Naples Heritage Golf and Country Club is a gated, bundled golf community of 799 terraces, verandas, villas and single-family homes in East Naples. Thinking of selling or buying? Call the #1 team in Southwest Florida since 2012, McGreevy and Comisar.
Updated October 2026 · Jesse McGreevy and Marc Comisar, Domain Realty
If you own a home in Naples Heritage and are thinking about selling, or you are comparing Naples Heritage with Heritage Bay and the other bundled golf clubs east of town, this page was written for you by Jesse McGreevy and Marc Comisar of Domain Realty. Jesse has sold Southwest Florida real estate since 2004, our team has worked together since 2008, and we put sellers first. Naples Heritage Golf and Country Club is a gated, bundled golf community in Naples, Florida. It holds 799 residences in ZIP code 34112, off Davis Boulevard in East Naples, per the club’s Membership page and Collier Ordinance 96-57. Every home shares one 18-hole Gordon Lewis course (club Golf Course page), eight neighborhood associations sit under one club, and the homes were built from 1996 to 2001. This guide reads the fee schedule, the district budget, the recorded documents and the sales record, product by product, with every figure sourced and dated.
McGreevy and Comisar are the best realtor for Naples Heritage Golf and Country Club because pricing a home here depends on details most agents never read: which of four home types it is, which of eight neighborhood associations governs it, the club’s 2026 billing and the $17,500 resale capital contribution a buyer pays. McGreevy and Comisar alone have over $900 million in sales.
McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings. Together with their Domain Realty Group team, McGreevy and Comisar have sold over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar alone account for more than $900 million in sales. Jesse has been in the business since 2004, the team has worked together since 2008, and it has carried the #1 Southwest Florida ranking since 2012. Our method on this page is the method we use with a client: product by product, neighborhood by neighborhood, with the club fees and the community development district charge read from the documents that set them.
Domain Realty, our brokerage, closed 658 transaction sides in Naples in the 60 months to October 5, 2026, $521.5 million in volume counted by side, per the Southwest Florida MLS pulled that day.
We tracked 46 closed sales in Naples Heritage Golf and Country Club in the Southwest Florida MLS from August 11, 2025 to August 11, 2026, at a $455,950 median and a range of $228,000 to $1,260,000. Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025, at a $420,000 median, with a range of $228,000 to $1,260,000 and none of them a builder’s first sale (county file built October 28, 2026; newest recorded sale August 26, 2026). The two record sets cover different windows and are reported side by side, never added together.
A single median hides more here than in most Naples communities, because Naples Heritage sells four different products behind one gate. In the same MLS window, terraces closed at a $290,000 median and villas at a $672,500 median (our arithmetic from the 46 MLS rows), so a terrace owner and a villa owner a few hundred yards apart on Naples Heritage Drive are selling to different buyers at different price points. Time on market for each product will be added from a fresh MLS pull: We price, prepare and market each home against its own product and neighborhood, and we read the club’s billing and the district’s budget with the buyer before the offer, because those two documents decide whether a buyer’s monthly number works.
McGreevy and Comisar is a top-reviewed Naples Heritage Golf and Country Club realtor, and every quote below is a five-star review on our Google Business Profile.
★★★★★ “Marc’s attention to detail and deep understanding of the Southwest Florida market gave us so much confidence.” Verified Google review
★★★★★ “Their professionalism, communication, and dedication to their clients truly stand out. They have a deep caring and true concern for all their client needs.” Verified Google review
Thinking of selling a Naples Heritage home? Start with a free home valuation. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072. Buying in Naples Heritage? Call Marc at (239) 287-5873, or read how we represent buyers.
Naples Heritage Golf and Country Club is a built-out, bundled golf community of 799 homes in East Naples where every owner is a full golf member, the 2026 club billing is $10,550 a year before extras, and the district charge is $275. These eight facts, each linked to its primary source, are the ones buyers and sellers ask about most.
Naples Heritage is a good fit for a buyer who wants full golf included with the house, a 252-acre preserve the club manages, quick I-75 access at Exit 101 and four price bands from terraces to single-family homes. The trade is a fixed club and district fee load that every buyer must budget before the purchase price.
The rest of this section covers where the community sits, what “bundled” means in the recorded documents, how the four home types and eight neighborhoods fit together, the gate, the preserve, and the naming traps that send buyers to the wrong community.
Naples Heritage sits in unincorporated Collier County, in East Naples, ZIP code 34112. The clubhouse address is 8150 Heritage Club Way, Naples, FL 34112 (Florida Division of Corporations record; club Membership page), and the US Census geocoder places it at 26.1379 N, 81.7039 W.
The legal boundary comes from Collier Ordinance 96-57, adopted September 24, 1996: Davis Boulevard (State Road 84) on the north and Collier Boulevard (then Isle of Capri Road, County Road 951) on the east, across parts of Sections 3, 4, 9 and 10, Township 50 South, Range 26 East. The club’s open-house policy refers to “the Davis Boulevard main entrance” (club Real Estate page), and that is the one entrance a primary source names.
Inside the gate, Naples Heritage Drive is the spine. It carries the single-family homes, the Glen Abbey villas and the Prestwick and other condominium buildings, while Kilkenny Way and Kilkenny Ct, Heritage Links Ct, Arbor Lakes Ct, Stoneybrook Dr and Heritage Club Way branch off it (Collier GIS site address points). The roads are private and regulated by the Club under section 4.3(J) of the Declaration.
Getting out is quick. From the clubhouse address point, I-75 at Exit 101 is about 6 minutes (2.1 miles), Fifth Avenue South about 13 minutes (6.2 miles), the Naples Pier about 16 minutes (7.3 miles) and Southwest Florida International Airport about 46 minutes (35.5 miles), all free-flow drive times from the OSRM routing service, October 2026. For errands, the Walmart Supercenter at 9885 Collier Blvd is 1.3 miles in a straight line (Walmart store listing) and the Publix at Shops at Hammock Cove, 4370 Thomasson Dr, open 7 am to 10 pm, is 3.6 miles in a straight line (Publix). Those two are straight-line distances, not drive times.
In Naples Heritage, the golf membership comes with the deed. Every owner of a Lot or Living Unit is a member with full golf privileges, and the membership cannot be separated from title (Declaration sections 4.1 and 4.5, Amended and Restated Declaration). Each home carries one golf membership for one family (section 4.2), and the Bylaws cap membership at 799 members, one per residence.
The club says there is no initiation fee and no waitlist (club Membership page, read October 28, 2026). The same page charges a one-time resale capital contribution that the buyer pays: $17,500 for new residents from July 1, 2026 ($15,000 through June 30, 2026). Nothing a member pays is refundable, and members hold no equity share (Declaration section 9.18). In plain words, the membership is bundled, mandatory and member-owned, with no refundable equity deposit.
The members, through the club corporation, own what they play on. The Club holds title to the golf course, clubhouse, pools, fitness center and courts (Declaration section 3), and the Collier GIS parcel layer shows 15 parcels titled to the club, about 216.4 acres in all, the largest 169.10 acres and the clubhouse parcel 5.68 acres.
Two things follow for a buyer. First, there is no separate golf decision: the purchase price buys the house and the membership together, and the 2026 club billing of $8,350 operating plus $2,200 capital reserve, $10,550 a year in our arithmetic, applies to a terrace and a single-family home alike (club Membership page). Second, comparison shopping should be done against other bundled clubs, not against equity clubs with large refundable deposits. Other bundled clubs nearby include Countryside Golf and Country Club. If you are early in the search, our guide to buying a home in Naples explains how we compare bundled and non-bundled communities with a buyer.
Naples Heritage holds 799 residences: 101 single-family homes, 140 villas, 288 verandas and 270 terraces (club Membership page; CDD FY2027 budget, “All 799 Units”). The 1996 master plan provided for “single and two-family units, two-story and four-story condominiums” (CDD 2017 Public Facilities Report). Verandas and terraces are the condominium products, and villas are attached one-story homes.
Eight neighborhoods each have their own homeowners association with professional management (club Real Estate page). The condominium units below come from the Collier County roll and the villa split from the 2026 Florida DOR roll, both read October 28, 2026; the MLS medians come from the Southwest Florida MLS, closed sales August 11, 2025 to August 11, 2026 (our arithmetic where noted):
Each neighborhood’s dues, insurance and reserves sit in its own association budget, which is not published; request the budget and an estoppel letter from the association’s manager before you write an offer. Each neighborhood gets its own section in the inventory further down this page.
Yes. The club describes Naples Heritage as gated (club Real Estate page), and the Declaration reserves the right to operate access gates. The one entrance a primary source names is the Davis Boulevard main entrance. Renters get a vehicle bar code from the club office for $10.60 including tax, installed Monday to Friday, 8:30 am to 5 pm (Membership Transfer form).
Read the gate for what it is. Section 13 of the Declaration says the Club “is not an insurer or guarantor of security”, and the Bylaws give a Safety Committee the job of advising the Board. How the gate is operated, and at what hours, is not stated in any club document read for this page, so ask the club office when you tour.
Much of Naples Heritage is water and preserve. The club counts “our 16 lakes” and 252 acres of protected preserve, and it maintains a 0.81-mile nature trail with two ponds and benches, open dawn to dusk for foot traffic only, with pets on a leash (club Life in the Preserve page). The county PUD list records 248 conservation acres (Collier PUD Master List, June 11, 2026), and section 7.4 of the Declaration records a conservation easement to the South Florida Water Management District at Plat Book 26, Page 73.
The club lists white-tailed deer, American alligator, osprey, bald eagle, tricolored heron, river otter, barred owl, Florida black bear and Florida panther, the panther on a trail camera photo dated June 23, 2025 (club Life in the Preserve page). Its rules for living with them are short: stay 15 feet from alligators, never feed wildlife, and leave osprey nests alone because they are federally protected. The Declaration bars boating, swimming and wading in the lakes (section 5.2(C)).
For a buyer, the preserve is a view question as much as a lifestyle one. A terrace or veranda facing a lake and the conservation tract reads very differently from one facing a parking court, and the same is true of villas on Kilkenny Way. We walk the view with the buyer, then check the address against the FEMA map covered later on this page.
The word “Heritage” sends many searches to the wrong place. Heritage Bay is a separate bundled golf community in North Naples, ZIP 34120, off Immokalee Road. Heritage Greens is a separate community in ZIP 34119 with its own PUD. Neither shares a club, a district or a sales record with Naples Heritage.
Cypress Pointe is the club’s name for the single-family neighborhood inside Naples Heritage (club Real Estate page). The county also records Cypress Pointe condominiums at Carlton Lakes in ZIP 34110; those are a different community, and none of their figures belong here. Next door to Naples Heritage is Cedar Hammock Golf and Country Club, a separate club with its own PUD and district; it appears on this page only as one of the clubs on the summer reciprocal list. And a search for “naples heritage” alone often returns history pages about Naples, Italy.
If you are comparing agents as well as communities, see our guide to the best real estate agents in Naples.
Thinking of selling your Naples Heritage home? Get a free home valuation built on your product and neighborhood. Call Jesse direct at (239) 898-6072. Buying in Naples Heritage? Call Marc at (239) 287-5873, or read how we represent buyers.
Naples Heritage Golf and Country Club recorded 46 closed sales in the Southwest Florida MLS from August 11, 2025 to August 11, 2026, at a $455,950 median, with prices from $228,000 to $1,260,000 and $22,965,800 in volume. Terraces, verandas, villas and single-family homes trade in four distinct price bands.
Data updated: August 2026
We tracked 46 closed sales in Naples Heritage Golf and Country Club in the Southwest Florida MLS from August 11, 2025 to August 11, 2026. All 46 were in ZIP 34112. The median was $455,950, which is the mean of the middle pair of an even count, $442,000 and $469,900. Prices ran from $228,000 to $1,260,000, and closed volume was $22,965,800. The sales carried 11 MLS condominium and subdivision labels, which map into the eight neighborhoods below. Every sale was a resale: the PUD is built out (Collier GIS PUD layer).
The extract held sold price and close date only. The figures below will be filled from a fresh MLS pull:
The product a home is decides its price band more than anything else. The table groups the 46 MLS sales by product (our arithmetic from the MLS rows; home counts from the club Membership page):
Product | Homes in community | MLS sales | Median | Range | Volume |
|---|---|---|---|---|---|
Terraces | 270 | 18 | $290,000 | $228,000 to $405,000 | $5,589,000 |
Verandas | 288 | 13 | $480,000 | $375,000 to $565,000 | $6,068,900 |
Villas | 140 | 12 | $672,500 | $539,000 to $749,900 | $7,987,900 |
Single-family | 101 | 3 | $1,190,000 | $870,000 to $1,260,000 | $3,320,000 |
All homes | 799 | 46 | $455,950 | $228,000 to $1,260,000 | $22,965,800 |
The villa median is the mean of $670,000 and $675,000, the middle pair of 12 sales. The three single-family sales were $870,000, $1,190,000 and $1,260,000; the MLS files them under two labels, “Naples Heritage” and “Cypress Pointe”, and we group them as the single-family product.
The ratios tell the story in a line each (our arithmetic):
Terraces sold a little more often than their share of the housing stock, and single-family homes a little less. With only three single-family sales in 12 months, a seller of a detached home should treat any single number as a reference point rather than a market rate.
Each MLS label falls inside one of the club’s eight neighborhoods. Condominium units come from the Collier County roll and the villa split from the 2026 Florida DOR roll, read October 28, 2026; sales and prices from the Southwest Florida MLS, closed sales August 11, 2025 to August 11, 2026:
Neighborhood | MLS name | Units (county roll) | Sales | Median or prices | Low | High |
|---|---|---|---|---|---|---|
Prestwick | Terrace at Prestwick | 60 | 9 | $295,000 | $265,000 | $399,000 |
Prestwick | Veranda at Prestwick | 48 | 2 | two sales, $505,000 and $517,000 | $505,000 | $517,000 |
Arbor Lakes | Terrace at Arbor Lakes | 120 | 6 | $292,500 | $228,000 | $405,000 |
Arbor Lakes | Veranda at Arbor Lakes | 36 | 1 | one sale, at $510,000 | $510,000 | $510,000 |
Stoneybrook | Terrace at Stoneybrook | 90 | 3 | $265,000 | $240,000 | $290,000 |
Heritage Links | Veranda at Heritage Links | 72 | 5 | $442,000 | $375,000 | $565,000 |
Southern Links | Veranda at Southern Links | 132 | 5 | $469,900 | $380,000 | $485,000 |
Kilkenny | Villas at Kilkenny | 66 | 6 | $705,000 | $600,000 | $749,900 |
Glen Abbey I and II | Villas at Glen Abbey | 74 | 6 | $665,000 | $539,000 | $700,000 |
Cypress Pointe | Naples Heritage (single-family label) | 101 single-family community-wide | 2 | two sales, $870,000 and $1,190,000 | $870,000 | $1,190,000 |
Cypress Pointe | Cypress Pointe | (same 101) | 1 | one sale, at $1,260,000 | $1,260,000 | $1,260,000 |
The two Veranda at Prestwick sales, the single Veranda at Arbor Lakes sale and the three single-family sales are too thin to read as a market rate. By neighborhood, Prestwick had the most sales (11: nine terraces and two verandas), then Arbor Lakes with 7 (six terraces and one veranda), Kilkenny and Glen Abbey with 6 each, Heritage Links and Southern Links with 5 each, and Cypress Pointe and Stoneybrook with 3 each, for 46 in all.
Kilkenny’s six villa sales ran from $600,000 to $749,900 and Glen Abbey’s six from $539,000 to $700,000, so the two villa neighborhoods overlap but Kilkenny sat higher across the year. Among the terrace neighborhoods, Prestwick ($295,000) and Arbor Lakes ($292,500) were close, while Stoneybrook’s three sales ($240,000, $265,000 and $290,000) sat lower.
Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025, at a $420,000 median, with prices from $228,000 to $1,260,000. All 43 were resales; none was a builder’s first sale of a new home. The county file was built October 28, 2026, and its newest recorded sale is dated August 26, 2026. The county count covers every recorded legal in the community: the Naples Heritage Golf and Country Club plats that hold the single-family homes and villas, and the fourteen Terrace and Veranda condominiums, which the county records under their own names.
The condominiums alone show 30 qualified sales in the same county window, at a $377,500 median, from $228,000 to $565,000. The county roll also gives the unit count of each condominium, which the club does not publish:
Condominium (county record) | Units | Qualified sales since October 2025 | Median or note |
|---|---|---|---|
Terrace I at Prestwick | 30 | 2 | two sales, too thin for a median |
Terrace II at Prestwick | 30 | 5 | $365,000 |
Terrace I at Arbor Lakes | 60 | 3 | $272,000 |
Terrace II at Arbor Lakes | 60 | 4 | $292,500 |
Terrace I at Stoneybrook | 30 | 2 | two sales, too thin for a median |
Terrace II at Stoneybrook | 30 | 2 | two sales, too thin for a median |
Terrace III at Stoneybrook | 30 | 0 | no qualified sale in the window |
Veranda I at Prestwick | 48 | 1 | one sale, at $517,000 |
Veranda I at Arbor Lakes | 36 | 1 | one sale, at $510,000 |
Veranda I at Heritage Links | 36 | 4 | $442,500 |
Veranda II at Heritage Links | 36 | 2 | two sales, too thin for a median |
Veranda I at Southern Links | 48 | 0 | no qualified sale in the window |
Veranda II at Southern Links | 48 | 1 | one sale, at $485,000 |
Veranda III at Southern Links | 36 | 3 | $420,000 |
The units add up: terraces 30 + 30 + 60 + 60 + 30 + 30 + 30 = 270, and verandas 48 + 36 + 36 + 36 + 48 + 48 + 36 = 288, matching the club’s product totals (our arithmetic). The county figures are a different record set with a different window from the MLS figures above: the deed layer counts qualified transfers recorded with the county from October 2025 through August 26, 2026, while the MLS counts closings reported from August 11, 2025 to August 11, 2026. Read them side by side, never added together.
Naples Heritage sales follow the season. The 46 MLS closings fell this way by calendar quarter (Southwest Florida MLS, closed sales August 11, 2025 to August 11, 2026, counted from the MLS rows):
Period | Closings |
|---|---|
August 11 to September 30, 2025 | 3 |
October to December 2025 | 8 |
January to March 2026 | 15 |
April to June 2026 | 18 |
July 1 to August 11, 2026 | 2 |
33 of the 46 closings fell between January and June 2026, the winter and spring season (15 + 18 = 33). Contracts that close in that window are typically written in the months before it, so a seller who wants the deepest buyer pool should have the home prepared, priced and photographed before the season starts rather than after the first wave of buyers has already bought.
