Bay Harbor is a 62-home single-family neighborhood in Bonita Bay, Bonita Springs, on Shell Ridge Circle and Court, built 1995 to 1998, with 11 recorded resales since September 2024 at an $875,000 median. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar are the #1 real estate team in Southwest Florida selling and buying homes in Bay Harbor. Bay Harbor is a 62-home single-family neighborhood inside the master-planned community of Bonita Bay in Bonita Springs, Florida. Its detached homes line two streets, Shell Ridge Circle and Shell Ridge Court, were built from 1995 to 1998, and sit on lakes and preserve on the west side of Bonita Bay, and on the county record it is the lowest-priced of the four Bonita Bay single-family villages we compare on this page. Whether you’re ready to sell your Bay Harbor home or buy your next one, we’re the team that delivers: Top 1% Real Estate Agents Nationally Since 2008, the #1 team in Southwest Florida since 2012, and over $900 million in personal sales between Jesse McGreevy and Marc Comisar.
The Lee County qualified-deed record shows 11 Bay Harbor resales in the 24 months since September 2024 at a median of $875,000, ranging from $630,000 to $1,250,000, and seven of them in the last 12 months at an $832,500 median. The Southwest Florida MLS, September 2026 pull matches those seven closings exactly, with a median of 210 days on market and no Bay Harbor home listed for sale on September 30, 2026. If you are buying or selling here, our comparison of the best real estate agents in Bonita Springs shows how local agents stack up on the public record.
This guide is built from the Lee County Property Appraiser parcel roll and qualified-sale file (dated September 2026), the recorded Bonita Bay Unit 31 plats, the Florida corporate register, the Bonita Bay Community Association’s recorded Declaration and public pages, FEMA’s National Flood Hazard Layer, Lee County’s evacuation layer, the City of Bonita Springs and the Southwest Florida MLS figures pulled in September 2026. Where the public record stops, we say so and name the document that answers the question.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
McGreevy and Comisar are the best realtor for Bay Harbor because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Bay Harbor market read built from every qualified Bay Harbor deed, the Unit 31 plats, the master Declaration and FEMA’s own flood layer.
If you’re searching for the best realtor for Bay Harbor in Bonita Bay, Bonita Springs, whether you’re ready to sell your Bay Harbor home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters in Bay Harbor for a specific reason. The county deed record shows a wide spread inside a small village: a larger two-story Bay Harbor home recorded at $1,125,000 in February 2026 while a one-story home on the same circle recorded at $630,000 later that spring. Square footage, stories, the lot and the age of the roof move a Bay Harbor price by hundreds of thousands of dollars, so a listing agent who prices off a Bonita Bay average, or off a single neighbor’s sale, can miss by a wide margin.
Recent Bay Harbor track record (last 12 months): In the last 12 months Bay Harbor has seen 7 resales in the Lee County qualified-deed record (February 2026 through the newest recorded Bay Harbor deed, June 25, 2026), totaling $5,757,500, and the highest-priced Bay Harbor sale in that window was $1,125,000. The Southwest Florida MLS, September 2026 pull shows the same seven closings in the 12 months to September 30, 2026, with a median of 210 days on market and a median sale-to-list ratio of 94.6%. We tracked every qualified deed, and we will walk you through each one.
Honors and recognition:
Selling your Bay Harbor home? Get a free home valuation → https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Bay Harbor? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
Bay Harbor at Bonita Bay, section by section. Each link below jumps to its part of this guide, from the market snapshot and the association layers to the flood record, the comparison with Arbor Strand, the seller section and the sources behind every figure.
Bay Harbor is an interior single-family neighborhood of 62 homes on Shell Ridge Circle and Shell Ridge Court in western Bonita Bay, set on freshwater lakes and preserve rather than on Estero Bay or a tidal canal. The name suggests docks and open water; the county roll records no boat dock and no seawall on any of the 62 lots.
“Bay Harbor” conjures private docks, tidal canals and boats at the end of the backyard. The reality is different and, for the right buyer, better. The Lee County roll codes 35 of the 62 lots as lake lots, three as creek lots and 24 as interior or preserve-side lots, and it records no boat dock and no seawall on any of them. That needs to be said clearly and early, because discovering it after you fall in love with a house is worse than knowing it upfront.
What makes Bay Harbor compelling is access. It is one of the more affordable single-family doors into Bonita Bay, with the neighborhood’s own pool and common building, the Bonita Bay Community Association’s three waterside parks, 12 miles of paths and a gulf-front Private Beach, and, for an additional and optional cost, the Bonita Bay Club’s five championship courses. The Bonita Bay Marina on the Imperial River sits about half a mile south of the neighborhood in a straight line, measured between Census geocoder points.
This page is long on purpose. It answers the questions buyers and sellers actually ask about Bay Harbor: what homes sell for and why the spread is so wide, which flood zone applies, what happened in Hurricane Ian, what the associations charge and who publishes it, how old the roofs are, and how Bay Harbor compares with Arbor Strand and Riviera, the two small single-family villages nearest it in price. We answer them with records and citations, not adjectives.
Living in Bay Harbor means owning a detached home and its land inside Bonita Bay’s gates on one quiet loop road and a short court, with a lake or preserve behind most homes, a two-car garage at every one, and a neighborhood pool on the common tract. The 62 homes date from 1995 to 1998 and run from 1,761 to 3,093 square feet on the county roll.
That is a different way to live in Bonita Bay from the high-rise towers or the coach home condominiums. A Bay Harbor owner holds fee-simple title to the house and the ground under it, maintains the home and the lot subject to Bonita Bay’s design review, and shares the common tract, lakes and preserve with the rest of the neighborhood and the master association.
Bay Harbor does not announce itself loudly. You enter through a Bonita Bay gate, follow Bonita Bay’s internal roads west, and turn onto Shell Ridge Circle, a single loop with one short branch, Shell Ridge Court. There is no through traffic: the only vehicles on the street belong to residents, their guests and service providers. Homes sit on compact lots with screened lanais and attached garages, and the lakes behind the lake-lot homes are part of Bonita Bay’s managed stormwater system.
The county roll counts 62 single-family homes: 49 on Shell Ridge Circle and 13 on Shell Ridge Court. Five more parcels are common elements. The largest is a 3.39-acre common tract at 4520 Shell Ridge Court, owned of record by Bay Harbor Community Association, Inc., which carries a 1,584-square-foot building built in 1995 and a pool. The lakes beside the neighborhood and a preserve tract are owned of record by the Bonita Bay Community Association.
That number is permanent. Every lot is built, the plats are recorded, and no new phase can be added. With 62 households sharing one pool and one common building, Bay Harbor feels like a neighborhood inside a 3,346-residence master community rather than a subdivision of it.
The Bonita Bay access buyer. This buyer wants a detached home with a garage and a yard inside Bonita Bay’s gates, with the parks, paths and Private Beach, at a lower price than most of Bonita Bay’s single-family villages. Bay Harbor’s 24-month county median of $875,000 is the lowest of the four single-family villages in our comparison table below.
The seasonal or empty-nest owner. A one-story home of 1,761 to 2,197 square feet on a lot of roughly a sixth of an acre is a lock-and-leave package that still offers a lanai and, on 18 lots, a private pool.
The renovation buyer. Homes built from 1995 to 1998 are now 28 to 31 years old. Buyers who see value in an original home at the bottom of the price band, and who budget for a roof, windows and interiors, are an active part of the market, which the $630,000 to $1,250,000 county range reflects.
Bay Harbor sits on the west side of Bonita Bay, between Bonita Bay’s interior lakes and the Imperial River corridor to the south. Measured between Census geocoder address points, the Bonita Bay Marina on Marina Pointe Drive is about 0.4 mile south, the tower corridor on Bonita Bay Boulevard about a mile north, and the Bonita Bay Club’s Bonita Springs campus on Country Club Drive about 1.3 miles east. Road distances are longer than these straight lines.
Bay Harbor’s 62 homes inside Bonita Bay recorded seven resales in the last 12 months at an $832,500 median, and none was listed for sale on the September 2026 MLS pull date. Sellers: start with a free Bay Harbor home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida, so you hear about the next Bay Harbor home before it reaches the portals.
Data updated: September 2026. Bay Harbor home prices come from two records on this page: the Lee County qualified-deed file, which runs through September 2026 and is our primary recent-sales source, and the Southwest Florida MLS, September 2026 pull. County deed records are through September 2026, so every figure below names its window and its source.
The Lee County Property Appraiser’s qualified-sale file (DOR-qualified, improved sales only, index built September 29, 2026) shows 11 Bay Harbor sales in the 24 months since September 2024, the first window with ten or more sales. All 11 were resales; there is no builder-direct sale because Bay Harbor was completed in 1998.
Bay Harbor, Lee County qualified deeds | Sales | Median | Low | High | Volume |
|---|---|---|---|---|---|
24 months since September 2024 | 11 | $875,000 | $630,000 | $1,250,000 | $9,772,500 |
Last 12 months (since September 2025) | 7 | $832,500 | $630,000 | $1,125,000 | $5,757,500 |
The 24-month median is the sixth of 11 sales, an observed deed at $875,000 (n = 11, odd). The 12-month median is the fourth of seven, an observed deed at $832,500 (n = 7, odd). The newest recorded Bay Harbor sale in the county file is dated June 25, 2026.
