Aerial view of low-rise homes and ponds in a landscaped community.

Granada Lakes

Granada Lakes Villas is a Naples 34104 condominium community of 248 units on Santa Clara Drive near Radio Road and Santa Barbara Boulevard. Sell or buy with McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.

Granada Lakes is one recorded condominium, Granada Lakes Villas Condominium, with 248 condominium units in 16 two-story buildings (per listing descriptions), built in 1987 as apartments and converted to a condominium, on Santa Clara Dr just south of Radio Road and east of Santa Barbara Boulevard in Naples, Florida 34104, in unincorporated Collier County. If you are comparing agents, our guide to the best real estate agents in Naples sets local agents side by side on the public record. For the community itself, Collier County recorded 3 recorded sales in the 12 months to October 16, 2026, from $166,000 to $229,900, and the 36-month median is $187,000 on 12 sales. Few Granada Lakes units trade in any year, so the 12-month and 24-month windows have fewer than 10 sales each and the 36-month window is the first with enough sales for a median.

McGreevy and Comisar are the team Granada Lakes sellers call first: Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales between Jesse and Marc, and the Domain Realty Group team is the #5 real estate team in Florida (RealTrends 2026). This page covers what Granada Lakes is, how it was built and converted, who runs it, what the public record does and does not show about its rules, and what the county record shows about the condos, prices, taxes, flood zones, schools and distances.

This page is about Granada Lakes in ZIP 34104, the community on Santa Clara Dr that the county roll prints as "GRANADA LAKES VILLAS CONDOMINIUM". It is not Granada Homes I, II or III or Casa Granada, which are small condominiums in Naples ZIP 34102. It is not the Granada Lakes RV Resort, a park-model resort in Lee County with its own rules. It is not Granada Boulevard or the Granada Shoppes, not Altis Santa Barbara, which is a separate rental community, and not Newcastle, a separate condominium on Squire Cir. Granada Lakes is in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34104. It sits within a master association, Santa Barbara Landings Property Owner's Association, Inc., and owners pay assessments to both that association and the condominium association.

Why McGreevy and Comisar Are the Best Realtor for Granada Lakes

Granada Lakes is 248 condominium units in 16 buildings with eight county heated sizes, and the right agent prices each unit against its own building group and plan. Sellers and buyers choose McGreevy and Comisar as their best realtor because we price from the recorded county sales, not from a community-wide guess.

Data updated: November 2026 (Collier County recorded sales, 12 months to October 16, 2026, county file dated October 27, 2026, our analysis).

If you're searching for the best realtor for Granada Lakes in Naples, whether you're ready to sell your Granada Lakes condo or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our Domain Realty Group team is also the #5 real estate team in Florida (RealTrends 2026).

Granada Lakes market (Collier County recorded sales, 12 months to October 16, 2026): 3 recorded sales across all brokerages · $166,000 to $229,900 · 36-month median $187,000 on 12 sales

These are county recorded sales, which include sales the MLS never sees, and every figure is a market total across all brokerages. We tracked every recorded qualified sale at Granada Lakes since the first condominium sales in 2006, we read the 2026 county tax roll for all 248 units, we counted the buildings and units on the county roll (16 buildings: 15 of 16 units and one of 8 units), we tested the flood zone at all 16 buildings on Collier County's republished copy of the 2024 FEMA flood map, we read the court record of the 2009 to 2013 dispute between the developer and the condominium association, through the Florida Supreme Court, and we compared Granada Lakes with Newcastle on the same county sales yardstick. Another section of this page lists how the sales break down by window and by year.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Granada Lakes condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, read our guide to selling a home in Naples, or call Jesse direct at (239) 898-6072. Our guide to home values in Naples goes deeper on pricing, costs and disclosure.

Buying a condo in Granada Lakes? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers. Our guide to buying a home in Naples covers offers, inspections, insurance and closing costs. You can also contact us or read about the team.

What does a Granada Lakes seller get from us?

A Granada Lakes seller gets a price built from the county record for the right building group and the right county heated size. The 248 units come in eight sizes from 580 to 1,043 square feet, and a 580 square foot unit and a 1,043 square foot unit do not share a price. With only 3 recorded sales in the last 12 months, the 36-month and 60-month windows carry most of the evidence, and we explain which comparable sales to trust and which to set aside before the unit is listed.

What does a Granada Lakes buyer get from us?

A Granada Lakes buyer gets the questions that matter before the offer. Which building is the unit in, which of the eight plans is it, what do the recorded sales of that size show, and what will the closing agent order from the two associations? We send buyers to the document list later on this page, to the flood-zone check for the specific building, and to the lender question, because we found no public statement of whether the project is approved for FHA or meets Fannie Mae's project standards.

Why do county recorded sales matter at Granada Lakes?

County recorded sales matter here because the community trades in very small numbers and the county record counts every qualified sale, including sales the MLS never sees. That gives us a complete yardstick for 248 units, from the first condominium sales in 2006 to the newest qualified sale on August 27, 2026. The county table shows 177 qualified sales in 2006, the year the declaration was recorded, and 274 qualified sales in all.

Why does pricing by plan and building matter here?

Granada Lakes has eight county heated sizes and four building groups, and each of the 16 buildings holds two sizes in equal halves, with two exceptions. Building 190 has 8 units and building 194 holds four sizes. A fair price compares the same plan in a similar building, and it reads the condition of the unit and the building rather than the community median, which moves with only a handful of sales.

Why do the associations' documents matter here?

Granada Lakes has two associations, and we found no declaration, rules, budget or website published online for either. The court record shows a bitter developer dispute from 2008 to 2013 that reached the Florida Supreme Court. None of that history describes 2026, but it is the reason a buyer should ask for the estoppel certificates, budgets, reserve schedules and a list of pending litigation from both associations before relying on any number.

How do we handle a thin market?

We say it plainly: few Granada Lakes units trade in any year. The 12-month and 24-month windows have fewer than 10 sales each, so the first window with enough sales for a median is the 36-month window: 12 sales at a $187,000 median. We then widen to 60 months (29 sales at $189,000), 120 months (81 sales at $145,000) and the all-time record (274 sales at $183,950), and we read each against the unit's size and building.

Key Takeaways

Granada Lakes is one recorded condominium within a larger master association, and its building form, tax bill and legal position follow from 1987 apartments converted to condominiums in the mid-2000s. These ten facts carry the page, and each is expanded, dated and sourced in the sections below and in the rest of this page.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, our analysis; Collier County's republished FEMA flood map; court opinions; sources named in each section).

  • One condominium, 248 units, 16 buildings, two associations. Granada Lakes Villas Condominium has 248 units on Santa Clara Dr, all coded as condominiums on the county roll, in ZIP 34104 in unincorporated Collier County, under a condominium association and the Santa Barbara Landings master association.
  • Built in 1987 as apartments, converted to a condominium. Conversion marketing began about 2004, and the declaration was recorded January 23, 2006, according to a summary of the state's condominium file; the county table shows 177 qualified sales in 2006.
  • 12-month sales: 3, from $166,000 to $229,900. Fewer than 10 sales means no median; the 36-month median is $187,000 on 12 sales at $258 per county heated square foot, and the 60-month median is $189,000 on 29 sales.
  • Resales moved little. The repeat-sale median change over 12 pairs in the last 36 months is +3 percent, nominal, before improvements and costs.
  • No Community Development District. Millage area 301 totals 10.5558 mills for 2026, non-ad valorem charges are $0 on all 248 units, and the median 2026 total tax bill is $1,510.
  • Flood test: 15 buildings in unshaded Zone X, 1 in shaded Zone X. Building 177 falls in the 0.2 percent annual chance area; none of the 16 sits in a special flood hazard area on the county's copy of the 2024 map, and the community is in Hurricane Evacuation Zone D.
  • Condo inspection laws likely do not reach these buildings. Listing descriptions report two-story buildings, and Florida's milestone inspection and SIRS laws start at three habitable stories, so confirm the story count in writing.
  • A developer dispute ran from 2008 to 2013. It ended at the Florida Supreme Court on October 31, 2013, and the condition of the pools and clubhouse today is unverified.
  • Fees, rentals and pets: nothing published. We found no assessment figure, lease rule or pet rule from either association, so this page lists the documents to request.
  • Lender approval is unknown. Whether the project is currently approved by FHA or meets Fannie Mae's project standards is not published, so a financed buyer should ask early.

Table of Contents

What Is Granada Lakes, and Where Is It in Naples?

Granada Lakes is a single recorded condominium of 248 units in 16 buildings on Santa Clara Dr, Naples, Florida 34104, in unincorporated Collier County, just south of Radio Road and east of Santa Barbara Boulevard. The county roll prints its name as GRANADA LAKES VILLAS CONDOMINIUM, and neither of the two nearest major roads passes through it.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; court opinions; Naples Daily News, May 20, 2011, as republished).

Fact Granada Lakes
Name on this page Granada Lakes means Granada Lakes Villas Condominium, the one recorded condominium
Record name GRANADA LAKES VILLAS CONDOMINIUM (county roll)
Associations Two: Granada Lakes Villas Condominium Association, Inc. and Santa Barbara Landings Property Owner's Association, Inc. (master association)
Units 248, all coded as condominiums on the county roll
Buildings 16: 15 buildings of 16 units and one building (190) of 8 units
Stories Two, per listing descriptions; no elevator is reported in any source
Street Santa Clara Dr
ZIP and city Naples 34104, unincorporated Collier County
Nearest roads Just south of Radio Road and east of Santa Barbara Boulevard
Year built 1987 (247 units) and 1997 (one unit), built as apartments
Conversion Converted to a condominium; declaration recorded January 23, 2006, per a summary of the state's condominium file
County heated sizes 580, 637, 673, 725, 896, 940, 980 and 1,043 square feet
Millage area 301
Fire district Greater Naples Fire Rescue District
Hurricane evacuation zone Zone D, per Collier County's maps
District and club No Community Development District, no golf course, no marina, no club membership

Where exactly is Granada Lakes?

Granada Lakes is on Santa Clara Dr in Naples 34104, just south of Radio Road and east of Santa Barbara Boulevard. A 2011 Naples Daily News report, as republished, placed it in "East Naples, near Santa Barbara Boulevard and Radio Road." This page does not state which road the entrance uses, because we found no public source that says. All 248 units carry Santa Clara Dr addresses, so the street name is the most reliable way to confirm that a unit belongs to this community.

Which roads are nearest?

Santa Barbara Boulevard runs west of the community and Radio Road runs to the north, and neither passes through it. Building 100, the northernmost, is nearest Radio Road, at the north end of Santa Clara Dr, and building 190 is the southernmost. Neighboring streets such as Tara Cir, Furse Lakes Cir and Wildwood Lakes Blvd belong to other subdivisions and are not part of Granada Lakes, so an address on one of them should not be read as a Granada Lakes address.

What is the ZIP code?

Every one of the 248 units is in Naples ZIP 34104, with Naples as the mailing city on the county roll. A ZIP code does not decide which taxing authorities apply, so the tax section on this page reads millage area 301 on its own. It also does not decide which public school serves an address, which is why the schools section on this page lists nearby schools by distance only and sends readers to the district.

Is Granada Lakes inside the City of Naples?

No. Granada Lakes is in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34104. The 2026 tax bill for millage area 301 lists county levies and no city levy, so county government handles zoning, permits and code questions. Our Naples hub ties the neighborhoods together, and the Naples name here is a mailing address, not a city boundary.

Is Granada Lakes in East Naples or Golden Gate?

The 2011 Naples Daily News report, as republished, calls the location "East Naples, near Santa Barbara Boulevard and Radio Road," and we use East Naples only as that report's wording. Some rental sites tag Santa Clara Dr addresses "Golden Gate," but Golden Gate is a separate census-designated place. Golden Gate is a separate community; see our Golden Gate page. This page uses Naples 34104, as the county roll does.

How many units and buildings are there?

Granada Lakes has 248 units in 16 buildings on the county roll. Fifteen buildings hold 16 units each and building 190 holds 8 (15 x 16 + 8 = 248). The same 248 figure appears in the Second District Court of Appeal opinion, which says the developer still owned 55 of the 248 condominiums at the time, and in the 2011 Naples Daily News report. We count the 16 buildings from the roll, not from map labels or address lists.

Which street are the buildings on?

All 16 buildings are on Santa Clara Dr. The building street numbers are 100, 108, 116, 124, 132, 142, 150, 153, 161, 169, 177, 185, 190, 193, 194 and 201. Listings write unit addresses as a building number plus a unit number, such as "132 Santa Clara Dr #3," so the first number tells you the building. The building table in the next section shows the units and county heated sizes in each.

Is Granada Lakes the same as Granada Lakes Villas or Granada Lake Villas?

Yes. The recorded name is Granada Lakes Villas Condominium, and this page shortens it to Granada Lakes or Granada Lakes Villas. Some pages spell it "Granada Lake Villas," and that is the same Santa Clara Dr community. The word "Villas" is part of the record name only: the units are condominium units in multi-unit buildings, not villas in the single-family sense, and not townhomes or houses.

Is Granada Lakes the same as Granada Homes or Casa Granada?

No. Granada Homes I, II and III and Casa Granada are small condominiums in Naples ZIP 34102, built between 1969 and 1973. They are different places with different associations, taxes and sales histories, and nothing on this page describes them. If a listing or a search result says Granada and shows a 34102 address, it is not Granada Lakes, and the sales and rules here do not apply to it.

Is it the Granada Lakes RV Resort?

No. The Granada Lakes RV Resort is a park-model RV resort in Lee County, with its own condominium association and its own website. Its rules on pets, leases and speed limits are not the rules of this community, and we use none of them. When an online search for Granada Lakes rules returns RV pads, golf carts or a 30-day lease minimum, that is the resort, not Santa Clara Dr.

What is Santa Barbara Landings?

Santa Barbara Landings is the name of the larger development in the court opinions. The Florida Supreme Court described Granada Lakes Villas as "a subdivision of a larger condominium complex known as Santa Barbara Landings." Granada Lakes Villas sits within the Santa Barbara Landings master association, Santa Barbara Landings Property Owner's Association, Inc. No other residential community under that name appears on the county roll, and we claim no sister neighborhoods.

Is Altis Santa Barbara part of it?

No. Altis Santa Barbara is a separate rental community of 242 apartments at 4710 Altis Drive, a different place with a similar name. It is not part of Granada Lakes, not part of the condominium and not governed by the same associations. We describe it again in the planning section only as a nearby building, and we state no distance because none is published.

Is Berkshire Lakes part of it?

No. Berkshire Lakes is a separate subdivision near Santa Barbara Boulevard on the county roll. See our Berkshire Lakes page for that community. Berkshire Commons, the shopping center on Radio Road, is a different thing again: it is a shopping center, not part of Berkshire Lakes and not part of Granada Lakes, though it is about 0.4 miles from Granada Lakes in a straight line.

Is Granada Lakes a golf or boating community?

No. Granada Lakes has no golf course, no marina, no docks, slips or boat storage, and no club membership, initiation fee or dues in any description we read. The word "Lakes" in the name refers to the water features that marketing described, not to boat access. Owners who want golf or a boat ramp use facilities elsewhere, which another section of this page lists with their locations and without any claim about access or rates.

Is there an entry gate?

Listings describe an entry gate, and a 2011 news report said the gate the developer advertised had never worked. How entry works today: Information not available at time of publishing (checked 2026-11-03). Ask the association. Do not treat the presence or absence of a gate as a feature when comparing prices until the association confirms how entry works and who maintains it.

How far are the beach and the nearest grocery store?

Straight-line from the community's center, the Naples Pier is about 5.6 miles, Lowdermilk Park about 5.7 miles and Berkshire Commons, which is anchored by Publix and Walgreens, about 0.4 miles. These are straight-line distances; road miles and drive times are longer and vary by season, and we print no minutes. Granada Lakes has no beach access of its own, and the full distance table is on this page.

Which fire district serves Granada Lakes?

The Greater Naples Fire Rescue District levies 2.0000 mills on the 2026 roll for millage area 301, which tells us the community is inside that district's taxing boundary. In an emergency, call 911.

How Is Granada Lakes Villas Condominium Laid Out?

Granada Lakes is laid out as 16 buildings along Santa Clara Dr, 15 with 16 units and one with 8, and each building holds two county heated sizes in equal halves except buildings 190 and 194. The 248 units sort into four building groups by size, and the county roll gives every count below.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis).

Building Units County heated sizes (sq ft)
100 16 940 x8, 1,043 x8
108 16 896 x8, 980 x8
116 16 637 x8, 725 x8
124 16 580 x8, 673 x8 (one 580 unit carries a 1997 roll year)
132 16 940 x8, 1,043 x8
142 16 580 x8, 673 x8
150 16 637 x8, 725 x8
153 16 580 x8, 673 x8
161 16 940 x8, 1,043 x8
169 16 896 x8, 980 x8
177 16 637 x8, 725 x8
185 16 580 x8, 673 x8
190 8 896 x4, 980 x4
193 16 637 x8, 725 x8
194 16 580 x4, 637 x4, 673 x4, 725 x4
201 16 896 x8, 980 x8
Total 248
County heated size (sq ft) Units
580 36
637 36
673 36
725 36
896 28
940 24
980 28
1,043 24
Total 248

How many buildings are there?

There are 16 buildings on the county roll, identified by their Santa Clara Dr street numbers. Fifteen hold 16 units each and one, building 190, holds 8, which gives 248 units. We do not use address-point counts or map labels to count buildings, because those differ from the roll, and we never repeat the 56-unit apartment-building listing that once advertised a single address.

Which building is different?

Building 190, the southernmost on Santa Clara Dr, is the only building with 8 units rather than 16. It holds four 896 square foot units and four 980 square foot units, which makes it part of the 896 and 980 group. We found no public source that says whether the smaller building changes fees, insurance or price.

Which building mixes four sizes?

Building 194 is the only building with four sizes: four units each of 580, 637, 673 and 725 square feet, 16 units in all. Every other building holds two sizes in equal halves, or in building 190's case, two sizes in halves of four. When you price a unit in building 194, compare it with the same-size units across the community rather than only with its building neighbors.

What are the four building groups?

Grouping buildings by the two sizes they hold gives four groups. Group A holds 580 and 673 square foot units (buildings 124, 142, 153 and 185), 72 units counting building 194's share. Group B holds 637 and 725 (116, 150, 177 and 193), 72 units. Group C holds 896 and 980 (108, 169, 201 and 190), 56 units. Group D holds 940 and 1,043 (100, 132 and 161), 48 units.

Which buildings have the smallest units?

Buildings 124, 142, 153 and 185 hold the 580 and 673 square foot plans, eight of each per building, and building 194 holds four of each. The 580 square foot plan is the smallest on the roll, with 36 units, and one of them, at 124 Santa Clara Dr, carries a 1997 roll year.

Which buildings have the 637 and 725 plans?

Buildings 116, 150, 177 and 193 hold the 637 and 725 square foot plans, eight of each, and building 194 holds four of each. Listing descriptions show one-bedroom units in these smaller plans, with the 725 square foot plan described as having a den in at least one listing, but the county roll does not record bedrooms. Building 177 is also the one building in shaded Zone X on the flood test.

Which buildings have the 896 and 980 plans?

Buildings 108, 169 and 201 hold eight units of each of these two plans, and building 190 holds four of each, for 28 units of each size. These sit between the small plans and the largest ones, and they are 80 of the 248 units. They have no other source-backed description beyond the roll's heated area, so we do not describe layouts that we could not verify.

Which have the largest units?

Buildings 100, 132 and 161 hold the 940 and 1,043 square foot plans, eight of each per building, which makes 24 units of each. The 1,043 square foot plan is the largest on the roll. Listing descriptions show two-bedroom units in the 1,043 square foot plan, often with a den, and the newest recorded sale, August 27, 2026, was a 1,043 square foot unit at $229,900.

How do the two sizes in a building relate?

In most buildings the two sizes split the 16 units into equal halves of eight. Listing descriptions show that the buildings have a first floor and a second floor, but the roll does not say which size sits on which floor, and we do not claim it. Ask your agent to confirm the floor and plan of the specific unit, because a ground-floor unit and a second-floor unit have different flood and stair considerations.

Which unit carries a 1997 roll year?

One unit, at 124 Santa Clara Dr, a 580 square foot unit, carries a 1997 roll year, while the other 247 units carry 1987. We do not know why. It could be an addition or a roll correction, and we do not guess. The point for buyers is that the community's age is 1987 in practice.

How do unit addresses read?

Listings write addresses as a building number plus a unit number, such as "132 Santa Clara Dr #3," so the number before Santa Clara Dr identifies the building and the number after the pound sign identifies the unit. We print no specific unit here. If an address omits the unit number, the county record cannot tell you which of the 16 units in the building you are looking at.

What share of units are 725 sq ft or smaller?

The county roll shows 144 of 248 units, 58 percent, at 725 square feet or smaller. A further 80 units are 896 to 980 square feet, and 24 units are 1,043 square feet. The median county heated size is 725 square feet. This tells a seller that most comparables are small units, and tells a buyer that a 1,043 square foot unit is among the community's fewer large plans.

What does the master association cover?

The court record says that originally one property manager served all the condominiums, and that owners paid one set of fees to the condominium association, which then paid the developer and the master association for common-area expenses. What the master association covers today, and where its responsibilities stop and the condominium association's begin: Information not available at time of publishing (checked 2026-11-03). Ask for the master covenants and bylaws.

What is shared by all owners?

Common elements are defined by the recorded declaration, which we did not find published. The court record and the 2011 Naples Daily News report show that a clubhouse and pools existed and were shared historically, and that the owners' association had maintained them before the developer took control. What is shared today, and who pays to maintain it: ask both associations in writing for the declaration and the current budget.

How Was Granada Lakes Built, and What Is Its History?

