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Country Creek - The Villas at Country Creek

Country Creek - The Villas at Country Creek

The Villas at Country Creek is the attached-villa neighborhood inside Country Creek in Estero: one-story two-bedroom villas built 1995 to 1999, a $301,500 median on 10 MLS closings in 12 months, five villa associations, and every record sourced.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

The Villas at Country Creek is a villa neighborhood inside the master-planned community of Country Creek in Estero, Florida. It is the attached, one-story, two-bedroom rung of a 966-home bundled-golf community in ZIP 33928: at least 122 villas on four villa-only streets, a $301,500 median across 10 Southwest Florida MLS closings in the 12 months to September 29, 2026, and five separate homeowners' associations sitting under one self-managed master. McGreevy and Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

A word on the name, because search engines blur it. This page covers the attached villas of Country Creek in Estero, Lee County, whose five homeowners' associations are registered with the Florida Division of Corporations as The Villas at Country Creek, I through V. It is not Country Creek in Altamonte Springs, Seminole County, whose master association is a different Florida corporation. It is not the eight wildlife-themed "villages" that circulate online for this community, none of which is on the Lee County plats or the state register. It is not the Villages or Village on Crystal Lake, Golden Pond, Lake Geneva or Crescent Lake, which belong to Breckenridge. And it is not The Villages at Country Creek, the detached side of the same gate, which has its own guide.

If you own a villa here and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the sections below show what a villa costs to buy and to carry, which records are public, and which documents you must ask the association for before you write an offer. The count of villas is itself a range, and none of the five villa associations publishes a fee sheet, so where the record stops we say so and name the document that would answer the question. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Why McGreevy and Comisar Are the Best Realtor for The Villas at Country Creek

McGreevy and Comisar are the best realtor for The Villas at Country Creek because the case sits on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a villa read built from every MLS closing in the last five years, the county roll street by street and the state's corporate register.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

If you're searching for the best realtor for The Villas at Country Creek in Country Creek, Estero, whether you're ready to sell your Villas at Country Creek home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Sellers and buyers comparing the best real estate agents in Estero should ask each agent to price a specific villa from its own street's recent sales, and we do that below in the open.

Recent Villas at Country Creek track record (last 12 months): In the last 12 months The Villas at Country Creek has seen 10 resales in the Southwest Florida MLS (Matrix, pulled September 29, 2026), at a median of $301,500 (n = 10, even, the mean of the middle pair $295,000 and $308,000), a range of $210,000 to $355,000, $2,927,900 in total volume, a median of 96 days on market and a median sold-to-list ratio of 93.7% against the final list price. The highest-priced resale in that window was $355,000 for a two-bedroom-plus-den villa in December 2025. We publish no count of Villas at Country Creek sales we represented, because none is on file for this neighborhood, and we do not dress up a public-record comparison as our own deal.

In the last 12 months we tracked every one of the 10 Villas at Country Creek closings in the Southwest Florida MLS, and we tracked all 33 closings the MLS has recorded here in the 60 months to September 29, 2026. Each one is listed in the market snapshot below, by month, price, bedrooms and area only.

For Villas at Country Creek sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion when a sale needs to stay quiet. At this price rung the marketing has to reach the value buyer who wants bundled golf inside an Estero gate for the price of a modest condo, and the paperwork has to be ready early: the villa association's estoppel, the master association's resale documents, and an honest answer about the clubhouse assessment.

For Villas at Country Creek buyers: the first question is which of five associations governs the villa, because each is its own corporation. The second is the carry, because no villa or master fee is published. The third is price: villas closed at a $355,000 median over 60 months and a $301,500 median over the last 12, so the direction matters as much as the level.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Living in The Villas at Country Creek as a Homebuyer

Living in The Villas at Country Creek means an attached, one-story, two-bedroom, two-bath villa of roughly 1,300 to 1,400 heated square feet, built between 1995 and 1999, inside a gated Estero golf community where a golf membership comes with ownership, no equity deposit is published and a round costs a member $25.

What Is The Villas at Country Creek?

The Villas at Country Creek is the attached-villa product of Country Creek, the community whose recorded and corporate name is The Villages at Country Creek. It is one of three product families that the plats, the state register, the county roll and the MLS divide the community into, alongside the detached Villages and the River's Reach condominiums. The Country Creek master board is elected by product district, and villas are District 2.

Villas Are a Product, Not a Plat

No county parcel record names a villa plat. Every villa parcel's legal description begins with the Villages plat name, and the five villa associations are corporate overlays on those platted lots. That is why a parcel search for the words Villas at Country Creek returns nothing, and why we identify the neighborhood by street and by the state register instead.

Which Streets Are The Villas at Country Creek?

Four streets hold only villas: Candlewood Hollow (93 parcels), Willow Way (19), Calico Court (8) and Weathered Vane Way (2), a total of 122 on the county roll. A fifth street, Country Barn Drive, mixes villas and detached homes, and the roll cannot separate them, so we leave its 140 parcels out of the 122. The 1994 zoning action behind the villas allows up to 265 attached units, so the true villa count sits between 122 and 265. Treat 122 as the floor.

Who Buys a Villa Here?

The public record supports three uses of the property: a low-maintenance seasonal base, a bundled-golf home at a price well under a detached house, and a rental where the association allows one. We read those from the price, size and fee structure of the villas, and we describe the property, never the people who own or rent it.

A Day at the Club

The club is the master association's and is open to every resident: an 18-hole executive golf course, five pools including a satellite pool on Candlewood Hollow, five tennis courts, a fitness center and bocce. The clubhouse itself has been under renovation since demolition began on April 13, 2026, so administration, the pro shop, dining and the bar are running from temporary facilities as of September 2026, and that is the most important current-conditions fact for a tour.

What The Villas at Country Creek Does Not Have

Six things buyers sometimes assume. No pickleball: the Village of Estero denied a limited development order for it on July 25, 2023. No published fee sheet: neither the master association nor any of the five villa associations posts a current assessment. No new construction: every villa was built by 1999, so every sale is a resale. No water access: the Estero River is a view, not a launch. No CDD: the tax bill carries no community development district assessment. No published villa count: the county cannot separate every villa from a detached home, so the number is a range.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

The Villas at Country Creek Market Snapshot: What Villas for Sale Actually Close At

Villas at Country Creek closed 10 times in the Southwest Florida MLS in the 12 months to September 29, 2026, at a $301,500 median and 96 median days on market, the first window that reaches 10 closings. Over 60 months the count is 33 at a $355,000 median, so the last year is a step down.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

MLS figures use MLS living area and county figures are DOR-qualified recorded sales; we never compare MLS dollars per square foot with county figures. Medians use the mean of the middle pair when n is even, and we name both. Sales entered after closing would be excluded from medians; none appears in this neighborhood's record. Sold-to-list means sold price over final list price. Any figure with fewer than 10 sales is marked as a small sample.

The Headline Numbers

Window

MLS closings

Median sold

Median $ per MLS sq ft

Median days on market

Median sold-to-list

12 months, first window with 10 or more

10

$301,500 (mean of $295,000 and $308,000)

$211.68

96

93.7%

24 months

15

$329,900

$224.68

81

94.9%

36 months

22

$347,500 (mean of $340,000 and $355,000)

$252.89

36.5

96.9%

60 months

33

$355,000

$263.66

16

97.4%

The 12-month window totals $2,927,900 in volume, with days on market from 16 to 329 (mean 119) and a mean of the per-sale sold-to-list ratios of 94.4%. Nine of the 10 sold below the final list price and one sold at it. The 24-month window totals $4,735,800, the 36-month window $7,321,800 and the 60-month window $11,309,450; in the 60-month window 24 of the 33 sales closed below final list, 5 at list and 4 above.

Every Villas at Country Creek MLS Closing, 60 Months

Thirty-three closings is enough for a median, but a neighborhood this size is read sale by sale. Here is each one, newest first, by month, price, bedrooms and area only. "2 and den" is the MLS label for a two-bedroom villa marketed with a den.

Closed

Beds and baths

MLS living area (sq ft)

