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Breckenridge - Village on Crescent Lake

Breckenridge - Village on Crescent Lake

Village on Crescent Lake is a condominium village of 56 three-bedroom homes built 2000 to 2005 inside Breckenridge Golf and Tennis Club in Estero, with 11 MLS closings tracked in five years and a $372,500 12-month median. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Village on Crescent Lake is a condominium village inside the master-planned community of Breckenridge in Estero, Florida. It is 56 three-bedroom condominium homes in two 28-home phases, built between 2000 and 2005, in the upper tier of the nine villages of Breckenridge Golf and Tennis Club: three Southwest Florida MLS closings in the twelve months to September 29, 2026 at a $372,500 median, and eleven in five years. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008, and this guide is the record they use to price and advise on Village on Crescent Lake.

A word on the name, because search engines blur it. This page covers the two Florida condominium associations named Village on Crescent Lake at Breckenridge, in ZIP 33928 on the west side of Estero, Lee County. It is not Palms at Crescent Lake, the condominium in St. Petersburg, not Crescent Gardens on Crescent Lake Drive in Naples, and not Crescent Lake in Oregon. Inside Breckenridge it is also not Preserve at Breckenridge, the larger condominium village of the same build era that most Crescent Lake shoppers also tour.

If you own here and are weighing a sale, start with the market snapshot and the seller section. If you are buying, the fee, rules, size and price detail below will tell you whether this village fits before you tour. Everything comes from recorded, state, county, FEMA, association and MLS records, cited as we go; where the record stops, we say so and name the document that would answer the question.

Why McGreevy and Comisar Are the Best Realtor for Village on Crescent Lake

McGreevy and Comisar are the best realtor for Village on Crescent Lake in Breckenridge, Estero: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a village read built from every MLS closing in five years, the state condominium file and the county roll.

If you're searching for the best realtor for Village on Crescent Lake in Breckenridge, Estero, whether you're ready to sell your Village on Crescent Lake home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters here for a specific reason. Village on Crescent Lake is a market of 56 homes where a single sale moves every average, where the MLS recorded no closing at all for 33 months between May 2023 and February 2026, and where the three closings since then stepped down from $395,000 to $372,500 to $350,000. A home this size sells on its plan, its condition and a price set against the right comparable sales, not against the village median.

Recent Village on Crescent Lake track record (last 12 months): In the last 12 months Village on Crescent Lake has seen 3 resales in the Southwest Florida MLS Matrix (pulled September 29, 2026, closings to that date), a small sample, at a median of $372,500 (n = 3, odd, an observed sale), a range of $350,000 to $395,000, $1,117,500 in total volume and a median of 39 days on market. The median sold-to-list ratio was 93.1%, taken as the median of the three per-sale ratios against each home's final list price. We do not have a count of these three that we represented on either side, so we state none; we will walk you through all three closings one by one.

We tracked every one of the 11 Village on Crescent Lake closings in the Southwest Florida MLS since November 2021, and all 52 county-recorded qualified sales on file back to 2009, before writing a word of this guide. Each MLS closing is listed in the market snapshot below.

For Village on Crescent Lake sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay quiet. In this village that also means the paperwork file before the first showing: the condominium documents a seller must hand a buyer under Florida law, the association's estoppel, the Breckenridge master estoppel, and a clear list of what a buyer pays at closing.

For Village on Crescent Lake buyers: the first question is plan and condition, because the eleven closings run from 1,724 to 1,974 square feet of MLS living area and from $330,000 to $470,000. The second is carrying cost, because the condominium fee sits on top of the $2,800 master fee and neither association publishes it. The third is the building itself, because this is a condominium under Chapter 718, and the story count decides whether the state's milestone and reserve-study rules apply. Buyers comparing the best real estate agents in Estero should ask each one to answer those three questions for a specific address; we answer them below.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Village on Crescent Lake home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072. See what your Village on Crescent Lake home is worth today.

Buying a home in Village on Crescent Lake? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida. Read our Village on Crescent Lake buyer's guide before you tour.

Living in Village on Crescent Lake as a Homebuyer

Living in Village on Crescent Lake means one of 56 three-bedroom condominium homes about 0.3 mile from the Breckenridge clubhouse, with golf, tennis and five pools covered by the $2,800 master fee, and two small condominium associations, one per 28-home phase, that share a manager and answer to a Chapter 718 declaration.

Village on Crescent Lake holds 56 of Breckenridge's 842 residences, about 6.7 percent of the community, by the Lee County Property Appraiser 2026 tax roll and the master association's own count. Together with Village on Crystal Lake and Village on Golden Pond it forms the top of the community's price ladder. What follows is what daily life and ownership look like, drawn from recorded and published documents.

What Is Village on Crescent Lake at Breckenridge?

Village on Crescent Lake is a village of 56 condominium homes in two recorded phases of 28 homes each, Crescent Lake I and Crescent Lake II, governed by two Florida not-for-profit corporations: N99000001576, filed March 8, 1999, and N03000008107, filed September 18, 2003. Both are active on the Florida Division of Corporations record.

The state's condominium file lists the declarations as recorded on August 2, 1999 for Phase I and January 16, 2004 for Phase II, both at an address on Pensacola Avenue in Estero, with the same managing entity, Schoo Association Management of Fort Myers. That address is an association record, not a description of where each of the 56 homes sits.

Condominium, Not a Single-Family Village

Lee County codes all 56 Village on Crescent Lake parcels as condominium (property use code 04), and both associations are condominium associations. That places the village under Chapter 718 of the Florida Statutes, the Condominium Act, not the homeowners' association chapter that governs Crystal Lake, Golden Pond and Lake Geneva.

Six of Breckenridge's nine villages are condominiums coded 04 on the roll; Village on Crescent Lake is the only one of the six where every home is three bedrooms and the price ladder sits with the three single-family villages. The roll does not tell us how many stories any building has, and we do not assume it; the plat, the declaration and a look at the building answer that for an address.

The Two Phases and the Old Homeowners' Association

Sunbiz also holds a third corporation, Village on Crescent Lake at Breckenridge Homeowners' Association, Inc., N98000005627, filed September 30, 1998 and administratively dissolved on September 21, 2001. It is inactive and has no bearing on a purchase today; the two condominium associations are the ones that hold the records and send the assessments.

The sequence tells you how the village was first planned: a homeowners' association was filed in 1998, then a condominium association was filed in March 1999, five months before the first declaration was recorded. We mention it because a search of the state record by the village name returns all three names, and a buyer should know which two are live.

Where Village on Crescent Lake Sits Inside Breckenridge

Village on Crescent Lake is one of nine villages inside the gates of Breckenridge Golf and Tennis Club, west of US-41 in Estero. On the Census Bureau's address-range geocoder, the association address on Pensacola Avenue lies about 0.29 mile in a straight line from the Ian Court entrance and about 0.30 mile from the clubhouse on Wimbleton Court.

Those are straight-line distances between address-range points, not walking routes, and they are for the association address only. We have not measured from each of the 56 homes, and we do not publish a walking time we cannot source. The Breckenridge property map on the association's website shows the village layout and the five pools; we recommend it for any address you are considering.

A Day in Village on Crescent Lake

A winter weekday might begin with a court reservation made online five days ahead, a round on the 18-hole par 3 course with no green fee, and a card group at the clubhouse in the afternoon. Coconut Point is about five minutes away for errands and dinner.

What you do not do is pay a separate membership: the master fee covers the amenities. What you do pay is the condominium association's fee, handled by Schoo Association Management. The condominium fee covers that association's own common obligations under its own budget, which is not published on the master association's public pages.

What Village on Crescent Lake Does Not Have

Five things buyers sometimes assume. No equity membership deposit: the master fee is annual, and the $2,800 one-time capital contribution is a fee, not a refundable deposit. No on-site restaurant: the clubhouse has a catering kitchen. No new construction: the community is fully built out, so every sale is a resale. No published village budget: the association's budget and rules sit behind the owner login. No CDD bond on the tax bill, according to the community's records.

Village on Crescent Lake Breckenridge Market Snapshot: What Homes for Sale Actually Close At

Village on Crescent Lake homes closed 11 times in the Southwest Florida MLS in five years, and the first window with ten closings is 60 months: a $395,000 median, $330,000 to $470,000, and 19 median days on market. The last twelve months, three closings, sit lower at $372,500.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

Every figure below names its window and its n. Medians of an even number of sales are the mean of the middle pair, and we name both; every window here is odd, so each median is an observed sale. Price per square foot is each sale's price over its MLS living area, taken as a median of per-sale values. Sold-to-list is each sale's price over its final list price, taken as a median of per-sale ratios. County figures use recorded qualified sales and are never mixed with MLS figures.

The Headline Numbers, by Window

Window (to Sep 29, 2026)

Closings (n)

Median sold

Middle pair (even n)

Median $ per living sq ft

Median days on market

Median sold-to-list

12 months

3 (small sample)

$372,500

not applicable (odd n)

$200.10

39

93.1%

24 months

3 (small sample)

$372,500

not applicable (odd n)

$200.10

39

93.1%

36 months

3 (small sample)

$372,500

not applicable (odd n)

$200.10

39

93.1%

60 months, the first window with 10 or more

11

$395,000

not applicable (odd n)

$203.56

19

97.8%

The 12, 24 and 36-month rows are the same three sales, because the closing before them, on May 30, 2023, is more than 36 months old. The 60-month window is the first with ten or more closings, so it leads. Its eleven sales total $4,311,495, a mean of $391,954 that sits just under the $395,000 median, a range of $330,000 to $470,000, and a mean of 56.5 days on market against a median of 19, because two sales took 187 and 280 days.

Every Village on Crescent Lake MLS Closing, Last 60 Months

Eleven closings is small enough to read one by one, so here is each, by month, price, bedrooms and MLS living area only.

Closed

Beds and baths

MLS living area (sq ft)

List price

Sold price

Sold-to-list

$ per living sq ft

Days on market

Aug 2026

3 bed, 3 bath

1,974

$380,000

$350,000

92.1%

$177

39

Apr 2026

3 bed, 2 bath

1,800

$399,900

$372,500

93.1%

$207

19

Feb 2026

3 bed, 3 bath

1,974

$410,000

$395,000

96.3%

$200

280

May 2023

3 bed, 3 bath

1,974

$409,000

$400,000

97.8%

$203

187

Feb 2023

3 bed, 2 bath

1,965

$429,000

$419,000

97.7%

$213

4

Aug 2022

3 bed, 2 bath

1,965

$424,500

$400,000

94.2%

$204

67

Jul 2022

3 bed, 2 bath

1,974

$379,995

$379,995

100.0%

$192

20

Apr 2022

3 bed, 2 bath

1,966

$420,000

$420,000

100.0%

$214

5

Mar 2022 (second)

3 bed, 3 bath

1,974

$399,900

$470,000

117.5%

$238

1

Mar 2022 (first)

3 bed, 2 bath

1,724

$369,000

$375,000

101.6%

$218

0

Nov 2021

3 bed, 3 bath

1,974

$325,000

$330,000

101.5%

$167

0

Southwest Florida MLS Matrix, Development Breckenridge, Sub/Condo Village on Crescent Lake, pulled September 29, 2026. The MLS lists baths as 2 or 3 with no half baths recorded. Three sales closed above their final list price and two closed at it; the March 2022 sale at 117.5% was the only double-digit premium. The middle sale of 11 is the sixth from either end: $395,000.

