Ancona is a 12-home neighborhood of modern waterfront estate homes in Miromar Lakes, built 2020 to 2022 beside the Botanical Park, with eight recorded sales since 2020 and a $2,856.44 CDD line. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar are the team Ancona sellers call first, and the team Ancona buyers call when they want the record rather than the brochure: what each of the eight recorded Ancona home sales actually paid, which association governs the street, what the Miromar Lakes CDD puts on an Ancona tax bill, and what the flood map says about Via Ancona Way. Ancona is a 12-home neighborhood of modern waterfront estate homes inside the master-planned community of Miromar Lakes in the Estero area, Florida. It was launched in November 2019 as the estate-home half of the developer’s Modern Architecture Collection, built out between 2020 and 2022, and sits on the Costa Maggiore side of the community beside the Botanical Park, about half a mile from the Beach Clubhouse. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012 and Top 1% of agents nationally since 2008.
This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), the recorded Costa Maggiore Phase I plat instrument, the Florida Division of Corporations file for Costa Maggiore II Homeowners’ Association, the Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget, the developer’s own 2019 and 2020 releases on the Ancona model homes, FEMA’s National Flood Hazard Layer, Lee County’s hazard, utility and zoning layers, and the Southwest Florida MLS figures we pulled on September 30, 2026. Where the public record stops, we say so and name the document that answers the question.
If you own in Ancona and are weighing a sale, start with the market snapshot and the seller section, then call Jesse. If you are buying, the fee, flood and comparison sections will tell you whether Ancona fits before you tour.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
McGreevy and Comisar are the best realtor for Ancona because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and an Ancona market read built from every qualified Ancona deed, the recorded plat, the association’s filings and the CDD’s own budget.
If you’re searching for the best realtor for Ancona in Miromar Lakes, Estero, whether you’re ready to sell your Ancona home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters in Ancona for a specific reason. Twelve custom homes produce very few sales, and each one moves the whole market. The Lee County deed record shows eight qualified Ancona home sales since the first home closed in October 2020, from $2,951,936 to $6,100,000, and none at all since June 2024. A listing agent who prices an Ancona home off a Miromar Lakes average, or off a 2020 model price, can miss by millions of dollars in either direction.
Recent Ancona track record (last 12 months): In the last 12 months Ancona has seen 0 resales in the Lee County qualified-deed record (September 2025 to September 2026), and the Southwest Florida MLS (pulled September 30, 2026) likewise shows no Ancona sale, listing or rental in the 12 months to September 30, 2026. Because the 12-month window is empty, we widened it to the full recorded history: 8 qualified sales since October 2020, and the highest-priced Ancona sale on record is $6,100,000 (May 2024). With no MLS activity to measure, this page does not state a sale-to-list ratio or days on market for Ancona; we tracked every qualified deed, and we will walk you through each one.
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Selling your Ancona home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Ancona? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
Selling in Ancona also runs through the Estero-area luxury market as a whole, and our guide to the best real estate agents in Estero sets out how we compare with the other teams working this corridor.
Ancona at Miromar Lakes, section by section. Each link below jumps to its part of this guide, from the market snapshot and the fee layers to the flood record, the comparison with Trevi, the seller section and the sources behind every figure.
Living in Ancona means owning one of 12 modern estate homes on the Costa Maggiore waterfront of Miromar Lakes Beach & Golf Club, with the Botanical Park in front, the lake behind and the Beach Clubhouse about half a mile away: a large custom house, a private lot and an optional private dock, inside a gated resort community.
Miromar Lakes uses the words villa, estate and grand estate to separate its product lines, and Ancona was sold as Estate Homes from the start. The Lee County Property Appraiser codes all 12 Ancona parcels as single-family (use code 01), not as condominium units, and the Miromar Lakes CDD bills Ancona in its single-family class, the same class as neighboring Veneto, Bergamo, San Lorenzo, Sardinia and Lugano. The practical meaning: a detached house on its own lot, sized from about 3,750 to 4,850 square feet of heated living space.
Ancona suits a specific buyer. The developer built the neighborhood for people who want contemporary architecture rather than the Mediterranean styling found across most of Miromar Lakes, and the recorded prices put it in the community’s upper tier. Its buyers tend to be design-driven owners who want an estate-scale house on the water with the Beach Club, the lake and the golf club inside one gate; existing Miromar Lakes owners moving up to a modern home; and full-time or seasonal owners who want four or five bedrooms for family and guests. Buyers who want a classic Mediterranean house, a lock-and-leave villa or brand-new construction are usually better served elsewhere in the community, and we say so.
An Ancona morning can start with a walk through the Botanical Park, the lake-encircling walk with more than 3,000 plants that sits in front of the homes, then a cart ride of about half a mile to the Beach Clubhouse, where the 10,000 square foot zero-edge pool, the fitness center and the three miles of private beach are Master Association common area. Afternoons on Lake Como, the community’s 700-acre freshwater lake, from a private dock where one has been built, and evenings at the Blue Water Beach Grill are the pattern the developer describes. Golf is a separate membership at the Miromar Lakes Golf Club, Miromar Outlets and Gulf Coast Town Center are about 7 minutes away by our free-flow estimate, and the developer puts Southwest Florida International Airport 10 to 15 minutes away.
Data updated: September 2026. The Ancona market is the thinnest and one of the most expensive in Miromar Lakes: the Lee County qualified-deed record shows 8 Ancona home sales since the first closing in October 2020, at a median of $4,075,000, with four builder-direct first sales and four resales, and no qualified Ancona sale at all since June 2024.
The yardstick here is the county’s own record: deeds the Lee County Property Appraiser marks as qualified (arm’s-length) sales of improved single-family parcels, matched to Ancona by plat block and lot, not by name. We use the full recorded history because no 12, 24, 36 or 60-month window reaches ten Ancona sales; the 60 months since September 2021 hold only five. With fewer than ten sales, we list every sale below rather than lean on a median alone. The split between builder-direct first sales and resales is our estimate from the county’s sale sequence and year-built data.
Measure (Lee County qualified deeds) | Ancona |
|---|---|
Window | All recorded history, October 2020 to the newest recorded Ancona deed (June 24, 2024) |
Qualified sales | 8: 4 builder-direct first sales and 4 resales (split estimated) |
Median sale price | $4,075,000 (even count: middle pair $3,950,000 and $4,200,000) |
Range | $2,951,936 to $6,100,000 |
Dollar volume | $34,351,936 |
Builder-direct median | $3,325,000 (4 sales, 2020 to 2022) |
Resale median | $5,250,000 (4 sales, 2022 to 2024) |
Mean price per heated square foot | $958 (mean of each sale’s own ratio; median $960); resales alone $1,177 |
Sales since September 2025 | 0 |
Recorded | Price | Type (estimate) | Street | Heated sq ft | Price per sq ft | Year built |
|---|---|---|---|---|---|---|
October 2020 | $2,975,000 | Builder-direct | Via Ancona Way | 4,752 | $626 | 2020 |
January 2021 | $2,951,936 | Builder-direct | Via Ancona Way | 4,362 | $677 | 2020 |
May 2021 | $3,675,000 | Builder-direct | Via Ancona Way | 4,569 | $804 | 2021 |
March 2022 | $4,200,000 | Resale | Via Ancona Way | 3,754 | $1,119 | 2020 |
May 2022 | $3,950,000 | Builder-direct | Via Ancona Way | 4,661 | $847 | 2022 |
August 2022 | $4,900,000 | Resale | Via Ancona Way | 4,569 | $1,072 | 2021 |
May 2024 | $6,100,000 | Resale | Trevi Isle Way | 4,856 | $1,256 | 2022 |
June 2024 | $5,600,000 | Resale | Trevi Isle Way | 4,443 | $1,260 | 2020 |
Three things stand out. First, prices roughly doubled from the first builder-direct sale to the last two resales: the October 2020 closing recorded $2,975,000 and the 2024 resales recorded $5,600,000 and $6,100,000. Second, one home appears twice: it sold builder-direct in May 2021 for $3,675,000 and again in August 2022 for $4,900,000, a 33 percent gain in 15 months. Third, the two highest sales are on the Trevi Isle Way lots that we count as Ancona by inference. Counting only the nine Via Ancona Way lots, the record holds six sales from $2,951,936 to $4,900,000, at a median of $3,812,500. Size explains less than timing does: the smallest home in the record, 3,754 square feet, sold for $4,200,000 in 2022, more than any of the three larger homes that had sold in 2020 and 2021.
Data updated: September 2026. The Lee County file lets us follow Ancona from its first home to today. Counts are qualified improved-home deeds only; a year with one or two sales is a data point, not a trend.
