Maple Ridge at Ave Maria - Maple Ridge Reserve

Maple Ridge Reserve is a 51-home enclave of CC Homes estate houses on lots of about a third of an acre inside the master-planned community of Maple Ridge at Ave Maria in Ave Maria, Florida.

McGreevy and Comisar are the team Maple Ridge Reserve owners call first when they are ready to sell, and the team buyers call when they want the full record before they tour. We are Top 1% Real Estate Agents Nationally Since 2008, and this guide was built from every recorded Maple Ridge Reserve sale in the Collier County Property Appraiser, 2026 tax roll data files, the Ave Maria Stewardship Community District’s own per-lot assessment roll, FEMA’s flood map at the parcel level, and CC Homes’ own plan pages for the three Reserve models (CC Homes, Juniper model page, archived May 2015).

The Reserve is different from every other part of Maple Ridge. Its 51 lots measure 0.29 to 0.53 acre on the county parcel layer, with a median of 0.32 acre, about 1.6 times the 8,775-square-foot lot under a 65-foot core Maple Ridge Estate home (Collier County GIS parcel layer). CC Homes built three estate plans here, the Juniper, Keswick and Lucerne, each with a 3-car garage, and closed out the section by the end of 2021 (AMSCD Series 2022A Limited Offering Memorandum). Every purchase today is a resale.

Reserve owners belong to the same homeowners association and use the same Club at Maple Ridge as the rest of the village (Ave Maria Master Association, Associations), and each lot carries the lowest district bill and the lowest bond payoff balance of any Maple Ridge section we measured: $2,066.67 on the 2025 tax bill and a $12,177.02 payoff (AMSCD bond balance and assessment roll).

If you own in the Reserve and are weighing a sale, start with the track record below, the full list of recorded sales, the resale pairs and the seller section, then call Jesse. If you are buying, the lot table, the three plans, the flood findings for all 51 lots and the district bill will tell you whether the Reserve fits before you tour.

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated October 2026.

Why McGreevy and Comisar Are the Best Realtor for Maple Ridge Reserve

McGreevy and Comisar are the best realtor for Maple Ridge Reserve because the record shows it: the #1 team in Southwest Florida since 2012, Top 1% nationally since 2008, over $900 million in personal sales, and a Maple Ridge Reserve read built from all 51 lots and every one of the 59 qualified sales the county has recorded there since June 2016.

If you’re searching for the best realtor for Maple Ridge Reserve in Maple Ridge at Ave Maria, Ave Maria, whether you’re ready to sell your Maple Ridge Reserve home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. You can read more about our team.

That matters in the Reserve for a specific reason: a Reserve home is hard to price. There are only 51 of them, each sits on a lot of a different size and shape, the three CC Homes plans were sold with very different option packages, and no Reserve home has recorded a qualified sale since March 2025 (Collier County Property Appraiser, 2026 tax roll data files). A listing agent who prices a Reserve estate home from a town-wide average, or from a core Maple Ridge home on a 65-foot lot, misses the land, the garage, the plan and the options that set the Reserve apart.

Maple Ridge Reserve recorded sales (all history, the first window with 10 or more closings): Collier County recorded zero qualified Maple Ridge Reserve sales in the 12 months to August 2026. The newest qualified sale is 5344 Chandler Way, $775,000, recorded 3 March 2025 (Official Records Book 6447, Page 1830). Because no window shorter than the Reserve’s full history holds ten or more closings, we widen to all history: 59 qualified sales since 3 June 2016, made up of 45 builder-direct CC Homes closings at a $498,100 median and 14 resales at a $747,500 median, ranging from $445,000 to $1,050,000 (Collier County Property Appraiser, 2026 tax roll data files, extract dated 29 August 2026, recorded Collier sales indexed through 24 August 2026). We tracked every one of the 59 qualified Maple Ridge Reserve sales in the county record since June 2016 and paired the 12 homes that have resold with their earlier purchase. The Southwest Florida MLS shows the same quiet: no Reserve home closed through the MLS in the 12 months to 16 October 2026, and one was listed for sale on 16 October 2026, 5345 Allen Place at $1,000,000 (Southwest Florida MLS, Matrix, counted by Reserve street address). We will walk you through each deed on request.

For Maple Ridge Reserve sellers: premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database and discretion when a sale needs to stay quiet. That last point is practical in the Reserve: the Maple Ridge HOA’s posted Rules bar signs of any kind on a lot, including “For Sale” signs (Maple Ridge at Ave Maria HOA, Rules and Regulations), so the buyer has to come from marketing, not the yard. We build the file a Reserve buyer will ask for before the first showing: the HOA estoppel ($299, or $119 more for expedited delivery, per the Miami Management estoppel request form), the separate Ave Maria Master Association estoppel that every Ave Maria sale requires, the district’s $12,177.02 per-lot bond balance (which the district’s roll says “does not have to be paid off at closing”), and the flood file for your exact lot, because every Reserve lot is mapped inside FEMA’s Special Flood Hazard Area.

For Maple Ridge Reserve buyers: the first question is which street and which lot, because the Reserve’s lots run from 0.29 to 0.53 acre and the land is a large part of what you are paying for. The second is flood insurance, because all 51 lots lie inside FEMA’s high-risk flood area and a federally backed mortgage on any of them requires a flood policy (Collier County 2026 Flood Protection Newsletter). The third is the district bill, $2,208.89 per lot on the November 2026 tax bill, on top of the HOA and Master Association. Sellers and buyers comparing the best real estate agents in Ave Maria should ask each one to answer those three questions for a specific Reserve address; we answer them below.

Honors and recognition:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Selling your Maple Ridge Reserve home? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072.

Buying a home in Maple Ridge Reserve? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

Key Takeaways: What Should Every Maple Ridge Reserve Buyer and Seller Know First?

Maple Ridge Reserve is a closed-out section of 51 CC Homes estate homes on lots of about a third of an acre, where every purchase is a resale, every lot sits in FEMA’s high-risk flood area, the district bill is about $2,067 a year per lot, and owners share the Club at Maple Ridge. These are the facts that move price and the decision.

• Size and plat: 51 home lots and 7 common tracts (58 parcels on the county roll) on about 29.8 acres, recorded as “Maple Ridge Reserve at Ave Maria, Phase 1”, Plat Book 59, Pages 51 to 53, on three streets: Chandler Way, Chesterfield Drive and Allen Place (Collier County Property Appraiser, 2026 tax roll data files).
• Lot sizes: lots of about a third of an acre on average (0.29 to 0.53 acre, median 0.32), measured for all 51 lots from the county parcel layer; 20 of the 51 are a full third of an acre or more, and the largest is 0.53 acre at 5335 Chesterfield Drive (Collier County GIS parcel layer).
• Plans: CC Homes’ three Reserve models were the one-story Juniper (3 bedrooms, 3,211 a/c sq ft), the Keswick (4 bedrooms, 3,554) and the two-story Lucerne (5 bedrooms, 4,184), each with a 3-car garage (CC Homes, Lucerne model page, archived August 2015).
• Sale record: 59 qualified sales in all recorded history, 45 builder-direct (June 2016 to March 2020, median $498,100) and 14 resales (August 2019 to March 2025, median $747,500); none in the 12 months to August 2026 (Collier County Property Appraiser, 2026 tax roll data files). We list every one below.
• Resale pairs: 11 of the 12 Reserve homes that have resold sold for more at their latest sale than at their first, with a median nominal change of plus 46.7 percent (Collier County Property Appraiser, 2026 tax roll data files).
• Flood: our overlay of every lot on FEMA’s flood map found all 51 lots 100 percent inside the Special Flood Hazard Area, 46 with their center in Zone AH and 5 in Zone AE, on panel 12021C0255H, effective 16 May 2012 (FEMA National Flood Hazard Layer).
• District bill: the Ave Maria Stewardship Community District bills $2,066.67 per lot on the 2025 tax bill and $2,208.89 for FY 2026-27, adopted 4 August 2026; the bond payoff is $12,177.02 per lot (AMSCD FY 2026-27 budget).
• Fees: the Master Association is $203 a quarter in 2026 (Ave Maria Master Association, payment options); the 2026 neighborhood HOA amount is not published, and the estoppel certificate and the disclosure summary under s. 720.401, Florida Statutes state it.
• Gate: CC Homes marketed the Reserve as “a private enclave” (CC Homes, About Maple Ridge Reserve, archived). Whether the entrance is gated is not stated in the recorded documents we reviewed; ask us and we will confirm it on site, or ask the association’s onsite office.
• Club: The Club at Maple Ridge, a 10,000-square-foot clubhouse at 4995 Brigata Way, is about 2.2 miles or 6 minutes away by car; CC Homes calls it “exclusively accessible for Maple Ridge and Silverwood residents” (CC Homes, Club at Maple Ridge). Reserve homes are in the same HOA, so confirm card or fob access with the onsite office.
• Schools: the Collier County Public Schools 2026-27 lookup assigns Reserve addresses to Ave Maria Elementary, Corkscrew Middle and Palmetto Ridge High (CCPS Attendance Zones).

Table of Contents

• What Is It Like Living in Maple Ridge Reserve as a Homebuyer?
• What Have Maple Ridge Reserve Homes Sold For?
• How Much Have Maple Ridge Reserve Homes Appreciated? The Resale Pairs
• How Did Maple Ridge Reserve Begin?
• What Floor Plans and Homes Are in Maple Ridge Reserve?
• How Big Are the Lots in Maple Ridge Reserve?
• What Amenities Do Maple Ridge Reserve Owners Get?
• What Are the HOA and Master Association Fees in Maple Ridge Reserve?
• How Much Is the Ave Maria Stewardship Community District Assessment on a Maple Ridge Reserve Home?
• What Does a Maple Ridge Reserve Owner Pay Each Year, All In?
• What Do the Maple Ridge Declaration and Rules Say for Reserve Owners?
• Is Maple Ridge Reserve a Gated Community?
• Is Maple Ridge Reserve a 55+ Community?
• Can You Rent Out a Home in Maple Ridge Reserve?
• What Are the Pet Rules in Maple Ridge Reserve?
• Who Controls the Maple Ridge HOA, the Builder or the Owners?
• Is Maple Ridge Reserve in a Flood Zone?
• How Has Ave Maria Fared in Hurricanes, and What Applies to Maple Ridge Reserve?
• How Does Insurance Work for a Maple Ridge Reserve Home?
• Which Schools Serve Maple Ridge Reserve?
• What Zoning, Permits and Nearby Land Shape Maple Ridge Reserve?
• What Is Daily Life Like in Maple Ridge Reserve: Utilities, Trash, Golf Carts and Drive Times?
• How Does Maple Ridge Reserve Compare With Other Ave Maria Neighborhoods?
• Maple Ridge Reserve vs a Core Maple Ridge Estate Home: Which Should You Choose?
• What Are the Honest Pros and Cons of Living in Maple Ridge Reserve?
• Thinking of Selling Your Maple Ridge Reserve Home? List With the #1 Team in Southwest Florida Since 2012
• Your Local Real Estate Experts
• Frequently Asked Questions, Buyer Edition
• Frequently Asked Questions, Seller Edition
• Sources and Authoritative References
• Downloadable Documents

What Is It Like Living in Maple Ridge Reserve as a Homebuyer?

Living in Maple Ridge Reserve means a large CC Homes estate house on about a third of an acre, on one of three short streets behind a single entrance off Ave Maria Boulevard, with two lakes inside the section, Publix about a mile away and the Club at Maple Ridge about six minutes by car. Owners care for their own lawns.

The Reserve is the large-lot corner of Maple Ridge at Ave Maria, the CC Homes village that also holds the core Cove, Garden and Estate collections, Silverwood at Maple Ridge and Coquina at Maple Ridge. There is one neighborhood association for all of them, Maple Ridge at Ave Maria Homeowners Association, Inc., and no separate Maple Ridge Reserve association appears in the state corporation records (Sunbiz, name search “Maple Ridge Reserve”). For the full village picture, including new CC Homes inventory in the core collections, read our Maple Ridge buyer guide.

Who buys in Maple Ridge Reserve?

The Reserve draws buyers who want more house and more land than the rest of Maple Ridge offers, without leaving the village’s club and association: larger households who need four or five bedrooms and a 3-car garage, buyers who want room for a pool, a casita or a workshop, and owners moving up from a smaller Maple Ridge or Silverwood home. It is a settled, owner-occupied street: 43 of the 51 homes, 84 percent, carry a homestead exemption on the 2026 preliminary roll, and only 1 of the 51 is held by an entity (Collier County Property Appraiser, 2026 tax roll data files). That is a data point, not a rule. The Reserve is not age restricted; in Ave Maria only Del Webb Naples is a 55+ community (Ave Maria, FAQs), so buyers who want an active-adult setting compare it with Del Webb Naples. Leasing is allowed only for the whole home, for at least 30 days, and no home may be leased more than twice in any twelve months, with HOA approval (Maple Ridge HOA Rules and Regulations).

The three streets and the single entrance

Maple Ridge Reserve has only three streets, all in ZIP code 34142, and one way in and out. The table gives the lot numbers and house-number ranges from the county parcel layer and roll.

Sources: Collier County GIS parcel layer; Collier County Property Appraiser, 2026 tax roll data files.

A listing labeled “Maple Ridge Reserve” on any other street is not in the platted Reserve; we check the plat name on every address before we call a home a Reserve home. The streets themselves sit on Tract R, a 4.59-acre street tract titled to the Ave Maria Stewardship Community District, a public special district, not to the HOA (AMSCD bond balance and assessment roll; Collier County Property Appraiser, 2026 tax roll data files). Collier County’s 2024 aerial imagery shows a single divided entrance from Ave Maria Boulevard into Chesterfield Drive, with monument walls and a landscaped median, and no other street connection into Silverwood or core Maple Ridge (Collier County 2024 orthoimagery via Esri World Imagery). Whether that entrance is gated is not stated in the recorded documents we reviewed; ask us and we will confirm it on site, or ask the association’s onsite office at 4995 Brigata Way, (239) 867-4527.

What does a typical day look like in Maple Ridge Reserve?

The Reserve sits closer to the town’s shops than Silverwood does, though farther from the club. Measured from 5340 Chandler Way, a central Reserve lot, with free-flow routing on public map data in light traffic, Midtown Plaza and NCH Immediate Care at 5360 Ave Maria Boulevard are about 0.7 mile or 3 minutes away, Publix at 4975 Avila Avenue and La Piazza in the Town Center about 1.1 miles or 4 minutes, and The Club at Maple Ridge at 4995 Brigata Way about 2.2 miles or 6 minutes (OSRM free-flow routing). The club is a drive, not a walk: its resort-style pool, fitness center, aerobics studio, two saunas, massage rooms, pickleball, covered pavilion with grills, playground, dog park and Lifestyle Director are all there, but not steps from the door (CC Homes, Club at Maple Ridge). Electric service is LCEC and water and sewer come from Ave Maria Utility Company, per the HOA’s resident page (Maple Ridge HOA, Useful Information). Golf carts are street legal on most Ave Maria roads, except designated parts of Ave Maria Boulevard, and the Reserve’s only exit is onto that boulevard, so check the segment rules in the AMSCD Golf Cart Handbook before planning cart trips.

Source: free-flow routing from the county parcel centroid of 5340 Chandler Way (OSRM free-flow routing), 2 October 2026. Season traffic runs longer.

What does the town of Ave Maria add for Reserve owners?

Ave Maria supplies what the Reserve does not have inside its entrance: a Town Center with Publix, shops and salons, the Ave Maria Water Park, North Park and South Park, and Master Association amenities shared by every home in town (Ave Maria, Recreation and Amenities). Every Reserve home belongs to the town-wide Ave Maria Master Association as well as the Maple Ridge HOA, and the Master Association fee is $203 a quarter in 2026 (Ave Maria Master Association, payment options). NCH has announced a planned 150-bed hospital in Ave Maria; it is planned, not built (NCH). For schools, the Collier County Public Schools 2026-27 lookup returns Ave Maria Elementary, which opened 11 August 2026 and has no state grade yet, Corkscrew Middle, graded A in 2026, and Palmetto Ridge High, graded B, at every Reserve address we tested (CCPS Attendance Zones; CCPS 2026 school grades). Assignments can change, so confirm with CCPS for your address.

What are the trade-offs of living in Maple Ridge Reserve?

The Reserve buys land and house size inside Maple Ridge, and the trade-offs come with that. A third of an acre is a lot of lawn, and lawn care is the owner’s job; owners also irrigate and maintain the irrigation within their own lot under the HOA’s posted Rules (Maple Ridge HOA Rules and Regulations). Every lot is inside FEMA’s Special Flood Hazard Area, so a federally backed mortgage brings a flood insurance requirement (Collier County 2026 Flood Protection Newsletter). There are no new homes: CC Homes closed all 51 to buyers by 31 December 2021 (AMSCD Series 2022A Limited Offering Memorandum), and with 51 homes, listings are few; the county recorded no qualified Reserve sale in the 12 months to August 2026 (Collier County Property Appraiser, 2026 tax roll data files). The drives to the coast are real, too: about 39 minutes to I-75 and just under an hour to downtown Naples or RSW without traffic (OSRM free-flow routing). Buyers who want a new home on a big lot look at the core Estate collection or at Pulte’s Avalon Park; buyers who want golf look at The National Golf and Country Club.

