Single-story stucco home with a tiled roof, palm trees, landscaped lawn, and curved walkway.

Bonita Bay - River Ridge

River Ridge is a 23-home street of detached single-family pool homes on Ridge Lake Court in Bonita Bay, Bonita Springs, built 1990 to 2000, with two recorded sales in 60 months at $2,200,000 and $2,250,000. Sell or buy with McGreevy and Comisar.

Property Listings

Search Homes

McGreevy and Comisar are the #1 real estate team in Southwest Florida selling and buying homes in River Ridge at Bonita Bay. River Ridge at Bonita Bay is a 23-home neighborhood of detached single-family pool homes on one street, Ridge Lake Court, inside the master-planned community of Bonita Bay in Bonita Springs, Florida. The Lee County Property Appraiser records every one of its homes as a single-family residence on its own lot, 22 of them on one story, all with concrete tile roofs and a private pool, built from 1990 to 2000 on lots of 0.419 to 0.808 acre. Whether you’re ready to sell your River Ridge home or buy your next one, we’re the team that delivers: Top 1% Real Estate Agents Nationally Since 2008, the #1 team in Southwest Florida since 2012, and over $900 million in personal sales between Jesse McGreevy and Marc Comisar.

The Lee County qualified-deed record shows 2 River Ridge sales in the 60 months since November 3, 2021: 27270 Ridge Lake Court at $2,250,000 on April 30, 2024 and 27221 Ridge Lake Court at $2,200,000 on May 28, 2025. The Southwest Florida MLS, pulled September 30, 2026, counted no River Ridge closing in the 12 months to that date, no home listed for sale and one home under contract, asking $2,100,000. If you are choosing an agent to sell or buy here, our comparison of the best real estate agents in Bonita Springs shows how local agents stack up on the public record.

This guide is built from the Lee County Property Appraiser parcel roll, all 23 River Ridge home field cards (generated November 3, 2026), its qualified-sale file, Lee County’s parcel and hydrography map layers, the Bonita Bay Community Association’s street table, recorded Declaration and public pages, FEMA’s National Flood Hazard Layer, Lee County’s evacuation layer, the City of Bonita Springs, Florida’s homeowners’ association statute and the Southwest Florida MLS figures pulled on September 30, 2026. Where the public record stops, we say so and name the document that answers the question.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.

Why McGreevy and Comisar Are the Best Realtor for River Ridge

McGreevy and Comisar are the best realtor for River Ridge at Bonita Bay because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a River Ridge market read built from every River Ridge deed of the last five years, all 23 county home cards, the county’s lake, tidal water and golf parcels and FEMA’s flood layer at every lot.

If you’re searching for the best realtor for River Ridge in Bonita Bay, Bonita Springs, whether you’re ready to sell your River Ridge home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.

That matters in River Ridge for a specific reason. A 23-home street that records two qualified sales in five years does not price itself from its own recent history. The two deeds of the last 60 months, $2,250,000 and $2,200,000, sit $50,000 apart, but they describe two different houses: 27270 Ridge Lake Court has 3,706 heated square feet on the county roll and recorded $607 a square foot, and 27221 Ridge Lake Court has 3,226 and recorded $682. The homes on the street run from 2,537 to 5,789 heated square feet, ten lots are classed by the county as lake lots and thirteen are not, and the county’s 2026 market values run from $1,184,634 to $3,068,686. A listing agent who prices a River Ridge home from a Bonita Bay average, or from one of two sales, can miss by a wide margin in either direction.

Recent River Ridge track record (last 12 months): In the 12 months to September 30, 2026 the Lee County record holds no qualified River Ridge deed, and the Southwest Florida MLS, pulled September 30, 2026, shows no River Ridge closing either. On the pull date no River Ridge home was listed for sale and one, 27330 Ridge Lake Court, was under contract at an asking price of $2,100,000 after 149 days on market. The newest qualified sale is 27221 Ridge Lake Court at $2,200,000 on May 28, 2025. We will walk you through both sales of the last five years, the pending contract and the longer county record behind them.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your River Ridge home? Get a free home valuation → mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.

Buying a home in River Ridge? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Key Takeaways

  • River Ridge at Bonita Bay is 23 single-family homes, all carrying the county’s single-family use code, at 27210 to 27351 Ridge Lake Court. Every one is platted in Bonita Bay Unit 7, Block G, Plat Book 44, Pages 78 to 80, Lots 1 to 23, and Block G holds no other street. The Bonita Bay Community Association’s street table assigns Ridge Lake Court, and only Ridge Lake Court, to the River Ridge neighborhood.
  • All 23 field cards record one living unit in the building. The county roll dates the homes from 1990 to 2000 (22 of them by 1995) and records 2,537 to 5,789 heated square feet, a median of 3,436. Twenty-two homes are one story; one, 27281, has a finished upper story.
  • The cards record concrete block and stucco walls on 21 homes and frame and stucco on 2, a concrete tile roof on all 23, a stem-wall foundation on 21, a split floor plan on 22, an attached garage on all 23 and a residential pool on all 23 (with a screen enclosure on 22).
  • Lots measure 0.419 to 0.808 acre on Lee County’s parcel layer, a median of 0.602 acre and 13.954 acres in all, zoned PUD. The county classes ten lots, the odd-numbered side, as lake lots: four touch a 2.47-acre lake and six sit 7 to 12 meters from a lake across common land.
  • One lot, 27211, meets a Bonita Bay Club golf parcel (the Marsh course); every other lot is 34 to 335 meters from it. No lot touches tidal water, and no county record shows a dock or a seawall.
  • The Lee County qualified-deed record shows 2 River Ridge sales in the 60 months since November 3, 2021: $2,250,000 (April 30, 2024) and $2,200,000 (May 28, 2025), at $607 and $682 per heated square foot. With fewer than 10 sales, we list them rather than lean on a median.
  • Southwest Florida MLS, pulled September 30, 2026: 0 closings in 12 months; 0 active listings; 1 pending, 27330 Ridge Lake Court, asking $2,100,000 (an asking price under contract, not a sale price); 0 leased rental records.
  • Owners belong to the Bonita Bay Community Association (state document N07041, a Chapter 720 homeowners’ association), which owns River Ridge’s common tracts on the county roll. We found no separate River Ridge corporation on a primary record. No association publishes its assessment on a public page, and the Bonita Bay Club is optional and separate.
  • Bonita Bay has no Community Development District and no special taxing district.
  • Every River Ridge lot touches FEMA Zone AE, and 22 of the 23 lot centers measure in AE with a base flood elevation of 9 feet (the center of 27311 reads Zone X), on panel 12071C0654G (effective November 17, 2022), inside Lee County Evacuation Zone A; the City of Bonita Springs holds a CRS Class 5 rating worth a 25% discount on NFIP flood policies.
  • The closest live Bonita Bay match on era, size and price is Creekside: 24 deeds on the same 60-month yardstick at a $2,342,500 median and $595 per square foot, homes built 1991 to 2002 with a median of 3,777 heated square feet.

Table of Contents

River Ridge at Bonita Bay, section by section. Each link below jumps to its part of this guide, from the 60-month county deed record and the 23 pool homes on Ridge Lake Court to the lake lots and the golf and river questions, the flood zone at every lot, the comparison with Creekside, the seller section and the sources behind every figure.

Living in River Ridge at Bonita Bay as a Homebuyer

Living in River Ridge at Bonita Bay means a one-story pool home on a lot of about six-tenths of an acre, on a single street of 23 houses, with two small lakes behind the odd-numbered side, a wooded strip and tidal water behind the even-numbered side, and the whole Bonita Bay setting (12 miles of paths, three waterside parks, the Private Beach) through the master association.

Every River Ridge home carries a Ridge Lake Court address, from 27210 to 27351. The Bonita Bay Community Association’s own street table assigns Ridge Lake Court to the River Ridge neighborhood (BBCA Street and Neighborhoods), and on the Lee County roll every home on the street sits in Bonita Bay Unit 7, Block G. River Ridge lies in the southern part of Bonita Bay. By our straight-line measurement from the center of the neighborhood, the master association’s office at 3451 Bonita Bay Boulevard is about 0.48 mile away, the shops and restaurants of the Promenade at Bonita Bay about 0.61 mile and the Bonita Bay Club address on Country Club Drive about 0.65 mile, all to the north. Montara, whose Montara Drive lots meet the rear of 27291 Ridge Lake Court, is the next-door neighborhood, and Arbor Strand sits about 0.1 mile to the west, beyond the wooded strip behind the even-numbered lots.

What River Ridge Is

A one-street neighborhood of 23 detached homes on platted lots. River Ridge’s legal descriptions read “BONITA BAY UNIT 7 BLK G PB 44 PG 80 LOT 10”, for example: each home is a numbered lot on a recorded plat, Bonita Bay Unit 7, Plat Book 44, Pages 78 to 80, Block G, Lots 1 to 23. The name River Ridge does not appear in the county’s legal descriptions at all, which is why a search of the county roll by name finds nothing; the street does. The lots measure 0.419 acre (27311) to 0.808 acre (27270) on Lee County’s parcel layer, a median of 0.602 acre, and every one is zoned PUD as part of the Bonita Bay planned development.

The Property Appraiser codes every home with the single-family use code, records one living unit in each building on all 23 cards, and grades the construction quality “excellent” on 18 of them, “above average” on 2 and “average” on 3. The Southwest Florida MLS uses the subdivision name RIVER RIDGE for the home at 27330 Ridge Lake Court, which ties the MLS name to the street.

What River Ridge Is Not

River Ridge is not a riverfront street, not a dockfront boating street and not a golf-course row. No field card or parcel record shows a boat dock or a seawall, and no River Ridge lot touches tidal water on the county’s hydrography layer: the nearest mapped tidal water, under tree canopy, lies 31 to 86 meters beyond the rear lot lines of the even-numbered side. On Lee County’s parcel layer one lot, 27211 Ridge Lake Court, meets the Bonita Bay Club’s Marsh course parcel; every other lot is 34 to 335 meters from it. Whether a fairway can be seen from a given lanai is a question for a showing, not the record. River Ridge is also not a neighborhood of oversized estate lots by Bonita Bay standards: its median lot of 0.602 acre is smaller than the 0.671-acre median in Spring Ridge, on the community’s northern border.

One Story, Tile and Stucco, on the County Record

The field cards describe a consistent early-1990s product. Twenty-two of the 23 homes are one story; 27281 Ridge Lake Court, the largest at 5,789 heated square feet, adds a finished upper story of 611 square feet. The county’s improvement type is “Ranch” on 18 cards and “S Ranch” on 5. Walls are concrete block with stucco on 21 homes and wood or steel frame with stucco on 2 (27331 and 27351). Every roof is concrete tile over an irregular roof structure, every foundation but two is a stem wall (27280 and 27330 are slab on grade), and 22 of the 23 cards record a split floor plan, with the primary suite on one side of the house and the other bedrooms on the other.

A Pool at Every House

Every one of the 23 field cards records a residential pool, and 22 record a screen enclosure over it (27311 lists none). Most cards record a pool heater or heat pump, two record a waterfall feature (27210 and 27350), seven record an outdoor kitchen and four an outdoor shower. Every card records a finished attached garage, from 506 to 944 square feet, and 21 record a brick, tile or paver driveway. The roll records three bedrooms on 12 homes, four on 8, five on 2 and two on 1.

Two Lakes, a Wooded Strip and the Bonita Bay Paths

Bonita Bay has 12 miles of walking and biking paths connecting its neighborhoods, parks and the Club campuses, inside a gated community of 3,346 residences on about 2,400 acres (BBCA Media Brochure, January 2026). On River Ridge’s odd-numbered side, the county classes ten lots as lake lots: a 2.47-acre lake touches the rear of 27211, 27221, 27231 and 27251, and lies 7 to 12 meters from 27271, 27281 and 27291, while a 3.13-acre lake lies 9 to 11 meters from 27331, 27341 and 27351. Those lakes sit on Bonita Bay Unit 7 common tracts that the county roll lists under the Bonita Bay Community Association. On the even-numbered side, the rear lot lines face a strip of land about 30 to 40 meters wide that carries no parcel record on the county layer, with Arbor Strand homes beyond it. River Ridge owners share the parks and the Private Beach with the rest of Bonita Bay. To browse River Ridge homes for sale, see River Ridge homes for sale on Domain Realty Group.

Ready to Tour or Sell in River Ridge? Talk to McGreevy and Comisar

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, sell and buy in River Ridge, a 23-home street inside Bonita Bay where the size of the house, a lake lot or a wooded rear line, the pool and lanai and what has been updated since the early 1990s decide most of the price. Selling a River Ridge home? Start with a free River Ridge home valuation, or call Jesse direct at (239) 898-6072. Buying on Ridge Lake Court? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

River Ridge Market Snapshot: What River Ridge Homes Sell For

Data updated: November 2026. River Ridge at Bonita Bay recorded 2 qualified sales in the 60 months since November 3, 2021, 27270 Ridge Lake Court at $2,250,000 and 27221 Ridge Lake Court at $2,200,000, in the Lee County Property Appraiser recorded sales, through September 2026. The newest recorded River Ridge sale is May 28, 2025 (the index’s newest Lee County sale overall is September 25, 2026), and the MLS figures below are from the Southwest Florida MLS, pulled September 30, 2026.

Two sources describe the same market from two angles. The Lee County Property Appraiser’s qualified-sale file records the deed consideration for every arm’s-length sale the Property Appraiser accepts as a market sale, and it is the primary recent-sales source on this page. The Southwest Florida MLS records the reported closing price of homes marketed through the MLS, plus asking prices, days on market and pending contracts, which the deed record cannot show. Where the two disagree on a sale, this page publishes the deed figure as the sale price and names the MLS figure once with its date; the county records the deed consideration, while the MLS records the reported closing price. They are never averaged. Two sales in five years on a 23-home street is a very small sample, and we say so wherever a figure leans on it.

The 60-Month County Record: 2 River Ridge Sales

A 12-month window, since November 2025, holds no qualified River Ridge sale; a 24-month window holds one, and the 36-, 48- and 60-month windows hold two. With fewer than 10 sales, a median would describe two houses rather than a market, so we list both sales instead. Both were resales; the last new River Ridge home on the roll was finished in 2000. The county’s figures for all recorded history, back to the original lot sales of 1990, are not a current price and we do not present them as one.

Recorded Address Lot class (county card) Built Heated sq ft Deed price Per heated sq ft
April 30, 2024 27270 Ridge Lake Court Standard (SFR) 1994 3,706 $2,250,000 $607
May 28, 2025 27221 Ridge Lake Court Lake (SFR Lake) 1990 3,226 $2,200,000 $682

The two deeds total $4,450,000. The 2024 sale, Lee County instrument 2024000125003, is the larger house: 3,706 heated square feet, with five bedrooms and five baths on the county roll, on a 0.808-acre lot, the largest lot on the street. The 2025 sale, instrument 2025000147985, is a 1990 home of 3,226 heated square feet on a 0.687-acre lake-class lot whose rear line touches the 2.47-acre lake. The smaller house recorded the higher price per square foot. Two deeds cannot say whether that reflects the lake, the condition of the house or something else, and we do not guess.