Year | Qualified sales | Prices |
|---|---|---|
2020 | 1 | $2,975,000 (builder-direct) |
2021 | 2 | $2,951,936 and $3,675,000 (both builder-direct) |
2022 | 3 | $3,950,000, $4,200,000 and $4,900,000; median $4,200,000 |
2023 | 0 | no qualified sale recorded |
2024 | 2 | $5,600,000 and $6,100,000 (both resales) |
2025 | 0 | no qualified sale recorded |
2026 (to September) | 0 | no qualified sale recorded |
The deed file also records the lots themselves. Fourteen qualified vacant-homesite sales were recorded on Ancona’s 12 lots from March 2019 to September 2020, at $679,000 to $920,000; one lot sold three times, at $679,000, $695,889 and $745,000, as builders and buyers traded positions. Those homesite prices are history, not a guide to today’s land value, but they show how quickly the street was absorbed: every lot had changed hands at least once before the first finished home closed.
The Southwest Florida MLS, pulled September 30, 2026, shows no Ancona sale, no active or pending listing and no rental in the 12 months to September 30, 2026, which matches the county record’s silence since June 2024. Across all of Miromar Lakes Beach & Golf Club the same pull shows 88 closings in the 12 months at a median of $1,483,284, a top sale of $5,900,000 and 40 active listings; 19 community rentals were rented in the last 365 days at a median of $8,500 a month, and 18 rentals are active. For Ancona there is no county-versus-MLS disagreement to reconcile: neither record shows an Ancona sale in the window.
Before the county deeds existed, the developer’s own releases were the only price record. The September 2020 release priced three Ancona model homes: an AR Homes by Lyons Housing Estate Home at $3,495,000 (4,235 square feet under air), a two-story Gulfshore Homes model at $3,375,000 offered on leaseback (4,425 under air in the developer’s release; Gulfshore’s own release gives 4,427) and a Seagate Development Group Estate Home at $3,295,000 (4,070 under air). Those were 2020 asking prices on furnished models. They are history now; the recorded deeds above, and above all the $5,600,000 and $6,100,000 resales of 2024, are the better evidence of where Ancona trades.
Ancona is a scarcity market with a price record that ends in 2024. With 12 homes and no qualified sale in more than two years, the next listing competes with almost nothing inside the neighborhood, but its buyer and the buyer’s appraiser will reach back to the 2024 resales and sideways to Veneto, San Lorenzo, Sardinia and Lugano. The spread between the 2020 builder prices and the 2024 resales says the market pays heavily for finished, established modern homes on the water. If you are selling, get an Ancona-specific valuation from our free home valuation page or call Jesse at (239) 898-6072. If you are buying, call Marc at (239) 287-5873 or start with our buyer representation page.
Ancona came to be as part of Costa Maggiore, the Miromar Lakes Unit XVII plat recorded by Instrument 2017000181209; its homeowners’ association was incorporated in May 2017, its homesites sold from March 2019, the developer unveiled it in November 2019 as the estate-home half of a Modern Architecture Collection, and its 12 homes were finished between 2020 and 2022.
Miromar Lakes Beach & Golf Club is the work of Miromar Development Corporation, a Florida company that describes itself as founded in 1988 and whose portfolio also includes Miromar Outlets and the Miromar Design Center. The community’s master Declaration of Covenants, Conditions, Restrictions and Easements was recorded on December 27, 2000 at Official Records Book 3343, Page 294, and the declarant entity is Miromar Lakes, LLC. The Miromar Lakes Community Development District was created in September 2000 by Lee County Ordinance 00-17, on about 972 acres east of Interstate 75 and north of Florida Gulf Coast University.
The Lee County roll records Ancona as lots 18 to 29 of Block B in Miromar Lakes Unit XVII Costa Maggiore Phase I, as described in Instrument 2017000181209. Block B is shared: lots 1 to 11 are Trevi, the developer’s modern villa neighborhood, and lots 12 to 17 are Veneto, six grand estate homes. Lots 21 to 29 carry Via Ancona Way addresses, numbered 17411 to 17491; lots 18 to 20 carry Trevi Isle Way addresses. No public document we found ties those three Trevi Isle Way lots to the Ancona name by address, but the developer described Ancona as “one of only 12 homes” and the 12 lots from 18 to 29 are the only count that fits, so we treat them as Ancona and say so wherever it changes a figure.
Costa Maggiore II Homeowners’ Association, Inc. was filed with the Florida Division of Corporations on May 12, 2017, as a not-for-profit corporation under Chapter 617 of the Florida Statutes, document number N17000005104. Its Articles of Incorporation, executed on April 7, 2017 by an officer of Miromar Development Corporation, say it was formed for the “maintenance, preservation and architectural control of the residential lots, common areas and improvements” under the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore II, and “to promote the health, safety and welfare of the residents within the Ancona, Savona and Trevi Neighborhoods and any additions”. Savona does not appear as a neighborhood in the CDD’s levy table or on the county roll, and we do not guess what it became. The association’s most recent annual report was filed on April 12, 2026, and it is active. A sister entity, Costa Maggiore I Homeowners’ Association, Inc. (N17000000363), covers the Cortona and Bergamo neighborhoods. A Sunbiz search for the name Ancona returns no neighborhood association of that name, so Costa Maggiore II is the association of record.
On November 15, 2019, the developer announced a “New Collection of Modern Architecture” for Estate Homes in Ancona and Luxury Villas in Trevi. The release describes flat and standing-seam metal roofs, cantilevers, louvered accents and larger windows, says the collection “abandons arches, columns, excessive ornamentation and telltale barrel tile roofs”, and highlights “sleek wood and stacked stone treatments”. It introduced a two-story Gulfshore Homes Estate model in Ancona, “one of only 12 homes in the waterfront neighborhood”, with the line “You’ll see the lake as soon as you walk through the front door”, and a Seagate Estate model with a reverse soffit backlit LED ceiling. Arthur Rutenberg Homes by Lyons Housing was building models in both neighborhoods, and the release adds: “Harbourside Custom Homes and Randall Mitchell Custom Homes are also among the preferred builders in Ancona and Trevi. Both neighborhoods offer options for boat docks.”
The county roll dates five Ancona homes to 2020, four to 2021 and three to 2022. The developer’s September 2020 release, “Model Homes Sell Fast in Miromar Lakes Beach & Golf Club”, reported the AR Homes model at $3,495,000, the Gulfshore model at $3,375,000 on leaseback with completion slated for December 2020, the Seagate model at $3,295,000 for early spring 2021, and a Randall Mitchell Custom Homes model being created for “Ancona’s remaining home site”. The same release said Harbourside’s model, which sold before completion, was in Trevi. The roll does not record which builder built each finished home, and we do not assign builders house by house.
Ancona is a 12-home modern estate street inside Miromar Lakes, and its last two recorded sales, in 2024, were $5,600,000 and $6,100,000. If you own there, get a free Ancona home valuation or call Jesse direct at (239) 898-6072. If you are buying, call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
An Ancona home is a modern, custom-built single-family estate house of about 3,750 to 4,850 heated square feet, most often with four bedrooms, on a waterfront lot on the Costa Maggiore side of Miromar Lakes, built between 2020 and 2022 by one of the developer’s preferred custom builders, with the option of a private boat dock.
Measure (Lee County roll, September 2026) | Ancona |
|---|---|
Homes | 12 single-family parcels (Block B, lots 18 to 29) |
Heated area | 3,754 to 4,856 sq ft |
Median heated area | 4,408 sq ft (middle pair 4,373 and 4,443) |
Average heated area | 4,376 sq ft |
Bedrooms | 3 bedrooms: 2 homes; 4 bedrooms: 6 homes; 5 bedrooms: 4 homes |
Bathrooms on the roll | 4 to 6 |
Year built | 2020 (5 homes), 2021 (4), 2022 (3) |
Heated area is the county’s figure for air-conditioned living space. It excludes the garage, covered lanais and pool deck, so a listing’s “total” square footage will be much larger; the 2020 models ran about 6,130 to 6,500 total square feet against 4,070 to 4,427 under air. When a listing and the roll disagree, ask which measure the listing used.
The developer’s and builders’ own releases describe the three models that set Ancona’s standard. The AR Homes by Lyons Housing Estate Home had 4,235 square feet under air and 6,140 total, three bedrooms and four full and one half baths, with the beach and lake in the backyard, the Botanical Park in front and a private boat dock option. Gulfshore Homes’ Lucien, announced in a January 2020 release, sat on a homesite “located on Lake Como” of 200 by 95 feet, with 4,427 square feet under air, 6,501 total, four bedrooms and a southern-facing entrance, at a pre-construction price of $3.3 million. The Seagate Estate Home had four bedrooms, 4,070 square feet under air and 6,130 total. These are the builders’ descriptions of models, not of every home; each Ancona house is its own custom plan.