Selling a Maple Ridge Reserve home? Start with a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Have Maple Ridge Reserve Homes Sold For?

Maple Ridge Reserve homes have recorded 59 qualified sales since June 2016: 45 builder-direct CC Homes closings at a $498,100 median and 14 resales at a $747,500 median, from $445,000 to $1,050,000. No qualified sale was recorded in the 12 months to August 2026; the newest is $775,000 at 5344 Chandler Way on 3 March 2025.

Data updated: October 2026 (Collier County Property Appraiser, 2026 tax roll data files, extract dated 29 August 2026)

Every figure in this section is a Collier County recorded, DOR-qualified sale of an improved Reserve home above $1,000, from the Collier County Property Appraiser, 2026 tax roll data files, with recorded Collier sales indexed through 24 August 2026. A sale counts as builder-direct when it is the home’s first priced deed from CC Homes; every later qualified sale is a resale. Across all 59 sales the median is $519,400, but the builder and resale markets are different enough that we report them separately.

Why there is no recent median for Maple Ridge Reserve

We quote a median only for a window that holds at least ten closings, and we widen the window until one does: 12 months, then 24, 36, 60 months, then all history. For the Reserve, the 12 months to August 2026 hold no qualified sale at all, and every shorter window holds fewer than ten, so the first window with ten or more closings is the Reserve’s full recorded history (Collier County Property Appraiser, 2026 tax roll data files). Under that rule, the honest form is the list itself, so we publish every qualified sale below rather than a “typical price” built on two or four deeds. The 14-resale median of $747,500 is an even-count median: it is the average of the 7th and 8th resale prices in order, $720,000 and $775,000. Deeds recorded on Reserve homes since March 2025 have been $0 or nominal transfers, not sales.

Every qualified Maple Ridge Reserve sale since 2016

We tracked every one of these 59 sales address by address against the Official Records book and page. Rows run oldest first.

Source: Collier County Property Appraiser, 2026 tax roll data files (extract dated 29 August 2026). The highest recorded prices in the Reserve are both at 5328 Chandler Way: $1,056,600 from CC Homes on 15 November 2016 and $1,050,000 on resale on 14 April 2021. Eight other priced deeds on Reserve homes were not qualified by the county and are excluded; the county does not publish its reasons, so we do not treat any of them as a market sale.

Builder-direct sales by year

Source: Collier County Property Appraiser, 2026 tax roll data files. The builder-direct median falls each year because the plan and option mix changed: the 2016 closings include the highest-priced homes, and later closings skew toward smaller plans and fewer options. Which plan sold on which lot is not public, so this is not a price decline. CC Homes’ own 2015 base prices for the Reserve ran from $389,990 for the Juniper to $464,990 for the Lucerne (CC Homes, Keswick model page, archived July 2015), so most of the spread above those numbers is options, lot and upgrades.

Resales by year

Source: Collier County Property Appraiser, 2026 tax roll data files. Resales have run at one to six a year since the builder finished, with 2021 the busiest year. Since the start of 2021 the Reserve has recorded 12 resales of 11 homes, because 5344 Allen Place sold in 2021 and again in 2022.

What the county record cannot tell you about Maple Ridge Reserve

A recorded deed carries the price, the date and the parties. It carries no list price, no days on market, no price reductions, no concessions paid to the buyer, and no record of homes listed today that have not sold. The Southwest Florida MLS fills part of that gap, and the next section sets out what it shows for the Reserve. It also carries no reliable living area: the county’s building area field is not the same measure as CC Homes’ air-conditioned square footage, so we use the builder’s plan figures instead. When we prepare a valuation for a specific Reserve home, we read the current Southwest Florida MLS listings and recent closed listings on the day we price it, and we place the home against the 59 recorded sales above and the 12 resale pairs below (Collier County GIS parcel layer for the lot itself).

Maple Ridge Reserve on the MLS, 12 months to 16 October 2026

The Southwest Florida MLS agrees with the county record: no Reserve home closed through the MLS in the 12 months to 16 October 2026, builder or resale, so there is no MLS median, days-on-market figure or sale-to-list ratio to report. One Reserve home was listed for sale on 16 October 2026.

Source: Southwest Florida MLS (Matrix), active listings and closed sales in the 12 months to 16 October 2026, pulled 16 October 2026. We count the Reserve by its three street addresses, Chesterfield Drive, Chandler Way and Allen Place, rather than by the MLS subdivision name, because the MLS also applies the Reserve name to addresses outside the Reserve. The listing gives 4,672 square feet of living area. On the county record, 5345 Allen Place last sold for $1,030,000 on 13 April 2021, so the asking price sits $30,000 below that recorded resale (our arithmetic). An asking price is not a sale, and we do not treat it as a comparable until it closes.

Ready to Sell or Buy in Maple Ridge Reserve? Talk to Jesse and Marc

Maple Ridge Reserve, the 51-home estate section inside Maple Ridge at Ave Maria, last recorded a qualified sale on 3 March 2025, at $775,000. With no sale since, a Reserve price has to be built from the home’s own lot, plan, options and resale history, not from an average. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, price every Reserve home that way.

• Selling: get a free Maple Ridge Reserve home valuation, or call Jesse direct at (239) 898-6072.
• Buying: call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

How Much Have Maple Ridge Reserve Homes Appreciated? The Resale Pairs

Maple Ridge Reserve homes have mostly sold for well above their earlier price: of the 12 Reserve homes that have resold at least once, 11 sold higher at their latest sale than at their first, and the median change from first to latest sale was plus 46.7 percent, in nominal dollars, across holding periods of one to nearly seven years.

Data updated: October 2026 (Collier County Property Appraiser, 2026 tax roll data files, extract dated 29 August 2026)

A resale pair is the same home’s earlier qualified sale matched with its later one. It is the cleanest price evidence the Reserve has, because it holds the lot, the plan and most of the options constant and lets the date change. Our team has paired every Reserve home with two or more qualified sales in the county record; there are 12 of them.

The 12 Maple Ridge Reserve resale pairs

Source: Collier County Property Appraiser, 2026 tax roll data files; changes and holding periods are our arithmetic on the recorded prices. Prices are nominal: they are not adjusted for inflation, for improvements an owner made, or for differences in plan and options.

What the Maple Ridge Reserve pairs say

Across the 12 homes, 11 sold for more at their latest sale than at their first. The median first-to-latest change is plus 46.7 percent; with 12 homes, that is the average of the two middle changes, plus 41.8 percent and plus 51.6 percent. The biggest gains came at 5344 Chandler Way, bought from CC Homes for $421,300 on 5 June 2019 and resold for $775,000 on 3 March 2025, plus 84.0 percent, and at 5320 Chandler Way, $571,200 in 2017 to $925,900 in 2023, plus 62.1 percent. All 12 pairs start from a CC Homes builder price set between 2016 and 2019, so each change includes whatever the owner added after closing as well as the market. Every one of these figures comes from the same county record (Collier County Property Appraiser, 2026 tax roll data files), and we will show any owner the deed book and page behind their own pair.

The one exception and the one dip

The single home that resold for less than its first price is 5328 Chandler Way, the highest-priced builder sale in the Reserve: $1,056,600 from CC Homes on 15 November 2016 and $1,050,000 on 14 April 2021, minus 0.6 percent. The county record does not say why, and the plan and options on that home are not public. One other home stepped down before it stepped up: 5358 Chandler Way sold for $512,100 in 2016, $475,000 in 2019 and $787,500 in 2021. And 5360 Allen Place was flat over one year, $444,000 in 2018 and $445,000 in 2019 (Collier County Property Appraiser, 2026 tax roll data files).

What the pairs mean for a Maple Ridge Reserve seller

For a seller, the pairs are the strongest local answer to “what is my home worth?”, but only the starting point. Your own builder price or last purchase, the date of it, and the lot you sit on matter more than any Reserve-wide figure, because 5328 Chandler Way and 5344 Chandler Way sit on the same street and tell opposite stories. Because no Reserve home has recorded a qualified sale since March 2025, we test your pair against current listings and recent sales of comparable estate homes elsewhere in Maple Ridge and Ave Maria at the time we price it, then set a list price and a test window. Start with a free Maple Ridge Reserve home valuation, or see how the village market is moving on our Maple Ridge home valuation page.

What the pairs mean for a Maple Ridge Reserve buyer

For a buyer, the pairs show that Reserve homes have held value through more than one cycle, and that the price a seller paid tells you little on its own: the same home can carry a 2016 builder price, a 2019 resale price and a 2021 resale price that differ by hundreds of thousands of dollars. Ask for the home’s full sale history, then ask what changed between sales: a pool, a casita, a new roof, impact windows. Permits on file with Collier County show what was added after the builder left. Read the village-wide buyer steps in our Maple Ridge buyer guide, or call Marc at (239) 287-5873.

How Did Maple Ridge Reserve Begin?

Maple Ridge Reserve began as “Maple Ridge Estates,” a 65-unit estate section in the Ave Maria district’s 2015 bond financing that a land plan change cut to 51 lots. CC Homes, through CC Ave Maria Estates, LLC, launched three estate models, closed its first sale on 3 June 2016 and its last on 20 March 2020, and every home was in a buyer’s hands by the end of 2021.

CC Homes and CC Ave Maria Estates, LLC

The builder is CC Homes, the Coral Gables homebuilder behind Maple Ridge at Ave Maria. The land entity behind the Reserve is CC Ave Maria Estates, LLC, Sunbiz document L15000007411, filed 13 January 2015 (Sunbiz, name search “CC Ave Maria”). CC Homes marketed the section as “Maple Ridge Reserve” or simply “Reserve” on its 2015 Maple Ridge site, which carried a “Reserve from the $350,000’s” price line in May 2015 and “from the $380,000’s” by July and August 2015 (CC Homes, Juniper model page, archived May 2015; CC Homes, Lucerne model page, archived August 2015).

From 65 planned Maple Ridge Estates units to 51

The district’s bond documents use a different name. The Ave Maria Stewardship Community District’s Series 2022A offering memorandum calls the section “Maple Ridge Estates”: the Series 2015 project planned 65 units there, and “a land plan change” left 51 units platted. A planned second Estates phase of 38 units was replaced by Silverwood Phase 1A, which is why the Reserve sits at the edge of Silverwood at Maple Ridge. The same document says that as of 31 December 2021 all 51 units had “closed to third party purchasers”, and that “Maple Ridge Reserve has larger lots and includes more customizable floorplans” (AMSCD Series 2022A Limited Offering Memorandum). “Maple Ridge Estates” is the name you will see on district documents; “Maple Ridge Reserve” is the name on the plat, the county roll and the street.

The 2016 launch, in CC Homes’ words

CC Homes’ launch text, preserved in an archived copy of its “About Maple Ridge Reserve” page, introduced three designer-appointed models and called the Reserve “A private enclave of opulent Estate residences with up to 7 bedrooms and 5,200 ac sq.ft.” It promised “expansive 1/3+ acre lots” and a price that had buyers “paying less than $400,000”, with options “to add a casita and bonus room over the garage, or to create an outdoor oasis with pool, kitchen and cabana bath” (CC Homes, About Maple Ridge Reserve, archived). On the lot claim, the county parcel layer shows 20 of the 51 lots at a full third of an acre or more and a median of 0.32 acre. Diana Ibarria of CC Homes put the pitch plainly: “We are offering a million-dollar home for less than half the price of what you’d pay for the same home just 30 minutes closer to the coast.” The Sales and Model Center was then at 5000 Avila Avenue.

Maple Ridge Reserve timeline, 2015 to 2025

Sources for the table: Sunbiz; CC Homes, Keswick model page, archived July 2015; CC Homes, About Maple Ridge Reserve, archived; NWS Miami, Hurricane Irma; Ave Maria, Tour of Homes, October 2019; AMSCD Series 2022A Limited Offering Memorandum; Collier County Property Appraiser, 2026 tax roll data files. Because the deed record runs from 2016 to 2020, we describe Reserve homes as built 2016 to 2020.

The plat and the 58 parcels

The recorded plat, “Maple Ridge Reserve at Ave Maria, Phase 1”, Plat Book 59, Pages 51 to 53 in the Collier County public records, covers about 29.8 acres: 17.05 acres of home lots and 12.74 acres of tracts. That is why the county roll shows 58 parcels for 51 homes: Lots 1 to 51 plus seven common tracts (Collier County Property Appraiser, 2026 tax roll data files, subdivision layer).

Sources: Collier County Property Appraiser, 2026 tax roll data files; the district’s own roll lists the same 58 parcels, with the 51 lots assessed and the 7 tracts at $0 (AMSCD bond balance and assessment roll). There is no pool, clubhouse or playground inside the Reserve; its common land is the two lakes, the open-space tracts and the streets.

What Floor Plans and Homes Are in Maple Ridge Reserve?

Maple Ridge Reserve homes were built from three CC Homes estate plans: the one-story Juniper with 3 bedrooms and 3,211 air-conditioned square feet, the Keswick with 4 bedrooms and 3,554, and the two-story Lucerne with 5 bedrooms and 4,184. Each base plan has a 3-car garage, and CC Homes sold casita, bonus room and pool options on top.

The three CC Homes Reserve plans

Sources: CC Homes, Juniper model page, archived May 2015; CC Homes, Keswick model page, archived July 2015; CC Homes, Lucerne model page, archived August 2015. Prices are 2015 builder base prices, before lot premiums and options; they are not today’s values. The recorded sales above show what buyers actually paid.

CC Homes described the Juniper as a one-story plan with a foyer, formal dining room, great room, den, breakfast nook and a master suite with his and her walk-in closets; the Keswick with a great room, family room, den and an en suite bathroom for the fourth bedroom; and the Lucerne with a ground-floor master suite with sitting area, a second ground-floor bedroom with its own bath, a loft, and the third, fourth and fifth bedrooms upstairs (same archived pages). The Juniper and Keswick pages add: “Additional options include second floor living space above garage.”

Options CC Homes offered in the Reserve

CC Homes’ launch text named the options that make Reserve homes differ so much from one another: “options to add a casita and bonus room over the garage, or to create an outdoor oasis with pool, kitchen and cabana bath, give extra flexibility to buyers” (CC Homes, About Maple Ridge Reserve, archived). The same page markets the Reserve with “up to 7 bedrooms and 5,200 ac sq.ft.” Those numbers describe the plans with options added; the base plans top out at 5 bedrooms and 4,184 air-conditioned square feet, and no 7-bedroom base plan appears in CC Homes’ published plan pages. The page also lists standard features named for Maple Ridge homes: stainless steel appliances, granite countertops, tile flooring in the main living areas and Kohler faucets.

Garages and ceilings

Every Reserve base plan comes with a 3-car garage (archived plan pages above), which is unusual in Maple Ridge and is one of the first things Reserve buyers ask about. CC Homes’ launch text describes “Elegant Mediterranean-style exteriors” and open-concept interiors with volume ceilings of 10 to 12 feet (CC Homes, About Maple Ridge Reserve, archived).

What to verify on a Maple Ridge Reserve resale

Which plan sits on which lot is not public, and bedroom and bath counts by address are not in any primary record we found, so every Reserve resale needs its own check. Before an offer, confirm: the plan, and whether it was built with the bonus room, casita or second-floor space; which options were actually built; the permits on file with Collier County for any pool, screen enclosure, addition or roof work; the roof’s age, since original Reserve roofs date from 2016 to 2020; and, for any pool, the HOA’s architectural approval, because in-ground pools, spas and screen enclosures need prior written approval and above-ground pools are not permitted (Maple Ridge HOA Rules and Regulations). We build that list for every Reserve home we show.

Why the county square footage is not living area

The county roll’s building area for a Reserve home is an assessment measure, not the builder’s air-conditioned living area, so we quote CC Homes’ plan figures and the home’s own documents instead (Collier County Property Appraiser, 2026 tax roll data files).

How Big Are the Lots in Maple Ridge Reserve?

Maple Ridge Reserve lots are about a third of an acre on average: measured for all 51 lots on the county parcel layer, they run from 12,600 square feet (0.29 acre) to 23,230 square feet (0.53 acre), with a median of 13,991 square feet (0.32 acre). Twenty of the 51 are a full third of an acre or more.

The measured Maple Ridge Reserve lot sizes

We measured every Reserve lot polygon on the Collier County Growth Management Department GIS parcel layer; our areas match the layer’s own area and acreage fields.

Source: Collier County GIS parcel layer. CC Homes marketed “expansive 1/3+ acre lots” (CC Homes, About Maple Ridge Reserve, archived); the measured fact is that 20 of the 51 lots reach a third of an acre and the rest run from 0.29 to 0.33 acre.

The four largest Maple Ridge Reserve lots

Source: Collier County GIS parcel layer. The biggest lots are on Chesterfield Drive; a lot’s shape and its position on a lake or corner matter as much as the acreage.

Lot size by street

Source: Collier County GIS parcel layer. The medians are close; the spread is what differs, with Chesterfield Drive holding all three lots larger than 0.40 acre.

