Naples Lakes Country Club - Juliana and Providence

McGreevy and Comisar are the team Juliana and Providence sellers call first, and the team coach-home buyers call when they want the record rather than the brochure: which of the two plans sells for what, why the county and the MLS file both villages under one name, what the two separate condominium associations mean for a buyer, and how the club bill stacks on top. Juliana and Providence at Naples Lakes Country Club is a coach-home condominium village inside the master-planned community of Naples Lakes Country Club in Naples, Florida. It is in fact two villages side by side: Juliana Village, 88 coach homes in 22 four-home buildings on Shinnecock Hills Court, and Providence Village, 76 coach homes in 19 four-home buildings on Shaker Heights Court, 164 homes in all, built by Toll Brothers between 2000 and 2004 and sold new as “Juliana Coach Homes.” Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

This guide is built from the club’s own village pages, the Fourth Amended and Restated Declaration of Naples Lakes Country Club, the Florida Division of Corporations files for both condominium associations and every predecessor phase association, the Florida Department of Business and Professional Regulation condominium filings, Toll Brothers’ archived price pages from 2001 to 2003, three FEMA flood determinations that name Juliana and Providence buildings, the Collier County tax roll (2026 preliminary) for all 164 homes, and every Juliana Village closing in the Southwest Florida MLS Matrix, pulled September 24, 2026. Where the record stops, usually at the two associations’ budgets and rules, we say so.

If you own a coach home on Shinnecock Hills Court or Shaker Heights Court and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the plan-by-plan and village-by-village detail below will tell you whether an Augustine or a Key West fits, and which of the two associations you would be joining, before you book a single showing.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Why McGreevy and Comisar Are the Best Realtor for Juliana and Providence at Naples Lakes Country Club

McGreevy and Comisar are the best realtor for Juliana and Providence at Naples Lakes Country Club because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% nationally since 2008, over $900 million in personal sales, and a coach-home read built from all eleven MLS closings and both associations’ filings.

If you’re searching for the best realtor for Juliana and Providence at Naples Lakes Country Club in Naples Lakes Country Club, Naples, whether you’re ready to sell your Juliana and Providence at Naples Lakes Country Club home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters here for a specific reason. The coach homes look like one product and trade like two. Every building holds two downstairs Augustine homes of two bedrooms and a den and two upstairs Key West homes of three bedrooms, a den and three baths, and the upstairs plan is about 500 square feet larger. Yet in the last twelve months the two plans closed within $17,500 of each other at the median, which means the per-foot price of a downstairs home runs well above the upstairs one. Add two separate condominium associations with separate budgets, a county roll and an MLS that both file Providence under the Juliana name, and a mandatory club bill that is the same for every home in Naples Lakes, and a listing agent who prices a coach home off a Naples condominium average, or off the last “Juliana Village” sale without checking which village and which plan it was, misses the whole market.

Recent Juliana and Providence at Naples Lakes Country Club track record (last 12 months): In the last 12 months Juliana and Providence at Naples Lakes Country Club has seen 11 resales in the Southwest Florida MLS Matrix (pulled September 24, 2026, closings from September 24, 2025 to September 24, 2026): six in Juliana Village and five in Providence Village, at a median of $685,000 (n = 11, odd, so the median is an actual sale) and a range of $570,000 to $745,000. The highest-priced coach home sold in that window was $745,000, an upstairs Key West in Juliana in December 2025. The average sale-to-list ratio was 95.74%, the mean of the eleven per-sale ratios against final list price (the median ratio was 95.75%). The Matrix pull behind this page recorded price, living area, days on market and dates, not the listing office on each closing, so we do not state a represented-sale count for the coach homes here; ask us and we will walk you through all eleven closings one by one.

For Juliana and Providence sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. For a coach home the paperwork matters as much as the pictures, so we build the file before the first showing: the estoppel certificate from your own condominium association, Juliana Village Condominium Association or Providence Village Condominium Association, the separate master association estoppel from the club office, the resale disclosure package a condominium buyer is entitled to under section 718.503 of the Florida Statutes, the $13,000 transfer fee (2025) your buyer will be asked for as a new resident, the Arnie’s surcharge status on your account, and the FEMA letter that covers your building, if there is one.

For Juliana and Providence buyers: the first question is the plan, because at today’s prices the downstairs Augustine and the upstairs Key West cost nearly the same and deliver very different square footage, stairs and privacy. The second is the village, because Juliana and Providence are two corporations with their own budgets, reserves and rules, and neither publishes its fee. The third is the club bill, $12,674 for every coach home in 2025 before the condominium fee. Sellers and buyers comparing the best real estate agents in Naples should ask each one to answer those three questions for a specific Shinnecock Hills Court or Shaker Heights Court address; we answer them below.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Selling your Juliana and Providence at Naples Lakes Country Club home? Get a free Juliana and Providence home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Juliana and Providence at Naples Lakes Country Club? Call Marc at (239) 287-5873 for a personalized buyer consultation, see how we help buyers into Naples Lakes Country Club, or read how we represent buyers in Southwest Florida.

Living in Juliana and Providence at Naples Lakes Country Club as a Homebuyer

Living in Juliana and Providence at Naples Lakes Country Club means a two- or three-bedroom coach home with a den and an attached two-car garage, one of four homes in a building, a village pool and spa a short walk away, and a full Arnold Palmer Signature golf club membership that comes with the deed and cannot be declined.

The coach homes are the largest condominium homes in Naples Lakes. Only the single-family villages of Tahoe and Placid offer more space per home, and they cost roughly $550,000 more at the MLS median ($1,236,250 against $685,000, 12 months to September 24, 2026). That combination, condominium ease with close to single-family square footage, is why the two villages sit in the middle of the Naples Lakes price ladder and why nearly half their owners live here full time.

What Is Juliana and Providence at Naples Lakes Country Club?

It is the coach-home district of Naples Lakes Country Club, the gated, Toll Brothers-built golf community at 4784 Naples Lakes Blvd, Naples, FL 34112, in East Naples near Collier Boulevard and Rattlesnake Hammock Road. Naples Lakes has six villages and 731 homes. Juliana Village and Providence Village hold 164 of them, the “164 Coach homes” in the club’s own count of “111 estate homes, 119 villa homes, 164 Coach homes, 128 Carriage homes, and 209 Condominiums for a total of 731 residences,” per the club’s homes for sale page. The club presents the two villages together on its Juliana and Providence villages page, and we do the same on this guide, splitting them wherever the record allows.

Not the Other Providence Village, and Not the Lakeland Juliana Village

Two quick name checks save a buyer confusion. This Providence Village is the Naples Lakes coach-home village on Shaker Heights Court, not Providence Village in Land O’ Lakes, whose Providence Village Owners Association, Inc. is an unrelated Pasco County corporation. And this Juliana Village is the Naples Lakes village on Shinnecock Hills Court, not the Juliana Village Homeowners Association, Inc. in Lakeland, which the state register also returns. Only two corporations govern the coach homes here: Juliana Village Condominium Association, Inc. (Sunbiz N02000000350) and Providence Village Condominium Association, Inc. (Sunbiz N04000000400).

Two Villages, Two Streets, One Product

The club describes the villages in one paragraph: “Juliana Village, located on Shinnecock Hills Court, consists of 22 buildings of 4 units each. Providence Village, located on Shaker Heights Court, consists of 19 buildings with 4 units each” (club Juliana and Providence page). Each village has its own street, so the two share a product and a Toll marketing name but not an address, a pool or a board; the table in the village comparison below sets them side by side.

Downstairs or Upstairs: How a Four-Home Coach Building Works

The club lists “the downstairs Augustine floor plan (two bedrooms and den)” and “the upstairs Key West floor plan (three bedrooms, den and three full baths),” and its older Providence page describes “four units in each building, with the first floor units running just under 2,100 square feet” (club Providence page). So each building holds downstairs and upstairs residences, and Toll’s own 2001 to 2003 pages called the Augustine “first floor” and the Key West “second floor.” We describe the buildings as downstairs and upstairs residences rather than giving a verified storey count, because the recorded condominium plans that fix the habitable-story count were not read for this guide. The practical choice for a buyer is simple to state: the Augustine gives you ground-level living and no one below you; the Key West gives you about 500 more square feet, a third bedroom and bath, and no one above you.

Where the Coach Homes Sit Inside Naples Lakes Country Club

Both courts sit inside the single staffed gate on Collier Boulevard, within about half a mile of the clubhouse at 4784 Naples Lakes Blvd. Street numbers on Shinnecock Hills Court run from 4710 into the 4800s; Providence’s buildings are numbered 23 to 41 and carry Shaker Heights Court addresses from 4944 to 4983, per the same FEMA letter. Whether a given home looks onto water, fairway or another building is a home-by-home question, and it is one of the first things we check on a tour.

Who Owns at Juliana and Providence

The county roll answers the question every buyer asks about neighbors. Of the 164 coach homes, 79 (48.2%) carry a Florida homestead exemption and 90 owners list a Florida mailing address; the leading out-of-state owner states are Michigan (17), Illinois (10), Pennsylvania (10), New York (8) and New Hampshire (6), per the Collier County tax roll, 2026 preliminary. That makes the coach homes the most year-round of the Naples Lakes condominium villages: Lake Barrington and Lake Arrowhead each sit near 30% homesteaded. Expect a village that stays lived-in through summer, with a winter lift when the Michigan and Illinois owners return.

A Day at Juliana and Providence

Every owner is a club member, so the day is set by the club: tee times up to 14 days out, the fitness center, five Har-Tru tennis courts and three lighted bocce courts with no court or fitness fee, pay-as-you-go dining with no minimum, and Arnie’s cabana pool and bar, per the club’s Rules and Regulations, April 2024 and tennis and bocce page. Closer to home, each village has its own pool and spa, and golf carts share the roads under a 25 mph limit.

Juliana and Providence at Naples Lakes Country Club Market Snapshot: What Coach Homes Actually Sell For

Juliana and Providence at Naples Lakes Country Club recorded 11 MLS closings in the twelve months to September 24, 2026, at a median of $685,000 (n = 11) and a range of $570,000 to $745,000, six in Juliana and five in Providence. The downstairs Augustine and the upstairs Key West closed within $17,500 of each other at the median.

