Cascades at Estero
Cascades at Estero is a gated 55-and-older community of 614 single-family homes in the Village of Estero, built by Levitt and Sons from 2002. Sales, fees, flood, schools and rules from public records. Call Jesse at (239) 898-6072.
Cascades at Estero is a gated 55-and-older community of 614 single-family homes in the Village of Estero, built by Levitt and Sons from 2002. Sales, fees, flood, schools and rules from public records. Call Jesse at (239) 898-6072.
Updated November 2026 · Jesse McGreevy and Marc Comisar, Domain Realty
By Jesse McGreevy and Marc Comisar.
Cascades at Estero is a gated, 55-and-older community of 614 single-family homes in Estero, Florida, built by Levitt and Sons from 2002 on a planned development Lee County first approved in 2001 under the name Indigo Isles. The homes sit on Estero Parkway between US 41 and Three Oaks Parkway, around twelve lakes, with a clubhouse campus, an indoor and an outdoor pool, five Har-Tru tennis courts and four pickleball courts.
McGreevy and Comisar are the team Cascades at Estero sellers call first: Top 1% Real Estate Agents Nationally Since 2008, with over $900 million in personal sales between Jesse and Marc. If you are weighing who should sell or buy for you, our comparison of the best real estate agents in Estero shows how local agents stack up on the public record. For Cascades at Estero itself, the Southwest Florida MLS shows 40 closings at a median of $408,750 in the 12 months to October 21, 2026, and the sections below show what sits behind that number.
This page reads the county zoning file, the recorded plats, the association's state filings, the 2025 tax roll, FEMA's flood maps, the school district's zone maps and five years of sales for one community. Where a fact is not published, we say so and name the document that holds it.
McGreevy and Comisar are the best realtor for Cascades at Estero because a home here is priced on details most buyers never see: which of the six recorded plats it sits in, whether the county codes the lot as a lake lot, how big the floor plan is, and what the association's estoppel certificate will say. We read those records before we set a price.
If you're searching for the best realtor for Cascades at Estero, whether you're ready to sell your Cascades at Estero home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
Recent Cascades at Estero track record (Southwest Florida MLS, 12 months to October 21, 2026, the first window with 10 or more closings): 40 homes sold · $16,713,250 in Cascades at Estero dollar volume · 36.5 median days on market · 95.6 percent median sale-to-list ratio · highest-priced sold: $650,000 · price range from $275,000.
The dollar volume is the sum of the 40 closings (our arithmetic). Every figure here is a community total across all brokerages. In the last 12 months we tracked 40 Cascades at Estero closings, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate.
For Cascades at Estero sellers: premium marketing, cinematic video, drone, professional photography, a qualified-buyer database, discretion and off-market capability when needed.
Honors and recognition:
Selling your Cascades at Estero home? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072 (confidential conversations welcome).
For the full seller plan, read how to sell your home in Cascades at Estero, and for a price built from this community's own sales, request a Cascades at Estero home valuation.
Buying a home in Cascades at Estero? Call Marc at (239) 287-5873 for a personalized buyer consultation, and read how we represent buyers in Estero. The step-by-step buyer guide is at how to buy a home in Cascades at Estero.
These are the Cascades at Estero facts a buyer or seller should hold before anything else, each one taken from a county, state, federal or MLS record named in the sections below. They correct several numbers that circulate online, including the flood zone and the story of who finished the community.
This table of contents lists every section of the Cascades at Estero page in the order it appears, grouped by the question a buyer or seller usually asks first. Each link jumps to the section, so you can go straight to the Cascades at Estero market, fees, 55-and-older rules, flood zone, schools or the seller section.
The Basics: Why McGreevy and Comisar Are the Best Realtor for Cascades at Estero · What Is It Like to Live in Cascades at Estero? · Is Cascades at Estero in the Village of Estero? · What Is the Cascades at Estero Real Estate Market Doing? · How Many Homes Are in Cascades at Estero? · How Did Cascades at Estero Come to Be?
Owning: What Does the Cascades at Estero Planned Development Allow? · Who Governs Cascades at Estero? · Is Cascades at Estero a 55+ Community? · What Are the HOA Fees in Cascades at Estero? · What Are Property Taxes in Cascades at Estero? · What Rules Should Buyers Know Before Buying in Cascades at Estero?
Safety and Location: Is Cascades at Estero in a Flood Zone? · What Is the Hurricane and Evacuation Picture for Cascades at Estero? · How Does Insurance Work for Cascades at Estero Homes? · Which Schools Serve Cascades at Estero? · Where Is the Nearest Hospital and Emergency Care?
Around and Compare: How Long Are the Drives From Cascades at Estero? · What Is Planned Around Cascades at Estero? · What Is There to Do Near Cascades at Estero? · Cascades at Estero vs Tidewater: Which Estero 55+ Community Fits You?
Sell and Work With Us: What Does It Cost to Buy and Own in Cascades at Estero? · Why Buy in Cascades at Estero: Honest Pros and Cons? · Thinking of Selling Your Cascades at Estero Home? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts · Frequently Asked Questions: Buyer Edition · Frequently Asked Questions: Seller Edition · Downloadable Documents · Sources and Authoritative References
Living in Cascades at Estero means a single-family home on a quiet looped street, most often a two-bedroom plan with a den, with a clubhouse, pools and courts a short drive or bike ride away inside the gate, and the shopping, hospitals and airport of south Lee County within about 10 to 25 minutes by car.
Cascades at Estero is built around its clubhouse campus rather than a golf course. The association describes "a state-of-the art clubhouse facility" with "an oversized outdoor pool, an attached indoor swimming pool, a ballroom facility that supports entertainment programs, dances, various parties, theatre productions, a chorus program", a billiards room, card rooms, a library and an arts and crafts room with a pottery kiln (Cascades at Estero association). Next to it sits a fitness center with a dance studio, showers and saunas. There is no golf course, no marina and no club membership on top of the association.
Five professional Har-Tru tennis courts and four pickleball courts are overseen by a Director of Racket Sports, and the association reports that its women's and men's teams compete in leagues across Bonita Springs, Estero and Fort Myers (Cascades at Estero association). The community hosted its fourth annual men's doubles tournament in 2016 (Statesman Journal, May 1, 2016).
Resident clubs include a Women's Club, a Men's Club, a bocce club, the Needles and Pins crafting group, the Mud Daubers pottery club, lunch groups and a Wii bowling group, along with bingo and trivia nights (clubs, activities). Two of the clubs are incorporated with the state: the Cascades at Estero Bocce Club, Inc. and the Cascades of Estero Men's Club, Inc.
Cascades at Estero is not a walk-to-shopping community. Coconut Point is 5.1 routed miles away, about 10 minutes, and the nearest grocery and medical errands are a drive. Estero Parkway outside the gate does have a 7-foot buffered bike path and 6-foot sidewalks under the design the Village Council chose in 2018 (Naples Daily News).
The homes are single-family, mostly 1,500 to 2,600 square feet of living area, with two bedrooms and a den the most common plan. The community's rules, not this page, decide occupancy; the association runs an age-verification and approval process described later on this page.