The collection’s design choices are also its inspection checklist. Flat and low-slope roofs and standing-seam metal roofs are different systems from the barrel tile used elsewhere in Miromar Lakes, and a buyer’s inspector and insurer will ask about the roof covering, its drainage, its age and its permit. Walls of glass and large sliders put the lake in view from the front door, and in a 160 mph wind zone every one of those openings must be impact-rated or protected. Cantilevers, suspended ceilings and outdoor rooms add sealing and maintenance points. On a 2020 to 2022 home most of this is still young, but the permit history, the wind-mitigation report and the roof documentation are what support an Ancona price at resale.
Ancona’s lots are the estate-scale lots of Costa Maggiore: Gulfshore’s release gives its Lucien homesite as 200 by 95 feet on Lake Como, and the developer’s September 2020 release describes the AR Homes model with “the beach and lake in the backyard and the Botanical Park in front”. Both 2019 and 2020 releases say Ancona offers the option of a private boat dock. The land under Lake Como belongs to the Miromar Lakes CDD, and the CDD’s stormwater rules make a dock built into a lake maintenance easement the dock owner’s to maintain. Which Ancona homes have a dock built today is not in any public record we reached; ask about the specific home and see it from the water.
An Ancona home carries Master Association membership under the master Declaration, and through it the Beach Club’s pool, beach, fitness, tennis and lake privileges for one registered household per lot, plus the Botanical Park at its front door; golf is a separate, optional membership with its own $140,000 initiation fee, and dining, spa services and rentals are paid as used.
Inside Ancona itself the shared features are few: the private streets, their landscaping and whatever common areas the Costa Maggiore II declaration assigns to the association, which it shares with Trevi. The association’s Articles give it the job of maintaining the common areas and exercising architectural control over the lots. What exactly the association maintains on each lot is set by the Costa Maggiore II declaration, which is recorded but not posted online; ask for it, with the association’s current budget, before you sign.
The Botanical Park sits directly in front of Ancona. The developer describes a lake-encircling walk with more than 3,000 plants and a lighted observation deck, and the park won the 2020 Lee Building Industry Association Pinnacle Award for Best Landscape Design. Gulfshore’s release describes Ancona as “adjacent to the new Botanical Park and close to Miromar Lakes’ award-winning Beach Clubhouse and Blue Water Beach Grill”.
The Beach Club is Master Association common area. The developer’s own description lists a 10,000 square foot zero-edge infinity pool with a beach entry and a children’s wading pool, about three miles of private white-sand beach, a Beach Clubhouse with a dining room, library, wine room, billiard room, card room and theater, a Wellness Spa and a fitness center. The Racquet Club has seven lighted Har-Tru tennis courts and dedicated lighted pickleball courts, which the Winter 2024 resident newsletter counts at six, plus bocce and a family mini-putt course. A Social Lounge and a Golf Simulator Suite inside the Beach Clubhouse were announced for late fall 2026. The January 30, 2024 edition of the Master Association Rules and Regulations ties Beach Club use to one registered household per lot and says general use of the beach, pool, tennis and locker rooms is included in the periodic assessments, while food and drink, spa services, classes, room rentals and boat and equipment rentals are charged separately.
Lake Como is a 700-acre contiguous freshwater lake, 26 to 40 feet deep, with no tides and no connection to the Gulf. The developer lists swimming, water-skiing, wakeboarding, sailing, kayaking, paddleboarding and fishing. The Master Association’s rules prohibit personal watercraft such as jet skis, cap motorboats and pontoons at 23 feet (pontoon motors at 40 horsepower or less) and sailboats at 21 feet, require every boat to be registered, and limit lake swimming to within 50 feet of shore in the roped area by the Beach Club, never from sundown to dawn. Florida Gulf Coast University, next door, runs its own student waterfront on the lake, so expect university users on the water.
The Miromar Lakes Golf Club course is an 18-hole, par-72 Arthur Hills Signature design, remastered by Drew Rogers, with six sets of tees from about 4,500 to 7,100 yards. The developer describes it as the only Arthur Hills Signature course in Southwest Florida. Membership is optional; the official golf page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip that waitlist. Ancona is built out, so an Ancona purchase is a resale, and an Ancona buyer who wants golf should plan on the waitlist.
Dining at the Beach Clubhouse and the Blue Water Beach Grill, spa treatments, lessons and classes, marina slips, boat rentals and concierge tasks such as home watch or pool cleaning are all pay-as-used. The developer lists these services but does not publish their prices, and golf dues are not published either.
Ancona fees come in three layers: Costa Maggiore II Homeowners’ Association dues, Miromar Lakes Master Association dues and the Miromar Lakes CDD assessment on the county tax bill. Only the CDD layer is published: $2,856.44 per Ancona home for Fiscal Year 2027. Neither association publishes its dues, so the estoppel certificate is where a buyer gets the real number.
The Costa Maggiore II association (Florida document N17000005104) levies its own assessments under the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore II, and its Articles give it the power to fix, levy, collect and enforce assessments. It serves Ancona and Trevi together. The association does not publish its budget or dues on any public site we could find, and we do not repeat dues figures from listing remarks. The figure a buyer can rely on is the one in the association’s estoppel certificate, which Florida Statute 720.30851 requires the association to issue on request and which sets out the regular assessment, the amount owed and any special assessments.
Miromar Lakes Master Association, Inc. (Florida document N00000005816), formerly named Miromar Lakes Beach and Golf Club Master Association, owns and runs the Beach Club and the community common areas under the master Declaration recorded at Official Records Book 3343, Page 294. Its dues, any Beach Club charges and any capital contribution at resale are not published in any public primary document we found. The official Contact page routes estoppel requests to the Master Association.
The Miromar Lakes Community Development District is a unit of local government under Chapter 190 of the Florida Statutes, and its assessments appear on the Lee County property tax bill. Its adopted Fiscal Year 2027 budget (October 1, 2026 to September 30, 2027), adopted at the District’s May 14, 2026 public hearing, lists Ancona in its single-family class as 12 assessment units at $2,116.46 of debt service plus $739.98 of operations and maintenance, for a total of $2,856.44 per home. The debt portion repays the District’s Series 2025 refunding bonds ($6,235,000, issued March 27, 2025), whose scheduled final maturity is May 1, 2035; the operations portion continues after that. Veneto, Bergamo, San Lorenzo, Sardinia, Lugano and Messina pay the same $2,856.44 line. Paying the tax bill in November earns up to a 4 percent discount.
Layer | Who levies it | Published amount | Where to find it |
|---|---|---|---|
Costa Maggiore II association | Costa Maggiore II Homeowners’ Association, Inc. | Not published | Estoppel certificate; association budget |
Master Association | Miromar Lakes Master Association, Inc. | Not published | Estoppel certificate from the Master Association |
CDD | Miromar Lakes Community Development District | $2,856.44 per home, Fiscal Year 2027 | FY2027 adopted budget; your tax bill |
Golf (optional) | Miromar Lakes Golf Club | $140,000 initiation; dues not published |
Florida Statute 720.401 requires a seller in a homeowners’ association community to give the buyer a disclosure summary before the contract is signed, and Florida Statute 190.048 requires every sale contract inside a CDD to carry a bold notice that the District may levy taxes or assessments on the property. For the dollars, ask for three documents early: the Costa Maggiore II association’s estoppel certificate, the Master Association’s estoppel certificate and the most recent Lee County tax bill for the home, which shows the CDD line. We request all three at listing so an Ancona buyer never meets a new number at the closing table.
Ancona’s yearly cost of ownership stacks four items: Costa Maggiore II association dues, Master Association dues, the $2,856.44 CDD assessment and Lee County ad valorem property tax, which for Ancona’s taxing district ran 13.2715 mills in 2025, or about $13.27 per $1,000 of taxable value.
Every Ancona parcel sits in Lee County Property Appraiser taxing district 071, “San Carlos Fire”, which is unincorporated Lee County rather than the Village of Estero. The 2025 final millage for that district totals 13.2715 mills. The largest pieces are Lee County general revenue at 3.7623 mills, public schools at 5.3190 mills combined, and the San Carlos Park Fire District at 2.3590 mills, with the unincorporated-area MSTU, the library district, South Florida Water Management District levies and several smaller county districts making up the rest. The 2026 millage book was not yet posted when we checked in September 2026.
On an illustrative taxable value of $4,000,000, 13.2715 mills produces about $53,086 of ad valorem tax, and the CDD’s $2,856.44 is added on top as a non-ad valorem line, before any November discount. A homesteaded full-time owner’s taxable value is usually well below market value because of the exemption and the assessment cap described next, and a new buyer’s taxable value resets toward market value the year after purchase. Pull the actual bill for the home you are considering; this example is arithmetic, not an Ancona tax bill.
