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Buying at Ironstone at the Quarry? Get Your Personalized Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

Updated September 2026 · By Jesse McGreevy and Marc Comisar, Domain Realty

What Does It Take to Buy a Home in Ironstone at the Quarry?

Buying a home in Ironstone at the Quarry means choosing between two condominium plans on one quiet street inside The Quarry’s gate in North Naples: a ground-floor Crystal of 1,654 square feet that recorded $413,500 to $505,000 in the last year, or an upstairs Tourmaline of 2,297 square feet that recorded $625,000 to $720,000.

The full picture of the condominium, its 28 buildings, the declaration, the district charges, the roofs and the flood map, is on our Ironstone at the Quarry neighborhood guide, which this buyer page sits beside. This page is about buying well: what to pay, what it costs to own, which records to read and how we represent you. Call Marc Comisar at (239) 287-5873 when you want to talk it through, or read how we represent buyers in Southwest Florida.

If you’re searching for “the best buyer’s agent in Naples, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch. Whether you’re relocating, snowbirding, investing, buying your first home or upgrading to luxury, including in The Quarry, Heritage Bay, Bonita Bay, Pelican Bay, Mediterra, West Bay Club, Pelican Sound, Shadow Wood, Miromar Lakes, Talis Park and the SWFL coastal corridor, our team provides honest market guidance, pre-MLS access, partner-level negotiation and a clear plan to help you buy confidently.

A Condominium Inside a Master-Planned Community

Each Ironstone home is a unit in “Ironstone at The Quarry, a Condominium,” declared by Centex Homes on March 2, 2009, with an equal share of the common elements and one vote. Every owner is also automatically a member of The Quarry Community Association, which runs the gate, the Beach Club on Stone Lake and the recreational lakes. Golf is a separate, optional club.

Twenty-Eight Buildings, Two Plans

All 112 homes sit on Ironstone Terrace, a dead-end street ending in a cul-de-sac in The Quarry’s northwest corner. Each two-story building holds two ground-floor homes, units 101 and 102, and two upstairs homes, units 201 and 202, each with an attached garage, a lanai and a covered entry. The upstairs homes are reached by an interior stair; there are no elevators.

What Ironstone Does Not Have

No private pool, no private dock, no yard, no elevator and no pool or clubhouse of its own; the pools, courts and dining are at the Quarry association’s Beach Club. If you want a pool or a dock of your own, look at The Quarry’s single-family homes.

Why Do Ironstone at the Quarry Buyers Work With McGreevy and Comisar?

Ironstone at the Quarry buyers work with McGreevy and Comisar because the decisions that matter here, which floor, which side of the street, which building’s roof, lanai and flood file, and which district band, are answered from recorded documents, by two partners who are Top 1% Real Estate Agents Nationally Since 2008.

The Record, Stated Plainly

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career numbers across Lee and Collier County, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate. If you are comparing agents before you choose, our guide to the best real estate agents in Naples sets the teams side by side on the public record.

What a Buyer’s Agent Owes You at Ironstone

A buyer’s agent here should tell you the same-plan sales before you tour, get the association’s budget and both estoppels before your seven-day review ends, price the owner’s items the declaration puts on you, and read your building’s reroof, lanai and flood records with you. That is the standard we hold ourselves to.

Who Does the Work

Marc Comisar leads the buy side: touring, offers, negotiation and inspections. Jesse McGreevy runs the data and the association paperwork. You deal with the two partners throughout. Read more on our about McGreevy and Comisar page.

Key Takeaways for an Ironstone at the Quarry Buyer

  • 112 condominium homes in 28 two-story buildings, built by Centex from 2009 to 2015, on one dead-end street in The Quarry.
  • Two plans: ground-floor Crystal, about 1,654 square feet; upstairs Tourmaline, about 2,297, each with a garage and lanai.
  • Last 12 months: 8 sales, $413,500 to $720,000; ground floor median $495,000, upstairs median $632,000.
  • Negotiating room: the five MLS-marketed closings took a median of 106 days and sold at a median 92.56% of final list; none at or above list.
  • Two listings on September 26, 2026, both upstairs, at $639,500 and $709,000.
  • Up to five cost layers: condominium assessment, Quarry association assessment, district charge, property tax and a one-time $6,500 resale fee the buyer pays.
  • Flood by building: seven south-end buildings test in Zone AH on the effective map; all 28 are outside the high-risk zone on FEMA’s 2025 preliminary map.
  • Rules: leases of at least a month, up to three a year, none in your first year; board permission for every pet.

How Do We Track the Ironstone at the Quarry Market for a Buyer?

We track the Ironstone at the Quarry market for a buyer by matching every Southwest Florida MLS closing against Collier County’s recorded deeds by unit and date, so a buyer sees every sale, including the ones entered in the MLS after the fact or never marketed there, with its plan, price and date.

Data updated: September 2026 (Southwest Florida MLS, pulled September 26, 2026; Collier County qualified-sale file dated August 29, 2026)

What We Tracked in the Last Twelve Months

In the last 12 months we tracked eight Ironstone sales across the two records, $4,347,600 in total: five marketed through the MLS, two entered in the MLS after the fact and matched to county deeds, and one recorded by the county before the MLS window opened.

Our Buyer-Side Count

Our own Ironstone buyer-representation count: Information not available at time of publishing (checked 2026-09-26). The MLS report behind this page recorded prices, days and ratios, not the offices on each side, and we publish only what a record shows.

What We Bring to an Ironstone Offer

The same-plan sales, the two live listings, the district band on the specific home, the building’s reroof and lanai status, its flood zone on both maps, and a price that reflects a market where every recent MLS sale closed below its final asking price.

What Is the Ironstone at the Quarry Market Like for Buyers Right Now?

The Ironstone at the Quarry market favors buyers in September 2026: the five MLS-marketed closings of the last year took a median of 106 days and sold at a median 92.56% of final list, none at or above it, and there are about 4.8 months of supply against about 2.5 across The Quarry.

