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Punta Gorda Isles - Colony Point

Punta Gorda Isles - Colony Point

Colony Point is a 63-home, three-story 1972 condominium at the harbor end of Colony Point Drive in Punta Gorda Isles, with its own pool, clubhouse, carports and docks, inside the City of Punta Gorda. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

McGreevy and Comisar wrote this guide first for Colony Point owners who are weighing a sale, and second for buyers who want the building's real record before they tour: what each floor has sold for, what the county's 2026 preliminary values say every one of the 63 homes is worth, which stacks sit in which flood zone, and what the common-element record says about the seawall, docks, pool and carports. Colony Point is a 63-home, three-story waterfront condominium inside the master-planned community of Punta Gorda Isles in Punta Gorda, Florida. It is one of the oldest condominiums on the Isles, recorded in 1971 and built in 1972, and it sits at the harbor end of Colony Point Drive, the street the city uses to mark the edge of north Punta Gorda Isles. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and among the Top 1% Real Estate Agents Nationally Since 2008.

One address fact explains the rest of this page. Every Colony Point home has the same street address, 1 Colony Point Drive, and the unit number does the work: a letter and a number, from A1 to C21. On the Charlotte County Property Appraiser's map, A7, B7 and C7 are drawn on exactly the same footprint, and so is every other set. The letter is the floor and the number is the stack. Once you know that, the price record makes sense, because at Colony Point the floor you buy on has mattered more to price than anything except condition.

This guide is built from the Charlotte County Property Appraiser's roll, unit cards and qualified sales file for all 63 homes and the common elements, the county's GIS layers for plats, zoning, flood, wind and evacuation, the Florida Department of Business and Professional Regulation's condominium register, the Florida Division of Corporations, the City of Punta Gorda's canal and seawall records, FEMA's flood map, the National Hurricane Center, the Florida Statutes and the Southwest Florida MLS. Charlotte County is a county-first market for us, so the county's recorded deeds lead every market figure. If you own at Colony Point and are weighing a sale, start with the market snapshot, the structural study section and the seller section, then call Jesse. If you are buying, the floor-by-floor and stack-by-stack record below tells you which of the 63 homes fits before your first showing.

Why McGreevy and Comisar Are the Best Realtor for Colony Point at Punta Gorda Isles

McGreevy and Comisar are the best realtor for Colony Point at Punta Gorda Isles because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% nationally since 2008, $900 million in personal sales, and a Colony Point read built from every county-recorded qualified sale since 2009 and every one of the 63 unit cards.

If you're searching for the best realtor for Colony Point at Punta Gorda Isles in Punta Gorda Isles, Punta Gorda, whether you're ready to sell your Colony Point at Punta Gorda Isles home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters at Colony Point for reasons particular to the building. Colony Point looks like one product, and on the county roll it nearly is: 57 of the 63 homes are two-bedroom condominiums of 1,581 square feet, and the county's 2026 preliminary value is the same $282,209 for every one of them. The buyers have never agreed with that flat line. Over the last five years, third-floor homes recorded a median of $430,000 and first-floor homes a median of $365,000 on the county record. The harbor-side stacks touch FEMA's coastal high hazard zone and the inland stacks do not. A listing agent who prices a Colony Point home off the county value, or off the last sale in the building regardless of floor and stack, leaves money on the table or leaves the home on the market.

Recent Colony Point at Punta Gorda Isles track record (all brokerages, county recorded deeds): In the last 12 months Colony Point at Punta Gorda Isles has seen 8 recorded resales (Charlotte County Property Appraiser qualified improved sales recorded September 25, 2025 to September 24, 2026; the newest Colony Point sale in the file is dated August 17, 2026), from $250,000 to $419,000, at a median of $340,000 (eight sales, an even count, so the midpoint of $310,000 and $370,000), the same eight sales and the same median shown in our Punta Gorda Isles guide. Eight sales is below the ten-sale threshold we use before leaning on a median, so the lead figure on this page is the first window with ten or more sales: 13 resales, county recorded and qualified, in the 24 months since September 25, 2024, at a median of $365,000 (an odd count, so the median is an actual sale), from $250,000 to $450,000, dollar volume $4,638,200, none a first sale from a developer. The highest-priced Colony Point sale in that window was $450,000, a third-floor home in January 2025, and the highest the county has on file since 2009 is $530,000, a third-floor home in May 2023. On the Southwest Florida MLS, Punta Gorda Isles as a whole recorded 80 closings in the 12 months to September 24, 2026, at a median 77.5 days on market and a 96.0% median sale-to-list ratio; those are community-wide figures, because a Colony Point-only MLS split was not available for this guide. The county record does not name the listing office on each sale, so we state no represented-sale count for Colony Point here; ask us and we will walk you through all thirteen.

For Colony Point sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and off-market discretion. At Colony Point it has to reach the right audience in the right month: on the county's records only 27 of the 63 homes carry a homestead exemption, and 25 owners (39.7%) receive their tax notice outside Florida, led by Wisconsin, Indiana, Illinois and Michigan. Your next buyer is as likely to be in Milwaukee in October as on Colony Point Drive in February. We also build the paperwork file before the first showing: the association's structural integrity reserve study or its summary, the milestone inspection summary, the resale disclosure package under section 718.503 of the Florida Statutes, the estoppel certificate, the unit's flood zone and any elevation certificate, and the carport or parking assignment recorded with your unit, if there is one.

For Colony Point buyers: the first question is the building's paperwork, because at a 1972 condominium the reserve study, the reserves and the milestone inspection are the facts that separate one listing's carrying cost from another's. The second is the floor and stack, which set the price band and the flood zone. The third is what the condominium fee covers, which is set in an association budget that is not posted publicly. Sellers and buyers comparing the best real estate agents in Punta Gorda should ask each one to answer those three questions for a specific Colony Point unit; we answer them below.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Colony Point at Punta Gorda Isles home? Get a free Punta Gorda Isles home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Colony Point at Punta Gorda Isles? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Living in Colony Point as a Homebuyer

Living in Colony Point means a two-bedroom, 1,581 square foot home in a single three-story, U-shaped building at 1 Colony Point Drive, a pool under a screen cage, a clubhouse, covered carports, docks on a 1,400-foot concrete seawall, and Charlotte Harbor at the end of the street, inside the City of Punta Gorda.

Colony Point is the fourth-largest condominium name on Punta Gorda Isles streets by unit count, after the two Clipper Cove associations, Spinnaker Point and Windjammer Point, and by the county's year built it is the oldest of the four; the larger Emerald Pointe sits just outside the Isles on the Peace River. What follows is what daily life looks like, drawn from the county's unit and common-element cards, the state's condominium register and the city's own records.

What Is Colony Point?

Colony Point is a residential condominium governed by Chapter 718 of the Florida Statutes. The Florida Department of Business and Professional Regulation lists it as Colony Point Condo, project PR1U016057, 63 units, at 1 Colony Point Drive, Punta Gorda, with a recording date of September 1, 1971, managed by Colony Point Inc (DBPR managing entity MA00013599) (DBPR condominium register extract, read September 29, 2026). Charlotte County's recorded subdivision layer carries the condominium plat as "Colony Point," Condominium Book 1, Page 17 (Charlotte County GIS, CCGISLayers). The county roll carries exactly 63 residential units plus one common-element parcel described as 4.24 total acres, which is the same count the state register gives.

The association is a Florida not-for-profit corporation, Colony Point, Inc., document number 721775, filed September 27, 1971, active, with amended and restated articles filed February 3, 1993, and annual reports on file every year from 1995 to 2026, the latest on April 23, 2026 (Florida Division of Corporations). Its principal and mailing address is 1 Colony Point Drive. There is no master homeowners association above it: Punta Gorda Isles as a whole has no mandatory HOA, so a Colony Point owner answers to one association, Colony Point, Inc., plus the City of Punta Gorda.

One Building, 63 Homes, Three Floors

The county's Ownership layer draws each Colony Point home as its own polygon, and the polygons stack. For every number from 1 to 21, the A, B and C units share one centroid on the map. That is the county telling you the building has 21 vertical stacks, three homes high. MLS descriptions of C units describe them as third-floor homes, so on this page A is the first floor, B the second and C the third.

Floor (unit letter)

Homes

Stacks

Plans on the county card

A, first floor

21

1 to 21

20 at 1,581 sq ft, 1 at 1,716 sq ft (stack 18)

B, second floor

21

1 to 21

20 at 1,581 sq ft, 1 at 1,716 sq ft (stack 18)

C, third floor

21

1 to 21

17 at 1,581 sq ft, 1 at 1,716 sq ft (stack 18), 3 at 1,751 sq ft (stacks 2, 7 and 17)

Source: Charlotte County Property Appraiser unit cards for all 63 homes and the county Ownership layer, read September 29, 2026 (sample card, a first-floor home). Twenty-one plus 21 plus 21 is 63.

Why it matters to you: the unit letter tells you the floor before you open a listing. A buyer who wants no stairs looks at A units; a buyer who wants the long view looks at C units, and should expect to pay for it.

Three Plan Sizes, One Bedroom Count

Every Colony Point home is a two-bedroom on the county card, and every card carries the same construction: masonry stucco on block exterior walls, a building quality grade of 3, and roofing components recorded as built-up rock roofing and clay or concrete tile. The year built on every card is 1972. The only variable is size:

  • 1,581 square feet: 57 homes, the standard plan.
  • 1,716 square feet: 3 homes, all in stack 18, one on each floor.
  • 1,751 square feet: 3 homes, all on the third floor, in stacks 2, 7 and 17.

Why it matters to you: listing sites sometimes print different square footage for the same plan, depending on whether a porch or lanai was counted. On this page every price per square foot uses the county's heated area, so every home is compared on the same basis.

The U-Shaped Footprint and What Faces the Water

The unit polygons trace the building's shape. Stacks 1 to 6 run along the east wing, stacks 7 to 17 run west along the north side, and stacks 18 to 21 run south along the west wing, a U of 21 stacks. The county's flood layer tells you which side takes the weather: stacks 7, 8 and 18, at the northern and western corners, are the only homes whose cards touch FEMA's VE zone, the coastal high hazard area with an 11-foot base flood elevation, while stacks 1 to 6 on the east wing carry only the 9-foot AE zone. That pattern is our reading of the county's map layers, not a view certification, so confirm the outlook of any specific home in person.

The common-element card names what surrounds the building: a concrete seawall of 1,400 lineal feet, concrete docks of 372 and 2,502 square feet on 540 lineal feet of wood pilings, a reinforced-concrete pool of 846 square feet under a 2,800 square foot aluminum screen cage, 29,200 square feet of asphalt paving and several thousand more of pavers and concrete (Charlotte County Property Appraiser, common-element card).

What the Common Elements Include

The county card for the common elements lists every structure the owners hold together:

Structure on the common-element card

Size

Clubhouse, built 1972

790 sq ft air-conditioned, 1,702 sq ft in total with a 456 sq ft roofed slab porch and a 456 sq ft screened porch

Office

360 sq ft

Shed

560 sq ft

Carports, 11 structures

11,487 sq ft in total

Detached garage, stucco on block, composition shingle roof

990 sq ft

Swimming pool, reinforced concrete, with screen cage

846 sq ft pool, 2,800 sq ft cage

Concrete docks

372 sq ft and 2,502 sq ft

Wood pilings

540 lineal feet

Concrete seawall

1,400 lineal feet

Source: Charlotte County Property Appraiser, common-element card for Colony Point, read September 29, 2026.

Why it matters to you: the docks, the pool, the carports and the seawall are common elements, owned by all 63 owners together and maintained through the condominium budget. How the association assigns dock space and carports is set in its declaration and rules, which are not public; the roll's legal descriptions do show recorded carport or parking assignments on some units, and none of the 63 legal descriptions mentions a boat slip.

Who Owns at Colony Point?