Yes. Cascades at Estero is inside the Village of Estero: the county roll codes all 654 Cascades at Estero parcels to municipality E and tax district 316, "Village of Estero / Estero Fire," and the ZIP code is 33928, Estero. Planning, permits and code enforcement are the Village's; the county approved the original planned development before the Village incorporated.
Layer | Who | Source |
|---|---|---|
Municipality | Village of Estero (millage 0.7300) | |
County | Lee County, Commission district 3 | |
Fire | Estero Fire Rescue (district 029) | same |
Water and sewer | Lee County Utilities | same |
Trash and recycling | Waste Pro, Tuesday pickup at the sample address | same |
Schools | School District of Lee County, Board district 3 | same |
Owners' association | Cascades at Estero Residents' Association, Inc. | |
Community development district | none on the parcel record | LeePA |
The association's state filing lists its address as "9400 Cascades Isles Blvd, Fort Myers, FL 33928," while the tennis federation and map listings give "9400 Cascades Isle Blvd, Estero." Both point to the same clubhouse. The 33928 ZIP is Estero's, and the Village governs every parcel.
Lee County rezoned the land in 2001 and amended the approvals through 2005; the Village of Estero joined the National Flood Insurance Program "following incorporation in 2015" (Village of Estero). Today a Cascades at Estero owner pulls permits from the Village.
The Cascades at Estero real estate market recorded 40 MLS closings in the 12 months to October 21, 2026 at a $408,750 median, with homes going under contract in a median 36.5 days and selling at 95.6 percent of final list price. Prices have eased from the 2022 and 2023 peak, while sales volume has held near 30 to 41 homes a year since 2022.
Data updated: October 2026
Southwest Florida MLS, saved pull of October 21, 2026, closings October 28, 2025 to October 21, 2026, our analysis. Sold-data-entry rows excluded.
Measure | Cascades at Estero, 12 months |
|---|---|
Closings | 40 |
Median sale price | $408,750 |
Low to high | $275,000 to $650,000 |
Mean sale price | $417,831 |
Median days on market | 36.5 |
Median sale price as a share of final list price | 95.6 percent |
Median living area | 1,785 sq ft |
Median price per square foot (MLS living area) | $223.64 |
Year | Closings | Median |
|---|---|---|
2021 (from October 27) | 7 | $422,000 |
2022 | 32 | $491,000 |
2023 | 37 | $490,000 |
2024 | 41 | $455,000 |
2025 | 30 | $457,500 |
2026 (to October 21) | 35 | $418,000 |
The medians come from the same saved pull. The 2022 and 2023 medians near $490,000 mark the peak; 2026 to date sits about 15 percent below 2022. Volume has stayed steady, which is what a fixed community of 614 homes with steady turnover looks like.
Window to October 21, 2026 | Closings | Median |
|---|---|---|
24 months | 74 | $435,000 |
36 months | 115 | $450,000 |
60 months | 182 | $458,500 (high $685,000) |
Living area | 12 months: sales, median | 60 months: sales, median |
|---|---|---|
1,400 to 1,599 sq ft | 5, $350,000 | 10, $384,500 |
1,600 to 1,799 sq ft | 15, $370,000 | 72, $444,500 |
1,800 to 1,999 sq ft | 9, $425,000 | 48, $465,000 |
2,000 to 2,299 sq ft | 6, $430,000 | 30, $532,500 |
2,300 to 2,699 sq ft | 5, $580,000 | 22, $588,250 |
Size is the strongest single driver of price in Cascades at Estero: in the last 12 months the median for the largest plans (2,300 to 2,699 sq ft, $580,000) ran about $230,000 above the median for the smallest (1,400 to 1,599 sq ft, $350,000).
Five homes were active on the October 21, 2026 pull, asking $429,900, $425,000, $400,000, $389,000 and $379,999, with two more under contract. Against 40 closings a year, that is about 1.5 months of supply (our arithmetic), a tight inventory for a community this size.
Lee County's recorded, qualified sales for the 12 months from September 2025 (newest sale in the county file August 6, 2026) show 38 sales at a $419,000 median, all resales, with no builder-direct sales. We never add the county figures to the MLS figures; the two files cover slightly different windows and the county median uses recorded prices.
Cascades at Estero has 614 single-family homes. The Lee County Property Appraiser's parcel map returns 614 single-family parcels and 40 common parcels under the community's legal descriptions (read October 17, 2026), which matches the 614-home figure the community has always used. There are no condominiums, villas held as condominiums or townhomes.
Plat | Plat book | Homes |
|---|---|---|
Cascades at Estero (original) | PB 71 | 132 |
Parcel D1 | PB 73 | 67 |
Parcel C | PB 74 | 147 |
Parcel A | PB 76 | 119 |
Parcel D2 | PB 80 | 48 |
Parcel G | PB 80 | 100 |
The plat counts come from the 2026 county roll (613 on the September 2026 index, with one more parcel re-described in 2012 now carried in the fabric). All six plats belong to the same association, so none of them is a separate sub-neighborhood with its own fees.
The appraiser codes 295 homes as "single family residential, lake," 314 as standard single-family lots and 5 as lots along a drainage ditch (LeePA land-use query). Twelve lake parcels and seventeen water-retention and buffer tracts make up most of the 40 common parcels.
Common parcel type | Count |
|---|---|
Lake | 12 |
Buffer, conservation, water retention | 17 |
Right of way (private streets) | 9 |
Clubhouse tract ("country clubs"), 5.93 acres | 1 |
Recreation tract (satellite pool area), 0.50 acre | 1 |
The county's 2026 averages put the largest homes in Parcels D1 and D2 (about 2,390 square feet of heated area on average) and the smallest in Parcel A (about 1,590 square feet, 1,509 to 1,810). The original plat averages about 1,860 square feet and Parcel G about 1,900. These are county heated-area figures and are not comparable with MLS living-area figures.
Cascades at Estero began as Indigo Isles, a 158.47-acre rezoning Lee County approved on October 1, 2001 for an applicant working with Cascades by Levitt and Sons, Inc. Levitt and Sons opened sales in 2002, sold the community as an active-adult product, and by the end of 2003 reported 111 homes closed and 266 more under contract.
Data updated: October 2026
Lee County's planned development data sheet for master number DCI2001-00001 is titled "Cascades at Estero (fka Indigo Isles RPD)" (Lee County data sheet). The original resolution, Z-01-031, rezoned 158.47 acres from agricultural AG-2 to Residential Planned Development by a 5 to 0 vote of the Board of County Commissioners, and allowed up to 870 homes (Z-01-031). The applicant was Southstar Development Partners, Inc.; the owner of record was Cascades by Levitt and Sons, Inc. (Z-01-031A).
Date | Action | What it did |
|---|---|---|
October 1, 2001 | Z-01-031 | Rezoned 158.47 acres AG-2 to RPD |
February 4, 2002 | Z-01-031A (rehearing) | Re-distributed units; no change to the total |
May 28, 2002 | ADD2002-00041 | Re-laid streets and lakes in Pods A, C and D |
March 15, 2004 | Z-03-054 | Expanded the planned development to 188.92 acres, maximum 755 units |
March 2005 | ADD2005-00013 | Emergency-vehicle-only gate to Broadway, at Estero Fire Rescue's request |
August 24, 2005 | ADD2005-00168 | Reduced rear setbacks on two lots |
Source: the county data sheet and the resolutions linked from it. The emergency access is gated "restricting access to emergency vehicles only" (ADD2005-00013).