Data updated: September 2026 (Southwest Florida MLS, pulled September 26, 2026; Collier County qualified-sale file dated August 29, 2026)

The Last Twelve Months, Sale by Sale

Date

Home

Plan

Price

Days on market

Sold to final list

September 12, 2025

9537 Ironstone Ter #202

Tourmaline, 2,297 sq ft

$632,000

Before the MLS window

Not in the MLS window

October 16, 2025

9557 Ironstone Ter #202

Tourmaline, 2,297 sq ft

$720,000

Not marketed through the MLS

Not marketed

November 17, 2025

9516 Ironstone Ter #102

Crystal, 1,654 sq ft

$495,000

55

97.25%

March 24, 2026

9557 Ironstone Ter #101

Crystal, 1,654 sq ft

$505,000

73

91.82%

April 8, 2026

9532 Ironstone Ter #102

Crystal, 1,654 sq ft

$460,000

396

92.56%

April 23, 2026

9504 Ironstone Ter #102

Crystal, 1,654 sq ft

$497,100

Not marketed through the MLS

Not marketed

June 4, 2026

9528 Ironstone Ter #201

Tourmaline, 2,297 sq ft

$625,000

106

96.15%

September 21, 2026

9516 Ironstone Ter #101

Crystal, 1,654 sq ft

$413,500

255

91.95%

What Is for Sale Right Now

On September 26, 2026 the MLS showed two Ironstone listings, both upstairs Tourmaline homes of 2,297 square feet: $639,500 after 173 days and $709,000 after 258 days. No ground-floor home was listed. For current listings in The Quarry, see The Quarry homes for sale on DomainRealtyGroup.com.

What a 92.56 Percent Sale-to-List Means for Your Offer

It means the last asking price has not been the last word. On the median MLS sale the buyer paid about seven and a half percent below the final list price, and the two listings that sat longest closed at 91.95% and 92.56%. An offer built on the same-plan sales, not the asking price, is the norm here.

Months of Supply Against the Rest of The Quarry

Yardstick, MLS-marketed closings, 12 months to September 26, 2026

Ironstone

The Quarry, all 48 closings

Silverstone

Median days on market

106

59.5

65, one closing

Median sold to final list

92.56%

94.76%

90.02%, one closing

Months of supply

4.8

2.5

One listing

A Wider Window for Days and Ratios

Five MLS closings are fewer than the ten we want for a stable days-on-market or sale-to-list figure. Days on market and sale-to-list over a window wide enough to hold ten Ironstone MLS closings: Information not available at time of publishing (checked 2026-09-26).

What Do Ironstone at the Quarry Homes Cost, Floor by Floor?

Ironstone at the Quarry homes cost about $413,500 to $505,000 on the ground floor and $625,000 to $720,000 upstairs on the last year’s sales, and over 36 months Collier County recorded ten qualified sales at a median of $590,000: four ground-floor sales at a median of $496,050 and six upstairs at $676,000.

Data updated: September 2026 (Collier County qualified-sale file and 2026 preliminary roll, dated August 29, 2026)

The County Windows

County qualified sales, window ending August 28, 2026

Sales

Median

Range

12 months

7

$505,000

$460,000 to $720,000

24 months

9

$625,000

$460,000 to $805,000

36 months

10

$590,000

$460,000 to $805,000

60 months

27

$585,000

$436,500 to $859,000

What the Floor Split Means for a Buyer

At the medians of the last year, an upstairs home cost about $137,000 more than a ground-floor home for 643 more square feet, about $275 a square foot against about $299. A ground-floor home gives you no stairs and no home below you to worry about; an upstairs home gives you the third bedroom and the better outlook.

What the County Roll Assumes

The 2026 preliminary roll values ground-floor homes at $402,150 or $427,150 and upstairs homes at $546,825 or $571,825, with the higher value on 13 west-side buildings and the cul-de-sac building. It is an assessment, not a price, but it is where your property tax starts after the reset.

How Prices Have Moved Since 2009

Centex’s first sales ran $198,400 to $361,300. The ground-floor median rose from $288,000 in 2020 to $570,000 in 2022 and has come back to about $495,000; the upstairs peaked near $790,000 in 2022. A buyer today is buying after the correction, not at the peak.

Ready to Buy at Ironstone? Talk to Us Before You Tour

With two upstairs listings and every recent MLS sale below list, a buyer who tours with the same-plan sales in hand negotiates from strength. Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida. Selling a home to buy here? Start with a free Ironstone at the Quarry home valuation or call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What Are the Steps to Buy a Home in Ironstone at the Quarry?

The steps to buy a home in Ironstone at the Quarry are to choose the plan and side of the street, get the fee layers, write an offer from the same-plan sales, read the condominium documents inside seven business days, order both estoppels, inspect the owner’s items, bind insurance and close.

Step 1: Choose the Plan and the Side of the Street

Decide between the Crystal and the Tourmaline, then between the lake-and-golf west side and the woodland east side. The side also sets the county value and, for the south-end buildings, the flood zone.

Step 2: Get the Fee Layers Before You Write

Ask for the Ironstone association’s budget and the current quarterly assessment, the Quarry association assessment, and the district line from the seller’s tax bill. The district total alone ranges from $1,272.81 to about $2,625.19 for most homes in fiscal 2027.

Step 3: Write the Offer From the Same-Plan Sales

Write from the last same-plan sales, not the asking price, with the $6,500 resale fee in your all-in number. We attach the sales to the offer when it helps.

Step 4: Read the Documents in Seven Business Days

Under Section 718.503 you are entitled to the declaration, articles, bylaws and rules, the latest financial statement and budget, the reserve study statement and the question-and-answer sheet, and you may cancel within seven days, excluding weekends and legal holidays, after signing and receiving them.

Step 5: Order Both Estoppels

The closing agent orders an estoppel from the Ironstone association and one from The Quarry Community Association. Together they show every assessment, any special assessment for the reroof or lanai work, and any balance due.

Step 6: Inspect the Owner’s Items

The declaration makes the owner responsible for the air conditioner, water heater, appliances, window panes, exterior doors, the garage door and the lanai sliders. Those are what your inspector prices; the roof and exterior are the association’s.

