Costa Amalfi is a 15-home neighborhood of single-family beach cottages on Via Savona Court in Miromar Lakes, built 2010 to 2018 on a private Lake Como beach, with its own homeowners' association. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar are the team Costa Amalfi sellers call first, and the team Costa Amalfi buyers call when they want the record rather than the brochure: what each of the 22 qualified Costa Amalfi deeds since 2013 actually paid, which association governs the beach cottages, what the Miromar Lakes CDD puts on a Costa Amalfi tax bill, and what the flood map says about Via Savona Court. Costa Amalfi is a 15-home beach cottage neighborhood inside the master-planned community of Miromar Lakes in the Estero area, Florida. It is one short cul-de-sac of detached single-family homes on the Peninsula, built from 2010 to 2018 along a private white-sand beach on Lake Como, and it is one of the few places in Southwest Florida where a single-family house sits on its own sand with neighborhood boat docks steps away. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.
This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), the recorded Costa Amalfi plats, the Florida Division of Corporations file for Costa Amalfi Homeowners’ Association, Inc., the Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget, FEMA’s National Flood Hazard Layer, Lee County’s hazard, utility and zoning layers, the builders’ launch announcements in the local press, and the Southwest Florida MLS figures we pulled on September 30, 2026. Miromar Lakes, in unincorporated Lee County near Estero, is a mailing name the Postal Service accepts for ZIP 33913, not a city. Where the public record stops, we say so and name the document that answers the question.
If you own in Costa Amalfi and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the beach, fee, flood and comparison sections will tell you whether Costa Amalfi fits before you tour.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
McGreevy and Comisar are the best realtor for Costa Amalfi because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Costa Amalfi market read built from every qualified deed, both plats, the association’s filings and the CDD budget.
If you’re searching for the best realtor for Costa Amalfi in Miromar Lakes, Estero, whether you’re ready to sell your Costa Amalfi home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters in Costa Amalfi for a specific reason. Fifteen homes on one cul-de-sac produce only a handful of sales, and the few there are carry the whole market. The Lee County deed record shows nine qualified Costa Amalfi sales in the 60 months since September 2021, from $2,077,000 to $2,900,000, and one cottage alone accounts for six of the 22 qualified deeds on record since 2013. A listing agent who prices a Costa Amalfi beach cottage off a Miromar Lakes average, or off whichever home happened to trade last, can miss by several hundred thousand dollars in either direction.
Recent Costa Amalfi track record (last 12 months): In the last 12 months Costa Amalfi has seen 3 resales in the Lee County qualified-deed record (September 2025 through the newest recorded Costa Amalfi deed, June 10, 2026), at $2,310,000, $2,625,000 and $2,425,000, and the highest-priced Costa Amalfi sale in that window was $2,625,000. The Southwest Florida MLS, pulled September 30, 2026, shows the same three closings, at the same prices, with a median of 44 days on the market and a median sale-to-list ratio of 92.4 percent, plus two active listings. We tracked every qualified deed, and we will walk you through each one.
Honors and recognition:
Selling your Costa Amalfi home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Costa Amalfi? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
Selling in Costa Amalfi also runs through the Estero-area market as a whole, and our guide to the best real estate agents in Estero sets out how we compare with the other teams working this corridor.
The key Costa Amalfi takeaways fit in ten lines: what the neighborhood is and where it is recorded, how many homes it holds, when and by whom they were built, what they have sold for, who governs them, what the CDD charges and what the flood map says.
Costa Amalfi at Miromar Lakes, section by section. Each link below jumps to its part of this guide, from the market snapshot, the beach and the fee layers to the flood record, the comparison with Navona, the seller section and the sources behind every figure.
Living in Costa Amalfi means owning a detached single-family beach cottage on a quiet cul-de-sac on the Peninsula of Miromar Lakes Beach & Golf Club, with sand behind most houses, neighborhood boat docks nearby and a small homeowners’ association of its own under the community’s Master Association.
The developer and its builders introduced Costa Amalfi in 2009 as “single-family beach cottages”. The word cottage describes the scale and the setting, not the price or the construction. The Lee County Property Appraiser codes all 15 Costa Amalfi homes as single-family (use code 01), not as condominium units, and the Costa Amalfi association’s Articles of Incorporation call each home a “Villa Site”, owned lot and all. The CDD bills the neighborhood in its “Villa 1” class. Today’s cottages run from 2,507 to 4,501 heated square feet on the county roll, which is larger than the one-story launch plans suggested and larger than many villas elsewhere in the community.
Costa Amalfi buyers want two things most Miromar Lakes addresses cannot give them at once: sand at the back of a single-family house and boating on the lake close at hand. The typical Costa Amalfi home has four bedrooms (10 of the 15 on the roll) and roughly 3,500 square feet of heated space on a street of only 15 homes. That profile suits families who want the beach as their backyard, second-home owners who spend the season on the water, and buyers leaving an estate home who still want a detached house without estate-home upkeep. The small, gated cul-de-sac with an association handling common areas also suits owners who are away part of the year.
A Costa Amalfi morning can start barefoot on the neighborhood’s own beach, with the Southwest-facing view across Lake Como that the 2009 launch materials described. Boating, water-skiing, paddleboarding and fishing happen on the same lake, and the Marina on the Peninsula is close by on the same side of the community. The Beach Clubhouse, with its 10,000 square foot zero-edge pool and fitness center, is about a mile west in a straight line. Golf is a separate membership at the Miromar Lakes Golf Club, Miromar Outlets and Gulf Coast Town Center are about 7 minutes away by our free-flow estimate, and the developer puts Southwest Florida International Airport 10 to 15 minutes away.
Data updated: September 2026. The Costa Amalfi market is small and firmly above $2 million: the Lee County qualified-deed record shows 9 Costa Amalfi sales in the 60 months since September 2021, all resales, at a median of $2,425,000 and a range of $2,077,000 to $2,900,000, with three recorded since September 2025.
The yardstick here is the county’s own record: deeds the Lee County Property Appraiser marks as qualified (arm’s-length) sales of improved single-family parcels, matched to Costa Amalfi by plat, not by name. No 12, 24, 36 or 60-month window reaches ten Costa Amalfi sales, so the county tool’s first window with ten or more is the full record since the first qualified home sale in July 2013: 22 sales at a median of $1,988,500. Because nine sales is under ten, we list every one of the 60-month sales below instead of leaning on a median alone. Builder-direct sales are an estimate: the first qualified sale of a home within a year of its year built.
Measure (Lee County qualified deeds) | Costa Amalfi |
|---|---|
Window | 60 months, September 2021 to the newest recorded Costa Amalfi deed (June 10, 2026) |
Qualified sales | 9, all resales |
Median sale price | $2,425,000 (odd count: the middle sale) |
Range | $2,077,000 to $2,900,000 |
Dollar volume | $22,387,000 |
Mean price per heated square foot | $848 (mean of each sale’s own ratio; median $851) |
Sales since September 2025 | 3: $2,310,000, $2,625,000 and $2,425,000 |
All recorded history (first window with 10+ sales) | 22 sales since July 2013, median $1,988,500 (even count: middle pair $1,900,000 and $2,077,000) |
Builder-direct versus resale, all history (estimate) | 2 builder-direct at a $1,116,500 median; 20 resales at a $2,138,500 median |
Recorded | Price | Heated sq ft | Price per sq ft | Year built |
|---|---|---|---|---|
January 2022 | $2,900,000 | 4,286 | $677 | 2018 |
March 2022 | $2,077,000 | 2,796 | $743 | 2011 |
May 2023 | $2,200,000 | 2,586 | $851 | 2013 |
November 2024 | $2,400,000 | 3,243 | $740 | 2010 |
January 2025 | $2,650,000 | 2,600 | $1,019 | 2013 |
March 2025 | $2,800,000 | 3,352 | $835 | 2014 |
December 2025 | $2,310,000 | 2,586 | $893 | 2013 |
December 2025 | $2,625,000 | 2,796 | $939 | 2011 |
June 2026 | $2,425,000 | 2,586 | $938 | 2013 |
Three things stand out. First, size explains little: a 2,600 square foot cottage sold for $2,650,000 in January 2025, more than the 3,243 square foot home two months earlier, and at over $1,000 a square foot. Beach position, condition and updates move a Costa Amalfi price more than square footage does. Second, price per square foot has climbed: every 2025 and 2026 sale ran $835 to $1,019 a square foot, against $677 to $851 in 2022 and 2023, although the recent sales were mostly the smaller cottages, which carry a higher price per foot. Third, one 2,586 square foot cottage appears three times in the list, at $2,200,000 in May 2023, $2,310,000 in December 2025 and $2,425,000 in June 2026, and it has six qualified deeds in all since 2014. The Costa Amalfi record is thinner than 22 sales suggests: those deeds cover 12 different homes, and three of the 15 homes have no qualified resale on record at all.
