vehicle may be parked on the street overnight. The renters' rules add that guests must not park on the grass because of sprinkler heads.

Trash, Recycling and Mail

Lee County Solid Waste collects garbage, recycling and yard waste, billed once a year on the property tax bill. The renters' rules describe an older Thursday schedule, which the county has since consolidated, so confirm the current day for the address. Bins must be out of sight, set out no more than 12 hours before pickup and put away within 12 hours after.

Drive Distances

These are approximate free-flow drive times from The Vines that our earlier research collected, and none includes a minute at the gate.

Destination

Approximate drive

Publix at Grand Bay Plaza

about 6 minutes

Walmart Supercenter, US 41 at Estero Parkway

4 to 6 minutes

Three Oaks Middle School and Estero High School

about 9 to 10 minutes

Coconut Point

about 10 minutes

Miromar Outlets

about 11 minutes

Lee Health Coconut Point emergency room

about 11 minutes

Florida Gulf Coast University

about 13 minutes

Southwest Florida International Airport

about 25 minutes

Bonita Beach Park

about 22 minutes

Downtown Fort Myers

about 29 minutes

Healthcare

Lee Health's Coconut Point emergency department, a freestanding 24-hour facility, is about 5.2 miles and 11 minutes away, and Gulf Coast Medical Center, the region's Level II trauma center, about 7.7 miles and 15 minutes, per our hub. A freestanding emergency department is not a hospital, so admissions go elsewhere.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Does Lost Creek Village at The Vines Compare to the Other Villages at The Vines?

Lost Creek Village at The Vines is the oldest and smallest of five villages at The Vines, with the lowest 12-month median of the five at $272,500 and the third-lowest 60-month median at $427,000, on 14 MLS closings in 60 months, third by volume behind Southwind and Grand Palm.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The Five Villages on One Yardstick

Village

Homes

Regime

Built

MLS closings, 12 months

12-month median

MLS closings, 60 months

60-month median

Median heated sq ft (county roll)

Grand Palm Village at The Vines

80

Condominium

1991 to 1995

8

$294,950

16

$315,000

1,437

Southwind Village at The Vines

84

Condominium

1995 to 2001

6

$353,750

21

$395,000

1,697

Silver Oak Village at The Vines

64

Homeowners' association

1991 to 1998

5

$540,000

11

$610,000

2,113

Fairway Bend Village at The Vines

60

Homeowners' association

1991 to 1996

2

$480,000

13

$492,500

1,737

Lost Creek Village at The Vines

48

Homeowners' association

1986 to 1989

4

$272,500

14

$427,000

2,000

The five villages hold 336 of the 435 homes we count across all villages; the rest are in villages outside this comparison. In the last 12 months the five villages recorded 25 MLS closings between them, and Lost Creek's 4 are a small sample, as are Fairway Bend's 2 and Silver Oak's 5. Medians are the mean of the middle pair when the count is even.

Lost Creek and Grand Palm

Grand Palm Village at The Vines is the price neighbor: a condominium of 80 flats built 1991 to 1995 with a $294,950 12-month median on 8 closings. A Grand Palm buyer owns a share of a condominium under Chapter 718, with milestone and reserve rules that do not reach Lost Creek. A Lost Creek buyer owns a whole attached home on its own lot, about 40 percent larger at the roll median of 2,000 heated square feet against 1,437.

Lost Creek and Southwind

Southwind Village at The Vines is a condominium of 84 homes, built 1995 to 2001, with a 60-month median of $395,000 on 21 closings against Lost Creek's $427,000 on 14. Lost Creek's five-year median is higher only because its early window includes 2022 to 2024 sales near $470,000; its 12-month median of $272,500 is $81,250 below Southwind's.

Lost Creek and Silver Oak

Silver Oak Village at The Vines is another homeowners' association village and the price leader, with a 12-month median of $540,000 on 5 closings and $610,000 over 60 months. Its homes are built 1991 to 1998 and are larger at a roll median of 2,113 heated square feet, only slightly above Lost Creek's 2,000, yet it sells for nearly twice the price. Age, condition and updates matter in this ladder.

Lost Creek and Fairway Bend

Fairway Bend Village at The Vines is the closest match in structure, a Chapter 720 homeowners' association village of attached homes built five years later. The two are compared in detail in the next section. Note the name trap: this is Fairway Bend Village at Vines Country Club, not the unrelated Fairway Bend Homeowners' Association.

What the Ladder Shows

A buyer pays the least at Grand Palm and Lost Creek, more at Southwind and Fairway Bend, and the most at Silver Oak, and the ladder tracks build year and finish more than square footage. Lost Creek is the only village on the ladder whose 12-month median ($272,500) is under its 60-month median ($427,000) by more than a third, which is why the price path by year in our market snapshot matters more than any single median.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Lost Creek Village at The Vines vs Fairway Bend Village at The Vines: Which The Vines Neighborhood Fits You?

