Naples Lakes Country Club - Lake Arrowhead

McGreevy and Comisar wrote this guide for Lake Arrowhead owners who are ready to sell and for buyers who want the village’s actual record instead of a listing sheet: which of the four carriage-home plans sold for what, why an upstairs end unit and a downstairs interior unit sit in different price bands, how the condominium fee stacks on top of the club bill, and why a county search for “Naples Lakes” never finds a single Lake Arrowhead home. Lake Arrowhead at Naples Lakes Country Club is a carriage-home condominium village inside the master-planned community of Naples Lakes Country Club in Naples, Florida. It holds 128 carriage homes in 16 two-story buildings of eight on Winged Foot Court and Winged Foot Way, each with an attached one-car garage, a village pool and spa at the end of the cul-de-sac, and full club membership that comes with the deed. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

One naming note before anything else, because it trips up searchers and even title files. This Lake Arrowhead is not Lake Arrowhead, California, the mountain lake resort in San Bernardino County, and it is not either of the unrelated Florida namesakes that sit in the same state register: the 64-unit “Lake Arrowhead, a Condo” in Sarasota, recorded in 1981, or the Lake Arrowhead Homeowners’ Association in North Fort Myers. The Naples Lakes village is the 128-home condominium recorded in four phases, Lake Arrowhead 1A to 1D, between October 2000 and June 2002, and governed today by Lake Arrowhead Condominium Association, Inc., Florida document N02000004988.

This guide is built from the club’s own village page and governing documents, the Fourth Amended and Restated Declaration approved November 17, 2023, the Florida Division of Corporations filings for the Lake Arrowhead association and its three merged predecessors, the Florida Department of Business and Professional Regulation’s condominium register, FEMA’s 2012 letter removing four Lake Arrowhead buildings from the flood map, Toll Brothers’ archived December 2000 marketing page for “Arrowhead Carriages,” the Collier County tax roll (2026 preliminary) for all 128 homes, and every Lake Arrowhead closing in the Southwest Florida MLS Matrix, pulled September 24, 2026. If you own here and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the plan-by-plan and floor-by-floor detail below tells you which of the 128 homes fits before you tour.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Why McGreevy and Comisar Are the Best Realtor for Lake Arrowhead at Naples Lakes Country Club

McGreevy and Comisar are the best realtor for Lake Arrowhead at Naples Lakes Country Club because the case is documented: the #1 team in Southwest Florida since 2012, Top 1% nationally since 2008, over $900 million in personal sales, and a market read built from every Lake Arrowhead closing and county sale year since 2021.

If you’re searching for the best realtor for Lake Arrowhead at Naples Lakes Country Club in Naples Lakes Country Club, Naples, whether you’re ready to sell your Lake Arrowhead at Naples Lakes Country Club home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters at Lake Arrowhead for a reason particular to the village. Lake Arrowhead is small, 128 homes, and it trades thinly: seven MLS closings in the last twelve months. In a market that thin, a single mispriced listing becomes the comparable that every appraiser uses for the next year. And Lake Arrowhead is not one product. It is four floor plans in two positions, two downstairs plans of 1,672 and 1,908 square feet and two upstairs plans of 1,975 and 2,184 square feet, and in the last year every upstairs-size sale closed at $539,000 or more while every downstairs-size sale closed at $465,000 or less (floor inferred from MLS living area). A listing agent who prices a Lake Arrowhead carriage home off the Naples Lakes community median, or off the last Lake Arrowhead sale regardless of floor and plan, leaves money on the table or leaves the home on the market.

Recent Lake Arrowhead at Naples Lakes Country Club track record (last 12 months): In the last 12 months Lake Arrowhead has seen 7 resales on the Southwest Florida MLS Matrix (pulled September 24, 2026, covering closings from September 25, 2025 to September 24, 2026), from $438,000 to $580,000, at a median of $539,000 (seven sales, an odd count, so the median is an actual closing). The highest-priced Lake Arrowhead sale in that window was $580,000, for a 1,975 square foot upstairs home in February 2026, and the median sale-to-list ratio was 97.35%, the highest of any Naples Lakes village; the mean of the seven per-sale ratios was 96.42%. Seven sales is below the ten-sale threshold we use before leaning on a median, so the lead figure is the first window with ten or more sales: 12 resales, county recorded, DOR-qualified, 24 months since September 2024 (Collier County Property Appraiser sales file, index as of September 24, 2026, newest recorded sale May 14, 2026), at a median of $587,500 (twelve sales, even, so the midpoint of the middle pair), from $465,000 to $641,000, none a first sale from the developer. The market section lists all seven MLS closings individually as well. The Matrix pull behind this page recorded price, size, days on market and dates, not the listing office on each closing, so we do not state a represented-sale count for Lake Arrowhead here; ask us and we will walk you through every one of the seven.

For Lake Arrowhead sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and off-market discretion. At Lake Arrowhead it has to reach the right audience in the right month: on the county roll only 40 of the 128 homes (31.2%) carry a Florida homestead exemption, and the most common out-of-state owner mailing addresses are in Massachusetts, New York, Illinois, Canada and New Jersey, so the next buyer is as likely to be in Boston in October as in Naples in February. We also build the paperwork file before the first showing: estoppel certificates from both the master association and the Lake Arrowhead condominium association, the condominium’s resale disclosure package under section 718.503 of the Florida Statutes, the 2012 FEMA letter if your building is one of the four it covers, and the club’s transfer-fee position for your buyer.

For Lake Arrowhead buyers: the first question is the floor, because the floor sets the price band. The second is the plan inside that floor, the interior two-bedroom-and-den or the end-unit three-bedroom. The third is the condominium fee, which no Lake Arrowhead document on the public record states and which you only see in the association’s budget and estoppel. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific Winged Foot address; we answer them below.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Selling your Lake Arrowhead at Naples Lakes Country Club home? Get a free Naples Lakes Country Club home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Lake Arrowhead at Naples Lakes Country Club? Call Marc at (239) 287-5873 for a personalized buyer consultation, see how we help buyers into Naples Lakes Country Club, or read how we represent buyers in Southwest Florida.

Living in Lake Arrowhead at Naples Lakes Country Club as a Homebuyer

Living in Lake Arrowhead at Naples Lakes Country Club means a two-story carriage building of eight homes, your own attached one-car garage, a shared village pool and spa at the end of the cul-de-sac, and the full Naples Lakes Country Club membership that comes with every deed, with the condominium association handling the building while you handle the interior.

Lake Arrowhead is the second-largest of the six Naples Lakes villages by home count, behind Lake Barrington’s 209 condominiums and ahead of Placid’s 119 villas, and among the condominium villages it sits in the middle on price: its homes are larger than Barrington’s and smaller than the Juliana and Providence coach homes. What follows is what daily life looks like, drawn from the club’s documents, the recorded condominium record and the county roll.

What Is Lake Arrowhead at Naples Lakes Country Club?

Lake Arrowhead at Naples Lakes Country Club is a residential condominium governed by Chapter 718 of the Florida Statutes and, above it, by the master Declaration of Naples Lakes Country Club. The club’s own description is short and exact: “Arrowhead Village, located on Winged Foot Court/Way, consists of 16 buildings of 8 units each. Each building has two stories. The ground floor accomodates two different floor plans with square footage of 1,672 or 1,908. The second floor offers two floor plans of 1,975 or 2,184 square feet. Each home has two bedrooms and a den, or three bedrooms with no den, and an attached one-car garage. The Village pool and spa is located at the end of the cul-de-sac” (club Arrowhead Village page, read September 25, 2026; the spelling of “accomodates” is the club’s).

Legally it is four condominiums, recorded one after another by Toll Brothers’ Naples partnership. The Florida Department of Business and Professional Regulation lists them as Lake Arrowhead 1A, a Condo (project PR1U025282, 32 units, recorded October 11, 2000), Lake Arrowhead 1B (PR1U025339, 32 units, January 25, 2001), Lake Arrowhead 1C (PR1U025900, 32 units, February 19, 2002) and Lake Arrowhead 1D (PR1U026230, 32 units, June 19, 2002), all four now managed by one entity, Lake Arrowhead Condo Assn, Inc. (DBPR condominium extract, read September 25, 2026). Four times 32 is 128, the club’s count exactly.

The master Declaration names the village too. Its definition of “Neighborhood” fixes the six villages as “Lake Arrowhead, Lake Barrington, Juliana Village, Lake Placid, Providence Village and Lake Tahoe” (Fourth Amended and Restated Declaration, Article I, definition 19), and Lake Arrowhead elects one of the seven directors on the master board (Bylaws as amended, November 17, 2023, Section 3.2).

So every Lake Arrowhead owner answers to two bodies: the Lake Arrowhead condominium association, which maintains the buildings and bills the condominium fee, and Naples Lakes Country Club Homeowners Association, Inc., which owns the golf course and clubhouse and bills the membership fee and the master HOA fee.

Which Lake Arrowhead Is This One?

Florida has more than one Lake Arrowhead in its public records, and the United States has a famous one in California, so a buyer who searches the name alone gets a mixed page of results. The Florida Division of Corporations register for “Lake Arrowhead” returns, among others, Lake Arrowhead Condominium Owners Association, Inc. (document 743292, filed 1978, Sarasota address), Lake Arrowhead Homeowners’ Association, Inc. (document N43230, North Fort Myers address), a Lake Arrowhead Business and Social Club and several inactive companies (Sunbiz name list). The state condominium register adds “Lake Arrowhead, a Condo,” a 64-unit Sarasota condominium recorded April 10, 1981 on Beneva Road.

Only one entry is this village: Lake Arrowhead Condominium Association, Inc., document N02000004988, which began as the Lake Arrowhead 1D association and absorbed three predecessors, Lake Arrowhead 1A (N00000006684), 1B (N01000000577) and 1C (N02000001055). If a document in front of you names a Lake Arrowhead with any other number, it is not a Naples Lakes Country Club document.

Sixteen Buildings of Eight: How a Carriage Building Works

A carriage building at Lake Arrowhead holds eight homes on two levels, four downstairs and four up, per the club’s page. The two downstairs plans are the 1,672 square foot interior home and the 1,908 square foot home; the two upstairs plans are the 1,975 square foot interior home and the 2,184 square foot home. Toll Brothers’ December 2000 marketing page, which named the four models, calls the larger downstairs model a “first floor end unit” and the larger upstairs model a “second floor end unit” (Toll Brothers Arrowhead Carriages page, December 2000, archived). So in each building the two end positions on each floor carry the three-bedroom plans and the interior positions carry the two-bedroom-and-den plans. That layout is our reading of Toll’s end-unit labels against the club’s eight-per-building count; the recorded condominium plan for each phase is the document that fixes it building by building.

Each home has its own attached one-car garage. That is the defining feature of a carriage home as Toll sold it and as the club still describes it, and it is also the feature to think hardest about if you own two cars, as the garage and parking subsection below explains.