What Is For Sale Right Now at Village on Crescent Lake?

On September 29, 2026 the MLS showed one Village on Crescent Lake active listing: a three-bedroom, two-bath home of 2,014 square feet of MLS living area, listed at $419,000 with 90 days on market. That is $208 per living square foot, above every closed sale except the four earlier ones at $213 to $238, and a size that does not appear in the five-year closing record.

The list price is 12.5 percent above the 12-month median of $372,500 and 6.1 percent above the highest closing of the last twelve months, $395,000. It equals the $419,000 that a 1,965 square foot home fetched in February 2023, in four days. At the 12-month pace of three closings, one active listing is 4.0 months of supply, against 4.4 months for Breckenridge as a whole (16 listings against 44 closings in twelve months, same pull).

Months of Supply and Days on Market

Village on Crescent Lake had 4.0 months of supply on September 29, 2026, from one active listing and three closings a year. Its 12-month median of 39 days on market sits mid-pack among the eight Breckenridge villages that sold a home, against 8 at Greenwood Village, 26.5 at Village on Golden Pond and 249.5 at Village on Crystal Lake.

The three sales split into one 280-day sale and two fast ones, 19 and 39 days. The 280-day listing asked $410,000 and closed at $395,000, 96.3 percent of final list; the 39-day listing asked $380,000, the lowest ask in the record, and closed at $350,000, 92.1 percent. We read that as a pricing signal, not a season: the record does not carry the price history behind each list, so we cannot say which asks were cut, but the price conversation always comes first.

Village on Crescent Lake Recorded Sales by Year

Year

Qualified sales (county)

Median qualified price

2026 (to Jul 29)

3

$395,000

2025

none on file

not applicable

2024

2 (small sample)

$321,321 (mean of the pair)

2023

3

$400,000

2022

7

$397,000

2021

4

$325,000

2020

1

$265,000

2019

3

$235,000

2018

3

$255,000

2017

5

$267,900

2016

4

$260,000

2015

4

$236,750

2014

3

$219,900

2013

1

$240,000

2012

1

$215,000

2011

3

$200,000

2010

2

$177,500

2009

3

$205,000

Lee County Property Appraiser recorded-sales file, index built September 27, 2026, newest recorded sale July 29, 2026; qualified sales only, 52 in all years on file. The 2020, 2013 and 2012 rows are single sales, so each price is one price, not a median of many. Since September 29, 2025 the county holds three qualified sales with a median of $395,000, and the MLS holds three closings in that window at $372,500; the county file ends two months before the MLS pull, so the August 2026 closing is not yet in it and the county's third sale is one we cannot match to a marketed closing.

The long view is the county's. From $177,500 in 2010 the median rose to $267,900 in 2017, fell to $235,000 in 2019, and then moved to $325,000 in 2021, $397,000 in 2022 and $400,000 in 2023. The 2022 median is 22 percent above 2021. The county holds no qualified sale for 2025.

A Public-Record Sale, Walked Through: August 2026

This is a public-record sale, not one of ours, and it is the most recent Village on Crescent Lake closing. A three-bedroom, three-bath home of 1,974 square feet of MLS living area closed in August 2026 at $350,000 after 39 days on the market, against a final list of $380,000 (Southwest Florida MLS Matrix). At $177 per living square foot it is the lowest since the $167 of November 2021.

Three observations follow. First, the same 1,974 square foot size sold for $395,000 in February 2026, six months earlier, so the plan lost $45,000, or 11.4 percent, in one half year. Second, it closed at 92.1 percent of its final list, the widest gap of the six sales that closed below list. Third, the buyer's costs went beyond the price: a $2,800 capital contribution and a $100 transfer fee to the master association at closing, then the $2,800 master fee every year and the condominium association's fee on top (Breckenridge master fee schedule, 2026).

Selling in Village on Crescent Lake? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we work with buyers.

What Do 11 Village on Crescent Lake Closings Say About Pricing?

Eleven Village on Crescent Lake closings say the market has stepped down since the spring of 2022: the 1,974 square foot plan sold for $470,000 in March 2022 and $350,000 in August 2026, and the 60-month median of $395,000 is 6.9 percent above the $372,500 median of the three 2026 sales.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The comparison needs a caution: similar MLS living area is not the same home, and condition, updates, view and floor in the building decide the difference. What the same-size pairs give us is a range of outcomes for a given plan, and a direction.

The 1,974 Square Foot Sales

Six of the eleven closings carry 1,974 square feet of MLS living area: $330,000 in November 2021, $470,000 in March 2022, $379,995 in July 2022, $400,000 in May 2023, $395,000 in February 2026 and $350,000 in August 2026. The six span $140,000, and the median of the six is $387,497.50, the mean of $379,995 and $395,000.

The March 2022 sale is the outlier in both directions: one day on the market, a list of $399,900 and a close at $470,000. Without it the other five ran $330,000 to $400,000. A seller of a 1,974 square foot home should read that sale as a spring 2022 peak, not as a value, and the two 2026 sales as where the plan clears today.

The 1,965 and 1,966 Square Foot Sales

Three closings carry 1,965 or 1,966 square feet: $420,000 in April 2022, $400,000 in August 2022 and $419,000 in February 2023. All three are three bedrooms and two baths, and the median is $419,000. They took 5, 67 and 4 days. No home of this size has closed in the MLS since February 2023.

That absence matters for a seller, because these three sales are the most consistent plan in the record and none is recent. A home of this size priced from them alone would be priced from 2022 and early 2023, before the three-closing run of 2026.

The Smaller Plans and the Active Listing

One closing carries 1,800 square feet, $372,500 in April 2026, and one carries 1,724, $375,000 in March 2022, the smallest home in the record. The county roll's heated-area range for the whole village, 1,724 to 1,973 square feet, has the 1,724 at its floor, and its top figure of 1,973 is one square foot under the MLS's 1,974, which we read as the same plan measured slightly differently.

The active listing at 2,014 square feet is bigger than any closed home. Buyers should compare it with the 1,974 square foot sales and adjust for the extra 40 square feet, not treat it as a plan the village has traded before.

Three-Bath Homes Against Two-Bath Homes

The five three-bath closings ran $330,000 to $470,000 with a median of $395,000; the six two-bath closings ran $372,500 to $420,000 with a median of $389,997.50, the mean of $379,995 and $400,000. Both are small samples, and the difference between the medians is about $5,000.

Bath count therefore does not separate the two groups the way plan size and timing do. The two-bath group is tighter because five of its six sales came from a single 2022 to 2023 stretch, and the three-bath group carries both the record high and the record low of the village.

Ready to Sell or Buy in Village on Crescent Lake? Talk to the Team That Tracked All 11 Closings

Village on Crescent Lake is a 56-home condominium village in Breckenridge Golf and Tennis Club, and on September 29, 2026 it had one active listing at $419,000 against three closings in twelve months at a $372,500 median. A seller who prices to the last three closings, not the 2022 spring, is the seller who closes, and McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price that way.

Selling a Village on Crescent Lake home? Get a free Village on Crescent Lake home valuation or call Jesse direct at (239) 898-6072.

Buying in Village on Crescent Lake? Call Marc at (239) 287-5873, or start with our Southwest Florida buyer guide.

How Far Below the Final List Did Homes Close?

In the last twelve months the three closings came in $15,000, $27,400 and $30,000 below their final list prices, $72,400 in all, 6.1 percent of the combined lists, with a median sold-to-list ratio of 93.1 percent and a mean of 93.9 percent (mean of per-sale ratios). Across all eleven sales the median ratio is 97.8 percent.

For a seller the practical rule is to set the list price at the number you expect to accept. In this village the gap between the final list and the sale price averaged about 6 percent in the last twelve months, and the three sales that closed above list all date from 2021 and 2022.

Why Did Village on Crescent Lake Go 33 Months Without an MLS Closing?

Village on Crescent Lake recorded no MLS closing between May 30, 2023 and February 27, 2026, a gap of 33 months, while the Lee County file shows two qualified sales in 2024 and none in 2025. The village is a 56-home condominium market where quiet stretches are normal, and a buyer or seller should read them as such.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

We do not know why. The records show what happened, not what owners were thinking, and we will not invent a reason. What follows is what can be measured and what a seller or buyer can do with it.

What the MLS and the County File Each Show

The MLS carries 5 closings in 2022, 2 in 2023, none in 2024, none in 2025 and 3 in 2026 to date. The county carries 7, 3, 2, none and 3 for the same years. The 2024 county sales, two qualified sales at a $321,321 median, do not appear in the MLS list as marketed closings, so they may have been sold off-market or entered after closing. We cannot see the terms.

The county's 2022 figure of 7 against the MLS's 5 leaves two sales that the MLS list does not carry as marketed closings. The two sources differ because the county records every qualified deed and the MLS records only what was marketed through it; neither is wrong, and we never mix their numbers.

The Turnover Arithmetic

Fifty-two qualified county sales across 2009 to July 2026, about 17.6 years, is about three a year, and 56 homes at three a year is a sale every 19 years per home on average. The MLS pace of 11 in five years gives 2.2 a year. These are averages of an uneven series, not a forecast of when any owner will sell.

The practical reading is that a Village on Crescent Lake buyer is choosing from a very small number of homes at any time, often one, and a seller is one of very few comparable sales. Both sides benefit from a plan-by-plan comparison, not a village median.

What the Quiet Stretch Means for a Seller

A seller listing today has no 2024 or 2025 MLS comparable to lean on, so the three 2026 closings and the 2022 to 2023 run carry the whole case. The three 2026 sales fell from $395,000 to $372,500 to $350,000, and a buyer's agent will use that direction. We use it first, so nothing in the pricing conversation surprises you.

If you want a number, the range we would test is the one the last three closings and the active listing bracket, $350,000 to $419,000, with the low end for a 39-day sale and the high end for a home that sits. That is a description of the record, not a valuation of your home; a free valuation accounts for your plan, condition and floor.

What the Quiet Stretch Means for a Buyer

A buyer sees one active listing and three recent sales, and that is enough to negotiate from if the comparison is by plan. The August 2026 sale at 92.1 percent of list, after a 39-day listing, shows that a correctly priced home moved and that the ask-to-close gap can be wide.

Buyers who miss a home here may wait months for the next, and the county file shows that some sales record without a marketed listing. We watch for both and tell our buyers when a comparable comes up.

How Did Village on Crescent Lake Come to Be?

Village on Crescent Lake was organized in stages from 1998 to 2004 and built between 2000 and 2005, near the end of Breckenridge's buildout. Its two 28-home condominium phases sit under a master association filed in 1985 and a golf course opened around 1990, and they were recorded in the same years as the Preserve buildings.

The Master Community Before the Village

The master association, Breckenridge Association, Inc., was filed with the State of Florida on April 19, 1985 (document number N08814, active). The 18-hole par 3 course opened around 1990, and residential buildout ran from the late 1980s into the mid-2000s. Gleneagles of Naples is the developer named in secondary records for the period, a soft attribution we keep soft because the first-phase builder is not cleanly resolved in the public record.