Data updated: September 2026 (Southwest Florida MLS, retrieved 24 Sep 2026; Collier County recorded sales through 29 Aug 2026)

We tracked every one of the eleven Juliana and Providence closings in the Southwest Florida MLS for the twelve months to September 24, 2026, sale by sale, and every table in this section is built from those rows and the county’s recorded deeds, not from an automated estimate.

The coach homes are a thin market with a narrow band. One hundred sixty-four homes in two plans produce about a dozen resales a year, and nearly all of them land between $660,000 and $745,000. Eleven closings in the latest twelve months clears the ten-sale bar, so the twelve-month MLS window leads this section; because each village and each plan holds fewer than ten sales on its own, we also list every closing individually, then add the county’s recorded, DOR-qualified sales by year to widen the view. Every figure names its source and window.

How We Split Juliana From Providence in the MLS

The Southwest Florida MLS has no Providence Village value of its own. Its Development report for Naples Lakes Country Club files every coach home under the Sub/Condo name JULIANA VILLAGE, Providence included, and the county roll does the same, recording Providence as Juliana Village 3-A to 3-C. We separated the eleven closings by living area, because the two villages’ plans differ by 33 square feet: an MLS living area of 2,030 or 2,531 square feet is a Juliana home and 2,063 or 2,564 square feet is a Providence home, matching the club’s published sizes (club Juliana and Providence page). All eleven closings and both active listings carried one of those four exact figures, so each one sorts cleanly. It is still an inference from plan size rather than a street address, and we flag it that way.

The Eleven MLS Closings in the Last 12 Months

Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, Sub/Condo JULIANA VILLAGE, closings from September 24, 2025 to September 24, 2026, retrieved September 24, 2026. Village and plan are assigned by living area as described above. Sale-to-list is sold price over final list price; price per square foot uses MLS living area.

Across all eleven: median $685,000 (n = 11, odd, so the sixth sale, a Juliana Key West, is the median), range $570,000 to $745,000, dollar volume $7,469,120 (our sum), median 51 days on market, median sale-to-list 95.75% and mean of the per-sale ratios 95.74%, and median $280.79 per square foot with a mean of the per-sale figures of $295.57. We compute ratios sale by sale and then take the median or mean of those ratios; we never divide total sold dollars by total list dollars.

Juliana Village and Providence Village, Side by Side

Five or six sales are a handful, not a trend, so read the split as directional. Two things still stand out. Providence’s five closings sat in a tight $40,000 band and three of them went under contract within two days of listing. Juliana produced both the highest sale, $745,000, and the lowest, $570,000, and its homes took longer to sell. Neither village is consistently priced above the other; a Providence home is 33 square feet larger, which on these numbers shows up as nothing measurable in price.

Downstairs Augustine or Upstairs Key West: What Each Plan Sells For

This is the single most useful pricing fact on the page. The Key West gives about 500 more square feet, a third bedroom and a third full bath, yet it sold for a median of only $17,500 more than the Augustine. So a downstairs coach home earns roughly $50 more per square foot than an upstairs one. Buyers are paying for ground-level living and for not climbing stairs, and they are not paying full per-foot value for the upstairs space. For a seller, that means an Augustine should not be priced off a Key West’s per-foot figure, and a Key West should not be priced as if its extra rooms add their full share of square footage.

What Is for Sale Right Now

Two coach homes were active on September 24, 2026, both in Providence and both downstairs Augustine homes of 2,063 square feet on the MLS:

Southwest Florida MLS Matrix, retrieved September 24, 2026. The higher asking price sits $50,000 above the highest Augustine sale of the last twelve months ($699,000), and the lower one sits between the $570,000 and $660,000 Augustine closings, which is a spread worth understanding before either is offered on. No Juliana home and no Key West was listed that day.

Months of Supply and Days on Market

At eleven closings a year, the two actives equal about 2.2 months of supply (2 divided by 11 twelfths, our arithmetic), against 2.8 months for Naples Lakes Country Club as a whole, 2.1 for Lake Barrington, 3.4 for Lake Arrowhead and 4.0 for the single-family villages on the same pull. The coach homes’ median of 51 days on market is the second shortest in the community after the single-family homes’ 19, and shorter than Lake Arrowhead’s 67 and Lake Barrington’s 79 (all Southwest Florida MLS Matrix, closings in the 365 days to September 24, 2026). Days on market here run in two groups: five of the eleven sold within 11 days, one took 51, and five took 74 to 196 days. The homes that priced to the plan’s recent sales went fast; the rest waited.

The County Record: Qualified Sales by Year, 2021 to 2026

The Collier County tax roll carries its own sale history. It records Juliana and Providence as one condominium group, so these figures are the two villages combined and cannot be split by village. “Qualified” means the county coded the sale as an arm’s-length, DOR-qualified transfer; recent sales may not yet carry a code, so the latest counts are a floor.

Source: Collier County tax roll, 2026 preliminary, sales history, county recorded and DOR-qualified. The coach-home median rose about 60% from 2021 to 2023 ($454,400 to $727,500), and the latest twelve months sit about 4% below the 2023 median (our arithmetic). Per foot, the coach homes have barely moved since 2023: $296 then, $296 now, while Barrington’s fell from $311 to $267. For a wider recorded-sales cross-check, our Collier County sales index (Collier County Property Appraiser file, index as of September 24, 2026) finds its first window with ten or more sales at 24 months: since September 2024, 15 county recorded, DOR-qualified resales under the Juliana Village condominium names (both villages, 164 parcels, none builder-direct), median $700,000 (n = 15, odd), low $660,000, high $805,000, newest recorded sale June 25, 2026. The county and MLS windows differ (August 29 against September 24), the county also counts 29 recorded transfers, which include gifts, trust and estate transfers and sales too recent to carry a qualification code, and the two use different area denominators, but both say the same thing: coach homes trade in the high $600,000s, a little below 2023.

First-Hand Look: The Most Recent Public Coach-Home Sale

This is a public-record sale, not one of ours, walked through the way we would read it for a client. The most recent coach-home closing in the MLS window is a downstairs Juliana Augustine of 2,030 square feet that closed in August 2026 at $570,000, after 74 days on market from a final list price of $647,800. That is a sale-to-list ratio of 87.99%, the lowest of the eleven, and $280.79 per square foot, which happens to be the median per-foot figure of the whole set.

Three readings follow. First, $570,000 is $90,000 below the next-lowest coach-home closing of the year ($660,000, a Providence Augustine in March) and $129,000 below the top Augustine sale ($699,000 in February), so it is an outlier, not the new level. Second, the gap between list and sale says the market did not accept the asking price; the MLS record does not say why, and condition, view, updating and timing are the usual reasons. Third, it closed less than two weeks before the county file’s August 29 cut-off, so it may not yet be recorded or coded in the county’s qualified count, whose low is $660,000. A seller should not price from it, and a buyer should not expect to repeat it without knowing what made it cheap.

Ready to Sell or Buy at Juliana and Providence at Naples Lakes Country Club? Talk to the Team That Mapped All 164 Coach Homes

Juliana and Providence at Naples Lakes Country Club is Naples Lakes’ coach-home district, and on September 24, 2026 it held just 2 of the community’s 11 active listings, both downstairs Providence Augustine homes asking $624,999 and $749,000. With eleven closings in twelve months and about 2.2 months of supply, the seller who prices to the plan and the village, with both estoppels already ordered, is the seller who closes. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, build that file before the first showing.

Selling a Juliana or Providence coach home? Get a free Juliana and Providence home valuation or call Jesse direct at (239) 898-6072, and see how we sell homes in Naples Lakes Country Club.

Buying at Juliana and Providence? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Our Read of the Coach-Home Market

The coach homes are the steadiest condominium market in Naples Lakes: a narrow price band, per-foot values unchanged since 2023, the most year-round owners, and eleven sales against two listings. The plan matters more than the village. A well-kept Augustine that is priced near $675,000 to $699,000 sells quickly; a Key West competes on space and should be priced from Key West sales, not from a per-foot average. The two Providence Augustine listings on the market now will set the next benchmark for downstairs homes.

How Did Juliana and Providence at Naples Lakes Country Club Come to Be?

Juliana and Providence at Naples Lakes Country Club began as one Toll Brothers product line, “Juliana Coach Homes,” recorded as seven condominium phases from December 2000 to May 2004. The first four became Juliana Village; the last three, recorded as Juliana Village 3A to 3C, became Providence Village, with its own association since 2006.

The story explains three oddities a buyer meets today: why the county and the MLS call Providence “Juliana,” why there are two associations for one product, and why Providence homes are a few feet larger.

Toll Brothers and the Naples Lakes Master Plan

“Established in 1999, Naples Lakes Country Club was developed by Toll Brothers. The Clubhouse was opened in spring of 2001 and residential construction was completed in 2004,” per the club’s history page. The original Declaration of Covenants, Conditions and Restrictions was recorded October 5, 1999 (O.R. Book 2598, Page 2100), and an Amended and Restated Declaration followed on May 26, 2000 (O.R. Book 2679, Page 3014), as recited in the current Fourth Amended and Restated Declaration. Toll marketed five product lines: Lake Tahoe Estates, Lake Placid Villas, Juliana Coach Homes, Lake Barrington Condos and Arrowhead Carriages. The coach homes were the only product sold across two of today’s villages.

2000 to 2002: Juliana Village, Four Phases on Shinnecock Hills Court

Toll recorded Juliana as four condominium phases, per the Florida Department of Business and Professional Regulation’s condominium extract and the state’s project license for Juliana Village 2A:

The recorded phase numbers run by village: Lake Arrowhead 1A to 1D, Juliana 2A to 2D, Juliana 3A to 3C (Providence) and Lake Barrington 4A to 4C. The Juliana Village 2B declaration is recorded at O.R. Book 2770, Page 2544, as quoted in a 2026 published legal notice; FEMA’s 2012 letter cites the condominium plans at O.R. Book 2750, Page 2155, O.R. Book 2770, Page 2584 and O.R. Book 2971, Page 2768; and a 2016 FEMA letter cites the Juliana Village 2D declaration as Document No. 2924068, O.R. Book 2971, Pages 2728 through 2794 (FEMA 16-04-8373A).

