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Fountain Lakes - Forest Ridge Shores

Fountain Lakes - Forest Ridge Shores

Forest Ridge Shores is a 64-lot neighborhood of detached houses inside Fountain Lakes in Estero, built 2000 to 2002 and governed as a Chapter 720 HOA, not a condominium, with every recent closing listed. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Forest Ridge Shores is a single-family neighborhood inside the master-planned community of Fountain Lakes in Estero, Florida. It is 64 platted lots on three streets, built in 2000 to 2002, with a 2026 association budget of $450 a quarter per home and one pending question this page settles from the recorded documents: it is a homeowners' association, not a condominium. McGreevy and Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012.

A word on the name, because the two Forest Ridges sit inside the same gates. This page covers Forest Ridge Shores at Fountain Lakes Neighborhood Association, Inc. It is not Forest Ridge, the larger 135-lot neighborhood next to it with its own association and its own guide, and it is not Marsh Landing on Forest Ridge Drive, which is a separate community outside the Fountain Lakes gates.

If you own here and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the sections below show what a Forest Ridge Shores house has closed at, what it costs to carry, which rules are stricter here than anywhere else in Fountain Lakes, and which papers to ask for before you write an offer. Where the public record stops, we say so and name the document that would answer the question.

Why McGreevy and Comisar Are the Best Realtor for Forest Ridge Shores

McGreevy and Comisar are the best realtor for Forest Ridge Shores because the case sits on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a neighborhood read built from every recent MLS closing, the county's lot-by-lot roll and the recorded declaration itself.

If you're searching for the best realtor for Forest Ridge Shores in Fountain Lakes, Estero, whether you're ready to sell your Forest Ridge Shores home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Sellers and buyers comparing the best real estate agents in Estero should ask each agent to price a specific Forest Ridge Shores house from the neighborhood's own recent sales, and we do that below in the open.

Recent Forest Ridge Shores track record (last 12 months): In the last 12 months Forest Ridge Shores has seen 5 resales in the Southwest Florida MLS (Matrix, pulled September 29, 2026, closings to that date), at a median of $522,500 (n = 5, odd, so the middle sale), a range of $470,000 to $610,000, $2,647,500 in total volume, a median of 44 days on market and a median sold-to-list ratio of 95.9% (the mean of the five per-sale ratios is 97.7%). The highest-priced resale in that window was $610,000 for a four-bedroom, three-bath, 2,080 square foot house in August 2026. We publish no count of Forest Ridge Shores sales we represented, because none is on file for this neighborhood, and we do not dress up a public-record comparison as our own deal.

In the last 12 months we tracked every one of the 5 Forest Ridge Shores closings in the Southwest Florida MLS, and we tracked all 16 closings on record since March 2022 (12 filed under the neighborhood's own label and 4 filed under the generic Fountain Lakes label that the county's recorded sales let us place). Each one is listed in the market snapshot below, by month, price, bedrooms and area only.

For Forest Ridge Shores sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion when a sale needs to stay quiet. At this price rung the work is paperwork as much as marketing: the neighborhood's purchase application (a $150 fee, filed at least 20 days before the sale date), the estoppel from the manager, and a buyer pool that has to be comfortable with a six-month minimum lease and a two-leases-a-year cap.

For Forest Ridge Shores buyers: the first question is the association, because the page for this neighborhood on the community's own website labels its main document a condominium declaration and the recorded document says otherwise. The second is the carry: $450 a quarter in 2026, of which $370 is the master pass-through. The third is the flood map, because three of the five street points we tested returned Zone AE.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Living in Forest Ridge Shores as a Homebuyer

Living in Forest Ridge Shores means a detached house on its own platted lot, one of 64, in a small gated pocket of Fountain Lakes where the neighborhood association keeps the drainage and the west fence line, the master association runs the roads, golf course and pools, and each owner keeps the roof, the yard and the insurance.

What Is Forest Ridge Shores?

Forest Ridge Shores is a 64-lot residential neighborhood of Fountain Lakes, a gated community of about 900 lots in Estero, Lee County, ZIP 33928. The county roll matches all 64 lots to single-family use, on Springside Drive (26 lots), Snaptail Court (23) and Fountain Lakes Boulevard (15). The plat is recorded in Plat Book 64, pages 83 to 87, and the association's own bylaws count exactly 64 votes, one per lot.

Who Buys a Forest Ridge Shores House?

The public record supports three uses of the property: a full-time home, a seasonal home, and a rented home, though the lease rules here are the tightest in the community. We read these from the size, price and rules of the houses, and we describe the property, not the people who own or rent it. A buyer who wants a shorter-term rental should read the rental section before making an offer.

A Day in the Neighborhood

Most of daily life happens on the master association's side of the line. The clubhouse and activity center, the fitness center, two pools and a hot tub, the tennis, pickleball, bocce and shuffleboard courts and the private nine-hole par-3 course belong to the Fountain Lakes Community Association campus off Fountain Lakes Boulevard, and Coconut Point is across US-41 from the main gate. Inside Forest Ridge Shores itself there are streets, front lawns, a lake tract and a fence along the west edge.

What Forest Ridge Shores Does Not Have

Five things buyers sometimes assume. No condominium ownership: every owner holds fee simple title to a lot and a house. No neighborhood pool or clubhouse: the recorded documents name none. No new construction: the houses were built between 2000 and 2002 and every sale is a resale. No shared roof or exterior insurance: each owner insures and maintains the house. No age restriction: it is an all-ages neighborhood.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Forest Ridge Shores Market Snapshot: What Homes for Sale Actually Close At

Forest Ridge Shores houses closed 16 times in the Southwest Florida MLS in the 60 months to September 29, 2026, at a $552,000 median and 28.5 median days on market, the first window that reaches 10 closings. In the last 12 months, 5 closed at a $522,500 median (a small sample).

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

MLS figures use MLS living area; county figures are recorded deed prices flagged as qualified arm's-length sales and are never mixed with MLS square-foot figures. Medians use the mean of the middle pair when n is even. Sold-to-list means sold price over final list price. The MLS does not separate this neighborhood cleanly, so we assigned closings two ways: rows carrying the neighborhood's own label (12 of the 16), plus closings filed under the generic Fountain Lakes label whose price and date match a county-recorded sale of one of the 64 lots (4 of the 16). Six closings elsewhere in Fountain Lakes closed after the county file ends on July 29, 2026 and could not be tested, so a Forest Ridge Shores sale filed under another label in the last two months could be missing here.

The Headline Numbers

Window

MLS closings

Median sold

Median $ per MLS sq ft

Median days on market

Median sold-to-list

12 months

5 (small sample)

$522,500

$319.33

44

95.9%

24 months

8 (small sample)

$525,750 (mean of $522,500 and $529,000)

$320.62

59

95.5%

36 months

8 (small sample)

$525,750 (mean of $522,500 and $529,000)

$320.62

59

95.5%

60 months, first window with 10+

16

$552,000 (mean of $534,000 and $570,000)

$324.09

28.5

98.5%

The 24-month and 36-month windows are the same eight sales, because none closed between August 2023 and March 2025. The 60-month window totals $9,016,500 in volume, with prices from $420,000 to $699,000, days on market from 3 to 250 (mean 56.6) and a mean of the per-sale sold-to-list ratios of 99.1%. Four sold above the final list price, three at it and nine below it.

Every Forest Ridge Shores MLS Closing, Last 60 Months

Sixteen closings is enough for a median, but a neighborhood this small is read sale by sale. Here is each one, by month, price, bedrooms and area only.

Closed

Beds and baths

MLS living area

List price

Sold price

Sold-to-list

Days on market

Aug 2026

3 and 2

1,785

$599,900

$570,000

95.0%

14

Aug 2026

4 and 3

2,080

$594,500

$610,000

102.6%

126

Jun 2026

3 and 2

1,460

$490,000

$470,000

95.9%

91

Apr 2026

3 plus den and 2

1,559

$522,500

$522,500

100.0%

44

Mar 2026

3 plus den and 2

2,047

$500,000

$475,000

95.0%

36

Aug 2025

3 and 2

1,559

$529,000

$529,000

100.0%

21

Jul 2025

4 and 2

2,032

$589,000

$534,000

90.7%

74

Apr 2025

3 and 2

1,466

$549,900

$510,000

92.7%

250

Jul 2023

3 and 2

1,461

$440,000

$420,000

95.5%

174

May 2023

3 and 2

1,793

$589,900

$585,000

99.2%

45

Apr 2023

3 plus den and 2

2,052

$620,000

$607,000

97.9%

6

Nov 2022

3 and 2

1,749

$699,000

$699,000

100.0%

3

Nov 2022

3 and 2

1,466

$525,000

$490,000

93.3%

12

Jun 2022

4 and 2

2,100

$599,900

$650,000

108.4%

3

May 2022

3 plus den and 2

1,745

$625,000

$650,000

104.0%

3

Mar 2022

3 and 2

1,765

$599,900

$695,000

115.9%

3

Every one of the 16 is a marketed MLS sale; none was entered after closing. Only the August 2026 four-bedroom is listed with three baths.

The 12-Month Window Alone

In the last 12 months we tracked 5 closings, from $470,000 to $610,000. Two were under 1,600 square feet and three between 1,785 and 2,080. Volume was $2,647,500. Five is a small sample, so the median of $522,500 is a description of five sales, not a forecast. Two of the five closed in the final week of August 2026, one above and one below its list price.

Longer Windows and Why They Differ

The 60-month median ($552,000, n = 16) sits above the 12-month figure ($522,500, n = 5) because five of the sixteen closed in the 2022 run-up, when four of five sold in three days and three sold above list at $650,000 to $695,000. The 24-month and 36-month medians ($525,750) are the same eight sales from March 2025 to August 2026. Read the longer window as history and the 12-month and 24-month figures as today.