Because the last 12 months hold fewer than ten sales, here they are individually, by recording month, street and the county roll’s heated area and stories:
Recorded | Street | Heated sq ft | Stories | Qualified deed price |
|---|---|---|---|---|
February 2026 | Shell Ridge Circle | 3,093 | Two | $1,125,000 |
March 2026 | Shell Ridge Court | 1,792 | One | $740,000 |
March 2026 | Shell Ridge Court | 2,769 | Two | $875,000 |
April 2026 | Shell Ridge Circle | 1,968 | One | $832,500 |
April 2026 | Shell Ridge Circle | 1,785 | One | $630,000 |
May 2026 | Shell Ridge Circle | 2,644 | Two | $885,000 |
June 2026 | Shell Ridge Circle | 1,968 | One | $670,000 |
The other four sales in the 24-month window were recorded in September 2024 ($950,000), April 2025 ($1,025,000 and $790,000) and May 2025 ($1,250,000).
The Southwest Florida MLS, September 2026 pull (Development BONITA BAY, the 12 months to September 30, 2026) records seven closed Bay Harbor sales:
The county file and the MLS agree here, which is not always true. The seven deeds recorded between February and June 2026 add to $5,757,500, the same total implied by the MLS mean, and both records put the median at $832,500. When the two records disagree on a future update, we will publish the deed figure as the sale price and name the MLS figure once with its date, because the county records deed consideration while the MLS records the reported closing price.
The Southwest Florida MLS, September 2026 pull puts the median Bay Harbor sale-to-list ratio at 94.6% across its seven closings, with a median of 210 days on market and no active listing. In the June 2026 pull the average ratio was 93.1% across six closings, with a median of 212 days on market and one active listing; that listing is gone.
Bay Harbor’s median of 210 days on market in the Southwest Florida MLS, September 2026 pull is the slowest figure among the Bonita Bay single-family villages in our comparison table, and it deserves honest framing. The buyer pool for a 1990s single-family home at Bay Harbor’s price point inside Bonita Bay is real but narrow, and the right buyer takes time to surface.
The longer county record is the most important context a Bay Harbor seller or buyer can have. Five qualified Bay Harbor deeds recorded from April to August 2024 ran from $1,080,000 to $1,625,000, including three larger two-story homes at $1,400,000 to $1,625,000. The seven recorded since February 2026 ran from $630,000 to $1,125,000. Two of the homes sold in both periods tell the story most clearly: one 1,785-square-foot one-story home on Shell Ridge Circle recorded at $810,000 in March 2022, $999,000 in September 2023 and $630,000 in April 2026, and one 1,968-square-foot one-story home recorded at $1,150,000 in June 2022 and $670,000 in June 2026.
Each deed is one home in one condition, so we do not average across periods or assign a cause from the deed file alone. What the record does show is that a Bay Harbor price built from a 2022, 2023 or early 2024 sale is out of date.
The yardstick below is each village’s Lee County qualified-deed median in the window named beside it (the first window with ten or more sales), with the Southwest Florida MLS, September 2026 figures alongside. Data updated: September 2026.
Bonita Bay single-family village | Homes (county) | Built | Median heated sq ft | County window: sales, median | MLS Sep 2026: closed, median, DOM |
|---|---|---|---|---|---|
Bay Harbor | 62 | 1995 to 1998 | 1,986 | 24 mo: 11, $875,000 | 7, $832,500, 210 |
27 | 1993 to 1999 | 2,240 | 60 mo: 12, $975,000 | 3, $950,000, 11 | |
35 | 1990 to 1997 | 2,231 | 36 mo: 12, $1,237,500 | 6, $1,237,500, 6 | |
108 | 1985 to 2025 | 3,231 | 24 mo: 18, $1,750,000 | 5, $1,792,000, 47 | |
103 | 1991 to 2002 | 3,777 | 24 mo: 13, $2,000,000 | 6, $2,047,500, 22 |
Bay Harbor carries the smallest median home and the lowest county median of the five, and on the Southwest Florida MLS, September 2026 pull its $353 median price per square foot is below Arbor Strand’s $460 and Riviera’s $584. Arbor Strand’s three MLS closings are a thin sample, so its county figure is the better guide.
Bay Harbor buyers are shopping a small, slow market: seven sales a year on the recent record and no home listed for sale on the September 2026 pull date. When a home comes to market, the spread between a one-story original home and a larger updated two-story home is wide, so compare each listing with the deeds for the same size and story count. Cash remains common in this segment and removes the appraisal contingency, a meaningful negotiating tool alongside a flexible closing date.
If you want the recent sold comps or a specific home’s price history, call or text Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873. We tracked every one of the 11 qualified Bay Harbor deeds in the last 24 months for this guide, and we will walk you through each one. Sellers can start with a free Bay Harbor home valuation; buyers can read how we represent buyers in Southwest Florida.
Bay Harbor came to be as one of the single-family neighborhoods the Bonita Bay Group created inside Bonita Bay, the 2,400-acre community it began in the mid-1980s. The Lee County plats are Bonita Bay Unit 31, Phase 1 (Plat Book 56, Pages 9 and 10), its replat (Plat Book 56, Pages 88 and 89) and Phase 2 (Plat Book 56, Pages 45 and 46), and the homes followed from 1995 to 1998.
Bonita Bay was developed by the Bonita Bay Group, a privately held, locally based company whose legacy is now presented by Phoenix Bay Ventures. The community association was organized in January 1985 (Florida document N07041), and the original Declaration of General Protective Covenants and Restrictions for Bonita Bay was recorded on April 3, 1985 at Official Records Book 1778, Page 3516.
The founding philosophy was low density. The Bonita Bay Community Association describes a community of 2,400 acres “with less than half of the available land developed” (BBCA Style of Living), and it counts 3,346 residences today (BBCA Media Brochure, January 2026). That choice is why the lakes and preserve tracts around Shell Ridge Circle exist at all.
Bay Harbor was built out over four years. The county roll shows its homes by year built as 14 in 1995, 26 in 1996, 14 in 1997 and 8 in 1998. Bay Harbor Community Association, Inc. was filed with the Florida Division of Corporations on December 22, 1994, just ahead of the first homes, and it remains active (document N94000006252).
Older marketing descriptions attribute the homes to a single national production builder. We did not find a primary record, such as a recorded plat note, permit file or builder filing, that confirms the builder’s name, so this guide does not name one. What the county roll does show is a consistent product: 38 one-story homes in a tight 1,761 to 2,197 square foot band and 24 two-story homes from 2,375 to 3,093 square feet, all with garages.
Members bought the Bonita Bay Club from the developer in 2010 (Business Observer, April 2, 2010). A Club release says members approved a $110 million clubhouse project in May 2026 and describes the Club as Florida’s largest member-owned private golf club (Club release via Hunter PR). For Bay Harbor owners who never join, the Club’s reinvestment still shapes what buyers expect of a Bonita Bay address.
Bay Harbor homes are now 28 to 31 years old on the county roll. That is the point in a Florida home’s life where roof age, window type, wind mitigation and mechanical systems drive both price and insurance. Many homes have been renovated since they were built; the county roll records the original year built, not the date of the latest remodel, so a buyer reads the permit history and the inspection, not the year alone. Bonita Bay is effectively built out, so the only way to own a Bay Harbor home today is to buy one from an existing owner.
A Bay Harbor home is a detached single-family home on its own lot: 62 homes on the county roll, all coded single-family, with heated living areas from 1,761 to 3,093 square feet, a median of 1,986, two to five bedrooms and an attached garage at every home. There are no villas, coach homes or condominiums inside the Bay Harbor plats.
The county roll splits Bay Harbor cleanly by stories:
Home type (county roll) | Homes | Heated sq ft |
|---|---|---|
One-story | 38 | 1,761 to 2,197 |
Two-story | 24 | 2,375 to 3,093 |
All homes | 62 | 1,761 to 3,093 (median 1,986) |
Bedroom counts on the roll: 23 homes with two bedrooms, 32 with three, six with four and one with five. Bathroom counts: 47 homes with two, 14 with three and one with four. The seven Bay Harbor closings in the Southwest Florida MLS, September 2026 pull had a median of 2,200 square feet and $353 per square foot.
Bay Harbor lots are compact. On the county’s GIS acreage, lots run from about 0.12 to 0.43 acre (roughly 5,200 to 18,800 square feet), with a median of about 0.16 acre, or roughly 7,000 square feet. The roll’s land-use codes place 35 homes on lake lots, three on creek lots and 24 on interior or preserve-side lots. Every home has a garage on the roll, and 18 of the 62 carry the roll’s private pool flag; the rest rely on the neighborhood pool on the common tract.
Adding a pool, a cage, a larger lanai or a new roof is possible in principle, subject to Bonita Bay design review, a City of Bonita Springs permit and, near a lake, the setbacks in the governing documents. The detailed standards sit in the BBCA Design Guidelines, which are not public, so plan any addition with the documents in hand.
Concrete block and stucco walls with tile roofs are the norm for Bonita Bay single-family homes of this era; confirm the construction of a specific home in the inspection and the property appraiser’s building record. Homes built before the 2002 Florida Building Code may have original non-impact windows with shutters added later, which is why a wind mitigation inspection (roof shape, roof-to-wall connections, roof deck attachment and opening protection) is the single most important insurance document on a Bay Harbor purchase. The current code is the Florida Building Code, 8th Edition (2023), effective December 31, 2023 (Florida Building Commission).
The 2026 deeds show why condition matters so much in Bay Harbor. A 3,093-square-foot two-story home recorded at $1,125,000; a 1,785-square-foot one-story home recorded at $630,000. Size explains much of that gap, and condition explains the rest: an original home with a first-generation roof and windows prices at the bottom of the band for its size, and an updated home with a newer roof, impact windows and a renovated kitchen prices at the top.