Granada Lakes was built in 1987 as apartments, marketed for conversion to condominiums from about 2004, and legally converted when the declaration was recorded on January 23, 2006. From 2008 to 2013 a dispute between the developer and the unit owners' association reached the Florida Supreme Court. What follows is dated, attributed history, and none of it describes 2026.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Florida court opinions; Naples Daily News, May 20, 2011, as republished; Collier County recorded sales, our analysis).

The 1987 apartments

The county roll gives 1987 as the year built for 247 of the 248 units, and the buildings were apartments before they were condominiums. Who built the apartments in 1987 and who owned them before the conversion: Information not available at time of publishing (checked 2026-11-03). We therefore name no original builder, and we describe the buildings by what the roll records: 16 buildings, 248 units and eight heated sizes.

The conversion era, from about 2004

The 2011 Naples Daily News report, as republished, said the developer "was a late-comer in the apartment-to-condo conversion craze that hit Southwest Florida in 2004." That puts the conversion marketing at about 2004 or after. The article is the source for that characterization, and we attribute it to the Naples Daily News, May 20, 2011, as republished. Section 718.616 later sets out what a converter must disclose, covered on this page.

The 2006 declaration and first sales

According to a summary of the state's condominium file, the declaration of condominium was recorded on January 23, 2006. The county table shows 177 qualified sales in 2006, from $149,300 to $319,000 at a $197,800 median, and 12 in 2007 at a $235,950 median. We make no claim about who bought. Those 2006 sales are the first condominium sales in the county record, and the $319,000 figure remains the highest recorded price.

The developer, Metro-Dade Investments Co.

The courts name Metro-Dade Investments Co. ("Metro-Dade") as the developer. The Florida Supreme Court wrote that it "was the developer of Granada Lakes Villas, which is a subdivision of a larger condominium complex known as Santa Barbara Landings in Collier County, Florida" (opinion). The Naples Daily News describes it as a Miami company. It was the conversion developer.

How the fees were meant to flow

The Second District Court of Appeal described the original arrangement: one property manager served all the condominiums, and owners paid one set of fees to the condominium association, which then paid the developer and the master association for common-area expenses (opinion). After a falling-out, the court said, the property was managed by two separate entities. That split is the root of the two-association structure that owners still pay into today.

2008 and 2009: the developer dispute begins

In 2008, the owners' attorney said, according to the Naples Daily News, that the developer "left the community with no money to pay bills." In 2009, the developer took control back, changed locks and padlocked the clubhouse and pools, the article reported. On February 9, 2009, Metro-Dade and the master association sued the condominium association in Collier County Circuit Court, and unit owners separately sued over construction and building violations, according to the initial brief.

The pool and clubhouse closures of 2009

The Naples Daily News reported on May 20, 2011, that the pools had been "closed since April 2009," that county health inspectors found them unsafe, and that a county spokeswoman called them a "sanitary nuisance." The clubhouse was padlocked and the spa was described as "filled with wooden planks." The article added that "the resident-run condo association maintained the pools and clubhouse before the developer took control." This is dated history. It is not a description of the pools today.

The 2009 auction that was halted

Late in 2009, an auction of the developer's 55 units was advertised and then halted by association liens, according to the Naples Daily News. We print no lien amount, because the news report and the court filings do not agree on the figures. The auction marketing is also where the 2009 description of the amenities comes from, which another section of this page treats as marketing language only. Whether those units were later sold, and to whom, is not in the sources we read.

The 2011 Naples Daily News report

The May 20, 2011 article reported that the advertised gate "has never worked," that more than 20 units had been gutted and renovated by a Miami painting company not licensed in Collier County or Florida, with mold and wiring complaints, and that some units had sold below $20,000 after listing above $200,000 with upgrades. It said at least six suits were pending in Collier Circuit Court and that mediation was ordered. The owners' attorney said, "This complex is going to take a long, long time to recover from this."

The trial court and the receiver question

On December 13, 2010, the trial court orally granted a receiver. On rehearing, on February 1, 2011, it found no statutory authority: "[t]here is no statutory basis which authorizes the [c]ourt to appoint a receiver," while saying "a receiver would be of great assistance to both the Court and the parties," as quoted in the answer brief. The trial court also found that "the pool has been locked due to maintenance issues, the trash has been allowed to accumulate resulting in violations."

The Second District Court of Appeal ruling, November 23, 2011

On November 23, 2011, the Second District Court of Appeal reversed, in Metro-Dade Investments Co. v. Granada Lakes Villas Condominium, Inc., 74 So.3d 593. It held that the power to appoint a receiver is "inherent in a court of equity, not a statutorily created right" (opinion; decision). The Second District caption reads "Granada Lakes Villas Condominium, Inc.," which differs from the Supreme Court caption, and we did not verify the state corporate record.

The Florida Supreme Court ruling, October 31, 2013

On October 31, 2013, the Florida Supreme Court, in Granada Lakes Villas Condominium Association, Inc. v. Metro-Dade Investments Co., 125 So.3d 756 (SC11-2590), approved the Second District. A court's inherent equitable power to appoint a receiver over a nonprofit condominium association, it held, is not limited to the statutory grounds (opinion; decision; docket). Section 718.1124 lists statutory receiver grounds, including failure to fill board vacancies for a quorum.

Why the case still matters in Florida condominium law

A January 8, 2014 National Law Review article said the decision "will make it easier to obtain appointment of a receiver" over a condominium association, and a reprint circulated in the legal press. For a Granada Lakes buyer, the lesson is narrow: the community's history is part of Florida case law, and lenders and title agents who see the name will ask what happened since.

What happened after 2013?

We found no news after the 2013 ruling. We therefore do not say a receiver was appointed or that the dispute was settled, and a buyer should ask both associations about current litigation.

Sales since 2016

The county's qualified-sale table lists no sales for 2008 through 2015 and resumes in 2016 with 4 sales from $102,500 to $115,000. The table shows 3 sales in 2017, 8 in 2018, 12 in 2019 at a $109,000 median, 9 in 2020 and 26 in 2021 at a $148,250 median. The developer dispute ran from 2008 to 2013, and we do not say it caused the gap. We do not explain why the county did not qualify any sale in those years.

What the public record does not show

Several basic facts are missing from the public record we read. The original 1987 builder; the zoning and any planned unit development that governs the land; the date owners took control of the condominium association; the outcome of the receiver question on remand; and any litigation today: Information not available at time of publishing (checked 2026-11-03). To close those gaps, request the recorded declaration and amendments, the board minutes for the last 12 months and the list of pending litigation from the association.

Who Runs Granada Lakes, and How Is It Governed?

Granada Lakes is governed by two associations: the condominium association, which the Florida Supreme Court caption calls Granada Lakes Villas Condominium Association, Inc., and the master association, Santa Barbara Landings Property Owner's Association, Inc. Owners pay fees and assessments to both. We found no website, rules, budget or declaration published for either.

Data updated: November 2026 (Florida Supreme Court opinion, SC11-2590; Second District Court of Appeal opinion; Chapter 718, Florida Statutes; Collier County Property Appraiser public data files, download dated October 27, 2026).

Is Granada Lakes one association or two?

Two. The condominium association governs the Granada Lakes Villas Condominium, and the master association, Santa Barbara Landings Property Owner's Association, Inc., governs the larger development the court opinions call Santa Barbara Landings. The Florida Supreme Court wrote that owners "pay fees and assessments to both." This two-layer structure is why listings quote more than one fee and why a buyer needs documents from both.

What is the condominium association?

The Florida Supreme Court describes it as "a non-profit condominium association," captioned Granada Lakes Villas Condominium Association, Inc. in SC11-2590. The Second District Court of Appeal caption reads "Granada Lakes Villas Condominium, Inc." The two court captions differ, and we did not verify the state corporate record.

What is the master association?

The master association is Santa Barbara Landings Property Owner's Association, Inc., using the court's spelling; one brief writes "Owners" without the apostrophe. The court record shows it sued the condominium association alongside the developer in 2009 and that owners pay it assessments. We claim no sister neighborhoods.

Do owners pay both?

Yes, according to the Florida Supreme Court, which wrote that owners pay "fees and assessments to both" associations. Listing descriptions quote fee figures, often split into a master fee and a condominium fee, that do not agree with each other; we found no assessment figure published by either association. We therefore print none, and we send buyers to the budgets and the estoppel certificates, one from each association.

How were fees split historically?

The Second District Court of Appeal described the original arrangement. One property manager served all the condominiums, and owners paid one set of fees to the condominium association, which then paid the developer and the master association for common-area expenses. After the falling-out, the property was managed by two separate entities.

Who manages Granada Lakes?

The court record names management companies from 2009 and 2011, but we do not name any firm, past or present, because management changes and the record is more than a decade old. The current management company: Information not available at time of publishing (checked 2026-11-03). Ask the association for the manager's name and contact in writing, and ask whether one company manages both the condominium and the master association.

What are the state corporate filings?

State corporate filing details: Information not available at time of publishing (checked 2026-11-03). We print no document numbers, no filing dates, no officers and no registered agent. The state's condominium portal is where readers can look up a condominium's filings, and we do not claim what it shows for Granada Lakes. Your closing agent checks the corporate status of each association.

Does the association have a website?

We found no website for either association, and no published rules, budget or declaration. Be careful with the website granadalakes.com: that belongs to the Granada Lakes RV Resort in Lee County, a different community, and nothing there applies here. Without a public website, the practical route to documents is a written request to the association or its manager, and the closing agent's estoppel order.

How does Florida condominium law apply?

Chapter 718, the Florida Condominium Act, governs the condominium association. Section 718.111 covers the association's powers and its insurance duties, and section 718.112 covers bylaws, budgets and reserves. This page reads only the sections it cites, and we leave the rest to your attorney and the closing agent. Chapter 718 applies to the condominium layer, while the master association has its own covenants.

How do I get association records?

Ask the association in writing for the records you need. The buyer's closing agent orders an estoppel certificate from each association, the condominium and the master, showing what is owed. Beyond that, request the declaration, bylaws, articles and amendments, the master covenants and bylaws, the current budgets and reserve schedules, the rules, the last 12 months of board minutes and any special-assessment notices. We state no deadline or fee for any request.

When did owners take control?

The date unit owners took control of the condominium association from the developer: Information not available at time of publishing (checked 2026-11-03). The 2011 Naples Daily News report said "the resident-run condo association maintained the pools and clubhouse before the developer took control," and the court record shows a condominium association contesting the developer in 2009. Board composition today is a question for the association and its minutes.

Is there pending litigation today?

Current litigation: Information not available at time of publishing (checked 2026-11-03). It matters because lenders ask. Fannie Mae's ineligible-project rules treat pending association litigation affecting safety, structure or habitability as a bar, so a buyer using a mortgage should ask the association for the list of pending lawsuits at the start of the contract period, not at the end.

Is there a CDD?

Granada Lakes has no Community Development District. The 2026 roll for millage area 301 carries eleven levies totaling 10.5558 mills, none a district assessment, and non-ad valorem charges are $0 on all 248 units. A CDD is created by ordinance or rule and levies non-ad valorem assessments under section 190.005, and none appears on the roll.

What is millage area 301?

Millage area 301 is the county's code for the set of taxing authorities that apply to all 248 Granada Lakes units for tax year 2026: county, school board, water management, mosquito control, a community center district, fire rescue and an unincorporated area levy, totaling 10.5558 mills. Another section of this page lists each levy with its rate. A millage area is a tax-boundary label, not a governing body, and it does not govern the community's rules.

What zoning applies?

The zoning designation and any planned unit development that governs the land: Information not available at time of publishing (checked 2026-11-03). Collier County, not the City of Naples, handles zoning here, because Granada Lakes is in unincorporated Collier County. A buyer who plans anything beyond ordinary occupancy should ask the county's planning staff for the zoning of the specific parcel and should not infer it from the neighborhood.

What Are the Granada Lakes Rental, Pet and Parking Rules?

Granada Lakes has no published rental, pet or parking rules that we could find, and no rules from either association appear online. The recorded declaration and the board's rules govern, so every answer below tells you which document holds it. Treat any figure you see online as unverified until the association confirms it in writing.

Data updated: November 2026 (Collier County Property Appraiser public data files; the sources named in each answer).

Which documents set the rules?

Five documents set the rules: the recorded declaration of condominium and its amendments, the bylaws, the board's rules and regulations, the master association's covenants and bylaws, and the master association's own rules. Chapter 718 sits above them. We found none of them online, so the gap sentence follows: Information not available at time of publishing (checked 2026-11-03). Ask both associations for the current versions in writing.

Are rentals allowed?

Rental listings show that units are leased, which tells us leasing happens. It tells us nothing about the terms. Whether the declaration permits leasing, how long a lease must be and whether the board approves tenants: Information not available at time of publishing (checked 2026-11-03). The declaration is the controlling document, so a buyer who intends to lease a unit should read it before waiving the inspection period.

What is the minimum lease term?

Listing descriptions give lease terms that do not agree with each other, so we print none. The minimum lease term: Information not available at time of publishing (checked 2026-11-03). The document that holds it is the declaration or the board's leasing rules. Do not rely on a figure from a rental listing or from a different community's rules, such as the RV resort's, which are not the rules here.

Is there a rental cap or board approval of tenants?

A cap on the number of rentals, or a requirement that the board approve a tenant: Information not available at time of publishing (checked 2026-11-03). Some condominium declarations include one or both, and some do not, so the answer must come from the declaration. If it requires approval, ask how long the approval takes, because a pending approval can delay a lease that was meant to start at closing.

Is there a lease application fee?

The fee to apply to lease or to buy, and whether either association charges one: Information not available at time of publishing (checked 2026-11-03). We print no dollar figure and no statutory cap. The application form and its fee would be in the board's rules or from the manager, so ask for the blank application when you ask for the rules, and ask both associations whether they use one.

Can I rent short-term or seasonally?

Check the declaration first. Whether short-term or seasonal rental is permitted: Information not available at time of publishing (checked 2026-11-03). Many declarations set a minimum term, and a rental that violates it can bring fines or enforcement. Rental listings at Granada Lakes exist, but we know nothing about their lease lengths, and we state no minimum. Ask in writing before you plan any rental income.

Are pets allowed?

Pet rules: Information not available at time of publishing (checked 2026-11-03). Online listings give conflicting pet statements, from limits on number and weight to no pets for tenants to blank fields, and we print none of them. The Granada Lakes RV Resort's two-pet rule belongs to a different community. The declaration or the board's rules hold the answer, so request them before you commit to an offer.

Can renters keep pets?

Whether tenants may keep pets: Information not available at time of publishing (checked 2026-11-03). Some listings say tenants may not, and others are silent, and none comes from an association. The rule would be in the declaration or the board's rules, and it may differ for owners and tenants. If you plan to lease to a tenant with a pet, get the answer in writing.

What about assistance animals?

Assistance animals are handled as a reasonable accommodation under fair housing law, not as pets; ask the association for its process. Pet limits in a declaration therefore do not automatically decide whether an assistance animal may live in a unit.

Are there age rules?

Whether Granada Lakes restricts occupancy by age: Information not available at time of publishing (checked 2026-11-03). Ask the association for its recorded declaration.

How does parking work?

Listing descriptions show one assigned space per unit, no garages and guest parking. A buyer who owns more than one vehicle should ask the association how a second vehicle is handled before making an offer, since the declaration or the rules would govern.

Are guest spaces, boats, trucks or RVs allowed?

Listing descriptions mention guest parking, and nothing in the sources we read states how guest spaces are managed. Rules on boats, trailers, commercial trucks and RVs: Information not available at time of publishing (checked 2026-11-03). Many condominium declarations restrict them, and the answer sits in the rules, so ask. Do not assume the RV resort's pads or golf-cart rules apply here.

Why do online "Granada Lakes" rules mention RV pads and golf carts?

Because a search for Granada Lakes returns the Granada Lakes RV Resort, a park-model RV resort in Lee County with its own association, speed limits, pet rules and 30-day lease rules. That resort is a different community with a similar name. None of its rules applies to Granada Lakes Villas on Santa Clara Dr, and we use none of its documents or website, including granadalakes.com, as a source.

Can I renovate the inside of my unit?

Interior work in a condominium unit usually needs association approval for anything that touches common elements, such as plumbing stacks, walls shared with neighbors or exterior windows, and it needs county permits for permitted work. The association's approval process, forms and any deposits: Information not available at time of publishing (checked 2026-11-03). Ask for the architectural or alteration rules before you plan a renovation.

Can I install hurricane shutters or impact windows?

Association approval and county permits are usually part of the answer. The approved shutter or window styles, the process and who pays for exterior windows: Information not available at time of publishing (checked 2026-11-03). Windows and shutters are items the declaration normally assigns to either the association or the owner, so read that section before you price a project, and ask what style the board has approved.

Can I install an EV charger, signs or plantings?

We found no EV charging rule and no charger at Granada Lakes. Installing a charger is an association-approval and condominium-document question, and the answer for signs and plantings sits in the same rules. The association's position on chargers, signs and plantings: Information not available at time of publishing (checked 2026-11-03). Ask in writing, and keep the reply with your closing documents.

How are rules enforced?

Enforcement powers come from the declaration and Chapter 718, and the details, such as notice, fines and a hearing, are set by the documents. How either association enforces rules at Granada Lakes: Information not available at time of publishing (checked 2026-11-03). Ask whether there are open violations or fines against the unit you are buying, because the estoppel certificate is where unpaid amounts and violations are normally disclosed.

Which documents should a buyer request?

Request these, from both associations where they apply: estoppel certificates from the condominium and master associations; the recorded declaration of condominium, bylaws, articles and every amendment; the master association's covenants and bylaws; the current adopted budgets and reserve schedules; the reserve study and any structural or engineering reports; the rules and regulations, including leasing, pet, parking and architectural rules; any lease or purchase application and its fee; the last 12 months of board minutes; any special-assessment notices; the list of pending litigation; the master insurance certificates (property, flood if any, liability); the condominium questionnaire a lender sends; and the converter's 2006 disclosure report under section 718.616, if the association holds it.

What Are the Condos at Granada Lakes Like?

Granada Lakes is 248 condominium units in 16 buildings on Santa Clara Dr, described in listings as two-story buildings, built in 1987 as apartments and converted to a condominium. The county roll shows eight unit sizes from 580 to 1,043 heated square feet, with a median of 725, and every unit carries Florida use code 4, condominium.

Data updated: November 2026 (Collier County property roll, county file dated October 27, 2026, our analysis).

We counted the buildings and units on the county roll for this page: 16 buildings, 15 of 16 units and one of 8. We also read the 2026 county tax roll for all 248 units. The sections below describe the condos the way the roll describes them, and they say plainly where the public record stops. Where a detail comes only from how units are described for sale, the text says "listing descriptions show" so you can tell a recorded fact from a description. For the wider picture, see our Naples hub and our guide to the best real estate agents in Naples.

What are the units at Granada Lakes?

The units at Granada Lakes are condominium units in Granada Lakes Villas Condominium, all on Santa Clara Dr in Naples 34104. The record name says "Villas," but each unit is a condominium unit, not a detached villa, a townhome or a house. An owner holds the unit and a share of the common elements, and the exterior and grounds follow the condominium's recorded documents. Listing descriptions show two-story buildings with units on a first and a second floor. The county roll holds eight sizes, and each building contains two of them in equal halves, except building 194 with four sizes and building 190 with eight units.

What sizes are the units?

The county roll shows eight sizes in county heated square feet: 580, 637, 673, 725, 896, 940, 980 and 1,043. The low is 580, the median is 725 and the high is 1,043. Four of the sizes have 36 units each, two have 28, and two have 24, which adds up to the 248 units on the roll. The table shows the count for each size.

County heated sq ft Units
580 36
637 36
673 36
725 36
896 28
940 24
980 28
1,043 24
All sizes 248

Every figure in the table is the county's own heated area for the unit. Section "What do the square feet on the county roll mean?" below explains why a listing can show a different number.

What are the smallest plans?

The two smallest sizes on the roll are 580 and 637 county heated square feet, with 36 units each. The 580 square foot units sit in buildings 124, 142, 153 and 185, paired in each of those buildings with a 673 square foot size, and in building 194, which holds four sizes. The 637 square foot units sit in buildings 116, 150, 177 and 193, paired with the 725 square foot size, and also in building 194. One of the 580 square foot units, at 124 Santa Clara Dr, carries a roll year of 1997 instead of 1987.

In the last 12 months the county recorded one sale at 637 square feet, on March 24, 2026, at $166,000. That is a single sale, so it describes one unit, not a price level for the plan.

What are the mid-size plans?

Five sizes sit between the smallest and the largest: 673, 725, 896, 940 and 980 county heated square feet. The 673 and 725 square foot plans have 36 units each. The 896 and 980 square foot plans have 28 units each, and the 940 square foot plan has 24. The 673 square foot size shares buildings with the 580 square foot size, and the 725 square foot size shares buildings with the 637 square foot size. The 896 and 980 square foot sizes share buildings 108, 169 and 201, and building 190 holds four of each. The 940 square foot size shares buildings 100, 132 and 161 with the largest plan.

The only recorded sale at 673 square feet in the last 12 months was on March 12, 2026, at $180,000. Nothing in the 12-month list sold at 725, 896, 940 or 980 square feet.

What is the largest plan?

The largest plan on the roll is 1,043 county heated square feet, with 24 units. Those units sit in buildings 100, 132 and 161, where each building pairs eight units of 1,043 square feet with eight of 940 square feet. Listing descriptions tie the 1,043 square foot plan to two bedrooms, and some add a den. The newest recorded sale in the county table is a 1,043 square foot unit on Santa Clara Dr that sold on August 27, 2026, at $229,900, the top of the 12-month range. One sale does not set a price for the other 23 units, so a seller or buyer should look at several comparable units over the longer windows described in the market section.

How many bedrooms do the units have?