The FEMA letter for phase 1A gives the only building numbers and addresses on the public record: Building 1 at 4695 Winged Foot Court, Building 2 at 4685, Building 15 at 4680 and Building 16 at 4690 (FEMA LOMA 12-04-6091A, August 30, 2012). Buildings are numbered 1 to 16 across the village, and because phase 1A alone includes Buildings 1, 2, 15 and 16, the numbers do not run phase by phase; each building carries one street number, with its eight homes numbered as units.

Ground Floor or Second Floor: The First Choice at Lake Arrowhead

Every Lake Arrowhead buyer makes the same first choice, and it is the one that moves the price most.

A downstairs home means no stairs, a patio or lanai at grade and the smaller plans, 1,672 or 1,908 square feet. It suits a buyer who wants single-level living without an elevator question, or who plans to stay into later years. In the twelve months to September 24, 2026, the three downstairs-size closings on the MLS were $438,000, $450,000 and $465,000.

An upstairs home means a staircase, a second-floor lanai with a longer view, nobody overhead, and the larger plans, 1,975 or 2,184 square feet. In the same twelve months the four upstairs-size closings were $539,000, $550,000, $550,000 and $580,000.

The club’s page does not say whether any Lake Arrowhead building has an elevator, and none of the public documents we read mentions one, so treat the upstairs homes as stair access unless the listing and the association confirm otherwise. The floor is our inference from each sale’s MLS living area against the club’s four plan sizes; the market section below shows the arithmetic.

Garages, Parking and the Two-Car Household

One attached garage bay per home is generous for a condominium and tight for a two-car household, and the master Declaration is strict about the rest. Under Article XI, Section 19 of the Fourth Amended and Restated Declaration, garages must be used to park cars, owners may not park on the street, non-owners may not park on the street overnight, and boats, trailers, recreational vehicles, commercial vehicles, trucks over three-quarter ton and vans over 14 feet may sit outside a garage for no more than eight hours and never overnight without the General Manager’s approval. Section 28 bars converting a garage into living space.

The roads, pools and parking inside the community’s four multi-family tracts, MF-1 to MF-4, are Limited Common Areas maintained through Neighborhood Assessments (Exhibit D, Limited Common Areas), so whatever guest or overflow parking exists at Lake Arrowhead sits inside the village and under its rules. How many spaces there are and whether a second resident car may use them overnight is a question for the Lake Arrowhead association’s rules, which are not public. If you own a second car, a golf cart or a pickup, ask the association in writing before you make an offer.

Who Owns at Lake Arrowhead?

The Collier County tax roll, 2026 preliminary, answers the question better than a brochure can. Of Lake Arrowhead’s 128 homes, 40 (31.2%) carry a Florida homestead exemption, and 59 owners (46.1%) have a Florida mailing address, our arithmetic on the roll counts. The leading out-of-state owner addresses are Massachusetts (12), New York (8), Illinois (8), Canada (6) and New Jersey (6).

That makes Lake Arrowhead a seasonal village with a full-time minority, almost exactly like its rival Lake Barrington (30.1% homestead) and quite unlike the single-family streets of Tahoe and Placid, where roughly seven in ten homes are homesteaded. It also makes it the Naples Lakes village with the strongest New England accent: Massachusetts is the single most common out-of-state mailing address at Lake Arrowhead, while at Barrington it is Michigan. For a buyer, expect a quieter building from May to October and a full pool in February. For a seller, expect your likeliest buyer to be a seasonal owner from the Northeast or Canada.

A Day at Lake Arrowhead

A February morning at Lake Arrowhead might start with a walk to the village pool and spa at the end of the cul-de-sac, then a short drive or cart ride to the clubhouse at 4784 Naples Lakes Blvd. FEMA’s letter locates the phase 1A buildings at about 26.118 N, 81.689 W, and the club’s own site places the clubhouse at 26.1138 N, 81.6918 W, about a third of a mile apart in a straight line (our arithmetic from the two published coordinates). Members book tee times up to 14 days ahead on the Arnold Palmer Signature course, 6,729 yards from the back tees, rated 73.3 with a 142 slope (2026 scorecard); five Har-Tru tennis courts and three lighted bocce courts sit by the clubhouse (club bocce and tennis page).

Errands start at the one staffed gate on Collier Boulevard. Exit 101 on I-75 is about 3 miles north on Collier Boulevard; Physicians Regional Medical Center on Collier Boulevard is about a mile and a half by road, roughly five minutes; downtown Naples is about 8 road miles, roughly 20 minutes outside peak season; and the beach at the Naples Pier is about 9 road miles, 20 to 25 minutes. Dinner might be at Arnie’s, the club’s poolside cabana cafe and bar, or in the clubhouse grille room.

What you do not do at Lake Arrowhead is exterior maintenance. The master Declaration makes each Neighborhood Association “responsible for maintaining and repairing all buildings located within the Neighborhood” (Article VI, Section 3), so the roofs, exterior walls and building structure are the condominium association’s job and its budget’s line items.

Why Lake Arrowhead Is Hard to Find in the Public Record

This is the single most practical research fact about Lake Arrowhead, and it matters to anyone checking prices before an offer. The county records Lake Arrowhead’s 128 homes under the names “Lake Arrowhead 1-A” to “Lake Arrowhead 1-D,” with no “Naples Lakes” in the name at all. A search of the Collier County tax roll for “Naples Lakes” returns the two single-family plats, the Publix shopping center outside the gate and nothing from Lake Arrowhead; the 128 homes surface only when you search the Lake Arrowhead names or sweep the section of land the community sits on (Section 15, Township 50 South, Range 26 East), per the Collier County tax roll, 2026 preliminary.

The state’s condominium register adds a second trap: DBPR files all four Lake Arrowhead phases under Lee County, with Toll Brothers’ former Bonita Springs office on South Tamiami Trail as the project address, although every home is in Collier County, ZIP 34112 (DBPR condominium extract). The county code reflects where the developer’s office was, not where the buildings stand.

Why this matters to you as a buyer: a price check, a title search, a permit search or an insurance lookup that starts from “Naples Lakes” can come back empty for a Lake Arrowhead address and look like there is no history, when the history is simply filed under another name. Search “Lake Arrowhead 1A” through “1D,” Winged Foot Court and Winged Foot Way, and document N02000004988, and you will find it. Portal pages that group Naples Lakes under a Lely Resort label add a third layer of confusion; Naples Lakes is its own gated community and association, not part of Lely Resort.

What Lake Arrowhead Does Not Have

Five things buyers sometimes assume. No private pools or yards: the pool and spa are the village’s, shared by 128 homes. No two-car garages: every Lake Arrowhead home has one attached bay, where the Juliana and Providence coach homes have two. No elevators in any public description: the upstairs homes are reached by stairs unless an association record says otherwise. No age restriction: Naples Lakes is not a 55-plus community. No boating: the Declaration bars boats, rafts and watercraft on every community lake (Article XI, Section 25), and fishing is allowed only from the shoreline beside your own unit (Section 26).

Buying at Lake Arrowhead, Step by Step

Buying here runs through two associations and one club, in this order.

1. Choose the floor, then the plan. Downstairs homes sold for $438,000 to $465,000 in the last twelve months and upstairs homes for $539,000 to $580,000; a three-bedroom means one of the two end-unit plans.
2. Read the condominium layer before you offer. Ask for the Lake Arrowhead association’s budget, rules and any purchase application. Under section 718.503 of the Florida Statutes you are entitled to the full package at the seller’s expense, and a contract signed before you receive it is voidable for seven days after you do, excluding weekends and legal holidays.
3. Price against the same plan’s sales, not the community median, and put the transfer fee and any association approval period into the contract dates.
4. Order both estoppels on day one. The master association’s comes through the club office (club estoppel request page); the Lake Arrowhead association’s comes through RealManage under section 718.116.
5. Insure and inspect before the deadline. Get an HO-6 quote on the actual unit, the association’s master insurance page, the building’s flood zone and roof year.
6. Close, record, join. The buyer records the deed, delivers a copy to the master association, submits the Member Information Profile and pays the required fees, and membership attaches automatically (Rules, April 2024). The master association does not approve buyers; whether the Lake Arrowhead association does is in its declarations.

Ready to Sell or Buy at Lake Arrowhead? Talk to the Team That Read All 128 Homes’ Record

Lake Arrowhead at Naples Lakes Country Club had two carriage homes on the market on September 24, 2026, against seven closings in the prior twelve months, about 3.4 months of supply, and in that market the seller who prices to the floor and the plan, with both estoppels already ordered, is the seller who closes. The same numbers tell a buyer exactly which homes are fairly priced before a first tour.

Selling a Lake Arrowhead carriage home? Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873, start with buying a home in Naples Lakes Country Club, or read how we represent buyers in Southwest Florida.

Lake Arrowhead at Naples Lakes Country Club Market Snapshot: What Carriage Homes Actually Sell For

Lake Arrowhead at Naples Lakes Country Club recorded 12 resales in the 24 months since September 2024 (county recorded, DOR-qualified) at a $587,500 median, from $465,000 to $641,000; on the MLS, seven closings in the twelve months to September 24, 2026 had a $539,000 median, 67 days on market and 97.35% of list.

Data updated: September 2026 (Southwest Florida MLS, retrieved 24 Sep 2026; Collier County recorded sales through 29 Aug 2026)

We tracked every one of the seven Lake Arrowhead closings in the Southwest Florida MLS for the twelve months to September 24, 2026, sale by sale, and every table in this section is built from those rows and the county’s recorded deeds, not from an automated estimate.

Seven MLS sales is below the ten-closing threshold at which we let a median lead, so the leading figure is the first window with ten or more sales, 24 months of county recorded sales. This section then lists all seven MLS closings one by one (without listing numbers), shows what is for sale now, and adds the county’s calendar-year series back to 2021, stating the window beside every figure.

The Leading Window: 24 Months of County Recorded Sales

Source: county recorded, DOR-qualified, 24 months since September 2024 (Collier County Property Appraiser sales file, index as of September 24, 2026). Twelve is the first window with ten or more Lake Arrowhead sales, so it leads. Two cautions. The file’s newest recorded sale is May 14, 2026, so the July, August and September 2026 MLS closings below ($550,000, $539,000 and $438,000) are not in it yet, and the county median may ease when they are recorded. And the window’s $641,000 high sits above every Lake Arrowhead sale in the MLS twelve months, and the county’s own trailing twelve months to August 29, 2026 top out at $580,000, which places the $641,000 sale between September 2024 and August 2025.

The Seven MLS Closings, Sale by Sale

Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, Sub/Condo LAKE ARROWHEAD, closed in the 365 days to September 24, 2026. “Likely position” is our inference from the MLS living area against the club’s four plan sizes.

1,629 square feet is not one of the club’s four plan sizes; the nearest is the 1,672 square foot downstairs plan, which Toll marketed as “1,670+,” and we read the entry as that plan.