The county's records answer the question better than a brochure. 27 of the 63 homes carry a homestead exemption, so roughly four in ten are full-time Florida homes. 38 owners (60.3%) have a Florida mailing address, 34 of them in Punta Gorda. The other 25 receive their notice out of state, led by Wisconsin (5), Indiana (4), Illinois (3) and Michigan (3), with one owner each in North Carolina, Missouri, Nebraska, Ohio, Colorado, Iowa, Pennsylvania, Minnesota, Oregon and Virginia (Charlotte County GIS Ownership layer, mailing and homestead fields, read September 29, 2026; our count).

That makes Colony Point a Midwestern winter building with a real full-time core. For a buyer, expect a quiet pool deck from June to September and a full one in February. For a seller, expect your likeliest buyer to come from the upper Midwest, and time the launch for the months that buyer is here or planning the trip.

A Day at Colony Point

A February morning at Colony Point might start on a third-floor porch looking toward Charlotte Harbor, with the channel the city's manatee map calls the Colony Point exit carrying boats out of the Isles' canals (City of Punta Gorda, Waterfront Property Owner's Manual). The Isles Yacht Club's clubhouse and 45-slip marina at 1780 West Marion Avenue is a six-minute drive on our routing test, St. Andrews South Golf Club nine minutes, and Fishermen's Village nine minutes. The city's Nature Park on Aqui Esta Drive, with its fishing pier and trail, is seven minutes away.

What you do not do at Colony Point is maintain the building. Under Chapter 718 the association maintains, repairs and insures the common elements, which at Colony Point include the structure, the roof, the pool, the docks and the seawall on the county's card. Changes to the outside of your home, from windows to hurricane protection, go through the association first and then through the City of Punta Gorda's Building Division for a permit.

What Colony Point Does Not Have, or Has Not Published

Six things buyers sometimes assume. No public fee schedule: the condominium's budget and dues are not posted on any public page we reached. No deeded boat slip on the record: none of the 63 legal descriptions on the roll names a dock or slip. No master HOA: Punta Gorda Isles has none, and the civic association is voluntary. No age restriction on the public record: no 55-and-over registration or restriction is published for Colony Point. No public SIRS detail: the state's structural integrity reserve study databases would not return a search when we tried them on September 29, 2026, so the study's findings have to come from the association. No exemption from Florida's condominium safety laws: at three floors, Colony Point sits inside both the structural integrity reserve study and the milestone inspection regimes, which the next sections cover.

Buying at Colony Point, Step by Step

Buying here runs through one condominium association and the city, in this order.

  1. Choose the floor, then the stack. In the 24 months since September 2024 the county recorded first-floor sales from $300,000 to $390,000 and third-floor sales from $250,000 to $450,000.
  2. Read the condominium file before you offer. Under section 718.503 of the Florida Statutes you are entitled, from a resale seller, to the declaration, articles, bylaws and rules, the annual financial statement and budget, the association's most recent structural integrity reserve study or a statement that none was completed, and the inspector's milestone summary if one exists. A contract signed before you receive them is voidable for seven days after you do, excluding weekends and legal holidays.
  3. Order the estoppel certificate on day one under section 718.116. It states the assessments owed, any special assessment and the next due date.
  4. Price against the same floor and plan, not the Punta Gorda Isles median, and put any special assessment balance into the numbers.
  5. Insure before the deadline. Every Colony Point unit card carries a FEMA AE zone and some touch the VE zone; get an HO-6 quote on the actual unit and the association's master insurance declarations, including its flood policy.
  6. Decide what else you want to join. The Punta Gorda Isles Civic Association, St. Andrews South Golf Club and the Isles Yacht Club are separate, optional memberships with separate contracts.

If you would like a second set of eyes on a Colony Point file, call Marc at (239) 287-5873 or read our Punta Gorda Isles buyer guide. Sellers can see what a Punta Gorda Isles home is worth or call Jesse direct at (239) 898-6072.

Colony Point Market Snapshot: What the Condominiums Actually Sell For

Colony Point recorded 13 qualified resales in the 24 months since September 25, 2024 at a $365,000 median, from $250,000 to $450,000; the trailing twelve months recorded eight sales at a $340,000 median, matching our Punta Gorda Isles guide exactly.

Data updated: September 2026 (Charlotte County Property Appraiser roll, unit cards and qualified sales file, local index built September 29, 2026, newest Colony Point sale recorded August 17, 2026; Southwest Florida MLS community figures pulled September 25, 2026)

We tracked every one of the 82 qualified sales the Charlotte County Property Appraiser has on file for Colony Point since March 2009 and matched each to its floor, stack and county square footage; every table in this section is built from those rows, not from an automated estimate.

Eight recorded sales in the trailing twelve months is below the ten-sale threshold at which we let a median lead, so the leading figure is the first window with ten or more sales, 24 months of county recorded sales. This section lists all thirteen (by floor and plan, never by unit number), splits them by floor and plan, adds the 36-month and 60-month windows, lays out the calendar-year record back to 2009, shows what the Southwest Florida MLS adds, and closes with what the county itself now says the homes are worth.

The Leading Window: 24 Months of County Recorded Sales

Window (county recorded, qualified, improved)

Sales

Median

Low

High

Dollar volume

Median price per sq ft

24 months since September 25, 2024

13

$365,000 (odd count)

$250,000

$450,000

$4,638,200

$230.87

1,581 sq ft plan only

12

$352,500 (even; $340,000 and $365,000)

$250,000

$450,000

$4,219,200

n/a

Larger plans (1,716 and 1,751 sq ft)

1

one sale, $419,000

$419,000

$419,000

$419,000

$239.29

Source: Charlotte County Property Appraiser qualified improved sales, our analysis; price per square foot uses the county's heated area (1,581, 1,716 or 1,751) and is the median of per-sale ratios. None of the thirteen was a builder-direct first sale.

Ready to Sell or Buy at Colony Point? Talk to the Team That Read All 63 Unit Cards

Colony Point is the oldest of the five largest condominium names in Punta Gorda Isles, and its thirteen county-recorded sales in two years ran from $250,000 to $450,000 on the same 1,581 square foot plan, so pricing one takes the building's own record, not a portal estimate. Sellers can get a free Punta Gorda Isles home valuation built on the floor, stack and condition of your home, or call Jesse direct at (239) 898-6072. Buyers can call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida before touring Colony Point Drive.

All Thirteen Sales, One by One

Recorded

Price

Floor

Plan (county heated sq ft)

Price per sq ft

November 12, 2024

$420,000

Third

1,581

$265.65

January 15, 2025

$450,000

Third

1,581

$284.63

May 28, 2025

$332,500

Second

1,581

$210.31

June 26, 2025

$365,000

First

1,581

$230.87

September 19, 2025

$340,000

Second

1,581

$215.05

January 23, 2026

$306,700

First

1,581

$193.99

January 27, 2026

$250,000

Third

1,581

$158.13

April 3, 2026

$310,000

First

1,581

$196.08

April 22, 2026

$419,000

Third

1,751

$239.29

April 29, 2026

$370,000

Third

1,581

$234.03

May 13, 2026

$385,000

Third

1,581

$243.52

May 28, 2026

$300,000

First

1,581

$189.75

August 17, 2026

$390,000

First

1,581

$246.68

Source: Charlotte County Property Appraiser qualified sales file and unit cards, our analysis. Floor is read from the unit letter, as explained above.

Two rows are worth reading closely. The first-floor home that recorded $365,000 in June 2025 had recorded $450,000 in March 2024, fifteen months earlier; the county file does not say why, and we do not guess about any individual owner, but the pair is a reminder that at Colony Point the condition and timing of a specific home can swing the price by $85,000 or more on an identical plan. And the $250,000 third-floor sale in January 2026 sits $32,209 below the county's own 2026 preliminary value for that home and far below every other third-floor sale in the window, so we would not price a third-floor home from it.

The Trailing Twelve Months, and How They Reconcile With Our Punta Gorda Isles Guide

In the last 12 months Colony Point at Punta Gorda Isles has seen eight recorded resales: $306,700 (January 23, 2026), $250,000 (January 27, 2026), $310,000 (April 3, 2026), $419,000 (April 22, 2026), $370,000 (April 29, 2026), $385,000 (May 13, 2026), $300,000 (May 28, 2026) and $390,000 (August 17, 2026), a dollar volume of $2,730,700 and a median of $340,000 (eight sales, even, so the mean of the middle pair, $310,000 and $370,000). Those are the same eight sales, at the same median, that our Punta Gorda Isles guide shows for Colony Point in its condominium table for the twelve months to September 24, 2026.

All eight recorded between January and August 2026. The county file carries no qualified Colony Point sale between September 19, 2025 and January 23, 2026, which is itself a data point: the building's buyers arrive with the season, and the closings follow them into the new year.

By Floor: Why the Third Floor Leads

Floor

24 months: sales

24 months: median

60 months: sales

60 months: median

First (A)

5

$310,000

9

$365,000

Second (B)

2

two sales, $332,500 and $340,000

6

$443,500 (even; $437,000 and $450,000)

Third (C)

6

$402,000 (even; $385,000 and $419,000)

12

$430,000 (even; $420,000 and $440,000)

Source: Charlotte County Property Appraiser qualified sales file, our analysis; 24 months from September 25, 2024, 60 months from September 25, 2021, both to the newest recorded sale.

The county values every standard Colony Point home the same, whatever the floor. The buyers do not. Over five years, the median third-floor sale ran $65,000 above the median first-floor sale, and in the last two years the gap was $92,000. Part of that is the view from the top floor over the harbor edge; part of it is that the top floor has no neighbor overhead. A seller on the third floor should price from third-floor sales, and a buyer on the first floor should not pay a third-floor number.

By Plan Size

The six larger homes, stacks 18 on every floor and three third-floor homes at 1,751 square feet, sell rarely. Four of them recorded qualified sales in the last five years, at $440,000, $487,500, $465,000 and $419,000, a median of $452,500 (even count; the midpoint of $440,000 and $465,000). The 23 standard-plan sales in the same five years recorded a median of $385,000. Because three of the four larger-plan sales were also on the third floor, the floor and the size are tangled together, and a fair comparison uses both.

Widening the Window: 36 and 60 Months

Window, county recorded and qualified

Sales

Median

Low

High

Dollar volume

Median price per sq ft

Trailing 12 months (from September 25, 2025)

8

$340,000 (even; $310,000 and $370,000)

$250,000

$419,000

$2,730,700

$215.05

24 months (from September 25, 2024)

13

$365,000

$250,000

$450,000

$4,638,200

$230.87

36 months (from September 25, 2023)

17

$365,000

$250,000

$450,000

$6,188,100

$230.87

60 months (from September 25, 2021)

27

$395,000

$250,000

$530,000

$10,795,600

$246.68

120 months (from September 25, 2016)

51

$369,000

$203,500

$530,000

$18,837,500

$233.40

Source: Charlotte County Property Appraiser qualified improved sales, local index built September 29, 2026, our analysis; odd counts report the middle sale.

The wider windows tell the recent story plainly. The 60-month median of $395,000 carries the 2021 to 2023 sales, when Colony Point recorded its highest prices; the 24-month and 36-month medians of $365,000 sit about 8% below it, and the trailing twelve months another 7% lower. That matches the Punta Gorda Isles condominium market generally, which softened after the post-Ian insurance and condominium-law changes reached older buildings.