The county roll leaves the bedroom and bath fields empty for all 248 units, so the roll cannot answer this. Listing descriptions show one-bedroom units in the smaller plans and two-bedroom units in the 1,043 square foot plan, some with a den; the county roll does not record bedrooms. A "den" is a description, not a recorded count, and two listings of the same plan can count it differently. Confirm the bedroom count from the unit's floor plan, measure the rooms that matter to you, and ask the seller for any plan documents they hold.

Which plan is most common?

Four plans tie for the highest count on the county roll: 580, 637, 673 and 725 square feet, with 36 units each. Together with the 896 and 980 square foot plans at 28 each and the 940 and 1,043 square foot plans at 24 each, that fills all 248 units. No single size dominates. In the last 12 months the recorded sales were at 673, 637 and 1,043 square feet, one each, so three different plans traded and none traded twice.

What share of the stock is under 750 square feet?

The county roll shows 144 of 248 units, or 58 percent, at 725 county heated square feet or smaller. That covers the 580, 637, 673 and 725 square foot plans. A further 80 units are 896 to 980 square feet, and 24 units are 1,043 square feet. This page does not compute any other share. The point for a buyer or seller is that most of the community is made up of the smaller plans, so a price for a Granada Lakes condo is usually a price for a smaller unit, and a comparison with a larger unit needs care. Our guide for buyers in Naples explains how we match a unit to its closest comparable sales.

Is a ground-floor unit different from a second-floor unit?

It can be, in how the unit is reached and in what sits above and below it. Listing descriptions show units on the first and second floors of two-story buildings. A ground-floor unit has another unit above it, and a second-floor unit has another unit below it, which affects noise through the floor, the route to the door, and flood exposure at ground level. The county roll carries no price adjustment for floor, and this page makes no claim that one floor sells for more. Which size sits upstairs in a given building is not recorded on the roll, so ask for the unit's exact location. A ground-floor buyer should ask about a flood quote for that unit, and we cover building by building flood results in our flood zone section.

Do the buildings have elevators?

No elevator is reported in any source we read. Listing descriptions show two-story buildings, and upper-floor units are described as reached by stairs. We found no building plans or association documents published online, so this is a description and not a recorded fact. Ask the association to confirm the story count and the way into the upper-floor units in writing, and look at the stairs, landing and walkway of the specific building in person before you make an offer.

How do I reach a second-floor unit?

Listing descriptions show that second-floor units are reached by stairs from outside or from a shared landing. Which stair serves which unit, and whether it is covered, is not recorded in any source we read. Unit addresses read as a building number plus a unit number, as in "132 Santa Clara Dr #3" in listing text, which tells you the building but not the floor. Visit the building, count the steps, check the railings and the lighting, and ask the association who maintains the stairs. Whether the stairs are common elements or limited to one unit is a question for the recorded declaration, which we did not find published online.

What about parking?

Listing descriptions show one assigned space per unit, no garages and guest parking. We found no association source that confirms the number of spaces, how they are assigned, or what the vehicle rules say, so treat the listing line as a description and not a promise. A buyer with two vehicles should ask the association, before writing an offer, how a second car is handled, whether guest spaces are time-limited and whether the space belongs to the unit or is assigned by the board.

Do the units have lanais?

Listing descriptions and the 2009 auction marketing describe screened lanais or private terraces for some units. The county roll's heated area does not include a lanai or balcony, so a lanai adds living space that the roll figure does not show. Which units have one, how large they are, and whether the lanai is a limited common element or part of the unit are questions for the recorded declaration and the unit's plan. If a lanai matters to you, check it in person, check the screening and the floor, and ask what the association requires before you change or enclose it.

Is laundry in the unit?

Some listings describe a washer and dryer in the unit, and the arrangement varies by unit. The county roll does not record laundry, and no association source we read describes a shared laundry room. If in-unit laundry matters, confirm that the connections, the venting and the water shutoff are there, and ask whether the association restricts washer and dryer installation or requires approval for hookups.

What are the buildings made of?

Listing descriptions describe block-and-stucco buildings with shingle roofs. That is a description, and no recorded source we read confirms the framing, the roofing material or the age of the roofs. Roof age, plumbing type, electrical panels, windows and shutters: Information not available at time of publishing (checked 2026-11-03). These are the items that most affect insurance and the cost of the next big repair, so a buyer should ask the association for the age of each roof, any recent roof work, and any engineering report on the buildings.

How old are the buildings?

The county roll shows 247 units with a year built of 1987 and one unit, at 124 Santa Clara Dr, with 1997. In 2026 the 1987 buildings are 39 years old. They were built as apartments, and the condominium conversion came later, with conversion marketing from about 2004 and a declaration recorded January 23, 2006, according to a summary of the state's condominium file. Age matters here for the same reasons it matters in any condominium of this era: roofs, plumbing, electrical systems and air-conditioning have lives measured in decades, and the association's reserves are what pay for them. See the conversion section for what Florida law required of the converter.

What about roofs, plumbing and windows?

Roof age, plumbing type, electrical panels, windows and shutters: Information not available at time of publishing (checked 2026-11-03). What we can say is where the answers live. The converter's disclosure report under section 718.616, if the association holds it, described the age and remaining life of the roof, plumbing and other components as of the conversion. A current reserve schedule, any engineering or structural report, and recent board minutes will show what has been replaced since. In practice, a buyer today relies on the association's own reserves and on the condition of 1987 buildings, so ask for those documents early.

What building code applies?

Which edition of the building code applied to the 1987 construction, and which code governs current repairs: Information not available at time of publishing (checked 2026-11-03). We found no permit history or code record for Granada Lakes in a public source we could use. Repairs and replacements that need a permit today are reviewed under the code in force when the permit is issued, and a unit owner who plans an interior renovation should ask the association for its approval process first and the county for the permit requirements second. For a buyer, the practical step is to hire a licensed inspector and ask what the inspector can see of the roof, the electrical panel and the plumbing in the specific building.

What do the square feet on the county roll mean?

The county roll's heated area is the county's own figure for each unit, and this page uses it for every size and for the per-square-foot medians in the market section. It counts air-conditioned living space as the county measured it, and it does not count lanais, balconies or covered walkways. It is a consistent yardstick across all 248 units, which is why we use it, but it is not a survey. A unit's true interior size can differ from the roll, and a buyer who needs an exact number should measure the unit or order an appraisal. We label every size on this page "county heated square feet" so you can tell it apart from a listing figure.

Why do listings show different square footage?

A listing can differ from the county roll because it may count a lanai, a different measure of the interior, or an older number carried from the conversion marketing. The county roll's heated area, the number we use, can differ from a listing's figure for the same unit, so you should never compare a listing's square footage to a roll median without noting the source. For that reason we do not print any listing square footage on this page. When you compare two Granada Lakes units, use the same source for both, and ask the seller where the number came from. If a lender's appraisal will govern the loan, the appraiser's measurement is the one that counts at closing.

What Is the Granada Lakes Real Estate Market Doing?

Granada Lakes had 3 recorded sales in the 12 months to October 16, 2026, from $166,000 to $229,900. Few Granada Lakes units trade in any year. The 12-month and 24-month windows have fewer than 10 sales each, so the first window with enough sales for a median is the 36-month window: 12 sales at a $187,000 median.

Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026, county sale-date end October 16, 2026, our analysis).

Days on market, list prices, active listings and association fees: Information not available at time of publishing (checked 2026-11-03). The figures on this page are Collier County recorded sales, which include sales the MLS never sees. We tracked every recorded qualified sale at Granada Lakes since the first condominium sales in 2006, and the newest qualified sale in the county file is dated August 27, 2026. Where a window has fewer than 10 sales, we print the count and the range and no median, because a median of a handful of sales is a coin flip.

How many units sold in the last 12 months?

Three units sold in the 12 months from October 16, 2025 to October 16, 2026, at prices from $166,000 to $229,900. With fewer than 10 sales we print no median. Three sales out of 248 units is a thin year, and it is typical for this community: the recent yearly counts run from 2 to 5. A thin year does not mean prices are falling or rising. It means a buyer or seller should lean on the longer windows for a reading and treat the 12-month range as the three data points it is.

Every recorded sale in the last 12 months

These are all three qualified recorded sales in the 12-month window. We list the date, the price, the street and the county heated square feet, and no unit number and no owner.

Date Price Street County heated sq ft
March 12, 2026 $180,000 Santa Clara Dr 673
March 24, 2026 $166,000 Santa Clara Dr 637
August 27, 2026 $229,900 Santa Clara Dr 1,043

The three sales are three different plans, so they do not compare like with like. The two March sales, 12 days apart, were for the 673 and 637 square foot plans, and the August sale was the 1,043 square foot plan.

What do 24, 36 and 60 months show?

The longer windows add sales. The 24-month window has 9 sales, from $160,000 to $250,000, and with fewer than 10 sales there is no median. The 36-month window has 12 sales from $160,000 to $257,500, with a median of $187,000 and a median of $258 per county heated square foot. The 60-month window has 29 sales from $141,000 to $257,500, with a median of $189,000 and a median of $250 per county heated square foot.

Window Dates Sales Price range Median price Median per county heated sq ft
12 months October 16, 2025 to October 16, 2026 3 $166,000 to $229,900 fewer than 10 sales fewer than 10 sales
24 months October 16, 2024 to October 16, 2026 9 $160,000 to $250,000 fewer than 10 sales fewer than 10 sales
36 months October 16, 2023 to October 16, 2026 12 $160,000 to $257,500 $187,000 $258
60 months October 16, 2021 to October 16, 2026 29 $141,000 to $257,500 $189,000 $250

The 36-month and 60-month medians are close, at $187,000 and $189,000, which suggests that prices at the middle of the market have been steady across those windows. That is a reading of two medians, not a forecast.

What does the 120-month view show?

The 120-month window, from October 16, 2016 to October 16, 2026, has 81 sales from $104,000 to $257,500, with a median of $145,000 and a median of $184 per county heated square foot. This window reaches back to when the table's yearly sales resumed in 2016, when prices sat near $100,000 to $120,000. Because the window spans such different years, the $145,000 median says more about the decade as a whole than about today. It is useful as a baseline, not as a price for any unit now.

What does the all-time record show?

The all-time record in the county table is 274 sales, from $102,500 to $319,000, with a median of $183,950 and a median of $251 per county heated square foot. Of those, 177 came in 2006, the year the declaration was recorded, and 12 in 2007. The all-time range includes both the 2006 first sales and the low prices of 2016 to 2018, which is why the median sits between them. We use the record to show the shape of the market over time. For a price today, use the 36-month and 60-month windows.

What does price per county heated square foot show?

The county table gives a median per county heated square foot for each window that has enough sales: $258 for 36 months, $250 for 60 months, $184 for 120 months and $251 for the all-time record. Each figure is the median of the sales in that window, measured on the county's heated area, and each is labelled that way on this page. We do not compute a per-square-foot figure for any individual sale or unit. The 12-month and 24-month windows have fewer than 10 sales and no median. A per-square-foot median is a yardstick, and small units usually show a higher figure per square foot than large ones, so apply it with the plan size in mind.

How have prices moved since 2006?

The county's qualified-sale table by year is below. The years 2008 through 2015 have no rows, and a note under the table explains what that means. The 2026 row covers a partial year.

Year Sales Low High Median
2006 177 $149,300 $319,000 $197,800
2007 12 $179,900 $269,900 $235,950
2016 4 $102,500 $115,000 fewer than 10 sales
2017 3 $105,000 $120,000 fewer than 10 sales
2018 8 $104,000 $115,000 fewer than 10 sales
2019 12 $104,000 $135,900 $109,000
2020 9 $105,000 $180,000 fewer than 10 sales
2021 26 $110,000 $185,000 $148,250
2022 9 $169,000 $249,000 fewer than 10 sales
2023 2 $195,000 $225,000 fewer than 10 sales
2024 4 $173,800 $257,500 fewer than 10 sales
2025 5 $160,000 $250,000 fewer than 10 sales
2026 (partial year, newest recorded sale August 27, 2026) 3 $166,000 $229,900 fewer than 10 sales

The first condominium sales came in 2006, with 177 sales at a $197,800 median, from $149,300 to $319,000. Twelve more sales in 2007 had a $235,950 median. Then the table lists no qualified sales until 2016. The 36-month median of $187,000 and the 60-month median of $189,000 sit below the 2006 first-sale median of $197,800. The 120-month median is $145,000.

What happened to sales in 2008 to 2015?

The county's qualified-sale table lists no sales for 2008 through 2015. We do not explain why the county did not qualify any sale in those years, and we do not read a cause into the gap. The developer dispute ran from 2008 to 2013, and it is covered in the history section, but we do not say it caused the gap. The Naples Daily News, in its May 20, 2011 report as republished at ccfj.net, reported that some units had sold for less than $20,000, down from more than $200,000 with upgrades. That is the article's report of a dated period, attributed to the article, and it is not a figure from the county table.

When did sales pick up again?

The table resumes in 2016 with 4 sales, and 2016 to 2018 ran from $102,500 to $120,000 with fewer than 10 sales a year. The first year with enough sales for a median is 2019, with 12 sales at a $109,000 median. Then 2021 had 26 sales at a $148,250 median, the busiest year since 2007. In 2022 there were 9 sales from $169,000 to $249,000, and from 2023 to 2026 the table shows 2 to 5 sales a year between $160,000 and $257,500. Sales activity is a reading of counts, and we offer no reason for the swings.

What was the highest recorded price?

The highest recorded qualified price in the county table is $319,000, in the 2006 row. The highest since 2016 is $257,500, in the 2024 row. Both are single sales at the top of their years, and neither is a typical price. The 2006 top price came in the year of 177 first sales, and the 2024 top price came in a year with 4 sales. A buyer or seller should not anchor on either. The 36-month median of $187,000 is a better guide to the middle of the market, and the range of $160,000 to $257,500 over those 36 months shows how far a single sale can sit from it.

What do repeat sales show?

The county table pairs units that resold in the last 36 months and shows a median change of plus 3 percent over 12 pairs. That is a nominal change in the sale price, before improvements, closing costs and carrying costs. It is a small sample, so it is a reading and not a rate of appreciation. A unit that was renovated between the two sales can show a larger change, and a unit that was not can show less. If you own a Granada Lakes condo and are weighing a sale, look at your own purchase price and the improvements you made, and use the longer windows for context.

Why do so few units sell each year?

The county table shows how few, not why. After the 177 sales of 2006 and the 12 of 2007, no year in the table has more than 26 sales, and from 2023 to 2026 the yearly count is 2 to 5. We do not offer a reason, because the public record does not give one and any answer would be a guess. What a buyer or seller can do with the number is plan for it. When few units trade, a good comparable may be months or years old, a single sale can move an average, and a listing that sits without sales nearby is not necessarily mispriced.

Which plans sold in the last 12 months?

The three sales in the 12-month window were one 673 square foot unit, one 637 square foot unit and one 1,043 square foot unit. No 580, 725, 896, 940 or 980 square foot unit sold in the window. That means the 12-month range of $166,000 to $229,900 spans three different plans, and the high end belongs to the largest plan. A seller of a plan that did not trade in the window should look at the 36-month and 60-month windows, where more plans are represented, and at the nearest comparable plan.

How do the first-sale prices compare with today?

In 2006 the first sales had a median of $197,800, from $149,300 to $319,000. Today the 36-month median is $187,000, the 60-month median is $189,000 and the 120-month median is $145,000. The two recent medians sit below the 2006 first-sale median, and the 120-month median sits well below it. These are nominal prices, with no adjustment for inflation, renovations or the sizes of the units sold. We compute no percent change here. The comparison tells you where recent medians sit against the first sales, not what any unit is worth.

How should a buyer read these numbers?

A buyer should treat the 36-month median of $187,000 and the 60-month median of $189,000 as the center of the market, the 12-month range of $166,000 to $229,900 as three data points, and the plan size as a first filter. Ask for the recorded sales of the same plan, ask what the unit's condition and floor add or subtract, and ask the associations for the documents that decide the carrying cost. Our buying guide for Naples and our contact page show how to ask us to pull the sales that match a specific unit.

How should a seller read these numbers?

A seller should expect a thin set of comparables and a pricing plan built on the 36-month and 60-month windows. Three sales in 12 months means the newest comparable may be one of the three, and the nearest plan match may be older. Price by plan size and, where we can show it, by the condition of the unit and the building. Gather the documents a buyer and a lender will ask for before you list. For a county-sales-based opinion of your unit, request our home valuation or read how we sell a home in Naples.

What Are Granada Lakes Condo Fees and Assessments?

Granada Lakes owners pay fees and assessments to two associations, the condominium association and the master association, and neither has published a fee figure that we could find. Listing descriptions quote fee figures, often split into a master fee and a condominium fee, that do not agree with each other. The numbers to trust are the ones on each association's current budget.

Data updated: November 2026 (Florida Supreme Court opinion in SC11-2590, Florida condominium statutes, our analysis of public sources).

Listing descriptions quote fee figures, often split into a master fee and a condominium fee, that do not agree with each other; we found no assessment figure published by either association. For that reason this section prints no dollar figure for either association. It explains the structure instead, and it lists the documents that will give you the real numbers. We read the 2026 county tax roll for all 248 units, so the tax side is known and is covered in the next sections. The fee side is yours to collect from the associations before you commit.

How much is the condo fee?

The condo fee: Information not available at time of publishing (checked 2026-11-03). Listing descriptions quote fee figures, often split into a master fee and a condominium fee, that do not agree with each other, and we do not print any of them. The fee that governs a purchase is the one in each association's current adopted budget, plus any special assessment. Ask the seller's agent for both budgets, ask the closing agent to order the estoppel certificate from each association, and compare the two documents with whatever a listing says. If the two disagree, the association's document is the one that counts.

Why do listings show two fees?

Owners at Granada Lakes pay fees and assessments to two layers. The Florida Supreme Court opinion in SC11-2590 describes Granada Lakes Villas as a subdivision of a larger condominium complex known as Santa Barbara Landings, and says owners pay fees and assessments to both associations. The condominium association is Granada Lakes Villas Condominium Association, Inc., a nonprofit condominium association. The master association is Santa Barbara Landings Property Owner's Association, Inc. A listing that shows two fees is showing the two layers, and a listing that shows one may be showing only one of them.

What does the fee cover?

What each fee covers: Information not available at time of publishing (checked 2026-11-03). The Second District Court of Appeal's description of the original arrangement is a useful starting point, as a dated fact: owners paid one set of fees to the condominium association, which then paid the developer and the master association for common-area expenses. After a falling-out the property was managed by two separate entities. That history tells you the structure was meant to be layered. It does not tell you what today's budget includes, so ask for the budgets and read the line items.

Is there a special assessment now?

Whether a special assessment is in place, proposed or planned: Information not available at time of publishing (checked 2026-11-03). A special assessment is an extra charge the association levies on owners for a cost the regular budget does not cover, and it can come from either layer. Ask the associations for any special-assessment notice and for the last 12 months of board minutes, which usually record when a board discussed a large repair or a new charge. Ask the seller in writing whether any special assessment is pending, and ask whether it will be paid by the seller or the buyer at closing.

What do the reserves look like?

Reserve balances, schedules and studies for either association: Information not available at time of publishing (checked 2026-11-03). Florida's structural integrity reserve study law likely does not apply to two-story buildings, as listings describe them, so a reserve study may not exist unless the association commissioned one. That makes it more important to ask. Request the reserve schedule or study, the list of components it covers, and any structural or engineering report. Reserves and building upkeep still drive the budget in a 1987 building. A thin reserve can mean a large special assessment later, and a lender will ask about it too.

Is there a capital contribution or transfer fee at closing?

A capital contribution, transfer fee or lease or purchase application fee: Information not available at time of publishing (checked 2026-11-03). Some condominium associations charge one or more of these when a unit changes hands, and some do not; the declaration and the rules say. We print no cap and no figure. Ask each association whether any fee applies, who pays it under your contract, and whether it is due with the application or at closing. Put the answer in writing, and ask the closing agent to show the fee on the settlement statement so nothing appears at the table.

What is an estoppel certificate?

An estoppel certificate is a document from an association that states what a unit owner owes, including regular assessments, any special assessment and any unpaid amounts, as of a date. At Granada Lakes the buyer's closing agent orders one from each association, the condominium association and the master association, because owners pay both. The certificates show what is owed so that the buyer does not inherit a surprise. We print no deadline and no fee, because neither association has published them. Ask your closing agent to order both certificates as soon as you have an accepted contract.

Is there a CDD or club fee?

Granada Lakes has no Community Development District, so no CDD assessment appears on a tax bill. The 2026 roll for millage area 301 carries eleven levies totaling 10.5558 mills, none of them a district assessment, and non-ad valorem charges are $0 on all 248 units. A community development district is created by ordinance or rule and levies non-ad valorem assessments under section 190.005. There is also no golf course, marina or club membership at Granada Lakes, so no club dues, initiation fee or membership fee applies. Fees to the two associations still apply.

How do I estimate the total monthly cost?

Start with what is known. The median 2026 total taxes on the roll are $1,510 a year, and the high is $2,153. Then add what you have to collect: the condominium association fee, the master association fee, a homeowner policy for the interior of the unit (an HO-6 policy, covered in the insurance section), a flood quote if you want one, and any special assessment. Do not use a listing's total, because listing descriptions quote fee figures that do not agree with each other. Ask for both budgets and divide each by the number of months it covers. Then ask your lender for the full payment, including taxes and insurance.

What should a buyer ask for before closing?

A buyer should request, from the seller or the associations: estoppel certificates from both associations; the recorded declaration of condominium, bylaws, articles and every amendment; the master association's covenants and bylaws; the current adopted budgets and reserve schedules of both associations; the reserve study and any structural or engineering reports; the rules and regulations, including leasing, pet, parking and architectural rules; any lease or purchase application and its fee; the last 12 months of board minutes; any special-assessment notices; the list of pending litigation; the master insurance certificates for property, flood if any and liability; the condominium questionnaire a lender sends; and the converter's 2006 disclosure report under section 718.616, if the association holds it.