For Village on Crescent Lake this means the amenity core was a decade old when the first Crescent Lake home was built. Buyers of the first homes bought into a finished course, courts and clubhouse, and the village belongs to the last stretch of the buildout, with the Preserve buildings and the third phase of Villages on Lake Augusta.

The Timeline From the State Record

The state records give the sequence: a homeowners' association filed September 30, 1998; a condominium association for Phase I filed March 8, 1999; the Phase I declaration recorded August 2, 1999; the Phase II association filed September 18, 2003; and the Phase II declaration recorded January 16, 2004. The county roll's earliest year built is 2000 and its latest 2005.

Set beside the Preserve, whose four declarations were recorded from September 2002 to September 2004, Village on Crescent Lake Phase II landed between the Preserve IV declaration in October 2003 and the Preserve III declaration in April 2004. The two villages were being recorded in the same years, and both are managed today by Schoo Association Management according to the master association's list.

Why Two Phases of 28

Each phase is 28 homes, so the village is two identical-sized condominiums rather than one larger one, and each has its own declaration, its own budget and its own board. The roll carries the phases under two recorded names, Village on Crescent Lake at Breckenridge and Village on Crescent II Lake at Breckenridge, with 28 parcels each.

The second name puts the Roman numeral in an unusual place, in the middle of the phrase. A county search by the correct village name can therefore miss the 28 Phase II parcels, and a buyer's title search should cover both spellings.

The Homes at Village on Crescent Lake: Sizes, Plans and Roll Profile

Village on Crescent Lake's 56 homes are three-bedroom condominiums built from 2000 to 2005, with a county-roll heated area of 1,724 to 1,973 square feet, a median of 1,834, and an MLS living area of 1,724 to 2,014 square feet across its closings and its one active listing. The two measures differ, and we use each only against itself.

What the County Roll Says About All 56 Homes

Lee County's 2026 tax roll lists 56 residential parcels for the village, all coded condominium, all recorded with three bedrooms, with year built between 2000 and 2005 (median 2004) and heated area from 1,724 to 1,973 square feet (median 1,834). A 57th matched parcel is a common element.

With every home at three bedrooms, the heated area still spans about 250 square feet from smallest to largest, so plan matters as much as village. The whole village sits within a tighter size range than Village on Crystal Lake or Village on Golden Pond, whose roll ranges run from 1,176 to 1,745 square feet.

What the MLS Says About the Plans That Sold

The 11 MLS closings show living areas of 1,724, 1,800, 1,965 (two sales), 1,966 and 1,974 (six sales) square feet, and the active listing is 2,014. The 1,974 square foot plan accounts for six of the eleven sales, so it is the village's most traded size, and it sold with both two and three baths on the MLS.

The active listing at 2,014 square feet is a size that has not appeared in the closing record. Buyers should compare it against the 1,974 square foot sales and adjust for the difference, not assume it matches any of them.

Three Bedrooms Throughout

All 56 roll parcels are three-bedroom, which makes Village on Crescent Lake the largest all-three-bedroom condominium village in Breckenridge. Its rival, Preserve at Breckenridge, is 155 two-bedroom and 5 three-bedroom homes on the roll, at 1,243 to 1,379 square feet.

For a buyer that is the product decision in a sentence: a third bedroom and about 500 more square feet, at about $110,000 more at the 60-month medians of the two villages, $395,000 against $285,000. It is the reason the two villages, built in the same years, sit in different price bands.

What We Do Not Know About the Buildings

We do not have the number of buildings, the number of stories, the floor of each home, the parking arrangement or the garage count. The county roll and MLS extracts we hold do not carry them, and the association does not publish them. We check each of them at the building before a buyer's inspection period ends.

The story count is the fact that matters most, because it decides whether Florida's milestone and structural reserve rules apply. It is also a fact a buyer can see in ten seconds on a site visit, so we do not guess.

What Amenities Come With a Village on Crescent Lake Home?

A Village on Crescent Lake home comes with the full Breckenridge amenity package covered by the master fee: an 18-hole par 3 golf course, eight lighted Har-Tru tennis courts, three pickleball courts, five pools and a spa, bocce, shuffleboard, a fitness room and a clubhouse, with no separate equity membership.

Golf

Breckenridge's golf course is an 18-hole, all-par-3 course, par 54, roughly 1,726 yards from the back tees, with a driving range and putting green at hole 10 behind the tennis courts. The master association describes it as a bundled course open to all residents, tenants and tenants' guests.

We do not name a course designer because the public record we hold does not name one. Golfers who want a regulation-length course should know this is a short course by design: quick rounds, walkable, and included in the master fee.

Tennis and Pickleball

The master association reports eight lighted Har-Tru tennis courts, with a ball machine on court 8, and three pickleball courts. Residents and renters reserve tennis and pickleball courts online up to five days in advance.

For a Village on Crescent Lake owner about 0.3 mile from the clubhouse in a straight line, the courts are the closest amenity in daily terms. There is no separate tennis membership in the master fee schedule we read.

Pools, Fitness and the Clubhouse

Breckenridge has five swimming pools and one spa: the main pool and hot tub at the clubhouse and four more spread through the community, shown on the association's property map. The fitness room in the clubhouse is open daily from 7 a.m. to 10 p.m. to residents, renters and their guests.

The clubhouse also holds a library, a catering kitchen, and a large common area with a lanai overlooking the courts, lake and pool. Three bocce courts sit next to the main pool and six shuffleboard courts next to the clubhouse.

Which Amenities Belong to the Village and Which to the Master

Everything above is owned and funded by the master association, Breckenridge Association, Inc., and managed by Castle Group. We found no amenity that belongs to the Village on Crescent Lake associations themselves, and the state record does not list one.

That is a useful test when comparing communities: the village fee should be judged as the cost of the building and grounds, and the master fee as the cost of the club. The two are separate bills from separate entities.

What Are the HOA Fees at Village on Crescent Lake in Breckenridge?

HOA fees at Village on Crescent Lake have two parts: the Breckenridge master fee of $2,800 for 2026, paid annually or as $725 a quarter, and the condominium association's own fee, which Breckenridge's brochure gives as typically $300 to $500 for the villages without stating the period.

The Master Fee, 2026

The 2026 fee schedule of the master association sets an annual fee of $2,800, with the amount dependent on a budget vote each November. Owners may pay in full or in quarterly payments of $700 plus a $25 processing fee, $725 a quarter.

Paying quarterly therefore costs $2,900 a year against $2,800, a $100 difference for the convenience. The brochure says the fee is due at the beginning of each year and covers the amenities, and that there are no additional fees to use them.

The Condominium Fee

Breckenridge's own brochure says owners have an HOA fee that typically ranges from $300 to $500, handled by the association's management company, and mentions Hotwire as the bulk provider of internet and basic cable. It does not say whether the range is monthly, quarterly or annual, and it does not name Village on Crescent Lake.

Because the period is not stated, we do not convert the range to a yearly figure. Neither Crescent Lake association publishes a budget on the master site, so the exact fee, what it includes and whether it covers the building's insurance and Hotwire come from each association's estoppel certificate or from Schoo Association Management before an offer.

What the Master Fee Does Not Cover

Two optional master fees sit outside the $2,800: a $100 annual golf-cart fee with a $25 initial registration, and a $200 to $225 annual storage-lot fee with a $25 initial registration. Both apply only to owners who choose them.

There is no green fee, no separate golf or tennis dues, no dining minimum and no equity deposit in the schedule we read. The one-time fees at purchase are in the next section.

Fee Against Price

On the 12-month median price of $372,500 the master fee alone is 0.75 percent of the price a year, about $233 a month, before the condominium fee. On the Preserve's 12-month median of $227,500 it is 1.2 percent. The same master fee weighs less on the higher-priced village.

We do not publish a combined annual figure because the condominium fee is unsourced. For a buyer comparing Village on Crescent Lake with a village of another regime, the estoppel is the document that turns the fee into a number.

Selling? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or see how we represent buyers.

Village on Crescent Lake's Layered Fees: Condominium, Master, One-Time and Tax

Buying in Village on Crescent Lake at Breckenridge means paying at closing a $2,800 capital contribution and a $100 transfer fee to the master association, then $2,800 a year to the master and the condominium association's fee on top, plus Lee County property tax and the insurance the owner arranges.

One-Time Fees at Closing

Item

Amount

Source

Capital contribution, new owner

$2,800

Breckenridge master fee schedule, 2026

Capital contribution, existing Breckenridge owner

$1,000

same

Transfer assessment, resale

$100

same

Transfer assessment, renter, per lease

$200

same

Condominium estoppel certificate, standard

up to $299

s. 718.116, Florida Statutes, as adjusted by DBPR

The brochure tells the title company to complete the master estoppel through the management company's resale documents process and to include the capital contribution and transfer fee in the closing fees. Both the master and the Crescent Lake association issue their own estoppel, and the two Crescent Lake phases are separate associations, so a buyer's estoppel comes from the one that holds the unit.

The Yearly Carrying Cost

The yearly costs an owner can source are the $2,800 master fee ($2,900 if paid quarterly), the condominium association's fee (period not stated in the brochure), Lee County property tax, condominium unit-owner insurance and, for owners who choose them, the golf-cart and storage-lot fees.

We do not publish a combined annual figure. What we can say is that the two sourced pieces, the master fee and the $2,800 first-year capital contribution, total $5,600 in the first year before the condominium fee, tax and insurance.

Property Tax and the Roll

Lee County property taxes are assessed on a calendar-year basis and paid in arrears, with bills mailed in November and early-payment discounts of 4% in November down to 1% in February. On resale the assessed value may reset, and the buyer should not rely on the seller's bill.

The county file we use for this guide carries sales, not each home's just value or tax bill, so we do not publish a village median tax bill. The Lee County Property Appraiser and Tax Collector show any address's bill.

No CDD

Breckenridge is association-governed and, per the community's records, carries no Community Development District bond assessment. A buyer should still confirm on a parcel's tax bill that no special assessment appears.

That is a real cost difference from newer master-planned Estero communities that finance their infrastructure through a CDD. Here, infrastructure costs sit inside the association fees, which is why we ask for the budget.

What Do the State Records Say About Village on Crescent Lake's Two Associations?

The Florida Division of Corporations and the Division of Condominiums both hold records for Village on Crescent Lake: two active not-for-profit corporations, N99000001576 and N03000008107, and two condominium projects of 28 units each, both Approved and Recorded, both managed through Schoo Association Management of Fort Myers, at 9403 Cypress Lake Drive.

What Sunbiz Shows for Phase I

Village on Crescent Lake at Breckenridge Condominium Association, Inc. (N99000001576) is a Florida not-for-profit corporation filed March 8, 1999, with status active. Its record shows an annual report on April 27, 2021, a reinstatement on January 25, 2023, and annual reports on February 6, 2024, February 12, 2025 and February 16, 2026.

A reinstatement is what the state records when a corporation that had lapsed, generally by missing an annual report, is restored. We read it as a paperwork gap in 2021 to 2023, not as a finding about the association's finances, and it is a reasonable question to put to the manager. The principal and mailing address is in care of Schoo Association Management. The record names the association's officers; we do not reproduce personal names on this page.