Roof age is the most important condition question in a Bay Harbor sale, because every home was built from 1995 to 1998 and Florida insurers underwrite older roofs carefully. A Bay Harbor buyer should expect the insurer to ask for a four-point inspection and a wind mitigation report, and a seller should have both ready.
Florida insurers commonly ask for a four-point inspection (roof, electrical, plumbing and heating and air conditioning) on older homes, and roof age and remaining life drive whether a carrier binds, surcharges or requires replacement first. The practical consequence for a Bay Harbor contract: if a carrier will not bind on an original roof, the buyer cannot close with a mortgage until the roof question is solved, by a seller credit, a replacement before closing or a different carrier.
We do not publish a roof replacement cost or a premium estimate, because the only reliable numbers are a contractor’s bid and a carrier’s quote for the specific house.
Every Bay Harbor home comes with two association layers of amenities: the neighborhood’s own common tract at 4520 Shell Ridge Court, with a pool and a 1,584-square-foot building owned by Bay Harbor Community Association, Inc., and the Bonita Bay Community Association’s roads, gates, lakes, three waterside parks, 12 miles of paths and gulf-front Private Beach. Golf and the Club are a separate, optional membership.
The Lee County roll lists a 3.39-acre common tract at 4520 Shell Ridge Court, owned of record by Bay Harbor Community Association, Inc., with one building of 1,584 heated square feet built in 1995 and the roll’s pool flag. A smaller buffer and retention tract is also in the Bay Harbor association’s name. What the building is used for, the pool’s hours and rules, and who may reserve it are set by the Bay Harbor association’s own documents and rules, which are not public; read them in the disclosure package.
The BBCA puts it plainly: “When purchasing property within the gates of Bonita Bay, all homeowners automatically become ‘members’ of the Community Association, the entity responsible for maintaining common areas: grounds, roads, streetlights, lake and storm water management, plus all of our recreational parks including the Private Beach” (BBCA Community Association). Its realtor page adds that homeowners “instantly gain exclusive membership and access to all Community Association Amenities” (BBCA realtor and buyer resources). The lakes beside Bay Harbor and a preserve tract in Phase 2 are owned of record by the BBCA.
Bonita Bay is gated, and the BBCA runs a Community Patrol inside the gates alongside its professionally staffed Design Review Department (BBCA Community Association). Law enforcement for the City of Bonita Springs is the Lee County Sheriff’s Office. Guest and vendor access procedures are set by the association and delivered with the association documents.
Riverwalk Park, along the Imperial River on the southern edge of Bonita Bay, offers direct boating access to Estero Bay, a boat ramp, a bocce facility with outdoor pavilion, renovated pickleball courts, a basketball court, a fitness trail, kayak storage and launch, pet water stations, a playground and picnic areas.
Estero Bay Park, in the northwestern corner of the property, has an 800-foot boardwalk through coastal mangroves ending at a private pier over Estero Bay, a Monarch Way-Station Butterfly Garden, nature trails, a screened pavilion, a playground, picnic areas with gas grills, a pet water station and 5,000-year-old Native American shell mounds.
Spring Creek Park, on Spring Creek at the northern border, has kayak and canoe racks and a launch dock for a quieter paddle (all three parks per BBCA parks).
The BBCA-owned Private Beach is a privately owned gulf-front facility off Hickory Boulevard, outside the gates, with shuttle service for residents (BBCA Private Beach). Hurricane Ian caused its total destruction; it was rebuilt with breakaway walls and reopened on November 13 (the BBCA page does not print the year). The BBCA board approved a $500 per unit special assessment for the Private Beach rebuild on March 20, 2025, with payment due June 30, 2025, according to the Wild Pines of Bonita Bay association’s recap of that meeting dated March 26, 2025 (Wild Pines of Bonita Bay recap); that assessment was due in the past, and any open balance on a specific home shows in the estoppel certificate.
Bonita Bay has 12 miles of recreational paths connecting the neighborhoods, parks and Club campus (BBCA Media Brochure, January 2026; BBCA trails map). Every Bonita Bay home is equipped with Fiber-To-The-Home technology, with Hotwire’s Fision TV+ delivering television, according to the BBCA (BBCA Style of Living); whether the service fee is part of the master assessment or billed separately is not published, and it appears in the association documents provided in the sale. The BBCA’s awards list includes Audubon certification and a run of grounds awards from 2010 to 2025 (BBCA Awards and Recognitions 2026).
The Bonita Bay Marina gives Bay Harbor owners the boating option their own lots do not: a semi-private, full-service marina on the Imperial River with direct access to Estero Bay and the Gulf, about half a mile south of the neighborhood, created and owned by a group of Bonita Bay resident investors and operated separately from both associations and the Club, with its own fees.
The BBCA lists 326 dry storage spaces for boats up to 36 feet and 98 wet slips for vessels up to 16,000 pounds, with a ship’s store, boat launch, bait, fuel and on-site repair; additional fees apply (BBCA marina page). The BBCA’s January 2026 brochure confirms that the Marina and the Club “operate as separately owned and managed member-exclusive entities.” Spotlight News reported that 39 resident investors bought the marina and restaurant in July 2013 (Spotlight News).
Backwater Jacks, the waterfront restaurant at the marina, is open for dining to all residents (BBCA realtor and buyer resources). Slip and storage fees are not published by the marina or the BBCA, so a Bay Harbor boater gets the current schedule from the marina’s own office when applying.
The Bonita Bay Club is an optional, separately owned private club inside Bonita Bay, with five championship golf courses on two campuses, a sports center, the Lifestyle Center and dining. Buying a Bay Harbor home does not make you a Club member and does not require you to join; membership is a separate decision with its own fees.
No. Bonita Bay Club membership is optional and separate from home ownership, and no Bonita Bay document requires a Bay Harbor owner to join. The Club states that “Bonita Bay Club is a separate entity within the community of Bonita Bay” (Bonita Bay Club, Our Community), and the BBCA’s realtor page describes the Club as something homeowners may consider “for those who wish to further engage in golfing or other sporting activities” (BBCA realtor and buyer resources). The recorded master Declaration treats the golf facilities as privately owned and operated by persons other than the association, with Club fees outside the Declaration.
The Club has five championship courses: three Arthur Hills designs (Bay Island, Marsh and Creekside) on the Bonita Springs campus inside the gates, and two Tom Fazio designs (Cypress and Sabal) on its Naples campus (Bonita Bay Club golf). The Club also lists 16 Har-Tru tennis courts, 15 pickleball courts and a croquet lawn (BBCA Bonita Bay Club page), the Lifestyle Center (Bonita Bay Club Lifestyle Center), a sports center (Bonita Bay Club Sports Center) and several dining venues (Bonita Bay Club dining).
Bonita Bay Club membership is optional and separate from home ownership. The Club does not publish initiation fees or dues on its public website; the Club’s membership office provides the current schedule. Figures quoted on third-party websites are not Club documents, so a buyer should rely only on the schedule the Club provides.
Bay Harbor owners pay two association assessments, the Bonita Bay Community Association master assessment and the Bay Harbor Community Association assessment, and Bonita Bay has no CDD. Neither association publishes its assessment on a public website, so the real numbers come from the estoppel certificates and the disclosure summary in the sale.
Bonita Bay Community Association does not publish its master assessment or resale charges on its public website. Every owner pays the master assessment plus any neighborhood or condominium association assessment. Current figures, including any charge due at closing, appear in the estoppel certificate and the §720.401 disclosure summary provided in the sale (Section 720.401, Florida Statutes).
The BBCA (Florida not-for-profit corporation, document N07041, active, filed January 10, 1985) operates as a homeowners’ association under Chapter 720, Florida Statutes. Its assessment funds the common areas and roads, streetlights, lake and stormwater management, the three parks, the Private Beach, the Community Patrol, the Design Review Department and community programming. The dollar amount is not published.
Bay Harbor Community Association, Inc. is an active Florida not-for-profit corporation (document N94000006252), filed December 22, 1994, with a principal address in Bonita Springs and annual reports filed through 2026 on the Florida Division of Corporations register. The Lee County roll names it as owner of Bay Harbor’s common tract, pool and common building at 4520 Shell Ridge Court. Its assessment, budget and reserves are not published; order its estoppel certificate alongside the BBCA’s, and read its budget in the disclosure package.
Club membership is optional and separate from home ownership, and the Club does not publish its initiation fees or dues. It is a cost only if you choose to join.
Bonita Bay has no Community Development District and no special taxing district. Lee County’s list of special districts names nearby CDDs, including Bay Creek, Bayside Improvement, the two Brooks of Bonita Springs districts, Bonita Landing and Saltleaf, but no district for Bonita Bay (Lee County special districts). The Bonita Springs Fire Control and Rescue District on that list is an independent fire district covering the area, not a Bonita Bay district.
Property taxes are set by the City of Bonita Springs, Lee County and the other taxing authorities on the Lee County bill; the county roll places every Bay Harbor home in the “City of Bonita Springs / Bonita Springs Fire” taxing district, and the parcel’s TRIM notice from the Lee County Tax Collector itemizes every line for a specific home. Insurance (homeowners, wind and flood) is the other major carrying cost and is covered in the roof and flood sections.
The recorded 2011 master Declaration contains a buyer-paid resale reserve assessment, and a later BBCA written statement describes a different formula; no recorded amendment reconciling the two has been located. We therefore do not publish either figure as the current charge. The BBCA estoppel certificate states what is due at a Bay Harbor closing, and the Bay Harbor association’s estoppel states anything due at the neighborhood level.
