Cortona is a 19-villa lakefront neighborhood on Via Torino Way in Miromar Lakes, built 2018 to 2020 at 2,726 to 4,489 heated square feet, with 16 recorded home sales and a June 2026 sale at $2,645,000. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar are the team Cortona owners call first when they think about selling, and the team Cortona buyers call when they want the record instead of the brochure: what each of the 19 villas has actually sold for, which association governs Via Torino Way, what the Miromar Lakes CDD puts on a Cortona tax bill, and what the flood map says about the street. Cortona is a 19-villa waterfront neighborhood inside the master-planned community of Miromar Lakes, in unincorporated Lee County near Estero, Florida. It fills Lots 1 to 19 of Block A in the Costa Maggiore Phase I plat on the north side of Lake Como, and its villas were built from 2018 to 2020 at 2,726 to 4,489 heated square feet. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.
This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), the recorded Costa Maggiore Phase I plat, the Florida Division of Corporations file for Costa Maggiore I Homeowners’ Association, Inc., the developer’s own December 2017 and April 2018 Cortona announcements, the Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget, FEMA’s National Flood Hazard Layer, Lee County’s hazard, utility and zoning layers, and the Southwest Florida MLS figures we pulled in June 2026. Where the public record stops, we say so and name the document that answers the question.
If you own a Cortona villa and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the fee, flood and comparison sections will tell you whether Cortona fits before the next villa comes to market.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
McGreevy and Comisar are the best realtor for Cortona because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Cortona market read built from all 16 recorded Cortona home sales, the plat, the association’s filings and the CDD’s own budget.
If you’re searching for the best realtor for Cortona in Miromar Lakes, Estero, whether you’re ready to sell your Cortona home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters in Cortona for a specific reason. Nineteen villas that rarely trade produce very few comparable sales. The Lee County record holds 16 qualified Cortona home sales since the first villa closed in April 2018, only five of them in the last five years, and only one since September 2025. A price case for the next Cortona villa has to be built from those deeds, from Trevi’s villas on the same plat and from the villa market around it, not from a Miromar Lakes average that mixes condominiums with estates.
Recent Cortona track record (last 12 months): In the last 12 months Cortona has seen 1 resale in the Lee County qualified-deed record (September 2025 through the newest deed in the county file, August 21, 2026): a 2,726 square foot villa built in 2018, recorded June 26, 2026 at $2,645,000. The June 2026 Southwest Florida MLS pull showed no Cortona closing in its trailing year and one active Cortona listing. The Southwest Florida MLS refresh for this September 2026 update is pending, so this page does not state a sale-to-list ratio or a represented-sale count for Cortona; we tracked every recorded Cortona deed instead, and we will walk you through each one.
Honors and recognition:
Selling your Cortona home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Cortona? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
Selling in Cortona also runs through the Estero-area villa market as a whole, and our guide to the best real estate agents in Estero sets out how we compare with the other teams working this corridor.
The key facts about Cortona at Miromar Lakes fit in ten lines: what the 19 villas are, where they sit on the plat, what they have sold for on the county record, which association and CDD line apply, what the flood map says, and what golf costs on top.
Cortona at Miromar Lakes, section by section. Each link below jumps to its part of this guide, from the market snapshot and the fee layers to the flood record, the comparison with Trevi, the seller section and the sources behind every figure.
Living in Cortona means owning one of 19 detached waterfront villas on Via Torino Way, at the Costa Maggiore end of Miromar Lakes Beach & Golf Club, about a third to half a mile from the Beach Clubhouse, with a two-neighborhood association of its own under the community’s Master Association.
“Villa” is the developer’s own word for Cortona, and it describes a detached single-family home, not an attached or paired unit. The Lee County Property Appraiser codes all 19 Cortona homes as single-family (use code 01), and the Miromar Lakes CDD bills them in its Villa 2 class, the same class as Trevi, Villa d’Este, Cassina and Navona. In size a Cortona villa sits between the community’s coach homes and its estates: the smallest is 2,726 heated square feet and the largest 4,489, while the six Grand Estate homes of Bergamo on the same block start at 5,303.
Every Cortona villa has a Via Torino Way address, numbered from 10500 to 10640. The street does not belong to Cortona alone: Lots 20 to 23 of the same Block A, also on Via Torino Way, are Bergamo estates, and Bergamo’s other two homes are on Via Bergamo Court. So a Via Torino Way address on its own does not tell you which neighborhood a home is in; the lot number on the plat does. The developer placed Cortona “between two serene winding inlets” of the lake, which is why the villas face water on more than one side of the street.
Cortona suits buyers who want a newer detached home on the water, three or four bedrooms and roughly 3,000 heated square feet, without an estate’s footprint or upkeep, inside a gated resort community. Twelve of the 19 villas have three bedrooms on the roll and six have four, so the neighborhood draws couples, seasonal owners and families who host visiting children and grandchildren. It is not a Gulf-access address, and it is not a golf-course address; it is a lake address.
A Cortona morning can start on the lanai looking over one of the two inlets, followed by a cart ride of about a third of a mile to the Beach Clubhouse, where the 10,000 square foot zero-edge pool, the fitness center and the three miles of private beach are Master Association common area. Afternoons on the community’s freshwater lake and evenings at the Blue Water Beach Grill are the pattern the developer describes. Golf is a separate membership at the Miromar Lakes Golf Club. Miromar Outlets and Gulf Coast Town Center are about 7 minutes away by our free-flow estimate, and the developer puts Southwest Florida International Airport 10 to 15 minutes away.
Data updated: September 2026. Cortona’s market is small and rising: the Lee County record holds 16 qualified Cortona home sales since April 2018 at a median of $1,900,000, and the five sales since September 2021 have a median of $2,700,000. The most recent recorded at $2,645,000 in June 2026, the only sale since September 2025.
The yardstick here is the county’s own record: deeds the Lee County Property Appraiser marks as qualified (arm’s-length) sales, matched to Cortona by plat lot, not by name. The standard window widens from 12 months to 24, 36, 60 months and then all recorded history until ten sales appear; Cortona first reaches ten only over its whole history, so the headline median uses all 16 sales since April 2018. Builder-direct means the first sale of a new home within a year of its build year, and the split is an estimate.
Measure (Lee County qualified deeds) | Cortona |
|---|---|
Homes | 19 single-family villas, all built (2018 to 2020) |
Window | All recorded history, April 2018 through the newest deed in the county file (August 21, 2026) |
Qualified home sales | 16 |
Median sale | $1,900,000 (even count: middle pair $1,900,000 and $1,900,000) |
Range | $1,475,800 to $3,499,000; $33,618,120 in total |
Builder-direct first sales (estimate) | 8, median $1,745,000, range $1,475,800 to $2,800,000 |
Resales (estimate) | 8, median $2,175,000, range $1,900,000 to $3,499,000 |
Mean price per heated sq ft | $698 (median $685; mean of each sale’s own ratio) |
Last 60 months (since September 2021) | 5 sales, median $2,700,000, mean $871 per heated sq ft |
Since September 2025 | 1 sale, $2,645,000 (June 2026) |
Qualified homesite sales | 19, August 2017 to September 2018, $425,000 to $520,000, median $470,000 |
We list the sales by recorded month, price and size rather than by street number, because the county file is the citation and the owners are private.
Recorded | Price | Heated sq ft | $ per sq ft | Year built | Type (estimate) |
|---|---|---|---|---|---|
April 2018 | $1,475,800 | 3,030 | $487 | 2018 | Builder-direct |
October 2018 | $1,680,000 | 2,726 | $616 | 2018 | Builder-direct |
December 2018 | $1,725,000 | 2,730 | $632 | 2018 | Builder-direct |
January 2019 | $1,555,000 | 2,742 | $567 | 2018 | Builder-direct |
September 2019 | $1,765,000 | 2,808 | $629 | 2018 | Builder-direct |
October 2019 | $1,773,320 | 2,830 | $627 | 2019 | Builder-direct |
October 2020 | $2,015,000 | 2,808 | $718 | 2018 | Resale |
October 2020 | $1,835,000 | 3,935 | $466 | 2019 | Builder-direct |
February 2021 | $1,900,000 | 2,742 | $693 | 2018 | Resale |
March 2021 | $2,050,000 | 3,030 | $677 | 2018 | Resale |
April 2021 | $1,900,000 | 2,730 | $696 | 2018 | Resale |
October 2021 | $2,300,000 | 3,227 | $713 | 2019 | Resale |
November 2021 | $2,800,000 | 4,023 | $696 | 2020 | Builder-direct |
August 2022 | $3,499,000 | 3,227 | $1,084 | 2019 | Resale |
July 2023 | $2,700,000 | 3,030 | $891 | 2018 | Resale |
June 2026 | $2,645,000 | 2,726 | $970 | 2018 | Resale |
No qualified Cortona home sale was recorded in calendar 2024 or 2025. The county also records three nominal transfers in 2024, at $0 or $100, which are not arm’s-length sales and are excluded.