Data updated: September 2026. The Lee County file lets us follow Costa Amalfi back to its first home sale. Counts are qualified improved-home deeds only; a year with one sale is a single data point, not a trend.
Year | Qualified sales | Median or single price |
|---|---|---|
2013 | 1 | $900,000 (builder-direct estimate) |
2014 | 3 | $1,333,000 median |
2015 | 0 | no qualified sale recorded |
2016 | 1 | $1,500,000 |
2017 | 1 | $1,492,858 |
2018 | 3 | $1,750,000 median |
2019 | 1 | $1,625,000 |
2020 | 0 | no qualified sale recorded |
2021 | 3 | $2,500,000 median |
2022 | 2 | $2,077,000 and $2,900,000 |
2023 | 1 | $2,200,000 |
2024 | 1 | $2,400,000 |
2025 | 4 | $2,637,500 median |
2026 (to June 10) | 1 | $2,425,000 |
The line runs from about $1.3 million in 2014 to about $2.6 million in 2025, roughly a doubling in eleven years, with the step change in 2021. Before any house was built, the county recorded 16 qualified vacant homesite sales in Costa Amalfi between 2009 and 2015, at $315,000 to $475,000 a lot.
The Southwest Florida MLS, pulled September 30, 2026, shows 3 Costa Amalfi closings in the 12 months to September 30, 2026: $2,310,000 on December 8, 2025, $2,625,000 on December 9, 2025 and $2,425,000 on June 10, 2026, a median of $2,425,000, a median sale-to-list ratio of 92.4 percent, a median of $938 a square foot and a median of 44 days on the market. The same pull shows 2 active Costa Amalfi listings, asking a median of $2,699,500 in a range of $2,550,000 to $2,849,000, with a median of 75 days on the market, and none pending. It also shows 2 Costa Amalfi rentals rented in the 12 months, at $13,500 and $25,000 a month, a median of $19,250, with 1 more rental active. Across all of Miromar Lakes Beach & Golf Club the same pull shows 88 closings in the 12 months to September 30, 2026 at a median of $1,483,284, a top sale of $5,900,000, 40 active listings and 3 pending; community rentals rented 19 times at a median of $8,500 a month, with 18 rentals active at a median ask of $4,600 a month.
For Costa Amalfi the two records agree. The county recorded deeds of $2,310,000 on December 8, 2025, $2,625,000 on December 9, 2025 and $2,425,000 on June 10, 2026, the same prices and dates as the three MLS closings in the September pull. Where a deed and an MLS record do disagree, the county records the deed’s consideration while the MLS records the reported closing price, and we publish the recorded deed figure.
Costa Amalfi is a scarcity market with a firm floor. With 15 homes and roughly two sales in a typical year, the next listing competes with almost nothing inside the neighborhood, and every sale since 2022 has cleared $2 million. The spread inside that band, $2,077,000 to $2,900,000, is driven by size, beach position, condition and how recently the home was updated. If you are selling, get a Costa Amalfi-specific valuation from our free home valuation page or call Jesse at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or start with our buyer representation page.
Costa Amalfi came to be as Unit XIII of Miromar Lakes Beach & Golf Club, a platted beach cottage neighborhood recorded in Lee County as Instrument 2008000338718, with its own homeowners’ association incorporated in January 2009, builders announced that June, its first homes finished in 2010 and every homesite sold by March 2015.
Miromar Lakes Beach & Golf Club is the work of Miromar Development Corporation, a Florida company that describes itself as founded in 1988 and whose portfolio also includes Miromar Outlets and the Miromar Design Center. The community’s master Declaration of Covenants, Conditions, Restrictions and Easements was recorded on December 27, 2000 at Official Records Book 3343, Page 294, and the declarant entity is Miromar Lakes, LLC. The Miromar Lakes Community Development District was created in September 2000 by Lee County Ordinance 00-17, on about 972 acres east of Interstate 75 and north of Florida Gulf Coast University.
The Lee County roll records Costa Amalfi as two plat pieces. Fourteen homes (lots 3 to 16) sit in Miromar Lakes Unit XIII Costa Amalfi, Instrument 2008000338718. The fifteenth, at the east end of the street, sits alone as lot 1 of Miromar Lakes Unit XIII-A, a later instrument recorded in 2012 (Instrument 2012000158875). The Unit XIII plat also carries four non-residential tracts: Tract R, the right of way that is Via Savona Court, and Open Tracts B1, B2 and B3, which the roll codes as buffer, conservation and water retention land. The developer marketed 16 homesites, and the CDD still bills 16 units; no document we read explains why the roll now shows 15 home parcels, so treat the count of homes as 15 and the count of original homesites as 16.
Costa Amalfi Homeowners’ Association, Inc. was filed with the Florida Division of Corporations on January 23, 2009, as a not-for-profit corporation under Chapter 617 of the Florida Statutes, document number N09000000776. An executive of Miromar Development Corporation signed as incorporator, and the association’s first address was the developer’s office on Corkscrew Road. Its Articles of Incorporation say it was formed for the “maintenance, preservation and architectural control of the residential lots, common areas and improvements” under the Declaration of Covenants, Conditions and Restrictions for Costa Amalfi, recorded or to be recorded in the Lee County public records. The association has filed an annual report every year since 2010, most recently on April 16, 2026, and is active; its current filings give a professional management company’s address in Bonita Springs.
Florida Weekly and the Naples Daily News reported in June 2009 that Costa Amalfi was the newest neighborhood at Miromar Lakes, with “only 16 home sites” of “unique single-family beach cottages” fronting “a wide stretch of private white sandy beach”, and with Southwest views across the lake. Michelangelo Homes, “one of two builders in Costa Amalfi”, introduced four plans from 1,860 to 3,284 air-conditioned square feet, starting in the low $800,000s, each with a “New California” exterior, impact windows and doors and a two-car garage. Distinctive Communities Inc. offered three more plans, with prices beginning in the $900,000s. The same announcement promised boat slips with access to more than 700 acres of contiguous freshwater lakes.
The county roll dates the 15 Costa Amalfi homes to 2010 through 2018: two in 2010, two in 2011, one in 2012, four in 2013, two in 2014, two in 2015, one in 2016 and one in 2018. The Naples Daily News reported on March 8, 2015 that Costa Amalfi was sold out “with the recent purchase of the last available homesite and a home under construction”, and its photograph showed “The Cortina by Harbourside Custom Homes” in the neighborhood.
Costa Amalfi is a 15-home beach cottage street on the Peninsula of Miromar Lakes, and its last three recorded sales ran from $2,310,000 to $2,625,000 inside seven months. If you own there, get a free Costa Amalfi home valuation or call Jesse direct at (239) 898-6072. If you are buying, call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
A Costa Amalfi beach cottage is a detached single-family home of about 2,500 to 4,500 heated square feet, most often with four bedrooms, on its own lot along Via Savona Court, built between 2010 and 2018 by custom builders working to a coastal design brief, with most lots running down to the neighborhood’s private beach on Lake Como.
Measure (Lee County roll, September 2026) | Costa Amalfi |
|---|---|
Homes | 15 single-family parcels |
Heated area | 2,507 to 4,501 sq ft |
Median heated area | 3,553 sq ft |
Average heated area | 3,478 sq ft |
Bedrooms | 3 bedrooms: 3 homes; 4 bedrooms: 10 homes; 5 bedrooms: 1 home; 6 bedrooms: 1 home |
Bathrooms on the roll | 3 to 6 |
Year built | 2010 to 2018 (four in 2013, the busiest year) |
Heated area is the county’s figure for air-conditioned living space. It excludes the garage, covered lanai and pool deck, so a listing’s “total” square footage will be larger. When a listing and the roll disagree, ask which measure the listing used.
The 2009 Michelangelo plans ran from a one-story, two-bedroom San Clemente of 1,860 air-conditioned square feet to a two-story, four-bedroom Newport Beach of 3,284. The homes that were built are larger: the smallest Costa Amalfi home on today’s roll has 2,507 heated square feet and the median has 3,553, and two homes exceed 4,400. Buyers and builders clearly moved up from the entry plans once the neighborhood sold, which is why Costa Amalfi now sits closer to villa and estate sizes than the word cottage suggests. Which builder built which home is not recorded on the county roll, so ask for the builder, plan name and permit history of the specific house.
Every Costa Amalfi address is on Via Savona Court, numbered 11711 to 11799. The county’s land-use description codes 13 of the 15 homes as lakefront single-family (“single family residential, lake”); two homes carry the plain single-family description. Which homes sit directly on the beach, how much sand each lot holds and how each house faces the water are lot-by-lot questions, and they are among the first things that separate a $2.1 million Costa Amalfi sale from a $2.9 million one.