The Calendar-Year Record Since 2009

Year

Qualified sales

Median

Low

High

2009

3

$250,000

$235,000

$265,000

2010

2

$251,500 (even)

$203,000

$300,000

2011

4

$190,000 (even)

$169,000

$275,000

2012

4

$211,000 (even)

$197,000

$235,000

2013

4

$222,000 (even)

$205,000

$267,000

2014

6

$260,000 (even)

$205,000

$300,000

2015

3

$280,000

$279,000

$289,000

2016

6

$251,500 (even)

$203,500

$277,500

2017

4

$264,250 (even)

$226,000

$315,000

2018

4

$315,500 (even)

$250,000

$370,000

2019

3

$313,000

$285,000

$352,500

2020

9

$375,000

$282,500

$439,900

2021

5

$440,000

$355,000

$450,000

2022

2

$416,000 (even)

$395,000

$437,000

2023

6

$498,250 (even)

$369,000

$530,000

2024

5

$420,000

$309,900

$450,000

2025

4

$352,500 (even)

$332,500

$450,000

2026, to August 17

8

$340,000 (even)

$250,000

$419,000

Source: Charlotte County Property Appraiser qualified improved sales, 2009 to August 17, 2026, our analysis.

Three phases stand out. From 2009 to 2017, Colony Point traded between roughly $190,000 and $280,000 at the median. From 2018 to 2023 it climbed to a 2023 median of $498,250, with the building's highest recorded sale, $530,000, in May 2023. Since 2024 it has stepped down each year, to $340,000 so far in 2026. The 2026 median is still 61% above the 2012 median of $211,000.

What the Southwest Florida MLS Shows for Colony Point

Charlotte County is a thin market for the Southwest Florida MLS, which is why the county record leads this page. For Punta Gorda Isles as a whole, the MLS recorded 80 closings under the Punta Gorda Isles name in the 12 months to September 24, 2026, at a median of $564,000, a median of 77.5 days on market (an even count, the mean of 77 and 78) and a median sale-to-list ratio of 96.0% (Southwest Florida MLS, pulled September 25, 2026). A split of those closings to Colony Point alone was not available for this guide, so the days-on-market and sale-to-list figures on this page are community-wide and blend houses with condominiums. Ask us for the Colony Point listing history, and we will pull it for your unit.

What the County Says a Colony Point Home Is Worth

The Charlotte County Property Appraiser's 2026 preliminary roll values every Colony Point home at one of three figures, set by size alone:

Plan

Homes

2026 preliminary just value

Per sq ft

1,581 sq ft

57

$282,209

$178.50

1,716 sq ft (stack 18)

3

$299,013

$174.25

1,751 sq ft (third floor, stacks 2, 7, 17)

3

$305,112

$174.25

Source: Charlotte County Property Appraiser unit cards, "2026 Preliminary Tax Roll Values, as of January 1, 2026," read September 29, 2026; the card notes these values "are NOT certified (final) values" and that final values are certified in mid-October. Total for the 63 homes: $17,898,288.

Two cautions. The county's just value "reflects 193.011 adjustment," the statutory allowance for the costs of sale, so it sits below market by design. And it does not see floor or outlook: the same $282,209 applies to a first-floor east-wing home and a third-floor harbor-corner home. The 24-month median sale of $365,000 is 29% above the standard-plan county value. That gap is your negotiating room as a buyer and your pricing argument as a seller, and it is why an automated estimate built on county values underprices the top floor.

What Property Tax Looks Like at Colony Point

Colony Point is inside the City of Punta Gorda, taxing district 155 on the county card, and pays city and county millage. The 2025 total millage for city parcels was 16.6185 mills, and the City of Punta Gorda adopted an operating rate of 3.9928 mills for fiscal 2027 on September 23, 2026, below the rollback rate (Gulfshore Business, September 24, 2026). On a standard home's 2026 preliminary value of $282,209, 16.6185 mills is about $4,690 a year before any exemption; that is our arithmetic, not a tax bill, and a homestead owner pays less. A buyer's own taxes reset after purchase to the county's next valuation of the home, so ask the county's tax estimator for the specific unit.

Has Colony Point Filed Its Structural Integrity Reserve Study?

Colony Point's structural integrity reserve study was due by December 31, 2025 under Florida law, because the building has three floors of homes. The state's public SIRS databases could not be searched on September 29, 2026, so the study, or the statement that none was completed, has to come from the association.

Why a 1972 Condominium Has This Question at All

After the June 2021 collapse of Champlain Towers South in Surfside, Florida rewrote the rules for older condominium buildings. Two duties now apply to any condominium building "three habitable stories or higher in height": a structural integrity reserve study at least every ten years under section 718.112 of the Florida Statutes, and a milestone inspection under section 553.899. Colony Point's homes are on three floors, A, B and C, so both duties reach the building unless the association holds a building-code determination that says otherwise, which we have not seen.

What the SIRS Law Requires, in Plain Terms

A structural integrity reserve study looks at the parts of the building the association must maintain and sets the reserve funding needed to repair and replace them. The statute's list covers the roof, the structure and load-bearing walls, fireproofing and fire protection, plumbing, electrical systems, waterproofing and exterior painting, windows and exterior doors, and "any other item that has a deferred maintenance expense or replacement cost that exceeds $25,000." The study must be performed by a licensed engineer, a licensed architect or a certified reserve specialist, and it "is based on a visual inspection of the condominium property." Associations that existed before July 1, 2022 had to complete their first study by December 31, 2025. Within 45 days of receiving the study, the association must distribute a copy, or a notice that it is available, to every owner, and give the state's Division of Florida Condominiums, Timeshares, and Mobile Homes a statement that it was completed.

At Colony Point that list is not abstract. The county's common-element card names a 1,400-foot concrete seawall, two concrete docks, 540 feet of wood pilings, a pool with a screen cage and eleven carport structures, on top of a three-story block building from 1972. Every one of those is the kind of item a reserve study prices.

What the State's Two SIRS Databases Showed on September 29, 2026

The Division publishes two public databases of completed SIRS reporting forms, one for submissions before July 2025 and one for submissions from July 2025 on, and "only complete submissions of the SIRS Reporting Form are displayed" (Florida DBPR, SIRS Reporting). When we opened both on September 29, 2026, the pages loaded, but neither returned search results for any project, so we could not read Colony Point's entry, or confirm its absence, on either list (DBPR database, submitted prior to July 2025; DBPR database, submitted July 2025 and after).

Search either database by the project name "Colony Point" or the county, Charlotte. The older database, where it lists an association, shows who prepared the study, when it was completed, the cost and whether a special assessment was reported; the newer one shows only the project and association names and location.

What Is Not Published, and How to Get It

The study itself, its reserve schedule, the association's current reserve balance and any assessment tied to it are not posted on any public page we reached, and Colony Point has no public website we could find. The route is direct: a seller must provide the most recent study, or a statement that none was completed, under section 718.503, and an owner can request it from the association as an official record. Ask for the full study, not only the summary, and for the board minutes where the funding plan was adopted.

Reading the Budget Against the Study

A study tells you what the building needs; the budget tells you whether the owners are paying for it. For budgets adopted on or after December 31, 2024, owners may not vote to waive or reduce reserves for the items the study covers. Put the two side by side: if the study's recommended annual contribution for the roof, seawall and structure is larger than the budget line, expect either a dues increase or a special assessment, and price it into the offer.

When Was the Colony Point Milestone Inspection Due?

Colony Point's building reached 30 years in 2002 by the county's year built of 1972, so under Florida's milestone statute its first inspection had to be performed before December 31, 2024. The inspection report and its summary are not published on any public page we reached; the association must give owners the summary.

What the Milestone Law Requires

Florida's milestone inspection law applies to condominium buildings "three habitable stories or more in height." The first inspection is due by December 31 of the year the building reaches 30 years of age, and every ten years after; a local enforcement agency may require the first inspection at 25 years for buildings near saltwater. Buildings that had already reached 30 years before July 1, 2022 had to have the inspection "performed before December 31, 2024." A phase one inspection is a "visual examination of habitable and nonhabitable areas" by a licensed architect or engineer; a phase two inspection, with testing as needed, follows only if phase one finds substantial structural deterioration. The association must distribute the inspector-prepared summary to owners within 45 days of receiving the report and post it on the property and on its website if it must have one (section 553.899, Florida Statutes).

Where Colony Point Sits on That Timetable

By the county's year built, 1972 on every card, Colony Point turned 30 in 2002, twenty years before the law took effect, so it falls in the group whose first inspection was due before December 31, 2024. Two cautions apply. The roll's year built is not the certificate of occupancy date the statute uses. And a roll floor count is not a Florida Building Code story determination. Neither changes the practical answer: a 1972, three-floor block building on the harbor edge is squarely the kind of building the law was written for.

The local enforcement agency for Colony Point is the City of Punta Gorda's Building Division, because the building is inside the city limits. The city does not post milestone results by building on any page we reached. Ask the association for the phase one report, any phase two report, the inspector's summary and the city permits for any repairs the report required, and check the permits yourself through the city's online permit portal.

What the Milestone Schedule Means for Owners and Buyers

For an owner, a completed phase one inspection with no phase two finding is a selling point, and it belongs in the listing file. For a buyer, the inspection is where the building's condition is written down by an engineer, and the reserve study is where the cost of keeping it that way is written down by a reserve professional; read them together. If the inspection required repairs, ask whether they are finished, permitted and paid for, or still to be assessed. The next milestone, ten years after the first, will fall in the mid-2030s.

What Should a Buyer Request From the Colony Point Association?

A Colony Point buyer should request the full resale package under section 718.503, the estoppel certificate, the structural integrity reserve study and milestone summary, the master insurance and flood policy declarations, and written answers on leasing, pets, carports, dock use and any pending assessment.

The Statutory Resale Package

Under section 718.503, a unit owner selling a Colony Point home must give the buyer a current copy of the declaration of condominium, the articles of incorporation, the bylaws and rules, the most recent year-end financial information, the association's frequently asked questions and answers document, the most recent structural integrity reserve study or a statement that none has been completed, and a copy of the inspector-prepared milestone summary if one exists. If the buyer does not receive them before signing, the contract is voidable by the buyer for seven days after receipt, excluding weekends and legal holidays (section 718.503, Florida Statutes).

The Questions to Put in Writing

  • What are the current regular assessments for this unit, and what do they cover: insurance, water, sewer, trash, cable or internet, pest control, pool, docks?
  • Is any special assessment voted, proposed or under discussion, including for the structural integrity reserve study, the milestone inspection, the seawall or post-storm repairs?
  • Has the phase one milestone inspection been completed, and did it call for phase two?
  • How are the docks assigned, is there a waiting list, and is there a fee?
  • Which carport or parking space goes with this unit, and is it recorded with the deed?
  • What are the leasing rules: minimum term, number of leases a year, approval and fees?
  • What are the pet rules: number, size, type?
  • Does the association approve buyers, and how long does approval take?
  • Who is the current manager, and how do owners reach the association's records?

The Estoppel Certificate

The estoppel certificate under section 718.116 is the association's sworn statement of what is owed on the unit and what is coming due. Order it on the day the contract is signed. It is the document that settles the dues question this page cannot, because it states the regular assessment, the period, any special assessment and any delinquency for the specific unit you are buying.

How Did Colony Point Come to Be?

Colony Point was created in 1971, in the second decade of Punta Gorda Isles, Inc.'s canal-building programme: the association filed with the state on September 27, 1971, the state records the condominium as recorded on September 1, 1971, and the county dates every home to 1972.

Punta Gorda Isles Reaches the Harbor

Punta Gorda Isles began in 1958, when the company built its first model homes on what the civic association's history calls "a 550 acre mangrove swamp," and the Isles were "constructed in the late 50's through mid 70's" according to the city's own manual (PGICA History; City of Punta Gorda, Waterfront Property Owner's Manual). By the early 1970s the canals had reached the harbor edge at the northwest of the Isles, and condominiums began to appear among the single-family sections. Colony Point, recorded in 1971, is one of the first.

The Association and the Condominium Plat

Colony Point, Inc. was filed as a Florida not-for-profit on September 27, 1971, and it has been the condominium's association ever since, restating its articles in 1993 (Florida Division of Corporations). Charlotte County's plat layer records the condominium plat at Condominium Book 1, Page 17, a low book and page number that fits one of the county's earliest condominiums (Charlotte County Clerk, plats and condominium plats). The earliest deed references on the unit legal descriptions sit in Official Records Books 396 to 407, the 1971 and 1972 first sales.