Turnover is steady but modest: 46 / 799 = 5.8 percent of the homes in Naples Heritage sold in the 12 MLS months (our arithmetic). With four products and eight neighborhoods, that means a seller in any one neighborhood usually has only a handful of recent comparable sales, and the right comparable is the same product in the same neighborhood, adjusted for view, updates and position in the building.
The fee stack shapes the buyer pool as much as price does. A buyer of any home pays the same club billing, $8,350 plus $2,200, or $10,550 a year for 2026, and the same $275 district charge (club Membership page; CDD FY2027 budget). Add the $700 campus assessment and $371.40 internet and the club and district total is $11,896.40 a year, or $991.37 a month, before the neighborhood association, property tax and insurance (our arithmetic). A first-year buyer also pays the $17,500 resale capital contribution, so cash at the club and district level in year one is $17,500 + $11,896.40 = $29,396.40.
On a $290,000 terrace that load is a large share of the cost of ownership; on a $1,190,000 single-family home it is a much smaller one. That is why we price terraces against the buyer’s full monthly number and not against the sticker price alone, and why we put the club billing in front of buyers early. This page makes no price forecast: the figures above are what closed and what was recorded, with their windows.
For a seller, the practical sequence is the one we follow on every listing here. Start with the same product in the same neighborhood from the MLS window, then check the county deed record for the same condominium or plat, because a recorded deed is the price the county holds. Where a deed and an MLS figure disagree on one sale, the deed price is the sale price. Then adjust for what the records do not show: lake or golf view, floor level in a terrace building, updates, and whether the buyer can use the club right away or inherits a tenant. Finally, read the price against the buyer’s first-year cash, $29,396.40 at the club and district level before the neighborhood association, because that is the number the buyer’s lender and the buyer’s own budget will test.
Naples Heritage began as U.S. Home Corporation’s 1995 planned unit development on former wetland and forest east of Naples. The golf course and the first phase of roads and utilities were finished in 1996, the club dates itself to 1997, and the last homes were built in 2001.
Before development, the site was wetlands and forested open space, with ground at about 9 to 11 feet NGVD, draining to the Lely Canal basin, according to the November 1996 engineer’s report reprinted in the CDD 2017 Public Facilities Report. The same report named the neighbors of the day: Naples National Golf Club and agricultural land to the south and east, and a public golf driving range to the west. The neighbors have changed since; Cedar Hammock, a separate club, now sits beside Naples Heritage.
Turning that ground into a golf community took heavy earthwork. The golf contractor’s project record says 1.5 million cubic yards of sand and rock were excavated and 600,000 cubic yards of unsuitable material were buried to build the course and the community (Ryan Golf completed-project record). Much of what was dug out became the lakes: the club now counts 16 of them (club Life in the Preserve page).
The 1996 plan’s land table set aside 77.08 acres for residential use, 88.86 for the golf course, club and maintenance, 37.24 for rights-of-way, 276.48 for preserve, 74.75 for lakes and 2.59 for parks (CDD 2017 Public Facilities Report). The table prints a 527.00-acre total, but its six lines add to 557.00 acres (our arithmetic). Those are a 1996 engineer’s allocations; today’s instruments describe the whole site as 557.0 acres in the district ordinance and 558 acres in the county PUD list, and the club says “550+ acres”.
The paperwork came first. Naples Heritage Golf & Country Club, Inc. was filed as a Florida not-for-profit corporation on November 20, 1995, document N95000005543, and it remains active at 8150 Heritage Club Way (Florida Division of Corporations). Collier County approved the planned unit development under Ordinance 95-74, petition PUD-95-10, on December 12, 1995; the county’s list shows it today as BUILT OUT, with an estimated buildout year of 2005 (Collier PUD Master List). The PUD was amended in 2019 by Ordinance 19-12, petition PUDA-PL20180002619, on June 25, 2019 (Collier GIS zoning layer; Appendix F PUD list); the content of that amendment is not published in the documents read for this page.
U.S. Home Corporation was the developer. The district’s establishing ordinance says “U. S. Home Corporation, as owner of the subject lands, has petitioned” the county, and the 1996 engineer’s report lists the land as owned by “US Home Corporation and Clyde Quinby, Trustee” (Ordinance 96-57; CDD 2017 Public Facilities Report). The golf contractor’s record lists the owner as US Home Corporation and the architect as Gordon Lewis (Ryan Golf). At the corporate level, Lennar acquired U.S. Home in 2000 (Lennar company profile), after most of Naples Heritage was already built.
The Naples Heritage Community Development District followed in 1996. U.S. Home filed its petition on July 29, 1996, and Collier County adopted Ordinance 96-57 on September 24, 1996, creating a Chapter 190 independent special district over 557.0 acres; Collier Ordinance 97-71 approved the district’s special powers (Ordinance 96-57 with the counsel transmittal; CDD About page). A sales company, Naples Heritage Country Club Realty, Inc., was formed on February 26, 1996 and dissolved on September 24, 1999, the span of the original selling period (Florida Division of Corporations entity list).
Construction moved quickly. Phase One infrastructure began in February 1996 and served 431 units; Phase Two, the remaining 368 units (799 minus 431, our arithmetic), was scheduled from November 1996 to December 1997 (CDD 2017 Public Facilities Report). The 1996 engineer estimated infrastructure at $20.211 million in total, of which $13.193 million were district improvements.
The course and Phase One infrastructure were complete in 1996, and the club dates itself to 1997 (“Est. 1997”, club About Us). Both dates are true: one is construction, the other is the club’s opening. The Declaration of Covenants was first recorded on May 28, 1996 at Official Records Book 2188, Page 0603, and re-recorded on July 19, 1996 at Book 2208, Page 0605 (Amended and Restated Declaration).
By 1999 the clubhouse at 8150 Heritage Club Way was hosting outside groups: a national lineage society’s Summer 1999 magazine names “the Club House of the Naples Heritage Golf and Country Club” as its meeting place (Sons of the American Revolution magazine, Summer 1999). The condominiums were built from 1996 to 1999 and the single-family homes and villas through 2001, per the Florida Department of Revenue 2026 roll. The county PUD layer now shows the development as built out, there are no vacant residential lots, and no Naples Heritage deed in the county’s 12 months since October 2025 was a builder’s first sale.
For buyers, the build era matters in three concrete ways covered later on this page: the homes predate the statewide Florida Building Code of 2002, which insurers price through roof age and wind mitigation; a condominium building of three or more habitable stories with a 1997 certificate of occupancy reaches 30 years in 2027, so its first Florida milestone inspection is due by December 31, 2027 (Florida Statutes 553.899); and original systems in a 25 to 30 year old home are a normal inspection item.
Once the homes were built, investment shifted to the club. The club’s own timeline lists an interior renovation of the clubhouse in 2017; a 2020 campus expansion that added the Fitness and Wellness Center, a resort-style pool with an expanded deck, Palm Terrace poolside dining, the Heritage Game and Meeting Room, and six Har-Tru courts with a pavilion; a 2022 golf infrastructure overhaul with a complete irrigation renovation, every bridge rebuilt and a renovated driving range and putting green; and resurfaced pickleball courts in 2023 (club About Us). The club bills a $700 a year Eight Year Assessment for Campus Expansion “through 2026” (club Membership page).
The governing documents were modernized in the same years. The Declaration was amended and restated in March 2020 and amended again in 2023 and 2024, and the Bylaws were restated on March 31, 2020 and amended in May 2023 and March 2024 (Declaration; Bylaws). The amendment buyers ask about most took effect on March 27, 2024: an owner who leases now delegates all club privileges to the tenant and cannot use the club during the lease, while owners of record on March 27, 2024 may keep the older arrangement for a $50 non-transfer fee (club Membership page).
One filing note sometimes surprises buyers who search the state records: the club corporation was administratively dissolved and reinstated on November 26, 2007. That was a filing event, not a sign of distress; the corporation has filed an annual report every year since and is active today (Florida Division of Corporations).
Every new resident who buys in Naples Heritage pays a $17,500 resale capital contribution to the club, on top of the price, from July 1, 2026 (club Membership page). That one line changes how a buyer reads a terrace at $290,000 against a villa at $672,500, and it is the kind of detail we put in front of buyers and sellers before a price is set.
Thinking of selling your Naples Heritage home? Request a free home valuation priced against your product and neighborhood. Call Jesse direct at (239) 898-6072. Buying in Naples Heritage? Call Marc at (239) 287-5873, or read how we represent buyers.
Naples Heritage Golf and Country Club is one planned unit development, approved by Collier County as Ordinance 95-74 in December 1995 and capped at 799 homes on 558 acres in the county’s PUD list, with 248 of those acres held as conservation land. Naples Heritage is built out: there are no vacant residential lots, and every sale is a resale.
Knowing how the master plan was drawn answers most of the questions a buyer or seller asks next: which street a home sits on, which of the eight neighborhood associations bills it, how close it sits to the golf course or a preserve, and which recorded documents govern it. The sections below take those layers one at a time, using the county’s PUD, zoning and parcel layers, the Naples Heritage CDD’s own engineering reports and the club’s recorded Declaration, each read on October 28, 2026.
Naples Heritage is zoned PUD under Collier County Ordinance 95-74, petition PUD-95-10, approved December 12, 1995. The county’s PUD Master List dated June 11, 2026 carries the project as “NAPLES HERITAGE G&CC”, status BUILT OUT, with an estimated buildout year of 2005 and traffic analysis zone 245, and the county’s PUD map layer returns the same petition and ordinance at every address point sampled across the community (October 28, 2026).
The approved master plan, as the CDD’s 1996 engineer’s report describes it, provided for “single and two-family units, two-story and four-story condominiums, an 18-hole golf course with aqua driving range, clubhouse, satellite recreation facilities, lakes and conservation” (CDD 2017 Public Facilities Report with the November 1996 engineer’s report). That one sentence is the whole product plan you still see today: detached homes, one-story attached villas, two-story and four-story condominium buildings, one course, one clubhouse and a set of smaller pool sites spread through the neighborhoods.
The PUD has been amended once on the county’s current list. The county zoning layer annotates the parcels “12-12-95 PUD-95-10 95-74; 6-25-19 PUDA-PL20180002619 ORD. 19-12”, meaning Ordinance 19-12, petition PUDA-PL20180002619, adopted June 25, 2019. The county’s current Appendix F ordinance list reads “95-74; 19-12”, while the June 2012 edition listed 95-74 alone, and the Board of County Commissioners’ June 25, 2019 recap records the meeting. The text of Ordinance 19-12 was not in the documents read for this page, so the recorded ordinance governs whatever it changed.
For an owner, the PUD sets the outer limits (the 799-unit cap, the land-use areas, setbacks and heights), and the club’s Amended and Restated Declaration and its Architectural Review Committee add the day-to-day standards inside those limits. The Declaration itself ties the community to “PUD 95-10” created by Ordinance 95-74 (Declaration 1.35).
Naples Heritage holds 799 residences: 101 single-family homes, 140 villas, 288 verandas and 270 terraces, per the club’s Membership page (read October 28, 2026). Three independent records give the same total: the CDD’s FY2027 adopted budget assesses “All 799 Units”, the county PUD Master List shows 799 as the maximum, and the 2026 Collier County property roll counts 101 single-family parcels, 140 villa parcels and 558 condominium units.
The land area depends on which instrument you read, and each one is right on its own terms:
Instrument | Land area | Source |
|---|---|---|
CDD establishing ordinance (Ordinance 96-57, 1996) | 557.0 acres | |
County PUD Master List (June 11, 2026) | 558 acres | |
Recorded Declaration | “at least 558” acres | |
Club website | “550+ acres”, “252 acres natural preserve” | |
County CDD map polygon | About 556 acres (24,214,236 square feet / 43,560 = 555.9, our arithmetic) |
The county PUD list breaks the land down further: 103.5 acres of golf for 18 holes, 248 acres of conservation and a gross density of 1.43 units per acre (799 / 558 = 1.43, our check). The club describes Naples Heritage as having the lowest density of any community of its type in Naples (club home page); that comparison is the club’s, and the 1.43 figure is the one the county publishes.
The 1996 engineer’s report allocated the land this way in its Table 1 (CDD 2017 Public Facilities Report). It is a plan allocation from 1996, not today’s survey:
1996 land use (engineer’s Table 1) | Acres |
|---|---|
Preserve | 276.48 |
Golf course, club and maintenance | 88.86 |
Residential | 77.08 |
Lakes | 74.75 |
Right-of-way | 37.24 |
Parks | 2.59 |
Sum of the six lines (our arithmetic) | 557.00 |
The table prints a total of 527.00 acres, but its six lines add to 557.00 acres by our arithmetic, the same figure as the CDD ordinance, and the table’s own percentage column is computed on 557 (residential, 77.08 acres, is its 13.8 percent). Preserve and lakes together were 351.23 acres of that plan (276.48 + 74.75), about 63 percent, while the homes themselves sat on 77.08 acres. That ratio is why so many Naples Heritage homes back onto water, preserve or fairway rather than another back yard. The club counts “our 16 lakes” and keeps a 0.81-mile nature trail through the preserve (Life in the Preserve), and the preserve is protected by a conservation easement to the South Florida Water Management District recorded at Plat Book 26, Page 73 (Declaration 7.4).
The streets follow the same plan. Naples Heritage Drive is the spine, carrying the single-family homes, the Glen Abbey villas and the Prestwick and Southern Links condominium buildings; the other neighborhoods sit on their own short streets (county address points, October 2026). The roads are private and regulated by the Club (Declaration 4.3(J)).
Street | What sits on it |
|---|---|
Naples Heritage Drive | Single-family homes (Cypress Pointe), Glen Abbey villas, Prestwick terraces and verandas, the Southern Links veranda buildings, the racquet courts |
Kilkenny Way and Kilkenny Court | Kilkenny villas, street numbers 7903 to 8032 |
Heritage Links Court | Heritage Links verandas |
Arbor Lakes Court | Arbor Lakes terraces and verandas |
Stoneybrook Drive | Stoneybrook terraces |
Heritage Club Way | The clubhouse, 8150 Heritage Club Way |
Two cross-checks show how tightly the streets map to the neighborhoods. The 2026 county roll lists 156 parcels on Arbor Lakes Court, exactly the 156 condominium units in Arbor Lakes, and 90 parcels on Stoneybrook Drive, exactly Stoneybrook’s 90 units. A street address therefore tells you the neighborhood on those courts; on Naples Heritage Drive, the house number and the condominium name on the deed tell you which association you are buying into.
Naples Heritage went in as two infrastructure phases, per the November 1996 engineer’s report bound into the CDD 2017 Public Facilities Report:
Phase | Units served | Schedule in the 1996 report |
|---|---|---|
Phase One | 431 | Construction began February 1996; the golf course and Phase One infrastructure were complete as of October 1996 |
Phase Two | 368 (799 minus 431, our arithmetic) | Scheduled November 1996 to December 1997, with construction expected to start January 1997 |
Total | 799 |
The same report estimated total project infrastructure at $20.211 million, of which $18.229 million had been spent by the report date, and put the district’s own improvements at $13.193 million in 1996 dollars ($11.211 million for Phase One and $1.982 million for Phase Two). The golf contractor’s project record describes the earthwork behind the course and lakes: 1.5 million cubic yards of sand and rock excavated and 600,000 cubic yards of unsuitable material buried, with U.S. Home Corporation as owner, Gordon Lewis as architect and completion in 1996 (Ryan Golf project record).
Homes followed the infrastructure quickly. The condominium buildings date from 1996 to 1999 and the single-family homes and villas run to 2001 on the county roll. The 2026 Collier County roll extract built for this page dates 717 of its 847 matched parcels to 1996 through 1999 (42 + 265 + 318 + 92, our arithmetic), with 1998 the single busiest year at 318 parcels. The original construction, in other words, predates the statewide Florida Building Code of 2002, which matters for roofs, windows and insurance and is covered in the storm and insurance sections of this page. A small number of parcels carry later year-built dates on the roll; the individual property’s permit history shows why, and it is worth reading before you price or buy one of them.
Yes. Naples Heritage is built out; every sale is a resale. The county’s PUD layer and PUD Master List both carry the status BUILT OUT, the CDD’s 2017 Public Facilities Report describes the district’s facilities as fully developed, and Collier County recorded deeds show 43 qualified sales across Naples Heritage from October 2025 to the newest recorded sale on August 26, 2026, none of them a builder’s first sale (county index built October 28, 2026).
No vacant residential lots remain. What still changes inside the gates is amenity and infrastructure work: the club’s undated seven-court racquet project and its $1,500 project assessment, the CDD’s lake bank restoration program and an Arbor Lakes and Stoneybrook sewer item on the CDD’s 2026 agendas. Those are covered in the club and civic sections of this page. For a buyer, built out means the neighborhood you see is the neighborhood you get; for a seller, it means your competition is the other resales on the market, not a builder’s model center.
Naples Heritage is governed in three layers: Naples Heritage Golf and Country Club, Inc., a member-owned club that is also the master association for all 799 homes; eight neighborhood associations, each with its own professional management; and the Naples Heritage Community Development District, an independent special district that carries no bond debt in the documents read.
Each layer bills, rules and owns something different, and a buyer deals with all three. The club owns the golf course and amenities and sets the community-wide rules; the neighborhood association runs your building or street, insures condominium buildings and keeps its own reserves; and the CDD maintains the lakes and district infrastructure through a small charge on your tax bill. The sections below take them in that order.
The club and master association is Naples Heritage Golf & Country Club, Inc., a Florida not-for-profit corporation, document N95000005543, filed November 20, 1995, status ACTIVE, at 8150 Heritage Club Way (Florida Division of Corporations record, read October 2026). The record shows one administrative dissolution and reinstatement on November 26, 2007, a filing event rather than a sign of distress, and an annual report filed every year since.