Cost layer | Mandatory? | Published amount | Where the buyer confirms it |
|---|---|---|---|
Bonita Bay Community Association master assessment | Yes | Not published | BBCA estoppel certificate and §720.401 disclosure |
Bay Harbor Community Association assessment | Yes | Not published | Bay Harbor estoppel certificate and budget |
BBCA resale charge at closing | Yes, if levied | Not published as current | BBCA estoppel certificate |
Bonita Bay Club membership | No | Not published | Club membership office schedule |
Marina slip or dry storage | No | Not published | Marina office when applying |
CDD or special district | None | $0 | Lee County special districts list |
Bay Harbor homes are governed by two sets of documents: the master Declaration for Bonita Bay with the BBCA By-Laws, Rules and Regulations and Design Guidelines, and the Bay Harbor Community Association’s own recorded documents. The current master Declaration is the Second Amended and Restated Declaration of General Protective Covenants and Restrictions for Bonita Bay, recorded June 22, 2011 as Lee County Instrument 2011000142834.
The Lee County Clerk’s search portals block automated access, so a buyer or title agent retrieves these by instrument number or plat reference at the Clerk.
Under §9.2 of the master Declaration, no improvement may be built, altered, planted or removed without prior written BBCA approval; submittals run in two stages; unapproved work can be removed at the owner’s cost, including the association’s attorney fees; and the association’s standards may be stricter than city or county codes. The BBCA’s professionally staffed Design Review Department administers it for every neighborhood, Bay Harbor included. Whether the Bay Harbor association adds its own review step is set by its documents; read them before you plan a roof, paint, window, pool or landscape change.
The BBCA’s Open House Guidelines set the rules every Bay Harbor listing follows: open houses run Monday to Saturday 9 to 5 and Sunday 1 to 4; the listing agreement and request go to the BBCA with at least 72 hours’ notice; signs follow the BBCA sign standard; no SOLD signs are allowed; and no signs may be placed on golf courses, bike paths, US 41 at Bonita Bay Boulevard or Bonita Bay Boulevard at Country Club Drive (BBCA Open House Guidelines).
Bay Harbor is not described as a 55-and-over community in any Bonita Bay document we reviewed: neither the BBCA’s public pages nor the recorded master Declaration’s provisions summarized on this page set an age restriction, and the county roll and the Southwest Florida MLS record no age-restricted product inside the Bay Harbor plats.
If an age restriction ever mattered to a purchase or sale, it would have to appear in recorded documents, so confirm it in the Bay Harbor association documents delivered with the sale rather than relying on marketing.
A Bay Harbor owner can lease the home subject to both sets of governing documents: the recorded master Declaration sets no minimum lease term, no cap on leases and no lease approval, but it binds every tenant to the governing documents, and any more restrictive rule in the Bay Harbor association’s documents controls. In practice Bay Harbor is owner-occupied, with no MLS rental records.
The master Declaration’s leasing language provides that “any lease of a Unit shall provide or be deemed to provide that the tenant and all occupants of the leased Unit are bound by” the governing documents. Day-to-day use rules sit in the BBCA Rules and Regulations, which are not public, and the Bay Harbor association may set its own lease terms. That is not the same as “no rental restrictions”: read both sets of documents before you sign a lease. Florida’s homeowners’ association statute also governs how rental amendments apply to owners (Section 720.306, Florida Statutes).
The Southwest Florida MLS, September 2026 pull returned no Bay Harbor rental record, active or leased in the 12 months to September 30, 2026, and the June 2026 pull showed the same. Rentals essentially never reach the open market here. We do not invent a rental rate where none exists, and with two association assessments, taxes and insurance, we frame Bay Harbor as a lifestyle and long-term hold, not an income property.
No public Bonita Bay document we reviewed authorizes nightly or weekly rentals, and the absence of any MLS rental history in Bay Harbor is consistent with owner occupancy. Treat short-term renting as not available until the current Rules and Regulations and the Bay Harbor documents say otherwise in writing.
Pet rules at Bay Harbor come from the BBCA Rules and Regulations and the Bay Harbor association’s documents, not from the recorded master Declaration, which contains no pet provision. As a single-family neighborhood, Bay Harbor carries none of the building-level limits a condominium tower may impose, but leash, waste and nuisance rules apply in Bonita Bay’s common areas, parks and paths.
Each Bonita Bay park lists pet water stations, and the 12 miles of paths are a daily dog-walking route for many residents. Keep dogs leashed and away from lake edges, where alligators live. Under federal fair housing law, properly documented assistance animals are protected regardless of any pet rule. Confirm the current pet rules in the association documents delivered during your inspection period.
Bay Harbor owners reach the water through Bonita Bay’s parks and the separately owned marina, not from their own lots. The county roll records no boat dock and no seawall on any of the 62 lots, and the lakes behind the lake lots are stormwater lakes owned of record by the Bonita Bay Community Association.
Florida law ties riparian rights (ingress, egress, boating, bathing and fishing) to land that borders navigable waters, with title reaching the ordinary high water mark (Section 253.141, Florida Statutes). Bay Harbor’s lake lots border lakes that are part of Bonita Bay’s managed stormwater system, and the lake parcels themselves are owned by the master association. That is why there is no path to a private boat dock from a Bay Harbor lot, and why a buyer who needs one should shop a different neighborhood.
A lake lot trades tidal frontage for things many owners prefer: no dock or seawall to maintain, no boat lift, and a quiet view across water managed by the master association. The lake edges are not swimming or boating water; they are wildlife habitat and part of the drainage system, and changes near them run through Bonita Bay design review and South Florida Water Management District rules.
Hurricane Ian made landfall at Cayo Costa as a Category 4 storm on September 28, 2022, and it hit Bonita Bay hard: the BBCA’s gulf-front Private Beach, outside the gates, was totally destroyed and rebuilt, and the Bonita Bay Club reported flooding and bridge damage on its Bonita Springs courses. No Bay Harbor-specific home flooding record was found in a primary source.
The official record of the storm is the National Hurricane Center’s Tropical Cyclone Report (NHC, Hurricane Ian). In Bonita Springs, surge came up the river and flooded homes along the river and creeks (WUSF, October 1, 2022). The City’s recovery pages are at City of Bonita Springs, Hurricane Ian and its Ian progress report.
The Bonita Bay Club’s October 13, 2022 update reported that the Cart Barn flooded (the carts had been moved first), most tennis courts and lighting were in rough shape, and “with some exception on Creekside,” the course bridges on Bay Island and Marsh were structurally undrivable (Bonita Bay Club, Hurricane Ian update). The Naples campus was back to normal after cleanup, and two courses, half the courts, dining and the Lifestyle Center reopened first. The Private Beach, as described above, was rebuilt and reopened.
Helene made landfall in Florida’s Big Bend in late September 2024, and Milton came ashore on the Gulf coast in early October 2024 (NHC, Helene; NHC, Milton). The City of Bonita Springs recorded Milton’s coastal surge, tornadoes and wind damage citywide (City of Bonita Springs, Milton). No Bonita Bay or Bay Harbor-specific damage from either storm was found in a primary source.
Bay Harbor sits in FEMA Zone AE with a base flood elevation of 10 feet (NAVD88) at every Bay Harbor address point we tested, on FIRM panels 12071C0652G and 12071C0654G effective November 17, 2022, inside the City of Bonita Springs (NFIP community 120680) and Lee County Evacuation Zone A. The City’s CRS Class 5 rating gives a 25% discount on NFIP flood policies.
On September 29, 2026 we geocoded seven Bay Harbor address points with the US Census geocoder, five on Shell Ridge Circle and two on Shell Ridge Court, and queried FEMA’s National Flood Hazard Layer (FEMA NFHL). All seven returned Zone AE, coastal floodplain, static base flood elevation 10 feet, in the City of Bonita Springs political area. Shell Ridge Court and the north side of the circle fall on panel 12071C0652G and the south side of the circle on panel 12071C0654G, both effective November 17, 2022.
Bay Harbor address point | FEMA zone | Base flood elevation | FIRM panel |
|---|---|---|---|
Shell Ridge Circle, north side (two points) | AE | 10 ft | 12071C0652G |
Shell Ridge Circle, south side (three points) | AE | 10 ft | 12071C0654G |
Shell Ridge Court (two points) | AE | 10 ft | 12071C0652G |
Flood zones are set per structure and per parcel, and the geocoder places points on the street in front of each address. Confirm the zone for a specific home with an elevation certificate and the FEMA or City flood map for that address. Flood insurance is federally required for a federally backed mortgage on a structure in an AE zone (Lee County mandatory flood insurance information). No unshaded minimal-hazard Zone X was found anywhere in Bonita Bay, so no Bay Harbor lot should be assumed to sit outside the flood zone.
FEMA’s Letter of Final Determination dated September 2, 2026 sets a March 2, 2027 effective date for a revision affecting six unincorporated Lee County panels (0576, 0577, 0578, 0579, 0581 and 0583); none is a Bonita Bay panel (Lee County, 2026 FEMA map changes; location map). The countywide Flood Insurance Study volume in that series lists the City of Bonita Springs as community 120680 (FIS Volume 1). Check the address again in 2027.
The City of Bonita Springs holds Community Rating System Class 5, a 25% discount on NFIP flood insurance policies, and FEMA confirmed on November 21, 2024 that the City keeps its rating after the post-Ian review (City of Bonita Springs CRS; City release). Bay Harbor is inside the City, not unincorporated Lee County, so the City’s rating is the one that applies. The City also notes that each foot a home is elevated above the required base flood elevation cuts the annual flood premium by nearly 50%, and each foot below it doubles the rate (City flood protection information). City floodplain rules are in Ordinance 22-05.
