Snook Harbor is a 3-home bay-side condominium at 25851 Hickory Blvd, Bonita Beach. Built 2001, attached townhomes of 2,056 to 2,182 sq ft, FEMA Zone AE. Call McGreevy and Comisar of Domain Realty Group, (239) 898-6072.
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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.
More about Jesse McGreevy, Marc Comisar and our team on the McGreevy and Comisar about page.
Snook Harbor is a three-home, bay-side condominium of attached townhouse-style homes at 25851 Hickory Blvd inside Bonita Beach in Bonita Springs, Florida, built in 2001 according to Lee County’s property roll. FEMA maps the homes in Zone AE with a base flood elevation of 11 feet.
The full legal name is Snook Harbor Condominium Association, Inc., but the county and the state’s condominium division say Snook Harbor, so this page does too. It is a different product from almost everything around it. Most of the Hickory Blvd strip is concrete mid-rise and high-rise, mostly built in the 1970s and 1980s, with 40 to 360 homes under one roof or one gate. Snook Harbor is three homes, each between 2,056 and 2,182 heated square feet, built a generation later, on a site of about a third of an acre on the bay side of the road.
McGreevy and Comisar list and sell homes in Bonita Beach, and this page is the audit we hand to a seller or a buyer before either one decides. Every fact carries a source, every conflict between two public records is printed with both sides, and every figure that comes from the Southwest Florida MLS, which we could not pull on the publication date, is marked as unavailable instead of estimated. One finding deserves your attention before you read anything else: on the day we checked, October 1, 2026, the Florida Division of Corporations showed the association’s corporate status as inactive, after an administrative dissolution for a missed annual report. The filings section explains in plain terms what that means and what it does not.
Snook Harbor sits on the east, or bay, side of Hickory Blvd on Little Hickory Island, the barrier island that carries Bonita Beach. The three homes are units 1, 2 and 3 at 25851 Hickory Blvd, Bonita Springs, FL 34134, and the association’s common-element parcel is listed at 25853 Hickory Blvd, according to the Lee County Property Appraiser’s roll. The county’s parcel layer lists the land-on field as Bay and the land-use description as Bay Front for the three home parcels. On Hickory Blvd the odd street numbers run along the bay side and the even numbers along the Gulf side, so an odd number like 25851 fits the pattern.
The county’s map service places the parcels inside the City of Bonita Springs, with FEMA community number 120680. Measured in a straight line from the county’s park-entry layer to the three building points, Little Hickory Island Beach Park, which the county also numbers as Access 10, at 26082 Hickory Blvd, is about 352 to 374 meters away, and Bonita Beach Access 9 is about 610 to 633 meters away. Those are our measurements and not walking routes. The closest comparison we make on this page is Palm Bay Estates, another small bay-side association farther north along Hickory Blvd at 26773, and you can read our audit of it on the Palm Bay Estates page.
The words Snook Harbor belong mostly to fishing and boating. A search for them leads to snook the fish, to marinas and charter captains and to a handful of unrelated businesses, and none of the name-only results we collected pointed to this building. Florida’s corporate registry also lists several unrelated entities with similar names, and the county file lists only one Snook Harbor condominium. For our purposes the only Snook Harbor is the three-home condominium at 25851 Hickory Blvd, Bonita Springs, Florida 34134, and the only legal entity is the Florida not-for-profit corporation named above, Sunbiz document N01000001917.
The state’s condominium record counts 3 units. The county roll carries 4 parcels under the association’s legal description: three home parcels and one common-element parcel. The fourth parcel is not a home. We checked the four against the county’s own legal wording, and every sale on this page belongs to one of the three homes.
Item | Record |
|---|---|
Address | 25851 Hickory Blvd (three homes) and 25853 Hickory Blvd (common-element parcel), Bonita Springs, FL 34134 |
Island | Little Hickory Island, Bonita Beach |
Homes | 3 (state project record and county roll agree; the county’s fourth parcel is the common-element parcel) |
Buildings | Three attached townhouse-style homes in a row, per the county’s building layer; each footprint carries its own folio number |
Year built | 2001 on the county roll for all three homes; the building layer shows one footprint with an actual year built of 2000 |
Heated area | 2,056 to 2,182 sq ft; unit 1 at 2,182, unit 2 at 2,056 and unit 3 at 2,100 |
Bedrooms and baths | 3 bedrooms in the county’s sales file; 2.5 baths in the parcel layer (the sales file says 2.0) |
Water | Bay side of Hickory Blvd; the county’s land-use field reads Bay Front |
Association | Snook Harbor Condominium Association, Inc., Florida document N01000001917, status inactive after an administrative dissolution filed September 25, 2026 (Sunbiz, checked October 1, 2026) |
State project record | Snook Harbor, A Condo, 3 units, recorded April 11, 2001, status approved and recorded |
FEMA flood zone | AE, base flood elevation 11 ft NAVD88, FIRM panel 12071C0651G |
County recorded sales | 6 qualified sales on file since October 2001; 1 in the last 60 months, $1,950,000 on January 27, 2025 (all six are listed in the market snapshot) |
If you’re searching for the best realtor for Snook Harbor in Bonita Beach, Bonita Springs, whether you’re ready to sell your Snook Harbor home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
Recent Snook Harbor track record (last 12 months): Information not available at time of publishing (checked 2026-10-01). The Southwest Florida MLS Matrix pull that would give the Snook Harbor resale count, our team’s share of those transactions, the highest-priced sale and the sale-to-list ratio was parked on the publication date, and we will not substitute an estimate. What we can state from public records: the newest sale in Lee County’s qualified-sales file for Snook Harbor is dated January 27, 2025, so the county record shows no qualified sale in the twelve months before October 1, 2026, and the roll’s latest recorded sale on every home agrees. We tracked every one of the 6 Snook Harbor closings in the county record, from October 2001 to January 2025, and the latest recorded sale on each of the 3 homes, for this page.
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A Snook Harbor homebuyer gets one of three large bay-side townhomes built in 2001, across Hickory Blvd from the Gulf side of Little Hickory Island. The trade is a thin public record: three homes, six recorded sales in 25 years, no association website or posted documents, and a corporate status that needs a conversation before you sign.
Data updated: October 2026
The county roll and the state records describe a very small property. Three homes share one street address, in one condominium, on a site of about 0.36 acre by the county’s parcel layer. The homes are close in size, 2,056, 2,100 and 2,182 heated square feet, so a buyer is not choosing from a menu of floor plans. The county’s sales file lists three bedrooms for every recorded sale, and its parcel layer lists 2.5 baths, a pool flag and a boat dock flag on all three home parcels. Those flags are county data fields, and the amenities section says what we could and could not establish from them.
Snook Harbor suits a buyer who wants a large, newer, bay-side home on Little Hickory Island with the scale of a single-family house and a tiny association, and who is comfortable doing the document work this page describes. It suits a buyer who values having two neighbors and not two hundred, who wants a home built in 2001 and not in 1979, and who is comfortable with the flood map, because the entire strip is in a mapped flood hazard area and the ground here is a few feet above sea level.
Snook Harbor does not suit a buyer who needs a published fee schedule, a posted rules document and a visible reserve policy on day one, because we could not find any of them. It does not suit a buyer who needs a deep recent sales record to price against, because the county file holds one sale in the last five years. And it does not suit anyone who will not look closely at a three-owner association: one owner who stops paying, one disagreement among three people or one missed state filing moves every other owner’s position, and a lender’s review of the project can turn on it.
Florida gives condominium buyers a statutory right to the association’s governing documents, and the seller pays to produce them. Under Florida Statute 718.503, the seller must give the buyer the declaration, articles, bylaws, rules, the annual financial statement and budget, the milestone inspection summary if one applies, the structural integrity reserve study or a statement that none has been completed, and the frequently asked questions document described in Florida Statute 718.504. For Snook Harbor, ask for four things first:
Buying at Snook Harbor? Call Marc at (239) 287-5873, or start with our buyer page and we will request the document set before you make an offer. Choosing an agent for the City of Bonita Springs more broadly? See our guide to the best real estate agents in Bonita Springs.
Snook Harbor has 6 qualified sales on Lee County’s file between October 2001 and January 2025, and only one, $1,950,000 on January 27, 2025, falls in the last 60 months. With fewer than ten sales in any window, we list every sale and publish no median of the six. These are county records, not Southwest Florida MLS closings.
Data updated: October 2026
The county roll keeps each home’s last four sales with exact dates, and the state’s sale files add every recorded sale from 2009 on, so the record is complete from 2009 and partial before it. A count since 2009 is a complete count. A count of all recorded history is a count of what the file holds and never a claim that it holds every sale ever made. We widened the window as far as the record goes, and no window up to 60 months reached 10 qualified sales. The county file was built on October 1, 2026, and its newest Snook Harbor sale is dated January 27, 2025.
Window | Qualified sales | Median | Low | High | Median per heated sq ft |
|---|---|---|---|---|---|
Last 12 months (since October 2025) | 0 | none | none | none | none |
Last 24 months (since October 2024) | 1 | $1,950,000 | $1,950,000 | $1,950,000 | $893.68 |
Last 36 months (since October 2023) | 1 | $1,950,000 | $1,950,000 | $1,950,000 | $893.68 |
Last 60 months (since October 2021) | 1 | $1,950,000 | $1,950,000 | $1,950,000 | $893.68 |
All recorded history, from October 2001 | 6 | not published | $700,000 | $1,950,000 | not published |
With one sale, the median is simply that sale, and we show it only so the windows line up. We do not publish a median of all six, because it would mix prices from 2001 to 2012 with a price from 2025.
The county’s sales file names the home by unit number. Each sale below is a county qualified improved sale, and each carries a county Official Records locator.
Date | Price | Unit | Heated sq ft | Price per heated sq ft | Official Records locator |
|---|---|---|---|---|---|
Jan 27, 2025 | $1,950,000 | 1 | 2,182 | $893.68 | 2025000023661 |
Nov 30, 2012 | $895,000 | 1 | 2,182 | $410.17 | 2012000272263 |
Mar 1, 2012 | $700,000 | 2 | 2,056 | $340.47 | 2012000048097 |
May 29, 2009 | $825,000 | 3 | 2,100 | $392.86 | 2009000172544 |
Apr 13, 2004 | $884,000 | 2 | 2,056 | $429.96 | Book 4267, Page 1525 |
Oct 15, 2001 | $730,000 | 2 (builder-direct per the county file) | 2,056 | $355.06 | Book 3511, Page 391 |
Unit 2 appears three times, unit 1 twice and unit 3 once. The newest sale is 612 days before October 1, 2026. We do not publish an average or a median of these six, and the section below on the neighbors shows why the comparison with other associations needs care.