Transfers That Are Not Sales

The same county file holds deeds in the window that the Property Appraiser did not qualify as market sales, and we describe them only from the deed record. 27280 Ridge Lake Court recorded a $100 deed in January 2022 (instrument 2022000028370); 27221 a $100 deed in June 2023 (2023000213577), two years before its qualified sale; 27350 a $100 deed in November 2023 (2023000363382); and 27301 a $0 deed in November 2024 (2024000330266) followed by a $100 deed in December 2024 (2024000330267). Deeds of nominal consideration like these commonly move a home into or out of a trust or between related owners, but the record does not say why any of these were made, and none of them is a price. A $100 deed on 27331 dated November 2021 (month only) falls at the edge of the window and is not counted.

The Southwest Florida MLS, Pulled September 30, 2026

The Southwest Florida MLS, pulled September 30, 2026, counted no River Ridge closing in the 12 months to that date and no River Ridge home listed for sale on the pull date. One home was pending: 27330 Ridge Lake Court, MLS 226015573, listed at $2,100,000 with four bedrooms plus a den and three full baths in 3,644 MLS living square feet, under contract after 149 days on market. That is an asking price under contract, about $576 per MLS square foot at the ask, not a sale price; the deed, when it records, will show what was paid. The same pull’s 12-month rental search returned no leased River Ridge record.

When the County and the MLS Disagree

With no River Ridge closing in the MLS pull’s 12-month window, the two records hold no shared recent sale to compare on price, so the deed-versus-MLS rule has nothing to settle. On the pending home they agree on size: the county records 3,644 heated square feet at 27330 Ridge Lake Court and the MLS listing reports 3,644 living square feet. They differ on the bedroom count, five on the county roll and four plus a den in the listing, which is the kind of gap a showing settles.

Square Footage: County Heated Area Versus MLS Living Area

The county’s heated area counts air-conditioned living space and leaves out the garage, the open porches and the screened pool area, all of which the field cards measure separately. On River Ridge cards the open porch areas run from about 325 to 895 square feet and the garages from 506 to 944, so a house’s total footprint under roof is far larger than its heated figure. Every per-square-foot figure on this page says which denominator it uses: the county’s heated area for deeds, the MLS living area for the listing.

Asking Prices Versus Closed Prices

The only River Ridge asking price on the September 30, 2026 pull is the $2,100,000 ask at 27330 Ridge Lake Court, under contract. On the county record that house recorded $858,000 on December 22, 2020 and $1,412,500 on July 15, 2021. Its ask sits $100,000 below the 2025 deed at 27221 and $150,000 below the 2024 deed at 27270. When a River Ridge home comes to market, read its ask against the two deeds in the table, the county’s values for all 23 homes and the condition of the house, not against either sale alone.

Why There Is No Neighborhood Median

Two sales cannot carry a median. Their midpoint is $2,225,000 and their per-square-foot figures are $607 and $682, but those numbers describe two specific houses, not River Ridge. The county’s 2026 field-card market values, which cover 22 of the 23 homes rather than the two that sold, run from $1,184,634 (27351, the smallest home on the roll at 2,537 heated square feet) to $3,068,686 (27281, the largest at 5,789). A county market value is an assessment figure, not a sale price, but it shows how wide the spread among River Ridge homes is.

The Longer View

The county record shows how far River Ridge prices moved before this window. The lots sold vacant from 1990 to 1996 for $110,000 to $235,000, and the first qualified home sales on the file were $520,000 (27231, December 1991) and $475,000 (27221, March 1992). Resales in the late 1990s ran about $494,000 to $900,000. In the mid-2000s, 27210 recorded $1,200,000 (August 2004) and 27251 $1,376,000 (May 2006); after the downturn, 27260 recorded $755,000 (August 2010), 27250 $825,000 (April 2011) and 27331 $518,000 (February 2013). In the five years before this window the qualified deeds were:

Recorded Address Deed price
April 12, 2018 27230 Ridge Lake Court $810,000
April 17, 2018 27251 Ridge Lake Court $1,135,000
July 23, 2018 27311 Ridge Lake Court $950,000
August 24, 2018 27301 Ridge Lake Court $900,000
January 15, 2019 27220 Ridge Lake Court $1,390,000
February 28, 2019 27250 Ridge Lake Court $900,000
December 22, 2020 27330 Ridge Lake Court $858,000
April 1, 2021 27210 Ridge Lake Court $1,775,000
July 15, 2021 27330 Ridge Lake Court $1,412,500

Repeat sales tell the story best: 27221 Ridge Lake Court went from $475,000 in 1992 to $1,100,000 in 2007 and $2,200,000 in 2025; 27270 from $775,000 in 2000 to $2,250,000 in 2024; 27210 from $1,200,000 in 2004 to $1,775,000 in 2021; and 27330 from $858,000 in December 2020 to $1,412,500 seven months later. The deed record does not say why a price moved, and we do not guess; the disclosures and the house itself explain a specific sale.

How River Ridge Compares on the Same Yardstick

The table below runs the same county measure for River Ridge and nearby live Bonita Bay single-family neighborhoods: qualified single-family deeds recorded in the 60 months since November 3, 2021, from the same Lee County index, with each neighborhood matched by its own streets or recorded legal descriptions. Each neighborhood’s own guide may quote a different window; this table keeps one window for all of them.

Neighborhood Homes Built Heated sq ft (median) Deeds (60 months) Median Range Median per heated sq ft
River Ridge 23 1990 to 2000 3,436 2 not used (2 sales) $2,200,000 to $2,250,000 not used ($607 and $682)
Creekside 103 1991 to 2002 3,777 24 $2,342,500 $1,650,000 to $3,605,000 $595
Spring Ridge 59 1996 to 2003 4,928 12 $3,800,000 $2,875,000 to $4,500,000 $707
Woodlake 108 1985 to 2025 3,232 25 $1,765,000 $1,212,500 to $5,945,000 $566
Anchorage 37 1991 to 1999 2,819 13 $1,350,000 $885,000 to $2,250,000 $551
Montara 44 1989 to 1996 2,465 11 $932,000 $675,000 to $1,540,000 $468
Arbor Strand 27 1993 to 1999 2,240 12 $975,000 $740,000 to $1,180,000 $437

River Ridge’s two deeds sit with the larger 1990s single-family homes of Bonita Bay, well above its next-door neighbors Montara and Arbor Strand, whose homes are smaller, and below Spring Ridge, whose median home is about 1,500 square feet larger. Creekside is the closest pair on era, size and price: its homes were built 1991 to 2002 with a median of 3,777 heated square feet against River Ridge’s 3,436, and its 60-month median of $2,342,500 sits close to River Ridge’s two deeds of $2,200,000 and $2,250,000.

What the Market Numbers Mean for Buyers and Sellers

For a buyer, the record says River Ridge rarely trades: 2 qualified deeds in 60 months on 23 homes, none in the last 12, and on September 30, 2026 no home for sale and one under contract. Patience and readiness matter more here than negotiating room, because the next chance may be months away. For a seller, the same record says the street has supported $2,200,000 and $2,250,000 for 3,226 and 3,706 square-foot homes in 2024 and 2025, and that a buyer will price your house against those two deeds, the pending ask of $2,100,000 and the larger Creekside record. With so few sales, the size, lot, condition and updates of the specific house carry more weight than any neighborhood figure.

How Did River Ridge at Bonita Bay Come to Be?

River Ridge grew out of the Bonita Bay master plan of the mid-1980s: its 23 lots were platted as Block G of Bonita Bay Unit 7, Plat Book 44, Pages 78 to 80, the lots sold vacant from 1990 to 1996, and the houses were built one at a time from 1990 to 1995, with a last one in 2000.

The Bonita Bay Master Plan

The Bonita Bay Community Association was established in 1985, and the community now covers about 2,400 acres with 3,346 residences across condominiums, high-rises, coach homes and single-family neighborhoods (BBCA Media Brochure, January 2026). The original Declaration of General Protective Covenants and Restrictions for Bonita Bay was recorded on April 3, 1985 at Official Records Book 1778, Page 3516, and the current master Declaration was recorded on June 22, 2011 as Lee County Instrument 2011000142834. The master association frames the community between Spring Creek to the north, the Imperial River to the south and Estero Bay to the west (BBCA, vision); River Ridge sits in its southern part, south of the Club campus and the Promenade, between Montara and Arbor Strand. The City of Bonita Springs, which incorporated in 1999, now governs the land (City of Bonita Springs, history).

A One-Street Plat, 1990 to 2000

The county roll dates the houses from 1990 to 2000: four each in 1990, 1991, 1992, 1993 and 1994, two in 1995 and the last, 27251 Ridge Lake Court, in 2000. The vacant lots sold for $110,000 to $235,000 from 1990 to 1996, and the earliest qualified home sales on the county file were $520,000 and $475,000 in December 1991 and March 1992. Every house shares the same vocabulary on its card (stucco walls, a concrete tile roof, one story, a split plan, a pool and an attached garage), but the houses were built separately over a decade and range from 2,537 to 5,789 heated square feet. We do not name a builder or developer, because no primary record we read identifies one, and we do not explain the name River Ridge, because no record we read does.

The Common Tracts

The land around the lots belongs to the master association on the county roll. Tracts A and B of Bonita Bay Unit 7, described as common elements, list the Bonita Bay Community Association as owner, and the lakes behind the odd-numbered lots lie on that common land. The rear lines of 27211, 27221, 27231 and 27251 touch the 2.47-acre lake; the other lake-class lots sit a few meters back from the water across the tract. A buyer’s survey and title commitment show exactly where a specific lot line runs and what easements cross it.

The Association Today

River Ridge owners belong to the Bonita Bay Community Association, a Florida not-for-profit corporation (document N07041, filed January 10, 1985) operating as a homeowners’ association under Chapter 720, Florida Statutes. We found no separate River Ridge association on a primary record: the state’s corporate search refused our automated check on November 3, 2026, and no recorded document we read names one. Whether a River Ridge neighborhood association exists and levies its own assessment is confirmed from the estoppel certificate and the disclosure package delivered with a sale; confirm the master association’s current record with the Division of Corporations. The recorded documents, not a summary, govern what each association maintains and what it charges.

The Homes: 23 Pool Homes on Ridge Lake Court

River Ridge’s homes are 23 detached single-family houses on one street, Ridge Lake Court, built 1990 to 2000, from 2,537 to 5,789 heated square feet (median 3,436), in concrete block or framed stucco under concrete tile roofs, 22 of them one story, and every one of the 23 county field cards records a residential pool.

What the County Roll Shows

Measure (county roll, field cards and parcel layer, November 3, 2026) Lake-class lots (east and south side) Other lots (west side)
Homes (single-family use code) 10 13
Addresses 27211, 27221, 27231, 27251, 27271, 27281, 27291, 27331, 27341, 27351 27210 to 27350 (even), plus 27301, 27311 and 27321
Year built 1990 to 2000 1990 to 1995
Heated area 2,537 to 5,789 sq ft (median 3,272) 2,945 to 4,577 sq ft (median 3,553)
Stories One story on 9, two stories on 1 (27281) One story on all 13
Residential pool (card) 10 of 10 13 of 13
Card market value (22 of 23 printed) $1,184,634 to $3,068,686 (median $1,419,659, 9 printed) $1,385,520 to $2,336,384 (median $1,516,835)

Across all 23 homes the roll records one living unit in each building, a finished garage on every card, a concrete tile roof on every card, and bedroom counts of three on 12 homes, four on 8, five on 2 and two on 1.

One Street, One Plat, Every Lot Built

Every River Ridge home sits in Bonita Bay Unit 7, Block G, recorded in Plat Book 44, Pages 78 to 80, Lots 1 to 23, and Block G holds no other street. The county roll carries no vacant lot on Ridge Lake Court, so River Ridge is fully built out: a buyer here buys an existing house, and any new construction would replace one. The neighborhood’s name does not appear in the county legal descriptions, which is why the record has to be read by street and plat rather than by name. The Bonita Bay Community Association’s own street list names Ridge Lake Court, and only Ridge Lake Court, as River Ridge (BBCA, Street and Neighborhoods).

Walls, Roofs and Foundations

Twenty-one cards record concrete block with stucco and two record wood or steel frame with stucco (27331 and 27351). All 23 record a concrete tile roof covering on an irregular roof structure. Twenty-one homes sit on a stem wall foundation and two on a slab on grade (27280 and 27330). The cards grade quality “excellent” on 18 homes, “above average” on 2 and “average” on 3, and condition “average” on 19, “good” on 3 and “excellent” on 1; the grade describes the county’s cost model, not a renovation. The county’s improvement type is “Ranch” on 18 cards and “S Ranch” on 5.

Floor Plans, Bedrooms and the One Two-Story House

Twenty-two cards record a split floor plan, the layout that puts the primary suite on one side of the living area and guest rooms on the other, and one records a traditional plan. Twenty-two homes are one story; 27281, the largest at 5,789 heated square feet, adds a finished upper story of 611 square feet. Three bedrooms is the most common count on the roll (12 homes), with four on 8, five on 2 and two on 1, and baths run from two to five. A listing may add a den or office the roll does not count as a bedroom, so confirm the plan on a showing.

Pools, Garages and Outdoor Rooms

Every River Ridge card lists a residential pool, 22 list a screen enclosure (none is listed on 27311), and most list a pool heater or heat pump; 27210 and 27350 add a waterfall feature. Every card records a finished garage, from 506 to 944 square feet. Seven cards record an outdoor kitchen, four an outdoor shower and one (27271) a generator, and all 23 record lawn irrigation. Twenty-one driveways are recorded as brick, tile or pavers and two as concrete.

Construction and Condition: What to Inspect

These are block-and-stucco and framed-stucco houses of 1990 to 2000, so the inspection list centers on age. Ask for the age and permit of the tile roof and its underlayment, the wind mitigation report (roof deck attachment, roof-to-wall connection, opening protection), the four-point report an insurer will want on a house of this age, the air-conditioning age (17 cards record additional air-conditioning units), the pool equipment, screen enclosure and heater, and the elevation certificate. The card field labeled “elevation” reads 1 to 2 feet on 17 homes, under 1 foot on 5 and 3 to 6 feet on 1; it is the appraiser’s floor-height note, not an elevation certificate. Opening protection on the cards: panel and electric shutters on 6, shutters on part of the home on 2, accordion or panel shutters on 2, hurricane glass on 2, and none listed on 11. The City of Bonita Springs permit history by address shows what has been replaced and when (City of Bonita Springs, apply for a building permit). The Florida Building Code, 8th Edition (2023), governs any work done now (Florida Building Commission).

How the County Values River Ridge Homes

The market values printed on the current River Ridge field cards (generated November 3, 2026; 22 of the 23 cards print one) run from $1,184,634 to $3,068,686, with a median of $1,478,276. The county’s value is an estimate for tax purposes, not a sale price; the two qualified River Ridge deeds of the last 60 months, $2,200,000 and $2,250,000, sit well above that median. A buyer should expect the assessed value, and with it the tax bill, to reset the year after a purchase, because a seller’s homestead assessment cap does not transfer with the house. The Lee County Property Appraiser and the Lee County Tax Collector publish each parcel’s value and bill.

Lots, Common Tracts and Title: How River Ridge Is Owned

River Ridge is owned as 23 fee-simple platted lots in Bonita Bay Unit 7, Block G (Plat Book 44, Pages 78 to 80), each with its own parcel number and the single-family use code, while the plat’s common tracts A and B are owned of record by the Bonita Bay Community Association. These are houses on their own land, not condominium units.

Lot Sizes on the County Map

Lee County’s parcel layer measures the 23 River Ridge lots from 0.419 acre (27311) to 0.808 acre (27270), a median of 0.602 acre and a total of 13.954 acres, and zones all 23 as planned unit development (PUD) (Lee County parcel layer). That is a generous lot for a 1990s Bonita Bay house, though not the largest in the community: the median lot in Spring Ridge, on the northern border, is 0.671 acre. Map acreage is not a survey; the plat and a boundary survey decide the exact lot.