Final list price

Sold price

Sold-to-list

Days on market

Sep 2026

2 and den, 2

1,361

$225,000

$210,000

93.3%

21

Jun 2026

2 and 2

1,310

$269,900

$260,000

96.3%

117

Mar 2026

2 and 2

1,379

$329,900

$308,000

93.4%

23

Mar 2026

3 and 2

1,376

$329,900

$329,900

100.0%

79

Mar 2026

2 and den, 2

1,774

$349,000

$340,000

97.4%

50

Feb 2026

2 and 2

1,304

$245,000

$215,000

87.8%

329

Dec 2025

2 and den, 2

1,375

$289,900

$275,000

94.9%

284

Dec 2025

2 and den, 2

1,380

$379,000

$355,000

93.7%

113

Nov 2025

2 and 2

1,313

$315,000

$295,000

93.7%

16

Sep 2025

2 and den, 2

1,368

$365,000

$340,000

93.2%

158

Jul 2025

2 and 2

1,292

$274,900

$274,900

100.0%

83

Mar 2025

2 and 2

1,377

$419,900

$410,000

97.6%

0

Mar 2025

2 and den, 2

1,373

$364,500

$362,000

99.3%

3

Mar 2025

2 and den, 2

1,357

$399,900

$399,000

99.8%

81

Nov 2024

2 and den, 2

1,320

$387,000

$362,000

93.5%

145

May 2024

2 and den, 2

1,376

$299,000

$300,000

100.3%

7

May 2024

2 and den, 2

1,371

$391,000

$391,000

100.0%

0

Mar 2024

2 and den, 2

1,374

$399,900

$395,000

98.8%

11

Dec 2023

2 and 2

1,310

$379,900

$355,000

93.4%

22

Nov 2023

2 and 2

1,311

$374,000

$360,000

96.3%

54

Nov 2023

2 and 2

1,374

$379,900

$370,000

97.4%

15

Oct 2023

2 and den, 2

1,368

$419,900

$415,000

98.8%

2

Aug 2023

2 and 2

1,305

$439,900

$400,000

90.9%

7

Aug 2023

2 and den, 2

1,373

$299,900

$295,000

98.4%

10

May 2023

2 and den, 2

1,357

$405,000

$390,000

96.3%

2

Mar 2023

2 and den, 2

1,379

$409,000

$409,000

100.0%

13

Sep 2022

2 and 2

1,377

$374,900

$367,000

97.9%

5

Jul 2022

2 and den, 2

1,372

$334,900

$317,500

94.8%

20

Apr 2022

2 and den, 2

1,371

$350,000

$379,150

108.3%

2

Mar 2022

2 and 2

1,379

$369,900

$391,000

105.7%

1

Mar 2022

2 and den, 2

1,376

$329,900

$305,000

92.5%

18

Jan 2022

3 and 2

1,381

$399,000

$399,000

100.0%

6

Jan 2022

2 and 2

1,375

$329,900

$335,000

101.5%

4

Every closing in the file was marketed through the MLS. The list shows the shape of the market: from 2022 through early 2025 most villas sold within days and many at or above list, and since the third quarter of 2025 most have taken months and closed below list. One March 2026 closing carries an MLS living area of 1,774 square feet, larger than any parcel on the four villa-only streets, so it may sit on Country Barn Drive; we leave it in the record and flag it.

The 12-Month Window Alone

In the last 12 months we tracked 10 closings, from $210,000 to $355,000. Four were plain two-bedroom villas at $215,000 to $308,000 (median $277,500, n = 4, even, the mean of $260,000 and $295,000, a small sample); five were two-bedroom-plus-den villas at $210,000 to $355,000 (median $340,000, n = 5, a small sample); one was marketed as a three-bedroom at $329,900. Five of the 10 took more than 90 days to sell. Ten is the threshold, so read the $301,500 median as a description of ten sales, not a forecast.

Where the Market Was: Months 13 to 36

The five closings in months 13 to 24 had a median of $362,000 (n = 5, small sample), and the seven in months 25 to 36 a median of $370,000 (n = 7, small sample). Against the earlier year, the $301,500 of the last 12 months is $60,500 lower, a fall of about 17 percent (our arithmetic on small samples). The direction is the finding, not the exact rate.

The Price Path, Year by Year

Every year below is a small sample of MLS-marketed closings, so treat each median as a description.

Year

MLS closings

Median sold

Range

Median days on market

Median sold-to-list

2022

7

$367,000

$305,000 to $399,000

5

100.0%

2023

8

$380,000 (mean of $370,000 and $390,000)

$295,000 to $415,000

11.5

96.8%

2024

4

$376,500 (mean of $362,000 and $391,000)

$300,000 to $395,000

9

99.4%

2025

8

$347,500 (mean of $340,000 and $355,000)

$274,900 to $410,000

82

96.3%

2026 to September 29

6

$284,000 (mean of $260,000 and $308,000)

$210,000 to $340,000

64.5

94.8%

The pattern is a plateau from 2022 through 2024 at $367,000 to $380,000, when villas moved in a median of 5 to 11.5 days, then a slide through 2025 and a lower 2026, when the median days on market rose to 64.5 and the median sold-to-list ratio fell to 94.8%. Three of the seven 2022 sales closed above list, and one 2024 sale closed at $300,000 against a $299,000 list.

Two Bedrooms, and Two Bedrooms With a Den

The county roll records two bedrooms on all 122 parcels on the villa-only streets. The MLS labels 18 of the 33 closings "2 and den" and 13 plain two-bedroom, with two marketed as three-bedroom. Over 60 months the 18 den villas had a median of $358,500 (n = 18, even, the mean of $355,000 and $362,000) against $355,000 for the 13 plain two-bedrooms (n = 13). Over the last 12 months the gap widened, $340,000 (n = 5) against $277,500 (n = 4), both small samples. We treat the den as a marketing label, not a recorded room, and we would not price a villa off it without seeing the floor plan.

What Is For Sale at The Villas at Country Creek Right Now

On September 29, 2026 the MLS showed two Villas at Country Creek actives: a two-bedroom-plus-den villa of 1,382 square feet listed at $325,000 with 174 days on market, and a two-bedroom villa of 1,310 square feet listed at $249,900 with 129 days on market. The median asking price is $287,450 (n = 2, a small sample). Two actives against 10 closings a year is about 2.4 months of supply at the 12-month pace (our arithmetic), which sounds tight but hides the fact that both listings have already sat for months.

Recorded Sales by Year, County Record

The county's qualified recorded sales cover more years than the MLS. County figures are recorded deed prices flagged as qualified arm's-length sales on the four villa-only streets, and they are never compared here with MLS square-foot figures.

Year

Qualified county sales

Median price

2026 (to July 29)

3

$308,000

2025

5

$355,000

2024

7

$362,000

2023

8

$399,000

2022

10

$336,250

2021

8

$256,250

2020

7

$245,000

2019

4

$202,500

2018

7

$230,000

2017

7

$215,000

2016

6

$209,950

2015

6

$183,750

2014

8

$183,500

2013

6

$167,000

2012

3

$147,000

2011

6

$143,000

2010

9

$150,000

2009

5

$154,000

The county file holds 121 qualified sales on these streets in all, including six recorded in 1997 and 1998 at medians of $77,850 and $46,500, far below any finished villa, so we read them as lot or tract conveyances during build-out and not as resale prices (our inference). Since September 29, 2025 the county file shows 5 qualified sales at a median of $329,900 (a small sample). From 2021's $256,250 to 2023's $399,000 is a rise of about 56 percent, and from 2023 to 2026's $308,000 is a fall of about 23 percent. The 2011 median of $143,000 is the floor of the modern file, and 2023 is about 2.8 times that. Small counts move medians, so we describe the direction and not a precise rate.

A Public-Record Sale, Walked Through: September 2026

This is a public-record sale, not one of ours, and it is the most recent Villas at Country Creek closing. A two-bedroom-plus-den villa of 1,361 square feet closed in September 2026 at $210,000 after 21 days on the market, against a final list price of $225,000. Four things stand out. It is the lowest price in the 60-month MLS record, and its $154 per MLS square foot is the lowest too. It closed at 93.3% of list, in line with the 93.7% 12-month median. It closed $50,000 below the June 2026 sale of a 1,310 square foot two-bedroom villa at $260,000. And it shows where a buyer showed up: a villa priced at $225,000 found a buyer in three weeks, while the two active listings, at $249,900 and $325,000, have sat 129 and 174 days.

For the buyer, that sale carried costs the price does not show: the villa association's dues, the master association's assessment, any capital or transfer charge the documents require, and the county's solid waste line on the tax bill. No source publishes the first three, which is why the estoppel certificate matters more here than at most communities.

Ready to Sell or Buy in The Villas at Country Creek? Talk to the Team That Tracked All 33 Closings

The Villas at Country Creek is a neighborhood of at least 122 attached villas inside Country Creek, governed by five homeowners' associations under a self-managed master, where 10 villas closed in the last 12 months at a $301,500 median and two are listed after 129 and 174 days on market. Where a market has turned from days to months, the seller who prices to the recent closings and has the estoppel in hand is the one who closes.

Selling a villa at The Villas at Country Creek? Get a free Villas at Country Creek home valuation or Call Jesse direct at (239) 898-6072. You can also read our guide to selling a home in Country Creek and see what a Country Creek home is worth.

Buying at The Villas at Country Creek? Call Marc at (239) 287-5873, start with our Country Creek buyer's guide, or read how we represent buyers.

See what your The Villas at Country Creek home is worth today.

How Did The Villas at Country Creek Come to Be?

The Villas at Country Creek began in 1995, when the first of five villa homeowners' associations was filed with the Florida Division of Corporations on April 3, and the villas were built out through 1999. The last association was filed in November 1997, and Willow Way, the last villa street, was completed in 1998 and 1999.

The Community Behind the Villas

Country Creek was built between 1988 and 2001 on 282.33 acres. The first builder, Weiner Homes, opened its sales office in February 1988. The association's own history says C&S Town Home, a land-holding company bought by GE Financial Group, took the community over around 1989 and 1990, and that US Home took it over outright on January 21, 1994 and built the condominiums and the villas from 1995. That ownership window produced every villa here.

Five Corporations, 1995 to 1997

The Florida register lists the five associations with filing dates of April 3, 1995 (The Villas at Country Creek Homeowners Association, N95000001601), November 16, 1995 (II, N95000005474), February 2, 1996 (III, N96000000662), August 23, 1996 (IV, N96000004463) and November 7, 1997 (V, N97000006324). All five are active, and each shows a 2026 annual report. II and III each carry a reinstatement filed in 2001, on March 22 and November 21, which means each lapsed once and was revived, so a title agent should confirm good standing on the association in question. The filing sequence follows the build sequence, and it runs I through V in order, unlike the neighboring River's Reach condominiums, whose fourth phase was built before the third.

Built 1995 to 1999

The county roll's year-built field runs from 1995 to 1999 across the 122 villa parcels on the four villa-only streets, with a median of 1997. Calico Court is the oldest, with all eight villas dated 1995. Candlewood Hollow, the largest street, runs 1996 to 1998. Willow Way, 1998 and 1999, was the last villa product built in the community, and Weathered Vane Way, two villas, is dated 1999. Every villa is older than the 2002 Florida Building Code date, which matters for insurance and is covered below.

