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Aerial view of homes beside a lake and golf course, with fairways and sand bunkers.

Miromar Lakes Beach & Golf Club - Bellavista

Bellavista is a 60-unit coach home condominium on Bellavista Circle in Miromar Lakes, built in 2003 and 2004 beside the Beach Club, with its own condominium association and elevator units on the county roll. Sell or buy with McGreevy and Comisar.

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McGreevy and Comisar are the team Bellavista sellers call first, and the team Bellavista buyers call when they want the record rather than the brochure: what each recorded Bellavista sale since 2021 paid, which units carry a private elevator on the county roll, what the Miromar Lakes CDD puts on a Bellavista tax bill, and what the condominium association’s own filings say. Bellavista is a 60-unit coach home condominium inside the master-planned community of Miromar Lakes in the Estero area, Florida. It is fifteen buildings of four residences each on one street, Bellavista Circle, completed in 2003 and 2004, and it sits beside the Beach Club grounds on the county’s parcel map. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.

Miromar Lakes itself is not a city. It is a mailing name the Postal Service accepts for ZIP 33913, and every Bellavista home is in Miromar Lakes, in unincorporated Lee County near Estero, which means Lee County, not the Village of Estero, issues its permits, sets its zoning and carries its flood insurance rating.

This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), the Florida Division of Corporations file for Bellavista at Miromar Lakes Condominium Association, Inc., including its 2003 Articles of Incorporation and 2004 amendment, the Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget, FEMA’s National Flood Hazard Layer queried building by building, Lee County’s hazard, utility and zoning layers, the Florida Condominium Act, and the Southwest Florida MLS figures we pulled on September 30, 2026. Where the public record stops, we say so and name the document that answers the question.

If you own in Bellavista and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the fee, flood and comparison sections will tell you whether Bellavista fits before you tour.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

Why McGreevy and Comisar Are the Best Realtor for Bellavista

McGreevy and Comisar are the best realtor for Bellavista because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Bellavista market read built from every qualified Bellavista deed since 2009, the condominium’s recorded instruments, the association’s filings and the CDD’s own budget.

If you’re searching for the best realtor for Bellavista in Miromar Lakes, Estero, whether you’re ready to sell your Bellavista home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters in Bellavista for a specific reason. Sixty units in two floor plans means Bellavista trades rarely: the Lee County deed record shows no qualified Bellavista sale at all between June 2021 and April 2024, and none in calendar 2025. When a market goes quiet for years and then reprices, the last comparable before the gap was nearly three years old when sales resumed, and $200,000 to $400,000 below the deeds that followed. A listing agent who prices off that comparable, or off a Miromar Lakes average, can miss by six figures before the first showing.

Recent Bellavista track record (last 12 months): In the last 12 months Bellavista has seen 4 resales in the Lee County qualified-deed record (September 2025 through the newest recorded Bellavista deed, May 13, 2026), at a median of $900,000, and the highest-priced Bellavista sale in that window was $975,000. The Southwest Florida MLS (pulled September 30, 2026) shows those same four closings plus two that closed after the county file’s newest entry, $700,000 on August 14, 2026 and $845,000 on September 16, 2026, so its six-closing median for the 12 months to September 30, 2026 is $877,500, with a median of 160 days on market. With so few sales, we tracked every qualified deed instead of leaning on a median, and we will walk you through each one.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Bellavista home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.

Buying a home in Bellavista? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Selling in Bellavista also runs through the Estero-area market as a whole, and our guide to the best real estate agents in Estero sets out how we compare with the other teams working this corridor.

Key Takeaways

  • Bellavista at Miromar Lakes, A Condominium, is 60 coach home condominium units in 15 buildings of four, all on Bellavista Circle, in Miromar Lakes, in unincorporated Lee County near Estero, with a Miromar Lakes, FL 33913 mailing address.
  • The Lee County roll shows two floor plans in equal numbers: 30 units of 1,915 heated square feet and 30 units of 2,483 heated square feet, built in 2003 and 2004. Twenty-five of the thirty larger units carry the words “+ ELEVATOR” in their legal description.
  • The Lee County qualified-deed record shows 7 Bellavista sales in the 60 months since September 2021, all resales, at a median of $920,000 and a range of $875,000 to $1,000,000; the four since September 2025 have a median of $900,000.
  • Across all recorded history since April 2009 the county records 84 qualified Bellavista resales at a median of $462,500, which shows how far the market has moved: the 2021 median was $560,000.
  • Bellavista has its own condominium association, Bellavista at Miromar Lakes Condominium Association, Inc. (Florida document N03000004945, filed June 2003, active), under the Miromar Lakes Master Association; its Articles give it the power to approve or disapprove proposed purchasers and lessees.
  • The Miromar Lakes CDD’s adopted Fiscal Year 2027 budget sets the Bellavista assessment at $1,305.08 per unit ($565.11 debt service plus $739.98 operations), collected on the Lee County tax bill.
  • FEMA’s flood map puts every Bellavista building in Zone X, an area of minimal flood hazard, on panel 12071C0581F. Every building is in Lee County Evacuation Zone D and a 160 mph design wind speed area.
  • Neither association publishes its dues; the estoppel certificate and the condominium resale disclosure package are the documents that give a buyer the real numbers.
  • Golf is optional and separate: the Miromar Lakes Golf Club initiation fee is $140,000, and a waitlist applies to resale buyers.

Table of Contents

Bellavista at Miromar Lakes, section by section. Each link below jumps to its part of this guide, from the market snapshot and the fee layers to the building-by-building flood record, the comparison with San Marino, the seller section and the sources behind every figure.

Living in Bellavista as a Homebuyer

Living in Bellavista means owning a coach home condominium unit, one of four in a two-level building on a single loop street, inside Miromar Lakes Beach & Golf Club, with the condominium association operating the buildings and grounds and the Master Association providing the Beach Club. Bellavista buyers get the full Miromar Lakes address in one of its smallest and quietest neighborhoods.

What “Coach Home” Means in Bellavista

In Southwest Florida the phrase coach home usually means a low-rise building of a few condominium units, often two up and two down, each with its own entry and garage, owned as a condominium. Bellavista’s legal form bears that out: the Lee County Property Appraiser codes all 60 Bellavista parcels as condominium units (use code 04), and the association’s Articles of Incorporation describe it as operating “BELLAVISTA AT MIROMAR LAKES, A CONDOMINIUM” under Chapter 718 of the Florida Statutes. You own your unit; you share the roof, the structure, the grounds and the common elements with your neighbors through the association. The Miromar Lakes CDD bills Bellavista in its multifamily class, and its budget spells the neighborhood “Bella Vista”.

Upstairs, Downstairs and the Elevator Units

The roll records each building’s units 01 and 02 at 1,915 heated square feet and units 03 and 04 at 2,483 heated square feet, and it adds “+ ELEVATOR” to the legal description of 25 of the 30 larger units. Our reading of that pattern is that the larger residences are the second-floor homes and that most of them carry a private elevator conveyed with the unit; the Declaration of Condominium’s plot plans are the document that settles it for a specific unit. The five larger units without the notation are 1003, 1004, 1304, 1404 and 1504. For a buyer who wants the bigger plan without daily stairs, that line in the legal description is worth checking before a showing.

Who Buys in Bellavista

Bellavista sits in the middle of the Miromar Lakes price ladder. The typical unit has three bedrooms on the county roll (35 of the 60), 1,915 or 2,483 square feet of heated space, and a price the recent deed record puts between $875,000 and $1,000,000. That profile suits seasonal owners who lock the door and leave for part of the year, buyers stepping down from a larger Miromar Lakes home who want to keep the address and the Beach Club, and buyers who want an upstairs residence with an elevator rather than a single-family maintenance load.

A Day in Bellavista

A Bellavista morning can start at the neighborhood’s own clubhouse, a 1,161 square foot building completed in 2003 on the neighborhood’s recorded plat tract, or with a short walk toward the Beach Club, whose grounds the county parcel map places beside Bellavista Circle. The Beach Club’s 10,000 square foot zero-edge pool, fitness center and about three miles of private beach are Master Association common area. Afternoons on Lake Como, the community’s 700-acre freshwater lake, and evenings at the Blue Water Beach Grill are the pattern the developer describes. Golf is a separate membership at the Miromar Lakes Golf Club, Florida Gulf Coast University is next door, and the developer puts Southwest Florida International Airport 10 to 15 minutes away.

Bellavista Market Snapshot: What Bellavista Coach Homes Sell For

Data updated: September 2026. The Bellavista market is thin and recently repriced: the Lee County qualified-deed record shows 7 Bellavista sales in the 60 months since September 2021, all resales, at a median of $920,000, and 4 of them recorded since September 2025 at a median of $900,000, against a median of $560,000 for the 17 sales of 2021.

The yardstick here is the county’s own record: deeds the Lee County Property Appraiser marks as qualified (arm’s-length) sales of improved condominium units, matched to Bellavista by the condominium’s recorded legal description. Because no window shorter than all recorded history holds ten Bellavista sales, the 12, 24 and 60-month figures below are shown with every sale listed rather than as a median alone. Builder-direct sales are counted separately and there were none in any window since 2009, which fits a condominium completed in 2004.

Measure (Lee County qualified deeds)

Bellavista

First window with ten or more sales

All recorded history, April 2009 to May 13, 2026: 84 resales, median $462,500

60 months (since September 2021)

7 resales, median $920,000 (odd count: the fourth of seven)

60-month range

$875,000 to $1,000,000

60-month dollar volume

$6,514,000

60-month mean price per heated square foot

$405 (mean of each sale’s own ratio; median $393)

24 months (since September 2024)

5 resales, median $920,000

12 months (since September 2025)

4 resales, median $900,000 (even count: the mean of $880,000 and $920,000)

1,915 square foot plan, 60 months

2 sales, $875,000 and $889,000

2,483 square foot plan, 60 months

5 sales, $880,000 to $1,000,000

The Seven Recorded Bellavista Sales Since September 2021

Recorded

Price

Heated sq ft

Price per sq ft

Building

April 2024

$889,000

1,915

$464

12

May 2024

$1,000,000

2,483

$403

8

December 2024

$975,000

2,483

$393

4

February 2026

$920,000

2,483

$371

9

April 2026

$875,000

1,915

$457

3

May 2026

$880,000

2,483

$354

7

May 2026

$975,000

2,483

$393

10

Three things stand out. First, the two plans sell closer together than their size suggests: the 1,915 square foot units brought $875,000 and $889,000, while the larger plan ranged from $880,000 to $1,000,000, so the smaller plan earns far more per square foot, $457 to $464 against $354 to $403. Second, the range is tight: seven sales inside a $125,000 band over just over two years. Third, every one of these sales came after a gap of almost three years with no qualified Bellavista deed, from June 30, 2021 to April 10, 2024, so there is no recorded Bellavista price at all for the 2022 and 2023 peak years that moved much of Southwest Florida.

Bellavista Prices Year by Year

Data updated: September 2026. The Lee County file lets us follow Bellavista back to April 2009. Counts are qualified improved-unit deeds only; a year with two or three sales is a handful of data points, not a trend.