The builder-direct sales from 2018 to 2021 ran from $466 to $696 per heated square foot. Every Cortona sale since August 2022 has been above $890 per square foot, and the high-water mark on the record is $3,499,000 in August 2022 for a 3,227 square foot villa, $1,084 per square foot. The June 2026 sale of a 2,726 square foot villa at $2,645,000 ties for the smallest home on the list yet carries the second-highest price per square foot, which says more about today’s Cortona market than any median does. Because there are so few sales, each one moves the numbers, so we treat the 60-month median of $2,700,000 as indicative, not precise.
When we refreshed this page’s market data in June 2026, the Southwest Florida MLS showed no Cortona closing in the trailing 12 months and one active Cortona listing, a three-bedroom villa of 3,227 square feet asking $3,075,000 (about $952 per square foot) after about 76 days on market. Across all of Miromar Lakes Beach & Golf Club the same June 2026 pull showed 72 closings in 12 months at a median of $1,345,904, a top sale of $4.2 million and 59 active listings; community rentals leased at a median of $7,500 a month, at about 100 percent of the asking rent. The Southwest Florida MLS refresh for this September update is pending, so those MLS figures carry their June 2026 date, and whether the June listing has since sold, changed or been withdrawn is not known to us yet.
The county file and the June 2026 MLS pull tell the same story. The county records no qualified Cortona deed between July 2023 and June 25, 2026, which matches the MLS count of zero closings in the year to June 2026. The June 26, 2026 deed at $2,645,000 was recorded after our June pull, so it appears only in the county figures. Where the county deed and an MLS record describe the same sale, we publish the recorded deed as the sale price.
Cortona is a market with few sellers, not a weak one. Nineteen owners, sixteen sales in eight years, and none in 2024 or 2025: most Cortona villas change hands once, if at all, after the builder’s first sale. That gives the next Cortona seller little direct competition and a clear upward record since 2022, and it gives the next buyer only a handful of recent in-neighborhood comparisons. The evidence a price has to be built from includes Trevi’s eleven villas on the same plat, Villa d’Este, Cassina and Navona, and what it would now cost to build a comparable lakefront villa. If you are selling, get a Cortona-specific valuation from our free home valuation page or call Jesse at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or start with our buyer representation page.
Cortona came to be in December 2017, when Miromar Development Corporation announced “19 luxury waterfront villas with custom floorplans” on Lake Como, the first step in expanding Miromar Lakes north into Costa Maggiore, inside a plat recorded in 2017 and under an association filed with the state in January 2017.
Miromar Lakes Beach & Golf Club is the work of Miromar Development Corporation, a Florida company that describes itself as founded in 1988 and whose portfolio also includes Miromar Outlets and the Miromar Design Center. The community’s master Declaration of Covenants, Conditions, Restrictions and Easements was recorded on December 27, 2000 at Official Records Book 3343, Page 294, and the declarant entity is Miromar Lakes, LLC. The Miromar Lakes Community Development District was created in September 2000 by Lee County Ordinance 00-17, on about 972 acres east of Interstate 75 and north of Florida Gulf Coast University. Miromar Lakes is not an incorporated town: it has no city government of its own, and “Miromar Lakes” is the mailing name the Postal Service accepts for ZIP code 33913.
Cortona is part of Miromar Lakes Unit XVII Costa Maggiore Phase I, described in Lee County Instrument 2017000181209. Block A of that plat holds 25 lots: Lots 1 to 19 are the Cortona villas and Lots 20 to 25 are the Bergamo estates. Block B holds Trevi’s eleven villas on Trevi Isle Way and the Veneto and Ancona homesites. The same plat carries common tracts, including right-of-way tracts, that the county roll records as common elements rather than homesites.
Miromar Development’s release of December 15, 2017 introduced Cortona as a new waterfront neighborhood expanding the community “north along Lake Como in Costa Maggiore”. It said Cortona “lies between two serene winding inlets and will feature 19 luxury waterfront villas with custom floorplans, each set on a private white sand beach”, and that “each residence in Cortona will feature a shared boat dock with direct access to Miromar’s 700-acre aquamarine lake.” It named four preferred builders, Arthur Rutenberg with Lyons Housing, DIVCO Custom Homes, Fox Custom Builders and Harbourside Custom Homes, building three- and four-bedroom models of 2,742 to 3,026 square feet under air and 4,077 to 4,412 total square feet, with Arthur Rutenberg, DIVCO and Harbourside each also building an inventory home. The same release introduced Sardinia’s eight beach houses and Villa d’Este’s twelve golf villas.
By April 30, 2018 the developer reported that “buildable home sites in Cortona have sold out”, leaving four final buying opportunities: three designer-furnished models and one unfurnished inventory home. Harbourside’s three-bedroom, four-bath Villa Adriana II was complete, Arthur Rutenberg’s designer-furnished Sedona II model was due to open in May 2018, and Fox’s Marabella II had recently started. The county file agrees: the 19 homesite deeds were recorded between August 2017 and September 2018 at $425,000 to $520,000, and the roll dates six villas to 2018, twelve to 2019 and the last to 2020. The first Cortona home sale recorded in April 2018.
Costa Maggiore I Homeowners’ Association, Inc. was filed with the Florida Division of Corporations on January 11, 2017, as a not-for-profit corporation under Chapter 617 of the Florida Statutes, document number N17000000363. Its Articles of Incorporation say it exists for the “maintenance, preservation and architectural control of the residential lots, common areas and improvements” under the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I, and “to promote the health, safety and welfare of the residents within the Cortona and Bergamo Neighborhoods”. The association amended its Articles in 2019, moved its principal address and registered agent to a community-management company in Fort Myers in March 2020, and has filed its annual report each year, most recently on April 12, 2026. It is active. A Sunbiz name search for “Cortona” returns no Cortona-named association in Miromar Lakes; Costa Maggiore I is the one.
Cortona is a 19-villa lakefront neighborhood in Miromar Lakes whose last recorded sale was $2,645,000 in June 2026. If you own there, get a free Cortona home valuation or call Jesse direct at (239) 898-6072. If you are buying, call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
A Cortona villa is a detached single-family home of about 2,700 to 4,500 heated square feet, most with three bedrooms and three baths, built from 2018 to 2020 by one of four preferred builders from a custom plan, in the Mediterranean-inspired style that runs through all of Miromar Lakes Beach & Golf Club.
Measure (Lee County roll, September 2026) | Cortona |
|---|---|
Homes | 19 single-family parcels (use code 01) |
Heated area | 2,726 to 4,489 sq ft |
Median heated area | 3,035 sq ft (odd count, the tenth of nineteen) |
Average heated area | 3,270 sq ft |
Bedrooms | 3 bedrooms: 12 homes; 4 bedrooms: 6 homes; 5 bedrooms: 1 home |
Bathrooms on the roll | 3 baths: 11 homes; 4 baths: 6 homes; 5 baths: 2 homes |
Year built | 2018 (6), 2019 (12), 2020 (1) |
Homesite deeds | 19, August 2017 to September 2018, median $470,000 |
Heated area is the county’s figure for air-conditioned living space. It excludes the garage, covered lanai, outdoor kitchen and pool deck, which is why the developer’s model figures read 2,742 to 3,026 square feet under air but 4,077 to 4,412 square feet in total. A handful of Cortona villas were built well above the model range, up to 4,489 heated square feet, which is what custom floor plans allowed.
The developer’s December 2017 release names the four Cortona builders, and its April 2018 release names three of the models: Harbourside Custom Homes’ Villa Adriana II (three bedrooms, four baths, complete in April 2018), Arthur Rutenberg’s designer-furnished Sedona II (opening May 2018) and Fox Custom Builders’ Marabella II (recently started in April 2018). The DIVCO model’s name is not stated in either release, and no public source we found assigns each of the 19 villas to a builder. When we list or show a Cortona villa, we confirm its builder from the Lee County permit record rather than from memory or a listing remark.
Because each Cortona buyer chose a builder and adjusted a plan, two villas of similar heated area can differ in layout, ceiling heights, the number of stories, the pool and lanai design and how the home opens to the water. The county roll does not record the number of stories, so we confirm it from the plans or a walk-through. For pricing, this is the practical point: in Cortona we compare homes feature by feature and water view by water view, not by square footage alone.
A Cortona villa is six to eight years old, which puts it in a different inspection category from the community’s early-2000s villas. Ask for the certificate of occupancy date and any builder warranty papers, confirm that every permit closed, and look at the pool equipment, air-conditioning systems and water heater, which reach mid-life around now. Every Cortona roof was built after 2017, so it was designed to the current Florida Building Code wind standard and is well inside the 15-year window in which Florida bars an insurer from refusing a policy for roof age alone.
Every Cortona villa was sold with the developer’s promise of a private white-sand beach and a shared boat dock on Lake Como, in the December 2017 and April 2018 releases; which docks were built and how each beach and dock is owned today is set in the Costa Maggiore I declaration, which is not posted online.
The December 2017 release said each Cortona villa would be “set on a private white sand beach” and that “each residence in Cortona will feature a shared boat dock with direct access to Miromar’s 700-acre aquamarine lake.” The April 2018 release repeated that “plans for Cortona include shared boat docks.” Those are the developer’s statements at launch. They describe the product that was sold, and we publish them as the developer’s words, not as a verified present-day description of each lot.