What the Record Shows

Record (checked November 3, 2026) What it shows for River Ridge
Lee County roll, all 23 homes Use code 01, single-family residential; legal “BONITA BAY UNIT 7 BLK G PB 44 PG 78 to 80 LOT n”
Lee County field cards, all 23 One living unit in each building; Ranch or S Ranch improvement type
Lee County parcel layer, Unit 7 Tracts A and B Common element tracts, owner of record Bonita Bay Community Association
Bonita Bay Community Association street list River Ridge = Ridge Lake Court
Florida corporate record, document N07041 Bonita Bay Community Association, Inc., the master association, a not-for-profit corporation

Is There a River Ridge Neighborhood Association?

Many Bonita Bay neighborhoods have their own association on top of the master association. For River Ridge we found no separate River Ridge corporation on a primary record: the county roll names the master association as owner of the Unit 7 common tracts, and the state’s corporate search portal blocked automated access when we checked on November 3, 2026. Whether a River Ridge neighborhood association exists, and whether it levies an assessment of its own, is confirmed from the estoppel certificate and the disclosure package in a sale. We do not name an association or a fee that the record does not show.

What It Means for Financing and Insurance

A River Ridge purchase is a single-family purchase: the lender underwrites the house, the appraisal, the homeowner’s policy and the flood policy, with no condominium project review. The owner insures the house, the pool cage and the lot; the master association carries the common tracts. Because every lot sits in the special flood hazard area (see the flood section), a lender will require flood insurance on a federally backed mortgage, so get the flood quote during the inspection period.

Next-Door Neighbors

River Ridge shares its boundaries with three other Bonita Bay neighborhoods on the county map. The rear of 27291 adjoins lots on Montara Drive in Montara, about 0.12 mile from the center of River Ridge by straight line. To the west, beyond a strip of land that carries no parcel record, are the homes of Arbor Strand, about 0.10 mile away. At the north end, 27210 sits beside the common parcel of the Oakwood Carriage Homes.

Lakes, Golf and the River Question: What the County Records Show

River Ridge is a lake neighborhood, not a river or dockfront one: 10 of its 23 lots carry the county’s lake land class, backing onto two freshwater lakes of about 2.47 and 3.13 acres, one lot meets a Bonita Bay Club golf parcel, no lot touches tidal water, and no card or parcel record shows a dock or seawall.

What We Measured

On November 3, 2026 we read the land line on all 23 River Ridge cards at the Lee County Property Appraiser and overlaid the River Ridge parcels on Lee County’s parcel and hydrography map layers (Lee County parcel layer; Lee County hydrography layer). Distances run edge to edge on the county map, not on a survey. The results:

Lot group Lots Addresses What the county map shows behind the lot
Lake class, touching the north lake 4 27211, 27221, 27231, 27251 A 2.47-acre freshwater lake at the rear lot line (0 to about 3 feet)
Lake class, near the north lake 3 27271, 27281, 27291 The same lake about 23 to 39 feet (7 to 12 metres) away, across common tract land
Lake class, south lake 3 27331, 27341, 27351 A 3.13-acre freshwater lake about 30 to 36 feet (9 to 11 metres) away, across common tract land
West side, no water class 13 27210 to 27350 (even), 27301, 27311, 27321 A strip with no parcel record, about 100 to 130 feet (30 to 40 metres) wide, and Arbor Strand homes beyond

The lake-side lots back onto Bonita Bay Unit 7 Tracts A and B, which the county roll lists under the Bonita Bay Community Association, so the lake bank is common land and the lakes belong to the master association’s stormwater system. The card’s land class, not a distance, decides the county’s classification; the view from the lanai decides what a buyer will pay for.

The River Question

The name River Ridge is not evidence of river frontage. On the county hydrography layer the nearest tidal water is mapped under tree canopy about 102 to 282 feet (31 to 86 metres) beyond the rear lot lines of the west side, past the unparceled strip; no River Ridge lot touches it, and none of the 23 cards carries a water class other than lake. We found nothing on the county record that makes any lot a riverfront or preserve-front parcel, so we do not describe one that way. Bonita Bay’s river access is at Riverwalk Park and the Bonita Bay Marina, described below.

The Golf Question

Some descriptions of River Ridge promise golf course views. The county map supports far less. Only 27211, at the north end of the lake side, touches a Bonita Bay Club golf parcel, the Marsh course parcel owned by Bonita Bay Club Inc; every other River Ridge lot is about 112 to 1,099 feet (34 to 335 metres) from it. None of the 23 cards carries a golf land class. Whether any part of a course can be seen from a given lanai is a question for a showing, not the map.

Docks, Lifts, Seawalls and Pools

No River Ridge field card lists a dock, boat lift or seawall among its extra features, and the boat dock and seawall fields on Lee County’s parcel layer are empty for all 23 homes. The lakes are freshwater stormwater lakes, not navigable water. Pools are the one water feature every lot has: all 23 cards record a residential pool. Building anything at the lake edge, a dock, a bulkhead or plantings on the bank, needs master association Design Review approval under §9.2 of the master Declaration, and the South Florida Water Management District regulates the surface water management system the lakes belong to (South Florida Water Management District; Florida DEP).

The Bonita Bay Marina

The Bonita Bay Marina is a semi-private, full-service marina on the Imperial River with direct access to Estero Bay and the Gulf, “created and owned by a group of resident investors” and operated separately from both the master association and the Club. The master association lists 326 dry storage spaces for boats up to 36 feet and 98 wet slips for vessels up to 16,000 pounds, with a ship’s store, boat launch, bait, fuel and on-site repair; additional fees apply (BBCA, marina and Backwater Jacks). The January 2026 brochure confirms that the Marina and the Club “operate as separately owned and managed member-exclusive entities.” Spotlight News reported that 39 resident investors bought the marina and restaurant in July 2013 (Spotlight News). By straight line the marina’s published GPS position is about 0.8 mile from the center of River Ridge.

The specification that matters most is draft: the marina publishes a maximum draft of 36 inches, set by its permitting agreement (Bonita Bay Marina, about the marina). Check your boat’s draft and length against the marina’s rules before you buy around a boat. Backwater Jacks, the waterfront restaurant at the marina, is open for dining to all residents (Backwater Jacks; Bonita Bay Marina). Slip and storage availability and fees are set by the marina, not by the master association.

What Amenities Come With a River Ridge Home?

A River Ridge home comes with its own private pool and Bonita Bay’s paths, three waterside parks, gated entry, Community Patrol and Private Beach through the master association; the Bonita Bay Club’s golf, racquet sports, fitness and dining come only if you join, and marina slips and storage only if you rent them.

A Private Pool on Every Lot

River Ridge has no neighborhood clubhouse or shared pool on the county record; the amenity that belongs to each owner is the home’s own pool. All 23 cards record a residential pool and 22 a screen enclosure, so the pool, the lanai and the outdoor kitchen on the seven cards that list one are where most River Ridge outdoor living happens. Pool equipment age, the cage and the heater belong on the inspection list.

Bonita Bay Master Amenities: No Club Required

Every River Ridge owner is automatically a member of the Bonita Bay Community Association, which maintains “grounds, roads, streetlights, lake and storm water management, plus all of our recreational parks including the Private Beach,” runs the Community Patrol and staffs the Design Review Department (BBCA, Community Association). Homeowners “gain membership and access to all Association amenities” (BBCA, realtor and buyer resources). None of this requires a Club membership.

A Gated Community With Its Own Patrol

Bonita Bay is gated, and the master association’s Community Patrol works inside the gates (BBCA, Community Association). Visitor and vendor access runs through the association’s procedures, delivered with the documents at purchase. Law enforcement is the Lee County Sheriff’s Office.

Three Waterside Parks

Bonita Bay has “three onsite parks and a Private Beach located only a short drive from the front gates” (BBCA, the parks of Bonita Bay). Estero Bay Park, in the northwestern corner, has an 800-foot boardwalk through coastal mangroves to a private pier on Estero Bay, a butterfly garden, nature trails and shell mounds the association dates to 5,000 years ago. Riverwalk Park, on the Imperial River at the southern edge, has a boat ramp, kayak launch, bocce and pickleball. Spring Creek Park, on the northern border, has a kayak and canoe launch dock, bocce and an observation deck. The master association’s maps show where they are (BBCA property maps; facilities and amenities map).

The Private Beach

Bonita Bay’s Private Beach is a Gulf-front facility owned by the master association on Hickory Boulevard, outside the main gates. It “sustained total destruction during Hurricane Ian,” was rebuilt in concrete with breakaway walls and reopened on November 13 (BBCA, Private Beach). It is an amenity of every River Ridge owner through the master association, with a resident shuttle; the master association’s facilities map shows the shuttle stops.

Paths, Programming and Recognition

The 12 miles of paths (trails map) connect the Ridge Lake Court area to the parks and the Club campuses. The master association lists its grounds and environmental awards, including its Audubon certification, in its 2026 awards summary (BBCA Awards and Recognitions 2026), and its lifestyle page describes community programming (BBCA, style of living).

The Bonita Bay Club: Optional and Separate

The Bonita Bay Club is an optional, separately owned, member-owned private club inside Bonita Bay, with five championship golf courses on two campuses, a sports center, a Lifestyle Center and dining. Buying a River Ridge home does not make you a Club member and does not require you to join; membership is a separate decision with its own fees.

“Bonita Bay Club is a separate entity within the community of Bonita Bay,” the Club says (Bonita Bay Club, our community). The master association describes the Club as operating independently, with five courses (three designed by Arthur Hills and two by Tom Fazio), 16 Har-Tru tennis courts and 15 pickleball courts (BBCA, Bonita Bay Club). The two Fazio courses, Cypress and Sabal, are on the Club’s Naples campus (Bonita Bay Club, golf); the Sports Center, Lifestyle Center and dining pages describe the rest. By our straight-line measurement the Club address at 26660 Country Club Drive is about 0.65 mile north of the center of River Ridge. On the county map the Marsh course parcel touches one River Ridge lot, 27211, and lies about 112 to 1,099 feet from the other 22.

Member-Owned Since 2010

Members bought the Club from the developer in 2010 for $11.5 million, $7.5 million of it real estate, as the Business Observer reported (Business Observer, April 2, 2010). A Club release says members approved a $110 million clubhouse project in May 2026 and that about $250 million has been reinvested since members acquired the Club (Hunter PR release). A Club release dated November 8, 2019, before Hurricane Ian, announced the reopening of the renovated Bay Island course (PR Newswire, Bay Island reopening).

What Club Membership Costs

Bonita Bay Club membership is optional and separate from home ownership. The Club does not publish initiation fees or dues on its public website; the Club’s membership office provides the current schedule. A River Ridge owner can skip the Club entirely and use the home’s own pool and the master association’s paths, parks and Private Beach, or join for golf or racquet sports. Either way, the Club is a cost only if you choose it, and a membership does not transfer with a River Ridge deed unless the Club’s own rules say so.

What Are the HOA Fees at River Ridge?

River Ridge owners pay the Bonita Bay Community Association master assessment, plus any neighborhood assessment the estoppel and disclosure package show, plus their own property taxes and insurance. The master association does not publish its assessment on a public page, Bonita Bay has no CDD, and the real numbers come from the estoppel certificates in the sale.

Bonita Bay Community Association does not publish its master assessment or resale charges on its public website. Every owner pays the master assessment plus any neighborhood or condominium association assessment. Current figures, including any charge due at closing, appear in the estoppel certificate and the §720.401 disclosure summary provided in the sale (Section 720.401, Florida Statutes). Florida law requires an association to issue an estoppel certificate on request within a set time and fee schedule (Section 720.30851, Florida Statutes).

Layer 1: Any River Ridge Neighborhood Assessment

We found no separate River Ridge corporation on a primary record, and the county roll lists the Unit 7 common tracts, including the lake banks behind the lake-side lots, under the master association. That suggests the master association carries the shared land, but it does not prove that no neighborhood charge exists: some Bonita Bay streets share costs such as entry landscaping or lighting through a neighborhood body. The estoppel certificate and the disclosure package for the specific home settle whether a River Ridge assessment exists and what it is. We publish no figure the record does not show.

Layer 2: The Bonita Bay Community Association Master Assessment

The Bonita Bay Community Association (Florida not-for-profit corporation, document N07041, active, filed January 10, 1985) operates as a homeowners’ association under Chapter 720, Florida Statutes. Its assessment funds the common areas and roads, streetlights, lake and stormwater management, the three parks, the Private Beach, the Community Patrol, the Design Review Department and community programming. The dollar amount is not published.

Layer 3: Bonita Bay Club (Optional)

Club membership is optional and separate from home ownership, and the Club does not publish its initiation fees or dues. It is a cost only if you choose to join.

Layer 4: No CDD and No Special Taxing District

Bonita Bay has no Community Development District and no special taxing district. Lee County’s published list of special districts names nearby CDDs, including Bay Creek, Bayside Improvement, the two Brooks of Bonita Springs districts, Bonita Landing and Saltleaf, but no district for Bonita Bay. The Bonita Springs Fire Control and Rescue District on that list is an independent fire district covering the area, not a Bonita Bay district, and it appears on every Bonita Springs tax bill.

Layer 5: Property Taxes, Insurance and Utilities

Property taxes are set by the City of Bonita Springs, Lee County, the School District and the other taxing authorities on the Lee County bill; the parcel’s TRIM notice and tax bill from the Lee County Tax Collector itemize every line for a specific home. A buyer’s bill depends on the buyer’s exemptions and the new assessed value after the sale, not the seller’s bill. Insurance on a River Ridge house, its pool cage and its contents is the owner’s to carry, with flood a separate policy. Every owner pays electricity to Florida Power and Light and water and sewer to Bonita Springs Utilities, and a heated pool adds to the electric bill.

The Resale Charge at Closing

The recorded 2011 master Declaration contains a buyer-paid resale reserve assessment, and a later master association written statement describes a different formula; no recorded amendment reconciling the two has been located. We therefore do not publish either figure as the current charge. The master association’s estoppel certificate states what is due at a River Ridge closing (Section 720.30851, Florida Statutes).

What a River Ridge Buyer Should Budget

Budget the master assessment and any neighborhood assessment from their estoppel certificates, a homeowner’s and windstorm quote and a flood quote for the specific address, the property tax on the parcel’s tax bill, utilities, and the upkeep that comes with a 1990 to 2000 pool home on a lot of about six-tenths of an acre. On these houses the tile roof, the pool and screen enclosure, the air-conditioning systems, the landscaping and irrigation, and the wind mitigation report drive the cost of ownership more than anything else you can control, so order the inspections early. The state’s insurance consumer offices explain the policy types (Florida Office of Insurance Regulation; Florida Department of Financial Services, consumer services).

Special Assessments: What to Verify Before Closing

Special assessments at River Ridge come from the Bonita Bay Community Association, whose board approved a $500 per unit beach-rebuild assessment on March 20, 2025, due June 30, 2025, and from any neighborhood body the disclosure package shows. Pending or approved assessments appear on the estoppel certificate.

The Master Association’s Beach-Rebuild Assessment (Past)

A recap of the master association’s March 20, 2025 special board meeting, posted on March 26, 2025 by the Wild Pines of Bonita Bay association, reports that the board approved a special assessment of $500 per unit for the rebuild of the Private Beach facility, with payment due by June 30, 2025 (Wild Pines of Bonita Bay, recap of the March 20, 2025 meetings). That assessment is past; a River Ridge buyer’s title agent confirms on the master estoppel that nothing remains owed on the home being purchased.