The Zoning Behind the Count

Lee County approved Country Creek for 985 dwelling units, and 966 were built. The community roster we keep for this tree carries the 1994 planned-development action as PD-94-029, approving up to 265 single-family attached units, which is the ceiling for the villas. The county roll gives the floor: 122 parcels on the four streets where every home is a villa. The truth sits between them, and it turns on Country Barn Drive, where villas and detached homes share the street. We could not open the county's zoning resolution text to check the 265 figure, because the county's records viewer returns only a script shell, so we treat it as a roster figure and not as a quotation from the resolution.

The Homes: What Is a Villa at The Villas at Country Creek Like?

A villa at The Villas at Country Creek is an attached, one-story, two-bedroom, two-bath home of 1,293 to 1,412 heated square feet on the county roll, with a median of 1,373, built between 1995 and 1999 on one of four villa-only streets.

Size and Layout on the County Roll

The 2026 Lee County roll shows 122 residential parcels on the four villa-only streets, every one coded single-family use, every one two bedrooms, with heated area from 1,293 to 1,412 square feet (median 1,373) and years built from 1995 to 1999 (median 1997). The MLS living area for closings runs from 1,292 to 1,774 square feet, and the one large figure looks like an outlier from another street. The narrow roll range is the useful one: these villas are close to a single size, so a price gap between two villas is mostly condition, location on the street and time on the market, not square footage.

One Story, Attached

The roll shows all 746 single-family-use homes in Country Creek as one story, and the villas are attached, sharing walls with a neighbor, so the buyer's questions are the shared-wall ones: which party owns the roof, who insures the shared structure, and who paints the exterior. None of those answers is published for the villas, and the villa association's declaration or the estoppel is where they live.

Two Bedrooms, Two Baths, and the Den Label

The MLS marks many of these villas "2 and den." The roll does not record a den as a room, so a listing that sells the den should show the floor plan. The bedroom count that a lender or an insurer will use is the county's two.

Candlewood Hollow, the Largest Villa Street

Candlewood Hollow holds 93 attached villas built 1996 to 1998, sits in plat Unit 5, and has its own satellite pool on a common-element tract. The county's 2026 median just value is $256,993, an assessment and not a price. Turnover is comparatively low, at 14.0 percent in our Country Creek count. Its principal association filing address is on Candlewood Hollow itself.

Willow Way, Calico Court and Weathered Vane Way

Willow Way has 19 attached villas from 1998 and 1999, the last villa product built in Country Creek, with a 2026 median just value of $262,278. Calico Court has 8 villas, all built in 1995, at $264,171. Weathered Vane Way has 2 villas from 1999 at $284,929. These three courts are small enough that a single listing on any of them is meaningful supply, which is the argument for watching the street and not the community. Every value in this section is a county just value, an assessment, and never a sale price.

What Sold on Each Street Since 2023

County qualified sales since 2023 total 23 on the four streets: 14 on Candlewood Hollow (from $308,000 to $435,000), 7 on Willow Way ($260,000 to $415,000), 2 on Weathered Vane Way ($355,000 to $377,000) and none on Calico Court. Those figures are county recorded prices, so they will not match the MLS rows above one for one, and the street counts are small samples.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Amenities Come With a Villas at Country Creek Home?

Every amenity at Country Creek belongs to the master association and is open to every resident, villas included: five pools, five tennis courts at two locations, a fitness center, bocce and horseshoes, all on the club's own published rate and amenity pages.

Five Pools, All Master Amenities

The club states that it has five pools available to residents and their guests every day from dawn to dusk. The county's pool flags confirm four of them, and one of the four is the villa satellite pool on Candlewood Hollow, a master amenity on a common-element tract. Whether any pool is heated is not published, and we do not assume either answer.

Tennis and the Pickleball Gap

The club lists five recently renovated tennis courts: four lighted clay-style courts and one hard court. There is no pickleball. On July 25, 2023 the Village of Estero's Planning, Zoning and Design Board denied a limited development order that would have allowed it on one court, citing the proximity of the nearest homes. The Estero SportsPark facility about 1.4 miles away is planned to add indoor pickleball courts in early 2027.

Fitness Center and Everyday Activities

The fitness center is on the clubhouse lower level, with 24-hour access by key card for a one-time $25 fee at the Administration Office. The club also publishes bocce, a horseshoe pit, a cornhole league on tennis court 5, Wii bowling, water aerobics on Monday, Wednesday and Friday mornings, and a resident calendar of book, card and game clubs.

What Is Not Here

There is no marina, boat ramp or boat storage, no spa or hot tub, no dog park inside the community, no valet trash, and no pickleball. Waste Pro collects garbage, recycling and yard waste curbside on Tuesdays.

Golf at The Villas at Country Creek: Bundled, Executive and Pay to Play

Golf is bundled with ownership at Country Creek: a membership comes with the home, no equity deposit, initiation fee or membership certificate is published, and a member still pays $25.00 to play 18 holes on the club's May to October 2026 rate card, before tax.

The Course in Numbers

The course is an 18-hole executive layout of 3,871 yards from the back tees and par 61, made of eleven par 3s and seven par 4s, designed by Gordon G. Lewis, opened in October 1988 and seeded with Champion grass in a 2007 renovation. It is semi-private and open to the public from May 1 through October 31. The member green fee is $25.00 and the guest fee is $45.00, both before tax.

Who an Executive Course Suits

A round finishes in well under four hours, the course is walkable, and it is playable at any age. A low-handicap player who wants a championship test every round will find it short, and a buyer who wants golf every day will not.

Equity Membership Is History

Homes were first marketed in 1988 with an equity membership. Today the community is member-owned and non-equity, and the 966 owners own the club through the master association. Do not repeat a claim that Country Creek never had equity membership; the association's own history records it.

The Country Creek Clubhouse Renovation, the Special Assessment and the Lawsuit

The Country Creek clubhouse is a construction site as of September 2026, the master association has an $8 million phased renovation plan, and a lawsuit filed on January 21, 2026 asks a Lee County court whether the plan's special assessment needed a membership vote first.

What Is Being Built

Demolition began on April 13, 2026. The association's photo series describes removing six of nine columns in the dining and grill rooms, relocating the bar, a vaulted lobby ceiling, larger windows toward the first hole, and rebuilt downstairs activity rooms. The Master Board publishes a weekly Tuesday Clubhouse Report, which a buyer can ask to see.

The Case, Without the Names

The case is number 26-CA-000387 in the Circuit Court of the Twentieth Judicial Circuit for Lee County, filed January 21, 2026 as a complaint for declaratory judgment and injunctive relief. It asks whether Section 5.1 of the master Declaration required a membership vote before the board levied a special assessment for the Clubhouse Project. We identify it by docket number, not by party names.

What Is Not Published

The amount of the special assessment is not in the public record we could read, the outcome is unknown as of September 2026, and the vote threshold in Section 5.1 is not verified. We publish no assessment figure, and the villa buyer's estoppel is the document that shows any current or pending special assessment on a specific home.

What This Means for a Villa Buyer or Seller

If you are buying, ask in writing before your inspection period ends what special assessment balance is on the villa, whether any part is payable after closing, and how it splits between the master and the villa association. If you are selling, the assessment will come up in every serious buyer's review, and a seller who holds the estoppel at listing controls that conversation. The association has funded large capital work in phases for two decades, including a 2008 water-tank assessment that was partly refunded after a $247,000 grant, which is context and not an answer to the Section 5.1 question.

What Are the HOA Fees at The Villas at Country Creek?

No HOA fee for The Villas at Country Creek is publicly sourceable, and this page publishes none: the master association keeps its budget and assessment schedule behind a members-only login, and none of the five villa associations publishes a fee sheet.

Where the Numbers Are Not

Every real-estate site that prints a Country Creek dues figure is a brokerage or lead-generation site showing no document, and no two agree. One figure is documented: the master association's 2025 operating budget shows total expenses of $6,441,410, recited in the public court filing above. That is gross expense, covering golf, food and beverage, roads, gates, bridges, lakes and insurance, and it is not the assessment; the club's own revenue offsets part of it, and the net per home cannot be computed without the adopted budget.

Two Payments, Not One

A villa owner pays the master association's assessment and exactly one villa association's assessment. That structure is established; the amounts for a villa are not published. Any single number for "the HOA fee" is wrong for some villa.

What the Villa Association Likely Covers, and What to Confirm

The master association's own explanation is that common grounds are maintained out of the master assessment, sub-association land out of the sub-association's assessment, and private lots by the owner. Our Country Creek research notes that villa and condominium owners generally receive exterior grounds maintenance through their sub-association. Treat that as a confirm-per-address item: what the villa association mows, paints, roofs and insures is a declaration question, not a public fact.

Television and Internet

The community runs Hotwire Fision fiber, and the association carries its own channel on that system, so television and internet are very likely in a bulk arrangement. The package, speed and per-home rate are not published, so confirm what your bill includes.

The One Route to a Real Number

The estoppel certificate states the regular assessment for the specific villa, its frequency, any special assessment, and any transfer or capital contribution due at closing. A buyer should request it early and read it before the inspection period ends.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Layered Fees at The Villas at Country Creek: Master, Villa Association, Tax and Closing

A villa's carrying cost has four layers: the master association's assessment, the villa association's assessment, the property tax bill, and the utilities and insurance that no association collects. Only the tax layer can be computed from public records, so this section works that layer through and names the documents that settle the others.