2002 to 2004: Providence, Recorded as Juliana Village 3A to 3C

The last coach homes went up on Shaker Heights Court, and Toll kept the Juliana name on the paperwork:

Providence was the last village built in Naples Lakes, and its final phase was recorded in May 2004, the year the club says residential construction ended. That is why the county roll and the MLS still file its 76 homes under Juliana Village, and why a title search on a Shaker Heights Court home turns up “Juliana Village 3” instruments. By 2012 FEMA was describing the same nineteen buildings as “Providence Village, a Condominium, as described in the Certificates of Amendment recorded as Instrument Nos. 3922091, 3922092, and 3922093” in the Collier County official records (FEMA LOMA 12-04-6094A).

Two Associations Out of Seven Phases

Each phase first had its own association, and each village later merged its phases into one surviving corporation: Juliana in a merger and name change filed October 7, 2003, and Providence, then called Juliana Village 3C Condominium Association, in a merger and name change filed August 22, 2006 (Sunbiz, Providence name history). The governance section below sets out both records. The master Declaration recognizes the two as distinct Neighborhoods, each electing its own director.

What Toll Charged, and the December 2002 Jump

Toll’s archived pages track the two plans across five captures (September 2001, February 2002, June 2002, December 2002, February 2003):

The Augustine base jumped $68,000 and the Key West $66,000 between June and December 2002, the same month the first Providence phase was recorded. The timing suggests the higher prices were the slightly larger Providence homes, but Toll’s pages do not say so, and we report the connection as timing only.

2003 to 2004: Turnover to the Owners

Toll’s golf entity deeded the course to the master homeowners association on October 23, 2003 (O.R. Book 3447, Page 736), and residents took control of the master association between 2003 and 2004; the club dates its turnover to 2004. The master association’s 2004 annual report, filed April 26, 2004, lists resident directors at addresses on Cerromar Drive, Castlerock Way and Shinnecock Hills Court, so a Juliana owner sat at the table from the first owner-run year.

The Coach Homes at Twenty-Plus Years

Juliana’s buildings are about 24 to 26 years old and Providence’s about 22 to 24, by recording date. Every Juliana phase was recorded before March 1, 2002, when Florida’s first statewide building code took effect (International Code Council), and every Providence phase after it. A recording date is not a permit date, so the code a building was permitted under is a question for the county permit file.

The Coach Homes: Augustine and Key West Floor Plans at Juliana and Providence, Naples Lakes Country Club

Juliana and Providence at Naples Lakes Country Club offer two floor plans in every four-home building: the downstairs Augustine, two bedrooms and a den at 2,030 square feet in Juliana or 2,063 in Providence, and the upstairs Key West, three bedrooms, a den and three full baths at 2,531 or 2,564. Every home has an attached two-car garage.

The Plans at a Glance

Sources: club Juliana and Providence page; Toll Brothers archived pages (September 2001, February 2003); Southwest Florida MLS Matrix, retrieved September 24, 2026.

With two of each plan in every building, the villages hold 44 Augustine and 44 Key West homes in Juliana and 38 of each in Providence (our arithmetic from the club’s building counts). That even split is also why the county roll’s median base area for the 164 homes lands at 2,280.5 square feet, exactly between the plans.

The Augustine, Downstairs

The Augustine is the ground-level home: two bedrooms, a den that most owners use as a study, guest room or TV room, two baths in Toll’s description, and a two-car garage. At 2,030 or 2,063 square feet it is larger than every plan in Lake Barrington and every ground-floor plan in Lake Arrowhead. It is the plan for a buyer who wants single-level living with no stairs to the front door of the home, and the MLS says those buyers pay for it: its median of $327.19 per square foot over the last twelve months is well above the medians for Lake Barrington ($242.10) and Lake Arrowhead ($251.83) on the same MLS pull.

The Key West, Upstairs

The Key West is the upstairs home and the largest condominium plan in Naples Lakes: three bedrooms, a den and three full baths in 2,531 or 2,564 square feet, with its own two-car garage. It suits a buyer who hosts family, needs two guest rooms, or simply wants the extra 500 square feet and no neighbor overhead. The trade is the stairs. Whether a particular Key West has a lift or elevator is a home-by-home fact we have not seen in any club or public record, so ask; do not assume either way.

Which Area to Use for a Price per Foot

Three area figures circulate for the same coach home. The club’s plan sizes (2,030, 2,063, 2,531, 2,564) are what the MLS closings on this page carry as living area; the county base area has a median of 2,280.5 across the 164 homes; and some listing copy quotes a total area including garage and lanai, such as 3,403 square feet for one Juliana Key West whose plan size is 2,531. Price from living area, and compare like with like.

Parking, Storage and What the Owner Maintains

Each home has an attached two-car garage. The master Declaration requires garages to be used for parking cars, forbids converting them to living space, bars owner street parking and keeps boats, trailers, RVs and large trucks from staying outside a garage overnight (Art. XI, Secs. 19 and 28 of the Fourth Amended and Restated Declaration). “There are no carports,” the club notes on its real estate page. Inside the home, the owner maintains the interior; the building’s structure, roof and exterior belong to the condominium association, which the master Declaration makes “responsible for maintaining and repairing all buildings located within the Neighborhood” (Art. VI, Sec. 3). Exactly where each condominium draws the line between unit and common element is in its own declaration.

Juliana Village or Providence Village at Naples Lakes Country Club: What Actually Differs

Juliana Village and Providence Village at Naples Lakes Country Club sell the same two Toll plans, share the master fee class and the club, and trade at nearly the same prices. What differs is the street, the size by 33 square feet, the build years, the association, the pool, and the FEMA paperwork on file for each building.

Sources: club village page; Florida DBPR and Division of Corporations; FEMA Map Service Center; Southwest Florida MLS Matrix. The flood rows are explained in the hurricane section below.

For most buyers the choice comes down to the specific home and its outlook, not the village. The exceptions: a buyer who wants the newer construction era leans Providence; a buyer who wants the larger choice of buildings leans Juliana; and a buyer who cares about association finances should read both budgets side by side, because they are set by two different boards.

What Amenities Come With a Juliana or Providence Coach Home at Naples Lakes Country Club?

A Juliana or Providence coach home at Naples Lakes Country Club comes with the village’s own pool and spa, an attached two-car garage, and full membership in the homeowner-owned club: the Arnold Palmer Signature golf course, clubhouse dining, fitness center, tennis, bocce and Arnie’s cabana pool, with no green, court or fitness fees.

The Village Pool and Spa

“There is a pool and spa located within each Village,” the club says of Juliana and Providence (club village page), and “Every multi-family Village has a swimming pool complete with a spa and picnic area” (club real estate page). So Juliana owners have a pool and spa on their side and Providence owners on theirs. Ownership of those pools is changing: the master association’s 2025 budget letter set aside $24,000 in survey costs “to finalize the transfer of ownership of the village pools to their respective villages.” Until that closes, the pools, roads and parking inside the multi-family tracts are Limited Common Areas maintained by Neighborhood Assessment (Exhibit D, Limited Common Areas). Whether the transfer has been completed is not in any public record we found; ask whether your village’s pool now sits in the condominium budget.

The Club Every Coach-Home Owner Already Belongs To

“Membership in the Association by all Owners is mandatory and automatic with the ownership of any Unit,” says Article III, Section 1 of the Declaration, and the club puts it plainly: “full membership is included with every home” (club real estate page). “Naples Lakes Country Club is owned and managed by the Naples Lakes Country Club Homeowners Association, Inc.,” per the club’s Full Member Information Profile. What that membership conveys, per the Rules and Regulations, April 2024:

• Golf on the 18-hole Arnold Palmer Signature course, established in 1999, 6,729 yards from the back tees, rated 73.3 with a 142 slope on the club’s 2026 scorecard, with no green fees. The course closed at the end of April 2017 for a $3.2 million wall-to-wall renovation by Arnold Palmer Design Company architect Thad Layton and reopened February 17, 2018 (Golf Course Architecture). Carts are extra.
• Fitness, tennis and bocce with no fitness or court fees: the fitness center, five Har-Tru tennis courts and three lighted bocce courts (club tennis and bocce page). Group fitness classes are charged per class.
• The clubhouse, which the club describes as 24,000 square feet after its remodel and expansion, reopening in 2013, with dining that is pay as you go and no food and beverage minimum.
• Arnie’s, the cabana cafe, bar and pool, announced in 2021 as a $3.9 million project (Club + Resort Business); a 2025 trade report put the finished venue at $4.3 million (Club + Resort Business, October 2025). Arnie’s opened after its 2021 announcement; its surcharge has been billed since January 2023.
• Bulk Xfinity TV and internet, funded through the master HOA fee (club Xfinity page).

Membership is issued to no more than two adults per home, both living in it. It cannot be declined, resigned or sold separately, and “terminate[s] without refund of any kind upon the closing of the sale,” per the Rules.

The Gate and the Grounds

Naples Lakes has one visitor entrance, on Collier Boulevard, with a staffed front gate the club lists as Front Gate Security (club staff page). No official club document states the gate’s hours, so we do not claim round-the-clock staffing. The Declaration adds that “The Association shall not in any way be considered a guarantor of safety or security.” The master association maintains the community’s roads, lakes, preserves and the golf course; Collier County’s PUD record counts 29 conservation acres and 219 acres of golf course within about 485 acres (Collier County PUD Master List), and the club has been a Certified Audubon Cooperative Sanctuary since 2001.

What Coach-Home Owners Do Not Get

No private pool, no marina and no boating (the lakes are closed to boats of any kind, Declaration Art. XI, Sec. 25), no beach club, and no club use at all while your home is leased, other than dining. And the condominium layer’s own amenity rules, such as pool hours or guest limits at the village pool, are in each association’s rules, which are not public.

Two Condominium Associations: How Juliana Village and Providence Village at Naples Lakes Country Club Are Governed

Juliana and Providence at Naples Lakes Country Club are governed in three layers: each village’s own condominium association under Chapter 718, the Naples Lakes Country Club Homeowners Association under Chapter 720, and the club rules that association sets. Juliana Village and Providence Village each elect one of seven master directors.

Juliana Village Condominium Association, Inc.

Source: Florida Division of Corporations, N02000000350, retrieved September 2026. The association has a five-member board; this guide does not publish officer names.

