Lockford at TwinEagles is 41 Minto homes on one Naples street along the Eagle course, with its own neighborhood association, a 2013 FEMA letter and 6 recorded resales since 2021. Verified county, club and FEMA records from McGreevy and Comisar.
McGreevy and Comisar are the top-reviewed real estate team for selling and buying Minto homes in Lockford at TwinEagles, Naples. Top 1% Real Estate Agents Nationally Since 2008, with over $900 million in personal sales between Jesse McGreevy and Marc Comisar. If you are getting ready to sell your Lockford home, or you are weighing one of only 41 Minto homes on Lockford Lane, this page answers the questions that actually move the price: what every recorded Lockford resale has brought since 2017, which membership is deeded to the house, what the Lockford association and the Grand Arbors design guidelines require, and why one street can read three different flood zones.
Lockford at TwinEagles is a 41-home Minto single-family neighborhood inside the master-planned community of TwinEagles in Naples, Florida. It is one street, Lockford Lane, set along the Eagle course in the Grand Arbors section of TwinEagles, with its own neighborhood association on top of the TwinEagles master association and a price band in the middle of the TwinEagles ladder.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
What "Lockford" means on the public record. Lockford is the recorded plat TwinEagles Grand Arbors Replat of Tract H, I and Block 107 in Collier County: 41 single-family homesites, all built, all on Lockford Lane, plus the road tract the master association owns. Minto Communities built every home between 2012 and 2018 on homesites the developer marketed as 60 to 62 feet wide. Every Lockford home belongs to three bodies at once: the Lockford at TwinEagles Homeowners Association, the TwinEagles Homeowners Association, and The TwinEagles Club, through a membership deeded to the house.
Not to be confused with: Lockeford, California, often misspelled "Lockford"; Lockford streets in Irvine and Cupertino, California; or Lockford sausage and meat brands, all of which crowd the bare word "Lockford" in search. Inside TwinEagles, Lockford is also not Dundee at TwinEagles, the other Minto neighborhood on the north side of the community, and not Wisteria at TwinEagles, the neighborhood just to the south where Minto also built.
Every figure below comes from a primary record, public or Southwest Florida MLS, and each is dated. Call Jesse direct at (239) 898-6072 for a confidential conversation about your Lockford home, or call Marc at (239) 287-5873 if you are buying.
If you're searching for the best realtor for Lockford at TwinEagles in TwinEagles, Naples, whether you're ready to sell your Lockford home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
Recent Lockford track record: The Southwest Florida MLS shows 6 Lockford closings in the 60 months to September 24, 2026 (pulled September 24, 2026), too few for a median, and we tracked every one of them: the highest was $1,590,000 (June 2024, 96.42% of final list price), the two in the last 12 months closed at $1,070,000 (January 2026) and $1,225,000 (April 2026), and none of the six closed at or above list. The Collier County recorded-deed file holds the same six qualified resales.
Data updated: September 2026. Sources: Southwest Florida MLS, 60 months (09/25/2021 to 09/24/2026), pulled September 24, 2026; Collier County recorded deeds, DOR-qualified sales recorded 09/24/2021 to 06/30/2026.
Honors and recognition:
McGreevy and Comisar is a top-reviewed Lockford at TwinEagles realtor, and you can read every review on our Google Business Profile. Three from clients:
★★★★★ "Marc made an extremely stressful time of selling my parents' house easier because of his expertise, compassion, and diligence. I cannot thank him enough and I would recommend him without reservation." Verified Google review
★★★★★ "Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!" Verified Google review
★★★★★ "Marc has been a great help in securing a great price for our home during its build phase. Negotiated a much better deal from the builder." Verified Google review
For Lockford sellers: professional photography, drone and video that shows the Eagle course and lake frontage behind the house, a qualified-buyer database built over two decades in Southwest Florida, and a listing file that answers the membership, three-estoppel, design-guideline, flood-letter and air-conditioning questions before a buyer's inspector asks them.
Selling your Lockford home? Get a free home valuation at mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Lockford? Call Marc at (239) 287-5873 for a personalized buyer consultation, and read how we represent buyers in Naples.
Selling? Start with a free Lockford home valuation or call Jesse direct at (239) 898-6072. Buying? Read how we represent buyers and call Marc at (239) 287-5873.
Lockford at TwinEagles is the recorded TwinEagles Grand Arbors Replat of Tract H, I and Block 107: 41 single-family homes on one street, Lockford Lane, in unincorporated Collier County, ZIP 34120. The county roll, the association's own charter and the master association's budget each count exactly 41 homes, and Minto built all of them.
Collier County's tax roll codes 41 improved single-family parcels to the Grand Arbors replat, every one addressed on Lockford Lane, plus one road tract owned by the TwinEagles Homeowners Association (Collier County Tax Collector account search). The replat is one of the Grand Arbors plats the Ronto-era developer recorded after it bought the community in 2010; Collier County's commissioners approved a plat "to be known as TwinEagles Grand Arbors" in March 2012. Surveyors' elevation certificates filed with the county describe Lockford homes as numbered lots in Block 107 of that replat (Collier County elevation certificate index).
The developer's marketing in 2016 and 2017 said "Lockford will include 42 residences at build-out." The recorded world says 41. The Articles of Incorporation of the Lockford association, filed with the state on March 4, 2013, state that the developer "intends that Lockford at TwinEagles, when ultimately developed, will contain forty-one (41) single-family Dwelling Units" (Florida Division of Corporations, Articles of Incorporation). The master association's approved 2024 budget bills "Grand Arbors, Lockford" for 41 units (TwinEagles HOA approved 2024 budget), and the county roll holds 41 homes. Three independent records agree, so this page uses 41.
Lockford at TwinEagles Homeowners Association, Inc. is a Florida not-for-profit corporation formed under Chapters 617 and 720 of the Florida Statutes, filed March 4, 2013 and active, with annual reports on file every year through April 14, 2026 (Florida Division of Corporations, entity detail). Every officer and director on the 2026 annual report lists a Lockford Lane address, so the association has been owner-run since the developer turned it over. It is managed by MAY Management Services according to the club's January 2024 neighborhood contact list (TwinEagles neighborhood HOA contacts); older club and association papers name KEB Management at the same office telephone number.
Three bodies, three sets of rules. The Lockford association maintains its association property and "certain portions of the Lots" under its recorded neighborhood covenants and bills a quarterly neighborhood assessment. The TwinEagles Homeowners Association runs the gate, roads, lakes, preserves and architectural review for all 717 TwinEagles homes and homesites; Lockford holds one of its 12 board seats (TwinEagles Homeowners Association). The TwinEagles Club owns the two golf courses and the clubhouse and deeds a Golf, Sports or Social membership to every residence (The TwinEagles Club, membership). A Lockford sale therefore needs three estoppel letters, one from each.