A Florida resident who owns and lives in an Ancona home on January 1 can apply to the Lee County Property Appraiser by March 1 for the homestead exemption of up to $50,000. Once homesteaded, the assessed value can rise each year by no more than the lower of 3 percent or inflation, which the Department of Revenue set at 2.7 percent for 2026. A joint resolution (HJR 1-F) that would raise the non-school homestead exemption is on the November 2026 ballot; it is a proposal, not law, until voters approve it.
Ancona homes are governed by two recorded layers: the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore II, administered by Costa Maggiore II Homeowners’ Association for Ancona and Trevi, and the master Declaration for Miromar Lakes Beach & Golf Club at Official Records Book 3343, Page 294, administered by the Master Association, with the Master Association’s rules on top.
The Costa Maggiore II Articles, filed May 12, 2017 and public on the Florida Division of Corporations site, set the association’s frame. Class A members hold one vote per Lot. The developer, as declarant, held a Class B membership with a veto until turnover; a 2019 amendment on file records a board-adopted officer change made when “There are no members or members entitled to vote”. The board has at least three directors. Amending the Articles takes 75 percent of the entire membership (a board majority before turnover), and dissolving the association takes 100 percent. Where the Articles and the By-Laws conflict, the By-Laws govern. The association’s mailing address is a professional management office in Fort Myers.
The master Declaration was recorded December 27, 2000, and the Miromar Lakes CDD’s stormwater rules cite it by book and page, including its Section 22.4 lake maintenance easements. Its Sections 11.3 and 11.5 let the Master Association board and the declarant adopt rules. The current Master Association Rules and Regulations, in the edition dated January 30, 2024, cover Beach Club use, lake use, vehicle registration and a schedule of fines. Master Association members vote through Neighborhood Voting Representatives rather than individually, under the Master Association’s 2000 Articles of Incorporation.
The Costa Maggiore II Articles name “architectural control of the residential lots” as one of the association’s purposes, and the master Declaration adds a community-level review layer. Neither set of architectural guidelines is posted publicly. In a neighborhood built on a single modern design language, a change in roof material, color, glazing or a dock is exactly the kind of work that review exists for; before you plan one, get the written guidelines and the approval process from both associations. An Ancona seller should also be ready to show that past exterior changes were approved.
Ancona is not a 55+ community. No primary source for Miromar Lakes Beach & Golf Club designates it as housing for older persons, and the Master Association’s rules define a registered household as including dependent children under 25 and set supervision rules for children at the Beach Club, which fits an all-ages community.
Florida stopped registering 55+ communities with the Florida Commission on Human Relations on July 1, 2020, so there is no state list to check; the recorded declaration is the authority. For an Ancona seller, the practical effect is a wider buyer pool: families who need four or five bedrooms, working-age buyers relocating to the Estero area and retirees can all buy in Ancona.
An Ancona home can be leased, but the minimum lease term, lease frequency and any approval step are set by the Costa Maggiore II declaration and the master documents, which are not published online. The Master Association’s rules do require a leasing owner to designate the tenant as the Beach Club user for the lease.
That designation matters. Beach Club privileges belong to one registered household per lot, so while a tenant holds them, the owner does not. Owners must also register every occupant with the Master Association within 10 days of any change in occupancy. On rental demand, the Southwest Florida MLS pulled September 30, 2026 shows Miromar Lakes rentals that rented in the last 365 days at a median of $8,500 a month across the whole community, and no Ancona rental; that median mixes condominiums and villas with estates and is not an Ancona rent. Before you buy an Ancona home as a seasonal rental, read the Costa Maggiore II declaration’s leasing article; before you list one with a tenant in place, tell us the lease end date so showings can be scheduled around it.
Pets live in Ancona homes, but the number, size and breed limits, if any, are set in the Costa Maggiore II declaration and the master documents, which are not published online. The one published pet rule is the Master Association’s: dogs and other pets are not allowed at the Beach Club, except assistance animals.
Ask for the pet provisions of the Costa Maggiore II declaration with the association documents, and remember that the lake and the Botanical Park are wildlife habitat: the Master Association’s rules place no duty on the association or the developer to remove wildlife.
Ancona sits in FEMA Flood Zone X, an area of minimal flood hazard, on Lee County’s effective map panel 12071C0581F; it is in Lee County Evacuation Zone D, one of the county’s least vulnerable zones, and it is built to a 160 mph design wind speed inside the wind-borne debris region, where every opening needs impact protection.
We queried FEMA’s National Flood Hazard Layer at three points across Block B, the centers of lots 19, 25 and 29, and all three return Zone X, “area of minimal flood hazard”, on panel 12071C0581F, effective August 28, 2008. The Lee County Property Appraiser’s copy of the flood layer returns the same panel and zone at lot 25. FEMA’s zone test across Miromar Lakes puts the Costa Maggiore units in Zone X; the AE zones in the community sit in other neighborhoods, among them Porto Romano, Villa d’Este and Messina. Zone X is not “no flood risk”. It means a federally backed lender generally does not require flood insurance, but flood coverage is still available in Zone X, and a waterfront house on a 26 to 40 foot deep lake is still a waterfront house. The address-level answer is always FEMA’s Flood Map Service Center, Lee County’s flood portal and the home’s elevation certificate. Lee County’s 50 percent rule for substantial improvements applies to structures in the A and V flood zones that sit below the required elevation, so it does not generally reach an Ancona home in Zone X.
Because Ancona is in unincorporated Lee County, Lee County’s standing in FEMA’s Community Rating System applies, not the Village of Estero’s. Unincorporated Lee County is a CRS Class 5 community, which gives National Flood Insurance Program policyholders a 25 percent discount on premiums. FEMA confirmed in November 2024 that unincorporated Lee County would keep that 25 percent discount after a corrective action plan.
Lee County’s evacuation layer places Ancona in Evacuation Zone D, storm surge zone 4. Lee County describes Zone D as one of its least vulnerable evacuation zones, among the last to be ordered out, and names wind, including tornadoes, as the most significant danger there. Check your zone each season on Lee County’s Know Your Zone lookup, because evacuation orders are issued by zone.
The Lee County Property Appraiser’s wind layer puts Ancona at an ultimate design wind speed of 160 mph for ordinary homes (Risk Category II), 150 mph for Category I and 170 mph for Categories III and IV, and inside the wind-borne debris region. The Florida Building Commission notes that peninsula design wind speeds are unchanged in the 2023 code. Ancona’s homes were built between 2020 and 2022, under the modern code, but the architecture raises the stakes on documentation: walls of glass, large sliders and metal or low-slope roofs are exactly what a wind-mitigation inspector records, and what a buyer’s insurer prices.
Hurricane Ian made landfall on Cayo Costa on September 28, 2022 as a Category 4 storm. The National Hurricane Center’s records for Southwest Florida International Airport, about four miles north of Miromar Lakes, show a gust of 96 knots and 6.54 inches of rain, and surge of 8 to 12 feet struck coastal Estero, Bonita Springs and North Naples, well west of Miromar Lakes. Hurricane Milton in October 2024 brought a 56-knot gust at the airport. We found no primary source documenting surge or specific structural damage inside Miromar Lakes from either storm, and we make no claim either way; an Ancona seller should disclose any storm repairs and insurance claims on the home itself.
The state records point to an easing market. Citizens Property Insurance, the state-backed insurer, stood at 278,662 policies in June 2026 after peaking at 1.42 million in October 2023, and recommended an average personal-lines rate decrease for 2026. Florida’s Office of Insurance Regulation reported in May 2026 that 20 new property and casualty insurers had entered the state since the 2022 and 2023 reforms. Florida law also bars an insurer from refusing to write or renew a homeowner’s policy solely because the roof is less than 15 years old, and Ancona’s original roofs are six years old or less. None of these sources publishes Ancona or Miromar Lakes premiums, and we do not quote any; a home of Ancona’s value is usually written in the high-value homeowner market, so get a quote on the specific house, with its wind-mitigation report, before you commit.
Florida Statute 689.302 requires a seller of residential property to give the buyer a flood disclosure at or before the contract, stating whether the seller knows of flood damage during ownership, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove that duty.
Ancona is served by the School District of Lee County through its proximity-based school-choice plan, not a single assigned school: families rank schools within the choice zone tied to their address, and Florida Gulf Coast University sits immediately next to Miromar Lakes.
Under the district’s Student Enrollment Plan for 2026 to 2027, elementary and middle school families choose among the schools in the proximity zone for their address, with lottery priority for students within two miles and for the nearest school in the zone. For high school, the plan’s South Zone is described as generally south of Dr. Martin Luther King Jr. Boulevard and the Caloosahatchee River, and by that description Miromar Lakes falls inside it. Which proximity zone and which South Zone sub-zone serve Via Ancona Way is answered by the district’s School Enrollment Zones map for the specific address, and we do not name a zoned school here. Miromar Lakes parcels fall in Lee County School Board District 2. With four or five bedrooms in most Ancona homes, this is a question families should settle with the district before they write an offer.