Three things need a document, not a brochure. First, which shared docks exist, how many slips each holds and which lots are assigned to them. Second, whether the dock and the beach in front of a villa are part of the lot or an association common area. Third, who pays to maintain them. The Costa Maggiore I declaration governs common areas, the Master Association’s architectural review governs changes, and the Miromar Lakes CDD’s stormwater rules say a dock built into a lake maintenance easement is the dock owner’s to maintain. We confirm dock and beach status for a specific Cortona villa from those documents and the Lee County permit record before a buyer relies on it.
A private dock belongs to one lot and one owner, who maintains it alone. A shared dock serves several lots, with the cost and the upkeep spread by the governing documents. In Cortona the shared-dock plan was the developer’s design choice for a villa neighborhood between two inlets, and it is one reason a Cortona villa reaches the lake without an estate’s dock bill. The detail that moves a price is which slip, if any, goes with the home you are buying.
A Cortona villa carries Master Association membership under the master Declaration, and through it the Beach Club’s pool, beach, fitness, tennis and lake privileges for one registered household per lot; golf is a separate, optional membership with its own $140,000 initiation fee, and dining, spa services and rentals are paid as used.
Inside Cortona itself the shared features are the neighborhood’s streetscape and whatever common areas, docks and beach tracts the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I assigns to Costa Maggiore I Homeowners’ Association. The association’s Articles give it the maintenance of common areas and architectural control over the lots of both Cortona and Bergamo. What exactly it maintains is set in that declaration, which is recorded but not posted online; ask for it, with the association’s current budget, before you sign.
The Beach Club is Master Association common area, about a third to half a mile from Cortona by straight-line distance. The developer’s own description lists a 10,000 square foot zero-edge infinity pool with a beach entry and a children’s wading pool, about three miles of private white-sand beach, a Beach Clubhouse with a dining room, library, wine room, billiard room, card room and theater, a Wellness Spa and a fitness center. The Racquet Club has seven lighted Har-Tru tennis courts and dedicated lighted pickleball courts, which the Winter 2024 resident newsletter counts at six, plus bocce and a family mini-putt course. A Social Lounge and a Golf Simulator Suite inside the Beach Clubhouse were announced for late fall 2026. The January 30, 2024 edition of the Master Association Rules and Regulations ties Beach Club use to one registered household per lot and says general use of the beach, pool, tennis and locker rooms is included in the periodic assessments, while food and drink, spa services, classes, room rentals and boat and equipment rentals are charged separately.
Lake Como is a 700-acre contiguous freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf. The developer lists swimming, water-skiing, wakeboarding, sailing, kayaking, paddleboarding and fishing. The Master Association’s rules prohibit personal watercraft such as jet skis, cap motorboats and pontoons at 23 feet (pontoon motors at 40 horsepower or less) and sailboats at 21 feet, require every boat to be registered, and limit lake swimming to within 50 feet of shore in the roped area by the Beach Club, never from sundown to dawn. Earlier versions of this page called Miromar Lakes an electric-only watercraft community; the Master Association’s rules allow registered motorboats and pontoons, and we have corrected it. The land under Lake Como belongs to the Miromar Lakes CDD.
Beyond Cortona’s own docks, the developer operates a Marina on the Peninsula with boat storage, slips, fueling and boat and equipment rentals, all charged as used. Slip availability and prices are not published; if you need a slip in addition to a Cortona dock position, ask before you buy.
The Miromar Lakes Golf Club course is an 18-hole, par-72 Arthur Hills Signature design, remastered by Drew Rogers, with six sets of tees from about 4,500 to 7,100 yards. The developer describes it as the only Arthur Hills Signature course in Southwest Florida. Membership is optional; the official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip that waitlist. Every Cortona villa is built, so a Cortona purchase is a resale, and a Cortona buyer who wants golf should plan on the waitlist.
Dining at the Beach Clubhouse and the Blue Water Beach Grill, spa treatments, lessons and classes, marina slips, boat rentals and concierge tasks such as home watch or pool cleaning are all pay-as-used. The developer lists these services but does not publish their prices, and golf dues are not published either.
Cortona fees come in three layers: Costa Maggiore I Homeowners’ Association dues, Miromar Lakes Master Association dues and the Miromar Lakes CDD assessment on the county tax bill. Only the CDD layer is published: $2,311.14 per Cortona villa for Fiscal Year 2027. Neither association publishes its dues, so the estoppel certificate is where a buyer gets the real number.
The Costa Maggiore I association (Florida document N17000000363) levies its own assessments on the 25 lots of Cortona and Bergamo under the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I, and its Articles give it the power to fix, levy, collect and enforce payment of those assessments. The association does not publish its budget or dues on any public site we could find, and we do not repeat dues figures from listing remarks. Earlier versions of this page described a separate Cortona sub-association fee for the shared dock and put total carrying costs in the “mid-five-figures”; no primary source supports either statement, and we have removed them. The figure a buyer can rely on is the one in the association’s estoppel certificate, which Florida Statute 720.30851 requires the association to issue on request and which sets out the regular assessment, the amount owed and any special assessments.
Miromar Lakes Master Association, Inc. (Florida document N00000005816), formerly named Miromar Lakes Beach and Golf Club Master Association, owns and runs the Beach Club and the community common areas under the master Declaration recorded at Official Records Book 3343, Page 294. Its dues, any Beach Club charges and any capital contribution at resale are not published in any public primary document we found. The official Contact page routes estoppel requests to the Master Association.
The Miromar Lakes Community Development District is a unit of local government under Chapter 190 of the Florida Statutes, and its assessments appear on the Lee County property tax bill. Its adopted Fiscal Year 2027 budget (October 1, 2026 to September 30, 2027), adopted at the District’s May 14, 2026 public hearing, lists Cortona in its Villa 2 class at $1,571.16 of debt service plus $739.98 of operations and maintenance, for a total of $2,311.14 per villa, across 19 assessment units. Trevi, Villa d’Este, Cassina and Navona carry the same Villa 2 line. The debt portion repays the District’s Series 2025 refunding bonds, whose scheduled final maturity is May 1, 2035; the operations portion continues after that. Paying the tax bill in November earns up to a 4 percent discount.
Layer | Who levies it | Published amount | Where to find it |
|---|---|---|---|
Costa Maggiore I association | Costa Maggiore I Homeowners’ Association, Inc. | Not published | Estoppel certificate; association budget |
Master Association | Miromar Lakes Master Association, Inc. | Not published | Estoppel certificate from the Master Association |
CDD | Miromar Lakes Community Development District | $2,311.14 per villa, Fiscal Year 2027 | FY2027 adopted budget; your tax bill |
Golf (optional) | Miromar Lakes Golf Club | $140,000 initiation; dues not published |
Florida Statute 720.401 requires a seller in a homeowners’ association community to give the buyer a disclosure summary before the contract is signed, and Florida Statute 190.048 requires every sale contract inside a CDD to carry a bold notice that the District may levy taxes or assessments on the property. For the dollars, ask for three documents early: the Costa Maggiore I association’s estoppel certificate, the Master Association’s estoppel certificate and the most recent Lee County tax bill for the villa, which shows the CDD line. We request all three at listing so a Cortona buyer never meets a new number at the closing table.
Cortona’s yearly cost of ownership stacks four items: Costa Maggiore I association dues, Master Association dues, the $2,311.14 CDD assessment and Lee County ad valorem property tax, which for Cortona’s taxing district ran 13.2715 mills in 2025, or about $13.27 per $1,000 of taxable value.
Every Miromar Lakes residential parcel, Cortona included, sits in Lee County Property Appraiser taxing district 071, “San Carlos Fire”, which is unincorporated Lee County rather than the Village of Estero. The 2025 final millage for that district totals 13.2715 mills. The largest pieces are Lee County general revenue at 3.7623 mills, public schools at 5.3190 mills combined, and the San Carlos Park Fire District at 2.3590 mills, with the unincorporated-area MSTU, the library district, South Florida Water Management District levies and several smaller county districts making up the rest. The 2026 millage book was not yet posted when we checked in September 2026.
On an illustrative taxable value of $2,500,000, 13.2715 mills produces about $33,179 of ad valorem tax, and the CDD’s $2,311.14 is added on top as a non-ad valorem line, before any November discount. A homesteaded full-time owner’s taxable value is usually below market value because of the exemption and the assessment cap described next, and a new buyer’s taxable value resets toward market value the year after purchase. Earlier versions of this page quoted a “1.1% to 1.5%” tax rate and a “$33,000 to $45,000” bill with no source; this example is arithmetic on the published millage, not a Cortona tax bill, so pull the actual bill for the villa you are considering.
A Florida resident who owns and lives in a Cortona villa on January 1 can apply to the Lee County Property Appraiser by March 1 for the homestead exemption of up to $50,000. Once homesteaded, the assessed value can rise each year by no more than the lower of 3 percent or inflation, which the Department of Revenue set at 2.7 percent for 2026. A joint resolution (HJR 1-F) that would raise the non-school homestead exemption is on the November 2026 ballot; it is a proposal, not law, until voters approve it.
