Naples, Florida
Buy a home in The Quarry, Naples, with the record in hand: county and MLS prices for houses and condominiums, the $13,000 resale fee and $600 amenity fee, CDD by class, 9.3696 mills and flood by address, from McGreevy and Comisar.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · County figures from Collier County Property Appraiser qualified sales recorded through October 16, 2026; MLS figures from a Southwest Florida MLS (Matrix) export of October 29, 2026
Buying a home in The Quarry, Naples, means choosing between two ways to own inside one gated community: a detached single-family home on its own lot, or a condominium unit in one of four associations. This page covers the whole gated community of 900 homes north of Immokalee Road and east of Collier Boulevard in ZIP 34120, unincorporated Collier County. Our Quarry neighborhood guide covers the limerock-mine history, the plats, the lakes and the club; this page covers what a buyer pays, signs, checks and negotiates, as part of our Naples coverage.
The two forms are never blended here without saying so. The 624 fee-simple houses answer to The Quarry Community Association, a Chapter 720 association, and the Quarry CDD bills them in four classes by lot width, SF 55, SF 67, SF 75 and SF 90. The 276 condominium units sit in four Chapter 718 associations: Ironstone (112), Silverstone (56), Nautica Landing (44) and Quartz Cove (64).
The short version: Collier County recorded 32 qualified single-family sales from October 17, 2025 to October 16, 2026 at a $1,397,500 median and 17 condominium sales at $625,000, 49 at $950,000 across both forms. The MLS export of October 29, 2026, a different record, showed 10 active houses at a $932,500 median list and 14 condominiums at $702,500. Our live guide still prints a September 26, 2026 MLS pull; this page uses the newer data.
Selling a home first? Read our guide to selling a Quarry home, or call Jesse direct at (239) 898-6072. To buy, call Marc at (239) 287-5873 before you write anything; McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.
A Quarry buyer needs an agent who reads four layers at once: the master association’s Sixth Amended and Restated Declaration, any condominium’s documents, the CDD’s assessment roll for the exact lot, and the golf club’s separate terms. McGreevy and Comisar, the #5 real estate team in Florida (RealTrends 2026), read all four before you offer.
With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in sales. For this page we tracked the 49 qualified Quarry sales Collier County recorded over the 12 months to October 16, 2026, and all 55 closings and 24 actives in the MLS export of October 29, 2026. Comparing agents? Start with our guide to the best real estate agents in Naples, then book your Quarry buyer consultation or call Marc at (239) 287-5873.
Honors and recognition:
Before you tour, we settle the form, the association or lot class, the living area and the yearly cost. For each address on the short list we read the CDD line, check both FEMA maps, confirm any dock right, order the estoppels and, for a condominium, the budget and reserve schedule, then write the offer with review periods long enough to read it all.
The Sixth Amended and Restated Declaration, approved by the members on March 3, 2025 and recorded March 26, 2025 (Official Records Book 6451, Page 2494), raised the buyer’s resale fee to $13,000 for a 2026 to 2030 transfer and added a $600 yearly amenity fee. Our live guide still prints the older $6,500 fee; this page uses the March 2025 declaration.
These are the facts a Quarry buyer needs in November 2026, from the county record, the MLS export of October 29, 2026, the recorded declaration, the CDD’s budget, FEMA and the Florida Statutes, each explained below with its record, window and form.
Buying in The Quarry right now means choosing among 24 listings the MLS showed active on October 29, 2026: 10 single-family homes at a $932,500 median list price and 14 condominiums at $702,500, with 4 more pending. Houses carried about 3.2 months of supply on that date and condominiums about 9.9.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.
The MLS figures come from one export of Development Name THE QUARRY in ZIP 34120: closings from October 29, 2025 to October 29, 2026, and actives on October 29, 2026, with association and CDD class matched to the county roll. Months of supply is our arithmetic, actives divided by closings per month for the same form; county figures are a different record, and we never divide one into the other.
| Form | Closings, 12 months | Median sold | Median sale-to-list (vs list price in export) | Median days on market | Median sold per living sq ft | Active | Median list (active) | Pending | Months of supply (our arithmetic) |
|---|---|---|---|---|---|---|---|---|---|
| Single-family | 38 | $1,397,500 | 94.8% | 39 | $541 | 10 | $932,500 | 3 | 3.2 |
| Condominium | 17 | $620,000 | 96.2% | 64.5 | $301 | 14 | $702,500 | 1 | 9.9 |
| Both forms, labelled as such | 55 | $1,010,000 | 94.9% | 52 | $471 | 24 | $754,000 | 4 | 5.2 |
Source: Southwest Florida MLS (Matrix) export of October 29, 2026. Three closings entered as sold without MLS marketing count as closings but carry no days on market. Sale-to-list compares the sold price with the last list price in the export.
| Association | CDD class | Active | Median list | Low | High | Pending | Closings, 12 months | Months of supply (our arithmetic) |
|---|---|---|---|---|---|---|---|---|
| Ironstone | Coach | 8 | $638,500 | $475,000 | $709,000 | 1 | 6 | 16.0 |
| Silverstone | Coach | 1 | one listing at $749,000 | $749,000 | $749,000 | 0 | 2 | 6.0 |
| Nautica Landing | Coach | 2 | two listings, $759,000 and $899,900 | $759,000 | $899,900 | 0 | 3 | 8.0 |
| Quartz Cove | Luxury Coach | 3 | $739,000 | $710,000 | $875,000 | 0 | 6 | 6.0 |
Source: the same MLS export. With fewer than three listings we print the listings, not a median.
Houses are the tighter market: ten active against 38 closings in the year before, about 3.2 months of supply by our arithmetic. They ran from $737,000 on Limestone Lane (SF 55) to two SF 90 listings at $3,250,000; five of the ten were SF 67, and no SF 75 house was active that day.
Condominiums are the deeper market, and most of the depth is in Ironstone: 8 of the 14 listings against 6 Ironstone closings in the year before, about 16.0 months of supply by our arithmetic. An Ironstone buyer has the most choice and room; a Quartz Cove or Nautica Landing buyer has two or three homes to compare.
NABOR’s September 2026 report for its East Naples area (34114, 34117, 34120, 34137), the market around The Quarry rather than The Quarry itself, shows single-family homes at a $608,495 median with 5.4 months of supply and condominiums at $445,000 with 5.5 months (NABOR, September 2026 statistics). The Quarry’s prices sit well above that area median, so its own record, below, is the yardstick.
In The Quarry the form decides the governance, the fee stack and the price band. A single-family home is fee simple under the master association alone, Chapter 720, with a CDD class by lot width; a condominium unit adds a Chapter 718 association, a master insurance policy and a second estoppel, and trades at less than half the house median.
The 624 single-family homes sit on 13 recorded plats, built from 2005 to 2017. You own the lot and the house, insure the whole structure, and take every exterior change to the master association’s Modifications Committee. The CDD groups the houses into four assessment classes by lot width: 137 in SF 55, 165 in SF 67, 271 in SF 75 and 51 in SF 90. The class is a grouping for the district’s bill, not a feature with its own price.