Lost Creek Village at The Vines fits a buyer who wants the lowest entry price, larger three-bedroom plans and a village pool, and accepts a 1986 to 1989 build; Fairway Bend Village at The Vines fits a buyer who wants a 1991 to 1996 home with a firmer price history and pays about $65,000 more at the 60-month median.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The Decision Table

Question

Lost Creek Village at The Vines

Fairway Bend Village at The Vines

Homes

48

60

Association

Homeowners' association, Chapter 720

Homeowners' association, Chapter 720

Built

1986 to 1989

1991 to 1996

Bedrooms on the roll

24 two-bedroom, 24 three-bedroom

29 two-bedroom, 31 three-bedroom

Median heated area

2,000 sq ft

1,737 sq ft

MLS, 12 months

4 closings (small sample), $272,500 median

2 closings (small sample), $480,000 median

MLS, 60 months

14 closings, $427,000 median

13 closings, $492,500 median

MLS $/sq ft, 60 months

$207.88

$283.70

Days on market, 60 months

37.5 median

16 median

Sale-to-list, 60 months

94.7%

98.0%

For sale on September 29, 2026

0

5, median list $379,000

County sales since September 29, 2025

3, median $310,000

4, median $498,500

Pool

Village pool and spa

Ask the manager

Club membership

Required, Estero Country Club

Required, Estero Country Club

Who Should Choose Lost Creek

Choose Lost Creek Village at The Vines if the entry price matters most, if you want the larger three-bedroom plan of 2,164 to 2,428 heated square feet, if you like a smaller association of 48 homes with its own pool and spa, and if you are prepared to check the roof, air-conditioning and interior of an older home. Recent closings show a wide spread, so the condition of the specific home decides the price.

Who Should Choose Fairway Bend

Choose Fairway Bend Village at The Vines if you prefer a newer build, faster sales and prices that held at $455,000 to $505,000 in the last year. Fairway Bend has 5 homes for sale against Lost Creek's none, which means more choice today, and its 30 months of supply is a slower market for sellers, computed from 5 listings against 2 closings.

What Both Share

Both villages are Chapter 720 homeowners' associations of attached homes inside the same gates, with the same master association, the same mandatory Estero Country Club membership under section 8.28 and the same evacuation Zone B. Neither is a condominium, so neither has a condominium milestone inspection. Both sit under the same master rules at The Vines.

How We Would Price the Choice

At the 60-month medians the two villages are $65,500 apart in price and $75.82 apart per square foot, and the sale-to-list gap of 3.3 points suggests Fairway Bend sellers concede less. For a buyer who is undecided, we pull the exact closings at both villages and compare like for like, bedroom count against bedroom count.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Honest Pros and Cons of Owning at Lost Creek Village at The Vines

Owning at Lost Creek Village at The Vines gives the lowest entry price and largest plans at The Vines and costs a mandatory club membership, an older 1986 to 1989 build and a thin, uneven resale record, with a 12-month median of $272,500 on 4 closings. This section weighs both sides from the records.

The Case For

  • Price of entry. The 12-month median of $272,500 is the lowest of the five villages, and closings since July 2025 range from $185,000 to $390,000.
  • Space. 24 three-bedroom homes of 2,164 to 2,428 heated square feet, the larger of the two plans.
  • Small association. 48 homes, its own pool and spa, and its own board.
  • Golf-course setting. The county codes 44 of 49 parcels as golf-course frontage.
  • A gated address. A staffed 24-hour gate on US 41 and Estero Country Club access.
  • Flood profile. FEMA Zone X on all mapped Lost Creek buildings, with ground elevations of 14.3 to 15.9 feet.

The Case Against

  • Club cost. Mandatory membership, at least $15,000 to join and $6,406 a year for one Social member on the club's published lines.
  • Age. 1986 to 1989 homes, so roofs, air-conditioning, plumbing and electrical are all likely on second or third cycles.
  • Slow and uneven resale. The 5 sales since July 2025 have a median of 165 days on market and 88.8% sold-to-list.
  • Unpublished fees. The village and master fees are not public, and we do not guess.
  • Golf-side signs. Realtor signs are banned on the golf-course side by the January 2026 board motion.
  • Thin comparable set. With 4 closings a year, one sale can move the median by tens of thousands of dollars.

How to Weigh It

A buyer with cash, patience and a contractor's eye can buy the discount and improve the home; a buyer who needs a turnkey house at a fixed budget and a predictable resale should compare Fairway Bend or Southwind. A seller with a recently updated home should not price off the $185,000 closing.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Thinking of Selling Your Lost Creek Village at The Vines Home? List With the #1 Team in Southwest Florida Since 2012

If you're searching for a Lost Creek Village at The Vines listing agent, or thinking, 'I need someone to sell my Lost Creek Village at The Vines home...' you are selling into a village of 48 homes where the ask against the recent closings decides the result. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

In the last 12 months we tracked all 4 Lost Creek Village at The Vines closings in the Southwest Florida MLS, pulled September 29, 2026, and every one of the 14 the MLS has recorded since June 2022. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Lost Creek Village at The Vines's Recent Sales, by the Numbers

  • MLS closings, 60 months to September 29, 2026: 14, median $427,000 (mean of the middle pair, $395,000 and $459,000), from $185,000 to $525,000.
  • 12 months: 4 closings, median $272,500 (small sample), from $185,000 to $390,000.
  • Days on market, 60 months: median 37.5. Twelve months: median 123.
  • Sold-to-list, 60 months: median 94.7%. Twelve months: 89.9%.
  • County qualified sales since September 29, 2025: 3, median $310,000.
  • Homes for sale now: none on September 29, 2026.
  • Represented-sale count: we publish none for Lost Creek, because none is on file for this village; we walk you through all 14 on request.