Permits for Ancona homes are issued by the Lee County Department of Community Development, because Ancona is in unincorporated Lee County, not the Village of Estero; permit history for any Ancona address is searchable online in Lee County’s eConnect portal without an account.
Lee County’s Accela Citizen Access portal, branded eConnect, searches by address, case number or the parcel’s STRAP number, and the county says no account is needed to look up records. On a home finished between 2020 and 2022, the certificate of occupancy and the permits closed at construction are the baseline; look after that for any later pool, dock, lift, summer kitchen, generator or glazing permits, and check that each one closed. Open or expired permits are among the most common reasons a luxury closing slows down. Elevation certificates on file for unincorporated parcels can be searched through the county’s flood portal.
A private dock on Lake Como sits on land owned by the Miromar Lakes CDD, inside a lake maintenance easement, so a dock is more than a county permit: the CDD’s stormwater rules make its maintenance the dock owner’s responsibility, and both associations’ architectural review applies. Work that touches the lake can also bring in the South Florida Water Management District’s environmental resource permitting. Before you plan a dock or ask a seller about one, get the dock permit, the association approvals and any CDD correspondence.
Ancona sits inside the Miromar Lakes Mixed Use Planned Development, a Development of Regional Impact approved by Lee County in 1999 and now governed by resolution Z-13-020; the whole project covers 1,800.70 acres, and the land around Ancona is Costa Maggiore’s built neighborhoods, the Botanical Park and Lake Como.
Lee County’s planned-development datasheet for the Miromar Lakes MPD/DRI (master number DRI900359) records approval for up to 3,716 residential units on 1,042 acres, 650 boat slips, 150 hotel rooms and 150,000 square feet of commercial space, with 344.70 acres of wetlands and conservation. Those are approved maximums, not a count of what is built. The Lee County Property Appraiser layer codes every Ancona lot MPD. The Lee Plan’s future land use category for the community is University Community. Ancona’s own block is finished: the roll dates the last Ancona home to 2022 and the six Veneto grand estates next door to 2022 through 2024. The active new construction inside Miromar Lakes, at Positano, Messina and Nerano, is in other parts of the community. The largest change nearby is outside it: the Florida Department of Transportation’s Interstate 75 project from Golden Gate Parkway to Alico Road, which adds optional toll express lanes through the Corkscrew Road interchange, is slated to begin in fall 2026.
Daily life in Ancona runs on Florida Power & Light electricity, Lee County Utilities water and sewer, Friday curbside collection by Waste Pro, the San Carlos Park Fire District and a staffed Miromar Lakes gatehouse, with Southwest Florida International Airport 10 to 15 minutes away by the developer’s own measure.
Miromar Lakes is gated, with a staffed gatehouse and two entrances. The Master Association’s rules require residents to register every vehicle and issue a decal and transponder for the main gate, and guests are admitted on a resident’s authorization. Owners register every occupant within 10 days of a change in occupancy.
Lee County’s electric territory layer returns Florida Power & Light across Miromar Lakes, not LCEC. Water and sewer are Lee County Utilities. Fire and rescue are the San Carlos Park Fire District, which appears on the tax bill at 2.3590 mills for 2025.
Ancona is in Lee County’s solid waste Area 3, served by Waste Pro, and the county’s collection-route layer puts Ancona on a Friday route. Collection is once a week for garbage, recycling and yard waste, set out by 5:30 a.m.; bulky-item pickup is available on request through the county.
Ancona addresses use Miromar Lakes, FL 33913, the postal name the developer uses. Via Ancona Way and Trevi Isle Way are new enough that the Census geocoder did not yet match them when we checked in September 2026. Whether mail comes to the door, the curb or a cluster box, and which internet providers serve these streets at the address level, are not confirmed in any public source we reached; the Village of Estero lists Comcast, Frontier, CenturyLink and Summit Broadband as providers in the adjoining area.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimates from the Sales Gallery, which run longer in season, put Florida Gulf Coast University at about 5 minutes, Miromar Outlets, Gulf Coast Town Center and Interstate 75 at about 7, Coconut Point at about 15 and Barefoot Beach Preserve at about 31. For emergencies, Lee Health’s Coconut Point freestanding emergency department is open 24 hours, about 16 minutes away, and Gulf Coast Medical Center, a state-approved Level II trauma center, is about 16 minutes away in Fort Myers.
Ancona compares as the modern estate neighborhood of Miromar Lakes: on the same county-deed yardstick its $4,075,000 median and $958 mean price per square foot sit in the upper tier with San Lorenzo and Sardinia, below Lugano and far above Trevi, and it pays the same $2,856.44 CDD line as those estate neighborhoods.
Data updated: September 2026. Every row below uses the same yardstick: Lee County qualified deeds of improved homes over each neighborhood’s full recorded history, matched by plat, with the mean of each sale’s own price per heated square foot. Every row has fewer than 10 sales, so treat each median as indicative only.
Neighborhood | Homes | Qualified sales | Median sale | Mean $/sq ft | Last qualified deed | CDD FY2027 per home |
|---|---|---|---|---|---|---|
Ancona | 12 | 8 | $4,075,000 | $958 | June 2024 | $2,856.44 |
Trevi | 11 | 8 | $2,375,000 | $800 | May 2025 | $2,311.14 |
Veneto | 6 | 1 | $5,680,000 | $1,068 | April 2022 | $2,856.44 |
Bergamo | 6 | 1 | $4,467,443 | $842 | August 2019 | $2,856.44 |
San Lorenzo | 22 (20 built) | 7 | $4,200,000 | $1,026 (5 sales with area) | January 2026 | $2,856.44 |
Sardinia | 8 | 3 | $4,900,000 | $1,024 | June 2026 | $2,856.44 |
Lugano | 11 | 4 | $6,175,000 | $1,150 | April 2024 | $2,856.44 |
Trevi is Ancona’s sister neighborhood: the villa half of the same 2019 Modern Architecture Collection, lots 1 to 11 of the same plat block, governed by the same Costa Maggiore II association and paying off the same Series 2025 CDD bonds. It is the rival in the decision section below.
Veneto is the next block over in the same plat: six grand estate homes on lots 12 to 17, built from 2022 to 2024 with 4,488 to 6,757 heated square feet on the roll, larger and newer than Ancona. Its one recorded sale, $5,680,000 in April 2022, was a single data point, but it shows where the larger houses beside Ancona trade.
San Lorenzo, Sardinia and Lugano are the other single-family estate neighborhoods an Ancona buyer compares, and all three pay Ancona’s $2,856.44 CDD line. San Lorenzo’s seven sales center on $4,200,000 and Sardinia’s three on $4,900,000, both with recent deeds in 2026; Lugano’s four center on $6,175,000. On price per square foot Ancona’s $958 average across all eight sales sits just below them, but its four resales alone average $1,177, in line with the top of the group. What none of them offers is Ancona’s architecture: they are built in the community’s classic styling.
Bergamo, a six-home estate neighborhood in Costa Maggiore governed by Costa Maggiore I Homeowners’ Association, has a single recorded sale, from 2019, so it is a location comparison more than a price one.
Ancona versus Trevi comes down to scale and budget within one modern design language: Ancona is 12 estate homes with a 4,408 square foot median and a $4,075,000 median sale, Trevi is 11 villas with a 3,222 square foot median and a $2,375,000 median, sharing one plat block, association and CDD bond issue.
Factor | Ancona | Trevi |
|---|---|---|
Recorded plat | Unit XVII Costa Maggiore Phase I, Block B, lots 18 to 29 | Unit XVII Costa Maggiore Phase I, Block B, lots 1 to 11 |
Developer’s product name | Estate Homes | Luxury Villas |
Homes | 12 single-family | 11 single-family |
Streets | Via Ancona Way (9), Trevi Isle Way (3) | Trevi Isle Way |
Year built on the roll | 2020 to 2022 | 2020 to 2023 |
Heated area | 3,754 to 4,856 sq ft, median 4,408 | 2,749 to 3,379 sq ft, median 3,222 |
Bedrooms on the roll | 3 to 5 | 3 to 5 |
2020 model asking prices | $3,295,000 to $3,495,000 | $2,195,000 to $2,389,600 |
Qualified sales, all history | 8 | 8 |
Median sale | $4,075,000 | $2,375,000 |
Range | $2,951,936 to $6,100,000 | $1,675,000 to $3,175,000 |
Mean price per sq ft | $958 | $800 |
Most recent qualified sale | June 2024 | May 2025 |
Docks, per the developer’s 2020 release | Private boat dock option | Shared docks on the models |
Association | Costa Maggiore II Homeowners’ Association | Costa Maggiore II Homeowners’ Association |
CDD, Fiscal Year 2027 | $2,856.44 (single-family class, Series 2025) | $2,311.14 (villa class, Series 2025) |
FEMA flood zone | X | X (Costa Maggiore units) |
Choose Ancona if you want the modern architecture at full estate scale: four or five bedrooms, about 4,400 heated square feet, a private dock option and the Botanical Park in front, and you are prepared to pay roughly $1.7 million more at the median plus about $545 a year more in CDD assessment. Choose Trevi if the design is what draws you and three or four bedrooms around 3,200 square feet is enough; Trevi also has the more recent sale. Because both neighborhoods share one association, their buyers read the same declaration. Sellers in either neighborhood can start with a free home valuation or call Jesse at (239) 898-6072; buyers can call Marc at (239) 287-5873 or read how we represent buyers.