Cortona villas are governed by two recorded layers: the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I, administered by Costa Maggiore I Homeowners’ Association for Cortona and Bergamo together, and the master Declaration at Official Records Book 3343, Page 294, administered by the Master Association, with the Master Association’s rules on top.
The Costa Maggiore I Articles, filed January 11, 2017 and public on the Florida Division of Corporations site, set the association’s frame. Every lot owner is a Class A member with one vote per lot. The developer held a Class B membership with a veto until turnover. The board has at least three directors. Bylaws can be amended by a majority of the members present at a meeting, amending the Articles takes 75 percent of the votes of the entire membership, and dissolving the association takes 100 percent. Because the association serves both neighborhoods, Cortona’s nineteen lots hold 19 of its 25 votes. Whether turnover from the developer has happened is not shown in the public filings we read; ask the association.
The master Declaration was recorded December 27, 2000, and the Miromar Lakes CDD’s stormwater rules cite it by book and page, including its Section 22.4 lake maintenance easements. Its Sections 11.3 and 11.5 let the Master Association board and the declarant adopt rules. The current rules, in the edition dated January 30, 2024, cover Beach Club use, lake use, vehicle registration and a schedule of fines. Master Association members vote through Neighborhood Voting Representatives rather than individually, under the Master Association’s 2000 Articles of Incorporation.
The Costa Maggiore I Articles name “architectural control of the residential lots” as one of the association’s purposes, and the master Declaration adds a community-level review layer. Neither set of architectural guidelines is posted publicly. Before you plan an addition, a pool or lanai change, a new roof material, a color change or any work on a dock, get the written guidelines and the approval process from both associations; a Cortona seller should also be ready to show that past exterior changes were approved.
Cortona is not a 55+ community. No primary source for Miromar Lakes Beach & Golf Club designates it as housing for older persons, and the Master Association’s rules define a registered household as including dependent children under 25 and set supervision rules for children at the Beach Club, which fits an all-ages community.
Florida stopped registering 55+ communities with the Florida Commission on Human Relations on July 1, 2020, so there is no state list to check; the recorded declaration is the authority. For a Cortona seller, the practical effect is a wider buyer pool: retirees, seasonal owners, families who need three or four bedrooms and executives relocating to the Estero area can all buy a Cortona villa.
A Cortona villa can be leased, but the minimum term, lease frequency and any approval step are set by the Costa Maggiore I declaration and the master documents, which are not published online. The Master Association’s rules do say that a leasing owner must designate the tenant as the Beach Club user for the lease term.
That designation matters. Beach Club privileges belong to one registered household per lot, so while a tenant holds them, the owner does not. Owners must also register every occupant with the Master Association within 10 days of any change in occupancy. Earlier versions of this page said short-term rentals were restricted by master-level minimum lease terms; we found no public primary document stating a minimum term, and we have removed the claim until the declaration is read. On rental demand, the June 2026 Southwest Florida MLS pull showed Miromar Lakes rentals leasing at a median of $7,500 a month, at about 100 percent of the asking rent, across the whole community; no Cortona lease figure is broken out in it. Before you buy a Cortona villa as a seasonal rental, read the Costa Maggiore I declaration’s leasing article.
Pets live in Cortona villas, but the number, size and breed limits, if any, are set in the Costa Maggiore I declaration and the master documents, which are not published online. The one published pet rule is the Master Association’s: dogs and other pets are not allowed at the Beach Club, except assistance animals.
Ask for the pet provisions of the Costa Maggiore I declaration with the association documents, and remember that the lake and its two inlets are wildlife habitat: the Master Association’s rules place no duty on the association or the developer to remove wildlife. With a private beach and a dock close to many villas, keep pets leashed near the water.
Cortona sits in FEMA Flood Zone X, an area of minimal flood hazard, on Lee County’s effective map panel 12071C0581F; it is in Lee County Evacuation Zone D, one of the county’s least vulnerable zones, and it is built to a 160 mph design wind speed inside the wind-borne debris region, where openings need impact protection.
We queried FEMA’s National Flood Hazard Layer at three Cortona addresses spread along the street, 10500, 10551 and 10640 Via Torino Way, and all three return Zone X, “area of minimal flood hazard”, on panel 12071C0581F, effective August 28, 2008. The Lee County Property Appraiser’s own flood layer agrees at 10551 Via Torino Way. FEMA’s zone test across Miromar Lakes places the Costa Maggiore units in Zone X; the AE zones in the community sit in other neighborhoods. Earlier versions of this page told buyers to expect to carry flood insurance “given the lakefront location”, which overstated the requirement, and we have corrected it. Zone X is not “no flood risk”. It means a federally backed lender generally does not require flood insurance, but flood coverage is still available in Zone X, and a lakefront owner may choose it. The address-level answer is always FEMA’s Flood Map Service Center, Lee County’s flood portal and the villa’s elevation certificate.
Because Cortona is in unincorporated Lee County, Lee County’s standing in FEMA’s Community Rating System applies, not the Village of Estero’s. Unincorporated Lee County is a CRS Class 5 community, which gives National Flood Insurance Program policyholders a 25 percent discount on premiums. FEMA confirmed in November 2024 that unincorporated Lee County would keep that 25 percent discount after a corrective action plan.
Lee County’s evacuation layer places Cortona in Evacuation Zone D, storm surge zone 4. Lee County describes Zone D as one of its least vulnerable evacuation zones, among the last to be ordered out, and names wind, including tornadoes, as the most significant danger there. Check your zone each season on Lee County’s Know Your Zone lookup, because evacuation orders are issued by zone.
The Lee County Property Appraiser’s wind layer puts Cortona at an ultimate design wind speed of 160 mph for ordinary homes (Risk Category II), 150 mph for Risk Category I and 170 mph for Risk Categories III and IV, inside the wind-borne debris region. The Florida Building Commission notes that peninsula design wind speeds are unchanged in the 2023 code. Every Cortona villa was built from 2018 to 2020, so it was designed to this wind standard from the start; a buyer’s wind-mitigation inspection will still document the roof covering, roof-to-wall connections and impact-rated openings, because that is what insurers credit.
Hurricane Ian made landfall on Cayo Costa on September 28, 2022 as a Category 4 storm. The National Hurricane Center’s records for Southwest Florida International Airport, about four miles north of Miromar Lakes, show a gust of 96 knots and 6.54 inches of rain, and surge of 8 to 12 feet struck coastal Estero, Bonita Springs and North Naples, well west of Miromar Lakes. Hurricane Milton in October 2024 brought a 56-knot gust at the airport. Every Cortona villa was finished by 2020, so all 19 stood through both storms. We found no primary source documenting surge or specific structural damage inside Miromar Lakes from either storm, and we make no claim either way; a Cortona seller should disclose any storm repairs and insurance claims on the villa itself.
The state records point to an easing market. Citizens Property Insurance, the state-backed insurer, stood at 278,662 policies in June 2026 after peaking at 1.42 million in October 2023, and recommended an average personal-lines rate decrease for 2026. Florida’s Office of Insurance Regulation reported in May 2026 that 20 new property and casualty insurers had entered the state since the 2022 and 2023 reforms. Florida law also bars an insurer from refusing to write or renew a homeowner’s policy solely because the roof is less than 15 years old, and every Cortona roof is inside that window. None of these sources publishes Cortona or Miromar Lakes premiums, and we do not quote any; get a quote on the specific villa, with its wind-mitigation report, before you commit.
Florida Statute 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the contract, stating whether the seller knows of flood damage during ownership, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove that duty.
Cortona is served by the School District of Lee County through its proximity-based school-choice plan, not a single assigned school: families rank schools within the choice zone tied to their address, and Florida Gulf Coast University sits immediately next to Miromar Lakes.
Under the district’s Student Enrollment Plan for 2026 to 2027, elementary and middle school families choose among the schools in the proximity zone for their address, with lottery priority for students within two miles and for the nearest school in the zone. For high school, the plan’s South Zone is described as generally south of Dr. Martin Luther King Jr. Boulevard and the Caloosahatchee River, and by that description Miromar Lakes falls inside it. Which proximity zone serves Via Torino Way is answered by the district’s School Enrollment Zones map for the specific address, and we do not name a zoned school here. Miromar Lakes parcels fall in Lee County School Board District 2. With three to five bedrooms in every villa, Cortona can suit school-age families as well as seasonal owners, so check the zone map before you make an offer.
Permits for Cortona villas are issued by the Lee County Department of Community Development, because Cortona is in unincorporated Lee County, not the Village of Estero; permit history for any Cortona address is searchable online in Lee County’s eConnect portal without an account.
Lee County’s Accela Citizen Access portal, branded eConnect, searches by address, case number or the parcel’s STRAP number, and the county says no account is needed to look up records. On a villa built from 2018 to 2020, the new-construction permit and its certificate of occupancy are the first records to pull, and they also name the builder. Then look for any later pool, lanai-enclosure, generator, dock or roof permits. An open or expired permit on any of those is one of the most common reasons a closing slows down. Elevation certificates on file for unincorporated parcels can be searched through the county’s flood portal.