Year

Qualified sales

Median price

2009 (from April)

4

$342,000

2010

2

$362,450

2011

4

$410,000

2012

5

$340,000

2013

3

$380,000

2014

4

$383,500

2015

9

$425,000

2016

7

$465,000

2017

4

$557,500

2018

10

$468,000

2019

4

$437,500

2020

4

$562,450

2021

17

$560,000

2022

0

none recorded

2023

0

none recorded

2024

3

$975,000

2025

0

none recorded

2026 (to May 13)

4

$900,000

The pattern is a long, slow climb and then a step. Bellavista traded between about $340,000 and $470,000 through the 2010s, reached a median of $560,000 in the busy year of 2021, when 17 units changed hands, and then reappeared in 2024 and 2026 at $875,000 to $1,000,000. The 2026 median sits about 61 percent above the 2021 median. Over all 84 recorded sales, the 2,483 square foot plan has the higher median, $540,000 against $420,000, which is consistent with the recent pattern once the older, lower sales are counted.

What the September 2026 Southwest Florida MLS Pull Shows

In the 12 months to September 30, 2026, the Southwest Florida MLS (pulled September 30, 2026) shows 6 Bellavista closings at a median of $877,500 and a range of $700,000 to $975,000, with a median of 160 days on market, a median 94.6 percent of list price and a median of $359 per heated square foot. Six is under ten, so here they are: 10120 Bellavista Circle #904 at $920,000 on February 25, 2026; 10201 #301 at $875,000 on April 16; 10121 #703 at $880,000 on May 12; 10130 #1004 at $975,000 on May 13; 10160 #1202 at $700,000 on August 14; and 10221 #203 at $845,000 on September 16. No Bellavista listing is active or pending. The MLS also shows one active rental and two units rented in the last 365 days, at $8,500 and $11,000 a month. Across all of Miromar Lakes Beach & Golf Club the same pull shows 88 closings in the 12 months at a median of $1,483,284 and 40 active listings; 19 community rentals were rented in the last 365 days at a median of $8,500 a month.

How the County Record and the MLS Pull Line Up

For Bellavista the two records agree on every sale they share. The four county deeds recorded since September 2025, $920,000 in February, $875,000 in April, and $880,000 and $975,000 on consecutive days in May 2026, match the MLS pull’s first four closings price for price and date for date. The MLS also shows two later closings, $700,000 on August 14, 2026 and $845,000 on September 16, 2026, recorded after the county file’s newest entry of May 13, 2026, so we cite those two from the MLS with their dates. Where the two ever disagree on a single sale, we publish the recorded deed figure, because the county records the deed consideration while the MLS records the closing price the listing agent reports. The county file is the primary record for sales through May 13, 2026.

Our Read of the Bellavista Market

Bellavista is a thin market by any measure and a steady one on price. With 60 units and a recent pace of about two to four sales a year, a Bellavista listing may be the only one a buyer can tour that season, and the six units that closed in the 12 months to September 30, 2026 took a median of 160 days on market, which says the pool of buyers is deliberate. The recent spread, $875,000 to $1,000,000, rewards presentation and plan position more than square footage. If you are selling, get a Bellavista-specific valuation from our free home valuation page or call Jesse at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or start with our buyer representation page.

How Did Bellavista Come to Be?

Bellavista was created in 2002 to 2004 as one of the earlier condominium neighborhoods inside Miromar Lakes Beach & Golf Club: a partnership named for the neighborhood was formed in February 2002, the condominium association incorporated in June 2003, and fifteen buildings were added phase by phase, one recorded instrument per building, with the last completed in 2004.

Miromar Lakes and Its Developer

Miromar Lakes Beach & Golf Club is the residential community of Miromar Development Corporation, a Florida company the Division of Corporations lists as filed in 1999 and headquartered on Corkscrew Road in Estero, which describes itself as founded in 1988. Its declarant entity, Miromar Lakes, LLC, recorded the master Declaration for the community in December 2000, and Lee County created the Miromar Lakes Community Development District in September 2000 to finance and maintain the lake and stormwater system. The developer’s own list of honors includes the National Association of Home Builders Gold Award for Community of the Year and Best Clubhouse, and the Lee Building Industry Association’s 2024 Grand Award for Best Master-Planned Community. The developer’s ties to its neighbor run deep: in February 2026 Florida Gulf Coast University named the building that houses its Water School for Miromar Development’s chief executive.

The Bellavista Plat and the Fifteen Phases

Bellavista has its own recorded plat, Bellavista at Miromar Lakes, in Plat Book 74 at Pages 13 and 14, which created Tract B, the clubhouse parcel at 10100 Bellavista Circle, and Tract C, a buffer and water-management tract. The condominium itself was built in fifteen phases. The Lee County roll describes each building’s four units by the Official Records instrument that added that phase, beginning with Phase 1 at Official Records Book 4020, Page 4357, and ending with Phase 15 at Book 4462, Page 548. The common-element parcel is described by the same chain, starting with Book 4020, Page 4357, which is where a title search for the Declaration of Condominium starts. The recorded images sit with the Lee County Clerk and are not posted as free copies online.

The Developer Entities and the Association, 2001 to 2004

The Florida Division of Corporations holds two developer-era entities named for the neighborhood: Bellavista at Miromar Lakes, Inc., a Florida corporation filed December 31, 2001, and Bellavista at Miromar Lakes Limited Partnership, filed February 26, 2002, with the corporation as its general partner. Both went inactive in September 2007, after the last unit had sold. Bellavista at Miromar Lakes Condominium Association, Inc. was incorporated on June 10, 2003 under Chapter 617 to operate the condominium under Chapter 718. Its original Articles placed the condominium in Collier County; on June 18, 2004 the partnership, acting as developer and sole member, amended the Articles to say Lee County. The association has filed an annual report every year since; its 2026 report was filed January 8, 2026, with the association’s office in care of a Bonita Springs management company.

Built Out, 2003 to 2004

The roll dates the fifteen buildings precisely: buildings 1 to 4 and 8 (20 units) in 2003, and buildings 5 to 7 and 9 to 15 (40 units) in 2004. That makes Bellavista one of the older neighborhoods in Miromar Lakes and places its completion after the statewide Florida Building Code took effect in March 2002. The partnership’s officer of record carries the Bateman surname, which fits the earlier description of Bellavista as a Bateman Communities project, but no entity by that name appears on the Bellavista filings, so we describe the developer by the entities the state records.

Ready to Sell or Buy in Bellavista? Talk to the Team That Tracked Every Bellavista Deed

A Bellavista unit is priced against 59 neighbors in two floor plans, and with two to four sales a year the right number depends on the plan, the elevator line, the building and how the unit shows. We tracked every qualified Bellavista deed in the Lee County record since 2009, including the seven since September 2021 at a $920,000 median. For a free valuation of your Bellavista home, use our home valuation page or call Jesse direct at (239) 898-6072. Buying in Bellavista? Call Marc at (239) 287-5873, or see how we represent buyers.

The Homes: What a Bellavista Coach Home Is

A Bellavista home is one of four condominium units in a two-level coach home building, in one of two floor plans the county roll records: 1,915 heated square feet, or 2,483 heated square feet with three baths, thirty units of each, all completed in 2003 and 2004, and all on Bellavista Circle.

Sizes, Bedrooms and Baths on the County Roll

Plan on the roll

Units

Unit numbers

Heated sq ft

Baths

Roll notation

Sales, 60 months

Smaller plan

30

Each building’s 01 and 02 units

1,915

2 (4 units show 3)

none

2: $875,000 and $889,000

Larger plan

30

Each building’s 03 and 04 units

2,483

3

“+ ELEVATOR” on 25 units

5: $880,000 to $1,000,000

The roll records 18 units with two bedrooms, 35 with three and 7 with four, a spread that reflects how owners and the roll count dens and flex rooms rather than a third floor plan. Listing sheets for Bellavista have described sizes from about 2,160 to 2,686 square feet; those are listing-reported totals, and the heated figures above are what the county records and what we compare across neighborhoods.

Fifteen Buildings on One Street

Every Bellavista building sits on Bellavista Circle. Buildings 1 to 8 carry odd street numbers from 10241 down to 10101, and buildings 9 to 15 carry even numbers from 10120 up to 10240; the clubhouse is 10100. Unit numbers combine the building number and the unit, so unit 1203 is building 12, unit 3. The single loop street and the neighborhood’s position beside the Beach Club grounds mean no through traffic.

Building

Address

Year built

Building

Address

Year built

1

10241 Bellavista Cir

2003

9

10120 Bellavista Cir

2004

2

10221 Bellavista Cir

2003

10

10130 Bellavista Cir

2004

3

10201 Bellavista Cir

2003

11

10140 Bellavista Cir

2004

4

10181 Bellavista Cir

2003

12

10160 Bellavista Cir

2004

5

10161 Bellavista Cir

2004

13

10200 Bellavista Cir

2004

6

10141 Bellavista Cir

2004

14

10220 Bellavista Cir

2004

7

10121 Bellavista Cir

2004

15

10240 Bellavista Cir

2004

8

10101 Bellavista Cir

2003

What to Check in a Twenty-Two-Year-Old Coach Home

Every Bellavista building is now 22 or 23 years old, which puts roofs, windows, air conditioning, water heaters and, in the larger units, elevator equipment into the replacement window. In a condominium, the roof, the exterior walls and often the windows are the association’s responsibility or are shared under the Declaration, so the question for a buyer is not only what the unit needs but what the association has budgeted and reserved. Ask for the association’s current budget and its most recent financial statement, which the seller must provide, and ask when each building’s roof was last replaced. For an elevator unit, ask whether the elevator is part of the unit or a limited common element, who maintains it, and what service records exist. Inside the unit, ask whether the windows and doors are impact-rated or protected by shutters; a wind-mitigation inspection reports exactly that.

What Amenities Come With a Bellavista Home?

A Bellavista home carries two sets of shared amenities: the Bellavista condominium’s own clubhouse, a 1,161 square foot building on the neighborhood’s recorded plat tract, and Master Association membership under the master Declaration, which brings the Beach Club’s pool, beach, fitness, tennis and lake privileges for one registered household per Lot.

Inside Bellavista: the Neighborhood Clubhouse

The Lee County roll carries Bellavista’s Tract B, at 10100 Bellavista Circle, with a single improvement: a 1,161 square foot building completed in 2003, which the Property Appraiser classes as a club. That building is the neighborhood clubhouse. The association’s Articles give it the power to operate recreational land for the unit owners, and even to lease adjoining land for recreation and assess the cost as a common expense. Earlier research and listing descriptions also describe a private neighborhood pool at the clubhouse; we have not seen the pool, or its hours and rules, in an association document, so confirm it in the condominium documents and the association’s rules before you buy on the strength of it. Several Miromar Lakes neighborhoods have their own amenity building, so we do not describe Bellavista’s as unique; what is unusual is how close it sits to the Beach Club as well.

Through the Master Association: the Beach Club

The Beach Club is Master Association common area. The developer’s own description of the Beach Club lists a 10,000 square foot zero-edge infinity pool with a beach entry and a children’s wading pool, about three miles of private white-sand beach, a Beach Clubhouse with a dining room, library, wine room, billiard room, card room and theater, a Wellness Spa and a fitness center. The Racquet Club has seven lighted Har-Tru tennis courts and dedicated lighted pickleball courts, which the Winter 2024 resident newsletter counts at six, plus bocce and a family mini-putt course, and the developer also lists a Botanical Park and concierge services. A Social Lounge and a Golf Simulator Suite inside the Beach Clubhouse were announced for late fall 2026. The January 30, 2024 edition of the Master Association Rules and Regulations ties Beach Club use to one registered household per Lot, as the rules define it, and says general use of the beach, pool, tennis and locker rooms is included in the periodic assessments, while food and drink, spa services, classes, room rentals and boat and equipment rentals are charged separately.