The 276 condominium units sit in two-story, four-unit buildings, with units numbered 101, 102, 201 and 202. Ironstone, Silverstone and Nautica Landing share the CDD’s Coach class and the same 1,654 and 2,297 square foot plans; Quartz Cove is the Luxury Coach class, with larger 2,091 to 2,743 square foot plans in the MLS rows. The condominium association maintains and insures the buildings under a master policy, you carry an HO-6 policy for the interior, and you pay the condominium’s assessment on top of the master’s.
| Single-family home | Condominium unit | |
|---|---|---|
| Ownership | Fee simple lot and house | Unit plus a share of the common elements |
| Associations | The Quarry Community Association (Chapter 720) | The same master, plus one of four condominium associations (Chapter 718) |
| CDD class | SF 55, SF 67, SF 75 or SF 90 by lot width | Coach (Ironstone, Silverstone, Nautica Landing) or Luxury Coach (Quartz Cove) |
| County median, 12 months to October 16, 2026 | $1,397,500 (32 sales) | $625,000 (17 sales) |
| MLS actives, October 29, 2026 | 10 at a $932,500 median list | 14 at a $702,500 median list |
| Insurance | Your own policy on the whole structure | Association master policy plus your HO-6 |
| Estoppels at closing | The master association’s | The master association’s and the condominium’s |
| Resale package | 720.401 disclosure summary | 718.503 resale documents and a 7-business-day review right |
Sources: Collier County Property Appraiser qualified sales; Southwest Florida MLS export of October 29, 2026; the Sixth Amended and Restated Declaration; Florida Statutes 718 and 720.
Some listings carry neighborhood labels such as “Quarry Shores”, “The Shallows”, “South Shore Estates” or “Quarry Cove”. No recorded plat, condominium or association stands behind any of them. A house in The Quarry is identified by its plat and CDD class, and a condominium by its association; we read both from the county roll before you tour.
The Quarry has five buyer neighborhoods, each with its own guide and its own buyer page: the four condominium associations, Ironstone, Silverstone, Nautica Landing and Quartz Cove, and the 624 single-family homes in four CDD lot classes. Pick the one that fits your form and budget, then read its pages for the building-level and street-level detail.
Our community guide to The Quarry ties the five together.
Ironstone is the largest condominium, 112 two-story homes on Ironstone Terrace in the northwest corner, built from 2009 to 2015 on the 1,654 and 2,297 square foot plans, and it held 8 of the 14 condominium listings on October 29, 2026. Read the Ironstone at the Quarry guide and our page on buying at Ironstone at the Quarry.
Silverstone is the original carriage-home enclave, 56 homes on Coastline Court near the south end, built in 2005 and 2006 on the same two plans, with a 2012 FEMA letter of map amendment covering its buildings. Read the Silverstone at the Quarry guide and our page on buying in Silverstone at the Quarry.
Nautica Landing is the newest condominium, 44 homes on Coastline Court, Nautical Landing Circle and Siesta Bay Drive, built from 2011 to 2015, with FEMA letters issued for its buildings in 2014, 2025 and 2026. Read the Nautica Landing at the Quarry guide and our page on buying at Nautica Landing at the Quarry.
Quartz Cove is the larger-plan condominium, 64 homes on Quartz Lane near the Beach Club, built from 2006 to 2009, billed by the CDD as Luxury Coach, with plans of 2,091 to 2,743 square feet in the MLS rows. Read the Quartz Cove at the Quarry guide and our page on buying at Quartz Cove at the Quarry.
The 624 fee-simple houses run from the SF 55 streets near the Beach Club to the SF 90 lakefront on Marble Stone Drive, under the master association alone, with private dock rights on some lakefront lots. Read The Quarry single-family homes guide and our page on buying a Quarry single-family home.
A Quarry budget starts with the form, then the association or lot class. In the county record for the 12 months to October 16, 2026, condominiums ran from $450,000 to $850,000 and single-family homes from $820,000 to $3,100,000; the medians climb by class from $497,100 in Ironstone to $1,737,500 in the SF 75 class.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.
Every county figure here is a qualified sale recorded through October 16, 2026. The county codes a sale as qualified weeks after it records: countywide, only 102 of 980 priced recordings in September 2026 and 1 of 164 in October 2026 carried the code when the file was cut. The latest qualified Quarry sale was recorded August 12, 2026; three later Quarry recordings await coding and sit in no county figure here, so the window is thin for September and October 2026.
| Form | 12 months to October 16, 2026 | 24 months to October 16, 2026 | 60 months to October 16, 2026 |
|---|---|---|---|
| Single-family | 32 sales, $1,397,500 median ($820,000 to $3,100,000) | 64 sales, $1,437,500 ($780,000 to $3,100,000) | 154 sales, $1,387,500 ($605,000 to $4,000,000) |
| Condominium | 17 sales, $625,000 median ($450,000 to $850,000) | 26 sales, $693,750 ($450,000 to $875,000) | 67 sales, $655,000 ($436,500 to $940,000) |
| Both forms, labelled as such | 49 sales, $950,000 | 90 sales, $1,150,000 | 221 sales, $1,075,000 |
Source: Collier County Property Appraiser, qualified improved sales on the 624 single-family parcels and 276 condominium unit parcels of The Quarry, recorded through October 16, 2026.
Every Quarry purchase starts with three questions: house or condominium, which lot class or association, and what the yearly bill will be at your price, with the master assessment, the $600 amenity fee, the CDD line, 9.3696 mills and insurance together. Start your Quarry buyer consultation or call Marc at (239) 287-5873, and read how we represent buyers in Naples. Selling a home first? Start with a Quarry home valuation and call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.
| Association or class | Homes | 12 months: sales, median | 24 months: sales, median | 60 months: sales, median |
|---|---|---|---|---|
| Ironstone (condominium) | 112 | 5, $497,100 | 9, $625,000 | 27, $585,000 |
| Silverstone (condominium) | 56 | 2 sales, $450,000 and $450,000 | 6, $662,500 | 15, $642,500 |
| Nautica Landing (condominium) | 44 | 4, $739,500 | 5, $729,000 | 12, $710,750 |
| Quartz Cove (condominium) | 64 | 6, $777,000 | 6, $777,000 | 13, $845,000 |
| Single-family SF 55 | 137 | 9, $915,000 | 12, $925,000 | 41, $947,000 |
| Single-family SF 67 | 165 | 6, $1,350,000 | 13, $1,250,000 | 36, $1,225,250 |
| Single-family SF 75 | 271 | 16, $1,737,500 | 37, $1,635,000 | 68, $1,700,000 |
| Single-family SF 90 | 51 | 1 sale, $3,100,000 | 2 sales, $3,100,000 and $3,100,000 | 9, $3,100,000 |
Source: the same county file. With fewer than three sales we print the sales, not a median. The lot classes are the CDD’s assessment classes by lot width; homes in the SF 75 class sold for these figures, which does not mean a wider lot adds a set amount.