The builder of Colony Point is not named on any government record we read, and we do not repeat the attributions that appear in some listings. The recorded declaration names the developer and is the record to read.

A Second Colony Point That Never Appeared on the Roll

The state's records hold a curiosity. A second Florida not-for-profit, Colony Point II Inc, was filed on February 2, 1973 at a West Marion Avenue address in Punta Gorda and involuntarily dissolved in December 1978 (Florida Division of Corporations). The county roll carries no second Colony Point condominium, and every one of the 63 Colony Point homes belongs to the 1971 condominium.

The Street and the Harbor Exit

Colony Point Drive gives its name to more than the condominium. The city's manatee speed-zone map, reproduced in its waterfront manual, names four exits from the Punta Gorda Isles canals to the harbor: Ponce De Leon, Colony Point, Pompano Inlet and Bass Inlet. And the city's seawall programme uses the street as a boundary: its 2026 annual seawall assessment covered "the northwest and northeast zones of Punta Gorda Isles. The boundary of these zones are Aqui Esta Dr., Colony Point Dr., Charlotte Harbor and Magdalina Dr." (City of Punta Gorda, Maintenance Program). The street also carries single-family canal homes; this page covers only the condominium at number 1.

Seventeen Years of Recorded Sales

The county's qualified sales file for Colony Point runs from March 2009 to August 2026, 82 qualified sales in all, an average of just under five a year in a 63-home building. The busiest year on file was 2020, with nine sales. The quietest were 2010 and 2022, with two each. Nothing about that pace has changed with the recent price reset: 2026 has already recorded eight.

The Seawall, the Docks and the Harbor Edge: What Colony Point Owns on the Water

Colony Point's water frontage is a common element: the county's card for the condominium's 4.24 acres lists 1,400 lineal feet of concrete seawall, two concrete docks totalling 2,874 square feet and 540 lineal feet of wood pilings, owned by all 63 owners together. No Colony Point unit's legal description conveys a boat slip.

What the County Card Records

The common-element card is the most specific public record of what Colony Point has on the water: a concrete seawall of 1,400 lineal feet, a 2,502 square foot concrete dock and a 372 square foot concrete dock, and 540 lineal feet of wood pilings (Charlotte County Property Appraiser, common-element card). The card does not count slips or say who may use them.

Does a Boat Slip Come With a Colony Point Condo?

Not by deed, on the record we read. At some Punta Gorda Isles condominiums the unit's legal description names its dock; Windjammer Point's roll entries, for example, read "& DOCK 511." None of the 63 Colony Point legal descriptions does. Some do name a carport or parking space. That means dock use at Colony Point, if the association offers it, is governed by the declaration and the association's rules, as an assigned or licensed use of a common element, not as property that conveys with the unit. The declaration and rules are not public; a buyer who wants to keep a boat at Colony Point should ask the association in writing how docks are assigned, whether there is a waiting list, what fee applies and what size of boat the docks take.

For a seller, the rule is simple: do not tell a buyer a slip comes with the unit unless a recorded document or the association's written rules say so. We read the file first and put what conveys in writing.

Who Maintains the Seawall?

The City of Punta Gorda owns maintenance and replacement of the seawalls inside its Punta Gorda Isles Canal Maintenance Assessment District, funded by a non-ad valorem assessment on the tax bill: $1,500 per single-family canal lot for fiscal 2027, adopted September 9, 2026, with "other property" assessed by the square foot of land within 120 lineal feet of the canal (City of Punta Gorda, Canals; City Council agenda item, July 1, 2026). Whether Colony Point's 1,400 feet of wall lies inside the district, and so is maintained by the city, or is the association's own responsibility is not stated on any public page we could read for this building. Two records answer it: the city's PGI district boundary map and the canal assessment line, if any, on the association's tax bill for the common elements. The reserve study will also show it: a seawall the association must replace appears there as a priced line.

The City's 2026 Seawall Programme and Colony Point Drive

The city inspects its seawalls every winter. For January 12 to March 31, 2026, it scheduled the north Punta Gorda Isles zones, bounded by Aqui Esta Drive, Colony Point Drive, Charlotte Harbor and Magdalina Drive (City of Punta Gorda, Maintenance Program). The city's replacement status sheet, revised August 26, 2026, lists its work by zone (Bass NE1 and NE2, Pompano NW1, Sailfish NW2, Ponce SW, Bird SE and Burnt Store Isles) and carries no Colony Point Drive address (City of Punta Gorda, Seawall Maintenance and Replacement Status). Nothing on that sheet places Colony Point in a replacement queue.

The Harbor Side and the Rules for Docks

The City of Punta Gorda's Chapter 6 sets the rules for docks in the Isles: no attachments to the seawall, freestanding docks no more than 10 feet waterward, no canopies or covers on lifts and no floating docks, with a Canal Construction Special Permit through the Canal Advisory Committee (City of Punta Gorda, Code Chapter 6). At a condominium, any dock change also needs the association's approval, because the docks are common elements. All man-made canals in Punta Gorda Isles sit inside the manatee speed zone.

What Amenities Come With a Colony Point Condominium?

A Colony Point condominium comes with a share of the building's own common elements: a pool under a screen cage, a 790 square foot air-conditioned clubhouse with porches, covered carports, docks on the seawall, an office and storage buildings. Punta Gorda Isles itself adds no mandatory club, and every outside membership is optional and separately priced.

Inside Colony Point

The county's common-element card is the inventory: the clubhouse, with 790 square feet of air-conditioned space and 1,702 square feet under roof including a 456 square foot roofed slab porch and a 456 square foot screened porch; an 846 square foot reinforced-concrete pool inside a 2,800 square foot aluminum screen cage; eleven carport structures totalling 11,487 square feet; a 990 square foot detached garage; a 360 square foot office; a 560 square foot shed; the docks and pilings; and the paved drives and parking. Whether the pool is heated, what the clubhouse hours are and how the garage is used are set by the association and are not on the county card.

What Punta Gorda Isles Adds, and What It Does Not

Punta Gorda Isles has no mandatory homeowners association and no amenity package attached to a Colony Point deed. The Punta Gorda Isles Civic Association at 2001 Shreve Street is voluntary, open to adults who live in or own property in the Isles, at $80 a year per member plus a one-time $25 fee, with 35 clubs and groups, classes, concerts and a monthly magazine (PGICA, Join Us; PGICA Clubs). Its campus is a nine-minute drive from Colony Point on our routing test.

What Is Charged Separately

  • St. Andrews South Golf Club, 1901 Deborah Drive, a private 18-hole club founded in 1980 and "limited to 250 golf members"; current dues are not published (St. Andrews South Golf Club).
  • Isles Yacht Club, 1780 West Marion Avenue, a private dining, yacht and social club with a 45-slip marina and fuel dock; initiation and dues are not published (Isles Yacht Club; Punta Gorda Chamber listing).
  • Laishley Park Municipal Marina, the city's marina downtown, with annual slips priced per foot per month (City of Punta Gorda, Municipal Marina).
  • Public parks at no charge: the city's Nature Park on Aqui Esta Drive, Ponce de Leon Park at the harbor mouth, Gilchrist Park and the Harborwalk downtown.

What Are the HOA Fees at Colony Point in 2026?

Colony Point's condominium assessment is set each year in the association's budget, which is not posted on any public page we reached, so we publish no dues figure. The estoppel certificate for a specific unit states the exact regular assessment, its period and any special assessment, and a seller must provide the budget with the resale package.

Why We Publish No Dues Figure

Dues are the number most often wrong on listing sites, because they change every budget year and after every insurance renewal, and because a single listing's figure does not tell you whether a special assessment is coming. At a 1972 condominium with a seawall, docks and a pool, the reserve study and the insurance market move the number more than anything else. We will not print a fee we cannot trace to the association's own budget.

How to Get the Real Number in One Day

Ask for three documents: the current adopted budget, the estoppel certificate for the unit, and the most recent year-end financial statement. Together they give you the regular assessment, the reserve contribution inside it, the balance in reserves and anything owed. If you are an owner, the association must also make its official records available to you, and at 63 units Colony Point is large enough that Florida now requires the key records to be posted on a website or app, which may be limited to owners (section 718.111, Florida Statutes).

What the Fee Should Cover, and What to Ask About

At a Florida condominium the regular assessment typically funds the master insurance policy, including wind and flood coverage on the building, the reserves, the grounds, the pool and the common utilities. Ask specifically whether it includes water, sewer, trash collection, cable or internet and pest control, whether it includes the docks and carports or whether those carry separate charges, and how much of the budget is insurance. At Colony Point, with the building on the harbor edge, insurance is likely to be the largest single line.

Colony Point's Layered Costs: Condominium, City Taxes, Canal District and Optional Clubs

Colony Point owners pay the condominium's own assessment, city and county property taxes on the unit, the association's share of any city canal assessment on the common land, and only by choice the civic association's $80 a year and private club dues. There is no master HOA fee above the condominium.

The Layers, One by One

Layer

Amount

Period

Who bills it

Source

Colony Point condominium assessment

Not published

Set in the annual budget

Colony Point, Inc.

Estoppel certificate and budget

Special assessments, if any

Not published

As voted

Colony Point, Inc.

Estoppel certificate, board minutes

City and county property tax

2025 total millage for city parcels 16.6185 mills; city operating rate 3.9928 mills for fiscal 2027

Annual, November bill

Charlotte County Tax Collector

Florida DOR certified millage; Gulfshore Business

PGI canal maintenance assessment

$1,500 per single-family lot (fiscal 2027, adopted September 9, 2026); other property by square foot of land within 120 lineal feet

Annual, non-ad valorem

City of Punta Gorda, on the tax bill

City Council agenda item

Master HOA

None

n/a

n/a

PGICA, Unique Land Regulations

Punta Gorda Isles Civic Association

$80 per member a year plus $25 once (voluntary)

Annual

PGICA

PGICA, Join Us

Private clubs

Not published

Monthly plus initiation

St. Andrews South, Isles Yacht Club

Club membership offices

HO-6 and contents insurance, flood for the unit

Quote on the unit

Annual

Your insurer

Your agent

A Worked First Year for a Colony Point Buyer

Take a buyer who pays the 24-month median of $365,000 for a standard 1,581 square foot home. The property tax on the county's current value, at the 2025 city total millage, runs about $4,690 before any homestead exemption (our arithmetic on the 2026 preliminary value; the buyer's own bill will follow the county's next valuation). Add the condominium assessment from the estoppel certificate, any special assessment balance, an HO-6 policy and, if the buyer wants it, unit flood coverage. If the reserve study calls for more than the budget funds, the difference is the number to negotiate before closing, not after.

What Is Not Published

The condominium budget, the dues, the reserve balance, the reserve study, the milestone report, any special assessment and the dock rules are all not published on any public page we reached. Each comes with the resale package or the estoppel certificate; none should be guessed.

Selling? We put the whole cost stack in front of your buyer up front, which shortens negotiations: free Punta Gorda Isles home valuation, or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 and we will read the budget and estoppel with you, or see how we represent buyers.

Who Governs Colony Point? The Association, Its Records and Its Documents

Colony Point is governed by Colony Point, Inc., a Florida not-for-profit filed in 1971, under its declaration of condominium and Chapter 718, with the City of Punta Gorda enforcing building, zoning and canal rules. There is no master association above it.

The Association on the State's Records

The Florida Division of Corporations lists Colony Point, Inc., document 721775, filed September 27, 1971, active, principal address 1 Colony Point Drive, with its latest annual report filed April 23, 2026 and a registered agent at an office address in Fort Myers (Florida Division of Corporations). The state's condominium register lists the association as the managing entity for project PR1U016057, with the association's own address as its contact (DBPR condominium register extract). Neither record names a management company.