Property Tax, Worked Through

The 2025 billed millage for the Village of Estero and Estero Fire taxing district was 13.0214 mills, from the county's 2025 millage book, and not the 13.0449 proposed rate. As an illustration, our arithmetic on the 12-month MLS median of $301,500 as if it were a taxable value: $301,500 times 13.0214 mills is about $3,926, and adding the $366.39 Lee County solid waste line that our Country Creek guide records for single-family-use parcels with cart service gives about $4,292. It is an illustration, not a bill. A sale price is not an assessment, and Save Our Homes resets at a sale, so a new owner's first taxable value can differ sharply from the seller's capped bill. Nobody has published a Candlewood villa's actual bill, so confirm the solid waste line on the tax bill for the address.

No CDD

There is no community development district assessment on the Country Creek tax bill. The only non-ad-valorem line is Lee County solid waste, at $366.39 for garbage-type R single-family cart service and $18.31 for the River's Reach condominiums.

What Is Billed Separately

Water and sewer are billed by Lee County Utilities and electricity by Florida Power and Light, individually metered and paid by the owner. Insurance is the owner's, and the roof is the biggest lever on it.

Closing Costs

In Lee County the seller customarily pays the owner's title policy and documentary stamp tax on the deed, at $0.70 per $100 of price, and the contract controls; see our seller costs research for the full list. A buyer pays the buyer's costs and the estoppel where the contract puts it on the buyer.

The Estoppel Fee, Reconciled

Section 720.30851 of the Florida Statutes sets a base estoppel fee cap of $250, plus up to $150 if money is owed and $100 for delivery within three business days, and it directs the state's Division of Business and Professional Regulation to index those caps for inflation every five years. Our 2026 seller-cost research shows the indexed figures at $299 standard, $119 expedited and $179 delinquent. Read the certificate's stated fee against the current statute and ask which figure the association is charging. The certificate must be delivered within 10 business days of a written or electronic request and is effective for 30 days, or 35 if mailed.

The Villas at Country Creek Declaration, Covenants and Rules

The recorded document that governs a villa is the master Declaration of Covenants, Conditions and Restrictions for The Villages at Country Creek, recorded in Official Records Book 1940, Page 1328 of the Lee County public records, together with the villa association's own documents and the association's Rules and Regulations.

Which Document Answers Which Question

The master Declaration and its Rules and Regulations answer pets, vehicles, storage, overnight parking, leasing minimums and gate procedure. The villa association's documents answer exterior maintenance, insurance of shared structure, and villa-level assessments. The estoppel answers money.

Architectural Review

The association states that completed architectural forms are typically reviewed and decided within two to three business days, a much shorter window than many Florida associations publish. Changes to your own lot go to the Architectural Review Committee on an ARC form, and requests about common grounds go to the Common Grounds Committee. The association also keeps an approved-contractor list, available from the Administration Office, which matters to a buyer planning renovation.

Where to Send a Document Request

The master association is self-managed on site at the Administration Office. The Villas at Country Creek Homeowners Association filings list MyTown Communities of Fort Myers on the first, second, third and fifth associations, and Compass Rose Management of Cape Coral on the fourth (Florida Division of Corporations, retrieved September 2026). Our Country Creek guide shows the managers of Villas II through V as not on the corporate record; the state record does now show them, so confirm the manager for a specific villa before ordering documents.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Is The Villas at Country Creek a 55+ Community?

We found no age restriction in any first-party source for The Villas at Country Creek, and no recorded declaration that qualifies it as housing for older persons under the federal Housing for Older Persons Act. Federal and Florida fair housing law protect families with children, and a community may keep an age restriction only by meeting that law's specific conditions.

What That Means for a Buyer

Treat the villas as not age-restricted unless the recorded documents say otherwise, and confirm in the declaration and the estoppel. We describe the homes, not the residents.

Can You Rent Out a Villa at The Villas at Country Creek?

Leasing is permitted with a requirement and an approval process, but the minimum lease term, the number of leases per year and any waiting period after purchase are not published for the villas, and this page states none of them.

What Is Established

The association's archived site carries a Lease Requirement Reminder, and the residents' group says renters not registered in the official directory are not approved. A form titled Homes for Sale or Rent Owner Usage Guidelines has existed. Those facts show a process, not its terms.

What an Investor Should Ask

Ask for the recorded Rules and Regulations, the villa association's leasing provisions, and the estoppel, and ask whether a lease application fee applies. A wrong assumption on lease length costs an investor the whole model.

Pet Rules at The Villas at Country Creek

Pets are permitted and common at Country Creek, but pet count, weight and breed limits are not published for The Villas at Country Creek, and this page states none of them; the recorded Rules and Regulations and the villa association's documents are where the limits live, and a buyer with a large dog should read them before writing an offer.

What the Association Publishes

The association's newsletter carries pet-safety content, including warnings on cane toads and on bear attractants such as pet food left outdoors. A pet limit is normally set in the master Declaration or Rules and may be stricter in a sub-association's documents; that is common Florida structure, not a documented Country Creek rule.

Assistance Animals

Federal fair housing rules treat assistance animals as a matter of reasonable accommodation, not as pets, under guidance published by the U.S. Department of Housing and Urban Development.

Do Florida's Condominium Milestone and Reserve Rules Apply to The Villas at Country Creek?

No. The villas are five homeowners' associations under Chapter 720 of the Florida Statutes, not condominiums under Chapter 718, so the milestone inspection and structural integrity reserve study duties in section 553.899 and the condominium reserve rules do not apply to them. The only Chapter 718 condominium at Country Creek is River's Reach.

Why It Matters to a Villa Buyer

A buyer used to condominium diligence should swap the questions. Ask for the villa association's budget and reserve schedule, the master association's budget, and the estoppel, and ask how shared-wall and roof maintenance are funded.

What Chapter 720 Does Give a Buyer

Chapter 720 controls the estoppel certificate, official records access and assessment collection for homeowners' associations. The estoppel timing above comes from section 720.30851, and the association-records right is in section 720.303.

Hurricanes, Flood Zone and Insurance at The Villas at Country Creek

All four villa-only streets are outside FEMA's Special Flood Hazard Area, in Zone X, but every Country Creek parcel is in Hurricane Evacuation Zone A, which is a separate designation, and the roof's age drives the insurance conversation for a 1990s villa more than any flood line does.

Flood Zone: Zone X on All Four Villa Streets

Country Creek is inside the incorporated Village of Estero, FEMA community identification 120260, and not in unincorporated Lee County. On our Country Creek street-by-street table, Candlewood Hollow, Willow Way, Calico Court and Weathered Vane Way are all Zone X with no parcel in the Special Flood Hazard Area, as is Country Barn Drive. The Special Flood Hazard Area follows the Estero River and reaches other streets in the community. A federal flood insurance mandate attaches only inside that area, so a villa buyer with a mortgage is not required by federal rules to carry flood coverage, though a lender or insurer may still ask for it.

Which Flood Map Governs

The governing map for Country Creek in 2026 is FEMA's revision under case 25-04-3811P, effective February 5, 2026, which replaced the 2022 panels. A buyer working from an older flood certificate or listing remark should have the zone confirmed against the current map for the address.

Evacuation Zone A Is Not a Flood Zone

The hurricane evacuation zone and the FEMA flood zone are different designations, made by different agencies for different purposes. Lee County GIS returns Zone A on every Country Creek parcel because modeled surge follows the Estero River corridor. Zone C begins a few hundred feet east of the community's boundary. The Village of Estero explains on its own flood page that flood zones, evacuation zones and surge are three different things.

Hurricane Ian at Country Creek

USGS surveyed two Ian high-water marks on the Estero River at the US 41 bridge on October 3, 2022, at 10.77 and 10.83 feet, 0.65 miles downstream of the community's western edge, against a local base flood elevation of 13.7 to 15.0 feet. Ian's surge, on that record, did not reach the base flood elevation at Country Creek. We say no documented structural damage and not no impact, and we found no source that documents villa-street damage.

The Roof Decides Insurance

Every villa was built before the Florida Building Code took effect on March 1, 2002, so the original construction cannot claim the code-compliance wind credit. Section 627.7011 of the Florida Statutes bars an insurer from refusing to write or renew a policy solely because a roof is under 15 years old, and lets a homeowner with a roof 15 years or older have an inspection before an insurer requires replacement. Section 553.844 governs when a re-roof must meet current code. The wind-mitigation form is the state's OIR-B1-1802, and any inspection ordered this year should be on the current revision. The roof permit date is a price-setting fact: ask the seller for the permit and order the wind-mitigation report in due diligence.

Citizens and the January 2027 Flood Requirement

Citizens Property Insurance Corporation requires flood insurance on all of its policies from January 1, 2027, with condominium unit-owner and tenant policies carved out. A villa owner's homeowner policy is not a unit-owner policy, so a buyer who places wind coverage with Citizens should budget for a flood policy from that date even in Zone X. At the end of April 2026 Citizens had 6,508 personal residential policies in Lee County, at an implied average premium of $2,197 (our arithmetic on Citizens' published totals), and that average spans every vintage in the county, so it is not a quote.

Flood Insurance Discount

The Village of Estero is a Community Rating System Class 6 community, which gives a 10 percent discount on federal flood premiums outside the Special Flood Hazard Area and 20 percent inside it. Unincorporated Lee County's Class 5 figures do not apply here.

The 50 Percent Rule

The Village's substantial-improvement rule is a floodplain-management rule, and none of the four villa streets is in the mapped hazard area, so we do not expect it to govern a villa project. Confirm with the Village for a specific address before you plan a large renovation.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Which Schools Serve The Villas at Country Creek?