Size and price per square foot come only from the MLS export of October 29, 2026; the county figures above carry no square footage.
| Form and living area (MLS) | Closings | Median sold | Low | High | Median sold per living sq ft |
|---|---|---|---|---|---|
| Condominium, 1,654 sq ft plan | 7 | $495,000 | $413,500 | $729,000 | $299 |
| Condominium, 2,091 to 2,297 sq ft plans | 6 | $677,000 | $575,000 | $850,000 | $312 |
| Condominium, 2,743 sq ft plan (Quartz Cove) | 4 | $825,000 | $600,000 | $850,000 | $301 |
| Single-family, under 2,000 sq ft | 9 | $915,000 | $820,000 | $1,147,000 | $490 |
| Single-family, 2,000 to 2,699 sq ft | 14 | $1,202,500 | $690,000 | $1,825,000 | $482 |
| Single-family, 2,700 to 3,199 sq ft | 12 | $1,800,000 | $1,385,000 | $2,750,000 | $609 |
| Single-family, 3,200 sq ft and up | 3 | $2,250,000 | $1,750,000 | $3,100,000 | $696 |
Source: Southwest Florida MLS (Matrix) export of October 29, 2026, closings October 29, 2025 to October 29, 2026; size tiers and medians are our arithmetic on the 55 closed rows.
Buying a Quarry condominium means reading two associations’ papers: the master Quarry Community Association’s and one of four condominium associations’. Florida gives a condominium buyer the declaration, budget, financial statement and rules at the seller’s expense, plus 7 business days to cancel after receiving them, and the two-story buildings change which inspection laws apply.
Florida’s milestone inspection law, section 553.899, reaches condominium buildings “three habitable stories or more in height”, and the structural integrity reserve study in section 718.112(2)(g) reaches buildings “three habitable stories or higher in height”, at least every 10 years (553.899; 718.112). The 2025 law, HB 913, also exempts four-family dwellings of three or fewer habitable stories from the reserve study (HB 913).
All four Quarry condominiums number their units 101, 102, 201 and 202 per building, the pattern of a two-story, four-unit building, and Collier County’s milestone list, current as of January 2026, carries no building inside The Quarry (Collier milestone buildings by year). On that evidence neither the milestone inspection nor the reserve study applies. The story count is our reading of the unit numbers, not a field survey; a buyer confirms it from the declaration’s building plans.
Two-story condominiums still need reserves for roofs, paint and paving under Chapter 718, and each association can levy a special assessment. The resale package must include a reserve study “or a statement that one has not been completed”, so expect the statement, then read the reserve schedule.
Under section 718.503(2), the seller owes the buyer, at the seller’s expense, the declaration, bylaws, rules, financial statement, budget, the reserve study or the statement, and the state’s question-and-answer sheet; the contract is “VOIDABLE BY BUYER … WITHIN 7 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS” after receipt (718.503). Add the master association’s documents, both estoppel certificates, the master insurance declarations and deductible, and the last two years of board minutes.
A Quarry condominium sale draws two estoppel certificates, the master’s under section 720.30851 and the condominium’s under section 718.116(8). Florida caps each at $299 for a current account, plus $119 if rushed and up to $179 more if delinquent (Florida DBPR, estoppel certificate fees). The estoppels are where the assessments and any open balance appear, so we order both early.
A condominium association may charge up to $184 per applicant to approve a purchase or lease (Florida DBPR’s adjusted cap under section 718.112), and the seller’s estoppel certificate is capped at $299 for a current account. Each condominium’s own declaration sets its approval process.
We found no publicly reported 2025 or 2026 special assessment at any of the four condominiums or the master association. That is an absence in public records, not a guarantee; the estoppel and the 718.503 package are the real source. At the master level, special assessments over $700 per lot in a year need a majority vote of the owners under section 12.5 of the declaration.
A Quarry owner pays up to six recurring lines: the master association’s common assessment, a $600 amenity fee for owners who bought after the March 2025 declaration, the Quarry CDD’s assessment by class, ad valorem tax at 9.3696 mills, the county’s solid waste charge and, for a condominium, the condominium’s assessment. Insurance and optional golf come on top.
The common assessment pays for the Beach Club, the gate, the common grounds, the lakes’ recreational use, landscaping and reserves (Article XII). No 2026 or 2027 budget is posted publicly, and listing-sheet figures are agent entries we do not repeat. You get the current figure from the estoppel certificate or the adopted budget.
Section 12.14 of the Sixth Amended and Restated Declaration says that “upon every transfer of record title to a Lot the purchaser shall pay an amenity fee (”Amenity Fee”) of Six Hundred Dollars ($600.00) per year due each January 1st to the Community Association”, prorated in the transfer year, with the same relative and estate-planning exemptions and none for a buyer moving from another Quarry lot (Sixth Amended and Restated Declaration). It all goes to the Capital Fund repaying the Beach Club renovation financing; no end date is stated, so we confirm the status on the estoppel.
The Quarry Community Development District bills its assessment on the November county tax bill. For fiscal 2027 each home pays the operating (O&M) rate for its class plus debt service on the Series 2020 bonds attached to that lot, so two neighbors in the same class can pay different bills.
| CDD class | Homes | FY2027 O&M | FY2026 O&M | FY2027 total per home, lowest to highest |
|---|---|---|---|---|
| Coach (Ironstone, Silverstone, Nautica Landing) | 212 | $474.09 | $761.93 | $1,272.81 to $2,625.19 |
| Luxury Coach (Quartz Cove) | 64 | $539.78 | $854.81 | $2,270.55 to $2,784.62 |
| SF 55 | 137 | $476.99 | $766.03 | $1,491.73 to $2,527.76 |
| SF 67 | 165 | $554.18 | $875.17 | $1,729.56 to $3,058.21 |
| SF 75 | 271 | $670.35 | $1,039.41 | $2,134.85 to $4,483.72 |
| SF 90 | 51 | $843.70 | $1,284.49 | $3,383.34 to $5,178.59 |
Source: Quarry CDD, FY2027 budget, adopted August 10, 2026, 5-0, and the FY2026 budget. On the 2026 certified roll, 886 of the 900 parcels carry one of these amounts to the cent.
The operating part of every Quarry CDD bill fell for fiscal 2027, by our arithmetic from 34.3 percent in SF 90 to 37.8 percent in Coach; the debt part follows the bond schedule. After the November 2026 payment, $10,235,000 of Series 2020 principal remains, with the last tranche maturing May 1, 2036.
The board has said payoff planning for the two smaller tranches “is likely 2027”. Its October 12, 2026 minutes set the order: counsel “stated the order of process, and that FEMA funds were needed first, invoices paid after, then the Engineer Certificate to close out the Bond” (CDD November 9, 2026 agenda package). No redemption has been voted, so read the CDD line as of closing and do not count on an early payoff.