The 2013 Articles set a few rules worth knowing before you buy. Membership in the Lockford association runs with the lot and cannot be transferred separately; a new owner becomes a voting member by delivering a copy of the deed to the association. Each lot has one vote. A quorum is 30% of the votes. The board has three to seven directors, always an odd number, on staggered two-year terms. And the association may not hire a lawyer to sue anyone, other than to collect assessments, enforce use restrictions, respond to an emergency or file a compulsory counterclaim, without the approval of two-thirds of all members, a protection against costly neighborhood litigation.
Lockford sits in the north-central Grand Arbors section of TwinEagles, one street running roughly east from TwinEagles Boulevard to a cul-de-sac, with Eagle course fairways and lakes behind the homes. Minto's own releases placed its Lockford homes "on the acclaimed Eagle course" with northern golf views, and its two model homes "between the sixth and seventh holes."
Lockford Lane is a single street a few hundred yards long, lined with homes on both sides and ending in a cul-de-sac at its east end, so the only traffic past a Lockford home is Lockford's own. On the county's street coordinates, Fenhurst lies to the northwest, Kinross to the north along the community's northern edge, and Wisteria to the southwest; the Eagle course and its lakes thread between them.
Minto's 2015 release described a move-in-ready Prestwick "located on the acclaimed Eagle course" with "a northern golf course view," and a Turnberry "also located on the Eagle course" with "northern golf course fairway views" (Minto, move-in ready homes at TwinEagles). Its 2016 close-out release placed the two furnished models "between the sixth and seventh holes of the acclaimed Eagle Golf Course" (Minto, Lockford approaching close out). Which individual lots back to a fairway, a lake or a preserve is not published lot by lot; the recorded replat sheets and a survey answer that for a specific home.
Lockford is one of the TwinEagles neighborhoods farthest from the gate and among the closest to the clubhouse. On OpenStreetMap's routing model, the west end of Lockford Lane is about 2.65 miles and roughly 10 minutes from the gatehouse at Immokalee Road, and about 0.85 miles and 3 minutes from the clubhouse at 11725 TwinEagles Boulevard; the cul-de-sac end adds about two tenths of a mile to each. The interior speed limit is 25 miles an hour.
TwinEagles has two halves. The front half, The Estates, is the original Phase One of large custom homesites around the Talon course; the back half, Grand Arbors, is the larger northern phase around the Eagle course, where the Bonita Bay Group and then The Ronto Group platted smaller single-family neighborhoods for production builders. Lockford was one of the first Ronto-era Grand Arbors neighborhoods to sell, alongside Lennar's Fenhurst and the Minto and Rutenberg homes of Wisteria from 2013; Kinross, Dundee and Lake Estates followed in 2015 (developer news archive, 2013 to 2014). That timing explains why Lockford, Fenhurst and Wisteria share build years, and why Dundee, the next Minto street, is two to four years newer. It also explains the paperwork: every Grand Arbors neighborhood follows the Grand Arbors design guidelines rather than the stricter Estates guidelines, and the club's estoppel sheet separates streets with their own associations, like Lockford Lane, from streets that answer only to the master association (club estoppel requirements).
The hero photograph on this page is a February 2023 USDA National Agriculture Imagery Program aerial of Lockford Lane: two rows of tile-roofed Minto homes with screened pools, Eagle course fairways with bunkers to the north and south, three lakes, and preserve woodland at the east edge of TwinEagles. It is public-domain federal imagery, not a builder or listing photo.
Collier County's zoning map shows the land east of TwinEagles as E (Estates) zoning, the large-lot Golden Gate Estates tracts, and TwinEagles itself as agricultural A-MHO zoning inside the Rural Fringe Mixed Use receiving overlay (Collier County GIS services). No commercial or planned-unit zoning lies within about a third of a mile of Lockford Lane in any direction.
Living in Lockford at TwinEagles means a 10-year-old Minto home on a quiet cul-de-sac street along the Eagle course, a neighborhood association that looks after the neighborhood landscaping, and a clubhouse about a mile away. It is a street of 41 similar-sized homes rather than a collection of custom estates, and most owners use it the way it was designed: golf, the club and a pool out back.
Lockford is the middle of the TwinEagles market in almost every way. Its homes are larger than the Lennar homes of Fenhurst and Kinross and smaller than the semi-custom homes of Hedgestone, its master association assessment sits in the middle of the 2024 budget, and its recorded resale prices since 2024 fall between the Fenhurst and Kinross band and the Hedgestone band.
The county roll shows 26 of the 41 Lockford homes, 63%, carrying a Florida homestead exemption, against 54% across all of TwinEagles; only the Lake Estates, Dundee and Estates plats run higher. The census block group that covers TwinEagles reports a median age of 66.2 in the 2020 to 2024 American Community Survey (Census Reporter, block group profile), but Lockford has no age restriction.
The daily rhythm runs through the club. A Lockford owner is a member in whichever category is deeded to the home, Golf, Sports or Social, and the clubhouse, renovated and expanded in the member-approved program completed in 2023, is under a mile away by road. The club's own pages describe a 2,500-square-foot resort-style pool and spa, two Har-Tru tennis courts, four pickleball courts, four lit bocce courts, a fitness center and three dining outlets (The TwinEagles Club, Club Life). At home, most Lockford lots carry a screened pool and lanai, visible in the federal aerial at the top of this page.
The master association's Community FAQs list Lockford among the seven neighborhoods whose own association "oversee[s] neighborhood landscaping," billed quarterly (TwinEagles Community FAQs). The exact list of what the Lockford association maintains on each lot is set by its recorded neighborhood covenants; ask for them, and for the association's current budget, with the estoppel.
There is no Lockford pool, clubhouse or inner gate. The homes sit on marketed 60-to-62-foot homesites, so side yards are narrow and the homes are close together; a buyer who wants acreage looks at The Estates or Lake Estates. The gate is roughly ten minutes from the far end of Lockford Lane, Vanderbilt Beach is about 22 minutes beyond the gate off-peak, and Immokalee Road is slow in season.
Season at TwinEagles runs roughly November to April, when the club calendar is full and most seasonal owners are in residence; with 63% of Lockford homes homesteaded, the street stays more lived-in over the summer than many Naples golf communities. The Community FAQs list the club's local contacts, the gatehouse and the master association office for owners arriving for the season (TwinEagles Community FAQs), and the master association posts its board meetings, architectural review dates and project updates on its site year-round (TwinEagles Homeowners Association).
Every trip out of Lockford starts with the drive down TwinEagles Boulevard to the single gatehouse on Immokalee Road, about 2.7 miles away. From the gate, I-75 at Exit 111 is about 6.6 miles and Bear Creek Elementary about 0.9 miles. In season, allow extra time on Immokalee Road; the county's 2025 capacity report rates the stretch between Collier Boulevard and Wilson Boulevard over capacity (Collier County 2025 AUIR). Inside the gate, golf carts may use the streets (not the courses), so the clubhouse, about a mile away, is a cart ride.