A roof replacement and window or door replacements need a building permit in Lee County. Under Florida Statute 553.844, if a roof was built, repaired or replaced to the 2007 Florida Building Code or later, replacing 25 percent or more of it requires only the replaced portion to meet the current code. Every Cortona roof was built after 2017, so that rule applies to all 19 villas if storm repairs are ever needed.
Work on a Cortona dock touches three reviewers: the Costa Maggiore I association, the Master Association’s architectural review and the Miromar Lakes CDD, whose stormwater rules govern structures in its lake maintenance easements, plus a Lee County permit. Confirm all four before you plan dock repairs or a boat lift.
Cortona sits inside the Miromar Lakes Mixed Use Planned Development, a Development of Regional Impact approved by Lee County in 1999 and now governed by resolution Z-13-020; the whole project covers 1,800.70 acres, and the land around Cortona is Costa Maggiore’s other neighborhoods and Lake Como.
Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI (master number DRI900359) records approval for up to 3,716 residential units on 1,042 acres, 650 boat slips, 150 hotel rooms and 150,000 square feet of commercial space, with 344.70 acres of wetlands and conservation. Those are approved maximums, not a count of what is built. Lee County’s zoning layer codes Cortona’s parcels MPD, in the University Community future land use category and the San Carlos planning community. Cortona’s immediate neighbors are all built residential: Bergamo’s six estates on the rest of Block A, and Trevi’s villas and the Veneto and Ancona homes on Block B. The active new construction inside Miromar Lakes, at Positano, Messina and Nerano, is in other parts of the community. Earlier versions of this page placed “Capri condominium buildings” beside Cortona; we found no primary source for that and have removed it. The largest change nearby is outside the gates: the Florida Department of Transportation’s Interstate 75 project from Golden Gate Parkway to Alico Road, which adds optional toll express lanes through the Corkscrew Road interchange, is slated to begin in fall 2026.
Daily life in Cortona runs on Florida Power & Light electricity, Lee County Utilities water and sewer, Friday curbside collection by Waste Pro, the San Carlos Park Fire District and a staffed Miromar Lakes gatehouse, with Southwest Florida International Airport 10 to 15 minutes away by the developer’s own measure.
Miromar Lakes is gated, with a staffed gatehouse and two entrances. Earlier versions of this page described 24/7 manned security and said Cortona has no separate sub-gate; the primary sources we read describe a staffed gatehouse, and we say only that. The Master Association’s rules require residents to register every vehicle and issue a decal and transponder for the main gate, and guests are admitted on a resident’s authorization. Owners register every occupant within 10 days of a change in occupancy.
Lee County’s electric territory layer returns Florida Power & Light at Cortona, not LCEC. Water and sewer are Lee County Utilities. Fire and rescue are the San Carlos Park Fire District, which appears on the tax bill at 2.3590 mills for 2025.
Cortona is in Lee County’s solid waste Area 3, served by Waste Pro, and the county’s collection layer puts Via Torino Way on a Friday route. Collection is once a week for garbage, recycling and yard waste, set out by 5:30 a.m.; bulky-item pickup is available on request through the county.
Cortona addresses use Miromar Lakes, FL 33913, the postal name the developer uses and the Census geocoder matches; the Census geocoder places Via Torino Way in no incorporated place, and the Lee County layer returns unincorporated Lee County. Whether mail comes to the door, the curb or a cluster box, and which internet providers serve Via Torino Way at the address level, are not confirmed in any public source we reached; the Village of Estero lists Comcast, Frontier, CenturyLink and Summit Broadband as providers in the adjoining area.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimates from the Sales Gallery, which run longer in season, put Florida Gulf Coast University at about 5 minutes, Miromar Outlets, Gulf Coast Town Center and Interstate 75 at about 7, Coconut Point at about 15 and Barefoot Beach Preserve at about 31. For emergencies, Lee Health’s Coconut Point freestanding emergency department is open 24 hours, about 16 minutes away, and Gulf Coast Medical Center, a state-approved Level II trauma center, is about 16 minutes away in Fort Myers.
Cortona compares as the villa neighborhood with the deepest sales record in Costa Maggiore: 16 recorded home sales at a $1,900,000 median and a $698 mean price per square foot, against Trevi’s 8 at $2,375,000 and $800, with the same $2,311.14 Villa 2 CDD line as Trevi, Villa d’Este, Cassina and Navona.
Data updated: September 2026. Every row below uses the same yardstick: Lee County qualified deeds for improved homes over all recorded history, matched by plat, with the mean of each sale’s own price per heated square foot, including builder-direct first sales. Each neighborhood’s history starts in a different year, which lifts the medians of the newer ones, so the 60-month columns are the fairer like-for-like view. Rows under 10 sales are indicative only.
Neighborhood | Villas | Built | Median heated sq ft | All-history sales, median, mean $/sq ft | Last 60 months: sales, median, mean $/sq ft | Since September 2025 | CDD FY2027 per home |
|---|---|---|---|---|---|---|---|
Cortona | 19 | 2018 to 2020 | 3,035 | 16, $1,900,000, $698 | 5, $2,700,000, $871 | 1, $2,645,000 | $2,311.14 |
Trevi | 11 | 2020 to 2023 | 3,222 | 8, $2,375,000, $800 | 4, $3,100,000, $913 | 0 | $2,311.14 |
Villa d’Este | 12 | 2017 to 2023 | 2,672.5 | 11, $1,825,000, $628 | 7, $2,050,000, $705 | 4, median $2,006,150 | $2,311.14 |
Cassina | 23 | 2017 to 2018 | 3,375 | 26, $2,262,500, $715 | 13, $3,000,000, $861 | 1, $2,380,000 | $2,311.14 |
Navona | 18 | 2014 to 2016 | 2,610 | 20, $1,485,000, $592 | 5, $2,500,000, $861 | 1, $2,400,000 | $2,311.14 |
Caprini | 27 | 2004 to 2020 | 3,191 | 32, $1,530,000, $559 | 10, $2,549,500, $797 | 3, median $2,300,000 | $1,446.61 |
Trevi is Cortona’s closest match: eleven villas on Block B of the same Costa Maggiore Phase I plat, built from 2020 to 2023, of similar size, with the same Villa 2 CDD line. It is the rival in the decision section below.
Cassina and Navona are the Peninsula’s lakefront villa neighborhoods. Cassina’s 23 villas, built in 2017 and 2018, are Cortona’s nearest match in age and a little larger, and they have the deepest 60-month record on this table, 13 sales at a $3,000,000 median. Navona’s 18 villas are older and smaller, built from 2014 to 2016 at a 2,610 square foot median. Both show where recent Miromar Lakes villa prices per square foot have settled, in the mid-$800s.
Villa d’Este was announced in the same December 2017 release as Cortona, as twelve golf villas by the Golf Clubhouse; it is the choice for a buyer who wants the golf side rather than the lake. Caprini is the community’s largest villa neighborhood, 27 homes built from 2004 to 2020, with a lower CDD class ($1,446.61) and more sales to measure against, but older homes on average.
Bergamo is not a villa neighborhood, but it matters to every Cortona owner: its six Grand Estate homes, 5,303 to 8,803 heated square feet, fill Lots 20 to 25 of Block A and share the Costa Maggiore I Homeowners’ Association with Cortona.
Cortona versus Trevi comes down to age, depth of record and association: both are Costa Maggiore Phase I villa neighborhoods on the same plat with the same $2,311.14 CDD line, but Cortona’s 19 villas are older, built 2018 to 2020 against Trevi’s 2020 to 2023, and have twice as many recorded sales.
Factor | Cortona | Trevi |
|---|---|---|
Recorded plat | Unit XVII Costa Maggiore Phase I, Block A, Lots 1 to 19 | Unit XVII Costa Maggiore Phase I, Block B, Lots 1 to 11 |
Villas | 19 single-family | 11 single-family |
Street | Via Torino Way | Trevi Isle Way |
Year built on the roll | 2018 to 2020 | 2020 to 2023 |
Heated area, median | 3,035 sq ft (range 2,726 to 4,489) | 3,222 sq ft (range 2,749 to 3,379) |
Bedrooms on the roll | 3 to 5 | 3 to 5 |
Recorded home sales, all history | 16 since April 2018, median $1,900,000 | 8 since March 2020, median $2,375,000 |
Builder-direct and resale medians (estimate) | $1,745,000 and $2,175,000 | $2,193,050 and $3,100,000 |
Mean price per heated sq ft, all history | $698 | $800 |
Last 60 months | 5 sales, median $2,700,000 | 4 sales, median $3,100,000 |
Most recent sale | $2,645,000, June 2026 | $3,175,000, May 2025 |
Homesite deeds | 19, August 2017 to September 2018, median $470,000 | 11, January 2019 to February 2021, median $560,000 |
CDD, Fiscal Year 2027 | $2,311.14 (Villa 2, Series 2025) | $2,311.14 (Villa 2, Series 2025) |
Neighborhood association on Sunbiz | Costa Maggiore I Homeowners’ Association, Inc. (N17000000363), shared with Bergamo | Costa Maggiore II Homeowners’ Association, Inc. (N17000005104), shared with Ancona and Savona |
FEMA flood zone | X | X (Costa Maggiore units) |
Choose Cortona if you want the developer’s inlet setting with its shared docks, a wider range of floor plans (up to 4,489 heated square feet and five bedrooms), a deeper sales record to price against, and an entry price that has historically run below Trevi’s: Cortona’s 60-month median is $2,700,000 against Trevi’s $3,100,000. Choose Trevi if you want a villa two or three years newer and a tighter, more uniform size range. Both carry the same CDD line and the same Zone X flood posture. Sellers in either can start with a free home valuation or call Jesse at (239) 898-6072; buyers can call Marc at (239) 287-5873 or read how we represent buyers.