Lee County’s evacuation layer returns Zone A at every Bay Harbor address point we tested (Lee County evacuation zones; Lee County GIS evacuation layer). Zone A is the first area ordered to evacuate and is often ordered for any named storm coming from the Gulf (Zone A fact sheet).
We do not publish premium estimates, because the only reliable number is a quote on the specific address. The variables that move a Bay Harbor premium most are (1) wind mitigation features documented in a wind mitigation inspection, (2) roof age and condition, (3) the home’s floor elevation relative to the 10-foot base flood elevation, shown on an elevation certificate, and (4) coverage amount, deductible structure and carrier. Hurricane deductibles on Florida policies are commonly a percentage of dwelling coverage rather than a flat amount, so read the declarations page closely. Get quotes from independent Florida-licensed agents during your inspection period, not after closing.
Bay Harbor families choose Lee County public schools within their proximity zones rather than being placed at a single school by address: under the district’s most recent published plan, nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Confirm an address’s zones with the School District of Lee County before relying on them.
Bonita Bay families rank Lee County public schools within their proximity zone; nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Confirm an address’s zone with the School District of Lee County. Under the district’s most recent published plan (2025-2026), the elementary proximity zone that holds the Bonita Springs schools is Zone Q (Bonita Springs, Pinewoods, San Carlos, Spring Creek and Three Oaks elementary schools), the middle proximity zone is Zone GG (Bonita Springs Middle and Three Oaks Middle, with the arts application program at Bonita Springs Middle), and high school uses the South residential choice zone with sub-zones (2025-2026 Student Enrollment Plan). The School Board approved the 2026-2027 plan on December 1, 2025 (School District of Lee County, school zones); use the district’s school zone locator for a specific Bay Harbor address.
School sites: Bonita Springs High and Bonita Springs Middle, listed in the district’s middle school directory.
Families also consider private schools in Naples and Lee County, including Community School of Naples and Seacrest Country Day School. Many Bay Harbor buyers are seasonal or empty-nest owners, but for primary-resident families the proximity zones above are the starting point.
Building permits for Bay Harbor homes are issued by the City of Bonita Springs Community Development Department, not by Lee County, because Bonita Bay lies inside the incorporated City of Bonita Springs (incorporated in 1999). Exterior work also needs Bonita Bay design review approval, and any Bay Harbor association approval its documents require, before the City permit is pulled.
Two approvals apply to most exterior projects on a Bay Harbor home: (1) BBCA Design Review under §9.2 of the master Declaration, and (2) a City of Bonita Springs building permit for structural, roofing, window, electrical, plumbing, mechanical, pool and similar work (City of Bonita Springs, apply for a building permit; City Community Development). The City’s online services guide covers its Citizen Access permit portal (how to use online services). Fire plan review for applicable work runs through the fire district’s application (Bonita Springs Fire application), and substantial improvement of a home in the flood zone follows the City’s 50% rule (City substantial improvement toolkit). For a 1990s Bay Harbor home in Zone AE, that 50% rule is the key limit on a large renovation.
Bay Harbor is surrounded by the rest of Bonita Bay: the master association’s lakes and a preserve tract beside the homes, neighboring Bonita Bay neighborhoods on the west side of the community, the Imperial River and the marina to the south, and the Club’s Bonita Springs campus to the east. The county roll zones every Bay Harbor lot PUD, and land use is set by the City of Bonita Springs.
The City’s Zoning District Map Book shows zoning districts by map sheet within city limits, and the Future Land Use Element of the City Comprehensive Plan sets the policy framework. Zoning ordinances and resolutions are indexed on the City site (zoning ordinances; zoning resolutions). Because Bonita Bay is built out, the practical questions for a Bay Harbor buyer are changes on the Club campus and along US 41, not new homes inside the neighborhood.
Daily life at Bay Harbor runs on City of Bonita Springs services: Florida Power and Light for electricity, Bonita Springs Utilities for water and sewer, Waste Management curbside collection, and the Bonita Springs Fire Control and Rescue District for fire and emergency response, with the two associations handling roads, gates, patrol, the lakes and the Bay Harbor common tract.
Every Bay Harbor home carries a garage on the county roll, with driveway parking at the home. EV charging goes in the owner’s own garage, subject to a City of Bonita Springs electrical permit; there are none of the shared-garage constraints a tower owner faces.
Bonita Bay is a gated community. Guest and vendor access procedures, resident credentials and contractor rules are set by the association and delivered with the association documents.
Bay Harbor sits inside Bonita Bay on the west side of US 41 in Bonita Springs, ZIP 34134, between Estero to the north and North Naples to the south, with Interstate 75 reached from Bonita Beach Road and Southwest Florida International Airport to the north in Fort Myers. Shopping, medical care and beaches are all a short drive.
Drive times depend heavily on season and time of day along US 41, so we do not publish minute figures; test the drives that matter to you during a winter visit.
Bay Harbor compares with Bonita Bay’s other neighborhoods on land, price and product: it is a 62-home single-family neighborhood with the smallest median home and the lowest county median of the single-family villages in our table, $875,000 over 24 months, and fee-simple ownership, where the towers and coach home neighborhoods offer condominium living.
High-rise towers: eight towers on Bonita Bay Boulevard (Horizons, Vistas, Estancia, Tavira, Azure, Esperia South, Seaglass and Omega) with condominium ownership, bay and Gulf views and lock-and-leave convenience, subject to Florida’s condominium structural and reserve laws. Their Southwest Florida MLS, September 2026 medians run from about $925,000 at Esperia South to $2,250,000 at Azure.
Large single-family estate villages: Creekside and Woodlake, each with more than 100 homes and median homes above 3,200 square feet, at roughly twice Bay Harbor’s county median.
Small single-family villages: Bay Harbor (62 homes), Riviera (35 homes on one cul-de-sac) and Arbor Strand (27 detached homes on two streets), the closest price peers on the county record.
Coach homes, carriage homes and villas: the two-story condominium and villa neighborhoods, at the entry price points of Bonita Bay; the Southwest Florida MLS, September 2026 medians for Waterford ($656,900), Harbor Landing ($502,500) and Bay Pointe ($409,025) sit below Bay Harbor’s.
A buyer weighing Bay Harbor against a coach home at a lower price is choosing between ownership models. Bay Harbor offers fee-simple land, a garage at every home, a private yard and, on 18 lots, a private pool, with no exposure to condominium structural-integrity reserve assessments. A coach home offers exterior maintenance by the condominium association and a lower entry price.
Buyers who need a boat at the end of the yard should look at Bonita Bay’s waterfront single-family neighborhoods, such as Hidden Harbor, where the Southwest Florida MLS, September 2026 pull shows four closings from $1,850,000 to $3,850,000. That is a different price tier; Bay Harbor’s owners use the parks and the marina instead.
Bay Harbor and Arbor Strand are two small single-family villages inside Bonita Bay with 1990s homes and their own neighborhood associations. Bay Harbor has more homes (62 against 27), a wider size range with one-story and two-story plans, and a lower price; Arbor Strand’s homes are a little larger on the median and sell faster.
Data updated: September 2026. The table uses the Lee County parcel roll and qualified-deed file (index built September 29, 2026), the Florida corporate register and the Southwest Florida MLS, September 2026 pull.
Decision factor | Bay Harbor | Arbor Strand |
|---|---|---|
Homes (county roll) | 62 single-family | 27 detached homes |
Streets | Shell Ridge Cir (49), Shell Ridge Ct (13) | Arbor Strand Dr (18), Bay Hammock Ct (9) |
Plat | Bonita Bay Unit 31 | Bonita Bay Unit 21 |
Year built (county) | 1995 to 1998 | 1993 to 1999 |
Heated sq ft (county) | 1,761 to 3,093, median 1,986 | 2,005 to 3,234, median 2,240 |
County sales, first window with 10+ | 24 months: 11, median $875,000 | 60 months: 12, median $975,000 |
County price range, same window | $630,000 to $1,250,000 | $740,000 to $1,180,000 |
MLS Sep 2026: closed, median, median DOM | 7, $832,500, 210 days | 3, $950,000, 11 days |
MLS Sep 2026: median $ per sq ft | $353 | $460 |
Active listings, Sep 2026 pull | none | none |
Neighborhood association (Sunbiz) | Bay Harbor Community Association, Inc., N94000006252 | Arbor Strand Neighborhood Association, Inc., N93000002936 |
Neighborhood pool on the county roll | yes, on the common tract | not researched for this page |
FEMA zone measured for this page | AE, BFE 10 ft | not measured for this page |
Choose Bay Harbor if you want the lower entry price, a choice between a one-story home and a larger two-story home, a lake lot on one of 35 lake-coded parcels, and a neighborhood pool, and you are prepared for a slower market in which negotiation is normal. Choose Arbor Strand if you want a smaller enclave of 27 homes with a slightly larger median home and are ready to act quickly, since its three MLS closings in the 12 months to September 30, 2026 took a median of 11 days. Buyers who can stretch to a larger home on one cul-de-sac should also look at Riviera, where the county median over 36 months is $1,237,500.
Selling in Bay Harbor and weighing where to move next inside Bonita Bay? Get a free Bay Harbor home valuation or call Jesse direct at (239) 898-6072; for the buying side, call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.
Owning in Bay Harbor means a 1990s single-family home on its own lot inside a gated, low-density community, with a neighborhood pool, Bonita Bay’s parks and beach and no CDD, balanced against Zone AE flood exposure, two unpublished association assessments, a slow resale market and homes old enough that roofs, windows and insurance drive value. As Top 1% Real Estate Agents Nationally Since 2008, we would rather you make the right decision than the fast one.