How Close Bellavista Is to the Beach Club

On the Lee County parcel map, the Master Association’s club parcels lie immediately beside Bellavista Circle; the nearest club parcel’s center is roughly 140 meters from building 13, and the golf course’s land lies to the west. That is our reading of the county’s parcel positions, not a measured walking route, but on that reading Bellavista is one of the closest neighborhoods to the Beach Club in Miromar Lakes.

Lake Como and the Boating Rules

Lake Como is a 700-acre contiguous freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf. The developer lists swimming, water-skiing, wakeboarding, sailing, kayaking, paddleboarding and fishing. The Master Association’s rules prohibit personal watercraft such as jet skis, cap motorboats and pontoons at 23 feet (pontoon motors at 40 horsepower or less) and sailboats at 21 feet, require every boat to be registered, and limit lake swimming to within 50 feet of shore in the roped area by the Beach Club, never from sundown to dawn. Whether any Bellavista unit carries lake access or dock rights is a question for the Declaration of Condominium; the developer lists marina slip rentals, gated boat storage and boat rentals as paid services. Florida Gulf Coast University runs its own student waterfront on the lake.

Golf Is a Separate Membership

The Miromar Lakes Golf Club course is an 18-hole, par-72 Arthur Hills Signature design, remastered by Drew Rogers, with six sets of tees from about 4,500 to 7,100 yards. The developer describes it as the only Arthur Hills Signature course in Southwest Florida. Membership is optional; the official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip that waitlist. A Bellavista purchase is a resale, so a Bellavista buyer who wants golf should plan on the waitlist, and should weigh a $140,000 initiation against a unit that recently sold for $875,000 to $1,000,000.

What Bellavista Owners Pay For Separately

Dining at the Beach Clubhouse and the Blue Water Beach Grill, spa treatments, lessons and classes, marina slips, boat rentals and concierge tasks such as home watch are all pay-as-used. The developer lists these services but does not publish their prices, and golf dues are not published either.

What Are the HOA Fees at Bellavista?

Bellavista fees come in three layers: Bellavista condominium association assessments, Miromar Lakes Master Association dues and the Miromar Lakes CDD assessment on the county tax bill. Only the CDD layer is published: $1,305.08 per Bellavista unit for Fiscal Year 2027. Neither association publishes its dues, so the estoppel certificate is where a buyer gets the real number.

Layer 1: Bellavista at Miromar Lakes Condominium Association

The Bellavista association (Florida document N03000004945) levies assessments for the operation and maintenance of the condominium, and its Articles direct that all assessments be used to pay for that maintenance and operation as the Declaration and Bylaws set out. In a condominium this layer usually carries the building insurance, the roofs and exterior, the grounds, the clubhouse and the reserves, so it is the largest and most variable of the three. The association does not publish its budget or assessments on any public site we could find, and we do not repeat dues figures from listing remarks. The figure a buyer can rely on is the one in the association’s estoppel certificate, which Florida Statute 718.116 requires the association to issue within 10 business days of a request, and the annual budget and financial statement the seller must provide under Florida Statute 718.503.

Layer 2: Miromar Lakes Master Association

Miromar Lakes Master Association, Inc. (Florida document N00000005816), formerly named Miromar Lakes Beach and Golf Club Master Association, owns and runs the Beach Club and the community common areas under the master Declaration recorded at Official Records Book 3343, Page 294. Its dues, any Beach Club charges and any capital contribution at resale are not published in any public primary document we found. The official Contact page routes estoppel requests to the Master Association.

Layer 3: The Miromar Lakes CDD Line, $1,305.08 for Fiscal Year 2027

The Miromar Lakes Community Development District is a unit of local government under Chapter 190 of the Florida Statutes, and its assessments appear on the Lee County property tax bill. Its adopted Fiscal Year 2027 budget (October 1, 2026 to September 30, 2027), adopted at the District’s May 14, 2026 public hearing, lists Bellavista, spelled “Bella Vista”, in its multifamily class at $565.11 of debt service plus $739.98 of operations and maintenance, for a total of $1,305.08 per unit, across 60 assessment units. The debt portion repays the District’s Series 2022 refunding bonds, whose scheduled final maturity is May 1, 2032; the operations portion continues after that. The levy sheets carry a prepayment column, so an individual unit may already have paid off its debt share. Paying the tax bill in November earns up to a 4 percent discount.

Layer

Who levies it

Published amount

Where to find it

Bellavista condominium

Bellavista at Miromar Lakes Condominium Association, Inc.

Not published

Estoppel certificate; annual budget and financial statement

Master Association

Miromar Lakes Master Association, Inc.

Not published

Estoppel certificate from the Master Association

CDD

Miromar Lakes Community Development District

$1,305.08 per unit, Fiscal Year 2027

FY2027 adopted budget; your tax bill

Golf (optional)

Miromar Lakes Golf Club

$140,000 initiation; dues not published

Official golf page

How to Get the Real Numbers Before You Sign

Florida Statute 718.503 entitles a Bellavista buyer, at the seller’s expense, to the Declaration of Condominium, the association’s Articles, Bylaws and rules, the annual financial statement and budget, the structural integrity reserve study or a statement that none has been completed, and the state’s Frequently Asked Questions and Answers document, and it gives the buyer 7 business days after receiving them to cancel. Florida Statute 190.048 requires every sale contract inside a CDD to carry a bold notice that the District may levy taxes or assessments on the property. For the dollars, ask early for the Bellavista association’s estoppel certificate, the Master Association’s estoppel certificate and the most recent Lee County tax bill for the unit, which shows the CDD line. We request all of them at listing so a Bellavista buyer never meets a new number at the closing table. Selling? Get a free Bellavista valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers.

Bellavista’s Layered Costs: Association, CDD and Property Tax

Bellavista’s yearly cost of ownership stacks four items: condominium association assessments, Master Association dues, the $1,305.08 CDD assessment and Lee County ad valorem property tax, which for Bellavista’s taxing district ran 13.2715 mills in 2025, or about $13.27 per $1,000 of taxable value.

The 2025 Millage for Bellavista’s Taxing District

Every Bellavista unit sits in Lee County Property Appraiser taxing district 071, “San Carlos Fire”, with municipality code L for unincorporated Lee County, rather than the Village of Estero. The 2025 final millage for that district totals 13.2715 mills. The largest pieces are Lee County general revenue at 3.7623 mills, public schools at 5.3190 mills combined, and the San Carlos Park Fire District at 2.3590 mills, with the unincorporated-area MSTU, the library district, South Florida Water Management District levies and several smaller county districts making up the rest. The 2026 millage book was not yet posted when we checked in September 2026.

A Worked Example (Illustration Only)

On an illustrative taxable value of $900,000, the 2026 Bellavista median, 13.2715 mills produces about $11,944 of ad valorem tax, and the CDD’s $1,305.08 is added on top as a non-ad valorem line, before any November discount. A homesteaded full-time owner’s taxable value is usually well below market value because of the exemption and the assessment cap described next, and a new buyer’s taxable value resets toward market value the year after purchase. Pull the actual bill for the unit you are considering; this example is arithmetic, not a Bellavista tax bill.

Homestead, Save Our Homes and the November 2026 Ballot

A Florida resident who owns and lives in a Bellavista unit on January 1 can apply to the Lee County Property Appraiser by March 1 for the homestead exemption of up to $50,000. Once homesteaded, the assessed value can rise each year by no more than the lower of 3 percent or inflation, which the Department of Revenue set at 2.7 percent for 2026. For a long-held Bellavista unit bought near the 2010s median of about $400,000, that cap can leave a wide gap between assessed and market value, which is exactly what resets for a buyer. A joint resolution (HJR 1-F) that would raise the non-school homestead exemption is on the November 2026 ballot; it is a proposal, not law, until voters approve it.

Bellavista Condominium Documents, Rules and Approvals

Bellavista units are governed by two recorded layers: the Declaration of Condominium for Bellavista at Miromar Lakes, beginning at Official Records Book 4020, Page 4357 and administered by the condominium association under the Florida Condominium Act, and the master Declaration for Miromar Lakes Beach & Golf Club at Official Records Book 3343, Page 294, administered by the Master Association, with each association’s rules on top.

What the Bellavista Articles of Incorporation Say

The Bellavista Articles, filed June 10, 2003 and public on the Florida Division of Corporations site, set the association’s frame. Every unit owner is a member, with one vote per unit, and membership passes when a new owner’s deed is recorded and a copy delivered to the association. The association may make and collect assessments, maintain, repair, replace and reconstruct the condominium property, make rules, hire a management agent, and “approve or disapprove proposed purchasers, lessees and mortgagees of condominium units”. The board has between three and nine directors as the Bylaws set, elected for one-year terms. Amending the Articles takes 66 percent of the votes of the owners present and voting at a meeting, and any change to an owner’s share of the common elements, vote or share of assessments takes 100 percent. The association exists as long as the condominium does.

Purchaser and Lessee Approval

The approval power matters to every sale and every lease. Because the Articles let the association approve or disapprove proposed purchasers and lessees, a Bellavista closing can depend on an association application and approval, on the timeline and terms the Declaration sets. The Declaration is not posted online, so ask for its transfer and leasing articles at the start of a transaction, and build the approval period into the contract dates.

The Master Declaration and the Master Association’s Rules

The master Declaration was recorded December 27, 2000, and the Miromar Lakes CDD’s stormwater rules cite it by book and page. Its Sections 11.3 and 11.5 let the Master Association board and the declarant adopt rules. The current Master Association Rules and Regulations, in the edition dated January 30, 2024, cover Beach Club use, lake use, vehicle registration and a schedule of fines. Master Association members vote through Neighborhood Voting Representatives rather than individually, under the Master Association’s 2000 Articles of Incorporation.

Milestone Inspections and Reserve Studies

Florida’s post-2022 condominium safety laws require a milestone inspection, and a structural integrity reserve study, for condominium buildings three habitable stories or more in height. Bellavista’s buildings are two-level coach home buildings on the roll’s unit pattern, two units down and two up, which by our reading places them below that threshold; the building’s height as the Florida Building Code measures it, and the association’s own records, are the authority. Either way, Florida Statute 718.503 entitles a buyer to the association’s most recent structural integrity reserve study or a statement that none has been completed, and to a milestone inspection summary where one applies, so a buyer sees the answer in writing before the cancellation period ends.

Architectural Changes Inside a Condominium

In a condominium the exterior belongs to everyone, so changes that touch it, such as replacing windows or sliding doors, adding hurricane shutters, changing flooring on an upper unit or altering a lanai, typically need the association’s written approval under the Declaration and rules, and the master Declaration adds a community-level review layer. Neither set of guidelines is posted publicly. Get the written rules before you plan a renovation, and a Bellavista seller should be ready to show that past changes, including any elevator work, were approved and permitted.

Is Bellavista a 55+ Community?

Bellavista is not a 55+ community. No primary source for Miromar Lakes Beach & Golf Club designates it as housing for older persons, and the Master Association’s rules define a registered household as including dependent children under 25 and set supervision rules for children at the Beach Club, which fits an all-ages community.

Florida stopped registering 55+ communities with the Florida Commission on Human Relations on July 1, 2020, so there is no state list to check; the recorded Declaration is the authority. For a Bellavista seller, the practical effect is a wider buyer pool: working-age buyers, buyers relocating to the Estero area and retirees can all buy in Bellavista.

Can You Rent Out a Bellavista Home?

A Bellavista unit can be leased, but the minimum lease term, how often an owner may lease and the approval process are set by the Declaration of Condominium and the master documents, which are not published online, and the association’s Articles give it the power to approve or disapprove proposed lessees. The Master Association’s rules add that a leasing owner must designate the tenant as the Beach Club user for the lease term.