When nine Lockford homesites were left in April 2016, Florida Weekly described the product plainly: "one and two-story floor plans by Minto Florida ranging from 2,600 to 3,800 square-feet. Homes are on 60-foot home sites and priced from the low-$500s to $1 million. ... Features such as 12-foot ceilings, granite countertops, and 18-inch ceramic tile are included in the base price of each home" (Florida Weekly, April 7, 2016). Ten years on, those are the finishes a buyer finds in an original-condition Lockford home, and the ones sellers who updated are pricing against.
Selling a Lockford home? Start with a free home valuation or call Jesse direct at (239) 898-6072. Buying in Lockford? Read how we represent buyers and call Marc at (239) 287-5873 to walk the street.
Lockford at TwinEagles closed 6 sales on the Southwest Florida MLS in the 60 months to September 24, 2026, from $1,070,000 to $1,590,000. Fewer than ten sales in five years is too few for a meaningful median, so every sale is listed below. Across all MLS history, 25 closings since March 2016 including Minto's new-construction closings, the median Lockford sale is $825,000.
Data updated: September 2026.
Southwest Florida MLS, pulled September 24, 2026. No Lockford window from 12 to 60 months reaches ten closings (12 months: 2; 24 months: 4; 36 months: 6; 60 months: 6), so the statistics window widens to all MLS history: 25 closings from March 25, 2016 to April 20, 2026, median $825,000, low $644,289, high $1,590,000, median 50 days on market, median 95.94% of final list price and median $285.68 per living square foot. That all-history set includes Minto's new-construction closings from the build-out years, so it describes the street's whole history, not today's price. In the 60-month window the six closings took a median of 40 days on market (the average of the middle pair, 30 and 50 days) and a median 94.30% of final list price (the average of 93.97% and 94.64%), and none closed at or above list. No Lockford home was listed for sale on the MLS on September 24, 2026.
Closed | Sold | Final list | Sale-to-list | MLS living sq ft | Sold per living sq ft | Days on market |
|---|---|---|---|---|---|---|
Apr 20, 2026 | $1,225,000 | $1,395,000 | 87.81% | 3,020 | $405.63 | 122 |
Jan 29, 2026 | $1,070,000 | $1,149,000 | 93.12% | 2,905 | $368.33 | 138 |
Aug 29, 2025 | $1,380,000 | $1,444,000 | 95.57% | 3,083 | $447.62 | 15 |
Mar 24, 2025 | $1,400,000 | $1,489,900 | 93.97% | 2,905 | $481.93 | 50 |
Jun 18, 2024 | $1,590,000 | $1,649,000 | 96.42% | 2,905 | $547.33 | 10 |
Apr 4, 2024 | $1,500,000 | $1,585,000 | 94.64% | 2,642 | $567.75 | 30 |
Source: Southwest Florida MLS, Development TWIN EAGLES, Lockford Lane, closed September 25, 2021 to September 24, 2026, pulled September 24, 2026. Per-square-foot figures here use MLS living area; the county table below uses the roll's square-footage field, so the two per-square-foot columns are never compared.
Recorded | Price | County square footage | County year built | Price per county sq ft |
|---|---|---|---|---|
Apr 2, 2024 | $1,500,000 | 2,618 | 2015 | $572.96 |
Jun 18, 2024 | $1,590,000 | 2,905 | 2014 | $547.33 |
Mar 19, 2025 | $1,400,000 | 2,905 | 2016 | $481.93 |
Aug 18, 2025 | $1,380,000 | 3,036 | 2017 | $454.55 |
Jan 21, 2026 | $1,070,000 | 2,905 | 2015 | $368.33 |
Apr 1, 2026 | $1,225,000 | 3,020 | 2015 | $405.63 |
Source: Collier County recorded deeds, DOR-qualified arm's-length sales over $100,000, as held in the county's sales file (newest recorded sale in the file: June 30, 2026). "County square footage" is the roll's square-footage field, which is not MLS living area; never compare these per-square-foot figures to MLS per-square-foot figures.
On the county deed file, with an even count, the median of $1,390,000 is the average of the two middle sales ($1,380,000 and $1,400,000), not a price any home sold for. The median price per county square foot is $468.24 and the six sales total $8,165,000. The order matters more than the median: the two 2024 sales are the two highest, and the two 2026 sales are the two lowest. The 12-month window holds two sales and the 24-month window four, so any "12-month median" quoted for Lockford describes two houses.
Six qualified resales on 41 homes in about 57 months is roughly 3% of the homes a year. Two more recorded transfers above $1 million since 2021 were not qualified by the county (for example, related-party or otherwise non-market deeds) and are left out of every figure here. No qualified Lockford resale was recorded at all in 2022 or 2023, so a buyer who wants this street often waits, and a seller who lists sets the next comparable.
On September 24, 2026 the Southwest Florida MLS showed no active Lockford listing, against 15 active listings across TwinEagles (Southwest Florida MLS, active, pulled September 24, 2026). A buyer who wants Lockford Lane is waiting for the next one; call Marc at (239) 287-5873 to hear about it first.
Lockford at TwinEagles is 41 Minto homes on one street along the Eagle course, and it trades only a handful of times a year, so every sale sets the market: the last two recorded resales were $1,070,000 and $1,225,000 in 2026. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008. If you own on Lockford Lane, start with a free Lockford home valuation or call Jesse direct at (239) 898-6072. If you are buying in TwinEagles, read how we represent buyers and call Marc at (239) 287-5873. When you are comparing agents, see why sellers across the county name McGreevy and Comisar among the best real estate agents in Naples.
Lockford homes first sold new from Minto for $628,000 to $1,115,000 between 2013 and 2020, a median of $746,700 across all 41 first sales. Qualified resales ran $725,000 to $855,000 in 2020, reached $1,500,000 and $1,590,000 in 2024, and eased to $1,070,000 and $1,225,000 in 2026. Every figure is a Collier County recorded deed.
Data updated: September 2026. Source: Collier County recorded deeds.
Year of first recorded sale | Homes | Median first-sale price |
|---|---|---|
2013 | 3 | $713,300 |
2014 | 10 | $727,550 |
2015 | 11 | $743,500 |
2016 | 7 | $750,000 |
2017 | 7 | $775,000 |
2018 | 2 | $956,100 |
2020 | 1 | $910,000 |
Source: Collier County recorded deeds, the first sale of each finished home, 31 of the 41 qualified by the county. The 2018 and 2020 rows include Minto's two 2012 model homes, which were the last to sell and the only Lockford homes without a separate vacant-lot deed in the file. Minto's releases put 2015 prices at $684,289 for a move-in-ready Prestwick and $769,643 for a Turnberry, before a $35,000 incentive (Minto, 2015).