Selling in Lost Creek Village at The Vines Is Different in Six Ways

  • Two associations and a club. The village and the master each hold the resale paperwork, and the buyer joins Estero Country Club, so a buyer's cash need is $15,000 or more above the price.
  • The two-market record. Nine sales from June 2022 to September 2024 had a $470,000 median in 19 days; five since July 2025 have a $310,000 median in 165 days. Buyers read both.
  • Estoppels. Florida caps the estoppel fee under section 720.30851 and requires delivery within 10 business days, and the contract usually settles who pays it.
  • The plan split. Two-bedroom homes of 1,689 to 1,835 square feet and three-bedroom homes of 2,164 to 2,428 do not share comparables.
  • Golf-side signs. The January 2026 board motion bars realtor signs on the golf-course side, so showings depend on the street-side sign and the MLS.
  • Documents first. The village declaration, budget, rules, the roof history and a current wind mitigation form should be ready before the first showing.

What Is Your Lost Creek Village at The Vines Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Lost Creek Village at The Vines home valuation. Jesse follows up with the Lost Creek closings that fit your home: the same plan and size, adjusted for condition, roof, air-conditioning, golf-course exposure and any lease in place.

(239) 898-6072, text or call. Confidential conversations welcome. Our Lost Creek Village at The Vines seller's guide walks through the sale step by step, and the Lost Creek Village at The Vines home valuation page shows how homes here are priced.

Is now a good time to sell a Lost Creek Village at The Vines home?

Supply is thin, with none for sale on September 29, 2026, but demand is slow: 4 closings in 12 months at a 123-day median, and 88.8% sold-to-list since July 2025. A home priced to the recent $310,000 to $390,000 closings is workable; one asked well above them should expect to wait (Southwest Florida MLS, September 29, 2026).

How do I price a Lost Creek Village at The Vines home?

Against Lost Creek's own recent sales, by plan. The July 2026 sale at $185,000 and the August 2026 sale at $390,000 were both about 2,168 square feet and built in 1986, so condition explains most of the gap and the county record does not say which.

How long will a Lost Creek Village at The Vines home take to sell?

The 60-month median is 37.5 days, but the 12-month median is 123 days, and the July 2026 sale took 165 days. The August 2026 sale took 33 days at $390,000, so a well-presented home can move quickly.

Do I need the association's approval to sell?

That depends on the village declaration, which we have not read; the estoppel answers it in its statutory question on approval rights. The master requires its own resale process and the buyer's Estero Country Club membership.

Can I sell a Lost Creek Village at The Vines home with a tenant in it?

Generally yes, subject to the lease and the association's rules. The buyer takes the lease, the club rules for tenants are not published, and a tenant lease shorter than 45 days does not earn a gate barcode.

What does a Lost Creek Village at The Vines seller pay at closing?

In Lee County the seller customarily pays documentary stamps at $0.70 per $100, $1,907.50 on $272,500 and $2,989 on $427,000, plus the owner's title policy, and the contract controls (Florida Department of Revenue).

Your Local Real Estate Experts

Lost Creek Village at The Vines owners and buyers work directly with Jesse McGreevy and Marc Comisar, who have sold Southwest Florida real estate for more than twenty years, lead Domain Realty Group, and checked every recent Lost Creek sale and public record at The Vines before writing this guide.

You can read how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Lost Creek Village at The Vines guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, and the team launched in October 2008.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Lost Creek Village at The Vines realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer's own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Ian Matheson, verified Google review

★★★★★ “We love working with Marc and Jesse at Domain. The entire team is professional and top notch. They go above and beyond for their clients. Highly recommend” Rochelle Joslin, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions: Lost Creek Village at The Vines Buyer Edition

These are the questions buyers ask most about Lost Creek Village at The Vines homes for sale, HOA fees, club membership and living in Estero, answered from the records cited below. Each answer names Lost Creek Village at The Vines and points to the section that holds the detail. Where a record is not public, the answer says so.

What is Lost Creek Village at The Vines?

Lost Creek Village at The Vines is a village of 48 attached homes built 1986 to 1989 inside The Vines, the gated Estero Country Club community in Estero, Florida. Homes stand four to a building around a village pool and spa, and every owner belongs to the village association, the master association and Estero Country Club.

Where is Lost Creek Village at The Vines?

Lost Creek Village at The Vines is inside the gates of The Vines on US 41 in Estero, Lee County, mailing ZIP 33967. Most homes back onto the Estero Country Club golf course, which the county codes as golf-course frontage on 44 of 49 parcels.

How many homes are in Lost Creek Village at The Vines?

The county roll lists 48 residential parcels, split evenly between 24 two-bedroom homes of 1,689 to 1,835 heated square feet and 24 three-bedroom homes of 2,164 to 2,428. The Vines as a whole holds 435 homes across its roster of villages.

When was Lost Creek Village at The Vines built?

The county roll gives year built as 1986 for 24 homes, 1988 for 4 and 1989 for 20, a median of 1987. That makes it the oldest of the five villages we compare, which matters for roofs, air-conditioning and plumbing.

Is Lost Creek Village at The Vines the same as Lost Creek at the Vintage?