What Sunbiz Shows for Phase II

Village on Crescent Lake II at Breckenridge Condominium Association, Inc. (N03000008107) was filed September 18, 2003 and is active. It has filed an annual report every year the state lists, most recently on April 15, 2026, with no reinstatement, and its principal address is Schoo Association Management's Cypress Lake Drive office.

The two records differ in one visible way: Phase II has an unbroken filing history since 2004 in the extract we read, and Phase I has one reinstatement. Both are current today.

What the Division of Condominiums Shows

The state's condominium extract for Central Florida West, downloaded September 30, 2026, lists Village on Crescent Lake at Breckenridge (project PR1P024972, 28 units, recorded August 2, 1999) and Village on Crescent Lake II at Breckenridge (project PR69442, 28 units, recorded January 16, 2004). Both carry primary status Approved and secondary status Recorded.

The division's Delinquent status, which we do not see on either project, is the flag for an annual fee that has not been recorded as paid. Both show the managing entity as the association in care of Schoo Association Management. The extract does not carry building counts or stories.

The Inactive Homeowners' Association

The third corporation, Village on Crescent Lake at Breckenridge Homeowners' Association, Inc. (N98000005627), was administratively dissolved on September 21, 2001, and its last annual report was filed July 31, 2000. It is inactive.

We list it so no buyer mistakes it for a third assessing body. A title search that turns it up should be read as history, and the title company confirms that no obligation from it survives.

Village on Crescent Lake's Two Condominium Associations, Declarations and Rules Under Chapter 718

Village on Crescent Lake is governed by two condominium associations under Chapter 718 of the Florida Statutes and their recorded declarations, with the Breckenridge master association above them. The master documents and each association's budget and rules sit behind the owner login.

Three Layers of Governance

The master association, Breckenridge Association, Inc., owns and funds the amenities, gate and roads and is managed by Castle Group. Village on Crescent Lake I and Village on Crescent Lake II each govern their own building and grounds and share Schoo Association Management as manager.

Each of Breckenridge's local associations has its own board and its own budget. The master association's management list names four management companies across the nine villages, and Schoo Association Management holds the most associations, covering Crescent Lake I and II, Preserve II, III and IV, Lake Augusta I, Court Side Lake I and Lake Geneva.

What a Condominium Seller Must Give a Buyer

Under s. 718.503, a seller who is not the developer must give a buyer, at the seller's expense, a current copy of the declaration of condominium, the articles of incorporation, the bylaws and rules, and the annual financial statement and budget, and the milestone inspection summary where one applies, and the contract must carry the statutory voidability legend. A contract that does not conform is voidable by the buyer before closing.

That is the document set we ask for on every Crescent Lake purchase, and it is the reason we start a listing by collecting it. A file assembled before the first showing is a file the buyer's attorney and lender do not have to chase.

Where the Rules Live

The master bylaws, budgets, rules and board minutes are on the association's website, with the owner-only pages behind a login. The About Us page says a current owner can download the rules and budgets and give them to a buyer.

The village declarations and any amendments are recorded in the Lee County official records, and we have not pulled the recorded declarations or plats for this guide; we recommend reading them before you close. Ask the seller, Schoo Association Management or us for the recorded documents.

Architectural Approval

Exterior changes such as paint, screen enclosures and landscaping require Architectural Review Committee approval before work begins, according to the community's documented standards. In a condominium the exterior is usually common property, so a Crescent Lake owner should expect the declaration, not the master committee alone, to decide what an owner may change.

Ask before you plan a lanai enclosure, a new front door or a change to windows: the approval sequence and timeline decide a project's schedule more than the contractor does.

Is Village on Crescent Lake a 55+ Community?

Village on Crescent Lake is not a 55-plus community. Breckenridge is all ages, and the master association describes a welcoming environment for renters, part-time and full-time residents, winter visitors and year-round owners. Age is not a condition of buying or renting here.

We state this as a fact about the community's stated rules, not as a description of who lives here. Fair housing rules apply to how homes are marketed and rented, and we describe property, not people.

What Is and Is Not Restricted

The master association's published materials describe a welcome for winter visitors, part-time residents and full-time residents and say nothing about an age restriction. A community that operates as 55-plus says so in its recorded documents and published policies, and we found neither for Breckenridge or this village.

If age matters to you either way, confirm it in the recorded declarations; the estoppel and the resale documents will not raise it if it does not exist.

Can You Rent Out a Home at Village on Crescent Lake?

Renting out a Village on Crescent Lake home is possible under the master association's rules, which charge a $200 transfer assessment per lease and give renters access to the amenities. Each Crescent Lake association's minimum lease term and any limit on leases per year are in its declaration, which we could not source.

Data on lease terms sits behind the owner login, so any number we might give you would be a guess. The rule we can source is statutory: under s. 718.110(13), an amendment that prohibits rentals, changes the rental term or limits how often owners may rent applies only to owners who consent to it and owners who acquire title after it takes effect.

What Renters Get

Renters can reserve tennis and pickleball courts online, use the fitness room and, according to the master association, take part in golf scrambles and open golf. The master fee's coverage of the amenities extends to tenants.

That is unusual among bundled-golf communities and supports both seasonal rental demand and the resale market, since a buyer who plans to rent out the home part of the year keeps the amenities working for a tenant.

Why Rental Rules Matter More for a Condominium Buyer

A buyer who plans to rent should read the declaration before making an offer, because a rental amendment passed after closing can bind a later owner but not one who bought before it. The order of events is the point: get the rules in hand while the contract's inspection period is still running.

We ask for the leasing language, the application process, the approval timeline and the lease-transfer fee for each Crescent Lake association as part of the standard document set.

Pet Rules at Village on Crescent Lake

Pet rules at Village on Crescent Lake are set by each condominium association's declaration and rules and by the master rules, none of which we could source in public form. A rule for tenants is not the same as a rule for owners, and we have not seen either in a document we can cite.

We do not state a blanket rule. Before you buy with a pet, ask for the rules page for the village, the master rules and, for a rental, the lease form.

What to Ask

Ask three questions: whether owners may keep pets and how many, whether there are size or breed limits, and whether tenants may keep pets. The answers are short and they are in the rules.

Federal fair housing law separately requires reasonable accommodation for assistance animals, and HUD publishes guidance on it. That is a legal floor that sits under any association's pet rule, and it is a reason not to assume that a pet limit answers every case.

Do Florida's Condo Milestone and Reserve Rules Apply at Village on Crescent Lake?

Whether Florida's milestone inspection and structural integrity reserve study rules apply at Village on Crescent Lake depends on the story count, which we could not source. The rules cover condominium buildings of three or more habitable stories, and the state's own guidance exempts low-rise buildings of three or fewer stories.

What the Statute Says

Section 553.899 requires an owner of a residential condominium building three habitable stories or more in height to have a milestone inspection performed by December 31 of the year the building reaches 30 years of age, based on the certificate of occupancy date, and every 10 years after. The Division of Condominiums adds that the first inspection falls at 25 years where the local enforcement agency has so determined.

The structural integrity reserve study follows the same three-story test, and the 2025 amendments to Chapter 718 in HB 913 refined the rule. For a building finished in 2000 to 2005, the 30-year clock runs out between 2030 and 2035.

What We Would Ask at the Building

Four questions settle it: how many habitable stories are the buildings, whether a milestone inspection is due or done, whether a structural integrity reserve study exists and what it recommends, and what reserves the association holds. The declaration, the budget and the estoppel answer the last three, and a site visit answers the first.

If the buildings are two stories, none of the rest applies and the buyer's condominium risk is the ordinary one. If they are three, the reserve study and the milestone summary become the most important documents in the file.

Why It Matters More Here Than at the Single-Family Villages

Village on Crystal Lake, Village on Golden Pond and Village on Lake Geneva are homeowners' association villages under Chapter 720, where these building rules do not apply at all. Buyers moving between the upper-tier villages should therefore compare regime as well as price, and our guides for Village on Crystal Lake, Village on Golden Pond and Village on Lake Geneva set out that side.

Hurricanes, Flood Zone and Insurance at Village on Crescent Lake

Village on Crescent Lake sits about three to four miles inland from Estero Bay, and FEMA's current effective map puts the association's address in Flood Zone X, the low-risk zone outside the special flood hazard area. The village's homes were built from 2000 to 2005, straddling the Florida Building Code's March 1, 2002 start date.

Flood Zone

We queried FEMA's National Flood Hazard Layer on September 30, 2026 at the Census address-range point for the association address on Pensacola Avenue. It returned Zone X, subtype 0.2 percent annual chance flood hazard, with no base flood elevation, on the Lee County panel 12071C0579G, effective November 17, 2022.

Within roughly 90 meters of that point only Zone X polygons appear. Within about 250 to 280 meters one Zone AE polygon appears, which is consistent with the community's internal lakes and drainage. The village takes its name from a lake, and we have not mapped which of the 56 homes front water, so a lake-facing home must be checked parcel by parcel at the FEMA Map Service Center.

Hurricane Ian and Milton

Hurricane Ian made landfall on September 28, 2022 near Cayo Costa as a Category 4, and its destructive surge fell on the coast and islands, not inland Estero, where the hazard was wind and rain. Hurricane Milton (October 2024) made landfall near Siesta Key as a Category 3, north of Lee County.

We do not claim Village on Crescent Lake was undamaged in either storm, and we do not have village-level damage records. We pull the permit and insurance history of any specific address instead.

Roofs, Windows and Building Age

Homes built from 2000 to 2005 straddle the state's building code change: those finished before March 1, 2002 were built under the earlier code and those after under the first Florida Building Code. Which applies to a given building depends on its permit date, and the roll's single year-built field cannot tell us.

A roof original to a 2000 to 2005 home would now be 21 to 26 years old, and in a condominium the association usually owns the replacement schedule, so the association's roof history matters more than any owner's. For sellers, a documented roof age and a wind-mitigation report are worth money at closing.

Insurance in a Condominium

In a Chapter 718 condominium the association insures the building and common elements and each owner insures the interior, contents and personal liability. Florida law requires an owner's condominium policy to carry at least $2,000 of loss assessment coverage (s. 627.714), and a larger limit is common where an association may assess owners for a deductible.

Wind is the cost that matters in Estero, and Florida homeowners' premiums rose sharply through 2022 to 2025 before state reforms began to stabilize the market. Ask for the association's insurance summary, its wind deductible and its most recent renewal before you make an offer, because those decide what an owner may be assessed.

Selling? Get a valuation with your association's roof and insurance summary in hand, or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or see our buyer process.

Which Schools Serve Village on Crescent Lake?

Village on Crescent Lake lies in the School District of Lee County's South Zone, and Lee County assigns schools by choice rather than fixed boundaries. The schools typically associated with Estero's South Zone are Pinewoods Elementary, Three Oaks Middle and Estero High, but assignment for a specific address must be confirmed with the district.

How Lee County Assigns Schools

Lee County uses a school choice system built on three zones (East, South and West), each with sub-zones, and families rank schools. Estero is in the South Zone. The district's school site locator returns the choices for an address.