That designation matters. Beach Club privileges belong to one registered household per Lot, so while a tenant holds them, the owner does not. Owners must also register every occupant with the Master Association within 10 days of any change in occupancy. We have not found a 30-day minimum lease in a public primary document, so we do not state one. On rental demand, the Southwest Florida MLS pulled September 30, 2026 shows two Bellavista units rented in the last 365 days, at $8,500 and $11,000 a month, and one active rental; across the whole community, 19 rentals were rented at a median of $8,500 a month. Those are reported rents on a few units, not a Bellavista market rent. Before you buy a Bellavista unit as a seasonal rental, read the Declaration’s leasing article and the association’s lease application; before you list one with a tenant in place, tell us the lease end date so showings can be scheduled around it.

Pet Rules at Bellavista

Pets live in Bellavista units, but the number, size and breed limits, if any, are set in the Declaration of Condominium, the association’s rules and the master documents, none of which is published online. The one published pet rule is the Master Association’s: dogs and other pets are not allowed at the Beach Club, except assistance animals.

In a four-unit building, pet rules also touch the shared walls, stairs, elevators and grounds, so ask for the pet provisions of the Declaration and the rules with the association documents, before you sign, and remember that the lakes are wildlife habitat: the Master Association’s rules place no duty on the association or the developer to remove wildlife.

Hurricanes, Flood Zone and Insurance at Bellavista

Bellavista sits entirely in FEMA Zone X, an area of minimal flood hazard, on Lee County’s effective map panel 12071C0581F: all fifteen buildings and the clubhouse test Zone X, with no Special Flood Hazard Area within 400 meters. Every building is in Lee County Evacuation Zone D and is built to a 160 mph design wind speed inside the wind-borne debris region.

Building by Building: Every Bellavista Building Is in Zone X

We queried FEMA’s National Flood Hazard Layer at the point the Lee County Property Appraiser’s parcel map gives for every Bellavista building, and at the Tract B clubhouse. All sixteen points return Zone X, area of minimal flood hazard, on panel 12071C0581F, effective August 28, 2008. A wider check around building 8, at the western edge of the loop, found no Zone AE polygon within 100, 200 or 400 meters. That is a cleaner flood picture than some Miromar Lakes neighborhoods: San Marino, for example, splits between Zone AE and Zone X building by building.

Zone

Buildings

Units

Addresses

X (area of minimal flood hazard)

1 to 15, and the Tract B clubhouse

60

10101 to 10241 (odd) and 10100 to 10240 (even) Bellavista Cir

AE (Special Flood Hazard Area)

none

0

none

Zone X Is Not “No Flood Risk”

Zone X means FEMA maps the area as minimal flood hazard. A federally backed lender generally does not require flood insurance there, but flood coverage is still available and usually priced accordingly, and a heavy rain event can still put water where it is not expected. A structure’s actual risk is on its elevation certificate, which Lee County’s flood portal can search for unincorporated parcels, and the zone for a specific address should always be confirmed on FEMA’s Flood Map Service Center before a contract.

The Lee County Flood Insurance Discount

Because Bellavista is in unincorporated Lee County, Lee County’s standing in FEMA’s Community Rating System applies, not the Village of Estero’s. Unincorporated Lee County is a CRS Class 5 community, which gives National Flood Insurance Program policyholders a 25 percent discount on premiums. FEMA confirmed in November 2024 that unincorporated Lee County would keep that 25 percent discount after a corrective action plan.

Evacuation Zone D

Lee County’s evacuation layer places Bellavista in Evacuation Zone D, storm surge zone 4. Lee County describes Zone D as one of its least vulnerable evacuation zones, among the last to be ordered out, and names wind, including tornadoes, as the most significant danger there. Check your zone each season on Lee County’s Know Your Zone lookup, because evacuation orders are issued by zone.

Wind Design and Impact Protection

The Lee County Property Appraiser’s wind layer puts Bellavista at an ultimate design wind speed of 160 mph for ordinary buildings (Risk Category II) and inside the wind-borne debris region. The Florida Building Commission notes that peninsula design wind speeds are unchanged in the 2023 code. For a Bellavista owner, that means replacement windows and doors must be impact-rated or protected by approved shutters, usually with association approval, and a buyer’s wind-mitigation inspection will look for exactly that. Bellavista’s buildings were completed in 2003 and 2004, after the statewide Florida Building Code took effect in March 2002, and their original openings may predate the products owners have installed since.

Hurricane History Near Bellavista

Hurricane Ian made landfall on Cayo Costa on September 28, 2022 as a Category 4 storm. The National Hurricane Center’s records for Southwest Florida International Airport, a few miles north of Miromar Lakes, show a gust of 96 knots and 6.54 inches of rain, and surge of 8 to 12 feet struck coastal Estero, Bonita Springs and North Naples, well west of Miromar Lakes. Hurricane Milton in October 2024 brought a 56-knot gust at the airport. We found no primary source documenting surge or specific structural damage inside Miromar Lakes from either storm, and we make no claim either way; a Bellavista seller should disclose any storm repairs and insurance claims on the unit, and the association’s records show any building-level repairs.

The Insurance Market for a Bellavista Owner

The state records point to an easing market. Citizens Property Insurance, the state-backed insurer, stood at 278,662 policies in June 2026 after peaking at 1.42 million in October 2023, and recommended an average personal-lines rate decrease for 2026. Florida’s Office of Insurance Regulation reported in May 2026 that 20 new property and casualty insurers had entered the state since the 2022 and 2023 reforms. None of these sources publishes Bellavista or Miromar Lakes premiums, and we do not quote any. A condominium owner’s own policy covers the unit’s interior and contents; the master building policy is the association’s and its cost is inside the association assessment, so ask for the association’s insurance declarations with the budget.

What a Bellavista Seller Must Disclose About Flooding

Florida Statute 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the contract, stating whether the seller knows of flood damage during ownership, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove that duty. It does make the buyer’s lender conversation simpler, because flood coverage is generally a choice rather than a federal requirement in Zone X. Selling? Get a free Bellavista valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers, and we will pull the unit’s flood and elevation records before you offer.

Which Schools Serve Bellavista?

Bellavista is served by the School District of Lee County through its proximity-based school-choice plan, not a single assigned school: families rank schools within the choice zone tied to their address, and Florida Gulf Coast University sits immediately next to Miromar Lakes.

Under the district’s Student Enrollment Plan for 2026 to 2027, elementary and middle school families choose among the schools in the proximity zone for their address, with lottery priority for students within two miles and for the nearest school in the zone. For high school, the plan’s South Zone is described as generally south of Dr. Martin Luther King Jr. Boulevard and the Caloosahatchee River, and by that description Miromar Lakes falls inside it. Which proximity zone and which South Zone sub-zone serve Bellavista Circle is answered by the district’s School Enrollment Zones map for the specific address, and we do not name a zoned school here. Miromar Lakes parcels fall in Lee County School Board District 2.

County Permits for Bellavista Homes

Permits for Bellavista units are issued by the Lee County Department of Community Development, because Bellavista is in unincorporated Lee County, not the Village of Estero; permit history for any Bellavista address is searchable online in Lee County’s eConnect portal without an account.

How to Check a Bellavista Permit History

Lee County’s Accela Citizen Access portal, branded eConnect, searches by address, case number or the parcel’s STRAP number, and the county says no account is needed to look up records. Bellavista STRAP numbers begin 11-46-25-03. In a condominium, look at two histories: the unit’s own permits (air conditioning, water heater, interior remodels, windows, elevator work) and the building’s permits (roof, exterior, structural work), which may be filed under the building address or the association. Open or expired permits are among the most common reasons a closing slows down.

Roofs, Windows and the 25 Percent Rule

A roof replacement and window or door replacements need a building permit in Lee County. Under Florida Statute 553.844, if a roof was built, repaired or replaced to the 2007 Florida Building Code or later, replacing 25 percent or more of it requires only the replaced portion to meet the current code. Bellavista’s buildings were completed in 2003 and 2004, before the 2007 code, so a roof still original to the building would not get that benefit; a buyer’s insurer will ask when each building’s roof was last replaced and to which code, and the association’s records are where that answer lives.

What Is Around Bellavista? Zoning and the Miromar Lakes DRI

Bellavista sits inside the Miromar Lakes Mixed Use Planned Development, a Development of Regional Impact approved by Lee County in 1999 and now governed by resolution Z-13-020; the whole project covers 1,800.70 acres, and the land around Bellavista is the Beach Club grounds, the golf course, community lakes and built neighborhoods.

Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI (master number DRI900359) records approval for up to 3,716 residential units on 1,042 acres, 650 boat slips, 150 hotel rooms and 150,000 square feet of commercial space, with 344.70 acres of wetlands and conservation. Those are approved maximums, not a count of what is built. The Lee Plan’s future land use category for the community is University Community. On the roll, Bellavista’s land was carved out of Tract A of the Miromar Lakes Unit III plat, and its neighbors on the parcel map are the Master Association’s club parcels, golf course land to the west and a community lake to the north. The nearest recent approval on the county datasheet is the October 2023 final plan for 23 lots at Prestino at Miromar Lakes, part of the Costa Maggiore plats that lie north of Bellavista on the county map. The largest change outside the gates is the Florida Department of Transportation’s Interstate 75 project from Golden Gate Parkway to Alico Road, which adds optional toll express lanes through the Corkscrew Road interchange and is slated to begin in fall 2026.

Daily Logistics at Bellavista

Daily life in Bellavista runs on Florida Power & Light electricity, Lee County Utilities water and sewer, Waste Pro collection in Lee County’s solid waste Area 3, the San Carlos Park Fire District and a staffed Miromar Lakes gatehouse, with the Beach Club grounds beside Bellavista Circle and Southwest Florida International Airport 10 to 15 minutes away by the developer’s own measure.

The Gate and Getting In

Miromar Lakes is gated, with a staffed gatehouse and two entrances. The Master Association’s rules require residents to register every vehicle and issue a decal and transponder for the main gate, and guests are admitted on a resident’s authorization. Owners register every occupant within 10 days of a change in occupancy. We describe what the developer’s own publications state, a staffed gatehouse.

Power, Water, Sewer and Fire

Lee County’s electric territory layer returns Florida Power & Light across Miromar Lakes, not LCEC. Water and sewer are Lee County Utilities. Fire and rescue are the San Carlos Park Fire District, which appears on the tax bill at 2.3590 mills for 2025.

Trash and Recycling

Bellavista is in Lee County’s solid waste Area 3, served by Waste Pro, and the county’s collection-route layer places Bellavista Circle on a residential route with day code F, which we read as Friday. Condominium buildings can be on a different service arrangement set by the association, so confirm the day and the container rules with the association. Lee County curbside collection is once a week for garbage, recycling and yard waste, set out by 5:30 a.m.

Mail and Internet

Bellavista addresses use Miromar Lakes, FL 33913, the mailing name the Postal Service accepts for the ZIP and the one the developer uses, with the unit number appended to the building’s street number. Miromar Lakes is not a city or a Census place; the Census geocoder returns Lee County and no incorporated place for Bellavista Circle. Whether mail comes to the door or a cluster box, and which internet providers serve Bellavista Circle at the address level, are not confirmed in any public source we reached; the Village of Estero lists Comcast, Frontier, CenturyLink and Summit Broadband as providers in the adjoining area.