Yes. The county indexes these homes as Lost Creek Village at the Vintage because The Vines was platted as Vintage Golf and Country Club. It is not The Vines Condominium Association or the separate Fairway Bend Homeowners' Association, and it is not another Florida development called Lost Creek.

How much does a Lost Creek Village at The Vines home cost?

In the last 12 months, 4 homes closed at a median of $272,500 (small sample, mean of $235,000 and $310,000). Over 60 months, 14 closed at a median of $427,000 (mean of $395,000 and $459,000), from $185,000 to $525,000 (Southwest Florida MLS, September 29, 2026).

What is the price per square foot at Lost Creek Village at The Vines?

The MLS median was $132.96 per square foot over 12 months on 4 closings and $207.88 over 60 months on 14. We do not compare those with county figures, because the two sources measure area differently.

How many Lost Creek Village at The Vines homes are for sale?

None were listed on the Southwest Florida MLS on September 29, 2026. In our reading, a village of 48 homes with 4 closings a year often has few or no listings at once, so ask us to watch for a new listing.

How big are Lost Creek Village at The Vines homes?

Two-bedroom homes run 1,689 to 1,835 heated square feet and three-bedroom homes 2,164 to 2,428, per the county roll. The roll median is 2,000. Baths are 2.0 in 36 homes and 2.5 in 12.

What are the HOA fees at Lost Creek Village at The Vines?

The village fee is not published on the village site, in the master documents or in public records we could read, so we do not state one. Ask the manager for the current budget, and confirm what the fee covers, before you write an offer.

Is a club membership required at Lost Creek Village at The Vines?

Yes. Section 8.28 of the Vines Community Association's 2011 amendment requires membership in Estero Country Club, and a certificate of compliance is needed for an effective deed. A buyer chooses a tier; the club sets the price, and it has changed over time.

What does club membership cost for a Lost Creek Village at The Vines buyer?

The Social tier, the cheapest, is $15,000 to join and $4,353 a year in dues, plus a $109 monthly clubhouse assessment through June 2027, a $10 monthly hurricane reserve and a food-and-beverage minimum, about $6,406 a year for one member on the lines we read. Confirm with the club.

Are there special assessments at Lost Creek Village at The Vines?

We found no public record of a Lost Creek special assessment. The master association's post-Ian assessment raised $415,710. Every statutory estoppel must list assessments scheduled while it is in effect, so the estoppel is the document to read.

Is Lost Creek Village at The Vines in a flood zone?

FEMA maps its buildings as Zone X: 33 in the 0.2 percent annual chance area and 16 in minimal hazard, on panel 12071C0579G effective November 17, 2022. Ground elevations run 14.3 to 15.9 feet. That is a map reading, not a survey.

Does Lost Creek Village at The Vines need flood insurance?

A federally backed lender requires it only inside a Special Flood Hazard Area, and Zone X is outside one. A lender or insurer can still ask, and any owner can buy it. Get a quote on the specific address before you commit.

What is the hurricane evacuation zone for Lost Creek Village at The Vines?

All 320 buildings at The Vines are in Lee County evacuation Zone B. That is separate from the flood map, so a Zone X home can still be told to evacuate. Look up the address on the state's Know Your Zone tool.

Who is responsible for the roof at Lost Creek Village at The Vines?

The village association's roof responsibility is not published. It sits in the declaration. Ask for the declaration, the roof age and permit, and the current wind mitigation form, because the answer decides who pays for a roof on a four-home building.

Can I rent a Lost Creek Village at The Vines home?

The village publishes renters' rules, so renting appears to be permitted. Its minimum lease and approval process are not public. The master's leasing limits apply by their terms to Vintage Trace Circle only, and a gate barcode needs a lease longer than 45 days.

Can I use a Lost Creek Village at The Vines home as a short-term rental?

Treat it as not permitted until the manager says otherwise in writing. The master use restriction bars time-share, transient and public-lodging use, and stays under 45 days do not earn a gate barcode.

Are pets allowed at Lost Creek Village at The Vines?

Yes, within the master rules: dogs, cats and birds, on a leash or carried outside, waste picked up, no dog runs. The renters' rules add no dogs on the golf course. Our hub found no breed restriction, and Lost Creek's count and weight limits are not published.

Is Lost Creek Village at The Vines a 55+ community?

No. Our hub read the master governing documents and found no age restriction, and the village publishes none. Buyers of any age can buy, subject to the association's rules.

What amenities does Lost Creek Village at The Vines have?

The village has its own community pool and spa, per the village site. Estero Country Club's golf, tennis, dining and fitness sit behind the required membership at the tier you choose. Amenity access details for each tier come from the club.

Is there golf at Lost Creek Village at The Vines?

The homes sit along Estero Country Club's golf course, between the 10th and 11th and the 16th and 17th holes by the association's description. Playing golf requires the appropriate club membership tier, so confirm which tier includes golf and at what price.

What schools serve Lost Creek Village at The Vines?

The Village of Estero lists Pinewoods Elementary, Three Oaks Middle and Estero High as Estero's public schools. Our hub read The Vines in proximity zone Q for elementary, zone GG for middle and South sub-zone 2 for high school. Verify the address on the district's zone locator.

How does the gate work at Lost Creek Village at The Vines?