We do not state a guaranteed assignment for any Village on Crescent Lake home. A buyer relying on a specific school should run the address through the district tool before making an offer.

The Schools Most Often Named

Pinewoods Elementary is about four miles and eight to ten minutes from Breckenridge. Three Oaks Middle is about seven miles, and the district reported it improved to an A in the 2024 to 2025 grades. Estero High is about four to five miles.

We cite the state's school grades file for any letter grade and do not editorialize about schools. Read the district and state data and decide for yourself.

Higher Education and Healthcare Nearby

Florida Gulf Coast University is roughly 15 to 18 minutes away. Lee Health Coconut Point, about two miles from the gate, has a 24-hour emergency department that opened in December 2018, and full hospitals of two systems are within about 20 to 30 minutes.

County Permits and Recorded Work at Village on Crescent Lake

Building permits inside Breckenridge are handled by the Village of Estero's Community Development Department, the authority for permits and inspections since the Village incorporated in 2014. Recorded permit history for Village on Crescent Lake homes is not something we have pulled for this guide.

Where to Look

Permits issued since incorporation come from the Village of Estero's Community Development Department, and earlier permits are Lee County records. For a specific home, we pull roof, window, lanai, air-conditioning and electrical permits before a buyer's inspection ends.

In a condominium the association often applies for building-wide work such as roofs and painting, so a single unit's permit history can be thin while the association's is long. We ask for both.

The Two Recorded Names

Phase II is recorded on the roll as Village on Crescent II Lake at Breckenridge, with the numeral inside the name. Search county records by both spellings and by the association address on Pensacola Avenue, or a title or permit search can miss half the village.

What Is Being Built Near Village on Crescent Lake?

Development near Village on Crescent Lake is concentrated on US-41 and the Coconut Point corridor. As reported in early 2026, the largest project is Woodfield Estero, a 596-unit mixed-use development under construction at US-41 and Coconut Road, while other proposals nearby have been sent back for revision.

Woodfield Estero

Woodfield Estero covers 45.6 acres at the northwest corner of US-41 and Coconut Road, with 596 residential units, retail, offices, civic space and a hotel. Its first phase, infrastructure and two apartment buildings, was approved in November 2024 and was under construction in early 2026.

Residents raised traffic and stormwater concerns at the hearing. For a Village on Crescent Lake owner, the effect is on the corridor's traffic and services, not on the village itself.

Other Proposals

A proposed 365-unit apartment redevelopment at Coconut Point was sent back by the Village's planning board in early 2026, and a proposed mixed-use development of up to 219 units at US-41 and Pelican Sound Drive requires rezoning and had not been approved as of the latest reporting we hold.

We report these as proposals. Status can change, so we check the Village of Estero's agendas at the time of any sale.

Daily Logistics at Village on Crescent Lake

Village on Crescent Lake is about five minutes from Coconut Point, ten to twelve minutes from I-75 at Corkscrew Road, and 20 to 25 minutes from Southwest Florida International Airport, from the Breckenridge gate on the west side of US-41. Drive times run longer in season.

Getting Around

From the gate, Coconut Point shopping and dining is about five minutes, Miromar Outlets about 12 to 14, Florida Gulf Coast University about 15 to 18, and Bonita Beach and Barefoot Beach about 20 to 25 minutes. Downtown Naples and downtown Fort Myers are each about 30 minutes.

These are approximate off-peak drive times for the community; we do not have a measured time from each Crescent Lake address, and season and time of day change them.

Management and Contacts

The master association office is at 20091 Wimbleton Court, Estero, open Monday to Friday, 8 a.m. to 4 p.m., at 239-992-5959. Both Crescent Lake associations are managed by Schoo Association Management at 9403 Cypress Lake Drive, Fort Myers, according to the master association's list and the state record.

Resale documents for the master association are ordered through the management company, and a new owner visits the master office after closing with a warranty deed and settlement statement to receive gate equipment and photo IDs.

How Does Village on Crescent Lake Compare to the Other Breckenridge Villages?

Village on Crescent Lake is one of nine villages and 16 associations inside Breckenridge, and one of six condominium villages beside three homeowners' association villages. On 12-month MLS medians it heads the ladder at $372,500 with Village on Golden Pond and Village on Crystal Lake, on three closings against their four and six.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

The yardstick is the 12-month MLS median sold price from each village's own pull, with the number of closings beside it, because a median on two sales is a different fact from a median on ten. Units and year built come from the Lee County 2026 roll and the roster of Breckenridge villages, and days on market and sold-to-list come from each village's own MLS pull.

The Nine-Village Benchmark

Village

Homes (roll)

Regime

Year built

MLS closings, 12 months

Median sold, 12 months

Median days on market

Median sold-to-list

Villages on Lake Augusta

180

Condominium (Ch. 718)

1996 to 2001

10

$230,000 (middle pair $225,000 and $235,000)

93

96.7%

Wellington at Breckenridge

95

Condominium (Ch. 718)

1988 to 1998

8

$187,250 (middle pair $184,500 and $190,000)

39.5

95.8%

Preserve at Breckenridge

160

Condominium (Ch. 718)

2002 to 2005

8

$227,500 (middle pair $220,000 and $235,000)

108.5

94.7%

Village on Crystal Lake

64

Homeowners' association (Ch. 720)

1997 to 1999

6

$363,000 (middle pair $361,000 and $365,000)

249.5

96.1%

Village on Golden Pond

51

Homeowners' association (Ch. 720)

1994

4, small sample

$367,450 (middle pair $335,000 and $399,900)

26.5

96.6%

Greenwood Village at Breckenridge

73

Condominium (Ch. 718)

1988 to 1994

3, small sample

$268,500

8

97.7%

Village on Crescent Lake (this village)

56

Condominium (Ch. 718)

2000 to 2005

3, small sample

$372,500

39

93.1%

Villages on Court Side Lake

118

Condominium (Ch. 718)

1993 to 1996

2, small sample

$229,000 (middle pair $228,000 and $230,000)

19

96.4%

Village on Lake Geneva

44

Homeowners' association (Ch. 720)

1995 to 1997

0 (5 in 60 months)

none in 12 months

not applicable

not applicable

Sources: Southwest Florida MLS Matrix, Development Breckenridge, closings to September 29, 2026; Lee County Property Appraiser 2026 tax roll; the roster of Breckenridge villages. The nine villages hold 841 residences on the county roll against the master association's stated 842, a one-home gap we state and do not paper over. They account for 44 MLS closings in the twelve months, and Village on Crescent Lake accounts for three of them, 6.8 percent, almost exactly its 6.7 percent share of the homes.

Where Village on Crescent Lake Stands on Price

Village on Crescent Lake's $372,500 median is 99 percent above the $187,250 of Wellington at Breckenridge and 62 percent above the $230,000 of Villages on Lake Augusta, which produced the most closings. The gap is a product gap: three-bedroom homes of about 1,800 to 2,000 square feet against mostly two-bedroom condominiums.

It is within $9,500 of the two single-family villages beside it, Village on Golden Pond at $367,450 and Village on Crystal Lake at $363,000, though on far fewer sales than Crystal Lake. The difference between Crescent Lake and those two is regime, not price: it is the only one of the three that is a condominium.

Where It Stands on Speed and on Price Realized

Village on Crescent Lake's 12-month median of 39 days on market is mid-pack among the eight villages that sold a home, against 108.5 at Preserve, 93 at Lake Augusta, 39.5 at Wellington and 26.5 at Golden Pond. Its 93.1 percent median sold-to-list is the lowest of the eight, against 97.7 percent at Greenwood Village and 96.7 at Lake Augusta.

A middling median for days on market alongside the lowest sold-to-list ratio says these three homes closed well under their last ask: about 7 percent under, in the median. That is the number a Crescent Lake seller should hold in mind before choosing a list price.

Price per Living Square Foot Across the Villages

On the median 12-month price per living square foot, Village on Crescent Lake's $200.10 sits with Village on Golden Pond at $200.77 and Greenwood Village at $197.57, below Villages on Court Side Lake at $223.56, Villages on Lake Augusta at $211.50 and Wellington at $210.19, and above Village on Crystal Lake at $195.88 and Preserve at $173.31.

The higher-priced villages are not the highest per foot. Crescent Lake's premium over the condominium villages is size, so a buyer who wants more space at a lower price per foot than the small entry units finds it here, and the smaller units cost more per foot.

Regimes and What They Change

Three villages are homeowners' associations (Crystal Lake, Golden Pond and Lake Geneva) and six are condominiums. In the condominium villages the Chapter 718 resale document set applies, and the milestone inspection and structural reserve rules apply to buildings of three or more habitable stories. In the other three, Chapter 720 applies.

Village on Crescent Lake is the only condominium village priced with the single-family villages, so it is the one place in Breckenridge where a buyer at $350,000 to $420,000 must ask condominium questions. Our village guides for Villages on Lake Augusta and Wellington at Breckenridge set out the entry-price condominium side, and the Breckenridge community guide covers all nine together.

Village on Crescent Lake vs Preserve at Breckenridge: Which Breckenridge Village Fits You?

Village on Crescent Lake and Preserve at Breckenridge are condominium villages built in the same years, priced $167,500 apart at their 12-month medians, $372,500 against $227,500. Crescent Lake is 56 three-bedroom homes; Preserve is 160 mostly two-bedroom homes. Choose by bedrooms, budget and how many homes you want to choose from.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

Every figure is from each village's own MLS pull and county file, with the window and n beside it. Crescent Lake's 12, 24 and 36-month windows are the same three sales, so we lean on its 60-month window of 11; Preserve reaches ten closings at 24 months.

The Decision Table

Decision point

Village on Crescent Lake

Preserve at Breckenridge

Homes on the county roll

56 (two phases of 28)

160 (four phases of 40)

Regime and associations

Condominium, Ch. 718, N99000001576 (1999) and N03000008107 (2003)

Condominium, Ch. 718, four associations

Manager on the master list

Schoo Association Management

Schoo Association Management for Preserve II, III and IV; D&D Association Services for Preserve I

Year built (roll)

2000 to 2005, median 2004

2002 to 2005, median 2004.5

Bedrooms (roll)

3 on all 56

2 on 155, 3 on 5

Roll heated area

1,724 to 1,973 sq ft, median 1,834

1,243 to 1,379 sq ft, median 1,331

Stories

not confirmed by a record we hold

multi-story, count not confirmed by a record we hold

12-month MLS closings

3 (small sample), median $372,500

8 (small sample), median $227,500 (middle pair $220,000 and $235,000)

24-month MLS closings

3 (small sample), median $372,500

12, median $254,000 (middle pair $243,000 and $265,000)

60-month MLS closings

11, median $395,000

28, median $285,000 (middle pair $285,000 and $285,000)

12-month median days on market

39

108.5

60-month median days on market

19

30.5

12-month median sold-to-list

93.1%

94.7%

Median $ per living sq ft, 12 months

$200.10

$173.31

Median $ per living sq ft, 60 months

$203.56

$214.52

Active listings, Sep 29, 2026

1: $419,000, 2,014 sq ft, 90 days

6: median list $259,900

Months of supply at the 12-month pace

4.0

9.0

Qualified county sales since Sep 29, 2025

3, median $395,000

10, median $237,500

Master fee and one-time fees

$2,800 a year; $2,800 and $100 at closing

same

Southwest Florida MLS Matrix and Lee County Property Appraiser data as of the dates above. Both villages pay the same master fee, so the difference is each association's condominium fee, which neither publishes on the master site, and the building each fee maintains.