Who Manages Colony Point?

The name of any management company working for the association is not published on the state's corporate or condominium records. The association's address is 1 Colony Point Drive, and the manager's name is on the estoppel certificate and in the resale package. Ask for it early, because the estoppel request goes through the manager.

The Documents That Govern a Colony Point Home

  • The declaration of condominium, recorded in 1971, with the condominium plat at Condominium Book 1, Page 17, and any amendments. It sets the units, the common elements, the use restrictions and how dock and parking rights work.
  • The articles of incorporation of Colony Point, Inc., as amended and restated in 1993.
  • The bylaws and the rules and regulations, which set leasing, pets, parking and the pool.
  • The annual budget and year-end financial statement.
  • The structural integrity reserve study and the milestone inspection summary.

None of these is posted on a public page we reached; all come with the resale package.

Official Records and the Association Website

Florida requires a condominium association of 25 or more units to post its key official records, including the declaration, bylaws, rules, budget, financial statements, the structural integrity reserve study and the milestone summary, on a website or application, which may be limited to owners (section 718.111, Florida Statutes). With 63 units, Colony Point is inside that rule. We found no public Colony Point website; an owner can ask the association for portal access, and a buyer receives the documents through the seller. The recorded declaration and its amendments are also public records at the Charlotte County Clerk of the Circuit Court.

Architecture and Exterior Changes

Punta Gorda Isles has no architectural review board at the community level; the city's code does that job. At Colony Point, any change to the outside of a unit or the common elements, including windows, doors, hurricane protection and anything on the docks, needs the association's approval under its documents and then a City of Punta Gorda building permit (City of Punta Gorda, Building).

Is Colony Point a 55+ Community?

Colony Point is not published as a 55-and-over community: no age restriction appears on the state's condominium register entry, and Punta Gorda Isles has no community-wide age rule. Whether the declaration or rules restrict occupancy by age is not public; the declaration in the resale package is the record that settles it.

Can You Rent Out a Colony Point Condo?

Leasing at Colony Point is governed by the association's declaration and rules, which are not public, so minimum lease terms, the number of leases a year and any approval step are not published. The City of Punta Gorda has no short-term rental ordinance of its own, so Colony Point's documents are the rules that apply.

What to Confirm Before You Buy to Rent

  • The minimum lease term and whether weekly or monthly rentals are allowed.
  • How many times a year a unit may be leased, and whether new owners must wait before leasing.
  • Whether the association approves tenants, what it charges and how long approval takes.
  • Whether a tenant may keep a pet or use the docks and pool.

What a Colony Point Landlord Should Plan For

With 25 of 63 owners living out of state, Colony Point already has many owners who are away for months at a time. A seasonal rental can work in a building like this, but the rules come first. Florida law also lets an association collect rent directly from a tenant when an owner falls behind on assessments, which is one more reason to keep the account current.

Pet Rules at Colony Point

Colony Point's pet rules are set in the association's declaration and rules, which are not published on a public page. The number, size and type of pets allowed, and whether tenants may keep them, should be confirmed in writing from the documents before you sign, because a pet restriction in a condominium's recorded declaration binds every owner and tenant.

If you have a dog of any size, ask the question in the first week of your inspection period, not the last. Florida law protects service animals and, subject to documentation, emotional support animals for people with disabilities, whatever a pet rule says.

Hurricanes, Flood Zone and Insurance at Colony Point

Colony Point sits in FEMA's coastal floodplain on every unit card: 27 of the 63 homes carry only Zone AE with a 9-foot base flood elevation, and the harbor-side stacks also touch Zone AE at 10 feet, Coastal A and, at three corner stacks, Zone VE at 11 feet. The building is in Charlotte County Evacuation Zone A.

The Flood Map, Stack by Stack

The Charlotte County Property Appraiser prints every FEMA zone that touches each unit's footprint on its card, from FIRM panel 12015C0237G, effective December 15, 2022, community 120062, the City of Punta Gorda. Grouped by stack, the Colony Point cards read:

Stacks

Homes

FEMA zones on the unit card

Base flood elevation (ft, NAVD88)

1 to 6, 10, 14, 15

27

AE

9

19, 20, 21

9

AE, plus Coastal A

9

9, 11, 12, 13, 16, 17

18

AE (two lines)

9 and 10

7, 8, 18

9

AE, VE and Coastal A

9, 10 and 11 (VE)

Source: Charlotte County Property Appraiser unit cards for all 63 homes, FEMA flood zone block, read September 29, 2026 (sample card, a first-floor home on stack 7). A query of FEMA's National Flood Hazard Layer over the whole condominium parcel returns AE 9, AE 10, VE 11 and, on the water side, VE 13 (FEMA NFHL).

Why it matters to you: the zone on the card is the zone an insurer and a lender read first. Our Punta Gorda Isles guide reported a 10-foot base flood elevation for its Colony Point Drive sample address; for the condominium itself, the more precise answer is the table above, with most stacks at 9 feet and the harbor corners higher. The "Coastal A" and VE lines on the corner stacks mean FEMA expects wave action there, which is why a harbor-corner unit's flood quote can differ from an east-wing unit's in the same building.

Evacuation, Surge and Wind

Charlotte County's evacuation layer places Colony Point in Evacuation Zone A, the first zone ordered to leave ahead of a storm surge; check any address at Know Your Zone. The county's wind layer puts the site in the 130 mph wind zone with Exposure C on the harbor side, and its building-code wind map gives design speeds of 150, 160 and 170 mph by risk category (Charlotte County GIS, CCGISLayers; Charlotte County Emergency Management, Know Your Zone).

Three Storms, One Building

Colony Point has stood through the three storms that define Punta Gorda's modern record. Hurricane Charley's eye passed over Punta Gorda on August 13, 2004 (NHC, Charley report). Hurricane Ian made its second Florida landfall near Punta Gorda at 2035 UTC on September 28, 2022, "with an estimated intensity of 125 kt," and the Punta Gorda airport's station recorded sustained winds of 76 knots with a peak gust of 117 knots (NHC, Ian report). Hurricane Milton in October 2024 pushed surge into northern Charlotte Harbor and the Peace River (NHC, Milton report). The county record carries no rebuild of Colony Point: every card still dates the building to 1972. What each storm cost the association, and what it repaired, is in the association's records and the city's permits, not on a public page.

The Master Policy and the HO-6

Under Chapter 718 the association insures the building, the common elements and, for a condominium like Colony Point, the structure of each unit; the owner insures the interior finishes, contents, liability and loss assessments with an HO-6 policy. Ask for the association's master policy declarations, including the wind deductible and whether the association carries flood coverage on the building, and have your agent quote an HO-6 with loss-assessment coverage that matches the master deductible.

Flood Insurance, Citizens and the City's Discount

The City of Punta Gorda participates in FEMA's Community Rating System at Class 5, which gives a 25 percent discount on NFIP flood premiums inside the city (City of Punta Gorda, Flood Readiness). Under FEMA's Risk Rating 2.0, premiums are set by the building's own risk, and annual increases on existing policies are capped by statute (FEMA, Risk Rating 2.0). If the association's master or a unit owner's policy is with Citizens Property Insurance, Florida law requires flood coverage on Citizens personal residential policies on a phased schedule that reaches all such policies from January 1, 2027 (section 627.351, Florida Statutes).

The City's 50 Percent Rule and a 1972 Building

Colony Point was built in 1972, fifty years before the current flood maps took effect, and the county card does not record the building's floor elevation; an elevation certificate, if the association has one, is the record to ask for. The City of Punta Gorda applies FEMA's substantial improvement and substantial damage rule: if the cost of improvements or repairs reaches 50 percent of the structure's market value, the building must be brought up to current flood standards, which in A zones means a finished floor at base flood elevation plus one foot (City of Punta Gorda, 50% FEMA Rule). For a condominium the calculation is made on the whole building, which is one more reason the reserve study and the milestone report matter.

Hardening and Disclosures

A seller of any Florida home must now give the buyer a flood disclosure, stating whether the seller has filed a flood insurance claim or received federal flood assistance and whether the property has flooded, under section 689.302, Florida Statutes. For the building, ask the association what storm protection it has installed on the common elements and what it expects owners to provide for their own windows and doors; the association's rules and the city's permit record answer both.

Which Schools Serve Colony Point?

Colony Point is zoned to Sallie Jones Elementary School, Punta Gorda Middle School and Charlotte High School by the Charlotte County Public Schools boundary locator, which returned the same three schools for every Punta Gorda Isles address we tested, including one on Colony Point Drive, in September 2026.

School

Address

Grades

2026 state grade

Drive from Colony Point (our routing test)

Sallie Jones Elementary

1230 Narranja St

K to 5

A

4.1 mi, about 11 min

Punta Gorda Middle

1001 Education Ave

6 to 8

A

4.6 mi, about 12 min

Charlotte High School

1250 Cooper St

9 to 12

B, graduation rate 95%

4.3 mi, about 12 min

Sources: Charlotte County Public Schools, boundary locator, queried September 25, 2026; Florida Department of Education, school grades; drive times from the OSRM open router, free-flow, run September 29, 2026. School boundaries can change; confirm the assignment for the specific address with the district before you rely on it. The district itself earned an A for 2026.

City Permits and Recorded Work at Colony Point

Colony Point is inside the City of Punta Gorda, so its building permits are issued by the city's Building Division, not by Charlotte County; the county's permit layer returned no records for the parcel. A buyer should pull the city's permit history for the unit and for the common elements before closing.

Who Issues Permits at Colony Point

The City of Punta Gorda Building Division reviews and inspects construction inside city limits, and its permit records can be searched online through the city's Click2Gov portal (City of Punta Gorda, Building; City of Punta Gorda, Click2Gov building permits). Charlotte County's own building-permit layer, which covers the unincorporated county, returned no permits at 1 Colony Point Drive, as expected for a city address (Charlotte County GIS, CCGISLayers).

What a Buyer Should Pull

For the unit: the city permit history by address and unit for any remodel, window, door, electrical or plumbing work, and the association's written approval for each. For the building: the permits for any roof, balcony, walkway, seawall, dock or structural repair that followed the milestone inspection or the storms, and the final inspections that closed them. A permit that was opened and never finaled is a question to resolve before closing, not after.

What Is Being Built or Changed Near Colony Point?

Nothing on the public record is being built at Colony Point itself. The changes that touch a Colony Point owner in 2026 are fiscal and regulatory: the city's fiscal 2027 millage and canal assessment, the November 2026 ballot, pending city ordinances, and a new emergency department planned east of the city.

  • City millage: the City of Punta Gorda adopted 3.9928 mills for fiscal 2027 on September 23, 2026, below the rollback rate of 4.0074, on a $219.3 million budget (Gulfshore Business, September 24, 2026).
  • Canal assessment: the Punta Gorda Isles canal assessment for fiscal 2027 is $1,500 per single-family lot, adopted September 9, 2026, up from $1,350; council members discussed canal maintenance fees among the rising costs residents face (Gulfshore Business, September 11, 2026).
  • The ballot: a homestead-related Amendment 3 and a 20-year extension of the county's one-cent sales tax are on the November 3, 2026 ballot; the canal assessment, as a non-ad valorem charge, is not affected by homestead measures.
  • City ordinances: the city's legal notices listed a historic overlay rewrite with a purchaser disclosure provision and a golf-cart ordinance for West Retta Esplanade as pending in 2026 (City of Punta Gorda, Legal Notices).
  • Health care: AdventHealth announced in September 2025 a freestanding 24-hour emergency department at Jones Loop Road; an opening date is not published. The nearest full hospital today is AdventHealth Port Charlotte, 8.6 miles and about 19 minutes from Colony Point on our routing test (AdventHealth newsroom).