How Reserve lots compare with core Maple Ridge and Silverwood

Core Maple Ridge homes sit on lots 45, 55 and 65 feet wide by 135 feet deep, 6,075 to 8,775 square feet or 0.14 to 0.20 acre (CC Homes Maple Ridge page; CC Homes Maple Ridge page, archived January 2021). The median Reserve lot is about 1.6 times a 65-foot core Estate lot. Silverwood at Maple Ridge homesites are about 38 by 100 feet, roughly a tenth of an acre, so a median Reserve lot is more than three and a half times a typical Silverwood homesite (our arithmetic on the same sources).

Sources as above; Reserve figure from the Collier County GIS parcel layer.

What a bigger lot means for a Reserve owner

More land is the reason most buyers choose the Reserve, and it has practical consequences. There is room for a pool, a summer kitchen or a casita on most lots, but every exterior change goes through the HOA’s architectural review first, and the HOA’s form notes that “ACC forms may take 45 Days to process” (Maple Ridge HOA Application for Architectural Modification). Fences are limited to bronze aluminum or black vinyl chain link, 4 feet maximum, with no chain link facing a lake (Maple Ridge HOA Rules and Regulations). Lawn care on about a third of an acre is the owner’s job and a real line in the budget. Setbacks and easements are set by the plat and the Declaration and Rules, which govern and are read in the disclosure package, so a buyer who plans a pool or casita should order a survey and read both before closing. Ask us for the lot survey and plat page for any Reserve home you are considering.

Selling a Maple Ridge Reserve home on one of the larger lots? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Amenities Do Maple Ridge Reserve Owners Get?

Maple Ridge Reserve owners belong to the Maple Ridge at Ave Maria Homeowners Association, which runs The Club at Maple Ridge, a 10,000 square foot clubhouse at 4995 Brigata Way that opened in April 2019. The Reserve itself has two lakes and open-space tracts but no pool, clubhouse or playground of its own.

The amenity picture for a Reserve home has three layers: the shared Maple Ridge club, the town-wide parks and facilities of the Ave Maria Master Association, and what sits inside the Reserve’s own 29.8 acres. The first two are the same ones owners use in Silverwood at Maple Ridge and Coquina at Maple Ridge; the third is what makes the Reserve quieter than the rest of Maple Ridge at Ave Maria.

The Club at Maple Ridge, as built

CC Homes lists the club’s amenities as a fully staffed clubhouse with a Lifestyle Director, a resort-style pool, pickleball, a covered pavilion with a bar counter and grills, an exhibition kitchen and banquet space, a coffee bar, party rooms, a billiards room, a playground, a dog park, a fitness center, an aerobics studio, massage rooms and two saunas (CC Homes, Maple Ridge community amenities). CC Homes gives the building as “a private 10,000 square-foot Clubhouse” (CC Homes, Maple Ridge), and it opened in April 2019 (Ave Maria Sun, “CC Homes creates a sense of community at Maple Ridge”). The association’s onsite office is in the club at 4995 Brigata Way, (239) 867-4527, run by Miami Management (Maple Ridge HOA, Community Contacts).

Who can use the club, and how

CC Homes describes the club as “exclusively accessible for Maple Ridge and Silverwood residents” (CC Homes, Maple Ridge community amenities). That page does not name the Reserve, but Reserve homes sit in the same association: the Master Association’s own page says Miami Management “manages Maple Ridge, Coquina, Silverwood, and the Maple Ridge Reserve” (Ave Maria Master Association, Associations), and a Sunbiz name search returns no separate Reserve association (Florida Division of Corporations, search “Maple Ridge Reserve”). Club access therefore follows HOA membership. Club hours, guest rules and the card or fob process are not on the association’s public pages, so confirm card or fob access with the onsite office when you close; the association posts its event calendars on its Clubhouse page.

The club is not next door. From 5340 Chandler Way, in the middle of the Reserve, it is about 2.2 miles and about 6 minutes by car in light traffic, by way of Ave Maria Boulevard, Anthem Parkway and Brigata Way (OSRM free-flow routing from the county parcel centroid, 2 October 2026). Most Reserve owners drive to it.

What is inside Maple Ridge Reserve

The recorded plat, “Maple Ridge Reserve at Ave Maria, Phase 1” (Plat Book 59, Pages 51 to 53), carries 51 home lots and seven tracts (Collier County Property Appraiser, 2026 tax roll data files):

Source: Collier County Property Appraiser, 2026 tax roll data files; the district’s own parcel list carries the same seven tracts at a $0 assessment (AMSCD Bond Balance and Assessment Info 2025-2026). The HOA took title to Tracts A, B and D on 9 January 2024 (county deed record). There is no pool, clubhouse, playground or park inside the Reserve; the shared green space is the two lakes, the open-space tracts and the landscaped entrance. The 2022 bond offering describes the section only as having “larger lots” and “more customizable floorplans” (AMSCD Series 2022A Limited Offering Memorandum). Collier County’s 2024 aerial imagery shows private pools on many Reserve lots (Collier County 2024 orthoimagery via Esri World Imagery), which is what a lot of about a third of an acre makes room for.

Master Association amenities every Reserve owner shares

Every Ave Maria home also belongs to the Ave Maria Master Association, which manages the resident amenities North Park, South Park, the Water Park and the Fitness Center (Ave Maria Master Association); its Associations page adds the dog parks, the Tennis Center and the Community Room (Ave Maria Master Association, Associations). The developer describes the parks this way (avemaria.com, Recreation and Amenities):

• North Park: pickleball, soccer and baseball fields, tennis and basketball courts, a tot lot and picnic pavilions.
• South Park: a softball field, bocce courts, tennis courts, a walking and running trail, an amphitheater, pavilions and a dog park.
• Ave Maria Water Park: a resort-style and fitness pool, slides, a spa and beach volleyball, charged per visit.
• Fitness Center: the Master Association issues the resident key card (Ave Maria Master Association, New Homeowner Info).

Golf near Maple Ridge Reserve

There is no golf course in Maple Ridge or in the Reserve. Panther Run Golf Club at Del Webb Naples is an 18-hole course that takes public tee times (Paradise Coast, Panther Run Golf Club). The National Golf and Country Club is a separate Lennar community whose golf membership is bundled for its own residents (Lennar, The National brochure); terms for outside residents are not published.

What Are the HOA and Master Association Fees in Maple Ridge Reserve?

Maple Ridge Reserve owners pay two association layers: the Maple Ridge at Ave Maria Homeowners Association, which does not publish its 2026 assessment, and the Ave Maria Master Association at $203 per quarter ($812 a year) in 2026. No separate Reserve association exists. The exact neighborhood figure for a home appears on its estoppel certificate.

One HOA, and no Maple Ridge Reserve association

The association is Maple Ridge at Ave Maria Homeowners Association, Inc., Sunbiz document number N13000002185, status Active (Florida Division of Corporations, search “Maple Ridge at Ave Maria”). A Sunbiz name search for “Maple Ridge Reserve” on 2 October 2026 returned no entity of that name (Sunbiz). Miami Management runs the association from the onsite office at 4995 Brigata Way, (239) 867-4527 (Maple Ridge HOA, Community Contacts). Whether the association keeps a separate Reserve cost line or sub-budget is not shown in any public document we read; the budget is an official record you can request (see the records section below, s. 720.303).

How to get the exact 2026 HOA figure

The 2026 neighborhood assessment is not posted on the association’s public site, on CC Homes’ pages or in the district’s bond documents. Two documents give it to you in writing:

• The disclosure summary. Every Florida HOA resale contract must carry the s. 720.401 summary, which states the current assessment amount (s. 720.401, Florida Statutes).
• The estoppel certificate. Under s. 720.30851 the association must state the regular periodic assessment levied against the parcel and any amount due (s. 720.30851, Florida Statutes).

The posted Rules make irrigation within the lot the owner’s job (Maple Ridge HOA, Rules and Regulations), and on a Reserve lot of about a third of an acre, lawn care is a real line in the budget. Plan for it separately unless the estoppel or budget says otherwise.

The Ave Maria Master Association: $203 per quarter

The Master Association posts its 2026 fee as “$203.00 per quarter / $812 per year,” up from $198 per quarter in 2025, due 1 January, 1 April, 1 July and 1 October (Ave Maria Master Association, Payment Options). It is managed by FirstService Residential from 5080 Annunciation Circle (Ave Maria Master Association).

Two estoppels at every resale

“Every home in Ave Maria belongs to 2 Associations,” the Master Association tells agents, and “for every sale of a home, Estoppels are required from each association” (Ave Maria Master Association, Realtor Information). Miami Management’s form charges $299 for the Maple Ridge estoppel, delivered in 7 business days, plus $119 to expedite to 2 business days (Maple Ridge HOA, Estoppel Request form), within the caps set by s. 720.30851. The Master Association estoppel is ordered separately through FirstService Residential, with its fee shown at checkout (Ave Maria Master Association, Resale and Lending Requests). No capital contribution or transfer fee appears in the public documents we read; if one applies, it shows on the estoppel.

Purchase application and the approval clock

A Reserve buyer applies to the association on its Application for Purchase: $150 per applicant over 18 plus a $150 processing fee, and the form says “Allow a minimum of 14-21 business days,” so plan on 14 to 21 business days (Maple Ridge HOA, Application for Purchase). The recorded Declaration gives the association a decision deadline “Within twenty (20) days” of notice (Maple Ridge Declaration, OR 4958, Page 857). Build that window into the contract’s closing date.

The Maple Ridge Reserve fee bundle in one table

How Much Is the Ave Maria Stewardship Community District Assessment on a Maple Ridge Reserve Home?

Every Maple Ridge Reserve home pays the Ave Maria Stewardship Community District $2,066.67 on the 2025 tax bill and $2,208.89 on the November 2026 bill, identical on all 51 lots. About $984 of the new figure is operations and reserves; $1,224.69 repays bonds. The bond payoff balance is $12,177.02 per lot.

The Ave Maria Stewardship Community District (AMSCD) is an independent special district under Chapter 189, Florida Statutes, created by Chapter 2004-461, Laws of Florida (AMSCD). Buyers often call it “the CDD,” but it is a stewardship district, not a homeowners association: it built and maintains roads, lakes and drainage, it owns the Reserve’s streets and both lakes, and it bills its assessment on the Collier County property tax bill (AMSCD Series 2022A Limited Offering Memorandum).

The per-lot table, FY 2025-26 and FY 2026-27

Sources: AMSCD Bond Balance and Assessment Info 2025-2026, good through 31 October 2026; AMSCD Final Budget FY 2026-2027. All 51 Reserve lots carry the same figures, and the seven tracts carry $0. The district’s amounts are gross, before the 4 percent early-payment discount, so an owner who pays in November pays slightly less.

Why FY 2026-27 is $142.22 higher

The whole increase is operations and reserve. The adopted budget sets single-family O&M at $828.14 and reserve at $156.06, a combined $984.20, against $841.98 the year before; the debt line does not change (AMSCD Final Budget FY 2026-2027). The Reserve sits in the budget’s “2019 + 2015 MR” row of 394 single-family units, alongside Maple Ridge Phase 3 and Coquina Phase 1.

The two bond series and their end dates

The Reserve’s $1,224.69 debt line is two scheduled installments (AMSCD Final Budget FY 2026-2027):

On the current schedule, the $775.00 installment falls away after the 2038 maturity and the $449.69 installment after 2045. The bond documents call this section “Maple Ridge Estates” and record that the 2015 project funded it (AMSCD Series 2022A Limited Offering Memorandum). Prepayments and annual true-ups can change a debt schedule, so treat these dates as scheduled, not promised. The O&M and reserve lines never end; the district keeps maintaining the roads and lakes.

Payoff of $12,177.02, and why payoff is not required at closing

The district publishes a payoff balance of $12,177.02 per Reserve lot, good through 31 October 2026, and its roll states that the bond balance “does not have to be paid off at closing” (AMSCD Bond Balance and Assessment Info 2025-2026). For a seller, the debt stays with the home and does not come out of proceeds; the current year’s tax bill, district lines included, is normally prorated at closing. A buyer may ask for a credit toward the balance, which is a negotiation, not an obligation. An owner who wants to prepay contacts the district manager through the AMSCD; prepaying removes only the debt line.

How Maple Ridge Reserve compares with Silverwood

The Reserve carries the lowest district bill and the lowest payoff balance of the Maple Ridge sections we measured. On the 2025 bill, Silverwood homes pay $2,460.43 to $2,531.25 and carry payoffs of $18,071.19 to $23,387.85 per lot, depending on phase (AMSCD Bond Balance and Assessment Info 2025-2026). That puts a Reserve home about $394 to $465 a year lower on the district line and about $5,900 to $11,200 lower in remaining bond principal than a Silverwood at Maple Ridge home (our arithmetic on the district roll).

What Does a Maple Ridge Reserve Owner Pay Each Year, All In?

A Maple Ridge Reserve owner pays the Master Association $812 and the district $2,208.89 for FY 2026-27, fixed layers of $3,020.89 a year, about $252 a month. On top come the Maple Ridge HOA assessment from the estoppel, county property tax, flood, homeowners and wind insurance, and lawn care on about a third of an acre.

A worked table, FY 2026-27

On the 2025 bill the same fixed layers were $2,878.67 ($812 plus $2,066.67, our arithmetic). We do not publish a dollar figure for the HOA, taxes, insurance or lawn care, because no primary source publishes one that applies to a specific Reserve home.

Property tax resets for a buyer

The Collier County property tax is the home’s taxable value multiplied by the combined millage rates, and it arrives on the same bill as the district lines (Collier County Tax Collector). A buyer’s assessment resets to market value the year after purchase, so the seller’s current bill is not the buyer’s future bill. A Florida primary residence can claim the homestead exemption (s. 196.031, Florida Statutes), and once homesteaded the assessed value’s annual increase is capped under Save Our Homes (s. 193.155); the seller’s cap does not transfer to the buyer, though a buyer leaving another Florida homestead may port part of their own benefit. We estimate the tax for a specific Reserve home and price rather than quote a single figure.

Lawn care on about a third of an acre

The Rules state that “each Owner shall be responsible to irrigate and maintain irrigation within the Residential Parcel,” and landscape changes need architectural approval (Maple Ridge HOA, Rules and Regulations). Reserve lots measure 0.29 to 0.53 acre, median 0.32, on the Collier County parcel layer, roughly 1.6 times a 65-foot core Maple Ridge Estate lot. Get a lawn service quote for the exact lot before you budget.

Selling and want to show buyers the real carrying cost? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Budgeting before you buy? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Do the Maple Ridge Declaration and Rules Say for Reserve Owners?

Maple Ridge Reserve homes are governed by the Declaration of Covenants for Maple Ridge at Ave Maria, recorded 22 August 2013 at Official Records Book 4958, Page 857, as amended, and by the association’s posted Rules and Regulations. No Reserve-specific rule appears in the public documents we read; the Reserve follows the rules of the rest of Maple Ridge.

The governing Declaration, and how the Reserve came under it

The Declaration is posted by the association as “Maple Ridge Recorded Documents” (Maple Ridge Declaration, OR 4958, Page 857), with the Rules and forms on its documents page. The 2013 Declaration describes its land in Exhibit A, and the Reserve’s plat (Plat Book 59) is not in that exhibit. Section 2.2 lets the developer amend the Declaration “for the purpose of adding to the Property any property owned by Developer or its affiliates,” and that is how later sections, the Reserve among them, came into the one Maple Ridge association. The supplemental declaration that added the Reserve is not on the association’s public site; ask for it with the title work and the disclosure package.

Architectural review: allow 45 days

Any exterior change needs prior written approval from the architectural committee. The association’s application form warns that “ACC forms may take 45 Days to process” (Maple Ridge HOA, Application for Architectural Modification). A buyer planning a pool, casita or outdoor kitchen on a Reserve lot should build that wait into the plan, then pull the county permit.

Pools and fences

The Rules say “Above ground pools are not permitted”; in-ground pools, spas and screen enclosures need prior written ARC approval (Maple Ridge HOA, Rules and Regulations). Fences must be bronze aluminum or black vinyl chain link, 4 feet maximum, with no chain link facing a lake. CC Homes offered a pool, outdoor kitchen and cabana bath as Reserve options when it launched the collection (CC Homes, About Maple Ridge Reserve, archived); on a resale, ask for the pool permit and the ARC approval together.

Signs, including For Sale signs

The Rules bar any sign of any kind on a lot, “For Sale” and “For Rent” signs included (Maple Ridge HOA, Rules and Regulations). A Reserve seller’s marketing runs through photography, online exposure and agent networks, not a yard sign.

Parking and vehicles

Cars go in the garage or on the driveway. Boats, RVs, trailers and commercial vehicles may not be kept anywhere outside an enclosed garage (Maple Ridge HOA, Rules and Regulations). The three-car garages on CC Homes’ Reserve plans (CC Homes, Juniper model, archived 2015) make that rule easier to live with than on a two-car home. For anything not covered here, the Declaration and Rules govern and are read in the disclosure package.

Is Maple Ridge Reserve a Gated Community?