The honest case for Cortona is a newer detached villa on the water, with a developer-promised beach and shared dock, in Flood Zone X, a short trip from the Beach Club; the honest case against it is unpublished association dues, an undocumented dock arrangement until you read the declaration, and very few sales to price against.
If the pros fit, sellers can get a free Cortona home valuation or call Jesse at (239) 898-6072, and buyers can call Marc at (239) 287-5873 or read how we represent buyers.
If you’re searching for a Cortona listing agent, or thinking, ‘I need someone to sell my Cortona home…’, start with the record: 16 qualified Cortona home sales since 2018, a 60-month median of $2,700,000, and a June 2026 sale at $2,645,000. We price the next Cortona sale from that record, not a community average.
Our credentials as your Cortona listing agent:
In the last 12 months Cortona has seen 1 resale in the Lee County qualified-deed record, $2,645,000 in June 2026, which is also $2,645,000 in 12-month volume. Cortona needs its whole recorded history to reach ten sales: 16 since April 2018, $33,618,120 in total, at a $1,900,000 median, with 8 resales at a $2,175,000 median. The June 2026 Southwest Florida MLS pull showed no Cortona closing in its trailing year and one active listing at $3,075,000 after about 76 days. The MLS refresh for this September update is pending, so we do not state a sale-to-list ratio or a represented-sale count here; we tracked every qualified Cortona deed instead, and we will walk you through each one.
Three things. First, the dock and the beach: buyers pay for them, so the declaration’s dock provisions, the slip that goes with your villa and any permits should be documented before the first showing. Second, two associations and the CDD sit on every sale, so the Costa Maggiore I estoppel, the Master Association estoppel and the $2,311.14 CDD line from your tax bill belong in the listing package. Third, custom plans: your villa’s builder, plan and water view matter more than its square footage, and resale buyers who want golf face a $140,000 initiation and a waitlist, so we market Cortona on the villa, the water and the Beach Club first.
Start with a free Cortona home valuation. Or talk to Jesse direct: (239) 898-6072, text or call.
Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Price it from three layers of evidence: the five Cortona sales since September 2021, at a $2,700,000 median and $871 mean per heated square foot, Trevi’s four sales on the same plat at a $3,100,000 median, and the recent villa resales at Cassina and Navona. Adjust each for heated area, builder, plan, water view and dock position. That produces a defensible range, not a guess.
It is the newest evidence, not a ceiling. A 2,726 square foot villa built in 2018 recorded at $2,645,000 in June 2026, about $970 per heated square foot. A larger villa, a better water view or a closer dock position can justify more; a villa needing updates, less. We place your villa against that sale and the four before it.
The Costa Maggiore I Homeowners’ Association estoppel certificate, the Master Association estoppel certificate, your latest Lee County tax bill showing the $2,311.14 CDD line, the Costa Maggiore I declaration with its dock provisions, your permit history including the certificate of occupancy, and a wind-mitigation report. Having them ready at listing shortens the buyer’s review and protects your price.
Florida law requires you to give the buyer the homeowners’ association disclosure summary and the CDD notice in the contract. Whether the Costa Maggiore I association must approve a buyer is set by its declaration, which is not posted online; we read it at listing so no approval step surprises your closing date.
Some Cortona buyers are seasonal and value a turnkey villa, and three of the original Cortona models were sold designer-furnished, but furnishings should be priced and listed separately in the contract. A deed’s recorded price can differ from a listing’s sold price when personal property is separated out.
Cortona has too few sales to publish a reliable days-on-market figure; the one active listing in the June 2026 MLS pull had been on the market about 76 days. With 19 villas and rarely more than one listed, price, presentation and reach to seasonal buyers matter more than the calendar.
Cortona owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. For this Cortona guide they read the Costa Maggiore plat, the Costa Maggiore I association’s filings, the developer’s Cortona releases, the CDD budget and every qualified Cortona deed in the Lee County record before writing a word.
McGreevy and Comisar are the Domain Realty team behind this Cortona guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has lived in Estero since 2003, a short drive from Miromar Lakes, and the team works the Estero-area golf and lake communities every season. You can read how the team was built on our about the McGreevy and Comisar team page.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:
McGreevy and Comisar is a top-reviewed Cortona realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Donald Vogler, verified Google review
★★★★★ “We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!” Jennifer Schnabel Wood, verified Google review
★★★★★ “I had a great experience working with Marc Comisar and Jesse McGreevy. They were professional, knowledgeable, and made the entire process feel smooth from beginning to end.” Sloane Gelfman, verified Google review
Selling a Cortona villa? Get a free Cortona home valuation, or call Jesse direct at (239) 898-6072.
Buying in Cortona? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Cortona, see our Miromar Lakes guide, our Estero guide and our guides to the villa neighborhoods Trevi and Cassina.
These are the questions buyers ask us about Cortona at Miromar Lakes, answered from the Lee County deed record, the Costa Maggiore I association’s filings, the Miromar Lakes CDD budget, FEMA’s flood map and the developer’s own 2017 and 2018 announcements, with each answer standing on its own.
Cortona is on Via Torino Way in Costa Maggiore, on the north side of Lake Como, set by the developer “between two serene winding inlets”. It is about a third to half a mile from the Beach Clubhouse at 18061 Miromar Lakes Parkway by straight-line distance, inside the Miromar Lakes gates, with a Miromar Lakes, FL 33913 mailing address.
Cortona homes are detached single-family villas of 2,726 to 4,489 heated square feet, median 3,035, built from 2018 to 2020 from custom floor plans. Twelve have three bedrooms, six have four and one has five on the county roll. They are not attached or paired homes, and each plan differs.
There are 19 villas in Cortona, on Lots 1 to 19 of Block A in the Costa Maggiore Phase I plat, and the Miromar Lakes CDD’s Fiscal Year 2027 budget bills Cortona as 19 assessment units. The developer announced exactly 19 in December 2017. All are built; there is no later phase.
The developer’s December 2017 release names four builders: Arthur Rutenberg with Lyons Housing, DIVCO Custom Homes, Fox Custom Builders and Harbourside Custom Homes. Its April 2018 release names Harbourside’s Villa Adriana II, Arthur Rutenberg’s Sedona II and Fox’s Marabella II models. No public source assigns each villa to a builder, so we confirm a specific villa’s builder from its permit record.
Miromar Development announced Cortona on December 15, 2017, and reported the buildable home sites sold out by April 30, 2018. The Lee County roll dates six villas to 2018, twelve to 2019 and one to 2020, and the first Cortona home sale recorded in April 2018.
No. All 19 Cortona homesites sold between August 2017 and September 2018, and every villa has been built. A Cortona purchase today is a resale of an existing villa. Buyers who want new construction in Miromar Lakes look at the neighborhoods still building, such as Positano, Messina and Nerano.
Our June 2026 Southwest Florida MLS pull showed one active Cortona villa: three bedrooms, 3,227 square feet, asking $3,075,000, about $952 per square foot, after about 76 days on market. The MLS refresh for September is pending, so its current status is not confirmed here. Call Marc at (239) 287-5873 for what is available today.
The developer’s December 2017 release said “each residence in Cortona will feature a shared boat dock with direct access” to the lake, and its April 2018 release said plans “include shared boat docks”. Which docks were built and which slip goes with which villa are set in the Costa Maggiore I declaration; we confirm it for any villa you consider.
A private dock belongs to one lot and one owner, who maintains it alone. A shared dock serves several lots, with its cost and upkeep spread under the governing documents. In Cortona the developer planned shared docks; the declaration sets how they are owned, assigned and maintained, so read it before you buy.
The developer’s December 2017 release said each Cortona villa would be “set on a private white sand beach”. Whether the beach in front of a given villa is part of the lot or an association common area is set in the Costa Maggiore I declaration. Every Cortona owner also has the community’s three miles of private beach at the Beach Club.
Registered motorboats and pontoons up to 23 feet (pontoon motors 40 horsepower or less) and sailboats up to 21 feet, plus kayaks and paddleboards, under the Master Association’s rules. Personal watercraft such as jet skis are prohibited. Miromar Lakes is not an electric-only lake, as earlier versions of this page said.
No. Lake Como is a 700-acre contiguous freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf. It suits skiing, wakeboarding, sailing, paddling and fishing inside the gates, but a buyer who needs Gulf boating will need a slip elsewhere.