Step 7: Bind Insurance

Quote an HO-6 policy, a flood policy if your lender requires one, and a wind-mitigation credit, on the specific building, inside the seven-day window.

Step 8: Close and Register

Close with the title company, then register with The Quarry’s management office for gate transponders and amenity cards, and apply to the Ironstone board for any pet.

What Will You Pay Each Year to Own at Ironstone at the Quarry?

You will pay up to five layers to own at Ironstone at the Quarry: the Ironstone condominium assessment, the Quarry association assessment, the Quarry district charge on the November tax bill and property tax each year, plus the one-time $6,500 resale fee at closing. Golf dues apply only if you join the club.

Data updated: September 2026 (Quarry CDD FY2027 budget, adopted August 10, 2026; Collier County 2026 preliminary roll, dated August 29, 2026)

Layer 1: The Ironstone Condominium Assessment

The Ironstone association publishes no budget; its assessment is payable quarterly on the first day of January, April, July and October. The condominium fee as disclosed on MLS listings: Information not available at time of publishing (checked 2026-09-26). The estoppel and the budget you receive under contract are the binding figures.

Layer 2: The Quarry Association Assessment

Every Ironstone owner pays The Quarry Community Association’s assessment, which may be collected with the Ironstone bill. It funds the gate, the Beach Club and the lakes, and it is not published publicly.

Layer 3: The District Charge

For fiscal 2027 the district’s operating charge for every Ironstone home is $474.09, plus a bond share that depends on the home. On our reading of the district’s schedule, 52 homes total $1,272.81, 29 about $2,427.48 and 29 about $2,625.19, and two homes carry individual amounts. The bonds run to 2036.

Layer 4: Property Tax After the Reset

The 2026 preliminary roll puts about 9.40 mills on Ironstone homes. The median non-homestead bill is $4,016.06 and the homesteaded median $3,227.70, before the district line. Your assessed value resets toward your purchase price, so budget from the non-homestead figure or from the price.

The One-Time Resale Fee

Section 12.12 of The Quarry’s declaration charges the buyer $6,500 at closing from 2026 to 2030, $7,500 after 2030, and $1,500 for a buyer moving from another Quarry home.

Why We Will Not Publish a Total

The condominium and Quarry assessments are unpublished and each layer comes from a different party on a different cycle, so a single total would be a guess. You get each layer with its source.

Which Documents Must an Ironstone at the Quarry Seller Give You?

An Ironstone at the Quarry seller must give you, at the seller’s expense, the declaration, articles, bylaws and rules, the annual financial statement and budget, the association’s most recent structural integrity reserve study or a statement that it has none, the “Frequently Asked Questions and Answers” sheet and the governance form.

Chapter 718 and Chapter 720 Together

Ironstone is a Chapter 718 condominium, so Section 718.503 governs your document package. Section 720.401’s homeowners association disclosure summary excludes Chapter 718 associations, while The Quarry Community Association is a Chapter 720 association. Your closing agent or attorney confirms what your contract carries; this is information, not legal advice.

The Milestone and Reserve Study Statement

Florida’s milestone inspection and reserve study laws reach buildings of three or more habitable stories, and Ironstone’s are two. Every resale contract signed after December 31, 2024 must still say in conspicuous type that the association is not required to have them.

Read the Budget First

The budget tells you the assessment, the reserves for roofs and paint, and whether owners have waived or reduced reserves. The Condominium Act requires reserves unless owners vote otherwise.

Then the Insurance Declarations

Ask for the association’s master policy declarations; they show the wind deductible owners may share after a storm. Your HO-6 policy covers the inside of your home and the items the declaration makes yours.

The Questions to Ask the Association

Is any special assessment levied or planned for the 2024 reroof or the 2025 lanai work? Has the reroof permit on this building been finaled? Who manages the association today? Has the leasing section been amended since 2009?

Use the Seven Days

Read the documents, get the insurance quotes and walk the building inside the seven business days, because the cancellation right ends when the window closes or at closing.

What Do the Roof, Lanai and Flood Records Show for Ironstone at the Quarry?

The roof, lanai and flood records for Ironstone at the Quarry show reroof notices for the buildings in July 2024, under-truss lanai notices for all 28 buildings in December 2025, seven south-end buildings in Zone AH on FEMA’s 2012 effective map, and all 28 outside the high-risk zone on FEMA’s 2025 preliminary map.

Data updated: September 2026 (Collier County Clerk index, searched September 26, 2026; FEMA National Flood Hazard Layer and preliminary map; FEMA letter 13-04-1957A)

The 2024 Reroof

On July 31, 2024 the association recorded “tile to tile reroof” notices with Absolute Roofing of SWFL, indexed for 27 building numbers, with Building 13 twice and none under Building 7. A notice shows work was permitted to start; ask for your building’s permit final and the roof date on the wind-mitigation report.

The 2025 Lanai Project

On December 16, 2025 the association recorded 28 notices for under-truss lanai work by Ace Contracting of Florida. The association recorded completion and payment of all lienors for Building 4 on September 25, 2026. For your building, the minutes and the estoppel answer the rest.

The Flood Zone by Building

Buildings 9, 10, 11, 13, 14, 15 and 16 test in Zone AH on FEMA’s 2012 effective map; the rest test in Zone X. FEMA’s 2013 letter removed a described portion of the condominium from the high-risk zone and says portions remain. A lender uses the effective map and any letter until the 2025 maps take effect.

Insurance in Practice

Collier County’s Community Rating System Class 5 discounts eligible flood premiums, and a wind-mitigation inspection on the new roof and your openings can lower the wind premium. Quote the specific building during inspection.

Storm History

Ironstone sits in Collier County Hurricane Evacuation Zone E, about ten miles inland. Federal claims data show 13 Irma claims and no Ian, Helene or Milton claims in the grid cell containing Heritage Bay and The Quarry.

Which Ironstone at the Quarry Rules Decide Whether a Home Works for You?

The Ironstone at the Quarry rules that decide whether a home works for you are the leasing limits, the pet permission, the flooring and shutter approvals, the vehicle and garage rules, the occupancy limit and the sign limit, set by the 2009 declaration with The Quarry’s declaration on top.