A single-family door into Bonita Bay at a lower price. Bay Harbor’s 24-month county median of $875,000 is the lowest of the five single-family villages in our comparison table.
Fee-simple land ownership. You own the house, the garage and the ground, and you are outside the condominium reserve and structural-inspection regime that applies to the towers and coach home condominiums.
Two layers of amenities. The neighborhood’s own pool and common building on a 3.39-acre tract, plus the BBCA’s parks, paths and Private Beach.
Lake and preserve settings. Thirty-five of the 62 homes sit on lake-coded lots, with water managed by the master association and no dock or seawall to maintain.
No CDD. Bonita Bay has no community development district and no special taxing district.
Finite supply. Sixty-two homes, fully built, with no new phase possible.
The name implies waterfront; the lots are interior. No Bay Harbor lot has a boat dock or seawall on the county roll.
Association costs are not published. Both the BBCA assessment and the Bay Harbor Community Association assessment must be read from the estoppel certificates; budget for them before you offer.
Flood exposure is real. Every Bay Harbor point we tested is Zone AE with a 10-foot base flood elevation, inside Evacuation Zone A.
Homes are 28 to 31 years old. Roof age, windows and wind mitigation drive insurance and resale value; budget for updates on an original home.
A slow market. A median of 210 days on market and a 94.6% median sale-to-list ratio in the September 2026 MLS pull mean sellers need patience and buyers should expect to negotiate.
Prices reset after 2024. The April to August 2024 deeds were well above today’s; buyers benefit, but an owner who bought at the peak should price from the current record.
If you’re searching for a Bay Harbor listing agent, or thinking, ‘I need someone to sell my Bay Harbor home…’, start with the record: 11 qualified Bay Harbor deeds in 24 months at an $875,000 median, seven in the last 12 months at $832,500, and a 210-day MLS median. McGreevy and Comisar price, prepare and market Bay Harbor homes from that record, not from a Bonita Bay average.
Our credentials as your Bay Harbor listing agent:
In the last 12 months Bay Harbor has seen 7 resales in the Lee County qualified-deed record, at $1,125,000, $740,000, $875,000, $832,500, $630,000, $885,000 and $670,000, for $5,757,500 in volume. Over the 24-month window the record shows 11 resales and $9,772,500 in volume. The Southwest Florida MLS, September 2026 pull shows a median of 210 days on market for the seven closings in the 12 months to September 30, 2026, and a median sale-to-list ratio of 94.6%.
Four things. First, the spread: a Bay Harbor price has to be built from deeds for the same story count and size, because a two-story home and a one-story home on the same circle can sell $400,000 or more apart. Second, condition dominates in a 1990s neighborhood, so the roof, windows, wind mitigation report and permit history set the price as much as square footage. Third, there are two associations: the buyer needs estoppel certificates from both the BBCA and Bay Harbor Community Association, Inc., and ordering them at listing keeps the closing on schedule. Fourth, Bonita Bay’s open house and sign rules are specific: 72 hours’ notice to the BBCA with the listing agreement, Monday to Saturday 9 to 5 and Sunday 1 to 4, the BBCA sign standard and no SOLD signs (BBCA Open House Guidelines).
Start with a free Bay Harbor home valuation, or use our Bonita Bay home valuation page. Or talk to Jesse direct: (239) 898-6072, text or call.
Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Price it from the 11 qualified Bay Harbor deeds since September 2024, weighted toward the seven recorded from February to June 2026 at $630,000 to $1,125,000, and match each to your home by stories, heated square footage, lot and condition. A price built from a spring 2024 deed, when three larger homes recorded at $1,400,000 to $1,625,000, will overshoot the current market.
Slowly, by Bonita Bay single-family standards. The Southwest Florida MLS, September 2026 pull shows a median of 210 days on market for Bay Harbor’s seven closings in the 12 months to September 30, 2026, against 6 to 47 days in the other single-family villages in our table. Correct pricing from the first day is the single biggest lever a Bay Harbor seller controls.
Estoppel certificates from both the Bonita Bay Community Association and Bay Harbor Community Association, Inc., the §720.401 disclosure summary, your wind mitigation and four-point reports, roof documentation, your elevation certificate, City of Bonita Springs permit history and any post-Ian repair records. Having them ready at listing shortens the buyer’s review and protects your price.
BBCA membership passes to the buyer automatically at purchase. Whether the Bay Harbor association requires notice or a buyer application is set by its own documents, which are not public; we read them at listing so nothing surprises your closing date.
Club membership is optional and separate from the home, so it neither blocks nor completes the sale. How a member’s own membership ends or transfers is set by the Club’s membership documents, which are not public; ask the Club’s membership office in writing before you list.
Bay Harbor owners and buyers work directly with Jesse McGreevy and Marc Comisar, the McGreevy and Comisar team at Domain Realty, whose office at 24031 S Tamiami Trl #101 in Bonita Springs is a short drive from the Bonita Bay gates. For this Bay Harbor guide we read the Unit 31 plats, the master Declaration, the county roll for all 67 Bay Harbor parcels and every qualified Bay Harbor deed before writing a word.
McGreevy and Comisar are the Domain Realty team behind this Bay Harbor guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate, with over 45 years of combined direct real estate experience. You can read how the team was built on our about the McGreevy and Comisar team page. We tracked all 27 qualified Bay Harbor deeds recorded since January 2021 for this update, and we measured the flood zone at seven Bay Harbor addresses ourselves rather than repeating a map summary.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:
Bay Harbor is a neighborhood where specifics decide the price: one story or two, a lake lot or an interior lot, a private pool or the neighborhood pool, an original roof or a new one, and whether the home has been updated since the 1990s. Buyers moving from out of state often decide from photos, video and documents before they visit, so the listing has to explain the lake and preserve setting, the absence of docks, the flood record and the two association layers in plain language. That is the work we do on every Bonita Bay listing.
McGreevy and Comisar is a top-reviewed Bay Harbor realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review
★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Donald Vogler, verified Google review
★★★★★ “He knew the area and therefore knew exactly where to take us to find the exact kind of neighborhood we were looking for and he was right on the money.” Carol Doumlele, verified Google review
Selling a Bay Harbor home? Get a free Bay Harbor home valuation, or call Jesse direct at (239) 898-6072.
Buying in Bay Harbor? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. Buyers focused on Bonita Bay can also start at our Bonita Bay buyer guide.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida real estate professionals with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Bay Harbor, see our Bonita Bay guide, our Bonita Springs guide and our guides to the small single-family villages Arbor Strand and Riviera.
The best Bay Harbor buyers we work with ask the most questions before the offer and the fewest after closing. Order both estoppel certificates early, get insurance quotes during your inspection period, and use the disclosure periods Florida law provides. There is no obligation and no cost for an initial conversation.
These are the questions buyers ask us about Bay Harbor at Bonita Bay, answered from the Lee County roll and deed record, the recorded Bonita Bay documents, the Florida corporate register, FEMA and the City, and the Southwest Florida MLS.
Bay Harbor is a 62-home single-family neighborhood inside Bonita Bay in Bonita Springs, on Shell Ridge Circle and Shell Ridge Court, recorded as Bonita Bay Unit 31 and built from 1995 to 1998. Homes are detached, with garages, on lake, creek or preserve-side lots, and the neighborhood has its own association and common pool.
The Lee County roll counts 62 single-family homes: 49 on Shell Ridge Circle and 13 on Shell Ridge Court. Five more parcels are common elements (the Bay Harbor common tract, a buffer tract, two lake tracts and a preserve tract). The neighborhood is fully built, so 62 is permanent.
From 1995 to 1998 on the county roll: 14 homes in 1995, 26 in 1996, 14 in 1997 and 8 in 1998. That makes them 28 to 31 years old in 2026, which is why roof, window and wind mitigation records matter so much in a Bay Harbor purchase.
Heated living area runs 1,761 to 3,093 square feet on the county roll, with a median of 1,986. The 38 one-story homes run 1,761 to 2,197 square feet and the 24 two-story homes 2,375 to 3,093. Bedrooms run two to five, with three-bedroom homes the most common.
Compact. The county’s GIS acreage puts Bay Harbor lots at about 0.12 to 0.43 acre, roughly 5,200 to 18,800 square feet, with a median of about 0.16 acre, or roughly 7,000 square feet. That is a lock-and-leave scale compared with the larger estate lots in Bonita Bay’s bigger villages.
The Bonita Bay Group developed Bonita Bay, and Bay Harbor’s lots were platted as Bonita Bay Unit 31. Marketing descriptions name a national production builder for the homes, but we did not find a primary record confirming it, so we do not name one. The county roll shows a consistent product of one-story and two-story homes built from 1995 to 1998.
The Lee County deed record shows seven Bay Harbor resales in the last 12 months at an $832,500 median, from $630,000 to $1,125,000, and 11 over 24 months at an $875,000 median. The Southwest Florida MLS, September 2026 pull agrees on the seven closings and shows a $353 median price per square foot and no active listing.
Because the product is. A 3,093-square-foot two-story home recorded at $1,125,000 in February 2026, and a 1,785-square-foot one-story home at $630,000 in April 2026. Stories, size, the lot and condition, especially roof and windows, explain the spread, so compare a listing only with deeds for similar homes.
The Southwest Florida MLS, September 2026 pull shows a median of 210 days on market for Bay Harbor’s seven closings in the 12 months to September 30, 2026, and the June 2026 pull showed 212. That is the slowest figure among the single-family villages we compare, and it gives patient buyers negotiating room.