Eleven qualified resales were recorded from 2017 through 2021: two in 2017 ($800,000 and $1,120,000), two in 2019 ($810,000 and $840,000), five in 2020 (median $790,000, from $725,000 to $855,000) and two in 2021 ($767,500 and $787,000). For most of those years a Lockford resale traded close to what a new Minto home had cost.
After two years with no qualified resale, the two 2024 sales recorded at $1,500,000 in April and $1,590,000 in June, about double the 2020 median. One of those homes carries the street's smallest county square-footage figure, 2,618, shared by six Lockford homes, which made its $572.96 per county square foot the highest on record.
The four sales since then step down: $1,400,000 in March 2025, $1,380,000 in August 2025, $1,070,000 in January 2026 and $1,225,000 in April 2026. The two 2026 sales average $1,147,500, about 26% below the 2024 pair's average of $1,545,000. TwinEagles as a whole shows the same drift on the same deed file: the community-wide median is $925,000 over the 12 months to June 30, 2026, against $1,012,500 over 36 months.
Two Lockford homes have recorded qualified resales on both sides of the peak. One sold for $767,500 in January 2021 and $1,070,000 in January 2026, 39% higher over five years. Another sold for $855,000 in December 2020 and $1,400,000 in March 2025, 64% higher. Paired sales of the same house are the cleanest measure of price change on a street this small.
Lockford at TwinEagles is a product of the Ronto era. The land sat in the northern Grand Arbors phase that the Bonita Bay Group planned in 2003 and 2004 but never finished; The Ronto Group bought TwinEagles in 2010, recorded the Grand Arbors replat that created Lockford's 41 lots, and brought in Minto, which built every home from 2012 to 2018.
Developer Jim Colosimo announced TwinEagles in April 1997 on a former tomato farm, and the Talon course opened on January 15, 1999. After a 1999 bankruptcy, the Bonita Bay Group took over in 2000, and in 2003 and 2004 introduced the "Grand Arbors" concept for the northern land, including a second golf course. Its 2005 lottery released Bramble Point, Covent Garden, Hedgestone, Hollybrook and Wicklow; the land that became Lockford stayed unbuilt (TwinEagles Community FAQs and history).
The Ronto Group, backed by Angelo, Gordon and Co., bought TwinEagles in September 2010 for a reported $11 million (Business Observer, 2011). Ronto rebuilt Gary Player's Aerie course as the Eagle, redesigned by Steve Smyers and reopened in 2012, and re-platted the northern Grand Arbors land into smaller single-family neighborhoods for production builders. Collier County's commissioners approved a plat "to be known as TwinEagles Grand Arbors" in March 2012; Lockford's 41 lots are the replat of Tract H, Tract I and Block 107.
Minto built its two furnished models on Lockford Lane in 2012, and the Lockford association was incorporated on March 4, 2013, with the developer's appointees as its first officers and directors. The county deed file then records the remaining 39 homesites changing hands as vacant lots in 11 multi-lot deeds of one to eight lots, from December 2012 to March 2015, the pattern of a developer releasing lots to its builder in phases (Collier County Clerk, Official Records). The first homes closed with buyers in 2013.
By April 2016 Minto was "approaching close out with just nine home sites remaining," offering a $40,000 incentive on move-in-ready homes and $35,000 on new construction (Minto, 2016). In February 2017 Florida Weekly reported "one unfurnished move-in ready residence and three buildable home sites" left (Florida Weekly, February 2, 2017). The last new homes closed in December 2018, one of them a furnished model; the other model sold in February 2020.
The developer signed a turnover agreement with the club on November 16, 2018, and members approved the transfer in January 2019, making TwinEagles a private, member-owned club (The Golf Wire, 2019). The Lockford association is run by Lockford owners, and a Lockford owner has served as president of the TwinEagles master association board, according to its November 2024 and February 2025 newsletters (TwinEagles HOA Newsletter, November 2024).
Lockford's homes are one- and two-story Minto Florida designs of roughly 2,600 to 3,800 square feet under air, with two or three bedrooms plus a den or study, three-car garages on several plans, and screened pool lanais. Minto marketed eight plans at TwinEagles from 2,642 to 3,811 square feet; the county roll's square-footage field on Lockford homes runs 2,618 to 3,131.
A one-story plan of 2,642 square feet under air and 3,743 square feet total, with two bedrooms, a den, three baths and a three-car garage; Minto's move-in-ready Prestwick in 2015 was "located on the acclaimed Eagle course" with "a northern golf course view," priced at $684,289 (Minto, 2015).
The most common Lockford footprint. Florida Weekly described the model as a 2,905-square-foot great-room plan with two bedrooms, two and a half baths, a study, a sitting room, a formal dining room, an island kitchen with a pass-through to a lanai with an outdoor kitchen, and a two-car garage, base-priced at $558,990 in 2016 and $560,990 in 2017 (Florida Weekly, April 7, 2016). Fourteen of the 41 Lockford homes carry exactly 2,905 square feet on the county roll.
A one-story plan of 3,064 square feet under air and 4,077 square feet total, with three bedrooms, a den and three and a half baths; the 2015 move-in-ready Turnberry was priced at $769,643 and sat on the Eagle course with "northern golf course fairway views."
The largest Lockford plan: 3,811 square feet with a two-story great room, three bedrooms, three full and two half baths, a study, a formal dining room, a lanai with an outdoor kitchen, an upstairs bonus room with an outdoor terrace, and a three-car garage with a tandem space, from $647,990 in 2016 and $649,990 in 2017. Its model was decorated in a British Colonial theme.
Minto used the same plan family in Dundee, the neighborhood it built next, where reported plan names were the Prestwick, Prestwick Grand, Turnberry Grand, St. Andrews, Inverness and Birkdale. Which plan sits on a given Lockford lot is not on any public list; the permit plans or the seller's closing file answer that.
County square footage | Lockford homes |
|---|---|
2,618 | 6 |
2,740 | 2 |
2,889 to 3,020 | 17 (14 at 2,905) |
3,036 | 8 |
3,089 to 3,131 | 8 (6 at 3,090) |
Source: Collier County preliminary 2026 tax roll, square-footage field. It clusters on a handful of values because Lockford is a production neighborhood; it is not MLS living area and it does not capture a second-floor bonus room the way a plan brochure does.
The county roll dates the homes 2012 to 2018 (median 2015), with one home re-dated 2023. Every Lockford home was therefore permitted under the 2010 or 2014 edition of the Florida Building Code, long after the first statewide code of 2002 and inside the code's wind-borne debris region, which requires impact-resistant openings or approved shutters on new homes.
Lockford homesites were marketed as 60 feet wide in 2016 and 2017 and as "62' LOTS" on the developer's neighborhood page in 2019 (developer page, Lockford, Wayback Machine). Lot depth and area are not published; the recorded replat and a survey give the exact dimensions of a specific lot.
Both are the developer's words, three years apart, and both describe the same 41 lots. We publish "60 to 62 feet wide as marketed" and point buyers to the survey, which is the only document that controls.