The launch materials described a “New California” exterior with custom wood entry doors, impact windows and doors, cypress lanai ceilings and optional pools, spas, outdoor kitchens and fireplaces. On a home built from 2010 to 2015, the practical questions are the roof’s age and type, whether every opening still carries its impact rating, the age of the air-conditioning and pool equipment, and whether past work was permitted. Lee County’s permit portal answers the permit question by address, and the storm and permit sections below explain why each item matters at resale.
Costa Amalfi is different because it pairs a single-family house with its own stretch of private white-sand beach on Lake Como and neighborhood boat docks, a combination the developer’s launch and sell-out announcements built the neighborhood around, and an unusual pairing for a single-family address anywhere in inland Southwest Florida.
The March 2015 sell-out announcement described residents who “walk out their back door onto their own private beach” with views across Lake Como. The community’s roughly three miles of private white-sand beach are Master Association common area and belong to every Miromar Lakes owner; Costa Amalfi’s frontage is the stretch at the back of its own lots. How ownership of the sand is divided between each lot, the Costa Amalfi association and the master common area is set by the recorded plat and declarations, which are not posted online, so ask for the survey of the specific lot.
The 2009 launch promised boat slips, and the 2015 announcement described “neighborhood boat docks” from which residents water-ski, fish or cruise the lake. No public document we read says how many slips there are, whether each home holds a deeded or assigned slip, or what a slip costs. Those facts sit in the Costa Amalfi declaration and association records. For a buyer, the right question is which slip, if any, conveys with the specific home, and in what document; for a seller, having that answer in writing at listing protects the price.
The 2009 announcements described a “250-acre Lake Como, which adjoins 450-acre Lake Maggiore” and “more than 700 acres of contiguous freshwater lakes”; the 2015 announcement and today’s developer pages call it the 700-acre Lake Como. Both are the same water: a contiguous freshwater system, 26 to 40 feet deep, with no tides and no connection to the Gulf. Boating from Costa Amalfi is lake boating, not a route to open water.
A Costa Amalfi home carries Master Association membership under the master Declaration, and through it the Beach Club’s pool, beach, fitness, tennis and lake privileges for one registered household per lot; golf is a separate, optional membership with its own $140,000 initiation fee, and dining, spa services and rentals are paid as used.
Inside Costa Amalfi itself the shared features are the private cul-de-sac, its landscaping and entry, the open tracts the plat sets aside, the neighborhood’s stretch of beach and the neighborhood boat docks. The Costa Amalfi association’s Articles give it the job of maintaining the common areas and exercising architectural control over the lots, with power to insure association property and rebuild after a casualty. What exactly the association maintains on each lot is set by the Costa Amalfi declaration, which is recorded but not posted online; ask for it, with the association’s current budget, before you sign.
The Beach Club is Master Association common area. The developer’s own description lists a 10,000 square foot zero-edge infinity pool with a beach entry and a children’s wading pool, about three miles of private white-sand beach, a Beach Clubhouse with a dining room, library, wine room, billiard room, card room and theater, a Wellness Spa and a fitness center. The Racquet Club has seven lighted Har-Tru tennis courts and dedicated lighted pickleball courts, which the Winter 2024 resident newsletter counts at six, plus bocce and a family mini-putt course. A Social Lounge and a Golf Simulator Suite inside the Beach Clubhouse were announced for late fall 2026. The January 30, 2024 edition of the Master Association Rules and Regulations ties Beach Club use to one registered household per lot and says general use of the beach, pool, tennis and locker rooms is included in the periodic assessments, while food and drink, spa services, classes, room rentals and boat and equipment rentals are charged separately. Those rules sit under the master Declaration.
Costa Amalfi is on the Peninsula, near the Marina on the Peninsula. The 2015 announcement described the marina area with a parterre garden, a relaxation garden with the sculpture “Dare to Be”, bocce courts, fitness stations, boat slips, a fire pit and entertainment pavilions, and the developer’s own marina page describes it today. It is the closest community gathering place to Via Savona Court.
The developer lists swimming, water-skiing, wakeboarding, sailing, kayaking, paddleboarding and fishing on Lake Como. The Master Association’s rules prohibit personal watercraft such as jet skis, cap motorboats and pontoons at 23 feet (pontoon motors at 40 horsepower or less) and sailboats at 21 feet, require every boat to be registered, and limit lake swimming to within 50 feet of shore in the roped area by the Beach Club, never from sundown to dawn. The land under Lake Como belongs to the Miromar Lakes CDD, and the CDD’s stormwater rules say a dock built into a lake maintenance easement is the dock owner’s to maintain. Florida Gulf Coast University, next door, runs its own student waterfront on the lake.
The Miromar Lakes Golf Club course is an 18-hole, par-72 Arthur Hills Signature design, remastered by Drew Rogers, with six sets of tees from about 4,500 to 7,100 yards. The developer describes it as the only Arthur Hills Signature course in Southwest Florida. Membership is optional; the official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip that waitlist. A Costa Amalfi purchase is a resale, so a Costa Amalfi buyer who wants golf should plan on the waitlist.
Dining at the Beach Clubhouse and the Blue Water Beach Grill, spa treatments, lessons and classes, marina services, boat rentals and concierge tasks such as home watch or pool cleaning are all pay-as-used. The developer lists these services but does not publish their prices, and golf dues are not published either.
Costa Amalfi fees come in three layers: Costa Amalfi Homeowners’ Association dues, Miromar Lakes Master Association dues and the Miromar Lakes CDD assessment on the county tax bill. Only the CDD layer is published: $1,918.56 per Costa Amalfi unit for Fiscal Year 2027. Neither association publishes its dues, so the estoppel certificate is where a buyer gets the real number.
The Costa Amalfi association (Florida document N09000000776) levies its own assessments under the Declaration of Covenants, Conditions and Restrictions for Costa Amalfi, and its Articles give it the power “to fix, levy, collect and enforce payment” of those assessments and to insure and repair association property. The association does not publish its budget or dues on any public site we could find, and we do not repeat dues figures from listing remarks. The figure a buyer can rely on is the one in the association’s estoppel certificate, which Florida Statute 720.30851 requires the association to issue on request and which sets out the regular assessment, the amount owed and any special assessments.
Miromar Lakes Master Association, Inc. (Florida document N00000005816), formerly named Miromar Lakes Beach and Golf Club Master Association, owns and runs the Beach Club and the community common areas under the master Declaration recorded at Official Records Book 3343, Page 294. Its dues, any Beach Club charges and any capital contribution at resale are not published in any public primary document we found. The official Contact page routes estoppel requests to the Master Association.
The Miromar Lakes Community Development District is a unit of local government under Chapter 190 of the Florida Statutes, and its assessments appear on the Lee County property tax bill. Its adopted Fiscal Year 2027 budget (October 1, 2026 to September 30, 2027), adopted at the District’s May 14, 2026 public hearing, lists Costa Amalfi in its “Villa 1” class at $1,178.58 of debt service plus $739.98 of operations and maintenance, for a total of $1,918.56 per unit, across 16 assessment units. The debt portion repays the District’s Series 2025 refunding bonds, whose scheduled final maturity is May 1, 2035; the operations portion continues after that. Paying the tax bill in November earns up to a 4 percent discount.
Layer | Who levies it | Published amount | Where to find it |
|---|---|---|---|
Costa Amalfi association | Costa Amalfi Homeowners’ Association, Inc. | Not published | Estoppel certificate; association budget |
Master Association | Miromar Lakes Master Association, Inc. | Not published | Estoppel certificate from the Master Association |
CDD | Miromar Lakes Community Development District | $1,918.56 per unit, Fiscal Year 2027 | FY2027 adopted budget; your tax bill |
Golf (optional) | Miromar Lakes Golf Club | $140,000 initiation; dues not published |
Florida Statute 720.401 requires a seller in a homeowners’ association community to give the buyer a disclosure summary before the contract is signed, and Florida Statute 190.048 requires every sale contract inside a CDD to carry a bold notice that the District may levy taxes or assessments on the property. For the dollars, ask for three documents early: the Costa Amalfi association’s estoppel certificate, the Master Association’s estoppel certificate and the most recent Lee County tax bill for the home, which shows the CDD line. We request all three at listing so a Costa Amalfi buyer never meets a new number at the closing table.
Costa Amalfi’s yearly cost of ownership stacks four items: Costa Amalfi association dues, Master Association dues, the $1,918.56 CDD assessment and Lee County ad valorem property tax, which for Costa Amalfi’s taxing district ran 13.2715 mills in 2025, or about $13.27 per $1,000 of taxable value.