Leasing

Leases must be at least one month, no more than three a calendar year and in writing; The Quarry adds a 30-day minimum and no lease in your first year of ownership. Ironstone works as a seasonal rental, not a nightly one.

Pets

Every dog, cat or bird needs the board’s prior written permission, revocable at its discretion; certain breeds are barred, and The Quarry caps homes at four common household pets. Ask for the pet form before you sign.

Flooring and Shutters

Upstairs, tile or wood outside the kitchen, baths and laundry needs the association’s written approval and possibly soundproofing. Shutters need the association’s consent and must follow its hurricane standards.

Vehicles and the Garage

Boats, trailers, campers and commercial vehicles stay inside a garage or off the property, and the garage may not become living space. Boaters use the Quarry association’s boatyard.

Occupancy and Age

No more than two people per bedroom as permanent residents. Ironstone is not a 55+ community; buyers of every age can own and live there.

Ironstone at the Quarry vs Silverstone at the Quarry: Which Should You Buy?

Ironstone at the Quarry vs Silverstone at the Quarry comes down to age and setting against price. Both sell 1,654 and 2,297 square foot condominium homes inside the same gate; Ironstone’s buildings are three to ten years newer on a quiet cul-de-sac, while Silverstone recorded the lower prices in the last year.

Data updated: September 2026 (Collier County 2026 preliminary roll and qualified-sale file; Southwest Florida MLS, pulled September 26, 2026)

Ironstone vs Silverstone Decision Table

Decision factor

Ironstone at the Quarry

Silverstone at the Quarry

Homes

112 in 28 buildings

56 in 14 buildings

Built

2009 to 2015

2005 to 2006

Plans

1,654 and 2,297 sq ft

1,654 and 2,297 sq ft

Street

Dead-end Ironstone Terrace, northwest corner

Coastline Court, south end

County sales, 12 months

7, median $505,000

2, both $450,000, ground floor

MLS closings, 12 months

5, median 106 days, 92.56% of list

1, 65 days, 90.02% of list

Listings, September 26, 2026

2 upstairs, $639,500 and $709,000

1 upstairs, $749,000

Most common FY2027 district total

$1,272.81 on 52 homes

$1,992.51 or $2,032.05, our reading

Effective flood map

28 homes in Zone AH; 2013 FEMA letter removed a portion

Most points in Zone AH; 2012 FEMA letter removed Phases 5 to 18

Preliminary 2025 flood map

All outside the high-risk zone

All outside the high-risk zone

Best fit

Newer buildings, quiet street, lake or woodland outlook

Lowest entry price, oldest buildings

Who Should Choose Ironstone, and Who Should Choose Silverstone?

Choose Ironstone for a 2009 to 2015 building, a street with no through traffic and a lake-and-golf or woodland outlook. Choose Silverstone at the Quarry if the lowest entry price matters most. Buyers comparing both should also read our Silverstone at the Quarry buyer guide, and those who need more room than 2,297 square feet should read our Quartz Cove at the Quarry buyer guide.

Where the Two Overlap on Price

Silverstone’s two recorded ground-floor sales at $450,000 sit inside Ironstone’s ground-floor range of $413,500 to $505,000, and its $749,000 upstairs listing sits above both Ironstone upstairs listings. A buyer comparing the two plans side by side can often get the newer building for the same money.

How Do We Find You the Right Ironstone at the Quarry Home?

We find you the right Ironstone at the Quarry home by matching your budget to a plan and a side of the street, watching a market of about eight sales a year for the listing that fits, and opening conversations before a home reaches the MLS when an owner is ready to talk.

Matching Your Budget to a Plan

A budget near $500,000 is a ground-floor Crystal; a budget of $625,000 or more opens the upstairs Tourmaline. We show you where your budget sat on the last year’s same-plan sales.

Watching a Thin Market

With two listings and about eight sales a year, the right home may not be listed the week you arrive. We watch every new listing and every recorded sale on Ironstone Terrace for you.

Pre-Market and Off-Market Conversations

Some owners want to sell quietly. Through our network we can often hear of a home before it reaches the MLS, and we will tell you honestly when that is and is not the case.

Touring: Plan, Side, Openings and Systems

On a tour we check the outlook from the lanai, the age of the air conditioner and water heater, the windows and doors, any upstairs hard flooring and its approval, and the building’s roof and lanai status.

Set Up Custom Listing Alerts for Ironstone at the Quarry

Set up custom listing alerts through the property-search account on our site and new Ironstone and Quarry listings reach you as they appear; saved searches route to our team. Tell Marc your plan and budget at (239) 287-5873 and he will set the search with you.

How Do We Negotiate for You at Ironstone at the Quarry?

We negotiate for you at Ironstone at the Quarry at partner level, from the same-plan recorded sales rather than the asking price, with credits for the owner’s items the declaration makes the buyer’s, and with the resale fee, estoppels and the seven-day review built into the contract.

Price From the Same-Plan Sales

Every MLS sale in the last year closed below its final list, at a median 92.56%. We open from the last same-plan sale and show the seller’s agent why.

Credits for the Owner’s Items

An old air conditioner, water heater, garage door or lanai slider is a fair credit because the declaration makes it yours the day you close.

Special Assessments

If a special assessment for the reroof or lanai work is open, the contract should say whether the seller pays it before closing. We ask on day one.

Protecting Your Deposit

The deposit is held in escrow, and the seven-day document right, the inspection period and the financing terms each protect it if the home does not check out.

What Are the Closing Costs When You Buy at Ironstone at the Quarry?

Closing costs when you buy at Ironstone at the Quarry include, by Collier County custom, the owner’s title policy and settlement fee, the buyer-paid $6,500 Quarry resale fee, your lender’s charges and Florida’s taxes on a new mortgage if you finance, prepaid insurance and prorated taxes, district charges and assessments.