The record favors buyers who are ready. Deeds since February 2026 ran $630,000 to $1,125,000, below the April to August 2024 deeds of $1,080,000 to $1,625,000; the September 2026 MLS pull showed a 94.6% median sale-to-list ratio; and no home was listed on the September 2026 pull date, so inventory is thin when it appears.
Yes. Bay Harbor Community Association, Inc. is an active Florida not-for-profit corporation (document N94000006252), filed December 22, 1994, and the Lee County roll names it as owner of the neighborhood’s common tract, pool and common building at 4520 Shell Ridge Court. Owners also belong to the Bonita Bay Community Association.
Neither the Bonita Bay Community Association nor Bay Harbor Community Association publishes its assessment on a public website. Every owner pays both. Current figures, and any charge due at closing, appear in the two estoppel certificates and the §720.401 disclosure summary provided in the sale, so budget from those, not from a website estimate.
Yes. The county roll records a pool on Bay Harbor’s 3.39-acre common tract at 4520 Shell Ridge Court, along with a 1,584-square-foot building built in 1995, owned by Bay Harbor Community Association, Inc. Eighteen of the 62 homes also carry the roll’s private pool flag. Pool rules come from the association’s documents.
No. Bonita Bay Club membership is optional and separate from home ownership; the Club calls itself “a separate entity within the community of Bonita Bay.” The Club does not publish initiation fees or dues on its website, so its membership office provides the current schedule if you decide to join.
No. Bonita Bay has no Community Development District and no special taxing district; Lee County’s special districts list names nearby CDDs but none for Bonita Bay. The county roll places Bay Harbor homes in the City of Bonita Springs and Bonita Springs Fire taxing district, and the association assessments are private, not on the tax bill.
Zone AE with a base flood elevation of 10 feet (NAVD88) at all seven Bay Harbor address points we tested on September 29, 2026, on FIRM panels 12071C0652G and 12071C0654G, effective November 17, 2022. Flood insurance is required for a federally backed mortgage in Zone AE. Confirm a specific home with its elevation certificate.
No Bay Harbor-specific flooding record was found in a primary source. Ian destroyed Bonita Bay’s gulf-front Private Beach, flooded the Club’s Cart Barn and damaged course bridges, and surge flooded homes along Bonita Springs’ river and creeks. Ask any seller for the disclosure, claim history and City permit history for post-Ian repairs.
Yes. The City of Bonita Springs holds Community Rating System Class 5, a 25% discount on NFIP flood policies, and FEMA confirmed on November 21, 2024 that the City keeps it. Bay Harbor is inside the City, so the City’s rating applies, and each foot of elevation above the base flood elevation lowers premiums further.
Lee County Evacuation Zone A, at every Bay Harbor address point we tested. Zone A is the first area ordered to evacuate and is often ordered for any named storm coming from the Gulf, so a Bay Harbor owner should have a hurricane plan and know where to go before the season starts.
No. The county roll records no boat dock and no seawall on any of the 62 lots, and the lakes behind the lake lots are stormwater lakes owned by the Bonita Bay Community Association. Boaters use the Riverwalk Park ramp or rent a slip or dry storage at the separately owned Bonita Bay Marina.
About 0.4 mile in a straight line between Census geocoder address points; the road distance is longer. The marina is on the Imperial River with direct access to Estero Bay and the Gulf, and it offers wet slips and dry storage at separate, unpublished fees. Its restaurant, Backwater Jacks, is open to all residents.
Yes. The Bonita Bay Community Association owns a gulf-front Private Beach off Hickory Boulevard, outside the gates, with shuttle service for residents. Hurricane Ian destroyed it; it was rebuilt with breakaway walls and reopened, and the BBCA’s $500 per unit rebuild assessment was due June 30, 2025.
No public Bonita Bay document we reviewed authorizes nightly or weekly rentals, and the MLS shows no Bay Harbor rental record in the 12 months to September 30, 2026. The master Declaration binds tenants to the governing documents, and the Bay Harbor association’s own documents may set lease terms, so read both before planning any rental.
Pets are part of daily life in Bonita Bay, and every park lists pet water stations. The recorded master Declaration contains no pet provision; pet rules come from the BBCA Rules and Regulations and the Bay Harbor association’s documents, which you receive in the disclosure package. Keep dogs leashed and away from lake edges.
Bay Harbor families rank Lee County public schools within their proximity zone; nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Under the most recent published plan, elementary Zone Q and middle Zone GG hold the Bonita Springs schools. Confirm a specific address with the School District of Lee County.
The City of Bonita Springs Community Development Department, because Bonita Bay is inside the incorporated City. Exterior work also needs BBCA design review approval under §9.2 of the master Declaration first, plus any step the Bay Harbor association’s documents add, and flood-zone renovations follow the City’s 50% substantial improvement rule.
Because we price Bay Harbor from its own deeds, not a Bonita Bay average: we tracked all 27 qualified Bay Harbor deeds since January 2021, measured the flood zone at seven addresses and read the plats and both association layers. We are the #1 team in Southwest Florida since 2012, with over $900 million in personal sales.
These are the questions Bay Harbor owners ask us before they list, answered from the Lee County deed record and parcel roll, the recorded Bonita Bay documents, the Florida corporate register, FEMA and the City of Bonita Springs, and the Southwest Florida MLS.
Your Bay Harbor home is worth what the current record supports for its stories, size, lot and condition, and the current record is the 11 qualified Bay Harbor deeds since September 2024: an $875,000 median and a $630,000 to $1,250,000 range. A larger updated two-story home with a newer roof sits toward the top; an original one-story home needing work sits toward the bottom. We build the valuation from those deeds, adjusted for your home.
Seven Bay Harbor homes recorded qualified sales in the last 12 months: $1,125,000 in February 2026, $740,000 and $875,000 in March, $832,500 and $630,000 in April, $885,000 in May and $670,000 in June 2026. That is $5,757,500 in volume at an $832,500 median. The Southwest Florida MLS, September 2026 pull shows the same seven closings, with a median of 210 days on market.
The Lee County deed record shows the drop but not its cause. Five qualified Bay Harbor deeds from April to August 2024 ran from $1,080,000 to $1,625,000; the seven since February 2026 ran from $630,000 to $1,125,000. Part of the gap is product, since three of the 2024 sales were larger two-story homes, and part is market. For pricing, what matters is that buyers compare your home with the recent deeds.
The seven qualified Bay Harbor deeds from February to June 2026 carry the most weight, followed by the four earlier ones since September 2024. We match each to your home by story count, heated square footage (the neighborhood runs 1,761 to 3,093 square feet), lot type, roof and window updates and whether it has a private pool. A price built from one neighbor’s sale misses.
Yes, for the current window. The seven qualified deeds recorded from February to June 2026 total $5,757,500 with an $832,500 median, and the Southwest Florida MLS, September 2026 pull shows seven closings with the same median and a mean that implies the same total. When the two ever disagree, we publish the deed figure as the sale price and name the MLS figure with its date.
Plan for a longer market than most of Bonita Bay. The Southwest Florida MLS, September 2026 pull shows a median of 210 days on market for Bay Harbor’s seven closings in the 12 months to September 30, 2026, and the June 2026 pull showed 212. A correctly priced, well-documented home can beat that median; a home priced from the 2024 peak will usually sit longer.
The Southwest Florida MLS, September 2026 pull puts the median Bay Harbor sale-to-list ratio at 94.6% across seven closings in the 12 months to September 30, 2026. Buyers negotiate in Bay Harbor, especially over roof age, windows and condition, so a list price set close to what the recent deeds support leaves less room to be negotiated down.
Two-story homes are larger on the county roll (2,375 to 3,093 square feet against 1,761 to 2,197 for one-story homes) and generally record higher total prices; the $1,125,000 February 2026 sale was a 3,093-square-foot two-story home. Many Bonita Bay buyers want single-level living, though, so a one-story home is priced against one-story deeds, not the neighborhood median.
The Lee County roll codes 35 of the 62 Bay Harbor lots as lake lots and three as creek lots, and buyers generally pay more for a water view than for an interior lot. The deed file does not isolate the premium, so we measure it sale by sale, comparing lake-lot and interior-lot deeds of similar size, story count and condition.
Eighteen of the 62 Bay Harbor homes carry the county roll’s private pool flag; the others use the neighborhood pool on the common tract. A private pool widens your buyer pool and supports the price for a comparable home, but it also adds inspection and insurance questions, so have the equipment, the cage and the permit history documented at listing.
Every Bay Harbor home was built from 1995 to 1998, so a buyer’s insurer will ask about the roof first. A replaced roof with its City of Bonita Springs permit, date, contractor and material broadens the buyer pool; an original roof invites a credit request or a failed insurance bind. Get the four-point and wind mitigation reports before listing so the price reflects the roof.
Yes. A wind mitigation report documents roof shape, roof-to-wall connections, roof deck attachment and opening protection, the features Florida insurers credit. Buyers’ agents ask for it early, and a Bay Harbor home with documented credits is easier and cheaper to insure, which brings more buyers to the table and shortens the negotiation over condition.
Sometimes. If an original roof would stop a buyer’s carrier from binding coverage, replacing it, or pricing in a clear credit, keeps the sale alive. Impact windows help insurance and marketing but take design review and a City permit. We compare the cost against what updated Bay Harbor homes recorded before recommending either.
Yes. Under §9.2 of the recorded master Declaration, no improvement may be built or altered without prior written BBCA approval, and the BBCA’s Design Review Department administers it; a City of Bonita Springs roofing permit follows. The Bay Harbor association’s documents may add a step. Start early, because approvals and permits take time before a listing date.