Every Costa Amalfi parcel sits in Lee County Property Appraiser taxing district 071, “San Carlos Fire”, which is unincorporated Lee County rather than the Village of Estero. The 2025 final millage for that district totals 13.2715 mills. The largest pieces are Lee County general revenue at 3.7623 mills, public schools at 5.3190 mills combined, and the San Carlos Park Fire District at 2.3590 mills, with the unincorporated-area MSTU, the library district, South Florida Water Management District levies and several smaller county districts making up the rest. The 2026 millage book was not yet posted when we checked in September 2026.
On an illustrative taxable value of $2,000,000, 13.2715 mills produces about $26,543 of ad valorem tax, and the CDD’s $1,918.56 is added on top as a non-ad valorem line, before any November discount. A homesteaded full-time owner’s taxable value is usually well below market value because of the exemption and the assessment cap described next, and a new buyer’s taxable value resets toward market value the year after purchase. Pull the actual bill for the home you are considering; this example is arithmetic, not a Costa Amalfi tax bill.
A Florida resident who owns and lives in a Costa Amalfi home on January 1 can apply to the Lee County Property Appraiser by March 1 for the homestead exemption of up to $50,000. Once homesteaded, the assessed value can rise each year by no more than the lower of 3 percent or inflation, which the Department of Revenue set at 2.7 percent for 2026. A joint resolution (HJR 1-F) that would raise the non-school homestead exemption is on the November 2026 ballot; it is a proposal, not law, until voters approve it.
Costa Amalfi homes are governed by two recorded layers: the Declaration of Covenants, Conditions and Restrictions for Costa Amalfi, administered by Costa Amalfi Homeowners’ Association, and the master Declaration for Miromar Lakes Beach & Golf Club at Official Records Book 3343, Page 294, administered by the Master Association, with the Master Association’s rules on top.
The Costa Amalfi Articles, filed January 23, 2009 and public on the Florida Division of Corporations site, set the association’s frame. Every owner of record of a Villa Site is a Class A member, with one vote per Villa Site, however many people hold title. The developer held a Class B membership with a veto on all membership votes until turnover. The board has at least three directors. The By-Laws can be amended by a majority of the members present in person or by proxy at a meeting; amending the Articles takes 75 percent of the votes of the entire membership, and no amendment may change membership or voting rights without every member’s written approval. Dissolving the association takes 100 percent of the votes of each class.
The master Declaration was recorded December 27, 2000, and the Miromar Lakes CDD’s stormwater rules cite it by book and page, including its Section 22.4 lake maintenance easements. Its Sections 11.3 and 11.5 let the Master Association board and the declarant adopt rules. The current rules, in the edition dated January 30, 2024, cover Beach Club use, lake use, vehicle registration and a schedule of fines. Master Association members vote through Neighborhood Voting Representatives rather than individually, under the Master Association’s 2000 Articles of Incorporation.
The Costa Amalfi Articles name “architectural control of the residential lots” as one of the association’s purposes, and the master Declaration adds a community-level review layer. Neither set of architectural guidelines is posted publicly. Before you plan a pool remodel, a new roof in a different material, a color change, a beach-side change or a dock alteration, get the written guidelines and the approval process from both associations, and remember that a dock in a lake maintenance easement is also governed by the CDD’s stormwater rules. A Costa Amalfi seller should be ready to show that past exterior changes were approved.
Costa Amalfi is not a 55+ community. No primary source for Miromar Lakes Beach & Golf Club designates it as housing for older persons, and the Master Association’s rules define a registered household as including dependent children under 25 and set supervision rules for children at the Beach Club, which fits an all-ages community.
Florida stopped registering 55+ communities with the Florida Commission on Human Relations on July 1, 2020, so there is no state list to check; the recorded declaration is the authority. For a Costa Amalfi seller, the practical effect is a wider buyer pool: families drawn by a beach in the backyard, working-age buyers relocating to the Estero area and retirees can all buy in Costa Amalfi.
A Costa Amalfi home can be leased, but the minimum lease term, lease frequency and any approval step are set by the Costa Amalfi declaration and the master documents, which are not published online. The Master Association’s rules do say that a leasing owner must designate the tenant as the Beach Club user for the lease term.
That designation matters. Beach Club privileges belong to one registered household per lot, so while a tenant holds them, the owner does not. Owners must also register every occupant with the Master Association within 10 days of any change in occupancy. On rental demand, the Southwest Florida MLS, pulled September 30, 2026, shows 2 Costa Amalfi rentals rented in the 12 months to September 30, 2026, at $13,500 and $25,000 a month, and 1 more active, against a community median of $8,500 a month across 19 Miromar Lakes rentals; a beachfront single-family home is a rarer rental than that community median describes. Before you buy a Costa Amalfi home as a seasonal rental, read the Costa Amalfi declaration’s leasing article; before you list one with a tenant in place, tell us the lease end date so showings can be scheduled around it.
Pets live in Costa Amalfi homes, but the number, size and breed limits, if any, are set in the Costa Amalfi declaration and the master documents, which are not published online. The one published pet rule is the Master Association’s: dogs and other pets are not allowed at the Beach Club, except assistance animals.
Ask for the pet provisions of the Costa Amalfi declaration with the association documents, including any rule about pets on the neighborhood beach, and remember that the lake is wildlife habitat: the Master Association’s rules place no duty on the association or the developer to remove wildlife.
Costa Amalfi sits in FEMA Flood Zone X, an area of minimal flood hazard, on Lee County’s effective map panel 12071C0582F; it is in Lee County Evacuation Zone D, one of the county’s least vulnerable zones, and it is built to a 160 mph design wind speed inside the wind-borne debris region, where openings need impact protection.
We queried FEMA’s National Flood Hazard Layer at all 15 Costa Amalfi home parcels, and every one returns Zone X, “area of minimal flood hazard”; both end addresses, 11711 and 11799 Via Savona Court, fall on panel 12071C0582F, effective August 28, 2008. That matters for a lakefront neighborhood: the AE zones inside Miromar Lakes sit in other neighborhoods, not on the Costa Amalfi beach lots. Zone X is not “no flood risk”. It means a federally backed lender generally does not require flood insurance, but flood coverage is still available in Zone X. The address-level answer is always FEMA’s Flood Map Service Center, Lee County’s flood portal and the home’s elevation certificate, if one exists.
Because Costa Amalfi is in unincorporated Lee County, Lee County’s standing in FEMA’s Community Rating System applies, not the Village of Estero’s. Unincorporated Lee County is a CRS Class 5 community, which gives National Flood Insurance Program policyholders a 25 percent discount on premiums. FEMA confirmed in November 2024 that unincorporated Lee County would keep that 25 percent discount after a corrective action plan.
Lee County’s evacuation layer places all of Miromar Lakes, Costa Amalfi included, in Evacuation Zone D, storm surge zone 4. Lee County describes Zone D as one of its least vulnerable evacuation zones, among the last to be ordered out, and names wind, including tornadoes, as the most significant danger there. Check your zone each season on Lee County’s Know Your Zone lookup, because evacuation orders are issued by zone.
The Lee County Property Appraiser’s wind layer puts Miromar Lakes at an ultimate design wind speed of 160 mph for ordinary homes (Risk Category II) and inside the wind-borne debris region. The Florida Building Commission notes that peninsula design wind speeds are unchanged in the 2023 code. The 2009 launch materials promised impact windows and doors on every Costa Amalfi home; a buyer’s wind-mitigation inspection will confirm what is installed today, along with roof-to-wall connections and the roof covering’s age. On an open lakefront lot, where wind reaches the house across the water, those items matter more, not less.
Hurricane Ian made landfall on Cayo Costa on September 28, 2022 as a Category 4 storm. The National Hurricane Center’s records for Southwest Florida International Airport, about four miles north of Miromar Lakes, show a gust of 96 knots and 6.54 inches of rain, and surge of 8 to 12 feet struck coastal Estero, Bonita Springs and North Naples, well west of Miromar Lakes. Hurricane Milton in October 2024 brought a 56-knot gust at the airport. We found no primary source documenting flooding or specific structural damage inside Miromar Lakes from either storm, and we make no claim either way; a Costa Amalfi seller should disclose any storm repairs and insurance claims on the home itself.
The state records point to an easing market. Citizens Property Insurance, the state-backed insurer, stood at 278,662 policies in June 2026 after peaking at 1.42 million in October 2023, and recommended an average personal-lines rate decrease for 2026. Florida’s Office of Insurance Regulation reported in May 2026 that 20 new property and casualty insurers had entered the state since the 2022 and 2023 reforms. Florida law also bars an insurer from refusing to write or renew a homeowner’s policy solely because the roof is less than 15 years old. None of these sources publishes Costa Amalfi or Miromar Lakes premiums, and we do not quote any; get a quote on the specific house, with its wind-mitigation and four-point reports, before you commit.
Florida Statute 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the contract, stating whether the seller knows of flood damage during ownership, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove that duty.