The 900 Quarry homes sit in two millage areas, 222 and 43, with the same levy stack: 9.3696 mills for 2026, down from 9.5058 in 2025. The line-by-line example below uses an illustrative taxable value of $950,000, our arithmetic, before any exemption.
| Levy (as named on the roll) | 2026 mills | 2025 mills | Tax on an illustrative $950,000 taxable value |
|---|---|---|---|
| General Fund | 3.0107 | 3.0107 | $2,860.16 |
| Unincorporated General MSTD | 0.6844 | 0.6844 | $650.18 |
| Water Pollution Control | 0.0246 | 0.0246 | $23.37 |
| Conservation Collier | 0.1772 | 0.2096 | $168.34 |
| School Board, state law (RLE) | 1.8990 | 2.0010 | $1,804.05 |
| School Board, local board | 2.2480 | 2.2480 | $2,135.60 |
| NNF/North Collier Fire Control | 1.0000 | 1.0000 | $950.00 |
| Collier Mosquito Control | 0.1331 | 0.1349 | $126.44 |
| SFWMD water management | 0.0948 | 0.0948 | $90.06 |
| Big Cypress Basin | 0.0978 | 0.0978 | $92.91 |
| Total | 9.3696 | 9.5058 | $8,901.12 |
Source: Collier County 2026 certified roll, matching the county’s FY 2026-27 millage resolution and the SFWMD final hearing of September 22, 2026.
The table adds the lines that have published amounts, at three illustrative prices, with the purchase price used as the taxable value and no exemption. Every figure is our arithmetic and illustrative; the master assessment and any condominium assessment come from the estoppels and are not included.
| Illustrative purchase | Ad valorem tax at 9.3696 mills | CDD, most common bill for the class | Solid waste | Amenity fee | Subtotal before the association assessments and insurance |
|---|---|---|---|---|---|
| $620,000 Coach condominium | $5,809.15 | $1,272.81 | $269.77 | $600.00 | $7,951.73 |
| $950,000 SF 55 house | $8,901.12 | $1,491.73 | $269.77 | $600.00 | $11,262.62 |
| $1,397,500 SF 67 house | $13,094.02 | $1,729.56 | $269.77 | $600.00 | $15,693.35 |
Source: our arithmetic on the 2026 millage, the FY2027 CDD schedule, the $269.77 solid waste charge on the roll and declaration section 12.14. Tax bills mail by October 31, are due November 1 with a 4 percent discount for November payment, and go delinquent April 1 (Collier County Tax Collector).
On the 2026 certified roll the median ad valorem tax across the 900 Quarry homes is $6,049, and the non-homestead median runs from $4,190 in Coach to $19,374 in SF 90. Those are the current owners’ bills. Florida reassesses a home at just value on the January 1 after a change of ownership (section 193.155), and section 689.261 makes the seller’s contract warn: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES” (689.261).
As a permanent residence, a homestead takes “as much as $50,000” off the assessed value, Save Our Homes then caps the yearly rise at the lower of 3 percent or CPI (2.7 percent for 2026), and portability can carry up to $500,000 of a prior Florida homestead’s benefit (Florida Department of Revenue, exemptions; Save Our Homes). Florida voters approved Amendment 3 on November 3, 2026 (Florida Realtors); implementation details are pending, so we do not compute a Quarry saving from it yet.
Insurance is a separate yearly line, covered in the flood section below. Golf is optional: lot ownership gives no right to use the club, and the club publishes no initiation or dues, so we publish none.
Closing on a Quarry home costs the buyer the master association’s $13,000 resale fee for a 2026 to 2030 transfer, the amenity fee proration, the owner’s title policy by Collier custom, and, with a mortgage, note stamps, intangible tax and the lender’s charges. A condominium buyer may also owe the association’s applicant fee, capped at $184.
Section 12.12 of the Sixth Amended and Restated Declaration makes “the purchaser” pay a resale fee of “Thirteen Thousand Dollars ($13,000.00) for a transfer occurring in 2026 through 2030”, rising to $14,000 from 2031. A buyer moving from another Quarry lot who records both the sale and the purchase within one year, and has lived in The Quarry throughout, pays $3,000. Transfers between immediate relatives, to an owner’s estate-planning trust or entity, and by inheritance are exempt. Of each fee paid by an owner moving in, $3,500 for 2026 to 2030 goes to the Capital Fund that repays the Beach Club renovation financing approved February 24, 2021. The fee is an assessment with lien rights. Like any cost it can be negotiated in the contract, but the declaration names the purchaser.
In Collier County the buyer customarily pays the owner’s title policy and chooses the closing agent; these are customs, not laws, and the contract controls (Barnes Walker, title customs by county). Florida promulgates the premium: $5.75 per $1,000 of coverage up to $100,000 and $5.00 per $1,000 from $100,000 to $1,000,000, with lower rates above that (Florida Administrative Code 69O-186.003). By our arithmetic the owner’s premium is about $3,175 at $620,000, $4,825 at $950,000 and $6,068.75 at $1,397,500, before any reissue credit. Documentary stamps on the deed, 70 cents per $100, are the seller’s by custom.
With a mortgage, Florida charges documentary stamp tax on the note at 35 cents per $100 and nonrecurring intangible tax of 2 mills, 0.002 times the loan amount (Florida Department of Revenue, documentary stamp tax; nonrecurring intangible tax). The buyer customarily pays both, along with the lender’s title policy and the recording fees for the deed and the mortgage.
Who pays each estoppel fee is set by your contract; Florida caps each at $299 for a current account. Assessments are prorated from the estoppels and taxes from the county bill. The seller must also hand you the CDD disclosure required by section 190.048 (190.048) and, for a house, the homeowners association disclosure summary required by section 720.401 before you sign; a contract signed without it is voidable “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first” (720.401).
Illustrative only, our arithmetic: a $620,000 Coach-class condominium, $124,000 down, a $496,000 loan, closing on July 1, 2027.
| Line | Amount | How it is set |
|---|---|---|
| Resale fee to the master association | $13,000.00 | Declaration section 12.12, 2026 to 2030 transfer |
| Amenity fee, July 1 to December 31, 2027 | $302.47 | $600 a year prorated over 184 of 365 days, declaration section 12.14 |
| Owner’s title policy (Collier custom) | $3,175.00 | Promulgated rate: $575 on the first $100,000 plus $5.00 per $1,000 above |
| Documentary stamps on the $496,000 note | $1,736.00 | 35 cents per $100 |
| Intangible tax on the mortgage | $992.00 | 0.002 times the loan |
| Condominium applicant fee | up to $184.00 | DBPR cap per applicant, section 718.112 |
| Subtotal of the lines above | $19,389.47 | Our arithmetic |
| Settlement fee | about $500 to $1,500 | Set by the title company |
| Title search | about $150 to $500 | Set by the title company |
| Deed recording | about $18.50 to $35.50 | Section 28.24 page fees |
Lender fees, the lender’s title policy, mortgage recording, prepaids and prorations depend on the loan and the date. The resale fee is flat: the same $13,000 on a $1,397,500 house.