Costa Maggiore is the section on the north side of Lake Como into which Miromar Development expanded the community from 2017. Its Phase I plat (Unit XVII, Instrument 2017000181209) holds Cortona and Bergamo on Block A and Trevi, Veneto and Ancona on Block B, and FEMA’s flood map places the Costa Maggiore units in Zone X.
Heated area on the Lee County roll runs 2,726 to 4,489 square feet, with a median of 3,035 and an average of 3,270. The developer’s original models ran 2,742 to 3,026 square feet under air and 4,077 to 4,412 square feet in total, including garage and lanai.
It varies, and the county roll does not record stories. Cortona villas were built from custom plans by four builders, so layouts differ from home to home. Earlier versions of this page described single-story layouts as the rule; we found no source for that, so we confirm each villa’s layout from its plans and a walk-through.
Four items: Costa Maggiore I association dues, Master Association dues, the $2,311.14 Fiscal Year 2027 CDD assessment and Lee County property tax at 13.2715 mills for 2025. Neither association publishes its dues, so the two estoppel certificates and the villa’s tax bill give the real total.
Cortona owners pay Costa Maggiore I Homeowners’ Association dues and Miromar Lakes Master Association dues, and neither association publishes its amount. The estoppel certificate from each association, which Florida Statute 720.30851 requires on request, gives a buyer the current figures before closing.
Yes. The Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget sets Cortona’s assessment at $2,311.14 per villa: $1,571.16 of debt service on the District’s Series 2025 bonds and $739.98 of operations and maintenance. It is collected on the Lee County property tax bill.
Costa Maggiore I Homeowners’ Association, Inc., Florida document N17000000363, filed January 11, 2017 and active, whose Articles name “the Cortona and Bergamo Neighborhoods”. Above it sits Miromar Lakes Master Association, Inc. There is no Cortona-named association on the state’s corporate register.
No. Golf is a separate, optional membership. The Miromar Lakes Golf Club’s official page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip the waitlist; every Cortona villa is built, so a Cortona purchase is a resale.
Master Association membership brings the Beach Club: a 10,000 square foot zero-edge pool, about three miles of private beach, the Beach Clubhouse, a Wellness Spa, a fitness center, seven lighted Har-Tru tennis courts, pickleball, bocce and lake privileges. Dining, spa services, classes and boat rentals are paid as used, and golf is separate.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimate from the Sales Gallery is about 9 minutes; allow more in season.
The School District of Lee County uses proximity-based school choice, so families rank schools within the zone tied to their address rather than receiving one assigned school. Check the district’s School Enrollment Zones map for a specific Via Torino Way address. Florida Gulf Coast University is next door.
A federally backed lender generally does not require it, because FEMA’s flood map places the three Cortona addresses we tested in Zone X, an area of minimal flood hazard, on panel 12071C0581F. Flood coverage is still available, and unincorporated Lee County’s CRS Class 5 rating gives a 25 percent NFIP discount.
Yes. Cortona is inside the gated Miromar Lakes community, which has a staffed gatehouse and two entrances. Residents register their vehicles with the Master Association and receive a decal and transponder for the main gate.
Leasing is allowed, but the minimum term and any approval step are in the Costa Maggiore I declaration and master documents, which are not posted online, so we do not state a minimum here. When a villa is leased, the owner designates the tenant as the Beach Club user for the lease term.
Cortona is in Lee County taxing district 071, where the 2025 millage totaled 13.2715 mills, about $13.27 per $1,000 of taxable value. On an illustrative $2,500,000 taxable value that is about $33,179, plus the $2,311.14 CDD line. Homestead and Save Our Homes lower it for full-time owners.
No. No primary source designates Miromar Lakes as 55+ housing, and the Master Association’s rules count dependent children under 25 as part of a registered household. Cortona is open to buyers of any age.
Yes, subject to the Costa Maggiore I declaration and master documents, which set any limits and are not posted online. The Master Association’s published rule bars pets from the Beach Club, except assistance animals.
No. Miromar Lakes is not an incorporated municipality. Cortona is in unincorporated Lee County near Estero, outside the Village of Estero, and “Miromar Lakes” is the mailing name the Postal Service accepts for ZIP code 33913. Permits come from Lee County and fire service from the San Carlos Park Fire District.
Jesse McGreevy and Marc Comisar of McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, who lead Domain Realty Group, the #1 team in Southwest Florida since 2012. For this guide we read every recorded Cortona deed, the Costa Maggiore I filings and the CDD budget.
Many Miromar Lakes buyers are seasonal, in Southwest Florida from roughly November to May, so that is when most touring happens. In a 19-villa neighborhood with no sale recorded in 2024 or 2025, though, the right villa can come up in any month, which is why serious buyers tell us early what they want.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. In a 19-villa neighborhood with five sales in five years, we tracked every Cortona deed and every villa sale around it, so you know what a fair price is when a villa comes to market.
These are the questions Cortona owners ask us before a sale, answered from the Lee County deed record, the Costa Maggiore I association and CDD filings, the June 2026 Southwest Florida MLS pull and the other facts on this page, so every answer about your villa rests on a document.
Your Cortona villa’s value starts from the five Cortona sales since September 2021, at a $2,700,000 median and $871 mean per heated square foot, with the newest at $2,645,000 in June 2026 for a 2,726 square foot villa. Your heated area, builder, plan, water view and dock position then set where you land. Start with a free valuation or call Jesse at (239) 898-6072.
One sold. The Lee County qualified-deed record shows a single Cortona sale from September 2025 through the newest deed in the county file, August 21, 2026: a 2,726 square foot villa built in 2018, recorded June 26, 2026 at $2,645,000, about $970 per heated square foot. The June 2026 Southwest Florida MLS pull, taken before that deed, showed no Cortona closing in its trailing year.
Because Cortona owners have held. After a July 2023 sale at $2,700,000, the county record shows no qualified Cortona home sale until June 2026, and the three 2024 transfers it does show were nominal $0 or $100 deeds, not sales. For a seller, a quiet market means little competition when you list and few recent comparisons for buyers to anchor on.
We build the price from three layers: the five Cortona sales since September 2021, Trevi’s four sales on the same plat at a $3,100,000 median, and recent villa resales at Cassina and Navona, which have settled in the mid-$800s per square foot. Each is adjusted for heated area, which runs 2,726 to 4,489 square feet in Cortona, builder, finish, water view and dock position.
Trevi is the closest match: eleven villas on Block B of the same plat, built 2020 to 2023, with the same $2,311.14 CDD line. Its four sales since September 2021 have a $3,100,000 median and its latest recorded $3,175,000 in May 2025, above Cortona’s recent sales. Buyers weigh Trevi’s newer build year against Cortona’s inlet setting, shared docks and wider plan range.
It shows what the top of the Cortona market has reached. A 3,227 square foot villa built in 2019 recorded at $3,499,000 in August 2022, $1,084 per heated square foot, the highest price and price per square foot on the Cortona record. The two sales since, at $2,700,000 in 2023 and $2,645,000 in 2026, were smaller villas, so we price by size and feature, not from the peak.
The 19 Cortona homesites sold between August 2017 and September 2018 for $425,000 to $520,000 each, a median of $470,000. Those deeds show what the land cost before construction, and they are the starting point when a buyer compares your finished villa with buying land and building new elsewhere in Miromar Lakes, which costs far more today.
It can. Cortona’s four builders were Arthur Rutenberg with Lyons Housing, DIVCO Custom Homes, Fox Custom Builders and Harbourside Custom Homes, and buyers at this level ask who built the villa. No public source assigns each villa to a builder, so we confirm yours from the Lee County permit record and present the builder, the model name and the custom changes in your listing.
Yes, when it is documented. The developer sold Cortona with a shared boat dock for each villa, and Lake Como access is a core reason buyers choose it. The value a buyer will pay for depends on which slip goes with your villa, who maintains the dock and what the Costa Maggiore I declaration says, so we put those facts in writing before the first showing.
Disclose what you know and what the documents say: which dock slip you use and under what right, any dock or boat-lift permits, any storm damage or repairs to the dock or the beach, and whether the beach in front of your villa is part of your lot or an association common area. The Costa Maggiore I declaration governs these, and we read it with you at listing.
Yes. The developer set Cortona between two winding inlets, so villas on Via Torino Way look over water in different directions and at different widths. View is one of the first adjustments we make when we price a Cortona villa, and we document it with photographs and video from the lanai, the beach and the dock line.
The buyers who fit Cortona want a newer detached home on the lake at about 3,000 heated square feet without estate upkeep: seasonal owners, couples moving down from a larger home, and families who host visiting relatives. Cortona’s all-ages status and its three- and four-bedroom plans keep all three groups in the buyer pool.
It means a buyer in the market may have another Cortona villa to compare with yours. The June 2026 MLS pull showed one active Cortona listing at $3,075,000 for 3,227 square feet, about $952 per square foot, after about 76 days. Its status since is not confirmed until the MLS refresh, so we check live inventory the day we price your villa.
No, not as a price. An automated estimate needs recent comparable sales, and Cortona has five in five years, none in 2024 or 2025. A model that fills the gap with a community median mixing condominiums and estates, or that cannot see a dock, a beach or a water view, can miss a Cortona villa’s value by a wide margin.