The recorded documents we reviewed do not settle whether Maple Ridge Reserve has a gate. CC Homes marketed it as “a private enclave,” the 2013 Maple Ridge Declaration’s gate statement covers other land, and the Reserve’s supplemental declaration was not found. The Reserve has one entrance, and its streets belong to the Stewardship District. Confirm on site.

What CC Homes said: “a private enclave”

CC Homes’ launch text called the Reserve “A private enclave of opulent Estate residences with up to 7 bedrooms and 5,200 ac sq.ft.” (CC Homes, About Maple Ridge Reserve, archived 28 January 2023). That text does not use the word “gated.” The 2022 bond offering describes the Reserve only as having “larger lots” and “more customizable floorplans” (AMSCD Series 2022A Limited Offering Memorandum).

What the 2013 Declaration says, and what it covers

Section 15.9 of the recorded Maple Ridge Declaration (Official Records Book 4958, Page 883, recorded 22 August 2013) states: “THE DEVELOPER DOES NOT INTEND TO INSTALL A SECURITY GATE FOR THE PROPERTY.” (Maple Ridge Declaration). That “Property” is the 2013 land described in the Declaration’s Exhibit A: parts of the Ave Maria Phase One and Phase Two plats and Hampton Village Phase 1. The Reserve (Plat Book 59) was added later under Section 2.2, and the supplemental declaration that added it was not found, so Section 15.9 does not settle the Reserve’s status.

The single entrance, and who owns the streets

Maple Ridge Reserve has a single divided entrance from Ave Maria Boulevard into Chesterfield Drive, with monument walls and a landscaped median, and no other street connection (Collier County 2024 orthoimagery via Esri World Imagery). Its three streets, Chesterfield Drive, Chandler Way and Allen Place, sit on Tract R, which the 2026 county roll and the district’s own parcel list title to the Ave Maria Stewardship Community District, a public special district, not to the HOA (Collier County Property Appraiser, 2026 tax roll data files; AMSCD Bond Balance and Assessment Info). What that ownership means for any entry feature is a question for the association or the district, not one we answer here.

How to confirm before you buy

Whether the entrance is gated is not stated in the recorded documents we reviewed; ask us and we will confirm it on site, or ask the association’s onsite office at 4995 Brigata Way, (239) 867-4527 (Maple Ridge HOA, Community Contacts). If entry features matter to your decision, also ask the seller for the supplemental declaration and the association’s current budget, both available to members under s. 720.303, Florida Statutes.

Is Maple Ridge Reserve a 55+ Community?

No. Maple Ridge Reserve is an all-ages neighborhood: the recorded Maple Ridge Declaration contains no age restriction, no Reserve document we read limits occupancy by age, and The Club at Maple Ridge it shares has a playground. Buyers of any age can purchase, and children can live in the home. Ave Maria’s 55+ village is Del Webb Naples.

The developer’s own FAQ addresses age restriction for the town (avemaria.com, FAQs). Within Ave Maria the age-restricted community is Del Webb Naples, built by Pulte. A 55+ community has to meet the federal Housing for Older Persons Act tests, with age verification and published policies; nothing in the Maple Ridge Declaration does so. Buyers who want one-level living without an age rule can look for the Juniper, the one-story Reserve plan in CC Homes’ 2015 lineup (CC Homes, Juniper model, archived 2015).

Can You Rent Out a Home in Maple Ridge Reserve?

Yes, a Maple Ridge Reserve owner can lease the entire home with association approval, for at least 30 days, and no more than two leases in any 12-month period. Rooms cannot be rented separately, and subleasing is barred. Nightly and weekly vacation rentals do not fit the posted Rules.

The leasing rules, in the association’s words

The Rules allow leasing of the entire home only and state: “No Residential Parcel may be subject to more than two (2) leases in any twelve (12) month period” (Maple Ridge HOA, Rules and Regulations). The minimum lease term is 30 days, subleasing is prohibited, and every lease needs association approval; Declaration Section 9.6 sets the leasing framework (Maple Ridge Declaration). Two leases a year at a 30-day minimum suits an annual tenant, or one seasonal tenant plus one off-season lease.

The tenant application

Every tenant goes through the association’s tenant application and approval (Maple Ridge HOA, Application for Tenant Occupancy). Allow the same 14 to 21 business days the association gives for a purchase application, and clear any open violation before you list the home for rent.

Homestead share: a data point, not a rule

On the 2026 preliminary roll, 43 of the 51 Reserve homes (84 percent) carry a homestead exemption, and 1 of 51 is held by an entity (Collier County Property Appraiser, 2026 tax roll data files). Most Reserve homes are lived in by their owners full time. That tells a buyer what the street is like; it does not limit what an owner may do within the leasing rules.

What Are the Pet Rules in Maple Ridge Reserve?

Maple Ridge Reserve follows the Maple Ridge rules: domestic pets as county ordinances permit, kept on a leash outside unless fully enclosed in the rear yard. The association’s registration forms exclude pit bulls and “wolf hybrids,” and tenant pets must not exceed 70 pounds. Confirm with the association before you sign.

The Declaration and Rules layers

The recorded Maple Ridge Declaration and the posted Rules and Regulations both address pets. The Rules allow domestic pets as permitted by county ordinances and require pets to be leashed outside the home unless they are in a fully enclosed rear yard. A fenced yard on a Reserve lot therefore changes daily life for a dog owner; the fence itself needs ARC approval and must follow the fence rules above.

The tenant pet limit

The pet registration forms exclude pit bulls and “wolf hybrids,” and the tenant form caps a tenant’s pet at a full-grown weight that “must not exceed 70Lbs,” that is, 70 pounds (Maple Ridge HOA, Application for Tenant Occupancy; Application for Purchase). An owner screening a tenant with a large dog should check the weight before signing.

Where Reserve dogs go

The Club at Maple Ridge has a dog park (CC Homes, Maple Ridge community amenities), and the Master Association lists dog parks among its town amenities, including the one at South Park (avemaria.com, Recreation and Amenities).

Selling a Reserve home with a tenant in place, or to a buyer with pets? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Moving with pets or buying to rent? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Who Controls the Maple Ridge HOA, the Builder or the Owners?

Maple Ridge Reserve owners belong to an association that, on our reading of the public record, is still developer-controlled, because the turnover test counts every parcel the Maple Ridge association will operate, not the Reserve’s 51 homes, and CC Homes is still building and selling elsewhere in Maple Ridge. Owners can request the association’s records under Florida law.

What the Declaration says, Section 3.3

Section 3.3 gives the developer a Class B membership that lasts until 90 days after 90 percent of the Residential Units in everything the association will operate have been sold, or earlier at the developer’s election (Maple Ridge Declaration).

What Florida’s turnover statute, s. 720.307, requires

Members other than the developer are entitled to elect at least a majority of the board three months after 90 percent of the parcels in all phases the association will ultimately operate have been conveyed to members other than the developer, or earlier on events the statute lists (s. 720.307, Florida Statutes).

Our reading

The Reserve sold out to buyers by the end of 2021 (AMSCD Series 2022A Limited Offering Memorandum), but the association’s count includes the core Maple Ridge collections and Silverwood, where CC Homes still sells new homes (CC Homes, Maple Ridge). We found no turnover notice or turnover election in any public document, so our reading is that the HOA remains developer-controlled. Ask the association for its turnover timetable.

Your right to the records, s. 720.303

Florida’s homeowners association records statute gives members the right to inspect and copy the association’s official records, including governing documents, adopted budgets, financial reports, contracts, insurance policies and minutes (s. 720.303, Florida Statutes). The Maple Ridge budget and minutes sit behind the owner portal. A Reserve owner should request them in writing; a buyer should ask the seller to request them, with the estoppel, during the inspection period. The district’s records are public on its documents page.

Is Maple Ridge Reserve in a Flood Zone?

Yes. Every one of the 51 Maple Ridge Reserve lots lies entirely inside FEMA’s Special Flood Hazard Area: 46 lot centers in Zone AH and 5 in Zone AE, on FIRM panel 12021C0255H, effective 16 May 2012. No lot has any Zone X. A home with a federally backed mortgage must carry flood insurance.

We ran the check ourselves on 2 October 2026. We took the actual lot polygons from the Collier County Growth Management GIS parcel layer, laid every one of them over FEMA’s National Flood Hazard Layer (flood zones layer 28, FIRM panel layer 3, base flood elevation layer 16), and queried four addresses spread across the Reserve at their county parcel centroids.

FEMA flood zone at four Maple Ridge Reserve addresses

Sources: FEMA National Flood Hazard Layer, queried 2 October 2026; lot geometry from the Collier County parcel layer. The share-of-lot figures are our own calculation. Base flood elevation lines near the Reserve read 21.5 to 22.5 feet (NAVD88).

All 51 lots inside the high-risk area

Source: our overlay of every Reserve lot polygon on the FEMA National Flood Hazard Layer, 2 October 2026. Because no part of any lot sits outside the SFHA, the building footprint on a Reserve lot does not change the answer the way it can on a split lot elsewhere.

What Zone AH and Zone AE mean

Zone AH is FEMA’s 1 percent annual chance shallow flooding zone, usually ponding, with average depths of 1 to 3 feet (FEMA, Zone AH). Zone AE is the 1 percent annual chance zone with base flood elevations from detailed study (FEMA, Zone AE). Both are inside the Special Flood Hazard Area. Around the Reserve the AE area follows the lake and flow-way system on the north edge; the flooding source is rainfall and overland flow, not coastal surge.

Flood insurance: lenders, Citizens and the 25 percent discount

Federally backed mortgages on homes in the Special Flood Hazard Area require flood insurance. Collier County’s 2026 Flood Protection Newsletter puts it this way: “Properties that have been officially identified as being in a high risk Special Flood Hazard Area and that have a federally-backed mortgage are required to participate in the National Flood Insurance Program.” Citizens Property Insurance requires flood coverage for homes in the SFHA (Citizens, flood insurance coverage rules). Collier County holds a Class 5 Community Rating System rating, so eligible NFIP policies get 25 percent off (Collier County 2026 Flood Protection Newsletter). A cash buyer is not compelled by a lender, but the house sits in the same mapped zone, and we recommend coverage.

Elevation Certificates

Collier County describes an Elevation Certificate as “an official record that identifies the elevations of a structure and demonstrates compliance with National Flood Insurance Requirements” (Collier County 2026 Flood Protection Newsletter). Only the certificate shows how high a home’s floor sits against the base flood elevation; ground readings at a lot center do not. Ask the seller for it, or ask the county’s Floodplain Management Section whether one is on file. Under FEMA’s Risk Rating 2.0, a building’s own elevation and features drive the premium (FEMA, Risk Rating 2.0).

How to check one address yourself

Search the address on the FEMA Flood Map Service Center or Collier County’s flood map at www.collier.gov/floodmap; the county’s Flood Info Hotline is (239) 252-2942. Then order a flood zone determination with your lender. Sellers also owe a flood disclosure at or before contract under s. 689.302, Florida Statutes.

How Has Ave Maria Fared in Hurricanes, and What Applies to Maple Ridge Reserve?

Maple Ridge Reserve sits about 24 miles inland in Collier County Evacuation Zone F. An Ave Maria weather station logged 66 mph sustained winds and an 89 mph gust in Hurricane Irma, when 21 Reserve homes had already been deeded to buyers. Reserve homes were built from 2016 to 2020 inside Florida’s wind-borne debris region.

Hurricane Irma, September 2017: 21 Reserve homes existed

Irma made landfall at Marco Island on 10 September 2017 as a Category 3. The National Weather Service Miami station table lists an “Ave Maria” station that recorded peak sustained winds of 66 mph and a peak gust of 89 mph (NWS Miami, Hurricane Irma). By then 21 Reserve homes had been deeded to buyers (county deed record, Collier County Property Appraiser, 2026 tax roll data files), so the Reserve, unlike newer Maple Ridge sections, went through Irma. We found no Reserve-specific damage report.

Hurricane Ian, September 2022

Ian made landfall at Cayo Costa as a Category 4 on 28 September 2022; the closest inland station in the National Weather Service summary, Immokalee, measured 52 mph sustained and an 81 mph gust (NWS Miami, Hurricane Ian summary). All 51 Reserve homes were complete by then. The developer reported “only minor landscape damage” in Ave Maria (Ave Maria Development, October 2022); we found no Reserve-specific report.

Milton and the 2024 season

Milton came ashore near Siesta Key on 9 October 2024 as a Category 3; the highest land wind the National Weather Service recorded in Collier County was at the county emergency operations center, about 45 mph sustained with a 59 mph gust (NWS Miami, Hurricane Milton summary). In June 2025 the developer wrote that “at Ave Maria’s Maple Ridge neighborhood, built by CC Homes, no damage was reported in 2024,” and quoted LCEC that “Ave Maria is ideal because there is no storm surge” (Ave Maria Development, June 2025). Both are the developer’s and the utility’s statements, reported with that attribution.

Distance inland and Evacuation Zone F

The straight-line distance from the center of the Reserve to the Gulf at Vanderbilt Beach is about 24.2 miles (our calculation). Collier County’s hurricane evacuation zone layer returned Zone F at all four Reserve addresses we tested on 2 October 2026. Zone F is the county’s outermost lettered zone, and evacuation zones are not FEMA flood zones. Check your address each season with the county’s evacuation lookup and follow county orders.

Design wind and the wind-borne debris region

On the ASCE 7-22 Risk Category II wind map adopted by the Florida Building Code, the Reserve lies between the 150 mph and 160 mph contours (Florida wind speed contours, ASCE 7-22). The code places any site at 140 mph or more in the wind-borne debris region (Florida Roofing and Sheet Metal Contractors Association), which governs how openings must be protected. The engineer of record’s figure governs any individual permit.

Build era 2016 to 2020: what to verify

Reserve homes were deeded to their first buyers from 3 June 2016 to 20 March 2020 (county deed record), and the code edition that applies to each home depends on its permit application date. We do not assume what any one home has. CC Homes’ current Maple Ridge specification lists impact glass windows and impact garage doors (CC Homes, Maple Ridge features), but that is today’s specification, and the 2016 Reserve launch text lists finishes, not opening protection. For a specific Reserve home, check the permit history in Collier County’s CityView permit portal and order a wind mitigation report.

How Does Insurance Work for a Maple Ridge Reserve Home?

A Maple Ridge Reserve home is a detached single-family house, so the owner carries a homeowners policy with wind coverage for the structure, contents and liability, plus a separate flood policy, which a federally backed mortgage requires on every Reserve lot. Roof age and wind mitigation credits drive the homeowners premium.

There is no master policy covering the houses. The Maple Ridge at Ave Maria association insures its own common areas; your house is yours to insure. We do not publish premiums: rates vary by carrier, coverage and home, and no primary source publishes a Reserve rate table.

Flood: mandatory with a federally backed loan

Every Reserve lot is inside the Special Flood Hazard Area, so a federally backed mortgage brings a flood insurance requirement (Collier County 2026 Flood Protection Newsletter), and Citizens requires flood coverage on its SFHA policies (Citizens). Price it with the Elevation Certificate in hand; NFIP’s Risk Rating 2.0 rates the building itself (FEMA, Risk Rating 2.0), and Collier’s Class 5 standing takes 25 percent off eligible NFIP policies.

Homeowners and wind

A homeowners policy covers the dwelling, other structures, contents, loss of use and liability; flood is excluded and bought separately. Windstorm is usually covered with a separate hurricane deductible chosen from options Florida law sets (s. 627.701, Florida Statutes). On homes of the size CC Homes built here (base plans of 3,211 to 4,184 air-conditioned square feet, CC Homes, Lucerne model, archived 2015), ask each carrier to quote the same dwelling limit and deductible so the numbers compare.

Roof age and the 15-year rule

Under s. 627.7011, Florida Statutes, as the state’s My Safe Florida Home program explains, “If your roof is 15 years old or older, your insurance company may require an inspection before issuing or renewing your policy.” Original Reserve roofs date from 2016 to 2020 (county deed record), so the oldest reach 15 years in 2031. A buyer should ask whether the roof has been replaced and see the permit; a seller with a newer roof should show it.

Wind mitigation credits

Florida law requires insurers to offer premium discounts for features that reduce windstorm loss (s. 627.0629, Florida Statutes). A licensed inspector documents roof covering, deck attachment, roof-to-wall connections, roof shape, secondary water resistance and opening protection on the state’s uniform form. A seller who orders the inspection before listing gives buyers a head start on their quotes.

Weighing a Maple Ridge Reserve Home’s Flood Zone, Insurance and Schools?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, pull the flood determination, Elevation Certificate, wind mitigation report and school assignment for the exact Maple Ridge Reserve address before a buyer commits, and put them in front of a seller’s buyers from day one. Selling in Maple Ridge Reserve? Get your free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying in Maple Ridge Reserve? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Which Schools Serve Maple Ridge Reserve?

Maple Ridge Reserve addresses are zoned for Ave Maria Elementary School, which opened on 11 August 2026, Corkscrew Middle School and Palmetto Ridge High School for the 2026 to 2027 school year, per Collier County Public Schools’ address lookup at four Reserve addresses on all three streets on 2 October 2026. Assignment is by address, so verify yours.