The honest case for Ancona is genuine modern architecture at estate scale on the water, the Botanical Park in front, homes four to six years old and a Zone X flood map; the case against it is a price record that stops in 2024, unpublished dues, a higher CDD line and a buyer pool that must want modern design.
If the pros fit, sellers can get a free Ancona home valuation or call Jesse at (239) 898-6072, and buyers can call Marc at (239) 287-5873 or read how we represent buyers.
If you’re searching for an Ancona listing agent, or thinking, ‘I need someone to sell my Ancona home…’, start with the record: 8 qualified Ancona deeds since October 2020, a $4,075,000 median, resales of $5,600,000 and $6,100,000 in 2024, and none since. McGreevy and Comisar price, prepare and market Ancona estates from that record, not from a community average.
Our credentials as your Ancona listing agent:
In the last 12 months Ancona has seen 0 resales in the Lee County qualified-deed record, and the Southwest Florida MLS pulled September 30, 2026 likewise shows no Ancona closing in the 12 months to September 30, 2026. Over the full recorded history the county shows 8 qualified sales and $34,351,936 in volume: four builder-direct sales from 2020 to 2022 at a $3,325,000 median and four resales from 2022 to 2024 at a $5,250,000 median. With no MLS sale to measure, we do not state days on market or a sale-to-list ratio here; we tracked every qualified Ancona deed, and we will walk you through each one.
Three things. First, the comparable set is tiny and dated, so an Ancona price has to be built from eight Ancona deeds, the newest from 2024, adjusted for time, size, finish and the lot, and checked against San Lorenzo, Sardinia, Lugano and Veneto, which have recorded sales since. Second, the buyer has to want modern architecture, so the marketing must reach design-driven buyers well beyond the local market and show the house the way its architects meant it to be seen. Third, two associations and the CDD sit on every sale, so the Costa Maggiore II estoppel, the Master Association estoppel and the $2,856.44 CDD line from your tax bill should be in hand before the first showing.
Start with a free Ancona home valuation. Or talk to Jesse direct: (239) 898-6072, text or call.
Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Price it from the eight qualified Ancona deeds, weighted toward the two 2024 resales at $5,600,000 and $6,100,000, adjusted for size, finish, dock and lot, then carried forward with the 2026 estate sales in San Lorenzo and Sardinia. A 2020 model price or a single deed is a guess; a documented price case built this way is a strategy.
It matters to how the comparables are read. The two highest Ancona sales, both in 2024, are on the Trevi Isle Way lots that we count as Ancona by inference, and the six Via Ancona Way sales center on $3,812,500, most of them earlier. A buyer’s appraiser may separate the two streets, so we document the lot, the water and the date of each comparable.
The Costa Maggiore II Homeowners’ Association estoppel certificate, the Master Association estoppel certificate, your latest Lee County tax bill showing the $2,856.44 CDD line, the Costa Maggiore II declaration and rules, the permit history including any dock, and your wind-mitigation report. Having them ready at listing shortens the buyer’s review and protects your price.
Florida law requires you to give the buyer the homeowners’ association disclosure summary and the CDD notice in the contract. Whether the Costa Maggiore II association must approve a buyer is set by its declaration, which is not posted online; we read it at listing so no approval step surprises your closing date.
Some buyers of a modern estate value a turnkey, designer-furnished home, and several Ancona homes began as furnished models. Furnishings should be priced and listed separately in the contract, because a deed’s recorded price can differ from an MLS sold price when personal property is separated out.
No public record gives an Ancona days-on-market figure: the September 2026 MLS pull shows no Ancona closing in the 12 months to September 30, 2026, and the county deed record does not track listing time. With 12 homes and years between sales, the right buyer may not be in the market the week you list, so price, presentation and reach matter more than the calendar.
Ancona owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. The two have sold Southwest Florida real estate for more than twenty years, and for this Ancona guide they read the plat instrument, the association’s filings, the developer’s releases, the CDD budget and every qualified Ancona deed.
McGreevy and Comisar are the Domain Realty team behind this Ancona guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has lived in Estero since 2003, a short drive from Miromar Lakes, and the team works the Estero-area golf and lake communities every season. You can read how the team was built on our about the McGreevy and Comisar team page.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:
McGreevy and Comisar is a top-reviewed Ancona realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review
★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Eric Acra, verified Google review
★★★★★ “No one knows real estate, especially Florida real estate like Marc and Jesse. Smart and savvy. They also have a great team that is knowledgeable and professional.” Christian Schnabel, verified Google review
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
Selling an Ancona home? Get a free Ancona home valuation, or call Jesse direct at (239) 898-6072.
Buying in Ancona? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Ancona, see our Miromar Lakes guide, our Estero guide and our guides to the neighboring Trevi and Veneto neighborhoods.
These are the questions buyers ask us about Ancona at Miromar Lakes, the 12-home modern estate neighborhood on Costa Maggiore, answered from the Lee County deed and parcel record, the Costa Maggiore II association and CDD filings, and the developer’s own 2019 and 2020 releases on the Ancona model homes.
Ancona is a neighborhood of 12 modern single-family estate homes on the Costa Maggiore side of Miromar Lakes Beach & Golf Club, recorded as Block B, lots 18 to 29, of Miromar Lakes Unit XVII Costa Maggiore Phase I. The developer launched it in November 2019 as the estate-home half of its Modern Architecture Collection.
There are 12 homes in Ancona, all coded single-family on the Lee County Property Appraiser roll. The developer’s 2019 release called the Gulfshore model “one of only 12 homes in the waterfront neighborhood”, and the Miromar Lakes CDD’s Fiscal Year 2027 budget bills Ancona as 12 assessment units.
Architecture. The developer’s 2019 release says the collection “abandons arches, columns, excessive ornamentation and telltale barrel tile roofs” for flat and standing-seam metal roofs, cantilevers, louvered accents, larger windows and “sleek wood and stacked stone treatments”. Most of Miromar Lakes is Mediterranean in style; Ancona and its sister Trevi are the modern exception.
Ancona is on the Costa Maggiore side of Miromar Lakes, beside the Botanical Park and about half a mile from the Beach Clubhouse. Nine homes are on Via Ancona Way, numbered 17411 to 17491, and three carry Trevi Isle Way addresses. The mailing address is Miromar Lakes, FL 33913.
Ancona is in Lee County, in unincorporated Lee County rather than the Village of Estero or the City of Fort Myers. It sits in the Estero area, east of Interstate 75, and its postal name is Miromar Lakes, FL 33913. Permits come from Lee County, and fire service from the San Carlos Park Fire District.
The Lee County deed record shows eight qualified Ancona home sales since October 2020, from $2,951,936 to $6,100,000, at a median of $4,075,000. The two most recent, in 2024, were $5,600,000 and $6,100,000. There has been no qualified Ancona sale since June 2024, and the September 2026 MLS pull shows no active listing.
Because there are only 12, they are finished and owners hold them. The Southwest Florida MLS pulled September 30, 2026 shows no Ancona closing in the 12 months to September 30, 2026 and no active listing, and the county record shows no qualified Ancona sale since June 2024. When an Ancona home does come available, the buyer who is ready first has the advantage.
The developer’s releases name the builders of the Ancona models: Arthur Rutenberg Homes by Lyons Housing, Gulfshore Homes, Seagate Development Group and Randall Mitchell Custom Homes. The 2019 release also names Harbourside Custom Homes and Randall Mitchell as preferred builders “in Ancona and Trevi”; Harbourside’s model was in Trevi. The public record does not say which builder built each finished home.
The county roll dates five Ancona homes to 2020, four to 2021 and three to 2022. The homesites sold from March 2019 to September 2020, and the first finished home closed in October 2020.
Ancona homes run 3,754 to 4,856 heated square feet on the county roll, with a median of 4,408. Two have three bedrooms, six have four and four have five, with four to six baths. Heated area excludes garages and lanais; the 2020 models ran about 6,100 to 6,500 total square feet.