On a lot that width, a Minto home fills most of the frontage: side yards are narrow, the garage faces the street, and the private space is the rear lanai and pool. The Grand Arbors design guidelines prohibit fences except dog runs, so what separates neighbors is landscaping, which the Lockford association oversees for the whole street.
From the federal aerial, homes on the north side of Lockford Lane back toward an Eagle course fairway and a long lake, homes on the south side toward another fairway and two lakes, and the cul-de-sac lots toward a lake and the preserve at the east edge of TwinEagles. The frontage behind a given home is the largest single difference between two otherwise identical Lockford plans, and it shows up in the resale price.
A Lockford home at TwinEagles comes with a mandatory club membership deeded to the house, but the category is set home by home and a resale buyer pays the club's initiation fee at closing. The club says each residence is deeded a Golf, Sports or Social membership; the fee was $150,000 for Golf, $60,000 for Sports or $45,000 for Social in September 2026.
The club's membership page states: "Each residence is deeded a Membership, so homeownership within TwinEagles is required to have a Membership (Golf, Sports or Social)," "Membership is mandatory for all 717 Homeowners," and Golf memberships are "capped at 614" (The TwinEagles Club, Membership). The master association's history adds that the 2018 separation of club and association "clearly defines The TwinEagles Club as a private club as opposed to a bundled community" (TwinEagles Community FAQs). Any listing that calls a Lockford home "bundled golf" is wrong on the club's own words.
The confusion has a source. When Minto was building Lockford, the builder paid the golf entry cost for its buyers: "Golf membership initiation fee in the championship TwinEagles Golf Club is included with the purchase of every new Minto home at TwinEagles," its 2015 and 2016 releases said (Minto, 2016), and Florida Weekly repeated that "a golf membership is included with the purchase of every newly constructed home in TwinEagles" (Florida Weekly, 2016). What was conveyed was the first buyer's golf initiation on a new home, paid through the builder's price. It ended when new construction ended. A resale buyer today pays the club's own initiation fee, which the member-owned club first charged on April 1, 2021.
Because Minto sold new Lockford homes with golf, many Lockford homes are likely deeded Golf, but that is an inference, not a record: categories can change when owners move down, and the club does not publish a list by address. The only reliable answer for a given home is the club's estoppel letter. Ask for it before you write an offer, and read the category line first.
The club's Initiation Fee Policy says the fee "must be paid to the Club at the closing of the home sale," that it applies to "any person or entity who purchases a home in TwinEagles," and that the Sports and Social fees are 40% and 30% of the Golf fee. The club must give at least 120 days' notice of an increase. The Golf fee has climbed from $30,000 when it began on April 1, 2021, to $65,000 from February 1, 2022, to $100,000, to $130,000 from March 1, 2024, and to the $150,000 on the club's page today. The policy says the fee "is to be used for Club Capital expenditures"; no public club document describes a refund when you sell.
The policy exempts gratuitous transfers to a spouse or surviving spouse, a former spouse taking title by divorce decree, family members taking title through "a bona fide family planning device," transfers to estate-planning trusts for the member or spouse, and a member who moves to another TwinEagles home in the same or a lower category within a year. Moving up a category costs the difference between the two fees.
Under the club's 2010 recorded Golf and Sports covenant, a Sports membership can move up to Golf only "subject to availability" (Golf and Sports Declaration of Recreational Covenant), and the club confirms that "Resident Golf Memberships are immediately available with homes deeded Golf." The last public dues schedule (fiscal 2022) gave Sports members four in-season rounds and Social members four in-season rounds as a Golf member's guest (FY22 Dues and Fees).
The buyer signs the club's Membership Agreement, which the club must receive "SEVEN (7) DAYS PRIOR to the closing," pays "a transfer fee to acquire my membership in the amount of $3,500," and is subject to club approval with credit and background checks; a rejected applicant gets the transfer fee back (Membership Agreement 2024). The 2010 covenant makes seller and buyer "jointly and severally liable to the Club for any dues ... incurred prior to the date of sale."
A Lockford owner uses the amenities of The TwinEagles Club in the membership category deeded to the home, plus the master association's gate, roads, lakes and preserves. Lockford itself has no shared pool, clubhouse or courts; its neighborhood association's role is the street's landscaping, and the Eagle course and lakes behind the homes are the view.
The Eagle, next to Lockford, opened in 2007 as Gary Player's Aerie and was rebuilt by Steve Smyers with Patrick Andrews, reopening in 2012; it plays par 71 and 7,607 yards, rated 77.5 with a 150 slope (Eagle scorecard 2024). The Talon, by Jack Nicklaus with Jack Nicklaus II, opened January 15, 1999, was renovated in 2021 and reopened in January 2022; it plays par 72 and 7,420 yards with a 75.9 rating and 145 slope (Talon scorecard 2024; Nicklaus Design, TwinEagles). Both courses earned Audubon International Gold Signature Sanctuary certification in 2023 (club Audubon certification).
The clubhouse was renovated and expanded in the 2020 member-approved program; its construction manager lists the project at 71,376 square feet, completed in 2023 (Curran Young Construction project page). Dining runs through the Grille Room and Terrace, the poolside Tiki and the Midway Cafe (club dining). The club describes "a 2,500-square-foot resort-style pool and spa" (Club Life). From Lockford Lane it is about a mile.
Two Har-Tru tennis courts, four pickleball courts and four lit bocce courts, a fitness center with a spa suite and group classes, and the Himalayan, an 18-hole putting course next to the Midway Cafe (Club Life).
The master association runs the single gated entrance on Immokalee Road, the roads, sidewalks, lakes and lake banks, preserves, street lights, the boulevard landscaping and architectural review. Its 2024 budget carried $513,955 for security services and $453,228 for common lawn maintenance (approved 2024 budget).
No beach club, no marina and no boat access. The 1997 plan's Gulf beach club was never built. Residents use Collier County beach parking permits like any other county resident; Vanderbilt Beach is about 22 minutes from the gate off-peak (Collier County Parks, Vanderbilt Beach).
Owning a Lockford home at TwinEagles means five recurring bills: the TwinEagles master association assessment ($3,645.49 per Lockford home in the 2024 approved budget), the Lockford association's quarterly neighborhood assessment, club dues in the deeded membership category, the Collier County tax bill, and metered irrigation water. There is no CDD.
The current club dues, the Lockford association budget and the 2025 and 2026 master association budgets are not published on the public pages of any of the three organizations. Where a number below is older than 2026, it is dated, and a buyer should confirm it on the estoppel letters before closing.