The Villas at Country Creek has no zoned school: Lee County assigns students through a Residential Choice Proximity Plan, in which families rank every school in their zone and placement runs by lottery. Country Creek sits in elementary Proximity Zone Q, middle school Zone GG, and high school South Zone, Sub-zone 3, under the 2026-27 Student Enrollment Plan.

Do Not Read a Zoned-School Claim as Current

The Village of Estero's schools page and many listings still say a community is zoned for a named elementary, middle and high school. That was true under the pre-2023 model. Fixed boundaries were replaced for elementary in 2023-24 and for middle school in 2024-25.

How the Lottery Works

Families rank every available school in their zone, and placement is by lottery. Residence within two miles of a school earns the top proximity preference and also means no district bus, in the district's own words. For 2026-27 the choice application was due February 27, 2026.

A Closing After the Deadline

A family that closes after the choice application deadline does not enter the lottery, and a student new to the district is placed first-come, first-served at whatever school has a seat. If school placement matters, the closing date and the lottery calendar are the same decision.

High School Buses

Under the 2026-27 transportation table a Sub-zone 3 residence receives district transportation to Estero High, Bonita Springs High and South Fort Myers High.

Private Options and the College Next Door

Private and charter options are within reach in Estero, and Florida Gulf Coast University is about four miles away. Check current tuition and enrollment directly with each school.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

County and Village Permits at The Villas at Country Creek

A Country Creek home is regulated by the Village of Estero, not Lee County, so permits, floodplain determinations and inspections go through the Village's Community Development office, and roof and window permits are the ones that matter most for a villa's value and its insurance.

Who Issues Permits

The Village of Estero's Community Development office is at 9401 Corkscrew Palms Circle, telephone 239-221-5036. Ask for the permit history by address before you buy a villa, and ask the seller for the roof permit.

What Permit History Tells You

A roof permit from 2004 to 2006 puts the roof at 20 to 22 years old today, past the 15-year insurance line, and one from 2017 to 2019 or 2022 to 2024 keeps it inside that line for years. There is no public dataset of roof ages, because the county roll carries year built and not roof age.

Storm and Recovery Permits

Estero publishes disaster-recovery permit guidance for storm repairs. We could not open that Village document from our research connection, so we do not summarize it.

What Is Being Built Near The Villas at Country Creek?

Within about a mile of Country Creek, 525 residential units were filed or approved between September 2024 and September 2026, a fully grant-funded flood pond is in design, and the I-75 widening begins in late 2026, all on Village of Estero and state records.

The FEMA-Funded Flood Pond

The Village owns land behind the post office on Three Oaks Parkway where a roughly $6.5 million stormwater pond, funded by a FEMA Hazard Mitigation grant and a disaster-recovery block grant, is in design and permitting. It names Villages at Country Creek as a beneficiary. It is not built.

The Country Creek Bypass Project

The Village's capital plan carries a stormwater project called Villages at Country Creek Bypass, a 2020 planning estimate of $693,600 to widen a swale so water bypasses a narrow section of the Estero River's North Branch inside the community. That is a planning-sheet figure and not a current bid.

New Homes Nearby

TRG Estero, proposed 370 multifamily units and retail about 0.85 miles away, had a public information meeting on May 19, 2026 and no vote. Summercrest, 154 two-story townhomes at Corkscrew Road and Sandy Lane, expects construction late 2026.

Roads and Interstate

FDOT's I-75 project from north of Golden Gate Parkway to south of Alico Road is a $600 million-plus build starting late fall 2026 and running about four years. The Corkscrew Road widening under construction is 2.4 to 4.1 miles east of the community, and the segment in front of the gate is shown as beyond 2035. The Sandy Lane bike and pedestrian path was defunded in June 2026.

Daily Logistics at The Villas at Country Creek

The Villas at Country Creek sits on Corkscrew Road between US 41 and Three Oaks Parkway, west of I-75, with a Publix inside two miles, I-75 exit 123 about 1.9 miles away and Southwest Florida International Airport about 20 minutes in free-flow conditions.

Drive Times From the Gate

All times are free-flow models with no traffic and no seasonal component. Add for season and for the afternoon return.

Destination

Distance

Free-flow time

Publix at Corkscrew Village, US 41

1 to 2 miles

3 to 5 minutes

South County Regional Library

about 0.5 mile

under 5 minutes

Estero Community Park

0.8 mile

4 minutes

Miromar Outlets

under 2 miles

about 5 minutes

I-75 exit 123 (Corkscrew Road)

1.9 miles

5 minutes

Estero High School

1.9 miles

5 minutes

Coconut Point

under 5 miles

7 to 10 minutes

Florida Gulf Coast University

about 4 miles

about 10 minutes

Southwest Florida International Airport

about 10 to 13 miles

about 20 minutes

Bonita Beach Park

10.6 miles

18 minutes

Downtown Fort Myers

22.5 miles

32 minutes

Downtown Naples, 5th Avenue South

25.0 miles

33 minutes

Corkscrew Road at the Front Gate

FDOT's 2025 annual average daily traffic puts Corkscrew Road from US 41 to Three Oaks Parkway, the community's frontage, at 24,000 vehicles a day, against 38,500 from Three Oaks Parkway to I-75. The afternoon return is the pinch in season.

Healthcare

Lee Health Coconut Point has a 24-hour emergency department about 5 miles away, and it is an emergency department, not an inpatient hospital. The Village of Estero lists Gulf Coast Medical Center and NCH North Naples Hospital among the nearest hospitals. A walk-in urgent care is under a mile, and Southwest Florida Proton is about 2 miles away.

Trash, Utilities and Cable

Waste Pro collects curbside on Tuesdays, Lee County Utilities bills water and sewer, Florida Power and Light provides electricity, and Hotwire provides the community's fiber television and internet.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Does The Villas at Country Creek Compare to the Other Country Creek Neighborhoods?

The Villas at Country Creek is the price-entry, single-level, two-bedroom rung of Country Creek, sitting between the larger Villages at Country Creek houses and the River's Reach condominiums, and the three differ in count, legal regime and how often they trade.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; McGreevy and Comisar Country Creek sub-community roster, September 2026)

The Three Country Creek Neighborhoods Side by Side

The Villas at Country Creek

The Villages at Country Creek

River's Reach at Country Creek

Homes

122 on four villa-only streets, up to 265 allowed

624 on the county profile (746 single-family-use homes less the 122 villa-street floor)

220 condominium units

Legal regime

Chapter 720 homeowners' associations, five corporations

Chapter 720 homeowners' associations, three corporations

Chapter 718 condominium associations, five corporations

Built

1995 to 1999

1988 to 2001

1994 to 1999

12-month MLS closings, roster figure as of September 13

9

27

12

12-month MLS closings, our September 29 pull

10

27

not pulled

The roster's 12-month counts sum to 48 closings across the three, and the Villas' 9 became 10 in our later pull. Read the table as relative turnover: the Villages trade most in absolute terms. Ten Villas closings on the 122-home floor is about 8 percent of the homes in a year, and on the 265-home ceiling about 4 percent, against about 4 percent for the Villages (27 closings on 624 homes), our arithmetic.

Where a Villa Sits on Price

Over the last 12 months the Villas' MLS median was $301,500 (n = 10) and the Villages' was $355,000 (n = 27). Over 60 months the gap was $355,000 (n = 33) against $421,000 (n = 135). Both are MLS medians for the same windows, so they compare cleanly with each other, though neither compares with a county figure.

What Only a Comparison Shows

The county lists the Villas as one story and two bedrooms on every parcel, which is why the neighborhood has a narrow price band, while the Villages spans two, three and four bedrooms across a much wider range of heated area. The condominium regime at River's Reach is the one place where Chapter 718 duties apply.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

The Villas at Country Creek vs The Villages at Country Creek: Which Country Creek Neighborhood Fits You?

Choose The Villas at Country Creek if you want a one-story, low-square-footage, entry-price home in Country Creek; choose The Villages at Country Creek if you want more bedrooms, more square footage or a wider choice of home, at a higher median price. Both share the same gate, the same golf, the same five pools and the same master association.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser 2026 roll and recorded sales through July 29, 2026)

The Decision Table

The Villas at Country Creek

The Villages at Country Creek

Homes on the county profile

122 (floor; up to 265 allowed)

624

Bedrooms on the roll

2 on all 122

2 on 378, 3 on 235, 4 on 11

Heated area, roll

1,293 to 1,412 sq ft (median 1,373)

982 to 2,699 sq ft (median 1,446)

Year built, roll

1995 to 1999 (median 1997)

1988 to 2001 (median 1995)

12-month MLS closings and median

10 at $301,500

27 at $355,000

12-month median $ per MLS sq ft

$211.68

$243.22

12-month median days on market

96

70

12-month median sold-to-list

93.7%

94.7%

24-month MLS closings and median

15 at $329,900

52 at $373,500

36-month MLS closings and median

22 at $347,500

76 at $392,000

60-month MLS closings and median

33 at $355,000

135 at $421,000

MLS actives, median list

2 at $287,450

9 at $360,000

Months of supply, 12-month pace

2.4

4.0

County qualified sales, 2025

5 at $355,000

29 at $392,000

County qualified sales, 2026 to July 29

3 at $308,000

27 at $355,000

County qualified sales, since September 29, 2025

5 at $329,900

36 at $350,000

Governing associations

Five villa associations plus the master

Three Villages associations plus the master

How to Read It

The Villas have fewer sales, so their medians move more on any single closing; the 12-month Villas figure is a small-sample result at n = 10. The Villages have a larger and steadier record. The Villas' months of supply looks tighter than the Villages', but both Villas actives have sat 129 and 174 days.