Anything Else Pending

Whether any assessment is pending or under consideration, for the master association’s roads, lakes and parks or for anything particular to Ridge Lake Court, is a question for the estoppel certificate, the budget and the board meeting records, which owners can inspect under Section 720.303 (Section 720.303, Florida Statutes). We do not state what those records contain. Florida law requires the estoppel certificate to list assessments due and any pending special assessment, and a buyer who asks for the budget and recent board minutes before the inspection period ends is in the best position to negotiate.

River Ridge Governing Documents and Design Review

River Ridge is governed by the recorded plat of Bonita Bay Unit 7 (Plat Book 44, Pages 78 to 80) and the Bonita Bay master Declaration, recorded June 22, 2011 as Lee County Instrument 2011000142834, with the master association’s bylaws, rules and Design Guidelines, plus any neighborhood documents the disclosure package delivers.

The Recorded Documents

  • The plat: Bonita Bay Unit 7, Plat Book 44, Pages 78 to 80, the document every River Ridge legal description cites for Block G, Lots 1 to 23, and for the common tracts
  • Bonita Bay master Declaration (current): Second Amended and Restated Declaration of General Protective Covenants and Restrictions for Bonita Bay, Instrument 2011000142834, recorded June 22, 2011; the original was recorded at Official Records Book 1778, Page 3516 on April 3, 1985
  • Amended and Restated By-Laws of Bonita Bay Community Association, Inc.: Instrument 2020000126919, recorded June 4, 2020, with a correcting certificate at Instrument 2020000134238
  • Any River Ridge neighborhood documents: none located on a primary record; the disclosure package and the title commitment show whether any exist for the home being purchased

The Lee County Clerk’s search portals block automated access, so a buyer or title agent retrieves these by book and page or instrument number at the Clerk.

What a Buyer Receives Under Chapter 720

Every River Ridge home is a single-family parcel inside the Bonita Bay master association, so the homeowners’ association statute applies. Section 720.401 requires the seller to give a prospective buyer a disclosure summary before the contract is signed, stating that the buyer must join the association, that assessments are owed and may change, and that restrictive covenants govern the property; a contract signed without it is voidable by the buyer before closing (Section 720.401, Florida Statutes). The master Declaration (§12.13) repeats that duty for every Bonita Bay transfer. Section 720.303 governs an association’s official records and an owner’s right to inspect them (Section 720.303, Florida Statutes), and Section 720.3085 makes a buyer jointly liable with the seller for assessments unpaid at the transfer, which is why the estoppel certificate matters (Section 720.3085, Florida Statutes). Florida’s real estate contract forms also carry the state-required flood disclosure for residential sales (Section 689.302, Florida Statutes).

The Master Declaration Layer

  • Use rules (§9.1): delegated to the master association’s Rules and Regulations and Design Guidelines, as amended from time to time
  • Architectural review (§9.2): no improvement may be built, altered, planted or removed without prior written master association approval; submittals run in two stages
  • Rule-making (§5.4): the Board may regulate traffic and parking, restrict vehicle types on common areas, levy fines and suspend use rights
  • Seller duty (§12.13): the owner transferring title must obtain and deliver the §720.401 disclosure summary to the buyer
  • Amendment (§12.4): 75% of total voting interests; changes touching the surface water management system need South Florida Water Management District approval

Design Review on a Street of Custom Houses

River Ridge’s 23 houses were built one at a time between 1990 and 2000, so the street reads as a set of individual designs under a shared palette of stucco and concrete tile. Any exterior change, a roof, new windows or impact glass, shutters, a pool cage replacement, a generator, a fence, an addition or landscaping at the lake bank, goes to master association Design Review under §9.2 before it goes to the City for a permit, and to any neighborhood review the documents create. Lake-side owners should expect particular attention to anything that touches the common tract behind the lot. Begin the approvals before you order materials; Design Review standards may be stricter than the building code.

Is River Ridge a 55+ Community?

River Ridge at Bonita Bay is not described as a 55-and-over community in any source we reviewed: the master Declaration provisions summarized on this page, the Lee County roll and the master association’s public pages set no age restriction, so buyers of any age can purchase a River Ridge home.

If an age restriction ever mattered to a purchase or sale, it would have to appear in the recorded documents and meet the federal housing-for-older-persons rules, so confirm it in the documents delivered with the sale rather than relying on marketing. Federal fair housing law protects every buyer regardless of race, color, national origin, religion, sex, familial status or disability (HUD, fair housing).

Can You Rent Out a River Ridge Home?

A River Ridge owner can lease the home subject to the Bonita Bay master Declaration, which sets no minimum lease term but binds every tenant to the governing documents, and to any neighborhood leasing terms the disclosure package shows. The Southwest Florida MLS pull of September 30, 2026 showed no River Ridge rental record in the prior 12 months.

What the MLS Shows About River Ridge Rentals

Data updated: November 2026. The Southwest Florida MLS, pulled September 30, 2026, returned no River Ridge row in its 12-month rental pull: no lease closed through the MLS and no rental listing was active on the pull date. That is not proof that no River Ridge home is leased, because a lease arranged privately never reaches the MLS, but it does mean there is no recent MLS rent figure for the street. A buyer modeling rental income should test any assumption against comparable Bonita Bay single-family leases and the governing documents.

The Rules That Govern Leasing

The master Declaration’s leasing language provides that any lease “shall provide or be deemed to provide that the tenant and all occupants of the leased Unit are bound by” the governing documents; it sets no minimum lease term, no cap on leases and no lease approval, and where a neighborhood’s documents are more restrictive, the more restrictive controls. Any minimum term, frequency limit or approval process particular to River Ridge would live in neighborhood documents, if they exist. Read the Declaration and Rules in the disclosure package before you plan a rental.

Short-Term Rentals and the Investor Math

No public Bonita Bay document we reviewed authorizes nightly or weekly rentals, and the master association’s rules bind tenants like owners. With no recent MLS lease on Ridge Lake Court and only 23 homes, the rental case rests on comparables from other Bonita Bay single-family neighborhoods; the realistic case is an owner who uses the home part of the year and may lease it for a season, offsetting carrying costs rather than producing a high year-round yield.

Pet Rules at River Ridge

Pet rules at River Ridge come from the master association’s Rules and Regulations and any neighborhood documents, not from the recorded Bonita Bay master Declaration, which contains no pet provision. We found no published River Ridge pet rule, so the number, size and type of pets must be read in the documents before you buy.

Leash, waste and nuisance rules apply in Bonita Bay’s common areas, parks and paths, and the Declaration and Rules govern what is allowed on Ridge Lake Court. On the ten lake-side lots, keep dogs away from the water’s edge, where alligators live. Under federal fair housing law, properly documented assistance animals are protected regardless of any pet rule (HUD, fair housing). Request the current rules early in your inspection period if you have a pet.

FEMA Flood Zone, Hurricane Ian and Storm Posture at River Ridge

River Ridge at Bonita Bay sits in FEMA Zone AE: every one of its 23 home lots on Ridge Lake Court touches AE with a base flood elevation of 9 feet (NAVD88), 22 of the 23 lot centers fall in it, and the lot outlines on the west side of the street also touch an AE 10 area, on FIRM panel 12071C0654G, effective November 17, 2022, inside the City of Bonita Springs (NFIP community 120680) and Lee County Evacuation Zone A. The City’s CRS Class 5 rating gives NFIP policies a 25% discount.

What We Measured

On November 3, 2026 we took the center point of every River Ridge lot, and the full outline of every lot, from Lee County’s parcel layer and intersected them with FEMA’s National Flood Hazard Layer (FEMA NFHL), and ran five of them, spread from the north end of Ridge Lake Court to its south end and across both sides of the street, against FEMA’s panel index and Lee County’s evacuation zone layer (Lee County Evacuation Zones). We used the US Census geocoder (Census geocoder) to locate the offices and places whose distances this page gives.

Address Position Flood zone at the lot center Base flood elevation FIRM panel Evacuation zone
27210 Ridge Lake Court North end, west side AE, coastal floodplain 9 ft 12071C0654G A
27271 Ridge Lake Court East side, lake class AE, coastal floodplain 9 ft 12071C0654G A
27281 Ridge Lake Court East side, lake class AE, coastal floodplain 9 ft 12071C0654G A
27330 Ridge Lake Court South end, west side AE, coastal floodplain 9 ft 12071C0654G A
27351 Ridge Lake Court South end, lake class AE, coastal floodplain 9 ft 12071C0654G A

On 22 of the 23 lots, the center point falls in Zone AE with a 9-foot base flood elevation. The exception is 27311, whose center reads Zone X, and the outlines of 27301 and 27311 cross from AE 9 into X, so part of each of those two lots lies outside the special flood hazard area. The lot outlines on the even-numbered west side of the street, from 27210 to 27350, reach into an adjoining AE area with a 10-foot base flood elevation as well, toward the tidal water the county maps west of the neighborhood; on those lots, where the house itself sits decides which figure applies. An adjoining Collier County panel, 12021C0179J, also appears on FEMA’s index near these points; the Lee County panel governs a Lee parcel. Zone AE is a Special Flood Hazard Area, and flood insurance is federally required for a federally backed mortgage on a structure in it. FEMA rates a building by where the building sits and how high its lowest floor is, so a River Ridge home’s rating is settled by its elevation certificate and the lender’s flood determination for the structure. The City’s flood page explains the map colors and the November 17, 2022 effective date (City of Bonita Springs flood protection information), and the NFIP’s consumer site explains the policy itself (FloodSmart).

One-Story Homes, the 9-Foot Line and the Floor Height

A base flood elevation is the height FEMA expects the 1% annual chance flood to reach, and what matters for a River Ridge home is how its lowest floor compares with 9 feet. River Ridge is a street of one-story homes built from 1990 to 2000: 22 of the 23 county cards record one story, and the living floor is the ground floor, not a floor raised over a garage. The cards record a stem wall foundation on 21 homes and a slab on grade on 2 (27280 and 27330). Each card also carries an “elevation” entry, recorded as 1 to 2 feet on 17 homes, under 1 foot on 5 and 3 to 6 feet on 1. That entry is the appraiser’s note on how high the floor sits above the surrounding grade; it is not an elevation certificate and it does not state the floor’s height against the 9-foot line. The number that counts is on the elevation certificate. The City notes that “for each 1 foot above the required Base Flood Elevation your home or business is elevated, you will see a corresponding decrease of nearly 50% in your annual flood insurance premiums,” and that for each foot below, rates double (City flood protection information).

Because these homes predate the current maps, ask for the elevation certificate before you rely on any flood quote, and ask the seller whether the house has ever taken water. The answer changes both the premium and what a future renovation may keep.

The 50% Rule on Renovations

For a River Ridge home in Zone AE, a renovation or repair whose cost reaches 50% of the structure’s market value counts as a substantial improvement under the City’s floodplain rules, and the whole building must then meet current flood requirements, which on a one-story home built at the grade of the early 1990s can mean raising the floor or rebuilding. That matters on Ridge Lake Court, where buyers often plan full renovations of 30-year-old homes. The City explains how it applies the rule in its toolkit (City substantial improvement toolkit) and its floodplain ordinance (Ordinance 22-05). Price the renovation and the structure’s market value side by side before you commit to a scope.

Map Revisions

River Ridge’s panel, 12071C0654G, is one of the November 17, 2022 G panels covering Bonita Bay. FEMA’s own flood layer is the live record; check the address again before closing and after any announced revision. WGCU’s January 2026 explainer describes how and why Lee County’s flood maps are revised (WGCU, January 27, 2026).

Bonita Springs CRS Class 5

The City of Bonita Springs holds a Community Rating System Class 5 rating, a 25% discount on NFIP flood policies, and FEMA confirmed on November 21, 2024 that the City keeps it after the post-Ian review (City of Bonita Springs, FEMA CRS; City news release). WGCU covered the outcomes across Lee County in July and November 2024 (WGCU, July 19, 2024; WGCU, November 21, 2024), and WUSF reported the earlier April 2024 notice that put the discounts at risk (WUSF, April 1, 2024). The City’s floodplain management plan progress report describes the program behind the rating (CRS Floodplain Management Plan, FY 2025-26 progress report).

Evacuation Zone A

All five River Ridge points we ran fall in Lee County Evacuation Zone A (storm surge zone 1). Zone A is the first area Lee County orders to evacuate, often for any named storm approaching from the Gulf; the state’s Know Your Zone lookup confirms an address (Florida Division of Emergency Management, Know Your Zone; Lee County evacuation zones dataset). The hurricane plan (shutters or impact glass on every opening, the pool and its screen enclosure, who checks the house after a storm, and where the cars go) belongs in place before summer.

Hurricane Ian in Bonita Springs

Hurricane Ian made landfall on September 28, 2022 (NOAA National Hurricane Center, Hurricane Ian report). In the City, surge came up the Imperial River and flooded homes along the river and creeks (WUSF, October 1, 2022; NPR, October 1, 2022), and the Gulf beaches took the worst of it (Tampa Bay Times, September 29, 2022). Inside Bonita Bay, the documented damage includes the total destruction of the master association’s Private Beach facility, since rebuilt (BBCA, Private Beach), and, per the Club’s October 13, 2022 update, a flooded cart barn and golf course bridges left “structurally undrivable” on the Bay Island and Marsh courses (Bonita Bay Club, Hurricane Ian update). We found no primary source documenting Ian damage to specific River Ridge homes; the seller’s disclosures, the City permit history by address and the insurance claim history are where a buyer confirms it. Both qualified River Ridge deeds of the 60-month window were recorded after the storm, on April 30, 2024 and May 28, 2025.

Helene and Milton in 2024 are documented at the City level (City of Bonita Springs, Milton; NHC Helene report; NHC Milton report); no Bonita Bay-specific damage from either was found in a primary source.

Insuring a River Ridge Home: Wind, Flood and Mitigation

Insuring a River Ridge home means insuring a one-story, concrete tile roofed pool home of 1990 to 2000 in Zone AE: a homeowner’s policy with windstorm, priced from the wind mitigation report, the roof and the opening protection, plus a flood policy priced from the elevation certificate, which a federally backed lender will require because every River Ridge lot measures in Zone AE.

What the Owner Insures

On the records we read, each River Ridge home is a detached single-family house on its own lot of 0.419 to 0.808 acre, so the owner insures the structure, the pool and screen enclosure, and the contents. The street and the lake tracts behind the east-side lots are common land recorded to the master association, which insures its own property; the master Declaration and any neighborhood documents in the disclosure package set where the owner’s responsibility ends.

Windstorm and the Mitigation Report

Florida insurers must offer discounts for documented wind-resistant features, and the standard wind mitigation inspection records them: roof covering and its permit date, roof deck attachment, roof-to-wall connection, roof shape and opening protection. Every River Ridge card records a concrete tile roof on an irregular roof structure, and 21 of the 23 record concrete block walls under stucco (the other two, 27331 and 27351, record wood or steel frame under stucco). Twelve of the 23 cards record some opening protection: panel and electric shutters on 6, shutters on part of the home on 2, accordion or panel shutters on 2 and hurricane glass on 2; the other 11 record none. On a house of this age, a documented roof permit and impact glass or approved shutters on every opening are usually the difference between an ordinary and an expensive windstorm quote. Citizens Property Insurance is the state’s insurer of last resort if the private market will not write a policy, and the state’s My Safe Florida Home program offers inspections and, for eligible homesteaded homes, hardening grants.