Data updated: September 2026 (Florida Administrative Code Rule 69O-186.003; Florida Statutes 199.133 and 201.08; Freddie Mac weekly survey, September 24, 2026)

Title Insurance and the Collier Custom

In Collier County the buyer customarily chooses the closing agent and pays the owner’s title policy. Florida sets the premium by rule: $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 from $100,000 to $1,000,000, so about $2,550 on a $495,000 purchase and about $3,235 on $632,000, before any credits.

Taxes on a New Mortgage

If you finance, Florida charges documentary stamp tax on the note at $0.35 per $100 and nonrecurring intangible tax at 0.2 percent of the loan. On a $396,000 loan, 80 percent of $495,000, that is $1,386 and $792.

The Resale Fee

The Quarry’s declaration charges the buyer $6,500 at closing, or $1,500 when moving from another Quarry home.

Mortgage Rates This Month

Freddie Mac’s weekly survey put the 30-year fixed rate at 7.03 percent on September 24, 2026. At that rate, principal and interest on a $396,000 loan is about $2,643 a month, before taxes, insurance and the fee layers.

What the Seller Pays

By custom the seller pays the documentary stamp tax on the deed at $0.70 per $100 and the two estoppel fees. Those appear on the seller’s side of the closing statement.

How Does Buyer’s Agent Compensation Work at Ironstone at the Quarry in 2026?

Buyer’s agent compensation at Ironstone at the Quarry in 2026 follows the NAR settlement rules in force since August 17, 2024: you sign a written agreement with your agent before touring, offers of compensation cannot be advertised in the MLS, and every commission is negotiable and not set by law.

The Written Buyer Agreement

Before we tour an Ironstone home with you, we sign a written buyer agreement that states what we will do and how we are paid. It is short, and we walk through it line by line.

Who Pays

A seller may offer to contribute toward your agent’s compensation, you may ask for it in your offer, or you may pay it yourself. We tell you plainly which approach fits the home and the seller before you write.

What You Get for It

The same-plan sales before you tour, the document review inside seven business days, both estoppels read, the inspection priced against the declaration, the building’s roof, lanai and flood file read with you, and a closing that lands on time.

What Is Life Like Around Ironstone at the Quarry?

Life around Ironstone at the Quarry centers on The Quarry’s Beach Club on Stone Lake, its boating lakes and the optional Quarry Golf Club, with shopping, a freestanding emergency room and county offices about a mile and a half from The Quarry’s entrance at Immokalee Road and Collier Boulevard.

The Beach Club and the Lakes

The Beach Club offers a resort pool, lap pool, fitness and wellness center, tennis, pickleball and bocce courts, dining and the Q-Bar. Owners may boat on Stone Lake, Heritage Lake and Boulder Lake under the association’s rules, with powered boats up to 26 feet.

Golf, Optional

The Quarry Golf Club’s par-72 course is behind the west-side buildings, and membership is separate from the home. Members approved a course renovation reported for April to December 2027.

Schools Zoned to Ironstone

Collier County Public Schools’ address lookup assigns 9504 Ironstone Terrace to Bear Creek Elementary, Oakridge Middle and Gulf Coast High for 2026 to 2027. Confirm the assignment for your address with the district.

Beaches and Daily Errands

Publix at the Shoppes of Pebblebrooke is about 1.5 road miles from The Quarry’s entrance, the NCH Northeast emergency room about 1.2 and Vanderbilt Beach about 11.1.

Utilities and Logistics

Collier County provides water and sewer, the district handles stormwater and lakes, and the Ironstone association handles the building exteriors, driveways and landscaping. Owners enter by transponder.

How Do You Get a Personalized Ironstone at the Quarry Buyer Consultation?

You get a personalized Ironstone at the Quarry buyer consultation from McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, by using the buyer form on this page or calling Marc Comisar at (239) 287-5873. We review your budget against each plan’s recorded sales, walk through the fee layers and the district band, and set up alerts for Ironstone and its Quarry neighbors.

What the Consultation Covers

Your budget against the same-plan sales, which plan and side fit how you will use the home, the five cost layers, the flood and insurance picture by building, the rules that affect you, and a timeline that fits the seven-day review and your season.

How to Reach Us Today

Call Marc Comisar at (239) 287-5873 or Jesse McGreevy at (239) 898-6072, or email . The office of McGreevy and Comisar is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Read how we represent buyers in Southwest Florida.

Selling a Home to Buy Here?

If you are selling in Southwest Florida to buy at Ironstone, we sequence both sides with one calendar. Owners already on Ironstone Terrace moving within the street can start with how we sell Ironstone at the Quarry homes, and any Quarry owner can request a free Ironstone at the Quarry home valuation or call Jesse direct at (239) 898-6072.

What Do Buyers Say About Working With McGreevy and Comisar?

McGreevy and Comisar are a top-reviewed Ironstone at the Quarry buyer’s agent team on Google, and the quotes below are genuine five-star client reviews in each reviewer’s own words. We publish no aggregate score and no star-rating widget. Read the full set on the McGreevy and Comisar Google reviews profile.

A Buyer on Patience

★★★★★ “Jesse is the best Realtor I have used. He found us our dream home even though it took months as we were not the easiest to please.” Tim Goff, verified Google review

A Buyer on the Right Size

★★★★★ “Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he’s helped us settle into the area. 100% recommendation!” Guy Avagliano, verified Google review

A Buyer on Representation

★★★★★ “Marc knows the market, works for his buyer and is attentive to his goals.” Margaret Whalen, verified Google review

A Buyer on Devotion

★★★★★ “Highly recommend Marc as a realtor. His devotion to finding you the perfect house is obvious and a breath of fresh air at such a stressful time.” Kendall Sweat, verified Google review

Why Does an Ironstone at the Quarry Specialist Matter When You Buy?

An Ironstone at the Quarry specialist matters when you buy because the facts that decide an Ironstone purchase live in recorded documents: the condominium package and milestone statement, two estoppels, the buyer’s resale fee, the district band by building, the reroof and lanai notices and the flood file.

Marc Comisar

Marc Comisar is a licensed Florida REALTOR and Broker Associate with Domain Realty, one half of a team named Top 1% Real Estate Agents Nationally Since 2008, who leads the buy side: touring, offers, negotiation and inspections. Reach him at (239) 287-5873 or on the Marc Comisar agent page.