The seven in summary. Volume $3,572,000. Median sold $539,000 (n = 7, odd; the August 2026 closing), mean $510,286. Median days on market 67 (n = 7, odd), mean 70.3, range 7 to 164. Sold-to-list against final list price: median 97.35% and mean of the seven per-sale ratios 96.42%; one closed at full list, none above. Price per square foot of MLS living area: median $251.83 and mean of the per-sale ratios $261.06. Every average on this page is a mean of per-sale ratios, not a ratio of totals.

Upstairs Against Downstairs

The upstairs homes sold for about $100,000 more at the median, and almost all of that is size: they are 300 to 500 square feet larger, and per foot the downstairs homes sold slightly higher. Four and three sales are handfuls, not markets. The three 2,184 square foot upstairs end units closed within $11,000 of each other in March, July and August 2026, the tightest cluster of any plan with three or more sales in the Naples Lakes condominium villages this year (our comparison of the MLS rows).

The Most Recent Public Sale at Lake Arrowhead, Walked Through

This is a public-record MLS closing, not one of our transactions; we walk through it because it is the freshest price evidence in the village.

The latest Lake Arrowhead closing on the pull was a 1,672 square foot home, the downstairs interior plan by size, listed at $469,999 and sold in September 2026 for $438,000 after 23 days on market: 93.19% of list, $261.96 per square foot of MLS living area, and the lowest Lake Arrowhead sale of the twelve months. Three things follow from it. It sold fast and below list at once, which usually means the asking price was a little ambitious and the market found its number quickly. It sets the floor for its plan, bracketed by the $450,000 and $465,000 downstairs sales. And it is too recent for the county file, which runs to August 29, 2026. What the MLS row cannot tell you, condition, furnishings, view and any special assessment on the estoppel, is what separates two 1,672 square foot homes, and it comes from the listing file.

What Is for Sale at Lake Arrowhead Right Now

Southwest Florida MLS Matrix, active on September 24, 2026. Both are downstairs homes. The 1,908 square foot listing asks $115,000 more than the only 1,908 square foot closing of the year and more than any downstairs home sold for in twelve months; the 1,629 square foot listing asks $15,100 less than the same-size May 2026 sale. No upstairs home was for sale, so an upstairs owner listing this fall would have no direct competitor.

Months of Supply and Days on Market

Two actives against seven closings a year is about 3.4 months of supply (our arithmetic), against 2.1 at Lake Barrington, 2.2 in the Juliana Village file, 4.0 for the single-family homes and 2.8 for all of Naples Lakes on the same pull. Lake Arrowhead’s median 67 days on market sits between Barrington’s 79 and Juliana’s 51, and its median sold-to-list of 97.35% is the highest of any Naples Lakes group. The two longest marketing times of the year, 164 days for a sale and 282 days for an active, belong to the highest asking price among the seven sales and to a listing asking $115,000 above its plan’s only closing.

The County Record, Widening the Window

County recorded, DOR-qualified sales from the Collier County tax roll, 2026 preliminary (files dated August 29, 2026); “qualified” means an arm’s-length market sale over $1,000. Each row states its window.

The county extract does not break out January 1 to August 29, 2025 as its own period, so there is no row for those eight months. These rows come from the tax roll’s own sale table, a different extract from the 24-month window above, so the two are never merged. The MLS counts only listed sales and runs to September 24, 2026, and its per-foot figures use listing living area rather than county base area (median 1,941.5 square feet), so no figure here is restated against another source’s denominator. Calendar 2023 is the only single calendar year after 2021 with ten or more Lake Arrowhead sales, and its $567,500 median sits just below the 24-month median of $587,500.

The 2021 to 2023 Repricing, and Where Lake Arrowhead Sits Now

The county median went from $300,000 in 2021 (n = 21) to $525,000 in 2022 (n = 7), up 75.0%, and to $567,500 in 2023 (n = 10), while the count of qualified sales fell by two thirds: fewer homes, far higher prices. Since then the village has held: the 24-month county median of $587,500 (24 months since September 2024) is about 3.5% above the 2023 median, while the trailing-twelve-month roll median is about 2.6% below it and the MLS twelve-month median about 5.0% below (our arithmetic), so the most recent months are the softer ones. Lake Barrington’s trailing-twelve-month roll median sits about 14.3% below its 2023 median.

What the County Says a Lake Arrowhead Home Is Worth

The median just value for the 128 homes on the 2026 preliminary roll is $478,460 (Collier County tax roll, 2026 preliminary), about 11% below the MLS twelve-month median. A just value is a mass-appraisal estimate for tax purposes on a lag, not a sale price. The roll dates 72 homes to 2002, 32 to 2001 and 16 to 2003, with the rest earlier.

Selling a Lake Arrowhead home? Start with a free Naples Lakes Country Club home valuation priced against your own floor and plan, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873 and we will put the seven closings and the county series beside any home you are considering, or read how we represent buyers in Southwest Florida.

How Did Lake Arrowhead at Naples Lakes Country Club Come to Be?

Lake Arrowhead at Naples Lakes Country Club was built by Toll Brothers, through TBI/Naples Limited Partnership, as “Arrowhead Carriages,” and recorded as four condominiums, Lake Arrowhead 1A to 1D, between October 11, 2000 and June 19, 2002, the first condominium village recorded at Naples Lakes Country Club; its four associations merged into one in 2005.

Toll Brothers and “Arrowhead Carriages”

Toll developed Naples Lakes through TBI/Naples Limited Partnership, Florida document A97000000416, filed February 13, 1997 (Florida Division of Corporations record). The master Declaration was recorded October 5, 1999, the clubhouse opened in spring 2001 and residential construction ended in 2004 (club history page). In a September 4, 2003 release filed with the SEC, Toll called itself “most noted in Florida for its Arnold Palmer Signature Golf Course communities, including Naples Lakes Country Club” (Toll 8-K exhibit).

Toll’s December 2000 “Arrowhead Carriages” page lists the Anaheim, Montebello, Rialto and San Gabriel models without prices (Toll Brothers Arrowhead Carriages page, December 2000, archived). No Arrowhead base price survives in any archived capture we or our Naples Lakes Country Club guide found, so this page states none; Toll’s September 2001 Barrington condominiums, for scale, started at $154,975 (Toll archived Barrington page).

Four Phases in 20 Months

Source: DBPR condominium extract, read September 25, 2026. Phase 1A preceded Juliana Village 2A (December 5, 2000) and Lake Barrington 4A (December 18, 2000). The 1A condominium plan is recorded at O.R. Book 2731, Page 1267, as FEMA’s 2012 letter cites it; the 1B to 1D declarations are in the Collier Clerk’s records but were not located online. The recording dates straddle the first statewide Florida Building Code, effective March 1, 2002 (International Code Council); which buildings were permitted under which code is in each building’s permit file.

Four Associations Become One

Sources: Sunbiz detail for N02000004988, its name history (“OLD NAME WAS: LAKE ARROWHEAD 1D CONDOMINIUM ASSOCIATION, INC.”) and the Sunbiz name list. The registered agent has been Corporation Service Company since April 17, 2026, and annual reports are on file every year from 2003 to 2026.

For a buyer, the merger means one association, one budget, one board and one estoppel for all 128 homes. Whether the four declarations were consolidated or still stand as four run by one association is not stated in any public document; the recorded instruments settle it.

From the Developer to RealManage, and the Club to the Owners

Toll’s 2004 area guide listed the community’s management as “R and P Property Management” (Toll 2004 area guide, archived); today Lake Arrowhead is managed in care of RealManage in Bonita Springs, like Juliana and Providence, while Barrington’s association lists the clubhouse. Toll’s golf entity deeded the course to the homeowners association on October 23, 2003 (O.R. Book 3447, Page 736), and residents took control between 2003 and 2004. Since then the owners have funded a 2013 clubhouse remodel, a $3.2 million course renovation that reopened February 17, 2018 (Golf Course Architecture), Arnie’s cabana and a $2.2 million turf care center completed in May 2025 (Club + Resort Business).

The Carriage Homes at Lake Arrowhead, Naples Lakes Country Club: Anaheim, Montebello, Rialto and San Gabriel Floor Plans

Lake Arrowhead at Naples Lakes Country Club offers four carriage-home plans, two downstairs of 1,672 and 1,908 square feet and two upstairs of 1,975 and 2,184 square feet, each with two bedrooms and a den or three bedrooms, and each with an attached one-car garage, in 16 two-story buildings of eight.

The Plans at a Glance

Sources: club Arrowhead Village page for sizes, bedrooms and garages; Toll’s December 2000 page (archived) for names, baths and end-unit labels. “Interior” is our inference from Toll labelling only the other two as end units.

The Anaheim and the Montebello, Downstairs

The 1,672 square foot Anaheim is the smallest and, on the last year’s evidence, least expensive Lake Arrowhead home: $438,000 in September 2026 and $465,000 in May 2026 for the 1,629 square foot entry we read as the same plan. The 1,908 square foot Montebello gives three bedrooms on one level; it closed once in twelve months, at $450,000 at full list in September 2025, and it is the plan of the 282-day active listing at $565,000.

The Rialto and the San Gabriel, Upstairs

The 1,975 square foot Rialto produced the year’s highest sale, $580,000 in February 2026, after 164 days. The 2,184 square foot San Gabriel is the largest and most traded plan: three closings at $550,000, $550,000 and $539,000 in March, July and August 2026, at $246.79 to $251.83 per square foot of MLS living area, the easiest Lake Arrowhead plan to price with confidence today.

Garages, Roofs and What the Owner Maintains

The Declaration bars converting a garage to living space (Article XI, Section 28), and the club’s ARC Standards, revised September 18, 2023, require every unit to keep a garage for at least one car and allow no asphalt roofs (Section 1.08), so a Lake Arrowhead re-roof is a tile or other ARC-approved decision made by the association. The master Declaration makes building maintenance a Neighborhood Association duty (Article VI, Section 3); the exact owner-versus-association line for windows, sliders and air-conditioning equipment sits in the Lake Arrowhead declarations, which are not posted publicly. Roof replacement years by building are in the association’s reserve schedule and in Collier roofing permits by address.

What Amenities Come With a Lake Arrowhead Home at Naples Lakes Country Club?

A Lake Arrowhead home at Naples Lakes Country Club comes with the village pool and spa at the end of the cul-de-sac and full membership in the HOA-owned Naples Lakes Country Club: an 18-hole Arnold Palmer Signature course, the clubhouse, Arnie’s cabana, tennis, bocce and fitness, with no green, fitness or court fees and no food minimum.

Inside Lake Arrowhead: The Village Pool and Spa

“The Village pool and spa is located at the end of the cul-de-sac,” per the club, and “Every multi-family Village has a swimming pool complete with a spa and picnic area” (club real estate page). The pool, roads and parking in the multi-family tracts are Limited Common Areas maintained through Neighborhood Assessments (Exhibit D, Limited Common Areas). Ownership is changing: the 2025 budget letter set aside $24,000 “to finalize the transfer of ownership of the village pools to their respective villages” (2025 budget cover letter). Whether Lake Arrowhead’s transfer has closed is not public; ask whether the pool now sits in the condominium budget and reserves.