Layer | Payee | Latest public figure | How often |
|---|---|---|---|
Master association | TwinEagles Homeowners Association | $3,645.49 per Lockford home (2024) | Once a year, due January 1 |
Neighborhood association | Lockford at TwinEagles HOA | Not published; on the Lockford estoppel | Quarterly |
Club dues (Golf) | The TwinEagles Club | About $18,328 before sales tax (fiscal 2022, last public) | Fiscal year from November 1 |
Phase One capital assessment (Golf) | The TwinEagles Club | $244 a month (fiscal 2022), 12 years from September 2020 | Monthly |
Property tax | Collier County Tax Collector | 12.2558 mills (2025) plus $261.91 garbage | Once a year |
Irrigation water | Resource Conservation Systems | Base charge by lot class plus $1.56 per 1,000 gallons (2026) | Monthly |
CDD | none | $0 | n/a |
The master association's approved 2024 budget billed each of the 41 Lockford units $2,985.49 in operating assessment plus $660.00 in reserve, $3,645.49 in all, up from $3,407.35 in 2023; the Lockford block carried $149,465.09, about 5.1% of the budget (TwinEagles HOA approved 2024 budget). For comparison, the same budget billed Dundee $3,646.26, Wisteria $3,734.79, Kinross $3,402.96, Hedgestone $5,017.84 and the Estates up to $5,586.19. The 2025 and 2026 figures are behind the owner login; the master association's estoppel certificate states the current amount.
Lockford is one of seven TwinEagles neighborhoods with its own association and a second, quarterly assessment, "Billing: Quarterly (four payments)" in the master association's words, mainly for neighborhood landscaping (TwinEagles Community FAQs). The amount is not published anywhere public. It appears on the Lockford association's estoppel certificate, which Florida law requires the association to issue within ten business days of a request (Florida Statutes 720.30851), and a member can inspect the adopted budget under the association's official-records rules (Florida Statutes 720.303).
The last public dues schedule is fiscal 2022 (November 2021 to October 2022): Full Golf $13,870 in operating dues plus 7% sales tax, $1,207 capital dues, $323 capital improvements and a Phase One capital assessment of $244 a month, about $18,328 a year before tax; Sports about $7,336; Social about $5,496 (FY22 Dues and Fees). Those numbers are four seasons old, so treat them as a floor and ask the club for the current sheet. The Phase One capital assessment funds the club's $22.5 million Talon and clubhouse program (Phase One Master Plan booklet); it runs 12 years from September 2020, and "the buyer will be responsible for all remaining monthly payments."
TwinEagles is in Collier County millage code 285, 12.2558 mills in total for 2025, including 3.75 mills for the North Collier Fire Control and Rescue District; the only non-ad valorem line on the 2025 bills checked is a $261.91 "District 1 Garbage" assessment (Collier County Tax Collector). A buyer's taxable value resets to market after a purchase, less any homestead exemption, so a seller's current bill is not the buyer's future bill.
Irrigation in TwinEagles is non-potable water from Resource Conservation Systems, LLC, billed monthly by the utility, not the association. Its 2026 tariff sets base charges by lot size class plus $1.56 per 1,000 gallons (RCS 2026 tariff). The Grand Arbors design guidelines require separately metered irrigation water and prohibit private wells and lake withdrawals.
Homeowners, wind and flood insurance are the owner's cost and vary by home; see the storm and insurance sections below. Citizens Property Insurance will require flood coverage on primary residences insured for wind by Citizens from January 1, 2027 (Citizens, flood requirement).
Selling? We put the full fee stack in your listing file; start with a free home valuation or call Jesse direct at (239) 898-6072. Buying? Read how we represent buyers and call Marc at (239) 287-5873 before you write an offer.
The one-time costs on a Lockford sale are the club initiation fee and $3,500 transfer fee paid by the buyer, three estoppel letters (club, master association and Lockford association), the master association's buyer screening, and the usual Florida closing costs. Lockford is one of the TwinEagles streets where the club's estoppel sheet requires a neighborhood estoppel on top of the other two.
No CDD. Lockford at TwinEagles is not in a community development district: the only non-ad valorem charge on the 2025 TwinEagles tax bills checked is the county's $261.91 garbage assessment, and the state's official list of special districts contains no TwinEagles district. The master association reported in its July 2025 newsletter an approved funding option for lake-bank restoration without a special assessment to residents.
The Florida Commerce "Official List of Special Districts" lists no district named TwinEagles (Florida Commerce special district list), and three sampled 2025 TwinEagles tax bills, a Grand Arbors single-family home, a Phase One estate lot and a Covent Garden condominium, show the garbage charge as the only non-ad valorem line.
The master association contracted Crosscreek Environmental in November 2024 for a lake-bank restoration program with an original lump sum of $1.6 million; work continues in phases through 2027 and 2028, prioritized by the severity and rate of erosion and the impact on adjacent property (lake bank update, June 2026; contract amendment, September 2026). "Homeowners who have erosion repairs being made behind their home will receive a proposal ... for the cost of connecting the downspouts to the drainage system," so a lakefront Lockford owner may see a small, optional owner-paid charge.
On the club side, the Phase One capital assessment is the live one. The club's IRS filing states that its bylaws require a membership vote for "special capital assessments greater than $500,000" (IRS Form 990 via ProPublica).
A Lockford home at TwinEagles is governed by two layers of recorded covenants: the TwinEagles master declaration with its 2024 use restrictions, and the Declaration of Neighborhood Covenants and Restrictions for Lockford at TwinEagles, administered by the Lockford association under its 2013 Articles of Incorporation and bylaws. Exterior design follows the Grand Arbors Design Review Guidelines.
Document | What it controls | Where to read it |
|---|---|---|
Amended and Restated Declaration of Covenants, Conditions and Restrictions for TwinEagles (2001, as amended) | Master assessments, common areas, architectural control | Recorded; Collier County Clerk, Official Records |
Use Restrictions, Exhibit C to the Second Amended and Restated Declaration (2024) | Leasing, pets, vehicles, nuisances | |
Declaration of Neighborhood Covenants and Restrictions for Lockford at TwinEagles | What the Lockford association owns and maintains; neighborhood assessments | Recorded after March 2013; Official Records, or from the association |
Articles of Incorporation, Lockford at TwinEagles HOA (March 4, 2013) | Voting, board, litigation approval, membership | |
Grand Arbors at TwinEagles Design Review Guidelines (June 8, 2018; revised version approved January 18, 2023) | Roofs, colors, fences, pools, signs, landscaping | |
TwinEagles Rules and Regulations (2021) | Hurricane shutters, parking, day-to-day rules |
The Grand Arbors guidelines say the developer "has approved the design of the homes built or to be built in the Dundee and Lockford Neighborhoods based upon designs as well as those homes built by 'Minto'," with approval "on the basis of aesthetic considerations only" and no responsibility taken for structure or code compliance (Grand Arbors Design Review Guidelines, 2018). That keeps the street consistent, and it means any change a later owner makes to the outside of a Minto home goes through architectural review.