Levitt Corporation's annual report for 2003, filed with the SEC on March 30, 2004, lists "Cascades, Estero, Active Adult," sales commenced 2002, 521 planned units, 111 closed, 266 contracted and 144 unsold, plus an 83-unit parcel under contract to be acquired (Levitt Corporation 10-K). The 2004 annual report quotes Cascades at Estero residents who play tennis and call the amenities "just wonderful" (Levitt 2004 annual report).
Levitt was still selling finished homes in Parcel G, the last plat recorded, in spring 2006: a special warranty deed from Cascades by Levitt and Sons, LLC was recorded on April 6, 2006 for a Parcel G lot (Lee County Clerk record). Levitt and Sons filed for Chapter 11 protection in November 2007 (Orlando Sentinel). Stories online say another builder finished Cascades at Estero after the bankruptcy; we found no public record that confirms it, and the sales record shows most of the community was sold well before 2007.
It explains three things a buyer will notice: homes of one design family across all six plats, a single association that took over from the developer, and a planned development that allowed far more homes (755) than were built (614), so the open space and lakes stayed open.
The Cascades at Estero planned development allowed up to 755 homes on 188.92 acres after 2004, at no more than 4.0 homes per acre, with a recreation pod for the clubhouse, tennis courts and pool. Only 614 single-family homes were built, and 72.72 acres of the planned development are counted as open space and parks.
Category | Acres | Units |
|---|---|---|
Conservation (wetland and buffer) | 4.37 | 0 |
Open space and parks | 72.72 | 0 |
Residential | 111.83 | 755 |
Total | 188.92 | 755 |
Source: Lee County data sheet.
The 2001 resolution set maximums by pod: 290 homes in Pod A, 225 in Pod B, 170 in Pod C (60 of them single-family on the easterly 250 feet), 125 in Pod D and 12 in Pod E, with Pod F reserved for "recreational facilities (including clubhouse, tennis courts, swimming pool, and related facilities)" (Z-01-031). The built plats are Pods A, C, D and G plus the original plat, and the clubhouse sits on the recreation tract.
The rehearing resolution required a 30-foot Type F buffer along East Broadway, a 40-foot buffer with Type F plantings and a wall along Koreshan Boulevard (today's Estero Parkway), and a six-foot wall along Sandy Lane (Z-01-031A). Construction traffic was barred from East Broadway.
The zoning allowed duplexes, townhouses, multi-family buildings and a four-unit "carriage home" product. None were built; the appraiser codes every Cascades at Estero home as single-family.
The 2001 and 2002 resolutions contain no age restriction. The 55-and-older status comes from the community's recorded documents and the association's published policy, covered below.
Cascades at Estero is governed by one owners' association, the Cascades at Estero Residents' Association, Inc., a Florida not-for-profit corporation filed April 7, 2003 and active today. Every lot owner is a member with one vote per lot, and the association operates the common areas, enforces the covenants and runs architectural review under Chapter 720 of Florida law.
Field | Value |
|---|---|
Name | Cascades at Estero Residents' Association, Inc. |
Document number | N03000002942 |
Filed | April 7, 2003 |
Status | Active |
Last event | Amended and Restated Articles, filed May 17, 2021 |
Registered agent | Goede, DeBoest and Cross, PLLC, Naples (changed August 25, 2026) |
Source: Florida Division of Corporations. The 2026 annual report lists a community manager among the officers.
The members adopted restated articles on March 16, 2021. They give each owner "one (1) vote per lot," set a board of at least three directors, and give the association power "To approve or disapprove the leasing, transfer, mortgaging, ownership, and possession of Lots, as may be provided by the Declaration" (2021 restated articles). The articles cite the recorded declaration at Official Records Book 3706, Page 4023, Lee County.
The association's website links an "Icon/Troon Account" resident portal, and Troon has announced its acquisition of ICON Management Services, a Florida "golf, tennis, amenity and community association management company" (Golf Business News). Other listings name a different manager, so a buyer should take the manager's name from the estoppel certificate.
The bocce club and the men's club are separate nonprofit corporations, but they never bill an owner. The only bill an owner receives from the community comes from the residents' association.
Yes. Cascades at Estero is a 55-and-older community: the association describes itself as "a 55+ gated active adult community, which allows up to 20 percent of under 55 year olds to reside in our community." That is the federal housing-for-older-persons model, under which at least 80 percent of occupied homes must have at least one resident 55 or older.
Under 24 CFR 100.305, a community qualifies when at least 80 percent of its occupied units have at least one occupant 55 or older and it publishes policies showing that intent (eCFR, 24 CFR 100.305). The remaining share, which the Cascades at Estero association states as up to 20 percent, is how the community handles situations such as a younger surviving spouse.
Federal rules require the community to verify occupancy with reliable surveys and affidavits updated at least every two years, using documents such as a driver's licence, passport or birth certificate (eCFR, 24 CFR 100.307). Expect the association to ask for proof of age as part of its approval of a sale or lease.
Florida once required 55-and-older communities to register with the Florida Commission on Human Relations. That requirement was removed from Section 760.29(4) effective July 1, 2020 (Campbell Property Management summary), so there is no state registry entry to look up.
Whether an under-55 heir may live in an inherited home, whether a caregiver may live in, and how the 20 percent allowance is managed are set by the declaration at Official Records Book 3706, Page 4023 and its amendments, and by the board's rules. Ask for them in writing before you rely on an answer.
The Cascades at Estero association fee is not published in any public record we could find. Listing sites repeat quarterly figures, but the association's budget is not public, so the reliable number for any home is the one on its estoppel certificate, which Florida law requires the association to deliver within 10 business days of a request.
Data updated: October 2026
Florida Statutes 720.30851 requires the certificate to list the regular assessment and its frequency, the paid-through date, every amount owed, any "capital contribution fee, resale fee, transfer fee, or other fee due," any open violation, whether the board must approve the transfer, and the association's insurance contacts (F.S. 720.30851).
Item | Amount |
|---|---|
Base fee (no delinquency) | $299 |
Added for delivery within 3 business days | $119 |
Added if the account is delinquent | $179 |
Delivery deadline | 10 business days |
Valid for | 30 days (35 if mailed) |
The statute sets $250, $100 and $150 and requires the Department of Business and Professional Regulation to adjust them for inflation every five years; the figures above are the adjusted caps.
Listing descriptions say the Cascades at Estero fee bundles lawn care, irrigation, the gate and the amenities. We have not seen the association's budget, so treat any list of inclusions as a question for the estoppel and the resale package. The Southwest Florida MLS fee fields will be added to this page from the next MLS pull.
There is no community development district on the Cascades at Estero parcel record, so there is no CDD line on the tax bill.
Property taxes in Cascades at Estero are billed under Lee County taxing district 316, whose 2026 ad valorem rate is 12.9712 mills (13.0214 in 2025) before any non-ad valorem charge. A home with a $300,000 taxable value would owe about $3,891 a year at the 2026 rate, before exemptions, which the Save Our Homes cap and homestead change.