Through the Club: What Membership Includes

“Membership in the Association by all Owners is mandatory and automatic with the ownership of any Unit” (Declaration, Article III, Section 1), and the club “is owned and managed by the Naples Lakes Country Club Homeowners Association, Inc.” (Full Member Information Profile). Members and immediate family “shall not be charged green fees, fitness fees, or court fees” (Rules, April 2024), for up to two resident adults per home.

• Golf: the Arnold Palmer Signature course, established 1999 and renovated 2017 to 2018; cart fee per round or a private-cart trail fee ($2,125 plus tax in 2025).
• Clubhouse and Arnie’s: a clubhouse the club describes as 24,000 square feet after its 2013 remodel, and Arnie’s, the poolside cabana cafe and bar, whose surcharge has been billed since January 2023.
• Courts: five Har-Tru tennis courts and three lighted bocce courts; pickleball courts are planned, according to a 2025 trade report.
• Fitness: center use included; group classes charged per class.
• Bulk TV and internet: the Xfinity package, funded through the master HOA fee (club Xfinity page).
• No food and beverage minimum in the Rules or any billing schedule from 2019 to 2025.

The Gate, and What Owners Do Not Get

One staffed front gate on Collier Boulevard (club front gate page), with no published hours. Owners get no club equity or refund at sale, no boating, no club use while leasing except dining, and no separate Lake Arrowhead clubhouse.

What Are the HOA and Condo Fees at Lake Arrowhead, Naples Lakes Country Club?

In 2025 a Lake Arrowhead at Naples Lakes Country Club home paid the club $12,674 a year, a $9,818 membership fee plus the $2,856 multi-family master HOA fee, before the Lake Arrowhead condominium association’s own fee, which is billed separately by RealManage and is not published in any public document.

The Club Bill for a Lake Arrowhead Home, 2019 to 2025

Sources: the club’s 2019, 2021, 2023 and 2025 schedules and the 2024 budget package. The 2025 bill is about $1,056 a month, billed as $2,454.50 of membership fee in November, February, May and August and $714 of HOA fee in December, March, June and September. From 2019 to 2025 it rose 47% (our arithmetic). The multi-family HOA fee fell in 2025 because a new Comcast contract offset a 27.6% higher landscape contract, per the 2025 budget letter.

The Lake Arrowhead Condominium Fee: Not Public, and How to Get It

No 2025 or 2026 Lake Arrowhead condominium assessment is published; the club’s schedules say only that “Sub-Association Maintenance Fees are billed separately by the individual Management Companies.” We will not estimate it. The routes to the real number: the association’s adopted budget, requested through RealManage; the resale disclosure package a buyer is entitled to under section 718.503, Florida Statutes, including the budget and financial statement; and the association’s estoppel certificate under section 718.116, which states the regular assessment and any special assessment for the specific unit. In the same request, ask for the reserve schedule, the master insurance declarations page, any special assessment since 2022 and whether the fee includes water, sewer or other utilities.

Lake Arrowhead’s Layered Fees at Naples Lakes Country Club: Condominium, Master HOA, Membership and Transfer Fee

A Lake Arrowhead at Naples Lakes Country Club owner carries four recurring layers: the condominium fee, the $2,856 master HOA fee and the $9,818 membership fee (both 2025), and property tax, with a $4,409 roll median. A new resident also pays a one-time transfer fee, $13,000 in 2025. There is no CDD.

The Layers, One by One

• Condominium fee: set by the Lake Arrowhead board and billed through RealManage; it pays for the buildings, their insurance and reserves. Not public.
• Master HOA fee: $2,856 in 2025 for the gate, roads, lakes and stormwater, preserves, Common Area and bulk Xfinity.
• Membership fee: $9,818 in 2025, identical for all 731 homes, of which about $1,800 in 2024 was reserve and capital contributions (2024 budget package); it is lien-secured with no exemption for non-use.
• Arnie’s surcharge: $179 a quarter from January 2023 through October 2029 for owners who did not prepay; the master estoppel shows whether a balance travels with the home.
• Transfer fee: $12,500 in 2024 and $13,000 in 2025, “limited to first-time buyers (new residents) in NLCC” (2025 budget cover letter), under Article VII, Section 14; the 2026 figure is member-only. No initiation fee or equity deposit appears in the club’s public documents. At Lake Arrowhead prices it is about 2.4% of the $539,000 median and 3.0% of the $438,000 September 2026 sale (our arithmetic).
• Property tax: median $4,409 on the Collier County tax roll, 2026 preliminary, in unincorporated millage area 105 (rates on the FY2025 Collier tax bill); a buyer’s taxes reset to the new assessed value, because homestead caps under section 193.155 do not transfer.
• No CDD: a sampled FY2025 Naples Lakes condominium bill shows “No Non-Ad Valorem assessments” (Collier Tax Collector), and the state special district list names nothing called Naples Lakes.

What the Stack Looks Like for a Lake Arrowhead Buyer

A starting frame, not a quote. The condominium fee and your HO-6 premium complete it, and we get both in hand for our buyers before the inspection period closes.

Selling at Lake Arrowhead? A listing that answers this stack with documents sells with fewer surprises. Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873 and we will map the condominium budget, both estoppels and the transfer fee before you write, or read how we represent buyers in Southwest Florida.

The Lake Arrowhead and Naples Lakes Country Club Declarations, Covenants and Rules, Section by Section

A Lake Arrowhead home at Naples Lakes Country Club sits under two sets of recorded covenants: the Lake Arrowhead condominium declarations for phases 1A to 1D, which are not posted publicly, and the master Fourth Amended and Restated Declaration of Naples Lakes Country Club, approved November 17, 2023, which is posted with the club’s Rules and standards.

The Documents and Where Each Lives

The condominium layer decides purchase approval, condominium leasing limits, pet size limits and the exact owner-association maintenance line. A resale buyer is entitled to it under section 718.503, and the association keeps it among its official records under section 718.111, Florida Statutes, which since January 1, 2026 has required associations of 25 or more units, Lake Arrowhead’s 128 included, to post specified records such as the declaration, rules and budget on an owner-access website or app. Ask the seller for those copies early.

Membership, the Board and the Course (Articles II and III)

Membership is “mandatory and automatic with the ownership of any Unit” (Article III, Section 1), one designated Member per Unit. Article III, Section 3(a) is why Lake Arrowhead has its own association: a Neighborhood Association “shall not be required except in the case of a condominium.” Lake Arrowhead elects one of seven master directors, with three-year terms and a two-term limit (Bylaws, Sections 3.2 and 3.3). The golf course is Common Area deeded to the association on October 23, 2003, and golf rules cannot “materially adversely affect the availability of tee times” without a majority of the Voting Members (Article II, Section 5).

Buildings, Assessments and Insurance (Articles VI, VII and IX)

• Buildings: “Each Neighborhood Association shall be responsible for maintaining and repairing all buildings located within the Neighborhood,” with a master step-in right billed as a Neighborhood Assessment (Article VI, Section 3).
• Liability at sale: a buyer is jointly and severally liable with the seller for assessments due at conveyance (Article VII, Section 1).
• The $250,000 cap: master special assessments are capped at $250,000 a year in aggregate, about $342 per home (our arithmetic), not counting insurance deductibles, and a force majeure assessment may exceed the cap to meet a windstorm deductible (Article VII, Section 6). The cap binds the master association only.
• Transfer fee and golf assessment: Article VII, Sections 14 and 13.
• Insurance: each owner insures the unit at full replacement cost “unless either the Neighborhood in which the Unit is located or the Association carries such insurance,” and casualty repairs start within 90 days and finish within nine months (Article IX, Section 2).

Use Restrictions (Article XI)

Pets (Section 5), signs only with board approval (Section 6), no fences or invisible pet fences except as the standards allow (Section 18), garages for cars and strict vehicle limits (Section 19), leasing (Section 24), no boats and shoreline-only fishing (Sections 25 and 26), white or off-white window coverings (Section 27), no garage conversions (Section 28) and trash timing (Section 29). The pet and leasing rules have their own sections below.

Conservation, Renewal and the Airfield (Articles XIV and XV)

Conservation Areas are protected by easements under section 704.06, Florida Statutes (Article XIV). The Declaration renews automatically in ten-year periods unless two-thirds of the Units record a change (Article XV, Section 1). And Article XV, Section 11 warns that “an airfield, known as Winged South Airpark, is located next to the Community”; aviation records list it as Wing South Airpark, FAA identifier FA37 (AirNav, reported).

The Architectural Standards That Reach a Lake Arrowhead Owner

Storm shutters and impact panels need ARC approval before installation under Section 1.20 and the member-only Exhibit C; replacement windows may use Low-E glass, and laminated storm glazing only clear or light grey interlayers (Section 1.36); screen enclosures are mansard style and bronze. At Lake Arrowhead the condominium association’s approval usually comes first, then the ARC, then the county permit.

Is Lake Arrowhead at Naples Lakes Country Club a 55+ Community?

No. Lake Arrowhead at Naples Lakes Country Club is not age-restricted: nothing in the master Declaration or the club’s April 2024 Rules sets an age restriction, and the Rules provide for children and dependents, with supervision rules for children under 12 at the pool and under 16 in the fitness center.

Housing for older persons is a legal status, not a description. Under section 760.29, Florida Statutes, a community qualifies for the 55-and-older exemption only by meeting defined conditions, including at least 80% of occupied units with a resident 55 or older and published policies showing that intent. No Naples Lakes document claims that status.

Can You Rent Out a Lake Arrowhead Condo at Naples Lakes Country Club?

Yes, within limits: the Naples Lakes Country Club master Declaration requires a lease of at least 30 days, allows four leases per unit a year, requires board approval, and suspends the owner’s club use except dining while a tenant is in residence. The Lake Arrowhead condominium rules may add limits.

The Leasing Rules in One Table

What a Lake Arrowhead Landlord Should Plan For

Lake Arrowhead is a seasonal-rental village, not a vacation-rental one: a 30-day minimum and a four-lease cap fit a January-to-March or full-season tenant and rule out nightly or weekly income. The lessee transfer fee is not published, and the owner keeps paying the full membership fee while the tenant uses the club. A lease does not stop a sale, but a buyer takes subject to it and cannot use the club until it ends, so match the lease end to the closing.

Pet Rules at Lake Arrowhead, Naples Lakes Country Club

Lake Arrowhead at Naples Lakes Country Club owners may keep up to two commonly accepted household pets, such as a dog or cat, under the master Declaration, leashed outdoors and never on the golf course or in club buildings and pool areas; the Lake Arrowhead condominium rules may add size, weight or number limits, and those rules are not public.