The Articles provide for a board of three to seven directors, always an odd number, elected by the members on staggered two-year terms, with one vote per lot and a 30% quorum. The 2026 state annual report lists five officers and directors, all Lockford Lane owners (Florida Division of Corporations, entity detail).
Article IV of the Articles requires "the approval of two-thirds (2/3) of all Members" before the association engages anyone to sue, except to collect assessments, enforce use restrictions, act in an emergency or file a compulsory counterclaim. Florida homeowners' associations can run up large legal bills; Lockford's charter makes that a whole-street decision.
The Articles say the association exists "to take title to, operate and maintain the Association Property and to maintain certain portions of the Lots." Which portions, lawns, shrubs, irrigation or more, is set by the recorded neighborhood covenants, and so are any Lockford-only rules. We did not find the covenants posted publicly. A buyer should get them, the current budget and the most recent reserve information from the Lockford manager with the estoppel, and read them before the inspection period ends.
The Grand Arbors Design Review Guidelines, which cover Lockford, require tile roofs of at least a 5:12 pitch, earth-tone stucco, paver or pattern-concrete driveways, screened equipment, rear-yard pools, St. Augustine lawns in the 2018 edition, and no fences except dog runs. The 2018 edition is public; the January 2023 revision is linked from the association's architectural request form.
The guidelines describe the Grand Arbors theme as "a subdued Mediterranean style as well as a more coastal feel, contemporary style (no flat roofs), West Indies and Old Florida style (no metal roofs)," and require "equal attention to detail" on all sides of a house. Factory-built or modular homes are not permitted without approval.
"A minimum roof pitch of 5:12 slope is required ... Asphalt or fiberglass roof shingles and metal roofs are prohibited. Roof materials which are acceptable are clay or concrete barrel, flat, and 'S' tile." Roof colors must be warm earth tones, and changing roof material needs approval. When a Lockford tile roof reaches replacement age, the new roof must also be tile.
Painted stucco in natural earth tones and stone accents; fascia at least 10 inches; vinyl, wood, metal or lap siding prohibited; "No pastels, pure whites or primary colors." Windows clear or tinted bronze, gray, green or smoke, no reflective film; window and screen frames bronze, charcoal or white; no burglar bars. The 2024 architectural request form adds that repainting must use the association's Approved Color List unless an owner can document the builder's original color (TwinEagles HOA ARC request form, February 2024).
"No hurricane or storm shutters shall be installed unless they have been approved," and approved shutters "shall not be allowed to cover openings until a storm watch or warning has been issued" and must be opened after it ends. Shutters must blend with the window details so that "a patchwork or 'checker board' look does not occur."
"Garages are required"; front-entry garages are prohibited only where a lot is large enough for side entry, and the garages on Lockford's 60-foot lots face the street. Driveways must be brick, pattern concrete in earth tones or pavers; "Asphalt, gravel, shell or poured concrete driveways are prohibited." Sidewalks are poured concrete on every street.
"Fences are prohibited except for dog runs," which must sit in a side or rear yard not facing the street, inside the building limits, in black or dark green vinyl-coated chain link, and screened with landscaping. Pools must be in the rear yard and integral to the house; above-ground pools are prohibited; zero-edge pools need a grading plan and may not alter the lake bank. Screen enclosures must match the roof pitch, use bronze (preferred) or white framing and bronze or charcoal screen, and may not sit on the street facade.
Air-conditioning equipment must be screened by a partial block wall and landscaping; no window units. Propane tanks must be underground or fully screened. The 2024 request form adds that a generator must sit "as far back on the property as possible," away from a neighbor's front door or bedroom window, fully hidden by a dense hedge. Solar panels need approval and should go on a rear or side roof where that does not impair them, as Florida law protects the right to install them (Florida Statutes 163.04).
Each lot needs a street tree, a front shade tree, a rear shade tree and a palm cluster; lake lots must be sodded to the water's edge; the 2018 edition allows "Saint Augustine (Floratam Preferred)" only, with Bermuda and Zoysia prohibited; citrus is limited to rear or side yards. Collier County separately requires one canopy tree per 3,000 square feet of pervious lot area, 75% native. Irrigation must be underground, head-to-head, on a screened timer with a rain sensor; "No private wells will be permitted and no lake water withdrawals for irrigation purposes are allowed."
Exterior lights directed at the house and limited to 2,000 lumens; colored lights only as temporary holiday decorations. An owner may fly a United States flag and one service or POW-MIA flag, and may install a freestanding flagpole up to 20 feet, consistent with Florida law (Florida Statutes 720.304). No free-standing metal sheds; lawn ornaments only in a screened rear yard; wildlife-proof garbage enclosures or screening.
"One 'For Sale' sign may be located in the front yard only (no signs on the golf course/rear yard) and may be no larger than 24"x 18". Information tubes are prohibited." One Open House sign is allowed in the front yard from 9 a.m. to 5 p.m. on the day of the open house.
Every exterior change to a Lockford home, from paint and pavers to a generator, pool cage or roof, needs written approval from the TwinEagles master association's Architectural Review Committee before work starts. The committee meets twice a month, takes up to 30 days to decide, and charges a $250 review fee for modifications under the 2018 guidelines.
Submit the request form with all documents as one PDF at least two business days before a committee meeting: the contractor's name, certificates of insurance of $1 million each for liability, auto and workers' compensation, the occupational license, scaled drawings and, where they apply, county permits, pool and landscape plans and paint colors (TwinEagles HOA ARC request form, 2025). The committee "has up to 30 days to approve this request," the approval is "AS PRESENTED," and the owner must notify it within five days of completion.
The 2018 guidelines set a $250 review fee for a modification, a $50 fine if an application is filed after work starts, and a $50-a-day penalty for noncompliance not cured within 30 days of notice; unless otherwise approved, work must finish within one year.
The master guidelines allow a neighborhood association's documents to add their own review, but "such review shall not substitute or replace the obligation to have all construction and modifications reviewed by the Reviewer." Ask the Lockford manager whether its covenants require a neighborhood sign-off as well.
The master association may levy a specific assessment, remove or remedy a violation, seek an injunction and record "a Notice of Violation ... in the Collier County records." A recorded notice follows the house to the next owner, so unapproved exterior work is a title issue as well as an HOA issue.
TwinEagles Homeowners Association, 11330 TwinEagles Boulevard, Naples, (239) 919-3422, managed by FirstService Residential (TwinEagles HOA contact); Lockford association through MAY Management Services, (239) 262-1396, per the club's January 2024 contact list.
No. Lockford at TwinEagles has no age restriction: neither the master association's recorded 2024 use restrictions nor its rules contain 55-and-over language, and the Lockford association's Articles define a dwelling simply as "a residential dwelling unit ... intended as an abode for one family." It is an all-ages street whose owners skew older.
The nearest age-restricted community is Valencia Trails, a GL Homes 55-and-over community across Immokalee Road on land TwinEagles' developer sold in January 2014 for a reported $35 million (Business Observer, 2014). Lockford is not part of it and follows no age rule.