Data updated: October 2026
Authority | Millage |
|---|---|
Lee County General Revenue | 3.7623 |
Public School, local board | 2.2480 |
Public School, state law | 3.0710 |
Lee County Library District | 0.4218 |
Village of Estero | 0.7300 |
South Florida Water Management District (three lines) | 0.2301 |
Estero Fire Rescue | 2.2880 |
Hyacinth Control | 0.0192 |
Mosquito Control | 0.2116 |
West Coast Inland Navigation | 0.0394 |
Sum | 13.0214 |
Source: Lee County Property Appraiser 2025 millage book. The Village kept its rate at 0.7300 mills for the 2026/27 year (Village of Estero).
$300,000 taxable value x 12.9712 / 1,000 = $3,891.36 a year in ad valorem tax at the 2026 rate (13.0214 gave $3,906.42 in 2025). A buyer's first bill is set on the new assessed value after the sale, and a new homestead exemption lowers the taxable value; the rate stays the same.
The millage book does not include non-ad valorem special assessments. A recent tax bill for the specific home, from the Lee County Tax Collector, shows any that apply.
Buyers in Cascades at Estero should expect an association approval step for every sale and lease, age verification for at least one occupant, architectural review of exterior changes, and covenants recorded at Official Records Book 3706, Page 4023. The specific leasing, pet and vehicle rules sit in that declaration and the board's rules, which the seller's resale package should include.
The 2021 restated articles give the association power to approve or disapprove the leasing and transfer of lots "as may be provided by the Declaration." The estoppel certificate will say whether board approval is required for your purchase and whether it has been given (F.S. 720.30851).
A seller of a home in a mandatory homeowners' association community must give the buyer the statutory disclosure summary before the buyer signs. If it is not provided, the buyer "may void the contract by delivering to the seller or the seller's agent or representative written notice canceling the contract within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first" (F.S. 720.401).
The articles give the association control over "walls, fences, swimming pools, antennae" and other improvements. Plan any pool, screen enclosure, generator, roof color change or solar installation through the association first, then the Village permit. Florida law limits how far an association can restrict solar collectors and hurricane protection, but it still lets the association set reasonable specifications.
Rentals are rare. The Southwest Florida MLS showed one active rental and no leases recorded in the 12 months to June 6, 2026. The lease minimums and the approval process are set by the declaration and rules; read them before you buy a Cascades at Estero home to rent.
Owners may inspect the association's official records under F.S. 720.303. Before closing, ask the seller for the budget, the most recent financial report, the rules and any pending special assessment notice.
No. FEMA maps every part of Cascades at Estero as Zone X, outside the Special Flood Hazard Area. A query of FEMA's National Flood Hazard Layer across the whole community on October 17, 2026 returned only Zone X polygons, most of them "area of minimal flood hazard," on FIRM panel 12071C0583G, effective November 17, 2022.
Check | Result |
|---|---|
Flood zones intersecting the community | Zone X only (14 minimal-hazard polygons, 1 shaded 0.2 percent polygon) |
Special Flood Hazard Area | none |
FIRM panel | 12071C0583G, effective November 17, 2022 |
Base flood elevation | none mapped |
Sources: FEMA flood hazard zones query and FEMA FIRM panel query.
At one lot on the south-east edge of the community, in Parcel G, the county's mirror of the FEMA layer touches a shaded Zone X polygon, FEMA's 0.2 percent annual chance (500-year) floodplain. Shaded Zone X is still outside the Special Flood Hazard Area, so a lender does not require flood insurance there either.
Lenders require flood insurance only inside the Special Flood Hazard Area. In Zone X it is optional, and it is often inexpensive; the National Flood Insurance Program prices each building individually (FEMA Risk Rating 2.0). The Village of Estero holds a Community Rating System Class 6, worth a 20 percent discount on NFIP policies in Special Flood Hazard Areas (Village of Estero).
Lee County's 2026/2027 map revision becomes effective March 2, 2027, but the county lists the affected streams as Mullock Creek and its tributary, not the area around Cascades at Estero (Lee County).
Cascades at Estero is in Lee County evacuation zone B, inland and east of US 41, and homes here are built to the Florida Building Code's 160 mph design wind speed for houses, inside the wind-borne debris region. That combination means no mapped flood hazard but full hurricane wind exposure, so roofs, windows and screen enclosures matter most.
The county evacuation layer returned zone B (storm-surge zone 2) at five lots spread across the original plat, Parcel A, Parcel D2 and Parcel G (LeePA hazard layers). A zone B evacuation order includes Cascades at Estero.
Building risk category | Design wind speed |
|---|---|
Category I (low hazard) | 150 mph |
Category II (homes) | 160 mph |
Category III and IV | 170 mph |
Wind-borne debris region: yes. Source: the same county hazard layers.
Hurricane Ian came ashore in Lee County on September 28, 2022 as a Category 4 storm with 155 mph winds (Lee County Ian progress report). The Village reported that "approximately 1,000 homes were drastically affected" and that "those communities west of US 41 were hit the hardest," naming neighborhoods along West Broadway (Village of Estero). Cascades at Estero is east of US 41 and was not on that list. We found no public damage report for Cascades at Estero itself, so ask any seller for the roof, window and screen-enclosure permit history.
In October 2024 Hurricane Milton made landfall near Siesta Key with 120 mph winds and produced a record 126 tornado warnings across Florida (CHNEP); Lee County ordered residents to shelter in place as it neared the coast (Lee County).
Insuring a Cascades at Estero home comes down to the age and condition of the roof, the wind-mitigation features an inspector can document, and the home's flood zone, which is Zone X throughout. Most homes were built from 2003 to 2007, so insurers will ask for a four-point inspection, and many homes may qualify for My Safe Florida Home inspections and grants.
Florida Statutes 627.7011 bars an insurer from refusing to write or renew a policy only because a roof is less than 15 years old, and lets an owner show an older roof's remaining life by inspection (F.S. 627.7011). Ask for the roof permit date before you write an offer.
A wind-mitigation inspection documents roof covering, deck attachment, roof-to-wall connections, roof shape, secondary water resistance and opening protection; each can earn a premium credit (Florida Office of Insurance Regulation).
The state program offers free wind-mitigation inspections and grants of $2 for every $1 a homeowner spends, up to $10,000, subject to funding. The home must have been "built before January 1, 2008, as reflected on the county property appraiser's website," be homesteaded, be a single-family unit on its own parcel, and carry an insured value of $700,000 or less (My Safe Florida Home FAQ). Every Cascades at Estero home is a single-family home on its own parcel; check the appraiser's year built for the specific home.
Because the community is Zone X, a flood policy is a choice, not a lender requirement. Price it anyway: Southwest Florida storms bring heavy rain everywhere.
Cascades at Estero falls in the School District of Lee County's elementary Proximity Zone Q, middle school Zone GG and high school South Zone 2 for 2026-2027. Families rank the schools offered in each zone; Three Oaks Elementary is about 4 minutes away by car and Estero High about 9 minutes, and South Zone 2 offers six high schools.