At the Freddie Mac 30-year average of 7.18 percent for the week of November 5, 2026, principal and interest on a Quarry purchase with 20 percent down runs about $3,360 a month at $620,000, $5,149 at $950,000 and $7,574 at $1,397,500, illustrative and before tax, CDD, association fees and insurance.
| Illustrative price | Down payment, 20 percent | Loan | Principal and interest, 30 years at 7.18% |
|---|---|---|---|
| $620,000 | $124,000 | $496,000 | $3,360.08 |
| $950,000 | $190,000 | $760,000 | $5,148.50 |
| $1,397,500 | $279,500 | $1,118,000 | $7,573.72 |
Illustrative, at the Freddie Mac PMMS 30-year average of 7.18% for the week of November 5, 2026 (Freddie Mac PMMS); the prior week averaged 7.24 percent and the same week a year earlier 6.22 percent, and the 15-year average was 6.57 percent. Your rate depends on the lender, the loan and your credit; the next weekly survey posts November 12, 2026.
A lender reviews the condominium association as well as the buyer, so we request the association’s questionnaire and master policy early, before the financing contingency runs.
Flood risk in The Quarry is decided address by address. On FEMA’s effective map of May 16, 2012, address points for 267 of the 900 homes, 29.7 percent, fall in high-risk Zone AE or AH; on the preliminary map of March 20, 2025 that drops to 36, 4.0 percent. Every point tested sits in Collier County Evacuation Zone E.
| CDD class | Homes | Effective 2012 map: Zone AE or AH | Preliminary 2025 map: Zone AE or AH |
|---|---|---|---|
| Coach (Ironstone, Silverstone, Nautica Landing) | 212 | 104 | 0 |
| Luxury Coach (Quartz Cove) | 64 | 4 | 0 |
| SF 55 | 137 | 42 | 9 |
| SF 67 | 165 | 41 | 19 |
| SF 75 | 271 | 65 | 8 |
| SF 90 | 51 | 11 | 0 |
| All homes | 900 | 267 | 36 |
Source: FEMA National Flood Hazard Layer and the FEMA preliminary layer, tested against Collier County address points, each home taking its highest-risk point. On the effective map, 236 homes are in AH and 31 in AE; an address point is not an elevation survey.
On the effective map the AH areas concentrate on Coastline Court, Hideaway Harbor Court, Copper Rock Court and Spinner Cove Lane; on the preliminary map most return to Zone X, and the remaining high-risk homes cluster on Flint Court (14 of 19), Limestone Lane, Fieldstone Lane and parts of Quarry Drive and Gypsum Way.
FEMA’s letter-of-map-amendment layer lists more than 20 determinations inside or at the edge of The Quarry, covering Silverstone, Quartz Cove and Nautica Landing buildings, part of Ironstone and several single-family phases (FEMA LOMA layer). A letter removes the named structure or lot from the high-risk zone, so a federally backed lender no longer must require flood insurance for it, though a lender may still ask.
The preliminary map is not in effect. Collier County opened a 90-day appeal and comment period on August 19, 2026, which closes about November 17, 2026 by our arithmetic, and targets an effective date in summer 2027 (Collier County notice). Until then lenders use the 2012 map plus any letter; check an address at the FEMA Map Service Center. Since October 1, 2024 a seller must give a flood disclosure at or before contract, including any flood claim and federal flood assistance (689.302).
Every Quarry point tested falls in Collier County Hurricane Evacuation Zone E, the fifth of six zones (Florida Know Your Zone). Hurricane Ian in 2022 produced only 7 flood insurance claims in all of ZIP 34120 and none in the map grid cell containing The Quarry (NHC Ian report; OpenFEMA NFIP claims).
The CDD’s October 12, 2026 minutes record “over 14 inches of rain fell on the Quarry during the month of September, almost triple the normal amount”, and the board voted 5-0 to design a re-introduced swale on Fieldstone Lane. On a lake lot we ask whether that shoreline segment has been repaired and whether any easement issue is open.
Since Risk Rating 2.0 the zone no longer sets a premium on its own. In the census block group that includes The Quarry, federal flood policies rated outside the high-risk zone had a median premium of $681 and AH-rated policies $1,209 in the year to May 2026, small samples and not a quote (OpenFEMA NFIP policies). Collier County’s Community Rating System Class 5 gives a 25 percent discount on federal flood policies in the high-risk zone (Collier County floodplain management).
Every Quarry home post-dates the 2001 Florida Building Code, so a wind-mitigation inspection on the state’s form usually earns credits (Florida OIR uniform mitigation form), and Citizens cut its average personal-lines rate by 2.6 percent for 2026 (Citizens, December 10, 2025). A condominium owner carries an HO-6 policy; ask for the master policy deductible, which sets what an owner could be assessed after a storm.
Every Quarry owner lives under the master association’s Sixth Amended and Restated Declaration, recorded March 26, 2025, and its 2025 Community Rules and Regulations, adopted February 10, 2025. They set a one-year no-lease period after you buy, 30-day minimum leases, three leases a year, four pets, garage-only commercial vehicles and Modifications Committee review.
The association posts the declaration, the 2025 bylaws, rules, Architectural Design Standards and Beach Club rules, and the 2023 lakes regulations on its covenants and rules page. Our live guide cites the older Fifth declaration and 2022 rules; the substance below carried over, with additions noted.
Section 14.23.2 of the declaration bars any lease or license “for a period of one (1) year from the first date of ownership”, sets a 30-day minimum term and allows no more than three rentals in a calendar year. The application and fee go to the association at least 20 days before occupancy, occupancy is capped at two adults per bedroom plus two, and subleasing needs board approval. The 2025 rules restate this for a house or a condominium, count a full February as 30 days, and require the owner to hold Collier County’s short-term rental registration certificate (2025 Community Rules). A condominium’s own declaration may be stricter.
The declaration adds a line our live guide does not carry: “If the Owner is not in occupancy, after fourteen (14) days ‘guests and friends’ shall be considered tenants and a lease will be required.”
Section 14.5 allows “up to four (4) domestic animals (dogs, cats or other usual and common household pets)”. Pit Bull type dogs (American Pit Bull Terrier, American Staffordshire Terrier, Staffordshire Bull Terrier, or a majority of their traits), Rottweilers, Mastiffs, Presa Canarios and crossbreeds of them are prohibited, the board may set limits by residence size, and commercial breeding is barred.
Commercial vehicles, campers, trailers, recreational vehicles and dual rear-wheel trucks may sit on a lot only inside a fully enclosed garage, and vehicles “must be able to fit in the Owner’s garage”. Vessels must be “parked, stored in the boat/trailer storage area or moored in a Boat Dock or an enclosed garage at all times when not in use”, never in a driveway or the street. Golf carts and low-speed vehicles are registered yearly with the association or the golf club.
The 2025 rules regulate drones, allow fireworks only on the days they list, starting with New Year’s Day, and make tenants register at the management office.
Every exterior change, landscaping change or tree removal goes to the association’s Modifications Committee under Article XIII, which has no jurisdiction over the golf club, and the board may lien for violations. The 2025 Architectural Design Standards set a $500 after-the-fact application fee, a $500 CDD engineer’s review fee for work in a lake-maintenance or drainage easement, and refundable damage deposits of $1,000, $2,000 or $10,000 for a pool, by project type (2025 Architectural Design Standards). Anything near a lake bank also needs the CDD’s easement consent (CDD easement application).
Section 14.29.1 allows no realtor, for-sale or for-lease sign without the association’s or the Modifications Committee’s written consent.