Its governing documents are public on the club’s site:
Document | Recorded or adopted | Source |
|---|---|---|
Declaration of Covenants | Recorded May 28, 1996, OR Book 2188 Page 0603; re-recorded July 19, 1996, OR Book 2208 Page 0605; Amended and Restated March 2020; amended 2023 and 2024 | |
Bylaws | Restated March 31, 2020; amended May 2023 and March 2024 | |
Rules and Regulations | Version dated June 18, 2026 | |
Articles of Incorporation | Posted as a scanned image only |
Membership is bundled and mandatory. Every owner of a Lot or Living Unit is a member with full golf privileges, and membership cannot be separated from title (Declaration 4.1 and 4.5). Each home carries one golf membership for one family (4.2), the Bylaws cap total membership at 799 (Article 2), and only owners of a home can be members, so there is no separate social or non-resident class (4.5). Per the club’s Membership page, there is no initiation fee and no waitlist, but there is a resale capital contribution, covered in the fee stack below. Nothing paid to the club is refundable: assessments, resale capital contributions and charges become club property, and no owner can claim, assign or transfer an interest in them (Declaration 9.18). In plain terms, Naples Heritage is a bundled, mandatory, member-owned club with no refundable equity deposit.
The club is run by a nine-member Board of Trustees elected from Neighborhood Voting Groups, with each of the eight neighborhoods represented (Bylaws; club Real Estate page). A Trustee may serve two consecutive terms, then must sit out two years. The Bylaws name standing committees for Executive, Finance, Golf, Governmental and Community Relations, Greens and Grounds, House, Fitness and Recreation, Safety and Architectural Review, plus ad hoc committees; the Safety Committee advises the Board (Bylaws 6.10). Day-to-day operations sit with a General Manager under the Declaration’s manager provision.
The Architectural Review Committee has five members, ideally including one architect or contractor and one full-time resident, and no Trustee may sit on it (Bylaws 6.11). Exterior changes, colors, landscaping and additions need its prior approval (Declaration 6), and its powers are themselves limited by South Florida Water Management District permit 11-01101-S, the County, the U.S. Army Corps of Engineers and the PUD (Declaration).
Enforcement runs through the Rules: fines of up to $100 a day and $15,000 in the aggregate, after 14 days’ notice and a hearing before a Grievance Committee (Rules and Regulations, June 18, 2026).
Each of the eight neighborhoods has its own homeowners association with professional management, per the club’s Real Estate page. Inside the condominium neighborhoods, the 2026 Collier County property roll files every building group as its own condominium (Terrace I at Prestwick, Veranda III at Southern Links and so on), and the roll gives the unit count for each:
Neighborhood | Home type | Units (2026 county roll) | Condominiums on the county roll |
|---|---|---|---|
Cypress Pointe | Single-family homes | 101 | None; lots filed under the community plat |
Kilkenny | One-story villas | 66 | Filed under the community plat |
Glen Abbey I and II | One-story villas | 74 | Filed under the community plat |
Heritage Links | Verandas | 72 | Veranda I (36), Veranda II (36) |
Southern Links | Verandas | 132 | Veranda I (48), Veranda II (48), Veranda III (36) |
Prestwick | Terraces and verandas | 108 | Terrace I (30), Terrace II (30), Veranda I (48) |
Arbor Lakes | Terraces and verandas | 156 | Terrace I (60), Terrace II (60), Veranda I (36) |
Stoneybrook | Terraces | 90 | Terrace I (30), Terrace II (30), Terrace III (30) |
All eight | 799 | 14 condominiums, 558 units |
The county figures reconcile to the club’s: terraces 60 + 120 + 90 = 270, verandas 48 + 36 + 72 + 132 = 288, villas 66 + 74 = 140 (our arithmetic). The villa split by street comes from the Florida Department of Revenue 2026 roll, with Kilkenny on Kilkenny Way and Kilkenny Court and Glen Abbey on Naples Heritage Drive.
The neighborhood associations’ exact corporate names and managers are not published, and neighborhood association dues are not published; the association’s budget and estoppel show them. Before you write an offer, ask the listing side for the current association budget, the reserve schedule, the master insurance summary for condominium buildings, any special assessment adopted or proposed, and for condominium buildings, the structural integrity reserve study and milestone inspection status where they apply. Those are association records; this page does not describe what any of them contain.
The Naples Heritage CDD is a Chapter 190 independent special district created by Collier Ordinance 96-57, adopted September 24, 1996, on U.S. Home Corporation’s petition filed July 29, 1996, over 557.0 acres (Ordinance 96-57; CDD About page). Collier Ordinance 97-71 approved the district’s special powers. A five-member Board of Supervisors meets at the clubhouse, the district manager is Inframark Infrastructure Management Services (CDD home page; Meetings page), and the May 5, 2026 agenda reports 574 registered voters in the district. The next meeting listed is November 3, 2026, at 9:00 AM at the clubhouse.
The Naples Heritage CDD carries no bond debt in the documents read. The FY2018 assessment information says residents pay only the operations and maintenance assessment because the district has no bond assessment; the FY2020 audit shows total liabilities of $762 against a net position of $7,689,066, of which $7,645,605 was capital assets; and the FY2027 adopted budget has no debt service line. The only CDD charge is a $275 operations and maintenance assessment per unit, the same on all 799 units in FY2026 and FY2027. Later audits are filed with the Florida Auditor General.
The FY2027 budget shows where the money goes:
FY2027 line | Amount |
|---|---|
Gross assessments (799 units at $275) | $219,723.94 |
Early-payment discounts | minus $8,788.96 |
Total revenue | $213,934.98 |
Administrative | $69,608.72 |
Field operations | $98,311.26 |
of which lake repair and maintenance | $55,000 |
of which aerator electricity | $10,000 |
of which aerator contract | $3,550 |
Reserves (roads and lakes $45,815, fountain $200) | $46,015 |
Projected ending fund balance | $136,588 |
The budget prints $219,723.94 against our $219,725 (799 x $275), a rounding difference. The district’s Services page lists community appearance, street lighting and infrastructure administration. Its FY2025 Goals and Objectives Report notes that the district engineer retired, a request for qualifications for a new engineer was completed after the reporting deadline, and a new engineer’s inspection was slated for FY2026.
Ownership and operation are split, and the documents say so separately. The Club holds title to the golf course, clubhouse, pools, fitness center and courts (Declaration Article 3). The county’s parcel layer shows 15 parcels titled to the club, about 216.4 acres, the largest 169.10 acres and the clubhouse parcel 5.68 acres, plus two parcels of 5.00 and 3.00 acres titled to the CDD (October 2026). The course belongs to the members through their club, not to an outside operator.
The CDD’s 2017 report lists roads, stormwater, the irrigation system, guardhouses, and conservation and buffer areas as district assets, and says “the majority of these items are maintained by the Master Association”, meaning the club (CDD 2017 Public Facilities Report). The Declaration, for its part, gives the Club the irrigation main and the irrigation schedule, subject to the water management district, and makes the roads private and regulated by the Club. The CDD’s own FY2027 budget funds the lakes, aeration, the fountain, fence work, minor road and stormwater repair and reserves. The preserve sits under the conservation easement to the South Florida Water Management District (Declaration 7.4).
For a buyer, that means a lake bank question goes to the CDD, a road or irrigation question usually goes to the club, and a roof, building or pool-deck question in a condominium goes to the neighborhood association.
Naples Heritage Golf and Country Club stacks four layers of cost on a home: 2026 club billing of $10,550 a year in operating and capital reserve assessments plus smaller club charges, a one-time $17,500 resale capital contribution paid by a new buyer, a $275 CDD charge on the tax bill, and neighborhood association dues that are not published.
Every billed layer is listed below with its amount, period, who bills it and its source. Club figures come from the club’s Membership page, read October 28, 2026; CDD figures come from the district’s adopted budgets. Where a layer is not published, the table says so and names the document that states it.
Layer | Amount | Period | Who bills it | Covers | Source |
|---|---|---|---|---|---|
Annual Membership Operating Assessment | $8,350 | Per year, half January 1 and half July 1 | Club | Club operations | |
Annual Capital Reserve Assessment | $2,200 | Per year, half January 1 and half July 1 | Club | Club capital reserves | |
Eight Year Assessment for Campus Expansion | $700 | Per year, “through 2026” | Club | The 2020 campus expansion | |
Annual Internet | $371.40 (about $30.95 a month, our arithmetic) | Per year, due January 1 | Club | Community internet under the Declaration’s “Community Systems” provision; provider not published | |
Annual Food Minimum | $500 | Per year; shortfall billed December 31 plus tax | Club | Food only; drinks, gratuity and tax do not count | |
Pickleball/Tennis Project Assessment | $1,500 one time, or $1,600 in three installments | One time | Club | The racquet project | |
Resale Capital Contribution, new residents | $17,500 from July 1, 2026 ($15,000 through June 30, 2026) | One time, at purchase | Club | Club capital; paid by the buyer | Membership page; Declaration 9.17 |
Resale Capital Contribution, existing owners moving within | $3,000 | One time | Club | Applies under the club’s second-unit and nine-month conditions | |
Estoppel fee | $200 | Per transaction | Club | Club estoppel certificate | |
Renter Transfer Membership | $800 | Per lease | Club | Transfers club privileges to a tenant | |
Non-Transfer fee | $50 | Per lease | Club | Only owners of record on March 27, 2024 | |
CDD operations and maintenance | $275 per unit | Per year, on the tax bill | Naples Heritage CDD | Lakes, aeration, fountain, fence, district reserves | |
CDD debt assessment | None | n/a | n/a | No bond debt in the documents read | |
Neighborhood association dues | Not published | Set by each association | Your neighborhood association | Building insurance, reserves, grounds, as its budget states | The association’s budget and estoppel |
County property tax | 10.3696 mills in millage area 278 (2026 certified roll), applied to your taxable value | Per year | Collier County Tax Collector | Ad valorem levies | Your TRIM notice and tax bill |
The two recurring club assessments are the core of the bundle: $8,350 for operations and $2,200 for capital reserves, $10,550 a year in total, each billed half on January 1 and half on July 1 (Membership page). That is about $879.17 a month (our arithmetic). Every home pays the same club assessment whether it is a $228,000 terrace or a $1,260,000 single-family home, because every home carries the same full golf membership.
Three smaller recurring charges sit on top. The $700 Eight Year Assessment for Campus Expansion pays for the 2020 campus work and is described as running “through 2026”; the 2027 club schedule is not published, so do not assume it either continues or ends until the club bills 2027. The $371.40 internet charge is billed on January 1. The $500 food minimum is a spending quota rather than a fee: food bought in the club’s restaurants counts toward it, drinks, gratuity and tax do not, and any shortfall is billed on December 31 plus tax.
The one-time Pickleball/Tennis Project Assessment, $1,500 or $1,600 in three installments, is tied to the racquet project the club describes on its Racquet Sports page. Ask the club, through the estoppel, whether any installment is still open on the home you are buying.
The resale capital contribution is the cost buyers most often miss. Since July 1, 2026, a new resident pays $17,500 to the club when buying a Naples Heritage home; it was $15,000 through June 30, 2026 (Membership page, read October 28, 2026). An existing owner moving within the community pays $3,000 under the club’s second-unit and nine-month conditions. The recorded authority is Declaration 9.17, which makes the contribution payable by the transferee, the buyer, on conveyance (Declaration). Like every other payment to the club, it is not refundable when you later sell (Declaration 9.18).
Other transfer-time costs:
In Collier County, the buyer customarily pays for the owner’s title insurance policy; it is not a seller cost by custom. The purchase contract controls, so read that paragraph, and the paragraph that assigns the resale capital contribution, before you sign.
The Naples Heritage CDD’s $275 charge does not come from the club. It is a non-ad valorem assessment that appears on the annual Collier County tax bill, and the Collier Tax Collector lists the Naples Heritage CDD among its non-ad valorem contacts. The district’s adopted budgets show the history:
Fiscal year | O&M per unit | Source |
|---|---|---|
FY2018 | $100 | |
FY2022 | $150 | |
FY2023 | $150 | |
FY2024 | $225 | |
FY2025 | $250 ($199,750 in total) | |
FY2026 | $275 | |
FY2027 | $275 (0.0 percent change) |
From FY2018 to FY2027 the charge rose from $100 to $275: ($275 minus $100) / $100 = 175 percent, our arithmetic. In dollars it is still small, $275 a year, about $22.92 a month (our arithmetic), and it is flat on every unit regardless of size or price. Because the documents read show no bond debt, there is no capital assessment line on the bill.
The rest of the tax bill is the county solid waste charge on some homes and ad valorem tax. On the 2026 certified Collier County tax roll (file dated 27 October 2026), the 101 single-family homes and 140 villas carry the $269.77 solid waste charge beside the $275 district line, $544.77 in non-ad valorem charges, and the 558 condominium units carry the $275 line alone. 798 of the 799 homes sit in millage area 278 at 10.3696 mills (county 3.8969, school 4.1470, other levies 2.3257); one villa sits in area 277 at 10.5558. The median 2026 total bill is $7,531.41 on a single-family home and $3,302.41 on a condominium or villa unit. Your TRIM notice and tax bill show the figures for your own home. Taxable value is not the price you pay: a homestead exemption and the Save Our Homes cap mean a long-held homestead and a just-purchased home in the same building can carry very different bills.
Neighborhood association dues are not published; the association’s budget and estoppel show them. That is the one layer of the Naples Heritage fee stack no public document prices, and it is often the largest swing between two homes at the same club cost. A condominium association’s budget carries the building’s master insurance and reserves; a villa or single-family association’s carries grounds and whatever its own documents assign to it.
Ask for these before you write an offer, or as a contingency inside it:
These examples use the club’s 2026 billing and the CDD’s FY2027 charge. They are our arithmetic, not a bill, and they leave out the neighborhood association, property tax and insurance, which vary by home.
A buyer comparing a $290,000 terrace with a $672,500 villa (the Southwest Florida MLS medians for each product, closed sales August 11, 2025 to August 11, 2026) pays the same $10,550 in club assessments on both, so the club cost weighs far more on the terrace budget. The $17,500 contribution belongs in a buyer’s cash-to-close plan from the first showing.
Selling a Naples Heritage home? Start with a free home valuation or call Jesse direct at (239) 898-6072. Buying in Naples Heritage? Call Marc at (239) 287-5873, and see how we help buyers in Naples.
Naples Heritage holds eight neighborhoods and four home types: 101 single-family homes in Cypress Pointe, 140 one-story villas in Kilkenny and Glen Abbey, and 558 veranda and terrace condominium units in five neighborhoods. Southwest Florida MLS closings ran from a $228,000 terrace to a $1,260,000 single-family home in the 12 months to August 11, 2026.
The club layer is identical for every home: the same bundled membership, the same $10,550 in 2026 club assessments and the same $275 CDD charge. What changes from one neighborhood to the next is the association, its budget, buildings and insurance, plus the home type, street and price band.
How to read the figures. MLS figures are Southwest Florida MLS closed sales, August 11, 2025 to August 11, 2026. County figures are Collier County recorded deeds, qualified sales, October 2025 to the newest recorded sale on August 26, 2026 (county index built October 28, 2026); unit counts come from the 2026 county roll. The two record sets have different windows and are never added together. Flood zones are FEMA’s effective National Flood Hazard Layer (zones; panels), queried at sample address points on October 28, 2026; every point sits on FIRM panel 12021C0414J, effective February 8, 2024. A sample is not a census, so check the exact building. Every address tested in the community is zoned to Calusa Park Elementary, East Naples Middle and Lely High for the 2026-2027 school year (district address lookup).
Neighborhood | Home type | Units | MLS sales | MLS median or prices | County qualified sales |
|---|---|---|---|---|---|
Prestwick | Terraces and verandas | 108 | 11 | Terraces $295,000 (9); verandas $505,000 and $517,000 | 8 |
Arbor Lakes | Terraces and verandas | 156 | 7 | Terraces $292,500 (6); veranda one sale, at $510,000 | 8 |
Kilkenny | Villas | 66 | 6 | $705,000 | 5 |
Glen Abbey I and II | Villas | 74 | 6 | $665,000 | Filed with the community plat |
Heritage Links | Verandas | 72 | 5 | $442,000 | 6 |
Southern Links | Verandas | 132 | 5 | $469,900 | 4 |
Cypress Pointe | Single-family | 101 | 3 | $870,000, $1,190,000 and $1,260,000 | Filed with the community plat |
Stoneybrook | Terraces | 90 | 3 | $265,000 | 4 |
All eight | 799 | 46 | $455,950 | 43 community-wide |
County counts for the condominium neighborhoods come from the roll’s condominium names; Kilkenny’s comes from its own two streets (our arithmetic from the county extract). The single-family homes and Glen Abbey villas share Naples Heritage Drive and the community plat with other products, so the county extract does not separate them cleanly, and the community-wide county figure of 43 sales at a $420,000 median covers them.
Cypress Pointe is the club’s name for the single-family neighborhood, the only detached product in Naples Heritage, with its own homeowners association (club Real Estate page). Naples Heritage has 101 single-family homes in all (Membership page; 2026 county roll), on Naples Heritage Drive, and it is the highest price band in the community.
A dedicated Cypress Pointe neighborhood page is coming, with its own market snapshot and its association details.
Kilkenny is 66 one-story attached villas on Kilkenny Way and Kilkenny Court, street numbers 7903 to 8032 (Florida Department of Revenue 2026 roll by street). It is its own street loop and its own association, and it carries the highest villa prices in Naples Heritage.
A dedicated Kilkenny neighborhood page is coming, with its own market snapshot and its association details.
Glen Abbey is 74 one-story attached villas on Naples Heritage Drive, street numbers 8190 to 8242 and 8731 to 8854 (Florida Department of Revenue 2026 roll by street). The club lists it as “Glen Abbey I and II”, two associations (club Real Estate page), but the MLS files both under one name, Villas at Glen Abbey, so the split cannot be priced separately.
A dedicated Glen Abbey neighborhood page is coming, with its own market snapshot and its association details.
Heritage Links is 72 veranda condominium units on Heritage Links Court, filed on the 2026 county roll as Veranda I at Heritage Links (36 units) and Veranda II at Heritage Links (36). It is verandas only, on its own court.
A dedicated Heritage Links neighborhood page is coming, with its own market snapshot and its association details.
Southern Links is the largest veranda neighborhood, 132 units filed on the county roll as Veranda I at Southern Links (48), Veranda II (48) and Veranda III (36), and it has its own satellite pool, open 8 am to 10 pm (Rules and Regulations).
A dedicated Southern Links neighborhood page is coming, with its own market snapshot and its association details.
Prestwick holds two products: 60 terrace units filed as Terrace I at Prestwick (30) and Terrace II at Prestwick (30), and 48 veranda units in Veranda I at Prestwick, 108 in all on the 2026 county roll. It has its own satellite pool and a tennis court (Rules and Regulations), and it had the most MLS closings of any neighborhood.