Drive Times and Healthcare

The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimates from the community’s Sales Gallery on Miromar Lakes Boulevard, a short drive south of Bellavista, which run longer in season, put Florida Gulf Coast University at about 5 minutes, Miromar Outlets, Gulf Coast Town Center and Interstate 75 at about 7, Coconut Point at about 15 and Barefoot Beach Preserve at about 31. For emergencies, Lee Health’s Coconut Point freestanding emergency department is open 24 hours, about 16 minutes away, and Gulf Coast Medical Center, a state-approved Level II trauma center, is about 16 minutes away in Fort Myers.

How Does Bellavista Compare With Other Miromar Lakes Condominium Neighborhoods?

Bellavista compares with the other Miromar Lakes coach home and condominium neighborhoods as the small, higher-priced older option: its 60-month median of $920,000 sits above San Marino, Valencia and Mirasol and below Montebello on the same county yardstick, while its 60 units make it half the size of San Marino and it trades far less often than any of them.

Data updated: September 2026. The yardstick is identical for every row: Lee County qualified deeds of improved units in the 60 months since September 2021, each neighborhood matched by its recorded legal description, with price per square foot as the mean of each sale’s own ratio to the roll’s heated area.

Neighborhood

Units or homes

Product

Qualified sales, 60 months

Median

Mean $ per sq ft

Sales, 24 months

Bellavista

60

Coach home condominium, 2003 to 2004

7

$920,000

$405

5 (median $920,000)

San Marino

120

Coach home condominium, 2005 to 2008

37

$575,000

$258

11 (median $600,000)

Valencia

79

Coach home condominium, 2002 to 2004

27

$700,000

$413

6 (median $855,000)

Mirasol

110

Mid-rise condominium, 2006 to 2007

41

$880,000

$413

10 (median $822,450)

Montebello

40

Coach home condominium, 2007 to 2011

15

$1,310,000

$479

4 (median $1,745,750)

Bellavista’s row holds fewer than ten sales and is indicative only. Two readings follow from the table. On price per square foot, Bellavista’s $405 sits with Valencia and Mirasol at $413, so its higher median mostly reflects larger units rather than a premium per foot. And on turnover, seven sales in five years from 60 units is the slowest pace in the table, which is why a Bellavista seller should expect a deliberate buyer and a Bellavista buyer should expect to wait.

Bellavista and San Marino

San Marino at Miromar Lakes is the closest match in form: another resale coach home condominium in the same CDD multifamily class, at the same $1,305.08 per unit for Fiscal Year 2027, with its own neighborhood clubhouse. San Marino is twice the size, newer (2005 to 2008), priced far lower per square foot and split between flood zones. The full comparison follows in the next section.

Bellavista, Valencia and Montebello

Valencia (79 coach home units, 2002 to 2004) is Bellavista’s contemporary, built in the same years, and sells at a similar price per square foot in smaller units, 1,548 to 2,133 heated square feet on the roll. Montebello (40 coach home units, 2007 to 2011) is the larger, newer coach home option, at about 2,966 heated square feet on the roll and a 60-month median of $1,310,000.

Bellavista, Nerano and Mirasol

Nerano, the new coach home condominium on Marino Lake Circle, is the new-construction alternative: its qualified home deeds since 2025 run at a median of about $1.6 million, largely builder-direct, and new-construction buyers can bypass the golf waitlist. Mirasol is the mid-rise condominium alternative, 110 units with a 24-month median of $822,450 and building elevators instead of a private one. Bellavista gives up newness for a two-level building, a private garage entry and a short walk to the Beach Club. Weighing Bellavista against its neighbors? Sellers can get a free Bellavista valuation or call Jesse direct at (239) 898-6072; buyers can call Marc at (239) 287-5873 or read how we represent buyers.

Bellavista vs San Marino: Which Miromar Lakes Coach Home Should You Choose?

Bellavista and San Marino are the two resale coach home condominiums with their own clubhouses that Miromar Lakes buyers most often weigh against each other: Bellavista is smaller, older, entirely in Zone X and costs more per square foot on the county record, while San Marino has twice the units, larger floor plans, far more frequent sales and a much lower price.

Bellavista vs San Marino Decision Table

Data updated: September 2026.

Factor

Bellavista

San Marino

Legal form

Condominium, 60 units in 15 buildings

Condominium, 120 units in 30 buildings

Streets

Bellavista Cir

Marino Pointe Dr, Marino Lake Cir, Marinus St

Year built (roll)

2003 to 2004

2005 to 2008

Heated area (roll)

1,915 or 2,483 sq ft

2,034 or 2,547 sq ft

Elevator notation on the roll

25 of the 30 larger units

Not recorded on the roll

Neighborhood clubhouse (roll)

1,161 sq ft, 2003, plat Tract B

5,017 sq ft, 2006, common element

Condominium association

N03000004945, filed 2003, active

N05000009360, filed 2005, active

County qualified sales, 60 months

7, median $920,000

37, median $575,000

Mean price per sq ft, 60 months

$405

$258

County qualified sales, 24 months

5, median $920,000

11, median $600,000

Southwest Florida MLS, 12 months to September 30, 2026

6 closed, median $877,500, 160 days

7 closed, median $545,000, 112 days

Active listings, September 2026 MLS pull

0

4, median ask $549,000

CDD, Fiscal Year 2027

$1,305.08 per unit (multifamily)

$1,305.08 per unit (multifamily)

FEMA flood zone

Zone X, every building

Split: 68 units AE, 52 units X

Evacuation zone

D

D

Distance to the Beach Club

Beside it on the parcel map (our reading)

About 2 miles by road

Golf

Optional, $140,000 initiation, waitlist

Optional, $140,000 initiation, waitlist

Who Should Choose Bellavista, and Who Should Choose San Marino?

Choose Bellavista if the Beach Club is the reason you are buying in Miromar Lakes: on the parcel map it is next door rather than a drive away. Choose Bellavista, too, if you want an all-Zone X building, an upstairs residence that the roll records with an elevator, or a small neighborhood of 60 owners where a listing is an event. Choose San Marino if the goal is the most space for the money: the county record prices San Marino about $150 less per square foot, and its 2,547 square foot plan is larger than Bellavista’s biggest. Choose San Marino as well if you want a deeper market with more comparables when it is your turn to sell. If you own in either and are thinking of moving between them, the county record makes the math plain before you list.

Honest Pros and Cons of Owning in Bellavista

Bellavista’s strengths are location, flood map and scale: a loop street beside the Beach Club grounds, Zone X on every building, private elevator notations on most upstairs units and only 60 owners. Its weaknesses are thin turnover, twenty-two-year-old buildings, a sales record with multi-year gaps that confuses online estimates, and condominium fees that are not published.

The Pros

  • Next to the Beach Club. On the county parcel map, the Master Association’s club parcels lie beside Bellavista Circle.
  • Zone X throughout. Every building and the clubhouse test Zone X on FEMA’s map, with no Special Flood Hazard Area within 400 meters.
  • Elevator units. Twenty-five of the thirty larger, upstairs units carry an elevator notation on the roll.
  • A neighborhood clubhouse. A 1,161 square foot club building on Bellavista’s own plat tract.
  • Full Miromar Lakes membership. Master Association membership brings the Beach Club, the pool, the beach and the Racquet Club.
  • Lock and leave. The association operates the buildings and grounds, which suits seasonal owners.
  • Steady recent pricing. Seven sales since 2024 inside a $125,000 band, $875,000 to $1,000,000.
  • A published CDD line. $1,305.08 per unit for Fiscal Year 2027, with the debt portion scheduled to retire in 2032.

The Cons

  • Few sales. Seven qualified sales in five years, and none at all in 2022, 2023 or 2025, so comparables are scarce and old.
  • Older buildings. Every building is 22 or 23 years old, and roofs still original to the building predate the 2007 code.
  • Fees you cannot see in advance. Neither the condominium association nor the Master Association publishes its dues or reserves; the estoppel and the resale disclosure package are the first place a buyer sees them.
  • Approval and leasing limits. The association’s Articles let it approve or disapprove purchasers and lessees, and the leasing terms sit in a Declaration not posted online.
  • Shared walls and floors. Four units per building means neighbors above, below or beside you.
  • Smaller than San Marino per dollar. At $405 per square foot on the 60-month record, Bellavista costs far more per foot than San Marino’s $258.
  • Golf is a large add-on. A $140,000 initiation with a resale waitlist sits on top of a $900,000 home.

If the pros outweigh the cons for you, call Marc at (239) 287-5873 or read how we represent buyers. If you own in Bellavista and the cons are why you are thinking of selling, get a free Bellavista valuation or call Jesse direct at (239) 898-6072.

Thinking of Selling Your Bellavista Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Bellavista listing agent, or thinking, ‘I need someone to sell my Bellavista home…’, start with the record: four qualified Bellavista deeds since September 2025 at a $900,000 median, seven since September 2021 at $920,000, and six MLS closings in the 12 months to September 30, 2026 at a median of $877,500, with no active listing in the September MLS pull. McGreevy and Comisar price Bellavista units off those deeds, unit by unit.

McGreevy and Comisar bring the credentials below to every Bellavista listing:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Recent Bellavista Sold Record

In the last 12 months Bellavista has seen 4 resales in the Lee County qualified-deed record, at a median of $900,000 and a dollar volume of $3,650,000, from $875,000 to $975,000. Over 60 months the county records 7 resales, $6,514,000 in volume, at a $920,000 median. The Southwest Florida MLS pulled September 30, 2026 shows six closings in the 12 months to that date at a median of $877,500, 160 median days on market and 94.6 percent of list price, two of them after the county file’s newest entry. We tracked every qualified deed and will show you each one.

What Makes Selling in Bellavista Different

Three things. First, scarcity cuts both ways: with two to four sales a year, your listing may be the only Bellavista unit a buyer can see, but the comparables an appraiser uses may be a year or more old, so we document each recent deed and the unit’s plan and elevator status for the appraisal. Second, the association approval: the Bellavista Articles give the association the power to approve or disapprove proposed purchasers, so the buyer’s application and the approval period belong in the contract timeline from the start. Third, the documents: Florida Statute 718.503 requires the seller to deliver the Declaration, Articles, Bylaws, rules, the annual budget and financial statement, the structural integrity reserve study or a statement that none exists, and the state’s question-and-answer sheet, and the buyer can cancel within 7 business days of receiving them, so we assemble the package before the listing goes live.

What Is Your Bellavista Home Worth? Get a Free Valuation in 60 Seconds.

Your Bellavista unit’s value is set by its plan, its floor, its elevator, its condition and the last few deeds, and the recent record runs from $875,000 to $1,000,000. Start with a free Bellavista home valuation, or talk to Jesse direct: (239) 898-6072, text or call.

Which Bellavista floor plan sells for more?

On the 60-month county record the larger 2,483 square foot plan has sold for $880,000 to $1,000,000 across five sales, and the 1,915 square foot plan for $875,000 and $889,000 across two. The smaller plan earns more per square foot, $457 to $464 against $354 to $403, so the gap between the plans is narrower than their size suggests. We price each unit against both.

Does the elevator notation on my unit matter to buyers?

For many buyers of an upstairs residence it does. Twenty-five of Bellavista’s thirty larger units carry “+ ELEVATOR” in their roll legal description. We confirm what the Declaration says about the elevator, who maintains it and its service record, and we lead with it in the listing, because an upstairs home without daily stairs widens the buyer pool.

How long does the association approval take when I sell?

The Bellavista Articles give the association the power to approve or disapprove proposed purchasers, and the Declaration of Condominium sets the application and the time allowed. The Declaration is not posted online, so we get the current application and timeline from the association at listing and write the approval period into the contract dates, which keeps a Bellavista closing on schedule.