No. Every Ancona home is a detached single-family house on its own lot; the county codes all 12 as single-family, and the developer sold them as Estate Homes.
Ancona is a waterfront neighborhood: the developer describes the beach and lake in the backyard, and Gulfshore places its model’s homesite on Lake Como. Both the 2019 and 2020 releases say Ancona offers the option of a private boat dock. Which homes have a dock built today is not in the public record, so confirm it on the specific home.
Boats are allowed on Lake Como if registered with the Master Association: motorboats and pontoons up to 23 feet (pontoon motors 40 horsepower or less) and sailboats up to 21 feet; personal watercraft are prohibited. Lake Como is a freshwater lake with no Gulf access, so there is no boating route to open water.
The Botanical Park is a Miromar Lakes common area directly in front of Ancona: a lake-encircling walk with more than 3,000 plants and a lighted observation deck, which won the 2020 Lee Building Industry Association Pinnacle Award for Best Landscape Design.
Ancona owners pay Costa Maggiore II Homeowners’ Association dues and Miromar Lakes Master Association dues, and neither association publishes its amount. The estoppel certificate from each association, which Florida Statute 720.30851 requires on request, gives a buyer the current figures before closing.
Yes. The Miromar Lakes Community Development District’s adopted Fiscal Year 2027 budget sets Ancona’s assessment at $2,856.44 per home: $2,116.46 of debt service on the District’s Series 2025 bonds and $739.98 of operations and maintenance. It is collected on the Lee County property tax bill.
Golf is optional. The Miromar Lakes Golf Club’s official page puts the initiation fee at $140,000, up from $110,000 before December 1, 2023, and a waitlist applies. The developer says new-construction buyers can skip the waitlist; Ancona is built out, so an Ancona purchase is a resale.
Yes. Ancona is inside the gated Miromar Lakes community, which has a staffed gatehouse and two entrances. Residents register their vehicles with the Master Association and receive a decal and transponder for the main gate.
No. No primary source designates Miromar Lakes as 55+ housing, and the Master Association’s rules count dependent children under 25 as part of a registered household. Ancona is open to buyers of any age.
Leasing is allowed, but the minimum term and any approval step are in the Costa Maggiore II declaration and master documents, which are not posted online. When a home is leased, the owner designates the tenant as the Beach Club user for the lease term.
Yes, subject to the Costa Maggiore II declaration and master documents, which set any limits and are not posted online. The Master Association’s published rule bars pets from the Beach Club, except assistance animals.
Ancona is in FEMA Zone X, an area of minimal flood hazard, on map panel 12071C0581F, effective August 28, 2008. Flood insurance is generally not required by a federally backed lender in Zone X but is available, and unincorporated Lee County’s CRS Class 5 rating gives a 25 percent NFIP discount.
The School District of Lee County uses proximity-based school choice, so families rank schools within the zone tied to their address rather than receiving one assigned school. Check the district’s School Enrollment Zones map for a specific Via Ancona Way address. Florida Gulf Coast University is next door.
The developer puts Southwest Florida International Airport 10 to 15 minutes from Miromar Lakes. Our free-flow routing estimate from the Sales Gallery is about 9 minutes; allow more in season.
Trevi is Ancona’s sister: 11 modern villas in the same plat block and the same association. Trevi homes median 3,222 heated square feet and $2,375,000 across eight recorded sales; Ancona homes median 4,408 square feet and $4,075,000. Trevi’s CDD line is $2,311.14 against Ancona’s $2,856.44.
The National Association of Home Builders named Miromar Lakes its Community of the Year in January 2011 and its Beach Clubhouse the Best Clubhouse in 2010, and in 2024 the Lee Building Industry Association named it the Grand Best Master-Planned Community of the Year.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. In a 12-home neighborhood with no recorded sale since 2024, we tracked every qualified Ancona deed so you know what a fair price is before one comes to market. Call Marc at (239) 287-5873.
These are the questions Ancona owners ask us before a sale, answered from the eight qualified Ancona deeds in the Lee County record, the Costa Maggiore II association and CDD filings, the developer’s releases, the September 2026 Southwest Florida MLS pull and the other facts on this page, one question at a time.
Your Ancona home’s value sits inside a recorded range: eight qualified Ancona deeds since October 2020 ran from $2,951,936 to $6,100,000 at a $4,075,000 median, and the two 2024 resales recorded $5,600,000 and $6,100,000, about $1,256 to $1,260 per heated square foot. Where your home lands depends on its size, finish, dock, lot and what has sold nearby since 2024. We build that number from the deeds themselves; start with a free valuation or call Jesse at (239) 898-6072.
None sold. The Lee County qualified-deed record shows no Ancona sale since September 2025, and the newest qualified Ancona deed is dated June 24, 2024. The Southwest Florida MLS pulled September 30, 2026 likewise shows no Ancona sale, listing or rental in the 12 months to September 30, 2026. That is why an Ancona price has to be built from the full recorded history and from nearby estate sales.
Not by itself. Ancona has only 12 homes, so years without a sale are ordinary scarcity, and a seller with no competing Ancona listing holds leverage. The effect is on the appraisal: the lender’s appraiser will reach back to the 2024 Ancona resales and across to San Lorenzo, Sardinia and Lugano, so a documented price case built before listing protects your number.
On the same county-deed yardstick, San Lorenzo’s seven sales center on $4,200,000, Sardinia’s three on $4,900,000 and Lugano’s four on $6,175,000, against Ancona’s $4,075,000 across eight sales. Ancona’s four resales alone average $1,177 per square foot, in line with that group. All four pay the same $2,856.44 CDD line, so buyers compare them on house, lot and design.
Trevi shares Ancona’s plat block, association and modern design, but its 11 villas are smaller, with a 3,222 square foot median against Ancona’s 4,408, and its eight recorded sales center on $2,375,000 against Ancona’s $4,075,000. A buyer who wants the modern look at estate scale has only Ancona to choose from in this block, and we market that difference directly.
Start with the two 2024 Ancona resales, then the 2022 Ancona sales, adjusted for time, size, finish, dock and lot, and check the result against the 2026 San Lorenzo and Sardinia deeds. We do not price an Ancona home from a Miromar Lakes community median; the September 2026 MLS community median, $1,483,284, mixes condominiums and villas with estates and says nothing about an Ancona home.
It can. The two highest Ancona deeds, $5,600,000 and $6,100,000, are on the three Trevi Isle Way lots that we count as Ancona by inference; the six Via Ancona Way sales center on $3,812,500 and are mostly older. An appraiser may treat the two streets separately, so we document each comparable’s lot, water view and sale date rather than lean on one blended median.
The record suggests the market moved well past them. The four builder-direct sales from 2020 to 2022 centered on $3,325,000, and the four resales from 2022 to 2024 centered on $5,250,000. One home sold builder-direct in May 2021 for $3,675,000 and resold in August 2022 for $4,900,000, a 33 percent gain in 15 months.
Treat it as a guess. An automated estimate needs recent comparable sales, and Ancona has had none since June 2024; a model that averages Miromar Lakes sales will mix villas and condominiums into the number, and one that relies on old Ancona deeds will miss the 2024 resales. A local, document-based valuation is the reliable route for a 12-home neighborhood.
Many Miromar Lakes buyers are seasonal, in Southwest Florida from roughly November to May, so touring activity concentrates in those months. With 12 homes and often no competing Ancona listing, a prepared home can sell in any month; aim to be photographed, documented and on the market before the season’s buyers arrive.
Before, if you can. Listing in the fall lets the documents, photographs, video and pricing be settled before seasonal buyers tour, and puts your home in front of them the week they arrive. For a modern estate, the architectural photography and the story of the house take time to produce well, and the fall gives that time.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, the #1 team in Southwest Florida since 2012. For Ancona specifically, we pulled every qualified Ancona deed, the plat instrument, the association’s filings, the developer’s releases and the CDD budget before writing this page, and we price and document an Ancona listing from that record.
The buyers who fit Ancona are design-driven buyers who want contemporary architecture rather than Mediterranean styling, at estate scale and on the water; Miromar Lakes owners moving up to a modern home; and full-time or seasonal owners who need four or five bedrooms. Ancona’s all-ages status means families relocating to the Estero area are in the pool too.
It narrows the pool and deepens the demand. Buyers who want Mediterranean styling will pass, but buyers who want a modern house in a gated lake and golf community have almost nothing else to choose from in Miromar Lakes besides Ancona and Trevi. The 2024 resales at about $1,256 to $1,260 per square foot suggest that those buyers pay for it.