A dedicated Prestwick neighborhood page is coming, with its own market snapshot and its association details.
Arbor Lakes is the largest neighborhood, 156 units on Arbor Lakes Court: 120 terrace units in Terrace I (60) and Terrace II (60) at Arbor Lakes and 36 veranda units in Veranda I at Arbor Lakes, per the 2026 county roll. It recorded the lowest MLS sale in Naples Heritage, a $228,000 terrace, and shares the Arbor Lakes/Stoneybrook pool, bocce court and the four permanent pickleball courts with Stoneybrook (Rules and Regulations).
A dedicated Arbor Lakes neighborhood page is coming, with its own market snapshot and its association details.
Stoneybrook is 90 terrace units on Stoneybrook Drive, filed on the 2026 county roll as Terrace I, Terrace II and Terrace III at Stoneybrook, 30 units each. It is terraces only, it shares the Arbor Lakes/Stoneybrook pool, and it has the lowest MLS median in the community.
A dedicated Stoneybrook neighborhood page is coming, with its own market snapshot and its association details.
The Southwest Florida MLS uses 11 names for Naples Heritage sales. Every one of the 46 closings in the 12 months to August 11, 2026 lands in exactly one neighborhood:
MLS name | Neighborhood | Home type | Sales, Aug 11, 2025 to Aug 11, 2026 |
|---|---|---|---|
Terrace at Prestwick | Prestwick | Terrace | 9 |
Veranda at Prestwick | Prestwick | Veranda | 2 |
Terrace at Arbor Lakes | Arbor Lakes | Terrace | 6 |
Veranda at Arbor Lakes | Arbor Lakes | Veranda | 1 |
Villas at Kilkenny | Kilkenny | Villa | 6 |
Villas at Glen Abbey | Glen Abbey I and II | Villa | 6 |
Veranda at Heritage Links | Heritage Links | Veranda | 5 |
Veranda at Southern Links | Southern Links | Veranda | 5 |
Terrace at Stoneybrook | Stoneybrook | Terrace | 3 |
Naples Heritage | Cypress Pointe | Single-family | 2 |
Cypress Pointe | Cypress Pointe | Single-family | 1 |
11 names | 8 neighborhoods | 4 home types | 46 |
By home type the 46 split into 18 terraces (median $290,000), 13 verandas ($480,000), 12 villas ($672,500) and 3 single-family homes ($1,190,000), our arithmetic from the MLS rows. The MLS names are condominium and product labels, not associations, so a search under one name can miss a sale filed under another; the plain “Naples Heritage” name, for example, holds single-family sales.
Naples Heritage Golf and Country Club is a member-owned, bundled club: every one of its 799 homes carries a full golf membership, and one assessment pays for the clubhouse over the 9th and 18th greens, four pools, seven tennis courts, four pickleball courts and a fitness center finished in 2020, per the club’s Membership page read October 28, 2026.
There is no tier to choose and no waitlist to join: the house and the club come together, and so do the bills.
Under the recorded Declaration of Covenants, every owner of a Lot or Living Unit in Naples Heritage is a member of Naples Heritage Golf and Country Club, Inc. with full rights to the club’s facilities, “including full golfing privileges,” and membership cannot be separated from title to the home (Declaration sections 4.1 and 4.5, Amended and Restated Declaration, 2024 version, read October 28, 2026). Each home is entitled to one golf membership, used by one family as the Declaration defines it (section 4.2), and the Bylaws cap total membership at 799, one per residence (Bylaws, restated 2020, amended 2023 and 2024, Article 2).
Three consequences follow, and buyers should hear all three in plain words:
The club is owned by its members rather than a developer or an outside operator. The Declaration places title to the golf course, clubhouse, pools, fitness center and courts in the club (section 3), and the county parcel layer shows 15 parcels titled to Naples Heritage Golf and Country Club, Inc., about 216.4 acres in all, the largest 169.10 acres and the clubhouse parcel 5.68 acres; two smaller parcels of 5.00 and 3.00 acres are titled to the Naples Heritage Community Development District (Collier GIS parcels layer, read October 28, 2026).
A plain label for the model, then: bundled, mandatory, member-owned, and with no refundable equity deposit. The club’s office is open Monday to Friday, 8:30 am to 5:00 pm, at 8150 Heritage Club Way; the main line is 239-417-2555 and the Pro Shop is 239-417-9990 (club Membership page).
The Naples Heritage clubhouse overlooks the 9th and 18th greens, and its interiors were renovated in 2017 (club About Us page, read October 28, 2026). Four places to eat and drink sit on one campus (club Dining and Events page; Rules and Regulations, June 18, 2026):
Venue | What it is | How you get a table |
|---|---|---|
Main Dining Room | The club’s formal room for dinners, holiday events and special functions | Reservations up to 7 days ahead; tables of eight maximum |
Grill Room | Casual room with a full bar (Grill Room menu) | First come, first served |
Patio | Outdoor seating with a fire pit | First come, first served |
Palm Terrace | Poolside dining with an outdoor bar, added in the 2020 campus expansion | First come, first served |
The clubhouse also holds the Heritage Room, used for cards and games, and a library (club Dining and Events page).
House rules a new member notices in the first week, all from the June 18, 2026 Rules and Regulations:
The dining budget has a floor. Each household carries a 2026 Annual Food Minimum of $500, counted on food only; drinks, gratuity and tax do not count toward it, and any shortfall is billed on December 31 plus tax (club Membership page, read October 28, 2026). A household that never dines there pays the $500 anyway, which is why the worked cost examples on this page show it as a separate line.
Social life at Naples Heritage runs through the clubhouse, the golf associations and the racquet association. The club’s Dining and Events page describes themed events, live concerts, wine dinners, dinner shows, game nights and holiday celebrations, with live music at the Palm Terrace bar (club Dining and Events page, read October 28, 2026).
The golf calendar is the backbone of the season. The club’s published 2026 to 2027 schedule (club Tournaments page, read October 28, 2026) includes:
Date | Event | Published cost |
|---|---|---|
Wednesdays | “9 and Dine” | $54 per person plus cart |
Nov 12 to 14, 2026 | Men’s Member-Guest, 27 holes | $1,050 per twosome |
Nov 19, 2026 | Women’s Member-Guest | $275 per team |
Jan 16 and 18, 2027 | Men’s Member-Member | Not listed |
Jan 21 and 23, 2027 | Ladies Member-Member | Not listed |
Feb 7, 2027 | Couples Member-Guest | Not listed |
Feb 21, 2027 | Guys and Gals Club Championship | Not listed |
Feb 23, 2027 | LGA Member-Guest | Not listed |
Mar 20, 2027 | “Naples Heritage Cares” charity event | Not listed |
Apr 1 and 3, 2027 | Men’s and Ladies Club Championships | $79 |
The men’s and ladies’ golf associations are separately registered Florida not-for-profits, N14000004189 and N17000011783 (Florida Division of Corporations entity list).
The club’s annual social brochure and monthly calendar are distributed to members through the member portal and are not published; a buyer who wants to know which card groups, book clubs or dinner series meet this season should ask the club office or the listing agent for a current copy.
Naples Heritage members can play other clubs through the club’s reciprocal program, which the Pro Shop books for a member three days ahead (club Reciprocal List, read October 28, 2026). For summer 2026, the club negotiated a special rate of $35 a round at five Naples clubs, Cedar Hammock, Vanderbilt, Naples Lakes, Forest Glen and Royal Palm, which ran through September 15, 2026. Naples Lakes Country Club, another bundled East Naples club, is one of the five $35 partners. Cedar Hammock, the club next door, is a separate community with its own PUD and district, and appears here only as a reciprocal partner.
The Naples Heritage golf course is an 18-hole, par 72 Gordon G. Lewis design built in 1996, which the club lists at 6,603 yards with a 71.7 course rating and 134 slope from six tee sets, per its Golf Course page read October 28, 2026. It is the only course inside the gates, and every home carries full playing privileges.
The golf contractor’s completed-project record lists the owner as U.S. Home Corporation, the architect as Gordon Lewis, and completion in 1996; the job excavated 1.5 million cubic yards of sand and rock, burying 600,000 cubic yards of unsuitable material for both the golf course and the residential community (Ryan Golf project record, read October 28, 2026). The club dates its own opening to 1997 (club About Us page).
The club’s published course facts (club Golf Course page, read October 28, 2026):
Fact | Club-published value |
|---|---|
Holes and par | 18 holes, par 72 (front nine 36, back nine 36) |
Architect | Gordon G. Lewis |
Stated length | 6,603 yards |
Course rating and slope | 71.7 and 134 (club-stated) |
Tee sets | Six: Black, Blue, Green, Silver, Gold, Red |
Par 3s | Holes 4, 7, 12 and 15 |
Par 5s | Holes 3, 8, 13 and 17 |
Carts | GPS-equipped club carts; no personal carts on the course |
Environmental | Audubon Cooperative Sanctuary (club-stated) |
The club describes the course as a Certified Audubon Cooperative Sanctuary; read that as the club’s statement, since no independent program listing is cited for it. The club cites no national or state course ranking.
The club’s local rules set drop areas on holes 4, 6, 7, 10, 11, 12 and 13 and cart path only on the par 3s (club Golf Course page).
The yardages below are the club’s own hole-by-hole figures from its Golf Course page, read October 28, 2026; the totals row is our arithmetic. The hole names the club’s website shows are marketing labels and are left off here.
Hole | Par | Handicap | Black | Blue | Green | Silver | Gold | Red |
|---|---|---|---|---|---|---|---|---|
1 | 4 | 11 | 354 | 338 | 324 | 286 | 276 | 211 |
2 | 4 | 1 | 441 | 403 | 383 | 341 | 300 | 263 |
3 | 5 | 5 | 513 | 489 | 461 | 449 | 389 | 342 |
4 | 3 | 17 | 181 | 161 | 138 | 123 | 88 | 88 |
5 | 4 | 7 | 396 | 378 | 341 | 307 | 280 | 240 |
6 | 4 | 9 | 360 | 337 | 315 | 286 | 261 | 219 |
7 | 3 | 15 | 170 | 154 | 144 | 114 | 95 | 95 |
8 | 5 | 3 | 554 | 493 | 461 | 416 | 362 | 362 |
9 | 4 | 13 | 349 | 324 | 318 | 288 | 261 | 203 |
10 | 4 | 10 | 380 | 355 | 327 | 295 | 265 | 230 |
11 | 4 | 6 | 420 | 393 | 362 | 325 | 291 | 252 |
12 | 3 | 16 | 180 | 162 | 145 | 128 | 100 | 90 |
13 | 5 | 2 | 530 | 503 | 470 | 438 | 395 | 355 |
14 | 4 | 14 | 330 | 305 | 278 | 248 | 218 | 188 |
15 | 3 | 18 | 158 | 138 | 120 | 105 | 88 | 75 |
16 | 4 | 12 | 320 | 295 | 268 | 238 | 208 | 178 |
17 | 5 | 4 | 510 | 480 | 448 | 410 | 370 | 330 |
18 | 4 | 8 | 400 | 372 | 342 | 308 | 275 | 240 |
Total | 72 | 6,546 | 6,080 | 5,645 | 5,105 | 4,522 | 3,961 |
The club’s own hole figures add up to 6,546 yards from the Black tee, against the 6,603 yards the club states as the course length; both come from the club’s page, and the scorecard is the one a golfer plays. The six sets run from 6,546 yards at the Black tee to 3,961 at the Red. The longest hole is the par 5 8th at 554 yards from the Black tee, and the shortest is the par 3 15th at 158 yards. The 2nd is the number 1 handicap hole at 441 yards from the Black tee.
Naples Heritage members reserve tee times 3 to 7 days ahead through the Chelsea reservation system, which is reachable from the club website and app; inside three days, bookings go through the Pro Shop at 239-417-9990 (club Golf page; Rules and Regulations, read October 28, 2026). The Rules set the pace of play at 4 hours 20 minutes, allow walking after 4 pm with a Pro Shop check-in, and bar personal golf carts from the course. An incoming transfer member (a renter) is given the membership’s median index in Chelsea.
Practice runs on the driving range and putting green, both renovated in 2022 (club About Us page). The 2026 Pro Shop rates (club Golf page, read October 28, 2026):
Item | 2026 member rate |
|---|---|
Cart fee | $29 for 18 holes, $15 for 9 |
Handicap service | $30 a year |
Locker | $75 |
Bag storage | $125 |
Member’s guest, cart and green fee | $120 (January to March), $95 (April, November, December), $51 (May to October) |
Four guest vouchers | $320 |
Transfer member (renter), cart and green fee | $85 (November to April), $51 (May to October) |
Half-hour lesson | $70 |
Playing lesson | $120 |
Saturday clinic, in season | $30 |
Bundled membership covers green fees, so for a member the cart fee is the per-round cost.
One safety rule applies to every golfer and every court player: the club’s lightning warning system sounds one long blast when lightning is within 10 miles, and three short blasts for the all-clear (Rules and Regulations). Drones are not allowed without the General Manager’s approval.
Naples Heritage is private, but members of partner clubs and members’ guests can play. For the May to October 2026 program, reciprocal visitors paid $70 a round in May and October and $65 from June to September, including cart, plus tax; a member’s guest paid $75 or $70 on the same calendar (club Golf page; club Reciprocal List, read October 28, 2026). Visitor tee times are booked up to three days ahead through the Pro Shop, and the Pro Shop closes on Tuesdays from mid-May to mid-October.
The course also closes for aerification. The 2026 closures were June 22 to 30, August 3 to 11 and September 21 to 25 (club Golf page; club Current Conditions).
The most recent major work on the Naples Heritage course was the club’s 2022 golf infrastructure overhaul: a complete irrigation renovation, every bridge on the course rebuilt, and a renovated driving range and putting green (club About Us page, read October 28, 2026). The club’s timeline lists no greens regrassing date and no redesign of the Gordon Lewis routing, and the superintendent’s 2026 notes say no major course projects are scheduled this season (club Current Conditions).
The 2026 Capital Reserve Assessment of $2,200 a year is the club’s standing line for capital work (club Membership page); the 2017 clubhouse renovation and the 2020 campus expansion are covered in the history section of this page.
No. Naples Heritage Golf and Country Club is an inland golf community in East Naples with no waterfront facility of its own, and its lakes are closed to boating and swimming, per the club’s pages and recorded Declaration read October 28, 2026. The Gulf beaches are a drive: Naples Pier is about 16 minutes away.
Naples Heritage has no marina, dock or boat ramp, and its lakes are not open to boating or swimming. The club’s website pages and the Declaration, Bylaws and Rules describe no waterfront facility, beach club or boat storage (Declaration; Rules and Regulations). The community’s 16 lakes are stormwater and golf lakes; the Naples Heritage CDD’s FY2027 budget funds their maintenance, aerators and a fountain (CDD FY2027 Adopted Budget).
From the clubhouse address point, a free-flow routing query run October 28, 2026 puts Naples Pier at about 16 minutes (7.3 miles) and Fifth Avenue South at about 13 minutes (6.2 miles) (OSRM routing service). Free-flow times assume empty roads.
Collier County property taxpayers and full-time residents are eligible for the county’s beach parking permit, which covers county beach parking lots, per Collier County Parks beach parking information read October 28, 2026. A Naples Heritage owner who pays Collier property tax on the home should fall in that group; the county page sets the application steps.
A boat owner can live in Naples Heritage, but the boat cannot. Declaration section 5.22(B) bars boats, trailers, campers, motor homes and recreational vehicles from being kept in the community unless fully enclosed in a structure; an open carport does not count, and loading or unloading is allowed for up to 12 hours (Declaration, read October 28, 2026). Section 5.2(C) prohibits boating, swimming and wading in the lakes.
In practice, a boat owner budgets for off-site storage. Personal golf carts may use community roads, not the course, under the club’s Rules.
Naples Heritage has six Har-Tru clay tennis courts built in 2020 with a pavilion, plus one more court, and four permanent pickleball courts, per the club’s Membership page and June 18, 2026 Rules. The club says seven new courts with sound mitigation are under construction, funded by a one-time $1,500 project assessment on every home.
The current court inventory, from the club’s own pages read October 28, 2026 (club Membership page; club Racquet Sports page; Rules and Regulations):
Facility | Count and surface | Location | Hours (Rules) |
|---|---|---|---|
Tennis | Six Har-Tru clay courts, two lighted, built 2020 with a pavilion | Naples Heritage Drive | Lighted courts to 10 pm; others 8 am to dark |
Tennis | One more court: the club lists a hard court; the Rules place a court at Prestwick | Prestwick | 8 am to 10 pm |
Pickleball | Four permanent courts, resurfaced 2023 | Arbor Lakes/Stoneybrook section | 8 am to 8 pm |
Bocce | Bocce courts | Near the Arbor Lakes/Stoneybrook pool | First come, first served |
The club’s two descriptions of the seventh court probably refer to the same court, so we count seven tennis courts in all, not eight. Pickleball play uses the Onix Pure 2 ball only, and courts are reserved through the Chelsea system, the same one members use for tee times.
The club’s Racquet Sports page, read October 28, 2026, says seven new courts with sound mitigation are under construction, with canvas pavilions, parking expanded from 25 to 44 spaces, and an office for the racquets professional (club Racquet Sports page). The page gives no start date, contractor or opening date. Once the new pickleball courts open, the club says the Arbor Lakes/Stoneybrook pickleball courts will convert to a Har-Tru court.
The project is funded by a one-time Pickleball/Tennis Project Assessment of $1,500, or $1,600 paid in three installments, on the club’s 2026 billing schedule (club Membership page). For a buyer, the question at contract is whether the seller has paid it. An estoppel letter from the club, which costs $200, shows what is paid and what is owed on the home, and the purchase contract decides who pays any balance.
The Naples Heritage Racquet Association (NHRA) is a voluntary group open to owners and transfer members, which runs organized play, leagues, clinics and social events, per the club’s Racquet Sports page and Rules read October 28, 2026 (club Racquet Sports page). Organized men’s play runs Tuesday, Thursday and Saturday, and women’s play Monday, Wednesday and Friday, each from 8 to 11 am, and the association fields men’s and women’s interclub teams. Its calendar includes an annual meeting and dinner, a pizza party, an annual golf tournament and a barbecue dinner.