Assigned public schools by address

Source: Collier County Public Schools attendance zones 2026 to 2027, including the district’s address search, queried 2 October 2026. The district states: “These maps are intended to provide general information as to schools of assignment … nor should the user assume the results as a guarantee of student placement at any school. For further information or questions, please contact the Department of Student Assignment at (239) 377-0540.” School addresses: Ave Maria Elementary, 4050 Anthem Parkway, Ave Maria; Corkscrew Middle, 1165 Oil Well Road, Naples; Palmetto Ridge High, 1655 Victory Lane, Naples.

Ave Maria Elementary, opened 11 August 2026

Ave Maria Elementary opened on 11 August 2026 at 4050 Anthem Parkway North as “the District’s 33rd elementary school,” with “two dedicated golf cart drop-off and pick-up locations for families who travel to school by golf cart” (Ave Maria Development, August 2026). Before August 2026 this part of Ave Maria was zoned to Estates Elementary, so older listings naming Estates are out of date (CCPS attendance boundaries).

School grades, as published

Source: Florida Department of Education grades as published in the CCPS 2026 Accountability Brief, 1 July 2026. With one B and one school not yet graded, a description of every assigned school as A-rated does not match the state data.

Private options in town

Ave Maria Catholic Academy, formerly Donahue Academy, at 4955 Seton Way, is a Pre-K to Grade 12 Catholic school operated by Ave Maria Parish (Ave Maria Catholic Academy). Ask the school directly about tuition and admission. Ave Maria University, a private Catholic university, anchors the town center.

What Zoning, Permits and Nearby Land Shape Maple Ridge Reserve?

Maple Ridge Reserve sits inside the Town of Ave Maria, a Town Stewardship Receiving Area within Collier County’s Rural Lands Stewardship Area, so its zoning is the town plan, not a conventional county district. Silverwood lies to the west and a wooded preserve edge runs along the south side. Collier County issues every homeowner permit, after the HOA approves.

Ave Maria is a Town SRA inside the RLSA

Collier County’s GIS layers map the Rural Lands Stewardship Area overlay and the “AVE MARIA SRA” receiving area that contains the town (Collier County RLSA overlay; Collier County SRA layer). The developer explains that “a Town is the largest and most diverse form of SRA,” and that the Town Plan “is a zoning designation used to set development standards including permitted uses, building height and setbacks, landscaping, road design and architectural standards” (Ave Maria Development, SRA amendment FAQ, April 2026). On top of that public zoning sit the private layers: the Maple Ridge Declaration and Rules and the Master Association documents. Collier County approved the town’s expansion on 10 June 2026 by a 4 to 1 vote (Gulfshore Business, June 2026).

What sits around the Reserve

We do not promise any view from a Reserve lot; land outside the plat is governed by its own owners and approvals.

Homeowner permits: HOA approval first, then Collier County

Ave Maria has no city government, so Collier County issues every building permit (Collier County application requirements). The order is the HOA’s architectural approval first (“ACC forms may take 45 Days to process,” Application for Architectural Modification), then the county permit. The county’s permit types that Reserve owners use most:

• Pools and spas: Pools (PRSPL), with the Residential Swimming Pool Safety Act form and a barrier plan.
• Shutters, impact windows and doors: Shutters, Doors, Windows (PRSD).
• Small non-structural work: Work Exempt from Permit (PRAD).

Because every Reserve lot is in the Special Flood Hazard Area, substantial improvements are also reviewed for floodplain compliance (Collier County 2026 Flood Protection Newsletter). That matters for the casita, bonus room or pool projects a third-of-an-acre lot invites.

What Is Daily Life Like in Maple Ridge Reserve: Utilities, Trash, Golf Carts and Drive Times?

Maple Ridge Reserve is about a mile, or about 4 minutes, from Publix and the Town Center, closer to Publix than Silverwood, and about 6 minutes by car from Club Maple Ridge. Electric comes from LCEC, water and sewer from the Ave Maria Utility Company, and trash pickup from Collier County. The ZIP code is 34142.

Drive times from 5340 Chandler Way

We computed these on 2 October 2026 from the county parcel centroid of 5340 Chandler Way, in the middle of the Reserve, with the public OSRM routing engine on free-flow road data, with no traffic. Season traffic on Immokalee Road adds time. Every route out of the Reserve starts on Chesterfield Drive and Ave Maria Boulevard, the one way in and out. Publix store details: Publix, store 1252.

Utilities

Trash and recycling

Ave Maria is in unincorporated Collier County, so curbside garbage, recycling and yard waste run through Collier County’s solid waste program. Look up your collection days with the county’s Find Your Collection Days tool. On a lot of about a third of an acre, the yard waste schedule is worth knowing before your first lawn service visit.

Golf carts

Golf carts are street legal on most Ave Maria roads under Collier County Ordinance 2016-14 and the district’s handbook, “with the exception of designated portions of Ave Maria Boulevard, Anthem Parkway and Pope John Paul II Boulevard” (AMSCD Golf Cart Drivers Handbook). The Reserve’s only exit is onto Ave Maria Boulevard, and we have not confirmed the cart status of that segment; check the handbook’s map, and register a cart with the district, before planning cart trips to Publix or the club.

Healthcare

NCH Immediate Care opened in May 2025 at 5360 Ave Maria Boulevard in Midtown Plaza, a walk-in urgent care about 3 minutes from the Reserve (NCH, May 2025). There is no hospital in Ave Maria today. NCH has announced a planned 150-bed hospital in Ave Maria (NCH, October 2025); until it is built and open, plan around the current drive to a full emergency department.

Thinking of selling the Reserve home you have lived in since the builder handed over the keys? McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Want to live a mile from Publix on a third of an acre? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

How Does Maple Ridge Reserve Compare With Other Ave Maria Neighborhoods?

Maple Ridge Reserve is the estate-lot end of Maple Ridge at Ave Maria: 51 CC Homes houses on lots of about a third of an acre, sold only as resales, with the lowest district bill of the Maple Ridge sections we measured. The Reserve shares one HOA and the Club at Maple Ridge with core Maple Ridge, Silverwood and Coquina.

Data updated: October 2026 (Collier County Property Appraiser, 2026 tax roll data files, extract dated 29 August 2026; builder prices as published on the dates shown)

The table sets Maple Ridge Reserve beside its sister sections inside Maple Ridge at Ave Maria and beside the single-family homes of The National, the other larger-home choice in Ave Maria, on ten stated yardsticks. The windows are not identical and each cell names its own. The Reserve’s price cell covers all recorded history, because the Reserve has recorded no qualified sale since 3 March 2025; the other rows carry the twelve-month window their own county analysis used. District figures also differ in basis: the Reserve and Silverwood rows show the full FY 2025-26 bill, the other rows the 2022 debt schedule only.

Sources: CC Homes’ archived 2015 Reserve model pages for the Juniper, Keswick and Lucerne and its Maple Ridge Reserve launch text (archived); CC Homes, Maple Ridge, Maple Ridge features and community amenities; CC Homes, Silverwood site plan; Collier County Growth Management Department parcel layer (Reserve lot areas, measured 2 October 2026); Ave Maria Stewardship Community District bond balance and assessment roll, good through 31 October 2026; AMSCD final budget FY 2026-2027; Series 2022A limited offering memorandum (closings by 31 December 2021, planned homes and 2022 debt by phase); Lennar, The National Golf and Country Club; Collier County Property Appraiser, 2026 tax roll data files. The 2022 debt figures are debt only and the Reserve and Silverwood figures are full bills, so the district column is not like for like; each parcel’s own tax bill decides.

Core Maple Ridge and the Capistrano Estate collection

Core Maple Ridge is where CC Homes is still building, and its largest product, the Capistrano Estate collection, is the closest new-home substitute for a Reserve house. CC Homes sells the Cove, Captiva Garden and Capistrano Estate collections on 45, 55 and 65-foot lots that run 135 feet deep, and lists the Estate from $545,990 as of September 2026 (CC Homes, Maple Ridge). A 65-foot Estate lot is 8,775 square feet; the median Maple Ridge Reserve lot is 13,991 square feet, about 1.6 times as large (Collier County parcel layer). Core resales recorded a $550,000 median on 27 sales and new core homes $595,600 on 59 from 1 September 2025 to 17 August 2026, all three collections combined (Collier County Property Appraiser, 2026 tax roll data files, as compiled for our Maple Ridge buyer guide). The Reserve’s newest qualified sale, 5344 Chandler Way at $775,000 on 3 March 2025, sits above both. The district ties the two together: the Reserve shares its “2019 + 2015 MR” debt row of 394 single-family units with Maple Ridge Phase 3 and Coquina Phase 1 (AMSCD FY 2026-2027 budget).

Silverwood at Maple Ridge

Silverwood at Maple Ridge sits on land the bond documents first planned for a second phase of the Reserve: a 38-unit “Maple Ridge Estates” phase was replaced by Silverwood Phase 1A (Series 2022A offering memorandum). The result is the opposite product under the same HOA: 602 homes on homesites of about 38 by 100 feet, with CC Homes still selling. Silverwood resales recorded a $356,400 median on 15 sales and builder-direct closings $394,900 on 33 from August 2025 to July 2026 (Collier County Property Appraiser, 2026 tax roll data files). Silverwood lots paid $2,460.43 to $2,531.25 to the district on the FY 2025-26 bill, against $2,066.67 for every Reserve lot, and carry bond payoff balances of $18,071.19 to $23,387.85, against $12,177.02 in the Reserve (AMSCD bond balance and assessment roll).

Coquina at Maple Ridge

Coquina at Maple Ridge was built in the same years as the Reserve, 2015 to 2019, as 283 entry-level CC Homes houses, and now trades only as resales: six from 1 September 2025 to 17 August 2026, at a $337,500 median and a range of $320,000 to $355,000 (Collier County Property Appraiser, 2026 tax roll data files). The two sections share more than an era. Coquina Phase 1 and the Reserve sit in the same district debt row, so a Coquina Phase 1 lot and a Reserve lot carry the same scheduled debt line (AMSCD FY 2026-2027 budget). What separates them is lot, house size and price: the Reserve’s smallest base plan, the Juniper, had 3,211 square feet under air (CC Homes Juniper page, archived 2015).

The National Golf and Country Club

The National Golf and Country Club is Lennar’s gated golf community, planned for 1,284 homes around an 18-hole course and a 16,922-square-foot clubhouse (Lennar, The National). Its single-family resales recorded a $665,000 median on 14 sales in the twelve months to 17 August 2026 (Collier County Property Appraiser, 2026 tax roll data files), the nearest price band to the Reserve in town. A buyer choosing between them is choosing golf and a club built into the community against a lot of about a third of an acre and the lower district debt of a Reserve lot. A buyer who wants The National’s course at a lower price can look at a condominium such as Terrace Condominiums at The National.

Comparing Maple Ridge Reserve with another Ave Maria neighborhood? Selling first? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Maple Ridge Reserve vs a Core Maple Ridge Estate Home: Which Should You Choose?

Maple Ridge Reserve and a core Maple Ridge Estate home share one HOA, one club and one district, so the choice comes down to lot, age and how you buy. The Reserve offers a median 0.32-acre lot and a finished 2016 to 2020 house; a Capistrano Estate home offers a new CC Homes build on a 65-foot lot.

Both are CC Homes houses, and both sit under the Maple Ridge at Ave Maria Homeowners Association, Inc. (Sunbiz N13000002185), whose manager the Master Association describes as handling “Maple Ridge, Coquina, Silverwood, and the Maple Ridge Reserve” (Ave Maria Master Association, associations). Where a core Estate fact is not in a primary source we have read, the table says so rather than guessing.

Sources: CC Homes Juniper, Keswick and Lucerne model pages (archived 2015); CC Homes Maple Ridge Reserve launch text (archived); CC Homes, Maple Ridge and features; Maple Ridge HOA Rules and Regulations; AMSCD bond balance and assessment roll; AMSCD FY 2026-2027 budget; Series 2022A offering memorandum; FEMA National Flood Hazard Layer, queried 2 October 2026 for every Reserve lot; Ave Maria Master Association, payment options; Collier County parcel layer; Collier County Property Appraiser, 2026 tax roll data files.

Choose Maple Ridge Reserve if

You want land more than you want a new house. A Reserve lot gives room that a 65-foot core lot cannot: space for the casita, bonus room or pool, outdoor kitchen and cabana bath that CC Homes offered at launch (CC Homes launch text, archived), a three-car garage on every original plan, and three short streets with one entrance and no through traffic. You also accept a finished 2016 to 2020 house, which means checking the roof, the permits, the windows and the wind mitigation report before you sign, and waiting for one of 51 homes to come up. The lower district payoff is a quiet bonus: $12,177.02 per Reserve lot against $18,071.19 or more in Silverwood (AMSCD bond balance and assessment roll).

Choose a core Maple Ridge Estate home if

You want to choose a plan and finishes, move into a new house under a builder’s written warranty, or buy on your own timeline rather than wait for a Reserve listing. CC Homes lists the Estate from $545,990 at base before options and lot premium, and offers a pool with an Estate home (CC Homes, Maple Ridge; CC Homes features). You give up more than a third of the land of a median Reserve lot, and you should read the plan sheet for the garage and the lot’s own flood zone before comparing the two on price.

Weighing a Reserve resale against a new core Estate home? Selling a Reserve home to make the move? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 or read our Maple Ridge buyer guide.

What Are the Honest Pros and Cons of Living in Maple Ridge Reserve?

Living in Maple Ridge Reserve brings an estate lot of about a third of an acre, three-car garage plans, the lowest district payoff measured in Maple Ridge and a short drive to Publix, against a high-risk FEMA flood zone on every lot, rare listings, an unpublished HOA figure, owner lawn care and a club about six minutes away.

Pros

• Estate lots. Reserve lots measure 0.29 to 0.53 acre with a 0.32-acre median, and 20 of the 51 are a full third of an acre or more (Collier County parcel layer, measured 2 October 2026). The largest is Lot 25 at 5335 Chesterfield Drive, 23,230 square feet.
• Big plans with three-car garages. CC Homes’ three Reserve plans ran 3,211 to 4,184 square feet under air with three to five bedrooms and a three-car garage (Lucerne model page, archived 2015), with casita and bonus-room options on top.
• The lowest district payoff we measured in Maple Ridge. Every Reserve lot paid $2,066.67 on the FY 2025-26 bill and carries a $12,177.02 bond payoff balance, both below Silverwood’s; on the current schedule $775.00 of the yearly debt line ends with the 2038 maturity and $449.69 with the 2045 maturity (AMSCD FY 2026-2027 budget).
• Same HOA and club as the rest of Maple Ridge. The Club at Maple Ridge, about 10,000 square feet and opened in April 2019, has a resort-style pool, fitness center, pickleball and a Lifestyle Director (CC Homes amenities); access follows HOA membership, so confirm your fob with the onsite office.
• Closest Maple Ridge section to town. From 5340 Chandler Way, Publix and the Town Center are about 1.1 miles (about 4 minutes) and NCH Immediate Care at Midtown Plaza about 0.7 mile (about 3 minutes) in light traffic (our free-flow routing from the county parcel centroid, 2 October 2026).
• A resale record that has held up. We tracked the 12 Reserve homes that have resold: 11 of 12 sold for more at their latest sale than at their first, at a median change of +46.7 percent in nominal prices (Collier County Property Appraiser, 2026 tax roll data files).
• Quiet streets. Three streets, Chandler Way, Chesterfield Drive and Allen Place, with a single entrance from Ave Maria Boulevard and no other street connection (Collier County 2024 orthoimagery via Esri World Imagery).
• Owner-occupied. 43 of 51 Reserve homes (84 percent) carry a homestead exemption on the 2026 preliminary roll (Collier County Property Appraiser, 2026 tax roll data files), a data point rather than a rule.
• Schools by address. Collier County Public Schools assigns the four Reserve addresses we checked to Ave Maria Elementary, Corkscrew Middle and Palmetto Ridge High for 2026-27 (CCPS attendance zones).

Cons

• Every lot is in FEMA’s high-risk flood area. All 51 Reserve lots lie entirely inside the Special Flood Hazard Area, 46 lot centers in Zone AH and 5 in Zone AE, on panel 12021C0255H, effective 16 May 2012 (FEMA National Flood Hazard Layer, queried 2 October 2026). A federally backed mortgage on a home in that area requires flood insurance (Collier County 2026 Flood Protection Newsletter).
• No new homes and rare listings. CC Homes’ last builder deed in the Reserve was recorded on 20 March 2020, and the county record shows no qualified Reserve sale in the 12 months to August 2026 and 14 resales in all history (Collier County Property Appraiser, 2026 tax roll data files).
• No published HOA figure. No primary source posts the 2026 Maple Ridge HOA assessment; the estoppel certificate and the disclosure summary under s. 720.401, Florida Statutes state it, on top of the Master Association’s $203 a quarter.
• Lawn care on a third of an acre. The HOA Rules make “each Owner” responsible to irrigate and maintain irrigation within the parcel (Maple Ridge HOA Rules and Regulations), and mowing is the owner’s job too, on a bigger lot than anywhere else in Maple Ridge.
• The club is a drive. The Club at Maple Ridge at 4995 Brigata Way is about 2.2 miles, or about 6 minutes by car, from 5340 Chandler Way (our free-flow routing, 2 October 2026).
• One way out. Every route leaves by Chesterfield Drive onto Ave Maria Boulevard, and whether that stretch of the boulevard is open to golf carts was not confirmed; check the AMSCD Golf Cart Handbook.
• Gate status unconfirmed. CC Homes marketed the Reserve as “a private enclave,” and whether the entrance is gated is not stated in the recorded documents we reviewed (CC Homes launch text, archived); ask us and we will confirm it on site, or ask the association’s onsite office.
• Older roofs and unverified openings. Original roofs date from 2016 to 2020, and an insurer may require an inspection once a roof is 15 years old (My Safe Florida Home, s. 627.7011 roof rule); the oldest reach that mark in 2031. Impact glass on Reserve homes is not verified, so check the permits and a wind mitigation report.
• Distance. I-75 at Immokalee Road is about 39 minutes, 5th Avenue South in Naples about 56 minutes and RSW about 57 minutes from the Reserve at free-flow speeds (our routing from 5340 Chandler Way, 2 October 2026).