Why do fees matter more in a converted 1987 building?

A converted 1987 building has older roofs, plumbing and exterior surfaces than a new building, and the association's reserves are what pay to replace them. The conversion protections that Florida law gave buyers in 2006, covered in the conversion section, ran long ago. In practice, a buyer today relies on the association's own reserves and on the condition of the buildings. We make no claim about the level of either association's reserves, because no figure is published. The point is that a fee that looks low can hide a large future assessment, and a fee that looks high can be paying for work already done. Read the budget, not just the number.

Do Milestone Inspections and SIRS Apply at Granada Lakes?

Granada Lakes buildings are described in listings as two stories, and Florida's milestone inspection and SIRS laws start at three habitable stories, so they likely do not reach these buildings. Ask the association to confirm the story count in writing, and ask for its reserve study or reserve schedule, because reserves and building upkeep still drive the budget.

Data updated: November 2026 (Florida Statutes sections 553.899 and 718.112, Florida DBPR condominium pages, Florida Senate bill summary of SB 4-D, our analysis).

Listing descriptions report two-story buildings at Granada Lakes, and Florida's milestone inspection and SIRS laws start at three habitable stories, so they likely do not reach these buildings. Ask the association to confirm the story count in writing, and ask for its reserve study or reserve schedule and any structural or engineering reports, because reserves and building upkeep still drive the budget. The sections below walk through the law so you can see where the line falls and what to ask.

What is the three-story threshold?

Both laws are written for buildings of three or more stories. The milestone inspection statute, section 553.899, applies to condominium buildings "three habitable stories or more in height." The structural integrity reserve study provision in section 718.112(2)(g) applies to each building "three habitable stories or higher in height." The Florida Senate's 2022 summary of SB 4-D says both requirements reach buildings of three or more stories. A building below that height falls outside both texts, subject to the confirmation described below.

How tall are the Granada Lakes buildings?

Listing descriptions report two-story buildings, per listing descriptions, for the buildings at 132 and 116 Santa Clara Dr, and every unit reported is on the first or second floor. Other listings carry only a menu value, "Low Rise (1-3)," which is not a story count, and no primary source such as a plan, a permit or an association document states the number. Two-story buildings, per listing descriptions, is the best reading we have, and it is a description. Ask the association to confirm the number of habitable stories in writing for the building you are considering, because the answer decides which laws apply.

Does the milestone inspection law apply?

Probably not, on the story count listings report. A milestone inspection is a structural inspection of a condominium building three habitable stories or more in height, required by December 31 of the year the building reaches 30 years from its certificate of occupancy, or 25 years if the local agency chooses based on local conditions such as proximity to salt water. It repeats every 10 years. Phase one must be performed within 180 days of notice, and phase two applies only if substantial structural deterioration is found. The association distributes the summary to owners within 45 days. The DBPR inspections page describes the program. Granada Lakes buildings are described as two stories, so these requirements likely do not reach them.

When would a milestone inspection have been due?

If these 1987 buildings were three habitable stories, the 30-year milestone clock would have run in 2017; at two stories, as listings describe them, no milestone date applies. We state this as a condition and not a finding, because the story count is the open question. If the association confirms three habitable stories for any building, ask when the first milestone inspection was performed, who performed it, what the summary found, and whether any repair or special assessment followed. If it confirms two, ask whether the board has commissioned any voluntary structural inspection anyway.

Does the SIRS law apply?

The Department of Business and Professional Regulation's condominium FAQ says: "The SIRS requirements do not apply to buildings less than three stories in height." On the two-story reading from listing descriptions, the structural integrity reserve study requirement in section 718.112(2)(g) likely does not apply to Granada Lakes. We do not call the association exempt from reserves, because the law that governs the association's budget and reserves in general still applies, and a lender will still ask about them. The SIRS question is a threshold question, and the story count answers it.

What was the SIRS deadline for covered buildings?

For a covered building, the SIRS must be performed at least every 10 years. Unit-owner-controlled associations that existed on July 1, 2022 had to complete the first study by December 31, 2025. Section 718.112(2)(g) is the source for these dates. If Granada Lakes buildings are two stories, as listings describe them, this deadline likely did not apply to the association. Still, ask whether the board commissioned a study, a reserve schedule or an engineering report on its own, because the date shows whether anyone has looked closely at the buildings in recent years.

What does a SIRS cover?

A SIRS looks at the building's major components. Under section 718.112(2)(g) those include the roof, the structure, fireproofing, plumbing, electrical systems, waterproofing and exterior painting, windows and exterior doors, and any other item whose replacement cost is over $25,000. A study that covers those items tells an owner what will wear out and what it will cost to replace. For a building that falls outside the law, the same list is a useful checklist. Ask the board whether it has looked at those components, and ask to see whatever it has in writing.

Can reserves be waived?

For associations covered by the law, reserves for the SIRS items cannot be waived for budgets adopted on or after December 31, 2024. Granada Lakes buildings are described as two stories, so the association is likely not covered, and the question then becomes what the board does by choice. Some boards fund reserves fully, some partly and some not at all. Ask for the adopted budget and the reserve schedule, and ask what percentage of the schedule is funded. We do not print any figure for Granada Lakes because none is published. A lender may ask the same question when it reviews the project.

What did SB 4-D change in 2022?

SB 4-D was a 2022 special-session law that set the milestone inspection and structural integrity reserve study requirements for condominium and cooperative buildings of three or more stories. The Florida Senate's bill summary says the first milestone inspection comes at 30 years, or at 25 years for a building within three miles of the coast. We make no claim about where Granada Lakes sits against that line, because the buildings are described as two stories, which is below the threshold. The law is the reason buyers across Florida now ask about reserves and building condition in any condominium.

Where can I look up a condominium's filings?

The state's condominium portal is where readers can look up a condominium's filings. We do not claim what it shows for Granada Lakes, and we printed no registration number from it. Use it to see whether filings are on record, and treat anything you find as one input, not a substitute for the association's current documents. For milestone and SIRS questions in particular, the portal is a place to check whether any report has been filed, and the answer to that question belongs in your inspection-period notes.

Do the associations still need reserves and repairs?

Yes. Even a building outside the milestone and SIRS laws needs a roof, plumbing, paint and pavement, and the association has to pay for them from reserves, regular assessments or special assessments. Lenders and insurers ask about reserves and building condition for every condominium. Fannie Mae's ineligible-project rules bar projects with critical repairs, including material deficiencies and significant deferred maintenance. So the story count answers the legal question and leaves the practical one open: what condition are the 1987 buildings in, and how is the association paying for it?

What should a buyer ask for?

Ask for the reserve study or reserve schedule, any structural or engineering reports, any special-assessment notice, and written confirmation of the number of habitable stories in the building. Ask whether the board has commissioned any inspection of the roof, balconies, stairs or walkways, and what it found. Ask the seller whether any repair is scheduled and who pays for it. Put your requests in writing, give the associations time to respond inside your inspection period, and ask your agent to track the answers. Our contact page shows how to reach us for the full request list.

What Are Property Taxes at Granada Lakes?

Granada Lakes sits in millage area 301, where the 2026 roll carries eleven levies totaling 10.5558 mills. The median 2026 total tax bill across the 248 units is $1,510, the high is $2,153, and non-ad valorem charges are $0 on all 248 units. There is no Community Development District.

Data updated: November 2026 (Collier County property roll, tax year 2026, county file dated October 27, 2026, our analysis; Florida Department of Revenue).

We read the 2026 county tax roll for all 248 units. The roll has a row for every unit, and the figures below are the county's own: just value, taxes, exemptions and levies. Each unit is taxed on its own value, so your bill depends on your unit's value, the exemptions you qualify for and the millage rates. The tables and answers below show what the roll says and how Florida's homestead rules work, and they do not predict a new owner's bill.

Which taxing authorities apply?

The 2026 millage area 301 table lists every levy on the roll, with the authority, the levy name as the county prints it and the rate in mills. The fourth column gives each levy in plain words.

Authority Levy Mills In plain words
Collier County C.C. Water Pollution Ctrl Pgm 0.0246 Collier County water pollution control program
Collier County Conservation Collier 0.1772 Conservation Collier land program
Collier County General Fund 3.0107 County general fund
South Florida Water Management Water Management Fund-South Fl 0.0948 South Florida Water Management District
South Florida Water Management Big Cypress Basin 0.0978 Big Cypress Basin
School Board School Board (State Law) 1.8990 School board, state law
School Board School Board (Local Board) 2.2480 School board, local board
Collier County Golden Gate Com Ctr Mstd 0.1862 Golden Gate Community Center municipal service taxing unit
Collier Mosquito Control Collier Mosquito Control 0.1331 Collier Mosquito Control District
Greater Naples Fire Greater Naples Fire Rescue Dis 2.0000 Greater Naples Fire Rescue District
Collier County Unincorp Gen (Mstd) 0.6844 Unincorporated general municipal service taxing unit
Total 10.5558

The total of 10.5558 mills is the county's published total for the area. A mill is one dollar of tax per $1,000 of taxable value.

What do owners pay?

The 2026 roll for all 248 units shows a median just value of $149,350, with a low of $119,480 and a high of $203,998. The median total taxes are $1,510, with a high of $2,153, and the median ad valorem tax is also $1,510. Those are the county's figures for the 2026 tax year. They are the bills as the roll shows them, with each unit's exemptions already applied, so a unit with a homestead exemption pays less than a similar unit without one. A buyer should use the median as a reference point and not as a quote.

What is the Golden Gate Community Center MSTD levy?

The levy appears on the roll as "Golden Gate Com Ctr Mstd" at 0.1862 mills. In plain words, it is a Collier County municipal service taxing unit levy that appears in millage area 301. We say nothing more about what it funds, because the county's table does not say. The levy name does not by itself say where Granada Lakes sits. This page uses Naples 34104, as the county roll does, and Golden Gate is a separate community with its own page on our site at Golden Gate.

Which fire district taxes Granada Lakes?

The Greater Naples Fire Rescue District levies 2.0000 mills on the 2026 roll for millage area 301. The district is the one the roll assigns. For an emergency, call 911; do not rely on a map or a web page.

How much of Granada Lakes is homesteaded?

On the 2026 roll, 29 of 248 units, or 12 percent, carry a homestead exemption. That is a tax fact about the exemption and nothing more. A homestead exemption means the owner filed for it and lives in the unit as a permanent residence, and it is not a measure of who owns or lives in the other units. We draw no conclusion about the rest. For a buyer, the number matters in one way: the units without homestead are taxed on a full assessed value, and a buyer who will live in the unit can apply for the exemption after the purchase.

Are there non-ad valorem charges?

No. The roll shows non-ad valorem charges of $0 on all 248 units, with a maximum of $0. Non-ad valorem charges are assessments that appear on the tax bill and are not based on value, such as a district assessment or a solid waste fee. None appears for Granada Lakes on the 2026 roll. That does not include the fees each unit owner pays to the condominium association and the master association, which are billed by the associations and not by the county, and which are covered in the fees section.

Is there a CDD assessment?

No. Granada Lakes has no Community Development District. The proof is on the roll: millage area 301 carries eleven levies totaling 10.5558 mills, none of them a district assessment, and non-ad valorem charges are $0 on all 248 units. A community development district is created by ordinance or rule and levies non-ad valorem assessments, as section 190.005 describes. The state's special-district list was not part of our check, so we rely on the roll for this answer.

How does the homestead exemption work?

The Florida Department of Revenue's exemptions page says the homestead exemption reduces the taxable value by up to $50,000 and brings the Save Our Homes assessment limit. The owner who lives in the unit as a permanent residence must file for it; it does not apply automatically. The same page covers portability, the transfer of a Save Our Homes benefit to a new homestead. We repeat no figure beyond the $50,000 exemption. For your own eligibility and filing dates, ask the Collier County Property Appraiser's office.

How does a purchase reset the bill?

When a unit sells, the assessed value is reset, so a buyer's bill can be higher than the seller's was. A seller who held a homestead exemption for years may have had an assessed value held down by the Save Our Homes limit, and the buyer starts fresh unless the buyer has a benefit to port. We compute no new bill here, because it depends on the unit's value, the buyer's exemption status and the millage rates in the year of the purchase. Do not use the seller's bill to estimate your own. Ask us or a tax professional to estimate it from the sale price and the 10.5558 mills.

Can I port Save Our Homes to a Granada Lakes condo?

The Department of Revenue's exemptions page covers portability, which lets an owner who had a homestead exemption move part of the Save Our Homes benefit to a new homestead. We print no figures for it, and the rules have filing deadlines and conditions. If you own a homestead elsewhere in Florida and are buying at Granada Lakes, ask the Property Appraiser's office whether your benefit can be ported and what to file, and do it before the deadline for the tax year of the purchase.

How do taxes compare across the community?

The 2026 roll's just values range from $119,480 to $203,998, with a median of $149,350. The spread shows that units are not valued alike, and that the unit size, the condition and the exemption status all matter. We print the median bill of $1,510 and the high of $2,153 for reference, and no other range. A buyer comparing two units should compare their individual bills and their just values, not an average. Because the 580 square foot units and the 1,043 square foot units are assessed separately, the same millage produces different bills.

What is the yearly cost of owning?

The tax side is known: a median 2026 bill of $1,510 and a high of $2,153, with $0 in non-ad valorem charges. The rest of the yearly cost has to be collected from documents: the condominium association fee, the master association fee, a policy for the interior of the unit, a flood quote if you want one, and any special assessment. We do not print a yearly total because listing figures do not agree and neither association has published a budget. Collect the numbers, add them to the tax figure, and ask your lender to build the full payment. For help gathering them, contact us.

What Amenities Does Granada Lakes Have?

Granada Lakes has no published amenity list from either association, so this section separates dated history from today. The record shows a clubhouse and pools that were closed from April 2009. Their condition now is not public. There is no golf course, marina or club membership, and nearby golf, beaches and shopping are listed below.

Data updated: November 2026 (Florida Supreme Court and Second District opinions, Naples Daily News, May 20, 2011, as republished, nearby park, golf and tourism pages linked below, our analysis).

We read the court record of the 2009 to 2013 dispute between the developer and the condominium association, and we set it beside what listings say today. No association website, rules sheet or amenity page was found. Every statement below carries its date, and we never present a 2011 condition as a 2026 one.

What does the public record show about the amenities?

The court record and a 2011 news report both describe a clubhouse and pools at Granada Lakes. The trial court found "the pool has been locked due to maintenance issues, the trash has been allowed to accumulate resulting in violations," as quoted in the respondents' answer brief. The Naples Daily News, May 20, 2011, as republished, added that the resident-run condominium association maintained the pools and clubhouse before the developer took control.

What did the 2009 marketing describe?

Auction marketing from 2009 described a two-story clubhouse, two pools, a spa, a fitness center, lighted tennis, volleyball, billiards, a picnic area and four lakes on about 40 acres. That is a sales description from the developer's era, not a record of what was built, maintained or open. We list it only to show what owners were once told to expect. Compare it with the dated closures below before you rely on any item.

What happened to the pools and clubhouse from 2009 to 2011?

The Naples Daily News reported in May 2011 that the pools had been "closed since April 2009," that county health inspectors found the pools unsafe and that a county spokeswoman called them a "sanitary nuisance." The clubhouse had been padlocked, and the article described a spa "filled with wooden planks." These are 2009 to 2011 conditions, reported by one newspaper. They say nothing about 2026.

Are the pools and clubhouse open today?

The current status of the pools, spa, clubhouse, fitness room and courts: Information not available at time of publishing (checked 2026-11-03). Ask the association for today's pool and clubhouse condition, hours and rules, and check the pool's current Florida Department of Health permit. A pool that is open to residents needs a current permit, and the permit is a public record you can check before closing.

What do listings describe today?

Listing descriptions today describe a clubhouse, pools and a fitness center, but the association has not published an amenity list, and we could not verify any of it. Treat listing text as a prompt for questions, not as a fact about condition or access. Ask what is open, who maintains it, what it costs each year and whether any repair or special assessment is planned for it.

Are there fitness, tennis, pickleball or playground facilities?

The 2009 marketing named a fitness center and lighted tennis, and listings mention a fitness center, tennis and a playground. Some listing pages also mention basketball, pickleball or a lap pool; none appears in a published association source, so do not count on them. Walk the grounds before you make an offer.

What about the lakes?

The community name, and the 2009 marketing's mention of four lakes, point to water on the property. The county flood map shows small high-risk polygons within about 38 to 57 feet of the building centers we tested, which is consistent with ponds but not confirmed. The declaration would hold them.

Is there an entry gate?

Listings describe an entry gate, and a 2011 news report said the gate the developer advertised had never worked. How entry works today: Information not available at time of publishing (checked 2026-11-03). Ask the association. If entry control matters to you, look at the entrance in person and ask who maintains it and who pays for it.

What is not here?

Granada Lakes has no golf course, no marina, docks, slips or boat storage, and no club membership, initiation fee or club dues, in every description we read. We found no concierge, activity director, event calendar or resident portal, and we do not claim one. Owners who want golf, boating or a beach use facilities elsewhere, and the sections below name the nearest public and private options.

Where can you play golf nearby?

Naples Lakes Country Club, 4784 Naples Lakes Blvd, Naples 34112, is private, per GolfLink. Hibiscus Golf Club, 5375 Hibiscus Dr, Naples 34113, is listed as a public 18-hole course; confirm access and rates with the club. Eagle Lakes Golf Club is listed as public on a 2026 fee tracker. See also Naples Heritage Golf and Country Club. Granada Lakes ownership carries no membership anywhere.

Where is the nearest boat ramp?

Granada Lakes has no boat access of its own. Bayview Park, 1500 Danford St, Naples 34112, is a public boat ramp onto Naples Bay with restrooms, picnic shelters and a playground, and the state-listed access is on How's Your River. Check the operator for fees, hours and the number of lanes before you plan a trip.

Where are the nearest beaches?

Granada Lakes has no beach access of its own. Public choices run by the City of Naples, Collier County and Florida State Parks include Naples Beach and Pier, Lowdermilk Park, Vanderbilt Beach, Clam Pass Park, Barefoot Beach Preserve and Delnor-Wiggins Pass State Park. Lowdermilk Park lists two sand volleyball courts, two playgrounds, picnic tables, restrooms and showers, ADA beach mats, two rentable gazebos, a duck pond and a concession renting chairs, umbrellas, kayaks and paddleboards; there are no lifeguards, per Visit Florida. Clam Pass Park has 171 public spaces and a free tram or a three-quarter-mile boardwalk. Delnor-Wiggins reopened for limited day use with some areas closed, per the tourism pages for beach parking and access and a guide to beach amenities, which carry spring and summer 2025 data. Collier residents can get a beach parking permit that waives fees at county beach parks; price and eligibility: check with the operator.

What about the Naples Botanical Garden?

Naples Botanical Garden, 4820 Bayshore Drive, is open daily from 9 a.m. to 5 p.m. per its visitor page. It is a nearby destination, not an amenity of Granada Lakes, and owners have no special access to it.

Where do residents shop for errands?

Berkshire Commons, 7151 Radio Road, Naples 34104, is a 110,062 sq ft center anchored by Publix (65,537 sq ft) and Walgreens, about 0.4 miles in a straight line. It is a shopping center, not part of Berkshire Lakes. Berkshire Place, a 17,180 sq ft center at 7335 Radio Road, sold to Regency for $9 million in May 2026. Larger destinations are Coastland Center, 1900 Tamiami Trail North, Waterside Shops, 5415 Tamiami Trail N, and Fifth Avenue South, which "stretches from Tamiami Trail to the Gulf of Mexico in Old Naples."

What should a buyer confirm about amenities before closing?

Ask each association, in writing, which amenities exist, which are open, the hours and rules, the condition of the pools and clubhouse, any planned repair or special assessment, and how the clubhouse and pools are insured. Check the pool's Florida Department of Health permit. Ask for the last 12 months of board minutes. Those answers decide whether a listing's amenity text means anything for the unit you are buying.

Is Granada Lakes in a Flood Zone?

Granada Lakes sits outside the special flood hazard area at all 16 of its buildings on Collier County's republished copy of the 2024 FEMA flood map: 15 buildings in unshaded Zone X and one, building 177, in shaded Zone X. It is in Hurricane Evacuation Zone D. Zones can change within feet, so check the exact building.

Data updated: November 2026 (Collier County's republished 2024 FEMA flood map, FIRM panel 12021C0414J effective February 8, 2024, Collier County Community Planning and Resiliency page, FEMA, our analysis).

We tested the flood zone at all 16 Granada Lakes buildings on Collier County's republished copy of the 2024 FEMA flood map. This is a map reading, not a survey, an elevation certificate or a flood determination for any unit, and it does not predict what water will do in a storm.

What did the 16-building test show?

We tested the flood zone at all 16 Granada Lakes buildings on Collier County's republished copy of the 2024 FEMA flood map. Fifteen buildings fall in unshaded Zone X, FEMA's area of minimal flood hazard, and one, building 177, falls in shaded Zone X, the 0.2 percent annual chance area. None of the 16 sits in a special flood hazard area. Zones can change within feet, so check the specific building.

Building Zone on the county's 2024 copy
100 X
108 X
116 X
124 X
132 X
142 X
150 X
153 X
161 X
169 X
177 Shaded X (0.2 percent annual chance, combined riverine and coastal)
185 X
190 X
193 X
194 X
201 X

What does unshaded Zone X mean?

Unshaded Zone X is FEMA's area of minimal flood hazard. It is not a promise of no water. Heavy rain can pond on low ground, drains can back up and storm surge can exceed what a map shows. Fifteen of the 16 buildings fall here on the county's copy. The zone says how FEMA classed the ground, not how a particular ground-floor unit would fare.

What does shaded Zone X mean?