Court guest rules are tight: a member may bring up to three day guests and three house guests per day, and the member must play on the same court (Rules and Regulations). Members and transfer members have priority on the courts.
Naples Heritage members share a Fitness and Wellness Center completed in 2020 and four pools: a heated resort-style main pool with a pool-side hot tub at the clubhouse, and three neighborhood pools at Prestwick, Southern Links and Arbor Lakes/Stoneybrook, per the club’s Wellness page and June 18, 2026 Rules read October 28, 2026.
The Fitness and Wellness Center opened as part of the 2020 campus expansion (club Wellness and Fitness page, read October 28, 2026). It holds three studios, one for group fitness and yoga, one for cardio and strength, and one for indoor cycling, plus a cardio theater, a functional training zone and a recovery lounge with massage tables.
The class list includes yoga, Pilates, cycle, aqua fit and a TPI golf fitness class, and classes book through the club’s Jonas reservation system. Hours under the Rules are Monday to Friday 7 am to 9 pm and Saturday and Sunday 7 am to 5 pm; an after-hours key fob costs $5 (Rules and Regulations). The fitness office line is 239-326-0303.
The “spa” at the main pool is a pool-side hot tub; massage tables sit in the fitness recovery lounge. The club does not describe a treatment spa, so a buyer who wants facials and treatment rooms will look outside the gates.
The pool network under the club’s Rules (Rules and Regulations; club Membership page, read October 28, 2026):
Pool | What it is | Nearby |
|---|---|---|
Clubhouse | Heated resort-style pool with a pool-side hot tub and expanded deck (2020) | Palm Terrace poolside dining and bar |
Prestwick | Neighborhood satellite pool | Prestwick terraces and verandas |
Southern Links | Neighborhood satellite pool | Southern Links verandas |
Arbor Lakes/Stoneybrook | Neighborhood satellite pool | Bocce courts and the pickleball courts |
All four pools are open 8 am to 10 pm. There are no lifeguards, pets are not allowed in pool areas, and children under 12 must be accompanied. The satellite pools are club facilities, so any member may use any of them; living next to one is a convenience, not an exclusive right.
Naples Heritage sits inland in East Naples, in hurricane evacuation Zone D at the clubhouse and outside the Coastal High Hazard Area, per Collier County layers read October 28, 2026. Its 16 lakes drain through a stormwater system the Naples Heritage CDD owns and funds, and its homes date from 1996 to 2001, before the statewide Florida Building Code.
The county’s hurricane evacuation layer returns Zone D at the clubhouse point, 8150 Heritage Club Way (Collier GIS Hurricane Evacuation Zone layer, read October 28, 2026). That is one point tested, so read it as the clubhouse’s zone rather than a ruling for every home; the county’s lookup by address is the authority for a specific house. At the same point, the county’s Coastal High Hazard Area layer returns no feature (Collier GIS Coastal High Hazard Area layer), and neither the county’s Coastal Construction Line layer nor FEMA’s Limit of Moderate Wave Action layer returns a feature there.
Whether Zone D is ordered out depends on the storm; the evacuation order is the county’s call each time.
Naples Heritage drains to the Lely Manor Canal Basin, a 5,306-acre county basin with an approved maximum discharge of 0.06 cubic feet per second per acre (basin approved 2016), per the county’s stormwater basin layers. The community’s water management permit is South Florida Water Management District permit 11-01101-S, named in the Declaration (Declaration).
Ownership and operation of that system are split. The CDD’s 2017 public facilities report lists roads, stormwater, irrigation and conservation and buffer areas as district assets, and says “the majority of these items are maintained by the Master Association,” meaning the club (CDD 2017 Public Facilities Report). The CDD’s FY2027 adopted budget carries the water lines: lake repair and maintenance $55,000, aerator electricity $10,000, an aerator contract $3,550, and a roads-and-lakes reserve of $45,815 (CDD FY2027 Adopted Budget).
The board has run a lake bank restoration program across FY2025 and FY2026, and 2022 and 2023 agendas carried items on lake bank erosion and riprap repairs. The November 3, 2026 agenda package shows the FY2026 lake repair line spent $0 of its $55,000 through September 30, 2026, while the board paid lake bank restoration contractors from other lines (CDD agenda package, November 3, 2026). The agendas do not tie the erosion work to a named storm. A lake-lot buyer should read the CDD’s recent agendas and minutes.
Naples Heritage homes date from 1996 to 2001: the single-family homes and villas were built through 2001 and the condominium buildings from 1996 to 1999, per the 2026 county tax roll. All of them predate the statewide Florida Building Code adopted in 2002. The county’s Florida Building Code 8th edition wind layers return design wind speeds at the clubhouse of 150 mph for risk category I, 164 mph for II, 176 mph for III and 184 mph for IV; which category applies depends on a building’s occupancy, so those figures describe the code for new construction at the site, not the strength of an existing home.
Insurers price older homes on roof age, roof-to-wall connections and opening protection, which a wind mitigation inspection documents. Ask the seller for the most recent wind mitigation report and roof permit date before you price insurance.
For the condominium buildings, Florida law adds two inspection duties:
Which Naples Heritage buildings have completed either is association business, and those reports are not published; a buyer should request the inspection report, the reserve study and the association’s budget, and can check the county’s milestone inspection page for submissions.
On storm history: the county and district documents cited on this page record no Naples Heritage-specific damage from Irma, Ian or Milton. The November 3, 2026 CDD package lists an insurance claim for sidewalk repairs, with no cause stated (CDD agenda package, November 3, 2026).
Mostly not. We queried FEMA’s flood map at 51 address points across Naples Heritage Golf and Country Club on October 28, 2026: 47 of 51 (92 percent) sit outside the Special Flood Hazard Area (41 Zone X, 6 shaded Zone X), while 3 read Zone AH and 1 Zone AE, all on panel 12021C0414J, effective February 8, 2024.
Collier County’s countywide flood map (DFIRM) took effect February 8, 2024 (Collier County 2024 Flood Protection News). Every one of the 51 Naples Heritage points we sampled returned the same FIRM panel, 12021C0414J, effective 2024-02-08 (FEMA NFHL flood zones, layer 28; FEMA NFHL FIRM panels, layer 3, both queried October 28, 2026). One panel covers the whole community, so the zone differences below come from where each building sits on the land, not from panel edges.
Collier County has been in the National Flood Insurance Program’s Community Rating System at Class 5 since October 1992, which gives eligible flood policies in unincorporated Collier, Naples Heritage included, a 25 percent premium discount (Collier County 2024 Flood Protection News; Collier County Floodplain Management).
The points come from the county’s site address layer, so each one resolves to a real building or utility structure in the community (Collier GIS Site Address Points). It is a sample, not a census of all 799 homes.
Neighborhood | Address points sampled | Zone result | Panel | Effective date |
|---|---|---|---|---|
Cypress Pointe (single-family) | 7743, 7764, 7783 and 7890 Naples Heritage Dr (4) | All Zone X (minimal) | 12021C0414J | Feb 8, 2024 |
Kilkenny (villas) | 7920, 7989, 7996, 8007, 8015 and 8016 Kilkenny Way; 7902 Kilkenny Way utility asset (7) | Six Zone X; the 7902 utility asset Zone AH | 12021C0414J | Feb 8, 2024 |
Glen Abbey (villas) | 8763 Naples Heritage Dr (1) | Zone X shaded (0.2 percent annual chance) | 12021C0414J | Feb 8, 2024 |
Heritage Links (verandas) | 8355 to 8380 Heritage Links Ct (6) | Five Zone X; 8355 Zone X shaded | 12021C0414J | Feb 8, 2024 |
Naples Heritage Dr 8400 to 8600 condominium buildings (Southern Links area; building assignment unproven) | 12 points | Ten Zone X; two utility points (8404 and 8470) Zone X shaded | 12021C0414J | Feb 8, 2024 |
Prestwick terraces | 8505 and 8555 Naples Heritage Dr; 8525 utility asset (3) | 8555 Zone X; 8505 and the 8525 utility asset Zone X shaded | 12021C0414J | Feb 8, 2024 |
Veranda I at Prestwick | 8575, 8605, 8655 and 8675 Naples Heritage Dr (4) | 8575 and 8655 Zone X; 8605 and 8675 Zone AH | 12021C0414J | Feb 8, 2024 |
Arbor Lakes | 7595 to 7655 Arbor Lakes Ct (9) | All Zone X | 12021C0414J | Feb 8, 2024 |
Stoneybrook (terraces) | 7505 and 7515 Stoneybrook Dr (2) | Both Zone X | 12021C0414J | Feb 8, 2024 |
Utility structures on Naples Heritage Dr | 7588, 7843 and 7845 (3) | 7588 and 7845 Zone X; 7843 Zone AE | 12021C0414J | Feb 8, 2024 |
Tally: 41 Zone X, 6 Zone X shaded, 3 Zone AH, 1 Zone AE, 51 points. Two of the four Special Flood Hazard Area points are utility structures, not homes (7902 Kilkenny Way and 7843 Naples Heritage Drive). The other two are Veranda I at Prestwick buildings at 8605 and 8675 Naples Heritage Drive, and those two have a FEMA letter on file (see the LOMA H3 below).
Zone X means the federal flood insurance purchase requirement does not attach by zone alone; shaded Zone X is the 0.2 percent annual chance area, still outside the Special Flood Hazard Area. Zones AH and AE are inside it, where a federally backed mortgage requires flood insurance unless a Letter of Map Amendment removes the structure.
FEMA’s flood zone layer returns no static Base Flood Elevation at any of the 51 points. The nearest FEMA base flood elevation lines to the AH and AE points read 9.5 to 11.5 feet NAVD88, so where a lot falls in Zone AH or AE, nearby FEMA BFE lines read in that range (FEMA NFHL, queried October 28, 2026).
Two county-held elevation certificates show how Naples Heritage buildings sit against those figures (Collier GIS Elevation Certificates layer, read October 28, 2026):
Certificate | Map on the certificate | BFE on the certificate | Top of bottom floor | Other reading |
|---|---|---|---|---|
7940 Kilkenny Way | 2012 panel, suffix H (older map) | 11.5 ft | 13.8 ft | Crown of road 12.1 ft |
Clubhouse, 8150 Heritage Club Way | Not applicable | Not applicable | 16.7 ft | Lowest adjacent grade 16.5 ft |
Worked: at 7940 Kilkenny Way, 13.8 minus 11.5 is 2.3 feet of floor above the BFE printed on the 2012 panel. That certificate was drawn on the older 2012 map, so it shows the building’s height, not its 2024 zone; on the 2024 map the Kilkenny homes we sampled read Zone X. An elevation certificate gives the floor height; a flood zone does not. Ask for the certificate on any house you are serious about.
FEMA has issued 15 Letters of Map Amendment from 2012 to 2025 naming Naples Heritage lots and the Terrace and Veranda condominiums, by our count of FEMA records. A LOMA is a per-structure ruling that a building sits above the base flood elevation, and it is not redrawn onto the map. That explains Prestwick: LOMA 12-04-6416A, issued in 2012, covers 8575, 8605, 8655 and 8675 Naples Heritage Drive, yet the 2024 map still draws part of the 8605 and 8675 footprints in Zone AH.
The newest letter, 25-04-5554A, dated August 18, 2025, covers Terrace II at Stoneybrook, Building 8, 7515 Stoneybrook Drive. LOMA letters can be searched by address on the FEMA Flood Map Service Center.
The buyer’s action is simple: ask the seller or the association for the LOMA letter and the building’s elevation certificate, and give both to your insurance agent and lender before the inspection period ends.
Selling a Naples Heritage home with a LOMA or elevation certificate on file? Start with a free home valuation. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072. Buying and want the flood file read before you write an offer? Call Marc at (239) 287-5873, or see how we represent buyers.
Insurance in Naples Heritage starts from favorable flood mapping: 47 of 51 sampled points sit outside the Special Flood Hazard Area on FEMA’s 2024 map. The terrace and veranda buildings are insured by their condominium associations, and every home dates from 1996 to 2001, so insurers price roof age and wind mitigation. No Naples Heritage premium is published.
Flood insurance is lender-required only for a structure inside the Special Flood Hazard Area (Zones AH and AE here) with a federally backed mortgage, and it is optional outside it. In our 51-point sample, that requirement would attach by zone alone at four points, two of them utility structures and two Prestwick veranda buildings covered by a 2012 LOMA. A lender can still ask for coverage in Zone X, which is a lower-risk area, not a no-risk one.
National Flood Insurance Program details, including how policies are rated, are on FEMA FloodSmart. Policies in unincorporated Collier carry the 25 percent Community Rating System discount for eligible policies (Class 5, per the county’s 2024 flood newsletter). Get a quote on the specific address with its elevation certificate in hand; the certificate can matter more than the zone.
Of the 799 Naples Heritage homes, 558 are condominiums, 288 verandas and 270 terraces (our arithmetic from the club’s Membership page). As general guidance, the association’s master policy covers the building and each owner insures the interior; the building’s condominium declaration governs where that line falls.
Three documents shape a condominium buyer’s insurance and assessment risk, and none is published:
Request all three, and the estoppel letter, before the inspection period ends.
Every Naples Heritage home was built between 1996 and 2001, before the statewide Florida Building Code of 2002. Insurers price roof age, roof-to-wall connections and opening protection, which a wind mitigation inspection documents.
If the private market declines a risk, Citizens Property Insurance Corporation is Florida’s state-created insurer of last resort, with its own eligibility rules. Get a quote on the address before the inspection period ends.
Every Naples Heritage address we tested is zoned to Calusa Park Elementary, East Naples Middle and Lely High School for the 2026-2027 school year, per the Collier County Public Schools address lookup run October 28, 2026. Calusa Park and East Naples Middle earned A grades for 2025-2026, Lely High a B.
We ran five addresses, spread across the community’s neighborhoods, through the district’s address lookup for school year 2026-2027 (Collier County Public Schools address lookup, October 28, 2026):
Address tested | Elementary | Middle | High |
|---|---|---|---|
8150 Heritage Club Way (clubhouse) | Calusa Park Elementary | East Naples Middle | Lely High |
7635 Arbor Lakes Ct (Arbor Lakes) | Calusa Park Elementary | East Naples Middle | Lely High |
7920 Kilkenny Way (Kilkenny) | Calusa Park Elementary | East Naples Middle | Lely High |
7515 Stoneybrook Dr (Stoneybrook) | Calusa Park Elementary | East Naples Middle | Lely High |
8763 Naples Heritage Dr (Glen Abbey) | Calusa Park Elementary | East Naples Middle | Lely High |
The schools: Calusa Park Elementary, 4600 Santa Barbara Blvd; East Naples Middle, 4100 Estey Ave; Lely High, 1 Lely High School Blvd. Attendance boundaries can change from year to year, so check the specific address in the district’s lookup before you rely on it.
State school grades for the three zoned schools, from the district’s 2022 to 2026 grades report (Collier County Public Schools 2025-2026 school and district grades):
School | SY22 | SY23 | SY24 | SY25 | SY26 |
|---|---|---|---|---|---|
Calusa Park Elementary | A | A | A | A | A |
East Naples Middle | C | B | A | A | A |
Lely High | C | B | B | A | B |
Calusa Park has earned an A in each of the five years. East Naples Middle rose from a C in 2022 to three straight A grades. Lely High moved from a C to an A in 2025 and earned a B in 2026. The Collier County district earned an A for 2025-2026, its ninth consecutive A.
The nearest hospital to Naples Heritage is Physicians Regional Medical Center, Collier Boulevard, at 8300 Collier Blvd, with an emergency department about 7 minutes (2.3 miles) from the clubhouse; NCH Baker Hospital downtown is about 14 minutes (6.6 miles), per free-flow routing run October 28, 2026.
Hospital | Address | Drive from the clubhouse | Source |
|---|---|---|---|
Physicians Regional Medical Center, Collier Boulevard (emergency department) | 8300 Collier Blvd | About 7 minutes, 2.3 miles | |
NCH Baker Hospital | Downtown Naples | About 14 minutes, 6.6 miles | |
NCH North Naples Hospital | North Naples | About 23 minutes, 15.4 miles | Routing only |
Drive times are free-flow estimates from the clubhouse address point by an open routing service, October 28, 2026 (OSRM routing service); season traffic adds time.
Naples Heritage sits in the Greater Naples Fire Rescue district (Collier GIS Fire District layer). The nearest public safety stations, by straight-line distance from the clubhouse on the county facilities layer (Collier GIS Facilities layer, read October 28, 2026):
Station | Address | Straight-line distance |
|---|---|---|
Station 75 and Medic 75 | 4680 Santa Barbara Blvd | 1.0 mile |
Station 72 | 3820 Beck Blvd | 1.7 miles |
Station 25 and Medic 25 | 3675 Hacienda Lakes Pkwy | 2.1 miles |
Sheriff District 3, East Naples Substation | 8075 Lely Cultural Pkwy | 2.3 miles |
Straight-line distance is shorter than the drive.
Naples Heritage Golf and Country Club is about 6 minutes from I-75 at Exit 101, about 13 minutes from Fifth Avenue South and about 46 minutes from Southwest Florida International Airport (RSW), by free-flow routing from the clubhouse run October 28, 2026. Naples Pier is about 16 minutes.
Destination | Miles | Minutes (about) |
|---|---|---|
I-75 Exit 101 | 2.1 | 6 |
Physicians Regional, Collier Blvd | 2.3 | 7 |
Calusa Park Elementary | 2.9 | 9 |
East Naples Middle | 4.5 | 10 |
Lely High | 4.8 | 11 |
Fifth Avenue South | 6.2 | 13 |
NCH Baker Hospital | 6.6 | 14 |
Naples Pier | 7.3 | 16 |
Waterside Shops | 12.8 | 22 |
NCH North Naples Hospital | 15.4 | 23 |
Mercato | 15.6 | 26 |
Southwest Florida International Airport (RSW) | 35.5 | 46 |
Method: free-flow drive times from the clubhouse address point (26.13725 N, 81.70510 W) by an open routing service, one query per destination, October 2026 (OSRM routing service). Destinations were placed by street address, so treat each figure as approximate, and add time for season traffic and school hours.