Level | Zone | Schools offered in the zone |
|---|---|---|
Elementary | Q | Bonita Springs, Pinewoods, San Carlos Park, Spring Creek, Three Oaks |
Middle | GG | Bonita Springs Middle Center for the Arts, Three Oaks Middle |
High | South 2 | Bonita Springs, Cypress Lake, Dunbar, Estero, Fort Myers, South Fort Myers |
Sources: the district's 2026-2027 zone layers and Student Enrollment Plan. Confirm any address with the district's SchoolSite Locator.
School | 2025-26 grade | Route from Cascades at Estero |
|---|---|---|
Three Oaks Elementary | A | 1.3 mi, 4 min |
Pinewoods Elementary | A | 4.2 mi, 10 min |
San Carlos Park Elementary | A | 5.8 mi, 12 min |
Spring Creek Elementary | B | 7.5 mi, 14 min |
Bonita Springs Elementary | C | 12.6 mi, 20 min |
Three Oaks Middle | A | 3.1 mi, 7 min |
Bonita Springs Middle Center for the Arts | B | 10.2 mi, 19 min |
Estero High | B | 4.0 mi, 9 min |
Bonita Springs High | B | 8.0 mi, 15 min |
South Fort Myers High | C | 8.7 mi, 16 min |
Fort Myers High | A | not routed |
Cypress Lake High | A | not routed |
Dunbar High | C | not routed |
Grades: FLDOE 2025-26 school grades. Routes: OpenStreetMap routing from inside the community, free-flow times.
The district's 2026-2027 plan keeps school choice inside each zone but limits high school busing to the subzones that supply most of a school's students (Transportation Optimization). Check bus service before you count on it.
The nearest emergency department to Cascades at Estero is Lee Health Coconut Point, about 11 minutes away, which Lee Health says "stands ready 24 hours a day, 7 days a week." The nearest full hospital is Lee Health Gulf Coast Medical Center, about 16 minutes away, and HealthPark Medical Center with Golisano Children's Hospital is about 23 minutes.
Facility | Address | Route |
|---|---|---|
Lee Health Coconut Point, emergency department | 23450 Via Coconut Point, Estero | 5.7 mi, 11 min |
Lee Health Gulf Coast Medical Center | 13681 Doctor's Way, Fort Myers | 8.9 mi, 16 min |
Lee Health HealthPark Medical Center | 9981 S HealthPark Dr, Fort Myers | 11.9 mi, 23 min |
Sources: Lee Health Coconut Point, Gulf Coast Medical Center, HealthPark.
Lee Health publishes its urgent care locations on its urgent care finder; hours and walk-in rules change, so check before you go.
From inside Cascades at Estero, Hertz Arena and Miromar Outlets are about 9 minutes away, Koreshan State Park and FGCU about 10, Coconut Point about 10, Southwest Florida International Airport about 23 and the Gulf at Bonita Beach about 22. These are routed driving times from the community, computed for this page, not straight-line distances.
Destination | Route distance | Route time |
|---|---|---|
Hertz Arena | 3.1 mi | 9 min |
Miromar Outlets | 3.3 mi | 9 min |
Koreshan State Park | 3.7 mi | 10 min |
Florida Gulf Coast University | 3.9 mi | 10 min |
Coconut Point | 5.1 mi | 10 min |
Gulf Coast Town Center | 5.3 mi | 12 min |
Southwest Florida International Airport (RSW) | 12.2 mi | 23 min |
Bonita Beach Park | 12.5 mi | 22 min |
Downtown Fort Myers | 16.5 mi | 29 min |
Lovers Key State Park | 17.3 mi | 31 min |
Downtown Naples | 27.3 mi | 39 min |
Routes: OpenStreetMap routing (OSRM) from Springview Loop inside the community, run October 17, 2026. Season traffic on US 41 and I-75 adds time.
LeeTran routes serve Coconut Point Mall, including Route 240 from the South Fort Myers transfer station (Transit) and the LinC Route 600 south toward Collier County (LinC Route 600); RSW lists LeeTran service from the terminal (RSW).
The public projects nearest Cascades at Estero are a finished sewer connection for the neighboring Cypress Bend RV Resort, planned Estero Parkway and Broadway Avenue East improvements in the Village of Estero's five-year capital plan, and FDOT's I-75 express and auxiliary lanes about three miles east. None of the planned road lines is funded in every year yet.
In July 2024, Cascades at Estero residents traced a sewer odor and algae in one of their ponds to the package wastewater plant of the neighboring Cypress Bend RV Resort, "just behind a wall in the community"; the association had the water tested in November 2023 (Gulf Coast News, The News-Press). The Village then connected Cypress Bend to Lee County Utilities. Its September 2026 update reports that the plant "has been totally removed," its ponds were backfilled and sodded, and the project is in final closeout (Village of Estero UEP update).
Capital plan line (June 2026) | Cost |
|---|---|
Estero Parkway, Cascades/Reserve | $2,500,000 |
Estero Parkway reuse main, Phase 2 (Rookery Point to Cascades) | $2,300,000 |
Estero Parkway reuse main, Phase 3 (Cascades to east of the railroad) | $1,900,000 |
Estero Parkway and US 41 turn lanes | $3,200,000 |
SUN Trail, Estero Parkway South | $7,000,000 (half grant-reimbursed) |
Source: Village of Estero 5-year Capital Improvement Plan. The plan shows most of these lines without funding in the five-year columns, so treat them as planned.
The same plan carries a Broadway East shared-use path from Sandy Lane to Three Oaks and Estero Parkway ($4,420,000), Broadway Avenue East bike and pedestrian improvements ($6,250,000) and a Sandy Lane utility expansion along Broadway Avenue East ($3,500,000) (Village CIP page).
FDOT's I-75 project 452544-1, Golden Gate Parkway to Alico Road, adds express and auxiliary lanes; FDOT scheduled its public hearings for October 27, 2026 (in person, Naples) and October 28, 2026 (online), with public comments due by November 10, 2026 (EsteroToday).
The Village bought about 25 acres of Estero Community Park from Lee County on March 21, 2025 for its Sports Park and Entertainment District, and its capital plan carries SportsPark phases and a driving range (Lee County Parks).
Near Cascades at Estero you have Koreshan State Park's historic settlement, river paddling and Sunday market about 10 minutes away, Everblades hockey at Hertz Arena about 9 minutes away, Miromar Outlets and Coconut Point for shopping, Florida Gulf Coast University's campus, and the Gulf beaches at Bonita Beach and Lovers Key in roughly 20 to 30 minutes.
Koreshan State Park, 3800 Corkscrew Road, preserves "11 restored late-19th and early-20th-century buildings," the 1929 Fairbanks-Morse engine and the bamboo gardens of the Koreshan Unity; Estero Bay is "3 miles by canoe down the river" (Florida State Parks). The Friends of Koreshan State Park list autumn 2026 talks and concerts in the historic Art Hall (Friends of Koreshan).
Hertz Arena, 11000 Everblades Parkway, is home of the Florida Everblades and sits "off of I-75 at Exit 123" (Florida Everblades); Miromar Outlets is next door (Miromar Outlets).