Under Article XI, Section 5 of the Fourth Amended and Restated Declaration, pets must be leashed outdoors, cleaned up after, never left unattended or tethered on lanais or in garages, and never used commercially, and the board may require removal of a nuisance pet. The club’s Rules bar pets from the clubhouse, Arnie’s, the pool deck and the practice facilities. Ask the association whether pets may use the village pool deck and whether registration is required. Service and emotional support animals are handled separately under federal fair housing law and section 760.27, Florida Statutes, and a pet limit does not by itself decide an assistance-animal request.

Milestone Inspections, Structural Reserve Studies and Florida Condo Law at Lake Arrowhead, Naples Lakes Country Club

Florida’s milestone inspection and structural integrity reserve study laws apply to condominium buildings of three or more habitable stories. The club describes every Lake Arrowhead at Naples Lakes Country Club building as two stories, which would place Lake Arrowhead below that line; that is an inference from the club’s description, not a reading of each recorded plan.

What the Laws Say

After the 2021 Surfside collapse, Florida passed SB 4-D in its May 2022 special session (Florida Senate), refined it with SB 154 in 2023 (Florida Senate) and adjusted it with CS/CS/HB 913 in 2025 (Senate bill summary). The milestone inspection under section 553.899 is a structural inspection at 30 years (25 near the coast) and every ten years after. The structural integrity reserve study under section 718.112 is a study and funding plan for structural components, due for existing associations by December 31, 2025. The 2025 law applies both to buildings “three habitable stories or more.”

Why Lake Arrowhead Appears to Be Outside Both

“Each building has two stories,” per the club. That is below the threshold, and the county record is consistent with it: Collier County’s Milestone Buildings by Year list (January 2026) contains no Naples Lakes building; and if any building here were covered, the county’s milestone map service puts every tested Naples Lakes address outside the three-mile saltwater buffer, so the 30-year track would apply. The conclusion still rests on the club’s plain-language description, not on each recorded plan or certificate of occupancy, which is what an engineer or attorney would rely on. Lake Barrington, which the club describes with three residential floors over garages, is the one Naples Lakes village where the question is live.

What Chapter 718 Still Requires

Every Florida condominium remains subject to Chapter 718: an annual budget with reserve accounts for items such as roof replacement, building painting and pavement resurfacing, which owners may waive or reduce only by the vote the statute sets for items outside a structural study (section 718.112(2)(f)); owner access to official records (section 718.111(12)); estoppel certificates with statutory fee caps and deadlines (section 718.116); and the resale disclosure package (section 718.503). DBPR regulates all four phases and publishes guidance on owners’ records rights (DBPR official records guide).

What a Lake Arrowhead Buyer Should Ask For

The association’s written position on SIRS and milestone applicability with the story count per building; the budget and reserve schedule, including any waived reserves; the master insurance declarations page; any special assessment since 2022 and two years of minutes; and the roof year for your building. Ask too whether the four phase declarations still govern their own 32 homes or were consolidated, because it affects how a future amendment is voted.

Selling at Lake Arrowhead? A listing with the association’s written SIRS position, budget and insurance page answers the first question every Florida condominium buyer asks in 2026. Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873 and we will request the condominium file on day one, or read how we represent buyers in Southwest Florida.

Hurricanes, Flood Zone and Insurance at Lake Arrowhead, Naples Lakes Country Club

Lake Arrowhead at Naples Lakes Country Club tests as FEMA Zone X, shaded (0.2% annual chance), outside the Special Flood Hazard Area on the map effective February 8, 2024; FEMA removed its four phase 1A buildings from the old 2012 flood zone by letter; it sits in Collier evacuation Zone D and a 164 mph design wind zone.

The Current Flood Map at Winged Foot Court

The effective FEMA panel is 12021C0602J, effective February 8, 2024, NFIP community 120067, as Collier County’s March 2026 flood protection newsletter confirms. A Winged Foot Court test point queried against FEMA’s National Flood Hazard Layer on September 23, 2026 returned Zone X, shaded, with street ground at 11.2 feet NAVD88 on the USGS 3D Elevation Program 2018 lidar. All nine Naples Lakes test points were outside the Special Flood Hazard Area, and the mapped AE areas inside the gates sit over the lakes, at base flood elevations of roughly 10 to 10.5 feet.

FEMA’s 2012 Letter for Lake Arrowhead 1A

Under the 2012 map, panel 12021C0602H, parts of Naples Lakes sat in an AH zone. FEMA’s Letter of Map Amendment 12-04-6091A, August 30, 2012, removed four Lake Arrowhead 1A buildings (FEMA LOMA 12-04-6091A):

The letter names the flooding source as “ponding/overland flow” and notes that portions of the property, not the buildings, may remain in the hazard area. No letter was found for 1B, 1C or 1D. With the 2024 map now showing Winged Foot Court outside the hazard area, the letter matters as certified evidence of ground elevation, about 1.0 to 1.9 feet above the 10.5 to 10.7-foot base flood elevations the old AH zone carried (our comparison).

Evacuation, Surge and Wind

Winged Foot Court returns Collier evacuation Zone D (county evacuation layer) and Category 3 on the state’s storm surge zone service: surge exposure only in a Category 3 or stronger storm in the state’s worst-case model. The county’s Risk Category II wind layer returns 164 mph there, inside the wind-borne debris region the Florida Building Commission describes as starting at 140 mph (Commission report, December 15, 2024), so replacement windows and doors must be impact-rated or protected.

Irma, Ian and Milton

Irma in 2017 was the wind event: the Collier EOC station about a mile south of the clubhouse recorded a 122 mph gust (NHC Irma report). Ian in 2022 was the surge event, covering “almost all of Collier County south/west of Tamiami Trail/US 41” (NWS Ian summary); Naples Lakes is north and east of US 41, and no official report we found places Ian’s surge inside it. Milton in 2024 brought a 59 mph gust (NHC Milton report). OpenFEMA claims data for the surrounding block groups shows no claim tied to a 1999 to 2004 building, a circumstantial sign only.

The Master Policy, the HO-6 and Flood Coverage

The Lake Arrowhead association insures the building structure; each owner carries an HO-6 for interior, contents, liability and loss assessments, with the line drawn in the condominium declarations. The master policy’s carrier, premium and windstorm deductible are not public; they are in the association’s budget and insurance schedule, and a named-storm deductible is shared by owners through an assessment. In Zone X, federal law does not require flood insurance, though a lender may. Collier County’s CRS Class 5 gives eligible NFIP policies a 25% discount (FEMA CRS list, April 2026), and Citizens’ flood requirement that reaches all Citizens single-family policies on January 1, 2027 exempts HO-6 policies (Citizens flood page). The state’s My Safe Florida Condo pilot funds only buildings “three stories or taller,” so on the club’s description Lake Arrowhead would not qualify.

Selling at Lake Arrowhead? A clean Zone X result, the 2012 letter where it applies and the association’s insurance page settle a buyer’s lender quickly. Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873 and we will check your building against the flood layer before financing deadlines run, or read how we represent buyers in Southwest Florida.

Which Schools Serve Lake Arrowhead at Naples Lakes Country Club?

Lake Arrowhead at Naples Lakes Country Club addresses on Winged Foot Court and Winged Foot Way are zoned to Lely Elementary, East Naples Middle and Lely High for 2026-27, unchanged from 2025-26, per the Collier County Public Schools address lookup, and Florida’s 2026 grades, as published by the Naples Daily News, were A, A and B.

The district’s attendance boundaries page runs on its own address lookup, which returned these three schools for every Naples Lakes address queried, Winged Foot included; it caps at 100 records, so confirm your address. Grades are as republished by the Naples Daily News database; the state’s 2026 file refused automated access, so check the FDOE school grades page if a grade is decisive. Other public schools are reached through the district’s Parental Choice program.

County Permits and Recorded Work at Lake Arrowhead, Naples Lakes Country Club

The public record for Lake Arrowhead at Naples Lakes Country Club holds four recorded condominium phases (2000 to 2002), the phase 1A plan at O.R. Book 2731, Page 1267, FEMA’s 2012 letter for four buildings and no Collier milestone listing; permits and roof dates by address sit in the county’s permit system.

We found no published notice of commencement, re-roof, window replacement or concrete project for any Lake Arrowhead building in the sources read, and we do not infer that none exists. Search Collier building permits by each Winged Foot street number from the county’s building division pages, and notices of commencement in the Collier Clerk’s official records search under the association’s name and “Lake Arrowhead,” because neither will say “Naples Lakes.” The association’s reserve schedule and minutes are the fastest route to the same answer.

What Is Being Built Near Lake Arrowhead at Naples Lakes Country Club?

Naples Lakes Country Club is built out, so the change a Lake Arrowhead owner will notice is outside the gate: a Costco under construction diagonally across Collier Boulevard and Rattlesnake Hammock Road, a $200 million osteopathic medical school about a mile away, 92 approved apartments, a private golf course to the south and the I-75 Exit 101 rebuild.

• Costco: approved unanimously October 14, 2025 on the southeast corner of Collier Boulevard and Rattlesnake Hammock Road (Gulfshore Business), with clearing under way in May 2026 (Naples Daily News); no opening date announced.
• Medical school: the Bay College of Osteopathic Medicine broke ground July 16, 2026 at 8365 Cadenza Road, $200 million and 108,000 square feet, first classes planned for July 2028 (Gulfshore Business).
• Bonita Flores: 92 apartments with 28 affordable units approved October 28, 2025 at 8928 Collier Blvd (Gulfshore Business); no construction found as of September 2026.
• Golf instead of 423 homes: an 18-hole private course on 169.19 acres on Sabal Palm Road, approved 5 to 0 on September 22, 2026 with a deed restriction against housing (Naples Daily News).
• I-75 Exit 101: FDOT’s $97 million interchange rebuild, expected to finish at the end of 2026; the left turn from southbound Collier Boulevard to southbound I-75 is no longer available (FDOT project 425843-2).

Daily Logistics at Lake Arrowhead, Naples Lakes Country Club

Daily life at Lake Arrowhead at Naples Lakes Country Club runs through one staffed gate on Collier Boulevard: I-75 Exit 101 about 3 miles north, Physicians Regional about a mile and a half by road, downtown Naples about 8 road miles, the beach about 9, Naples Airport about 8 miles and RSW about 37 miles, roughly 50 minutes.

Distances are rounded from free-flow routing and the club’s directions page; in season they are best cases. The pier itself is closed for a rebuild (City of Naples). The Publix at Naples Lakes Village Center is just outside the gate; the plaza shares the name but not the association.

House guests are registered at least two business days ahead and visitors called in through the gate system (Rules, April 2024); the speed limit is 25 mph, and golf cart drivers must be 16 with a license. Trash timing follows Article XI, Section 29 of the Declaration, with the collection point set by the association. Cable and internet come through the bulk Xfinity agreement; whether water, sewer or other utilities are in the condominium fee is not public. The Declaration warns of occasional small-aircraft noise from Wing South Airpark next door.