Ready to Weigh Maple Ridge Reserve Against the Rest of Ave Maria?

Maple Ridge Reserve is the right home for a buyer who wants land and the wrong one for a buyer who wants a new house tomorrow, and the difference usually comes down to the lot, the flood file and the district bill. McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, compare a Reserve home with core Maple Ridge, Silverwood, Coquina and The National from the county record before you set a price or write an offer.

• Selling a Reserve home? Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072.
• Buying? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.
• Want the village picture? Our guide to selling your Maple Ridge home and our Maple Ridge home valuation cover every Maple Ridge section.

Thinking of Selling Your Maple Ridge Reserve Home? List With the #1 Team in Southwest Florida Since 2012

If you’re searching for a Maple Ridge Reserve listing agent, or thinking, ‘I need someone to sell my Maple Ridge Reserve home…’, call McGreevy and Comisar. With no qualified Reserve sale since March 2025, your price cannot come from a recent median; it comes from every recorded Reserve sale, your own lot and plan, and the nearest substitutes in town.

Data updated: October 2026 (Collier County Property Appraiser, 2026 tax roll data files, extract dated 29 August 2026; recorded Collier sales indexed through 24 August 2026)

Listing-agent credentials:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Recent Maple Ridge Reserve sold-listing stats

The Reserve’s record is thin, so we state it as a list rather than a median.

• Last 12 months (September 2025 to August 2026): zero qualified sales. Deeds recorded on Reserve homes since March 2025 were $0 or nominal transfers, not sales (Collier County Property Appraiser, 2026 tax roll data files).
• Newest qualified sale: 5344 Chandler Way, $775,000, recorded 3 March 2025 (Official Records Book 6447, Page 1830). Before it: 5348 Chandler Way, $675,000, 6 November 2024.
• Widening the window to find 10 or more closings lands on all recorded history: 59 qualified sales since 3 June 2016. Of those, 45 were builder-direct sales by CC Homes from June 2016 to March 2020 at a $498,100 median ($388,300 to $1,056,600), and 14 were resales from August 2019 to March 2025 at a $747,500 median ($445,000 to $1,050,000).
• Resales since 2021: 12 sales of 11 homes, $553,000 to $1,050,000, totaling $9,298,800 in recorded consideration (5344 Allen Place sold in 2021 and again in 2022). Eight other priced deeds were not qualified by the county and are excluded.

On the Southwest Florida MLS, no Reserve home closed in the 12 months to 16 October 2026, so there is no recent days-on-market or sale-to-list figure to report, and one Reserve home was listed for sale on 16 October 2026: 5345 Allen Place at $1,000,000 (Southwest Florida MLS, Matrix, counted by Reserve street address).

Every Maple Ridge Reserve resale since 2021

We tracked every one of the 59 qualified Maple Ridge Reserve sales in the county record since June 2016 and paired each resale with the home’s earlier qualified sale. These are the 12 resales recorded since January 2021, oldest first (Collier County Property Appraiser, 2026 tax roll data files).

Prices are nominal and not adjusted for inflation, improvements or plan. The one home that resold below its first price was 5328 Chandler Way, the highest-priced builder sale in the Reserve, at $1,050,000 in 2021 against $1,056,600 in 2016.

How we price a Maple Ridge Reserve home with few comps

The Reserve is a thin market, so our team has paired the 12 Reserve homes that have resold with their earlier purchase and built the method around that record. We build your number in six steps, each from a record you can read:

1. Every Reserve resale with its date. The table above, plus the two 2019 resales, read against the date of your sale rather than averaged.
2. Your home’s own history. Your resale pair if the home has sold before, or your CC Homes builder price if it has not; the 12 resale pairs show what the same houses did over time.
3. Lot size and position. Reserve lots run from 12,600 to 23,230 square feet (Collier County parcel layer), and a lake, preserve or corner position changes what a buyer will pay.
4. Plan and options actually built. A Juniper, Keswick or Lucerne with a casita, bonus room or pool is a different house from the base plan (CC Homes launch text, archived); we read your permits, not the county’s square footage.
5. The nearest substitutes. Core Maple Ridge Estate homes and single-family homes at The National Golf and Country Club, adjusted for lot and garage, because those are the homes a Reserve buyer also tours.
6. A list-price test window. We read current listings and pending sales from the Southwest Florida MLS when we prepare your valuation, set the price inside the search bands buyers use, and agree in advance what the first weeks of showings will tell us.

One caution protects your comps: a listing labeled “Maple Ridge Reserve” on any street other than Chandler Way, Chesterfield Drive or Allen Place is not in the platted Reserve, and we leave it out of your pricing.

What makes selling in Maple Ridge Reserve different

• No yard sign. The HOA Rules allow “no sign of any kind” including “For Sale” and “For Rent” signs (Maple Ridge HOA Rules and Regulations), so your marketing lives online, in photography of the lot and in our buyer network.
• Two associations, two estoppels. The Master Association states that “For every sale of a home, Estoppels are required from each association” (Master Association realtor information). The Maple Ridge HOA estoppel is $299 in 7 business days, plus $119 to expedite in 2 (Miami Management estoppel request form), within the caps of s. 720.30851, Florida Statutes; the Master estoppel is ordered separately through FirstService Residential.
• HOA purchase approval. Your buyer applies at $150 per applicant over 18 plus a $150 processing fee, and the form says to allow 14 to 21 business days (HOA Application for Purchase); build that into the closing date.
• Flood disclosure and the Elevation Certificate. Every Reserve lot is in FEMA’s Special Flood Hazard Area (FEMA National Flood Hazard Layer), and Florida requires a seller flood disclosure at or before contract (s. 689.302, Florida Statutes). Have your Elevation Certificate ready; it is the document that shows your home’s floor height to a buyer’s flood insurer.
• The district payoff is not required. Your lot’s AMSCD bond balance is $12,177.02, good through 31 October 2026, and the district’s roll says it “does not have to be paid off at closing” (AMSCD bond balance and assessment roll); the current year is prorated with your taxes.
• Title and transfer costs in Collier County. The buyer customarily pays the owner’s title policy, and your contract controls. Your seller costs are documentary stamp tax on the deed at 70 cents per $100 of price (s. 201.02, Florida Statutes), commission as negotiated, the estoppel fees, prorations of taxes and the district line, and any lien payoff.
• Roof age is still on your side. Original Reserve roofs date from 2016 to 2020, and an insurer may require a roof inspection at 15 years (My Safe Florida Home, s. 627.7011 roof rule), which no original Reserve roof reaches before 2031. A current wind mitigation report helps your buyer’s insurance quote.

What Is Your Maple Ridge Reserve Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Maple Ridge Reserve home valuation, and we will send a value built from every Reserve resale, your home’s own resale pair or builder price, your lot’s measured size and the substitutes a Reserve buyer will tour. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and every Reserve valuation is read by Jesse or Marc, not generated by a portal.

Talk to Jesse direct: (239) 898-6072, text or call.

Our guide to selling your Maple Ridge home covers the village-wide selling process, and our Maple Ridge home valuation page serves every Maple Ridge section. Our guide to selling a Maple Ridge Reserve home and our Reserve valuation page price your home from all 59 recorded Reserve sales, your lot and your plan.

Will my Maple Ridge Reserve home sell for more than I paid CC Homes?

The record so far says most Reserve owners have. Of the 12 Reserve homes that have resold, 11 sold for more at their latest sale than at their first, at a median change of +46.7 percent in nominal prices; the largest gain was 5344 Chandler Way, $421,300 in 2019 to $775,000 in 2025 (Collier County Property Appraiser, 2026 tax roll data files). Your own plan, options and condition decide your number.

Do I have to pay off the AMSCD bond when I sell?

No. The Ave Maria Stewardship Community District’s roll states that the bond balance, $12,177.02 per Reserve lot through 31 October 2026, “does not have to be paid off at closing” (AMSCD bond balance and assessment roll). The assessment rides the Collier County tax bill and the current year is prorated; a buyer may ask for a credit, and that is a negotiation.

How many estoppels does a Reserve sale need?

Two: the Maple Ridge at Ave Maria HOA estoppel ($299, or $418 expedited, through Miami Management) and the Ave Maria Master Association estoppel through FirstService Residential, whose fee shows at checkout (Master Association realtor information). The HOA estoppel states the current assessment, which is where your buyer sees the HOA dollar figure (s. 720.30851).

Can I put a For Sale sign in my Maple Ridge Reserve yard?

No. The Maple Ridge HOA Rules and Regulations bar signs of any kind, including “For Sale” and “For Rent” signs (HOA Rules and Regulations). Reserve buyers find homes online and through agents, so photography of the lot, the garage and any pool or casita does the work a sign would.

What flood disclosure do I give a Reserve buyer?

The seller flood disclosure under s. 689.302, Florida Statutes, covering flood damage, flood insurance claims and federal flood assistance, at or before contract, plus the HOA disclosure summary under s. 720.401. Your lot is in Zone AH or AE on FEMA panel 12021C0255H; share your Elevation Certificate early.

Should I call my home “gated” in the listing?

Not unless it is confirmed. CC Homes marketed the Reserve as “a private enclave,” and whether the entrance is gated is not stated in the recorded documents we reviewed (CC Homes launch text, archived). We confirm the entrance on site, or with the association’s onsite office at (239) 867-4527, and describe it exactly as it is.

How long does a Reserve sale take to close?

Plan around the paperwork. The HOA purchase application asks for 14 to 21 business days, (HOA Application for Purchase), and the Declaration gives the HOA twenty days to decide once notified (Maple Ridge Declaration, OR 4958 PG 857); the standard HOA estoppel takes 7 business days. Days on market is not in the county record; we read it from current listings at valuation time.

Buying in Maple Ridge Reserve instead? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Your Local Real Estate Experts

Maple Ridge Reserve owners and buyers work directly with Jesse McGreevy and Marc Comisar, not with a call center. Before writing this guide the two read the Maple Ridge Declaration, the district’s roll for all 51 Reserve lots, FEMA’s flood layer over every lot, CC Homes’ own Reserve plan pages and every qualified Reserve sale since June 2016.

You can read the longer version of how the team was built on our about the McGreevy and Comisar team page. McGreevy and Comisar are the Domain Realty team behind this Maple Ridge Reserve guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, the team launched in October 2008, and both work the Collier County resale and new-construction market that the Reserve sits in.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. On a Maple Ridge Reserve page the credential that matters more is narrower than any award. Before writing this guide we read:

• the recorded Declaration of Covenants, Conditions and Restrictions for Maple Ridge at Ave Maria (Official Records Book 4958, Page 857), including the Section 15.9 notice at Page 883 and the Section 2.2 power under which later land was added, plus the HOA Rules and Regulations and the HOA’s purchase, tenant, architectural and estoppel forms
• the Ave Maria Stewardship Community District’s parcel-level bond balance and assessment roll for all 51 Reserve lots and its 7 tracts, its FY 2026-27 budget and its Series 2022A offering memorandum
• the Ave Maria Master Association’s 2026 fee schedule and its resale and estoppel rules
• FEMA’s National Flood Hazard Layer over all 51 Reserve lot polygons and at four Reserve addresses on all three streets
• CC Homes’ 2015 Juniper, Keswick and Lucerne model pages and its Maple Ridge Reserve launch text
• the Collier County Growth Management Department parcel layer for all 51 Reserve lots, measured lot by lot
• the Collier County Property Appraiser 2026 tax roll data files for all 58 Reserve parcels and every one of the 59 qualified Reserve sales since June 2016
• Collier County Public Schools’ address lookup and the county’s hurricane evacuation layer at the same four addresses

What Our Clients Say

Jesse McGreevy is a top-reviewed Maple Ridge Reserve realtor on Google, and so is the team he leads with Marc Comisar; the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

★★★★★ “I highly recommend Jesse and his brokerage for any of your real estate needs. They offer ‘white glove’ service from beginning to end.” Rafael Lazcano, verified Google review

★★★★★ “Marc’s attention to detail and deep understanding of the Southwest Florida market gave us so much confidence.” Katie Whalen Polewski, verified Google review

★★★★★ “Marc and Jesse are truly great people and they care about the people that they work with. Marc made our house purchase seamless and we closed within 30 days. If you want someone that’s gonna treat you like family, well you found them.” stephen joslin, verified Google review

★★★★★ “He met us within 20 minutes to see it and we loved it. We worked with him on the offer and the transaction was seamless!” Marko Zegarac, verified Google review

Contact McGreevy and Comisar

• Jesse McGreevy: (239) 898-6072 · [email protected]
• Marc Comisar: (239) 287-5873
• Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling a Maple Ridge Reserve home? Get a free Maple Ridge Reserve home valuation, or call Jesse direct at (239) 898-6072.

Buying in Maple Ridge Reserve? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

• Jesse McGreevy, Florida license SL3101296
• Marc Comisar, Florida license BK3060671
• Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions, Buyer Edition

Buyers ask us the same core questions about Maple Ridge Reserve, the 51-home CC Homes estate enclave inside Maple Ridge at Ave Maria. Each answer below draws on the Collier County Property Appraiser, 2026 tax roll data files, the Ave Maria Stewardship Community District’s own assessment roll, FEMA’s flood layer, the recorded Maple Ridge Declaration and CC Homes’ own published plan pages.

What is Maple Ridge Reserve in Ave Maria?

Maple Ridge Reserve is a section of 51 single-family estate homes built by CC Homes from 2016 to 2020 inside Maple Ridge at Ave Maria. The recorded plat is “Maple Ridge Reserve at Ave Maria, Phase 1”, Plat Book 59, Pages 51 to 53, Collier County public records. The district’s Series 2022A offering memorandum calls the section “Maple Ridge Estates” and says all 51 homes had closed to third-party buyers by 31 December 2021, so every purchase today is a resale.

Which streets are in Maple Ridge Reserve?

Only three: Chandler Way (21 lots, house numbers 5312 to 5370), Chesterfield Drive (16 lots, 5310 to 5346) and Allen Place (14 lots, 5333 to 5361), all in ZIP 34142, per the Collier County parcel layer and the county roll. A listing labeled “Maple Ridge Reserve” on any other street is not in the platted Reserve. The section has one divided entrance, from Ave Maria Boulevard into Chesterfield Drive, and no other street connection.

How big are the lots in Maple Ridge Reserve?

Lots are about a third of an acre on average (0.29 to 0.53 acre, median 0.32), measured for all 51 lots from the Collier County Growth Management Department parcel layer. The smallest is 12,600 square feet, the largest 23,230 square feet (Lot 25, 5335 Chesterfield Drive), and 20 of 51 lots reach a full third of an acre. CC Homes marketed “expansive 1/3+ acre lots” (CC Homes launch page, archived); the measured figures are the ones to rely on.

Does Maple Ridge Reserve have a gate at its entrance?

The recorded documents we reviewed do not settle it. CC Homes marketed the Reserve as “a private enclave” without using the word gate in its launch text. Section 15.9 of the Maple Ridge Declaration says “THE DEVELOPER DOES NOT INTEND TO INSTALL A SECURITY GATE FOR THE PROPERTY”, but that “Property” is the 2013 land in Exhibit A; the Reserve was added later under Section 2.2 and its supplemental declaration was not found. Ask us and we will confirm the entrance on site, or ask the onsite office.

What floor plans did CC Homes build in Maple Ridge Reserve?

CC Homes’ 2015 model pages list three plans, each with a 3-car garage: the one-story Juniper (3 bedrooms, 2.5 baths, 3,211 square feet under air), the Keswick (4 bedrooms, 3.5 baths, 3,554) and the two-story Lucerne (5 bedrooms, 4.5 baths, 4,184). Options included a casita, a bonus room over the garage, a pool, an outdoor kitchen and a cabana bath. Which plan sits on which lot is not public, so we confirm it home by home.

How much do homes cost in Maple Ridge Reserve?