Coconut Point is an outdoor mall with "over 110 stores including Dillard's, Super Target, Apple Store, Barnes and Noble" (Visit Fort Myers).
The county park on Corkscrew Palms Boulevard has four clay bocce courts, 12 horseshoe pits, three sand volleyball courts, an 18-hole disc golf course, a dog park and the 1904 Estero Creek Schoolhouse (Lee County Parks).
Lovers Key State Park covers "a chain of four barrier islands with 2.5 miles of white sand Gulf beach, five miles of multi-use trails," with a free tram from parking to the sand (Visit Florida). Bonita Beach Park is at 27954 Hickory Boulevard.
Cascades at Estero and Tidewater are both gated 55-and-older communities in Estero, but they differ in age, size and price: Cascades at Estero has 614 Levitt-built homes from the 2000s at a $408,750 MLS median, while Tidewater, built by Del Webb from 2015, has 385 homes at a $520,000 median over the same months.
Factor | Cascades at Estero | Tidewater |
|---|---|---|
Builder and era | Levitt and Sons, sales from 2002 | Pulte (Del Webb), sales from 2015 |
Homes | 614 single-family | 385 |
55+ basis | association policy, up to 20 percent under 55 | Del Webb active-adult model |
MLS closings, last 12 months | 40 | 30 |
MLS median, last 12 months | $408,750 | $520,000 |
Median days on market | 36.5 | 60 |
Median sale to list | 95.6 percent | 96.8 percent |
Median living area | 1,785 sq ft | 1,804 sq ft |
Median price per sq ft (MLS) | $223.64 | $301.17 |
CDD | none | none |
Tennis | 5 Har-Tru courts | see Tidewater page |
Sources: MLS figures from the saved Southwest Florida MLS pull of October 21, 2026 for each community's 12-month window (Cascades at Estero to October 21, 2026; Tidewater to September 15, 2026), our analysis; Tidewater build history from Business Observer. For Tidewater in detail, see our Tidewater community page.
A buyer who wants the most house per dollar, a bigger community and a 20-year track record of resales leans toward Cascades at Estero. A buyer who wants newer construction and a newer building code leans toward Tidewater. Both are gated and both are 55-and-older.
Two non-age-restricted neighbors trade at higher medians: the Reserve at Estero across Estero Parkway (26 closings, $495,000) and Rookery Pointe to the east (20 closings, $520,000), in the same saved MLS pull. See our pages on the Reserve at Estero and Rookery Pointe.
At the Cascades at Estero median of $408,750, a buyer should plan for the purchase price, the association's assessment and any transfer or capital contribution named on the estoppel, property tax at about 12.97 mills (the 2026 district 316 rate) on the new taxable value, homeowners insurance priced on roof age and wind mitigation, and optional flood insurance in Zone X.
Line | Amount | Basis |
|---|---|---|
Purchase price | $408,750 | MLS 12-month median |
Property tax, first year, no homestead | about $5,302 | $408,750 x 12.9712 / 1,000 (2026 rate; arithmetic, assumes taxable value equals price) |
Property tax, with a homestead exemption | about $4,774 | non-school lines: ($408,750 minus $51,411) x 7.7002 / 1,000 = $2,751.58; school lines: ($408,750 minus $25,000) x 5.2710 / 1,000 = $2,022.75 (the second exemption, indexed to $26,411 for 2026, does not apply to school millage; 2026 rates) |
Association assessment | per the estoppel | not published |
Transfer or capital contribution | per the estoppel | not published |
Homeowners insurance | quote required | roof age, wind mitigation |
Flood insurance | optional | Zone X |
The tax lines are rate arithmetic, not a tax bill; the Lee County Property Appraiser sets the assessed value after the sale.
Buyers in Lee County customarily pay for the lender's title policy, recording fees and mortgage taxes when they finance; the contract controls who pays what.
The case for Cascades at Estero is a large, established 55-and-older community with a full clubhouse campus, five Har-Tru courts, Zone X flood maps and one of the lowest price points among Estero's gated communities. The case against is homes now 19 to 23 years old, fees you cannot verify until the estoppel, and car-dependent errands.
Selling a Cascades at Estero home well means pricing it by plan size, lake position and condition against the 40 closings of the last 12 months, ordering the estoppel certificate and the disclosure summary early, and answering the buyer's roof, insurance and age-approval questions before they are asked. McGreevy and Comisar build every Cascades at Estero listing around those steps.
If you're searching for the best Cascades at Estero listing agent, or thinking, "I need to sell my house in Cascades at Estero...", you are choosing between a team that reads the market from a portal and a team that reads it from the record. Jesse McGreevy and Marc Comisar price Cascades at Estero homes against the Southwest Florida MLS by size band and against the county record, and put the association paperwork, the flood map and the school zones in front of a buyer on day one. For the wider picture, see our page on selling a home in Estero.
Request a Cascades at Estero home valuation built from this community's own closings, or use our free home valuation. Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.
Data updated: October 2026 (Southwest Florida MLS, 12 months to October 21, 2026, our analysis).
Cascades at Estero had 40 closings at a $408,750 median, a range of $275,000 to $650,000, $223.64 per square foot of MLS living area, a median 95.6 percent of final list price and 36.5 median days on market, for $16,713,250 in dollar volume (our arithmetic). Five homes were active on October 21, 2026, about 1.5 months of supply.
Line | Amount | How it is figured |
|---|---|---|
Sale price | $408,750 | MLS 12-month median |
Documentary stamp tax on the deed | $2,861.60 | $0.70 per $100 or portion: $408,750 is 4,088 hundreds (rounded up) x $0.70 |
Owner's title insurance policy | $2,118.75 | Florida promulgated rate (Rule 69O-186.003): $575.00 on the first $100,000 plus $5.00 per $1,000 on the next $308,750 ($1,543.75) |
Estoppel certificate | $299 (plus $119 if rushed) | statutory cap as adjusted |
Settlement or closing fee | varies, ask your title company | |
Brokerage commission | negotiable; enter your own | |
Property tax proration | credited to the buyer for the days you owned the home this year | depends on closing date |
Association transfer or capital contribution | per association, verify | estoppel item 6 |
Estimated proceeds before mortgage payoff and commission | $403,470.65 | $408,750 minus $2,861.60, $2,118.75 and $299 |
In Lee County the seller customarily pays the owner's title policy and the documentary stamps; the contract controls. Estimate your net proceeds with our seller net sheet.
We start from the size band: in the last 12 months the 1,600 to 1,799 square foot plans closed at a $370,000 median and the 2,300 to 2,699 square foot plans at $580,000. Then we adjust for a lake lot, a pool, roof and air-conditioning age, and updates, using the closest closings in the same plat.
The median was 36.5 days on market in the last 12 months, but the range is wide; a well-priced home in good condition sells faster, and the association's approval step adds time between contract and closing.
Order the estoppel certificate and gather the disclosure summary, the declaration and rules, your roof and air-conditioning permits, and any wind-mitigation report. Under F.S. 720.401 a buyer who does not get the disclosure summary before signing may void the contract within 3 days of receiving it or before closing, whichever comes first.
The restated articles give the association power to approve or disapprove transfers as the declaration provides, and the estoppel will say whether approval is required. Plan for age verification of at least one occupant.