The recorded declaration we read contains no age restriction, and nothing in the 2025 rules we read limits ownership or occupancy by age.
The Quarry’s lakes, Beach Club and golf course are three different relationships. Boating on Stone, Heritage and Boulder Lakes follows the association’s 2023 regulations; the Beach Club is owned by the master association and paid through every owner’s assessment; the golf club is a separate, optional purchase with unpublished fees and a renovation planned for 2027.
| Rule | What the regulations say |
|---|---|
| Boat size | Powered watercraft 26 feet or less in length overall |
| How many | Up to two stickered powerboats per owner in the water, moored or on a lift at one time, plus personal watercraft; one sailboat and up to four paddle craft |
| Speed | 40 mph maximum; no wake within 150 feet of any shoreline and in all inlets and channels |
| Wake boats | Ballasted boats keep a 200-foot setback from shore |
| Hours | A half hour after sunrise to a half hour after sunset; towing only until sunset |
| Slalom | Slalom course on the south side of Boulder Lake, for approved tournament towboats only |
| Registration | Quarry sticker, proof of ownership and liability insurance of at least $1,000,000 per occurrence |
| Banned | Seaplanes, airboats, houseboats and parasailing |
Source: QCA Recreational Lakes and Docks Use Regulations, April 3, 2023. The lakes are a closed freshwater system that drains to the Cocohatchee Canal; there is no navigable route to the Gulf.
Under the declaration a boat dock is an appurtenance to a lot, one per lot, so a private dock right passes with the deed. A community slip rental does not pass with a sale, and the fenced boatyard stores boats and trailers under an annual agreement. We confirm which one a home has before you offer.
The Beach Club on Stone Lake is owned and run by the master association (section 11.4): a resort-style pool, lap pool, fitness center, tennis, pickleball and bocce courts, dining and the Q-Bar (The Quarry Beach Club). Every owner pays for it through the common assessment.
Quarry Golf Club, Inc. is a separate not-for-profit; under Article XVI of the declaration the golf club is not common area and owning a lot gives no right to use it. Membership is optional and not bundled. The district’s November 9, 2026 agenda package carries club slides on “a significant regrassing and golf course renovation project”, improving all 18 green complexes in place except No. 6, which Dr. Michael Hurdzan has redesigned to reach into a CDD lake parcel; the club wants to rebuild that hole “next summer”. Trade press reported a $13.7 million project approved by more than 88 percent of members (Club + Resort Business). A home bought for golf in 2027 may sit beside a course under construction.
The Quarry sits about 1.5 road miles from a Publix and the county’s Heritage Bay government center, 1.2 miles from NCH’s Northeast freestanding emergency department, 5.8 miles from I-75 at Immokalee Road and about 24 miles from Southwest Florida International Airport, and the school district assigns every Quarry address we tested to the same three public schools.
| School | Grades | 2025-26 state grade |
|---|---|---|
| Bear Creek Elementary | K-5 | A |
| Oakridge Middle | 6-8 | A |
| Gulf Coast High | 9-12 | A |
Source: Collier County Public Schools address lookup, 2026-2027, 36 Quarry addresses checked September 24, 2026, all returning the same three schools; grades from the district’s July 2026 release. Confirm a specific address on the lookup; listing school fields are often set by ZIP code.
| Facility | What it is | Road miles from the Quarry entrance |
|---|---|---|
| NCH Northeast Freestanding Emergency Department | 24-hour freestanding emergency department | 1.2 |
| NCH North Hospital | Acute-care hospital | 7.6 |
| Lee Health Gulf Coast Medical Center, Fort Myers | Level II trauma center | 28.0 |
Source: free-flow road distances from the Quarry Drive entrance, measured September 24, 2026; facility facts from NCH and the Florida Department of Health trauma system. Collier County has no trauma center; serious trauma goes to Lee Health.
| Destination | Road miles | Free-flow minutes |
|---|---|---|
| Publix, Shoppes of Pebblebrooke | 1.5 | 3 |
| I-75, Exit 111 at Immokalee Road | 5.8 | 10 |
| Mercato shops and dining | 10.2 | 18 |
| Vanderbilt Beach | 11.1 | 20 |
| Fifth Avenue South, downtown Naples | 17.2 | 27 |
| Southwest Florida International Airport | 24.0 | 31 |
Source: OSRM routing engine, free-flow, from the Quarry Drive entrance near Limestone Trail, September 24, 2026. Traffic is slower in the busy months: Immokalee Road east of Collier Boulevard carried 55,040 to 59,695 vehicles a day in the second through fourth quarters of 2025 (Collier County 2025 traffic counts), and the I-75 interchange at Immokalee Road is part of an FDOT program expected to start construction in 2027 (WGCU, September 20, 2026).
A buyer weighing The Quarry usually compares it with Heritage Bay next door, inside the same zoning district and school zone. The structural difference is the golf model and the water: The Quarry has boating lakes and optional golf, while Heritage Bay bundles golf into every home and is not a boating community.
| Factor | The Quarry | Heritage Bay |
|---|---|---|
| Homes | 900: 624 single-family, 276 two-story condominiums | 1,250: 252 single-family, 998 condominiums (Terrace, Veranda, Coach) |
| Golf | 18 holes, Hurdzan and Fry, 2007; membership optional and priced separately | 27 holes, opened 2006; golf membership bundled for every home |
| Club cost model | No golf obligation; the club does not publish its fees | Every home pays the club’s annual assessment ($10,216 for 2026) |
| Boating | Powerboats up to 26 feet, water skiing, 40 mph limit, private and community docks | Not a boating community |
| Signature amenity | Beach Club on Stone Lake, owned by the homeowners association | 27 holes and a two-story clubhouse, owned by the club association |
| CDD | Quarry CDD, Ordinance 04-53; FY2027 total from $1,272.81 to $5,178.59 by class | Heritage Bay CDD, Ordinance 05-24; separate budget |
| Buyer’s one-time association fee | $13,000 resale fee for a 2026 to 2030 transfer, plus the $600 yearly amenity fee | Set by Heritage Bay’s club documents |
| Schools (2026-2027) | Bear Creek, Oakridge, Gulf Coast | Bear Creek, Oakridge, Gulf Coast |
Sources: The Quarry figures as cited on this page; Heritage Bay figures as documented on our Heritage Bay guide. Sale prices are left out of this table on purpose: our guides measure each community in its own county window, and the windows differ.
If you own a boat, want a dock right, or want golf as an option rather than an obligation, The Quarry fits. If you want golf included in every home, or a condominium in a four-story Terrace building, Heritage Bay is the comparison to read.
Two other North Naples communities buyers set beside The Quarry sit in ZIP 34119: Olde Cypress, 557 homes, and Riverstone, 802 single-family homes. Each guide carries its own record; read them beside this page rather than mixing figures.
We find the right Quarry home by narrowing the form, the class or association and the yearly cost first, then reading each address’s CDD line, flood file, dock right and estoppels before an offer. We negotiate from the MLS record: houses closed at a 94.8 percent median of last list price and condominiums at 96.2 percent.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.