Size Bands and What They Show

Sorting the 16 by MLS living area, the six under 1,600 square feet had a median of $500,000 (n = 6, even, mean of $490,000 and $510,000, a small sample), the five from 1,600 to 1,999 a median of $650,000 (n = 5, small sample) and the five at 2,000 and above a median of $607,000 (n = 5, small sample). The middle band looks strongest, but four of its five sales closed in 2022, so the band is mostly a timing effect. Compare a house with houses of its own size closed in the last 24 months, not with the 60-month table.

The Price Path, Year by Year

Every year below is a small sample of MLS-marketed closings, so treat each median as a description. There was no MLS closing in 2024.

Year

MLS closings

Median sold

Range

Median days on market

Median sold-to-list

2022 (March to November)

5

$650,000

$490,000 to $699,000

3

104.0%

2023

3

$585,000

$420,000 to $607,000

45

97.9%

2024

0

none

none

none

none

2025

3

$529,000

$510,000 to $534,000

74

92.7%

2026 to September 29

5

$522,500

$470,000 to $610,000

44

95.9%

The pattern is a fast, above-list 2022, a slower 2023, a gap in 2024, a 2025 in which two of three closed below list after 74 and 250 days, and a 2026 that has been quicker and near list. All eight closings in the last 24 months fell between March and August, none between September and February (n = 8, so a pattern to note and not a rule).

What Is For Sale at Forest Ridge Shores Right Now

On September 29, 2026 the MLS showed no Forest Ridge Shores active carrying the neighborhood's own label. Zero active listings against five closings a year means there was nothing to buy on that date under this label. An active filed under the generic Fountain Lakes label would not appear in this pull, so call Marc for a live check before you assume there is nothing to see.

Recorded Sales by Year, County Record

The county's qualified recorded sales cover more years than the MLS. This is the long view. County figures are recorded deed prices flagged as qualified arm's-length sales; they include deeds that never touched the MLS. The file holds 107 qualified sales for the 64 lots, 52 of them from 1999 to 2001 and 55 since 2009.

Year

Qualified county sales

Median price

2026 (to July 29)

3

$475,000

2025

3

$529,000

2024

0

none

2023

3

$585,000

2022

7

$545,000

2021

7

$417,000

2020

5

$332,400

2019

4

$322,500

2018

2

$332,950

2017

3

$375,000

2016

2

$372,500

2015

1

$320,000

2014

2

$277,500

2013

3

$230,000

2012

1

$255,000

2011

2

$192,500

2010

3

$242,900

2009

4

$245,250

2001

26

$104,400

2000

18

$104,400

1999

8

$137,800

Since September 29, 2025 the county file shows 3 qualified sales at a median of $475,000 (small sample). From the $332,400 median of 2020 (n = 5) to $545,000 in 2022 (n = 7) is a 64 percent rise, and from $585,000 in 2023 to $475,000 in 2026 is a 19 percent fall. Small counts move medians, so we describe the direction and not a precise rate. The three rows from 1999 to 2001, at $104,400 to $137,800, are far below any resale in the record; our reading is lot-stage or builder-stage transfers while the neighborhood was being built, and the recorded documents, not the roll, would confirm it.

A Public-Record Sale, Walked Through: August 2026

This is a public-record sale, not one of ours, and it is the highest-priced Forest Ridge Shores closing of 2026. A four-bedroom, three-bath, 2,080 square foot house closed in August 2026 at $610,000 after 126 days on market, against a final list of $594,500. Four facts stand out. It closed above its final list price, one of only four of the 16 closings to do so and the only one since 2022. It took 126 days, so the buyer was not in a hurry and the price was probably negotiated up from a lower earlier ask; the MLS shows the final list only. It is the only closing on record with a third full bath. And it closed one day before a 1,785 square foot, three-bedroom house sold on the 25th at $570,000, a $40,000 gap that shows how much a fourth bedroom and third bath can matter here.

For the buyer, that sale carried costs the price does not show: the $150 purchase application, a $2,500 one-time capital contribution that the association's 2026 sales packet lists for new owners, and then $450 a quarter, or $1,800 a year, in association dues before insurance and tax (the 2026 adopted budget). At $610,000, the dues alone are about 0.3 percent of the price a year; the insurance a house in this position needs is the larger unknown.

How Did Forest Ridge Shores Come to Be?

Forest Ridge Shores came to be in 1999, when Kraus-Anderson Incorporated, the original Fountain Lakes declarant, committed a land segment of 64 residential property units to the Fountain Lakes plan and formed a neighborhood association for it. Homes followed between 2000 and 2002, and the whole neighborhood is a resale market today.

The Recorded Timeline

The dates below come from recorded instruments and state records, not from marketing copy.

Date

Event

Record

February 4, 1999

The neighborhood association is incorporated as a Florida not-for-profit

Florida Division of Corporations, document N99000000782

August 2, 1999

Kraus-Anderson records the supplement that commits the land to the Fountain Lakes plan as 64 residential property units

Lee County Official Records, Book 3153, Page 712

1999 to 2001

Fifty-two first recordings on the county roll, at $34,800 to $174,000 each

Lee County recorded-sales file (our reading: lot or builder-stage transfers)

February 7, 2000

An easement agreement for a west-line fence is recorded among the declarant, a homebuilder and the association

Lee County Official Records, Book 3218, Page 3352

2000 to 2002

The 64 houses are built: 19 in 2000, 37 in 2001 and 8 in 2002

Lee County Property Appraiser, 2026 tax roll

June 21, 2021

Members vote to amend and restate the neighborhood declaration

2021 Amended and Restated Declaration

November 1, 2021

Amended and restated articles are filed

Florida Division of Corporations

2026

The association adopts a budget of $116,096.25 for 64 units

2026 Sales Packet

The plat is Plat Book 64, pages 83 to 87 in Lee County, recorded as Forest Ridge Shores Subdivision.

Who Built the Houses?

The recorded declaration names Kraus-Anderson as the declarant and a Nevada partnership, Centex Homes, as a homebuilder exempt from the neighborhood's architectural review, and the fence easement agreement lists Centex among its parties. That is as far as the record goes. We do not have a recorded document that says which lots Centex built, so this page makes no claim about the builder of any one house, and we do not use a marketing site's builder claim in place of a recorded one.

How the Neighborhood Fits the Fountain Lakes Plan

Forest Ridge Shores is one of the later land segments in a community that Kraus-Anderson began building in 1987. The parent plan is a multistage planned community, so each neighborhood arrived by its own recorded supplement, with its own declaration and its own association layered under the master, the Fountain Lakes Community Association. Its separate neighbor inside the gates is Forest Ridge, a larger and older neighborhood built between 1994 and 1999.

Thinking of Selling or Buying in Forest Ridge Shores at Fountain Lakes? Five Houses Closed in 12 Months

Forest Ridge Shores, the 64-lot neighborhood inside Fountain Lakes, had 5 MLS closings in the last 12 months at a $522,500 median (a small sample), and there were no active listings on September 29, 2026. If you own here, request a free Forest Ridge Shores home valuation and Jesse will match your house to the closings that fit it, or Call Jesse direct at (239) 898-6072. If you are buying, Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What the Master Declaration Citations Show

The Forest Ridge Shores instruments cite the master declaration of August 11, 1987 at Official Records Book 1938, Page 4601. The Fountain Lakes hub cites Book 2171, Page 2817 for the founding declaration. Those are two different citations for the same family of documents, and we do not reconcile them here without pulling both from the Lee County Clerk. The 2021 restatement also calls the neighborhood declaration Exhibit B to Supplement 5, while the recorded instrument itself is Supplement 22. Both are cited here so an attorney or title agent knows to check them.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Is Forest Ridge Shores a Condominium or an HOA? What the Recorded Documents Say

Forest Ridge Shores is a homeowners' association of 64 platted lots under Florida Statutes Chapter 720, not a condominium under Chapter 718. The 1999 supplement says so in terms, the 2021 restated declaration cites Chapters 617 and 720, and the state condominium register carries no Forest Ridge Shores project.

What the Documents Say

Four records point the same way. The 1999 supplement states that the association is not intended to be a condominium association under Chapter 718. The 2021 Amended and Restated Declaration defines Lots and Owners, and grants each Owner one vote and a 64th share of assessments. The bylaws count 64 lots and 64 votes. And the Florida Division of Condominiums extract for Lee County lists the Greens, the Manors, Sungate and the Villas of Fountain Lakes, but no Forest Ridge Shores project, as of our September 2026 read.

Why You Will See the Word Condominium Anyway

Three places use it. The community website labels the neighborhood's PDF "Declaration of Condominium." The 2026 lease application cites Section 718.166 of the condominium chapter, which reads as a form carried over from another neighborhood. And the Fountain Lakes hub and our own sub-community roster listed the regime as a condominium or as unresolved until this page was written. A label is not a regime. The recorded declaration and the county roll, which carries all 64 parcels as single-family use, control.

What the Difference Means for a Buyer

Under Chapter 720 the owner holds title to a lot and a detached house, insures the house, and maintains the roof and structure. There is no condominium building, no shared roof, no unit-owner structural reserve study and no milestone inspection of the kind that condominium buildings of three stories or more must pass. The section on Florida's condominium safety laws below explains what does and does not apply here.

What the Difference Means for a Lender and an Insurer

A lender that reads the neighborhood as a condominium may ask for a condominium questionnaire that does not fit. The neighborhood's own sales packet lists a mortgagee questionnaire fee of up to $150. Tell the insurer and the lender at the start that this is a detached single-family house in a homeowners' association, and ask the association's manager for its statement of the regime in writing.

Where the Record Is Not Clean

The recording date of the 2021 restatement is not on the copy we read, and we cite the members' vote date instead. Anyone closing here should have a title agent pull the recorded set from the Lee County Clerk.