Flood

Flood is a separate policy, through the NFIP or a private carrier. Every River Ridge lot touches Zone AE and 22 of 23 lot centers sit in it, so a federally backed lender will usually require it (the flood determination for the structure decides), and an owner without a mortgage has every reason to carry it inside Evacuation Zone A. The premium follows the elevation certificate, the foundation type, the replacement cost and the claim history; the City’s CRS Class 5 discount applies to NFIP policies. Get the flood quote during the inspection period, from the elevation certificate rather than an estimate, and ask whether the current policy can be transferred to you.

Four-Point, Pool and Screen Questions

Insurers commonly ask for a four-point inspection (roof, electrical, plumbing, air conditioning) on homes of River Ridge’s age. Every one of the 23 cards records a residential pool and 22 record a screen enclosure, so the enclosure’s age and its condition after storms are inspection items too, as are the pool heaters most cards list and the generator recorded at 27271. Keep the permit for any roof, window, shutter or enclosure replacement with the house documents.

Which Schools Serve River Ridge?

Lee County public schools serve River Ridge through proximity-based choice: a student ranks schools within the proximity zone for the address rather than being placed at one school by address. Under the district’s most recent published plan, nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Confirm an address’s zones with the School District of Lee County before relying on them.

Under the district’s most recent published plan (2025-2026), the elementary proximity zone that holds the Bonita Springs schools is Zone Q (Bonita Springs, Pinewoods, San Carlos, Spring Creek and Three Oaks elementary schools), the middle proximity zone is Zone GG (Bonita Springs Middle and Three Oaks Middle), and high school uses the South residential choice zone with sub-zones (2025-2026 Student Enrollment Plan). The School Board approved the 2026-2027 plan on December 1, 2025 (School District of Lee County, school zones); use the district’s school zone locator for a specific Ridge Lake Court address. School sites: Bonita Springs High and Bonita Springs Middle, listed in the district’s middle school directory. WGCU reported the district’s 2024-25 school grades (WGCU, July 9, 2025).

River Ridge is not age-restricted, so school access works the same way here as at any Bonita Springs address: the proximity zones above are the starting point, and transportation follows the district’s zone rules.

City Permits for River Ridge Homes

Building permits for River Ridge homes are issued by the City of Bonita Springs Community Development Department, not by Lee County, because Bonita Bay lies inside the incorporated City of Bonita Springs (incorporated in 1999). Exterior work also needs master association Design Review approval under the master Declaration, and any neighborhood-level review the River Ridge documents require, before the City permit is pulled.

Up to three approvals can apply to a River Ridge project: (1) any architectural review set by neighborhood documents in the disclosure package; (2) master association Design Review under §9.2 of the master Declaration; and (3) a City of Bonita Springs building permit for roofs, windows, doors, shutters, pools and screen enclosures, generators, electrical, plumbing, mechanical and similar work (City of Bonita Springs, apply for a building permit; City Community Development). The City’s online services guide covers its Citizen Access permit portal (how to use online services). Fire-related plan review is part of City permitting (Fire Prevention plan review application). Work that touches the lakes behind the east-side lots or the stormwater system also involves the state and water management district rules (Florida DEP). A buyer can search a home’s permit history by its address through the City, which is the best way to see when the roof, air conditioning, windows, pool equipment or screen enclosure was last permitted, and it matters here because a renovation near the 50% line triggers the flood rules above.

What Is Around River Ridge? Zoning and Land Use

River Ridge sits in the southern part of Bonita Bay, south of the Club, the master association office and the Promenade: Arbor Strand’s homes lie beyond a strip of unparceled land to the west, Montara’s homes meet the rear of 27291 to the north, the Oakwood Carriage Homes common land sits beside 27210, and two lakes on master association common tracts lie behind the east and south side. Zoning is set by the City of Bonita Springs, and the county parcel layer carries every River Ridge lot as planned development (PUD).

The City’s Zoning District Map Book shows zoning districts by map sheet within city limits, and the City’s maps page links its current maps (City area maps). Zoning ordinances and resolutions are indexed on the City site (zoning ordinances; zoning resolutions), and the City’s stormwater program covers the drainage system Bonita Bay’s lakes feed (City stormwater and drainage). The one golf parcel River Ridge meets is the Bonita Bay Club’s Marsh course, which touches the lot line of 27211 only; every other lot is 34 to 335 meters from it. Because Bonita Bay is built out and all 23 River Ridge lots carry a home, the practical questions for a River Ridge buyer are changes on the Club campuses (the members’ May 2026 clubhouse vote) and individual rebuilds on the street, not new subdivisions next door.

Daily Logistics at River Ridge

Daily life at River Ridge runs on City of Bonita Springs services: Florida Power and Light for electricity, Bonita Springs Utilities for water and sewer, Waste Management curbside collection in Bonita Springs, and the Bonita Springs Fire Control and Rescue District for fire and emergency response, with the master association handling gates, patrol and the common tracts on Ridge Lake Court and each owner handling the house, the pool and the yard.

Utilities and Services

  • Electric: Florida Power and Light, billed to each owner (City utilities listing; FPL)
  • Water and wastewater: Bonita Springs Utilities, Inc., a member-owned not-for-profit utility serving the City of Bonita Springs, the Village of Estero and south Lee County; in the 1990s it bought the wastewater plant Bonita Bay’s developer had built and expanded it for the greater Bonita area (BSU history; BSU; City listing)
  • Trash and recycling: Waste Management provides single-day weekly curbside collection of trash, recycling and yard waste in Bonita Springs since April 29, 2024 (WGCU, April 15, 2024; City news)
  • Fire and EMS: Bonita Springs Fire Control and Rescue District, an independent special fire district branded Bonita Springs Fire Rescue (bonitafire.org; City listing)
  • Law enforcement: Lee County Sheriff’s Office, plus the master association’s Community Patrol inside the gates

Garages, Boats and Golf Carts

Every River Ridge field card records a finished garage, from 506 to 944 square feet, and 21 of the 23 record a brick, tile or paver driveway. No River Ridge lot has a dock or seawall on the county record, so a boat lives at the Bonita Bay Marina or elsewhere, not behind the house. Whether a boat, trailer or golf cart may be kept outside the garage is a question for the master association’s rules on traffic, parking and vehicle types and any neighborhood documents; read them before you buy around a boat or a trailer. Vehicle registration and driver licensing for a new Florida resident run through the state (Florida Highway Safety and Motor Vehicles).

Gates, Guests and Mail

Bonita Bay is a gated community. Guest and vendor access procedures, resident credentials and contractor rules are set by the master association and delivered with the association documents. Mail delivery on Ridge Lake Court follows the arrangement for the street; confirm it for the specific address when you tour.

Where River Ridge Sits in the Region

River Ridge sits in the southern part of Bonita Bay, in ZIP 34134 in the City of Bonita Springs, between Fort Myers to the north and Naples to the south, with US 41 at the Bonita Bay gates and I-75 to the east. By straight line it is about 0.48 mile from the master association office at 3451 Bonita Bay Boulevard, 0.61 mile from the Promenade at Bonita Bay and 0.65 mile from the Bonita Bay Club clubhouse at 26660 Country Club Drive, so the Club, the shops and the office are a short trip inside or just outside the gates.

Nearby Destinations

  • Emergency care: NCH Bonita freestanding emergency department at 24040 S. Tamiami Trail, Bonita Springs (NCH locations; NCH Healthcare System; South Florida Hospital News on NCH Bonita); Lee Health Coconut Point freestanding emergency department at 23450 Via Coconut Point, Estero (South Florida Hospital News)
  • Hospital: NCH North Naples Hospital, 1501 Immokalee Road, Naples (NCH North Naples)
  • Airport: Southwest Florida International Airport (RSW), north of Bonita Springs off I-75
  • Beaches: the Bonita Bay Private Beach on the Gulf for residents, plus the public beaches on Bonita Beach and Lovers Key
  • Shopping and dining: the Promenade at Bonita Bay, 26811 South Bay Drive, about 0.61 mile by straight line
  • Our office: 24031 S Tamiami Trl #101, Bonita Springs, about 3.3 miles by straight line from River Ridge

Drive times depend heavily on season and time of day along US 41, so we do not publish minute figures; test the drives that matter to you during a winter visit. The National Weather Service office for the region posts storm and marine forecasts (NWS Miami; National Hurricane Center).

How Does River Ridge Compare With Other Bonita Bay Neighborhoods?

River Ridge is a one-street neighborhood of 23 pool homes, 22 of them one story, built from 1990 to 2000, with a median of 3,436 heated square feet, and its two qualified deeds of the last 60 months, $2,200,000 and $2,250,000, place it with Creekside in Bonita Bay’s single-family ladder: above Woodlake, Anchorage, Arbor Strand and Montara, and below the larger, newer homes of Spring Ridge.

The Bonita Bay Product Ladder

Bonita Bay’s master association describes residences across condominiums, high-rises, coach homes and single-family neighborhoods. On one county yardstick (Lee County Property Appraiser recorded sales, through September 2026: qualified single-family deeds in the 60 months since November 3, 2021, each neighborhood matched by its own streets or plats), the single-family neighborhoods around River Ridge line up as follows.

Neighborhood Homes Built (county) Median heated sq ft Qualified deeds, 60 months Median deed Median per heated sq ft
Montara 44 1989 to 1996 2,465 11 $932,000 $468
Arbor Strand 27 1993 to 1999 2,240 12 $975,000 $437
Anchorage 37 1991 to 1999 2,819 13 $1,350,000 $551
Woodlake 108 1985 to 2025 3,232 25 $1,765,000 $566
River Ridge 23 1990 to 2000 3,436 2 $2,200,000 and $2,250,000 (two sales, listed rather than a median) $607 and $682
Creekside 103 1991 to 2002 3,777 24 $2,342,500 $595
Spring Ridge 59 1996 to 2003 4,928 12 $3,800,000 $707

With two deeds, River Ridge has no meaningful median of its own; the two sales show where it has traded, not a settled level. The pending Southwest Florida MLS listing on 27330 Ridge Lake Court, asking $2,100,000 on the pull of September 30, 2026, sits just under both.

River Ridge vs Its Neighbors and Nearby Streets

River Ridge’s nearest neighbors are smaller homes. Montara, about 0.12 mile away by straight line, meets the rear of 27291 Ridge Lake Court on the county map: 44 homes on Montara Drive built 1989 to 1996 at a median of 2,465 heated square feet, with 11 deeds at a $932,000 median. Arbor Strand, about 0.10 mile to the west beyond an unparceled strip, is 27 homes built 1993 to 1999 with 12 deeds at $975,000. Anchorage on Riverbank Drive is 37 homes built 1991 to 1999, median 2,819 square feet, with 13 deeds at $1,350,000. Farther north, Spring Ridge, on the community’s northern border about 1.55 miles away, is a size class larger: 59 homes built 1996 to 2003 at a 4,928 square foot median, 12 deeds at $3,800,000 and $707 per heated square foot. The construction and the size set River Ridge apart from its next-door neighbors: its 23 cards record homes of 2,537 to 5,789 heated square feet, a residential pool on every lot and lots of 0.419 to 0.808 acre.

River Ridge vs Creekside: Which Bonita Bay Single-Family Neighborhood Should You Choose?

River Ridge and Creekside are Bonita Bay single-family neighborhoods of the same era and size class, with median home sizes of 3,436 and 3,777 heated square feet, homes built 1990 to 2000 and 1991 to 2002, and 60-month county deeds of $2,200,000 and $2,250,000 in River Ridge against a $2,342,500 median in Creekside; the choice comes down to a 23-home single street against a 103-home neighborhood with far more sales to choose from.

We compared River Ridge with Creekside rather than with Spring Ridge because Creekside is the closer match on the same yardstick. Spring Ridge’s homes are larger (a 4,928 square foot median against River Ridge’s 3,436), newer (1996 to 2003) and traded at a $3,800,000 median, about $1,550,000 above River Ridge’s two deeds. Creekside’s median home is 341 square feet larger than River Ridge’s, its build years overlap almost exactly, and its $2,342,500 median sits $92,500 above River Ridge’s higher deed. Creekside’s center, at Creekview Drive, is about 1.5 miles north of River Ridge by straight line.

River Ridge or Creekside: How They Compare

Question River Ridge Creekside
Homes and streets 23 homes, Ridge Lake Court only 103 homes, Creekview Drive, Oak Hammock Court, Osprey Nest Court and nearby streets
Recorded as Bonita Bay Unit 7, Block G, Plat Book 44, Pages 78 to 80, Lots 1 to 23 Bonita Bay Units 9, 27 and 30
Built (county roll) 1990 to 2000 1991 to 2002
Heated area (county) 2,537 to 5,789 sq ft (median 3,436) 2,947 to 6,498 sq ft (median 3,777)
Qualified deeds, 60 months since November 2021 2 24
Deed prices $2,250,000 (April 30, 2024) and $2,200,000 (May 28, 2025) Median $2,342,500, range $1,650,000 to $3,605,000
Per heated sq ft $607 and $682 Median $595
Turnover (deeds per home, 60 months) 8.7% (2 on 23) 23.3% (24 on 103)
Southwest Florida MLS, pulled September 30, 2026 0 closed in 12 months, 0 active, 1 pending at $2,100,000 asking, 0 leases See the Creekside guide
Lot size (county parcel layer) 0.419 to 0.808 acre (median 0.602) See the Creekside guide
Private pools (county cards) 23 of 23 See the Creekside guide
Lake lots (county land class) 10 See the Creekside guide
Flood zone at River Ridge (FEMA NFHL, November 3, 2026) AE, BFE 9 ft at 22 of 23 lot centers (27311 reads X); panel 12071C0654G Check the specific address
Evacuation zone A Check the specific address
Distance between centers About 1.5 miles by straight line

Choose River Ridge if you want a single quiet street of 23 homes where every house has a pool on the county record, a one-story plan (22 of 23), a lot of about six tenths of an acre, a lake behind the lanai on the 10 lake-class lots, and a location in the southern part of Bonita Bay within about two thirds of a mile of the Club, the Promenade and the master association office. Choose Creekside if you want more homes to choose from and a deeper sale record to price from (24 deeds in 60 months against 2), a wider size range up to 6,498 square feet, and a location farther north in the community. Price does not separate them much on the record we have; the street, the specific house and the availability do. With two River Ridge deeds in five years, a buyer set on Ridge Lake Court should expect to wait for the right house.

Honest Pros and Cons of Owning in River Ridge

River Ridge’s strengths are documented ones (23 detached pool homes on one street, one-story plans on 22, concrete block and tile construction on most, lots of 0.419 to 0.808 acre, 10 lake-class lots, the full Bonita Bay master amenities) and so are its limitations (every lot touching Zone AE, 22 of 23 lot centers at a 9 foot base flood elevation, and the street in Evacuation Zone A, homes 26 to 36 years old, no dock, river or preserve frontage on the record, one lot only meeting a golf parcel, a very thin resale market and unpublished fees).

Genuine Strengths

  • A small, single street: 23 homes, all on Ridge Lake Court, all on one plat, fully built out.
  • Pools on every lot: all 23 county cards record a residential pool, and 22 a screen enclosure.
  • One-story living: 22 of 23 cards record one story, with a split floor plan on 22.
  • Solid construction on most: concrete block and stucco on 21 of 23, concrete tile roofs on all 23, stem wall foundations on 21.
  • Lot size: 0.419 to 0.808 acre, median 0.602 acre, all zoned planned development.
  • Lake lots: 10 cards carry the county’s lake land class, backing onto two lakes on master association common tracts.
  • Central to the amenities: about 0.48 to 0.65 mile by straight line from the master association office, the Promenade and the Club clubhouse.
  • No CDD: Bonita Bay has no Community Development District and no special taxing district.