What the Table Says

The price gap is a size gap. Crescent Lake's median home is about 500 square feet larger on the roll and has a third bedroom on every parcel, and at the 60-month medians it costs $110,000 more, $395,000 against $285,000. Per living square foot the two are close: $203.56 against $214.52 over 60 months, and $200.10 against $173.31 over the last twelve, when Preserve's prices fell.

Preserve carries the depth: 28 closings in 60 months against 11, six active listings against one, and 9.0 months of supply against 4.0. A buyer at Preserve chooses among several homes; a buyer at Crescent Lake chooses among one or two and waits for the next.

Who Should Choose Which

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, give buyers and sellers the same answer on this comparison.

Choose Village on Crescent Lake if a third bedroom, more square feet and a village of 56 homes matter most, and if you accept a small market where one home may be for sale at a time and where the last three sales stepped down. Ask each association for its budget, its reserve position and the building's story count.

Choose Preserve at Breckenridge if a lower entry price and a deeper pool of homes matter most, with a two-bedroom or two-bedroom-plus-den layout. For a seller the reverse holds: Preserve's 9.0 months of supply is the competition a Preserve seller faces, and Crescent Lake's 4.0 months on one listing is not a comparable market for it.

Honest Pros and Cons of Owning at Village on Crescent Lake

Owning at Village on Crescent Lake in Breckenridge gives you an included 18-hole par 3 course, eight tennis courts and five pools in a three-bedroom condominium village about 0.3 mile from the clubhouse, at a 12-month median about 6.9 percent below its 2021 to 2023 median of $400,000. The cost is thin sales, unpublished fees and an unconfirmed story count.

The Case For

  • Amenities covered by the master fee, with no equity deposit and no green fees.
  • Three bedrooms on every one of the 56 homes and a roll median of 1,834 square feet, a size the other condominium villages do not offer.
  • A price band with the single-family villages, in a condominium, where the declaration sets who maintains the building exterior and roof.
  • Prices below the spring 2022 peak: the 12-month median of $372,500 against a $470,000 sale in March 2022 (a small sample).
  • Room to negotiate: closings averaging about 6 percent below final list over the last twelve months.
  • No CDD bond, and a community that welcomes owners and renters of every age.

The Honest Considerations

  • Thin data: three closings a year, so one unusual sale moves the median, and a 33-month stretch without an MLS closing.
  • Homes built from 2000 to 2005, so roofs, windows, air conditioning and building systems are the association's questions and an owner's.
  • The condominium fee is unpublished on the master site and its period is not stated in the brochure.
  • The story count is unconfirmed, and it decides whether the state's milestone and reserve-study rules apply.
  • Rules and budgets sit behind the owner login, so the documents that matter arrive late in a purchase unless you ask early.

How We Weigh It

For a buyer who values space and the amenities and can wait for the right home, the last year has been a favorable one to negotiate in. For a buyer who needs certainty on the carrying cost or the building, the unpublished items decide the purchase, and we resolve them before an offer. As Top 1% Real Estate Agents Nationally Since 2008, we tell clients both halves.

Selling? Get a free valuation or call Jesse at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we work with buyers.

What Does It Cost to Sell a Village on Crescent Lake Home in Lee County?

Selling a Village on Crescent Lake home at the $372,500 12-month median costs roughly $16,800 to $26,100 before any mortgage payoff and property-tax proration, or 4.5 to 7.0 percent of price, depending on whether the seller offers buyer-agent compensation. The seller customarily pays doc stamps and the owner's title policy in Lee County.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

These are estimates on the shared cost-of-selling research for Lee County, using the village's 12-month median as the sale price (n = 3, a small sample); the contract controls the actual split, and every commission is negotiable.

A Net Sheet at $372,500

Item

Estimate

Basis

Sale price

$372,500

Village on Crescent Lake 12-month MLS median (n = 3)

Listing commission, example 2.75%

$10,244

negotiated, not fixed

Buyer-agent compensation, example 2.5% (optional)

$9,313

negotiated, off-MLS

Deed documentary stamp tax

$2,608

3,725 units at $0.70 per $100 (s. 201.02)

Owner's title policy, Lee County seller

$1,938

promulgated premium schedule

Title search and settlement fee

$1,200

estimate

Municipal lien search

$175

estimate

Estoppel certificates, two associations

up to $598

up to $299 each, condominium and master

Total with buyer-agent compensation

about $26,100

7.0 percent of price

Total without buyer-agent compensation

about $16,800

4.5 percent of price

A seller with a mortgage subtracts the payoff, and every seller credits the buyer with property tax for the days owned in the year, because Florida taxes are assessed by calendar year and paid in arrears. Two estoppels are usual, master and Crescent Lake, and a seller whose association has a delinquency flag or requests a rush pays more.

What a Buyer Pays Beyond the Price

The buyer pays the master association a $2,800 capital contribution and a $100 transfer fee at closing, per the master fee schedule, and records the deed. On a $372,500 sale the buyer's association charges are $2,900 before closing costs. Sellers who understand that number price and negotiate better.

Thinking of Selling Your Village on Crescent Lake Home? List With the #1 Team in Southwest Florida Since 2012

If you're searching for a Village on Crescent Lake listing agent, or thinking, 'I need someone to sell my Village on Crescent Lake home...' you are selling into a small condominium village where the exact plan, the building and the price set against the last three closings decide the outcome. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

In the last 12 months we tracked all three Village on Crescent Lake closings in the Southwest Florida MLS, pulled September 29, 2026, and every one of the 11 since November 2021. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Village on Crescent Lake's Recent Sales, by the Numbers

  • MLS closings, 60 months to September 29, 2026 (the first window with 10 or more): 11, median $395,000, $330,000 to $470,000.
  • Dollar volume, same window: $4,311,495.
  • Days on market, same window: median 19 (n = 11, an observed sale), mean 56.5.
  • Sold-to-list, same window: median 97.8% of final list price.
  • Last 12 months: 3 closings, median $372,500, $1,117,500 volume, median 39 days on market, median 93.1% sold-to-list (small sample).
  • County qualified recorded sales since September 29, 2025: 3, median $395,000.

We state no represented-sale count because we do not hold one for this village; we will walk you through all 11 closings on request.

Selling in Village on Crescent Lake Is Different in Six Ways

  • Two associations, two estoppels. The Crescent Lake association that holds your unit and the master association each issue an estoppel, each capped near $299 for a standard request, plus any rush charge.
  • The condominium document set. A seller must give a buyer the declaration, articles, bylaws and rules, and budget and financial statement under s. 718.503, and we collect them before listing.
  • The buyer's $2,900. An outside buyer pays the master association a $2,800 capital contribution and a $100 transfer fee. Price knowing your buyer brings that cash.
  • Your plan. A 1,974 square foot home sells against 1,974 square foot sales, and an 1,800 square foot home against its own, not against the village median.
  • The building. Story count, roof history, reserves and any milestone or reserve-study status decide how a buyer's lender and insurer see the home; we assemble that file first.
  • The gate. Showings and open houses go through the master office for the gate code, and for-sale signs follow the master specifications.

What Is Your Village on Crescent Lake Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Village on Crescent Lake home valuation. Jesse follows up with the Village on Crescent Lake sales that actually fit your home: the same plan size, adjusted for condition, updates and floor. For the community-wide picture, read how we sell homes in Breckenridge and see the Breckenridge home valuation page.

(239) 898-6072, text or call. Confidential conversations welcome.

Our Village on Crescent Lake seller's guide walks through the sale step by step, and the Village on Crescent Lake home valuation page shows how homes here are priced.

Is now a good time to sell a Village on Crescent Lake home?

For a home priced to the last three closings, yes; for one priced to spring 2022, no. The village has 4.0 months of supply, one active listing against three closings a year (Southwest Florida MLS, September 29, 2026), and the three 2026 sales stepped down from $395,000 to $350,000.

How do I price a Village on Crescent Lake home?

Against sales of the same plan size, weighted to the last twelve months. The 1,974 square foot sales ran $330,000 to $470,000 from 2021 to 2026, with the two 2026 sales at $395,000 and $350,000, and the 1,800 square foot sale closed at $372,500 in April 2026.

Do I need the association's approval to sell?

The documents we hold do not show a sale-approval requirement for the village; the recorded declaration and the association's estoppel will. Ask Schoo Association Management or read the declaration before listing.

How long will my Village on Crescent Lake home take to sell?

In the last twelve months the median was 39 days on market (n = 3), with a range of 19 to 280 days, so plan for weeks to months and a price set to sell, not a wait for a better offer.

Can I sell my Village on Crescent Lake home with a tenant in it?

Yes, subject to the lease and to the association's leasing rules, which we confirm with the association. The buyer takes the lease, showings go through the tenant and the closing should match the lease end.

Your Local Real Estate Experts

Village on Crescent Lake owners and buyers work directly with Jesse McGreevy and Marc Comisar, who have sold Southwest Florida real estate for more than twenty years, lead Domain Realty Group, and tracked every recent Village on Crescent Lake sale and public record in Breckenridge before writing this guide.

You can read the longer version of how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Village on Crescent Lake guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Estero and Bonita Springs golf-community market that Village on Crescent Lake sits in.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Village on Crescent Lake realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer's own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review

★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review

★★★★★ “Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn't have been happier! If we ever move again we'll always call Jesse and Marc!” Katharine Shea, verified Google review

★★★★★ “We highly recommend Marc Comisar for your real estate needs. He was very knowledgeable. If he didn't know an answer, he would do research until he did. Marc is pleasant, timely, and listened to our wants and needs. He went above and beyond to make sure we found our forever home. Thank you, Marc!” Sherry Warga, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Village on Crescent Lake home? Get a free Village on Crescent Lake home valuation, or call Jesse direct at (239) 898-6072.

Buying in Village on Crescent Lake? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions: Village on Crescent Lake Buyer Edition

These Village on Crescent Lake buyer questions are answered from the Sunbiz record, the state condominium file, the master association's published fee schedule, brochure and management list, Lee County, State of Florida and FEMA records and the Southwest Florida MLS Matrix, pulled September 29, 2026. Where the record stops, the answer says so.

What is Village on Crescent Lake in Estero?

A village of 56 three-bedroom condominium homes in two 28-home phases inside Breckenridge Golf and Tennis Club, ZIP 33928 in Estero, Lee County, built from 2000 to 2005 and governed by two condominium associations, N99000001576 and N03000008107.

Is this the Crescent Lake in Estero or a different Crescent Lake?

This is Village on Crescent Lake at Breckenridge, on the west side of Estero. It is unrelated to Palms at Crescent Lake in St. Petersburg, Crescent Gardens on Crescent Lake Drive in Naples and Crescent Lake in Oregon.

How many homes are in Village on Crescent Lake?

56 residential parcels on the Lee County 2026 roll, 28 in each phase, about 6.7 percent of Breckenridge's 842 residences.