We lead with what a distant buyer cannot see: architectural photography and video of the home, the lot, the dock and the view, the walk through the Botanical Park, and a document package with both estoppel certificates, the CDD line, the permit history and the wind-mitigation report. Out-of-state buyers commit faster when the paperwork answers their questions before they fly in.
It can, and it needs paperwork. The developer offered Ancona a private boat dock option, and a built dock on Lake Como, with its permit and association approvals in order, is a feature a boating buyer will pay for. Because the dock sits in a CDD lake maintenance easement and its upkeep is the owner’s, gather the permit and approvals before listing.
Golf is a separate, optional membership in the Miromar Lakes Golf Club, and its dues and resale transfer terms are not published. The official golf page lists a $140,000 initiation fee and a waitlist for new members, with new-construction buyers able to skip it. Tell us if you hold a golf membership, and we will confirm its terms with the club before listing.
The official Miromar Lakes Golf Club page puts the membership initiation fee at $140,000, up from $110,000 before December 1, 2023, and golf dues are not published. Because an Ancona home is a resale, a buyer who wants golf should expect the waitlist, so we market Ancona on the house, the water, the Botanical Park and the Beach Club first.
Three layers: the Costa Maggiore II Homeowners’ Association assessment, the Miromar Lakes Master Association assessment and the $2,856.44 Fiscal Year 2027 CDD line on the tax bill. Neither association publishes its dues, so the buyer will ask for both estoppel certificates and your latest tax bill. Having all three ready at listing keeps the fee conversation short and factual.
An estoppel certificate is the association’s signed statement of what is owed on your home: regular assessments, any unpaid amounts and any special assessments. Florida Statute 720.30851 governs its content and fees. An Ancona sale needs one from Costa Maggiore II Homeowners’ Association and one from the Master Association, whose official Contact page routes estoppel requests to it; we order both at listing.
We found no public primary document that states a transfer fee or capital contribution for an Ancona resale, and we do not quote figures from listing remarks. Any such charge will appear on the estoppel certificates from Costa Maggiore II Homeowners’ Association and the Master Association, which is why we request both before the contract is signed.
Whether the Costa Maggiore II association must approve a buyer is set by the Declaration of Covenants, Conditions and Restrictions for Costa Maggiore II, which is recorded but not posted online. Florida law does require you to give the buyer the association disclosure summary before signing. We read the declaration at listing so any approval step is built into the contract timeline.
The buyer sees a Miromar Lakes CDD line of $2,856.44 for Fiscal Year 2027: $2,116.46 of debt service on the District’s Series 2025 bonds and $739.98 for operations and maintenance. Florida Statute 190.048 requires the sale contract to carry a bold notice that the District may levy assessments on the property.
The CDD’s assessment levy sheets carry a prepayment column, and some Miromar Lakes units have prepaid their debt assessment, so prepayment is possible. The District says per-parcel principal balances are available by parcel ID. Whether prepaying helps your sale is a pricing question, since the Ancona debt line is $2,116.46 a year and runs to 2035.
The Ancona debt line repays the District’s Series 2025 refunding bonds, whose scheduled final maturity is May 1, 2035. After that the debt portion should end, while the $739.98 operations and maintenance portion continues. A buyer comparing Ancona with older villa neighborhoods will see a higher line today, and it helps to show when it drops.
Ancona is in FEMA Zone X, an area of minimal flood hazard, on panel 12071C0581F. Florida Statute 689.302 still requires you to give the buyer a flood disclosure stating whether you know of flood damage during your ownership, filed a flood insurance claim or received federal flood assistance, whatever the zone.
Yes. Ancona is in a 160 mph design wind speed area inside the wind-borne debris region, and its walls of glass and metal or low-slope roofs are exactly what insurers ask about. A current wind-mitigation report shows a buyer’s insurance agent the roof covering, roof-to-wall connections and impact-rated openings, and can lower the premium the buyer is quoted.
They raise questions a seller should answer on paper. Standing-seam metal and low-slope roofs are different systems from the tile used elsewhere in Miromar Lakes, and a buyer’s inspector will look at drainage, seams and flashing. Ancona’s roofs date from 2020 to 2022, and Florida law bars an insurer from refusing a policy solely because a roof is under 15 years old.
Yes. Pull your address’s history from Lee County’s eConnect portal, which needs no account, and close any open or expired permits for a pool, dock, lift, generator, summer kitchen or glazing before listing. Ancona is in unincorporated Lee County, so the county, not the Village of Estero, issues and closes those permits.
Present it rather than remodel it. Ancona homes are four to six years old, so most buyers are paying for the architecture and the setting, not for new finishes. Clean glass, clear sightlines to the lake, restrained furnishing that lets the modern lines read, and fresh documentation of the roof, glazing and mechanical systems usually do more for the price than a renovation.
The homestead exemption of up to $50,000 and the Save Our Homes cap belong to you as the owner-resident, not to the house, so the buyer’s taxable value resets toward market value the year after purchase. Florida allows portability of accumulated Save Our Homes savings to a new homestead, which the Department of Revenue explains in its PT-112 guidance.
Every Ancona parcel is in Lee County taxing district 071, San Carlos Fire, in unincorporated Lee County, where the 2025 millage totaled 13.2715 mills, including 2.3590 for the San Carlos Park Fire District. Buyers compare Miromar Lakes with Village of Estero addresses, and knowing the district prevents a mistaken estimate of their tax bill.
Yes, but the lease governs access and possession. While a tenant holds the home, the tenant is the Beach Club designee, and showings must follow the lease’s access terms. Tell us the lease end date and terms at listing; a vacant home in season often shows better, while a lease ending at closing can suit an investor.
You can sell privately to a buyer we introduce, and with no Ancona listing in years some owners prefer discretion. A quiet sale trades exposure for privacy; with a modern estate the widest pool of design-driven buyers is usually found by marketing openly, so we can market to our own buyer list first and then decide whether a public launch adds value.
Yes. An Ancona sale can be run remotely: we coordinate showings, the estoppel requests, inspections, repairs and the closing timeline with the title company on your behalf. Tell us who holds keys and gate access so the home can be shown on short notice.
Because an Ancona price is built from eight deeds and a careful reading of what has sold since, not an average. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, we lead Domain Realty Group, the #1 team in Southwest Florida since 2012, and we tracked every qualified Ancona sale in the county record. Call Jesse direct at (239) 898-6072 to start.
Every Ancona fact on this page comes from a recorded plat or filing, a county, state or federal record, the Miromar Lakes CDD, the developer’s own published pages, or the Southwest Florida MLS figures we pulled on September 30, 2026. Sources were accessed in September 2026 unless a date is shown.
Southwest Florida MLS figures on this page (Ancona’s zero count for the 12 months to September 30, 2026, community closings, active listings and rents) were pulled on September 30, 2026, and the county deed record remains the primary sales source.
The official documents below are published by the Miromar Lakes CDD, filed with the Florida Division of Corporations or issued by Lee County. They are the documents we read for this page, and the ones an Ancona buyer or seller should read before signing. Each link opens the issuing authority’s own copy.
Document | Issued by | Date | What it covers | Link |
|---|---|---|---|---|
Articles of Incorporation, Costa Maggiore II Homeowners’ Association, Inc. | Florida Division of Corporations | Filed May 12, 2017 | The association for “the Ancona, Savona and Trevi Neighborhoods”, voting, board, amendment and dissolution thresholds | |
Miromar Lakes CDD Adopted Budget, Fiscal Year 2027 | Miromar Lakes Community Development District | Adopted May 14, 2026 | Ancona’s $2,856.44 assessment, bond schedules, reserves | |
Miromar Lakes CDD Audited Financial Statements, Fiscal Year 2025 | Miromar Lakes Community Development District | Auditor’s report December 3, 2025 | Series 2022 and 2025 bonds, tax-bill collection | |
Lee County Ordinance 00-17 | Lee County Board of County Commissioners | September 2000 | Creation of the Miromar Lakes CDD, 972.24 acres | |
CDD Stormwater Rules of Procedure | Miromar Lakes Community Development District | Adopted September 8, 2021 | Lake maintenance easements, docks, master Declaration citation | |
Stormwater Management System drainage map | Miromar Lakes Community Development District | Current posting | Lakes, control structures and drainage flow | |
Articles of Incorporation, Miromar Lakes master association | Florida Division of Corporations | Filed September 1, 2000 | Master Association purpose, voting through Neighborhood Voting Representatives | |
Evacuation Zone D fact sheet | Lee County Emergency Management | Current posting | What Zone D means and when it evacuates |
The Declaration of Covenants, Conditions and Restrictions for Costa Maggiore II, the master Declaration (Official Records Book 3343, Page 294) and the Master Association Rules and Regulations are recorded or held by the associations; none is posted as a free official copy online, and all come with the association documents at sale.
Market data from Southwest Florida MLS, pulled September 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Ancona. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