The Vines' main gate is staffed 24 hours, residents use a windshield barcode, and guests come through a guest list, an app or the gate line. Security will not accept packages or forward keys, which matters for lockbox showings and deliveries.

What are the property taxes at Lost Creek Village at The Vines?

The county's median 2026 assessed value for the village is $230,330. The tax bill depends on the taxable value after any homestead exemption, on millage and on non-ad-valorem charges, so ask the Lee County Tax Collector for the exact home. A sale can change the assessed value, so do not assume the seller's bill carries over.

How many Lost Creek Village at The Vines owners claim homestead?

About half. The county roll shows homestead on roughly 50 percent of the 48 parcels, and about 44 percent have an out-of-state mailing address, per the county roll. That mix is a description of records, not of people.

What closing costs does a Lost Creek Village at The Vines buyer pay?

In Lee County the buyer customarily pays lender and inspection costs, the recording fees, the association's transfer or estoppel charges the contract assigns, and the club's joining cost. The seller customarily pays documentary stamps and the owner's title policy, and the contract controls.

How long do Lost Creek Village at The Vines homes take to sell?

The 60-month median is 37.5 days on market, but the 12-month median is 123 days and the July 2026 sale took 165. Fast sales exist: an August 2026 home closed in 33 days. Plan for a spread, not one number.

Can I negotiate the price of a Lost Creek Village at The Vines home?

Yes. Sold-to-list, meaning the sale price over the final list price, has a 60-month median of 94.7% and 88.8% since July 2025, so recent buyers paid about 11 percent under the final list. Condition and days on market drive the discount.

What should I ask for before I buy at Lost Creek Village at The Vines?

Ask for the village declaration, bylaws, rules, current budget and reserve schedule, roof age and permits, the current wind mitigation form, the estoppel, the club's current fee schedule and the master rules. Then price the club's cost into your monthly and closing budget.

Does Lost Creek Village at The Vines need a milestone inspection?

No. Florida's milestone inspection law applies to condominium and cooperative buildings and exempts four-family dwellings of three or fewer stories, and Lost Creek is a homeowners' association of four-home buildings. Exempt does not mean funded, so read the budget.

How does Lost Creek Village at The Vines compare with Fairway Bend?

Lost Creek is cheaper and older: a $427,000 60-month median against Fairway Bend's $492,500, built 1986 to 1989 against 1991 to 1996, with larger median plans of 2,000 against 1,737 square feet. See the comparison section for the full decision table.

Who is the best realtor for Lost Creek Village at The Vines?

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and tracked every one of the 14 Lost Creek closings since June 2022 for this guide. Call Marc at (239) 287-5873 to buy, or Jesse at (239) 898-6072 to sell.

Buying in Lost Creek Village at The Vines? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Frequently Asked Questions: Lost Creek Village at The Vines Seller Edition

These are the questions sellers ask most about selling a Lost Creek Village at The Vines home, from pricing to the club membership and estoppel, answered from the records cited below. Each answer names Lost Creek Village at The Vines and, where a record is not public, says so and names the document that answers it.

How much is my Lost Creek Village at The Vines home worth?

The 12-month median was $272,500 on 4 closings and the 60-month median $427,000 on 14, but a single home is priced off its closest matches by plan, condition and roof. The July and August 2026 sales of near-identical homes were $185,000 and $390,000, so the comparison work matters. Request a free valuation.

Is now a good time to sell my Lost Creek Village at The Vines home?

Supply is thin, with none listed on September 29, 2026, but recent demand has been slow, with a 123-day median in 12 months. A home priced to the $310,000 to $390,000 closings is workable. Timing matters less than price and condition.

How long will it take to sell my Lost Creek Village at The Vines home?

Plan on months, not weeks. The 12-month median is 123 days and the 24-month median 165, though the 60-month median is 37.5 and an August 2026 sale closed in 33 days. The spread is wide, and pricing to the closings narrows it.

What should I list my Lost Creek Village at The Vines home for?

List where the closest recent closings say a buyer will pay, not where an older sale did. The nine sales from June 2022 to September 2024 had a $470,000 median, but the five since July 2025 have a $310,000 median, so buyers now anchor to the second group.

Which sells faster at Lost Creek Village at The Vines, two-bedroom or three-bedroom?

We cannot say from four closings a year, and we do not invent a pattern. The county roll splits the village evenly, 24 and 24, and we compare a home only against sales of the same plan and condition.

What does it cost to sell a Lost Creek Village at The Vines home?

In Lee County the seller customarily pays documentary stamps at $0.70 per $100 and the owner's title policy, with the contract controlling. At $272,500 the stamps are $1,907.50, at $310,000 $2,170 and at $427,000 $2,989, plus the agent's fee, estoppel and any repairs.

Who pays the estoppel fee when I sell a Lost Creek Village at The Vines home?

Under section 720.30851 the association must deliver the estoppel certificate within 10 business days and may charge a capped fee, $250 on the statute text we read and indexed to inflation, with separate capped add-ons for a delinquent account or an expedited request. Confirm the current figure with the manager. The contract usually settles who pays.

Do I need association approval to sell my Lost Creek Village at The Vines home?

That depends on the village declaration, which we have not read. The estoppel form asks whether the association has a right of first refusal or approval over a transfer, so the estoppel answers it. The master separately requires the club membership certificate.