Costa Amalfi is served by the School District of Lee County through its proximity-based school-choice plan, not a single assigned school: families rank schools within the choice zone tied to their address, and Florida Gulf Coast University sits immediately next to Miromar Lakes.
Under the district’s Student Enrollment Plan for 2026 to 2027, elementary and middle school families choose among the schools in the proximity zone for their address, with lottery priority for students within two miles and for the nearest school in the zone. For high school, the plan’s South Zone is described as generally south of Dr. Martin Luther King Jr. Boulevard and the Caloosahatchee River, and by that description Miromar Lakes falls inside it. Which proximity zone and which South Zone sub-zone serve Via Savona Court is answered by the district’s School Enrollment Zones map for the specific address, and we do not name a zoned school here. Miromar Lakes parcels fall in Lee County School Board District 2.
Permits for Costa Amalfi homes are issued by the Lee County Department of Community Development, because Costa Amalfi is in unincorporated Lee County, not the Village of Estero; permit history for any Costa Amalfi address is searchable online in Lee County’s eConnect portal without an account.
Lee County’s Accela Citizen Access portal, branded eConnect, searches by address, case number or the parcel’s STRAP number, and the county says no account is needed to look up records. Pull the history before you list or before you make an offer: open or expired permits for a roof, windows, a pool heater, a lanai enclosure or a dock are among the most common reasons a Costa Amalfi closing slows down. Elevation certificates on file for unincorporated parcels can be searched through the county’s flood portal.
A roof replacement and window or door replacements need a building permit in Lee County. Under Florida Statute 553.844, if a roof was built, repaired or replaced to the 2007 Florida Building Code or later, replacing 25 percent or more of it requires only the replaced portion to meet the current code. Every Costa Amalfi home was built in 2010 or later, so its original roof was built under the 2007 Florida Building Code or a later edition, which helps a future re-roof. Dock work in a lake maintenance easement also runs through the CDD’s stormwater rules, and larger shoreline work can need a South Florida Water Management District environmental resource permit.
Costa Amalfi sits inside the Miromar Lakes Mixed Use Planned Development, a Development of Regional Impact approved by Lee County in 1999 and now governed by resolution Z-13-020; the whole project covers 1,800.70 acres, and the land around Costa Amalfi is built Peninsula neighborhoods, the marina and Lake Como.
Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI (master number DRI900359) records approval for up to 3,716 residential units on 1,042 acres, 650 boat slips, 150 hotel rooms and 150,000 square feet of commercial space, with 344.70 acres of wetlands and conservation. Those are approved maximums, not a count of what is built. The Lee Plan’s future land use category for the community is University Community, and every Costa Amalfi parcel carries MPD zoning on the county roll. The active new construction inside Miromar Lakes, at Positano, Messina and Nerano, is in other parts of the community. The largest change nearby is outside it: the Florida Department of Transportation’s Interstate 75 project from Golden Gate Parkway to Alico Road, which adds optional toll express lanes through the Corkscrew Road interchange, is slated to begin in fall 2026.
Daily life in Costa Amalfi runs on Florida Power & Light electricity, Lee County Utilities water and sewer, weekly curbside collection by Waste Pro, the San Carlos Park Fire District and a staffed Miromar Lakes gatehouse, with Southwest Florida International Airport 10 to 15 minutes away by the developer’s own measure.
Miromar Lakes is gated, with a staffed gatehouse and two entrances. The Master Association’s rules require residents to register every vehicle and issue a decal and transponder for the main gate, and guests are admitted on a resident’s authorization. Owners register every occupant within 10 days of a change in occupancy.
Lee County’s electric territory layer returns Florida Power & Light across Miromar Lakes, not LCEC. Water and sewer are Lee County Utilities. Fire and rescue are the San Carlos Park Fire District, which appears on the tax bill at 2.3590 mills for 2025.
Miromar Lakes is in Lee County’s solid waste Area 3, served by Waste Pro. Collection is once a week for garbage, recycling and yard waste, set out by 5:30 a.m.; the county’s collection-route map gives the day for each street, and bulky-item pickup is available on request through the county.
Costa Amalfi addresses use Miromar Lakes, FL 33913, a mailing name the Postal Service accepts and the Census geocoder matches; it is not a city, and the Census geocoder returns no incorporated place for the community. Whether mail comes to the door, the curb or a cluster box, and which internet providers serve Via Savona Court at the address level, are not confirmed in any public source we reached; the Village of Estero lists Comcast, Frontier, CenturyLink and Summit Broadband as providers in the adjoining area.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimates from the Sales Gallery, which run longer in season, put Florida Gulf Coast University at about 5 minutes, Miromar Outlets, Gulf Coast Town Center and Interstate 75 at about 7, Coconut Point at about 15 and Barefoot Beach Preserve at about 31; Via Savona Court is a few minutes farther inside the gates. For emergencies, Lee Health’s Coconut Point freestanding emergency department is open 24 hours, about 16 minutes away, and Gulf Coast Medical Center, a state-approved Level II trauma center, is about 16 minutes away in Fort Myers.
Costa Amalfi compares as a mid-sized, mid-priced single-family neighborhood inside Miromar Lakes: on the same 60-month county-deed yardstick its $2,425,000 median and $848 mean price per square foot sit close to Navona, below Portofino, Cortona and Murano on price, and it carries a middle CDD line of $1,918.56.
Data updated: September 2026. Every row below uses the same yardstick: Lee County qualified deeds in the 60 months since September 2021, matched by plat, with the mean of each sale’s own price per heated square foot, including any builder-direct first sales. Where a neighborhood has fewer than 10 sales in the window, treat its median as indicative only.
Neighborhood | Homes | Built | Median heated sq ft | 60-month sales | Median sale | Mean $/sq ft | CDD FY2027 per unit |
|---|---|---|---|---|---|---|---|
Costa Amalfi | 15 | 2010 to 2018 | 3,553 | 9 | $2,425,000 | $848 | $1,918.56 |
Navona | 18 | 2014 to 2016 | 2,610 | 5 | $2,500,000 | $861 | $2,311.14 |
Murano | 19 | 2007 to 2017 | 4,149 | 8 | $3,500,000 | $808 | $2,083.48 |
Portofino | 20 | 2007 to 2022 | 3,449 | 8 | $2,712,500 | $813 | $1,446.61 |
Caprini | 27 | 2004 to 2020 | 3,191 | 10 | $2,549,500 | $797 | $1,446.61 |
Cortona | 19 | 2018 to 2020 | 3,035 | 5 | $2,700,000 | $871 | $2,311.14 |
Salerno | 31 | 2014 to 2020 | 4,053 | 14 | $3,655,824 | $901 | $2,856.44 |
Navona is Costa Amalfi’s closest match on the Peninsula: an 18-home waterfront villa neighborhood on Via Navona Way, built from 2014 to 2016 beside the marina, with smaller homes and a higher CDD line. It is the rival in the decision section below.
Murano and Salerno are the Peninsula’s estate-home neighborhoods, with median heated areas above 4,000 square feet and medians of $3.5 million and more on the same yardstick. A buyer choosing between them and Costa Amalfi is choosing between a larger house on a private dock lot and a smaller house on the neighborhood’s beach.
Portofino and Caprini are older single-family villa streets elsewhere in the community, both in the CDD’s lowest single-family class at $1,446.61, and Cortona in Costa Maggiore is a newer villa street built from 2018 to 2020. None of them has Costa Amalfi’s beach behind the house.
Costa Amalfi versus Navona comes down to beach versus dock and house size versus age: Costa Amalfi is the smaller, earlier beach cottage neighborhood, 15 homes against 18, with larger median homes at 3,553 square feet against 2,610, a $2,425,000 median against Navona’s $2,500,000 on the same 60-month county-deed yardstick, and a lower CDD line.