Yes. We can market a Cortona villa privately to our own buyer list first and decide afterward whether a public launch adds value. A quiet sale trades exposure for privacy, and with so few Cortona sales on record, the open market may reveal a price no private buyer offers; we show you both paths before you choose.
We lead with what a distant buyer cannot see: professional photography, video and drone views of the villa, the inlet, the beach and the dock, a short route video to the Beach Club, and a document package with both estoppel certificates, the CDD line, the certificate of occupancy, the permit history and the dock provisions. Seasonal buyers commit faster when the paperwork answers their questions first.
Many Miromar Lakes buyers are seasonal, in Southwest Florida from roughly November to May, so touring activity concentrates in those months. With 19 villas and rarely more than one listed, the timing that matters most is being photographed, documented and priced before the season’s buyers arrive in the fall.
Before, if you can. A fall listing lets the estoppels, the dock documents, the photographs and the pricing be settled before seasonal buyers tour, and puts your villa in front of them the week they arrive. A listing launched in late spring may run into the quieter summer months with fewer buyers in town.
Stage selectively. Cortona buyers are buying the water first, so presentation centers on the sightline from the entry to the lake, the lanai, the pool, the beach and the dock. Three of the original Cortona models were designer-furnished, which is how this buyer pool first saw these villas; if yours is furnished, we edit rather than add.
Rarely in a big way. Cortona villas are six to eight years old, so a buyer is paying for a newer home, not a project. Service the pool equipment and air-conditioning systems, fix anything an inspector will flag, refresh paint and landscaping, and leave major design changes to the buyer, who at this price usually wants to choose them.
Golf is a separate, optional membership in the Miromar Lakes Golf Club, and its dues and resale transfer terms are not published. The official golf page lists a $140,000 initiation fee and a waitlist for new members, with new-construction buyers able to skip it. Tell us if you hold a golf membership, and we will confirm its terms with the club before listing.
Three layers: the Costa Maggiore I Homeowners’ Association assessment, the Miromar Lakes Master Association assessment and the $2,311.14 Fiscal Year 2027 CDD line on the tax bill. Neither association publishes its dues, so the buyer will ask for both estoppel certificates and your latest tax bill. Having all three ready at listing keeps the fee conversation short and factual.
An estoppel certificate is the association’s signed statement of what is owed on your villa: regular assessments, unpaid amounts and any special assessments. Florida Statute 720.30851 governs its content and fees. A Cortona sale needs one from Costa Maggiore I Homeowners’ Association and one from the Master Association, whose official Contact page routes estoppel requests to it; we order both at listing.
Because Costa Maggiore I Homeowners’ Association, document N17000000363, was formed in 2017 for “the Cortona and Bergamo Neighborhoods” together, covering Lots 1 to 25 of Block A. Its budget, rules and estoppel apply to both. Cortona’s 19 lots hold 19 of its 25 votes, so Cortona owners carry most shared decisions on budgets, rules and common areas.
We found no public primary document that states a transfer fee or capital contribution for a Cortona resale, and we do not quote figures from listing remarks. Any such charge will appear on the estoppel certificates from Costa Maggiore I Homeowners’ Association and the Master Association, which is why we request both before the contract is signed.
Whether Costa Maggiore I Homeowners’ Association must approve a buyer is set by the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I, which is recorded but not posted online. Florida law does require you to give the buyer the association disclosure summary before signing. We read the declaration at listing so any approval step is built into the contract timeline.
The buyer sees a Miromar Lakes CDD line of $2,311.14 for Fiscal Year 2027: $1,571.16 of debt service on the District’s Series 2025 refunding bonds and $739.98 for operations and maintenance, the same Villa 2 line as Trevi, Villa d’Este, Cassina and Navona. Florida Statute 190.048 requires the sale contract to carry a bold notice that the District may levy assessments on the property.
The Cortona debt line repays the District’s Series 2025 refunding bonds, whose scheduled final maturity is May 1, 2035. After that the $1,571.16 debt portion should end, while the $739.98 operations and maintenance portion continues. The District says per-parcel principal balances are available by parcel ID, so a buyer can see the remaining balance before closing.
The CDD’s assessment levy sheets carry a prepayment column, and some Miromar Lakes units have prepaid their debt assessment, so prepayment is possible; ask the District for your parcel’s principal balance. Whether prepaying helps your sale is a pricing question, since Cortona’s debt line is $1,571.16 a year and is scheduled to run to 2035.
Cortona is in FEMA Zone X, an area of minimal flood hazard, on panel 12071C0581F, at all three Via Torino Way addresses we tested. Florida Statute 689.302 still requires you to give the buyer a flood disclosure stating whether you know of flood damage during your ownership, filed a flood insurance claim or received federal flood assistance, whatever the zone.
Yes. Cortona is in a 160 mph design wind speed area inside the wind-borne debris region, and every villa was built from 2018 to 2020 to that standard, so a current wind-mitigation report should document strong roof-to-wall connections and impact-rated openings. Those credits can lower the premium a buyer is quoted, which supports your price.
Yes. Pull your address’s history from Lee County’s eConnect portal, which needs no account, and confirm that the original construction permit closed with a certificate of occupancy and that any pool, lanai, generator, dock or boat-lift permits are closed. Cortona is in unincorporated Lee County, so the county, not the Village of Estero, issues and closes those permits.
The homestead exemption of up to $50,000 and the Save Our Homes cap belong to you as the owner-resident, not to the villa, so the buyer’s taxable value resets toward market value the year after purchase. Florida allows portability of accumulated Save Our Homes savings to a new homestead, which the Department of Revenue explains in its PT-112 guidance.
Yes, but the lease governs access and possession. While a tenant holds the villa, the tenant is the Beach Club designee, and showings must follow the lease’s access terms. Tell us the lease end date and terms at listing; a vacant villa in season usually shows better, while a lease ending at closing can suit a buyer who plans to arrive later.
Yes. A Cortona sale can be run remotely: we coordinate showings, the estoppel requests, inspections, dock and permit documents, repairs and the closing timeline with the title company on your behalf. Tell us who holds keys and gate authorization so the villa can be shown on short notice to seasonal buyers who often visit only once.
Because a 19-villa market with five sales in five years needs a price case built from the record. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, we lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and we tracked all 16 Cortona deeds and every villa sale around them. Call Jesse direct at (239) 898-6072 to start.
Every Cortona fact on this page comes from a recorded plat or filing, a county, state or federal record, the Miromar Lakes CDD, the developer’s own published pages and announcements, or the Southwest Florida MLS figures we pulled in June 2026. Sources were accessed in September 2026 unless a date is shown.
Southwest Florida MLS figures on this page (Cortona closings and active listings, community closings, active listings and rents) were pulled in June 2026; the September 2026 MLS refresh is pending, and the county deed record is the primary sales source for this update.
The official documents below are published by the Miromar Lakes CDD, filed with the Florida Division of Corporations or issued by Lee County. They are the documents we read for this page, and the ones a Cortona buyer or seller should read before signing. Each link opens the issuing authority’s own copy.
Document | Issued by | Date | What it covers | Link |
|---|---|---|---|---|
Articles of Incorporation, Costa Maggiore I Homeowners’ Association, Inc. | Florida Division of Corporations | Filed January 11, 2017 | Purpose for “the Cortona and Bergamo Neighborhoods”, voting by lot, board, amendment and dissolution thresholds | |
Articles of Amendment, Costa Maggiore I Homeowners’ Association, Inc. | Florida Division of Corporations | Filed September 3, 2019 | Board-adopted amendment to the Articles | |
Miromar Lakes CDD Adopted Budget, Fiscal Year 2027 | Miromar Lakes Community Development District | Adopted May 14, 2026 | Cortona’s $2,311.14 Villa 2 assessment, bond schedules, reserves | |
Miromar Lakes CDD Audited Financial Statements, Fiscal Year 2025 | Miromar Lakes Community Development District | Auditor’s report December 3, 2025 | Series 2022 and 2025 bonds, tax-bill collection | |
Lee County Ordinance 00-17 | Lee County Board of County Commissioners | September 2000 | Creation of the Miromar Lakes CDD, 972.24 acres | |
CDD Stormwater Rules of Procedure | Miromar Lakes Community Development District | Adopted September 8, 2021 | Lake maintenance easements, docks, master Declaration citation | |
Stormwater Management System drainage map | Miromar Lakes Community Development District | Current posting | Lakes, control structures and drainage flow | |
Articles of Incorporation, Miromar Lakes master association | Florida Division of Corporations | Filed September 1, 2000 | Master Association purpose, voting through Neighborhood Voting Representatives | |
Evacuation Zone D fact sheet | Lee County Emergency Management | Current posting | What Zone D means and when it evacuates |
The Declaration of Covenants, Conditions and Restrictions for Costa Maggiore I, which governs Cortona’s common areas, docks and beach tracts, and the master Declaration (Official Records Book 3343, Page 294) are recorded with the Lee County Clerk; neither is posted as a free copy online, and both come with the association documents at sale. The Master Association Rules and Regulations (edition of January 30, 2024) are cited on this page by name only.
Market data from Southwest Florida MLS, pulled June 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Cortona. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