The Homes: What Is a Forest Ridge Shores House Like?

Forest Ridge Shores homes are detached single-family houses on 64 platted lots, built between 2000 and 2002, with a median of 1,759 heated square feet on the 2026 county roll, three bedrooms in 52 of 64 houses, and prices from $420,000 to $699,000 across 16 MLS closings in the last 60 months.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The County Roll Profile

Feature

Count or range

Source

Residential parcels

64, all single-family use

Lee County Property Appraiser, 2026 tax roll

Year built

2000 (19 houses), 2001 (37) and 2002 (8)

Same

Heated area

1,346 to 2,202 square feet, median 1,759

Same

Bedrooms on the roll

2 bedrooms (2 houses), 3 (52), 4 (10)

Same

Bathrooms

2 baths (57 houses), 3 baths (7)

Same

Streets

Springside Drive 26, Snaptail Court 23, Fountain Lakes Boulevard 15

Same

The Floor Plans Buyers Find in the MLS

The MLS records size in four clusters: about 1,460 square feet, about 1,560, about 1,750 to 1,800 and about 2,000 to 2,100. Nine of the 16 closings are labelled three-bedroom, four are labelled three bedrooms plus a den and three are four-bedroom. Model names are not published in the association's documents, so this page does not name them.

What Sold for What, by Size

In the 12 months to September 29, 2026 the two closings under 1,600 square feet sold at $470,000 and $522,500 (1,460 and 1,559 square feet), and the three larger ones at $475,000 to $610,000. The 2,047 square foot house that sold for $475,000 in March 2026 has the lowest price per square foot in the record ($232), which shows that size alone does not set price here. Condition, updates and the ask matter as much.

Roofs, Driveways and Garages

The recorded rules require an attached garage for two to four cars and no carports. Roofs must be architectural shingle or tile, and a replacement needs association approval. Driveways must be poured concrete or pavers. A buyer of a 2000 to 2002 house should ask for the roof's age and permit, because a house of that age may be on its second roof.

Minimum House Sizes

The declaration requires at least 1,300 square feet of heated space for a one-story house and 1,450 for a two-story house. The smallest house on the roll, at 1,346 square feet, meets the one-story minimum.

The Fence Line

Fences are prohibited across the neighborhood except on the 14 lots that carry the recorded west-line fence easement, Lots 1, 2 and 4 through 15. The association maintains that fence as a common expense. If a house you are viewing backs onto that line, ask which fence it is and who paid for the last repair.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Amenities Come With a Forest Ridge Shores Home?

A Forest Ridge Shores home carries no neighborhood clubhouse or pool of its own; its amenities are the master association's, including a private nine-hole par-3 golf course for residents, two pools and a hot tub, a fitness center, tennis, pickleball, bocce and shuffleboard courts, a billiards room, a library and a playground.

What Is Inside Forest Ridge Shores

The neighborhood owns nothing that residents use for recreation. Its common areas are a roadway tract, a lake and drainage tract and four 15-foot sign and landscape easements, and the master association maintains them as Corporation Common Areas. Streets are Springside Drive, Snaptail Court and part of Fountain Lakes Boulevard.

The Parent Community's Amenities

The Fountain Lakes Community Association runs a private nine-hole, par-3 executive course, par 27, opened in 1979 for residents and their guests, with walking play and pull carts, no riding carts and no driving range. Beside it are two swimming pools and a hot tub, a fitness center, tennis and pickleball courts, bocce and shuffleboard, a billiards room, a library, a playground and a clubhouse the board refreshed in 2026. Resident play is part of association membership, and some league days carry a small day-of fee. See the Fountain Lakes guide for hours and rules.

Gates and Access

The main gate is at Fountain Lakes Boulevard and US-41 with a call box, and a residents-only back gate is at West Tree Road and Williams Road. Vehicles need a barcode decal, and gate monitors are posted from 7 a.m. to 9 p.m. Both are master-association services, so a Forest Ridge Shores house has the same gate access as every other Fountain Lakes address.

Use of Amenities by Tenants

The master rules generally keep a leased home's occupants off the recreation and parking facilities during the lease. A buyer planning to rent should read the rental section here before assuming a tenant can use the golf course.

What Is Not Here

There is no neighborhood pool, no neighborhood clubhouse, no neighborhood gate and no neighborhood golf membership to buy separately. The neighborhood's recorded documents state that no rent or land use fee is charged for recreational facilities.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Are the HOA Fees at Forest Ridge Shores?

Forest Ridge Shores homeowners pay a regular assessment of $450 per quarter, or $1,800 per year, in the association's 2026 budget, up from $430 per quarter in 2025. Of that, $370 per quarter is a line the neighborhood passes through to the Fountain Lakes master association, and a one-time $2,500 capital contribution applies to a new owner.

The 2026 Budget, Line by Line

The association's 2026 Sales Packet shows an adopted budget of $116,096.25 for 64 units. These are the lines.

Line

2026 budget

What it is

Master association fee

$94,720

$370 per unit per quarter, $1,480 per year

Insurance

$12,000

Association policies

Management

$6,600

Professional management

Office

$1,540

Administration

Contingency

$500

Budgeted as a contingency line

Legal

$400

Legal fees

Taxes

$275

Taxes

State filing

$61.25

Annual filing

Total

$116,096.25

Where the Money Goes

The master line is about 81.6 percent of the budget. The other $80 a quarter per home, roughly $320 a year, covers insurance, management, the office and legal costs. In 2025 the master line was $89,600, or $350 per unit per quarter, so the master's own increase of $20 per unit per quarter accounts for the whole $20 rise in the regular assessment.

The Reserve Question

The adopted budget has no reserve line. That is not unusual for a homeowners' association whose common property is a road tract, a drainage tract and a fence, but it means a large repair would be paid by a special assessment or from operating funds. Ask the manager whether the association holds any reserve account and what it covers.

A Discrepancy We Found

Our Fountain Lakes guide gives the master assessment as $380 per quarter. The Forest Ridge Shores 2026 budget carries the master line at $370 per quarter. The difference may be a budget-year difference, a partial pass-through or a hub-level error, and we could not settle it from the documents. Confirm the current master fee with the manager before you rely on either figure.

One-Time Charges at Purchase

The neighborhood's sales packet lists a $2,500 capital contribution, a $150 non-refundable purchase application filed at least 20 days before the sale date, and a mortgagee questionnaire fee of up to $150. It does not say whether the $2,500 is separate from the master association's own $2,500 capital contribution, so ask both offices whether a buyer pays one or two.

The Estoppel

Florida caps the fee for a current-account estoppel certificate at $299, and Section 720.30851 sets the delivery time. The neighborhood declaration requires the estoppel within 10 working days. The association's page lists its manager as the contact for estoppel requests.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Forest Ridge Shores' Layered Fees: Neighborhood, Master, One-Time and Tax

Forest Ridge Shores owners pay through three layers: the neighborhood assessment of $450 a quarter, which already includes the master association fee, one-time charges of about $2,500 to $2,800 at purchase, and county property tax. A separate irrigation cooperative exists in Fountain Lakes, and we could not confirm whether these parcels are billed by it.

The Recurring Layer

Layer

Amount

Basis

Neighborhood regular assessment

$450 per quarter, $1,800 per year

2026 adopted budget

Of which, master pass-through

$370 per quarter, $1,480 per year

2026 budget line

Irrigation cooperative

$32 per month at the master level, if billed

Fountain Lakes guide; billing to these lots not confirmed

Master community development district

None

No district assessment in the Fountain Lakes plan

The One-Time Layer

A buyer should plan for the $150 application, the $2,500 capital contribution (and the possible second $2,500), and up to $150 for a mortgagee questionnaire. A tenant moving in adds a $150 lease application fee and a $50 background check for each adult applicant and occupant.

The Seller's Layer

In Lee County the seller customarily pays for the owner's title policy and for documentary stamp tax on the deed, at $0.70 per $100 of price, which is $3,850 on a $550,000 sale; the contract controls who pays what. The estoppel is capped at $299. Property tax is prorated at closing, with the seller giving the buyer a credit for the days the seller owned the house. Commission is negotiable and set by agreement, not by rule.

What We Cannot Say

We do not quote insurance premiums, because they depend on the house, the roof, the flood zone and the carrier. We do not state property tax bills, because the roll's assessed value and exemptions differ by house. The Lee County Tax Collector's site shows the current bill for any address.

The Forest Ridge Shores Declaration, Covenants, ARC and Rules

The Forest Ridge Shores declaration is the 2021 Amended and Restated Declaration, approved by members on June 21, 2021 under Florida Statutes Chapters 617 and 720. It allows one family per home, requires association approval of exterior changes, bans most fences, sets minimum house sizes and controls leasing more tightly than the master association does.

What the Declaration Controls

The recorded declaration runs to 2050 and renews in 10-year terms. Amendments need two-thirds of the voting interests present and voting. Each of the 64 lots has one vote. Owners are responsible for the house structure and roof, the lot's grounds and the water line from the shut-off valve, and Bonita Springs Utilities is responsible up to the valve.

Architectural Review

Exterior changes need approval, including roof replacement, driveways, fences where permitted and landscaping changes. Builders named in the declaration, including Centex Homes, are exempt from that review. The master association also has an architectural review committee that meets on the second Monday of each month, and the stricter rule controls where they differ. Ask for the approval letter for any past exterior work at the house you are buying.

Everyday Rules

Below-ground irrigation is required. Window and wall air conditioners are prohibited. Portable basketball backboards are allowed, and swing sets have size limits. Boats, recreational vehicles and commercial vehicles may sit outside a garage for no more than 48 hours, and overnight street parking is not permitted. A guest is a person staying up to 30 days in a calendar year.