Everyday errands and recreation, by straight-line distance from the club (not drive time):
Place | Type | Straight-line distance | Source |
|---|---|---|---|
Walmart Supercenter #5055, 9885 Collier Blvd | Groceries, pharmacy, general | 1.3 miles | |
Publix at Shops at Hammock Cove, 4370 Thomasson Dr (7 am to 10 pm) | Groceries | 3.6 miles | |
Serenity Walk Park | County park | 1.5 miles | |
Palm Springs Park | County park | 1.7 miles | Same |
Golden Gate Community Park | County park | 2.2 miles | Same |
Paradise Coast Sports Complex | County sports complex | 2.6 to 2.9 miles | Same |
Sugden Regional Park | County regional park | 3.8 miles | Same |
South Regional Library | Library | 2.4 miles | |
East Naples Branch Library | Library | 3.5 miles | Same |
Rattlesnake Hammock Preserve, a 37.16-acre county preserve acquired August 10, 2020, lies within about 2 miles; it has no public access yet, pending a parking lot project (Collier GIS Preserves layer). Inside the gates, the club’s 0.81-mile nature trail with two ponds and benches is open dawn to dusk, foot traffic only, leashed pets (club Life in the Preserve page).
EV charging: the U.S. Department of Energy’s station locator lists no public charger at the club. The nearest public stations are two Level 2 ports at 7557 Campania Way (0.7 mile), four Electrify America DC fast chargers at the Walmart at 9885 Collier Blvd (1.3 miles), and a 12-stall Tesla Supercharger at 12628 Tamiami Trail E (5.0 miles, opened December 3, 2024) (US DOE Alternative Fuels Data Center, October 28, 2026). A home charger is an exterior or electrical change, so the club’s architectural review and the neighborhood association’s rules govern it; those rules are not published for chargers.
One more neighbor is written into the recorded documents: the Declaration discloses that “there is a small private air strip just to the southwest, in close proximity to the community” (Declaration).
Selling a Naples Heritage home close to I-75 and Fifth Avenue South? Request a free home valuation. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072. Buying and want the drive tested at rush hour? Call Marc at (239) 287-5873, or see how we represent buyers.
Naples Heritage Golf and Country Club is built out: the county PUD layer marks it BUILT OUT, and Collier County recorded deeds for the 12 months since October 2025 show no builder’s first sale. The projects that change daily life here are inside the gates, at the club and the Naples Heritage CDD, not new subdivisions next door.
That matters for both sides of a sale. A buyer is not competing with a model center down the street, and a seller is not pricing against new construction inside the community. Every one of the 799 homes is a resale, and the Collier County PUD Master List dated June 11, 2026 carries the community as PUD-95-10 under Ordinance 95-74, approved December 12, 1995, with an estimated buildout of 2005 (PUD Master List; county PUD layer). The 2019 amendment, Ordinance 19-12, is recorded in the county zoning layer, and its contents are not published in the documents read for this page (zoning layer).
Five live items show up in the club’s own pages and the Naples Heritage CDD’s 2025 and 2026 board packages. Each is described only as far as the documents go.
Item | What the record says | Status in the record | Source |
|---|---|---|---|
Seven new racquet courts | Seven courts with sound mitigation, canvas pavilions, parking rising from 25 to 44 spaces, a racquets professional office and storage; the four Arbor Lakes/Stoneybrook pickleball courts convert to a Har-Tru court once the new pickleball courts open | “Currently under construction” per the club, undated; no opening date published | Club Racquet Sports page, read October 28, 2026 |
Pickleball/Tennis Project Assessment | $1,500 one time, or $1,600 in three installments | Billed in 2026 | Club Membership page, read October 28, 2026 |
Arbor Lakes and Stoneybrook sewer item | District engineer “Update Regarding Arbors and Stoneybrook Sewer Issues” on the May 5, 2026 agenda; the November 3, 2026 package records the county’s position that lines behind the main meter are private responsibility | Scope, cost and who pays are not published | |
Perimeter fence work | “Colonial Court Fence Installation” and “Valencia Sky Fence” items in the November 4, 2025 package; FY2027 budget lines R&M fence $480 and fence capital outlay $10,507 | Budgeted for FY2027 | |
Golf cart operating agreement | “Consideration of Golf Cart Operating Agreement” on the CDD agenda | Agenda item; terms not published | |
Lake bank restoration | Lake bank restoration program in FY2025 and FY2026; FY2027 budget carries $55,000 for lake repair and maintenance and a $45,815 roads-and-lakes reserve | Ongoing; the FY2026 lake repair line shows $0 of $55,000 spent through September 30, 2026 while the board paid lake bank restoration contractors |
Two of these touch a buyer’s checkbook directly. The racquet project is funded by the one-time $1,500 assessment, so a buyer should ask the estoppel whether the seller has paid it in full or chose the three-installment plan. The sewer item matters to anyone buying a terrace or veranda in Arbor Lakes or Stoneybrook: if the county’s position holds, repair of the lines behind the main meter is a private cost, and the CDD packages do not say whether the CDD, the club or the neighborhood association would carry it. Ask the Arbor Lakes or Stoneybrook association manager, in writing, whether any assessment has been discussed, and read the CDD minutes after November 3, 2026 when they post.
The CDD meets at the clubhouse; its next meeting is November 3, 2026 at 9:00 am (CDD home page). Agendas and packages are public on the CDD Meetings page. The district is governed by a five-member Board of Supervisors, managed by Inframark Infrastructure Management Services, and its May 5, 2026 agenda recorded 574 registered voters (CDD agenda, May 5, 2026). Owners who want a say on the sewer item, the lake banks or the fence program can attend at the clubhouse and read each package when it posts.
Outside the gates, the nearest public facilities come from the county’s own layers, listed below. Pending development applications and road projects near Naples Heritage can be checked in Collier County’s public land-development records, and the county’s zoning map layer shows the zoning and ordinance history of every parcel around the community; read both for the blocks near the street you are buying on.
The original 1996 plan described Naples National Golf Club and agricultural land to the south and east and a public driving range to the west (CDD 2017 Public Facilities Report); that is history, not today’s map, so drive the edges of the street you are buying on before you write an offer.
Naples Heritage is governed by the recorded Amended and Restated Declaration of Covenants (2024 version) and the club’s Rules and Regulations dated June 18, 2026. Each of the eight neighborhood associations also has its own documents, and those can be stricter than the club’s, so a buyer reads both layers before signing.
The summaries below come from the Declaration, the Bylaws, the Rules and Regulations of June 18, 2026 and the club’s public pages, read October 28, 2026. Where this page is silent, the Declaration and Rules govern. The club enforces them: the Rules allow fines of up to $100 a day and $15,000 in aggregate, after 14 days’ notice and a hearing before a Grievance Committee.
Two rules set the leasing frame at Naples Heritage.
The paperwork runs through the club and the neighborhood association together. The rental application is signed by the owner and approved by the neighborhood association’s management company at least 30 days before the lease starts. The tenant becomes a transfer member for an $800 Transfer Membership fee, and a transfer “family unit” is two people sharing a residence plus children under 21 (Membership Transfer (Renter) form; Rules). The club’s Properties for Rent page lists homes owners offer to lease.
What the amendment means in practice: a buyer who closes after March 27, 2024 and plans to winter in the home and lease it the rest of the year gives up golf, courts, pools and dining for every leased month. A buyer who plans to live in the home full time is not affected. A seller who held title on March 27, 2024 should know that the grandfathered option is tied to that owner of record and does not pass to the buyer, so an investor buyer evaluates the home under the post-2024 rule.
The Declaration (5.25) allows no more than two commonly accepted household pets, a dog or a cat, plus a reasonable number of tropical fish or caged birds. Outdoors, pets are leashed. Pets are never allowed on the golf course, and they are not allowed at the tennis and pickleball courts, the clubhouse, the fitness center or the pools, except an approved certified service dog; the Rules exclude emotional support dogs from that exception. The 0.81-mile nature trail is open to leashed pets (Life in the Preserve). Neighborhood associations may be stricter on number, size or breed, so a condominium buyer with a large dog reads the condominium’s own rules first.
The club manages guests by activity and season (Rules):
The club is cashless: guests charge to the member’s account, and a 20 percent gratuity is added automatically, which the member may adjust.
The Declaration (5.22) bars commercial vehicles and keeps boats, trailers, campers, motor homes, buses and trucks other than pickups and SUVs off the property unless they are fully enclosed in a structure, with a 12-hour exception for loading and unloading. Parking on lawns is not allowed. For a buyer with a boat, that means storage off site: Naples Heritage has no dock or boat ramp, and its lakes are not open to boating or swimming (Declaration 5.2(C)).
Personal golf carts may use community roads but not the golf course, and they park at the Clubhouse or Fitness Center lots (Rules). The roads are private and regulated by the club (Declaration 4.3(J)). The CDD’s May 5, 2026 agenda carried a golf cart operating agreement, so ask whether any new cart terms apply before you buy a cart for the roads.
A renter’s vehicle gets a gate bar code from the club office for $10.60 including tax, installed Monday to Friday, 8:30 am to 5:00 pm (Membership Transfer form). Naples Heritage is gated; its documents do not describe gate staffing, and the Declaration (Section 13) says the club “is not an insurer or guarantor of security,” with a Safety Committee advising the Board (Bylaws 6.10).
Any exterior change at Naples Heritage starts with the Architectural Review Committee. The Bylaws (6.11) set a five-member committee, ideally including one architect or contractor and one full-time resident, and no Trustee. Under Declaration Article 6, an owner needs prior approval for exterior changes, colors, landscaping and additions, and the committee’s powers are themselves limited by South Florida Water Management District permit 11-01101-S, Collier County, the Army Corps of Engineers and the PUD.
The Declaration’s use rules a buyer runs into most:
Topic | Rule | Declaration section |
|---|---|---|
Home business | Residential use only; no customer-facing home business | 5.23 |
Air conditioning | No window or wall units | 5.19 |
Antennas, dishes, flags | Antennas and dishes only where ARC-approved; a flagpole for the American flag only if approved | 5.15 |
Solar | Only at ARC-approved locations | 5.20 |
Fences, walls, hedges | Only with the club’s written approval | 5.9 |
Exterior colors | ARC-approved | 5.11 |
Lawns | No gravel or paving as a lawn substitute | 5.5 |
Wells | No private wells | 5.13 |
Irrigation is a club system. Each home must have dual water lines, one of them non-potable; the club owns the irrigation main and sets the schedule subject to the South Florida Water Management District, and Declaration 3.13 allows irrigation with treated effluent. Collier County’s watering rules add days by address parity, no irrigation from 10 am to 4 pm and none on Friday, under Ordinance 2015-27 (Collier irrigation rules). The current water source is not stated in the documents read.
Internet is billed by the club at $371.40 a year, about $30.95 a month by our arithmetic, under the Declaration’s “Community Systems” provision (Club Membership page); the provider is not published. Condominium owners have a second layer to check: the condominium’s own declaration and rules set what its association must approve, and those documents govern.
The club runs a tight open-house policy, published on its Real Estate page:
For a seller, that means one three-hour public window a week, so most buyers see a Naples Heritage home by private showing at the gate. We plan the showing calendar around it: private showings, with gate access arranged ahead, carry most of the week, and the Sunday window goes to the weekend after a new listing or a price change.
Naples Heritage and Heritage Bay are both gated, bundled golf communities with Terraces, Verandas and a CDD, which is why buyers confuse and compare them. Naples Heritage is 799 homes built 1996 to 2001 off Davis Boulevard in East Naples; Heritage Bay is 1,250 homes built 2006 to 2014 off Immokalee Road in North Naples.
The Heritage Bay facts below come only from our Heritage Bay community guide and the Heritage Bay club membership page, both read October 28, 2026. The Naples Heritage facts come from the sources cited throughout this page. The shared name is branding only: the two are separate PUDs, separate CDDs and separate clubs.
Factor | Naples Heritage | Heritage Bay |
|---|---|---|
Location | East Naples, main entrance on Davis Boulevard, ZIP 34112 | North Naples, north side of Immokalee Road about 1.3 miles east of Collier Boulevard, ZIP 34120 |
Homes | 799: 101 single-family, 140 villas, 288 verandas, 270 terraces | 1,250: 252 single-family, 184 coach homes, 364 verandas, 450 terraces |
Built | 1996 to 2001; U.S. Home Corporation developed it | 2006 to 2014, built by Lennar |
Golf | 18 holes, par 72, Gordon G. Lewis design | 27 holes |
Membership | Bundled, mandatory, no initiation fee, no waitlist | Non-equity bundled membership on every home |
Annual club assessment (2026) | $8,350 operating + $2,200 capital reserve = $10,550 | $10,216, the same for every home type |
Resale capital contribution | $17,500 for new residents from July 1, 2026 | See our Heritage Bay page |
CDD | $275 a year operations and maintenance, no bond debt in the documents read | Own CDD with debt classes by product |
Terrace median | $290,000, 18 terrace sales (Southwest Florida MLS, Aug 11, 2025 to Aug 11, 2026) | $336,250 (county recorded deeds, Aug 29, 2025 to Aug 28, 2026) |
Flood | 47 of 51 sampled points outside the Special Flood Hazard Area on the map effective February 8, 2024 | Nearly every homesite in a Special Flood Hazard Area on the effective 2012 map; 99 percent move to Zone X on the preliminary map of March 20, 2025, county effective target summer 2027 |
Read the terrace row with care: the Naples Heritage figure is from the Southwest Florida MLS and the Heritage Bay figure from Collier County recorded deeds, different record sets over different windows, so the $46,250 gap between them is a direction, not a precise spread. The club rows are cleaner. At 2026 rates, a Naples Heritage owner’s operating and capital reserve assessments total $334 a year more than Heritage Bay’s single assessment ($10,550 minus $10,216, our arithmetic), before Naples Heritage’s $700 campus expansion assessment (billed “through 2026”), $371.40 internet and $500 food minimum, and before Heritage Bay’s own CDD debt line, which varies by product. Sources for Naples Heritage figures: Club Membership page; CDD FY2027 Adopted Budget; FEMA National Flood Hazard Layer.
The flood rows are the sharpest difference for a lender. On today’s effective maps, a Naples Heritage buyer usually starts outside the Special Flood Hazard Area, where flood insurance is optional; a Heritage Bay buyer usually starts inside it, where a lender requires it, until the new Heritage Bay maps take effect.
Choose Naples Heritage if you want bundled golf at a lower entry price: terraces traded at a $290,000 median and the lowest sale in the window was $228,000 (Southwest Florida MLS, Aug 11, 2025 to Aug 11, 2026). It fits a buyer who wants no CDD debt on the tax bill, only the $275 operations charge; a 1990s-built community whose club campus was expanded in 2020 with a new fitness center, resort-style pool and six Har-Tru courts, and whose course got new irrigation and rebuilt bridges in 2022 (Club About Us); and quick highway access, about 6 minutes to I-75 at Exit 101 in free-flow routing (OSRM routing service, October 2026). Plan for a $17,500 capital contribution at purchase, 1990s construction that insurers will want documented, and four-story terrace buildings approaching their first milestone inspections.
Choose Heritage Bay if you want newer construction from 2006 to 2014, 27 holes instead of 18, coach homes as a product option, and a North Naples address off Immokalee Road, and you are comfortable reading the CDD debt class attached to the specific home (Heritage Bay guide). Our Heritage Bay page tracked 70 MLS closings in its last 12 months, $40.0 million in volume, an 86-day median time on market and a 95.71 percent median sale-to-list ratio. If neither fits, also compare Naples Lakes Country Club, one of the clubs on Naples Heritage’s 2026 summer reciprocal list.
Naples Heritage’s strengths are full golf included with no initiation fee, a $275 CDD charge with no bond debt, a FEMA sample that is 92 percent outside the flood hazard area, quick I-75 access and an expanded club campus. Its weaknesses are a $17,500 capital contribution, about $11,600 a year in club billing, the 2024 leasing rule and aging condominium buildings.
Thinking of selling? Get a free Naples Heritage home valuation. McGreevy and Comisar have been Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873, or start with our guide to buying with McGreevy and Comisar.
Naples Heritage has eight neighborhoods, each its own homeowners association with professional management, and each will get its own page. Crossing from one to the next changes the association, its budget and, for the condominium neighborhoods, the building insurance and reserves; the club and the CDD stay the same for every home.
Unit counts come from the Florida DOR 2026 roll as read in Collier County’s public files (condominium legals, and villa streets); MLS sales are Southwest Florida MLS closed sales, Aug 11, 2025 to Aug 11, 2026.
If you’re searching for the best Naples Heritage Golf and Country Club listing agent, or thinking, ‘I need to sell my house in Naples Heritage Golf and Country Club’… you need a team that prices your home by its product and neighborhood, not by one community median, and that can explain the $17,500 capital contribution, the 2024 leasing rule and the milestone inspection calendar to a buyer before they ask.
McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings. Jesse McGreevy has sold Southwest Florida real estate since 2004, and the team has worked together since 2008:
We tracked 46 closed sales in Naples Heritage in the Southwest Florida MLS from August 11, 2025 to August 11, 2026, all in ZIP 34112, at a $455,950 median, ranging from $228,000 to $1,260,000, with $22,965,800 in total volume. The median days on market for that window is and the median sale-to-list ratio is .
Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025, at a $420,000 median, ranging from $228,000 to $1,260,000, none of them a builder’s first sale (county file built October 28, 2026; newest recorded sale August 26, 2026). Thirty of those deeds are condominium sales, at a $377,500 median. The MLS and county figures are separate record sets with separate windows, so they are never added together.
By product, the MLS year breaks down like this (product medians are our arithmetic from the 46 MLS rows):
Product | MLS sales | Median | Range | Volume |
|---|---|---|---|---|
Terraces (four-story condominiums) | 18 | $290,000 | $228,000 to $405,000 | $5,589,000 |
Verandas (two-story condominiums) | 13 | $480,000 | $375,000 to $565,000 | $6,068,900 |
Villas (one-story attached) | 12 | $672,500 | $539,000 to $749,900 | $7,987,900 |
Single-family | 3 | $870,000, $1,190,000 and $1,260,000 | $870,000 to $1,260,000 | $3,320,000 |
All Naples Heritage | 46 | $455,950 | $228,000 to $1,260,000 | $22,965,800 |
The timing pattern matters for a listing date: 33 of the 46 closings fell between January and June 2026, the winter and spring season (15 from January to March, 18 from April to June), against 8 from October to December 2025 and 2 from July 1 to August 11, 2026.