Not always. A buyer's insurer will ask about the roof; a recent roof permit, a wind-mitigation report and a four-point inspection often do more for the sale than a rushed repair. We price the home either way so you can compare.
The association states it allows up to 20 percent of homes to be occupied by people under 55, and its approval decides each case under the declaration. Ask before you accept an offer that depends on it.
McGreevy and Comisar are the Southwest Florida team Cascades at Estero owners call when a home has to be priced on the record and sold without surprises. Jesse McGreevy and Marc Comisar have been Top 1% Real Estate Agents Nationally Since 2008 and know Estero's communities street by street, from the original plat to Parcel G.
As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Jesse McGreevy and Marc Comisar bring over 45 years of combined direct experience between them. Read more about our team.
Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation. Selling a Cascades at Estero home? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Cascades at Estero? Call Marc at (239) 287-5873, or read about buying a home in Estero.
Jesse McGreevy and Marc Comisar are top-reviewed Cascades at Estero realtors, and the reviews on the team's Google Business Profile describe what a Cascades at Estero buyer or seller needs most: care, speed and follow-through.
★★★★★ "Marc and Jesse are truly great people and they care about the people that they work with. Marc made our house purchase seamless and we closed within 30 days. If you want someone that's gonna treat you like family, well you found them." Verified Google review
★★★★★ "Highly recommend Marc as a realtor. His devotion to finding you the perfect house is obvious and a breath of fresh air at such a stressful time." Verified Google review
★★★★★ "Marc and Jesse were amazing to work with AGAIN! We just sold our 3rd home with them and couldn't have been happier! If we ever move again we'll always call Jesse and Marc!" Verified Google review
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
Cascades at Estero buyers ask what the community is, how the 55-and-older rules work, what it costs to own, how flood, wind and insurance work, which schools and hospitals are near, and what homes cost. Each answer below draws on a county record, a statute, a federal rule, a Village document or our own MLS analysis, and names the document that holds anything not published.
Data updated: October 2026 (Southwest Florida MLS, 12 months to October 21, 2026; Lee County Property Appraiser, FEMA, school district and Village of Estero records read October 17, 2026).
Cascades at Estero is a gated 55-and-older community of 614 single-family homes in the Village of Estero, built by Levitt and Sons from 2002 on a planned development first approved in 2001 as Indigo Isles.
Yes. The association describes it as "a 55+ gated active adult community, which allows up to 20 percent of under 55 year olds to reside in our community."
The association allows up to 20 percent of homes to be occupied by people under 55, and its approval process under the declaration decides each case. Ask for the decision in writing before you rely on it.
Federal rules require at least 80 percent of occupied homes to have at least one occupant 55 or older; the association states it allows up to 20 percent under 55.
The federal rule counts at least one occupant 55 or older per home; the association's own occupancy rules are in its declaration and rules.
614 single-family homes, per the Lee County Property Appraiser's parcel map read October 17, 2026.
Levitt and Sons. The owner of record at zoning was Cascades by Levitt and Sons, Inc., and Levitt's parent company reported sales beginning in 2002.
Mostly from 2003 to 2007. The county approvals date from 2001 to 2005, and Levitt was selling homes in the last plat in April 2006.
Indigo Isles. The county's planned development record reads "Cascades at Estero (fka Indigo Isles RPD)."
Yes, the association calls it a gated community. A second, emergency-vehicles-only gate opens to Broadway, approved in 2005.
Single-family detached homes only, most with two bedrooms and a den, from about 1,500 to 2,600 square feet of living area.
Yes. The appraiser codes 295 of the 614 lots as lake lots.
The MLS median was $408,750 on 40 closings in the 12 months to October 21, 2026, with a range of $275,000 to $650,000.
The annual MLS median fell from $491,000 in 2022 to $418,000 for 2026 to October 21, while sales held at 30 to 41 a year.
Five were active on October 21, 2026, asking $379,999 to $429,900.
They are not published in a public record. The estoppel certificate states the current assessment, its frequency and any transfer or capital contribution.
No community development district appears on the parcel record.
The district 316 rate is 12.9712 mills for 2026 (13.0214 on the 2025 roll); $300,000 of taxable value works out to about $3,891 a year before non-ad valorem lines.
Yes. All 654 parcels are coded to the Village of Estero, ZIP 33928.
Lee County Utilities, per the county's utility franchise map.
No. FEMA maps the whole community as Zone X, outside the Special Flood Hazard Area, on panel 12071C0583G.
A lender does not require it in Zone X. It is optional and worth pricing.
Lee County evacuation zone B.
The Florida Building Code design wind speed for homes at this location is 160 mph, in the wind-borne debris region.
The Village reported the hardest-hit Estero neighborhoods were west of US 41. Cascades at Estero is east of US 41; ask each seller for roof and screen permit history.
Homes built before January 1, 2008, homesteaded, on their own parcel and insured at $700,000 or less can qualify, subject to state funding.
In 2024 residents linked pond contamination to the Cypress Bend RV Resort's package plant; the Village connected Cypress Bend to county sewer and removed the plant by September 2026.
Elementary Zone Q, middle Zone GG and high school South Zone 2 for 2026-2027.
Three Oaks Elementary, about 4 minutes by car.
Bonita Beach Park is about 22 minutes and Lovers Key State Park about 31 minutes by car.
Southwest Florida International Airport is 12.2 miles, about 23 minutes.
Lee Health Coconut Point, about 11 minutes; Gulf Coast Medical Center is about 16 minutes.
A clubhouse with a ballroom, billiards, card rooms, library and arts studio; an outdoor pool, an attached indoor pool and a satellite pool; a fitness center; five Har-Tru tennis courts, four pickleball courts and lighted bocce.
No. There is no golf course on any common parcel.
Leasing goes through the association under the declaration; rentals are rare on the MLS.
The pet rules are in the declaration and rules at Official Records Book 3706, Page 4023; read them before you buy.
Cascades at Estero is larger, older and less expensive: $408,750 against $520,000 in the same saved MLS pull.
Not for errands. Coconut Point is 5.1 routed miles away.
Cascades at Estero sellers ask what their home is worth, how fast homes sell, what the sale will cost, what the association and Florida law require, and how to answer a buyer's insurance and age-approval questions. Each answer below comes from the saved Southwest Florida MLS pull, Florida statutes, the county record or the association's own filings.
Data updated: October 2026 (Southwest Florida MLS, 12 months to October 21, 2026, our analysis).
McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price Cascades at Estero homes by size band and plat against the community's own closings. Start with the Cascades at Estero home valuation or call Jesse direct at (239) 898-6072.
It depends first on size: in the last 12 months the 1,600 to 1,799 square foot band closed at a $370,000 median and the 2,300 to 2,699 band at $580,000. Lake position, pool, roof age and updates move it from there.
$408,750 on 40 MLS closings in the 12 months to October 21, 2026.
The median was 36.5 days on market in the last 12 months.
The median sale was 95.6 percent of the final list price over the last 12 months.
Five homes were active on October 21, 2026, about 1.5 months of supply.
The annual median moved from $491,000 in 2022 and $490,000 in 2023 to $455,000 in 2024, $457,500 in 2025 and $418,000 for 2026 to October 21.