Insurance and Rebuilding

Owners must insure their own homes, including flood coverage where required, and must start rebuilding within 90 days of a casualty and finish within nine months. That is a real obligation, and we suggest owners confirm their policy limits with an insurance agent.

Enforcement

The association can fine and can lien for unpaid assessments under Chapter 720. Ask the manager for any open violations, fines or liens as part of the estoppel, and ask the seller for the approvals paper trail.

Is Forest Ridge Shores a 55+ Community?

Forest Ridge Shores is not a 55 and older community. None of the recorded documents we read for the neighborhood or for Fountain Lakes carries an age restriction, and the community is described in its own governance as all-ages, with one family allowed per home.

What the Documents Show

The 2021 declaration limits use to one family per home, but it sets no minimum age for owners or residents. The master documents we read set none either.

What That Means for Buyers and Sellers

Buyers of any age may purchase here and any age may live here, subject to the rules. A seller does not narrow the buyer pool by an age rule. We describe the property and its rules, not the people who live in it.

Can You Rent Out a Forest Ridge Shores Home?

Forest Ridge Shores allows leasing, but on tighter terms than most of Fountain Lakes: two leases per calendar year, a six-month minimum, a one-year maximum, no renewal option, no subleasing, and a whole-house lease to a natural person only. The master association's own rule allows 30 days and four leases a year, and the stricter rule controls here.

The Recorded Leasing Rules

Rule

Forest Ridge Shores

Master association

Leases per year

2

4

Minimum term

6 months

30 days

Maximum term

1 year

Not stated in what we read

Renewal option

Not allowed

Not stated in what we read

Subleasing

Not allowed

Not stated in what we read

Lessee

A natural person, whole house only

Approval required

The Application

The 2026 lease application charges $150 plus a $50 background check for each applicant and occupant over 18, and it must be submitted at least 30 days before the lease begins. A lease and a transfer are subject to the master association's approval procedure, and an unapproved transfer is void until approved. The declaration allows one hardship exception.

Guests in a Leased House

Guests staying in a leased house are limited, so a tenant cannot use the house as a hotel. Ask the manager for the current limit.

Short-Term Rentals

A six-month minimum ends short-term and vacation rentals here, and the master association prohibits stays under 30 days anyway. A buyer who wants to rent a house for a season or for a month at a time cannot do it in this neighborhood.

What This Means for an Investor

The two-lease cap and six-month floor limit a lease-up strategy to about one year-round tenant or two seasonal ones, and the natural-person rule bars a company as tenant. We would not underwrite a Forest Ridge Shores purchase on a short-term income model.

Pet Rules at Forest Ridge Shores

Forest Ridge Shores allows up to three animals per home under its 2021 declaration and prohibits aggressive animals, reptiles, monkeys, amphibians, poultry, swine, rabbits, ferrets and livestock. The 2026 pet notice adds no Pitbulls and no exotic pets, including snakes, and bars commercial breeding or boarding.

The Limit

Three animals per home is the cap in the declaration, in the sales packet notice and in the master association's rules, so a household with four pets cannot buy here without a written exception.

Breed and Species

The pet notice names Pitbulls and exotic animals, including snakes. Whether that wording reaches a specific mix or breed is a question for the manager, and a buyer with a breed of concern should ask in writing before making an offer.

Service and Support Animals

Federal fair housing rules treat properly documented assistance animals differently from pets. The HUD guidance on assistance animals explains the rule, and the association's manager handles requests.

Leashes and Yards

The master rules require dogs off the owner's property to be on a fixed leash of no more than six feet, and fences are limited to the 14 lots with the fence easement, so a buyer who wants a fenced yard should check which lot it is.

Buying or Selling in Forest Ridge Shores: Approvals, Estoppels and the Paper Trail

A Forest Ridge Shores sale needs three pieces of paper beyond the contract: the buyer's purchase application, filed 20 to 30 days ahead with a $150 fee, the seller's estoppel certificate, capped by statute at $299, and the master association's approval, since an unapproved transfer is void until approved.

The Timeline

The packet asks for the purchase application at least 20 days before the sale date and says review can take up to 30 days. An offer with a 30-day close should start the application in the first week. A cash buyer is not exempt.

The Documents to Ask For

Ask the seller for the 2021 restated declaration, the 2026 budget, the sales packet, the master association's rules, the current estoppel, and any architectural approvals for the roof, driveway and any pool or screen enclosure. Florida also requires a homeowners' association disclosure summary for a sale in a mandatory association (Section 720.401), and the seller's contract should say who delivers it.

The Fence Question

If the house is one of the 14 west-line lots, ask for the recorded fence agreement and any recent repair bills, because the association maintains that fence as a common expense.

Title and Closing Costs

We suggest a title agent read the recorded set, because of the two book and page discrepancies noted earlier, and confirm the regime as a Chapter 720 association in writing.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Hurricanes, Flood Zone and Insurance at Forest Ridge Shores

Forest Ridge Shores has a mixed flood profile: five address points we tested along its three streets returned two in Zone X and three in Zone AE, on FEMA panel 12071C0587G effective November 17, 2022. The neighborhood is inland, so wind and freshwater flooding are the risks, not open-Gulf surge.

What the Flood Map Shows

We queried FEMA's National Flood Hazard Layer at five street points along Springside Drive, Snaptail Court and Fountain Lakes Boulevard. Two returned Zone X, the 0.2 percent annual chance area in a combined riverine and coastal floodplain, and three returned Zone AE, a Special Flood Hazard Area. Five points do not map 64 lots, so treat this as a warning that the zone changes within the neighborhood and check the exact address on the FEMA Flood Map Service Center.

Elevation and Fill

The original declaration's flood disclosure cites minimum floor elevations of 13.0 and 14.0 feet on the older datum, and the lots were filled to a South Florida Water Management District plan. Those are design rules from 1999, not a current elevation certificate. Ask for the house's elevation certificate.

Insurance

A federally backed mortgage on an AE-zone house requires flood insurance, and X-zone houses are recommended to carry it. The declaration requires owners to insure the house. The Village of Estero's flood insurance discount under FEMA's Community Rating System was reported at 20 percent in our Fountain Lakes guide, and it should be re-verified. We do not estimate premiums, and a licensed insurance agent should quote each house, using the wind-mitigation inspection form to earn credits.

Hurricane Ian

Hurricane Ian made landfall in Lee County on September 28, 2022 as a Category 4 storm. This neighborhood is about four to five miles from the Gulf, so its exposure was wind and rain. The Forest Ridge Shores records we read do not describe damage to any lot, and we make no claim about individual houses.

Preparing

Seasonal owners should leave shutters or hurricane protection arrangements and a local contact with the manager. Hurricane protection that changes the exterior needs approval under the declaration, so confirm the approved style before installing it.

Do Florida Condo Milestone and Reserve Rules Apply to Forest Ridge Shores?

Florida's milestone inspection and structural integrity reserve study rules apply to condominium and cooperative buildings of three stories or more, so they do not apply to Forest Ridge Shores, a homeowners' association of 64 detached houses. The rules that do apply are Chapter 720's records, assessment and estoppel rules.

What the Condominium Rules Cover

Sections 553.899 and 718.112 require milestone inspections and structural integrity reserve studies for covered condominium buildings. They exist because of shared structures such as roofs, walls and parking decks. A Forest Ridge Shores house has its own roof and structure.

Why Owners Still Ask

Buyers who read the community website's label, "Declaration of Condominium," reasonably ask whether the condominium safety laws apply. They do not, because the recorded declaration is a Chapter 720 declaration of covenants. If a lender's form assumes otherwise, the answer in writing is the neighborhood's declaration.

What to Ask Instead

Ask for the reserve position, the budget line for the fence and the drainage tract, any special assessments in the last five years, and the age and permit of the house's roof.

Which Schools Serve Forest Ridge Shores?

Forest Ridge Shores is served by the Lee County School District, which assigns by choice and proximity rather than fixed boundaries; the likely proximity schools for a Fountain Lakes address are Pinewoods Elementary, Three Oaks Middle School and Estero High School. Families should confirm the current options for a specific address with the district.

How Lee County Assigns Schools

Lee County uses residential and choice zones with a proximity preference, so a family ranks choices and living near a school helps with priority. A house's location does not guarantee a seat, and a buyer relying on a school should ask the district before writing an offer.

The Likely Proximity Schools

Level

School

Grades

Location

Elementary

Pinewoods Elementary

K to 5

Stoneybrook Golf Drive, Estero

Middle

Three Oaks Middle School

6 to 8

Three Oaks Parkway, Fort Myers

High

Estero High School

9 to 12

River Ranch Road, Estero

Higher Education and Private Options

Florida Gulf Coast University is about 6 to 8 miles north of the area. Private options in Estero and Bonita Springs include 3 Oaks Academy and Grace Classical Academy. We do not rate schools on this page.

What This Means for Resale

A single-family house in a gated neighborhood with a nearby elementary school draws families as well as seasonal owners, which widens the buyer pool. The recorded rules on leasing and the three-pet limit shape who buys more than the school does.

Permits and Recorded Work at Forest Ridge Shores

Forest Ridge Shores is inside the Village of Estero, so building permits for a house here are issued by the Village of Estero's Community Development department, not by Lee County. We did not pull the permit history for any address, so this page states the process and names what a buyer should ask a seller for.

Who Issues Permits

The Village of Estero handles building and zoning permits for addresses inside the Village, and its Community Development department can be reached at 239.221.5036. Permit records for a specific address come from the Village.

What to Ask a Seller For

Ask for permits and final inspections for the roof, any pool or screen enclosure, a driveway replacement, hurricane shutters or impact windows, and any air-conditioning replacement. Because the houses date from 2000 to 2002, air conditioners and roofs are the systems most likely to have been replaced.