Unit 1 is the one home with two qualified sales. It sold for $895,000 on November 30, 2012 and for $1,950,000 on January 27, 2025, which is $1,055,000 more, or 117.9 percent, over 4,441 days, about 12.16 years. The price per heated square foot went from $410.17 to $893.68, a factor of about 2.18. That is a large move, and one county record cannot tell you how much of it is the market, how much is renovation and how much is the buyer’s circumstances, which is the reason we walk a home before we price it. It is also the only sale since 2012, so it is the only sale a buyer’s appraiser has to consider, and it carries the weight of an entire neighborhood’s record.
Unit 2 sold for $730,000 in October 2001, for $884,000 in April 2004, which is $154,000 or 21.1 percent more over 911 days, and for $700,000 in March 2012, which is $184,000 or 20.8 percent less than the 2004 price over 2,879 days. Unit 3 shows a single qualified sale, $825,000 on May 29, 2009. Nine months after unit 2’s March 2012 sale at $700,000, unit 1 sold on November 30, 2012 for $895,000, 274 days later. Unit 1 has 126 more heated square feet, and its price per square foot was $69.70 higher, so the record shows a size effect and something else, and it does not say what the something else was.
Qualified Department of Revenue sales are a county record, not MLS. They exclude transfers the state does not treat as arm’s length, and they can lag a closing by weeks. The roll carries one such deed: a $1,465,000 transfer dated October 5, 2001 that appears on both unit 2 and unit 3 under one Official Records book and page, Book 3508, Page 704, and that is not in the qualified file. One instrument on two parcels is consistent with a single conveyance of two homes, and half of $1,465,000 is $732,500, close to the $730,000 builder-direct sale of unit 2 ten days later. That is our inference and not a finding, because we did not pull the instrument. We do not use the $1,465,000 figure as a comparable.
Information not available at time of publishing (checked 2026-10-01). That sentence covers every figure that comes from the Southwest Florida MLS: closed-sale count and median from the MLS, days on market, sale-to-list ratio, active listings and months of supply, our team’s share of Snook Harbor transactions, and any split by home. We are not estimating them from the county record, because the two sources measure different things, and with three homes an estimate would be false precision.
The county roll shows the most recent recorded sale on each parcel, whether or not the state classed it as qualified. We list all three with no median, because each parcel shows only its latest sale.
Unit | Heated sq ft | Latest recorded sale | Recorded price | Years before October 1, 2026 |
|---|---|---|---|---|
1 | 2,182 | Jan 27, 2025 | $1,950,000 | 1.68 |
2 | 2,056 | Mar 1, 2012 | $700,000 | 14.58 |
3 | 2,100 | May 29, 2009 | $825,000 | 17.34 |
None of the three shows a sale dated on or after October 1, 2025, so the roll and the qualified file agree that no recorded sale falls in the last twelve months. Two of the three homes have not been recorded as sold for more than 14 years, which means the last price on those homes belongs to a market that no longer exists.
One of Snook Harbor’s three homes, unit 1, shows a latest recorded sale dated on or after September 28, 2022, the day Hurricane Ian made landfall, which is 33.3 percent of the property. That is a floor, because a home that sold twice since Ian shows only its last sale, and with three homes a single sale moves the share by 33.3 points. A July 2025 Gulf Coast News Now report quotes a board officer at the neighboring Seascape saying about 10 percent of its owners sold after the storm, so the two figures are not comparable in scale, and we do not read a trend into a base of three.
The yardstick is each association’s own county window, with the number of sales beside it. The windows differ because each association needed a different window to reach 10 or more sales, and most never did, so treat the comparison as directional. A median of fewer than 10 sales appears only as the median of those sales.
Association | Side of Hickory Blvd | County window | Qualified sales | Median | Range | Homes | Built | FEMA zone, BFE |
|---|---|---|---|---|---|---|---|---|
Snook Harbor | Bay | 60 months, fewer than 10: every sale listed above | 1 | $1,950,000 (the single sale) | $1,950,000 | 3 | 2001 | AE, 11 ft |
Bay | 60 months, fewer than 10 | 2 | $582,500 (median of these 2 sales) | $525,000 to $640,000 | 8 | 1985 | AE, 11 ft | |
Bay | 24 months | 12 | $555,000 | $450,000 to $750,000 | 104 in the state record | 1983 and 1984 | AE, 11 ft | |
Bay | 60 months, fewer than 10 | 8 | $610,000 (median of these 8 sales) | $395,000 to $833,000 | 84 in the state record | 1980 | AE, 11 ft | |
Bay | 60 months, fewer than 10 | 1 | $528,000 (the single sale) | $528,000 | 15 | 1982 | AE, 11 ft | |
Gulf | 60 months | 10 | $592,500 | $370,000 to $850,000 | 136 in the state record | 1979 | AE, 12 ft |
Snook Harbor’s one recent sale, $1,950,000, is $1,367,500 above the median of Palm Bay Estates’ two sales, which is $582,500. It is also more than twice the highest recorded price in the Bay Harbor Club window, $750,000. Those gaps say a lot about the product. They say nothing reliable about the market, because a single sale on one side of each comparison is a data point and not a trend. Per heated square foot, Snook Harbor’s one sale is $893.68, against $412.64 for the median at Bay Harbor Club and $568.39 at Seascape, in their own windows. The comparison section below sets Snook Harbor against its declared rival, Palm Bay Estates, in more detail.
Snook Harbor was incorporated as a Florida not-for-profit association on March 19, 2001, according to the state’s corporate record, the state’s condominium division lists a three-unit project recorded April 11, 2001, and Lee County’s roll dates all three homes to 2001. The records agree within a month on when Snook Harbor began.
Data updated: October 2026
The Florida Division of Corporations shows Snook Harbor Condominium Association, Inc. as document N01000001917, filed March 19, 2001. The Division of Florida Condominiums, Timeshares, and Mobile Homes public records list the project as Snook Harbor, A Condo, 3 units, with a recording date of April 11, 2001. The Lee County Property Appraiser’s roll at leepa.org carries 2001 as the year built on all three home parcels. The gap between the corporate filing and the project recording is 23 days, which is the ordinary order of events: the association is formed, then the declaration is recorded.
The county’s building layer carries the condominium’s parent record at 2001 for both actual and effective year built, and carries the unit 2 and unit 3 footprints at 2001 and the unit 1 footprint at an actual year built of 2000 with an effective year built of 2004. An actual year ahead of the roll’s 2001 can reflect when construction started, and an effective year is a valuation measure that can reflect updates, so we do not read the difference as an error. We use 2001, the roll’s year and the recording year, for the age of the buildings and for the inspection analysis below.
Every Snook Harbor parcel’s legal description on the county roll cites a recorded instrument, Official Records Book 3393, Page 1781, which in Florida normally points to the recorded declaration of condominium. We did not pull the instrument, so we do not state what it says. Official Records books are numbered in the order they are filled, and the October 2001 deeds on the roll are in Books 3508 and 3511, which are 115 and 118 books later than Book 3393. That fits the declaration preceding the first deeds, which is our inference from the numbering and not something we read in a document. The statutory document package under Florida Statute 718.503 must include the declaration, and a buyer’s attorney should ask for every recorded amendment and not only the original.
The county’s file shows the first two recorded deeds in October 2001: the $1,465,000 conveyance on October 5 that covers units 2 and 3, and unit 2’s $730,000 builder-direct sale on October 15. We read the pattern as a developer selling the first homes in the autumn of the year the condominium was recorded, and we label that as inference, because the roll does not name a developer and we did not read the instruments. Unit 1’s first recorded sale in the county’s layers is 2012, so we do not know when or how it first changed hands.
The county’s parcel layer shows a separate common-element parcel for Snook Harbor, folio 10462912, at 25853 Hickory Blvd, of about 0.277 acre. The three home parcels share a single polygon of about 0.0825 acre in the same layer, which is a county allocation of land among homes and not a measurement of anything an owner can stand on. The two together come to about 0.36 acre. We did not pull the recorded plat or survey exhibit, which is the document that shows where each home, each limited common element, the pool and any dock sit. The county’s flags for a pool and a boat dock on all three home parcels are exactly the kind of fact the plat would settle.
We found no public account of what stood on the site before 2001, and we do not know the developer’s name from the public record, so we do not guess it.
The county record gives you a handful of data points, but it cannot tell you which of three very similar homes yours resembles in condition or finish. We can. Request a free home valuation or call Jesse direct at (239) 898-6072, text or call.
Snook Harbor Condominium Association, Inc. is shown as inactive at the Florida Division of Corporations as of October 1, 2026, after an administrative dissolution for a missed annual report was filed on September 25, 2026. The state’s condominium division still lists the project as approved and recorded, with every annual fee billed from 2022 to 2026 and nothing due.
Data updated: October 2026
The corporate record for document N01000001917 shows a Florida not-for-profit corporation, filed March 19, 2001, with the status INACTIVE. Its one event is ADMIN DISSOLUTION FOR ANNUAL REPORT, filed September 25, 2026, and the event’s effective date field reads NONE. The principal and mailing address is in care of a law office in Naples, FL 34108, changed January 10, 2011, and the registered agent is an individual at the same address, changed the same day. The current record lists three officer and director positions, all with addresses outside Florida. Annual reports were filed every year from 2002 through 2025, 24 in all, and the three newest are filed January 17, 2023, filed February 24, 2024 and filed February 25, 2025. The state’s list shows no 2026 annual report. We read the page on October 1, 2026, six days after the dissolution was filed, and the Sunbiz page is the current answer whenever you read this one.
Florida’s not-for-profit corporation law lets the state dissolve a corporation administratively for several reasons, and one of them is failing to file the annual report on time. Under Florida Statute 617.1420, failing to file the annual report by 5 p.m. Eastern on the third Friday in September is a ground for dissolution, and in 2026 that Friday was September 18. Under Florida Statute 617.1421, the dissolution takes effect on the fourth Friday of September, which in 2026 was September 25, the date on the record. The same statute provides that a dissolved corporation continues its corporate existence but may not carry on activities except those appropriate to wind up and liquidate its affairs, and that the dissolution does not end the registered agent’s authority to receive notices.
Three points keep this in proportion. First, the ground the state records is an unfiled administrative report. It is not a finding about the buildings, the money or the owners. Second, the condominium itself is created by a recorded declaration, and the state’s condominium division continues to list the project as approved and recorded. Third, the record is days old, and the cure is a filing. We are real estate agents, not lawyers, and nothing here is legal advice or a prediction of how any transaction would be treated.
Florida Statute 617.1422 lets a dissolved corporation apply for reinstatement, and the statute says the application is satisfied by filing a reinstatement form or a current annual report together with all fees owed. As we read it, a reinstatement relates back to the date of the dissolution, and the corporate name is held from use by others for a period unless an affidavit is filed. Once the state accepts the filing, the Sunbiz status changes from INACTIVE to ACTIVE and the record shows a reinstatement event. A buyer or a seller can watch for that change on the same page we cite, and a closing agent or attorney will ask for it.