Honest Limitations

  • Flood exposure: 22 of 23 lot centers measure Zone AE at 9 feet, every lot touches AE, the west-side outlines touch AE 10, and the street is in Evacuation Zone A; the elevation certificate decides the premium.
  • Age: built 1990 to 2000, so roofs, windows, air conditioning, pool equipment and screen enclosures need a documented replacement history, and a large renovation can meet the 50% rule.
  • No water access and little golf: no dock or seawall on any record, no lot touching tidal water, and only 27211 touching the Marsh golf course parcel.
  • Opening protection varies: 11 of 23 cards record no shutters or impact glass.
  • A very thin resale market: 2 qualified deeds in 60 months and no MLS closing in the 12 months to September 30, 2026.
  • Unpublished fees: the master association does not post its assessment, and whether a neighborhood assessment applies is confirmed from the estoppel certificate.

Thinking of Selling Your River Ridge Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a River Ridge listing agent, or thinking, ‘I need someone to sell my River Ridge home…’, start with the record: 2 qualified River Ridge deeds in 60 months, $2,250,000 in April 2024 and $2,200,000 in May 2025, no Southwest Florida MLS closing in the 12 months to September 30, 2026, and one home pending at a $2,100,000 asking price after 149 days on the market. McGreevy and Comisar price, prepare and market River Ridge homes from that record and the closest Creekside and Bonita Bay matches, not from a Bonita Bay average.

Our credentials as your River Ridge listing agent:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Recent River Ridge Sold Record

The Lee County record (Lee County Property Appraiser recorded sales, through September 2026) holds two qualified River Ridge deeds in the 60 months since November 2021: 27270 Ridge Lake Court at $2,250,000 (April 30, 2024; 3,706 heated square feet, $607 per square foot) and 27221 Ridge Lake Court at $2,200,000 (May 28, 2025; 3,226 heated square feet, $682 per square foot). No qualified deed was recorded in the 12 months since November 2025. The Southwest Florida MLS, pulled September 30, 2026, shows no River Ridge closing in the 12 months to that date and one home pending: 27330 Ridge Lake Court, asking $2,100,000, 3,644 square feet, 149 days on market. A pending asking price is not a sale price.

What Makes Selling in River Ridge Different

Four things. First, scarcity: with two sales in five years, every River Ridge listing is priced without a recent comparable on the same street, so the price has to be built from Creekside and other matched Bonita Bay sales, adjusted for the lot, the lake, the pool and the renovation. Second, the paperwork: Section 720.401 requires your disclosure summary before the contract is signed, Florida’s residential flood disclosure applies to every sale, every buyer with a mortgage will need flood insurance in Zone AE, and having the estoppel requests, the elevation certificate, the wind mitigation report, the roof and pool permits and the shutter record ready at listing protects your timeline. Third, Bonita Bay’s open house and sign rules: open houses need 72 hours’ notice to the master association with the listing agreement, run Monday to Saturday 9 to 5 and Sunday 1 to 4, use the master association’s sign standard, and allow no SOLD signs (BBCA Open House Guidelines). Fourth, condition: these homes date from 1990 to 2000, and buyers at this price compare a renovated River Ridge home with newer Bonita Bay homes, so the record of what has been updated is part of the price.

What Is Your River Ridge Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free River Ridge home valuation, or use our Bonita Bay home valuation page. Or talk to Jesse direct: (239) 898-6072, text or call.

Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

How should I price my River Ridge home?

Price a River Ridge home from the closest matches for size, lot, lake, pool and condition, not from a neighborhood median, because River Ridge has only two qualified deeds in 60 months: $2,250,000 for 27270 Ridge Lake Court in April 2024 and $2,200,000 for 27221 in May 2025, at $607 and $682 per heated square foot. We add Creekside’s 24 deeds at a $2,342,500 median and $595 per square foot, adjust for renovation and lake class, and test the result against the pending $2,100,000 asking price on the day you list.

How fast do River Ridge homes sell?

The Southwest Florida MLS pull of September 30, 2026 shows no River Ridge closing in the prior 12 months and one home pending after 149 days on the market, asking $2,100,000. One pending listing is not a pattern; on a 23-home street with two qualified deeds in five years, the time to sell depends mostly on the first price, the renovation level and whether a buyer set on Ridge Lake Court is in the market that season.

What documents will a River Ridge buyer ask for first?

A River Ridge buyer usually asks first for the master association estoppel certificate and any neighborhood estoppel, the §720.401 disclosure summary, the master Declaration and any River Ridge neighborhood documents, the elevation certificate for the Zone AE lot, the wind mitigation and four-point reports, the roof, air-conditioning, pool equipment and screen enclosure permits, the shutter or impact glass record, the flood and windstorm policy declarations, and the rules on leasing, pets and vehicles.

Do I need anyone’s approval to sell my River Ridge home?

The master Declaration requires no sale approval that we found; it requires you to deliver the §720.401 disclosure summary, and the estoppel certificates are needed for closing. We found no separate River Ridge neighborhood corporation on a primary record, so whether any neighborhood document adds an approval or notice step is confirmed from the estoppel certificate and the disclosure package, which we read for every listing before your home goes on the market.

Does my Club membership affect my River Ridge sale?

A Bonita Bay Club membership is separate from your River Ridge deed. The Club does not publish its initiation fees, dues or transfer rules on its public website, and whether a membership can pass to a buyer is the Club’s decision under its own rules. Your River Ridge sale itself never requires a Club membership on either side, though a buyer who plans to join will ask early.

Understanding the Broader Bonita Bay Investment Context

River Ridge’s long-run value rests on Bonita Bay’s fixed supply, its master-association amenities, its central position inside the gates and its one-street scale; the recorded deeds show that River Ridge prices move with the wider market, from first qualified lot sales of $110,000 to $235,000 between 1990 and 1996 to $2,200,000 and $2,250,000 in 2024 and 2025.

Why Master-Planned Communities Sustain Value

A master association that maintains roads, lakes, parks, the Private Beach and patrol, funded by every owner, protects the setting of every neighborhood inside the gates. Bonita Bay’s recorded master Declaration and Design Review standards (§9.2) are what keep a street built from 1990 to 2000 looking cared for in 2026, and the master association holds the common tracts that carry Ridge Lake Court’s lakes.

The Fixed-Supply Advantage

Bonita Bay is built out, and River Ridge has 23 homes, all improved. New supply in the region comes from new communities outside the gates, not from more homes on Ridge Lake Court. That does not guarantee appreciation (the county record shows 27210 Ridge Lake Court recording $1,200,000 in August 2004 and $1,185,000 in May 2005), but it means every buyer who wants this street competes for one of a fixed 23, and the record shows how rarely one trades: two qualified deeds in five years. The same record shows 27330 recording $858,000 in December 2020 and $1,412,500 in July 2021, before it came back to market in 2026.

River Ridge as a Way Into Bonita Bay

For a buyer who wants a one-story detached pool home of about 2,500 to 5,800 heated square feet inside Bonita Bay’s gates, on a lot of about half an acre or more, River Ridge is one of a few neighborhoods trading above $2,000,000, alongside Creekside. The trade is a flood zone on every lot, homes that are 26 to 36 years old and a resale market of a sale every year or two.

Bonita Springs: Why the Address Matters

Bonita Springs is the incorporated city that governs River Ridge’s permits, zoning, flood program and city taxes; its CRS Class 5 rating lowers NFIP premiums, and its location puts Ridge Lake Court between Naples and Fort Myers with Gulf beaches, I-75 and US 41 close by.

Residents voted to incorporate the City in 1999, and the City marked its 25th anniversary in 2024 (City of Bonita Springs, history; 25th anniversary; City Charter). For the wider market, see our Bonita Springs guide and our Bonita Bay guide. Documentary stamp tax on Florida deeds is set by the state (Florida Department of Revenue, documentary stamp tax), and in Lee County the seller customarily pays the owner’s title policy, though the contract controls.

Your Local Real Estate Experts

River Ridge owners and buyers work directly with Jesse McGreevy and Marc Comisar, the McGreevy and Comisar team at Domain Realty, whose office at 24031 S Tamiami Trl #101 in Bonita Springs is about 3.3 miles from River Ridge by straight line. For this River Ridge guide we read all 23 county home cards, the county’s parcel, lake and golf layers, FEMA’s flood layer at every lot and every recorded River Ridge deed of the last five years in the Lee County record before writing a word.

McGreevy and Comisar are the Domain Realty team behind this River Ridge guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate, with over 45 years of combined direct real estate experience. You can read how the team was built on our about the McGreevy and Comisar team page. We tracked both qualified River Ridge deeds and every nominal transfer recorded since November 2021 for this update, we read every one of the 23 River Ridge home cards to count the stories, walls, roofs, foundations, garages, pools, screen enclosures and shutters, we measured each lot’s size and its distance to the lakes, the tidal water and the nearest golf parcel on the county map, and we measured the flood zone at all 23 River Ridge lots ourselves rather than repeating a map summary.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. For the comparison sections we tracked the 60-month qualified deed record on six other Bonita Bay single-family neighborhoods, from Creekside and Spring Ridge to Montara, Arbor Strand, Anchorage and Woodlake, on the same yardstick. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Why a River Ridge Specialist Matters

River Ridge is a street where specifics decide the price: a lake lot or a plain lot, the lot size from 0.419 to 0.808 acre, the finished size from 2,537 to 5,789 heated square feet, the age of the tile roof, the shutters or impact glass, the pool and screen enclosure, and whether the kitchen and baths have been redone since the house was built between 1990 and 2000. With two qualified deeds in five years, a River Ridge price cannot lean on last month’s sale, and buyers moving from out of state often decide from photos, video and documents before they visit, so the listing has to explain the lot, the lake, the Zone AE rating and elevation certificate, the wind mitigation report and the association layers in plain language. That is the work we do on every Bonita Bay listing.

What Our Clients Say

McGreevy and Comisar is a top-reviewed River Ridge realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review

★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review

★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a River Ridge home? Get a free River Ridge home valuation, or call Jesse direct at (239) 898-6072.

Buying in River Ridge? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. Buyers focused on Bonita Bay can also start at our Bonita Bay buyer guide.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida real estate professionals with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Where Else to Find the Team

Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around River Ridge, see our Bonita Bay guide, our Bonita Springs guide and our guides to the neighbors Montara and Creekside.

The best River Ridge buyers we work with ask the most questions before the offer and the fewest after closing. Order the estoppel certificates early, read the master Declaration and any neighborhood documents, get windstorm and flood quotes from the elevation certificate and wind mitigation report during your inspection period, and read the rules before you plan an exterior change, a boat or a rental. There is no obligation and no cost for an initial conversation.

Frequently Asked Questions, Buyer Edition

The questions below are the ones River Ridge buyers ask us most, answered from the Lee County roll and all 23 River Ridge field cards, the county’s parcel and water map layers, FEMA’s flood layer, the master association’s public pages and the Southwest Florida MLS figures pulled on September 30, 2026. Where the public record stops, we name the document that answers it.

What is River Ridge at Bonita Bay?

River Ridge at Bonita Bay is a neighborhood of 23 detached single-family homes on one street, Ridge Lake Court, inside the Bonita Bay master-planned community in Bonita Springs, Florida. The homes were built from 1990 to 2000, every one of them carries a residential pool on its county card, and the neighborhood is fully built out.

Where is River Ridge located within Bonita Bay?

River Ridge sits in the southern part of Bonita Bay, south of the Bonita Bay Club clubhouse on Country Club Drive (about 0.65 mile in a straight line), the master association office (about 0.48 mile) and the Promenade (about 0.61 mile). Montara is its next-door neighbor to the east and north, and Arbor Strand lies to the west.

Which street is River Ridge on?

Ridge Lake Court, and only Ridge Lake Court. The master association’s Street and Neighborhoods list names that one street for River Ridge, and the county roll shows every River Ridge home at 27210 to 27351 Ridge Lake Court, all platted as Bonita Bay Unit 7, Block G, Plat Book 44, Pages 78 to 80, Lots 1 to 23.

How many homes are in River Ridge?

Twenty-three. The Lee County roll lists 23 parcels on Ridge Lake Court, every one coded as a single-family residence with one living unit, and there is no vacant lot left on the roll. Because supply is fixed at 23, River Ridge can go a full year without a single home changing hands.

When were River Ridge homes built?

From 1990 to 2000 on the Lee County roll: four homes each in 1990, 1991, 1992, 1993 and 1994, two in 1995 and one in 2000. The original lot sales on the county record ran from 1990 to 1996, so most homes were built for their first owners within a few years of the lot purchase.

How big are River Ridge homes?

From 2,537 to 5,789 county heated square feet, with a median of 3,436 and an average of 3,538. The MLS reports living area on its own basis, so a listing figure can differ from the county’s heated area; on the one River Ridge home on the September 30, 2026 MLS pull, both read 3,644.

How many bedrooms do River Ridge homes have?

Mostly three or four on the county roll: 12 homes with three bedrooms, 8 with four, 2 with five and 1 with two. Baths run from two to five, with three baths on 17 of the 23. Many owners use a den or office as a bedroom, so the listing count can differ from the roll.

Are River Ridge homes one story?

Nearly all of them. The field cards record one story on 22 of the 23 homes, with split floor plans on 22, and a single two-story home at 27281 Ridge Lake Court with a 611 square foot finished upper story. Most homes are Ranch or S Ranch improvement types on the county record.

Do River Ridge homes have private pools?

Yes. Every one of the 23 Lee County field cards carries a residential pool, 22 of them list a screen enclosure, and most list a pool heater or heat pump. Two cards, 27210 and 27350 Ridge Lake Court, add a waterfall pool feature. The age and condition of each pool and cage are inspection items.

Do River Ridge homes have garages?

Yes. All 23 field cards record a finished attached garage, from 506 to 944 square feet, and 21 homes have brick, tile or paver driveways. Garage size varies enough from house to house that it is worth checking the card or measuring if you plan to keep two large vehicles and a golf cart.

How big are River Ridge lots?

From 0.419 acre (27311 Ridge Lake Court) to 0.808 acre (27270), with a median of 0.602 acre and 13.954 acres across all 23 lots on the Lee County parcel layer. Every lot is zoned PUD as part of Bonita Bay’s planned development.

Do River Ridge homes have lake views?

Ten of them carry the county’s “SFR LAKE” land class: 27211, 27221, 27231, 27251, 27271, 27281, 27291, 27331, 27341 and 27351 Ridge Lake Court. On the county map, a 2.47 acre lake touches the rear of four of those lots and lies 7 to 12 meters from three more, and a 3.13 acre lake lies 9 to 11 meters from the last three.

Do River Ridge homes back onto the golf course?

Only one lot does on the county map. 27211 Ridge Lake Court touches the Bonita Bay Club’s Marsh Golf Course parcel; every other River Ridge lot is 34 to 335 meters from it. Whether a course is visible from a particular lanai is something to check in person rather than assume from the neighborhood name or a listing photo.

Is River Ridge on the river, and do homes have docks?