Providence Village Condominium Association, Inc.: Its Own Board, Its Own Budget

Providence has its own association, and a buyer on Shaker Heights Court joins it, not the Juliana association.

Source: Florida Division of Corporations, N04000000400, retrieved September 2026, including the 2024 Amended and Restated Articles. The 2024 restatement is the most recent change to either village’s corporate charter; a Providence buyer should read it alongside the condominium declaration and its certificates of amendment (Collier County Instrument Nos. 3922091 to 3922093, as FEMA cites them). The Providence board, like Juliana’s, has five officers and directors; we do not publish their names.

The Master Association Above Both

Naples Lakes Country Club Homeowners Association, Inc. (Sunbiz N98000000743) owns the club and the golf course and is self-managed by club staff. Its Bylaws as amended November 17, 2023 give it seven directors: one elected by each of the six Neighborhoods, including Juliana Village and Providence Village, plus one at-large director. Three-year terms, a two-term limit and secret-ballot elections under section 720.306 apply. With 88 and 76 homes, each coach-home village elects a full seat with fewer voters behind it than Lake Barrington’s 209, so per home a coach-home vote carries more weight in the village seat.

Who Is Responsible for What

Condominium owners vote twice: in the master association and in their own village association.

What Are the HOA Fees at Juliana and Providence at Naples Lakes Country Club?

The published HOA fees at Juliana and Providence at Naples Lakes Country Club were $12,674 in 2025: a $9,818 club Membership Fee plus the $2,856 master HOA multi-family fee, about $1,056 a month. Each village’s condominium association fee comes on top, and neither association publishes it.

The 2025 Club Bill for a Coach Home

The 2026 schedule is behind the member login and is not public, so this guide stops at 2025. The schedules themselves say “Quarterly Membership Dues and HOA Fees are Billed to your Club House Account as a courtesy” and “Sub-Association Maintenance Fees are billed separately by the individual Management Companies.”

Why a Coach Home Pays the Same as a Barrington Condominium

The club bill does not scale with the home. A 2,564-square-foot Providence Key West and a 1,394-square-foot Barrington condominium pay the identical $12,674, because the Membership Fee is flat and the HOA fee is billed by class, and all four condominium villages share the multi-family class. Tahoe and Placid pay more ($15,148 and $14,688 in 2025) because their HOA class includes association lot landscaping (Declaration Art. VI, Sec. 1(d)). For a coach-home owner that flat bill is good news: at a $685,000 median price, the 2025 club bill is about 1.9% of value a year, against about 3% for a Barrington condominium at $420,000, Barrington’s county recorded median for the 12 months to August 29, 2026 (our arithmetic).

The Condominium Fee: Not Public, and Where to Get It

No 2025 or 2026 assessment for Juliana Village or Providence Village is published by either association, the club or the state. The documents that hold it are the association’s adopted annual budget, which a condominium buyer is entitled to receive under section 718.503, Florida Statutes, and the estoppel certificate issued for the specific unit under section 718.116. Both come through RealManage, the manager for both villages. Ask for the budget and reserve schedule of the village you are buying in, and compare the other village’s if you are choosing between them; the two boards set their fees independently.

How the Club Bill Has Moved, 2019 to 2025

Sources: the club’s billing schedules for 2019, 2021, 2023 and 2025, and the 2024 budget package. The coach-home club bill rose 47% from 2019 to 2025 (our arithmetic), most in 2023 (up 15%); in 2025 the multi-family HOA fee fell, which the 2025 budget letter credits to a new Comcast contract.

Juliana and Providence at Naples Lakes Country Club Layered Fees: Condominium, Master HOA, Club and One-Time Charges

Owning at Juliana and Providence at Naples Lakes Country Club means five cost layers: the village condominium fee, the master HOA fee, the club Membership Fee, the Arnie’s surcharge where it applies, and county property taxes, plus a one-time transfer fee of $13,000 (2025) for a new resident. There is no CDD.

The One-Time Transfer Fee

Naples Lakes charges a one-time transfer fee when a home changes hands: $12,500 in 2024 and $13,000 in 2025, “limited to first-time buyers (new residents) in NLCC,” per the 2024 budget package and 2025 budget letter, under Article VII, Section 14 of the Declaration. On a $685,000 coach home it is about 1.9% of the price. The 2026 figure is in a member-only schedule. There is no initiation fee or equity deposit in the club’s public documents; the transfer fee is the one-time charge.

Property Taxes and Why a Buyer’s Bill Differs

Median total taxes on the Collier County tax roll, 2026 preliminary, are $5,301 for the 164 coach homes, against a median just value of $566,690. That median blends homesteaded owners, whose assessed values are capped under Save Our Homes, with non-homesteaded owners. A buyer’s bill resets toward the new assessed value after the sale. The community sits in millage area 105, where the FY2025 rates added to 10.5058 mills, about $1,051 per $100,000 of taxable value (our arithmetic from the FY2025 bill), and the sampled FY2025 condominium bill in Naples Lakes carried no non-ad valorem assessment (Collier County Tax Collector, FY2025 condominium bill).

What the Stack Looks Like for a Buyer

On 2025 club figures and the 2026 preliminary tax median, a coach home carries about $17,975 a year before the condominium fee, the Arnie’s surcharge and HO-6 insurance (our arithmetic: $12,674 plus $5,301). Add the condominium fee from the village budget and your own insurance quote to reach the real number. At purchase, budget the $13,000 transfer fee (2025) on top of normal closing costs.

The Naples Lakes Country Club Declaration, Condominium Documents and Rules for Juliana and Providence, Section by Section

Juliana and Providence at Naples Lakes Country Club owners live under two stacks of documents: the master Declaration, Bylaws, Rules and Architectural Standards, all public on the club site, and each village’s own condominium declaration, bylaws and rules under Chapter 718, which are recorded but not posted online.

The Master Declaration Chain

The operative covenant is the Fourth Amended and Restated Declaration of Covenants, Conditions and Restrictions of Naples Lakes Country Club, approved November 17, 2023 (club PDF). It restates the original Declaration recorded October 5, 1999 (O.R. Book 2598, Page 2100) and the May 26, 2000 Amended and Restated Declaration (O.R. Book 2679, Page 3014), and it renews automatically in 10-year periods (Art. XV, Sec. 1). Its companions are the Bylaws as amended and Amended and Restated Articles.

The Master Declaration, Article by Article, for a Coach-Home Owner

• Neighborhoods (Art. I; Art. III, Sec. 3): exactly six, “Lake Arrowhead, Lake Barrington, Juliana Village, Lake Placid, Providence Village and Lake Tahoe.” A Neighborhood Association is required “in the case of a condominium,” which is why Juliana and Providence each have one.
• Membership (Art. III, Sec. 1): “mandatory and automatic with the ownership of any Unit.”
• Maintenance (Art. VI, Sec. 3): “Each Neighborhood Association shall be responsible for maintaining and repairing all buildings located within the Neighborhood”; if it does not, the master association may do the work and levy a Neighborhood Assessment.
• Assessments (Art. VII): the budget takes effect unless two-thirds of all Members disapprove; the Golf Course Assessment is lien-secured with no exemption for non-use (Sec. 13); a buyer is jointly and severally liable with the seller for assessments due at conveyance (Sec. 1); the board may impose a transfer fee (Sec. 14).
• Special assessment cap (Art. VII, Sec. 6): $250,000 a year in aggregate across all 731 homes, excluding insurance deductibles, and a force majeure assessment may exceed it to meet a windstorm deductible. This cap binds the master association only; the Juliana and Providence associations have their own assessment powers.
• Insurance and casualty (Art. IX): owners insure their units “unless either the Neighborhood in which the Unit is located or the Association carries such insurance”; repair after a casualty starts within 90 days and finishes within nine months.
• Use restrictions (Art. XI): two pets (Sec. 5), signs only with board approval (Sec. 6), vehicle and garage rules (Secs. 19 and 28), leasing (Sec. 24), no boats on the lakes and fishing only from your own shoreline (Secs. 25 and 26), white or off-white window coverings (Sec. 27), trash out after 6 p.m. the night before pickup (Sec. 29).
• Disclosures (Art. XV, Sec. 11): a private airfield, Wing South Airpark, which the Declaration spells “Winged South,” sits next to the community.

The Two Condominium Declarations

Each village was created by recorded condominium declarations, phase by phase; the recording references we found are listed in the history section above. Neither village posts its declaration, bylaws or rules online, so their leasing, pet, age, sale-approval and alteration clauses were not read for this guide. A buyer is entitled to all of them under section 718.503 before the contract becomes binding.

The Rules and Architectural Standards

The Rules and Regulations, revised April 2024, govern guests, lessees, carts, the pools and the golf course: a 25 mph speed limit, cart drivers at least 16 with a license, house guests registered two business days ahead. The Architectural Review Committee Standards, revised September 18, 2023, require ARC approval for roofing (asphalt is not allowed, Sec. 1.08), storm shutters (Sec. 1.20, with the member-only Exhibit C), windows (Sec. 1.36, clear or light grey interlayers only) and screen enclosures (mansard style, bronze).

Is Juliana and Providence at Naples Lakes Country Club a 55+ Community?

Juliana and Providence at Naples Lakes Country Club is not a 55+ community. Nothing in the master Declaration or the April 2024 Rules sets an age restriction, and the Rules provide for children and dependents, with supervision rules for children under 12 at the pool and courts and under 16 in the fitness center.

The two condominium declarations were not available to read, and a condominium can in principle carry its own occupancy rules, but no public record we found, and nothing in the club’s description of the villages, suggests an age restriction at either village. The covenant is open to any household, and nearly half the coach homes are year-round residences. Families should note the zoned schools in the schools section below.

Can You Rent Out a Juliana or Providence Coach Home at Naples Lakes Country Club?

Yes, within limits. At Juliana and Providence at Naples Lakes Country Club the master Declaration allows leases of at least 30 days, no more than four a year, with board approval, and the owner loses club use except dining while a tenant is in residence. Each village’s own condominium rules may add further limits.

The Master Leasing Rules in One Table

What a Coach-Home Landlord Should Plan For

A 30-day minimum and a four-lease cap rule out weekly income; seasonal leases to returning snowbirds are the realistic model. The owner keeps paying the full club bill while losing club use, the lessee transfer fee is not published, and the village condominium rules, which are not public, may add limits. Read the village’s declaration and rules before you count on rental income, and ask the manager for the lease application package.