The Association's Approval Is Separate

An architectural approval from the association is not a permit, and a permit is not an architectural approval. A house that has one without the other can cause a problem at sale.

Recorded Documents

Recorded deeds, easements and mortgages for the neighborhood are in the Lee County Clerk's Official Records. We referenced the recorded instruments named in this guide and suggest a title agent pull the full set.

What Is Being Built Near Forest Ridge Shores?

Near Forest Ridge Shores the active projects are the North Point mixed-use development at US-41 and Williams Road, the widening of Williams Road, Downtown Estero east of US-41 and the Corkscrew Road widening. We could not confirm parcel-level zoning next to the neighborhood, so this page does not describe adjacent land.

North Point and Williams Road

North Point is a roughly 100-acre mixed-use planned development at the northeast corner of US-41 and Williams Road, north of Hertz Arena. Williams Road is expected to widen from two lanes to four, which affects the residents-only back gate at West Tree Road and Williams Road.

Downtown Estero

Downtown Estero is a mixed-use project on the east side of US-41 north of Broadway with multifamily units, commercial space, a public park and trails.

Corkscrew Road

Lee County and FDOT are widening Corkscrew Road from Ben Hill Griffin Parkway to Alico Road, with the second phase expected to finish in late 2026.

Zoning Next Door: What We Could Not Confirm

The Village of Estero publishes a zoning map built from the Lee County shapefile, and the county's zoning dataset is public. We did not read the zoning of the parcels bordering Forest Ridge Shores, so we say only that an owner or buyer should check it on the Village's map before relying on a view or a buffer.

Construction Effects

Williams Road construction near the back gate may affect daily routes in the near term. That is the one item we would raise on a showing day.

Daily Logistics at Forest Ridge Shores

Forest Ridge Shores sits across US-41 from Coconut Point, about 6 to 8 minutes from the mall, 5 to 7 minutes from I-75 at Corkscrew Road, and about 20 to 24 minutes from Southwest Florida International Airport, with a 24-hour freestanding emergency room at Lee Health Coconut Point a few minutes away.

Approximate Drive Times

Destination

Approximate drive time

Coconut Point

about 6 to 8 minutes

I-75 Exit 123 (Corkscrew Road)

about 5 to 7 minutes

Miromar Outlets

about 8 to 12 minutes

Hertz Arena

about 8 to 12 minutes

Florida Gulf Coast University

about 12 to 15 minutes

Bonita Beach and Lovers Key

about 15 to 25 minutes

Southwest Florida International Airport

about 20 to 24 minutes

Downtown Fort Myers

about 22 to 28 minutes

Downtown Naples

about 25 to 30 minutes

These times are approximate, measured from the US-41 and Fountain Lakes Boulevard area rather than from each lot.

Healthcare

Lee Health Coconut Point is a freestanding emergency room on Via Coconut Point, roughly 5 to 8 minutes away. Gulf Coast Medical Center in Fort Myers is the Level II trauma center, about 18 to 22 minutes north.

Utilities and Services

Water is supplied by Bonita Springs Utilities up to each house's shut-off valve, according to the declaration. We did not confirm trash collection, mail delivery or internet providers for these streets, and a buyer should ask.

Gates

The main gate is at Fountain Lakes Boulevard and US-41, and the back gate is at West Tree Road and Williams Road, which is residents only.

How Does Forest Ridge Shores Compare to the Other Fountain Lakes Neighborhoods?

Forest Ridge Shores is the fifth largest of seven for-sale Fountain Lakes neighborhoods at 64 lots, with every house built in 2000 to 2002, and a $522,500 median across 5 closings in 12 months (a small sample). Its closest comparisons are Forest Ridge, its larger neighbor, and the four smaller villa and condominium neighborhoods that follow.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The Seven Neighborhoods at a Glance

Neighborhood

Units

Regime

Year built

MLS closings, last 12 months

The Greens

143

Condominium, Chapter 718

1988

9

Forest Ridge

135

Homeowners' association, Chapter 720 (inferred)

1994 to 1999

5

Sunrise

128

Homeowners' association

1988 to 2003

1 by label

Lakeside

86

Homeowners' association

1990 to 2004

0 by label

Forest Ridge Shores

64

Homeowners' association, Chapter 720

2000 to 2002

5

Villas at Timber Lakes

62

Condominium use on the county roll

1994 to 1996

3

Villas of Fountain Lakes

49

Homeowners' association per the community; a state extract lists a condominium

1989 to 1991

4

Closings are by MLS label from our sub-community roster, and the roster counts for Sunrise, Lakeside and the Villas of Fountain Lakes are lower than the counts a county match would give. Treat the small counts as rough.

Where Forest Ridge Shores Stands

Every Forest Ridge Shores house dates from 2000 to 2002. Sunrise and Lakeside have houses from those years too, but their year-built ranges also reach back to 1988 and 1990, and the Greens dates from 1988. At $522,500 median (12 months, n = 5) it sits above the Greens, whose 12-month median is $185,000 on 9 closings (a small sample).

The Age Gap Between the Two Forest Ridges

The county roll puts the median Forest Ridge Shores house at 2001 and the median Forest Ridge house at 1996, five years apart. That age gap, together with the larger median heated area (1,759 against 1,601 square feet), is the main pricing difference we can document.

Which to Look at First

A buyer comparing single-family houses should read Forest Ridge and Sunrise. A buyer wanting a lower price of entry should read The Greens, whose 12-month median is well below Forest Ridge Shores, or Lakeside. Attached-villa buyers should read Villas at Timber Lakes and Villas of Fountain Lakes.

The Three Fountain Lakes Pages for Your Goal

If you are selling, use our Fountain Lakes seller page and the Fountain Lakes home valuation. If you are buying, use the Fountain Lakes buyer page. The whole community is covered in our Fountain Lakes guide.

Forest Ridge Shores vs Forest Ridge: Which Fountain Lakes Neighborhood Fits You?

Forest Ridge Shores is the newer, smaller and higher-priced of the two Fountain Lakes neighborhoods with Forest Ridge in their names: 64 houses built 2000 to 2002 at a $552,000 60-month median, against Forest Ridge's 135 houses built 1994 to 1999 at $452,500. Both are single-family homeowners' associations.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The Decision Table

Question

Forest Ridge Shores

Forest Ridge

Lots on the county roll

64

135

Regime

Chapter 720 homeowners' association

Chapter 720 homeowners' association (inferred)

Year built

2000 to 2002, median 2001

1994 to 1999, median 1996

Heated area on the roll

1,346 to 2,202 sq ft, median 1,759

1,309 to 2,525 sq ft, median 1,601

Bedrooms on the roll

2 (2), 3 (52), 4 (10)

2 (14), 3 (95), 4 (22), 5 (4)

MLS closings, 12 months

5, median $522,500 (small sample)

5, median $440,000 (small sample)

MLS closings, 60 months

16, median $552,000 (mean of $534,000 and $570,000)

18, median $452,500 (mean of $440,000 and $465,000)

Median price per MLS sq ft, 60 months

$324.09

$266.24

Median days on market, 60 months

28.5

46.5

Median sold-to-list, 60 months

98.5%

96.4%

Active listings, September 29, 2026

0

1, at $550,000

Leasing

2 leases a year, 6 month minimum

Read the Forest Ridge guide for its rules

Who Should Pick Which

A buyer who wants a newer house, a faster-selling resale market and stricter leasing that limits investor turnover should look at Forest Ridge Shores. A buyer who wants more choice (135 houses), a lower entry price and more floor-plan variety should look at Forest Ridge. A seller in either should price against that neighborhood's closings, not the other's, because $82,500 separates the two 12-month medians.

Do Not Confuse the Two

The two are separate associations with separate declarations, separate budgets and separate approval offices. A Forest Ridge sale is not a Forest Ridge Shores comparable, and the MLS label alone can mislead. Marsh Landing on Forest Ridge Drive is a third, unrelated community.

The Price Gap

At 60 months the medians are $552,000 against $452,500, a gap of $99,500, and the price per square foot differs by about $58. The Forest Ridge Shores figure is dated by its 2022 boom sales, though, so the 12-month gap of $82,500 is the better present comparison (both n = 5, small samples).

Honest Pros and Cons of Owning at Forest Ridge Shores

Forest Ridge Shores offers houses built in 2000 to 2002, few resales, a homeowners' association without condominium structural obligations and a 60-month median of $552,000, but it also has no reserve line, a mixed flood profile, tight leasing rules and few sales a year. The list below states both sides.

Pros

  • Newer construction. Houses were built 2000 to 2002, not the 1980s or early 1990s.
  • Detached lots. Owners hold fee simple title to a lot, not a condominium share.
  • No condominium building obligations. Milestone inspection and structural reserve rules do not apply.
  • Strong recent price. A $552,000 median on 16 closings in 60 months, above Forest Ridge.
  • Stricter leasing. A six-month minimum and two leases a year keep most houses owner-occupied.
  • Access to the master amenities. Golf, pools, courts and fitness center.
  • Location. Across US-41 from Coconut Point, near I-75.

Cons

  • Mixed flood zones. Three of five points we tested returned Zone AE, so flood insurance may be required.
  • No reserve line in the 2026 budget. A large expense could become a special assessment.
  • Few sales. Five closings in 12 months and none in 2024 give a thin comp set.
  • Slow tails. Four of 16 closings took more than 90 days.
  • Tight rental rules. No short-term or vacation rental, and no investor flexibility.
  • Layered approvals. A purchase application 20 to 30 days ahead and master association approval.
  • Costs at purchase. $150 application, $2,500 capital contribution and possibly a second $2,500.
  • Unsettled records. Book and page citations differ and the community website mislabels the declaration.