Jesse McGreevy

Jesse McGreevy is a licensed Florida REALTOR and Sales Associate with Domain Realty. He started in Southwest Florida real estate in October 2004, launched the team in October 2008 and runs the data and association paperwork. Reach him at (239) 898-6072 or on the Jesse McGreevy agent page.

What a General Naples Agent Tends to Miss at Ironstone

A general agent may compare Ironstone to a Quarry-wide median, miss the $6,500 resale fee, overlook the district band on the tax bill, skip the reroof permit final or read only the effective flood map.

The Wider Quarry Picture

Our guide to The Quarry in Naples covers the whole community, and our Naples real estate guide covers the city around it.

Frequently Asked Questions, Buyer Edition: Buying an Ironstone at the Quarry Condo

These are the questions Ironstone at the Quarry buyers ask, answered from the recorded documents, Florida’s statutes, Collier County’s files, FEMA and the Southwest Florida MLS, each with its window and source.

What is Ironstone at the Quarry?

A 112-home condominium of 28 two-story buildings on Ironstone Terrace inside The Quarry, a gated master-planned community in North Naples, built by Centex from 2009 to 2015.

How much does an Ironstone condo cost?

In the last year, $413,500 to $505,000 for a ground-floor Crystal and $625,000 to $720,000 for an upstairs Tourmaline.

Which Ironstone condos are for sale right now?

On September 26, 2026, two upstairs homes at $639,500 and $709,000. For current listings see The Quarry homes for sale on DomainRealtyGroup.com.

Which floor is the best value at Ironstone?

Per square foot, upstairs: about $275 against about $299 on the ground floor. Per dollar, the ground floor is the entry point to The Quarry.

How big are Ironstone condos?

About 1,654 air-conditioned square feet on the ground floor and 2,297 upstairs, excluding the lanai and garage.

Do Ironstone homes have garages?

Yes. Every home has an attached garage, which is part of the home and may not be converted to living space.

Is there an elevator in Ironstone buildings?

No. Upstairs homes are reached by an interior stair.

What are the condo fees at Ironstone at the Quarry?

The association does not publish them; you receive the budget and assessment under contract and on the estoppel.

What are the Quarry association fees?

Every Ironstone owner pays The Quarry Community Association’s assessment, which is not published publicly and may be collected with the Ironstone bill.

What is the CDD assessment on an Ironstone home?

For fiscal 2027, $1,272.81 on 52 homes and about $2,427.48 or $2,625.19 on most others, on our reading of the district’s schedule; the seller’s tax bill is the authority.

Is there a resale fee when I buy at Ironstone?

Yes. The buyer pays The Quarry Community Association $6,500 at closing, or $1,500 when moving from another Quarry home.

Is the Beach Club included?

Yes. Quarry association membership, and use of the Beach Club under its rules, conveys with every Ironstone home.

Is golf included?

No. The Quarry Golf Club is separate and optional; the club sends a membership packet on request.

Can I keep a boat?

Yes, at the Quarry association’s boatyard, and use it on Stone Lake, Heritage Lake and Boulder Lake under the association’s rules. Ironstone has no private docks.

Can I rent out an Ironstone condo?

Yes, for at least a month, up to three times a year, and not in your first year of ownership.

Are pets allowed at Ironstone?

With the board’s prior written permission; certain breeds are barred and The Quarry caps homes at four common household pets.

Is Ironstone at the Quarry a 55+ community?

No. Buyers of every age can own and live there.

Is Ironstone in a flood zone?

Seven south-end buildings test in Zone AH on FEMA’s 2012 effective map; the rest test in Zone X. The 2025 preliminary map puts all 28 outside the high-risk zone.

Do I need flood insurance at Ironstone?

If your lender requires it for a Zone AH building, yes; FEMA’s 2013 letter and an elevation certificate can change that. Many owners buy it anyway.

Were the Ironstone roofs replaced?

The association recorded tile-to-tile reroof notices in July 2024. Ask for your building’s permit final.

What is the Ironstone under-truss lanai project?

Work on all 28 buildings recorded in December 2025; Building 4’s completion and payment were recorded in September 2026.

Does Ironstone need a milestone inspection or reserve study?

No. Both laws reach buildings of three or more habitable stories, and Ironstone’s are two; your contract will say so.

How long do I have to review the condo documents?

Seven days, excluding weekends and legal holidays, after signing and receiving them, unless you received them more than seven business days before signing.

Can I install hurricane shutters?

Only with the association’s written consent and to its hurricane standards.

Can I put tile or wood floors upstairs?

Only with the association’s written approval, and it may require soundproofing underlayment.

What will my property taxes be?

Budget from the non-homestead median of $4,016.06 or from your price at about 9.40 mills, plus the district line; your value resets after purchase.

Can I buy through a trust or an LLC?

Yes; a home owned by an entity may be occupied by the person named on its voting certificate and that person’s family.

Which schools serve Ironstone?

Bear Creek Elementary, Oakridge Middle and Gulf Coast High for 2026 to 2027, per the district’s address lookup.

Who pays title insurance when I buy in Collier County?

By custom the buyer chooses the closing agent and pays the owner’s title policy; the contract controls.

Do I have to sign a buyer agreement before touring?

Yes. Since August 17, 2024, NAR rules require a written agreement with your agent before touring a home.

Is buyer’s agent compensation negotiable?

Yes. Every commission is negotiable and not set by law, and offers of compensation cannot be advertised in the MLS.

How does Ironstone compare with Silverstone?

Same two plans; Ironstone’s buildings are newer and on a quiet cul-de-sac, while Silverstone’s two recorded sales of the last year were ground-floor homes at $450,000.

How far is Ironstone from the beach?

Vanderbilt Beach is about 11.1 road miles from The Quarry’s entrance, about 20 minutes in free-flowing traffic.

Can I negotiate below the asking price at Ironstone?

In the last year every MLS sale did, at a median 92.56% of the final list price.

What should I do first if I want to buy at Ironstone?