Because the association is the party that issues documents and carries insurance, a few questions follow, and none of them has a published answer for Snook Harbor.
Ask the seller for the filing that fixed it, or for the association’s confirmation that one is in process. Ask for the new Sunbiz printout when the status changes, and ask the association’s registered agent whether the 2026 annual report has been filed. If the association has not been reinstated by the time you are under contract, ask your attorney whether the contract should condition closing on it. In a three-owner association the cure is within a small group’s power, and we cannot say whether it has been done.
The state’s condominium public records list the project under number PR1S025727, file 65257, as Snook Harbor, A Condo, with 3 units, recorded April 11, 2001, a status of approved and a secondary status of recorded. The managing entity is listed as Snook Harbor Condo Assoc., Inc., number MA00024119, and no separate management company appears in either state record. The registered agent’s address is a law office and not a property management office, so we cannot say who runs the building day to day. The estoppel certificate names the person who issues it, so the current answer appears on the first document a buyer will see.
The state’s extract lists the project’s county as Collier, which is wrong: the property is in Lee County, and the county’s parcel records, the City of Bonita Springs and FEMA’s Lee County panel all say so. The managing-entity row carries 25851 Hickory Blvd, Bonita Springs, ZIP 34134, with a state field of AL, which does not match the city. We treat both as data entry quirks. The county’s roll puts the three homes at 25851 Hickory Blvd and the common-element parcel at 25853 Hickory Blvd. If a document, an estoppel or an insurance quote shows a different county or state, ask the association to confirm it refers to the same property.
Under Florida Statute 718.501, an association pays the state’s condominium division $4 per unit each year, which for three units is $12. The state’s payment history for the association shows $12 billed in each billing year from 2022 through 2026 and nothing due. It shows $12 paid in 2022 and 2026, $13.20 in 2023, $14.52 in 2024 and $13.20 in 2025. The extra amounts are consistent with 10 percent additions for late payment, with the 2024 figure equal to the 2023 figure plus a further 10 percent, and that is our reading of an administrative record and not a finding. The practical point for a buyer is that the state’s condominium record does not show the project as delinquent.
We found none, in a web search and a sweep of about 30 plausible domain names. Florida requires a condominium association that manages 25 or more units to post its key documents on a website or in a mobile application, according to Florida Statute 718.111. Snook Harbor has 3 units, so it is not required to, and the absence of a site says nothing about compliance. The documents are with the seller, the registered agent or a manager, and a buyer’s agent can ask where they are kept.
A three-home association is among the smallest on the Hickory Blvd strip. Its annual state fee is $12, against $240 for a 60-home building. Its budget is likely to be small too, though we cannot see it, and the statute that sets financial-report levels turns on total annual revenue, with the lowest tier a report of cash receipts and expenditures. A buyer should ask which level the association uses and read the report, because with three owners every line is visible.
Snook Harbor has three homes at 25851 Hickory Blvd, attached in a row, built in 2001, with heated areas from 2,056 to 2,182 square feet, according to Lee County’s roll and building layer. Every county reading of the story count is under three, but the records disagree on whether the homes are one story or two.
Data updated: October 2026
On October 1, 2026 we queried the Lee County building footprint layer, which names the condominium Snook Harbor. It returned four records at 25851 Hickory Blvd. One is the condominium’s parent record, classed as a condominium town house with three residential units, and three are footprints, one per home, each classed as a multi-family town house with one residential unit. The folio and parcel numbers on each footprint match each home exactly, so we did not have to infer which footprint belongs to which home: unit 1 is folio 10463429, unit 2 is folio 10463430 and unit 3 is folio 10463431. The three footprints line up from north to south, about 10 meters apart by their center points, which is a row of attached townhouse-style homes.
The condominium parent record says one story, the parcel layer’s maximum-stories field says one story for each home, and the three unit footprints say two stories. Every reading is under three. We do not know which count is closest to the building’s real form, and the difference matters less than it might because the milestone inspection and reserve study statutes turn on a different test, which the milestone section below explains. A home built in this flood zone in 2001 may stand on a raised or elevated lower level, so we would not read “two” as two floors of living space until we see the plans or the elevation certificate.
The three homes are close in size: unit 1 is 2,182 heated square feet, unit 3 is 2,100 and unit 2 is 2,056. Heated area totals 6,338 square feet, which is a mean of 2,112.7 per home and a median of 2,100, the middle of three. The spread from smallest to largest is 126 square feet. For comparison, the largest home at Palm Bay Estates is 1,444 square feet, so Snook Harbor’s smallest home is 612 square feet larger than Palm Bay Estates’ largest.
We checked the county file for every Bonita Beach association we cover. Snook Harbor’s smallest home, 2,056 square feet, is larger than the largest home in 17 of the other 22 associations. The five with a larger top end are Sea Isles, Bay Harbor Club, Seascape, Hickory Shores and Solenzara, whose largest homes run from 2,117 to 3,962 square feet. We therefore do not call Snook Harbor the largest, only among the larger. It and Solenzara are also the only two associations whose parcels are all built in 2000 or later.
The county’s building layer also gives larger areas for each footprint: actual areas of 3,852 square feet for unit 1, 3,387 for unit 2 and 4,176 for unit 3, and effective areas of 2,708, 2,409 and 2,714. These are county measures that can include unheated space such as porches, garage or storage and that weight areas for valuation, so they are not square footage you can advertise. The roll’s heated areas of 2,182, 2,056 and 2,100 are the figures we use.
The county’s sales file lists 3 bedrooms and 2.0 baths for the sales it records, and the county’s parcel layer lists 3 bedrooms and 2.5 baths for all three homes. We publish both and treat the half bath as unconfirmed until a buyer sees the floor plan or the listing. The county’s records for all three homes agree on three bedrooms.
The county’s parcel layer places the three home parcels on one shared polygon of about 0.0825 acre, with the common-element parcel at about 0.277 acre, for a site of about 0.36 acre. The county tags the homes Bay Front and bay side. We cannot tell from the roll which side of each home faces the water, whether the lots reach a seawall, or what a dock includes. Ask for the plat.
The county’s parcel layer carries a pool flag and a boat dock flag, both set to yes, on all three home parcels, and carries no garage or carport flag. The flags are county data fields. They do not say whether the pool is private to a home or shared, whether each home has its own dock or slip, or who owns and maintains the structures. Whether any home has covered parking, how many spaces each has and whether guest parking exists are declaration and plat questions. A buyer who needs a garage or a boat slip should settle it before the offer.
Selling at Snook Harbor? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or see our buyer page.
A three-home condominium association is a full Florida condominium under Chapter 718, with the same statutory duties as a large tower, but each owner holds a third of the vote and a third of the bill. At Snook Harbor that arithmetic shapes assessments, repairs, insurance, lending and what a buyer must read.
Data updated: October 2026
With three homes of 2,182, 2,056 and 2,100 heated square feet, an equal-share declaration gives each home 33.33 percent of the common expenses. A heated-area formula would give unit 1 about 34.43 percent, unit 2 about 32.44 percent and unit 3 about 33.13 percent. Only the declaration states which applies. On a $100,000 project, equal shares are $33,333 each, and shares by heated area are $34,427, $32,439 and $33,133. The gap between the largest and smallest share is $1,988, which is small beside the project itself.
Chapter 718 applies to every condominium, and the statutes set a few small-association tracks. Under Florida Statute 718.112, an association of 10 or fewer units may, by majority vote of the total voting interests, provide in its bylaws for different voting and election procedures. Under Florida Statute 718.111, the website requirement applies at 25 units or more, and the level of annual financial reporting depends on the association’s revenue. A three-home association can therefore run lean, and a buyer should ask which of those choices its bylaws make.
With three owners, a simple majority is two owners, and a two-thirds vote is also two owners. Florida Statute 718.110 allows amendment of a declaration by the method it provides, and if it provides none, by owners of at least two-thirds of the units on most matters. In practice any two owners can change most things, and one owner can be outvoted on a project, a rule or a rental policy. A buyer should read how directors are chosen and what the declaration says on approval of transfers and on leasing.
Assessments are shared costs, and a missed payment by one home is shared by the other two. Under Florida Statute 718.116, a buyer becomes jointly and severally liable with the seller for unpaid assessments that came due before the transfer, and the estoppel certificate states the balance. In a three-home association one delinquency can be a third of the budget, which is why we read the estoppel line by line.
Lenders reviewing a condominium purchase look at the project as well as the home: the association’s budget and reserves, any pending litigation or assessment, the share of owners who are delinquent and the master insurance. A very small project can be harder to finance than a large one, and a project whose association shows as inactive adds one more question. We have not confirmed any specific lender’s rules for Snook Harbor and say so. Cash buyers avoid that step, and a cash buyer’s attorney still reads the same documents.
Three owners can make a decision in a phone call. A repair that would take a tower a year of meetings can be scoped, quoted and paid by three people in a month, and an owner who cares about the roof or the dock has a real vote on it. The risk is the mirror image: one disengaged owner, one missed filing and one disagreement hold up everyone. Which one you are buying into depends on your two neighbors, and that is worth a visit and a conversation before you sign.
Snook Harbor’s amenities are not published: we found no association website, brochure or rules document that lists a pool, dock, clubhouse or gate. The county’s parcel layer flags a pool and a boat dock on all three home parcels, so the homes appear to have both, and the declaration and the plat say whose they are.
Data updated: October 2026
The county’s parcel layer carries a pool flag and a boat dock flag set to yes on each of the three home parcels, and the common-element parcel carries no amenity description. Nothing in the roll, the state’s records or the corporate filings lists a clubhouse, tennis court, fitness room or gate, and we do not infer them from the neighborhood. For a property of three homes the realistic range runs from a shared pool and dock to a pool and dock assigned to each home, and the declaration and the plat are the documents that say which. The absence of a list is a fact about the public record and not a statement that nothing exists.
If the pool is shared, the association carries its insurance, its maintenance and its state or county permits, and the three owners share the cost under the declaration’s formula. If each home has its own pool, the owner usually carries it. A buyer who is paying for a pool should know which, and should ask when it was last resurfaced, what its equipment age is and whether it carries an open permit.
The county tags the parcels Bay Front and the dock flag is set on all three. We did not find a document that says whether the association has one dock, three slips, a boat lift, a seawall or a launch, who owns it or who pays to maintain it. In some Florida condominiums a dock is a limited common element assigned to one unit, in others it is a shared asset, and in others it belongs to a separate entity. Our audit of Bay Harbor Club found 50 deeded docks among its 103 units, which shows how much the answer can vary and why a listing’s wording is not enough. If a home is marketed with a slip, ask for the instrument that conveys it, and ask what the water depth and the bridge clearance are for the vessel you own.