Does the buyer have to join Estero Country Club when I sell?

Yes. Section 8.28 of the 2011 amendment requires membership, and a certificate of compliance is needed for an effective deed. A buyer chooses a tier, and cost matters to price, since the cheapest tier is $15,000 to join.

Will the club membership hurt my Lost Creek Village at The Vines sale price?

It narrows the buyer pool and adds cash a buyer needs above the price, 5.5 percent of a $272,500 price for the cheapest tier. We cannot measure the effect from four closings a year, so we price with the buyer's total cost in mind.

Do I have to disclose flood or hurricane history when I sell?

Disclose what you know. Florida law expects a seller to tell a buyer about known facts that materially affect value and are not readily observable, and our practice is to disclose roof leaks, insurance claims and repairs. Your closing attorney has the final word.

What is the property tax disclosure when I sell?

Section 689.261 requires a written disclosure, before closing, that a buyer should not rely on the seller's current taxes because a sale can change the assessed value. Contracts carry it as a standard notice.

How does the two-market record affect my pricing?

Buyers and appraisers see both. Nine closings from June 2022 to September 2024 had a median sold-to-list of 98.1% in 19 days on market, and five since July 2025 had 88.8% in 165 days, with no closing for nearly ten months between. We price against the recent group unless your home is clearly different.

Should I renovate before I sell my Lost Creek Village at The Vines home?

Update what a buyer's inspector and insurer will question first: roof, air-conditioning, water heater, plumbing and electrical, then paint and floors. The $185,000 and $390,000 sales of near-identical homes show condition moves price by more than any cosmetic step, though the public record does not say what changed in either.

Should I stage my Lost Creek Village at The Vines home?

Yes, lightly. Buyers in a 1986 to 1989 attached home are judging light, layout and the golf-course view, so clear and neutral rooms and open the lanai. We advise room by room during the listing consultation.

Can I put a for-sale sign on the golf-course side?

No. A January 2026 board motion, reported in the association newsletter, bans realtor signs on the golf-course side, and the 2026 signage standards set the format for any sign. We rely on the MLS, street-side placement and direct marketing.

How do showings work through the gate at The Vines?

Guests come through the staffed gate by guest list, app or gate line, and security does not accept keys or packages, so we schedule showings through the listing agent and coordinate the lockbox. Add gate instructions to the MLS listing.

Should I hold an open house at Lost Creek Village at The Vines?

Gated access makes a public open house harder, so we favor scheduled private showings and broker events. We decide with you after checking whether the gate can admit open house traffic.

What time of year do Lost Creek Village at The Vines homes sell?

Of the 14 closings since June 2022, 6 closed from June through September and 4 from January through April, so sales are not limited to the winter season. That is a small count, and we would not time a listing on it.

Can I sell my Lost Creek Village at The Vines home while I live out of state?

Yes. About 44 percent of Lost Creek owners have an out-of-state mailing address on the county roll, and closings can be handled by mail, remote notary or power of attorney through the title company. We coordinate the gate, key and utility steps locally.

Can I sell with a tenant in the home?

Generally yes, subject to the lease and the association's rules. The buyer takes the lease, and the estoppel and any tenant approval steps stay with the association. Give the buyer the lease, the deposit and the renter's registration early.

What happens to my assessments at closing?

Assessments are prorated in the contract, and section 720.3085 makes a new owner jointly liable with the prior owner for assessments due before transfer, which is why the estoppel is paid off at closing. Any special assessment must appear on it.

Do I owe capital gains tax when I sell my Lost Creek Village at The Vines home?

Possibly not. The IRS lets an owner who lived in the home two of the last five years exclude up to $250,000 of gain, or $500,000 for a joint return, and a second home or rental has different rules. Ask a tax professional; we do not give tax advice.

Will my homestead exemption transfer?

No. Florida's homestead exemption belongs to the owner's permanent residence, so the buyer applies for their own. Your portability of the Save Our Homes benefit to a new Florida home is a county filing; check with the Lee County Property Appraiser.

What if my roof is old?

Say so and document it. A roof over 15 years old can draw an insurer's questions in Florida, and a current wind mitigation form and a permit history help the buyer's quote. We can price with a roof credit or ask a roofer for a written estimate.

What if I get a low offer on my Lost Creek Village at The Vines home?

Read it against the closings. Recent buyers have paid 88.8% of final list on average, so a lower offer is not unusual here. We look at price, the club cash the buyer needs, the inspection period and financing before we counter.

Should I lower the price if my home has been listed for months?

If it has been on the market 120 days without an offer, compare it with the three closest closings. The July 2026 sale that took 165 days closed at 88.5 percent of its final list, and a timely reduction beats a long wait.

What repairs will a buyer ask for after inspection?

Roof, air-conditioning, water heater, electrical panel, plumbing and wind-mitigation items on an older home are the usual ones. Florida buyers' insurers can also ask for a four-point inspection on homes over a certain age, so we suggest ordering one yourself.

Do I need an elevation certificate or survey to sell?

Not by law for a Zone X home, but a buyer may ask for a survey, and an elevation certificate helps if flood insurance is quoted. Ask the Village's floodplain staff whether one is on file for your address.

How long does closing take after I accept an offer?