Daily Logistics at Colony Point

Colony Point daily life runs from one address, 1 Colony Point Drive, in the City of Punta Gorda, ZIP 33950: city services, Punta Gorda Fire Department response, a carport or parking space on the common elements, and a six- to twelve-minute drive to most of what Punta Gorda Isles and downtown offer.

Drive Times From Colony Point

Destination

Distance

Drive time

Isles Yacht Club, 1780 W Marion Ave

1.9 mi

6 min

Nature Park, 1555 Aqui Esta Dr

2.5 mi

7 min

St. Andrews South Golf Club, 1901 Deborah Dr

2.7 mi

9 min

Fishermen's Village, 1200 W Retta Esplanade

2.8 mi

9 min

PGICA campus, 2001 Shreve St

3.2 mi

9 min

Punta Gorda City Hall, 326 W Marion Ave

3.4 mi

10 min

Laishley Park Municipal Marina

4.0 mi

12 min

Punta Gorda Airport (PGD)

7.0 mi

18 min

AdventHealth Port Charlotte

8.6 mi

19 min

Englewood Beach

29.5 mi

52 min

Southwest Florida International Airport (RSW)

42.0 mi

57 min

Source: our routing test, OSRM open routing engine, free-flow with no traffic, from the Colony Point building to each address as geocoded by the U.S. Census Bureau geocoder, run September 29, 2026. Season traffic on US 41 and Marion Avenue adds time.

By Water

From the Colony Point docks, the harbor is at the end of the street, through the channel the city's manatee map calls the Colony Point exit. The city says most of the Punta Gorda Isles canal system has no fixed bridges, but not all, and it publishes no bridge clearances by canal; boaters should check the route in person. All man-made canals in Punta Gorda Isles are inside the manatee speed zone. Buckley's Pass, the 2020 channel to the harbor through Alligator Creek, serves the southern Bird Section, not Colony Point.

Parking, Carports and Guests

The common-element card lists eleven carport structures and a detached garage, and some unit legal descriptions on the roll name a recorded carport or parking space. How spaces are assigned, how many a unit gets and where guests park are set in the association's rules; confirm the space that goes with a specific unit in writing and check that it matches the deed.

Trash, Utilities and Services

Colony Point is inside the city limits, on the Census geocoder and on the county's card, so city services apply: the City of Punta Gorda provides water and sewer and, with its contractor, solid waste collection. Whether those charges are billed through the condominium or to each unit is set by the association; ask whether water, sewer and trash are inside the assessment. Fire response comes from the Punta Gorda Fire Department zone that covers the building on the county's response layer.

How Does Colony Point Compare With the Other Punta Gorda Isles Condominiums?

Colony Point is the oldest and highest-priced per sale of the five largest condominium names on Punta Gorda Isles streets: 63 homes built in 1972 that recorded a $365,000 median on 13 county sales in 24 months, against $165,950 at Emerald Pointe, $285,000 at Clipper Cove and Windjammer Point, and $278,750 at Spinnaker Point.

The Benchmark Table

Condominium

Homes (county roll)

Year built (roll)

Median heated sq ft

County sales, 12 months

County median, 12 months

County sales, 24 months

County median, 24 months

Median price per sq ft, 24 months

Colony Point

63

1972

1,581

8

$340,000

13

$365,000

$230.87

Emerald Pointe (phases 1, 2, 4, 5, 6)

294

1975 to 1984

1,356

22

$157,500

34

$165,950

$140.49

Clipper Cove (Village and Clipper Cove)

144

1999 to 2004

1,517

8

$290,000

11

$285,000

$187.87

Spinnaker Point

70

1989

1,110

2

two sales

6

$278,750

$243.67

Windjammer Point

69

1990 to 1992

1,405

3

$285,000

3

$285,000

$177.94

Punta Gorda Isles single-family homes (for scale)

4,722

median 1990

2,183

331

$700,000

n/a

n/a

$321 (12 months)

Sources: Charlotte County Property Appraiser roll and qualified sales, local index built September 29, 2026, our analysis; 12 months to September 24, 2026, 24 months from September 25, 2024; price per square foot is the median of per-sale ratios on county heated area. Single-family row as published in our Punta Gorda Isles guide. Data updated: September 2026.

What the Table Says

Colony Point sells for more per home than any of its neighbors because its homes are larger (1,581 square feet against 1,110 to 1,517) and because of where it sits. Per square foot it runs close to Spinnaker Point, whose six sales are few, and well above Clipper Cove, Windjammer Point and Emerald Pointe. It is also the oldest of the five, which puts it first in line for the structural study and milestone questions. And it is a single association in a single building, where Emerald Pointe is five associations in several buildings: a Colony Point buyer reads one budget, one reserve study and one set of rules.

Colony Point vs Emerald Pointe: Which Should You Choose?

Colony Point is one 63-home, 1972 building of two-bedroom homes at 1,581 square feet or more, with a pool, clubhouse, carports and docks on the harbor edge of north Punta Gorda Isles; Emerald Pointe, just outside the Isles on the Peace River, is 303 homes in six condominiums run by one association, built from 1975 to 1984, smaller on average and priced at less than half Colony Point's recent median.

The Decision Table

Yardstick

Colony Point

Emerald Pointe

Homes on the county roll

63

303

Associations

One: Colony Point, Inc. (1971)

One association for six condominiums

Year built on the roll

1972

1975 to 1984

Median heated area

1,581 sq ft, every home two-bedroom

1,356 sq ft, mixed plans

County sales, 24 months

13

34

County median, 24 months

$365,000

$165,950

Median price per sq ft, 24 months

$230.87

$140.49

County median, 60 months

$395,000 (27 sales)

$250,000 (87 sales)

FEMA zones on sample cards

AE 9 on most stacks; AE 10, VE 11 and Coastal A at the harbor corners

AE 11, VE 13 and Coastal A on the sample card we read

Taxing district on the card

155, inside the City of Punta Gorda

151, inside the City of Punta Gorda

Distance between them

About 5.5 miles by road, 15 minutes

Boat slip conveyed in the unit legal

None of 63

Varies; check the unit

Paperwork a buyer reads

One budget, one reserve study, one milestone report

One association's budget, study and report

Sources: Charlotte County Property Appraiser roll, unit cards and qualified sales, local index built September 29, 2026, our analysis; FEMA zones as printed on the county's unit cards; drive by our routing test.

Who Should Choose Which

Choose Colony Point if you want a larger two-bedroom in one self-contained building with its own pool, clubhouse and docks, if the top floor and the harbor edge are worth paying for, and if you would rather read one association's file than a six-condominium association. Choose Emerald Pointe if the purchase price matters most, if you want a wider choice of plans and a deeper resale market (34 county sales in two years against 13), and if a smaller home suits how you will use it. In both, the structural integrity reserve study and the milestone summary for the specific building come first.

Selling at Colony Point? Get a free Punta Gorda Isles home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Honest Pros and Cons of Owning at Colony Point

Colony Point's strengths are space, setting and simplicity: larger two-bedroom homes than its neighbors, the harbor end of Colony Point Drive, and one association with its own pool, clubhouse, carports and docks. Its weaknesses come with age and water: a 1972 building under Florida's post-Surfside laws, harbor-corner flood zones and a price record that has stepped down since 2023.

The Pros

  • Larger homes for the money in Punta Gorda Isles condominiums: 1,581 square feet as the standard plan, larger than the median at Emerald Pointe, Clipper Cove, Spinnaker Point or Windjammer Point.
  • A self-contained property: its own pool and screen cage, clubhouse, carports, garage, office and docks on 4.24 acres, all on one card.
  • One association, one building: one budget, one reserve study, one milestone report to read.
  • The harbor end of the street: Colony Point Drive runs to the Colony Point exit to Charlotte Harbor.
  • Inside the City of Punta Gorda: city services, city fire response and no master HOA above the condominium.
  • A steady resale record: 82 qualified sales since 2009, about five a year, and eight already in 2026.
  • A clear floor premium buyers pay: third-floor homes have led the price record for five years.

The Cons

  • A 1972 building under Florida's post-Surfside laws, with a milestone inspection that was due before the end of 2024 and a structural study whose status we could not read on the state's databases.
  • Flood zones that vary by stack, with VE and Coastal A lines on the harbor-corner units and an Evacuation Zone A address for the whole building.
  • A price record that has stepped down since 2023, from a $498,250 median that year to $340,000 in 2026 so far.
  • No boat slip in any deed, so dock use depends on the association's rules.
  • Fees, reserves, leasing and pet rules not published, so every answer comes from the resale package.
  • Thin sales, eight in twelve months, which makes every comparable matter and every mispriced listing visible.

Thinking of Selling Your Colony Point at Punta Gorda Isles Home? List With the #1 Team in Southwest Florida Since 2012

If you're searching for a Colony Point at Punta Gorda Isles listing agent, or thinking, 'I need someone to sell my Colony Point at Punta Gorda Isles home...' you are selling into an eight-sale year in a 63-home building. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price from this record.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Colony Point Sold Stats, Window by Window

Data updated: September 2026 (Charlotte County Property Appraiser qualified sales file, newest Colony Point sale recorded August 17, 2026; Southwest Florida MLS community figures, pulled September 25, 2026)

  • Leading window, county recorded and qualified, 24 months since September 25, 2024: 13 resales, none builder-direct, dollar volume $4,638,200, median $365,000 (n = 13, odd), low $250,000, high $450,000.
  • County recorded, trailing twelve months September 25, 2025 to September 24, 2026: In the last 12 months Colony Point at Punta Gorda Isles has seen 8 resales, dollar volume $2,730,700, median $340,000 (even; $310,000 and $370,000), range $250,000 to $419,000.
  • 60 months, county recorded: 27 resales, $10,795,600, median $395,000 (odd).
  • Days on market and sale-to-list: a Colony Point-only MLS split was not available for this guide; community-wide, Punta Gorda Isles recorded 80 MLS closings in the same twelve months at a median 77.5 days on market and 96.0% of list.
  • The county record does not name the listing office on each sale, so we state no represented count.

In the last 12 months we read every one of those eight Colony Point sales against the county card and the 2026 preliminary value for the same home, and we tracked all 82 qualified sales the county has on file for the building since 2009; that record, not a portal estimate, is what a Colony Point listing is priced from.

Selling a Colony Point Home Is Different in Seven Ways

  • The structural study file: under section 718.503 your buyer receives the association's most recent structural integrity reserve study, or a statement that none was completed, and the milestone summary. The state's public databases could not be searched when we checked, so we obtain the study, the budget and the summary from the association before listing.
  • Price by floor, then stack: over five years the third floor's county median ran $65,000 above the first floor's, on the same plan and the same county value.
  • The county's flat value: your buyer can see the county's $282,209 preliminary value for your home on the public card. We price with it in view and explain the gap with your floor, stack, updates and condition.
  • The flood zone on your card: a harbor-corner unit's card carries VE and Coastal A lines that an east-wing unit's does not. We put the zone and any elevation certificate in the file so the buyer's insurance quote does not stall the contract.
  • The slip question: every boating buyer asks. We read your deed, the declaration and the association's rules first, and say in writing what conveys and what does not.
  • The carport: some Colony Point deeds name a carport or parking space; if yours does, it goes in the listing and the contract.
  • Season and geography: 25 of 63 owners mail from out of state, led by Wisconsin, Indiana, Illinois and Michigan. We market to the upper Midwest before the buyer arrives and time the launch for the season.

Showings, Signs and the Association

The county card records no gatehouse at Colony Point, and whether the association controls entry is set in its rules; showings run on the seller's schedule within those rules. Whether the association limits signs, lockboxes or open houses is set in its rules, which are not public; we confirm them before the first showing. With four in ten owners away much of the year, we are set up to sell for an owner who is not here.