Call Marc Comisar at (239) 287-5873 for a buyer consultation, and we will set your budget against the same-plan sales before you tour.

Sources and Authoritative References

Every Ironstone at the Quarry fact on this page comes from a recorded instrument, a state, county or federal record, the Quarry CDD, The Quarry Community Association’s or the golf club’s own documents, Freddie Mac, the National Association of REALTORS or the Southwest Florida MLS, pulled September 26, 2026. The sources are grouped below by who issued them and numbered continuously.

Recorded Ironstone Instruments, Collier County Clerk Official Records

  1. Declaration of Condominium, Ironstone at The Quarry, a Condominium, OR 4431 PG 2527 (March 2, 2009), with articles and bylaws
  2. Amendment completing Phases 26 to 28, OR 4431 PG 2692 (March 2, 2009)
  3. Amendment completing Phase 23, OR 4434 PG 2699 (March 12, 2009)
  4. Amendment completing Phase 25, OR 4434 PG 2710 (March 12, 2009)
  5. Amendment completing Phase 1, OR 4436 PG 2460 (March 19, 2009)
  6. Amendment adding Phase 19, OR 4615 PG 1289 (October 18, 2010)
  7. Amendment completing Phase 18, OR 4631 PG 3390 (December 10, 2010)
  8. Amendment completing Phase 17, OR 4664 PG 396 (March 24, 2011)
  9. Amendment completing Phase 16, OR 4709 PG 1024 (August 9, 2011)
  10. Amendment, Phase 6, OR 4722 PG 835 (September 26, 2011)
  11. Amendment completing Phase 15, OR 4727 PG 1940 (October 13, 2011)
  12. Amendment completing Phase 7, OR 4762 PG 1116 (February 6, 2012)
  13. Amendment completing Phase 14, OR 4844 PG 3531 (October 11, 2012)
  14. Amendment, Phase 13, OR 4889 PG 521 (February 25, 2013)
  15. Amendment completing Phase 8, OR 4915 PG 2585 (May 3, 2013)
  16. Amendment completing Phase 12, OR 5051 PG 3321 (June 25, 2014)
  17. Developer amendment, OR 5055 PG 2746 (July 8, 2014)
  18. Amendment completing Phase 9, OR 5057 PG 834 (July 11, 2014)
  19. Developer amendment, OR 5104 PG 1010 (December 16, 2014)
  20. Amendment completing Phase 10, OR 5120 PG 3231 (February 13, 2015)
  21. Notice of commencement, repairs to 26 buildings, Everest Roofing, OR 5483 PG 3178 (March 6, 2018)
  22. Order compelling appraisal, association v. American Capital Assurance Corp., OR 5865 PG 1990 (December 22, 2020)
  23. Companion order, OR 5865 PG 1988 (December 22, 2020)
  24. Further order, OR 5875 PG 3424 (January 13, 2021)
  25. Notice of commencement, tile-to-tile reroof, Building 1, OR 6385 PG 1605 (July 31, 2024)
  26. Notice of commencement, reroof, Building 28, OR 6385 PG 1578 (July 31, 2024)
  27. Notice of commencement, reroof, Building 14, OR 6385 PG 1592 (July 31, 2024)
  28. Notice of commencement, under-truss lanai, Building 1, OR 6536 PG 1457 (December 16, 2025)
  29. Notice of commencement, under-truss lanai, Building 28, OR 6536 PG 1456 (December 16, 2025)
  30. Notice of commencement, under-truss lanai, Building 14, OR 6536 PG 1301 (December 16, 2025)
  31. Notice of termination, Building 4 lanai work, OR 6632 PG 2491 (September 25, 2026)
  32. Owner notice of commencement, hurricane protection, Building 12, OR 6613 PG 467 (July 24, 2026)
  33. Owner notice of commencement, storm protection, Building 13, OR 6602 PG 2748 (June 24, 2026)
  34. Collier County Clerk Official Records, legal search

The Quarry Community Association and the Golf Club

  1. Fifth Amended and Restated Declaration of Covenants, Conditions and Restrictions for The Quarry, OR 6334 PG 347 (February 28, 2024)
  2. QCA Community Rules and Regulations, April 25, 2022
  3. QCA Recreational Lakes and Docks Use Regulations, April 3, 2023
  4. QCA Beach Club Rules and Regulations, 2019
  5. The Quarry Beach Club, home page
  6. The Quarry Beach Club, about
  7. QCA 2025 budget town hall notice
  8. Umbrella Declaration for Heritage Bay, OR 3968 PG 4031
  9. The Quarry Golf Club, home
  10. The Quarry Golf Club, membership
  11. The Quarry Golf Club, club history
  12. The Quarry Golf Club, golf
  13. Club + Resort Business, the Quarry’s golf course enhancement project

The Quarry Community Development District

  1. Quarry CDD, about the district
  2. Ordinance 04-53 establishing the Quarry CDD
  3. Quarry CDD FY2027 budget and comparison of assessment rates
  4. Quarry CDD FY2026 adopted budget
  5. Quarry CDD September 14, 2026 agenda package with the August 10, 2026 minutes
  6. Quarry CDD minutes, June 8, 2026
  7. Quarry CDD FY2024 audit
  8. Quarry CDD 2020 bond refinancing impacts by address
  9. Quarry CDD newsletter, October 2024
  10. Quarry CDD district map

State Records and Statutes

  1. Florida DBPR condominium register extract, Central West region (Ironstone at the Quarry, 112 units)
  2. Florida Division of Corporations, “IRONSTONE AT THE QUARRY” search
  3. Florida Division of Corporations, “SILVERSTONE AT THE QUARRY” search
  4. Florida Division of Corporations, “QUARRY COMMUNITY” search
  5. Florida Division of Corporations, “HERITAGE BAY UMBRELLA” search
  6. Fla. Stat. 718.403, phase condominiums
  7. Fla. Stat. 718.116, assessments, liens and estoppel certificates
  8. Fla. Stat. 718.503, disclosure to condominium buyers
  9. Fla. Stat. 718.112, condominium bylaws and structural integrity reserve studies
  10. Fla. Stat. 718.111, condominium insurance
  11. Fla. Stat. 718.113, hurricane protection standards
  12. Fla. Stat. 718.110, amendments restricting rentals
  13. Fla. Stat. 553.899, milestone inspections
  14. Fla. Stat. 720.30851, homeowners association estoppel certificates
  15. Fla. Stat. 193.155, homestead assessment limitation
  16. Fla. Stat. 689.302, flood disclosure
  17. Fla. Stat. 201.02, documentary stamp tax on deeds