If You Want Fewer Steps and Less Yard

The one-story, single-size villa is the simpler purchase to compare, because the size is nearly fixed. The tradeoff is fewer choices of floor plan and, in the MLS, a "den" label that the county roll does not record.

If You Want Space or a Different Plan

The Villages offer three-bedroom and four-bedroom homes and larger heated areas, but the Villages also include the community's estate and fairway product, and their price band is wider. Which association governs a specific Villages home is its own question.

The Shared Costs

Both neighborhoods sit inside the same master association, the same gate, the same clubhouse project and the same lawsuit. A buyer in either pays the master assessment plus one sub-association assessment, and neither amount is published.

Honest Pros and Cons of Owning at The Villas at Country Creek

The Villas at Country Creek offers bundled golf, a gated Estero address, one-story living and an entry price, against an unpublished fee structure, a live clubhouse assessment and lawsuit, 1990s roofs and a market that has slowed since 2025, and the lists below weigh each item against the record.

Pros

  • Entry price for Country Creek. A $301,500 median over 12 months and $355,000 over 60 months (n = 10 and 33) is a lower median than the Villages' $355,000 and $421,000 over the same windows.
  • One story. All 122 villa parcels are one story on the county roll.
  • Golf and amenities bundled. Membership comes with the home, a member round is $25, and five pools, five tennis courts and a fitness center are included.
  • No CDD. The tax bill has no district assessment line.
  • Zone X on all four villa streets. No federal flood mandate attaches inside the Special Flood Hazard Area for these streets.
  • Fast architectural review. The association states two to three business days.
  • Inside the Village of Estero, with a Community Rating System Class 6 flood discount.

Cons

  • No published fee. Neither the master nor any villa association publishes a current assessment.
  • A live special assessment and lawsuit over the clubhouse project, with the amount and outcome unpublished.
  • Clubhouse under renovation. Dining and the pro shop run from temporary facilities.
  • Pre-2002 construction. The roof's age and the wind-mitigation report drive insurance.
  • A slowing market. The median fell from $362,000 to $301,500 year over year and days on market rose, on small samples.
  • A count that is a range. The villa total is 122 to 265, not a single number.
  • No pickleball, and no water access.

Who It Fits and Who It Does Not

It fits a buyer who wants an Estero golf address at an entry price and can live with a two-bedroom, roughly 1,373 square foot plan. It fits less well a buyer who needs a published fee, three bedrooms, or a finished clubhouse this season.

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If you're searching for a Villas at Country Creek listing agent, or thinking, 'I need someone to sell my Villas at Country Creek home...' you are selling into an entry-price neighborhood where the ask against the recent closings and the paperwork decide the result. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

In the last 12 months we tracked all 10 Villas at Country Creek closings in the Southwest Florida MLS, pulled September 29, 2026, and every one of the 33 the MLS has recorded in five years. As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and Jesse McGreevy and Marc Comisar account for over $900 million in personal sales inside that number.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

The Villas at Country Creek's Recent Sales, by the Numbers

  • MLS closings, 12 months to September 29, 2026: 10, median $301,500 (mean of $295,000 and $308,000), from $210,000 to $355,000.
  • Dollar volume, same window: $2,927,900.
  • 24 months: 15 closings, median $329,900.
  • Days on market, 12 months: median 96, mean 119, range 16 to 329.
  • Sold-to-list, 12 months: median 93.7% of final list, mean of per-sale ratios 94.4%.
  • County qualified sales since September 29, 2025: 5, median $329,900 (small sample).
  • Represented-sale count: we publish none for The Villas at Country Creek, because none is on file; we walk you through all 33 on request.

Selling in The Villas at Country Creek Is Different in Six Ways

  • Two payers, two desks. The master association is self-managed on site, and the villa association's manager depends on which of the five villa corporations governs.
  • The estoppel. Florida requires delivery within 10 business days, with a statutory base fee of $250 that the state indexes, and Country Creek's certificate should be ordered against the contract date.
  • The clubhouse assessment. Have the current assessment position from the estoppel in hand before the first showing.
  • The roof. The roof permit date and a current wind-mitigation report answer the first insurance question.
  • Ask against the recent closings. A villa listed near $225,000 closed in three weeks in September 2026, while active listings at $249,900 and $325,000 have sat 129 and 174 days.
  • The size is nearly fixed. With heated area from 1,293 to 1,412 square feet, buyers compare condition and street, so photograph and describe both.

What Is Your Villas at Country Creek Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Villas at Country Creek home valuation. Jesse follows up with the closings that fit your villa: the same size, adjusted for condition, updates, roof and street. For the fuller Country Creek seller playbook, see the Country Creek seller guide linked earlier, and Call Jesse direct at (239) 898-6072.

(239) 898-6072, text or call. Confidential conversations welcome. Our The Villas at Country Creek seller's guide walks through the sale step by step, and the The Villas at Country Creek home valuation page shows how homes here are priced.

Is now a good time to sell a Villas at Country Creek villa?

The market is workable for a villa priced to the recent closings, but it has slowed. Two actives against 10 closings a year is about 2.4 months of supply, yet 2026 closings have a median of 64.5 days on market against 82 in 2025 and 5 to 11.5 in 2022 to 2024, and both active listings have sat over 120 days (Southwest Florida MLS, September 29, 2026).

How do I price a Villas at Country Creek villa?

Against the villa's own recent sales, by size and condition. The 12-month range is $210,000 to $355,000, and a villa that closed in 21 days in September 2026 was listed at $225,000.

How long will a Villas at Country Creek villa take to sell?

The 12-month median is 96 days on market and the 60-month median 16 days, with a range of 0 to 329 days in 60 months. The pace has slowed since 2025.

Do I need the association's approval to sell?

An approval process for purchases and leases exists at Country Creek, but its terms are not published for the villas. Ask the villa association's manager and read the recorded documents; the master requires the estoppel process whatever the villa association requires.

Can I sell a Villas at Country Creek villa with a tenant in it?

Generally yes, subject to the lease and the association's rules, but lease terms are not published for the villas. The buyer takes the lease, so confirm the tenant's status with the villa association's manager before listing.

Your Local Real Estate Experts

The Villas at Country Creek owners and buyers work directly with Jesse McGreevy and Marc Comisar, who have sold Southwest Florida real estate for more than twenty years, lead Domain Realty Group, and checked every recent Villas at Country Creek sale and public record before writing this guide.

You can read how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Villas at Country Creek guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, and the team launched in October 2008.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Our Clients Say

McGreevy and Comisar is a top-reviewed Villas at Country Creek realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer's own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review

★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review

★★★★★ “I can only say he is a refreshing and highly motivated professional. No tricks exaggerations nor falsehoods. His way of bringing quality clients is exceptional. He does not bring lookers. He brings buyers!” Dennis Overton, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 ·
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions: The Villas at Country Creek Buyer Edition

These are the questions buyers ask most about The Villas at Country Creek homes for sale, villas, HOA fees and living in Estero, answered from the records cited below. Each answer names The Villas at Country Creek and points to the section that holds the detail. Where a record is not public, the answer says so. To talk it through, Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What is The Villas at Country Creek?

The Villas at Country Creek is the attached-villa neighborhood of Country Creek, a gated bundled-golf community of 966 homes in Estero, Florida. It has at least 122 one-story, two-bedroom villas on four villa-only streets, built 1995 to 1999.

How many homes are in The Villas at Country Creek?

At least 122, on the county roll's four villa-only streets, and up to 265 under the 1994 zoning action per our roster. Country Barn Drive mixes villas and detached homes and the roll cannot separate them, so the exact villa count is not published.

Where is The Villas at Country Creek?

Inside Country Creek, on Corkscrew Road between US 41 and Three Oaks Parkway in Estero, Lee County, ZIP 33928, in the incorporated Village of Estero and not in unincorporated Lee County.

Is The Villas at Country Creek the same as The Villages at Country Creek?

No. The Villages at Country Creek is the detached-home side of the same gate, with its own guide. The recorded name of the whole community is The Villages at Country Creek, which is why the names blur.

Is this the Country Creek in Altamonte Springs?

No. That Country Creek is in Seminole County and has a different master association. This page covers Estero, Lee County.

How much do homes cost at The Villas at Country Creek?

The 12-month MLS median is $301,500 across 10 closings (mean of $295,000 and $308,000), from $210,000 to $355,000. The 60-month median is $355,000 across 33 closings. See the market snapshot above.

Have prices at The Villas at Country Creek gone up or down?

Down since 2025. MLS medians ran $367,000 to $380,000 from 2022 to 2024, then $347,500 in 2025 and $284,000 in 2026 to September 29, all small yearly samples.

How long do villas take to sell at The Villas at Country Creek?

The 12-month median is 96 days on market, against 16 days over 60 months. Two active listings had sat 129 and 174 days on September 29, 2026.

What do buyers actually pay compared with list price?

The 12-month median sold-to-list ratio is 93.7% of the final list price, and 9 of the 10 closings sold below list.

How big are the villas at The Villas at Country Creek?

The county roll shows heated area from 1,293 to 1,412 square feet, with a median of 1,373. All 122 are two bedrooms.

Are the villas one story?

Yes. The county roll shows every single-family-use home in Country Creek as one story, and the villas are attached.

When were the villas at The Villas at Country Creek built?

Between 1995 and 1999, with a median of 1997. Calico Court is the oldest, and Willow Way was the last villa street completed.

What is the HOA fee at The Villas at Country Creek?

Not published. A villa owner pays the master association plus exactly one of five villa associations, and no current amount is public. The estoppel certificate states the exact figures for a specific villa.

What does the villa association cover?

That depends on the villa association's declaration, which is not public online. Our research notes that villa owners generally receive exterior grounds maintenance through their sub-association, so confirm per address, along with roof and shared-wall responsibility.