A financed closing commonly takes 30 to 45 days, cash faster, plus the estoppel's 10 business days and the club's membership approval, which we schedule at contract so nothing waits at the end.

Does the club membership transfer to the buyer?

Membership is the buyer's own under section 8.28, and a seller's membership status is handled by the club's own rules. Ask the club what happens to your membership at sale, and whether any equity or refund applies.

Do you buy Lost Creek Village at The Vines homes yourselves?

No. We are listing agents and buyer's agents at Domain Realty. We help you test the market on price and terms.

How do I start selling my Lost Creek Village at The Vines home?

Start with the free valuation, then call Jesse direct at (239) 898-6072. As Top 1% Real Estate Agents Nationally Since 2008, he reviews the matching closings, the roof and air-conditioning, the documents you hold and the club cost a buyer sees, and gives you a written price range.

Will you list my Lost Creek Village at The Vines home if it is not perfect?

Yes. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and older homes at Lost Creek trade at every level of condition, as the record shows. We price to the condition you have and tell you which improvements return their cost.

What marketing do you use for a Lost Creek Village at The Vines listing?

Professional photography, video and drone where the gate rules allow, MLS syndication, a qualified-buyer database and discreet options. The marketing here has to explain a village where two very different price groups sit in the record, and we do that in the listing.

Selling your Lost Creek Village at The Vines home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Sources and Authoritative References

Every fact on this Lost Creek Village at The Vines guide traces to a primary record below: the Vines association's own documents, Estero Country Club, Florida statutes, Lee County and Village of Estero records, and FEMA and federal sources. Parcel and sale facts come from the county roll and the MLS.