Of the 55 closings we tracked in the MLS export of October 29, 2026, 4 of the 38 single-family closings and 3 of the 17 condominium closings sold at or above the last list price, by our arithmetic. Houses took a median 39 days on market, and 16 of the 36 with a recorded count went under contract in 30 days or fewer; condominiums took a median 64.5 days, and 6 of 16 went in 30 days or fewer. Ironstone’s six closings took a median 106 days, and one Ironstone unit sat 396 days before it closed at $460,000.
Of 188 repeat-sale pairs in the county record since October 2021, the median change was +119.0 percent for houses and +101.8 percent for condominiums, our arithmetic on raw deed prices. Some went the other way: an SF 90 home on Marble Stone Drive bought at $3,990,000 in April 2022 resold at $3,100,000 in May 2026.
Lake frontage on a boating lake versus a pond or the golf course, a private dock right and lift, lot width, a pool, renovation, roof age, impact windows, a condominium’s floor and an end location all move a Quarry price. We name each one and show the closed rows that carry it; we assign no dollar amount, because the record does not support one.
Since August 17, 2024, under the National Association of Realtors settlement, a Quarry buyer signs a written agreement with the buyer’s agent before touring a home, and offers of compensation no longer appear on the MLS. Compensation is fully negotiable, and it can be paid by you, asked of the seller in your offer, or split.
The agreement names the services, the compensation and how it is paid, with “A conspicuous statement that broker fees and commissions are fully negotiable and not set by law” (NAR, what the settlement means; NAR settlement FAQs). We sign it before the first showing, for a house or a condominium.
Since offers of compensation are no longer allowed on MLS platforms, we ask the listing side directly and get the answer in writing before you offer, so the price, the $13,000 resale fee and the compensation are negotiated together.
You can see current Quarry listings on our team’s listing site, Domain Realty Group, and have new ones sent to you. The MLS export of October 29, 2026 carried 24 actives, 10 houses and 14 condominiums, plus 4 pendings; the count changes daily.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.
For every active home in the community, see the current Quarry listings on Domain Realty Group, our team’s listing site, updated from the MLS.
The 14 condominium listings ran from $475,000 for a 1,654 square foot Ironstone unit to $899,900 at Nautica Landing; the 10 houses from $737,000 on Limestone Lane to $3,250,000 on Marble Stone Drive and Breakwater Drive. Four more were pending that day: an Ironstone unit, SF 90 and SF 55 houses, and an SF 75 house with contingencies.
Set up custom listing alerts through our buying page, where saved searches route to our team, and call Marc at (239) 287-5873 for homes that have come to market since October 29. An SF 75 alert is worth setting now: none was active on October 29. Still choosing between parts of the city? Our Naples buyer guide covers the process citywide, and our Naples area guide covers the communities.
To start your Quarry buyer consultation, call Marc at (239) 287-5873 or use the buyer consultation form. We reply with the active homes that fit your form, class or association and size, the closed rows for the same group, the flood zone, the CDD line and the yearly cost for each address, and the documents to request before an offer.
Matching homes and sold rows, a yearly cost sheet with the CDD line, the $600 amenity fee and 9.3696 mills, the $13,000 resale fee in your cash to close, the association document list and condominium review timeline, the financing path and a plan for your first offer. Confidential, no obligation. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.
Marc Comisar and Jesse McGreevy are top-reviewed Naples buyer’s agents, and a Quarry buyer should know what working with them is like. These are clients from across Southwest Florida in their own words, quoted exactly as posted and labelled with the site where each was posted; they describe the team, not The Quarry or any home in it.
★★★★★ “Marc is very professional, attentive, and, patient; providing quick, courteous feedback. He is straight forward, telling you like it is and he’s on top of the local market. Marc made my home shopping process a very positive experience. He is a wonderful realtor!!” Verified Zillow review
★★★★★ “Jesse was great from the moment we met him, during our travels to find a home, supporting us through closing and following up after the sale. He was patient while we sorted through our options and gave us honest feedback that helped us make our decision. We had many questions during the process and he always responded within a short period of time with answers or checking resources to get the information. We were referred to Jesse from friends who had connected with him through a purchase of a property and they assured us he would be wonderful to work with. He has proven himself to be personable, professional and an ally in our quest for home buying.” Verified Zillow review
★★★★★ “Marc Comisar is an amazing agent with excellent knowledge of the local market! He’s always super responsive, easy to work with, and makes the entire process smooth. Highly recommend him to anyone looking to buy or sell!” Verified Google review
These are the questions Quarry buyers ask, answered from the county record through October 16, 2026, the MLS export of October 29, 2026, the recorded declaration, the CDD’s budget, FEMA and Florida law. For today’s count, call Marc at (239) 287-5873; we are Top 1% Real Estate Agents Nationally Since 2008.
Choose house or condominium, narrow to a lot class or association, set a yearly budget with the CDD line, the $600 amenity fee and 9.3696 mills, sign a written buyer agreement, then offer with review periods long enough to read the estoppels. Call Marc at (239) 287-5873 to start.
In the county record for the 12 months to October 16, 2026, houses sold at a $1,397,500 median (32 sales) and condominiums at $625,000 (17 sales). In the MLS export of October 29, 2026, a different record, active houses carried a $932,500 median list and condominiums $702,500.
Two forms: 624 detached single-family homes in the SF 55, SF 67, SF 75 and SF 90 classes, and 276 condominium units in two-story buildings in Ironstone, Silverstone, Nautica Landing and Quartz Cove. The roll shows no separate villa form.
The master association’s common assessment is not posted publicly; it appears on the estoppel certificate during a sale. Condominium owners also pay their own association, likewise unpublished, and buyers since the March 2025 declaration owe a $600 yearly amenity fee.
Section 12.12 of the declaration makes the purchaser pay $13,000 for a 2026 to 2030 transfer and $14,000 from 2031. Transfers between immediate relatives, to an estate-planning trust or entity, and by inheritance are exempt.
Yes. A buyer moving from another Quarry lot who records both the sale and the purchase within one year, and has lived in The Quarry throughout, pays $3,000.
Section 12.14 makes every purchaser after the amendment pay $600 a year, due each January 1 and prorated in the transfer year, toward the Beach Club renovation financing. No end date is stated beyond that purpose.
For fiscal 2027 it runs from $1,272.81 to $5,178.59 a home by class and the bond balance on the lot. Two neighbors in one class can pay different bills, so we read the exact folio’s line.
The last tranche matures May 1, 2036. The board says payoff of the two smaller tranches is likely in 2027, after FEMA funds, invoices and the engineer’s certificate; no redemption has been voted.
Your assessment resets after you buy. At 9.3696 mills, our arithmetic gives about $5,809 on a $620,000 taxable value and $13,094 on $1,397,500 before exemptions, plus the CDD line and the $269.77 solid waste charge.
No. Article XVI of the declaration says the golf club is not common area and owning a lot gives no right to use it; membership is a separate, optional purchase.
The club does not publish its initiation or dues, so we publish none. If membership matters, we obtain the club’s packet and availability before your inspection period ends.