What Is Your Colony Point at Punta Gorda Isles Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Punta Gorda Isles home valuation. It takes about a minute, and Jesse follows up with the Colony Point sales that fit your home: same floor, same plan, adjusted for stack, updates and any lease. An automated estimate cannot tell a third-floor harbor-corner home from a first-floor east-wing home when the county values both at $282,209, and at Colony Point that difference has been worth tens of thousands of dollars.

(239) 898-6072, text or call. Confidential conversations welcome.

Until a Colony Point seller page is built, our Punta Gorda Isles seller guide covers the community-wide process.

Is now a good time to sell a Colony Point condominium?

For a home priced to its own floor and plan, with the structural study file in hand, yes: season starts in November, the 2026 record already holds eight sales, and the county file shows Colony Point buyers close from January through August. A home that answers the buyer's first three questions stands out in a thin market.

How do I price a third-floor home at Colony Point?

Against the third-floor sales. In the last 24 months six third-floor homes recorded from $250,000 to $450,000 at a $402,000 median, and over five years twelve recorded a $430,000 median; condition and outlook explain most of the spread.

Will the structural study hurt my sale?

A completed study helps; uncertainty hurts. The task is to have the study, the budget and any assessment decision ready for the buyer on day one, so the seven-day review period under section 718.503 is spent reading, not waiting.

Can I tell buyers a boat slip comes with my unit?

Only if a document says so. None of the 63 Colony Point legal descriptions on the roll names a slip, so we ask for any written dock assignment you hold and confirm with the association how dock use passes to a buyer.

What paperwork should I gather before listing?

The section 718.503 package including the structural integrity reserve study and milestone summary, the current budget and question-and-answer sheet, the master insurance declarations, any elevation certificate, your most recent tax bill, any carport or dock assignment, and the name of the current manager for the estoppel request.

Do I need the association's approval to sell?

Whether the Colony Point declaration gives the association a right to approve buyers is not public; we confirm it from your documents before listing and build any approval time into the closing date.

Your Local Real Estate Experts

Colony Point owners and buyers work directly with Jesse McGreevy and Marc Comisar, Top 1% Real Estate Agents Nationally Since 2008, not a call center. The two have sold Southwest Florida real estate for more than twenty years and read Colony Point's 63 unit cards, its common-element card, its state filings and every recorded sale before writing this guide.

The longer story of how the team was built is on our about the McGreevy and Comisar team page.

McGreevy and Comisar are the Domain Realty team behind this Colony Point at Punta Gorda Isles guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse runs the valuation and pricing conversation for Colony Point sellers; Marc leads buyer representation, which at Colony Point means reading the structural study, the milestone summary, the fee stack, the flood zone on the unit card and the dock and carport rules before you write an offer.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and on this page the credential that matters is the record we read first.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Colony Point at Punta Gorda Isles realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer's own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review

★★★★★ “We highly recommend Marc Comisar for your real estate needs. He was very knowledgeable. If he didn't know an answer, he would do research until he did. Marc is pleasant, timely, and listened to our wants and needs. He went above and beyond to make sure we found our forever home. Thank you, Marc!” Sherry Warga, verified Google review

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Colony Point at Punta Gorda Isles home? Get a free Punta Gorda Isles home valuation, or call Jesse direct at (239) 898-6072.

Buying at Colony Point? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

License status for either name can be verified directly through the Florida Department of Business and Professional Regulation's public licensee search, which is the authority of record for Florida real estate licensure.

Where Else to Find the Team

Find the team on McGreevy and Comisar on YouTube and McGreevy and Comisar on LinkedIn. For the city-wide picture, see our Punta Gorda guide. Our guides to the Bird Section, Emerald Pointe, Clipper Cove, Spinnaker Point and Windjammer Point cover the other Punta Gorda Isles neighborhoods.

Frequently Asked Questions, Buyer Edition

These Colony Point buyer questions are answered from the county roll, unit cards and sales file, the state's condominium and corporate records, the city's canal records, FEMA's map and the Florida Statutes, read September 25 to 29, 2026. Where the public record stops, we say so and name the document that holds the answer.

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, answer every one from the record.

What is Colony Point?

Colony Point is a 63-home condominium at 1 Colony Point Drive in Punta Gorda Isles, inside the City of Punta Gorda, recorded in 1971, built in 1972 and governed by Colony Point, Inc. under Chapter 718.

Where is Colony Point in Punta Gorda Isles?

At the harbor end of Colony Point Drive in north Punta Gorda Isles, the street the city uses as a boundary of its northwest and northeast seawall zones, next to the channel the city's manatee map calls the Colony Point exit.

Is Colony Point inside the City of Punta Gorda?

Yes. The county card reads "In City of Punta Gorda: YES," taxing district 155, and the Census geocoder places the address in Punta Gorda city.

How many homes are at Colony Point?

Sixty-three: 21 on each of three floors, units A1 to A21, B1 to B21 and C1 to C21, plus one common-element parcel of 4.24 acres.

What floor is a C unit on?

The third. The county draws each A, B and C unit with the same number on the same footprint, and MLS descriptions of C units describe them as third-floor homes, so A is the first floor and B the second.

How big are the Colony Point condos?

Fifty-seven homes are 1,581 square feet on the county card, three are 1,716 square feet (stack 18) and three third-floor homes are 1,751 square feet. Every card records two bedrooms.

How much do Colony Point condos sell for?

The county recorded 13 qualified sales in the 24 months since September 25, 2024, at a $365,000 median, from $250,000 to $450,000; the last twelve months recorded eight at a $340,000 median.

What is the highest price ever recorded at Colony Point?

On the county's qualified sales file since 2009, $530,000, for a third-floor home in May 2023.

Do upper floors sell for more?

Yes, on the record. Over five years the third floor's median was $430,000 and the first floor's $365,000; in the last two years $402,000 against $310,000.

What does the county say the homes are worth in 2026?

The 2026 preliminary roll values every standard 1,581 square foot home at $282,209, the three 1,716 square foot homes at $299,013 and the three 1,751 square foot homes at $305,112. Final values are certified in mid-October.

What are the HOA fees at Colony Point?

The association's budget and dues are not published on any public page we reached. The estoppel certificate for the unit states the exact assessment, and the seller provides the budget with the resale package.

Is there a master HOA above Colony Point?

No. Punta Gorda Isles has no mandatory homeowners association; its civic association is voluntary.

Does a boat slip come with a Colony Point condo?

Not by deed on the county roll: none of the 63 legal descriptions names a slip. The condominium's docks are common elements, and how they are assigned is set in the association's rules.

Does Colony Point have a pool?

Yes. The county's common-element card lists an 846 square foot reinforced-concrete pool inside a 2,800 square foot screen cage, with a clubhouse beside it.

Is covered parking included?

The common elements include eleven carport structures and a detached garage, and some unit deeds name a carport or parking space. Confirm the space for a specific unit in writing.

Has Colony Point completed its structural integrity reserve study?

The study was due by December 31, 2025. We could not read the state's public SIRS databases on September 29, 2026, so the answer comes from the association: ask for the study or the statement that none was completed.

When was the milestone inspection due?

Before December 31, 2024, by the county's year built of 1972. The inspector's summary is not public; the association must give it to owners and the seller to the buyer.

Is there a special assessment?

None is published. The estoppel certificate is where a voted assessment appears; ask in writing whether any is proposed or under discussion.

Who manages the association?

The state's records name the association itself, Colony Point, Inc., at 1 Colony Point Drive, and no management company. The manager's name comes with the estoppel certificate.

Is Colony Point a 55+ community?

No age restriction is published for Colony Point on the state's condominium register, and Punta Gorda Isles has no community-wide age rule. The declaration settles it.

Can I rent out my condo?

Leasing rules are in the association's documents, which are not public. The city has no short-term rental ordinance of its own; the condominium's rules govern.

Are pets allowed?

Pet rules are in the association's documents, which are not public. Confirm the number, size and type allowed before signing.

What flood zone is Colony Point in?

Every unit card shows FEMA Zone AE; 27 homes carry only AE at 9 feet, and the harbor-side stacks also touch AE at 10 feet, Coastal A and, at three corner stacks, VE at 11 feet.

What hurricane evacuation zone is it in?

Charlotte County Evacuation Zone A.

What schools serve Colony Point?

Sallie Jones Elementary, Punta Gorda Middle and Charlotte High School, by the district's boundary locator for Punta Gorda Isles addresses.

How far is Colony Point from the beach and the airports?

About 52 minutes to Englewood Beach, 18 minutes to Punta Gorda Airport and 57 minutes to Southwest Florida International, on our free-flow routing test.

How does Colony Point compare with Emerald Pointe?

Colony Point is one 63-home 1972 building with larger homes and a $365,000 two-year county median; Emerald Pointe, on the Peace River just outside the Isles, is 303 homes in six condominiums, smaller on average, at a $165,950 two-year median.

How do I buy at Colony Point?

Choose the floor and stack, read the section 718.503 package, order the estoppel certificate, price against the same floor and plan, and insure before closing. Our Punta Gorda Isles buyer guide covers the process, or call Marc at (239) 287-5873.

Frequently Asked Questions, Seller Edition

These Colony Point seller questions are answered from the same county, state and city records, with every price answer drawn from the 82 qualified sales the Charlotte County Property Appraiser has on file for the building since March 2009, and every paperwork answer from the Florida Statutes that govern a condominium resale.

What is my Colony Point condominium worth?

It depends first on your floor and plan. Standard homes recorded a $365,000 median in the last 24 months; third-floor homes a $402,000 median; first-floor homes $310,000. Start with a free Punta Gorda Isles home valuation and Jesse will match your home to the sales that fit it.

How many Colony Point homes sold last year?

Eight, on the county's qualified sales file for the twelve months to September 24, 2026, at a $340,000 median.

Are Colony Point prices dropping?

They have stepped down since 2023: the calendar-year median was $498,250 in 2023, $420,000 in 2024, $352,500 in 2025 and $340,000 in 2026 so far. The 2026 median is still 61% above 2012's.

Has the market bottomed?

No record can say that in advance. What the record shows is that sales have continued at a normal pace, eight already in 2026, which is what a market finding its level looks like.

How long does it take to sell a Colony Point condo?

A Colony Point-only MLS figure was not available for this guide. Across Punta Gorda Isles, the MLS recorded a median 77.5 days on market in the twelve months to September 24, 2026.

What share of asking price do Punta Gorda Isles homes get?

A median 96.0% of list price across 80 MLS closings in Punta Gorda Isles in the same twelve months; that figure blends houses with condominiums.

Is it a buyer's or seller's market at Colony Point?

With prices below their 2023 peak and eight sales in a year from 63 homes, buyers have choices, so condition, price and a complete paperwork file decide which listings sell.

When is the best time to list a Colony Point condo?

Before the season. The county file shows Colony Point closings concentrated from January to August, so a listing live in October or November meets the winter buyer when they arrive.

Does the structural integrity reserve study law apply to my condo?

Yes. Colony Point's homes are on three floors, the threshold in section 718.112, and the first study was due by December 31, 2025.

Do I have to give my buyer the structural study?

Yes. Section 718.503 requires a resale seller to provide the association's most recent structural integrity reserve study, or a statement that none has been completed, with the other association documents.

Will the milestone inspection affect my sale?

A completed inspection with no phase two finding helps. An open phase two, or unfinished repairs, becomes a price and timing question, so we get the summary before listing.

What if there is a special assessment when I sell?

The estoppel certificate will show it, and the contract decides who pays the installments before and after closing. We settle it in writing before the offer is signed, so it cannot surprise either side at the closing table.

Must I disclose an assessment the board is only discussing?

Florida sellers must disclose known facts that materially affect value and are not readily observable. If you know an assessment is coming, say so; it protects the sale.

Who pays the estoppel fee?

Section 718.116 caps what the association may charge, and the contract assigns who pays; the standard Florida contract forms usually assign it to the seller. Order it on the day the contract is signed.

Does the association have to approve my buyer?