How many associations govern The Villas at Country Creek?

Six layers in all: the master association plus five villa homeowners' associations, The Villas at Country Creek I through V, all active with 2026 annual reports on file at the Florida Division of Corporations.

Who manages the villa associations?

The state record shows MyTown Communities of Fort Myers for the first, second, third and fifth villa associations and Compass Rose Management of Cape Coral for the fourth. Confirm the manager for the specific villa.

Is golf included at The Villas at Country Creek?

A golf membership comes with ownership, with no equity deposit or initiation fee published. A member round on the 18-hole executive course is $25.00 before tax, May to October 2026.

What is the golf course like?

An 18-hole executive layout of 3,871 yards, par 61, made of eleven par 3s and seven par 4s, semi-private and open to the public May 1 through October 31.

Which amenities can villa owners use?

All of them: five pools including the Candlewood Hollow satellite pool, five tennis courts at two locations, a fitness center with a $25 key card, bocce and horseshoes.

Does The Villas at Country Creek have pickleball?

No. The Village of Estero denied a pickleball development order at the clubhouse on July 25, 2023, and the club lists none.

Is the clubhouse open?

It is under renovation. Demolition began April 13, 2026, and administration, the pro shop, dining and bar run from temporary facilities as of September 2026.

Is there a special assessment at The Villas at Country Creek?

The master association levied one for the clubhouse project, and a lawsuit, case 26-CA-000387, asks whether Section 5.1 of the Declaration required a membership vote first. The amount and the outcome are not published.

Is The Villas at Country Creek in a flood zone?

The four villa-only streets are Zone X, outside the Special Flood Hazard Area, on our Country Creek street table, under the map effective February 5, 2026. Every Country Creek parcel is in Hurricane Evacuation Zone A, which is a separate designation.

Do I need flood insurance at The Villas at Country Creek?

Not by federal mandate for a Zone X villa, but a lender or insurer may require it, and Citizens requires flood on all its policies from January 1, 2027.

How does the roof affect insurance at The Villas at Country Creek?

Every villa predates the 2002 Florida Building Code. Roofs 15 years or older draw insurer scrutiny under section 627.7011, so the roof permit date and a current wind-mitigation report matter.

What are the property taxes at The Villas at Country Creek?

The 2025 billed millage in the Village of Estero district is 13.0214 mills. As an illustration, $301,500 at that rate is about $3,926, plus the $366.39 solid waste line about $4,292. A sale resets the Save Our Homes cap, so the actual bill differs.

Is there a CDD?

No community development district assessment appears on the Country Creek tax bill.

Can I rent my villa at The Villas at Country Creek?

A lease requirement and approval process exist, but the minimum term and annual limits are not published. Read the recorded Rules and Regulations and the villa association's documents.

Are pets allowed?

Pets are permitted and common, but count, weight and breed limits are not published for the villas.

Is The Villas at Country Creek a 55+ community?

We found no age restriction in any first-party source and no recorded housing-for-older-persons declaration. Confirm in the recorded documents.

What schools serve The Villas at Country Creek?

There is no zoned school. Country Creek is in elementary Proximity Zone Q, middle Zone GG and high school South Zone Sub-zone 3, and placement runs by lottery.

How far is The Villas at Country Creek from the airport and beaches?

Southwest Florida International Airport is about 20 minutes in free-flow conditions, and Bonita Beach Park is about 18 minutes. Add time in season.

What should I ask before buying at The Villas at Country Creek?

Ask for the estoppel, the master and villa association budgets, the Rules and Regulations, the roof permit and a wind-mitigation report, and the current special assessment position.

Frequently Asked Questions: The Villas at Country Creek Seller Edition

These are the questions sellers ask most about selling a Villas at Country Creek villa in Estero, answered from the recent closings and the public record. Each answer names The Villas at Country Creek. For a number on your villa, use the free home valuation or Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What is my Villas at Country Creek villa worth?

Start from the 12-month median of $301,500 (n = 10, mean of $295,000 and $308,000) and adjust for street, condition, roof and asking history. The 24-month median is $329,900 (n = 15). For a number on your villa, use the free home valuation or Call Jesse direct at (239) 898-6072.

What have Villas at Country Creek villas sold for recently?

In 2026 to September 29, six closed: $210,000, $215,000, $260,000, $308,000, $329,900 and $340,000. The full 60-month list is in the market snapshot above, by month and price.

Are online value estimates accurate for The Villas at Country Creek?

Not reliably. With 5 to 10 sales a year, one sale moves an automated estimate, and the estimate cannot see condition, roof age, the street or the association paperwork.

Should I price a Villas at Country Creek villa off 2023?

No. The 2023 MLS median was $380,000 and the last 12 months is $301,500, so a 2023 comparison overprices by a wide margin. Use the recent closings.

Does a den change my Villas at Country Creek value?

The MLS has priced den-labeled villas higher, with a 60-month median of $358,500 against $355,000 for plain two-bedrooms, but the county roll records two bedrooms and no den on every villa, so show the floor plan.

How many Villas at Country Creek villas are for sale now?

Two, as of September 29, 2026, listed at $325,000 and $249,900 after 174 and 129 days on market. A small supply does not mean a fast sale.

How long will my Villas at Country Creek villa take to sell?

The 12-month median is 96 days and the range in 60 months is 0 to 329 days. A villa listed near $225,000 in September 2026 closed in 21 days.

Is now a good time to sell a Villas at Country Creek villa?

The market is workable for a well-priced villa, but sold prices and days on market have moved against sellers since 2025. Price to the recent closings, not to the 2022 to 2024 peak.

Will my villa sell below asking?

Likely. In the last 12 months 9 of 10 closed below final list, at a median 93.7%. Price with room, and read the sale-by-sale table above.

What does the clubhouse renovation mean for my sale?

Buyers will ask about the special assessment and the lawsuit. Have the estoppel and the current construction status in hand at listing so you control the conversation.

Do I have to disclose the lawsuit?

Ask your attorney and title agent what Florida disclosure requires of you. The case, number 26-CA-000387, is a public court record, and buyers can find it, so we recommend raising it early.

What is an estoppel certificate and when do I order it?

It is the association's statement of what the villa owes and what is due at closing. Under section 720.30851 it must be delivered within 10 business days of a written request, and it is effective for 30 days, or 35 if mailed, so order it against your contract date.

What does the estoppel cost at The Villas at Country Creek?

The statute's base cap is $250, plus up to $150 if money is owed and $100 to expedite, indexed by the state every five years. Our 2026 seller-cost research shows $299, $179 and $119 for the indexed figures. Read the fee on the certificate against the current statute.

Who do I send the estoppel request to?

The villa association's manager, which depends on which of the five villa corporations governs, and the master association's administration office. They are different desks, so ask us and we will route it.

Who pays the title policy and doc stamps?

In Lee County the seller customarily pays the owner's title policy and doc stamps at $0.70 per $100 of price, and the contract controls.

What closing costs should I expect to pay when I sell?

Commission as negotiated, doc stamps on the deed, the owner's title policy where custom applies, prorated association assessments, the estoppel fee, and any payoff. See our seller costs research for the list.

What will I net at $300,000?

Doc stamps alone at $0.70 per $100 are $2,100 on $300,000. The rest depends on your commission, payoff, title costs and prorations, so ask for a net sheet.

Do I need to fix the roof before selling?

Not necessarily, but the roof's age drives the buyer's insurance quote. A roof under 15 years old avoids the section 627.7011 issue. Have the permit date and a wind-mitigation report ready.

What is a wind-mitigation report and should I have one?

It records the villa's storm features on the state's form OIR-B1-1802. A recent one lets a buyer's insurer credit real features, and it can save a deal.

Do I need the association's approval to sell?

An approval process exists at Country Creek, but its terms are not published for the villas. Confirm with the villa association's manager.

Can I sell with a tenant in place?

Generally yes, subject to the lease and association rules. The buyer takes the lease, so confirm the tenant's status with the manager first.

Are buyers asking about flood zones?

Yes. Tell them the four villa streets are Zone X on the current map, effective February 5, 2026, and that Evacuation Zone A is a separate designation.

Does the golf membership transfer to the buyer?

Golf comes with ownership at Country Creek, with no equity certificate, so the buyer receives access through the home. Confirm any transfer fee on the estoppel.

How do I explain the fee to buyers when none is published?

Give them the estoppel early. It states the exact regular assessment, frequency and any special assessment, which is more credible than a listing-site number.

Should I list now or wait for the clubhouse to finish?

Waiting has a cost too: the clubhouse timeline is not published, and the market has slowed since 2025. Decide from your own timeline and the closings, not a guess.

How should I stage a one-story attached villa?

Show the floor plan, the light and the storage, and disclose what the villa association maintains. Buyers compare a nearly fixed size, so condition and presentation decide.

What photos and marketing help a villa sell?

Professional photography, video, drone for the setting and the golf and creek views where they exist, and the qualified-buyer database we have built over twenty years in Estero.

Can I sell off-market or quietly?

Yes, where a seller wants discretion, a listing can be worked before it is public. Talk to Jesse about timing.

How do I compare agents for The Villas at Country Creek?

Ask each for the recent Villas closings by street, the pricing logic and the paperwork plan. We publish ours above, including the fact that we have no count of Villas sales we represented.

Do you have a track record selling in The Villas at Country Creek?

We publish none, because none is on file for this neighborhood. What we can show is that we tracked all 33 MLS closings in five years and the county record behind them.

What is the 2025 tax and Save Our Homes effect on my buyer?