  1. Lee County School District, Estero Elementary and district pages (accessed September 30, 2026)
  2. Estero Country Club home page (accessed September 30, 2026)
  3. Estero Country Club, community and real estate page (accessed September 30, 2026)
  4. Estero Country Club, golf page (accessed September 30, 2026)
  5. Florida Office of Insurance Regulation, wind mitigation resources (accessed September 30, 2026)
  6. Florida Department of Revenue, documentary stamp tax (accessed September 30, 2026)
  7. FEMA National Flood Hazard Layer, flood hazard zones service (accessed September 30, 2026)
  8. Miromar Outlets, driving directions (accessed September 30, 2026)
  9. FEMA Map Service Center (accessed September 30, 2026)
  10. Lee County School District, Three Oaks Elementary (accessed September 30, 2026)
  11. Lee County School District, Three Oaks Middle (accessed September 30, 2026)
  12. Lee County Resolution Z-88-292, zoning resolution record (accessed September 30, 2026)
  13. Lee County Resolution Z-89-097 (1989), zoning resolution record (accessed September 30, 2026)
  14. Lee County Resolution ZAB-84-164 (1984), zoning resolution record (accessed September 30, 2026)
  15. Florida Department of Transportation, Florida Traffic Online (accessed September 30, 2026)
  16. Vines Community Association home page (accessed September 30, 2026)
  17. Vines Community Association board of directors page (accessed September 30, 2026)
  18. Vines Community Association newsletters (accessed September 30, 2026)
  19. Vines Community Association hurricane preparedness plan (PDF) (accessed September 30, 2026)
  20. Vines Community Association permit brochure (PDF) (accessed September 30, 2026)
  21. Vines Community Association articles of incorporation (PDF) (accessed September 30, 2026)
  22. Vines Community Association bylaws (PDF) (accessed September 30, 2026)
  23. Vines Community Association declaration (PDF) (accessed September 30, 2026)
  24. Vines Community Association certificate of amendment (PDF) (accessed September 30, 2026)
  25. Vines architectural guidelines for modifications, 2022 (PDF) (accessed September 30, 2026)
  26. Vines 2024 hurricane resident guide (PDF) (accessed September 30, 2026)
  27. Vines architectural review form instructions (PDF) (accessed September 30, 2026)
  28. Vines recorded certificate of amendment to bylaws, 2024 (PDF) (accessed September 30, 2026)
  29. Vines 2025 hurricane preparedness contact list (PDF) (accessed September 30, 2026)
  30. Citizens Property Insurance, 2026 multiperil rate announcement (accessed September 30, 2026)
  31. Citizens Property Insurance, uniform mitigation verification form changes (accessed September 30, 2026)
  32. Consumer Financial Protection Bureau, Owning a Home (accessed September 30, 2026)
  33. Florida Gulf Coast University, fast facts (accessed September 30, 2026)
  34. FEMA National Flood Insurance Program, FloodSmart (accessed September 30, 2026)
  35. Florida Division of Emergency Management, Know Your Zone (accessed September 30, 2026)
  36. Florida Statutes 627.0629, 2025 (Florida Senate) (accessed September 30, 2026)
  37. Florida Senate, 2024 Senate Bill 979 (accessed September 30, 2026)
  38. U.S. Department of Housing and Urban Development, assistance animals (accessed September 30, 2026)
  39. Internal Revenue Service, Topic 701, sale of your home (accessed September 30, 2026)
  40. Lee County, special districts (accessed September 30, 2026)
  41. Lee County Community Development (accessed September 30, 2026)
  42. Lee County Community Development, flood zones and FIRM (accessed September 30, 2026)
  43. Lee County Community Development, zoning (accessed September 30, 2026)
  44. Lee County Solid Waste, residential service (accessed September 30, 2026)
  45. Lee County Utilities (accessed September 30, 2026)
  46. Lee County Property Appraiser (accessed September 30, 2026)
  47. Lee County School District, 2025 to 2026 school grades report (accessed September 30, 2026)
  48. Lee County School District, school zones (accessed September 30, 2026)
  49. Lee County Tax Collector, property taxes (accessed September 30, 2026)
  50. Florida Statutes 163.3202, land development regulations (accessed September 30, 2026)
  51. Florida Statutes 201.02, documentary stamp tax on deeds (accessed September 30, 2026)
  52. Florida Statutes 553.899, milestone inspections (accessed September 30, 2026)
  53. Florida Statutes 627.0629, wind mitigation discounts (accessed September 30, 2026)
  54. Florida Statutes 689.261, disclosure of ad valorem taxation (accessed September 30, 2026)
  55. Florida Statutes 718.112, condominium bylaws and reserves (accessed September 30, 2026)
  56. Florida Statutes 720.301, homeowners' associations, definitions (accessed September 30, 2026)
  57. Florida Statutes 720.303, association powers and records (accessed September 30, 2026)
  58. Florida Statutes 720.3045, association procedures (accessed September 30, 2026)
  59. Florida Statutes 720.305, obligations of members and fines (accessed September 30, 2026)
  60. Florida Statutes 720.306, meetings and voting (accessed September 30, 2026)
  61. Florida Statutes 720.3075, prohibited clauses (accessed September 30, 2026)
  62. Florida Statutes 720.3085, assessment liability and lien (accessed September 30, 2026)
  63. Florida Statutes 720.30851, estoppel certificates (accessed September 30, 2026)
  64. Florida Statutes 720.401, disclosure before sale (accessed September 30, 2026)
  65. Florida Statutes 760.23, discrimination in sale or rental of housing (accessed September 30, 2026)
  66. National Hurricane Center, Hurricane Ian tropical cyclone report (PDF) (accessed September 30, 2026)
  67. National Hurricane Center, Hurricane Milton tropical cyclone report (PDF) (accessed September 30, 2026)
  68. Vines Community Association, Lost Creek village page (accessed September 30, 2026)
  69. Lost Creek Village renters' rules (PDF) (accessed September 30, 2026)
  70. Vines Community Association, documents page (accessed September 30, 2026)
  71. Vines Community Association rules and regulations approved July 29, 2024 (PDF) (accessed September 30, 2026)
  72. Vines Community Association 2026 real estate signage standards (PDF) (accessed September 30, 2026)
  73. Florida Division of Corporations, search results for Lost Creek Village (entity N12778) (accessed September 30, 2026)
  74. Estero Country Club, membership page (accessed September 30, 2026)
  75. Estero Country Club, frequently asked questions (accessed September 30, 2026)
  76. Village of Estero, permits page (accessed September 30, 2026)
  77. Village of Estero, flood maps and zones (accessed September 30, 2026)
  78. Village of Estero, schools page (accessed September 30, 2026)
  79. Lee County Resolution Z-89-097 (1989), PDF (accessed September 30, 2026)
  80. Lee County Property Appraiser, 2026 tax roll, Lost Creek Village at the Vintage parcels: use, year built, heated area, bedrooms, baths and land, read September 30, 2026.
  81. Lee County recorded sales, DOR-qualified, all years on file, newest recording July 29, 2026, as carried in the county sales file.
  82. Southwest Florida MLS Matrix, Development The Vines, Lost Creek Village at The Vines closings and actives, pulled September 29, 2026.
  83. Southwest Florida MLS Matrix, closings and actives for the four sibling villages at The Vines, pulled September 29, 2026.
  84. McGreevy and Comisar sub-community roster for The Vines, September 30, 2026, including the association reconciliation.
  85. Florida Division of Corporations, record N12778, Lost Creek Village at Vines Country Club, Inc., filed December 27, 1985, read September 30, 2026.

Downloadable Documents

Lost Creek Village at The Vines' key documents are published by the Vines Community Association, Lee County, Florida and the federal government; the table links each to its issuing authority. The village's own declaration is a recorded instrument at the Lee County Clerk of Court, and the village estoppel comes from its manager.

Document

Issued by

Date

Link

Lost Creek Village renters' rules

Lost Creek Village association

undated

Renters' rules, PDF

Rules and regulations

Vines Community Association

approved July 29, 2024

Rules and regulations, PDF

2026 real estate signage standards

Vines Community Association

January 23, 2026

Signage standards, PDF

Declaration

Vines Community Association

as posted

Declaration, PDF

Bylaws

Vines Community Association

as posted

Bylaws, PDF

Certificate of amendment

Vines Community Association

2011

Certificate of amendment, PDF

2024 hurricane resident guide

Vines Community Association

2024

Resident guide, PDF

Zoning Resolution Z-89-097

Lee County

December 11, 1989

Resolution, PDF

Uniform mitigation verification form changes

Citizens Property Insurance

March 19, 2026

Form changes

Hurricane Ian Tropical Cyclone Report

National Hurricane Center

2022

Ian report, PDF


Market data from Southwest Florida MLS, pulled September 2026. McGreevy and Comisar, Best Realtor for Lost Creek Village at The Vines. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.