The county record shows 59 qualified sales in all history: 45 builder-direct sales from June 2016 to March 2020 at a $498,100 median, and 14 resales from August 2019 to March 2025 at a $747,500 median, ranging from $445,000 to $1,050,000 (Collier County Property Appraiser, 2026 tax roll data files). No qualified sale closed in the 12 months to August 2026; the newest was 5344 Chandler Way at $775,000 on 3 March 2025. Every sale is listed in the sale record above; for today’s pricing, read our Maple Ridge buyer guide.

How is the Reserve different from the rest of Maple Ridge?

The Reserve shares the same HOA, the same club and the same district as the rest of Maple Ridge, but the product differs. Its lots average about a third of an acre, against 45, 55 and 65-foot core lots of 0.14 to 0.20 acre, and its CC Homes plans run 3,211 to 4,184 square feet under air with 3-car garages. Its district bill is the lowest measured in Maple Ridge: $2,066.67 per lot on the 2025 bill (AMSCD assessment roll).

How does Maple Ridge Reserve compare with Silverwood and Coquina?

Silverwood at Maple Ridge is 602 homes on homesites of about 38 by 100 feet, still selling new from CC Homes, with a district bill of $2,460.43 to $2,531.25 on the 2025 bill. Coquina at Maple Ridge is 283 homes built 2015 to 2019. The Reserve is 51 estate homes on lots about a third of an acre, built 2016 to 2020, resale only, at $2,066.67 on the same bill (AMSCD assessment roll).

How does Maple Ridge Reserve compare with The National?

The National Golf and Country Club is Lennar’s golf community in Ave Maria, with an 18-hole course and a 16,922-square-foot clubhouse (Lennar, The National); its single-family resale median was $665,000 on 14 sales in the 12 months to 17 August 2026 (Collier County Property Appraiser, 2026 tax roll data files). The Reserve offers larger CC Homes plans with 3-car garages, no golf membership layer, and the lowest district bond balance measured in Maple Ridge.

What are the HOA fees in Maple Ridge Reserve?

There are two association layers and no separate Reserve association. The Ave Maria Master Association charges $203 per quarter ($812 a year) in 2026 (Master Association payment options). The Maple Ridge at Ave Maria Homeowners Association does not publish its 2026 regular assessment publicly, so the figure for a specific home comes from the estoppel certificate under s. 720.30851 and the disclosure summary under s. 720.401. We read both before you sign.

Can Maple Ridge Reserve owners use The Club at Maple Ridge?

CC Homes describes The Club at Maple Ridge as “exclusively accessible for Maple Ridge and Silverwood residents” on its amenities page. The Reserve is not named there, but Reserve homes belong to the same Maple Ridge HOA, so access follows HOA membership; confirm card or fob access with the onsite office at 4995 Brigata Way. The 10,000-square-foot club is about 2.2 miles and 6 minutes from 5340 Chandler Way by car in light traffic. The Reserve itself has no pool or clubhouse.

Can I add a pool to a Maple Ridge Reserve home?

Yes, with approval. The HOA Rules and Regulations say “Above ground pools are not permitted”, and in-ground pools, spas and screen enclosures need prior written architectural approval; “ACC forms may take 45 Days to process”. CC Homes offered a pool, outdoor kitchen and cabana bath as launch options, and a lot of about a third of an acre usually leaves room. Check the survey, setbacks and a Collier County pool permit before you plan one.

What is the Ave Maria Stewardship Community District assessment on a Reserve home?

The Ave Maria Stewardship Community District is an independent special district under Chapter 189, Florida Statutes, often called “the CDD”, and it bills on the county tax bill. Each Reserve lot paid $2,066.67 on the 2025 bill ($701.83 operations, $140.15 reserve, $1,224.69 debt) and will pay $2,208.89 on the November 2026 bill, adopted 4 August 2026 (AMSCD FY 2026-27 budget). The increase of $142.22 is all operations and reserve.

How much district bond debt is left on a Maple Ridge Reserve lot?

The payoff balance is $12,177.02 per lot, good through 31 October 2026, and the district’s roll says it “does not have to be paid off at closing” (AMSCD bond balance roll). The yearly debt line of $1,224.69 is two pieces: $775.00 for the Series 2019 refunding bonds, scheduled to mature in May 2038, and $449.69 for the Series 2015 Maple Ridge bonds, scheduled to mature in May 2045 (AMSCD FY 2026-27 budget).

Is Maple Ridge Reserve in a flood zone?

Yes. Our overlay of every lot polygon on FEMA’s National Flood Hazard Layer on 2 October 2026 places all 51 lots 100 percent inside the Special Flood Hazard Area: 46 lot centers in Zone AH and 5 in Zone AE, with no Zone X on any lot. The FIRM panel is 12021C0255H, effective 16 May 2012. Zone AH means a 1 percent annual chance of shallow flooding, usually ponding, with average depths of 1 to 3 feet (FEMA, Zone AH).

Do I need flood insurance to buy in Maple Ridge Reserve?

With a federally backed mortgage, yes: Collier County’s 2026 Flood Protection Newsletter says homes in a Special Flood Hazard Area with a federally backed mortgage must carry flood insurance, and every Reserve lot is in one. Citizens also requires flood coverage for homes in the Special Flood Hazard Area (Citizens). Collier’s CRS Class 5 rating gives eligible NFIP policies 25 percent off. Ask the seller for an Elevation Certificate before you quote.

Which schools serve Maple Ridge Reserve?

The Collier County Public Schools 2026-27 lookup, run on 2 October 2026 at four Reserve addresses, assigns Ave Maria Elementary (opened 11 August 2026, not yet graded), Corkscrew Middle (2026 grade A) and Palmetto Ridge High (2026 grade B) (CCPS attendance zones; CCPS 2026 grades). CCPS says its maps are not “a guarantee of student placement at any school”; verify your address with the Department of Student Assignment at (239) 377-0540.

Can I rent out a Maple Ridge Reserve home?

Yes, within the Maple Ridge rules. The HOA Rules and Regulations allow leasing of the entire home only, a minimum term of 30 days and no subleasing, and say “No Residential Parcel may be subject to more than two (2) leases in any twelve (12) month period”. Tenants need HOA approval on the association’s tenant occupancy application, and tenant pets “must not exceed 70Lbs”. Nightly vacation rentals do not fit these rules.

Is Maple Ridge Reserve mostly owner-occupied?

On the 2026 preliminary roll, 43 of 51 Reserve homes (84 percent) carry a homestead exemption, and 1 of 51 is held by an entity (Collier County Property Appraiser, 2026 tax roll data files). That is a data point about who owns the homes today, not a rule; the leasing limits in the HOA Rules are what govern rentals.

Who takes care of the yard on a Reserve lot?

The owner does. On a lot of about a third of an acre, lawn care, landscaping and in-lot irrigation are the homeowner’s job; Maple Ridge owners irrigate within their own lot with reuse water, per the HOA Rules and Regulations. Budget for a lawn service when you compare a Reserve home with a smaller lot in core Maple Ridge or Silverwood.

Can I drive a golf cart from Maple Ridge Reserve to town?

Golf carts are street legal on most Ave Maria roads under Collier Ordinance 2016-14, except designated parts of Ave Maria Boulevard. The Reserve’s only exit is onto Ave Maria Boulevard, and we did not confirm that segment’s status, so check the map in the district’s Golf Cart Handbook before you plan a cart route. By car, Publix and the Town Center are about 1.1 miles and 4 minutes away in light traffic.

Is Maple Ridge Reserve a 55+ community?

No. Maple Ridge, including the Reserve, has no age restriction, and buyers of any age can own there. Del Webb Naples is the town’s 55+ village (Del Webb Naples). If you are comparing the two, call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Frequently Asked Questions, Seller Edition

Maple Ridge Reserve owners ask us how to price a one-of-51 estate home when the county record shows no qualified sale since March 2025, and what the HOA, the Master Association and the district require at closing. These answers use the recorded sale history, the association documents, the district roll and Florida Statutes.

How do I sell my home in Maple Ridge Reserve?

Start with a value built from the Reserve’s own record: every resale, your home’s own builder price, and the nearest outside substitutes. Then line up what Maple Ridge closings require: two estoppels (the Maple Ridge HOA and the Ave Maria Master Association), HOA approval of your buyer, the flood disclosure, and the district line on the settlement statement. Marketing has to work without a yard sign, which the HOA Rules ban. Start with a free Maple Ridge Reserve home valuation.

How much is my Maple Ridge Reserve home worth?

There is no recent sale median to lean on: the county record shows no qualified Reserve sale in the 12 months to August 2026, and the newest was 5344 Chandler Way at $775,000 on 3 March 2025 (Collier County Property Appraiser, 2026 tax roll data files). Across all history, 14 resales ranged from $445,000 to $1,050,000. Your value depends on plan, options actually built, lot size, condition, roof and pool. Ask for a free Maple Ridge Reserve home valuation and we will work it from the full record.

How do you price a Reserve home when there are so few comparable sales?

We work in layers. First, every Reserve resale with its date and price. Second, your home’s own builder price or earlier resale, read against the 12 recorded resale pairs. Third, lot size and position from the county parcel layer. Fourth, the plan and options built. Fifth, the nearest substitutes in core Maple Ridge and The National, adjusted for lot and garage. Last, a short list-price test window, using the current listings we read from the MLS at valuation time.

Where can I find comparable sales for my Reserve home?

The recorded sale list on this page shows every qualified Reserve sale since June 2016 with its date, street address and price, from the Collier County Property Appraiser, 2026 tax roll data files. County records do not carry list prices, days on market or concessions; those come from the Southwest Florida MLS, which we read when we prepare a valuation. For outside comparisons, see our Maple Ridge home valuation page.

How do you price a top-of-market estate home in Ave Maria?

Carefully, because the buyer pool is narrower at the top. Reserve homes hold the highest recorded prices in Maple Ridge: 5328 Chandler Way sold for $1,056,600 from the builder in November 2016 and $1,050,000 as a resale in April 2021 (Collier County Property Appraiser, 2026 tax roll data files). We set the price inside the search bands buyers actually use, back it with the plan and lot facts from CC Homes’ own Lucerne, Keswick and Juniper pages, and show the lot size buyers cannot get elsewhere in Maple Ridge.

Should I list my Reserve home at its appraised value or its tax roll value?

Neither is a list price. A lender’s appraisal sets a floor for a financed buyer, and the county’s just value is a tax figure, not a market value; buyers’ taxes reset after a sale anyway (s. 193.155). In a section with this few sales, the list price comes from the layered comparison above. A free Maple Ridge Reserve home valuation shows you the work.

Have any Reserve homes resold for less than the builder price?

One of 12. The 12 Reserve homes that have resold were compared first sale to latest: 11 sold higher, and the exception was 5328 Chandler Way, $1,056,600 in 2016 to $1,050,000 in 2021, down 0.6 percent (Collier County Property Appraiser, 2026 tax roll data files). One home dipped in between: 5358 Chandler Way went from $512,100 (2016) to $475,000 (2019), then $787,500 (2021). Prices are nominal, not adjusted for inflation or improvements. We place your home against those pairs in a free Maple Ridge Reserve home valuation.

How long does it take to sell a Maple Ridge Reserve home?

Reserve homes change hands rarely: 14 resales from August 2019 to March 2025, and none in the 12 months to August 2026 (Collier County Property Appraiser, 2026 tax roll data files). No Reserve home closed through the Southwest Florida MLS in the 12 months to 16 October 2026 either, so there is no recent days-on-market figure to quote; the one Reserve listing on 16 October 2026 had been on the market 24 days. After you accept an offer, the HOA’s purchase approval asks for 14 to 21 business days (HOA Application for Purchase).

How do I sell a Reserve home in a slower market?

Price inside the bands buyers search, and remove the questions that slow an estate-home sale. Have the Elevation Certificate, a wind mitigation report and a flood insurance quote ready, because every Reserve lot is in FEMA’s Special Flood Hazard Area (FEMA flood layer). Show roof age and any permits. Offer a credit rather than a price cut when an inspection item comes up. Get the buyer’s HOA application in during the first week.

What are seller closing costs on a Maple Ridge Reserve sale?

The usual seller items are documentary stamp tax on the deed at 70 cents per $100 of price (s. 201.02), commission as negotiated, the HOA and Master estoppel fees, prorations of property taxes and the district line, and the payoff of any mortgage or lien. In Collier County the buyer customarily pays the owner’s title policy, and the contract controls. We prepare a net sheet with your free valuation.

Who pays the owner’s title insurance policy in Collier County?

By local custom in Collier County, the buyer pays for the owner’s title insurance policy, and the purchase contract decides it in every case. It is not a customary seller cost here. The seller’s side covers documentary stamp tax on the deed under s. 201.02 and the other items on the net sheet.

What is an HOA estoppel certificate?

It is the association’s signed statement of what is owed on your lot, including assessments, fees and any violations noted, which the closing agent relies on at closing. Florida’s s. 720.30851 governs it. The Ave Maria Master Association says “For every sale of a home, Estoppels are required from each association” (Master Association, Realtor Information), so a Reserve sale needs two.

How much are the estoppel fees for a Maple Ridge Reserve home?

The Maple Ridge HOA estoppel is $299 with a 7-business-day turnaround, plus $119 for expedited service in 2 business days, per the Miami Management estoppel request form; those amounts sit within the caps in s. 720.30851. The Master Association estoppel is separate, ordered through FirstService Residential, with its fee shown at checkout (Master resale and lending requests).

Who pays the estoppel fee when I sell?

Under s. 720.30851 the association charges the owner or the owner’s designee who requests the certificate, and the purchase contract decides who bears the cost between buyer and seller. On the standard Florida contract forms it is commonly a seller cost. We put both estoppel fees on your net sheet so nothing surprises you at closing.

How do I order the estoppels, and how long do they take?

Your closing agent usually orders both: the Maple Ridge HOA estoppel through Miami Management’s estoppel request form (7 business days standard, 2 expedited) and the Master estoppel through FirstService Residential. Florida’s s. 720.30851 sets the issuing deadline and how long a certificate stays valid. Order them early enough that both are current on the closing date.

Does the HOA have to approve my buyer?

Yes. The Maple Ridge HOA’s Application for Purchase charges $150 per applicant over 18 plus $150 processing and asks you to “Allow a minimum of 14-21 business days”. The Maple Ridge Declaration gives the HOA “twenty (20) days” to decide. Build that time into the contract’s closing date.

Can the HOA put a lien on my home for unpaid assessments?

Yes. The Maple Ridge Declaration makes assessments a charge on each lot, and Florida’s Chapter 720 gives homeowners’ associations lien rights for unpaid amounts. At a sale, the estoppel certificate under s. 720.30851 states what is owed, and the closing agent pays it from your proceeds so the buyer takes the home clear.

What HOA disclosures must I give a buyer?

Florida requires the disclosure summary under s. 720.401 before the buyer signs the contract, and buyers may ask the association for its official records under s. 720.303. We hand buyers the Declaration and Rules, the district bill and the flood file up front, and point them to the association for its budget and records rather than describe what those records contain.

Do I have to pay off the district bond balance when I sell?

No. The Ave Maria Stewardship Community District’s bond balance roll shows a payoff of $12,177.02 per Reserve lot, good through 31 October 2026, and says the bond balance “does not have to be paid off at closing”. The yearly debt line stays with the lot and is prorated on the settlement statement. You may prepay it if a buyer asks, but nothing requires it.

Does the district assessment hurt my resale value?

It is a selling point in the Reserve. Each lot pays $2,066.67 on the 2025 bill, the lowest of the Maple Ridge sections measured (Silverwood pays $2,460.43 to $2,531.25), and its payoff balance of $12,177.02 is the lowest measured too (AMSCD assessment roll). Show buyers the end dates: $775.00 of the debt line is scheduled to end in May 2038 and $449.69 in May 2045 (AMSCD FY 2026-27 budget).

What is the difference between a CDD and the Ave Maria Stewardship Community District?

Buyers often call it “the CDD”, but the Ave Maria Stewardship Community District is an independent special district under Chapter 189, Florida Statutes, created by its own special act (Chapter 2004-461, Laws of Florida). Like a community development district, it built and maintains roads, lakes and drainage, and it bills its operations, reserve and debt lines on the county tax bill. The district’s website posts its budgets and assessment roll.

Do I have to disclose that my Reserve home is in a flood zone?

Florida’s s. 689.302 requires a flood disclosure to the buyer at or before contract, covering any flood insurance claims, federal flood assistance and flood damage you know of. Every Reserve lot lies inside FEMA’s Special Flood Hazard Area on FIRM panel 12021C0255H (FEMA flood layer), so buyers will already expect a flood file. A clean, complete one helps the sale.

How do I confirm my home’s flood zone?

Search your address on the FEMA Flood Map Service Center or on Collier County’s flood map. In the Reserve you will find Zone AH or Zone AE on panel 12021C0255H, effective 16 May 2012: our overlay puts 46 lot centers in AH and 5 in AE. For your own house, the Elevation Certificate is the document that shows the floor height; ask Collier County’s floodplain staff whether one is on file if you do not have it.

Does being in Zone AH or AE lower my sale price?