Shaded Zone X marks the 0.2 percent annual chance flood area, sometimes called the 500-year floodplain. Building 177 falls here on the county's copy, and the layer labels it combined riverine and coastal. That is still outside the special flood hazard area. If you are buying in building 177, ask for a flood insurance quote for the exact unit and the building's elevation certificate if one exists.

Is any building in a special flood hazard area?

None of the 16 buildings sits in a special flood hazard area on the county's 2024 copy. FEMA defines that area as "the area where the mandatory purchase of flood insurance applies," in its glossary entry. We did not read the map for individual unit entrances, carports or common-area buildings, and the maps get revised, so a lender's own determination for the exact address is the one that counts.

Why does the exact building matter?

The county map shows small high-risk polygons within about 38 to 57 feet of the building centers we tested, which is why the zone of the exact building matters. A line that close can change a zone on a single structure. Two buildings a few hundred feet apart can sit in different zones. Check your building rather than relying on this page's community-wide summary.

Does a lender require flood insurance?

Whether a lender requires flood insurance on a Granada Lakes unit is the lender's decision, based on the zone of that building; check the specific building at the FEMA Map Service Center and ask the association what its master policy covers. Get the lender's answer in writing early in the contract period, because an insurance quote can take days to obtain.

Which FEMA map panel covers Granada Lakes?

FIRM panel 12021C0414J, effective February 8, 2024, covers all 16 buildings. You can search the panel by address at the FEMA Map Service Center.

Is a new flood map coming?

Preliminary map revision: Information not available at time of publishing (checked 2026-11-03). Ask the county's floodplain staff, or check the Map Service Center, for any revision in progress. Buyers who plan to hold a unit for many years should ask now, because a revision can move a building into or out of the special flood hazard area and change an insurance quote.

What is the evacuation zone?

Collier County's maps place the whole community in Hurricane Evacuation Zone D. That is a county map reading, so check your own address with the county before a storm. We do not say which storms trigger an order for Zone D, because the county decides that at the time.

Is Granada Lakes in the Coastal High Hazard Area?

The county's mapped Coastal High Hazard Area layer shows no polygon at the community, per Collier County's maps. That layer is a planning designation for the coastal area most exposed to storm surge. Its absence here is a map reading, not a promise of no surge, and the county's maps are the place to check your address.

What does Collier's CRS rating mean?

Collier County is rated Class 5 in FEMA's Community Rating System and has been in the program since October 1992. FEMA's table gives Class 5 a 25 percent discount, and the county says the program "saves the community over $9 million in flood insurance premiums annually," on its Community Planning and Resiliency page. FEMA says the discount applies to eligible NFIP policies "including policies outside of the Special Flood Hazard Area," unless the structure is out of compliance.

Is there a base flood elevation or elevation certificate for my building?

We print no base flood elevation, because the county layer does not state its datum. An elevation certificate for the building is the record to ask for. The county lists an online Elevation Certificate tool in a pilot phase on its Community Planning and Resiliency page, linked above.

How do I check a specific building?

Enter the address at the FEMA Map Service Center, note the zone, panel number and effective date, and compare them with the table above. Then ask your insurance agent for a flood quote on that unit and the association for its master policy summary. Do this inside the inspection period, while you can still cancel.

What should a ground-floor buyer ask?

A ground-floor buyer should ask for a flood quote for the unit, the association's flood coverage and deductible, and any history of water in the building, including the 2022 and 2017 storms. Listings describe two-story buildings, so ask whether you are buying on the first or second floor.

How Did Hurricanes Ian, Irma and Milton Affect East Naples?

Granada Lakes sits inland near Radio Road and Santa Barbara Boulevard, about 5.6 miles in a straight line from the Naples Pier. The storm reports below describe Collier County and the coast. They do not name the community, so whether any building took water is not in the public record. They are regional facts, not Granada Lakes facts.

Data updated: November 2026 (National Weather Service Miami reports on Hurricanes Ian and Irma, Naples News Now on Hurricane Milton, our analysis).

We read the National Weather Service Miami summaries for Ian and Irma and a local report on Milton. Station readings are readings at one place, not at a building. We say nothing about whether Granada Lakes flooded or stayed dry in any storm.

What happened in Hurricane Ian in 2022?

Ian made landfall at Cayo Costa, Lee County, around 3 p.m. on September 28, 2022, as a Category 4, per the NWS Miami summary, which is marked preliminary. Collier County sat south of the landfall point and took surge, wind and heavy damage. The sections below quote the summary on each effect.

How did Ian's surge affect Collier County?

The summary says "extensive storm surge flooding occurred over most areas south and west of US 41/Tamiami Trail, as well as near the Gordon River, Cocohatchee River, and connecting creeks and canals," with "significant to major storm surge flooding south and west of Naples Municipal Airport along the Gordon River and Rock Creek." The Naples Pier gauge read 6.18 ft above MHHW, with incomplete data. The report does not name the Radio Road and Santa Barbara Boulevard area.

How strong was Ian's wind in East Naples?

The East Naples WeatherSTEM station peaked at 58 mph sustained with an 89 mph gust. Near-surface peak gusts over western Collier were "likely in the 80 to 90 mph range." Wind damage was "mainly confined to trees/fences/screens, with minor wind damage to vulnerable structures." A station reading is the wind at one pole, not at a building, and gusts differ block to block.

What damage and outages did Ian cause in Collier County?

In Collier County the summary counts 5 deaths, about 32,500 evacuations (an estimate), a peak of 201,095 customers without power, $2.2 billion in damage ($1.7 billion residential and $492 million commercial), 33 buildings destroyed and 3,515 with major damage. It splits the damage as $948 million in unincorporated Collier and $989 million in the City of Naples. These are county totals.

What happened in Hurricane Irma in 2017?

Irma passed Southwest Florida on September 10, 2017, per the NWS Miami Irma page.Read the facts below as Collier County effects: surge at the waterfront, wind at East Naples and heavy inland rain that left standing water for at least a week.

What were Irma's surge, wind and rain?

The NWS reports Naples surge of "3-4 ft at the Gulf and Naples Bay waterfronts, extending less than a half-mile inland," and a USGS gauge at the Tamiami Trail bridge on Naples Bay recorded an 8 ft rise in just over 9 hours. East Naples (WeatherBug) logged a 122 mph gust and 82 mph sustained wind. Inland Collier received 9 to 15 inches of rain, with rainfall flooding lasting at least a week.

What was Irma's damage in Collier County?

The NWS page counts at least 88 structures destroyed and about 1,500 with major damage in Collier, about $320 million in damage in unincorporated Collier, and over 30,000 insurance claims. The inland rain flooding that lasted a week is why we recommend asking about the history of the specific building. Station readings are not building readings, and the county totals do not break out Granada Lakes.

What happened in Hurricane Milton in 2024?

Milton passed on October 9 to 10, 2024. County officials estimated damage to homes and businesses "could exceed $280 million," according to Naples News Now. Power outages hit traffic lights, hospitals and lift stations, a disaster recovery center was being set up and hospitals kept essential services. The NWS Miami Milton narrative is listed in our downloads.

Where does Granada Lakes sit relative to the coast?

Granada Lakes sits inland near Radio Road and Santa Barbara Boulevard, about 5.6 miles in a straight line from the Naples Pier. The NWS storm reports name surge areas along the coast, Naples Bay, the Gordon River and Rock Creek; they do not name the Radio Road and Santa Barbara Boulevard area or the community, so whether any building took water is not in the public record.

What does the record not show for Granada Lakes?

Damage, claims, assessments or repairs at Granada Lakes in Irma, Ian or Milton: Information not available at time of publishing (checked 2026-11-03). We make no claim that any building flooded or stayed dry. A seller's disclosure, the association's records and your own inspection are the only ways to learn it, and a flood history question belongs in every offer.

What should you ask the association after a storm?

Ask for the board minutes from the months after each storm, the insurance claims the association filed, any special assessment that followed, the repairs made to roofs and common areas and whether the master policy deductible was paid from reserves. Ask what the association did about drainage.

How Does Insurance Work for a Granada Lakes Condo?

Granada Lakes owners deal with up to three layers of coverage: the association's property policy, the owner's HO-6 policy for the unit interior, and flood insurance, which is separate. Who insures what between the two associations, and the carriers, wind deductibles and flood coverage, is not published. Ask for the master insurance certificates.

Data updated: November 2026 (Florida Statutes section 718.111, Florida CFO and OIR consumer pages, Citizens Property Insurance, FEMA, our analysis).

We read the Florida statute and the state consumer pages cited below. We found no insurance policy, certificate or carrier name for Granada Lakes, and we print no premium averages. This is general information about how the law and policies work, not advice on any policy.

Two associations, which policies?

Granada Lakes has a condominium association and a master association, and each may carry its own insurance. Which one insures the buildings, the common property, the pools and the clubhouse, and who insures what between the layers, the carriers, wind deductibles and flood coverage: Information not available at time of publishing (checked 2026-11-03). Ask both associations for their insurance certificates.

What does Florida law require of a condominium association?

Section 718.111(11) requires every condominium association to carry adequate property insurance, with replacement cost determined at least once every 3 years. For policies issued or renewed on or after January 1, 2009, primary coverage covers the condominium property as originally installed and approved alterations and additions. Unit owners are responsible for personal property and interior finishes inside the unit. Flood insurance is something the association "may obtain."

What is the replacement-value appraisal rule?

The Florida CFO says a 2025 law (HB 913) requires condominium association policies to carry replacement value coverage updated at least every three years by new or updated appraisal, per its property insurance changes page. Ask both associations when their last appraisal was done and what value they insure, because a low appraisal means a low policy limit.

What does the association policy leave to the owner?

Under section 718.111(11), the board sets deductibles consistent with industry standards and prevailing practice for communities of similar size and age. Deductibles and damage above policy limits are generally a common expense, though owners can be responsible for uninsured repair costs caused by their own negligence or rule violations. Fidelity bonding is required for everyone who controls or disburses association funds. Ask how the association funds a large deductible.

How does the HO-6 policy work?

Citizens describes its HO-6 as covering "certain interior features of the unit, personal property, additional living expenses and liability," not the building exterior, for owners who live in the unit. HW-6 is the wind-only version where eligible. Citizens' condo FAQ says the association's policy covers residential buildings and common elements such as clubhouses, central HVAC systems, parking structures and pools. The CFO says loss assessment coverage on unit-owner policies must be at least $2,000 with a deductible of no more than $250, per its homeowners overview. The OIR calls HO-6 "walls-in" coverage, usually named-peril, with flood usually excluded, per floir.gov.

What about flood insurance for a unit?

Whether a lender requires flood insurance on a Granada Lakes unit is the lender's decision, based on the zone of that building. The association "may obtain" flood coverage, so ask what its master policy covers. Flood damage is not covered by homeowners insurance and needs a separate policy, per the CFO. A ground-floor unit and building 177 deserve a quote during the inspection period.

Do Citizens flood rules apply to every owner?

Per the CFO changes page, Citizens policyholders in certain situations must buy flood insurance, phased in by dwelling replacement cost (HB 799, 2023; HB 1503, 2024). That is a Citizens rule, not a rule for all owners. If you plan to buy a Citizens policy, ask the agent whether the rule reaches your unit, and compare quotes from private carriers too.

What are the hurricane and roof deductibles?

The CFO changes page says the hurricane deductible applies from hurricane warning until 72 hours after the last watch or warning ends (HB 1185, 2023). Insurers may offer a separate roof deductible of up to 2 percent of Coverage A or 50 percent of roof replacement cost, whichever is lower, which policyholders can decline (SB 2D, 2022). Ask each association what wind deductible its policy carries.

What is the seller's flood disclosure?

The CFO changes page says sellers must disclose flood insurance information at or before contract signing (SB 948, 2025). As a buyer, ask the seller for any flood claim, flood policy and elevation information the law reaches. As a seller, expect to give it. Check the CFO page and ask your closing agent for the current form.

Does My Safe Florida Condo apply?

The My Safe Florida Condominium Pilot is applied for by the association, not owners. It covers buildings three or more stories with at least two units within 15 miles of the coast, with a free inspection on a board majority vote and reimbursement grants up to $175,000 per association on a 2-to-1 state match; at least 75 percent of unit owners in the affected building must approve. It was created in 2024 with $30 million statewide, per WPTV. Because the program requires three or more stories, it likely does not apply to Granada Lakes' two-story buildings, as listings describe them.

What should ground-floor and second-floor owners check?

Ground-floor owners should get a flood quote, ask about the building's elevation and confirm loss assessment limits. Second-floor owners should ask how roof and top-floor water intrusion claims were handled. Everyone should check building 177's shaded Zone X status. We make no claim about rates for either floor, because we hold no rate data.

Why does a 1987 building affect insurance questions?

Insurers and lenders ask about the age of roofs, plumbing, electrical panels and windows. Listing descriptions describe block-and-stucco buildings with shingle roofs. Ask the associations for roof age, any wind-mitigation reports and any inspection reports, and make no assumption about premiums.

What should you get during the inspection period?

Get the master insurance certificates from both associations, an HO-6 quote with loss assessment coverage, and a flood quote for the unit, especially a ground-floor unit and building 177. Ask each association for its deductibles, appraisal date and claims history. If any answer arrives late, ask your agent about extending the inspection period before it ends.

Which Schools Are Near Granada Lakes?

School assignment depends on the exact address and can change from year to year. Confirm the schools for any Granada Lakes address with Collier County Public Schools before you buy. The schools below are nearby by straight-line distance only. We print no grades, enrollment or feeder patterns, and no school is stated to serve the community.

Data updated: November 2026 (straight-line distances from the center of the community, school addresses and public school and private school pages, our analysis).

School assignment depends on the exact address and can change from year to year. Confirm the schools for any Granada Lakes address with Collier County Public Schools before you buy. Distances are straight-line, from the center of the community; road miles are longer.

School Level Address Straight-line miles
Calusa Park Elementary Elementary (K-5) 4600 Santa Barbara Blvd about 0.7
Golden Terrace Elementary Elementary 2711 44th Terrace SW about 2.4
Shadowlawn Elementary Elementary 2161 Shadowlawn Dr about 3.5
Lely Elementary Elementary 8125 Lely Cultural Pkwy about 3.6
Avalon Elementary Elementary 3300 Thomasson Dr about 3.6
Parkside Elementary Elementary 5322 Texas Ave about 4.7
Lake Park Elementary Elementary 1295 14th Ave N about 4.7
Osceola Elementary Elementary 5770 Osceola Trail about 5.3
East Naples Middle Middle 4100 Estey Ave about 2.6
Gulfview Middle Middle 255 6th St S about 5.1
Pine Ridge Middle Middle 1515 Pine Ridge Rd about 6.1
Manatee Middle Middle 1920 Manatee Rd about 7.5
Golden Gate High High 2925 Titan Way about 1.5
Lorenzo Walker Technical High High 3702 Estey Ave about 2.8
Lely High High 1 Lely High School Blvd about 4.2
Naples High High 1100 Golden Eagle Circle about 5.1
Barron Collier High High 5600 Cougar Dr about 5.3
Gulf Coast High High 7878 Shark Way about 8.4

Calusa Park Elementary

Calusa Park Elementary, 4600 Santa Barbara Blvd, is a K-5 school about 0.7 miles from the community in a straight line. It is the nearest school on our list, and it is nearby, not stated to serve Granada Lakes. Whether it is assigned to a particular unit address depends on the district's zone for that address, which the district confirms.

What other elementary schools are nearby?

Seven more elementary schools lie within about 5.3 miles in a straight line: Golden Terrace (2711 44th Terrace SW, about 2.4), Shadowlawn (2161 Shadowlawn Dr, about 3.5), Lely (8125 Lely Cultural Pkwy, about 3.6), Avalon (3300 Thomasson Dr, about 3.6), Parkside (5322 Texas Ave, about 4.7), Lake Park (1295 14th Ave N, about 4.7) and Osceola (5770 Osceola Trail, about 5.3). Distance does not mean assignment.

East Naples Middle

East Naples Middle, 4100 Estey Ave, is about 2.6 miles in a straight line and is the nearest middle school on our list. It is nearby, not stated to serve the community. Confirm with the district whether any Granada Lakes address is assigned there, and ask the district for the current boundary map.

What other middle schools are nearby?

Gulfview Middle, 255 6th St S, is about 5.1 miles in a straight line. Pine Ridge Middle, 1515 Pine Ridge Rd, is about 6.1 miles. Manatee Middle, 1920 Manatee Rd, is about 7.5 miles. They are listed for distance only. We state no feeder pattern, no program and no grade, and none of them is stated to serve Granada Lakes.

Golden Gate High

Golden Gate High, 2925 Titan Way, is about 1.5 miles in a straight line and is the nearest high school on our list. That distance is not an assignment. Confirm the school for your address with Collier County Public Schools, because assignment can change from year to year.

What other high schools are nearby?

Five more high schools lie within about 8.4 miles in a straight line: Lorenzo Walker Technical High (3702 Estey Ave, about 2.8), Lely High (1 Lely High School Blvd, about 4.2), Naples High (1100 Golden Eagle Circle, about 5.1), Barron Collier High (5600 Cougar Dr, about 5.3) and Gulf Coast High (7878 Shark Way, about 8.4). They are nearby by distance only.

Seacrest Country Day School

Seacrest Country Day School, 7100 Davis Blvd, Naples 34104, is a private school about 1.2 miles in a straight line, covering preschool through grade 12 in Lower, Middle and Upper divisions. It was founded in 1983 on a 40-acre campus, per its site and Wikipedia. We print no tuition and make no claim about accreditation.

The Community School of Naples

The Community School of Naples, 13275 Livingston Rd, is a private school about 4.9 miles in a straight line, with Lower, Middle and Upper divisions.

How do you confirm school assignment?

Ask Collier County Public Schools which schools are assigned to the exact address you are buying, and ask again before closing, because assignments can change from year to year. Do not rely on a listing's school names or on the distances above. Put the answer in your file, and ask the district about any choice or magnet options it offers.

How Far Is Granada Lakes From Beaches, Hospitals and I-75?

From the center of Granada Lakes, Berkshire Commons is about 0.4 miles, I-75 Exits 101 and 105 are about 2.0 miles, the Naples Pier is about 5.6 miles and Southwest Florida International Airport is about 25.7 miles, all in a straight line. Road miles and drive times are longer and vary by season.

Data updated: November 2026 (straight-line distances from the center of the community, our analysis; hospital and airport pages linked below).

These are straight-line distances from the center of the community; road miles and drive times are longer and vary by season. We print no drive times, because we did not measure any.

Place Straight-line miles
Berkshire Commons 0.4
Calusa Park Elementary 0.7
Seacrest Country Day School 1.2
Golden Gate High 1.5
I-75 Exit 101 (Collier Boulevard) 2.0
I-75 Exit 105 (Golden Gate Parkway) 2.0
East Naples Middle 2.6
Naples Airport 3.1
Physicians Regional Collier Boulevard 3.5
I-75 Exit 107 (Pine Ridge Road) 4.4
Physicians Regional Pine Ridge 4.5
NCH Immediate Care Southeast 4.7
The Community School of Naples 4.9
Fifth Avenue South 5.0
Coastland Center 5.0
NCH Baker Hospital 5.1
Third Street South 5.4
Naples Pier 5.6
Lowdermilk Park 5.7
Waterside Shops 6.9
Mercato 8.7
NCH Immediate Care Vanderbilt 8.9
NCH North Naples Hospital 9.6
Vanderbilt Beach Park 9.8
Southwest Florida International Airport 25.7

How do you get to I-75?

Three I-75 exits are named here with straight-line miles only: Exit 101, Collier Boulevard (State Road 951, per Wikipedia), about 2.0 miles; Exit 105, Golden Gate Parkway, about 2.0 miles; and Exit 107, Pine Ridge Road, about 4.4 miles. We state no minutes and no route claim. Construction at Exits 101 and 107 is covered in the planned section.

Which hospitals and emergency rooms are nearby?

Call 911 in an emergency. Physicians Regional Medical Center, Collier Boulevard, 8300 Collier Blvd, is about 3.5 miles. Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd, is about 4.5 miles, and its operator page describes a Comprehensive Stroke Center. NCH Baker Hospital, 350 7th St N, is about 5.1 miles with an NCH emergency department. NCH North Naples Hospital, 11190 Health Park Blvd, is about 9.6 miles; NCH lists an emergency department, an OB emergency department and a pediatric emergency department.

Where is urgent care?

NCH Medical Group Immediate Care, Southeast, 7717 Collier Blvd Suite 100, is about 4.7 miles in a straight line. NCH Immediate Care at Vanderbilt, 801 Vanderbilt Beach Rd, is about 8.9 miles, both per the same NCH directory. These are urgent care sites, not emergency rooms, and hours are not stated here. Check the operator before you go.

How far are the beaches?

The Naples Pier is about 5.6 miles and Lowdermilk Park about 5.7 miles in a straight line. Vanderbilt Beach Park is about 9.8 miles; see our Vanderbilt Beach guide. Granada Lakes has no beach access of its own, and beach parking fees and permits vary by operator, so check each beach before you go.

Where do you buy groceries and run daily errands?

Berkshire Commons, 7151 Radio Road, is the nearest center at about 0.4 miles in a straight line, anchored by Publix and Walgreens. It is a shopping center, not part of Berkshire Lakes. For a larger trip, Coastland Center is about 5.0 miles. We print no restaurant or tenant names beyond Publix and Walgreens.

What about downtown Naples and the larger shopping centers?

Fifth Avenue South is about 5.0 miles in a straight line, Third Street South about 5.4, Coastland Center about 5.0, Waterside Shops about 6.9 and Mercato about 8.7. These are the destinations most readers ask about.

What are the airport options?

Naples Airport, 160 Aviation Dr N, Naples 34104, is about 3.1 miles in a straight line. Southwest Florida International Airport is in Fort Myers, about 25.7 miles in a straight line. We make no claim about airline service at either, and no exit or route claim for the larger airport.