Selling at Lake Arrowhead? We market with measured distances, not guesses. Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873 and we will drive your real commute with you, or read how we represent buyers in Southwest Florida.

How Does Lake Arrowhead at Naples Lakes Country Club Compare to the Other Naples Lakes Country Club Villages?

Lake Arrowhead at Naples Lakes Country Club sits in the middle of the community’s four markets: larger and pricier than Lake Barrington’s condominiums, smaller and less expensive than the Juliana and Providence coach homes, and a fraction of the Tahoe and Placid single-family price, with the best sold-to-list ratio of the four on the latest MLS pull.

The Benchmark Table

Yardstick: the Southwest Florida MLS Matrix, closed in the 365 days to September 24, 2026 and active on that date, all rows in Development NAPLES LAKES COUNTRY CLUB, with medians of per-sale ratios for dollars per square foot of MLS living area and sold-to-list; county figures from the Collier County tax roll, 2026 preliminary; fees from the club’s 2025 billing schedule.

Every village pays the same $9,818 membership fee (2025) and shares the same course, clubhouse and Arnie’s. What changes from village to village is the building, the second association, the size of the home and the price per foot.

Lake Arrowhead at Naples Lakes Country Club vs Lake Barrington at Naples Lakes Country Club: Which Should You Choose?

Choose Lake Arrowhead at Naples Lakes Country Club for a larger two-story carriage home with an attached garage, below the three-story line of Florida’s structural reserve law; choose Lake Barrington for the lowest entry price, a median about $144,000 lower on the latest MLS pull, in taller buildings where that law’s reach is open.

Lake Barrington is the natural comparison: both are condominium villages in the same fee class, about 70% without a homestead exemption, built by Toll Brothers from 2000 to 2003. Our Lake Barrington at Naples Lakes guide covers it in the same depth.

The Decision Table

Who Should Choose Which

Choose Lake Arrowhead if you want more space for the money per bedroom, a garage that is yours and attached to your home, a two-story building with fewer neighbors per entry, and a village that has held its 2023 value better on the county record. The trade is a higher entry price, the fewest MLS sales of the four Naples Lakes markets (so fewer homes to choose from in a given month), and stairs for every upstairs plan.

Choose Lake Barrington if the price of entry matters most, if you prefer the ground-level garage under the building, or if you want the largest pool of comparable sales to price from. The trade is smaller floor plans and a building type where the structural integrity reserve study and milestone inspection questions may apply and the association’s filings were not public as of September 2026.

Honest Pros and Cons of Owning at Lake Arrowhead at Naples Lakes Country Club

Lake Arrowhead at Naples Lakes Country Club offers full club membership, an attached garage and a two-story building below Florida’s structural reserve threshold at a mid-market condominium price; against that, it has one garage bay per home, stairs to every upstairs plan, a condominium fee no public document states, and thin sales.

The Pros

• Full club membership with the deed. An Arnold Palmer Signature course, clubhouse, Arnie’s, tennis and bocce, with no green, fitness or court fees and no food minimum.
• An attached garage for every home. Not a carport and not a shared structure.
• Two-story buildings. Below the three-story threshold of Florida’s structural reserve laws, on the club’s description.
• Larger than Barrington, less than the coach homes. A middle rung in size and price.
• Price resilience. A $587,500 county median across 12 resales in the 24 months since September 2024, and the best MLS sold-to-list ratio in the community.
• Zone X today, with certified elevations. Outside the Special Flood Hazard Area on the 2024 map, and FEMA’s 2012 letter documents the phase 1A pads.

The Cons

• One garage bay. A second car, a pickup or a boat runs into the master Declaration’s strict vehicle rules.
• Stairs. No public description mentions an elevator; upstairs homes are reached by stairs.
• A condominium fee you cannot see in advance. No 2025 or 2026 Lake Arrowhead assessment is public; you learn it from the budget or the estoppel.
• Thin sales. Seven MLS closings in twelve months means few homes to choose from and wide swings in any one year’s median.
• The club costs the same whether you play or not. $12,674 in 2025 before the condominium fee, lien-secured, with no opt-out.
• A large transfer fee. $13,000 in 2025 for a new resident, about 2.4% to 3.0% of recent Lake Arrowhead prices.
• Leasing costs you the club. While a tenant is in residence, the owner keeps only dining privileges.
• Hard to find in the public record. The county records it without “Naples Lakes” in the name.

Thinking of Selling Your Lake Arrowhead at Naples Lakes Country Club Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Lake Arrowhead at Naples Lakes Country Club listing agent, or thinking, ‘I need someone to sell my Lake Arrowhead at Naples Lakes Country Club home…’ you are selling into a seven-sale year and a mostly seasonal buyer pool. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price every listing from this record.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Lake Arrowhead Sold Stats, Window by Window

Data updated: September 2026 (Collier County Property Appraiser sales file, index as of September 24, 2026; Southwest Florida MLS Matrix, pulled September 24, 2026; Collier County tax roll, 2026 preliminary, recorded sales through August 29, 2026)

• Leading window, county recorded, DOR-qualified, 24 months since September 2024 (Collier County Property Appraiser sales file, index as of September 24, 2026): 12 resales, none builder-direct, median $587,500 (n = 12, even), low $465,000, high $641,000, newest recorded sale May 14, 2026. Twelve is the first window with ten or more Lake Arrowhead sales.
• MLS, twelve months to September 24, 2026: In the last 12 months Lake Arrowhead has seen 7 resales, total volume $3,572,000, median sold $539,000 (n = 7, odd), median days on market 67 (mean 70.3), median sold-to-list 97.35% (mean of per-sale ratios 96.42%). The pull did not record the listing office on each closing, so we state no represented count.
• County recorded, DOR-qualified, trailing twelve months August 30, 2025 to August 29, 2026: 4 qualified of 13 recorded transfers, median $552,500, range $465,000 to $580,000.

Selling a Lake Arrowhead Home Is Different in Six Ways

• Two estoppels: the master association’s through the club office and the Lake Arrowhead association’s through RealManage, ordered the day the contract is signed.
• The condominium resale package: under section 718.503 your buyer is entitled to the declaration, bylaws, rules, budget, financial statement and FAQ document at your expense, and may void the contract for seven days after receiving them, so we request it before listing.
• Association approval, if the declarations require it: the master association does not approve buyers; we obtain the Lake Arrowhead application and timeline before the home goes live.
• The membership ends and the transfer fee begins: your membership ends at closing without refund, and a buyer new to Naples Lakes owes the club a transfer fee ($13,000 in 2025), which some sellers credit in part in a slow month.
• The structural question in writing: the club describes the buildings as two stories, below the three-story threshold of the SIRS and milestone laws; we put the association’s written position in the file.
• Floor and plan, not the village average: an upstairs San Gabriel and a downstairs Anaheim sold about $100,000 apart this year, and we time the launch for the winter buyers.

Showings, Signs and the Gate

Signs need board approval (Declaration, Article XI, Section 6), and open houses need the club’s approval by email by the Thursday before, with notice to the Guardhouse (club documents page). With only 59 of 128 owners at a Florida mailing address, we are set up to sell for an owner who is out of state.

What Is Your Lake Arrowhead at Naples Lakes Country Club Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Naples Lakes Country Club home valuation. It takes about a minute, and Jesse follows up with the Lake Arrowhead sales that fit your home: same floor, same plan, adjusted for updates, view and any lease. An automated estimate cannot tell a downstairs Anaheim from an upstairs San Gabriel.

(239) 898-6072, text or call. Confidential conversations welcome.

For the full selling plan, fees and timeline, read how we sell homes in Naples Lakes Country Club.

Is now a good time to sell a Lake Arrowhead carriage home?

For a home priced to its own floor and plan, yes: about 3.4 months of supply, a $587,500 county median across 12 resales in the 24 months since September 2024, and no upstairs competitor on September 24, 2026.

How do I price a downstairs Lake Arrowhead home?

Against the three downstairs closings, $438,000 to $465,000, not the $539,000 village median, which the upstairs sales pull up.

Which Lake Arrowhead plan is easiest to price right now?

The 2,184 square foot upstairs San Gabriel: three 2026 closings at $539,000 to $550,000.

Does a Lake Arrowhead sale need association approval?

Not from the master association. Any Lake Arrowhead approval step is in its declarations; we obtain the application before listing.

What paperwork should I gather before listing?

Both estoppel requests, the section 718.503 package, the association’s written SIRS position, the master insurance page and, for Buildings 1, 2, 15 and 16, the 2012 FEMA letter.

Your Local Real Estate Experts

Lake Arrowhead owners and buyers work directly with Jesse McGreevy and Marc Comisar, not a call center. The two have sold Southwest Florida real estate for more than twenty years and read Lake Arrowhead’s state filings, the club’s documents, the county roll and every recent sale before writing this guide.

The longer story of how the team was built is on our about the McGreevy and Comisar team page.

McGreevy and Comisar are the Domain Realty team behind this Lake Arrowhead at Naples Lakes Country Club guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Naples golf-community condominium market that Lake Arrowhead sits in.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and on this page the credential that matters is the record we read first.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Lake Arrowhead at Naples Lakes Country Club realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review

★★★★★ “We love working with Marc and Jesse at Domain. The entire team is professional and top notch. They go above and beyond for their clients. Highly recommend” Rochelle Joslin, verified Google review

★★★★★ “Jesse listened to what we were looking for and found us exactly what we wanted. Jesse was always available to answer any questions and helped us through the entire process.” Andrew Capriglione, verified Google review

★★★★★ “So knowledgeable! You can tell they truly have a high level of expertise and were incredibly professional from start to finish.” Evie Darnell, verified Google review

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Lake Arrowhead at Naples Lakes Country Club home? Get a free Naples Lakes Country Club home valuation, or call Jesse direct at (239) 898-6072.

Buying at Lake Arrowhead? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

• Jesse McGreevy, Florida license SL3101296
• Marc Comisar, Florida license BK3060671
• Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified directly through the Florida Department of Business and Professional Regulation’s public licensee search, which is the authority of record for Florida real estate licensure.

Where Else to Find the Team

Find the team on McGreevy and Comisar on YouTube and McGreevy and Comisar on LinkedIn. For the wider picture, see our guide to Naples Lakes Country Club and our Naples guide. Our guides to Lake Barrington, Juliana and Providence and Tahoe and Placid cover the other Naples Lakes villages.

Frequently Asked Questions, Buyer Edition

These Lake Arrowhead at Naples Lakes Country Club buyer questions are answered from the club’s documents, state and county records, FEMA’s map and the Southwest Florida MLS Matrix, pulled September 24, 2026. Each answer names its source, and where the public record stops, we say so and name the document that holds the answer.

What is Lake Arrowhead at Naples Lakes Country Club?

A 128-home carriage-home condominium village inside Naples Lakes Country Club, ZIP 34112: 16 two-story buildings of eight on Winged Foot Court and Way, each home with an attached one-car garage (club Arrowhead Village page).