What a buyer adds up before making an offer also shapes your price. At the club and CDD level alone, by our arithmetic from the 2026 club schedule and the FY2027 CDD budget, a new resident pays the $17,500 capital contribution plus $11,896.40 a year ($8,350 operating, $2,200 capital reserve, $700 campus expansion, $371.40 internet, $275 CDD), or $29,396.40 in the first year, about $991.37 a month in recurring charges, before the neighborhood association, property tax and insurance (Club Membership page; CDD FY2027 Adopted Budget). If the $700 campus assessment ends after 2026, as the club’s “through 2026” wording says, the recurring figure drops to $11,196.40; the 2027 club schedule is not published. A buyer comparing a $290,000 terrace with a $672,500 villa pays the same club charges on both, so those costs weigh more heavily against the terrace price, and we show that math to buyers so it does not surface as a late objection.
McGreevy and Comisar is a top-reviewed Naples Heritage Golf and Country Club realtor, and every quote below is a five-star review on our Google Business Profile.
★★★★★ “Jesse is the best Realtor I have used. He found us our dream home even though it took months as we were not the easiest to please.” Verified Google review
★★★★★ “Working with Jesse and his team was truly an amazing experience. From the very beginning, they were professional, attentive, and incredibly knowledgeable. They guided us through every step of the process with patience and clarity, always making sure we felt comfortable and informed with every decision.” Verified Google review
Selling in Naples more broadly? See how we sell homes in Naples, from pricing to the estoppel and title steps at closing.
Start with a free, confidential Naples Heritage home valuation. We price from the closed sales in your own product and neighborhood (a Prestwick terrace against Prestwick and Arbor Lakes terraces, a Kilkenny villa against Kilkenny and Glen Abbey villas), your building’s flood result and any LOMA letter, your roof and opening upgrades, and the latest Southwest Florida MLS and county closings, then tell you what a buyer’s lender, insurer and the club will ask.
The buyer does, as the new owner. The club’s 2026 schedule charges the Resale Capital Contribution to new residents: $17,500 from July 1, 2026 ($15,000 through June 30, 2026), with a $3,000 rate for existing owners moving within the community under the second-unit and nine-month rules (Club Membership page). The recorded authority is Declaration 9.17. Your purchase contract can allocate costs differently, but the club bills the transferee, so we put the figure in front of buyers early rather than at the estoppel.
It mostly affects investors. Since March 27, 2024, an owner who leases gives club privileges to the tenant and cannot use the club during the lease (Declaration 4.4, Bylaws 2.6), and the grandfathered option belongs to owners of record on that date, not to your buyer (Club Membership page). Owner-occupants and seasonal owners who do not lease are unaffected. We market to the buyer who will live in the home and show investor buyers the 30-day minimum and the $800 transfer process plainly.
Days on market are not in the data held for this page (), so the honest read is sale counts. In the Southwest Florida MLS from August 11, 2025 to August 11, 2026, terraces led with 18 sales, then verandas 13, villas 12 and single-family homes 3. Against the housing stock, our arithmetic: villas turned over 12 of 140 (8.6 percent), terraces 18 of 270 (6.7 percent), verandas 13 of 288 (4.5 percent) and single-family 3 of 101 (3.0 percent).
Building questions come before the view. For a terrace, the four-story product, the buyer asks about the milestone inspection: Florida Statutes 553.899 requires one for condominium buildings of three or more habitable stories by December 31 of the year the building reaches 30 years, so a 1997 building is due by the end of 2027. Both terraces and verandas get asked for the structural integrity reserve study under 718.112, the association budget, the master insurance policy and any special assessment. A 1999 building is due by December 31, 2029; two-story verandas and one-story villas fall under the three-story threshold. Which buildings have completed either report is not published, so order your association’s documents, the building’s elevation certificate, any LOMA letter (15 Naples Heritage LOMAs were issued from 2012 to 2025) and the estoppel early.
Only on Sundays from 1 pm to 4 pm. Your agent submits the club’s Open House Information Form by 1 pm the Friday before, signs must be professionally printed, no larger than 18 by 24 inches, dark green on beige, and only two directional signs may stand at the T intersection inside the Davis Boulevard main entrance (Club Real Estate page). Most Naples Heritage buyers see homes by private showing, so we arrange gate access in advance.
No. The $455,950 community median blends four products. Villas closed at a $672,500 median on 12 sales, about 47 percent above the community figure ($672,500 / $455,950, our arithmetic), and by neighborhood Kilkenny’s six sales had a $705,000 median against Glen Abbey’s $665,000 (Southwest Florida MLS, Aug 11, 2025 to Aug 11, 2026). Price a villa from villa sales, adjusted for its golf or lake view, updates and roof. Remember the costs at closing: in Collier County the buyer customarily pays the owner’s title policy, while documentary stamps on the deed, $0.70 per $100 of price, are customarily the seller’s, $4,707.50 on a $672,500 sale by our arithmetic; the contract controls.
Naples Heritage’s governing and public records are online: the club’s Declaration, Bylaws, Rules and renter transfer form, the CDD’s budget, audit, ordinance and facilities report, and the county, FEMA, school and state records behind this page’s flood, school and condominium facts. Each link opens the official source.
Document | What it is | Official link |
|---|---|---|
Amended and Restated Declaration of Covenants (2024 version) | Membership, assessments, the resale capital contribution (9.17), leasing (5.24), pets (5.25), vehicles (5.22) and the March 2024 leasing amendment (4.4) | |
Bylaws, restated 2020, amended 2023 and 2024 | Board of Trustees, committees, the Architectural Review Committee (6.11) and Bylaws 2.6 on leasing | |
Rules and Regulations, June 18, 2026 | Club use, guests, pets, golf carts, pools, fines and grievance procedure | |
Membership Transfer (Renter) form | Transfer membership for tenants, the $800 fee and the gate bar code | |
Naples Heritage CDD FY2027 Adopted Budget | $275 per unit for all 799 units, lake, fence and reserve lines | |
Collier Ordinance 96-57 | Establishes the Naples Heritage CDD on 557.0 acres, with the transmittal for Ordinance 97-71 | |
CDD 2017 Public Facilities Report | District assets and the November 1996 engineer’s report on the master plan | |
CDD FY2020 Audit Report | Net position, capital assets and liabilities, with no bonds payable | |
Collier County PUD Master List, June 11, 2026 | PUD-95-10, Ordinance 95-74, 799 units, 558 acres, BUILT OUT | |
FEMA Flood Map Service Center | Search LOMA letters and FIRM panel 12021C0414J by address | |
Collier County Public Schools address lookup | Zoned schools for any Naples Heritage address, school year 2026-2027 | |
Florida Statutes 553.899 | Milestone inspections for condominium buildings of three or more stories |
Naples Heritage Golf and Country Club is a gated, bundled golf community of 799 homes in East Naples, ZIP 34112, with one 18-hole course, a $275 CDD charge and eight neighborhood associations. The answers below cover location, homes, club fees, the CDD, golf, racquets, flood zones, rentals, pets, schools and drive times, each tied to its source.
Naples Heritage Golf and Country Club is a gated, bundled golf community in East Naples with 799 residences: 101 single-family homes, 140 villas, 288 verandas and 270 terraces, per the club’s Membership page read October 28, 2026. Every owner is a member with full golf privileges on one 18-hole, par 72 course designed by Gordon G. Lewis (club Golf Course page). Eight neighborhoods, each its own homeowners association with professional management, sit under the club (club Real Estate page).
Naples Heritage sits in unincorporated Collier County in East Naples, with a Naples mailing address and ZIP code 34112. Collier Ordinance 96-57 places Davis Boulevard (SR 84) on its north side and Collier Boulevard (CR 951) on its east (CDD establishment ordinance). The main entrance is on Davis Boulevard, per the club’s open-house signage policy on its Real Estate page. I-75 Exit 101 is about 6 minutes from the clubhouse by free-flow OSRM routing, October 28, 2026.
The clubhouse is at 8150 Heritage Club Way, Naples, FL 34112, the principal address on the club’s Florida Division of Corporations record. The US Census geocoder places it at about 26.1379 degrees north and 81.7039 degrees west. Homes carry addresses on Naples Heritage Drive, Kilkenny Way, Kilkenny Ct, Heritage Links Ct, Arbor Lakes Ct and Stoneybrook Dr (county address points). The club office is open Monday to Friday, 8:30 am to 5:00 pm, main line 239-417-2555.
Naples Heritage has 799 residences: 101 single-family homes, 140 villas, 288 verandas and 270 terraces (club Membership page; the CDD FY2027 budget assesses “All 799 Units”). The county roll (October 2026 bundle) splits the condominiums: terraces at Prestwick 60, Arbor Lakes 120 and Stoneybrook 90; verandas at Prestwick 48, Arbor Lakes 36, Heritage Links 72 and Southern Links 132. The villas divide into Kilkenny 66 and Glen Abbey 74 on the 2026 Florida DOR roll. The county PUD Master List caps the community at 799 units.
Collier Ordinance 96-57 describes 557.0 acres (ordinance), the county PUD Master List lists 558 acres, and the club states “550+ acres” on its home page. Our arithmetic from the county polygon, 24,214,236 square feet divided by 43,560, gives about 556 acres. The club states 252 acres of natural preserve; the county PUD list shows 248 conservation acres, 103.5 golf acres and a gross density of 1.43 units per acre. A conservation easement runs to the South Florida Water Management District (Declaration 7.4).
U.S. Home Corporation developed Naples Heritage: it was the landowner that petitioned for the CDD in 1996 (Ordinance 96-57) and the owner on the golf contractor’s project record, which shows the course completed in 1996. The club dates itself to 1997 (club home page). Homes went up from 1996 to 2001: condominiums 1996 to 1999, single-family homes and villas through 2001 (2026 Florida DOR roll). Lennar acquired U.S. Home in 2000 (Lennar company profile).
No. Naples Heritage is built out; every sale is a resale. The county PUD layer lists PUD 95-74 as BUILT OUT, and the CDD’s 2017 Public Facilities Report describes the district as built out. Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025 (newest recorded sale August 26, 2026), and none of them was a builder’s first sale of a new home. A buyer chooses among homes built from 1996 to 2001.
Yes. Naples Heritage is gated; its documents do not describe gate staffing. The club describes the community as gated on its Real Estate page, and the recorded Declaration reserves access gates and makes the roads private, regulated by the Club (Declaration 4.3(J)). Renters get a vehicle bar code from the club office for $10.60 including tax, installed Monday to Friday, 8:30 am to 5 pm (renter transfer form). The Declaration adds that the Club is not an insurer or guarantor of security.
Yes. Membership is bundled and mandatory: every owner of a Lot or Living Unit is a member with full golf privileges, and membership cannot be separated from title (Declaration 4.1 and 4.5, Declaration). One golf membership covers each unit for one family (4.2), and the Bylaws cap membership at 799. Nothing collected is refundable, and members hold no equity share (Declaration 9.18). Golf still carries user fees, such as $29 for a cart for 18 holes (club Golf page).
There is no initiation fee and no waitlist, but there is a resale capital contribution. The club Membership page, read October 28, 2026, sets it at $17,500 for new residents from July 1, 2026 ($15,000 through June 30, 2026) and $3,000 for existing owners moving within the community, with second-unit and nine-month rules. Its recorded authority is Declaration 9.17 (Declaration). The club bills it to the incoming owner at transfer, alongside a $200 estoppel fee.
The club Membership page lists an Annual Membership Operating Assessment of $8,350 and an Annual Capital Reserve Assessment of $2,200, each billed half on January 1 and half on July 1. Our arithmetic: $8,350 + $2,200 = $10,550 a year, about $879.17 a month. Add the $700 campus expansion assessment and $371.40 internet: $11,621.40. Add the $275 CDD charge: $11,896.40, about $991.37 a month. The $500 food minimum sits on top as a spend quota, and neighborhood association dues are separate.
The Annual Food Minimum is $500 a year, per the club Membership page. Only food counts toward it: drinks, gratuity and tax do not. Any shortfall is billed on December 31, plus tax. Club dining runs through the Main Dining Room, the Grill Room with its full bar, the Patio with a fire pit and the poolside Palm Terrace (club Dining and Events page). The club is cashless and adds a 20 percent gratuity automatically, which may be adjusted (Rules and Regulations).
The club Membership page lists an Eight Year Assessment for Campus Expansion of $700 a year “through 2026”. The 2027 billing schedule is not published, so do not assume the charge continues or stops until the club issues it. If it ends as worded, our arithmetic for 2027 at 2026 rates is $10,550 + $371.40 internet + $275 CDD = $11,196.40, before neighborhood dues. The 2020 campus work added the fitness center, the expanded resort-style pool, Palm Terrace dining and six Har-Tru courts (club About Us).
Yes. The club Membership page lists a Pickleball/Tennis Project Assessment of $1,500 paid once or $1,600 in three installments. The club’s Racquet Sports page describes seven new courts under construction (undated) with sound mitigation, canvas pavilions, 25 to 44 parking spaces and a racquets pro office; once the new pickleball courts open, the Arbor Lakes/Stoneybrook pickleball courts convert to a Har-Tru court. Whether a buyer or a seller pays an unpaid balance at closing is set by the contract and shown on the estoppel.
Yes. The Naples Heritage Community Development District is a Chapter 190 independent special district created by Collier Ordinance 96-57 on September 24, 1996 (ordinance). Its FY2027 Adopted Budget charges $275 per unit for operations and maintenance on all 799 units, unchanged from FY2026. The Naples Heritage CDD carries no bond debt in the documents read: no debt or capital assessment appears in the FY2018 sheet, the FY2020 audit or the FY2027 budget. The charge is a non-ad valorem line on the tax bill (Collier Tax Collector).
The per-unit charge rose from $100 in FY2018 (FY2018 assessments) to $150 in FY2022 and FY2023 (FY2023 budget), $225 in FY2024, $250 in FY2025 (FY2025 budget) and $275 in FY2026 and FY2027. Our arithmetic: ($275 minus $100) divided by $100 is a 175 percent rise, $175 a year in dollars. The five-member Board of Supervisors meets at the clubhouse; its next meeting is November 3, 2026 at 9:00 am (CDD home page).
Naples Heritage owners pay two association layers. Club billing is published: $10,550 a year in operating and capital reserve assessments for 2026, plus the campus, internet and food items (club Membership page). Neighborhood association dues are not published; the association’s budget and estoppel show them. Each of the eight neighborhoods, Arbor Lakes, Cypress Pointe, Glen Abbey I and II, Heritage Links, Kilkenny, Prestwick, Southern Links and Stoneybrook, is its own association with professional management (club Real Estate page). Ask for the neighborhood budget before you write an offer.
Club assessments fund the golf course, clubhouse, pools, fitness center and courts, which the Club owns (Declaration Article 3, Declaration), plus a capital reserve (club Membership page). The CDD’s FY2027 budget spends $98,311.26 on field operations, including $55,000 for lake repair and maintenance and $10,000 for aerator electricity, and reserves $45,815 for roads and lakes. Internet is billed by the club at $371.40 a year. Neighborhood dues fund each association’s own budget, which is not published.
The club bills Annual Internet of $371.40, due January 1 (club Membership page), about $30.95 a month by our arithmetic. The charge sits under the Declaration’s “Community Systems” provision (Declaration). The provider and service terms are not published on the club’s public pages, so ask the club office for the current terms before you cancel an outside plan.
Gordon G. Lewis designed the 18-hole, par 72 course, per the club Golf Course page. The club states a length of 6,603 yards, a rating of 71.7 and a slope of 134, with six tee sets and cart GPS. Summed hole by hole from the club’s scorecard data (our sum), the tees play 6,546 yards from Black, 6,080 Blue, 5,645 Green, 5,105 Silver, 4,522 Gold and 3,961 Red. The par 3s are holes 4, 7, 12 and 15; hole 8 is the longest at 554 yards from the Black tee.
Members book tee times 3 to 7 days ahead through the Chelsea reservation system; inside 3 days, they book through the Pro Shop (club Golf page; Rules and Regulations). The pace-of-play standard is 4 hours 20 minutes. Walking is allowed after 4 pm with check-in, and personal carts are not allowed on the course. A club cart costs $29 for 18 holes or $15 for 9. The Pro Shop line is 239-417-9990.
Yes, as a guest or reciprocal player. The club’s Golf page and Reciprocal List set reciprocal rates of $70 in May and October or $65 June to September, cart included plus tax, and guest rates of $75 or $70. Tee times are booked up to three days ahead through the Pro Shop, which closes Tuesdays mid-May to mid-October. Check the 2026 aerification closures (June 22 to 30, August 3 to 11, September 21 to 25) on the Current Conditions page. Buying? Call Marc at (239) 287-5873.
Six Har-Tru clay courts on Naples Heritage Drive, two lighted to 10 pm, were built with a pavilion in 2020, plus one more court the club lists as a hard court and the Rules place at Prestwick (club Membership page; Rules and Regulations). Four permanent pickleball courts at the Arbor Lakes/Stoneybrook section run 8 am to 8 pm and were resurfaced in 2023 (Racquet Sports page). Seven new courts are under construction per the club, undated.
Naples Heritage has four pools: the heated resort-style main pool and spa at the clubhouse, expanded in 2020 beside Palm Terrace, plus satellite pools at Prestwick, Southern Links and Arbor Lakes/Stoneybrook (Rules and Regulations; club Membership page). All open 8 am to 10 pm. There are no lifeguards, pets are not allowed, and children under 12 must be accompanied. The “spa” at the main pool is a pool-side hot tub; massage tables sit in the fitness recovery lounge.
Yes. The Fitness and Wellness Center, completed in 2020, has three studios (group fitness and yoga; cardio and strength; indoor cycling), a cardio theater, a functional training zone and a recovery lounge with massage tables (Wellness and Fitness page). Classes include yoga, Pilates, cycle, aqua fit and TPI golf fitness. Hours are Monday to Friday 7 am to 9 pm and weekends 7 am to 5 pm, with an after-hours key fob for $5. The fitness desk is 239-326-0303.
Yes. The club’s Life in the Preserve page describes a 0.81-mile nature trail with two ponds and benches, open dawn to dusk to foot traffic only, with leashed pets allowed. The same page counts 16 lakes and lists wildlife seen on the property, including white-tailed deer, alligators, osprey, bald eagles, river otters, barred owls, a Florida panther caught on a trail camera on June 23, 2025, and Florida black bear. The lakes are closed to boating, swimming and wading (Declaration 5.2(C)).