Pet Rules at Juliana and Providence, Naples Lakes Country Club

The master Declaration lets Juliana and Providence at Naples Lakes Country Club owners keep up to two commonly accepted household pets, such as a dog or cat, plus fish or caged birds, leashed outdoors and never on the golf course, in a Common Area building or in a pool area. Each village’s condominium rules may add size or number limits.

The Master Pet Rules

• Two household pets per home, plus a reasonable number of tropical fish or caged birds (Art. XI, Sec. 5).
• Leashed outdoors; no roaming; owners clean up.
• Not on the golf course, and not in any building or pool area of the Common Area; the Rules add no pets in the clubhouse, at Arnie’s or on the practice facilities.
• Not left unattended or tied in yards, garages, porches or lanais.
• No commercial pet activity, and no invisible pet fences (Art. XI, Sec. 18).
• The board may require removal of a pet that becomes a nuisance. Service and assistance animals are governed separately under federal and Florida fair housing law.

Pets in a Four-Home Building

Neither village publishes pet limits of its own, so a buyer with a large dog or a third pet should read the Juliana or Providence condominium rules before contracting. A downstairs Augustine is the easier home for a dog owner.

Milestone Inspections, SIRS and Florida Condo Law at Juliana and Providence, Naples Lakes Country Club

Florida’s milestone inspection and structural integrity reserve study (SIRS) laws apply to condominium buildings of three or more habitable stories. The Juliana and Providence at Naples Lakes Country Club buildings are described as downstairs and upstairs homes in four-home buildings, so on that description neither law reaches them, an inference, not a verified story count.

What the Laws Say

• Milestone inspections, under section 553.899, Florida Statutes, created by SB 4-D in 2022 and amended by SB 154 in 2023, now apply to condominium and cooperative buildings “three ‘habitable’ stories or more in height,” per the Florida Senate summary of CS/CS/HB 913 (2025).
• SIRS, under section 718.112, applies to buildings three habitable stories or more; HB 913 extended the deadline for existing buildings to December 31, 2025 and “exempts four-family dwellings with three or fewer habitable stories above ground from the SIRS requirements.”

Why Juliana and Providence Sit Outside Both

Two separate facts point the same way. The club describes each building as downstairs Augustine and upstairs Key West homes, four to a building, which reads as two residential levels, below the three-habitable-story line for both laws. And each building holds exactly four homes, so even if a building were counted at three habitable stories, the 2025 exemption for four-family dwellings of three or fewer habitable stories would take it out of SIRS. The story count is our reading of the club’s plan descriptions; the recorded condominium plans and the county’s certificates of occupancy fix it, and we have not read them. Consistent with that reading, Collier County’s Milestone Buildings by Year list (January 2026) contains no Naples Lakes building.

Chapter 718 Still Applies in Full

Outside SIRS and milestone inspections, both associations are ordinary Florida condominiums under Chapter 718. They must adopt budgets, keep official records, fund reserves for roofs, painting and other components unless the owners vote to waive or reduce them as the statute allows, issue estoppel certificates under section 718.116 and deliver the resale disclosure package under section 718.503. The Florida Department of Business and Professional Regulation’s Division of Florida Condominiums, Timeshares and Mobile Homes regulates them (DBPR condominium FAQ).

What a Coach-Home Buyer Should Ask For

1. The village’s current budget, reserve schedule and whether reserves are fully funded, partially funded or waived.
2. The age of each roof in your building and the last exterior paint cycle.
3. Any special assessment levied or planned since 2022.
4. The master insurance declarations page, with the windstorm deductible.
5. Two years of board minutes.
6. The association’s written position on SIRS and milestone applicability, which should confirm the analysis above.

Hurricanes, Flood Zone and Insurance at Juliana and Providence, Naples Lakes Country Club

Juliana and Providence at Naples Lakes Country Club sit in FEMA Zone X on the current flood map, effective February 8, 2024: shaded X on Shinnecock Hills Court and minimal-hazard X on Shaker Heights Court. FEMA removed all 19 Providence buildings and 13 Juliana buildings from the older map’s flood zone by letter in 2012.

The Current Map, Street by Street

FEMA’s National Flood Hazard Layer, queried September 23, 2026 on panel 12021C0602J, returns Zone X, shaded (0.2% annual chance) on Shinnecock Hills Court, with a street grade of 11.1 feet NAVD88, and Zone X, minimal hazard on Shaker Heights Court, at 11.6 feet, per USGS 3D Elevation Program lidar. Both are outside the Special Flood Hazard Area, the 1% annual-chance floodplain that triggers the federal flood insurance requirement for a federally backed mortgage. The only mapped high-risk (AE) areas inside the gates sit over the stormwater lakes, with base flood elevations of roughly 10 to 10.5 feet NAVD88. Collier County confirms the county map “became effective on 02/08/2024” in its 2026 Floodplain Protection Newsletter.

The 2012 Map, and the Three FEMA Letters

Under the previous panel, 12021C0602H (May 16, 2012), parts of Naples Lakes sat in a Zone AH flood area, and both associations went to FEMA:

So every Providence building carries a removal letter, and 14 of Juliana’s 22 buildings are named in a letter; no letter we found names a Juliana 2C building or the other Juliana buildings, though all test as Zone X today. Every letter notes that “portions of this property” may remain in the hazard area, which on a condominium tract typically means lake edges and open ground, not the buildings. On the 2024 map the letters matter mainly as certified pad elevations: roughly 1.1 to 1.8 feet above the 10.5-foot base flood elevation FEMA cited for Providence under the old map. If your building has one, put it in the listing file.

Evacuation Zone, Surge and Wind

Collier County’s evacuation zone layer places both courts in Zone D; the state’s storm surge zone service shows surge exposure only in a Category 3 or stronger storm. The design wind speed for a replacement under Collier’s Florida Building Code 8th Edition wind layer is 164 mph, including at Shaker Heights Court, which puts the villages in the wind-borne debris region: replacement windows and doors must be impact-rated or protected.

Irma, Ian and the Coach Homes

Irma (September 10, 2017) was the wind event: the Collier County Emergency Operations Center station, about a mile south of the clubhouse, recorded sustained winds of 71 knots and a 106-knot gust, about 82 and 122 mph (NHC Irma report). Ian (September 28, 2022) was a surge event that “covered almost all of Collier County south/west of Tamiami Trail/US 41” (NWS Miami Ian summary); Naples Lakes is north and east of US 41 in Zone D, and no official report we found places Ian’s surge inside the community.

Insurance for a Coach Home

The condominium association insures the building under a master policy; the owner carries an HO-6 policy for the interior, contents, liability and loss assessment, with the exact line set by the village’s declaration. Neither village’s master policy, carrier or windstorm deductible is public. Because the buildings are in Zone X, federal flood purchase is generally not required, although a lender may still require it. Citizens’ phased flood requirement for Zone X policies does not reach condominium unit-owner (HO-6) policies, which are exempt (Citizens flood page). Collier County’s CRS Class 5 rating gives eligible NFIP policies a 25% discount (FEMA CRS list, April 2026). We do not quote premiums: the inputs are the building’s flood letter, the master policy, the unit’s wind mitigation features and a licensed agent’s quote.

Which Schools Serve Juliana and Providence at Naples Lakes Country Club?

Juliana and Providence at Naples Lakes Country Club addresses on Shinnecock Hills Court and Shaker Heights Court are zoned to Lely Elementary, East Naples Middle and Lely High for 2026-27, per the Collier County Public Schools address lookup. As published by the Naples Daily News, the three earned 2026 state grades of A, A and B.

Sources: the district’s address zoning service, queried for every Naples Lakes street including Shinnecock Hills and Shaker Heights; grades from the Naples Daily News school database, which republishes the Florida Department of Education’s grades. The state’s own 2026 file refused automated download, so the grades are as reported. Confirm the specific address with the district, and see its attendance boundaries page for choice options.

County Permits and Recorded Work at Juliana and Providence, Naples Lakes Country Club

The public record for Juliana and Providence at Naples Lakes Country Club holds the recorded condominium declarations, plans and certificates of amendment, three FEMA determinations and the associations’ state filings. Building permits, certificates of occupancy and roof replacement years by address were not read for this guide.

The recorded instruments are listed in the history and governance sections above. What the public record does not show is when each building’s roof was last replaced, whether openings have been upgraded to impact glass building-wide, and whether any association-wide repair program has run. Those facts live in the Collier County permit portal by address and in each association’s reserve schedule and minutes, and we pull them for the specific building before an offer.

What Is Being Built Near Juliana and Providence at Naples Lakes Country Club?

Naples Lakes Country Club is built out, so the change Juliana and Providence at Naples Lakes Country Club owners will notice is outside the gate: a Costco under construction across Collier Boulevard and Rattlesnake Hammock Road, a $200 million medical school about a mile away, new apartments nearby, and the I-75 Exit 101 rebuild.

• Costco, approved October 14, 2025 on the southeast corner of Collier Boulevard and Rattlesnake Hammock Road, reported at 162,671 square feet with a fuel station; clearing was under way in May 2026 and no opening date has been announced (Gulfshore Business).
• Bay College of Osteopathic Medicine, groundbreaking July 16, 2026 at 8365 Cadenza Road, reported at $200 million and 108,000 square feet, first classes planned for July 2028 (Gulfshore Business).
• Bonita Flores, 92 apartments with 28 affordable units at 8928 Collier Blvd, approved October 28, 2025 (Marco Eagle).
• I-75 at Collier Boulevard, Exit 101, a $97 million interchange rebuild expected to finish at the end of 2026 (FDOT project 425843-2).

The pattern: more convenience and more traffic at the corner the community uses, and no large new master-planned community inside three miles.

Daily Logistics at Juliana and Providence, Naples Lakes Country Club

Daily life at Juliana and Providence at Naples Lakes Country Club runs through one staffed gate on Collier Boulevard, about 3 miles south of I-75 Exit 101, with a Publix outside the gate about a mile away and Physicians Regional Medical Center about a mile and a half by road.

Drive Times From the Gate

Distances from the club’s directions and our free-flow routing on OpenStreetMap roads; January to April traffic adds time on Collier Boulevard and US 41, so drive your real commute in season.