The nearest public Gulf access is a short walk. The county’s park-entry layer places Little Hickory Island Beach Park, at 26082 Hickory Blvd, about 352 to 374 meters in a straight line from the three buildings, and Bonita Beach Access 9 at 26220 Hickory Blvd about 610 to 633 meters away. Access 8 is about 980 to 1,002 meters away and the Big Hickory Island Preserve access is about 1,172 to 1,191 meters away. The county page says Accesses 2 through 9 are free to park at, that no pets are allowed and that no fires or grilling are permitted. Whether Snook Harbor owners have any private path of their own is a question for the declaration. The logistics section covers parking, the dated closures and what the county says about the condition of the beach.
We found no gate, assigned parking or storage room in anything we read. The county’s parcel layer carries no garage or carport flag. A buyer should look at the plat and the site to see where cars park, whether lifts or storage below the living level are part of a home or common elements, and what the rules say about trailers, boats and guests.
Snook Harbor’s current assessment and the list of what it covers are not published. We found no budget, fee schedule or rules, so we give no dollar figure. The route to the number is the seller’s document package, which must include the budget under Florida Statute 718.503, and the estoppel certificate.
Data updated: October 2026
The only dollar figure the public record gives for the association is its annual state fee of $12, which is $4 for each of three units. Nothing we read states Snook Harbor’s monthly or annual assessment, the unit shares or the items the assessment covers. Commercial listing text can carry an association fee and a list of included services, and we did not use any, because that text is keyed in for a listing and is not an association document. Information not available at time of publishing (checked 2026-10-01). That covers the fee and the fee-includes list as shown in Southwest Florida MLS listing remarks, which we will check when the MLS pull is available.
The primary document is the budget. Under Florida Statute 718.503 the seller must furnish the current annual budget, and under Florida Statute 718.111 the association must keep its financial records open to owners. For a low-rise, bay-side property with a pool and a dock flag, read the budget for these lines:
Assessments are normally apportioned by each home’s share of the common expenses in the declaration. At Snook Harbor an equal split is 33.33 percent each, and a heated-area split runs from 32.44 percent for unit 2 to 34.43 percent for unit 1, as the three-home section shows. Those are illustrations of the two common methods and not Snook Harbor’s shares, which only the declaration states.
Neither public record names a management company. The state lists the association itself as the managing entity, and the Sunbiz address is in care of a law office. The estoppel certificate is the reliable current answer, and we ask for it in writing, along with the name and the number of whoever handles maintenance and insurance claims.
Owning at Snook Harbor layers several costs on top of the price: the association assessment, any special assessment, property tax, your own condominium insurance, an estoppel fee at sale and a deed tax at closing. At the $1,950,000 recorded price, Florida’s deed stamp tax alone is $13,650. Each layer has a different payer and a different document.
Data updated: October 2026
An estoppel certificate is the association’s written statement of what a unit owes. Florida Statute 718.116 requires an association to issue it within 10 business days of a written or electronic request. The statute caps the fee at $250 when nothing is owed, adds $100 if the certificate is expedited and delivered within 3 business days, and allows up to $150 more if the unit is delinquent. It also provides that the fees are adjusted every five years for inflation, so confirm the current amount on the state’s published schedule. A certificate is effective for 30 days if delivered by hand or e-mail and 35 days if mailed. It is also where a Snook Harbor buyer will see any capital contribution or transfer fee, any right of first refusal or board approval requirement, the status of every assessment and the insurance contacts.
Florida taxes deeds at 70 cents per $100 of consideration under Florida Statute 201.02. The table applies it to the three prices in the county record that matter most. In Lee County the seller customarily pays that tax and also the owner’s title insurance policy, and the contract controls both.
Price | Source | Deed tax at 70 cents per $100 |
|---|---|---|
$1,950,000 | Unit 1, January 27, 2025 | $13,650 |
$895,000 | Unit 1, November 30, 2012 | $6,265 |
$700,000 | Unit 2, March 1, 2012 | $4,900 |
Property tax on a Snook Harbor home is billed by the Lee County Tax Collector from the Property Appraiser’s assessment. The county roll at leepa.org shows the just value and the assessed value for each home. For unit 1 both are $1,357,427, for unit 2 the just value is $1,114,801 and the assessed value is $781,513, and for unit 3 the just value is $1,215,305 and the assessed value is $948,296. The gap on units 2 and 3, $333,288 and $267,009, is consistent with an assessment cap, and unit 1’s equal values are consistent with the reset that follows a sale. That is our reading and not a county statement. A buyer should not carry the seller’s tax bill forward, because a change of ownership resets a capped assessment to market value. Ask us for a tax estimate at your purchase price when you are ready.
An association’s master policy does not cover everything inside a home, an owner’s personal property or loss assessment charged to the owner. Owners typically carry an HO-6 policy and consider flood coverage for contents and improvements, which we discuss in the insurance section. How the master policy is split between the association and each owner depends on the declaration, and in a three-home association one owner’s claim and one owner’s deductible can weigh on all three.
No Snook Harbor special assessment notice, loan disclosure or board letter was public when we checked on October 1, 2026, so we cannot say whether the association has levied one. The route to the answer is the estoppel certificate, the budget and the minutes, and the statute says what a notice must contain.
Data updated: October 2026
We looked for an association website, owner letters, assessment notices and press coverage naming Snook Harbor. We found the corporate and state records described above and no association documents. Neighboring Seascape published a series of Hurricane Ian assessment letters, and a local news report put the per-owner cost there near $50,000, but nothing similar is public for Snook Harbor. We use the Seascape reporting only as context for what Gulf-side buildings on this strip have faced, and not as a statement about this property.
Florida Statute 718.116 requires the written notice of a special assessment to state its purpose. Under Florida Statute 718.112, a board meeting at which a special assessment will be considered requires 14 days’ mailed or delivered notice and a posted agenda. A buyer who sees a notice should check that both are in order.
Fewer owners means each one carries a bigger slice of every project. As an illustration and not a Snook Harbor figure, a $100,000 project divided equally among three homes is $33,333 each. The same project among eight homes is $12,500 each and across 60 homes is $1,667 each. For a home with a $1,950,000 recorded price the project is a small part of the value, but it is a large check, and a three-owner association has fewer people to share it with.
This is a question we cannot answer, and a Florida attorney can. The state’s statute says a dissolved corporation may carry on only the activities appropriate to winding up, and the filings section above explains that reinstatement is the cure. A buyer who finds a pending or recent assessment should ask whether the association was in good standing when it was levied, and should ask the closing attorney how the status affects collection.
If a Snook Harbor buyer finds a recent or pending special assessment, we ask four questions. What is the stated purpose, and is it maintenance, a reserve catch-up or storm repair? How much has been paid and how much remains per home? Is the work finished and permitted? And what does it say about the reserve funding? A buyer can then negotiate with facts, and a seller can show the same facts to a buyer.
Snook Harbor’s declaration, articles, bylaws and rules are not posted publicly that we could find. A buyer can read the statutory document package the seller must provide, the Official Records reference on the county roll and the corporate filings. Approval, transfer and leasing terms are therefore unknown until the documents arrive.
Data updated: October 2026
Three public sources carry real governance content for Snook Harbor. The county roll’s legal descriptions cite Official Records Book 3393, Page 1781, which points to the recorded declaration. The Division of Corporations record and the state’s condominium public records identify the entity and the project. And Florida Statute 718.503 gives the buyer a right to the declaration, bylaws, articles, rules and financial documents, with a seven-day window, excluding Saturdays, Sundays and legal holidays, to cancel after receiving them if they were not delivered before signing.
The statute sets the baseline even when a property has not published its own rules. Board meetings require 48 hours’ posted notice, and meetings on a special assessment or a rule that changes unit use require 14 days’ notice, under Florida Statute 718.112. That statute also lets an association of 10 or fewer units, by a majority vote of the total voting interests, provide for different voting and election procedures in its bylaws. Snook Harbor has three units, so its bylaws may do so, and a buyer should read how directors are chosen and how owners vote.
The line between association and unit-owner responsibility, for items such as roofs, exterior walls, windows, doors, air handlers, plumbing and electrical, is set by the declaration and by Florida Statute 718.113 as to maintenance, and a declaration can place some items on the owner and others on the association. In three attached homes, the roof, the shared walls, the exterior and the pool and dock are the big-ticket items, and the declaration decides whether the association or the owners bear them. Snook Harbor’s declaration is not public, so we do not say where its line falls.
Attached homes share structure in a way a detached house does not. A fire, a leak or a structural repair in one home can affect the next, and the question of who insures and repairs a shared wall or a roof section across three homes is a declaration question. Ask whether the association insures the structure, what the owner’s policy must cover and how a claim by one home is handled.
A declaration is amended by the method it provides, and if it provides none, Florida Statute 718.110 allows amendment by owners of at least two-thirds of the units on most matters, which is two of three homes at Snook Harbor. That is why we ask for every recorded amendment and not just the original instrument. Under Florida Statute 718.303, each owner, tenant and invitee must comply with the chapter, the declaration and the rules, and a fine may not exceed $100 per violation or $1,000 in the aggregate, after notice and an opportunity for a hearing.
Snook Harbor’s sale approval requirement, application process, right of first refusal, transfer fee or capital contribution are not published. The estoppel certificate is where they would appear, because Florida Statute 718.116 requires it to state any capital contribution or transfer fee, any right of first refusal or board approval requirement, and the insurance contacts. Request it early in the contract period. Disputes with an association over how a request was handled can go through the dispute-resolution process in Florida Statute 718.1255.
Beyond the seller’s package, Florida Statute 718.111 gives unit owners a right to inspect and copy the association’s official records, including the budget, financial reports, meeting minutes and insurance policies. A buyer who becomes an owner can use that right after closing, and a buyer’s agent can ask the seller or the registered agent what is available before.
Snook Harbor’s rental rules are not published: we found no minimum lease term, rental cap or approval process. Separately, Florida, Lee County and the City of Bonita Springs each regulate short rentals through licensing, tourist taxes and permits, and each applies whatever the declaration allows.
Data updated: October 2026
Nothing we read states a Snook Harbor minimum lease length. The first question is the declaration’s leasing article, any amendments, and any application and fee. With three owners, a leasing rule can change by a vote of two, so a buyer who plans to rent should read the current text and ask whether an amendment is under discussion.
Florida Statute 509.242 defines a vacation rental to include a condominium unit rented to guests more than three times in a calendar year for periods of less than 30 days or one calendar month, or advertised as available for rent in that manner. Such a unit needs a license from the state’s hotels and restaurants division. The statute applies on top of any association restriction, so a license does not create a right to rent that the declaration denies.