Which fire district serves Granada Lakes?

The Greater Naples Fire Rescue District is on the 2026 tax roll for the community at 2.0000 mills. The name and address of the station that responds: Information not available at time of publishing (checked 2026-11-03). Ask the district. We state no response time, because we found no published figure.

What about in-season traffic?

Southwest Florida roads get busier in winter and spring, and Radio Road, Santa Barbara Boulevard, Collier Boulevard and the I-75 interchanges can slow. We measured no travel times and print no figures.

What Is Planned Around Granada Lakes?

Granada Lakes has no development application or county item naming it in any non-county source we found. Nearby, I-75 interchange work at Exits 101 and 107, a proposed mixed-use project at Davis and Santa Barbara boulevards, a veterans' nursing home, a mental health care center and a second Costco are in various stages. Each has a date and status below.

Data updated: November 2026 (FDOT SWFL Roadwatch read 2026-11-03, Gulfshore Business, Naples Press, WGCU, Naples News Now, trade press, our analysis).

We give each item its stated date and status, and we state no distance from Granada Lakes. Plans change. Check each source for updates before you rely on a date.

What is happening at the I-75 and Pine Ridge Road interchange?

FDOT's SWFL Roadwatch page lists the Exit 107 Pine Ridge Road diverging diamond interchange, project 445296-1, as expected to be complete in mid-2027. FDOT described the design in a 2023 release.

What is happening at the I-75 and Collier Boulevard interchange?

Roadwatch lists the Exit 101 Collier Boulevard (SR 951) reconstruction, project 425843-2, as expected to be complete in early 2027, with a new southbound on-ramp open. Check Roadwatch for the current schedule. We make no claim about travel time during construction.

What is Vitano at Davis and Santa Barbara boulevards?

Vitano, formerly Taormina Reserve MPUD, is a proposed 82-acre project at the southeast corner of Davis and Santa Barbara boulevards. The current plan has 200 townhomes and 422 apartments in four-story buildings (622 units), 86,904 sq ft of retail and restaurants (planners are reviewing up to 100,000 sq ft), a 31,995 sq ft Whole Foods anchor, a clubhouse of nearly 17,000 sq ft and a 26-acre park with a 3.4-acre lake. The main entrance is planned as Vitano Boulevard off Santa Barbara, with a full-access intersection and a right-in, right-out drive. County planners are reviewing a PUD amendment, no approval is reported and groundbreaking is hoped for 2027, per Gulfshore Business and a second article. SJC Ventures of Atlanta is the master developer.

What is happening on the Davis Boulevard corridor?

An April 2026 panel report in Naples Press describes Davis Boulevard as a 6.8-mile, four-lane road from Collier Boulevard and the I-75 exit to US 41. At the western, US 41 end, it names Ascent (15-story apartments), Avra (a 15-story condominium tower) and Halcyon Residences and Marina (66 low-rise condominiums with private docks). Planned traffic work would create a four-way signalized intersection by moving the Brookside and Commercial street exits, with Bayshore-Gateway Triangle CRA funds for traffic infrastructure.

What is the State Veterans' Nursing Home?

The Collier County State Veterans' Nursing Home is a 120-bed, two-story building planned on 22 to 24 acres of the former Golden Gate Golf Course at Golden Gate Parkway and Collier Boulevard, with veterans adult day care and outpatient therapy alongside. Reports put the cost between about $114 million and $125 million. Federal VA approval of $74.24 million and $40 million set aside by the county from the 2018 one-cent infrastructure surtax fund it. The land was dedicated January 9, 2026, Suffolk was selected as construction manager, and construction was expected to start in summer 2026. Opening is targeted between mid-2028 and 2029, per Gulfshore Business, Naples News Now and WGCU.

What is the new David Lawrence Centers building?

On the David Lawrence Centers Golden Gate campus (Bathey Lane), the 15,000 sq ft Diermeier Access and Integrated Care Center replaces the campus's oldest building. It is funded in part by a $4 million private gift and $5 million from the state's fiscal 2024-25 budget. A demolition ceremony took place June 20, 2025, and the article gives no opening date, per SW Florida Business Today.

What is the second Collier County Costco?

The second Collier County Costco is planned at the southeast corner of Rattlesnake Hammock Road and Collier Boulevard. County commissioners approved it unanimously on October 14, 2025 for a 162,671 sq ft warehouse with 24 fueling positions initially, and the target groundbreaking was early 2026. Construction and any lawsuit: not confirmed. See Gulfshore Business, WGCU and an earlier stage report. It is regional shopping context.

What is Altis Santa Barbara?

Altis Santa Barbara is a separate rental community with a similar name: 242 apartments at 4710 Altis Drive, delivered in 2024 and sold to Northland in a CBRE-brokered sale, per a trade article dated November 20, 2025. It is not part of Granada Lakes. The article does not state its distance from Granada Lakes, and we state none.

What was the Berkshire Place sale?

Berkshire Place, a 17,180 sq ft center at 7335 Radio Road, sold to Regency for $9 million in May 2026, per the Business Observer. The article does not describe changes planned for the center, and we state none.

Is anything planned on Granada Lakes land?

We found no development application or county item naming Granada Lakes Villas, and nothing in the non-county sources we read touches the community's own land. Zoning, PUD and ordinance details for the property: Information not available at time of publishing (checked 2026-11-03). Ask the association and the county's planning staff if you need to confirm.

Is a road project planned on Radio Road or Santa Barbara Boulevard?

No county road project on Radio Road or Santa Barbara Boulevard beside the community surfaced in the non-county sources we read. County capital schedules: Information not available at time of publishing (checked 2026-11-03). That is a gap in what we read, not a statement that no project exists. Check FDOT Roadwatch and the county's planning agendas.

How do you check project dates?

Use FDOT's Roadwatch page for interstate work, and the county's planning agendas for rezonings and development applications. Local business news carries approvals and sales. Dates here were read on 2026-11-03; a project can slip, be redesigned or be withdrawn, so verify any date that affects your decision.

Granada Lakes vs Newcastle: Which Fits You?

Granada Lakes has 248 condominium units built in 1987; Newcastle, A Condominium, on Squire Cir has 278 units built in 1990 to 1991. On county recorded sales, Newcastle prices sit higher: a $285,000 60-month median on 69 sales against $189,000 on 29 for Granada Lakes. We compare only what the county file measures.

Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026, our analysis).

We compared Granada Lakes with Newcastle on the same county sales yardstick: qualified recorded sales, price only. We did not compare fees, amenities, rules, sizes, flood zones or taxes, because we hold no matching data for Newcastle. There is no McGreevy and Comisar page for Newcastle yet.

Measure Granada Lakes Newcastle, A Condominium
Units 248 278
Built 1987 (one unit 1997) 1990 to 1991
12 months 3 sales, $166,000 to $229,900, fewer than 10 sales 9 sales, $215,000 to $270,000, fewer than 10 sales
24 months 9 sales, $160,000 to $250,000, fewer than 10 sales 18 sales, $215,000 to $320,000, median $251,500, $176 per county heated sq ft
36 months 12 sales, $160,000 to $257,500, median $187,000, $258 per county heated sq ft Information not available at time of publishing (checked 2026-11-03).
60 months 29 sales, $141,000 to $257,500, median $189,000, $250 per county heated sq ft 69 sales, $215,000 to $375,000, median $285,000, $213 per county heated sq ft

How do prices compare?

In the 12 months to October 16, 2026, Granada Lakes had 3 sales from $166,000 to $229,900 and Newcastle 9 from $215,000 to $270,000. Over 24 months, Granada Lakes had 9 sales (fewer than 10, so no median) from $160,000 to $250,000, and Newcastle 18 at a $251,500 median. Over 60 months, Granada Lakes' median price of $189,000 on 29 sales sits below Newcastle's $285,000 on 69.

How does price per square foot compare?

Over 60 months, Granada Lakes' median per county heated square foot is $250 and Newcastle's is $213. The Granada Lakes figure sits above Newcastle's even though its median price sits below. We do not explain the gap, because Newcastle's unit sizes are not in our file. Treat per-foot medians as a county measure, not a price list.

How do the ages compare?

Granada Lakes was built in 1987, with one unit on the roll at 1997, and converted to a condominium with a declaration recorded January 23, 2006. Newcastle was built in 1990 to 1991. Granada Lakes is older by a few years and smaller by 30 units. Neither fact tells you the condition of a building, which needs inspections and reserve records.

How does sales activity compare?

Sales are thin at both, but Newcastle turns over more often: 9 sales in 12 months to Granada Lakes' 3, and 18 in 24 months to its 9. More sales give a median more weight. Few Granada Lakes units trade in any year. The 12-month and 24-month windows have fewer than 10 sales each, so the first window with enough sales for a median is the 36-month window: 12 sales at a $187,000 median.

What can the county numbers not compare?

The county numbers cannot compare fees, amenities, rules, unit sizes, flood zones, insurance, taxes or the condition of the buildings. We do not state Newcastle's fees, gate, amenities, stories, sizes, flood zones, taxes, rules or distance. Compare those yourself from each association's documents, and ask for the same list at both: budgets, reserves, rules, insurance and litigation.

Which fits?

By price band, Granada Lakes sits lower: 12-month sales from $166,000 to $229,900 against Newcastle's $215,000 to $270,000. By build era, Granada Lakes is a 1987 conversion and Newcastle a 1990 to 1991 condominium. By sales depth, Newcastle trades more often. By unit size, Granada Lakes ranges from 580 to 1,043 county heated square feet. Choose by those measures and by the documents, not by a general impression.

What Does the Apartment Conversion Mean for Granada Lakes Buyers?

Granada Lakes was built in 1987 as apartments and converted to a condominium, with conversion marketing from about 2004 and a declaration recorded January 23, 2006. Florida law gave converting owners disclosure and reserve duties that ran long ago. A buyer today relies on the associations' reserves, the condition of 1987 buildings and the lender's project review.

Data updated: November 2026 (Florida Statutes sections 718.616 and 718.618, Fannie Mae Selling Guide, HUD, Naples Daily News, May 20, 2011, as republished, our analysis).

We read the two Florida conversion statutes and the agency pages cited below, and we set them beside the court record of the 2009 to 2013 dispute. We did not read any converter disclosure report, and none is published online.

What is an apartment-to-condominium conversion?

A conversion turns an existing rental building into condominium units that are sold separately. The Naples Daily News reported that the developer "was a late-comer in the apartment-to-condo conversion craze that hit Southwest Florida in 2004." Because the buildings pre-date the conversion, their age, not the conversion date, drives questions about roofs, plumbing, wiring and windows.

When was Granada Lakes converted?

The county roll shows 247 units built in 1987 and one in 1997. Conversion marketing began about 2004, and according to a summary of the state's condominium file, the declaration was recorded January 23, 2006. The county table shows 177 qualified sales in 2006, the year the declaration was recorded. The conversion developer was Metro-Dade Investments Co. of Miami, per the court opinions.

What did Florida law require of the converter?

Section 718.616 requires a converter's disclosure of each component's age, remaining life, replacement cost and soundness, certified by an architect or engineer, with unit owners and the association as third-party beneficiaries. Whether the association holds the 2006 disclosure report for Granada Lakes: Information not available at time of publishing (checked 2026-11-03). Ask for it if it exists.

What reserves or warranties did the converter owe?

Section 718.618 requires converter-funded reserves for the roof, plumbing and air-conditioning, or an implied warranty that runs 3 years and never more than 5. Whether Granada Lakes took the reserve or the warranty route: Information not available at time of publishing (checked 2026-11-03). Either way, the protection was tied to the 2006 conversion.

Do those protections still help a buyer today?

For a 2006 conversion, those protections ran long ago, so in practice a buyer today relies on the association's own reserves and the condition of 1987 buildings. That makes the current reserve schedule and budget the key documents. The statutes matter now mainly because the converter's component report, if the association holds it, is a baseline for roof, plumbing and air-conditioning ages.

What did the 2011 report say about renovations?

The Naples Daily News reported on May 20, 2011 that more than 20 units had been gutted and renovated by a painting company not licensed in Collier County or Florida, with mold and wiring complaints. It also reported some units sold below $20,000, from over $200,000 with upgrades. These are the article's reported facts, 15 years old, and we name no company or person. They describe 2011, not 2026.

How do lenders look at a condominium project?

Fannie Mae's ineligible projects rule bars projects with critical repairs, including material deficiencies and significant deferred maintenance, and projects where pending association litigation affects safety, structure or habitability. It also bars single-entity ownership above 20 percent in a project of 21 or more units. A lender's condominium questionnaire asks about these points, so the associations' answers can decide whether a loan closes.

What does FHA require?

An FHA loan needs project approval or Single-Unit Approval, per HUD's condominium page, with tests that cover owner occupancy, financial condition, insurance, litigation and physical condition. If you plan to use FHA, ask your lender to check the project's status before you write an offer, because a project that is not approved can limit the loan options.

Is Granada Lakes approved for FHA or Fannie Mae loans?

Whether the project is currently approved by FHA or meets Fannie Mae's project standards: Information not available at time of publishing (checked 2026-11-03). We do not say the project is or is not warrantable. Your lender can check the agencies' lists and send the associations its questionnaire. A cash purchase avoids project approval but not the condition questions.

What did the developer own in 2011?

The Second District Court of Appeal said the developer still owned 55 of the 248 condominiums, per the 2011 opinion. That is a dated fact from 2011, and we compute no ratio from it. The developer's remaining units today, and who holds them: Information not available at time of publishing (checked 2026-11-03).

Why does pending litigation matter to a loan?

Under Fannie Mae's rule, pending association litigation affecting safety, structure or habitability is a bar, and lenders ask every association about lawsuits. The 2009 to 2013 dispute ended at the Florida Supreme Court. Current litigation: Information not available at time of publishing (checked 2026-11-03). Ask the associations, and expect your lender to ask too.

What should a buyer ask before writing an offer?

Ask for the converter's report, if the association holds it, and for the roof age and warranty, plumbing type, electrical panels, reserves and special assessments. Ask about litigation, the master insurance policy and whether your lender will approve the project. Put these in writing, and use the inspection period to read the answers. A cash purchase avoids project approval but not the condition questions.

Why Buy at Granada Lakes: Honest Pros and Cons

Granada Lakes offers 248 condominium units with eight county heated sizes from 580 to 1,043 square feet and 12-month prices from $166,000 to $229,900. The cons are equally plain: very few sales, no published fees, reserves or rules, an unresolved dispute history, and 1987 buildings with unknown component ages.

Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026; Collier County Property Appraiser public data files; our flood test; our analysis).

We built this list from the county tax roll for all 248 units, the recorded sales, the court record and our flood test. It describes the property, not the people who might buy it. Weigh each point against your own budget and priorities.

What are the pros?

  • 248 units with eight county heated sizes from 580 to 1,043 square feet.
  • Prices from $166,000 to $229,900 in the 12 months to October 16, 2026, and a 36-month median of $187,000 on 12 sales.
  • No Community Development District and $0 non-ad valorem charges on all 248 units.
  • A median 2026 tax bill of $1,510.
  • All 16 buildings outside the special flood hazard area on the county's 2024 copy, with 15 in unshaded Zone X.
  • Hurricane Evacuation Zone D, and no mapped Coastal High Hazard Area polygon at the community.
  • Two-story buildings, per listings, below the SB 4-D threshold of three habitable stories.
  • Berkshire Commons about 0.4 miles and I-75 Exits 101 and 105 about 2.0 miles away in a straight line.

What are the cons?

  • Very few sales: 3 in 12 months and 9 in 24, so pricing leans on the 36 and 60-month windows.
  • A repeat-sale median of only +3 percent over 12 pairs, nominal and before improvements and costs.
  • A 36-month median of $187,000 that sits below the 2006 first-sale median of $197,800.
  • Fees, reserves, rules, pet and leasing terms are not published.
  • A 2009 to 2013 developer dispute, with today's pool and clubhouse condition and any current litigation unverified.
  • 1987 buildings converted in 2006, with roof, plumbing and window ages unknown.
  • Lender project approval unknown.
  • No elevators reported.
  • Building 177 in shaded Zone X.
  • No beach, golf or boat access of its own.
  • Nearby construction at the I-75 interchanges and a proposed large project at Davis and Santa Barbara boulevards.

How should you weigh them?

Rank the cons by cost and by what you can verify. The unpublished fees, reserves and rules decide your monthly and one-time costs, so get the estoppel certificates, budgets, reserve schedules and rules from both associations before you commit. Then rank the pros by what you will use. Compare Granada Lakes with Newcastle above, and ask your lender about project approval early.

Where can you see more Naples options?

Beyond Granada Lakes, you can browse condos and homes for sale in Naples on our team site, and see our Naples hub. Other Naples communities we cover include Berkshire Lakes, Briarwood, Lakewood Country Club and Kings Lake. If you are weighing a purchase, contact us, and if you plan to sell, start with a free home valuation. Jesse McGreevy can be reached at (239) 898-6072 and Marc Comisar at (239) 287-5873.

Thinking of Selling Your Condo at Granada Lakes? List With the #1 Team in Southwest Florida Since 2012

Granada Lakes sellers get the strongest result when a unit is priced by its plan, its building and its floor, because eight county sizes from 580 to 1,043 square feet trade at different prices and very few units sell in any year. McGreevy and Comisar price each listing against Collier County's recorded sales, not a portal estimate.

Data updated: November 2026 (Collier County recorded sales, 12 months to October 16, 2026, county file dated October 27, 2026; Collier County parcel roll and tax roll; our analysis).

If you're searching for a Granada Lakes listing agent, or thinking, "I need someone to sell my Granada Lakes condo...", you are choosing between a team that reads the market from a portal and a team that reads it from the record. Jesse McGreevy and Marc Comisar price Granada Lakes Villas against recorded sales of the same plan, say plainly that comparable sales are few, and put the flood zone, the association paperwork and the closing costs in front of a buyer before the buyer has to ask.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

The numbers behind the pitch

Data updated: November 2026 (Collier County recorded sales, 12 months to October 16, 2026, county file dated October 27, 2026; newest recorded sale August 27, 2026; our analysis).

Collier County recorded 3 qualified sales at Granada Lakes in the 12 months to October 16, 2026, from $166,000 to $229,900. We tracked every recorded qualified sale at Granada Lakes since the first condominium sales in 2006, we read the 2026 county tax roll for all 248 units, and we counted the buildings and units on the county roll: 16 buildings, 15 of 16 units and one of 8. Few Granada Lakes units trade in any year. The 12-month and 24-month windows have fewer than 10 sales each, so the first window with enough sales for a median is the 36-month window: 12 sales at a $187,000 median. Days on market, list prices, active listings and association fees: Information not available at time of publishing (checked 2026-11-03). The figures on this page are Collier County recorded sales, which include sales the MLS never sees.

How we price a Granada Lakes condo

A Granada Lakes price starts with the plan size, then the building group, then the floor, the parking and the condition. The county roll shows eight sizes: 580, 637, 673, 725, 896, 940, 980 and 1,043 square feet. Each building holds two sizes in equal halves, except building 194, which holds four, and building 190, which has 8 units. The three recorded sales of the last 12 months were a 673 square foot unit at $180,000, a 637 at $166,000 and a 1,043 at $229,900, so no two sales were the same plan.

Window Sales Range Median Median per county heated sq ft
12 months 3 $166,000 to $229,900 fewer than 10 sales not computed
24 months 9 $160,000 to $250,000 fewer than 10 sales not computed
36 months 12 $160,000 to $257,500 $187,000 $258
60 months 29 $141,000 to $257,500 $189,000 $250

The county's heated area is its own figure for each unit and can differ from a listing's number, so we confirm the size before we choose a single sale as a comparable.

The building matters because the county roll groups the units into four building groups by size pair: 580 and 673 (buildings 124, 142, 153 and 185), 637 and 725 (116, 150, 177 and 193), 896 and 980 (108, 169, 201 and 190), and 940 and 1,043 (100, 132 and 161), with building 194 holding four sizes. We start from the sales of your own size pair, then adjust for floor, parking, condition and the paperwork a buyer will see. Because 144 of the 248 units are 725 square feet or smaller, most buyer attention lands on the smaller plans, and we show where yours sits.

What makes selling here different

Granada Lakes buyers ask the same questions before they write: what the two associations charge, what the reserves look like, whether the lender will approve the project, and what happened between the developer and the owners in 2009 to 2013. Granada Lakes has no Community Development District, and the 2026 county roll shows $0 of non-ad valorem charges on all 248 units. Listing descriptions report two-story buildings, so Florida's milestone inspection and SIRS laws, which start at three habitable stories, likely do not reach them, but buyers still ask for the reserve schedule. Association fees, reserves and any special assessment: Information not available at time of publishing (checked 2026-11-03). So we request the budgets, the reserve schedule and the estoppel certificates at listing, not after a buyer asks. A converted 1987 building also draws questions about roof age, plumbing and electrical panels; those ages are not in a public source, so the seller's own receipts and permits become part of the packet. We read the court record of the 2009 to 2013 dispute through the Florida Supreme Court, so we can explain the dated history to a buyer without implying that it describes 2026.

Why thin comparables change the listing plan

With 3 recorded sales in 12 months and 9 in 24, one closing can move a story. We widen the window to 36 and 60 months, match on plan size, and show a buyer's appraiser the sales we used. We also say what the numbers cannot do: the 36-month median of $187,000 and the 60-month median of $189,000 sit below the 2006 first-sale median of $197,800, and the 120-month median is $145,000, so the listing plan has to rest on the right plan size and on clean paperwork.