Not here: the community has recorded 30 to 41 MLS closings a year since 2022. The buyer pool is shaped by the age rules, so pricing and presentation matter.
At the median, documentary stamps are $2,861.60 and the promulgated owner's title policy is $2,118.75, which a Lee County seller customarily pays; add the estoppel ($299), the settlement fee and the commission you negotiate.
The seller customarily pays the deed's documentary stamp tax of $0.70 per $100; the contract controls.
In Lee County the seller customarily pays it; the contract controls.
Use our seller net sheet, or start from the worked example above: about $403,471 before mortgage payoff and commission at the median.
It is the association's statement of what is owed and what fees apply; Florida law requires delivery within 10 business days, and it is valid for 30 days.
$299, plus $119 for delivery within three business days, plus $179 if the account is delinquent.
Yes. Florida Statutes 720.401 requires the seller to give it before the buyer signs; otherwise the buyer may void the contract within 3 days after receiving it or before closing, whichever comes first.
The restated articles give the association power to approve transfers as the declaration provides; the estoppel says whether approval is required.
The association states it allows up to 20 percent of homes to be occupied by people under 55; its approval decides each case.
Compare the cost against the price effect. A recent roof permit and a wind-mitigation report help a buyer insure the home; we price both paths.
Usually yes. It documents features that earn insurance credits and answers the buyer's insurer early.
For a home about 20 years old, buyers' insurers often ask for one; having it ready shortens the insurance step.
The appraiser codes 295 lake lots; the MLS lake-view field is being added to this analysis, so we price lake position from the closest comparable closings.
Some homes have private pools; we compare pool and non-pool closings of the same size before setting a premium.
Season brings more buyers to Southwest Florida, and the Cascades at Estero closing calendar in the MLS shows sales in every month; we set timing by the active competition.
Disclose what you know. The neighbor's package plant linked to the 2024 reports was removed in 2026 when Cypress Bend was connected to county sewer.
Florida's seller disclosure rules require disclosure of known material facts; the FEMA zone is public and is Zone X here.
The Village's capital plan lists Estero Parkway lines next to Cascades at Estero, but most are not yet funded in every year.
Heirs can own and sell the home; who may occupy it is set by the declaration and the 55-and-older rules.
Leasing runs through the association under the declaration; read the leasing rules first.
The buyer's bill resets to the new assessed value at 12.9712 mills on the 2026 rates; a homestead exemption lowers the taxable value.
In the same saved MLS pull, the Reserve at Estero's 12-month median was $495,000 and Rookery Pointe's $520,000, against $408,750 here.
A clear plan size, lake position, roof and air-conditioning age, wind-mitigation report and complete association paperwork.
Professional photography, video, drone, a qualified-buyer database, and a listing written around the facts a 55-and-older buyer checks first.
Yes, when discretion matters; we explain the trade-off in exposure before you decide.
We re-read the closings by size band, check condition against the competition, and reset price and presentation together.
Plan for the association's approval and the buyer's insurance and inspection periods; the estoppel takes up to 10 business days.
Yes. We order the estoppel, assemble the disclosure summary and resale documents, and coordinate the approval with the association.
These are the original Cascades at Estero documents we read, each linked at the office that issues it: the county zoning approvals, the association's state filings, the tax roll, the flood and school maps, the Village plans and the state insurance program rules. Open them to check any figure on this Cascades at Estero page against its source.
# | Document | Issuer | What it shows |
|---|---|---|---|
1 | Lee County | Cascades at Estero (fka Indigo Isles RPD), every hearing, 755 units on 188.92 acres | |
2 | Lee County | the original rezoning and pods | |
3 | Lee County | buffers, walls, applicant and owner | |
4 | Lee County | emergency gate to Broadway | |
5 | Florida Division of Corporations | association powers, voting, declaration reference | |
6 | Florida Division of Corporations | officers and address | |
7 | Lee County Property Appraiser | district 316 millage lines | |
8 | School District of Lee County | zones Q, GG and South 2 | |
9 | Village of Estero | Estero Parkway and Broadway lines | |
10 | Village of Estero | plant removal | |
11 | US Securities and Exchange Commission | Cascades Estero sales table | |
12 | State of Florida program | grant eligibility | |
13 | FEMA | panel 12071C0583G |
Every source below is cited on this Cascades at Estero page or supports a figure on it, and was read on or before October 17, 2026. They are public records, statutes, government pages and issuer documents; the Southwest Florida MLS figures are our own analysis of the saved pull of October 21, 2026.
Market data from Southwest Florida MLS, pulled October 21, 2026, and Lee County Property Appraiser records read October 17, 2026 (our analysis). Information deemed reliable but not guaranteed. McGreevy and Comisar lead Domain Realty Group. Brokered by Domain Realty.
1,450 people live in Cascades at Estero, where the median age is 71 and the average individual income is $58,290. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Cascades at Estero, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Coastal Seafood Pros, Hot Stuff Jams N Jellies, and Maraton gas station.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
|
|---|---|---|---|---|
| Dining | 0.61 miles | 0 reviews | 0/5 stars | |
| Dining | 0.61 miles | 1 review | 5/5 stars | |
| Dining | 0.73 miles | 1 review | 5/5 stars | |
| Dining · $ | 0.77 miles | 6 reviews | 2/5 stars | |
| Dining | 0.95 miles | 1 review | 5/5 stars | |
| Dining · $ | 0.97 miles | 5 reviews | 1.8/5 stars | |
| Shopping | 0.61 miles | 0 reviews | 0/5 stars | |
| Active | 0.56 miles | 0 reviews | 0/5 stars | |
| Active | 0.61 miles | 0 reviews | 0/5 stars | |
| Active | 0.61 miles | 0 reviews | 0/5 stars | |
| Active | 0.87 miles | 8 reviews | 2.8/5 stars | |
| Active | 0.96 miles | 2 reviews | 5/5 stars | |
| Active | 1 miles | 6 reviews | 4.2/5 stars | |
| Active | 1.06 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.35 miles | 1 review | 2/5 stars | |
| Beauty | 0.57 miles | 50 reviews | 4.5/5 stars | |
| Beauty | 0.61 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.61 miles | 0 reviews | 0/5 stars | |
| Beauty | 1.04 miles | 6 reviews | 1.7/5 stars | |
| Beauty | 1.05 miles | 1 review | 5/5 stars | |
| Beauty | 1.05 miles | 6 reviews | 4.3/5 stars | |
| Beauty | 1.05 miles | 0 reviews | 0/5 stars | |
| Beauty | 1.1 miles | 0 reviews | 0/5 stars | |
| Beauty | 1.11 miles | 0 reviews | 0/5 stars | |
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Cascades at Estero has 763 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Cascades at Estero do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 1,450 people call Cascades at Estero home. The population density is 4,508 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
Population by Age Group
0-9 Years
10-17 Years
18-24 Years
25-64 Years
65-74 Years
75+ Years
Education Level
Total Households
Average Household Size
Average individual Income
Households with Children
With Children:
Without Children:
Marital Status
Blue vs White Collar Workers
Blue Collar:
White Collar:
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