Why is there no Bellavista sale in 2022 or 2023?

The county record shows no qualified Bellavista deed between June 30, 2021 and April 10, 2024, and none in 2025. The record shows the gap, not the reasons. What it tells a seller is that the 2021 sales, around $560,000, are not comparables for today; the 2024 and 2026 deeds are, and buyers and appraisers will use them.

Should I sell my Bellavista unit furnished?

Many Bellavista buyers are seasonal and value move-in-ready units, so furnishings can help a sale, but a deed records one price for real property, and lenders and appraisers value the unit, not the furniture. If you include furnishings, list them in a separate inventory and let us decide with you whether to price them in or offer them separately.

What if a tenant is living in my Bellavista unit?

You can sell with a tenant in place, but the lease, the association’s lessee approval and the Master Association’s rule that the tenant holds the unit’s Beach Club privileges for the lease term all carry over into showings and closing. Give us the lease end date and terms at listing so we can schedule showings and tell buyers exactly when they can take possession.

Your Local Real Estate Experts

Bellavista owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years, and for this Bellavista guide they read the condominium’s roll entries, the association’s filings, the CDD budget and every qualified Bellavista deed in the Lee County record before writing a word.

McGreevy and Comisar are the Domain Realty team behind this Bellavista guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has lived in Estero since 2003, the year Bellavista’s first buildings were completed, a short drive from Miromar Lakes, and the team works the Estero-area golf and lake communities every season. You can read how the team was built on our about the McGreevy and Comisar team page.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What Our Clients Say

McGreevy and Comisar is a top-reviewed Bellavista realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Marc Comisar did an excellent job working with a very difficult client (me) selling our condo in a tough condo market. He went above and beyond.” Derek Dixon, verified Google review

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review

★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Donald Vogler, verified Google review

★★★★★ “I have had 13 real estate transactions and this is the most professional and helpful agency that I have ever worked with. Marc actually called me with a response to my questions and concerns on a Sunday evening. The resources that this agency has access to goes above and beyond any other I have ever worked with. The professional process that they use to present your home for sale goes beyond anything I have ever experienced.” Candy Gody, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Bellavista home? Get a free Bellavista home valuation, or call Jesse direct at (239) 898-6072.

Buying in Bellavista? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Where Else to Find the Team

Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Bellavista, see our Miromar Lakes guide, our Estero guide and our guides to the coach home neighborhoods San Marino and Valencia.

Frequently Asked Questions, Buyer Edition

These are the questions buyers ask us about Bellavista at Miromar Lakes, answered from the county record, the association and CDD filings and the developer’s own pages.

What is Bellavista at Miromar Lakes?

Bellavista at Miromar Lakes, A Condominium, is 60 coach home condominium units in 15 buildings of four inside Miromar Lakes Beach & Golf Club, completed in 2003 and 2004 and operated by Bellavista at Miromar Lakes Condominium Association, Inc. under the Florida Condominium Act, with the Miromar Lakes Master Association above it.

Where is Bellavista located within Miromar Lakes?

Every Bellavista building is on Bellavista Circle, a loop street that the Lee County parcel map places beside the Master Association’s Beach Club grounds, with golf course land to the west. Addresses are Miromar Lakes, FL 33913.

What county is Bellavista in, and is it in Estero or Fort Myers?

Bellavista is in Miromar Lakes, in unincorporated Lee County near Estero, not inside the Village of Estero or the City of Fort Myers. Miromar Lakes is a mailing name for ZIP 33913, not a city; permits, zoning and the flood insurance discount follow Lee County.

How many homes are in Bellavista?

The Lee County Property Appraiser’s roll carries 60 Bellavista units, four in each of 15 buildings, and the Miromar Lakes CDD’s Fiscal Year 2027 budget assesses the same 60 units. There is no vacant land left in Bellavista.

Who built Bellavista?

The developer on the state’s records is Bellavista at Miromar Lakes Limited Partnership, formed in 2002, with Bellavista at Miromar Lakes, Inc. as its general partner; both went inactive in 2007. The filings do not name a construction company, so we do not name one.

When were Bellavista homes built?

The county roll dates buildings 1 to 4 and 8 (20 units) to 2003 and buildings 5 to 7 and 9 to 15 (40 units) to 2004.

How large are Bellavista coach homes?

The roll records two plans in equal numbers: 30 units of 1,915 heated square feet and 30 units of 2,483 heated square feet with three baths. Bedrooms on the roll run from two to four, most often three. Listing sheets have quoted larger, listing-reported totals.

Do Bellavista homes have elevators?

The roll adds “+ ELEVATOR” to the legal description of 25 of the 30 larger units. Our reading is that these are the second-floor residences with a private elevator; confirm the elevator’s status for a specific unit in the Declaration and with the association.

Are there first-floor and second-floor residences?

Yes. Each building holds four units, and the roll’s pattern, smaller units 01 and 02 and larger units 03 and 04 with the elevator notation, points to two ground-floor and two upstairs residences per building.

Is Bellavista a condominium or single-family?

Bellavista is a condominium. All 60 parcels are coded as condominium units on the county roll, and the association’s Articles describe it as operating Bellavista at Miromar Lakes, A Condominium, under Chapter 718.

Does Bellavista have its own clubhouse and pool?

Bellavista’s plat created Tract B, where the county roll records a 1,161 square foot club building completed in 2003. Earlier research and listings describe a private pool there; confirm the pool and its rules in the association documents.

How far is Bellavista from the Beach Club?

On the county parcel map the Master Association’s club parcels lie beside Bellavista Circle, roughly 140 meters from the nearest building by our reading. That makes the Beach Club a short walk rather than a drive.

Can you swim in Lake Como?

Yes, in the designated area: the Master Association’s rules allow lake swimming only within 50 feet of shore in the roped area by the Beach Club, and never from sundown to dawn.

Can I keep a boat, and can it reach the Gulf?

Lake Como has no Gulf connection. Boats must be registered with the Master Association, motorboats and pontoons are capped at 23 feet and personal watercraft are prohibited. The developer lists marina slip rentals and gated boat storage as paid services.

What are the HOA fees in Bellavista?

Neither the Bellavista condominium association nor the Master Association publishes its dues. The condominium estoppel certificate, the association’s annual budget and the resale disclosure package the seller must provide give the real numbers before closing.

Is there a CDD fee in Bellavista?

Yes. The Miromar Lakes CDD’s adopted Fiscal Year 2027 budget sets the Bellavista assessment at $1,305.08 per unit, $565.11 debt service and $739.98 operations, collected on the Lee County tax bill.

How much is golf membership, and is it required?

Golf is optional. The official golf page puts the Miromar Lakes Golf Club initiation fee at $140,000, and a waitlist applies to resale buyers; dues are not published.

Is Bellavista gated?

Miromar Lakes is gated with a staffed gatehouse and two entrances, and residents register vehicles with the Master Association for decal and transponder access.

Is Bellavista a 55+ community?

No. No primary source designates Miromar Lakes as housing for older persons, and the Master Association’s rules anticipate households with children.

Can I rent out a Bellavista home?

Leasing is allowed within the Declaration’s terms, which are not posted online, and the association’s Articles let it approve or disapprove proposed lessees. The tenant takes over the unit’s Beach Club privileges for the lease term.

Are pets allowed in Bellavista?

Pet limits, if any, are in the Declaration and the association’s rules, which are not posted online. Pets are not allowed at the Beach Club, except assistance animals.

Is Bellavista in a flood zone?

Bellavista is in FEMA Zone X, an area of minimal flood hazard, on panel 12071C0581F. We tested every building and the clubhouse, and none sits in a Special Flood Hazard Area.

What does a Bellavista coach home cost?

The seven qualified county deeds since September 2021 ran from $875,000 to $1,000,000 at a $920,000 median. The September 2026 MLS pull shows no active Bellavista listing and six closings in the 12 months to September 30, 2026, from $700,000 to $975,000.

What schools serve Bellavista?

The School District of Lee County uses proximity-based school choice; families rank schools in the zone tied to their address using the district’s School Enrollment Zones map. Florida Gulf Coast University is next door.

How far is Bellavista from the airport?

The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes.

Is Miromar Lakes the #1 community in the US?

The National Association of Home Builders named Miromar Lakes its Gold Award Community of the Year in January 2011, and the developer states it is the only community to win Gold for both #1 Community and #1 Clubhouse.

Why work with McGreevy and Comisar to buy in Bellavista?

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. In a 60-unit condominium that trades two to four times a year, we tracked every qualified Bellavista deed so you know what a fair price is for the exact unit. Call Marc at (239) 287-5873.

Frequently Asked Questions, Seller Edition

These are the questions Bellavista owners ask us before a sale, answered from the county record, the association and CDD filings, the September 2026 Southwest Florida MLS pull and the other facts on this page.

What is my Bellavista home worth in today’s market?

Your Bellavista unit’s value sits inside a recorded range: seven qualified Bellavista deeds since September 2021 ran from $875,000 to $1,000,000 at a $920,000 median, and the four since September 2025 ran from $875,000 to $975,000 at a $900,000 median. Where your unit lands depends on its plan, its floor, whether it carries the elevator notation, its condition and its updates. We build that number from the Bellavista deeds themselves; start with a free valuation or call Jesse at (239) 898-6072.

What did Bellavista homes sell for in the last 12 months?

The Lee County qualified-deed record shows four Bellavista sales since September 2025: $920,000 in February 2026, $875,000 in April, and $880,000 and $975,000 on consecutive days in May, a median of $900,000 and $3,650,000 in volume. The Southwest Florida MLS pulled September 30, 2026 shows those same four closings at the same prices, plus $700,000 on August 14 and $845,000 on September 16, 2026, which the county file does not yet show; the two records agree on every sale they share.

Why is there a three-year gap in Bellavista sales?

The county record shows no qualified Bellavista deed between June 30, 2021 and April 10, 2024, and none in 2025; only nominal transfers were recorded then. The deed record shows the gap, not the reasons. For a seller it means the 2021 sales around $560,000 are history, not comparables, and the 2024 and 2026 deeds between $875,000 and $1,000,000 are the ones buyers and appraisers will use.

How much have Bellavista values changed since 2021?

The county record shows a 2021 median of $560,000 across 17 qualified Bellavista sales and a 2026 median of $900,000 across four, about 61 percent higher. Several units show the step directly: one unit that sold for $460,000 in 2021 sold for $889,000 in 2024. Individual pairs vary with updates, so we treat them as context and price your unit off the recent deeds.

How is a Bellavista unit valued against San Marino and the other Miromar Lakes coach homes?

On the same county yardstick, 60 months of qualified deeds, Bellavista’s median is $920,000 at $405 per heated square foot, against San Marino’s $575,000 at $258, Valencia’s $700,000 at $413 and Montebello’s $1,310,000 at $479. Your buyer is often comparing a Bellavista unit with those neighborhoods, and Bellavista’s arguments are the Beach Club next door, Zone X on every building and the elevator units.

Does the larger Bellavista floor plan sell for more?

Usually, but by less than its size suggests. Over 60 months the county records five sales of the 2,483 square foot plan at $880,000 to $1,000,000 and two of the 1,915 square foot plan at $875,000 and $889,000. The smaller plan earned $457 to $464 per square foot against $354 to $403 for the larger, so condition and presentation can close most of the gap.

Does my unit’s elevator add value when I sell?