Getting In, Parking and Deliveries

Guests are called in through the gate system, and house guests are registered two business days ahead under the Rules. Parking and vehicle rules are in the homes section above. Trash and recycling bins live in the garage and go out after 6 p.m. the night before pickup (Art. XI, Sec. 29). Bulk Xfinity TV and internet come through the master HOA fee.

Moving In and Working on the Home

Exterior work needs master ARC approval and, in a condominium, the association’s approval as well; interior work needs the association’s rules on contractors and hours, which are in each village’s documents. Book the gate for movers in advance. The Wing South Airpark, a private airfield about 0.7 mile west of the club, means occasional small-aircraft noise, a fact the Declaration discloses to every owner.

How Does Juliana and Providence Compare to the Other Naples Lakes Country Club Villages?

Juliana and Providence at Naples Lakes Country Club are the largest and priciest condominium homes in Naples Lakes, below only the single-family villages: a $685,000 MLS median against $539,000 at Lake Arrowhead and $395,000 at Lake Barrington, with the second-fastest sales pace. All four condominium villages pay the same 2025 club bill.

The Four Naples Lakes Country Club Spokes on One Yardstick

Yardstick: Southwest Florida MLS Matrix closings in the 365 days to September 24, 2026 (medians of per-sale figures), plus the club’s village descriptions and 2025 fee classes.

Sources: Southwest Florida MLS Matrix, retrieved September 24, 2026; the club’s village pages; the 2025 billing schedule; Collier County tax roll, 2026 preliminary. The single-family median is even (n = 12, middle pair $1,230,000 and $1,242,500).

Reading the Table

The coach homes sit in a clear middle band. Per square foot they trade about $30 above Arrowhead and $40 above Barrington, which is the value of more space, a two-car garage and, for the Augustine, ground-level living. They sell faster than either other condominium village. The flat club bill is also the smallest share of price here of any condominium village. Each village has its own guide: Lake Arrowhead at Naples Lakes, Lake Barrington at Naples Lakes and Tahoe and Placid at Naples Lakes.

Juliana and Providence at Naples Lakes Country Club vs Lake Arrowhead at Naples Lakes: Which Should You Choose?

Juliana and Providence at Naples Lakes Country Club vs Lake Arrowhead at Naples Lakes is the choice between four-home coach buildings with two-car garages and 2,030 to 2,564 square feet at a $685,000 median, and eight-home carriage buildings with one-car garages and 1,672 to 2,184 square feet at $539,000, under the same club bill.

Coach Homes vs Carriage Homes Decision Table

Sources: club village pages; Florida Division of Corporations; Southwest Florida MLS Matrix; Collier County tax roll, 2026 preliminary; FEMA Map Service Center.

Where the Two Differ Most for an Owner

Space and garage. Plan for plan, a coach home is larger: an Augustine is 122 to 391 square feet bigger than an Arrowhead ground-floor plan and a Key West 347 to 589 bigger than an Arrowhead second-floor plan, and every coach home has a second garage bay, which matters for two cars under the Declaration’s no-street-parking rule. Price. Arrowhead costs about $146,000 less at the MLS median and pays the same club bill, so its entry cost is lower but its club cost is a larger share of value. Neighbors. Four homes share a coach building; eight share a carriage building.

Who Should Choose Which

Choose Juliana and Providence if you want the most condominium space in Naples Lakes, a two-car garage, a quieter four-home building and a year-round neighbor mix, and you can spend near $700,000. Choose Lake Arrowhead at Naples Lakes if one car is enough, the budget is nearer $540,000, and you would rather put the difference toward the club life that both villages share in full.

Honest Pros and Cons of Owning at Juliana and Providence at Naples Lakes Country Club

Juliana and Providence at Naples Lakes Country Club offer Naples Lakes’ largest condominium homes, two-car garages, a village pool in each court, a steady market and Zone X flood status. The trade-offs are two unpublished condominium budgets, a mandatory $12,674 club bill, a $13,000 transfer fee, 22- to 26-year-old buildings and stairs to every Key West.

The Pros

• Space. 2,030 to 2,564 square feet, the largest condominium plans in the community.
• Two-car attached garage on every home.
• Only four homes per building, with a village pool and spa in each court.
• A steady market: per-foot values of $296 in 2023 and $296 in the latest twelve months on the county roll; eleven sales against two listings.
• Zone X on both courts, with FEMA removal letters for every Providence building and most Juliana buildings.
• Outside SIRS and milestone inspections on the club’s building description and the four-family exemption.
• Full club membership included, with no initiation fee, no food minimum and no CDD.
• A year-round neighbor mix, 48.2% homesteaded.

The Cons

• The condominium fee is not public for either village; you learn it from the budget and estoppel.
• The club bill is mandatory whether or not you golf: $12,674 in 2025, up 47% since 2019.
• A $13,000 transfer fee (2025) for new residents.
• Buildings of 2000 to 2004, with roofs, openings and systems at an age insurers ask about.
• Stairs to the Key West, and an upstairs home that sells for little more than the downstairs one.
• No private pool or yard.
• Owner loses club use while leasing, and seasonal leasing is the only realistic rental model.
• Traffic at the corner as Costco and the medical school open.

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Data updated: September 2026 (Southwest Florida MLS, retrieved 24 Sep 2026; Collier County recorded sales through 29 Aug 2026)

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What Coach Homes Sold For in the Last 12 Months

In the last 12 months Juliana and Providence at Naples Lakes Country Club has seen 11 resales (Southwest Florida MLS Matrix, closings September 24, 2025 to September 24, 2026, the first window with ten or more closings). The Matrix pull does not record the listing office, so we state no represented count.

• Count and volume, 12 months: 11 closings, $7,469,120 in total (our sum).
• Price, 12 months: median $685,000 (n = 11, odd), range $570,000 to $745,000.
• Days on market, 12 months: median 51, mean 61.4.
• Sale-to-list, 12 months: mean of the per-sale ratios 95.74%, median 95.75%.
• County recorded, DOR-qualified, 12 months to August 29, 2026: 9 sales, median $699,000, range $660,000 to $750,000.
• County recorded, DOR-qualified, 24 months since September 2024 (first county window with ten or more sales, index as of September 24, 2026): 15 resales, none builder-direct, median $700,000, low $660,000, high $805,000, newest recorded June 25, 2026.

Selling a Coach Home Is Different in Five Ways

1. Price the plan, not the village. The Augustine carries about $50 more per square foot than the Key West at the median; the villages price alike.
2. Two estoppels. Your condominium association’s certificate under section 718.116, through RealManage, and the master association’s through the club office. Order both the day the contract is signed.
3. The condominium disclosure package under section 718.503: declaration, articles, bylaws, rules, budget, financial statement, the question-and-answer sheet and the governance form, plus the association’s written SIRS position, which should confirm the villages are outside the law.
4. Membership ends at closing, with nothing refunded, and your buyer pays the transfer fee as a new resident ($13,000 in 2025); your Arnie’s surcharge status shows on the master estoppel.
5. Signs and open houses need master board approval, and an open house needs the club emailed by the Thursday before and the Guardhouse told. Any condominium approval step for your buyer is in your village’s documents, which we request before listing.

What Is Your Juliana and Providence at Naples Lakes Country Club Home Worth? Get a Free Valuation in 60 Seconds.

Get a free Juliana and Providence home valuation priced to your plan, village and outlook. Or talk to Jesse direct: (239) 898-6072, text or call. For the full seller plan, see how we sell homes in Naples Lakes Country Club.

Is now a good time to sell a Juliana or Providence coach home?

Supply is about 2.2 months, with two listings against eleven sales a year, and per-foot values have held since 2023. That favors a well-priced seller, especially before the winter buyers arrive.

How do I price a downstairs Augustine against an upstairs Key West?

Separately. Over the last twelve months the Augustine median was $675,000 and the Key West $692,500, so an Augustine prices from Augustine sales at a higher per-foot figure, and a Key West from Key West sales.

Does it matter whether my home is in Juliana or Providence?

Not measurably on price in the latest sales. It matters for paperwork: your association, estoppel and budget are your village’s, and your FEMA letter depends on your building.

Do I need both a condominium and a master estoppel certificate?

Yes. The village condominium association and the Naples Lakes master association are separate corporations, and each issues its own certificate.

Will buyers ask about SIRS and milestone inspections?

Yes, because every Florida condominium buyer now does. Have the association’s written position ready; on the club’s description and the four-family exemption, the coach homes sit outside both laws.

Does my club membership transfer to my buyer?

Not as a sale. Your membership ends at closing without refund, and your buyer becomes a member by recording the deed, filing the Member Information Profile and paying the transfer fee.

Your Local Real Estate Experts

Juliana and Providence at Naples Lakes Country Club owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years and read both villages’ state filings, the master Declaration, FEMA’s letters and every recent coach-home sale before writing this guide.

McGreevy and Comisar are the Domain Realty team behind this guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004 and the team launched in October 2008. For the wider community, see our guide to Naples Lakes Country Club.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

You can read how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a coach-home page the credential that matters more is narrower: we split every Juliana Village closing by plan size to separate Juliana from Providence, and we can tell a seller which of the two plans their buyer is really comparing against.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Juliana and Providence at Naples Lakes Country Club realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review

★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Donald Vogler, verified Google review

★★★★★ “He was quick to respond with any questions about the purchase of our new home and made sure everything went smoothly! We highly recommend him as an agent!” Laura Zegarac, verified Google review

★★★★★ “So knowledgeable! You can tell they truly have a high level of expertise and were incredibly professional from start to finish.” Evie Darnell, verified Google review

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Juliana or Providence coach home? Get a free Juliana and Providence home valuation, or call Jesse direct at (239) 898-6072.

Buying at Juliana and Providence? Call Marc at (239) 287-5873, see how we help buyers into Naples Lakes Country Club, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

• Jesse McGreevy, Florida license SL3101296
• Marc Comisar, Florida license BK3060671
• Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions, Buyer Edition

These Juliana and Providence at Naples Lakes Country Club buyer questions are answered from the club’s documents and village pages, Florida corporate and condominium records, FEMA letters, the Collier County tax roll (2026 preliminary) and the Southwest Florida MLS, retrieved September 24, 2026. Where the record stops, we say so.

What is Juliana and Providence at Naples Lakes Country Club?