Factor | Costa Amalfi | Navona |
|---|---|---|
Recorded plat | Miromar Lakes Unit XIII Costa Amalfi, Instrument 2008000338718, plus Unit XIII-A | Miromar Lakes Unit XIII Peninsula Phase Three, Instrument 2013000142438, Block B |
Homes | 15 single-family | 18 single-family |
Street | Via Savona Court | Via Navona Way |
Year built on the roll | 2010 to 2018 | 2014 to 2016 |
Heated area, median | 3,553 sq ft (range 2,507 to 4,501) | 2,610 sq ft (range 2,560 to 3,619) |
Water feature | Private white-sand beach and neighborhood boat docks (2009 and 2015 announcements) | Waterfront villas with private docks included (2015 announcement) |
60-month qualified sales | 9 | 5 |
Median sale, 60 months | $2,425,000 (fewer than 10 sales) | $2,500,000 (fewer than 10 sales) |
Mean price per sq ft | $848 | $861 |
Sales since September 2025 | 3 ($2,310,000 to $2,625,000) | 1 ($2,400,000) |
All recorded history | 22 sales, median $1,988,500 | 20 sales, median $1,485,000 |
CDD, Fiscal Year 2027 | $1,918.56 (Villa 1 class, Series 2025) | $2,311.14 (Villa 2 class, Series 2025) |
Neighborhood association on Sunbiz | Costa Amalfi Homeowners’ Association, Inc. (N09000000776, filed 2009) | A Navona Homeowners’ Association, Inc. (filed 2013) appears; not confirmed as Navona at Miromar Lakes |
FEMA flood zone | X | X |
Choose Costa Amalfi if the beach itself is the point, if you want a larger four-bedroom house for family and guests, and if a lower CDD line matters to your carrying cost. Choose Navona if you want a private dock at your own lot, a slightly newer build year and a smaller, easier house close to the marina. On price the two are near twins on the 60-month yardstick, so the decision is really about sand versus dock and square footage versus build year. Sellers in either neighborhood can start with a free home valuation or call Jesse at (239) 898-6072; buyers can call Marc at (239) 287-5873 or read how we represent buyers.
The honest case for Costa Amalfi is a detached house on a private beach with neighborhood boat docks, a 15-home cul-de-sac and a low-hazard flood zone; the honest case against it is unpublished association dues, unanswered slip questions and so few sales that pricing any single Costa Amalfi home takes real work.
If the pros fit, sellers can get a free Costa Amalfi home valuation or call Jesse at (239) 898-6072, and buyers can call Marc at (239) 287-5873 or read how we represent buyers.
If you’re searching for a Costa Amalfi listing agent, or thinking, ‘I need someone to sell my Costa Amalfi home…’, start with the record: 9 qualified deeds in 60 months, a $2,425,000 median and every sale since 2022 above $2 million. McGreevy and Comisar price, prepare and market Costa Amalfi beach cottages from that record, not from a community average.
Our credentials as your Costa Amalfi listing agent:
In the last 12 months Costa Amalfi has seen 3 resales in the Lee County qualified-deed record, at $2,310,000, $2,625,000 and $2,425,000, for $7,360,000 in volume. Over the 60-month window the record shows 9 resales and $22,387,000 in volume. The Southwest Florida MLS, pulled September 30, 2026, shows the same three closings, at a median of 44 days on the market and a median sale-to-list ratio of 92.4 percent. We tracked every qualified Costa Amalfi deed, and we will walk you through each one.
Three things. First, the comparable set is tiny, so a Costa Amalfi price has to be built from a handful of Costa Amalfi deeds, adjusted for size, beach position, condition and updates, and checked against Navona and the Peninsula estates. Second, the beach and the boat docks are the product, so the documents that say what the lot owns, which slip conveys and what the association maintains must be in hand before the first showing, along with both estoppel certificates and the CDD line from your tax bill. Third, resale buyers who want golf face a $140,000 initiation and a waitlist, so we market Costa Amalfi on the beach, the lake and the house itself, and we tell golf buyers the truth up front.
Start with a free Costa Amalfi home valuation. Or talk to Jesse direct: (239) 898-6072, text or call.
Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Price it from the nine qualified Costa Amalfi deeds since September 2021, weighted toward the three recorded since September 2025 at $2,310,000, $2,625,000 and $2,425,000, and adjust each for size, beach position, condition and updates. Then check the result against Navona’s $2,500,000 median on the same yardstick. A single-sale price is a guess; a nine-sale price with honest adjustments is a strategy.
It can, but only if the buyer can see in writing what conveys. The launch and sell-out announcements describe neighborhood boat docks, and no public document says which slip goes with which home. Find the deed, assignment or association record for your slip before listing, and we will market it as a documented feature rather than a promise.
The Costa Amalfi Homeowners’ Association estoppel certificate, the Master Association estoppel certificate, your latest Lee County tax bill showing the $1,918.56 CDD line, the Costa Amalfi declaration and rules, your boat slip paperwork, your survey, your permit history, and your wind-mitigation and four-point inspection reports. Having them ready at listing shortens the buyer’s review and protects your price.
Florida law requires you to give the buyer the homeowners’ association disclosure summary and the CDD notice in the contract. Whether the Costa Amalfi association must approve a buyer is set by the Costa Amalfi declaration, which is not posted online; we read it at listing so no approval step surprises your closing date.
Some beach buyers value a turnkey home, but furnishings, kayaks, paddleboards and any boat should be priced and listed separately in the contract. Keeping personal property out of the real estate price keeps the recorded deed figure clean for the next appraisal in a neighborhood with very few comparable sales.
The Southwest Florida MLS, pulled September 30, 2026, shows a median of 44 days on the market for Costa Amalfi’s three closings in the 12 months to September 30, 2026, while the two active listings have sat a median of 75 days. With 15 homes and roughly two sales a year, the right buyer may not be in the market the week you list, so price, presentation and reach matter more than the calendar.
Costa Amalfi owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years, and for this guide they read both plats, the association’s filings, the CDD budget, the builders’ announcements and every qualified Costa Amalfi deed before writing a word.
McGreevy and Comisar are the Domain Realty team behind this Costa Amalfi guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has lived in Estero since 2003, a short drive from Miromar Lakes, and the team works the Estero-area golf and lake communities every season. You can read how the team was built on our about the McGreevy and Comisar team page.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:
McGreevy and Comisar is a top-reviewed Costa Amalfi realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review
★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review
★★★★★ “No one knows real estate, especially Florida real estate like Marc and Jesse. Smart and savvy. They also have a great team that is knowledgeable and professional.” Christian Schnabel, verified Google review
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
Selling a Costa Amalfi home? Get a free Costa Amalfi home valuation, or call Jesse direct at (239) 898-6072.
Buying in Costa Amalfi? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Costa Amalfi, see our Miromar Lakes guide, our Estero guide and our guides to the Peninsula neighborhoods Navona and Murano.
These are the questions buyers ask us about Costa Amalfi at Miromar Lakes, from the beach and the boat docks to fees, flood, schools and resale, answered from the county record, the association and CDD filings, the builders’ announcements and the developer’s own pages.
Costa Amalfi is a neighborhood of 15 detached single-family beach cottages on Via Savona Court inside Miromar Lakes Beach & Golf Club, recorded as Miromar Lakes Unit XIII Costa Amalfi (Instrument 2008000338718) plus one lot in Unit XIII-A. Most lots back onto a private white-sand beach on Lake Como, and the neighborhood has its own homeowners’ association under the community’s Master Association.
There are 15 homes in Costa Amalfi on the Lee County Property Appraiser roll, all coded single-family: 14 in the Unit XIII plat and 1 in Unit XIII-A. The developer marketed 16 homesites in 2009 and 2015, and the CDD’s Fiscal Year 2027 budget still bills Costa Amalfi as 16 assessment units.
Every Costa Amalfi home is on Via Savona Court, numbered 11711 to 11799, on the Peninsula of Miromar Lakes near the Marina on the Peninsula and about a mile east of the Beach Clubhouse in a straight line. The mailing address is Miromar Lakes, FL 33913.
Costa Amalfi is in Lee County, in unincorporated Lee County rather than the Village of Estero or the City of Fort Myers. Miromar Lakes, in unincorporated Lee County near Estero, is a mailing name for ZIP 33913, not a city. Permits come from Lee County, and fire service from the San Carlos Park Fire District.
Michelangelo Homes and Distinctive Communities Inc. were announced as the two Costa Amalfi builders in June 2009, and a 2015 announcement pictured a home by Harbourside Custom Homes in the neighborhood. The county roll does not record which builder built each house, so ask for the builder and plan of the specific home.
The county roll dates the 15 Costa Amalfi homes to 2010 through 2018: two in 2010, two in 2011, one in 2012, four in 2013, two in 2014, two in 2015, one in 2016 and one in 2018. The developer announced the neighborhood sold out in March 2015.
Costa Amalfi homes run 2,507 to 4,501 heated square feet on the county roll, with a median of 3,553. Ten have four bedrooms, three have three, one has five and one has six. Heated area excludes garages, lanais and pool decks.
Beach cottage was the developer’s 2009 name for the product: detached single-family homes on a beach, launched with plans from 1,860 to 3,284 air-conditioned square feet. The homes that were built are larger, so the word describes the setting and style, not a small house.
No. Every Costa Amalfi home is a detached single-family house on its own lot; the county codes all 15 as single-family, and the Costa Amalfi association’s Articles call each one a Villa Site.
Yes. The 2009 launch described frontage along a wide stretch of private white sandy beach, and the 2015 sell-out announcement described residents who walk out their back door onto their own private beach. The county codes 13 of the 15 homes as lakefront. How much sand a given lot holds is a survey question for the specific home.