The roll records “+ ELEVATOR” on 25 of Bellavista’s 30 larger units, and the recent high sales of $975,000 and $1,000,000 were larger units. The deed record does not price the elevator separately, so we do not claim a dollar premium. What it does is widen the buyer pool for an upstairs home, and we lead with it in the listing and document its service history for the buyer.

Which recent sales should set the price of my Bellavista home?

The closest comparables are the same plan, sold in 2024 and 2026, with the same elevator status and a similar level of updates. With only seven qualified Bellavista deeds since September 2021, every one of them matters, and we adjust for the months between each sale and your listing. Sales from 2021 and earlier, when the median was $560,000, are context rather than comparables.

Can I trust an online estimate for my Bellavista home?

Use it as a starting point only. Automated estimates see the county’s heated square footage and whatever recent sales they can find, but in Bellavista the recent sales are few and the older ones are far lower, and the models cannot see the elevator line, the unit’s floor or its updates. A valuation built from the seven recent Bellavista deeds themselves is more reliable.

How long does a Bellavista home take to sell?

The Southwest Florida MLS pulled September 30, 2026 shows a median of 160 days on market for the six Bellavista closings in the 12 months to September 30, 2026, and no active listing. Bellavista buyers are deliberate and few, so pricing to the recent deeds from the first day matters more here than in a busier neighborhood, where a price cut can be absorbed quickly.

What is the best month to list a Bellavista home?

Seasonal buyers are in Southwest Florida from about January through April, when many Bellavista buyers tour, and the county record shows Bellavista deeds in February, April, May and December in recent years. Listing in the fall puts your unit online before season, which also leaves time for the association’s purchaser approval before a spring closing.

Do Bellavista homes sell in the summer?

They can, though the recent record leans toward spring: of the seven qualified Bellavista deeds since September 2021, six were recorded between February and May and one in December. Summer buyers are fewer but often more decided, and with so few Bellavista listings at any time, a well-priced unit can still stand out in the off-season.

Who is the best listing agent for Bellavista?

The best listing agent for Bellavista knows the condominium and the record: the two plans, the elevator units, the all-Zone X flood map, the association’s purchaser approval, the resale disclosure package and every qualified deed. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and built this guide from those records.

Who is buying Bellavista coach homes right now?

The county deed record does not identify buyers, and we name none. What the record does show is demand at the middle of the Miromar Lakes price range: four qualified sales since September 2025 at $875,000 to $975,000. Bellavista draws buyers who want the Beach Club close by, a Zone X building and a lock-and-leave condominium without the price of a single-family Miromar Lakes home.

How do you market a Bellavista home to buyers who live out of state?

Out-of-state buyers need to understand three things they cannot see in photos: what the Master Association membership includes, what the condominium association operates, and how close the unit is to the Beach Club. We answer all three in the listing materials, lead with the plan, the floor and the elevator status, and have the association documents ready so a remote buyer can decide inside the 7-business-day review window.

Does the golf membership transfer when I sell my Bellavista home?

Golf membership at Miromar Lakes is separate from the unit and optional. The club does not publish its transfer terms, and a resale buyer should expect the membership waitlist and the $140,000 initiation fee shown on the official golf page. Master Association membership and Beach Club privileges pass with the unit.

How much will my buyer pay to join the Miromar Lakes Golf Club?

The official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and annual dues are not published. A resale buyer joins the waitlist, since the developer’s waitlist bypass applies to new-construction purchases. For a Bellavista buyer, that initiation is about 15 percent of the unit’s recent median price, so we raise it early with golfers.

What association fees will a Bellavista buyer ask me about?

Three layers: the Bellavista condominium association’s assessments, the Master Association’s dues and the Miromar Lakes CDD’s $1,305.08 per unit for Fiscal Year 2027. Only the CDD figure is published. Have the condominium’s current budget, its most recent financial statement and your latest tax bill ready; a buyer will ask for them in the first conversation.

What is an estoppel certificate, and who orders it when I sell in Bellavista?

An estoppel certificate is the association’s signed statement of what is owed on the unit: regular assessments, any special assessment and any balance. Florida Statute 718.116 requires a condominium association to issue it within 10 business days of a request, and it caps the preparation fee at $250 when the account is current, plus $100 for delivery within 3 business days. The closing agent usually orders both the condominium and the Master Association estoppels.

What documents must I give a Bellavista buyer?

Florida Statute 718.503 requires a condominium seller to provide, at the seller’s expense, the Declaration of Condominium, the Articles, the Bylaws and rules, the annual financial statement and budget, the structural integrity reserve study or a statement that none has been completed, any milestone inspection summary that applies and the state’s Frequently Asked Questions and Answers sheet. The buyer then has 7 business days to cancel, so deliver the package early.

Does my buyer need association approval to buy in Bellavista?

The Bellavista Articles give the condominium association the power to approve or disapprove proposed purchasers, lessees and mortgagees, and the Declaration of Condominium sets the application and the time allowed. We get the current application at listing, give it to the buyer with the contract and build the approval period into the closing date, so approval never becomes the last-minute surprise.

Is there a transfer or capital contribution fee when a Bellavista home sells?

No public primary document for Bellavista or the Master Association states a transfer fee or capital contribution amount, and we do not repeat figures from listing remarks. If either association charges one, it appears on that association’s estoppel certificate. We request both estoppels at listing so the number is known before a buyer negotiates.

What does my Bellavista buyer see on the tax bill from the CDD?

A non-ad valorem line for the Miromar Lakes CDD: $1,305.08 per unit for Fiscal Year 2027, $565.11 of debt service on the Series 2022 bonds and $739.98 of operations and maintenance. It is collected with the Lee County property tax, with up to a 4 percent discount for paying in November. Florida Statute 190.048 requires the contract to carry the CDD disclosure in bold.

Can I pay off the CDD debt on my Bellavista home before selling?

The CDD’s levy sheets carry a prepayment column, so prepaying the debt share is possible, and the District sets the payoff amount for each parcel. The operations and maintenance portion, $739.98 for Fiscal Year 2027, continues regardless. Whether prepaying helps your sale is a price question; with the debt scheduled to retire in 2032, many buyers treat the $565.11 as a known, temporary line.

When does the CDD debt on a Bellavista home end?

Bellavista’s debt share repays the Miromar Lakes CDD’s Series 2022 refunding bonds, whose scheduled final maturity is May 1, 2032. After the bonds retire, the $565.11 debt line should end, while the operations and maintenance assessment continues as long as the District maintains the lakes and stormwater system. We describe it to buyers as a scheduled end date, not a promise.

Is my Bellavista home in a flood zone, and what must I disclose?

FEMA’s map puts every Bellavista building, and the clubhouse, in Zone X, an area of minimal flood hazard, on panel 12071C0581F. Zone X does not remove the seller’s duty: Florida Statute 689.302 requires you to disclose, at or before the contract, any flood damage you know of, any flood insurance claim and any federal flood assistance received while you owned the unit.

Does Bellavista’s Zone X status help my sale?

It helps the paperwork. In Zone X a federally backed lender generally does not require flood insurance, which removes one cost and one step from your buyer’s financing, and it gives Bellavista a clean answer to a question that splits neighborhoods such as San Marino building by building. We state the zone and panel in the listing and let buyers confirm it on FEMA’s map.

Do I need a four-point inspection to sell my Bellavista home?

Florida law does not require a seller to order one, but many insurers ask a buyer for a four-point inspection on a home of Bellavista’s age, 22 or 23 years, before writing a policy. It reports the roof, electrical, plumbing and air conditioning; in a condominium the roof is usually the association’s, so have the building’s roof date ready.

Will a wind-mitigation report help my Bellavista sale?

It can. Bellavista sits in a 160 mph design wind speed area inside the wind-borne debris region, so an insurer credits impact-rated windows and doors or approved shutters. A wind-mitigation report documents those features for your buyer’s insurance quote, and a lower quote is a real selling point. Share it with the listing materials, along with any association approval for the openings.

How does roof age affect selling a Bellavista home?

In a condominium the building roof is normally the association’s to maintain and replace under the Declaration, so a buyer’s insurer will ask when your building’s roof was last replaced. Bellavista’s buildings date from 2003 and 2004, before the 2007 code, and Florida Statute 627.7011 bars an insurer from refusing to write or renew solely because a roof is under 15 years old. We get the roof date from the association before listing.

Should I check permits before listing my Bellavista home?

Yes. Search your unit’s address or its STRAP number, which begins 11-46-25-03, in Lee County’s eConnect portal, which needs no account, and ask the association about building-level permits for roofs and exteriors. Open or expired permits for air conditioning, water heaters, windows, elevators or remodels are among the most common reasons a closing slows down, and they are usually simple to close before listing.

Should I renovate or update before selling my Bellavista home?

The recent record rewards condition and presentation: a 1,915 square foot unit sold for $889,000 while a 2,483 square foot unit sold for $880,000. Targeted updates buyers see first, such as paint, lighting, flooring and a refreshed kitchen or baths, tend to pay back better than structural changes, which also need association approval. We walk the unit with you and recommend only what the comparables support.

Should I sell my Bellavista home as-is?

You can, and some Bellavista buyers look for a unit to update. An as-is sale still requires the flood disclosure and the condominium resale documents, and the price should reflect the lower end of the recent range, which ran as low as $875,000 in April 2026. We show you both paths, as-is and lightly updated, with the deeds that support each.

What happens to my homestead exemption when I sell my Bellavista home?

The homestead exemption and the Save Our Homes cap stay with you, not the unit. Your buyer’s taxable value resets toward market value the year after purchase. If you buy another Florida homestead, the Department of Revenue’s portability rules can let you carry part of your Save Our Homes benefit to the new home, if you apply on time.

Can I sell my Bellavista home off market?

Yes. A private sale is possible, and in a 60-unit condominium with few listings some owners consider it. But full exposure is usually what sets the price when comparables are scarce, and an off-market buyer still needs the association’s approval, the estoppels and the resale disclosure package. We will tell you honestly when a quiet sale serves you and when it costs you.

Can I sell my Bellavista home while living out of state?

Yes. Many Bellavista owners are seasonal. Closing can be handled remotely through the title company, and the association’s documents and estoppel can be ordered without you on site. We manage access, showings and the purchaser approval, and keep you updated in writing through the process.

Why list your Bellavista home with McGreevy and Comisar?

We know Bellavista on the record: both floor plans, the elevator units, the building-by-building flood map, the association’s purchaser approval, the resale disclosure package and every qualified deed since 2009. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, the #1 team in Southwest Florida since 2012. Call Jesse direct at (239) 898-6072 or request a free valuation.

Sources and Authoritative References

Every Bellavista fact on this page comes from a recorded plat or filing, a county, state or federal record, the Miromar Lakes CDD, the developer’s own published pages, or the Southwest Florida MLS figures we pulled on September 30, 2026. Sources were accessed in September 2026 unless a date is shown.