Your selling costs

The contract controls who pays each closing cost, so we build a net sheet from your actual contract terms. Your closing agent orders an estoppel certificate from each association, the condominium association and the master association, showing what is owed. Any estoppel fee, transfer fee or capital contribution: Information not available at time of publishing (checked 2026-11-03). We put no closing-cost figure on this page, because the contract and the title company set them. If your buyer plans to rent the unit, tell us early, because leasing rules are not published and an unanswered rule question can slow a closing. The homestead exemption, Save Our Homes and portability questions are answered in the seller questions below.

What a buyer will ask about your building

Expect questions on the flood zone of your building (15 of 16 buildings are in unshaded Zone X and building 177 is in shaded Zone X on the county's republished 2024 FEMA map), the condition and hours of the pools and clubhouse, the story count and stairs, the lease and pet rules, the reserve schedule, any pending litigation, and whether the buyer's lender will approve the project. Your agent should have those answers in the listing packet and we gather the buyer document list before you list.

What Is Your Granada Lakes Condo Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation, and we will follow up with a number built on the county's recorded sales, adjusted for plan, building and condition. Our Naples home valuation page explains how we price across the city.

Talk to Jesse direct: (239) 898-6072, text or call. For the full process, read our guide to selling a home in Naples.

Your Local Real Estate Experts

Granada Lakes owners call McGreevy and Comisar when a condo has to be priced on the county record and sold without surprises. Jesse McGreevy and Marc Comisar have been Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012.

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Read more about our team. Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Jesse McGreevy leads the team's listing and seller strategy, and Marc Comisar leads buyer representation and negotiation. Selling a Granada Lakes condo? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying at Granada Lakes? Call Marc at (239) 287-5873, or read about buying a home in Naples. You can also contact us any time.

Jesse McGreevy and Marc Comisar are top-reviewed Granada Lakes realtors, and the reviews on the team's Google Business Profile describe what a Granada Lakes seller or buyer needs most: honest advice, steady communication and a team that sells.

Five-star Google review: "Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through." Verified Google review

Five-star Google review: "Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process." Verified Google review

Five-star Google review: "We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!" Verified Google review

  • Jesse McGreevy: (239) 898-6072
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team.

Frequently Asked Questions: Buyer Edition

Granada Lakes buyers ask what the community is, what the associations charge, how the flood zone reads, what has sold and what is being built nearby. Each answer draws on a county record, a court opinion, a statute, a news report or our analysis, and where a fact is not published we say so.

Data updated: November 2026 (Collier County recorded sales and tax roll, county files dated October 27, 2026; court opinions in SC11-2590; Florida Statutes; FEMA flood data as republished by Collier County; Florida Department of Transportation project pages).

What is Granada Lakes in Naples?

Granada Lakes is one recorded condominium, Granada Lakes Villas Condominium, with 248 units in 16 buildings on Santa Clara Dr, Naples, Florida 34104, in unincorporated Collier County. It was built in 1987 as apartments and converted to a condominium, and it sits within the Santa Barbara Landings master association. There is no CDD, no golf course, no marina and no club membership.

Where is Granada Lakes, and what is its ZIP code?

Granada Lakes is just south of Radio Road and east of Santa Barbara Boulevard, and its ZIP code is 34104. Neither road passes through the community. Building 100 is at the north end of Santa Clara Dr, nearest Radio Road, and building 190 is at the south end. Tara Cir, Furse Lakes Cir and Wildwood Lakes Blvd are neighboring streets that are not part of Granada Lakes.

Is Granada Lakes inside the City of Naples?

No. Granada Lakes is in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34104, and the 2026 tax roll places it in millage area 301. A 2011 Naples Daily News report placed it in "East Naples, near Santa Barbara Boulevard and Radio Road." Our Naples guide covers the wider area.

Is Granada Lakes the same as Granada Lakes Villas or Granada Lake Villas?

Yes. The recorded name is Granada Lakes Villas Condominium, and some pages spell it Granada Lake Villas. They describe the same Santa Clara Dr community. The word "Villas" is part of the record name, but the units are condominium units in multi-unit buildings, not single houses or townhomes.

Is Granada Lakes the same as Granada Homes or Casa Granada?

No. Granada Homes I, II and III and Casa Granada are small condominiums in Naples 34102, a different place. Granada Boulevard and Granada Shoppes are also unrelated, and so are places named Granada in Coral Gables, Ormond Beach or Spain. This page covers only the Santa Clara Dr condominium in 34104.

Is this the Granada Lakes RV Resort?

No. The Granada Lakes RV Resort is a park-model resort in Lee County with its own association. Its rules on pets, leases and speed limits are not the rules of the Santa Clara Dr condominium, so ignore them when you search online. Granada Lakes Villas is in Collier County, and its own rules are in its recorded declaration and the board's rules.

Is Granada Lakes part of Berkshire Lakes, Altis Santa Barbara or Golden Gate?

No to all three. Berkshire Lakes is a separate subdivision near Santa Barbara Boulevard, and Berkshire Commons is a shopping center. Altis Santa Barbara is a separate 242-apartment rental community at 4710 Altis Drive. Golden Gate is a separate census-designated place, so see our Golden Gate page; this page uses Naples 34104, as the county roll does.

How many units and buildings are there?

There are 248 condominium units in 16 buildings, all on Santa Clara Dr. Fifteen buildings have 16 units each and building 190 has 8. The building numbers are 100, 108, 116, 124, 132, 142, 150, 153, 161, 169, 177, 185, 190, 193, 194 and 201. We counted them on the county roll, and the Second District Court of Appeal also describes 248 condominiums.

How big are the units?

The county roll shows eight heated sizes: 580, 637, 673, 725, 896, 940, 980 and 1,043 square feet, with a median of 725. Of the 248 units, 144 (58 percent) are 725 square feet or smaller, 80 are 896 to 980, and 24 are 1,043. The county's figure can differ from a listing's number, and lanais and balconies are not heated area.

How many stories are the buildings, and are there elevators?

Listing descriptions describe two-story buildings. No elevator is reported in any source we found, and upper-floor units are described as reached by stairs. We hedge the story count because no public record states it, so ask the association to confirm the story count and access in writing before you write an offer.

How many bedrooms do the units have?

The county roll does not record bedrooms. Listing descriptions show one-bedroom units in the smaller plans and two-bedroom units in the 1,043 square foot plan, some with a den. Ask for the floor plan and count the rooms yourself, because we do not assign a bedroom count to a plan.

What have Granada Lakes condos sold for?

In the 12 months to October 16, 2026, Collier County recorded 3 sales, from $166,000 to $229,900. Over 36 months, 12 sales ran from $160,000 to $257,500 at a $187,000 median and $258 per county heated square foot. Over 60 months, 29 sales had a $189,000 median. These are recorded sales, which include sales the MLS never sees.

Are prices at Granada Lakes rising or falling?

The record is thin, so read it cautiously. The 36-month median of $187,000 and the 60-month median of $189,000 sit below the 2006 first-sale median of $197,800, and the 120-month median is $145,000. A median change of plus 3 percent over 12 repeat sales in the last 36 months is nominal, before improvements and costs.

How many Granada Lakes condos sell in a year?

Few. The county table shows 177 qualified sales in 2006, the year the declaration was recorded, and 12 in 2007. It lists no sales for 2008 through 2015. Since 2016 the yearly counts ran from 2 to 26, and 2023 to 2026 had 2 to 5 sales a year. Because windows under 10 sales give no median, we use the 36-month window.

What are the condo fees at Granada Lakes?

Listing descriptions quote fee figures, often split into a master fee and a condominium fee, that do not agree with each other; we found no assessment figure published by either association. What the fees cover: Information not available at time of publishing (checked 2026-11-03). Ask for both associations' adopted budgets and reserve schedules before you write an offer.

Is there one association or two?

Two. The condominium association is Granada Lakes Villas Condominium Association, Inc., and the master association is Santa Barbara Landings Property Owner's Association, Inc. The Florida Supreme Court opinion says owners pay fees and assessments to both. We found no website for either association, and no published rules, budget or declaration.

Are pets allowed at Granada Lakes?

Pet rules: Information not available at time of publishing (checked 2026-11-03). Listing text on pets conflicts from page to page, so do not rely on it. Ask for the recorded declaration and the rules and regulations in writing. Assistance animals are handled as a reasonable accommodation under fair housing law, not as pets; ask the association for its process.

Can I rent out a Granada Lakes condo?

Rental listings show that units are leased, but the rules are not published. Minimum lease term, rental cap, tenant approval and any application fee: Information not available at time of publishing (checked 2026-11-03). Listing figures conflict, and the RV resort's rules are a different community's. Ask for the declaration, the rules and any lease application before you decide.

Is there an age restriction at Granada Lakes?

Whether Granada Lakes restricts occupancy by age: Information not available at time of publishing (checked 2026-11-03). Ask the association for its recorded declaration.

Is there an entry gate at Granada Lakes?

Listings describe an entry gate, and a 2011 news report said the gate the developer advertised had never worked. How entry works today: Information not available at time of publishing (checked 2026-11-03). Ask the association, and look at the entrance yourself on a showing.

Are the pools and clubhouse open?

Today's condition, hours and rules: Information not available at time of publishing (checked 2026-11-03). The history is dated: a May 20, 2011 Naples Daily News report said the pools had been closed since April 2009 and the clubhouse was padlocked. Ask the association for the current condition, and check the pool's current Florida Department of Health permit.

What happened at Granada Lakes between 2008 and 2013?

The developer, Metro-Dade Investments Co., and the condominium association fought in court. The trial court found no statutory basis for a receiver in 2011, the Second District Court of Appeal reversed on November 23, 2011, and the Florida Supreme Court approved that ruling on October 31, 2013. What happened after 2013, including any receiver, settlement or turnover: Information not available at time of publishing (checked 2026-11-03).

Does Granada Lakes have a golf course, marina or club?

No. Granada Lakes has no golf course, no marina, no docks or boat storage, and no club membership, initiation fee or dues. Nearby golf includes Naples Lakes Country Club, a private club (see our Naples Lakes Country Club page), and Hibiscus Golf Club, listed as public; confirm access and rates with each club.

Is Granada Lakes in a flood zone?

On Collier County's republished copy of the 2024 FEMA flood map, 15 of the 16 buildings are in unshaded Zone X and building 177 is in shaded Zone X, the 0.2 percent annual chance area. None of the 16 is in a special flood hazard area. Zones can change within feet, so check your building at the FEMA Map Service Center.

What hurricane evacuation zone is Granada Lakes in?

Collier County's map places the whole community in Hurricane Evacuation Zone D, and the county's mapped Coastal High Hazard Area layer shows no polygon at the community. Check your own address with the county before a storm. Granada Lakes sits about 5.6 miles in a straight line from the Naples Pier.

Did Granada Lakes flood in Hurricane Ian or Irma?

The public record does not say. The National Weather Service storm reports name surge areas along the coast, Naples Bay, the Gordon River and Rock Creek; they do not name the Radio Road and Santa Barbara Boulevard area or the community, so whether any building took water is not in the public record. Ask the association for its claims history.

What insurance does a Granada Lakes condo owner need?

The association must carry property insurance on the condominium property, and the owner insures personal property and interior finishes, typically with an HO-6 policy that includes loss assessment coverage. Whether a lender requires flood insurance on a Granada Lakes unit is the lender's decision, based on the zone of that building; check the specific building at the FEMA Map Service Center (https://msc.fema.gov/portal/home) and ask the association what its master policy covers.

Do milestone inspections and SIRS apply at Granada Lakes?

Listing descriptions report two-story buildings at Granada Lakes, and Florida's milestone inspection and SIRS laws start at three habitable stories, so they likely do not reach these buildings. Ask the association to confirm the story count in writing, and ask for its reserve study or reserve schedule and any structural or engineering reports, because reserves and building upkeep still drive the budget.

What are property taxes at Granada Lakes?

For tax year 2026 the median total tax bill across the 248 units is $1,510 and the high is $2,153, at a total millage of 10.5558 for area 301. The median just value is $149,350. Non-ad valorem charges are $0 on all 248 units. A purchase resets the assessed value, so your bill can be higher than the seller's.

Is there a CDD at Granada Lakes?

No. Granada Lakes has no Community Development District. The 2026 roll for millage area 301 carries eleven levies totaling 10.5558 mills, none a district assessment, and non-ad valorem charges are $0 on all 248 units. A CDD is created by ordinance or rule and levies non-ad valorem assessments, so its absence matters to your monthly cost.

Can I get an FHA or Fannie Mae loan on a Granada Lakes condo?

Whether the project is currently approved by FHA or meets Fannie Mae's project standards: Information not available at time of publishing (checked 2026-11-03). An FHA loan needs project approval or Single-Unit Approval. Fannie Mae treats projects with critical repairs or pending litigation affecting safety, structure or habitability as ineligible. Cash purchases avoid project approval but not the condition questions.

What does the apartment-to-condominium conversion mean for me?

The buildings date from 1987 and were converted, with the declaration recorded January 23, 2006, according to a summary of the state's condominium file. Florida's conversion statutes required a disclosure report and converter protections that ran long ago, so in practice a buyer today relies on the association's own reserves and the condition of 1987 buildings. Ask for the 2006 disclosure report if the association holds it.

Which schools are near Granada Lakes?

Calusa Park Elementary is about 0.7 miles in a straight line, Golden Gate High about 1.5, East Naples Middle about 2.6, and Seacrest Country Day School about 1.2. School assignment depends on the exact address and can change from year to year. Confirm the schools for any Granada Lakes address with Collier County Public Schools before you buy.

How far is Granada Lakes from the beach, hospitals and I-75?

All are straight-line distances from the center of the community; road miles and drive times are longer and vary by season. The Naples Pier is about 5.6 miles, Lowdermilk Park 5.7, Physicians Regional Collier Boulevard 3.5, NCH Baker Hospital 5.1, and I-75 Exits 101 and 105 about 2.0 miles each. Berkshire Commons is about 0.4 miles.

What is planned near Granada Lakes?

I-75 work at Exit 107 (Pine Ridge Road, expected mid-2027) and Exit 101 (Collier Boulevard, expected early 2027), per FDOT. Vitano, a proposed 622-unit project with retail at Davis and Santa Barbara boulevards, is under county review and not approved. A 120-bed veterans' nursing home is targeted to open between mid-2028 and 2029. Nothing we found touches Granada Lakes' own land.

How does Granada Lakes compare with Newcastle?

On the same county yardstick, Granada Lakes is older (1987 against 1990 to 1991) and smaller (248 units against 278). Over 60 months its median price of $189,000 on 29 sales sits below Newcastle's $285,000 on 69, while its $250 per county heated square foot sits above Newcastle's $213. Fees, amenities and rules are not compared.

What documents should I ask for before I buy?

Ask for estoppel certificates from both associations; the recorded declaration, bylaws, articles and amendments; the master association's covenants; current budgets and reserve schedules; any reserve study and structural reports; the rules, including leasing, pet and parking; the last 12 months of minutes; special-assessment notices; the pending-litigation list; the master insurance certificates; and the lender's condominium questionnaire.

Frequently Asked Questions: Seller Edition

Granada Lakes sellers ask what a condo is worth, how plan, building and floor change the price, what the buyer will want from the associations, and what the closing looks like. Each answer draws on a county record, a statute, a state agency page or our analysis, and where a fact is not published we say so.

Data updated: November 2026 (Collier County recorded sales, 12, 24, 36 and 60 months to October 16, 2026, county file dated October 27, 2026; Collier County parcel roll and tax roll; Florida Department of Revenue; our analysis).

How do I sell a condo at Granada Lakes?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, start with a pricing read on your own plan and building, gather the association documents, check your building's flood zone, and then list. Call Jesse at (239) 898-6072, text or call, to start. Our guide to selling a home in Naples covers the steps.

What is my Granada Lakes condo worth?

It depends on the plan size, the building, the floor and the condition, and the county roll records only the size. In the 12 months to October 16, 2026 the three recorded sales ran from $166,000 to $229,900, and the 36-month median is $187,000. For a number built on those sales, request our free home valuation.

What have Granada Lakes condos sold for recently?

Collier County recorded three qualified sales in the last 12 months: $180,000 on March 12, 2026 (673 county heated square feet), $166,000 on March 24, 2026 (637) and $229,900 on August 27, 2026 (1,043). The newest recorded sale is August 27, 2026. These are Collier County recorded sales, which include sales the MLS never sees.

How many Granada Lakes condos sell in a year?

Few. The county table shows 3 sales in 2026 so far, 5 in 2025, 4 in 2024 and 2 in 2023, then 9 in 2022 and 26 in 2021. Because the 12-month and 24-month windows have fewer than 10 sales each, we price from the 36-month window, 12 sales at a $187,000 median, and the 60-month window, 29 sales at $189,000.

How long will it take to sell my Granada Lakes condo?

We do not publish a days-on-market figure. Days on market, list prices, active listings and association fees: Information not available at time of publishing (checked 2026-11-03). What the county record does show is that few units trade, so a correctly priced unit with complete association paperwork is the way to avoid waiting on questions rather than buyers.

Does the size of my unit change the price?

Yes. The roll shows eight sizes from 580 to 1,043 square feet, and the three sales of the last 12 months were three different plans. Over 36 months the median is $258 per county heated square foot and over 60 months $250, but we never apply a per-foot figure to one unit without matching on plan and building.

Does it matter whether my unit is on the ground floor or the second floor?

Buyers will ask. Listing descriptions report two-story buildings with units reached by stairs, and no elevator is reported. A ground-floor buyer will ask about flood quotes and association flood coverage, and a second-floor buyer about stairs. The county roll does not record floor, so we confirm it on site and make no price claim from it.

How do you price a unit when there are only three sales in a year?

We widen the window to 36 and 60 months, match on plan size and building group, and show the sales we used. We say plainly that the 12-month and 24-month windows have fewer than 10 sales and give no median. Over 120 months there were 81 sales at a $145,000 median, which shows how much older sales sit below today's.

Do I need an estoppel certificate to sell my Granada Lakes condo?

Your buyer's closing agent orders an estoppel certificate from each association, the condominium association and the master association, showing what is owed on your unit. Because Granada Lakes has two associations, plan for two certificates. We ask for them early. Any fee or deadline: Information not available at time of publishing (checked 2026-11-03).

Who pays for the estoppel certificate?

The contract controls who pays each closing cost, including the estoppel charges, so the answer is in your signed contract and your net sheet. We build the net sheet from your actual terms. The amount each association charges: Information not available at time of publishing (checked 2026-11-03). We print no figure here because the associations publish none.

What documents must I give a buyer?

Expect to deliver the recorded declaration, bylaws, articles and amendments, the rules, the current budgets, and the other association documents your contract names. Florida law gives buyers a review period for those papers, and your closing agent will confirm how it works for your contract. We gather the full set at listing so the buyer's review does not slow the closing.

Do I need the association's approval to sell?

Whether either association requires approval of a buyer, a transfer application or a right of first refusal: Information not available at time of publishing (checked 2026-11-03). That answer sits in the recorded declaration and the rules. Ask for both before you list, because an approval step changes your closing timeline and the contract terms we write.

Do I owe a transfer fee or capital contribution when I sell?

Application, transfer and capital-contribution charges: Information not available at time of publishing (checked 2026-11-03). We found no assessment or fee figure published by either association, and listing figures disagree with each other. The estoppel certificate from each association is the document that lists what is owed at closing, so we request it before we set your net sheet.

Do I have to disclose a special assessment?

Tell your agent about any special assessment, whether it is approved, proposed or discussed in minutes, so we handle it in writing with the buyer. The estoppel certificates and the last 12 months of board minutes are where buyers and lenders look first.

Will the 2009 to 2013 developer dispute hurt my sale?

Buyers and lenders will see it, because it ended at the Florida Supreme Court in SC11-2590. The history is dated: pools and clubhouse closures in 2009, a Naples Daily News report on May 20, 2011, and rulings on November 23, 2011 and October 31, 2013. We never imply it describes 2026. Current litigation: Information not available at time of publishing (checked 2026-11-03).

Will pending litigation affect my buyer's loan?

It can. Fannie Mae treats pending association litigation that affects the safety, structure or habitability of a project as a bar to eligibility. Whether any litigation is pending against the Granada Lakes associations today: Information not available at time of publishing (checked 2026-11-03). Ask your association in writing, since the buyer's lender will ask on the condominium questionnaire.

What if the buyer's lender will not approve the project?

Whether the project is currently approved by FHA or meets Fannie Mae's project standards: Information not available at time of publishing (checked 2026-11-03). If a lender declines the project, a cash buyer avoids project approval but not the condition questions about roof, plumbing, reserves and insurance. We tell you early which questions to answer so the buyer pool does not shrink late.

Can I sell to a cash buyer?

Yes, any buyer can purchase if the contract and the association's documents allow it. A cash purchase skips the lender's project review, but the buyer still asks about reserves, condition, litigation, the master insurance policy and the flood zone, so the paperwork we gather serves every kind of buyer.

Do milestone inspections or SIRS affect my sale?

Listing descriptions report two-story buildings at Granada Lakes, and Florida's milestone inspection and SIRS laws start at three habitable stories, so they likely do not reach these buildings. Buyers still ask for the reserve schedule and any structural or engineering reports. We recommend you ask the association to confirm the story count in writing.

Does low reserve funding hurt my price?

Buyers, insurers and lenders all ask about reserves, and Fannie Mae treats critical repairs and significant deferred maintenance as a bar for a project. Reserve levels at Granada Lakes: Information not available at time of publishing (checked 2026-11-03). Request the reserve schedule at listing; a documented plan is easier to price than an unknown, and we make no claim about any effect size.

Should I sell as is, or make repairs first?

It depends on the contract and your timeline, and we help you choose. Gather your own receipts and permits for your unit, and we decide on repairs from the buyer questions.

Will my building's flood zone affect my sale?

Buyers will ask. We tested the flood zone at all 16 buildings on Collier County's republished copy of the 2024 FEMA flood map: 15 are in unshaded Zone X, building 177 is in shaded Zone X, and none is in a special flood hazard area. Whether a lender requires flood insurance is the lender's decision, based on the zone of that building.