Are Village on Crescent Lake homes condos or single-family?

Condominiums. Lee County codes all 56 parcels as condominium (use code 04), and both associations are condominium associations under Chapter 718 of the Florida Statutes.

When were the homes at Village on Crescent Lake built?

From 2000 to 2005 on the county roll, with a median of 2004. The Phase I declaration was recorded August 2, 1999 and the Phase II declaration January 16, 2004.

How big are Village on Crescent Lake condos?

The county roll shows 1,724 to 1,973 square feet of heated area, median 1,834. The MLS shows 1,724 to 1,974 square feet across 11 closings and 2,014 on the one active listing. The two measures are different counts.

How many bedrooms do the homes have?

Three, on all 56 roll parcels and on all 11 MLS closings. The MLS lists two baths on six closings and three baths on five.

How much do Village on Crescent Lake condos for sale cost?

Three MLS closings in the last twelve months ran $350,000 to $395,000, median $372,500 (a small sample). The 60-month window of eleven ran $330,000 to $470,000, median $395,000. One home was listed at $419,000 on September 29, 2026.

What did the most recent Village on Crescent Lake homes sell for?

August 2026: $350,000 for 1,974 square feet. April 2026: $372,500 for 1,800. February 2026: $395,000 for 1,974. The one before those closed in May 2023 at $400,000.

How long do Village on Crescent Lake homes take to sell?

The 12-month median is 39 days on market (n = 3), with a range of 19 to 280. The 60-month median is 19 days (n = 11), and two of the eleven sales took 187 and 280 days.

Is Village on Crescent Lake a buyer's market?

The supply figure is 4.0 months, from one active listing and three closings a year, against 4.4 months for Breckenridge. The three 2026 closings averaged 6.1 percent under their combined final lists, which gives a buyer room, but one listing is too few to call a market.

What are the HOA fees at Village on Crescent Lake?

Two parts: the Breckenridge master fee of $2,800 for 2026, and each condominium association's own fee. Breckenridge's brochure says a village fee typically runs $300 to $500 without stating the period, and neither Crescent Lake association publishes its budget on the master site.

What does the Breckenridge master fee cover?

The amenities: the 18-hole par 3 course, eight tennis courts, three pickleball courts, five pools, the fitness room and clubhouse, with no separate green or membership fees. Optional golf-cart and storage-lot fees sit outside it.

What are the one-time fees when you buy at Village on Crescent Lake?

A $2,800 capital contribution and a $100 transfer assessment to the master association, per its 2026 schedule. A renter pays a $200 transfer assessment per lease.

Who manages Village on Crescent Lake?

Schoo Association Management of Fort Myers manages both Crescent Lake associations, according to the master association's management list and the state record. The master association is managed by Castle Group.

Is there one association or two at Village on Crescent Lake?

Two. Village on Crescent Lake at Breckenridge Condominium Association, Inc. (N99000001576) covers Phase I and Village on Crescent Lake II at Breckenridge Condominium Association, Inc. (N03000008107) covers Phase II, 28 homes each.

What is the inactive homeowners' association for Village on Crescent Lake on Sunbiz?

Village on Crescent Lake at Breckenridge Homeowners' Association, Inc. (N98000005627), filed September 30, 1998 and administratively dissolved September 21, 2001. It is inactive and is not one of the two associations that assess owners today.

Do Village on Crescent Lake buildings need a milestone inspection?

Only if they are three or more habitable stories, under s. 553.899. We could not source the story count, so we confirm it at the building; for a building finished in 2000 to 2005 the 30-year mark falls between 2030 and 2035.

How many stories are the Village on Crescent Lake buildings?

We do not know from a record we hold. The roll, the MLS extract and the state condominium file do not carry it, so we check it on site and in the declaration.

Is Village on Crescent Lake in a flood zone?

FEMA's current map puts the association address in Zone X, the 0.2 percent annual chance band, on panel 12071C0579G effective November 17, 2022. One Zone AE polygon appears within about 250 to 280 meters, so each address should be checked.

Is flood insurance required at Village on Crescent Lake?

Federally backed mortgages do not require it in Zone X and do in Zone AE. Whether a lender or the association requires it is a question for the lender and the association's insurance summary, so ask both.

Did Village on Crescent Lake flood in Hurricane Ian?

We hold no village-level damage record. Ian's surge fell on the coast and islands, and inland Estero's hazard was wind and rain, so we pull the association's claim history and a home's permit record instead of assuming.

What insurance does a Village on Crescent Lake condo owner need?

The association insures the building and common elements, and the owner insures the interior, contents and liability. Florida requires an owner's condominium policy to carry at least $2,000 of loss assessment coverage under s. 627.714, and many owners carry more.

Is Village on Crescent Lake a 55+ community?

No. Breckenridge is all ages, and the master association describes a welcome for renters, part-time and full-time residents and winter visitors.

Can I rent out a home at Village on Crescent Lake?

Rentals are possible under the master association's rules, with a $200 transfer assessment per lease. Each association's minimum term and any cap are in its declaration, which we could not source, so we read them before an offer.

Can renters at Village on Crescent Lake use the golf and tennis?

Yes. Renters can reserve tennis and pickleball courts online, use the fitness room and take part in golf scrambles and open golf, per the master association.

Are pets allowed at Village on Crescent Lake?

The rules sit in each association's declaration and the master rules, and we could not source them in public form. Ask for them before an offer; federal fair housing law separately protects assistance animals.

Does Village on Crescent Lake have a CDD fee?

No CDD bond assessment, according to the community's records. Confirm on the parcel's tax bill that no special assessment appears.

What schools serve Village on Crescent Lake?

Lee County uses school choice, and the schools typically associated with Estero's South Zone are Pinewoods Elementary, Three Oaks Middle and Estero High. Confirm an address with the district's site locator.

How far is Village on Crescent Lake from Coconut Point and the airport?

About five minutes to Coconut Point, 10 to 12 to I-75 at Corkscrew Road and 20 to 25 to Southwest Florida International Airport from the Breckenridge gate, off-peak. The association address is about 0.3 mile in a straight line from the clubhouse.

Is Village on Crescent Lake gated?

Breckenridge is a gated community, and showings go through the master office for the gate code. New owners collect gate equipment and photo IDs at the master office after closing.

Are there new-construction homes at Village on Crescent Lake?

No. Breckenridge is fully built out, so every Village on Crescent Lake sale is a resale.

How does Village on Crescent Lake compare with Preserve at Breckenridge?

Crescent Lake is 56 three-bedroom homes with a 12-month median of $372,500; Preserve is 160 mostly two-bedroom homes at $227,500. Both are Chapter 718 condominiums built in the same years, and Preserve at Breckenridge has far more homes to choose from.

How does Village on Crescent Lake compare with Village on Crystal Lake and Village on Golden Pond?

Their 12-month medians are within $9,500 of each other, $363,000 for Crystal Lake, $367,450 for Golden Pond and $372,500 here. Those two are homeowners' association villages under Chapter 720; Crescent Lake is a condominium.

What documents should I ask for before buying at Village on Crescent Lake?

The declaration, articles, bylaws and rules, the budget and financial statement, the estoppel for both the Crescent Lake association and the master association, the insurance summary and, if the buildings are three stories or more, the milestone summary and the reserve study.

What should I check on a tour of a Village on Crescent Lake home?

The floor and building, the story count, the roof and air-conditioning ages, the windows and lanai, parking, and the plan size against the closed sales. We bring the same-plan comparison to each showing.

Where can I find Breckenridge homes for sale beyond Village on Crescent Lake?

In the Breckenridge community guide and the buy a home in Breckenridge page, which cover all nine villages.

Frequently Asked Questions: Village on Crescent Lake Seller Edition

These Village on Crescent Lake seller questions draw on the same records: Southwest Florida MLS closings pulled September 29, 2026, Lee County recorded sales, the master association's fee schedule, Chapter 718 of the Florida Statutes and the shared Lee County cost-of-selling research. Each answer is specific to this village and its two associations.

What is my Village on Crescent Lake home worth?

Start with your plan size and the last three closings: 1,974 square foot homes closed at $395,000 and $350,000 in 2026, and an 1,800 square foot home at $372,500. Request a free valuation for yours.

What have Village on Crescent Lake homes sold for recently?

Three MLS closings in twelve months, $350,000 to $395,000, median $372,500. The latest, in August 2026, was $350,000.

Are online value estimates accurate for Village on Crescent Lake?

They cannot tell a 1,724 square foot home from a 1,974 square foot one under the same village name, and the village has had months with no sale to learn from. Price from matched sales and condition.

Should I price my home at the 2022 prices?

No. The March 2022 sale was $470,000 for 1,974 square feet; the same size sold for $395,000 in February 2026 and $350,000 in August 2026.

Does the size of my home change its value?

Yes, but less than timing. The 1,974 square foot sales alone span $330,000 to $470,000, and the 1,965 and 1,966 square foot sales ran $400,000 to $420,000.

Do homes with three baths sell for more than homes with two?

Not clearly. Five three-bath closings had a median of $395,000 and six two-bath closings $389,997.50, both small samples.

How far below list are Village on Crescent Lake homes closing?

In the last twelve months the three sales closed 3.7, 6.9 and 7.9 percent under their final lists, a median sold-to-list of 93.1 percent. Across all eleven sales the median is 97.8 percent.

Is now a good time to sell a Village on Crescent Lake home?

There is one active listing and 4.0 months of supply, so a buyer's choices are few. The trend is down, from $395,000 to $350,000 in 2026, so price to the newest sales, not the older ones.

How long will it take to sell my Village on Crescent Lake home?

The 12-month median is 39 days on market (n = 3), with a range of 19 to 280 days. A price set against the last three closings is what separates the short from the long.

Why did Village on Crescent Lake have no MLS closings for 33 months?

We cannot say why. The MLS shows none between May 30, 2023 and February 27, 2026, while the county records two qualified sales in 2024 and none in 2025, so a sale here can happen without a marketed listing.

How many Village on Crescent Lake homes are for sale right now?

One on September 29, 2026: three bedrooms, two baths, 2,014 square feet, listed at $419,000 after 90 days on market.

How should I price against the $419,000 active listing?

Treat it as a ceiling, not a comparable. It asks 12.5 percent above the 12-month median and 6.1 percent above the highest closing of the last year, and it is a size that has not traded.

What does it cost to sell a Village on Crescent Lake home?

About $16,800 to $26,100 at a $372,500 price, 4.5 to 7.0 percent, before any mortgage payoff, depending on whether you offer buyer-agent compensation. The net sheet above shows each line.

Who pays for title insurance when selling in Lee County?

The seller customarily pays the owner's title policy and selects the closing agent in Lee County, and the buyer pays the lender's policy. The contract controls, and Collier County's custom is the reverse.

How much are documentary stamps on a Village on Crescent Lake sale?

$0.70 per $100 of price, customarily paid by the seller: $2,608 on a $372,500 sale, under s. 201.02.

How much do the association estoppels cost?

A standard estoppel is capped near $299 per association, and a Village on Crescent Lake sale usually needs two, one from the Crescent Lake association and one from the master, plus rush charges if requested.

What does a buyer pay the Breckenridge master association at closing?