Lee County levies a tourist development tax on rentals of six months or less, at 5 percent, administered by the Clerk’s Inspector General office, according to the Lee County Clerk’s tourist tax page and the Department of Revenue’s tourist development tax rate sheet. Owners who rent short-term must register and remit, and the Clerk’s page says an owner stays responsible for remittance if a dealer fails to collect. Whether a platform collects some taxes for you is a question for your tax adviser.
The City of Bonita Springs runs a rental permit program. As we read the City’s page, the permit applies to non-owner-occupied single-family, duplex or multi-family property of up to six units and exempts condominiums of more than six units governed by Chapter 718. Snook Harbor’s declaration covers three units, which is within the six-unit range on that reading. Confirm the current rule with the City before you rely on it.
Snook Harbor’s pet rules are not published, so we cannot state a weight limit, a count limit or a breed restriction. Federal and Florida law protect assistance animals separately, and every other pet rule lives in the declaration or the rules, which a buyer confirms through the seller’s package and the estoppel certificate.
Data updated: October 2026
Ask for the pet section of the rules and any pet registration form. Ask whether the limit is by weight, count or breed, whether it applies to guests and tenants, and where pets may be walked on the grounds, the pool deck and the dock. Ask whether the rules were adopted by the board or written into the declaration, because that changes how hard they are to amend.
An assistance animal is not a pet under federal fair housing law. The U.S. Department of Housing and Urban Development explains the rules on its assistance animals page. A buyer who relies on an assistance animal should raise it with the association through the process in the rules, not through the pet registration.
Dog rules on the public beaches near Snook Harbor are set by Lee County Parks and the City, not by the association. As of October 1, 2026, the county’s page for Bonita Beach Accesses 2 through 9 said no pets are allowed, and the page for Little Hickory Island Park said the same. Rules differ by beach, so check the Lee County beaches pages for the access you plan to use.
Hurricane Ian’s surge reached the Snook Harbor block: the U.S. Geological Survey surveyed three excellent-quality high-water marks within 605 meters, at 11.3 to 11.7 feet above the datum. Against Snook Harbor’s bare ground that implies roughly 5.7 to 6.2 feet of water, by our arithmetic. No Snook Harbor document describes its own damage.
Data updated: October 2026
No owner letter, board update, loan notice or press story about the Snook Harbor buildings’ own Ian experience was public when we checked on October 1, 2026. We do not assert that any home took water or that it did not. The county roll shows one Snook Harbor home, unit 1, trading since the storm, in January 2025, which is consistent with an ordinary resale and says nothing about damage.
The U.S. Geological Survey’s high-water mark database for Ian holds these marks nearest the three Snook Harbor building points. Distances are straight-line from the nearest building point, and elevations are feet above the NAVD88 datum. Heights above ground are as the survey publishes them.
Mark | Distance | Elevation | Height above ground | Survey quality |
|---|---|---|---|---|
Inside a unit at 25901 Hickory Blvd | 104 m | 11.3 ft | 2.53 ft | Excellent |
Wall inside the Hickory Island center near Estero Blvd | 399 m | 11.7 ft | 5.23 ft | Excellent |
26235 Hickory Blvd stairwell | 605 m | 11.3 ft | 5.0 ft | Excellent |
26235 Hickory Blvd exterior wall | 605 m | 12.2 ft | 5.95 ft | Fair |
26429 Bay Rd garage | 1,024 m | 11.6 ft | 7.96 ft | Excellent |
Ground at the three building points we sampled is 5.50, 5.60 and 5.52 feet above the same datum, according to the USGS elevation service. Subtracting gives 11.3 minus 5.60, or 5.70 feet, to 11.7 minus 5.50, or 6.20 feet, of water above Snook Harbor’s bare ground using the three excellent marks within 605 meters. That is our arithmetic from neighbors’ marks, not a measurement taken at the buildings, and a floor raised above the ground would have met less water. A mark inside a building, like the first one, is measured from the interior and is a different reading from an outdoor mark.
Published surge numbers differ. The National Hurricane Center’s Hurricane Ian report says maximum inundation of 8 to 12 feet above ground occurred in Estero, Bonita Beach, Bonita Springs and North Naples. Other agency documents we read describe higher figures for the same coast. We quote the Hurricane Center’s range because it is a published, sourced range, and we treat the surveyed marks above as the closest evidence for this block.
Ask whether the home took water, whether an insurance claim was filed and paid, whether the association levied a special assessment for storm work and whether every permit is closed. Florida requires a seller to disclose flood history under Florida Statute 689.302, and a buyer who gets the answers in writing has what a lender and an insurer will ask for.
FEMA’s flood map places the Snook Harbor buildings in Zone AE with a base flood elevation of 11 feet on panel 12071C0651G, effective November 17, 2022, and Lee County’s evacuation map puts them in Zone A. Whether any one home sits above or below that line depends on floor heights, which are not published.
Data updated: October 2026
On October 1, 2026 we queried FEMA’s National Flood Hazard Layer at five points: the three building footprints, the common-element parcel and the roll’s unit point. Each returned Zone AE, a base flood elevation of 11.0 feet on the NAVD88 datum, a coastal floodplain subtype and Lee County’s panel. FEMA’s service also returned an older Collier County panel, 12021C0180H, effective May 16, 2012, at the same points. The property is in Lee County and the City of Bonita Springs, so we cite Lee’s panel and not the Collier one, and a lender’s flood determination will name the panel it uses. Lee County’s evacuation zone map returned Zone A and surge zone 1 at the same points, and the county’s layers place the homes inside the City of Bonita Springs.
Ground at the five points is 5.50, 5.60, 5.52, 5.46 and 5.54 feet. The base flood elevation minus ground is therefore 5.40 to 5.54 feet, which we show as roughly 5.4 to 5.5 feet. That does not mean the living floors are that far under the line, because a home can stand on a raised slab, stem wall or fill, and we did not find an elevation certificate for any Snook Harbor building. A home built in 2001 in a mapped coastal zone was built under the rules of its day, which could mean a raised lower level. The elevation certificate, which a licensed surveyor prepares, records the lowest floor against the base flood elevation, and it is the single most useful flood document to ask for.
The City of Bonita Springs treats the design flood elevation as the base flood elevation plus one foot, according to its substantial damage and substantial improvement notice. For Snook Harbor that points to 12 feet NAVD88. A building that sustains damage costing 50 percent or more of its pre-damage market value must be brought to that elevation, and the City’s ordinance amending Chapter 10, Building Codes and Standards, adopted in 2022 carries the definitions of substantial damage and substantial improvement. Whether the City made a substantial damage determination for any home is not published, and the EnerGov portal lets anyone search permits by address.
The City’s FEMA and CRS page says FEMA maintained the City’s Community Rating System rating of Class 5, and the 25 percent discount on National Flood Insurance Program premiums that comes with it, in a notice dated November 21, 2024. FEMA’s CRS guide explains how class ratings translate to discounts.
Condominium buildings can buy a residential condominium building policy under the National Flood Insurance Program. FEMA’s summary of coverage puts the building limit at the lesser of replacement cost or $250,000 times the number of units, which for three units is $750,000, with a coinsurance penalty when coverage is below the required share. Whether a three-unit building like Snook Harbor is written on that form, or rated another way, and how the limit compares with replacement cost for homes of 2,056 to 2,182 square feet, is a question for the insurer, and we did not verify it. Snook Harbor’s flood policy, limit and carrier are not published. Ask for the declarations page, and ask each seller whether the unit owner carries a separate contents and loss-assessment policy.
Snook Harbor’s wind and flood carriers, deductibles and premiums are not published. The context is a market that moved sharply. Florida’s Office of Insurance Regulation data shows the statewide average premium per commercial residential condominium-association policy was $72,570 at the end of June 2022, $147,381 at the end of June 2024 and $135,100 at the end of June 2026, which are our readings of the OIR quarterly data. Citizens’ 2026 rate filing took effect for policies on or after July 1, 2026 with average increases of 7.7 percent for commercial residential multiperil and 14.1 percent for wind-only. Statewide averages say nothing about one association, and one association can hold several policies.
The Florida Chief Financial Officer’s My Safe Florida Condo program offers eligible associations wind-mitigation inspections and grants. We did not find whether Snook Harbor applied.
Lee County Emergency Management orders evacuation by zone, and Zone A is the first of five surge zones, A through E, on the county’s evacuation page. Before any storm, owners should know the shutter or impact-glass status, the dock and boat plan, the vehicle rules for the parking area and the contact path for the person who handles the association. The association’s own storm plan is not published. After a declared emergency, Florida Statute 718.1265 lets a board hold meetings by video and levy special assessments without an owner vote, unless the documents say otherwise, so a buyer should ask whether the declaration restricts those powers.
In 2024 the National Hurricane Center reported surge up to 3 to 5 feet above ground from south of Englewood to Bonita Beach in Hurricane Helene, and 4 to 6 feet from south of Boca Grande through Bonita Beach in Hurricane Milton. Those are regional ranges. They are lower than the Ian figures above, and we found no Snook Harbor document describing damage from either storm.
Snook Harbor’s three attached homes are under three stories on every county reading, so Florida’s milestone inspection law and its structural integrity reserve study requirement, which reach buildings of three or more habitable stories, do not appear to apply. That is our inference from the statutes and the county record, not a determination.
Data updated: October 2026
The county’s records list the condominium’s parent record at one story and the parcel layer at one story for each home, and the three unit footprints at two stories. All of it is under three. These are county tax records, not a determination under the Florida Building Code, and the statute turns on the code’s count of habitable stories. We say what the county shows and no more.
Florida Statute 553.899 applies its milestone inspection to buildings three habitable stories or more in height, as the Florida Building Code determines the count, and it excludes one-, two-, three- and four-family dwellings with three or fewer habitable stories and buildings under three stories. Florida Statute 718.112 carries matching exclusions from the structural integrity reserve study requirement, for buildings under three stories and for one- to four-family dwellings. Snook Harbor can fit two of those descriptions at once: it is a three-family dwelling or a row of three attached homes, and its story counts are one or two. The Division of Florida Condominiums explains the inspection rules on its inspections page.
The statutes are text we read on October 1, 2026. The county’s story counts are county data. The conclusion that the building is excluded is our inference from the two, and the Florida Building Code’s count of habitable stories controls. A home whose lowest level is a garage or storage below the flood elevation is usually counted differently from one with three levels of living space, and we do not have the plans. If a seller says the building is exempt, ask for the basis in writing, and if a buyer is told it is not, ask for the inspection and the study.
For the sake of the question, suppose the building did have three or more habitable stories, contrary to the county’s record. The statutory milestone inspection falls due at 30 years after the certificate of occupancy, which for a 2001 building would be about 2031, and a local government can set an earlier trigger for buildings near the coast. We found no City of Bonita Springs rule that sets one for this building. We include the hypothetical so that a buyer who hears a different story count knows what would follow, and not because we think it applies.