Is there a flood disclosure I have to make?

Florida's CFO lists SB 948 (2025), which requires sellers to disclose flood insurance information at or before contract signing. We gather what you need, including any flood policy and claims history, before listing. Elevation certificates for your building: Information not available at time of publishing (checked 2026-11-03). Ask the association whether it holds one.

What happens to my homestead exemption when I sell?

The homestead exemption reduces taxable value by up to $50,000 and brings the Save Our Homes assessment limit for the owner who lives there as a permanent residence, per the Florida Department of Revenue. When you sell, the exemption ends with your ownership, and the buyer's purchase resets the assessed value. Confirm your own situation with the Property Appraiser's office.

Can I take my Save Our Homes benefit to my next home?

Florida's portability rules may let part of the benefit move with you, and the Department of Revenue's exemptions page covers portability. We quote no figures here because the result depends on your values and your next purchase. Ask the Collier County Property Appraiser's office and your tax professional before you contract to buy your next home.

Do I owe capital gains tax on a Florida condo?

Ask a tax professional. We give no tax advice and print no tax figures. Your gain, how long you owned the unit, whether it was your home or a rental, and your other circumstances all matter. We can give your accountant the closing statement, and we order the numbers early so the answer arrives before you list.

What are the seller closing costs and documentary stamps?

The contract controls who pays each closing cost, and Florida's documentary stamp and title charges follow the deal you sign. We print no closing-cost figure on this page, because the contract, the title company and the associations set them. We build a net sheet from your actual contract terms so you see your proceeds before you accept an offer.

Can I sell a unit that has a tenant in place?

Often yes, subject to the lease and the association's rules. Rental listings show that units at Granada Lakes are leased, but leasing terms, approval steps and any restriction on a buyer renting the unit: Information not available at time of publishing (checked 2026-11-03). Review the lease, give the required notices under it, and ask the association for its rules before you list.

Can I sell an inherited condo?

Yes, once the estate can convey it. The title, the personal representative's authority and any court steps are legal questions for the estate's attorney, and the closing agent coordinates them. We handle the pricing, the association paperwork, the flood zone and the buyer questions. Call Jesse at (239) 898-6072 and we will map the steps in order.

Should I list with an agent or sell by myself?

A condo with two associations, a court history, a thin sales record and a lender-approval question rewards an agent who has the paperwork ready. Our edge is the record: we tracked every recorded qualified sale since 2006 and compared Granada Lakes with Newcastle on the same county yardstick. Talk to McGreevy and Comisar.

How do I word the community name in a listing?

Use the record name once, Granada Lakes Villas Condominium, then Granada Lakes or Granada Lakes Villas, on Santa Clara Dr, Naples 34104. Do not use Granada Homes, Casa Granada or the RV resort, which are different places. Listing it correctly keeps your unit visible to the buyers who search for the right community.

How do Granada Lakes sales compare with Newcastle?

In the 12 months Granada Lakes had 3 sales from $166,000 to $229,900 and Newcastle 9 from $215,000 to $270,000. In 24 months Newcastle had 18 sales at a $251,500 median, while Granada Lakes had 9 sales, too few for a median. Over 60 months, Granada Lakes' median is $189,000 and Newcastle's is $285,000.

How do today's prices compare with the first sales in 2006?

The county table shows 177 qualified sales in 2006 at a $197,800 median, from $149,300 to $319,000, and 12 in 2007 at $235,950. The 36-month median of $187,000 and the 60-month median of $189,000 sit below the 2006 first-sale median. The highest recorded price is $319,000 in 2006, and the highest since 2016 is $257,500 in 2024.

What do my property taxes look like to a buyer?

The 2026 median total tax bill across the 248 units is $1,510, the high is $2,153 and the millage is 10.5558. Non-ad valorem charges are $0 on all 248 units. A buyer's bill can be higher than yours because a purchase resets the assessed value, so we explain that early and print no new bill.

What should I do first if I am thinking of selling?

Request the estoppel documents you can, the association's declaration and rules, the budgets and the reserve schedule, and call us for a free home valuation. We read the county record on your plan, check your building's flood zone and give you a pricing plan. Questions? Contact us or call Jesse at (239) 898-6072.

Sources and Authoritative References

Granada Lakes figures on this page come from county, state and federal records, court opinions, public agency pages, news reports and public project pages. Each entry names the publisher, the item and the date it was published, effective or accessed, so you can check any number yourself.

Court record

  1. Florida Supreme Court, Granada Lakes Villas Condominium Association, Inc. v. Metro-Dade Investments Co., No. SC11-2590, opinion of October 31, 2013 (official PDF): https://library.law.fsu.edu/Digital-Collections/flsupct/dockets/sc11-2590/op-sc11-2590.pdf
  2. Florida Supreme Court, same opinion, FindLaw copy, accessed November 3, 2026: https://caselaw.findlaw.com/court/fl-supreme-court/1648399.html
  3. Florida State University College of Law Library, SC11-2590 docket page, accessed November 3, 2026: https://library.law.fsu.edu/Digital-Collections/flsupct/dockets/sc11-2590/sc11-2590.html
  4. Petitioner's initial brief on the merits, SC11-2590: https://library.law.fsu.edu/Digital-Collections/flsupct/dockets/sc11-2590/sc11-2590inibrief.pdf
  5. Respondents' answer brief on the merits, SC11-2590: https://library.law.fsu.edu/Digital-Collections/flsupct/dockets/sc11-2590/sc11-2590ans.pdf
  6. Second District Court of Appeal, Metro-Dade Investments Co. v. Granada Lakes Villas Condominium, Inc., No. 2D11-1188, decided November 23, 2011, accessed November 3, 2026: https://hallapproved.com/fl/cases/appeals/2011/2490547/
  7. Second District Court of Appeal, same decision, Leagle copy, accessed November 3, 2026: https://www.leagle.com/decision/inflco20111123243
  8. Florida Supreme Court, same 2013 opinion, Leagle copy, accessed November 3, 2026: https://www.leagle.com/decision/inflco20131031183
  9. Florida Supreme Court, same 2013 opinion, case-law copy, accessed November 3, 2026: https://hallapproved.com/fl/cases/supreme/2013/4995582
  10. National Law Review, commentary on the Florida Supreme Court receivership ruling, January 8, 2014: https://natlawreview.com/article/florida-supreme-court-rejects-restriction-availability-condominium-association-recei
  11. Legal 500, reprint of the same commentary, accessed November 3, 2026: https://www.legal500.com/intelligence/united-states/real-estate-and-construction/florida-supreme-court-rejects-restriction-on-availability-of-condominium-association-receiverships
  12. Naples Daily News, May 20, 2011, as republished at https://www.ccfj.net/condoGLmazelawsuits.html

Florida law and state agencies

  1. Florida Statutes, section 718.111, accessed November 3, 2026: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.111.html
  2. Florida Statutes, section 718.112, accessed November 3, 2026: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.112.html
  3. Florida Statutes, section 553.899 (milestone inspections), accessed November 3, 2026: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.899.html
  4. Florida Statutes, section 718.616 (converter disclosure), accessed November 3, 2026: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.616.html
  5. Florida Statutes, section 718.618 (converter reserves and warranty), accessed November 3, 2026: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.618.html
  6. Florida Statutes, section 718.1124 (receivers), accessed November 3, 2026: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.1124.html
  7. Florida Statutes, section 190.005 (Community Development Districts), accessed November 3, 2026: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0190/Sections/0190.005.html
  8. Florida Department of Business and Professional Regulation, Division of Condominiums, frequently asked questions, accessed November 3, 2026: https://condos.myfloridalicense.com/faqs/
  9. Florida Department of Business and Professional Regulation, condominium inspections page, accessed November 3, 2026: https://condos.myfloridalicense.com/inspections/
  10. Florida Department of Business and Professional Regulation, condominiums, timeshares and mobile homes portal, accessed November 3, 2026: https://www2.myfloridalicense.com/condos-timeshares-mobile-homes/
  11. Florida Senate, 2022D bill summary of SB 4-D, accessed November 3, 2026: https://www.flsenate.gov/Committees/BillSummaries/2022D/html/4
  12. Florida Department of Revenue, exemptions for taxpayers (homestead and portability), accessed November 3, 2026: https://floridarevenue.com/property/Pages/Taxpayers_Exemptions.aspx

County records and data

  1. Collier County Property Appraiser public data files, download dated October 27, 2026 (parcel roll, tax roll and recorded sales; no web address)
  2. Collier County, Community Planning and Resiliency page (Community Rating System class, Elevation Certificate tool), accessed November 3, 2026: https://www.collier.gov/County-Development/Land-Development/Community-Planning-and-Resiliency
  3. Collier County, 2026 flood protection newsletter (PDF): https://www.collier.gov/files/assets/county/v/3/community-planning-amp-resiliency/documents/floodplain-management/2026-flood-protection-newsletter.pdf

Flood and FEMA

  1. FEMA Map Service Center, flood map portal, accessed November 3, 2026: https://msc.fema.gov/portal/home
  2. FEMA, glossary entry for the special flood hazard area, accessed November 3, 2026: https://www.fema.gov/glossary/special-flood-hazard-area-sfha
  3. FEMA, Community Rating System, accessed November 3, 2026: https://www.fema.gov/floodplain-management/community-rating-system

National Weather Service, National Hurricane Center and storm reports

  1. National Weather Service Miami, Hurricane Ian summary (post-tropical cyclone report, preliminary): https://www.weather.gov/media/mfl/news/HurricaneIanSummary.pdf
  2. National Weather Service Miami, Hurricane Irma, September 2017, accessed November 3, 2026: https://www.weather.gov/mfl/hurricaneirma
  3. National Weather Service Miami, Hurricane Milton impact narratives, October 2024 (PDF): https://www.weather.gov/media/mfl/TropicalEventSummary/PSHMFL_2024AL14_Milton_ImpactNarratives.pdf
  4. National Hurricane Center, Hurricane Ian tropical cyclone report (PDF): https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf
  5. National Hurricane Center, Hurricane Irma tropical cyclone report (PDF): https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf
  6. Naples News Now, Collier County estimates $280 million in Hurricane Milton damage, October 2024: https://naples-news-now.beehiiv.com/p/collier-county-estimates-280-million-in-hurricane-milton-damage

Insurance

  1. Florida Chief Financial Officer, Division of Insurance Consumer Services, property insurance changes, accessed November 3, 2026: https://www.myfloridacfo.com/Division/ICA/PropertyInsuranceChanges
  2. Citizens Property Insurance, residential policies, accessed November 3, 2026: https://www.citizensfla.com/-/residential-policies
  3. Citizens Property Insurance, "I live in a condo, what is covered" answer, accessed November 3, 2026: https://securesupport.citizensfla.com/app/answers/detail/a_id/3646/~/i-live-in-a-condo.-what-is-covered
  4. Florida Chief Financial Officer, homeowners insurance overview, accessed November 3, 2026: https://www.myfloridacfo.com/division/consumers/understanding-insurance/homeownersinsuranceoverview
  5. Florida Office of Insurance Regulation, homeowners insurance, accessed November 3, 2026: https://floir.gov/property-casualty/homeowners-insurance
  6. Florida Chief Financial Officer, My Safe Florida Condominium Pilot Program, accessed November 3, 2026: https://myfloridacfo.com/mysafeflhome/mysafefloridacondo
  7. WPTV, Florida launches My Safe Florida Condo pilot program, 2024: https://wptv.com/money/real-estate-news/florida-launches-my-safe-florida-condo-pilot-program-to-potentially-lower-wind-insurance-costs

Lending

  1. Fannie Mae Selling Guide, B4-2.1-03, ineligible projects, accessed November 3, 2026: https://selling-guide.fanniemae.com/sel/b4-2.1-03/ineligible-projects
  2. U.S. Department of Housing and Urban Development, FHA condominium approval page, accessed November 3, 2026: https://www.hud.gov/hud-partners/single-family-ins-condominiums

Roads and planning

  1. Florida Department of Transportation, SWFL Roadwatch, I-75 page, read November 3, 2026: https://www.swflroads.com/roadwatch/Road/I75
  2. Florida Department of Transportation, 2023 news release on the Pine Ridge Road diverging diamond interchange: https://www.fdot.gov/info/co/news/2023/09252023

Development and healthcare news

  1. Gulfshore Business, Whole Foods store confirmed as Vitano master plan advances, April 2026: https://www.gulfshorebusiness.com/development/whole-foods-store-confirmed-as-vitano-master-plan-advances/article_2f557e48-2489-49bd-a134-0895d559c2de.html
  2. Gulfshore Business, future housing developments discussed for Davis Boulevard, April 2026: https://www.gulfshorebusiness.com/development/future-housing-developments-discussed-for-davis-boulevard/article_4e268fd1-0b54-4aa6-8575-21ff73e6a471.html
  3. Naples Press, upcoming projects promise transformation of Davis Boulevard, 2026: https://www.naplespress.com/local-news/upcoming-projects-promise-transformation-of-davis-boulevard/article_a76ad38c-db3e-4e34-aa5b-c0b2e443b88e.html
  4. Gulfshore Business, Collier County 120-bed veterans home and day care approved: https://www.gulfshorebusiness.com/collier/collier-county-120-bed-veterans-home-day-care-approved/article_eb82440c-f62b-4c07-aa74-7e51e5b9c073.html
  5. Naples News Now, Collier County dedicates land for new veterans nursing home, January 2026: https://naples-news-now.beehiiv.com/p/collier-county-dedicates-land-for-new-veterans-nursing-home-a-milestone-for-local-veterans
  6. Gulfshore Business, Suffolk tapped to build Collier veterans nursing home: https://www.gulfshorebusiness.com/gb-daily/suffolk-tapped-to-build-collier-veterans-nursing-home/article_fb9886f9-9b66-4914-bff1-a0792d6fe914.html
  7. WGCU, how to vote for an official name for the Collier County veterans nursing home, March 25, 2026: https://www.wgcu.org/human-interest/2026-03-25/how-to-vote-for-an-official-name-for-the-collier-county-veterans-nursing-home
  8. Southwest Florida Business Today, David Lawrence Centers Golden Gate campus care center, 2025: https://swfloridabusinesstoday.com/?p=49917
  9. Gulfshore Business, Costco gets approval to build second store in Collier, October 2025: https://www.gulfshorebusiness.com/collier/costco-gets-approval-to-build-second-store-in-collier/article_a29eb8c0-5274-442f-b7e5-89ccb55e5ce8.html
  10. WGCU, a second Costco for Collier County, October 15, 2025: https://www.wgcu.org/section/business/2025-10-15/a-second-costco-for-collier-county-not-all-are-happy
  11. Naples News Now, second Costco in Naples inches closer to reality: https://naples-news-now.beehiiv.com/p/second-costco-in-naples-east-naples-location-inches-closer-to-reality
  12. REBusinessOnline, CBRE brokers sale of 242-unit Altis Santa Barbara apartments, November 20, 2025: https://rebusinessonline.com/cbre-brokers-sale-of-242-unit-altis-santa-barbara-apartments-in-naples/
  13. Business Observer, retail plaza in Naples sells, May 15, 2026: https://www.businessobserverfl.com/news/2026/may/15/retail-plaza-naples-sells/

Golf, parks, boating and beaches

  1. GolfLink, Naples Lakes Country Club, accessed November 3, 2026: https://www.golflink.com/golf-courses/fl/naples/naples-lakes-country-club
  2. GolfLink, Hibiscus Golf Club, accessed November 3, 2026: https://golflink.com/golf-courses/fl/naples/hibiscus-golf-club
  3. Green Fee Tracker, Naples courses, accessed November 3, 2026: https://www.greenfeetracker.com/about/naples
  4. Paradise Coast, Bayview Park directory entry, accessed November 3, 2026: https://www.paradisecoast.com/Business-Directory/Bayview-Park
  5. How's Your River, Bayview Park public boat ramp, accessed November 3, 2026: https://howsyourriver.com/access_sites/bayview-park-public-boat-ramp
  6. Visit Florida, beach guide to Lowdermilk Park, accessed November 3, 2026: https://www.visitflorida.com/travel-ideas/articles/beach-guide-lowdermilk-park-naples/
  7. Paradise Coast, beach parking and access in Naples and Marco Island, accessed November 3, 2026: https://www.paradisecoast.com/Articles/Beach-Parking-and-Access-in-Naples-Marco-Island
  8. Paradise Coast, guide to parking, amenities and experiences at Paradise Coast beaches, accessed November 3, 2026: https://www.paradisecoast.com/article/guide-parking-amenities-experiences-paradise-coast-beaches
  9. Naples Botanical Garden, visit page, accessed November 3, 2026: https://www.naplesgarden.org/visit/

Schools

  1. Seacrest Country Day School, home page, accessed November 3, 2026: https://www.seacrest.org/
  2. Wikipedia, Seacrest Country Day School, accessed November 3, 2026: https://en.wikipedia.org/wiki/Seacrest_Country_Day_School
  3. The Community School of Naples, home page, accessed November 3, 2026: https://www.communityschoolnaples.org/

Healthcare

  1. Physicians Regional Healthcare System, home page, accessed November 3, 2026: https://www.physiciansregional.com/
  2. Physicians Regional Medical Center, Pine Ridge, accessed November 3, 2026: https://www.physiciansregional.com/locations/pine-ridge
  3. NCH Healthcare System, Naples locations directory, accessed November 3, 2026: https://locations.nchmd.org/fl/naples/

Shopping and services

  1. Regency Centers, Berkshire Commons property page, accessed November 3, 2026: https://www.regencycenters.com/property/detail/51/Berkshire-Commons
  2. Coastland Center, accessed November 3, 2026: https://www.coastlandcenter.com/
  3. Waterside Shops, accessed November 3, 2026: https://www.watersideshops.com/
  4. Fifth Avenue South, accessed November 3, 2026: https://www.fifthavenuesouth.com/

Geography and airports

  1. Naples Airport, home page, accessed November 3, 2026: https://www.flynaples.com/
  2. Wikipedia, Golden Gate, Florida, accessed November 3, 2026: https://en.wikipedia.org/wiki/Golden_Gate,_Florida
  3. Wikipedia, Collier Boulevard, accessed November 3, 2026: https://en.wikipedia.org/wiki/Collier_Boulevard
  4. Wikipedia, East Naples, Florida, accessed November 3, 2026: https://en.wikipedia.org/wiki/East_Naples,_Florida
  5. Wikipedia, Naples, Florida, accessed November 3, 2026: https://en.wikipedia.org/wiki/Naples,_Florida

Downloadable Documents

Granada Lakes documents below are public PDFs and one docket page, each linked at the office that issues it: the Florida Supreme Court filings in the developer dispute, the National Weather Service and National Hurricane Center storm reports, and the county's flood newsletter. Open them for the full text behind the figures on this page.

# Document Issuer What it shows
1 Florida Supreme Court opinion, SC11-2590, October 31, 2013 (PDF) Florida Supreme Court The ruling on a court's equitable power to appoint a receiver over a condominium association
2 Petitioner's initial brief on the merits (PDF) Florida Supreme Court docket The February 9, 2009 suit and the parties' positions
3 Respondents' answer brief on the merits (PDF) Florida Supreme Court docket The trial court's findings, including the pool and trash findings
4 SC11-2590 docket page Florida State University College of Law Library The index to the court filings
5 Hurricane Ian summary (PDF) National Weather Service Miami Collier County impacts from Ian, including the surge area and local wind reports
6 Hurricane Milton impact narratives (PDF) National Weather Service Miami Impact narratives for Milton in October 2024
7 Hurricane Ian report (PDF) National Hurricane Center The tropical cyclone report on Ian in September 2022
8 Hurricane Irma report (PDF) National Hurricane Center The tropical cyclone report on Irma in September 2017
9 Collier County 2026 flood protection newsletter (PDF) Collier County The county's flood map and Community Rating System information for property owners

We found no association website, rules, budget, declaration or reserve study for Granada Lakes online. Request these from the condominium association and the master association; we list them here without links because none is published:

  • Estoppel certificates from both associations
  • The recorded declaration of condominium, bylaws, articles and every amendment
  • The master association's covenants and bylaws
  • The current adopted budgets and reserve schedules of both associations
  • Any reserve study and any structural or engineering reports
  • The rules and regulations, including leasing, pet, parking and architectural rules
  • Any lease or purchase application and its fee
  • The last 12 months of board minutes
  • Any special-assessment notices
  • The list of pending litigation
  • The master insurance certificates (property, flood if any, liability)
  • The condominium questionnaire a lender sends
  • The converter's 2006 disclosure report under section 718.616, if the association holds it

Overview for Granada Lakes, FL

157 people live in Granada Lakes, where the median age is 35 and the average individual income is $33,222. Data provided by the U.S. Census Bureau.

157

Total Population

35 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$33,222

Average individual Income

Around Granada Lakes, FL

There's plenty to do around Granada Lakes, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

1
Car-Dependent
Walking Score
51
Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including Caribbean Craving PR, Dunkin', and Pick Kwik Food Store.

Name Category Distance Reviews
Ratings by Yelp
Dining 0.53 miles 0 reviews 0/5 stars
Dining · $ 0.68 miles 48 reviews 1.8/5 stars
Dining 0.71 miles 0 reviews 0/5 stars
Dining 0.84 miles 1 review 4/5 stars
Dining 0.87 miles 0 reviews 0/5 stars
Dining 0.93 miles 0 reviews 0/5 stars

Demographics and Employment Data for Granada Lakes, FL

Granada Lakes has 109 households, with an average household size of 3. Data provided by the U.S. Census Bureau. Here’s what the people living in Granada Lakes do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 157 people call Granada Lakes home. The population density is 5,394 and the largest age group is Data provided by the U.S. Census Bureau.

157

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

35 years

Median Age

52 / 49%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
109

Total Households

3

Average Household Size

$33,222

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.