Every Reserve lot is in FEMA’s Special Flood Hazard Area, so buyers compare Reserve homes against one another on the same footing (FEMA flood layer). What changes a buyer’s cost is the policy: an Elevation Certificate and a current flood quote let a buyer price the home with confidence, and Collier’s CRS Class 5 rating gives eligible NFIP policies 25 percent off (Collier 2026 Flood Protection Newsletter).

Who is the best realtor to sell a Maple Ridge Reserve home?

Choose the agent who can price a home with almost no recent comparables. Our team has tracked every one of the 59 qualified Reserve sales in the county record since June 2016, paired the 12 homes that have resold, and read the district roll, the FEMA layer at the lot level and CC Homes’ original plan pages. We pair that with current MLS listings at valuation time. Read about our team or start with a free Maple Ridge Reserve home valuation.

Is now a good time to sell my Reserve home?

That depends on your plans first. On supply, the record is plain: no qualified Reserve sale in the 12 months to August 2026, the newest at $775,000 on 3 March 2025 (Collier County Property Appraiser, 2026 tax roll data files). Buyers who want a lot of about a third of an acre in Maple Ridge have only 51 homes to choose from, and on 16 October 2026 one of them was listed for sale on the Southwest Florida MLS, 5345 Allen Place at $1,000,000. A well-priced, well-documented listing meets that pent-up demand. A free Maple Ridge Reserve home valuation tells you where yours stands.

Can I put a For Sale sign in my yard?

No. The Maple Ridge HOA Rules and Regulations ban signs of any kind on a lot, including For Sale and For Rent signs. Marketing a Reserve home therefore runs online and agent to agent: professional photography that shows the lot size, the MLS, buyer-agent outreach and private showings.

Can I sell my Reserve home by owner?

You can, but the same steps still apply: HOA approval of your buyer (Application for Purchase), both estoppels, the s. 720.401 disclosure summary, the s. 689.302 flood disclosure and the sign ban. With no recent Reserve sale to anchor a price, pricing is the hard part. Weigh that against the cost of an agent who has the full record.

Should I sell my Reserve home as is?

You can, but an as-is contract does not remove disclosure duties: Florida law requires sellers to disclose known defects that materially affect value, and s. 689.302 adds the flood disclosure. Original Reserve roofs date from 2016 to 2020, and insurers may require a roof inspection at 15 years (My Safe Florida Home, s. 627.7011), so buyers will ask about roof age either way.

Should I get inspections before listing my Reserve home?

A pre-listing four-point inspection and a wind mitigation report help buyers who need insurance quotes, and insurers must offer premium credits for documented mitigation features under s. 627.0629. Pull your permit history too: Reserve homes were built between 2016 and 2020, and buyers will ask which features the home actually has. Fixing small items before photos usually costs less than a credit later.

How should I present a home on a third-acre lot?

Show the lot. Buyers come to the Reserve for space they cannot get in core Maple Ridge, where lots are 0.14 to 0.20 acre, so photograph the yard, the lanai, any pool and the 3-car garage, and include an aerial view that shows the lot lines. Lot size from the county parcel layer belongs in the listing. Freshen landscaping within the approved palette and have the survey ready.

Can I take my homestead tax savings with me when I sell?

Often, yes. Florida’s portability rule in s. 193.155(8) lets you move up to $500,000 of your Save Our Homes difference to a new Florida homestead if you establish it within the statute’s window. You apply in the county of the new home. 43 of the 51 Reserve homes carry a homestead exemption on the 2026 preliminary roll, so this applies to most sellers here.

Do I owe capital gains tax when I sell my Reserve home?

Possibly not on much of the gain. The federal home-sale exclusion lets a single filer exclude up to $250,000 of gain and a married couple filing jointly up to $500,000 if you owned and lived in the home for two of the last five years (IRS Topic 701). Florida has no state income tax. Talk to your CPA about your own numbers, especially if you rented the home.

How are HOA dues, Master dues and the district line handled at closing?

They are prorated on the settlement statement. HOA and Master dues are paid through the period shown on the two estoppels (Master payment options lists 2026 Master dues of $203 per quarter). The district’s $2,208.89 line rides the November 2026 county tax bill (AMSCD FY 2026-27 budget), so it is prorated with property taxes for the days you owned the home.

Can I rent my Reserve home instead of selling?

Yes, within the rules in the HOA Rules and Regulations: entire home only, a minimum of 30 days, no subleasing, no more than two leases in any 12 months, and HOA approval of the tenant. Weigh a lease against your plans: a tenant in place can narrow the buyer pool if you decide to sell later.

Can I sell my Reserve home with a tenant in place?

Yes. The lease passes to the buyer, who must still be approved by the HOA (Application for Purchase) and receive both estoppels. Showings need the tenant’s cooperation under the lease. Owner-occupant buyers usually want the home vacant, so time the sale to the lease end when you can.

Which Maple Ridge Reserve homes have sold for the most?

The highest recorded prices both belong to 5328 Chandler Way: $1,056,600 from the builder on 15 November 2016 and $1,050,000 as a resale on 14 April 2021. 5345 Allen Place resold for $1,030,000 in April 2021, and 5320 Chandler Way for $925,900 in February 2023 (Collier County Property Appraiser, 2026 tax roll data files). Plan and options differ by home, so the full list matters more than the top line. Ask for a free valuation.

How much has my home gained since I bought from CC Homes?

Look at the 12 recorded resale pairs. 5344 Chandler Way went from $421,300 in June 2019 to $775,000 in March 2025, up 84.0 percent; 5320 Chandler Way from $571,200 in 2017 to $925,900 in 2023, up 62.1 percent; 5348 Chandler Way from $476,100 in 2018 to $675,000 in 2024, up 41.8 percent. Across all 12 homes the median change first sale to latest was plus 46.7 percent, nominal (Collier County Property Appraiser, 2026 tax roll data files). A free valuation places yours.

Do I need a survey to sell my Reserve home?

The buyer usually orders the survey for the title company. On a lot of about a third of an acre with a pool, screen enclosure or fence, an existing survey with your permits helps answer questions early, since fences and enclosures needed architectural approval under the HOA Rules. Find your closing package and bring it to the listing appointment.

Why do Reserve sales fall through, and how do I prevent it?

The usual causes are financing, insurance quotes that come in high, inspection surprises and HOA approval delays. Each can be prepared for: have the Elevation Certificate and a wind mitigation report ready for insurers, disclose roof age, get the buyer’s HOA application in early (Application for Purchase), and order both estoppels in time. A buyer who has seen a flood quote before signing rarely walks over it later.

Ready to sell in Maple Ridge Reserve? McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, will price your home from every recorded Reserve sale. Get a free Maple Ridge Reserve home valuation or call Jesse direct at (239) 898-6072. Buying in Maple Ridge too? Call Marc at (239) 287-5873 or read our Maple Ridge buyer guide.

Sources and Authoritative References

Every fact on this Maple Ridge Reserve page traces to a primary source below: the Collier County recorded sales and parcel records, the Ave Maria Stewardship Community District’s own budget and assessment roll, the Maple Ridge HOA’s posted documents, the Ave Maria Master Association, FEMA, Collier County Government, Collier County Public Schools, Florida Statutes and CC Homes’ own published plan pages.

1. Collier County Property Appraiser, 2026 tax roll data files (extract dated 29 August 2026; parcel, sales, legal and subdivision files; recorded Collier sales indexed through 24 August 2026), Maple Ridge Reserve Phase 1 at Ave Maria, all 58 parcels and every qualified sale since June 2016, read 2 October 2026.
2. Ave Maria Stewardship Community District, bond balance and assessment information by parcel, good through 31 October 2026, accessed 2 October 2026.
3. Ave Maria Stewardship Community District, Final Budget FY 2026-2027, adopted 4 August 2026, accessed 2 October 2026.
4. Ave Maria Stewardship Community District, Series 2022A Limited Offering Memorandum, accessed 2 October 2026.
5. Ave Maria Stewardship Community District, official website, accessed 1 October 2026.
6. Ave Maria Stewardship Community District, documents page, accessed 1 October 2026.
7. Ave Maria Stewardship Community District, Golf Cart Drivers Handbook, accessed 1 October 2026.
8. Ave Maria Stewardship Community District, Amended Rule Relating to Parking and Parking Enforcement, September 2023, accessed 2 October 2026.
9. Declaration of Covenants for Maple Ridge at Ave Maria, Official Records Book 4958, Page 857 (Section 15.9 at Page 883), posted by the HOA, accessed 2 October 2026.
10. Maple Ridge at Ave Maria HOA, Rules and Regulations, accessed 2 October 2026.
11. Miami Management, Maple Ridge estoppel request form, accessed 1 October 2026.
12. Maple Ridge at Ave Maria HOA, Application for Purchase, accessed 2 October 2026.
13. Maple Ridge at Ave Maria HOA, New Resident Information Sheet, accessed 2 October 2026.
14. Maple Ridge at Ave Maria HOA, Application for Tenant Occupancy, accessed 1 October 2026.
15. Maple Ridge at Ave Maria HOA, Application for Architectural Modification, accessed 1 October 2026.
16. Maple Ridge at Ave Maria HOA, Public Documents, accessed 2 October 2026.
17. Maple Ridge at Ave Maria HOA, Community Contacts, accessed 1 October 2026.
18. Maple Ridge at Ave Maria HOA, Useful Information for Homeowners, accessed 1 October 2026.
19. Maple Ridge at Ave Maria HOA, Clubhouse, accessed 1 October 2026.
20. Ave Maria Master Association, accessed 1 October 2026.
21. Ave Maria Master Association, Associations, accessed 1 October 2026.
22. Ave Maria Master Association, Payment Options, accessed 1 October 2026.
23. Ave Maria Master Association, Realtor Information, accessed 1 October 2026.
24. Ave Maria Master Association, Resale and Lending Requests, accessed 1 October 2026.
25. Ave Maria Master Association, New Homeowner Info, accessed 1 October 2026.
26. Florida Division of Corporations (Sunbiz), entity name search “MAPLE RIDGE RESERVE”, accessed 2 October 2026.
27. Florida Division of Corporations (Sunbiz), entity name search “MAPLE RIDGE AT AVE MARIA”, accessed 2 October 2026.
28. Florida Division of Corporations (Sunbiz), document N13000002185, accessed 1 October 2026.
29. Florida Division of Corporations (Sunbiz), entity name search “CC AVE MARIA”, accessed 2 October 2026.
30. CC Homes, Maple Ridge site, Juniper model page, archived capture 25 May 2015 (Internet Archive Wayback Machine), accessed 2 October 2026.
31. CC Homes, Maple Ridge site, Keswick model page, archived capture 9 July 2015 (Internet Archive Wayback Machine), accessed 2 October 2026.
32. CC Homes, Maple Ridge site, Lucerne model page, archived capture 10 August 2015 (Internet Archive Wayback Machine), accessed 2 October 2026.
33. CC Homes, Maple Ridge site, Reserve at Maple Ridge page, archived capture 1 May 2015 (Internet Archive Wayback Machine), accessed 2 October 2026.
34. CC Homes, “About: Maple Ridge Reserve” launch page, archived capture 28 January 2023 (Internet Archive Wayback Machine), accessed 2 October 2026.
35. CC Homes, Maple Ridge, accessed 1 October 2026.
36. CC Homes, Maple Ridge community amenities, accessed 1 October 2026.
37. CC Homes, Maple Ridge features, accessed 1 October 2026.
38. Ave Maria Development, “Ave Maria Tour of Homes This November, 24 Models Open Daily,” 29 October 2019, accessed 2 October 2026.
39. Collier County Growth Management Department GIS, Parcels layer, accessed 2 October 2026.
40. Collier County 2024 orthoimagery, served through the Esri World Imagery service, accessed 2 October 2026.
41. Collier County Clerk of Courts, CORAccess official records search, accessed 2 October 2026.
42. FEMA National Flood Hazard Layer (flood zones, FIRM panels and base flood elevations), accessed 2 October 2026.
43. FEMA Flood Map Service Center, accessed 2 October 2026.
44. FEMA, Zone AH definition, accessed 1 October 2026.
45. FEMA, Zone AE definition, accessed 1 October 2026.
46. FEMA, Risk Rating 2.0, accessed 1 October 2026.
47. FEMA Map Service Center, Collier County community 120067 document, accessed 1 October 2026.
48. Collier County, 2026 Flood Protection Newsletter, accessed 2 October 2026.
49. Collier County flood map, accessed 1 October 2026.
50. Collier County, 2024 Coastal Flood Map, accessed 1 October 2026.
51. Collier County Hurricane Evacuation Zones layer, accessed 2 October 2026.
52. Collier County Emergency Management, Emergency Assistance, accessed 1 October 2026.
53. National Weather Service Miami, Hurricane Irma, accessed 1 October 2026.
54. National Weather Service Miami, Hurricane Ian summary, accessed 1 October 2026.
55. National Weather Service Miami, Hurricane Milton summary, accessed 1 October 2026.
56. Ave Maria Development, “Ave Maria Preps for 2025 Hurricane Season,” 4 June 2025, accessed 1 October 2026.
57. Ave Maria Development, Hurricane Ian release, 12 October 2022, accessed 1 October 2026.
58. ASCE 7-22 Risk Category II wind speed contours for Florida, accessed 1 October 2026.
59. Florida Roofing and Sheet Metal Contractors Association, wind-borne debris regions, accessed 1 October 2026.
60. Citizens Property Insurance Corporation, flood insurance coverage requirement, accessed 1 October 2026.
61. My Safe Florida Home, 15-year roof rule (s. 627.7011), accessed 1 October 2026.
62. s. 627.7011, Florida Statutes, accessed 1 October 2026.
63. s. 627.0629, Florida Statutes, accessed 1 October 2026.
64. s. 720.303, Florida Statutes, accessed 2 October 2026.
65. s. 720.30851, Florida Statutes, accessed 2 October 2026.
66. s. 720.401, Florida Statutes, accessed 2 October 2026.
67. s. 720.307, Florida Statutes, accessed 1 October 2026.
68. s. 689.302, Florida Statutes, accessed 2 October 2026.
69. s. 201.02, Florida Statutes, accessed 2 October 2026.
70. s. 193.155, Florida Statutes (portability at subsection 8), accessed 2 October 2026.
71. Florida Department of Revenue, Documentary Stamp Tax, accessed 2 October 2026.
72. Internal Revenue Service, Topic 701, Sale of Your Home, accessed 1 October 2026.
73. Collier County Public Schools, attendance zones 2026 to 2027, accessed 2 October 2026.
74. Collier County Public Schools, attendance zone address search (5343 Chandler Way, 2026-27), accessed 2 October 2026.
75. Collier County Public Schools, 2026 Accountability Brief (school and district grades), accessed 1 October 2026.
76. Collier County Public Schools, boundary information, accessed 1 October 2026.
77. Ave Maria Development, Ave Maria Elementary opens, August 2026, accessed 1 October 2026.
78. Ave Maria Catholic Academy, accessed 1 October 2026.
79. Publix, store 1252, La Piazza, accessed 1 October 2026.
80. NCH Healthcare System, NCH Immediate Care in Ave Maria now open, accessed 1 October 2026.
81. NCH Healthcare System, NCH planning 150-bed hospital in Ave Maria, accessed 1 October 2026.
82. Ave Maria Development, Midtown Plaza grand opening, accessed 1 October 2026.
83. Ave Maria Development, Recreation and Amenities, accessed 1 October 2026.
84. Ave Maria Development, FAQs, accessed 1 October 2026.
85. Ave Maria Utility Company, accessed 1 October 2026.
86. Collier County Solid Waste, Find Your Collection Days, accessed 1 October 2026.
87. Collier County Tax Collector, accessed 1 October 2026.
88. Collier County, pools permit application form, accessed 1 October 2026.
89. Ave Maria Sun, “Taking the safer route: adapting to new Florida state golf cart laws,” May 2024, accessed 1 October 2026.
90. Lennar, The National Golf and Country Club, accessed 1 October 2026.
91. Del Webb, Del Webb Naples, accessed 1 October 2026.
92. Paradise Coast, Panther Run Golf Club, accessed 1 October 2026.
93. Florida Department of Business and Professional Regulation, license search, accessed 1 October 2026.

Downloadable Documents

These are the primary documents behind the Maple Ridge Reserve fee, district, rules and flood sections, each linked at its official source. Before you sign a contract, request the full disclosure package and both estoppel certificates from the associations.

• Ave Maria Stewardship Community District, bond balance and assessment information by parcel (good through 31 October 2026)
• Ave Maria Stewardship Community District, final budget fiscal year 2026-2027 (adopted 4 August 2026)
• Ave Maria Stewardship Community District, Series 2022A Limited Offering Memorandum (the “Maple Ridge Estates” history and 51 units)
• Declaration of Covenants for Maple Ridge at Ave Maria (Official Records Book 4958, Page 857), posted by the HOA
• Maple Ridge at Ave Maria HOA, Rules and Regulations
• Collier County, 2026 Flood Protection Newsletter

Market data from Collier County Property Appraiser 2026 tax roll data files (recorded sales through August 2026), pulled October 2026. MLS figures: Southwest Florida MLS (Matrix), 12 months to 16 October 2026, pulled 16 October 2026.

McGreevy and Comisar, Best Realtor for Maple Ridge Reserve. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.