No River Ridge lot touches tidal water on the county map, and no card or parcel record shows a boat dock or seawall. The county’s water layer maps tidal water under tree canopy 31 to 86 meters behind the west-side lots, past a strip with no parcel record. Boaters use the Bonita Bay Marina or the master association’s parks.

Is River Ridge a gated community?

Yes, as part of Bonita Bay. Ridge Lake Court is inside Bonita Bay’s gated entries, and the master association runs the gates and its Community Patrol. River Ridge has no separate gate of its own on any record we read; guest access follows the master association’s gate procedures.

What amenities come with a River Ridge home?

Every Bonita Bay Community Association amenity: about 12 miles of paths, the waterside parks, the Private Beach with its resident shuttle, the gated entries and the Community Patrol. Each River Ridge home has its own pool. The Bonita Bay Club’s golf, racquet sports, fitness and dining are optional and separate.

Does River Ridge require a Bonita Bay Club membership?

No. The Bonita Bay Club is a separately owned, member-owned private club, and buying a River Ridge home neither makes you a member nor requires you to join. The Club does not publish its initiation fees or dues on its public website.

Can I use the Bonita Bay beach without a Club membership?

Yes. The Private Beach on Hickory Boulevard belongs to the Bonita Bay Community Association, and every River Ridge owner is a member of it automatically. It was rebuilt after Hurricane Ian and is served by a resident shuttle.

What are the HOA fees at River Ridge?

The master Bonita Bay Community Association assessment applies to every River Ridge home, but the association does not publish its current figure, its resale charge or a neighborhood-level fee. The exact amounts appear on the estoppel certificate and in the disclosure package for the home you are buying. Bonita Bay has no CDD and no special taxing district.

Does River Ridge have its own homeowners’ association?

We found no separate River Ridge corporation on a primary record. The Bonita Bay Community Association, Inc. (Florida document number N07041) is the master association and owns the Unit 7 common tracts behind the lake-side lots. Whether a River Ridge neighborhood association levies its own assessment is confirmed from the estoppel certificate and disclosure package.

Is there a special assessment at River Ridge right now?

The master association’s $500 per unit beach-rebuild assessment, approved March 20, 2025, was due June 30, 2025 and is past. Whether any assessment is pending for River Ridge appears on the estoppel certificate and in the association’s budget and board records for the home you are buying.

Is River Ridge a 55+ community?

No. No source we reviewed describes River Ridge or Bonita Bay as age-restricted. The county roll, the master association’s public pages and the master Declaration provisions summarized on this page set no age requirement, so buyers of any age can purchase a River Ridge home.

Can I rent out a River Ridge home?

Leasing is governed by the master Declaration and Rules and by any neighborhood restrictions recorded for Unit 7. The Southwest Florida MLS rental pull of September 30, 2026 showed no River Ridge rentals in the prior 12 months. Read the lease terms in the governing documents before buying with rental income in mind.

What flood zone is River Ridge in?

Zone AE with a base flood elevation of 9 feet, at the center of every one of the 23 lots on FEMA’s National Flood Hazard Layer, measured November 3, 2026, on panel 12071C0654G effective November 17, 2022. The west-side lot outlines also touch AE 10. The home’s elevation certificate sets its flood rating.

Do I need flood insurance in River Ridge?

If you buy with a federally backed mortgage, almost certainly: every River Ridge lot touches Zone AE, a Special Flood Hazard Area, and 22 of the 23 lot centers sit in it; the lender’s flood determination for the house decides. Without a mortgage it is your choice, and inside Evacuation Zone A most owners carry it. The premium follows the home’s elevation certificate, and the City’s CRS Class 5 rating gives NFIP policies a 25% discount.

What evacuation zone is River Ridge in?

Lee County Evacuation Zone A (storm surge zone 1), at every one of the five River Ridge points we ran on November 3, 2026. Zone A is the first area Lee County orders to evacuate when a storm threatens the coast.

What is the typical sold price for a River Ridge home?

With only two qualified sales in 60 months there is no meaningful typical price. On the Lee County record, 27270 Ridge Lake Court sold for $2,250,000 on April 30, 2024 and 27221 Ridge Lake Court for $2,200,000 on May 28, 2025, about $607 and $682 per county heated square foot.

How many River Ridge homes are for sale now?

None active on the Southwest Florida MLS pull of September 30, 2026. One home, 27330 Ridge Lake Court, was pending at an asking price of $2,100,000 after 149 days on market; that is an asking price under contract, not a sale price. You can browse current listings with our team.

What schools serve River Ridge?

Lee County public schools use proximity-based choice: a student ranks schools in the proximity zone for the address. Under the district’s 2025-2026 plan, nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Confirm the zone for a specific Ridge Lake Court address with the district’s locator.

How does River Ridge compare with Creekside?

On the same 60-month county yardstick, Creekside recorded 24 qualified sales at a $2,342,500 median and $595 per heated square foot across 103 homes; River Ridge recorded 2 sales, at $2,200,000 and $2,250,000, across 23 homes. Both are 1990s pool-home neighborhoods, with median heated areas of 3,777 and 3,436 square feet.

How do I buy a home in River Ridge?

Start with a buyer consultation on our buying page. With 23 homes and rare listings, the edge is knowing when one is coming and having financing, inspection and insurance quotes lined up so you can move on the day it lists. We read the county card, flood record and association documents with you before you write.

Frequently Asked Questions, Seller Edition

These are the questions River Ridge owners ask us before they list, answered from the Lee County record and all 23 River Ridge field cards, FEMA’s flood layer, the master association’s public pages and the Southwest Florida MLS figures pulled on September 30, 2026, and from the way we market Bonita Bay homes.

What is my River Ridge at Bonita Bay home worth?

Your River Ridge home’s value starts from the neighborhood’s two qualified deeds of the last 60 months: $2,250,000 for 27270 Ridge Lake Court on April 30, 2024 and $2,200,000 for 27221 on May 28, 2025, about $607 and $682 per county heated square foot. Two sales are a starting point, not a market, so we add the pending asking price at 27330, comparable 1990s pool homes elsewhere in Bonita Bay, and your home’s size, lot, lake class and condition.

Who is the best listing agent for River Ridge at Bonita Bay?

The best listing agent for River Ridge is one who prices from the neighborhood’s own thin record and explains it to buyers. McGreevy and Comisar are the #1 team in Southwest Florida since 2012, Top 1% nationally since 2008, with over $900 million in personal sales, and this guide shows the work: every River Ridge deed of five years, all 23 county cards, the lake and golf edges measured on the county map and the flood zone measured at every lot.

How should I price my River Ridge home with so few sales?

Price it from three layers rather than one median. First, the two River Ridge deeds of $2,200,000 and $2,250,000. Second, the asking price of $2,100,000 under contract at 27330 Ridge Lake Court on the September 30, 2026 MLS pull. Third, the deeper Bonita Bay record for similar homes, where Creekside’s 24 qualified sales recorded a $2,342,500 median and $595 per heated square foot. Then adjust for your size, lake class, renovation and roof age.

Why is there no median price for River Ridge on this page?

Because two sales cannot make a reliable median. In the 60 months since November 2021 the Lee County record shows only two qualified River Ridge sales, so we list both rather than present a midpoint as a market price. Older deeds, such as the 2018 to 2021 sales between $810,000 and $1,775,000, describe a different market and are history, not a current price for your home.

What did River Ridge homes sell for in the last 12 months?

No qualified River Ridge sale was recorded in the 12 months to November 3, 2026 on the Lee County record, which runs through September 2026. The most recent qualified sale was 27221 Ridge Lake Court at $2,200,000 on May 28, 2025. With 23 homes, a year without a sale is normal and does not by itself signal weak demand.

What does the pending sale at 27330 Ridge Lake Court tell me?

It tells you what a seller asked and a buyer agreed to discuss, not what closed. The Southwest Florida MLS pull of September 30, 2026 shows 27330 Ridge Lake Court pending at an asking price of $2,100,000, 3,644 living square feet and 149 days on market. The contract price is not public until the deed records, so treat the asking price as a ceiling marker, not a comparable sale.

How fast do River Ridge homes sell?

There is not enough River Ridge data to state a typical time. The one River Ridge listing on the Southwest Florida MLS pull of September 30, 2026 went under contract after 149 days on market, and no River Ridge home closed through the MLS in the 12 months to that date. Pricing to the evidence and preparing the documents before listing shorten the time more than anything else.

Why does the county square footage differ from my listing square footage?

The Lee County Property Appraiser records heated area under its own measuring rules, and the MLS records living area as the listing agent reports it, so the two can differ for the same house. On 27330 Ridge Lake Court both read 3,644 square feet, but that is not guaranteed for your home. We publish one figure with its source and price per square foot on that same basis.

Does a lake lot sell for more in River Ridge?

The county treats lake lots differently: ten River Ridge lots carry the “SFR LAKE” land class and the other thirteen plain “SFR”. With only two qualified sales in five years, both on different sides of the street, the record cannot isolate a lake premium for River Ridge. We show buyers the measured lake distances for your lot and let comparable Bonita Bay lake sales frame the difference.

Should I market my River Ridge home as a golf course home?

Only if it is 27211 Ridge Lake Court, the one River Ridge lot that touches the Bonita Bay Club’s Marsh Golf Course parcel on the county map. Every other lot sits 34 to 335 meters from that parcel. Calling a home a golf course home when it is not invites disappointment at the showing, so we describe the view you actually have.

Can I advertise river frontage or a dock?

No. No River Ridge lot touches tidal water on the county map, and no field card or parcel record shows a boat dock or seawall. The county’s water layer places tidal water under tree canopy 31 to 86 meters behind the west-side lots. We market the lake, the pool, the lot and the Bonita Bay waterside parks and marina access instead.

How much does my pool and screen enclosure matter to buyers?

Every River Ridge home has a residential pool on its county card, so a pool is expected here rather than a bonus. What separates homes is condition: the age of the pool surface, the heater or heat pump, and the screen enclosure, listed on 22 of 23 cards. A recently resurfaced pool and a sound cage help a home stand out against the other 22.

What should I fix before listing a 1990s River Ridge home?

Start with what buyers’ inspectors and insurers check first: the concrete tile roof’s age and underlayment, the air conditioning systems, the pool equipment and screen enclosure, the water heater and the electrical panel. Homes built from 1990 to 2000 often need a roof certification and a four-point inspection for insurance, so having those reports in hand before listing removes surprises.

Does a slab foundation or stem wall foundation affect my sale?

It can affect the flood conversation. Twenty-one River Ridge cards record a stem wall foundation and two, 27280 and 27330, a slab on grade; the card’s floor-height field reads 1 to 2 feet on 17 homes. The elevation certificate, not the card, sets the flood rating, so ordering one before listing lets buyers price flood insurance quickly.

Will missing hurricane shutters hurt my River Ridge sale?

They can raise a buyer’s insurance quote. Eleven of the 23 River Ridge field cards list no opening protection, while the rest list panel and electric shutters, partial shutters, accordion or panel shutters, or hurricane glass. A current wind mitigation report shows exactly what your home has and is one of the cheapest documents a seller can provide.

What flood zone will buyers see for my River Ridge home?

Zone AE with a base flood elevation of 9 feet. FEMA’s National Flood Hazard Layer, measured November 3, 2026, places the center of 22 of the 23 River Ridge lots in AE 9 (the center of 27311 reads Zone X) on panel 12071C0654G, effective November 17, 2022, and the west-side lot outlines also touch AE 10. Buyers with a federally backed mortgage will need flood insurance, so a current elevation certificate matters.

Do I have to disclose flood history when selling in River Ridge?

Yes. Florida’s flood disclosure law requires a seller of residential property to state on a form whether they have filed a flood insurance claim, received federal flood assistance, or know of flooding that damaged the home. River Ridge sits in Zone AE and Evacuation Zone A, so buyers will read this form closely, and an honest, complete answer protects the sale.

How does Evacuation Zone A affect a River Ridge sale?

All five River Ridge points we ran on November 3, 2026 sit in Lee County Evacuation Zone A, storm surge zone 1, the first area ordered out when a storm threatens. Buyers from out of the area sometimes ask about it; the answer is that most of coastal Bonita Bay shares the zone, and the home’s elevation, construction and insurance are what set its risk.

What insurance documents should I have ready to sell?

Have a wind mitigation report, a four-point inspection, a roof certification and the elevation certificate ready before listing. For a River Ridge home built from 1990 to 2000 with a concrete tile roof and, on many cards, partial or no opening protection, those four reports let buyers get firm wind and flood quotes within days instead of weeks, which keeps contracts on schedule.

What association documents will a River Ridge buyer ask for?

Florida’s homeowners’ association statute requires a disclosure summary before the contract, and buyers will expect the estoppel certificate, the master Declaration, By-Laws and Rules, and any recorded neighborhood restrictions for Bonita Bay Unit 7. Ordering the estoppel early tells you the exact assessment, any balance and the resale charge so there are no surprises at closing.

Does River Ridge have its own association that I must deal with?

We found no separate River Ridge corporation on a primary record. The Bonita Bay Community Association, Inc., Florida document number N07041, is the master association and owns the Unit 7 common tracts behind the lake-side lots on the county roll. The estoppel certificate and disclosure package confirm whether any neighborhood-level association or assessment applies to your home.

Who pays the Bonita Bay resale charge when I sell?

That depends on the master association’s current rules and on your contract. The Bonita Bay Community Association does not publish its resale or capital charge on its public pages, so the amount appears on the estoppel certificate. Florida contracts allocate association charges between buyer and seller, and we negotiate that line before you sign.

Is the Bonita Bay beach assessment still owed?

No. The master association’s $500 per unit beach-rebuild assessment was approved March 20, 2025 and was due June 30, 2025, so it is past. Your estoppel certificate will show any balance actually owed on your account and any assessment adopted since, which is why we order it as soon as you decide to list.

Does my Club membership affect my River Ridge sale?

Membership in the Bonita Bay Club is separate from the home. The Club is member-owned and optional, and buying a River Ridge home neither requires nor includes a membership. How a selling member resigns or transfers a membership is set by the Club’s own rules, which are not published, so review them with the Club before you list.

Do I need anyone’s approval to sell my River Ridge home?

Bonita Bay’s governing documents control any approval or notice a sale requires, and the estoppel process is where the master association confirms what is owed. Read the master Declaration and any Unit 7 restrictions in the disclosure package. We have not found a public record of a River Ridge right of first refusal, but the documents, not this page, decide.

Do I need a permit record for work done on my River Ridge home?

Buyers and their insurers will ask for one. River Ridge is inside the City of Bonita Springs, so building, roofing, pool and electrical permits are City of Bonita Springs permits, searchable by address. Pulling your permit history before listing lets you close any open permit and show the dates of the roof, air conditioning and pool work.

How does the 50% rule affect buyers who want to renovate River Ridge homes?

In a Zone AE neighborhood, the City of Bonita Springs applies the federal substantial improvement rule: if improvement or repair costs reach 50% of the structure’s market value, the home must be brought up to current flood elevation standards. Buyers planning a major remodel of a 1990s River Ridge home will weigh this, so knowing your elevation certificate figures helps you answer them.

What zoning applies to River Ridge lots?

Every River Ridge lot is zoned PUD on the Lee County parcel layer, part of Bonita Bay’s planned development inside the City of Bonita Springs. Use and setbacks follow the planned development and the master association’s Design Review, so a buyer planning an addition or a new home should expect both City and master association review.

Should I renovate or sell my River Ridge home as is?