A building outside the milestone and reserve study rules can still have a failing roof, rotted fascia, a termite problem or an underfunded reserve. For a small association the roof is often the single largest shared cost, and in attached homes it is shared. Ask for the roof’s age and any replacement quote, the reserve balance, and whether the budget funds reserves at all.
Contracts for condominium units signed after December 31, 2024 must carry a conspicuous statement under Florida Statute 718.503 about whether the association is required to have a milestone inspection or reserve study and whether it has completed one. The statute provides two forms, one for an association that is required and has not completed it and one for an association that is not required. Read which form your contract uses and ask the seller why.
The committee analysis of House Bill 913 described a provision prohibiting Citizens from insuring buildings without a completed milestone inspection and reserve study, and the House’s final summary says the enrolled bill does not include it. Read the committee analysis and the final-version summary together, and do not assume coverage will be refused or guaranteed on that basis.
Lee County’s school proximity layer, queried on October 1, 2026 for the Snook Harbor building points, returned elementary zone Q. The School District of Lee County’s address locator controls the answer for any specific home, and the district revises its plan every year.
Data updated: October 2026
Open the district’s school zones page, which links to the school site locator, and enter 25851 Hickory Blvd. Run it for the current school year and again if the district approves a new enrollment plan. The district’s published enrollment plan explains how choice and proximity zones work and which schools are open to requests from any zone. The district page says the 2026 to 2027 plan was approved on December 1, 2025, and we did not read that version.
In the 2024 to 2025 enrollment plan we read, elementary zone Q lists Bonita Springs Elementary, Pinewoods Elementary, San Carlos Park Elementary, Spring Creek Elementary and Three Oaks Elementary. Middle and high school assignment comes from the locator for the address, and the district’s sites for Bonita Springs Middle, Three Oaks Middle and Bonita Springs High School show what each offers. A zone letter in 2026 may map to a different set of schools than the 2024 plan we read, so the locator controls.
We do not publish school grades or test scores here, because a grade attaches to a school and not to a building, and the assigned school can change. The locator result and a conversation with the district are the answer. Ask us and we will run the address with you.
Snook Harbor sits inside the City of Bonita Springs, so building permits and zoning come from the City, while the state’s coastal construction control line and Lee County’s coastal layers add rules. Lee County’s parcel layer lists the zoning district as C-1, which we could not confirm in the City’s code.
Data updated: October 2026
Alterations to a building, a home’s electrical or plumbing, a pool, a dock and restoration after storm damage require City permits. The City’s self-service portal, EnerGov, lets anyone search permits by address, and the City’s Hurricane Ian permitting page and post-storm permitting guide describe the post-storm process. For any home you plan to buy, search 25851 Hickory Blvd and ask the seller to close out any open permit. Open permits can complicate a lender’s review and an insurer’s inspection.
Lee County’s parcel layer tags the three Snook Harbor home parcels C-1, with a zoning-area note of CBS, and leaves the common-element parcel blank. An older county land-use layer returns the zoning district blank for the same parcels, and the county’s separate zoning layer returned no features at any of our points, so the parcel layer’s C-1 is the only district value we found. We did not read the City’s Land Development Code definition of a C-1 district, and we do not say what it permits. The City’s Land Development Code on Municode and the Community Development Department are the places to confirm it, and a buyer who needs a specific use, an addition or a dock should confirm it in writing.
The Florida Department of Environmental Protection regulates construction seaward of the coastal construction control line, and its program page explains the rules. Our comparison of the building points with the state’s 1991 line found it 15.7 to 21.3 meters away, with the points 17.7 to 24.0 meters east of the line at the same latitude, which is landward because the Gulf is to the west. Lee County’s 1978 line is 115.9 to 122.1 meters away, with the points 133.9 to 141.0 meters east of it. That is our map comparison and not a determination, and the state’s permitting record is the answer on whether any Snook Harbor structure holds a coastal permit.
Lee County’s geographic data layers returned “High hazard” for the Coastal High Hazard Area and “Coastal Building Zone (ORD 94-22)” for the Coastal Building Zone layer at the building points. These are county layers, and the City of Bonita Springs has its own code. Whether and how the City applies them is a question for the City’s Community Development Department. We report the results as queried and no more.
Living at Snook Harbor means a county beach park within about 350 to 375 meters of the homes, a Hickory Blvd address on the bay side, and City and county services for trash, water and roads. Several public lots changed their rules in September 2026, and we date every closure statement.
Data updated: October 2026
Lee County Parks pages, which we re-read on October 1, 2026, said the following. The pages change, so check them again before you go.
A WGCU report from September 9, 2026 covers the parking closures. The county’s annual beach parking pass is $60 under the unified payment system that started May 1, 2025, per the county’s payment-system notice. One conflict to note: the Bonita Beach Park page says the annual pass is not accepted there, while the county’s general payment notice describes the pass as valid at paid beach lots. Snook Harbor’s street number, 25851, is south of both Little Hickory Island Park at 26082 Hickory Blvd and Access 9 at 26220 Hickory Blvd, which the county page lists as free parking. The nearest named beach park is the one whose lot closed in September, so a visitor’s parking plan has changed.
By our straight-line measurement from the county’s park-entry layer to the three building points, Little Hickory Island Beach Park is about 352 to 374 meters away, Access 9 is about 610 to 633 meters away, Access 8 is about 980 to 1,002 meters away, the Big Hickory Island Preserve access is about 1,172 to 1,191 meters away, Access 7 is about 1,343 to 1,365 meters away and Access 6 is about 1,713 to 1,735 meters away. Whether an owner can walk through the association’s grounds to the sand, or must cross Hickory Blvd, is a declaration and site question we could not settle from public records.
The Lee County Department of Transportation closed the Big Hickory Pass Bridge on September 29, 2022 after Ian, in an update on its site. We could not find a current status statement for it, and a City page we found on the topic was a notice from October 2022 that we do not treat as current, so we do not claim a through route to Fort Myers Beach. On May 20, 2026 the City of Bonita Springs council approved a contract for a Hickory Boulevard roundabout site improvement project, and the item we read does not say where on Hickory Blvd it is, so do not assume it affects Snook Harbor.
Lee County Solid Waste’s contracted haulers serve the City of Bonita Springs, according to a WGCU report on the county’s seasonal schedule and the county’s solid waste page. Whether Snook Harbor uses county collection or a private contract is not published. The county roll lists the homes under ZIP 34134, and the arrangement for mail delivery is not described in anything we read.
Bonita Springs Utilities lists the City of Bonita Springs in its water and wastewater service area, and Florida Power and Light is the electric utility. Who provides cable or internet to Snook Harbor, and whether the pool, dock and common areas are metered to the association or to a home, is not published.
We did not run routing for this page, so we publish no drive times. The LeeTran bus system and its on-demand service operate in the area, and the straight-line beach distances above are our measurements and not walking routes.
The beach near Snook Harbor is shaped by a state and county nourishment program, by storm erosion and by sea turtle nesting from May 1 through October 31. The City reported 187 nests on Little Hickory and Big Hickory Island in 2025, and lighting rules apply to beach-adjacent property.
Data updated: October 2026
The Florida Department of Environmental Protection’s beach funding request lists the Bonita Beach nourishment project, 0.78 mile between state monuments R226 and R230 plus 400 feet, with its last nourishment in September 2014 and a new one planned for 2024. The state’s critically eroded beaches report covers Little Hickory Island. Lee County awarded a roughly $39.2 million contract on September 17, 2024 for Lovers Key and the north end of Bonita Beach, according to WINK News. We did not confirm completion or whether the project reaches the beach near Snook Harbor. WGCU reported erosion in Bonita Springs after Milton.
The City’s sea turtle awareness page says nesting season runs from May 1 through October 31, with the City’s guidelines applying from 9 PM to 7 AM, and that lights visible from the beach should be shut off or shielded. A February 2026 City item, Turtle Time presented marine turtle nesting data for the 2025 season, reports 187 nests on Little Hickory Island and Big Hickory Island, 381 non-nesting emergences, five nests relocated after tides exposed the eggs and 17 nests disoriented primarily because of non-compliant lighting.
The City says it mails an annual letter to beach-adjacent property owners about nesting rules, and it enforces a sea turtle conservation code. Whether a Snook Harbor home counts as beach-adjacent for that mailing is not something we confirmed, and a bay-side home with a pool and a dock has exterior lighting that is visible from the water. An owner should ask about lighting rules, and a buyer who wants to add or change lighting should check them first.
We built this page from primary records, not a listing feed. We tracked all four Snook Harbor parcels in the Lee County roll, all six recorded sales in the county’s file since 2001 and every state filing we could open, and we queried FEMA, Lee County and the U.S. Geological Survey ourselves.
Data updated: October 2026
A team with the Top 1% Real Estate Agents Nationally Since 2008 recognition still has to show its work, so each step below is one a reader can repeat. We pulled the parcel records for the three homes and the common-element parcel and read each home’s heated area from the roll. We tracked the four building records in the county’s building layer and matched each to its home by folio number. We read the county’s recorded-sales index, built October 1, 2026, and kept its qualification rules intact, including the corrected treatment of pre-2009 sales. We opened the Florida corporate record, its event page and its annual reports, and we read the state’s condominium extract and payment history. We read the statutes on dissolution, reinstatement, milestone inspections and condominium documents as published on October 1, 2026. We queried FEMA, the county’s flood, evacuation, school and coastal layers and the U.S. Geological Survey’s elevation and high-water-mark services, and we re-read the county’s beach park pages.
Four things stood out. Unit 1 sold for $895,000 in November 2012 and for $1,950,000 in January 2025, up 117.9 percent. The state’s corporate record showed the association dissolved administratively six days before we looked. The county’s own records disagree on whether the homes are one story or two. And two of the three homes have no recorded sale for more than 14 years, so the last price on those homes is old.
We could not pull Southwest Florida MLS data for Snook Harbor, so every MLS-derived figure on this page is marked unavailable and not estimated. We could not read the declaration, bylaws, rules, budget, reserve documents or any insurance document, because we found no public copy. We list these gaps again, in one place, near the end of the page.
Palm Bay Estates is the closest comparable to Snook Harbor on scale and position: both are small bay-side associations on Hickory Blvd in FEMA Zone AE at 11 feet, and each has a thin sales record. They differ in home size, age, ground elevation and the state of their corporate filings.
Data updated: October 2026
Palm Bay Estates is an eight-home, bay-side condominium of four one-story buildings at 26773 Hickory Blvd, built in 1985, and our page on it audits its record. The Palm Bay Estates figures below come from that page and from the county’s corrected sales files.