Whether the Colony Point declaration gives the association an approval right is not public. We confirm it from your documents and build any approval time into the closing date.

What must I disclose about flooding?

Under section 689.302, a Florida seller must state whether a flood insurance claim was filed, whether federal flood assistance was received and whether the home has flooded, on the statutory form.

Does my carport transfer with the unit?

If your deed names a carport or parking space, it conveys by that description; if the space is assigned by the association, the association's rules decide. We read both before listing.

Does my dock space transfer?

Not by deed at Colony Point, because no unit's legal description names a slip. Any dock assignment follows the association's rules, so we confirm with the association before the listing says anything about a slip.

Can I sell my condo furnished?

Yes; list the furniture on a separate bill of sale or inventory so the lender and appraiser value the home, not the contents.

What updates pay off before selling?

At Colony Point the plan is fixed, so condition carries the price: the spread between the lowest and highest standard-plan sales on the same floor has been more than $100,000. Fresh paint, flooring and a clean inspection report usually pay; a full remodel should be priced against the top sales first.

Does the floor I am on change my price?

Yes. Over five years the third floor's median ran $65,000 above the first floor's on the county record.

Does a harbor-corner stack sell for more?

The recent sales are too few to split by stack, and the county values every standard home the same. A corner home with a long harbor view is priced from the top of the floor's range; its VE flood line is a disclosure to handle, not hide.

Should I list the square footage with the porch?

We list the county's heated area, 1,581, 1,716 or 1,751 square feet, and show any enclosed porch separately, so your home is compared on the same basis as the county and the appraiser.

Will my buyer's taxes be higher than mine?

Often, yes, if you have held a homestead for years: the buyer's assessment resets to the county's valuation after purchase, while the Save Our Homes cap limited yours.

What happens to my homestead exemption when I sell?

It ends for the home you sell; you may be able to carry part of your Save Our Homes benefit to a new Florida homestead under section 193.155's portability rules.

Can I sell by owner?

You can, but at Colony Point the paperwork is the sale: the 718.503 package, the structural study, the milestone summary, the estoppel and the flood disclosure all have to be right for the contract to hold.

Can I put up a For Sale sign?

Signs are set by the association's rules, which are not public. We confirm the rule before listing.

Can I sell while the condo is leased?

Yes, subject to the lease. The buyer takes the home subject to the tenancy unless the lease allows otherwise, and showings follow the lease's notice terms.

Should I rent instead of selling?

Only if the association's leasing rules allow the term you want and the rent covers dues, taxes, insurance and any assessment. We can price both options side by side.

I live out of state. Can you sell my Colony Point condo without me here?

Yes. Twenty-five of the 63 Colony Point owners receive their tax notice outside Florida, and we handle showings, inspections and a remote closing for owners who never fly in.

Should I get a pre-listing inspection of my unit?

For a 1972 home, often yes. An inspection of the unit's electrical panel, plumbing, air conditioning and windows lets you fix or price the findings before a buyer's inspector writes them into a renegotiation, and it pairs with the association's milestone summary for the building.

How do I sell an inherited Colony Point condo?

The personal representative or trustee named in the estate documents signs the listing and the deed, and the association's estoppel and resale package work the same way. We coordinate with the estate's attorney on the timing, and we can manage a sale for heirs who live out of state.

Who should I call first?

Call Jesse direct at (239) 898-6072. He will ask your floor, plan, stack and condition, and come back with the Colony Point sales that fit.

Why hire McGreevy and Comisar to sell my Colony Point home?

Because we price Colony Point from its own record: every qualified sale since 2009, every unit card, the flood line on your stack and the paperwork a buyer needs, backed by the #1 team in Southwest Florida since 2012. Jesse and Marc are Top 1% Real Estate Agents Nationally Since 2008, and a Colony Point listing gets the same attention as any home we sell.

Sources and Authoritative References

Every Colony Point fact on this page traces to a primary record, grouped below by issuer and numbered continuously: Charlotte County's property appraiser, GIS and clerk, the City of Punta Gorda, the State of Florida, federal agencies, the civic association and clubs, and news reports. We cite no realtor, portal or listing site.

Charlotte County Property Appraiser

  1. Unit card, a first-floor home on stack 1 (flood zone, 2026 preliminary value, building components)
  2. Unit card, a first-floor home on stack 7 (AE, VE and Coastal A lines)
  3. Unit card, a first-floor home on stack 15 (homestead, sales history, city parcel)
  4. Unit card, a third-floor 1,751 square foot home on stack 17
  5. Unit card, a first-floor 1,716 square foot home on stack 18
  6. Unit card, a third-floor home on stack 1
  7. Common-element card, Colony Point (clubhouse, pool, docks, seawall, carports)
  8. Unit card, Emerald Pointe sample (district, flood zones)
  9. Charlotte County Property Appraiser home page, exemptions and tax estimator

Charlotte County Government and Clerk

  1. Charlotte County GIS, CCGISLayers map service (ownership, plats, zoning, flood, wind, evacuation, fire response, permits)
  2. Charlotte County GIS, Ownership layer (unit polygons, homestead and mailing fields)
  3. Charlotte County GIS, SubDivisions layer (Colony Point, Condominium Book 1, Page 17)
  4. Charlotte County GIS, Storm Surge Evacuation Zones layer
  5. Charlotte County GIS, Wind Zone layer
  6. Charlotte County GIS, city zoning layer (GM-15)
  7. Charlotte County Clerk of the Circuit Court, plats and condominium plats
  8. Charlotte County Emergency Management, Know Your Zone
  9. Charlotte County, Know Your Zone address lookup
  10. Charlotte County, evacuation zone map
  11. Charlotte County, Disaster Planning Guide
  12. Charlotte County, Punta Gorda Isles Canals and Blueway Trails map
  13. Charlotte County Public Schools, boundary locator
  14. Charlotte County Public Schools, school boundaries

City of Punta Gorda

  1. Canals (canal districts and advisory committees)
  2. Maintenance Program (2026 north PGI seawall assessment, Colony Point Drive boundary)
  3. Seawall Maintenance and Replacement Status, revised August 26, 2026
  4. Waterfront Property Owner's Manual
  5. Waterfront Living, Punta Gorda Isles canal maintenance district
  6. PGI canal district boundary map
  7. City Council agenda item, PGI canal assessment for fiscal 2026-27, July 1, 2026
  8. Resolution 3832-2025, PGI canal assessment for fiscal 2026
  9. Code Chapter 6, vessels, docks and waterways
  10. Unique Land Regulations for Punta Gorda Isles
  11. Building Division
  12. Click2Gov building permit search
  13. Flood Readiness (FIRM effective December 15, 2022; CRS)
  14. 50% FEMA Rule
  15. FEMA FIRM index map for the city
  16. CRS annual certification letter (Class 5)
  17. Hurricane Preparedness
  18. Legal Notices (pending ordinances)
  19. Laishley Park Municipal Marina
  20. Upcoming budget process, fiscal 2027
  21. History of Punta Gorda
  22. PGI Canal Advisory Committee

State of Florida

  1. DBPR condominium register extract (Colony Point Condo, PR1U016057)
  2. DBPR, SIRS Reporting
  3. DBPR SIRS database, submitted prior to July 2025
  4. DBPR SIRS database, submitted July 2025 and after
  5. DBPR public licensee search
  6. Florida Division of Corporations (Colony Point, Inc. 721775; Colony Point II Inc 725450)
  7. Section 718.503, resale disclosure
  8. Section 718.112, bylaws and structural integrity reserve studies
  9. Section 718.116, assessments and estoppel certificates
  10. Section 718.111, official records and association websites
  11. Section 553.899, milestone inspections (2025)
  12. Section 689.302, seller flood disclosure
  13. Section 627.351, Citizens flood requirement
  14. Section 193.155, homestead assessment and portability
  15. Section 627.711, wind mitigation disclosure
  16. Florida Department of Education, school grades
  17. Citizens Property Insurance Corporation, inspections

Federal Records

  1. FEMA National Flood Hazard Layer map service
  2. FEMA Flood Map Service Center
  3. FEMA, NFIP Risk Rating 2.0
  4. FEMA, Limit of Moderate Wave Action fact sheet
  5. National Hurricane Center, Hurricane Charley report
  6. National Hurricane Center, Hurricane Ian report
  7. National Hurricane Center, Hurricane Milton report
  8. U.S. Census Bureau geocoder
  9. NOAA, United States Coast Pilot 5, chapter 4 (Charlotte Harbor)
  10. CHNEP and USF Water Atlas, Punta Gorda Isles waterbody

Community, Clubs and Press

  1. Punta Gorda Isles Civic Association, History
  2. Punta Gorda Isles Civic Association, Unique Land Regulations
  3. Punta Gorda Isles Civic Association, Join Us
  4. Punta Gorda Isles Civic Association, Clubs
  5. St. Andrews South Golf Club
  6. Isles Yacht Club
  7. Punta Gorda Chamber, Isles Yacht Club listing
  8. Fishermen's Village events
  9. Gulfshore Business, "Punta Gorda adopts $219 million budget with lower tax rate," September 24, 2026
  10. Gulfshore Business, "Punta Gorda faces budget decisions with lower millage rate," September 11, 2026
  11. AdventHealth newsroom
  12. Kelly Brothers, Buckley's Pass project record

Records Cited in Plain Text

  1. Charlotte County Property Appraiser public roll and sales files (20260927 roll and sales extracts), qualified improved sales for every parcel whose legal description names Colony Point, local index built September 29, 2026, newest Colony Point sale recorded August 17, 2026; our analysis of 82 qualified sales from March 2009.
  2. Charlotte County Property Appraiser unit cards for all 63 Colony Point homes and the common elements, read September 29, 2026; our tabulation of floor, stack, size, flood zones and 2026 preliminary values.
  3. Southwest Florida MLS Matrix, Residential, City Punta Gorda, closed September 25, 2025 to September 24, 2026, grouped on the development value Punta Gorda Isles, pulled September 25, 2026 in a member session.
  4. Our routing test: OSRM open routing engine, free-flow drive times from the Colony Point building, run September 29, 2026.

Downloadable Documents

The official documents below are published by the issuing authority, and each link opens the issuer's own copy. The Colony Point declaration of condominium, budget, rules and structural integrity reserve study are not posted publicly; buyers receive them under section 718.503.

Document

Issued by

Date

What it covers

Link

Waterfront Property Owner's Manual

City of Punta Gorda Public Works

Current

Seawalls, docks, canal rules, the manatee map naming the Colony Point exit

City PDF

Seawall Maintenance and Replacement Status

City of Punta Gorda

Revised August 26, 2026

Seawall work by zone and status across Punta Gorda Isles and Burnt Store Isles

City PDF

PGI canal assessment, fiscal 2026-27 levy (City Council, July 1, 2026)

City of Punta Gorda

July 1, 2026

Per-lot and per-square-foot canal assessment rates

City PDF

PGI canal district boundary map

City of Punta Gorda

Current

Which properties are inside the Punta Gorda Isles canal district

City PDF

Code Chapter 6, Vessels, Docks and Waterways

City of Punta Gorda

Current

Dock size, attachment and permit rules

City PDF

FEMA FIRM index map, City of Punta Gorda

City of Punta Gorda

Effective December 15, 2022

Flood map panels, including panel 12015C0237G

City PDF

Charlotte County evacuation zone map

Charlotte County

Current

Evacuation Zone A and the surge zones

County PDF

Florida condominium register extract

Florida DBPR

Current

Colony Point Condo, project PR1U016057, 63 units, recording date, managing entity

DBPR CSV

National Hurricane Center report, Hurricane Ian

NOAA

2023

Landfall near Punta Gorda, winds recorded at Punta Gorda

NHC PDF


Market data from Southwest Florida MLS, pulled September 2026.

McGreevy and Comisar, Best Realtor for Colony Point at Punta Gorda Isles. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.