Is this the same Lake Arrowhead as the one in California or Sarasota?

No. Lake Arrowhead, California and the Lake Arrowhead associations in Sarasota and North Fort Myers are unrelated. This village is Lake Arrowhead Condominium Association, Inc., Sunbiz N02000004988.

How many homes are in Lake Arrowhead?

128, in 16 buildings of eight. The club, the DBPR register (four phases of 32) and the Collier County tax roll agree.

How many stories are the Lake Arrowhead buildings?

“Each building has two stories,” per the club: 1,672 and 1,908 square foot plans downstairs, 1,975 and 2,184 upstairs. No public description mentions an elevator.

What floor plans are available?

Four, named by Toll in 2000: the Anaheim (1,672 square feet, two bedrooms plus den) and Montebello end unit (1,908, three bedrooms) downstairs; the Rialto (1,975, two plus den) and San Gabriel end unit (2,184, three bedrooms) upstairs.

Does every home have a garage?

Yes, one attached bay per home. Garages must hold cars and owners may not park on the street, so ask about village parking if you have two cars.

How much do Lake Arrowhead condos for sale cost?

The seven MLS closings in the twelve months to September 24, 2026 ran from $438,000 to $580,000, median $539,000 (n = 7); downstairs homes sold lowest.

What are the HOA fees at Lake Arrowhead, Naples Lakes Country Club?

In 2025 the club bill was $12,674: a $9,818 membership fee and a $2,856 multi-family master HOA fee. The condominium fee is billed separately by RealManage and is not public; the association’s budget and estoppel state it.

Is there a transfer fee or initiation fee?

A one-time transfer fee for new residents: $12,500 in 2024 and $13,000 in 2025, per the club’s budget letters. No initiation fee or equity deposit appears in the club’s public documents.

Is golf membership included, and can I opt out?

Included and mandatory (Declaration, Article III, Section 1), with no green, fitness or court fees and no exemption for non-use.

Who manages the Lake Arrowhead association?

RealManage, at 24311 Walden Center Drive, Bonita Springs, per the association’s state record (address changed May 4, 2026). The master association is run by club staff.

Is Lake Arrowhead a 55+ community?

No. Neither the master Declaration nor the club’s Rules sets an age restriction, and no Naples Lakes document claims housing-for-older-persons status under section 760.29 of the Florida Statutes.

Can I rent out my Lake Arrowhead condo?

Yes: 30-day minimum, four leases a year, board approval, and no owner club use except dining during a lease (Declaration, Article XI, Section 24).

Are pets allowed?

Up to two household pets such as a dog or cat, leashed outdoors and never on the golf course or in club buildings and pool areas (Declaration, Article XI, Section 5). Condominium rules may add size limits.

What flood zone is Lake Arrowhead in?

Winged Foot Court tests as Zone X, shaded, outside the Special Flood Hazard Area on the February 8, 2024 map; FEMA letter 12-04-6091A removed four 1A buildings from the 2012 zone.

Do I need flood insurance?

Not by federal law in Zone X, though a lender may require it. Citizens’ 2027 flood requirement exempts HO-6 policies.

Did Hurricane Ian flood Lake Arrowhead?

No official report we found places Ian’s surge inside Naples Lakes, which is north and east of US 41 in evacuation Zone D.

Does Florida’s SIRS law apply to Lake Arrowhead?

On the club’s two-story description, no; the laws start at three habitable stories. Ask for the association’s written position.

Who insures the buildings?

The association insures the structure; owners carry HO-6 policies. The master policy’s terms are not public; they are in the association’s budget.

What schools serve Lake Arrowhead?

Lely Elementary, East Naples Middle and Lely High for 2026-27, per the district’s address lookup; 2026 grades A, A and B, as published by the Naples Daily News.

How far is Lake Arrowhead from the beach and downtown?

About 9 road miles to the beach, 20 to 25 minutes, and about 8 to Fifth Avenue South, roughly 20 minutes outside peak season.

How far is it to I-75 and the airports?

Exit 101 is about 3 miles north on Collier Boulevard; Naples Airport about 8 miles; Southwest Florida International about 37 miles, about 50 minutes.

What are property taxes at Lake Arrowhead?

The median is $4,409 on the Collier County tax roll, 2026 preliminary; your bill resets to the new assessed value after purchase.

Is there a CDD?

No. A sampled FY2025 Naples Lakes condominium bill shows “No Non-Ad Valorem assessments,” and the state’s special district list names nothing called Naples Lakes.

Why can’t I find Lake Arrowhead by searching “Naples Lakes” in county records?

The county records it as “Lake Arrowhead 1-A” to “1-D,” with no Naples Lakes in the name. Search “Lake Arrowhead” or Winged Foot instead.

Does anyone have to approve me as a buyer?

Not the master association. Whether the Lake Arrowhead association does is in its declarations.

What documents should I get before buying?

The section 718.503 package, the master insurance page and reserve schedule, both estoppels, the master Declaration and Rules, and the building’s flood determination.

Can I fish or boat on the lakes?

No boats (Declaration, Article XI, Section 25); fishing only from the shoreline beside your own unit (Section 26).

How does Lake Arrowhead compare with Lake Barrington?

Lake Arrowhead’s homes are larger, 1,672 to 2,184 square feet against 1,394 to 1,772, each with an attached garage, in two-story buildings; its twelve-month MLS median was $539,000 against Barrington’s $395,000.

Can I renovate my Lake Arrowhead home?

Inside, generally yes, with permits. Shutters and windows need association and ARC approval and must meet the 164 mph wind standard.

Frequently Asked Questions, Seller Edition

These Lake Arrowhead at Naples Lakes Country Club seller questions are answered from the Southwest Florida MLS Matrix (pulled September 24, 2026), the Collier County tax roll (2026 preliminary), the club’s documents and Florida statutes. Where a figure is not public, we say where it lives.

What is my Lake Arrowhead home worth?

Floor and plan decide most of it: upstairs homes sold for $539,000 to $580,000 and downstairs homes for $438,000 to $465,000 in the twelve months to September 24, 2026.

How many Lake Arrowhead homes sold last year?

Seven on the MLS in the twelve months to September 24, 2026, totalling $3,572,000. Over 24 months since September 2024 the county recorded 12 DOR-qualified resales at a $587,500 median (sales file index as of September 24, 2026; newest recorded sale May 14, 2026).

How long does it take to sell?

A median of 67 days on market across the seven closings (mean 70.3), from 7 to 164 days.

What share of asking price do Lake Arrowhead homes get?

A median 97.35% of final list price, and a mean of per-sale ratios of 96.42%, the best median in Naples Lakes on the same pull.

Is it a buyer’s or seller’s market?

Roughly balanced, at about 3.4 months of supply. Both actives on September 24, 2026 were downstairs homes, so an upstairs seller had no direct competitor.

Are Lake Arrowhead prices dropping?

Slightly. The trailing county median of $552,500 is about 2.6% below 2023’s $567,500 and about 84% above 2021’s $300,000.

When should I list?

Before the seasonal owners return, usually a fall launch. About seven in ten Lake Arrowhead homes are not homesteaded, and the club’s season runs November through April.

Who buys at Lake Arrowhead?

Mostly seasonal owners; 40 of 128 homes are homesteaded, and Massachusetts leads the out-of-state owner addresses.

Does my club membership transfer to my buyer?

No. It ends at closing, “without refund of any kind,” per the club’s Rules, and your buyer joins in their own right.

Who pays the Naples Lakes transfer fee?

The club frames it as the new resident’s charge ($13,000 in 2025), but every contract cost is negotiable.

How many estoppel certificates does a sale need?

Two: the master association’s through the club office and the Lake Arrowhead association’s through RealManage. Order both the day the contract is signed.

Who pays for the estoppels?

Under the standard Florida Realtors and Florida Bar contract, association estoppel fees are a seller cost unless agreed otherwise. Florida caps them in sections 718.116 and 720.30851.

What documents must I give a Lake Arrowhead buyer?

The section 718.503 package at your expense, and the flood disclosure under section 689.302.

Do I also give the HOA disclosure summary?

Section 720.401 requires one in a mandatory homeowners association, and every Lake Arrowhead home is in the master association; confirm with your closing agent.

Does the association have to approve my buyer?

Not the master association. Whether the Lake Arrowhead association does is in its declarations, which are not public; we get the application and timeline before listing.

Will the SIRS law hurt my sale?

On the club’s two-story description, Lake Arrowhead is below the three-story threshold, which helps against taller buildings. Buyers still ask, so we put the association’s written position in the file.

What must I disclose?

Known material facts, the section 689.302 flood answers, any special assessment and any lease.

What are my closing costs?

Documentary stamp tax at $0.70 per $100 under section 201.02, about $3,773 on a $539,000 sale (our arithmetic), plus estoppel and package fees, title costs by local custom, prorations and the brokerage fee. We provide a net sheet before listing.

Should I sell furnished?

Often it helps with seasonal buyers, but we price the real estate and negotiate furniture separately.

What updates pay off before selling?

Documentation first: wind mitigation, window and door permits, an air-conditioning service record; then paint and flooring.

Does my building’s roof age matter?

Yes, to the buyer’s insurer. The roof is the association’s, so its year sits in the reserve schedule and Collier roofing permits; ask for it before listing.

Can I sell for sale by owner?

Florida law does not require a broker. The hard parts alone are two estoppels, the 718.503 package, the club’s transfer steps, gate showings and pricing across four plans. If you want representation, McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008; call Jesse direct at (239) 898-6072.

How are showings handled inside the gate?

Visitors are registered with the staffed gate in advance; open houses need the club’s approval by the Thursday before.

Can I put up a For Sale sign?

Only with board approval under Article XI, Section 6 of the master Declaration, so marketing does the work a yard sign would do elsewhere.

Can I sell while the home is leased?

Yes; the buyer takes subject to the lease and cannot use the club until it ends.

Does an upstairs home sell for more?

On the last year’s evidence, about $100,000 more at the median ($550,000, n = 4, against $450,000, n = 3), almost all explained by size; per foot, downstairs sold slightly higher.

Will my buyer’s taxes be higher than mine?

Often; taxes reset to the new assessed value after a sale.

What if there is a special assessment when I sell?

It appears on the Lake Arrowhead estoppel, and the contract decides who pays; the standard form generally assigns assessments levied before the effective date to the seller. No public record shows one since 2022.

What about the Arnie’s surcharge?

Owners who did not prepay pay $179 a quarter through October 2029. Whether a balance is due at closing is not public; the master estoppel shows it.

Should I rent instead of selling?

Only if the numbers work with a 30-day minimum, four leases a year and no club use for you while leased.

What happens to my club account at closing?

Privileges stop on the closing date, and assessments through that date are yours; a buyer is jointly liable for them, which is why the estoppel is paid from your proceeds.

Why hire McGreevy and Comisar to sell my Lake Arrowhead home?