Who It Fits

An owner-occupant or seasonal buyer who wants a detached house in a gated community with bundled golf at a mid-$500,000 price will find a good fit here. An investor wanting short-term rental income will not.

Who It Does Not Fit

Households with more than three pets, buyers who need a fenced yard on most lots, and buyers unwilling to carry flood insurance should look elsewhere.

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Thinking of Selling Your Forest Ridge Shores Home? List With the #1 Team in Southwest Florida Since 2012

If you're searching for a Forest Ridge Shores listing agent, or thinking, 'I need someone to sell my Forest Ridge Shores home...' you are selling into a 64-lot neighborhood where the ask against a few recent closings and the approvals paper trail decide the result. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

In the last 12 months we tracked all 5 Forest Ridge Shores closings in the Southwest Florida MLS, pulled September 29, 2026, and every one of the 16 the MLS has recorded since March 2022. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Forest Ridge Shores' Recent Sales, by the Numbers

  • MLS closings, last 60 months to September 29, 2026: 16, median $552,000, from $420,000 to $699,000.
  • Dollar volume, same window: $9,016,500.
  • 12 months: 5 closings, median $522,500 (small sample), $2,647,500 in volume.
  • Days on market, 60 months: median 28.5, mean 56.6, range 3 to 250.
  • Sale-to-list, 60 months: median 98.5%, mean of per-sale ratios 99.1%.
  • County qualified sales since September 29, 2025: 3, median $475,000 (small sample).
  • Represented-sale count: we publish none for Forest Ridge Shores, because none is on file; we walk you through all 16 on request.

Selling in Forest Ridge Shores Is Different in Six Ways

  • Buyer approval. A buyer files a purchase application with a $150 fee at least 20 days before closing, and it can take up to 30 days.
  • The buyer's cash. A buyer brings a $2,500 capital contribution and may be asked about a second, master-level one; price knowing that.
  • Estoppels. Florida caps a current-account estoppel fee at $299, and the neighborhood requires delivery within 10 working days.
  • Rental buyers. The six-month, two-lease rule narrows the investor pool, so list for owner-occupants and seasonal buyers.
  • Ask against the recent closings. In 2025 the two houses that sold below list closed after 74 and 250 days, at 90.7% and 92.7% of list.
  • Documents first. The 2021 declaration, the 2026 budget, the sales packet and any architectural approvals should be ready before the first showing.

What Is Your Forest Ridge Shores Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Forest Ridge Shores home valuation. Jesse follows up with the Forest Ridge Shores closings that fit your house: the same size, adjusted for condition, roof age, updates and flood zone. For the full community picture, see the Fountain Lakes seller page.

(239) 898-6072, text or call. Confidential conversations welcome. Our Forest Ridge Shores seller's guide walks through the sale step by step, and the Forest Ridge Shores home valuation page shows how homes here are priced.

Is now a good time to sell a Forest Ridge Shores home?

For a house priced to the recent closings, the market is workable: there were no actives on September 29, 2026 against 5 closings in a year, and 2026 closings have been quicker (median 44 days) than 2025's (74). Sellers who ask well above the last comparable should expect to wait (Southwest Florida MLS, September 29, 2026).

How do I price a Forest Ridge Shores home?

Against Forest Ridge Shores' own recent sales, by size. Two houses under 1,600 square feet closed in the last 12 months at $470,000 and $522,500, and three larger houses at $475,000 to $610,000.

How long will a Forest Ridge Shores home take to sell?

The 60-month median is 28.5 days, but the 12-month median is 44, and four of the 16 closings took more than 90 days. Four sold in 3 days, all of them in 2022.

Do I need the association's approval to sell?

The buyer does: the purchase application must be approved, and an unapproved transfer is void until approved. The seller supplies the estoppel and the documents.

Can I sell a Forest Ridge Shores home with a tenant in it?

Generally yes, subject to the lease and the rules. A lease here is six months to a year with no renewal option, so check the end date before you list.

Your Local Real Estate Experts

Forest Ridge Shores owners and buyers work directly with Jesse McGreevy and Marc Comisar, who have sold Southwest Florida real estate for more than twenty years, lead Domain Realty Group, and checked every recent Forest Ridge Shores sale and public record before writing this guide.

You can read how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Forest Ridge Shores guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, and the team launched in October 2008.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Forest Ridge Shores realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer's own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Verified Google review

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Verified Google review

★★★★★ “Highly recommend Marc as a realtor. His devotion to finding you the perfect house is obvious and a breath of fresh air at such a stressful time.” Verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling your Forest Ridge Shores home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in Forest Ridge Shores? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions: Forest Ridge Shores Buyer Edition

These are the questions buyers ask most about Forest Ridge Shores homes for sale, HOA fees and living in Fountain Lakes in Estero, answered from the records cited below. Each answer names Forest Ridge Shores and points to the section that holds the detail. Where a record is not public, the answer says so.

What is Forest Ridge Shores?

Forest Ridge Shores is a neighborhood of 64 detached single-family houses inside Fountain Lakes, a gated community of about 900 lots in Estero, Florida. The houses were built from 2000 to 2002 on Springside Drive, Snaptail Court and Fountain Lakes Boulevard.

Is Forest Ridge Shores a condominium?

No. It is a homeowners' association under Florida Statutes Chapter 720, with 64 platted lots. The 1999 supplement says the association is not intended to be a condominium association, and the state's condominium register does not list it.

Is Forest Ridge Shores the same as Forest Ridge?

No. Forest Ridge is a separate, larger neighborhood of 135 lots with its own association. Forest Ridge Shores has 64 lots. Marsh Landing on Forest Ridge Drive is a third, unrelated community outside the gates.

How many homes are in Forest Ridge Shores?

There are 64 residential parcels on the 2026 Lee County roll, all single-family use, and the association's bylaws count 64 lots and 64 votes.

When was Forest Ridge Shores built?

The roll shows 19 houses built in 2000, 37 in 2001 and 8 in 2002. The association was incorporated on February 4, 1999.

What do homes in Forest Ridge Shores cost?

Sixteen MLS closings in the last 60 months to September 29, 2026 had a median of $552,000 and ran from $420,000 to $699,000. The last 12 months had 5 closings at a $522,500 median, a small sample.

How big are the houses?

The roll shows 1,346 to 2,202 heated square feet with a median of 1,759. Fifty-two of the 64 have three bedrooms, ten have four and two have two.

What are the HOA fees at Forest Ridge Shores?

The 2026 regular assessment is $450 a quarter, or $1,800 a year, up from $430 a quarter in 2025. Of that, $370 a quarter is the master association line in the adopted budget.

What does the Forest Ridge Shores assessment cover?

The budget shows the master association fee, insurance, management, office costs, legal costs, taxes, a state filing fee and a contingency. It has no reserve line. The section on fees has the line-by-line table.

Are there one-time fees when I buy?

The packet lists a $2,500 capital contribution and a $150 non-refundable purchase application, plus up to $150 for a mortgagee questionnaire. Whether the $2,500 is separate from the master association's own capital contribution is not stated, so ask both offices.

Is there a CDD or special district charge?

We found no community development district in the Fountain Lakes plan, and the Forest Ridge Shores budget has no such line. Confirm on the county tax bill for the specific address.

Do I have to be approved to buy?

Yes. The purchase application goes in at least 20 days before the sale date and can take up to 30 days. An unapproved transfer is void until approved, so a cash buyer should apply as well.

Can I rent my Forest Ridge Shores house?

Yes, within limits: two leases a year, a six-month minimum, a one-year maximum, no renewal option, no subleasing and a natural-person lessee for the whole house. The master association allows 30 days and four leases, but the stricter rule controls here.

Can I use it as a short-term rental?

No. The six-month minimum lease rules it out, and the master association prohibits stays under 30 days as well.

How many pets can I have?

Three. The declaration also bars aggressive animals, reptiles, monkeys, amphibians, poultry, swine, rabbits, ferrets and livestock, and the 2026 notice names Pitbulls and exotic pets including snakes.

Is Forest Ridge Shores a 55+ community?

No. The recorded documents we read set no age restriction, and Fountain Lakes is all-ages.

Is Forest Ridge Shores in a flood zone?

It depends on the address. Of five points we tested along its streets, two returned Zone X and three returned Zone AE, on FEMA panel 12071C0587G effective November 17, 2022. Check the exact house on the FEMA Flood Map Service Center.

Do I need flood insurance?

A federally backed mortgage requires it in Zone AE, and it is recommended elsewhere. The declaration also requires owners to insure the house. A licensed insurance agent should quote each house.

Was Forest Ridge Shores damaged by Hurricane Ian?

The records we read do not describe damage to any lot, so we make no claim about individual houses. The neighborhood is inland, about four to five miles from the Gulf, and its risk is wind and freshwater flooding.

Do the Florida condo milestone inspection rules apply?

No. Those rules apply to condominium and cooperative buildings of three or more stories. Forest Ridge Shores is a Chapter 720 homeowners' association of detached houses.

Which schools serve Forest Ridge Shores?

Lee County assigns by choice and proximity. The likely schools are Pinewoods Elementary, Three Oaks Middle School and Estero High School, and the district confirms options for each address.

What amenities do I get?

Master association amenities: a private nine-hole par-3 course for residents, two pools and a hot tub, a fitness center, tennis, pickleball, bocce and shuffleboard, a billiards room, a library and a playground. The neighborhood has none of its own.

Is there a gate?

Yes, at the Fountain Lakes level: a main gate at Fountain Lakes Boulevard and US-41 and a residents-only back gate at West Tree Road and Williams Road. Vehicles need a barcode decal.

Can I put up a fence?

Only on the 14 lots that carry the recorded west-line fence easement, and the association maintains that fence as a common expense. Everywhere else fences are prohibited.

Can I build a pool or screen enclosure?