Lee County Parcel, Tax, Hazard and Zoning Records

  1. Lee County Property Appraiser, parcel records for the Bellavista condominium units (roll and qualified-sale file, September 2026)
  2. Lee County Property Appraiser GIS, parcel fabric (Bellavista building points, plat tracts, taxing district 071)
  3. Lee County Property Appraiser, 2025 Taxing District Millage Book (district 071, 13.2715 mills)
  4. Lee County Property Appraiser GIS, flood panel, wind and evacuation layers (Bellavista Circle, Zone X, Zone D)
  5. Lee County Property Appraiser GIS, fire and school board districts
  6. Lee County Property Appraiser GIS, zoning and future land use
  7. Lee County DCD, Miromar Lakes MPD/DRI planned development datasheet (DRI900359)
  8. Lee County, Community Rating System discounts
  9. Lee County, Floodplain Management
  10. Lee County, the 50 Percent Rule for substantial improvement
  11. Lee County DCD, Building and Permitting Services
  12. Lee County, search for an elevation certificate online
  13. Lee County Permit Center
  14. Lee County eConnect (Accela Citizen Access) permit search
  15. Lee County flood portal (Forerunner)
  16. Lee County Emergency Management, Know Your Evacuation Zone
  17. Lee County Emergency Management, Evacuation Zone D fact sheet
  18. Lee County, 2024 Evacuation Zones and Public Shelters map
  19. Lee County Solid Waste, garbage company by ZIP code
  20. Lee County Solid Waste, curbside collection rules
  21. Lee County Solid Waste, collection schedule maps
  22. Lee County GIS, garbage collection routes (Waste Pro, Area 3)
  23. Lee County GIS, electric territories (FPL)
  24. Lee County GIS, water franchise areas (Lee County Utilities)
  25. Lee County GIS, wastewater franchise areas (Lee County Utilities)
  26. Lee County GIS, city and county boundaries (unincorporated Lee County)
  27. Lee County GIS, fire districts (San Carlos Park)
  28. Lee County Utilities

Florida Division of Corporations Filings

  1. Sunbiz entity search, Bellavista at Miromar Lakes (association, partnership and corporation)
  2. Sunbiz detail, Bellavista at Miromar Lakes Condominium Association, Inc. (N03000004945), filings and annual reports
  3. Articles of Incorporation of Bellavista at Miromar Lakes Condominium Association, Inc. (filed June 10, 2003)
  4. Articles of Amendment, Bellavista at Miromar Lakes Condominium Association (filed July 2, 2004, Collier to Lee County)
  5. Sunbiz detail, Bellavista at Miromar Lakes Limited Partnership (A02000000248)
  6. Sunbiz detail, Bellavista at Miromar Lakes, Inc. (P01000122280)
  7. Bellavista at Miromar Lakes Condominium Association, 2026 annual report (filed January 8, 2026)
  8. Sunbiz entity search, Miromar Lakes Master Association, Inc. (N00000005816)
  9. Articles of Incorporation of the Miromar Lakes master association (2000)
  10. 2019 Articles of Amendment, Miromar Lakes Master Association
  11. Sunbiz detail, Miromar Development Corporation (P99000057616)
  12. Sunbiz detail, Miromar Lakes, LLC, declarant (L99000003976)
  13. Sunbiz detail, Miromar Lakes Golf Club, LLC (L11000142778)

Miromar Lakes Community Development District

  1. Miromar Lakes CDD, official site
  2. Miromar Lakes CDD, What We Do (stormwater design storms)
  3. Miromar Lakes CDD, About the District
  4. Miromar Lakes CDD, frequently asked questions
  5. Miromar Lakes CDD, board meeting information
  6. Miromar Lakes CDD, Adopted Budget Fiscal Year 2027 (“Bella Vista” assessment, levy pages 9 and 10)
  7. Miromar Lakes CDD, Adopted Budget Fiscal Year 2026, Amendment 1
  8. Miromar Lakes CDD, Audited Financial Statements Fiscal Year 2025 (bonds, tax-bill collection)
  9. Miromar Lakes CDD, minutes of May 14, 2026 (budget and assessment roll adoption)
  10. Miromar Lakes CDD, Stormwater Rules of Procedure, adopted September 8, 2021
  11. Miromar Lakes CDD, Stormwater Rules of Procedure, adopted September 13, 2018
  12. Miromar Lakes CDD, stormwater management system drainage map
  13. Lee County Ordinance 00-17 establishing the Miromar Lakes CDD
  14. Florida Auditor General, Miromar Lakes CDD audit, Fiscal Year 2024

Miromar Lakes Developer Publications

  1. Miromar Lakes Beach & Golf Club, official site
  2. Miromar Lakes Golf Club ($140,000 initiation, waitlist, course)
  3. Miromar Lakes Signature golf brochure (course and tees)
  4. Miromar Lakes resident newsletter, Fall 2023 (initiation change on December 1, 2023)
  5. Miromar Lakes resident newsletter, Winter 2024 (pickleball courts, awards)
  6. Miromar Lakes resident newsletter, Fall 2024 (gatehouse and entrances)
  7. Miromar Lakes Beach Club
  8. Miromar Lakes zero-edge infinity pool
  9. Miromar Lakes Racquet Club
  10. Miromar Lakes spa and fitness center
  11. Miromar Lakes Wellness Spa
  12. Miromar Lakes, Lake Como
  13. Miromar Lakes, Marina on the Peninsula
  14. Miromar Lakes Botanical Park
  15. Miromar Lakes concierge services
  16. Miromar Lakes, life on the lake (docks, launching, fishing)
  17. Miromar Lakes, the Social Lounge (late fall 2026)
  18. Miromar Lakes, new construction and the golf waitlist
  19. Miromar Lakes, seven reasons buyers choose Miromar Lakes (airport 10 to 15 minutes)
  20. Miromar Lakes Realty page (“Golf membership is optional”)
  21. Miromar Lakes, Our Vision (awards list)
  22. Miromar Lakes, contact page (addresses, estoppel route)
  23. Miromar Lakes community map
  24. Miromar Development Corporation
  25. GlobeNewswire, Miromar Lakes named best community in the United States (February 9, 2011)

Federal Flood, Storm and Address Records

  1. FEMA Flood Map Service Center
  2. FEMA National Flood Hazard Layer map service (Zone X at every Bellavista building, panel 12071C0581F)
  3. FEMA, Community Rating System eligible communities, effective April 1, 2026
  4. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian
  5. National Hurricane Center, Tropical Cyclone Report, Hurricane Milton
  6. U.S. Census Bureau geocoder (Bellavista Circle: Lee County, no incorporated place; Beach Club address match)
  7. Florida Building Commission, wind loads fact sheet for ASCE 7-22 (June 2024)

Florida Statutes and State Agencies

  1. Florida Statutes Chapter 190, community development districts
  2. Florida Statute 190.048, CDD sale-contract disclosure
  3. Florida Statute 197.3632, uniform method of collection
  4. Florida Statute 760.29, housing for older persons
  5. Florida Statutes Chapter 617, not-for-profit corporations
  6. Florida Statute 193.155, Save Our Homes assessment limit
  7. Florida Statute 196.031, homestead exemption
  8. Florida Statute 553.844, roof replacement and code upgrades
  9. Florida Statute 627.7011, homeowner policies and roof age
  10. Florida Statute 689.302, seller flood disclosure
  11. Florida Department of Revenue, Save Our Homes (2026 cap 2.7 percent)
  12. Florida Department of Revenue, PT-113 homestead exemption
  13. Florida Department of Revenue, PT-112 Save Our Homes portability
  14. Florida Senate, HJR 1-F release, June 2, 2026
  15. Florida Commission on Human Relations
  16. Citizens Property Insurance, rate recommendation, December 10, 2025
  17. Florida Office of Insurance Regulation, 20 new insurers, May 20, 2026
  18. Florida Trend, Citizens policy count at an all-time low, June 23, 2026
  19. My Safe Florida Home
  20. South Florida Water Management District, environmental resource permits

Florida Condominium Law

  1. Florida Statutes Chapter 718, the Condominium Act
  2. Florida Statute 718.116, assessments and condominium estoppel certificates
  3. Florida Statute 718.503, resale disclosure and the buyer’s 7-day cancellation right
  4. Florida Statute 718.112, bylaws, budgets and structural integrity reserve studies
  5. Florida Statute 718.111, the association, its insurance and its records
  6. Florida Statute 553.899, condominium milestone inspections
  7. Florida Department of Business and Professional Regulation, Division of Florida Condominiums, Timeshares and Mobile Homes

Schools, University, Utilities, Healthcare and News

  1. School District of Lee County, Student Enrollment Plan 2026-2027
  2. School District of Lee County, school zones
  3. Florida Gulf Coast University, about the university
  4. Florida Gulf Coast University, Waterfront at Lake Como
  5. Florida Power & Light
  6. San Carlos Park Fire and Rescue
  7. Village of Estero, utilities and area providers
  8. Lee County Port Authority, Southwest Florida International Airport
  9. Lee Health, Gulf Coast Medical Center
  10. Lee Health, Coconut Point emergency department
  11. Miromar Outlets
  12. WGCU, unincorporated Lee County keeps its flood insurance discount, November 21, 2024
  13. WGCU, I-75 express lanes project to begin this fall, September 20, 2026
  14. WGCU, FGCU building named for Miromar Development’s chief executive, February 12, 2026

Southwest Florida MLS figures on this page (Bellavista closings, days on market, community closings, active listings and rents) were pulled on September 30, 2026, and the county deed record remains the primary sales source through May 13, 2026.

Downloadable Documents

The official documents below are published by the Miromar Lakes CDD, filed with the Florida Division of Corporations or issued by Lee County. They are the documents we read for this page, and the ones a Bellavista buyer or seller should read before signing. Each link opens the issuing authority’s own copy.

Document

Issued by

Date

What it covers

Link

Articles of Incorporation, Bellavista at Miromar Lakes Condominium Association, Inc.

Florida Division of Corporations

Filed June 10, 2003

Association powers, purchaser and lessee approval, recreational lease power, one vote per unit, board, amendment thresholds

View the Bellavista Articles

Articles of Amendment, Bellavista at Miromar Lakes Condominium Association

Florida Division of Corporations

Adopted June 18, 2004; filed July 2, 2004

Corrects the condominium’s county from Collier to Lee; names the developer partnership as sole member

View the 2004 amendment

Miromar Lakes CDD Adopted Budget, Fiscal Year 2027

Miromar Lakes Community Development District

Adopted May 14, 2026

Bellavista’s $1,305.08 assessment (“Bella Vista”), bond schedules, reserves

View the FY2027 budget

Miromar Lakes CDD Audited Financial Statements, Fiscal Year 2025

Miromar Lakes Community Development District

Auditor’s report December 3, 2025

Series 2022 and 2025 bonds, tax-bill collection

View the FY2025 audit

Lee County Ordinance 00-17

Lee County Board of County Commissioners

September 2000

Creation of the Miromar Lakes CDD, 972.24 acres

View Ordinance 00-17

CDD Stormwater Rules of Procedure

Miromar Lakes Community Development District

Adopted September 8, 2021

Lake maintenance easements, docks, master Declaration citation

View the stormwater rules

Stormwater Management System drainage map

Miromar Lakes Community Development District

Current posting

Lakes, control structures and drainage flow

View the drainage map

Articles of Incorporation, Miromar Lakes master association

Florida Division of Corporations

Filed September 1, 2000

Master Association purpose, voting through Neighborhood Voting Representatives

View the master Articles

Evacuation Zone D fact sheet

Lee County Emergency Management

Current posting

What Zone D means and when it evacuates

View the Zone D sheet

The Declaration of Condominium for Bellavista at Miromar Lakes (the roll’s earliest Bellavista instrument is Official Records Book 4020, Page 4357, with each phase added by its own instrument through Book 4462, Page 548), the Bellavista plat (Plat Book 74, Pages 13 and 14), the master Declaration (Official Records Book 3343, Page 294) and the Master Association Rules and Regulations (edition of January 30, 2024) are recorded or held by the Lee County Clerk and the associations; none is posted by its custodian as a free copy online, so we cite them by name and recording reference only, and a Bellavista seller must provide the condominium documents to the buyer under Florida Statute 718.503.

Market data from Southwest Florida MLS, pulled September 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Bellavista. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.