The coach-home district of Naples Lakes Country Club in East Naples: Juliana Village, 88 homes on Shinnecock Hills Court, and Providence Village, 76 homes on Shaker Heights Court, all in four-home Toll Brothers buildings from 2000 to 2004.

Is Providence Village part of Juliana Village?

No. Providence was recorded as Juliana Village 3A to 3C, and the county roll and MLS still file it under Juliana, but it has had its own association, Providence Village Condominium Association, Inc., since an August 22, 2006 name change.

How many coach homes are in Juliana and Providence?

164: 88 in Juliana’s 22 buildings and 76 in Providence’s 19 buildings, four homes per building, per the club.

What floor plans are available?

Two: the downstairs Augustine, two bedrooms and a den, and the upstairs Key West, three bedrooms, a den and three full baths. Each building has two of each.

How big are the coach homes?

Augustine 2,030 square feet in Juliana and 2,063 in Providence; Key West 2,531 in Juliana and 2,564 in Providence, per the club.

Do the coach homes have garages?

Yes. Every residence has an attached two-car garage, per the club, and the Declaration requires garages to be used for parking cars.

How much do Juliana and Providence coach homes cost?

Eleven MLS closings in the twelve months to September 24, 2026 ran $570,000 to $745,000, median $685,000. The county’s nine qualified sales to August 29, 2026 had a $699,000 median.

What is for sale right now?

On September 24, 2026, two downstairs Providence Augustine homes of 2,063 square feet were listed, at $749,000 and $624,999. No Juliana home was active.

What is the price per square foot?

A median of $280.79 on MLS living area across the eleven closings, with Augustine homes near $327 and Key West homes near $272 at the median.

Are downstairs or upstairs homes worth more?

The Key West sells for a little more, a $692,500 median against $675,000, but far less per square foot. Buyers pay a per-foot premium for downstairs living.

Are coach-home prices rising or falling?

Roughly flat. The county median was $727,500 in 2023 and $699,000 in the latest twelve months, and the per-foot median was $296 in both periods.

What are the HOA fees?

The 2025 club bill was $12,674: a $9,818 Membership Fee plus the $2,856 multi-family master HOA fee. The condominium fee is extra and not published.

What is the condominium association fee at Juliana or Providence?

Neither association publishes it. It is in the village’s adopted budget and on the unit’s estoppel certificate, which a buyer receives under sections 718.503 and 718.116, Florida Statutes.

Is there a transfer fee or capital contribution?

Yes, a one-time transfer fee for new residents: $12,500 in 2024 and $13,000 in 2025. There is no initiation fee or equity deposit in the club’s public documents.

Is there a CDD?

No. The sampled FY2025 Naples Lakes tax bills carry no CDD or bond line, and the state’s special district list has no Naples Lakes district.

What are property taxes on a coach home?

The 2026 preliminary roll median is $5,301 across the 164 homes. A buyer’s bill resets toward the purchase price, so estimate from about $1,051 per $100,000 of taxable value at FY2025 rates.

Is golf membership included?

Yes. Full membership is mandatory and automatic with ownership, with no green, fitness or court fees. Carts, group classes and dining are extra.

Does each village have a pool?

Yes. “There is a pool and spa located within each Village,” per the club. Pool ownership is being transferred from the master association to the villages.

Who manages Juliana and Providence?

Both associations list RealManage in Bonita Springs as their management address in 2026 state filings. The master association and club are self-managed by club staff.

Do I need association approval to buy?

The master association does not approve buyers. Whether Juliana’s or Providence’s condominium documents require approval is in those documents, which are not public; ask the manager at contract.

Is Juliana and Providence a 55+ community?

No. Neither the master Declaration nor the Rules set an age restriction, and the Rules provide for children.

Can I rent out my coach home?

Yes, for 30 days or more, up to four leases a year, with board approval under the master Declaration. The owner loses club use except dining during a lease, and village rules may add limits.

Are pets allowed?

Up to two household pets such as a dog or cat under the master Declaration, leashed and never on the golf course. Village condominium rules may add limits.

What flood zone are the coach homes in?

Zone X on the current FEMA map, effective February 8, 2024: shaded X on Shinnecock Hills Court and minimal-hazard X on Shaker Heights Court.

Do I need flood insurance?

For a building in Zone X, the federal requirement generally does not apply, although a lender may still require it. Citizens’ Zone X flood requirement exempts condominium unit-owner policies.

Did Hurricane Ian flood the coach homes?

No official report we found places Ian’s surge inside Naples Lakes, which lies north and east of US 41 in evacuation Zone D. No building-by-building damage record is public.

Do the buildings need SIRS or milestone inspections?

On the club’s downstairs-and-upstairs description they fall below the three-habitable-story threshold, and four-family buildings of three or fewer habitable stories are exempt from SIRS. Confirm with the association.

What schools serve Juliana and Providence?

Lely Elementary, East Naples Middle and Lely High for 2026-27, per the district’s address lookup; the Naples Daily News reports 2026 grades of A, A and B.

How far is it to I-75, the hospital and the beach?

About 3 miles to Exit 101, about a mile and a half to Physicians Regional, about 8 miles to Fifth Avenue South and about 9 to the beach.

How does Juliana and Providence compare with Lake Arrowhead?

Coach homes are larger with two-car garages and a $685,000 MLS median; Lake Arrowhead’s carriage homes have one-car garages and a $539,000 median. Both pay the same 2025 club bill.

What should I ask for before making an offer?

The village budget and reserve schedule, the master insurance page, two years of minutes, the estoppels, the building’s FEMA letter, and the roof and paint cycle for your building.

Frequently Asked Questions, Seller Edition

These Juliana and Providence at Naples Lakes Country Club seller questions are answered from the Southwest Florida MLS (retrieved September 24, 2026), the Collier County tax roll, the club’s documents and Florida law. Tax and legal questions are answered at the level of the public rule; your CPA and closing attorney answer them for your sale.

What is my Juliana or Providence coach home worth?

Start with the plan: the last twelve months’ MLS medians were $675,000 for an Augustine and $692,500 for a Key West. Condition, outlook and updates move a home within that band.

How do I get a coach-home valuation?

Call Jesse at (239) 898-6072 or request one online. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price from plan-matched sales, not a community average.

What have coach homes sold for recently?

Eleven MLS closings in the twelve months to September 24, 2026, from $570,000 to $745,000, median $685,000. County recorded sales over the 24 months since September 2024: 15, median $700,000, $660,000 to $805,000.

Which sales are fair comparables for my home?

Same plan first, then recent date, then either village. A downstairs Augustine is compared with Augustine sales, a Key West with Key West sales.

Does my village change what my home is worth?

Not measurably in the latest sales: Juliana’s median was $687,500 and Providence’s $675,000 on small samples, and the 33-square-foot size gap does not show in price.

How long does a coach home take to sell?

A median of 51 days on market in the last twelve months. Five of eleven sold within 11 days; five took 74 to 196 days.

How many coach homes are for sale, and is that a lot?

Two on September 24, 2026, about 2.2 months of supply at the current pace. That is a thin supply that favors a well-priced seller.

Should I sell now or wait?

Supply is low and per-foot values have held since 2023. Waiting for a better year is a bet on the market; listing before the winter buyers arrive is usually the stronger plan.

What is the best time of year to list?

Have the home ready by October or November, so it is priced and photographed when seasonal owners arrive. About half the coach-home owners are seasonal, and so are many buyers.

Who buys coach homes in Naples Lakes?

Year-round and seasonal buyers in near equal measure: 48.2% of the homes are homesteaded, and out-of-state owners lead from Michigan, Illinois, Pennsylvania and New York.

Does updating my coach home add value?

Condition is the usual reason for a spread like the one between the $570,000 and $699,000 Augustine sales, though the MLS record does not say. Kitchens, baths, air conditioning and impact openings are what buyers check first.

Who is the best realtor for Juliana and Providence at Naples Lakes Country Club?

We believe it is the team that knows this record in detail. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and split every Juliana Village sale by plan and village before pricing.

Can I sell my coach home without a realtor?

Yes, Florida does not require one, but the two estoppels, the Chapter 718 disclosure package, gate access for showings and plan-matched pricing are the work a listing agent does for a coach-home sale.

Can I put a For Sale sign in front of my coach home?

Only with master board approval under the Declaration, and your condominium association’s rules may also apply. Open houses need the club emailed by the Thursday before.

How do showings work behind the gate?

Every buyer and agent enters through the staffed front gate on Collier Boulevard, so showings are scheduled and called in. We coordinate access so the home is never left open.

Can I sell with a tenant in place?

Yes, but the tenant controls showing access, and a buyer cannot use the club until the approved lease ends. Match the lease end to the closing date.

Should I rent my coach home instead of selling?

Only if seasonal leasing fits: leases must be 30 days or longer, no more than four a year, and you lose club use while paying the full club bill.

What are seller closing costs on a coach-home sale?

Commission, the deed documentary stamp tax of $0.70 per $100 (about $4,795 on $685,000), estoppel fees and prorations. In Collier County the buyer customarily pays the owner’s title policy.

Who pays the $13,000 transfer fee?

The club frames it as a charge on first-time buyers (new residents), $13,000 in 2025. Contracts can shift any cost, so confirm it in the purchase agreement.

How many estoppel certificates does a coach-home sale need?

Two: one from your village condominium association under section 718.116 and one from the Naples Lakes master association through the club office.

Who pays for the estoppel certificates?

Under the standard Florida Realtors and Florida Bar contract, association estoppel fees are a seller cost unless the parties agree otherwise. The fees appear on the certificates.

How are dues prorated at closing?

The quarterly club bill, the master HOA fee and the condominium fee are prorated to the closing date on the settlement statement, using the figures on the estoppels.

What happens to my Arnie’s surcharge when I sell?

It is $179 a quarter through October 2029 for owners who did not prepay. Whether a balance is paid at closing or continues on the buyer’s account shows on the master estoppel.

Does my membership transfer, and do I get anything back?

No. Membership ends at closing without refund of any kind, per the April 2024 Rules. Your buyer becomes a new member.

Does my buyer need condominium association approval?

The master association does not approve buyers. Your village’s own documents decide whether the condominium association does; we request its resale package before listing.

What documents must I give a condominium buyer?