Question | Snook Harbor | Palm Bay Estates | Who it fits |
|---|---|---|---|
Size | 3 attached homes | 8 homes in four two-home buildings | Snook Harbor for the smallest scale |
Built | 2001 per the county roll | 1985 per the county roll | Snook Harbor for the newer record |
Stories | One or two per the county’s records | One per the county | Palm Bay Estates for a consistent one-story reading |
Heated area | 2,056 to 2,182 sq ft | 1,150 to 1,444 sq ft | Snook Harbor for larger homes |
FEMA zone | AE, 11 ft | AE, 11 ft | Equal |
Bare ground, USGS | 5.46 to 5.60 ft | 2.6 to 3.6 ft | Snook Harbor for higher ground |
Association status at Sunbiz, October 1, 2026 | Inactive after an administrative dissolution filed September 25, 2026 | Active, latest annual report April 27, 2026 | Palm Bay Estates for a current corporate record |
Management named in public records | None; the association is its own managing entity | Gulf Coast Realty and Property Management, named in two records | Palm Bay Estates |
Qualified sales in the last 60 months | 1: $1,950,000 on January 27, 2025, $893.68 per sq ft | 2: $640,000 and $525,000, $556.52 and $371.02 per sq ft | Neither has a deep record |
Median in that window | $1,950,000 (the single sale) | $582,500 (median of these 2 sales) | Compare directionally only |
County file, all recorded history | 6 qualified sales since 2001 | 19 qualified sales on file since 1986 | Neither is a trend line |
Pool and dock | Both flagged on all three home parcels | Not published | Snook Harbor if a flagged pool and dock matter |
The two windows each hold fewer than 10 sales, so we compare the prices directionally and never as a ranking. Snook Harbor’s one recent sale is $1,310,000 above the higher of Palm Bay Estates’ two, which is $640,000, and the two products differ in more ways than the table can hold.
Choose Snook Harbor if a large, newer, bay-side home in an association of three, with higher ground than most of the strip and a county flag for a pool and a dock, is the point, and if you are comfortable doing the document work this page describes, including the corporate status. With only three owners, one decision can move the budget, and you will know your neighbors.
Choose Palm Bay Estates if you want a lower entry price, a current corporate record and a named manager, with a one-story reading and a short walk to a county access, in an association of eight. Eight owners spread a large repair more thinly than three do. Read our Palm Bay Estates page for its own audit.
If your priority is | Look first at | Why, from the record |
|---|---|---|
Large homes | Snook Harbor | 2,056 to 2,182 sq ft against 1,150 to 1,444 |
Newer construction | Snook Harbor | 2001 against 1985 |
The smallest association | Snook Harbor | 3 homes against 8 |
Higher ground | Snook Harbor | 5.46 to 5.60 ft against 2.6 to 3.6 ft bare ground |
A current Sunbiz status | Palm Bay Estates | Active against inactive since September 25, 2026 |
A named manager on the public record | Palm Bay Estates | Named in two records against none |
A lower entry price | Palm Bay Estates | $525,000 and $640,000 against $1,950,000 recorded |
A deeper recent sales record | Neither | 2 sales and 1 sale in 60 months |
County windows differ by neighbor, so the medians below describe each record and not a ranking. A median of fewer than 10 sales is shown only as the median of those sales.
Association | County window | Sales | Median | Range |
|---|---|---|---|---|
24 months | 12 | $555,000 | $450,000 to $750,000 | |
60 months | 10 | $592,500 | $370,000 to $850,000 | |
24 months | 17 | $690,000 | $455,000 to $1,075,000 | |
60 months, fewer than 10 | 8 | $610,000 (median of these 8 sales) | $395,000 to $833,000 | |
60 months, fewer than 10 | 4 | $950,000 (median of these 4 sales) | $637,000 to $2,000,000 | |
60 months, fewer than 10 | 1 | $1,375,000 (the single sale) | $1,375,000 | |
60 months, fewer than 10 | 1 | $528,000 (the single sale) | $528,000 |
Among the associations whose sales we list in full because they hold fewer than 10 in 60 months, the only price above Snook Harbor’s $1,950,000 is $2,000,000, for a three-bedroom, 1,917 square foot home at Hickory Shores Condo on March 16, 2026, which is $1,043.30 per square foot against Snook Harbor’s $893.68. Those two are the top of the strip’s recent record, and both are one sale each.
Selling at Snook Harbor? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or see our buyer page.
Snook Harbor offers three large, newer, bay-side townhomes with higher ground than most of the strip and the smallest association on it. Its costs are an inactive corporate status, an unpublished fee schedule, a very thin sales record and Zone AE flood and insurance pressure. Both columns are documented below.
Data updated: October 2026
For most buyers the question is not whether these points exist but whether the documents resolve them. A buyer who reads the budget, the reserve balance, the special-assessment ledger, the estoppel certificate and the reinstatement filing can price a Snook Harbor home on facts. A buyer who cannot get those documents should treat that as information too.
Selling at Snook Harbor? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or see our buyer page.
If you’re searching for a Snook Harbor listing agent, or thinking, “I need someone to sell my Snook Harbor home…”, McGreevy and Comisar is the team to call. Jesse McGreevy and Marc Comisar lead Domain Realty Group, and we prepare every Snook Harbor listing the way a buyer’s attorney will read it: documents first, corporate status in order, assessments disclosed, and price tied to the county record.
Top 1% Real Estate Agents Nationally Since 2008 is the credential we list first. The full list of what we bring to a Snook Harbor listing is below.
Information not available at time of publishing (checked 2026-10-01). The Southwest Florida MLS pull that would give the 12-month Snook Harbor closed-sale count, dollar volume, average days on market and sale-to-list ratio was parked on the publication date, so we show the public record instead. Lee County’s qualified record shows six Snook Harbor sales since October 2001, one of them in the last 60 months at $1,950,000, and none dated in the 12 months before October 1, 2026. The newest, on January 27, 2025, is 612 days old. A sample this small is why each Snook Harbor comparable matters.
A Snook Harbor sale is a documents sale and a small-numbers sale. The buyer’s attorney and lender will ask for the budget, the reserve balance, any special assessment, the insurance summary and the association’s corporate status, and a home that arrives with those papers in order sells on its merits. We request the estoppel certificate and the statutory document package under Florida Statute 718.503 before we list, and we check Sunbiz before we price, so the first buyer to see the home also sees the facts.
Price follows size, condition, finish, dock and pool and orientation, and the record is thin. The three homes run from 2,056 to 2,182 square feet, the last sale of a Snook Harbor home brought $893.68 per square foot, and the one before it in the same home brought $410.17. We price from the nearest like home in the county record and from the neighboring associations, and we adjust for condition. Condominium projects with missing documents, special assessments or entity questions can narrow the pool of financed buyers, so we confirm early what a buyer’s lender will ask.
Request your free Snook Harbor home valuation and we will come back with the nearest comparable recorded sales, the size and finish adjustments, and the document gaps that could affect your price.
Call or text Jesse at (239) 898-6072, text or call, with any question about selling at Snook Harbor.
Six questions Snook Harbor owners ask us before they list.
It depends on size, condition and finish, and the county record is thin: six qualified sales since October 2001, one in the last 60 months at $1,950,000. We use the nearest like home, not a median. A free valuation from our team gives you the comparables and the adjustments.
You owe any unpaid assessments through closing, and the estoppel certificate states the amount. Under Florida Statute 718.116 the association must issue it within 10 business days and may charge a capped fee. The certificate also shows any transfer fee, capital contribution or approval requirement.
Not if it is fixed before the buyer’s lender and attorney ask. Sunbiz showed the association inactive after an administrative dissolution filed September 25, 2026, and the cure is a filing under Florida Statute 617.1422. We recommend a seller talk to a Florida attorney and the registered agent now, and bring the updated Sunbiz record to the first showing.
The declaration, articles, bylaws and rules, the annual financial statement and budget, and the frequently asked questions document, all at your expense under Florida Statute 718.503.
Yes, but not in a straight line. The three homes run from 2,056 to 2,182 square feet, and in 2012 unit 2 sold at $340.47 per square foot while unit 1 sold nine months later at $410.17. We price each home from the nearest like sale and adjust for condition and orientation.
Call Jesse at (239) 898-6072, text or call, or use the free valuation link above. We will ask for your unit number, then pull the nearest comparables, check the association’s Sunbiz record and request the document package before you decide on price.
Jesse McGreevy and Marc Comisar of McGreevy and Comisar, part of Domain Realty Group, are Bonita Springs real estate experts who list and sell Snook Harbor homes and other Bonita Beach homes. Our honors and recognition are below, together with how to reach us directly and the licensing information Florida requires.
Top 1% Real Estate Agents Nationally Since 2008 heads the list of honors below.
Learn how we work on our McGreevy and Comisar about page. McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
The county roll dates all three homes to 2001, and the state’s condominium record shows the project recorded on April 11, 2001. The corporate association was filed on March 19, 2001. One building footprint carries an actual year built of 2000 and an effective year of 2004, and we report that as the county shows it.
Three homes, attached in a row, according to the state’s record and the county’s building layer. The county shows four parcels, which are the three homes plus a common-element parcel of about 0.28 acre.
No, it is on the bay side of Hickory Blvd. The county tags the home parcels Bay Front. The nearest county beach park, Little Hickory Island Park, is about 352 to 374 meters from the homes in a straight line.
Information not available at time of publishing (checked 2026-10-01). Active-listing counts come from the Southwest Florida MLS, which was not available when we published. The county’s file records six qualified sales since October 2001. Ask us for a current search and we will run it for you.
Not published. We found no association website, budget or rules, and we did not use fee figures from listing text. The estoppel certificate and the budget state the current assessment, and we request both before you make an offer.
Not published. Which costs the association pays, such as insurance, roofs, grounds, the pool or the dock, is set by the declaration and the budget. Ask for the budget line items, and compare them with what each owner pays separately.
The county’s parcel layer flags a pool and a boat dock on all three home parcels. It does not say whether they are private, shared or assigned, and no association document we found lists them. Ask for the declaration and the plat before you assume.
Not published. The declaration’s leasing article controls, and Florida, Lee County and the City each add licensing and tax rules on top. Read the article before you plan to rent, and ask whether the association has a minimum term.
Pet rules are not published. The county’s beach accesses nearby do not allow pets. Ask for the pet section of the rules and any registration form before you offer.
FEMA’s map shows Zone AE with a base flood elevation of 11 feet NAVD88 on panel 12071C0651G, effective November 17, 2022, and Lee County’s map shows evacuation Zone A. A lender will require flood insurance on a mortgage in this zone.
A lender will require it for a financed purchase in a special flood hazard area, and a cash buyer should consider it. Cost depends on the home’s elevation, the policy structure and the building’s coverage. Ask an insurance agent to price the exact home.
We found none in public records. Special assessment notices are association documents, so the estoppel certificate, the budget and the minutes are where they would appear. Ask for every notice since 2022 with its stated purpose and payment schedule.