Exterior changes need association approval, and a permit from the Village of Estero is separate. Ask for the design and approval of any existing pool or enclosure.

Can I park a boat or RV?

Boats, recreational vehicles and commercial vehicles are limited to 48 hours outside a garage, and overnight street parking is not allowed.

Who manages the association?

The association's page lists Pegasus Property Management as the contact for estoppel requests, and Pegasus also manages the master association. Confirm the current contact at the time of purchase.

How do I get the documents before I buy?

Ask the seller for the 2021 declaration, the 2026 budget, the sales packet, the master rules, the current estoppel and any approvals. Florida also requires a homeowners' association disclosure summary for a sale in a mandatory association (Section 720.401).

Are there homes for sale in Forest Ridge Shores right now?

On September 29, 2026 the MLS showed none with the neighborhood's own label. Call Marc for a live check, because a listing under a generic Fountain Lakes label would not show in that pull.

How quickly do houses sell?

The 60-month median is 28.5 days and the 12-month median is 44, with a range of 3 to 250 days. Four of the 16 closings took more than 90 days.

Do houses sell above list price?

Sometimes. Four of the 16 closings in 60 months sold above the final list price, three at it and nine below it, and the only one above list since 2022 was an August 2026 sale.

How does Forest Ridge Shores compare to Forest Ridge?

Forest Ridge Shores is smaller, newer and higher-priced: a $552,000 median at 60 months against $452,500 for Forest Ridge. The comparison section has the full table.

Who should I call to buy in Forest Ridge Shores?

Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida first. Marc, with Jesse, is among the Top 1% Real Estate Agents Nationally Since 2008, and knows what has closed here and which documents to ask for.

Frequently Asked Questions: Forest Ridge Shores Seller Edition

These are the questions sellers ask most about selling a Forest Ridge Shores home in Fountain Lakes, Estero, from pricing to paperwork, answered from the records cited below. Each answer names Forest Ridge Shores and points to the section with the detail. Where a record is not public, the answer says so.

How much is my Forest Ridge Shores home worth?

Price it against the neighborhood's own closings by size and date. Sixteen MLS closings in 60 months had a $552,000 median, and 5 in the last 12 months had a $522,500 median, a small sample. A free home valuation applies those to your house.

What is the best price per square foot to expect?

The 60-month median is $324.09 per MLS square foot and the 12-month median is $319.33. The range is wide, from $232 to $400, because condition, size and timing all matter.

How many Forest Ridge Shores homes sell each year?

The MLS shows 5 closings in the 12 months to September 29, 2026, and none in 2024. The county recorded 3 qualified sales in 2025 and 3 in 2026 through July 29.

How long will my house take to sell?

The 12-month median is 44 days and the 60-month median is 28.5. Individual sales ranged from 3 to 250 days, so price to the recent closings and not the fastest one.

Should I list at a high price and come down?

The 2025 record argues against it. Two houses sold below list after 74 and 250 days, at 90.7% and 92.7% of list, while houses priced near the market sold sooner.

Do I need the association's permission to sell?

You do not need permission to list, but your buyer must be approved, and an unapproved transfer is void until approved. You must supply the estoppel and the sales documents.

What does the estoppel cost?

Florida caps a current-account estoppel fee at $299, with extra amounts allowed for rush delivery or a delinquent account. The neighborhood requires delivery within 10 working days.

How long does buyer approval take?

The buyer files at least 20 days before the sale date, and the packet says review can take up to 30 days. Start it in the first week of a 30-day contract.

Who pays the closing costs?

The contract controls. In Lee County the seller customarily pays the owner's title policy and documentary stamp tax on the deed at $0.70 per $100, which is $3,850 on a $550,000 sale.

What documents should I have ready?

The 2021 amended and restated declaration, the 2026 budget and sales packet, the master rules, a current estoppel, and any architectural approvals and permits for the roof, driveway, pool or enclosure.

Does the buyer pay a capital contribution?

The packet lists a $2,500 one-time capital contribution for a new owner, and the master association may charge its own. The packet does not say whether they are the same charge, so confirm with both offices before listing.

Can I sell to an investor?

Yes, but the investor buys into a two-lease, six-month-minimum rule with no renewal option and no subleasing. That narrows the pool, so most buyers here are owner-occupants and seasonal residents.

Can I sell with a tenant in place?

Generally yes. The buyer takes the lease, so check its end date, since leases run six months to a year with no renewal option.

Will flood zone affect my sale?

It can. Three of five street points we tested returned Zone AE, and buyers with a federally backed mortgage must insure a house in that zone. Have the exact zone and any elevation certificate ready.

Does the roof's age matter?

Yes, because the houses date from 2000 to 2002 and insurers look at roof age. The declaration requires approval for a replacement, so keep the approval and permit on file.

Do I need a fence disclosure?

If your house is one of the 14 west-line lots, tell the buyer about the recorded fence easement and that the association maintains the fence. Provide the recorded agreement if asked.

What makes Forest Ridge Shores easier to sell than a condo?

There is no condominium structural reserve study, milestone inspection or building assessment, because it is a Chapter 720 association of detached houses. A buyer's lender does not need a condominium approval.

What makes it harder to sell?

Few comparable sales, a mixed flood map, the buyer approval timeline and a two-lease rental cap. All are manageable with a clear price and complete documents.

How do you handle the condominium label on the community website?

We explain it. The website labels the neighborhood's PDF a declaration of condominium, but the recorded declaration is a Chapter 720 declaration. Give the buyer's lender and insurer that explanation in writing.

What should I fix before listing?

Fix items an inspection will find and any exterior work done without approval. Ask the manager for open violations. We do not recommend a renovation without checking it against the recent closings.

Should I sell now or wait?

We do not predict prices. The facts are 5 closings in 12 months, none active on September 29, 2026, and a 2026 median of $522,500. A free home valuation shows where your house sits.

How do I price against Forest Ridge houses?

Do not. Forest Ridge is a separate neighborhood with a $452,500 60-month median, and its houses are older. Use Forest Ridge Shores' own sales, and treat Forest Ridge as background.

What did houses sell for in 2022?

Five closed at a $650,000 median, four of them in 3 days and three above list, but 2022 was the peak of the run-up and a poor guide to today.

What did houses sell for in 2025?

Three closed at a $529,000 median between April and August, at a 92.7% median of list. Two of the three sold below list after 74 and 250 days.

What has happened in 2026?

Five closings from March to August 2026 ran from $470,000 to $610,000, with a $522,500 median and a 44-day median. The highest sale, $610,000, was a four-bedroom, three-bath house.

Do bigger houses sell for more?

Usually, but not always. The 2,047 square foot house that sold in March 2026 at $475,000 had the lowest price per square foot in the record, so condition and timing matter.

Are there sales the MLS does not show?

Yes. The county recorded 107 qualified sales since 1999, and four of our 16 MLS closings are filed under the generic Fountain Lakes label. Six Fountain Lakes closings after July 29, 2026 could not be tested.

How do public-record sales help me price?

They show the deed price and date, which we compare with MLS records. They do not show condition, so we use them as a check and never as a substitute.

Can I sell without a realtor?

Yes, you may, but the paperwork here is heavier than at most single-family neighborhoods. A buyer's approval application, the estoppel and the master association approval all have deadlines.

Do I pay tax at sale?

Property tax is prorated at closing, with the seller giving the buyer a credit for the days the seller owned the house. Tax on any gain is a question for a tax adviser, and the IRS publishes guidance on selling a home.

What is the commission?

Commission is negotiable and set by agreement between seller and agent. We explain our fee in the first meeting.

Can I keep the sale private?

Yes. We handle discreet sales when a seller needs one, including limited marketing and buyer-database outreach.

Who should I call to sell in Forest Ridge Shores?

Call Jesse direct at (239) 898-6072. Jesse, one of the Top 1% Real Estate Agents Nationally Since 2008, follows up with the Forest Ridge Shores closings that fit your house, the same size, condition and timing.

Sources and Authoritative References

Every fact on this Forest Ridge Shores guide traces to a primary record below: the neighborhood's and the master association's own recorded documents, Florida state records, Lee County and Village of Estero records, FEMA and federal sources, and dated local reporting. Parcel and sale facts come from the county roll and the MLS. No brokerage or listing portal is cited.