Because the sale turns on details this page documents: floor-and-plan pricing, two estoppels, the condominium package and a seasonal Northeast buyer. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008; call Jesse direct at (239) 898-6072 or get a free Naples Lakes Country Club home valuation.

Sources and Authoritative References

Every Lake Arrowhead at Naples Lakes Country Club fact on this page traces to a primary record, grouped below by issuer and numbered continuously: club, state, county, school, federal and developer records, plus news reports where no primary record exists.

Naples Lakes Country Club and Its Master Association

1. Arrowhead Village page, Naples Lakes Country Club (retrieved 2026-09-25)
2. Barrington Village page (retrieved 2026-09-23)
3. Juliana and Providence Villages page (retrieved 2026-09-23)
4. Homes for Sale page with the 731-residence count (re-fetched 2026-09-23)
5. Real Estate page: village pools, garages, clubhouse (retrieved 2026-09-23)
6. Club history page (retrieved 2026-09-23)
7. Directions page (retrieved 2026-09-23)
8. Front Gate Security staff page (retrieved 2026-09-23)
9. Club Documents and Information page, including the open-house procedure (retrieved 2026-09-23)
10. Estoppel letter request page (retrieved 2026-09-23)
11. Bocce and tennis page (retrieved 2026-09-23)
12. Xfinity bulk services page (retrieved 2026-09-23)
13. Full Member Information Profile (retrieved 2026-09-23)
14. Fourth Amended and Restated Declaration of Covenants, Conditions and Restrictions (approved November 17, 2023)
15. Bylaws as amended, Exhibit C (approved November 17, 2023)
16. Amended and Restated Articles of Incorporation, Exhibit B (file dated October 12, 2023)
17. Exhibit D, Limited Common Areas (Final December 10, 2010)
18. Rules and Regulations (revised April 2024, approved April 29, 2024)
19. Architectural Review Committee Standards (revised September 18, 2023)
20. 2019 Billing Schedule for Maintenance Fees (2019)
21. 2021 Billing Schedule for Maintenance Fees (2021)
22. 2023 Billing Schedule for Maintenance Fees (approved October 26, 2022)
23. 2024 Budget Cover Letter Package (October 27, 2023)
24. 2025 Budget Cover Letter (September 9, 2024)
25. 2025 Billing Schedule for Membership and HOA Maintenance Fees (2025, approved)
26. 2026 Golf Rates, guest and lessee (effective January 1, 2026)
27. 2026 Golf Scorecard (April 24, 2026)

Florida Division of Corporations

28. Lake Arrowhead Condominium Association, Inc., N02000004988, detail and filings (retrieved 2026-09-25)
29. Lake Arrowhead Condominium Association, Inc., name history: merger and name change January 21, 2005 (retrieved 2026-09-25)
30. Lake Arrowhead 1A Condominium Association, Inc., N00000006684, inactive by merger (retrieved 2026-09-25)
31. Lake Arrowhead 1B Condominium Association, Inc., N01000000577, inactive by merger (retrieved 2026-09-25)
32. Lake Arrowhead 1C Condominium Association, Inc., N02000001055, inactive by merger (retrieved 2026-09-25)
33. Entity name list for “Lake Arrowhead” in Florida (retrieved 2026-09-25)
34. Lake Arrowhead Condominium Owners Association, Inc., 743292, Sarasota: an unrelated namesake (retrieved 2026-09-25)
35. Lake Arrowhead Homeowners’ Association, Inc., N43230, North Fort Myers: an unrelated namesake (retrieved 2026-09-25)
36. Naples Lakes Country Club Homeowners Association, Inc., N98000000743 (retrieved 2026-09-23)
37. TBI/Naples Limited Partnership, A97000000416 (retrieved 2026-09-23)
38. Lake Barrington Condominium Association, Inc., N02000000352 (retrieved 2026-09-23)

Florida Department of Business and Professional Regulation

39. Condominium register extract, including Lake Arrowhead 1A to 1D and the Sarasota “Lake Arrowhead, a Condo” (retrieved 2026-09-25)
40. Official Records of Condominium Associations, Division guidance (retrieved 2026-09-25)

Florida Statutes and the Florida Legislature

41. Section 718.111, Florida Statutes: association powers and official records (retrieved 2026-09-25)
42. Section 718.112, Florida Statutes: bylaws, budgets, reserves and the structural integrity reserve study (retrieved 2026-09-25)
43. Section 718.116, Florida Statutes: assessments and estoppel certificates (retrieved 2026-09-25)
44. Section 718.503, Florida Statutes: condominium resale disclosure (retrieved 2026-09-25)
45. Section 553.899, Florida Statutes: milestone inspections (retrieved 2026-09-25)
46. Section 720.30851, Florida Statutes: HOA estoppel certificates (retrieved 2026-09-25)
47. Section 720.401, Florida Statutes: HOA disclosure summary (retrieved 2026-09-25)
48. Section 689.302, Florida Statutes: flood disclosure in residential sales (retrieved 2026-09-25)
49. Section 201.02, Florida Statutes: documentary stamp tax on deeds (retrieved 2026-09-25)
50. Section 193.155, Florida Statutes: homestead assessment limitation (retrieved 2026-09-25)
51. Section 760.29, Florida Statutes: housing for older persons (retrieved 2026-09-25)
52. Section 760.27, Florida Statutes: emotional support animals (retrieved 2026-09-25)
53. SB 4-D, 2022 Special Session A: building safety (Florida Senate, retrieved 2026-09-25)
54. SB 154, 2023: condominium and cooperative associations (Florida Senate, retrieved 2026-09-25)
55. CS/CS/HB 913, 2025: bill summary (Florida Senate, retrieved 2026-09-23)

Collier County, Clerk and Tax Collector

56. PUD Master List (updated June 11, 2026)
57. Milestone Buildings by Year list (January 2026)
58. Milestone Inspections program page (retrieved 2026-09-23)
59. Milestone map service, three-mile saltwater buffer (retrieved 2026-09-23)
60. Hurricane evacuation zone layer (queried 2026-09-23)
61. Florida Building Code 8th Edition Risk Category II wind layer (queried 2026-09-23)
62. Floodplain Protection Newsletter (March 2026)
63. Collier County Clerk official records document search (retrieved 2026-09-25)
64. Collier County Tax Collector, FY2025 Naples Lakes single-family bill, millage area 105 (FY2025)
65. Collier County Tax Collector, FY2025 Naples Lakes condominium bill, no non-ad valorem assessments (FY2025)
66. Florida Commerce official list of special districts (retrieved 2026-09-23)
67. City of Naples, Naples Pier rebuild (retrieved 2026-09-23)
68. Collier Area Transit Route 17 schedule (June 2025)

Collier County Public Schools and School Grades

69. Attendance boundaries page (retrieved 2026-09-23)
70. District address zoning lookup, zone year 2027 (queried 2026-09-23)
71. Parental Choice program (retrieved 2026-09-23)
72. Lely Elementary School (retrieved 2026-09-23)
73. East Naples Middle School (retrieved 2026-09-23)
74. Lely High School (retrieved 2026-09-23)
75. Lely High School curriculum page (retrieved 2026-09-23)
76. Florida Department of Education school grades page (retrieved 2026-09-23)
77. Naples Daily News school report card database (retrieved 2026-09-23)

FEMA, NOAA and Federal Hazard Records

78. FEMA Letter of Map Amendment 12-04-6091A, Lake Arrowhead 1A Buildings 1, 2, 15 and 16 (August 30, 2012)
79. FEMA National Flood Hazard Layer map service (queried 2026-09-23)
80. FEMA Community Rating System eligible communities (effective April 1, 2026)
81. OpenFEMA NFIP claims dataset (queried 2026-09-23)
82. USGS 3D Elevation Program (retrieved 2026-09-23)
83. National Hurricane Center, Tropical Cyclone Report, Hurricane Irma (retrieved 2026-09-23)
84. National Hurricane Center, Tropical Cyclone Report, Hurricane Milton (retrieved 2026-09-23)
85. National Weather Service Miami, Hurricane Ian summary (retrieved 2026-09-23)
86. Florida Division of Emergency Management storm surge zone service (queried 2026-09-23)
87. Florida Building Commission, interim report on wind-borne debris regions (December 15, 2024)
88. International Code Council, Florida case study: first statewide code effective March 1, 2002 (retrieved 2026-09-23)

Florida Insurance Programs

89. Citizens Property Insurance, flood coverage requirement (retrieved 2026-09-23)
90. Citizens Property Insurance, 2026 recommended rate filing (December 10, 2025)
91. Florida Chief Financial Officer, My Safe Florida Condo pilot (retrieved 2026-09-23)

Toll Brothers, SEC Filings and Archived Developer Pages

92. Toll Brothers, Naples Lakes Country Club, Arrowhead Carriages page (December 2000, archived)
93. Toll Brothers, Lake Barrington Condos page with base prices (September 2001, archived)
94. Toll Brothers, 2004 area guide naming R and P Property Management (2004, archived)
95. Toll Brothers Form 8-K press release exhibit (September 4, 2003)

News and Trade Reports

96. Golf Course Architecture, Naples Lakes course to reopen after renovation (February 16, 2018)
97. Club + Resort Business, Naples Lakes turf care center renovation (October 10, 2025)
98. Gulfshore Business, Costco approval (October 15, 2025)
99. Naples Daily News, Costco construction progress (May 22, 2026)
100. Gulfshore Business, medical school groundbreaking (July 17, 2026)
101. Gulfshore Business, Bonita Flores apartments approval (October 2025)
102. Naples Daily News, golf course approved to replace citrus grove (September 23, 2026)
103. Florida Department of Transportation, I-75 at Collier Boulevard interchange, project 425843-2 (retrieved 2026-09-23)
104. AirNav, Wing South Airpark, FA37 (reported, retrieved 2026-09-23)

Records Cited in Plain Text

105. Collier County Property Appraiser sales file (local sales index as of 2026-09-24): DOR-qualified recorded Lake Arrowhead sales, 24 months since September 2024, newest recorded sale May 14, 2026.
106. Collier County Property Appraiser, 2026 tax roll (preliminary, interchange files dated August 29, 2026): parcel, base area, just value, homestead, owner-mailing, tax and DOR-qualified recorded-sale fields for all 128 Lake Arrowhead homes and the other Naples Lakes groups.
107. Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, closed in the 365 days to September 24, 2026 and active on September 24, 2026, pulled September 24, 2026.

Downloadable Documents

The official Lake Arrowhead at Naples Lakes Country Club documents below are published by the club and master association, filed with the state, or issued by FEMA and Collier County, and each link opens the issuing authority’s own copy. The Lake Arrowhead condominium declarations, budget and rules are not posted publicly; buyers receive them under section 718.503.

Market data from Southwest Florida MLS, pulled September 2026.

McGreevy and Comisar, Best Realtor for Lake Arrowhead at Naples Lakes Country Club. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.