Under §12.13 of the recorded master Declaration, the owner transferring title must obtain and deliver to the buyer the disclosure summary required by §720.401, Florida Statutes. That summary covers the association’s assessments and obligations. We assemble it with the estoppel certificates at listing, so the buyer’s review starts on day one.
Two: one from the Bonita Bay Community Association and one from Bay Harbor Community Association, Inc. Each certifies the account status on your home, the assessment, any special assessment and any charge due at closing. Ordering both at listing, rather than after contract, keeps the closing date safe.
The recorded 2011 master Declaration contains a buyer-paid resale reserve assessment, and a later BBCA written statement describes a different formula; no recorded amendment reconciling the two has been located, so we do not publish either as current. The BBCA estoppel certificate states what is due at your closing, and the contract sets who pays it.
Any open special assessment must be disclosed, and each estoppel certificate shows amounts due. The BBCA’s $500 per unit Private Beach rebuild assessment, approved March 20, 2025, was due June 30, 2025, per the Wild Pines of Bonita Bay recap of that meeting. Whether the Bay Harbor association has one pending appears in its estoppel.
The Lee County roll names Bay Harbor Community Association, Inc. as owner of a 3.39-acre common tract at 4520 Shell Ridge Court, with a 1,584-square-foot building built in 1995 and a pool, plus a smaller buffer and retention tract. The lakes beside the neighborhood and a preserve tract are owned by the Bonita Bay Community Association.
Yes, under the BBCA Open House Guidelines. Open houses run Monday to Saturday 9 to 5 and Sunday 1 to 4, the listing agreement and request go to the BBCA with at least 72 hours’ notice, signs follow the BBCA standard, and no SOLD signs are allowed anywhere. We handle the notice and signage so nothing is removed.
Only as the BBCA sign rules allow. The Open House Guidelines set a single sign standard for Bonita Bay, bar SOLD signs, and keep signs off golf courses, bike paths, US 41 at Bonita Bay Boulevard and Bonita Bay Boulevard at Country Club Drive. The Bay Harbor association’s documents may add rules for the neighborhood itself.
Every Bay Harbor address point we tested is Zone AE with a 10-foot base flood elevation, so a buyer with a federally backed mortgage must carry flood insurance. Your elevation certificate is the key document: if your floor sits above 10 feet, premiums fall sharply under the City’s guidance. Have the certificate and your current flood policy ready.
Florida sellers must disclose known facts that materially affect value, including prior storm damage, water intrusion and insurance claims. For a Bay Harbor home, gather any Ian, Helene or Milton claim records, repair invoices and the City of Bonita Springs permits for roof, screen or interior repairs. Documented repairs reassure buyers; gaps invite renegotiation.
The street matters less than the home. Shell Ridge Circle holds 49 homes and Shell Ridge Court 13, and both carry one-story and two-story homes; the 2026 deeds include court homes at $740,000 and $875,000 and circle homes from $630,000 to $1,125,000. Lot type, size and condition drive the price more than the street name.
On the same yardstick, Bay Harbor’s 24-month county median is $875,000, against $975,000 for Arbor Strand over 60 months and $1,237,500 for Riviera over 36 months. Bay Harbor’s median home is smaller, 1,986 square feet on the roll, so a Bay Harbor seller prices from Bay Harbor deeds and uses the siblings only to show buyers the value gap.
The recent record points to buyers who want a detached home with a garage inside Bonita Bay at a lower price than the larger villages: seasonal and empty-nest owners who favor one-story homes, and buyers ready to renovate an original home. Rentals essentially never reach the MLS here, so owner-occupants, not investors, set the price.
Club membership is optional and separate from the home, so it does not convey by deed and neither blocks nor completes your sale. How a member’s own membership ends or transfers is set by the Club’s membership documents, which are not public, so ask the Club’s membership office in writing before you list.
Both estoppel certificates (BBCA and Bay Harbor Community Association), the §720.401 disclosure summary, your wind mitigation and four-point reports, roof and window permits, your elevation certificate, your current insurance declarations, any post-Ian repair records and the Bay Harbor association documents you received at purchase. Having them ready at listing protects your price and your timeline.
In Lee County the seller customarily pays documentary stamp tax on the deed, at $0.70 per $100 of price, and the owner’s title policy, plus the brokerage fee, prorated taxes, any association amounts on the estoppels and any negotiated credits. The contract controls who pays what, so we estimate your net sheet line by line before you list.
The recent record points to winter and spring: the seven qualified Bay Harbor deeds of the last 12 months were recorded from February to June 2026, and with a 210-day median market time a home listed in the fall has time to meet those buyers. The right price still matters more than the calendar, and a well-prepared home can sell in any month.
With the documents and visuals that answer a remote buyer’s questions before the first call: professional photography and video, the lake or preserve view, the neighborhood pool, the roof and window record, the flood zone and elevation certificate, and both association layers explained plainly. Out-of-state buyers decide from what they can verify.
Yes, but price it as an as-is home. An original 1990s Bay Harbor home with a first-generation roof sells toward the bottom of the band, and the buyer’s insurer may still require roof work before binding coverage. Selling as-is works best with the inspections done upfront, so the buyer prices the work rather than guessing at it.
With a 210-day median in the September 2026 MLS pull, a slow start is common in Bay Harbor, and the fix is usually price, presentation or documents rather than time alone. We review showing feedback, the latest deeds and any new competition, and adjust the plan rather than letting the listing go stale.
Because we price Bay Harbor from its own deeds, not a Bonita Bay average: we tracked every qualified Bay Harbor deed since January 2021, measured the flood zone at seven addresses and read both association layers before writing this guide. We are the #1 team in Southwest Florida since 2012, with over $900 million in personal sales.
Every Bay Harbor fact on this page comes from a recorded plat or instrument, a county, city, state or federal record, the Florida corporate register, the Bonita Bay Community Association or Bonita Bay Club’s own published pages, a named news report, or the Southwest Florida MLS figures pulled in September 2026. Sources were accessed in September 2026 unless a date is shown; recorded instruments and Florida corporate document numbers are cited in the text.
Bay Harbor Community Association, Inc. (Florida document N94000006252) and Bonita Bay Community Association, Inc. (document N07041) are cited from the Florida Division of Corporations register by document number; the register blocks automated links, so search it by name or number. Southwest Florida MLS figures on this page (Bay Harbor closings, days on market, price per square foot, active listings and rentals) are from the pull dated September 30, 2026; the June 2026 pull is cited only as a dated comparison, for its 93.1% average sale-to-list ratio and 212-day median. County deed records are through September 2026.
The official documents below are published by FEMA, Lee County, the City of Bonita Springs, the School District of Lee County and the Bonita Bay Community Association. They are the documents we read for this page, and the ones a Bay Harbor buyer or seller should read before signing. Each link opens the issuing authority’s own copy.
Document | Issued by | Date | What it covers | Link |
|---|---|---|---|---|
Flood Insurance Study, Lee County and Incorporated Areas, Volume 1 (12071CV001D) | FEMA, hosted by Lee County | Revision effective March 2, 2027 | Countywide flood study; City of Bonita Springs is NFIP community 120680 | |
Letter of Final Determination to Lee County | FEMA, hosted by Lee County | September 2, 2026 | The 2027 revision of six unincorporated panels, none of them Bonita Bay’s | |
Ordinance No. 22-05, Flood Hazard Reduction | City of Bonita Springs | 2022 | City floodplain rules that apply to Bay Harbor permits | |
Substantial improvement and damage toolkit | City of Bonita Springs | Revised May 25, 2024 | How the City applies the 50% rule to flood-zone homes | |
CRS Floodplain Management Plan, FY 2025-26 progress report | City of Bonita Springs | FY 2025-26 | The program behind the Class 5, 25% NFIP discount | |
Evacuation Zone A fact sheet | Lee County Emergency Management | Current posting | What Zone A means and when it evacuates | |
2023 Evacuation Zones and Public Shelters map | Lee County Emergency Management | 2023 | Zones A to E countywide, routes and shelters | |
Mandatory flood insurance information | Lee County DCD | Current posting | When flood insurance is required in AE and VE zones | |
Zoning District Map Book | City of Bonita Springs | July 6, 2011 | Zoning districts by map sheet within city limits | |
Student Enrollment Plan 2025-2026 | School District of Lee County | 2025 | Elementary Zone Q, middle Zone GG and the South high school choice zone | |
Media Brochure, January 2026 | Bonita Bay Community Association | January 2026 | 2,400 acres, 3,346 residences, 12 miles of paths, separately owned Club and Marina | |
Open House Guidelines | Bonita Bay Community Association | Current posting | Open house hours, 72-hour notice, sign standard, no SOLD signs | |
Neighborhoods map | Bonita Bay Community Association | Current posting | Where Bay Harbor sits among Bonita Bay’s neighborhoods | |
Street and Neighborhoods | Bonita Bay Community Association | Current posting | The Bay Harbor streets in the BBCA street table | |
Trails map | Bonita Bay Community Association | Current posting | The 12-mile path network | |
Tropical Cyclone Report: Hurricane Ian | NOAA National Hurricane Center | 2023 | The official record of Hurricane Ian |
The recorded master Declaration (Lee County Instrument 2011000142834), the BBCA By-Laws (Instrument 2020000126919) and the Bay Harbor Community Association’s own documents are not posted as free copies online; the recorded instruments are retrieved by number at the Lee County Clerk, and all of them come with the association documents at sale.
Market data from Southwest Florida MLS, pulled September 2026. County sales and parcel records from the Lee County Property Appraiser, dated September 2026. McGreevy and Comisar, Best Realtor for Bay Harbor. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