Some lakefront lots carry a private dock right that passes with the deed. Others rent a community slip, which does not pass with a sale, or use the fenced boatyard; boats may not sit in a driveway or the street.
Powered boats up to 26 feet, two stickered powerboats per owner, a 40 mph maximum, no wake within 150 feet of shore, towing until sunset and $1,000,000 of liability insurance, under the April 3, 2023 regulations. The lakes do not connect to the Gulf.
Yes, with limits: leases of at least 30 consecutive days, no more than three a calendar year, an application 20 days before occupancy and the county’s short-term rental registration certificate.
Yes. Section 14.23.2 bars any lease or license for one year from the first date of ownership, so a Quarry home cannot be leased in its first year under a new owner.
Up to four common household pets. Pit Bull type dogs, Rottweilers, Mastiffs, Presa Canarios and their crossbreeds are prohibited.
Each condominium’s declaration sets its own process, and an association may charge up to $184 per applicant under section 718.112. The master association’s documents contain no purchase application for a house.
On the evidence, no: the buildings are two stories, both laws start at three habitable stories, and Collier’s milestone list carries no Quarry building. The reserve schedule still matters.
It depends on the address: 267 of 900 homes are in Zone AE or AH on FEMA’s effective 2012 map and 36 on the preliminary 2025 map, and many buildings carry letters of map amendment.
A federally backed lender requires it only in Zone AE or AH on the effective map without a letter of map amendment. Policies rated outside the high-risk zone near The Quarry had a $681 median premium in the year to May 2026.
We found no record of it: OpenFEMA shows 7 Ian flood claims in all of ZIP 34120 and none in the map grid cell containing The Quarry.
Collier County Hurricane Evacuation Zone E, the fifth of six zones, at every Quarry point tested.
By Collier custom the buyer pays the owner’s title policy and chooses the closing agent; the contract controls. The promulgated premium is about $3,175 at $620,000 by our arithmetic.
The largest is the $13,000 resale fee. Our worked example for a $620,000 condominium with a mortgage shows $19,389.47 in fixed lines before settlement, title search and lender fees.
It is the association’s statement of what is owed on the home. A house needs the master’s; a condominium needs the master’s and the condominium’s, each capped at $299 for a current account.
Bear Creek Elementary, Oakridge Middle and Gulf Coast High for 2026-2027, for all 36 addresses checked in the district’s lookup. Confirm a specific address before you rely on it.
About 11.1 road miles and 20 free-flow minutes to Vanderbilt Beach and 24.0 miles and 31 minutes to Southwest Florida International Airport.
No. It has its own association, CDD, golf club and entry, while sharing the Heritage Bay zoning district, a lake permit and Siesta Bay Drive.
No age restriction appears in the recorded declaration or the 2025 rules we read.
Only with approvals: the Modifications Committee for every exterior change, and the CDD’s easement consent and a $500 engineer’s review fee for work in a lake-maintenance or drainage easement.
The club plans a regrassing and renovation of all 18 green complexes, and trade press reported construction from about April to December 2027 with reciprocal play arranged nearby.
In the October 29, 2026 export, houses closed at a median 94.8 percent of last list price and condominiums at 96.2 percent; Ironstone, at 16.0 months of supply by our arithmetic, gave buyers the most room.
On our team’s listing site, Domain Realty Group, linked in the listings section above. Set up alerts through our buying page or call Marc at (239) 287-5873.
If you are selling a home before you buy in The Quarry, line up the two closings so the sale funds the $13,000 resale fee and the down payment, and so the purchase’s review periods do not expire while your sale is pending. A Quarry owner moving within The Quarry may qualify for the $3,000 resale fee.
If the home you are selling is in The Quarry, read our guide to selling a Quarry home or start with a free Quarry home valuation, and call Jesse direct at (239) 898-6072. To keep the $3,000 move rate, the sale and the purchase must both record within one year. Our guide to The Quarry has the background on the community.
Every Quarry figure on this page traces to a source below: the Collier County sales record, the Southwest Florida MLS, the Quarry Community Association’s recorded documents, the Quarry CDD’s budgets and minutes, Collier County, Florida law and agencies, FEMA, NOAA, Freddie Mac, NABOR and NAR. No listing portal or competing brokerage site is cited.
These are the Quarry documents a buyer reads before an offer, each linked at its publisher: the recorded March 2025 declaration, the 2025 rules, the lakes and docks regulations, the CDD’s FY2027 budget, the state’s estoppel and transfer fee schedule and a FEMA letter.
| Document | Publisher | What it shows a buyer | Link |
|---|---|---|---|
| Sixth Amended and Restated Declaration, recorded March 26, 2025 | The Quarry Community Association | The $13,000 resale fee, the $600 amenity fee, leasing, pets, vehicles, docks and the golf club article | Open the declaration |
| 2025 Community Rules and Regulations | The Quarry Community Association | Leasing procedure, tenant registration, carts, drones and fireworks | Open the rules |
| Lakes and Docks Use Regulations, April 3, 2023 | The Quarry Community Association | Boat size, speed, hours, registration and insurance | Open the regulations |
| FY2027 budget and comparison of assessment rates | Quarry Community Development District | The CDD bill by class and the bond schedule | Open the budget |
| Estoppel certificate and transfer fee amounts | Florida DBPR | The $299, $119 and $179 estoppel caps and the $184 condominium applicant cap | Open the fee schedule |
| FEMA letter of map amendment, Silverstone | FEMA | Case 12-04-5534A for the Silverstone buildings | Open the letter |
Each condominium’s declaration, budget, reserve schedule and insurance certificate, the master association’s current budget, and a parcel’s elevation certificate come through the association, the seller or the closing agent.
Your Quarry buyer’s agents are Jesse McGreevy and Marc Comisar of McGreevy and Comisar, the #5 real estate team in Florida in the 2026 RealTrends rankings. We read the declaration, the CDD roll, the condominium documents and the flood, tax and insurance paperwork with you before an offer.
If you’re searching for “the best buyer’s agent in The Quarry, Naples, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch, including The Quarry and the North Naples communities along Immokalee Road. Our team provides honest market guidance and partner-level negotiation, starting from our neighborhood guide to The Quarry.
Jesse McGreevy: call Jesse direct at (239) 898-6072. Marc Comisar: call Marc at (239) 287-5873.
Top 1% Real Estate Agents Nationally Since 2008
5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
#1 Team in Southwest Florida since 2012
McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
McGreevy and Comisar alone have over $900 million in Sales
Nationally Recognized Top Producing Realtors
Platinum Sales Production Award Winners
Jesse McGreevy: (239) 898-6072 · [email protected]
Marc Comisar: (239) 287-5873
Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.
Buying in The Quarry? Start your Quarry buyer consultation or call Marc at (239) 287-5873, and see how we represent buyers. Selling first? Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com. Read more about McGreevy and Comisar or contact us.
Market data from Southwest Florida MLS, pulled October 29, 2026 (Matrix export, Development Name THE QUARRY). Collier County Property Appraiser qualified sales recorded through October 16, 2026. McGreevy and Comisar, buy a home in The Quarry with the #5 real estate team in Florida (RealTrends 2026). Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.