Collier County Records and Data

  1. Heritage Bay PUD, Collier County Ordinance 03-40
  2. Collier County site address points layer
  3. Collier County DOR parcel layer, 2026
  4. Collier County hurricane evacuation zones layer
  5. Collier County milestone inspection buildings layer
  6. Collier County floodplain management
  7. Collier County Tax Collector, real estate taxes
  8. Collier County 2025 traffic counts
  9. Collier County, Vanderbilt Beach Road extension Phase I ribbon cutting
  10. Collier MPO 2050 long range transportation plan, chapter 4
  11. Collier County Clerk, Heritage Bay satellite office

Federal Flood, Storm and Imagery Data

  1. FEMA Letter of Map Amendment 13-04-1957A, Ironstone at The Quarry (January 31, 2013)
  2. FEMA Letter of Map Amendment 12-04-5534A, Silverstone at the Quarry
  3. FEMA National Flood Hazard Layer, flood hazard zones
  4. FEMA preliminary flood hazard layer
  5. FEMA letters of map amendment layer
  6. OpenFEMA NFIP claims
  7. NHC storm surge risk maps
  8. NHC tropical cyclone report, Hurricane Irma
  9. NHC tropical cyclone report, Hurricane Ian
  10. Florida OIR uniform mitigation verification form
  11. USGS The National Map, NAIP imagery service

Schools, Roads and Routing

  1. Collier County Public Schools address lookup
  2. Collier County Public Schools, 2026 grades announcement
  3. NCH locations
  4. WGCU, I-75 improvement program, September 20, 2026
  5. Project OSRM, open-source routing engine

Florida Buyer Costs, Mortgages and the NAR Settlement

  1. National Association of REALTORS, written buyer agreements
  2. National Association of REALTORS, what the settlement means for buyers and sellers
  3. National Association of REALTORS, settlement frequently asked questions
  4. Freddie Mac Primary Mortgage Market Survey, weekly rates as of September 24, 2026
  5. Fla. Stat. 201.08, documentary stamp tax on notes and mortgages
  6. Fla. Stat. 199.133, nonrecurring intangible tax on mortgages
  7. Fla. Stat. 720.401, homeowners association disclosure summary, and its Chapter 718 exclusion
  8. Fla. Stat. 689.261, property tax disclosure summary
  9. Fla. Stat. 718.504, the condominium question-and-answer sheet
  10. Florida Administrative Code Rule 69O-186.003, title insurance rates
  11. Florida Department of Financial Services, title insurance overview
  12. Florida Department of Revenue, documentary stamp tax
  13. Florida Department of Business and Professional Regulation, condominium information and resources

McGreevy and Comisar

  1. McGreevy and Comisar Ironstone at the Quarry neighborhood guide
  2. McGreevy and Comisar guide to The Quarry
  3. McGreevy and Comisar Silverstone at the Quarry guide
  4. McGreevy and Comisar Naples real estate guide
  5. Best real estate agents in Naples
  6. Jesse McGreevy agent profile
  7. Marc Comisar agent profile
  8. Domain Realty Group
  9. McGreevy and Comisar Google Business Profile

Market data: Southwest Florida MLS, Residential, Development “THE QUARRY”, closed within 365 days and active, pulled September 26, 2026 in the team’s licensed MLS account. County sale, value and ownership figures: Collier County 2026 preliminary roll and qualified-sale files dated August 29, 2026.

Downloadable Documents

Every row below links the authority that publishes the document, so an Ironstone at the Quarry buyer always opens the official, current copy. We host nothing ourselves.

Document

What it shows an Ironstone buyer

Official authority

Ironstone Declaration of Condominium, OR 4431 PG 2527

The maintenance split, leasing, pet, flooring and shutter rules

Open the Ironstone declaration

The Quarry Fifth Amended and Restated Declaration

Membership, the resale fee and community rules

The Quarry Community Association

QCA Community Rules and Regulations

Leasing, gate and tenant rules

The Quarry Community Association

QCA Recreational Lakes and Docks Use Regulations

Boating rules

The Quarry Community Association

Quarry CDD FY2027 budget and assessment rates

The district operating charge

Quarry CDD

Quarry CDD 2020 refinancing impacts by address

The debt band on each home

Quarry CDD

FEMA Letter of Map Amendment 13-04-1957A

The 2013 flood map removal

FEMA

Florida Statutes 718.503, disclosure prior to sale

Your document package and seven-day right

The Florida Senate

NAR written buyer agreements

What you sign before touring

National Association of REALTORS

McGreevy and Comisar represent buyers across Southwest Florida from an office in Bonita Springs, and Ironstone at the Quarry sits inside the North Naples golf-community market they work every week. The first conversation costs nothing, and it usually saves a buyer more than any negotiation later.

The Accolades, Verbatim

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Contact McGreevy and Comisar

Marc Comisar: (239) 287-5873. Jesse McGreevy: (239) 898-6072, . Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Use the buyer form on this page, return to the Ironstone at the Quarry buyer consultation section, or read how we represent buyers in Southwest Florida. Video walkthroughs are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn.

Jesse McGreevy (Sales Associate, Florida license SL3101296) and Marc Comisar (Broker Associate, Florida license BK3060671) are licensed Florida REALTORS with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team; learn more at DomainRealtyGroup.com. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. In the last 12 months we tracked every Ironstone closing in the Southwest Florida MLS against Collier County’s deed record. Nothing on this page is legal, tax or insurance advice.

Market data from Southwest Florida MLS, pulled September 26, 2026, and from Collier County Property Appraiser files dated August 29, 2026. Brokered by Domain Realty.