No public record names a management company. The state lists the association as its own managing entity, and the Sunbiz mailing address is in care of a Naples law office. Confirm the current contact in the estoppel certificate.
On October 1, 2026 Sunbiz showed it as inactive, after an administrative dissolution for an annual report filed September 25, 2026. The state’s condominium division still lists the project as approved and recorded. Check Sunbiz again before you sign, and ask for the reinstatement filing.
The homes are under three stories on every county reading, so the statutes that require them for buildings of three or more habitable stories do not appear to apply. That is our inference. Ask whether the association has a reserve and a roof plan regardless.
The county says one story on its parent and parcel records and two on the three unit footprints. We cannot say which is closest to the building’s form. The Florida Building Code’s count of habitable stories controls any legal question, and the plans show it.
Lee County’s school layer returned elementary zone Q for the building points on October 1, 2026. The district’s address locator controls the answer for any one home, and the plan changes every year.
The county roll shows heated areas of 2,182 square feet for unit 1, 2,056 for unit 2 and 2,100 for unit 3, a total of 6,338 and a median of 2,100. The county’s sales file lists three bedrooms for each.
The county’s qualified file shows six sales since October 2001, from $700,000 on March 1, 2012 to $1,950,000 on January 27, 2025, and only the 2025 sale falls in the last 60 months. These are county records and not MLS closings.
McGreevy and Comisar lead Domain Realty Group, the number one real estate team in Southwest Florida since 2012, with the Top 1% Real Estate Agents Nationally Since 2008 recognition. Call Marc at (239) 287-5873 for a buyer consultation.
The county’s qualified record shows one sale in the last 60 months, $1,950,000 for unit 1 on January 27, 2025, and your home’s value depends on size, condition, finish and position. Request a free valuation or call Jesse at (239) 898-6072.
The newest qualified sale is $1,950,000 for unit 1 on January 27, 2025, and the one before it is $895,000 for the same home on November 30, 2012. These are county recorded prices, not MLS closings, and the newest is 612 days old as of October 1, 2026.
Not necessarily before you list, but every unpaid assessment through closing must be settled, and the estoppel certificate states the balance. A buyer becomes jointly and severally liable for assessments that came due before closing under Florida Statute 718.116, which is why closing agents insist on payoff.
The seller customarily requests it, and the association may charge a capped fee: $250 when nothing is owed, $100 more if expedited in 3 business days, and up to $150 more if the home is delinquent. The contract controls who pays, so confirm the current schedule with the association.
The declaration, articles, bylaws and rules, the annual financial statement and budget, and the frequently asked questions document, all at your expense under Florida Statute 718.503. Add a milestone or reserve study document only if one applies.
Under the statute’s standard contract language, a buyer can cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after signing and receiving the documents, unless the buyer had them more than 7 days before signing. Delivering the package before the contract starts that clock early.
Probably not as a legal matter, because the homes are under three stories on every county reading and the statutes turn on three or more habitable stories. The contract still carries a conspicuous statement for contracts after December 31, 2024, so read which form applies and be ready to explain it.
We cannot measure it without MLS data, and we do not guess. Buyers will ask about the flood zone, any storm damage, the insurance and any assessments. A home with documents, closed permits and a clear assessment ledger sells on those facts. One of three homes has sold since Ian.
Yes. Florida Statute 689.302 requires a seller of residential property to disclose, at or before contract, whether they have knowledge of flooding during ownership, any flood insurance claim and any FEMA or other flood assistance received. Answer accurately and keep the paperwork.
The seller customarily pays, and the contract controls. Florida taxes deeds at 70 cents per $100 under Florida Statute 201.02. At the $1,950,000 recorded price of unit 1 in January 2025 that is $13,650, and at $895,000 it is $6,265.
In Lee County the seller customarily pays for the owner’s title insurance policy and selects the title agent, and the contract controls both. A buyer’s lender will require its own lender’s policy at the buyer’s cost. Ask your title agent for the quote on the specific price.
The approval rules are not published. The estoppel certificate must state whether a board approval or right of first refusal applies. Ask for it at the start of the contract period, not the end, because approval time can affect the closing date.
That depends on the declaration’s leasing article, which is not public. Florida, Lee County and the City each add licensing and tax rules on top. We ask for the leasing article before we market to investors, so you know the answer before the first showing.
Not published. A pool or dock can be a limited common element assigned to one home, a shared asset or part of the unit. The deed, the declaration and the plat answer it, and a buyer who is promised a dock should see the instrument that conveys it. The county flags both on all three homes.
A 2001 building is a quarter century old, newer than most of the strip. Buyers and lenders will ask for the roof’s age, the windows, the pool equipment, the dock’s condition and any reserve. We gather those facts before we list, because they answer the first question a buyer asks.
Talk to a Florida attorney and the association’s registered agent, and ask whether the 2026 annual report or a reinstatement has been filed. Florida Statute 617.1422 describes the cure. Print the updated Sunbiz page for your listing file, because the buyer’s attorney will ask for it.
The Sunbiz record changes from INACTIVE to ACTIVE and shows a reinstatement event or a new annual report. We check it when we prepare your listing and again before the contract, and a buyer’s closing agent will usually check it too. The page we cite is the current answer.
It is the only recent sale, so a buyer’s appraiser will see it, but it is one data point for one home with 2,182 square feet. A buyer will adjust for your home’s size, condition, finish and position, and so do we. Unit 2 and unit 3 have not recorded a sale in more than 14 years.
We compare the home with its own record and with the nearest like homes on the strip, adjust for size, finish, pool, dock and condition, and give you a range with the reasoning. A single sale is a ceiling for the discussion and not a price. We show you the arithmetic before you choose.
Three homes share every cost, so a buyer looks hard at the reserve, the roof, the corporate status and any pending project. Lenders can also be cautious with very small projects. We prepare the documents early and answer those questions before they slow the contract.
Information not available at time of publishing (checked 2026-10-01). The median days on market for Snook Harbor comes from the Southwest Florida MLS, which was parked on the publication date, and we will not estimate it from the county record. We can give you the current figure for comparable homes when you ask for a valuation.
We have no MLS seasonality data for Snook Harbor to show, so we do not claim one. Gulf-coast buyers in Southwest Florida often shop in the winter months, but the right time for your home depends on your documents and your association filing being ready, and a home that is ready can list when the paperwork is done.
Fix what a buyer’s inspector will flag as a safety or insurance issue, and keep receipts and permits for everything. Cosmetic updates depend on your price band. We walk the home with you and rank each repair by what a buyer would pay for it.
You should. An open or expired permit can complicate a buyer’s lender review and an insurer’s inspection, and the City’s EnerGov portal shows permits by address. We search the address before we list and ask you to close out anything open, including pool and dock permits.
The estoppel certificate lists the balance and the installment dates, and the contract says who pays installments that fall after closing. A buyer will want the notice, the stated purpose and the payment schedule. We recommend a seller disclose at the first showing and have the notice ready.
Only if the declaration allows it. The rental rules are not published, and a license under Florida Statute 509.242 does not override an association’s restriction. A buyer should read the leasing article before offering, and we confirm it before we market the home to investors.
The lender will look at the association’s budget and reserves, the share of homes that are delinquent, any pending litigation, the master insurance and, for a very small project, whether the association is in good standing. Where those are not available, some lenders will not approve a loan, which narrows the buyer pool. We confirm early what a lender will ask.
Not always. The county records the price in the deed or the documentary stamps, and its qualified-sales file excludes transfers the state does not treat as arm’s length. The MLS reports the closing price entered by the brokerage. They usually agree, and where they do not, we explain why.
Treat them as a starting point. An automated estimate cannot see a home’s size, finish, pool, dock or condition, and Snook Harbor has one sale in the last 60 months to learn from. A comparison with the nearest like sale, with adjustments, is the method an appraiser uses and the one we use.
The main items are the deed stamp tax, the owner’s title policy, the estoppel certificate fee, any brokerage commission, which is negotiated and which we discuss with you directly, prorated assessments and taxes through closing, and any repairs you agree to. We give you a net sheet before you list.
It depends on your situation. Federal law allows an exclusion of gain on a primary residence that you owned and used for at least two of the last five years, up to $250,000 for a single filer and $500,000 for a married couple filing jointly, and other situations differ. Ask your tax adviser before you sign.
The state’s condominium extract lists the county as Collier, and the managing-entity row carries a state field of AL, while the county, the City and FEMA place the property in Lee County at 25851 Hickory Blvd. We read both as data entry quirks. The legal description and the recorded declaration identify the property, and we confirm them in the document package.
Yes. Zone AE puts the buildings in a special flood hazard area, so a buyer’s lender will require flood coverage, and the cost depends on the home’s elevation and the policy structure. A buyer can ask us for the FEMA zone, and an insurance agent can price the exact home.
Tell them what the records say and what you know. The county shows one story on its parent and parcel records and two on the unit footprints, and the Florida Building Code’s habitable-story count controls any legal question. If you have plans or an elevation certificate, share them, because they answer it.
The county flags a pool and a boat dock on all three homes, so a buyer will ask who owns each, who maintains it and what condition it is in. Gather the permits, the last inspection, the dock’s age, any seawall report and the insurance treatment. If the dock is shared, know the rule for its use.
They ask about the budget and reserves, who signs the estoppel, whether the association is in good standing, how the three owners decide a repair and who insures the shared structure. We prepare those answers with you before the first showing, so a short list of questions does not become a long delay.
We lead Domain Realty Group, the number one real estate team in Southwest Florida since 2012, and we hold the Top 1% Real Estate Agents Nationally Since 2008 recognition. For Snook Harbor we read the county record, FEMA, the state filings and the statutes before we price. Call Jesse at (239) 898-6072 for a conversation.
Use our free home valuation form, or call Jesse direct at (239) 898-6072, text or call. Give us your unit number and we will return the nearest recorded comparables, the adjustments and the document gaps that could affect your price.
This list gathers every place where this page says a figure or fact is not available. Each item names the document or route that would settle it, so a buyer, a seller or our team can close the gap before an offer or a listing.
Every link below was opened and returned a working page when we checked on October 1, 2026. We list primary documents first.
These are the public primary documents behind the association filings and storm sections of this page, hosted by the issuing agency.
Document | Issued | What it is |
|---|---|---|
Sunbiz annual report, Snook Harbor Condominium Association, Inc. | February 25, 2025 | Agent, mailing address and three officer and director positions |
February 24, 2024 | Agent and mailing address, prior year | |
January 17, 2023 | Agent and mailing address, two years prior | |
October 27, 2022, per the file name | The 50 percent rule and design flood elevation | |
Tropical cyclone report | Storm surge and inundation ranges |
Southwest Florida MLS figures were not available at publication (checked 2026-10-01); county recorded sales checked October 1, 2026. McGreevy and Comisar, Best Realtor for Snook Harbor. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.