The launch and sell-out announcements describe neighborhood boat docks, and the Master Association allows registered motorboats and pontoons up to 23 feet (pontoon motors 40 horsepower or less) and sailboats up to 21 feet; personal watercraft are prohibited. Which slip, if any, conveys with a specific home is not in any public document, so confirm it in writing.
No. Lake Como is a freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf, so there is no boating route to open water. The lake is large enough for water-skiing, wakeboarding, sailing and fishing.
Yes, within limits. The Master Association’s rules allow lake swimming only within 50 feet of shore in the roped area by the Beach Club, and never from sundown to dawn. The Beach Club’s 10,000 square foot zero-edge pool is the everyday swimming option; ask the association about any rules for the Costa Amalfi beach itself.
Costa Amalfi owners pay Costa Amalfi Homeowners’ Association dues and Miromar Lakes Master Association dues, and neither association publishes its amount. The estoppel certificate from each association, which Florida Statute 720.30851 requires on request, gives a buyer the current figures before closing.
Yes. The Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget sets Costa Amalfi’s assessment at $1,918.56 per unit: $1,178.58 of debt service and $739.98 of operations and maintenance. It is collected on the Lee County property tax bill.
Golf is optional. The Miromar Lakes Golf Club’s official page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip the waitlist; a Costa Amalfi purchase is a resale.
Yes. Costa Amalfi is inside the gated Miromar Lakes community, which has a staffed gatehouse and two entrances. Residents register their vehicles with the Master Association and receive a decal and transponder for the main gate.
No. No primary source designates Miromar Lakes as 55+ housing, and the Master Association’s rules count dependent children under 25 as part of a registered household. Costa Amalfi is open to buyers of any age.
Leasing is allowed, but the minimum term and any approval step are in the Costa Amalfi declaration and master documents, which are not posted online. When a home is leased, the owner designates the tenant as the Beach Club user for the lease term.
Yes, subject to the Costa Amalfi declaration and master documents, which set any limits and are not posted online. The Master Association’s published rule bars pets from the Beach Club, except assistance animals.
Costa Amalfi is in FEMA Zone X, an area of minimal flood hazard, at all 15 home parcels, on map panel 12071C0582F, effective August 28, 2008. Flood insurance is generally not required by a federally backed lender in Zone X but is available, and unincorporated Lee County’s CRS Class 5 rating gives a 25 percent NFIP discount.
We found no primary source documenting flooding or specific structural damage inside Miromar Lakes from Hurricane Ian in 2022, and we make no claim either way. Ian’s surge struck the coast well to the west; ask any Costa Amalfi seller for the home’s own storm-repair and claim history.
The School District of Lee County uses proximity-based school choice, so families rank schools within the zone tied to their address rather than receiving one assigned school. Check the district’s School Enrollment Zones map for a specific Via Savona Court address. Florida Gulf Coast University is next door.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimate from the Sales Gallery is about 9 minutes; Via Savona Court adds a few minutes inside the gates, and season adds more.
Both are Peninsula waterfront neighborhoods with 60-month medians near $2.5 million. Costa Amalfi has 15 larger homes (median 3,553 square feet) on a private beach with neighborhood docks and a $1,918.56 CDD line; Navona has 18 smaller homes (median 2,610) with private docks and a $2,311.14 CDD line.
The National Association of Home Builders named Miromar Lakes its Community of the Year in January 2011 and its Beach Clubhouse the Best Clubhouse in 2010, and in 2024 the Lee Building Industry Association named it the Grand Best Master-Planned Community of the Year.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. In a 15-home neighborhood with roughly two sales a year, we tracked every qualified Costa Amalfi deed so you know what a fair price is before one comes to market. Call Marc at (239) 287-5873.
These are the questions Costa Amalfi owners ask us before a sale, from pricing and timing to the boat slip, the estoppel certificates and the CDD line, answered from the county record, the association and CDD filings, the September 2026 Southwest Florida MLS pull and the other facts on this page.
Your Costa Amalfi home’s value sits inside a recorded range: nine qualified Costa Amalfi deeds since September 2021 ran from $2,077,000 to $2,900,000 at a $2,425,000 median, and the three recorded since September 2025 ran from $2,310,000 to $2,625,000. Where your home lands depends on its size, beach position, condition, updates and slip. We build that number from the Costa Amalfi deeds themselves; start with a free valuation or call Jesse at (239) 898-6072.
The Lee County qualified-deed record shows three Costa Amalfi sales since September 2025: $2,310,000 and $2,625,000 in December 2025 and $2,425,000 in June 2026, a median of $2,425,000 and $7,360,000 in volume. The Southwest Florida MLS, pulled September 30, 2026, shows the same three closings at the same prices, with a median of 44 days on the market.
The all-history median of $1,988,500 covers 22 qualified deeds back to 2013, when Costa Amalfi cottages sold for $900,000 to $1,350,000. Prices roughly doubled by 2025, so the long median mixes two different markets. For pricing today, the nine sales since September 2021, at a $2,425,000 median, are the relevant set, and the long record mainly shows how far Costa Amalfi values have risen.
On the same 60-month county-deed yardstick, Costa Amalfi’s median is $2,425,000 at a mean of $848 per square foot, Navona’s $2,500,000 at $861, Murano’s $3,500,000 at $808 and Salerno’s $3,655,824 at $901. Buyers weigh Costa Amalfi as the beach alternative to Navona’s private docks and the estates’ larger houses, so the beach and the house size are what we price and present first.
Yes, and it is the core of the price. The county codes 13 of the 15 Costa Amalfi homes as lakefront, and the neighborhood’s appeal since 2009 has been sand behind the house. How much beach a lot holds and how the house faces it can matter more than square footage, as the $2,650,000 sale of a 2,600 square foot cottage in January 2025 shows. We document the beach with photographs and the survey.
Start with the three deeds since September 2025, then the 2024 and early 2025 Costa Amalfi sales, adjusted for time, size, beach position and condition, and check the result against Navona’s recent sales. We do not price a Costa Amalfi home from a Miromar Lakes community median; the September 2026 MLS community median, $1,483,284, mixes condominiums and coach homes with beach and estate homes.
It matters to how you read the record. One 2,586 square foot cottage accounts for six of the 22 qualified Costa Amalfi deeds since 2014, including three of the nine since September 2021. Its prices, from $1,333,000 in 2014 to $2,425,000 in June 2026, are a clean index for one house, but they also mean the recent record reflects the smaller cottages more than the four-bedroom homes.
Treat it as a starting guess. An automated estimate needs recent comparable sales, and Costa Amalfi produces about two a year, spread across homes from 2,586 to 4,286 square feet. A model that cannot see beach frontage, the slip or the condition of the house can miss a Costa Amalfi value badly in either direction; a local, document-based valuation is the reliable route.
Many Miromar Lakes buyers are seasonal, in Southwest Florida from roughly November to May, and a beach home shows best when buyers can stand on the sand in winter sun. With 15 homes and often no more than one or two competing Costa Amalfi listings, a well-prepared home can sell in any month; aim to be photographed, documented and on the market before the season’s buyers arrive.
Before, if you can. Listing in the fall lets the documents, slip paperwork, photographs and pricing be settled before seasonal buyers tour, and puts your home in front of them the week they arrive. Costa Amalfi’s three MLS closings in the 12 months to September 30, 2026 took 265, 44 and 31 days on the market, so a spring listing can still run into the summer months.
They can. The county record shows Costa Amalfi deeds recorded in May, June and November as well as the winter months, including the $2,425,000 sale recorded on June 10, 2026. A summer listing may face little competing Costa Amalfi inventory, though the Southwest Florida MLS, pulled September 30, 2026, shows two active listings.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, the #1 team in Southwest Florida since 2012. For Costa Amalfi specifically, we pulled every qualified Costa Amalfi deed, both plats, the association’s filings, the CDD budget and the builders’ launch announcements before writing this page, and we price and document a Costa Amalfi listing from that record.
The buyers who fit Costa Amalfi want sand behind a single-family house and boating close by: families using the beach as a backyard, seasonal owners who live on the water, and owners leaving a larger estate home who still want four bedrooms. Costa Amalfi’s all-ages status means families and working-age buyers relocating to the Estero area are in the pool alongside retirees.
We lead with what a distant buyer cannot see: professional photography and video of the house, the beach and the view across Lake Como, a short film of the walk to the neighborhood docks, and a document package with both estoppel certificates, the CDD line, the slip paperwork, the survey and the permit history. Out-of-state buyers commit faster when the paperwork answers their questions before they fly in.
Put it in writing. Find the deed, assignment, lease or association record that ties a slip to your home, note its size limits, and pull the Master Association’s boat rules, which cap motorboats and pontoons at 23 feet and sailboats at 21 feet. No public Costa Amalfi document lists the slips, so your paperwork is what a buyer and their lender will rely on.