  1. Fountain Lakes Estero, Forest Ridge Shores neighborhood page (accessed September 30, 2026)
  2. Forest Ridge Shores 2021 Recorded Amended and Restated Documents (PDF) (accessed September 30, 2026)
  3. Forest Ridge Shores recorded fence agreement (PDF) (accessed September 30, 2026)
  4. Forest Ridge Shores original restrictions and supplement (PDF) (accessed September 30, 2026)
  5. Forest Ridge Shores 2026 Sales Packet (PDF) (accessed September 30, 2026)
  6. Forest Ridge Shores 2026 Lease Application (PDF) (accessed September 30, 2026)
  7. Fountain Lakes Estero, neighborhoods list (accessed September 30, 2026)
  8. Fountain Lakes Estero, Forest Ridge neighborhood page (accessed September 30, 2026)
  9. Fountain Lakes Estero, About Fountain Lakes (accessed September 30, 2026)
  10. Fountain Lakes Estero, board of directors (accessed September 30, 2026)
  11. Fountain Lakes Estero, documents page (accessed September 30, 2026)
  12. Fountain Lakes Estero, property management page (accessed September 30, 2026)
  13. Fountain Lakes Estero, irrigation cooperative page (accessed September 30, 2026)
  14. Fountain Lakes Estero, newsletter page (accessed September 30, 2026)
  15. Fountain Lakes Estero, November 2021 Flash newsletter (PDF) (accessed September 30, 2026)
  16. Fountain Lakes master 2020 Amended and Restated Declaration (PDF) (accessed September 30, 2026)
  17. Fountain Lakes master 2020 Amended and Restated Bylaws (PDF) (accessed September 30, 2026)
  18. Fountain Lakes master 2025 Rules and Regulations, recorded (PDF) (accessed September 30, 2026)
  19. Fountain Lakes barcode and key fob rules (PDF) (accessed September 30, 2026)
  20. Fountain Lakes master lease application (PDF) (accessed September 30, 2026)
  21. Naples Daily News archive, Fountain Lakes celebrates 25 years (accessed September 30, 2026)
  22. Florida Division of Corporations, Forest Ridge Shores at Fountain Lakes Neighborhood Association search (via Firecrawl) (accessed September 30, 2026)
  23. Florida Division of Condominiums, statewide condominium extract (CSV) (accessed September 30, 2026)
  24. Florida Division of Condominiums, frequently asked questions (accessed September 30, 2026)
  25. Florida Department of Business and Professional Regulation (accessed September 30, 2026)
  26. Lee County Property Appraiser (accessed September 30, 2026)
  27. Lee County Property Appraiser, subdivision report (accessed September 30, 2026)
  28. Lee County Clerk, official records services (via Firecrawl) (accessed September 30, 2026)
  29. Lee County Tax Collector, property taxes (accessed September 30, 2026)
  30. Lee County Development Services (accessed September 30, 2026)
  31. Lee County zoning (accessed September 30, 2026)
  32. Lee County zoning districts dataset (accessed September 30, 2026)
  33. Lee County flood zones (accessed September 30, 2026)
  34. Lee County flood documents (accessed September 30, 2026)
  35. Lee County flood insurance discounts (accessed September 30, 2026)
  36. Lee County 2026 FEMA map changes (accessed September 30, 2026)
  37. Lee County emergency management (accessed September 30, 2026)
  38. Lee County animal services (accessed September 30, 2026)
  39. Lee County solid waste (accessed September 30, 2026)
  40. Lee County special districts (accessed September 30, 2026)
  41. Lee County parks, Bonita Beach (accessed September 30, 2026)
  42. Village of Estero, flood maps and zones (via Firecrawl) (accessed September 30, 2026)
  43. Village of Estero, permits (via Firecrawl) (accessed September 30, 2026)
  44. Village of Estero, schools (via Firecrawl) (accessed September 30, 2026)
  45. Village of Estero, building and zoning (via Firecrawl) (accessed September 30, 2026)
  46. Village of Estero, zoning map (PDF, via Firecrawl) (accessed September 30, 2026)
  47. Village of Estero, floodplain protection (via Firecrawl) (accessed September 30, 2026)
  48. Village of Estero, capital improvement projects (via Firecrawl) (accessed September 30, 2026)
  49. Village of Estero, Forerunner flood monitoring (accessed September 30, 2026)
  50. Engage Estero, road development updates (accessed September 30, 2026)
  51. FDOT SWFL Roads, project information (accessed September 30, 2026)
  52. Lee County School District (accessed September 30, 2026)
  53. Estero High School (accessed September 30, 2026)
  54. Pinewoods Elementary School (accessed September 30, 2026)
  55. Florida Gulf Coast University (accessed September 30, 2026)
  56. Lee Health Coconut Point emergency room (accessed September 30, 2026)
  57. Coconut Point (accessed September 30, 2026)
  58. FEMA Flood Map Service Center (accessed September 30, 2026)
  59. FEMA National Flood Hazard Layer, flood hazard zones (MapServer layer 28) (accessed September 30, 2026)
  60. FEMA National Flood Hazard Layer, FIRM panels (MapServer layer 3) (accessed September 30, 2026)
  61. FloodSmart, National Flood Insurance Program (accessed September 30, 2026)
  62. Florida Division of Emergency Management, Community Rating System (accessed September 30, 2026)
  63. U.S. Census Bureau geocoder (accessed September 30, 2026)
  64. Citizens Property Insurance, flood (accessed September 30, 2026)
  65. Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form (PDF) (accessed September 30, 2026)
  66. National Hurricane Center, Hurricane Ian report (PDF) (accessed September 30, 2026)
  67. National Hurricane Center, Hurricane Milton report (PDF) (accessed September 30, 2026)
  68. National Weather Service, Hurricane Ian summary (PDF) (accessed September 30, 2026)
  69. National Weather Service, hurricane safety (accessed September 30, 2026)
  70. Florida Department of Revenue, documentary stamp tax (accessed September 30, 2026)
  71. Florida Chief Financial Officer, title insurance overview (accessed September 30, 2026)
  72. Florida Senate, 2024 HB 979 bill page (accessed September 30, 2026)
  73. Florida House Judiciary analysis of HB 979 (PDF) (accessed September 30, 2026)
  74. U.S. Department of Housing and Urban Development, assistance animals (accessed September 30, 2026)
  75. U.S. Department of Housing and Urban Development, Fair Housing Act overview (accessed September 30, 2026)
  76. Internal Revenue Service, Publication 523 (selling your home) (accessed September 30, 2026)
  77. Internal Revenue Service, Topic 701 (sale of your home) (accessed September 30, 2026)
  78. National Association of Realtors, settlement FAQs (accessed September 30, 2026)
  79. Florida Statutes, Section 28.24, service charges of the clerk of the circuit court (accessed September 30, 2026)
  80. Florida Statutes, Section 201.02, tax on deeds and other instruments relating to real property (accessed September 30, 2026)
  81. Florida Statutes, Section 553.73, Florida Building Code (accessed September 30, 2026)
  82. Florida Statutes, Section 553.899, mandatory structural inspections for condominium and cooperative buildings (accessed September 30, 2026)
  83. Florida Statutes, Section 617.0721, voting by members (accessed September 30, 2026)
  84. Florida Statutes, Section 627.0629, residential property insurance rate filings (accessed September 30, 2026)
  85. Florida Statutes, Section 627.711, hurricane loss mitigation premium discounts and the uniform mitigation verification inspection form (accessed September 30, 2026)
  86. Florida Statutes, Section 689.261, disclosure of ad valorem taxes to a prospective purchaser (accessed September 30, 2026)
  87. Florida Statutes, Section 712.05, effect of filing notice (accessed September 30, 2026)
  88. Florida Statutes, Section 718.103, definitions (accessed September 30, 2026)
  89. Florida Statutes, Section 718.112, bylaws (accessed September 30, 2026)
  90. Florida Statutes, Section 720.301, definitions (accessed September 30, 2026)
  91. Florida Statutes, Section 720.302, purposes, scope and application (accessed September 30, 2026)
  92. Florida Statutes, Section 720.303, association powers and duties, official records and budgets (accessed September 30, 2026)
  93. Florida Statutes, Section 720.3035, architectural control covenants (accessed September 30, 2026)
  94. Florida Statutes, Section 720.3045, installation, display and storage of items (accessed September 30, 2026)
  95. Florida Statutes, Section 720.305, obligations of members, fines and remedies (accessed September 30, 2026)
  96. Florida Statutes, Section 720.306, meetings of members, voting and amendments (accessed September 30, 2026)
  97. Florida Statutes, Section 720.3075, prohibited clauses in association documents (accessed September 30, 2026)
  98. Florida Statutes, Section 720.3085, payment for assessments and lien claims (accessed September 30, 2026)
  99. Florida Statutes, Section 720.30851, estoppel certificates (accessed September 30, 2026)
  100. Florida Statutes, Section 720.401, disclosure for prospective purchasers subject to association membership (accessed September 30, 2026)
  101. Lee County Property Appraiser, 2026 tax roll: 64 residential parcels matched to Forest Ridge Shores Subdivision, Plat Book 64, pages 83 to 87, with year built, bedrooms, baths and heated area.
  102. Lee County recorded sales, DOR-qualified, all years on file, newest recording July 29, 2026, as carried in the county sales file.
  103. Southwest Florida MLS Matrix, Estero map areas, Forest Ridge Shores closings and actives, pulled September 29, 2026.
  104. McGreevy and Comisar sub-community roster for Fountain Lakes, September 2026.
  105. Lee County Official Records, Book 3153, Page 712 (supplement of August 2, 1999) and Book 3218, Page 3352 (fence easement agreement of February 7, 2000), as reproduced in the association's recorded documents.

Downloadable Documents

Forest Ridge Shores' key documents are published by the neighborhood and master associations, the State of Florida, FEMA and the federal government; the table links each to its issuing authority. The recorded set is available through the Lee County Clerk's official records, and the estoppel through the association's manager.

Document

Issued by

Date

Link

2021 Amended and Restated Declaration, Articles and Bylaws

Forest Ridge Shores association

2021

Recorded set, PDF

Original restrictions and supplement

Forest Ridge Shores association

1999

Restrictions, PDF

Recorded fence agreement

Lee County Clerk record, posted by the association

2000

Fence agreement, PDF

2026 Sales Packet and budget

Forest Ridge Shores association

2026

Sales packet, PDF

2026 Lease Application

Forest Ridge Shores association

2026

Lease application, PDF

Fountain Lakes master Amended and Restated Declaration

Fountain Lakes Community Association

2020

Master declaration, PDF

Fountain Lakes master Rules and Regulations

Fountain Lakes Community Association

2025

Master rules, PDF

Public condominium extract (statewide)

Florida Division of Condominiums

read September 2026

Condo extract, CSV

Uniform Mitigation Verification Inspection Form

Florida Office of Insurance Regulation

rev. January 2012

OIR-B1-1802, PDF

Hurricane Ian Tropical Cyclone Report

National Hurricane Center

2022

Ian report, PDF

Estoppel certificates, Section 720.30851

Florida Legislature

current statute

Statute text


Market data from Southwest Florida MLS, pulled September 2026. McGreevy and Comisar, Best Realtor for Forest Ridge Shores. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.