Mostly not in a high-risk zone. FEMA’s countywide map effective February 8, 2024 places Naples Heritage on FIRM panel 12021C0414J (FEMA NFHL panels). Of 51 address points sampled in the FEMA flood layer on October 28, 2026, 41 returned Zone X, 6 shaded Zone X, 3 Zone AH and 1 Zone AE: 47 of 51, or 92 percent, outside the Special Flood Hazard Area. Two AH points are Veranda I at Prestwick buildings. It is a sample, not a census: ask for the home’s LOMA letter and elevation certificate (FEMA Map Service Center).
Lenders require flood insurance only for homes inside the Special Flood Hazard Area; outside it, coverage is optional. Most sampled Naples Heritage points sit outside it on the 2024 map, and 15 FEMA Letters of Map Amendment from 2012 to 2025 name Naples Heritage lots and condominium buildings. Collier County holds NFIP Community Rating System Class 5, worth a 25 percent discount on eligible policies (county 2024 Flood Protection News). No Naples Heritage premium is published, so quote the specific home (FloodSmart).
The Naples Heritage clubhouse sits in Collier County hurricane evacuation Zone D, per the county evacuation zone layer read October 2026. The county’s Coastal High Hazard Area layer shows no Coastal High Hazard Area, Coastal Construction Line or LiMWA feature at the clubhouse point. Zones are set by location, so check the specific home on the county layer and follow county evacuation orders for that zone.
Yes, on a statutory schedule. Florida Statutes 553.899 requires a milestone inspection for a residential condominium building of three habitable stories or more by December 31 of the year it reaches 30 years from its certificate of occupancy, then every 10 years. Worked example: a four-story terrace building with a 1997 certificate of occupancy is due by December 31, 2027; a 1999 building by December 31, 2029. Two-story verandas and one-story villas fall under the threshold. Which buildings have filed is not published; ask the association for its report and its structural integrity reserve study (Florida Statutes 718.112).
Yes, with limits. No lease may run under 30 consecutive days (Declaration 5.24, Declaration), and neighborhood covenants may be stricter. Since the March 27, 2024 amendment of Declaration 4.4 and Bylaws 2.6, an owner who leases delegates all club privileges to the tenant and cannot use the club during the lease. The tenant pays an $800 Transfer Membership, and the neighborhood association manager must approve the owner-signed rental application at least 30 days before the lease (club Membership page).
Yes, with a Transfer Membership of $800 (club Membership page), and the owner gives up club use for the lease term. Owners of record on March 27, 2024 may lease and keep their own privileges by paying a $50 Non-Transfer fee (renter transfer form). For club purposes, a transfer “family unit” is two people sharing a residence plus children under 21. Transfer members pay $85 a round in November to April or $51 May to October (club Golf page).
The Declaration allows no more than two commonly accepted household pets, a dog or a cat, plus reasonable numbers of tropical fish or caged birds (Declaration 5.25). Pets stay leashed outdoors and never go on the golf course, and the club’s Rules and Regulations keep them out of the courts, clubhouse, fitness center and pools except an approved certified service dog; emotional support dogs are excluded from that exception. Neighborhood associations may be stricter, so read your neighborhood’s documents too.
The club’s pages and the Declaration sections summarized here describe no age restriction; the recorded Declaration governs. The club Membership page describes membership by unit and family, and the club’s Rules and Regulations address children under 12 at the pools and a transfer family unit that includes children under 21. Anyone weighing an age question should read the full recorded Declaration and the neighborhood association’s documents before buying.
The Collier County Public Schools address lookup for school year 2026-2027 assigns five sampled Naples Heritage addresses to Calusa Park Elementary, East Naples Middle and Lely High. On the district’s 2022-2026 grades report, Calusa Park Elementary earned an A all five years, East Naples Middle an A the last three years after a C and a B, and Lely High a B for 2025-2026 after an A the year before. The district earned its ninth consecutive A. Check the specific address before you buy.
Free-flow drive times from the clubhouse address point, computed with the OSRM routing service on October 28, 2026: Naples Pier about 16 minutes (7.3 miles), Fifth Avenue South about 13 minutes (6.2 miles), Waterside Shops about 22 minutes, Mercato about 26 minutes and Southwest Florida International Airport (RSW) about 46 minutes (35.5 miles). I-75 Exit 101 is about 6 minutes. Collier property taxpayers and full-time residents qualify for the county beach parking permit (Collier beach parking). Season traffic adds time.
Selling in Naples Heritage Golf and Country Club means pricing one of four products, terraces, verandas, villas or single-family homes, inside a bundled club whose $17,500 resale capital contribution and March 2024 leasing amendment buyers ask about first. These answers cover prices, timing, estoppel, membership transfer, rentals, assessments, closing costs and documents, using only what the public record supports.
Value in Naples Heritage starts with the product. In the Southwest Florida MLS, closed sales August 11, 2025 to August 11, 2026, terraces sold at a $290,000 median, verandas at $480,000, villas at $672,500, and the three single-family sales at $870,000, $1,190,000 and $1,260,000 (our grouping by product). Within a product, building, floor, view, updates and roof age move the number. For a figure on your home, get a free home valuation or call Jesse direct at (239) 898-6072.
We tracked 46 closed sales in Naples Heritage in the Southwest Florida MLS from August 11, 2025 to August 11, 2026, at a $455,950 median, from $228,000 to $1,260,000, for $22,965,800 in volume. Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025 (newest recorded sale August 26, 2026), at a $420,000 median, from $228,000 to $1,260,000. The two record sets cover different windows and are never added together. Among the villa labels, Villas at Kilkenny posted the higher median, $705,000, against $665,000 at Villas at Glen Abbey.
We tracked 18 terrace sales in the Southwest Florida MLS, August 11, 2025 to August 11, 2026, at a $290,000 median, from $228,000 to $405,000. By MLS name: Terrace at Prestwick 9 sales at a $295,000 median, Terrace at Arbor Lakes 6 at $292,500 and Terrace at Stoneybrook 3 at $265,000. The county roll counts 270 terrace units: Prestwick 60, Arbor Lakes 120 and Stoneybrook 90. Buyers of four-story units ask about milestone inspections, so have the association’s status ready. Request a valuation.
We tracked 13 veranda sales in the Southwest Florida MLS, August 11, 2025 to August 11, 2026, at a $480,000 median, from $375,000 to $565,000. Veranda at Heritage Links had 5 sales at a $442,000 median and Veranda at Southern Links 5 at $469,900; Veranda at Prestwick had two sales, $505,000 and $517,000, and Veranda at Arbor Lakes one sale, at $510,000. The county roll counts 288 veranda units. Across all terrace and veranda condominiums, Collier County recorded deeds show 30 qualified sales in the 12 months since October 2025, at a $377,500 median.
We tracked 12 villa sales in the Southwest Florida MLS, August 11, 2025 to August 11, 2026, at a $672,500 median (the mean of $670,000 and $675,000), from $539,000 to $749,900. Villas at Kilkenny had 6 sales at a $705,000 median and Villas at Glen Abbey 6 at $665,000. The 140 villas divide into Kilkenny 66 and Glen Abbey 74 on the 2026 Florida DOR roll. Our arithmetic: the villa median is 2.32 times the terrace median ($672,500 / $290,000). Get a free valuation for your street and plan.
Three single-family sales closed in the Southwest Florida MLS from August 11, 2025 to August 11, 2026: $870,000, $1,190,000 and $1,260,000, a $1,190,000 median by our grouping. The MLS filed two under the Naples Heritage name and one under Cypress Pointe; all three are single-family houses on Naples Heritage Drive. Cypress Pointe is the single-family neighborhood, and Naples Heritage holds 101 single-family homes (club Membership page). Three sales are a thin sample, so lot, view and updates drive value. Call Jesse direct at (239) 898-6072.
We tracked 46 closed sales in the Southwest Florida MLS from August 11, 2025 to August 11, 2026: 18 terraces, 13 verandas, 12 villas and 3 single-family homes. Our arithmetic: 46 of 799 homes is 5.8 percent turnover in 12 months. By neighborhood, Prestwick led with 11. Collier County recorded deeds show 43 qualified sales across Naples Heritage in the 12 months since October 2025, newest recorded August 26, 2026; the deed and MLS windows differ, so the counts are never combined.
Naples Heritage closings cluster in season. Of the 46 Southwest Florida MLS closings from August 11, 2025 to August 11, 2026, 33 fell between January and June 2026, the winter and spring season: 15 from January to March and 18 from April to June. October to December 2025 had 8, and July 1 to August 11, 2026 had 2. Closings trail contracts by weeks, so listing ahead of season puts a home in front of the busiest months. This is last year’s pattern, not a forecast.
Median days on market for Naples Heritage: . After a contract, the timeline runs through steps the club and associations set: the $200 club estoppel, the neighborhood association’s estoppel, title work, and the buyer’s financing and inspections. If the buyer plans to lease, the neighborhood association manager must approve the rental application at least 30 days before the lease (renter transfer form). Order estoppels early so they do not hold up closing.
The closed-sale record answers part of it. We tracked 46 closed sales in Naples Heritage in the Southwest Florida MLS from August 11, 2025 to August 11, 2026, 5.8 percent of the 799 homes, at a $455,950 median. Active listings: . Median sale-to-list ratio: . Those two figures, read against the pace of closings, decide the answer for your product, so call Jesse direct at (239) 898-6072 for the current read before you set a price.
Median price per square foot in Naples Heritage: . A single community figure blends four-story terraces with single-family homes, so price by product first: terraces at a $290,000 median, verandas $480,000 and villas $672,500 (Southwest Florida MLS, August 11, 2025 to August 11, 2026). A villa at 8206 Naples Heritage Drive, for scale, is a Glen Abbey II home built in 1998 with 1,705 square feet on the county roll. Your own floor plan sets the comparison.
Choose on results, process and command of the documents. McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings, with over $900 million in sales; Jesse McGreevy has been in the business since 2004 and the team has worked together since 2008. With their Domain Realty Group team, McGreevy and Comisar have sold over $2.5 billion in real estate. We price by product and neighborhood and prepare the club and CDD paperwork before listing. Read how we sell homes in Naples.
Ask four questions. Can the agent explain the $17,500 resale capital contribution and whom the club bills? Do they know the March 27, 2024 leasing amendment and how it shapes the investor buyer pool? Can they tell a terrace buyer what Florida’s milestone inspection and structural integrity reserve study rules mean for a four-story 1990s building? And will they price your home against its own product? A $672,500 villa median against a $455,950 community median (Southwest Florida MLS, August 11, 2025 to August 11, 2026) shows why that matters.
Start with a valuation by product, then gather the documents buyers request: the Declaration, Rules, your neighborhood association’s documents, any LOMA letter or elevation certificate, and for condominiums the inspection and reserve reports. Order the $200 club estoppel and the association’s estoppel. File the club’s Open House Information Form by Friday at 1 pm for a Sunday open house. Market, negotiate the contract, which allocates costs, and close; the membership passes with title. Start with a free valuation.
Add the condominium layer to the usual steps. Under Florida Statutes 553.899, four-story terrace buildings reach their first milestone inspection deadline 30 years after their certificate of occupancy, so a 1997 building is due by December 31, 2027. Buyers will also ask for the structural integrity reserve study required by Florida Statutes 718.112, the budget and the master insurance policy. Request them from the association early; where its documents require approval of a sale, build that into the timeline.
Legally, yes. The club’s rules still apply: the Open House Information Form is due by Friday at 1 pm, open houses run Sundays 1 pm to 4 pm only, signs must be professionally printed, no larger than 18 by 24 inches, dark green on beige, and only two directional signs may stand at the T intersection inside the Davis Boulevard main entrance (club Real Estate page). The estoppel, the capital contribution billing and membership transfer run the same way with or without an agent.
The club’s estoppel fee is $200, per the club Membership page read October 28, 2026. Your neighborhood association issues its own estoppel and charges its own fee, which is not published; the association’s manager quotes it on request. The estoppels show what is paid, what is owed and any approved special assessment, so title and the buyer rely on them at closing. Order both as soon as you are under contract.
Yes. Membership runs with title: every owner of a Lot or Living Unit is a member, and membership cannot be separated from title (Declaration 4.1 and 4.5, Declaration). When the deed records, your membership ends and the buyer’s begins, with the club billing the buyer’s resale capital contribution of $17,500 ($3,000 for an existing owner moving within the community) under Declaration 9.17. There is no separate membership sale or waitlist to manage.
No. Declaration 4.5 ties membership to ownership, so it cannot be separated from title or sold on its own (Declaration). Only owners of a home can be members, and the Bylaws cap membership at 799, one per residence. A seller who wants to keep playing after closing would need to own another Naples Heritage home or play as a guest under the club’s guest rules.
No. Nothing paid to the club is refundable. Declaration 9.18 (Declaration) makes collected amounts club property, and members hold no equity share. The resale capital contribution you paid when you bought stays with the club; your buyer pays a new one. Price your home on its own market evidence, not on a membership refund.
Owners of record on March 27, 2024 may lease and keep their own club privileges by paying a $50 Non-Transfer fee (club Membership page; renter transfer form). A buyer who takes title later was not an owner of record on that date, so the new rule applies to that buyer: leasing delegates all privileges to the tenant. That is our reading of the club’s wording; the Declaration text governs. Tell investor buyers early.
No published data shows a price effect. What the amendment changes is the buyer pool: since March 27, 2024 an owner who leases cannot use the club during the lease (Declaration 4.4 and Bylaws 2.6). A buyer who plans to live in the home, full time or seasonally without leasing, is unaffected; a buyer who plans to rent it out weighs the lost club use. Market to the buyers the rule suits.
Yes, within the rules. No lease may run under 30 consecutive days (Declaration 5.24), and neighborhood covenants may be stricter. The tenant takes the club use and pays an $800 Transfer Membership, and the owner-signed rental application needs the neighborhood association manager’s approval at least 30 days before the lease (club Membership page). A buyer who wants a tenant in place at closing needs that approval timed inside the contract.
Neighborhood special assessments are not published; your association’s estoppel and minutes show them. At the club level, two items are public on the club Membership page: the $700 campus expansion assessment, billed “through 2026”, and the Pickleball/Tennis Project Assessment of $1,500 once or $1,600 in three installments. The CDD’s $275 charge is set in its FY2027 budget. Disclose what you know and let the estoppels confirm it.
The contract and the association’s estoppel govern. The estoppel states what has been levied and what remains due, and the purchase contract allocates who pays, so read both before you sign. A seller can agree to pay an approved assessment in full at closing, credit the buyer, or leave installments with the buyer, as negotiated. There is no single rule for Naples Heritage; your contract sets it.
A seller typically pays the listing commission, the documentary stamp tax on the deed, the payoff of any mortgage, and prorated property taxes and assessments, plus any estoppel or document fees the contract assigns. In Collier County the buyer customarily pays the owner’s title policy, so it is not a seller cost here; the contract controls. The club bills the resale capital contribution to the incoming owner. Ask us for a net sheet built on your contract terms.
In Collier County the buyer customarily pays for the owner’s title insurance policy, and the buyer usually chooses the title company. The purchase contract controls, and the parties can agree otherwise. A seller still clears title: paying off liens, signing the deed and supplying the estoppels the title agent needs. Confirm the allocation in your contract before you compare offers.
The club bills its operating and capital reserve assessments half on January 1 and half on July 1 (club Membership page), so at closing you have usually paid through June 30 or December 31. The contract sets prorations between buyer and seller, and the club estoppel shows what is paid through which date. A seller who has paid the half-year in advance is typically credited for the days after closing, if the contract says so.
The $500 Annual Food Minimum counts food only, and any shortfall is billed on December 31, plus tax (club Membership page). How the club splits that minimum between a seller and a buyer in a closing year is not published. Ask the club office for its written policy when you order the estoppel, and set any credit in the contract.
Naples Heritage homes were built from 1996 to 2001, before the statewide Florida Building Code of 2002. Insurers price roof age, roof-to-wall connections and opening protection, and a wind mitigation inspection documents them, which helps your buyer’s quote. County design wind speeds at the clubhouse run 150 to 184 mph by risk category. The county and district documents cited here record no Naples Heritage-specific damage from Irma, Ian or Milton. Fix what an inspection would flag; we make no price claim for repairs.
Give buyers the recorded Declaration, the Rules and Regulations of June 18, 2026, the renter transfer form if they may lease, and the CDD FY2027 budget. Add your neighborhood association’s documents and budget, any LOMA letter and elevation certificate, and for condominiums the milestone inspection and structural integrity reserve study reports where they exist.
Start with authority: a personal representative appointed in probate, or the trustee of a trust that holds title, signs the listing and the deed. The membership follows title, so the estate’s membership ends at closing and the buyer pays the resale capital contribution as usual. Order the club and neighborhood estoppels, and keep paying assessments until closing so nothing lapses. Your estate attorney confirms who may sign; for the market side, call Jesse direct at (239) 898-6072.
Naples Heritage Golf and Country Club buyers and sellers work directly with Jesse McGreevy and Marc Comisar of McGreevy and Comisar, the #5 real estate team in Florida in the 2026 RealTrends rankings. Jesse has been in the business since 2004, the team has worked together since 2008, and every Naples Heritage figure here traces to the documents and records listed below.
With their Domain Realty Group team, McGreevy and Comisar have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in sales. Our Naples office is at 9180 Galleria Ct #200, Naples, FL 34109, and Jesse has lived in Estero since 2003. Meet the full team at Domain Realty Group, and read the full story of the team on our About McGreevy and Comisar page.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Selling in Naples Heritage? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read our guide to buying a home with McGreevy and Comisar.
Every Naples Heritage Golf and Country Club fact on this page traces to a primary public record: club governing documents and pages, CDD budgets, audits and ordinances, Collier County GIS layers and public data files, Sunbiz filings, FEMA flood maps, Florida Statutes, school district data and agency pages. Each was retrieved in October 2026; listing portals and brokerage sites are excluded.
917 people live in Naples Heritage Golf and Country Club, where the median age is 69 and the average individual income is $65,425. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Naples Heritage Golf and Country Club, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Naples Golf Center.
Naples Heritage Golf and Country Club has 481 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Naples Heritage Golf and Country Club do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 917 people call Naples Heritage Golf and Country Club home. The population density is 7,318 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
Population by Age Group
0-9 Years
10-17 Years
18-24 Years
25-64 Years
65-74 Years
75+ Years
Education Level
Total Households
Average Household Size
Average individual Income
Households with Children
With Children:
Without Children:
Marital Status
Blue vs White Collar Workers
Blue Collar:
White Collar:
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