A $2,800 capital contribution and a $100 transfer assessment, $2,900 in all for an outside buyer, per the 2026 fee schedule. Existing Breckenridge owners pay $1,000 in place of $2,800.

What documents must I give a buyer of my Village on Crescent Lake condo?

Under s. 718.503, the declaration, articles of incorporation, bylaws and rules, and the annual financial statement and budget, plus the milestone inspection summary where one applies, at the seller's expense.

Do I need association approval to sell my Village on Crescent Lake home?

The documents we hold show no approval requirement for a sale, but the recorded declaration and the association's estoppel are what answer it. We read both before listing.

Can I sell my Village on Crescent Lake home with a tenant?

Yes, subject to the lease and the association's leasing rules. The buyer takes the lease, showings go through the tenant and the closing should match the lease end.

Do I have to disclose milestone or reserve study status?

For a condominium contract the law requires conspicuous language where the association must have a milestone inspection or reserve study and has not completed it, and the buyer is entitled to the milestone summary where one exists. Ask the association what applies to your building.

Should I replace my roof before selling at Village on Crescent Lake?

In a condominium the association usually owns the roof schedule, so first ask what the association has done and planned. A documented roof age and wind-mitigation report are worth having whoever pays.

Do I need a wind-mitigation report to sell?

No law requires one, but the state's uniform mitigation form can lower a buyer's premium, and a completed report gives buyers and insurers a number to work from.

How do open houses and showings work at Village on Crescent Lake?

Through the master office at 239-992-5959 for the gate code and rules, and for-sale signs must follow the association's sign and color specifications.

Can I sell my Village on Crescent Lake home off-market?

In some cases, yes. The county file shows sales recording here without a marketed MLS closing, and we keep a qualified-buyer database for a quiet sale, though open-market exposure usually maximizes price.

Will lenders treat my Village on Crescent Lake condo differently?

A lender financing a condominium reviews the association's documents as well as the unit, so a complete, current set helps a buyer's loan. We do not state a particular lender's rule.

Does it matter whether I own in Phase I or Phase II?

Each phase is its own association with its own budget, and Phase II was recorded in 2004 against 1999 for Phase I, so the fee, reserves and history can differ. We price your plan and quote your association's documents.

Do I owe the master association anything at closing?

Any unpaid master assessments show on the master estoppel and are paid from proceeds, and the buyer pays the capital contribution and transfer assessment. Keep your dues current before you list.

How do property taxes work at my Village on Crescent Lake closing?

Lee County taxes are assessed by calendar year and paid in arrears, so at a closing before the November bill you credit the buyer for the days you owned, prorated on the prior year's bill.

How do commissions work now for a Village on Crescent Lake sale?

Commissions are negotiable. Since August 17, 2024 an offer of buyer-broker compensation cannot be advertised on the MLS, and a buyer's agent needs a written agreement before touring.

Do I need to renovate before selling at Village on Crescent Lake?

Usually not a full renovation. Paint, a clean and documented building file, and a price set against your plan's sales matter more, and we tell you which updates return more than they cost.

What if I own in Crescent Lake II and county records list it differently?

Phase II is recorded as Village on Crescent II Lake at Breckenridge, so a search by the standard name can miss it. We search both spellings and the association address.

Can I sell my Village on Crescent Lake home if I live out of the area?

Yes. We coordinate the estoppels, the buyer's application and the closing with the master office and Schoo Association Management, and you can sign remotely.

Who is the best listing agent for Village on Crescent Lake?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price every listing here from the same-plan sales and the association documents. Call Jesse direct at (239) 898-6072.

Sources and Authoritative References

Every fact on this Village on Crescent Lake guide traces to a primary record below: the master association's published documents, the State of Florida, Lee County, the Village of Estero, FEMA and federal records, school and hospital sources, and dated news reporting. Parcel and sale facts come from the county roll. No brokerage, listing portal or IDX feed is cited.

Breckenridge master association documents

  1. Breckenridge Golf and Tennis Club, home page (accessed September 30, 2026)
  2. About Us and amenities page (accessed September 30, 2026)
  3. 2026 Schedule of Master Association Fees, PDF (accessed September 30, 2026)
  4. About Breckenridge brochure and New Homeowner Process, PDF (accessed September 30, 2026)
  5. Association Management Companies list, PDF (accessed September 30, 2026)
  6. Breckenridge Property Map, PDF
  7. For Sale Sign and Color Specs, PDF
  8. Schedule of Fees page
  9. Master documents and by-laws page
  10. Architectural Review Committee page
  11. Master Board minutes page
  12. Master insurances page
  13. Castle Group, master association manager

State of Florida corporate, condominium and statutory records

  1. Division of Corporations, name search for Village on Crescent Lake (retrieved September 30, 2026)
  2. Division of Corporations, Village on Crescent Lake at Breckenridge Condominium Association, Inc., N99000001576
  3. Division of Corporations, Village on Crescent Lake II at Breckenridge Condominium Association, Inc., N03000008107
  4. Division of Corporations, Village on Crescent Lake at Breckenridge Homeowners' Association, Inc., N98000005627, inactive
  5. Division of Corporations, Breckenridge Association, Inc., N08814
  6. Division of Corporations, entity name search
  7. Division of Condominiums, condominium project extract, Central Florida West (Crescent Lake I, PR1P024972, and II, PR69442; downloaded September 30, 2026)
  8. Florida Department of Business and Professional Regulation, milestone inspections and SIRS
  9. DBPR condominium SIRS reporting database
  10. Florida Statutes, s. 718.503, condominium developer and nondeveloper disclosure
  11. Florida Statutes, s. 718.116, condominium estoppel and assessments
  12. Florida Statutes, s. 718.110, amendment of the declaration, including rental amendments
  13. Florida Statutes, s. 718.111, the association, insurance and records
  14. Florida Statutes, s. 718.112, bylaws, budgets and reserves
  15. Florida Statutes, s. 718.103, condominium definitions
  16. Florida Statutes, Chapter 718, the Condominium Act
  17. Florida Statutes, s. 553.899, milestone inspections
  18. Florida Statutes, s. 627.714, condominium unit owner coverage and loss assessment
  19. Florida Statutes, s. 720.30851, HOA estoppel certificates (master association)
  20. Florida Statutes, Chapter 720, Homeowners' Associations
  21. Florida Statutes, s. 201.02, documentary stamp tax on deeds
  22. Florida Statutes, s. 689.261, property tax disclosure summary
  23. Florida Statutes, s. 28.24, recording fees
  24. Florida Administrative Code 69O-186.003, title insurance rates
  25. Florida House, 2024 HB 979 estoppel certificates staff analysis
  26. Florida Senate, 2025 HB 913 condominium bill
  27. Florida Department of Revenue, documentary stamp tax
  28. Florida Department of Revenue, property tax for taxpayers
  29. Florida Department of Financial Services, title insurance overview
  30. Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802
  31. Executive Office of the Governor, insurance rate relief announcement

Lee County and the Village of Estero

  1. Lee County Property Appraiser
  2. Lee County Property Appraiser, subdivision report
  3. Lee County Property Appraiser, GeoView parcel map
  4. Lee County Tax Collector, real estate property taxes
  5. Lee County Clerk of Court, official records
  6. Lee County Clerk, requirements for recording deeds
  7. Lee County Development Services, building and permits
  8. Lee County, FIRM flood zone reference
  9. Lee County, FEMA map changes
  10. Village of Estero, permits
  11. Village of Estero, flood maps and zones
  12. Village of Estero, floodplain resources
  13. Village of Estero, schools
  14. Village of Estero, medical facilities
  15. Village of Estero, meeting agendas
  16. Village of Estero, Planning, Zoning and Design Board recap, November 12, 2024, Woodfield
  17. Village of Estero, Planning, Zoning and Design Board notice, January 13, 2026, Waypoint

Schools and health care

  1. School District of Lee County, schools directory
  2. Lee County School Site Locator
  3. Pinewoods Elementary School
  4. Estero High School
  5. Lee Health, Coconut Point campus
  6. Lee Health, Coconut Point emergency department
  7. Florida Gulf Coast University

Federal records, storms and flood

  1. FEMA Map Service Center, flood map search
  2. FEMA National Flood Hazard Layer, flood hazard zones (queried September 30, 2026)
  3. FEMA National Flood Hazard Layer, FIRM panels (queried September 30, 2026)
  4. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian (AL092022)
  5. National Hurricane Center, Tropical Cyclone Report, Hurricane Milton (AL142024)
  6. Florida Climate Center, Hurricane Ian report
  7. Florida Climate Center, Hurricane Milton report
  8. U.S. Census Bureau geocoder
  9. U.S. Department of Housing and Urban Development, assistance animals
  10. U.S. Department of Housing and Urban Development, fair housing

Trade rules and dated news reporting

  1. National Association of REALTORS, what the settlement means for buyers and sellers
  2. National Association of REALTORS, settlement FAQs
  3. National Association of REALTORS, written buyer agreements
  4. Gulfshore Business, Estero development surge, January 26, 2026
  5. Gulfshore Business, Estero board critiques Coconut Point apartment plan, March 2026
  6. WINK News, mixed-use proposal at US-41 and Pelican Sound Drive, July 28, 2023
  7. Simon, Coconut Point
  8. Miromar Outlets, directions
  9. WLRN, condominium unit insurance, September 25, 2025

Data sources

  1. Southwest Florida MLS Matrix, Development Breckenridge, Sub/Condo Village on Crescent Lake, closings and actives, pulled September 29, 2026.
  2. Lee County Property Appraiser, 2026 tax roll and recorded-sales file, index built September 27, 2026, newest recorded sale July 29, 2026.
  3. Roster of Breckenridge villages, built September 30, 2026 from recorded plats, Division of Corporations records, the county roll and the MLS Sub field.

Downloadable Documents

Village on Crescent Lake's key documents are published by the Breckenridge master association, the State of Florida and Lee County; the table links each to its issuing authority. The two associations' recorded declarations are available through the Lee County Clerk's official records search under the association names.

Document

Issued by

Date

Link

2026 Schedule of Master Association Fees

Breckenridge Association, Inc.

2026

Fee schedule, PDF

About Breckenridge brochure and New Homeowner Process

Breckenridge Association, Inc.

2025 folder, 2026 fees

Brochure, PDF

Association Management Companies

Breckenridge Association, Inc.

2026

Management list, PDF

Breckenridge Property Map

Breckenridge Association, Inc.

current file

Property map, PDF

For Sale Sign and Color Specs

Breckenridge Association, Inc.

current file

Sign specs, PDF

Condominium project extract, Central Florida West

Florida Division of Condominiums

downloaded September 30, 2026

Condo_CW extract, CSV

Uniform Mitigation Verification Inspection Form

Florida Office of Insurance Regulation

rev. January 2012

OIR-B1-1802, PDF

2024 HB 979 estoppel certificates analysis

Florida House of Representatives

2024

Staff analysis, PDF

Hurricane Ian Tropical Cyclone Report

National Hurricane Center

2023

AL092022, PDF


Market data from Southwest Florida MLS, pulled September 2026. McGreevy and Comisar, Best Realtor for Village on Crescent Lake. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.