Your buyer's first taxable value resets at the sale, so their bill can differ from yours. With the 2025 millage of 13.0214 mills, $301,500 is about $3,926 before the $366.39 solid waste line, our arithmetic.

How do I start?

Get a free home valuation or Call Jesse direct at (239) 898-6072. We start with your street's recent closings and your documents.

Sources and Authoritative References

Every fact on this Villas at Country Creek guide traces to a primary record below: the Country Creek master association's own pages, Florida state records, Lee County and Village of Estero records, FEMA and federal sources, and dated local reporting. Parcel and sale facts come from the county roll and the MLS. No brokerage, listing portal or IDX feed is cited. Two Lee County zoning resolution pages returned only a script shell to our fetch, so the 265-unit ceiling is a roster figure and not a quotation from them.

  1. The Villages at Country Creek master association, home page (accessed September 30, 2026)
  2. The Villages at Country Creek, Golf (accessed September 30, 2026)
  3. The Villages at Country Creek, Golf rates (accessed September 30, 2026)
  4. The Villages at Country Creek, Pro Shop (accessed September 30, 2026)
  5. The Villages at Country Creek, Tennis (accessed September 30, 2026)
  6. The Villages at Country Creek, Amenities (accessed September 30, 2026)
  7. The Villages at Country Creek, Dining (accessed September 30, 2026)
  8. Lee County Property Appraiser, property search (accessed September 30, 2026)
  9. Lee County Property Appraiser, subdivision report (accessed September 30, 2026)
  10. Lee County Property Appraiser, 2025 Taxing District Millage Book (PDF) (accessed September 30, 2026)
  11. Lee County, planned development DCI86213 datasheet (accessed September 30, 2026)
  12. Lee County, DCI86213 zoning case record (accessed September 30, 2026)
  13. Lee County, resolution PD-94-029 (accessed September 30, 2026)
  14. Lee County, resolution PD-93-024 (accessed September 30, 2026)
  15. FEMA National Flood Hazard Layer map service (accessed September 30, 2026)
  16. FEMA Flood Map Service Center (accessed September 30, 2026)
  17. FloodSmart, federal flood insurance information (accessed September 30, 2026)
  18. Florida Statutes 720.30851, estoppel certificates (accessed September 30, 2026)
  19. Florida Statutes 720.305, obligations of members and remedies (accessed September 30, 2026)
  20. Florida Statutes 720.3085, payment for assessments and lien (accessed September 30, 2026)
  21. Florida Statutes 720.303, association powers and duties (accessed September 30, 2026)
  22. Florida Statutes 720.301, definitions (accessed September 30, 2026)
  23. Florida Statutes 720.306, meetings of members (accessed September 30, 2026)
  24. Florida Statutes 720.3075, prohibited clauses (accessed September 30, 2026)
  25. Florida Statutes 720.3015, homeowners' association dispute resolution (accessed September 30, 2026)
  26. Florida Statutes 553.844, wind and flood mitigation and roofs (accessed September 30, 2026)
  27. Florida Statutes 627.0629, residential windstorm mitigation credits (accessed September 30, 2026)
  28. Florida Statutes 627.7011, homeowners' policies and roof age (accessed September 30, 2026)
  29. Florida Statutes 201.02, tax on deeds (accessed September 30, 2026)
  30. Florida Statutes 712.05, marketable record title (accessed September 30, 2026)
  31. Florida Statutes 189.061, special district public facilities reports (accessed September 30, 2026)
  32. Florida Statutes 718.503, developer disclosure (accessed September 30, 2026)
  33. Florida Statutes 720.302, purposes and scope (accessed September 30, 2026)
  34. Florida Senate, Florida Statutes 2026, section 720.30851 (accessed September 30, 2026)
  35. Florida Senate, Florida Statutes 2026, section 720.305 (accessed September 30, 2026)
  36. Florida Senate, 2022 Special Session D, SB 4-D (accessed September 30, 2026)
  37. Florida Department of Revenue, documentary stamp tax (accessed September 30, 2026)
  38. Citizens Property Insurance, flood insurance (accessed September 30, 2026)
  39. Citizens Property Insurance, policies in force, April 30, 2026 (accessed September 30, 2026)
  40. Citizens Property Insurance, policies in force detail by county, April 30, 2026 (PDF) (accessed September 30, 2026)
  41. Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (PDF) (accessed September 30, 2026)
  42. Florida Office of Insurance Regulation (accessed September 30, 2026)
  43. Florida Chief Financial Officer, consumer services (accessed September 30, 2026)
  44. National Hurricane Center, Hurricane Ian Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  45. National Hurricane Center, Hurricane Milton Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  46. U.S. Department of Housing and Urban Development, assistance animals (accessed September 30, 2026)
  47. Internal Revenue Service, Topic 701, sale of your home (accessed September 30, 2026)
  48. Internal Revenue Service, Publication 523, selling your home (accessed September 30, 2026)
  49. Consumer Financial Protection Bureau, owning a home (accessed September 30, 2026)
  50. School District of Lee County, student enrollment (accessed September 30, 2026)
  51. School District of Lee County, school zones (accessed September 30, 2026)
  52. Florida Gulf Coast University (accessed September 30, 2026)
  53. FDOT SWFL Roads, project 452544-1, I-75 (accessed September 30, 2026)
  54. Lee County, Corkscrew Road widening (accessed September 30, 2026)
  55. Lee County Community Development (accessed September 30, 2026)
  56. Lee County, FIRM flood zones (accessed September 30, 2026)
  57. Lee County, special districts (accessed September 30, 2026)
  58. Lee County Parks, Bonita Beach (accessed September 30, 2026)
  59. Lee County Utilities (accessed September 30, 2026)
  60. Lee County Solid Waste (accessed September 30, 2026)
  61. Lee County Tax Collector (accessed September 30, 2026)
  62. Florida Department of Health (accessed September 30, 2026)
  63. Florida Department of Transportation (accessed September 30, 2026)
  64. Village of Estero, permits (accessed September 30, 2026)
  65. Village of Estero, flood maps and zones (accessed September 30, 2026)
  66. Village of Estero, floodplain protection (accessed September 30, 2026)
  67. Village of Estero, medical facilities (accessed September 30, 2026)
  68. Miromar Outlets, driving directions (accessed September 30, 2026)
  69. WGCU, Estero passes 2025-26 budget (September 24, 2025) (accessed September 30, 2026)
  70. Gulfshore Business, Estero development report (January 26, 2026) (accessed September 30, 2026)
  71. Florida Division of Corporations, corporation search (accessed September 30, 2026)
  72. Florida Division of Corporations, The Villas at Country Creek Homeowners Association, Inc., document N95000001601, filed April 3, 1995, annual report March 17, 2026 (retrieved September 30, 2026).
  73. Florida Division of Corporations, The Villas at Country Creek II Homeowners Association, Inc., document N95000005474, filed November 16, 1995, reinstated March 22, 2001, annual report March 12, 2026 (retrieved September 30, 2026).
  74. Florida Division of Corporations, The Villas at Country Creek III Homeowners Association, Inc., document N96000000662, filed February 2, 1996, reinstated November 21, 2001, annual report March 25, 2026 (retrieved September 30, 2026).
  75. Florida Division of Corporations, The Villas at Country Creek IV Homeowners Association, Inc., document N96000004463, filed August 23, 1996, annual report March 4, 2026 (retrieved September 30, 2026).
  76. Florida Division of Corporations, The Villas at Country Creek V Homeowners Association, Inc., document N97000006324, filed November 7, 1997, annual report January 22, 2026 (retrieved September 30, 2026).
  77. Lee County Property Appraiser, 2026 tax roll: 122 residential parcels on Candlewood Hollow, Willow Way, Calico Court and Weathered Vane Way, year built, bedrooms and heated area.
  78. Lee County recorded sales, DOR-qualified, all years on file, newest recording July 29, 2026, as carried in the county sales file.
  79. Southwest Florida MLS Matrix, Development Country Creek, Sub-condo Villas at Country Creek, closings and actives, pulled September 29, 2026.
  80. McGreevy and Comisar sub-community roster for Country Creek, September 2026, including the villa street merge and the 122 to 265 count range.
  81. McGreevy and Comisar Country Creek community guide, September 2026: street table, governance, clubhouse, flood, insurance and school research (association and Village records cited there).
  82. McGreevy and Comisar seller costs research, Florida, 2026, including the indexed estoppel fees.

Downloadable Documents

The Villas at Country Creek's key documents are published by the State of Florida, FEMA, the federal government and Lee County; the table links each to its issuing authority. The recorded master Declaration is available through the Lee County Clerk's official records, and the villa estoppel through the villa association's manager.

Document

Issued by

Date

Link

Florida Statutes 720.30851, estoppel certificates

Florida Legislature

2026

Statute text

Uniform Mitigation Verification Inspection Form

Florida Office of Insurance Regulation

rev. 2026

OIR-B1-1802, PDF

2025 Taxing District Millage Book

Lee County Property Appraiser

2025

Millage book, PDF

Citizens policies in force, detail by county

Citizens Property Insurance Corporation

April 30, 2026

Detail by county, PDF

Hurricane Ian Tropical Cyclone Report

National Hurricane Center

2022

Ian report, PDF

Hurricane Milton Tropical Cyclone Report

National Hurricane Center

2024

Milton report, PDF

Villas at Country Creek homeowners' association records, I through V

Florida Division of Corporations

filed 1995 to 1997

Corporation search

Selling your home, Publication 523

Internal Revenue Service

current

Publication 523

National Flood Hazard Layer

Federal Emergency Management Agency

current

Flood map service


Market data from Southwest Florida MLS, pulled September 2026. McGreevy and Comisar, Best Realtor for The Villas at Country Creek. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.