Golf is a separate, optional membership in the Miromar Lakes Golf Club, and its dues and resale transfer terms are not published. The official golf page lists a $140,000 initiation fee and a waitlist for new members, with new-construction buyers able to skip it. Tell us if you hold a golf membership, and we will confirm its terms with the club before listing.
Three layers: the Costa Amalfi Homeowners’ Association assessment, the Miromar Lakes Master Association assessment and the $1,918.56 Fiscal Year 2027 CDD line on the tax bill. Neither association publishes its dues, so the buyer will ask for both estoppel certificates and your latest tax bill. Having all three ready at listing keeps the fee conversation short and factual.
An estoppel certificate is the association’s signed statement of what is owed on your home: regular assessments, any unpaid amounts and any special assessments. Florida Statute 720.30851 governs its content and fees. A Costa Amalfi sale needs one from Costa Amalfi Homeowners’ Association, whose filings give a management company’s address, and one from the Master Association; we order both at listing.
We found no public primary document that states a transfer fee or capital contribution for a Costa Amalfi resale, and we do not quote figures from listing remarks. Any such charge will appear on the estoppel certificates from Costa Amalfi Homeowners’ Association and the Master Association, which is why we request both before the contract is signed.
Whether the Costa Amalfi association must approve a buyer is set by the Declaration of Covenants, Conditions and Restrictions for Costa Amalfi, which is recorded but not posted online. Florida law does require you to give the buyer the association disclosure summary before signing. We read the Costa Amalfi declaration at listing so any approval step is built into the contract timeline.
The buyer sees a Miromar Lakes CDD line of $1,918.56 for Fiscal Year 2027: $1,178.58 of debt service on the District’s Series 2025 bonds and $739.98 for operations and maintenance. Florida Statute 190.048 requires the sale contract to carry a bold notice that the District may levy assessments on the property.
The CDD’s assessment levy sheets carry a prepayment column, and some Miromar Lakes units have prepaid their debt assessment, so prepayment is possible. The District says per-parcel principal balances are available by parcel ID. Whether prepaying helps your sale is a pricing question, since the Costa Amalfi debt line is $1,178.58 a year and runs to 2035.
The Costa Amalfi debt line repays the District’s Series 2025 refunding bonds, whose scheduled final maturity is May 1, 2035. After that, the debt portion should end, while the $739.98 operations and maintenance portion continues. A buyer comparing Costa Amalfi with a $1,446.61 villa street should hear that the gap is mostly debt with an end date.
Every Costa Amalfi home parcel is in FEMA Zone X, an area of minimal flood hazard, on panel 12071C0582F, even though most lots front the lake. Florida Statute 689.302 still requires you to give the buyer a flood disclosure stating whether you know of flood damage during your ownership, filed a flood insurance claim or received federal flood assistance, whatever the zone.
No law requires a four-point inspection to sell; it is an insurance underwriting report on the roof, electrical, plumbing and air conditioning. Costa Amalfi homes date from 2010 to 2018, so many are now past the ten-year mark some insurers watch, and a recent report in hand at listing answers the buyer’s insurer early.
Yes. Costa Amalfi is in a 160 mph design wind speed area inside the wind-borne debris region, and a lakefront house takes wind across open water. Insurers credit roof-to-wall connections, the roof covering and impact-rated openings, which the 2009 launch specified. A current wind-mitigation report shows a buyer’s insurance agent those features and can lower the premium the buyer is quoted.
Costa Amalfi roofs date from 2010 to 2018 unless replaced, all built under the 2007 Florida Building Code or later, which helps under Florida Statute 553.844 when a future re-roof is due. Florida law bars an insurer from refusing a policy solely because a roof is under 15 years old, and the oldest original roofs are now reaching that age, so document the roof’s date and condition.
Yes. Pull your address’s history from Lee County’s eConnect portal, which needs no account, and close any open or expired permits for a roof, windows, pool equipment, a lanai or dock work before listing. Costa Amalfi is in unincorporated Lee County, so the county, not the Village of Estero, issues and closes those permits.
Update selectively. Recent Costa Amalfi deeds ran from $2,310,000 to $2,625,000 inside seven months, and condition and presentation explain much of that spread, so what buyers price heavily (roof, impact openings, air conditioning, pool equipment, the beach-side outdoor space) usually matters more than interior finishes. We walk the home and tell you which projects the current buyer pool pays for.
You can, and some sellers should, especially if the home needs a roof or systems a buyer will want to choose. An as-is Costa Amalfi sale should still come with the estoppel certificates, slip paperwork, survey, permit history and inspection reports, so the buyer can price the work accurately rather than guess, which protects your net.
The homestead exemption of up to $50,000 and the Save Our Homes cap belong to you as the owner-resident, not to the house, so the buyer’s taxable value resets toward market value the year after purchase. Florida allows portability of accumulated Save Our Homes savings to a new homestead, which the Department of Revenue explains in its PT-112 guidance.
Every Costa Amalfi parcel is in Lee County taxing district 071, San Carlos Fire, in unincorporated Lee County, where the 2025 millage totaled 13.2715 mills, including 2.3590 for the San Carlos Park Fire District. Buyers compare Miromar Lakes with Village of Estero addresses, and knowing the district prevents a mistaken estimate of their tax bill.
Yes, but the lease governs access and possession. While a tenant holds the home, the tenant is the Beach Club designee, and showings must follow the lease’s access terms. Tell us the lease end date and terms at listing; a vacant beach home in season often shows better, while a lease ending at closing can suit an investor.
You can sell privately to a buyer we introduce, but with roughly two Costa Amalfi sales a year the open market is usually where the highest price is found. A quiet sale trades exposure for privacy; if privacy matters, we can market to our own buyer list first and then decide whether a public launch adds value.
Yes. A Costa Amalfi sale can be run remotely: we coordinate showings, the estoppel requests, inspections, repairs, slip paperwork and the closing timeline with the title company on your behalf. Tell us who holds keys and gate access so the home can be shown on short notice.
Because a Costa Amalfi price is built from a handful of deeds, a beach and a slip, not an average. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, we lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and we tracked every qualified Costa Amalfi sale in the county record. Call Jesse direct at (239) 898-6072 to start.
Every Costa Amalfi fact on this page comes from a recorded plat or filing, a county, state or federal record, the Miromar Lakes CDD, the developer’s own published pages, or the Southwest Florida MLS figures we pulled in September 2026. Sources were accessed in September 2026 unless a date is shown.
Southwest Florida MLS figures on this page (Costa Amalfi closings and active listings, days on market, community closings, active listings and rents) were pulled on September 30, 2026 for the 12 months to September 30, 2026; the county deed record remains the primary source for recorded sale prices.
The official documents below are published by the Miromar Lakes CDD, filed with the Florida Division of Corporations or issued by Lee County. They are the documents we read for this page, and the ones a Costa Amalfi buyer or seller should read before signing. Each link opens the issuing authority’s own copy.
Document | Issued by | Date | What it covers | Link |
|---|---|---|---|---|
Articles of Incorporation, Costa Amalfi Homeowners’ Association, Inc. | Florida Division of Corporations | Filed January 23, 2009 | Membership by Villa Site, voting, Class B veto, board, amendment and dissolution thresholds | |
Miromar Lakes CDD Adopted Budget, Fiscal Year 2027 | Miromar Lakes Community Development District | Adopted May 14, 2026 | Costa Amalfi’s $1,918.56 assessment, bond schedules, reserves | |
Miromar Lakes CDD Audited Financial Statements, Fiscal Year 2025 | Miromar Lakes Community Development District | Auditor’s report December 3, 2025 | Series 2022 and 2025 bonds, tax-bill collection | |
Lee County Ordinance 00-17 | Lee County Board of County Commissioners | September 2000 | Creation of the Miromar Lakes CDD, 972.24 acres | |
CDD Stormwater Rules of Procedure | Miromar Lakes Community Development District | Adopted September 8, 2021 | Lake maintenance easements, docks, master Declaration citation | |
Stormwater Management System drainage map | Miromar Lakes Community Development District | Current posting | Lakes, control structures and drainage flow | |
Articles of Incorporation, Miromar Lakes master association | Florida Division of Corporations | Filed September 1, 2000 | Master Association purpose, voting through Neighborhood Voting Representatives | |
Evacuation Zone D fact sheet | Lee County Emergency Management | Current posting | What Zone D means and when it evacuates |
The Declaration of Covenants, Conditions and Restrictions for Costa Amalfi, the Costa Amalfi plats (Instruments 2008000338718 and 2012000158875) and the master Declaration (Official Records Book 3343, Page 294) are recorded with the Lee County Clerk; the declarations are not posted as free copies online, and both come with the association documents at sale.
Market data from Southwest Florida MLS, pulled September 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Costa Amalfi. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