That depends on the gap between your home’s condition and the two recent deeds at $2,200,000 and $2,250,000. Updated homes compete with those figures; homes with original 1990s kitchens, baths or roofs draw buyers who price in their renovation and the 50% rule. We compare the cost of targeted updates against the price difference before recommending either path.

How do Creekside and Spring Ridge sales help price my home?

They give River Ridge the depth it lacks. Creekside, the closest match on our yardstick, recorded 24 qualified sales in 60 months at a $2,342,500 median and $595 per heated square foot, with a median heated area of 3,777. Spring Ridge, a size class larger at a 4,928 median, recorded 12 sales at a $3,800,000 median. River Ridge’s two deeds sit near Creekside’s level.

What do the $100 deeds on Ridge Lake Court mean?

They are nominal-consideration transfers, not sales. In the 60-month window the county record shows $100 or $0 deeds on 27280, 27221, 27350 and 27301 Ridge Lake Court; deeds like these often move a home into a trust, between relatives or through an estate, though the record does not say why. They carry no price information, so we never use them to value a home.

How does the county’s market value compare with what my home will sell for?

The county’s 2026 market values on River Ridge cards run from $1,184,634 to $3,068,686, but they are tax roll estimates, not sale prices. The two qualified sales of 2024 and 2025 closed at $2,250,000 and $2,200,000. Buyers sometimes quote the county figure, so we show them the deed record and comparable sales instead.

How much do River Ridge homes vary in size?

Enough that one price per square foot cannot fit them all. County heated area runs from 2,537 square feet at 27351 Ridge Lake Court to 5,789 at 27281, the only two-story home, with a median of 3,436. Lots run from 0.419 to 0.808 acre. We price a smaller home and a larger one from different comparables.

How do you market a River Ridge home?

We lead with what the record proves: a one-street neighborhood of 23 pool homes inside gated Bonita Bay, the lot size and lake class, the master association amenities and the Private Beach. We add professional photography, the elevation certificate and inspection reports, and we reach the buyers who search Bonita Bay single-family homes rather than the whole county.

How do I get a free valuation of my River Ridge home?

Request one on our home valuation page or our Bonita Bay home valuation page. We start from the two River Ridge deeds, the pending asking price at 27330 and the Creekside record, then visit the home to account for its size, lot, lake class, pool and condition before giving you a price range.

Sources and Authoritative References

Every River Ridge fact on this page comes from a recorded instrument or state record, a county, city, state or federal record, the the Bonita Bay Community Association’s or the Bonita Bay Club’s own published pages, a named news report, or the Southwest Florida MLS figures pulled on September 30, 2026. Every link below was checked and answered on November 3, 2026; recorded instruments are cited by book and page or instrument number in the text.

Lee County Parcel, Tax, Hazard and District Records

  1. Lee County GIS, Evacuation Zones dataset
  2. Lee County GIS, Evacuation Zones feature service (point queries at five River Ridge parcels, November 3, 2026)
  3. Lee County GIS, hydrography (HydroPoly) feature service: the two lakes behind the east-side lots and the tidal water west of the street, read November 3, 2026
  4. Lee County GIS, parcel feature service: River Ridge lot areas, the Unit 7 common tracts, neighboring parcels, golf course parcels and boat dock and seawall fields, read November 3, 2026
  5. Lee County Property Appraiser, parcel roll, all 23 single-family field cards and qualified-sale file for River Ridge at Bonita Bay (index built November 3, 2026)
  6. Lee County Tax Collector, tax bills and TRIM notices
  7. Lee County Property Appraiser card, 27270 Ridge Lake Ct (Lot 4; 0.808 acre, the largest lot; $2,250,000 on April 30, 2024)
  8. Lee County Property Appraiser card, 27221 Ridge Lake Ct (Lot 12; lake land class; $2,200,000 on May 28, 2025)
  9. Lee County Property Appraiser card, 27330 Ridge Lake Ct (Lot 2; slab on grade; the MLS RIVER RIDGE listing, pending September 30, 2026)
  10. Lee County Property Appraiser card, 27281 Ridge Lake Ct (Lot 16; 5,789 sq ft, the largest home and the only two-story card)
  11. Lee County Property Appraiser card, 27351 Ridge Lake Ct (Lot 23; 2,537 sq ft, the smallest home; frame and stucco walls)
  12. Lee County Property Appraiser card, 27211 Ridge Lake Ct (Lot 11; lake land class; the one lot that meets the Marsh course parcel)
  13. Lee County Property Appraiser card, 27251 Ridge Lake Ct (Lot 14; built 2000, the newest home)
  14. Lee County Property Appraiser card, 27311 Ridge Lake Ct (Lot 19; 0.419 acre, the smallest lot)
  15. Lee County Property Appraiser card, 27280 Ridge Lake Ct (Lot 3; slab on grade; $100 deed in January 2022)
  16. Lee County Property Appraiser card, 27350 Ridge Lake Ct (Lot 1; waterfall pool; $100 deed in November 2023)
  17. Lee County Property Appraiser card, 27301 Ridge Lake Ct (Lot 18; $0 and $100 deeds in late 2024)
  18. Lee County Property Appraiser card, 27210 Ridge Lake Ct (Lot 10; waterfall pool)
  19. Lee County Property Appraiser card, 27291 Ridge Lake Ct (Lot 17; lake land class; backs onto Montara lots)
  20. Lee County Property Appraiser card, 27331 Ridge Lake Ct (Lot 21; lake land class; frame and stucco walls)

City of Bonita Springs

  1. Bill of Incorporation and City Charter (codified 2012)
  2. City Ordinance No. 22-05, Flood Hazard Reduction
  3. City of Bonita Springs Community Development
  4. Bonita Springs Fire Prevention plan review application (City Community Development)
  5. City Zoning District Map Book (July 6, 2011)
  6. City Community Development, how to use online services
  7. City of Bonita Springs, FEMA Community Rating System (Class 5)
  8. City CRS Floodplain Management Plan, FY 2025-26 progress report
  9. City substantial improvement and damage toolkit (revised May 25, 2024)
  10. City of Bonita Springs, area maps
  11. City of Bonita Springs, history (1999 incorporation vote)
  12. City zoning ordinances
  13. City zoning resolutions
  14. City of Bonita Springs, apply for a building permit
  15. City of Bonita Springs, Hurricane Ian information
  16. City news release, FEMA decision to maintain the City’s CRS classification
  17. City of Bonita Springs, Hurricane Ian progress report
  18. City news, Waste Management single-day collection
  19. City services, Bonita Springs Utilities
  20. City of Bonita Springs, 25th anniversary
  21. City of Bonita Springs, flood protection information
  22. City of Bonita Springs, Milton
  23. City services, Fire Control and Rescue District
  24. City services, Florida Power and Light
  25. City of Bonita Springs, Hurricane Ian CDBG-DR grant management
  26. City of Bonita Springs, stormwater and drainage

State of Florida

  1. Florida Division of Corporations (Sunbiz): Bonita Bay Community Association, Inc., document N07041
  2. Section 553.899, Florida Statutes (milestone structural inspections)
  3. Florida Department of Environmental Protection
  4. Florida Department of Revenue, documentary stamp tax
  5. Florida Department of Financial Services, My Safe Florida Home
  6. Citizens Property Insurance Corporation
  7. Florida Highway Safety and Motor Vehicles
  8. Florida Office of Insurance Regulation
  9. Florida Building Commission, Florida Building Code 8th Edition (2023)
  10. Florida Division of Emergency Management, Know Your Zone
  11. Section 689.302, Florida Statutes (flood disclosure in residential sales)
  12. Section 720.303, Florida Statutes (HOA records and budgets)
  13. Section 720.3085, Florida Statutes (payment for assessments; buyer and seller liability)
  14. Section 720.30851, Florida Statutes (estoppel certificates)
  15. Section 720.401, Florida Statutes (HOA disclosure summary)
  16. Florida Department of Financial Services, consumer services
  17. South Florida Water Management District

Federal

  1. US Census Bureau geocoder (used to locate the master association office, Club, Promenade, Creekside and office addresses)
  2. FEMA National Flood Hazard Layer (point and lot queries at all 23 River Ridge home parcels, November 3, 2026)
  3. FloodSmart, the National Flood Insurance Program consumer site
  4. US Department of Housing and Urban Development, fair housing
  5. NOAA National Hurricane Center
  6. NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Ian
  7. NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Helene
  8. NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Milton
  9. National Weather Service, Miami and South Florida forecast office

Schools

  1. Bonita Springs High School
  2. Bonita Springs Middle School
  3. School District of Lee County, 2025-2026 Student Enrollment Plan
  4. School District of Lee County, middle schools directory
  5. School District of Lee County, school zones (2026-2027 plan approved December 1, 2025)
  6. School District of Lee County, school zone locator
  7. WGCU, July 9, 2025, Lee County school grades

Utilities and Public Safety

  1. Bonita Springs Utilities
  2. Bonita Springs Utilities, history
  3. Bonita Springs Fire Control and Rescue District
  4. Florida Power and Light

Bonita Bay Associations

  1. BBCA, Bonita Bay Club
  2. BBCA, Bonita Bay Marina and Backwater Jacks
  3. BBCA, Community Association (automatic membership; what it maintains)
  4. BBCA Awards and Recognitions 2026
  5. BBCA Media Brochure, January 2026
  6. BBCA Open House Guidelines
  7. BBCA Street and Neighborhoods table (Ridge Lake Court)
  8. BBCA neighborhoods map
  9. BBCA facilities and amenities map
  10. BBCA trails map
  11. BBCA, Private Beach
  12. BBCA, property maps
  13. BBCA, realtor and buyer resources
  14. BBCA, style of living
  15. BBCA, the parks of Bonita Bay
  16. BBCA, vision (Spring Creek, Imperial River, Estero Bay)
  17. Wild Pines of Bonita Bay, recap of the BBCA March 20, 2025 meetings ($500 beach special assessment), posted March 26, 2025

Bonita Bay Club, Marina and Developer

  1. Bonita Bay Club, Hurricane Ian update, October 13, 2022
  2. Bonita Bay Club, dining
  3. Bonita Bay Club, golf
  4. Bonita Bay Club, Lifestyle Center
  5. Bonita Bay Club, our community
  6. Bonita Bay Club, Sports Center
  7. Bonita Bay Marina
  8. Bonita Bay Marina, about the marina (36-inch draft)
  9. Bonita Bay Marina, Backwater Jacks
  10. Hunter PR, Bonita Bay Club membership approves $110 million clubhouse project
  11. PR Newswire, Bonita Bay Club Bay Island course to reopen, November 8, 2019

News Reports

  1. WGCU, November 21, 2024 CRS outcomes in Lee County
  2. Business Observer, Bonita Bay Club members buy club real estate from developer, April 2, 2010
  3. NPR, October 1, 2022, Hurricane Ian in Bonita Springs
  4. Spotlight News, Bonita Bay Marina now in residents’ hands
  5. Tampa Bay Times, September 29, 2022, Ian storm surge on Little Hickory Island
  6. WGCU, January 27, 2026, the purpose of FEMA’s flood maps and revisions
  7. WGCU, Lee County single-day trash pickups, April 15, 2024
  8. WGCU, July 19, 2024, Lee communities retain flood insurance rates for now
  9. WUSF, April 1, 2024, FEMA flood insurance rates and Lee County communities
  10. WUSF, October 1, 2022, Bonita Springs residents recover from Ian storm surge

Healthcare

  1. NCH North Naples Hospital
  2. NCH Healthcare System, locations (NCH Bonita emergency department)
  3. South Florida Hospital News, Lee Health Coconut Point freestanding emergency department
  4. South Florida Hospital News, NCH Bonita emergency department recognition
  5. NCH Healthcare System

Architecture References

McGreevy and Comisar Neighborhood Guides Cited for Comparison

  1. Creekside at Bonita Bay guide (the rival; 60-month figures re-derived for this page)
  2. Spring Ridge at Bonita Bay guide
  3. Montara at Bonita Bay guide (the neighbor to the north and east)
  4. Arbor Strand at Bonita Bay guide (the neighbor to the west)
  5. Anchorage at Bonita Bay guide

Market Data

  1. Southwest Florida MLS, River Ridge closed, active, pending and rental records, pulled September 30, 2026 (0 closed in 12 months, 0 active, 1 pending, 0 leased rental records)
  2. Lee County Property Appraiser recorded sales, through September 2026 (2 qualified River Ridge sales in 60 months; newest recorded River Ridge sale May 28, 2025)
  3. Lee County records cited in the county legal descriptions: Bonita Bay Unit 7, Plat Book 44, Pages 78 to 80 (Block G, Lots 1 to 23); qualified-sale Instruments 2024000125003 and 2025000147985

Downloadable Documents

The official documents below are published by the Bonita Bay Community Association, the City of Bonita Springs, the School District of Lee County, the State of Florida and NOAA. They are the documents we read for this page, and the ones a River Ridge buyer or seller should read before signing. Each link opens the issuing authority’s own copy.

Document Issued by Date What it covers Link
Street and Neighborhoods Bonita Bay Community Association Current posting Assigns Ridge Lake Court, and only Ridge Lake Court, to the River Ridge neighborhood View the street table
Media Brochure, January 2026 Bonita Bay Community Association January 2026 2,400 acres, 3,346 residences, 12 miles of paths, separately owned Club and Marina View the brochure
Open House Guidelines Bonita Bay Community Association Current posting Open house hours, 72-hour notice, sign standard, no SOLD signs View the guidelines
Trails map Bonita Bay Community Association Current posting The path network that connects River Ridge to the parks and the Club View the trails map
Neighborhoods map Bonita Bay Community Association Current posting Where River Ridge sits among Bonita Bay’s neighborhoods View the neighborhoods map
Facilities and amenities map Bonita Bay Community Association Current posting Parks, beach shuttle points and community facilities View the amenities map
Ordinance No. 22-05, Flood Hazard Reduction City of Bonita Springs 2022 City floodplain rules that apply to River Ridge permits, including work on homes below the base flood elevation View Ordinance 22-05
Substantial improvement and damage toolkit City of Bonita Springs Revised May 25, 2024 How the City applies the 50% rule to flood-zone buildings View the toolkit
CRS Floodplain Management Plan, FY 2025-26 progress report City of Bonita Springs FY 2025-26 The program behind the Class 5, 25% NFIP discount View the report
Zoning District Map Book City of Bonita Springs July 6, 2011 Zoning districts by map sheet within city limits View the map book
How to use online services City of Bonita Springs Community Development Current posting The City’s online permit portal, for a home’s permit history View the guide
Student Enrollment Plan 2025-2026 School District of Lee County 2025 Elementary Zone Q, middle Zone GG and the South high school choice zone View the plan
Parks of Bonita Bay Bonita Bay Community Association Current posting Estero Bay Park, Riverwalk Park and Spring Creek Park: boardwalk, boat ramp, kayak launches, bocce, pickleball View the parks page
Tropical Cyclone Report: Hurricane Ian NOAA National Hurricane Center 2023 The official record of Hurricane Ian View the report

The Bonita Bay Unit 7 plat (Plat Book 44, Pages 78 to 80), the recorded master Declaration (Lee County Instrument 2011000142834) and the master association’s By-Laws (Instrument 2020000126919) are public records at the Lee County Clerk, retrieved by book and page or instrument number; none is posted as a free copy online, and any River Ridge neighborhood documents come to a buyer with the disclosure package in a sale.

Market data from Southwest Florida MLS, pulled September 30, 2026. County sales and parcel records from the Lee County Property Appraiser, recorded sales through September 2026. McGreevy and Comisar, Best Realtor for River Ridge. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.