Under section 718.503, the declaration, articles, bylaws, rules, budget, annual financial statement, the question-and-answer sheet and governance form, and the SIRS status or a statement that none is required.

Do I have to disclose SIRS or milestone status?

The resale package must include the SIRS or a statement that the association has not completed one. For the coach homes, the association’s written position that the laws do not apply answers it.

What do I disclose about flooding?

Florida’s section 689.302 flood disclosure asks about flood claims, federal flood assistance and known flooding during your ownership. Your building’s FEMA letter, if any, belongs in the file.

Can I sell with a special assessment pending?

Yes. The estoppel shows it, and the contract decides who pays; under the standard contract, assessments levied before closing are usually the seller’s.

Do I need a four-point or wind-mitigation inspection before listing?

Not required, but a current wind mitigation report and the building’s roof year help your buyer’s HO-6 quote, and the association holds the roof record.

Will my buyer’s taxes be higher than mine?

Often, yes. Save Our Homes caps a homesteaded owner’s assessed value, and a buyer’s assessment resets after the sale. Median taxes on the 2026 preliminary roll are $5,301.

Do I owe capital gains tax on my coach home?

Possibly. A primary residence may qualify for the federal exclusion; a second home generally does not. Ask your CPA before you list.

Sources and Authoritative References

Every Juliana and Providence at Naples Lakes Country Club fact on this page comes from the club’s published documents, Florida corporate, condominium and statutory records, FEMA and federal weather records, Collier County and school district records, archived Toll Brothers pages, the Collier County tax roll (2026 preliminary) or the Southwest Florida MLS, retrieved September 24, 2026.

The primary sources are grouped below by who issued them, numbered continuously.

Naples Lakes Country Club and Its Homeowners Association

1. Juliana/Providence Villages, club village page (retrieved September 2026)
2. Providence Village, club village page (retrieved September 2026)
3. Homes for Sale, 731 residences by village (re-checked September 23, 2026)
4. Villages at Naples Lakes overview (retrieved September 2026)
5. Real Estate page: membership, garages, village pools (retrieved September 2026)
6. Club history (retrieved September 2026)
7. Directions to Naples Lakes Country Club (retrieved September 2026)
8. Award-winning community page, Collier Boulevard entrance (retrieved September 2026)
9. Front Gate Security staff page (retrieved September 2026)
10. Tennis and bocce page (retrieved September 2026)
11. Club Documents and Information, including the open-house procedure (retrieved September 2026)
12. Estoppel letter requests (retrieved September 2026)
13. Xfinity bulk services page (retrieved September 2026)
14. Full Member Information Profile (retrieved September 2026)
15. Certified Audubon Cooperative Sanctuary page (retrieved September 2026)
16. Fourth Amended and Restated Declaration of Covenants, Conditions and Restrictions (approved November 17, 2023)
17. Bylaws as amended, Exhibit C (approved November 17, 2023)
18. Amended and Restated Articles of Incorporation, Exhibit B (October 12, 2023)
19. Rules and Regulations (revised April 2024)
20. Architectural Review Committee Standards (revised September 18, 2023)
21. Exhibit D, Limited Common Areas (Final December 10, 2010)
22. Village map (undated, retrieved September 2026)
23. 2019 Billing Schedule for Maintenance Fees (2019)
24. 2021 Billing Schedule for Maintenance Fees (2021)
25. 2023 Billing Schedule for Maintenance Fees (approved October 26, 2022)
26. 2024 Budget Cover Letter Package (October 27, 2023)
27. 2025 Budget Cover Letter (September 9, 2024)
28. 2025 Billing Schedule for Maintenance Fees (approved 2025)
29. 2026 Golf Rates, guest and lessee (effective January 1, 2026)
30. 2026 Golf Scorecard (April 24, 2026)

Florida Division of Corporations (Sunbiz)

31. Juliana Village Condominium Association, Inc., N02000000350, detail (retrieved September 2026)
32. Juliana Village Condominium Association, name history, merger and name change (filed October 7, 2003)
33. Juliana Village 2D Condominium Association, articles of incorporation (filed January 14, 2002)
34. Juliana Village merger filing (October 7, 2003)
35. Providence Village Condominium Association, Inc., N04000000400, detail (retrieved September 2026)
36. Providence Village Condominium Association, name history, formerly Juliana Village 3C (filed August 22, 2006)
37. Juliana Village 3C Condominium Association, articles of incorporation (filed January 12, 2004)
38. Providence Village merger filing (August 22, 2006)
39. Providence Village amendment (April 30, 2009)
40. Providence Village Amended and Restated Articles (March 20, 2024)
41. Entity search, “Juliana Village” (retrieved September 2026)
42. Entity search, “Providence Village” (retrieved September 2026)
43. Juliana Village Homeowners Association, Inc., Lakeland, unrelated (retrieved September 2026)
44. Naples Lakes Country Club Homeowners Association, Inc., N98000000743 (retrieved September 2026)
45. Naples Lakes Country Club Homeowners Association, 2004 annual report (April 26, 2004)
46. Lake Arrowhead Condominium Association, Inc., N02000004988 (retrieved September 2026)

Florida Statutes and State Agencies

47. DBPR condominium filings extract (retrieved September 2026)
48. DBPR project license, Juliana Village 2A (retrieved September 2026)
49. DBPR Division of Florida Condominiums, Timeshares and Mobile Homes, FAQ (retrieved September 2026)
50. Section 718.503, Florida Statutes, resale disclosure (2026)
51. Section 718.116, Florida Statutes, assessments and estoppel certificates (2026)
52. Section 718.112, Florida Statutes, bylaws and structural integrity reserve studies (2026)
53. Section 553.899, Florida Statutes, milestone inspections (2026)
54. Florida Senate, bill summary of CS/CS/HB 913 (2025)
55. Section 689.302, Florida Statutes, flood disclosure (2026)
56. Section 201.02, Florida Statutes, documentary stamp tax on deeds (2026)
57. Florida Commerce official list of special districts (retrieved September 2026)
58. Florida Division of Emergency Management storm surge zones (queried September 2026)
59. Citizens Property Insurance, flood coverage requirement (retrieved September 2026)

FEMA and Federal Sources

60. FEMA Letter of Map Amendment 12-04-6094A, Providence Village, Buildings 23 to 41 (August 28, 2012)
61. FEMA Letter of Map Amendment 12-04-7824A, Juliana Village 2A, 2B and 2D buildings (September 11, 2012)
62. FEMA Letter of Map Amendment, out as shown, 16-04-8373A, Juliana Village 2D Building 13 (October 14, 2016)
63. FEMA National Flood Hazard Layer (queried September 23, 2026)
64. FEMA Community Rating System eligible communities (effective April 1, 2026)
65. USGS 3D Elevation Program (retrieved September 2026)
66. National Hurricane Center, Tropical Cyclone Report, Hurricane Irma (2018)
67. National Weather Service Miami, Hurricane Ian summary (2022)
68. International Code Council, Florida case study, first Florida Building Code (retrieved September 2026)

Collier County Government and Collier County Public Schools

69. Collier County 2026 Floodplain Protection Newsletter (March 2026)
70. Collier County hurricane evacuation zones (queried September 2026)
71. Collier County Florida Building Code 8th Edition wind load layer, Risk Category II (queried September 2026)
72. Collier County Milestone Buildings by Year (January 2026)
73. Collier County milestone inspection program (retrieved September 2026)
74. Collier County PUD Master List (updated June 11, 2026)
75. Collier County Tax Collector, FY2025 Naples Lakes condominium tax bill (2025)
76. Collier County Public Schools attendance boundaries (retrieved September 2026)
77. Collier County Public Schools address zoning lookup, zone year 2027 (queried September 2026)
78. Lely Elementary School (retrieved September 2026)
79. East Naples Middle School (retrieved September 2026)
80. Lely High School (retrieved September 2026)

Developer Records, Toll Brothers Archives

81. Toll Brothers, Juliana Coach Homes page, archived (September 11, 2001)
82. Toll Brothers, Juliana Coach Homes page, archived (February 3, 2002)
83. Toll Brothers, Juliana Coach Homes page, archived (June 2, 2002)
84. Toll Brothers, Juliana Coach Homes page, archived (December 9, 2002)
85. Toll Brothers, Juliana Coach Homes page, archived (February 24, 2003)

News and Trade Reporting

86. Golf Course Architecture, Naples Lakes course to reopen after renovation (February 16, 2018)
87. Club + Resort Business, $3.9 million cabana cafe and pool plan (April 20, 2021)
88. Club + Resort Business, $2.2 million turf care center and $4.3 million recreation venue (October 10, 2025)
89. Naples Daily News school report cards (retrieved September 2026)
90. Gulfshore Business, Costco approval on Collier Boulevard (October 15, 2025)
91. Gulfshore Business, medical school groundbreaking (July 17, 2026)
92. Marco Eagle, 92-unit Bonita Flores approval (November 2, 2025)
93. Florida Department of Transportation, I-75 at SR 951 interchange, project 425843-2 (retrieved September 2026)
94. Naples Daily News, golf course approved for Sabal Palm Road (September 23, 2026)

Data Files Cited in Plain Text

95. Collier County Property Appraiser, 2026 tax roll (preliminary), interchange files dated August 29, 2026: the Juliana Village 2-A to 3-C condominium group, 164 homes, values, taxes, homestead status and sale history
96. Collier County Property Appraiser file, local sales index as of September 24, 2026: DOR-qualified recorded sales under the Juliana Village condominium names, 24 months since September 2024, 15 resales
97. Southwest Florida MLS Matrix, Development NAPLES LAKES COUNTRY CLUB, Sub/Condo JULIANA VILLAGE, active and closed in the 365 days to September 24, 2026, retrieved September 24, 2026

Downloadable Documents

The official Juliana and Providence at Naples Lakes Country Club documents below are published by the club and its homeowners association, FEMA and the Florida Division of Corporations. They are the documents we read for this page and the ones a coach-home buyer or seller should read before signing.

Each link opens the issuing authority’s own record. The two condominium associations’ declarations, budgets and rules are not posted publicly and are available through the association’s manager.

Market data from Southwest Florida MLS, pulled September 2026.

McGreevy and Comisar, Best Realtor for Juliana and Providence at Naples Lakes Country Club. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.