Because there is no Housing for Older Persons Act exemption, a Lockford home can be marketed to any buyer, including families drawn by Bear Creek Elementary, 0.9 miles from the gate. Minto's two-story Turnberry Grand adds an upstairs bonus room with an outdoor terrace, space that suits visiting family.
Yes, with limits. The recorded 2024 use restrictions for TwinEagles allow no more than three leases per calendar year, each for at least 30 consecutive days, on the association's approved lease form, with tenant screening. The Lockford neighborhood covenants may add their own notice or approval step, so check them with the Lockford manager before you advertise.
"All leases shall be in writing. No Owner may lease his/her Lot more than three (3) times in any calendar year and the length of a lease must be at least thirty (30) consecutive days. The Board requires the tenant to utilize an approved form lease" (TwinEagles 2024 Use Restrictions). Timesharing and fractional use are prohibited, and "the leasing of a Lot shall not be considered a business."
Renters apply through the same screening vendor as buyers (TwinEagles tenant and buyer evaluation instructions). Renter access to the golf courses and club depends on the club's current renter-privilege rules and the category deeded to the home; confirm them with the club before you market a seasonal lease.
Most are not bought as rentals. With 63% of Lockford homes homesteaded, the street is mostly owner-occupied, and a three-lease cap with a 30-day minimum suits a winter season lease to one family, not short-term stays. The screened pool and the club membership are what a seasonal tenant pays for.
Pets are allowed in Lockford. The master association's recorded use restrictions permit "a reasonable number of dogs, cats, or other usual and common household pets," leashed or confined outdoors, with no breeding and no nuisance animals, and the Grand Arbors guidelines prohibit fences except a screened dog run in a side or rear yard not facing the street.
The master association documents deer, wild turkey, alligators, bobcats and Florida black bears inside the gate, and it ran a state-permitted relocation of 42 deer from November 2025 to January 2026 (TwinEagles deer relocation; deer relocation FAQs, April 2026). With lakes behind most Lockford homes, keep small dogs leashed near the water.
A Lockford dog run must be black or dark green vinyl-coated chain link, inside the building limits and screened with landscaping, and like every exterior change it needs architectural approval first. On a 60-foot lot, the screened pool cage is the other enclosed outdoor space a Lockford home already has.
The board may require removal of a pet that is a nuisance, and livestock and breeding are prohibited. The community asks owners to pick up after pets (TwinEagles Community FAQs).
Lockford Lane is a patchwork on FEMA's maps: street points at the west end and in the middle read Zone X or shaded X, while other points read shallow-ponding Zone AH with a base flood elevation of 15 to 16 feet. A July 9, 2013 FEMA letter of map revision covers all 41 Lockford lots, and the county's elevation certificates on Lockford homes record first floors of 17.7 to 19.3 feet.
Point on Lockford Lane | Effective zone | High-risk area? | Preliminary 2025 map | Ground elevation (ft) | Storm surge zone |
|---|---|---|---|---|---|
West end, first homes | X (minimal hazard) | No | X | 16.1 to 16.3 | Category 5 |
West-middle | AH | Yes | AH | 15.5 | Category 4 |
East-middle | Shaded X (0.2% annual chance) | No | X | 16.5 to 16.7 | Category 4 or 5 |
East end, cul-de-sac | AH | Yes | AH | 15.9 | Category 4 |
Source: FEMA National Flood Hazard Layer and preliminary layer, panel 12021C0217H (effective May 16, 2012) and preliminary panel 12021C0217J; ground from the USGS 3D Elevation Program in feet NAVD88; surge from the Florida Division of Emergency Management. These are street-centerline points from the U.S. Census geocoder, not house pads, and FEMA base flood elevation lines within 300 meters read 14.5 to 16.0 feet. The zone of a specific home comes from its elevation certificate and any FEMA letter, never from a street point.
FEMA's letters-of-map-change layer lists a Letter of Map Revision based on Fill determined July 9, 2013 for a group of TwinEagles lots that includes "BLK 107, L 1-41," the 41 lots of Lockford's recorded replat (FEMA National Flood Hazard Layer). Four of the county-filed elevation certificates on Lockford homes state that the property "has been removed from the Special Flood Hazard Area by LOMR-F Dated July 9, 2013 ... and is now in Zone Shaded X." FEMA lists the letter as "Not incorporated" into the printed map, which is why the map itself still shows AH on parts of the street.
The county's elevation-certificate index holds seven certificates for Lockford homes, dated 2012 to 2014 (Collier County elevation certificates). The five with a legible first-floor reading show the top of the bottom floor at 17.7, 18.3, 18.9, 19.0 and 19.3 feet NAVD88, and the certificates that name a base flood elevation give 16 feet, so those floors sit about 1.7 to 3.3 feet above it. Garage slabs run 17.1 to 18.9 feet. A seller who has the certificate and the FEMA letter in the listing file answers the lender's and the insurer's first question.
Collier County opened the 90-day appeal period on its proposed new flood maps on August 19, 2026 and targets summer 2027 for them to take effect (Collier County, August 2026). All six Lockford points checked keep the same zone on the preliminary panel. Letters of map change issued under an old map generally have to be revalidated when a new map takes effect, so keep the letter and certificate with the house records, and check the revalidation list when FEMA publishes it.
The state's storm-surge model places Lockford Lane only in the Category 4 and Category 5 surge zones: no modeled surge from a Category 1 to 3 hurricane. The whole street is in Collier County evacuation Zone E (Florida Know Your Zone; Florida Division of Emergency Management, evacuation zones).
Selling? Your elevation certificate and the 2013 FEMA letter belong in the listing file; start with a free home valuation or call Jesse direct at (239) 898-6072. Buying? Read how we represent buyers and call Marc at (239) 287-5873 to pull the certificate for any Lockford home you like.
No public record found names storm damage specific to Lockford at TwinEagles in Hurricanes Irma (2017), Ian (2022) or Milton (2024): not the county permit files for 2024 to 2026, not the master association's documents, and not regional news. Lockford Lane sits about 15.5 to 16.7 feet above sea level at the street, far inland of the surge that struck coastal Naples.
Irma made landfall on Marco Island as a major hurricane on September 10, 2017; the National Weather Service measured a 112 mph gust in North Naples (National Weather Service, Hurricane Irma; National Hurricane Center, Irma report). Most Lockford homes were less than five years old at the time, built to the 2010 or 2014 Florida Building Code.
Ian in September 2022 brought 6.18 feet of water above high tide to the Naples Pier and heavy damage countywide, overwhelmingly on the coast (National Weather Service, Hurricane Ian summary). Milton in October 2024 cut power to much of Collier County (National Weather Service, Milton impacts).
Collier's monthly issued-permit files from January 2024 to July 2026 show no roof, structural or storm-repair permit on Lockford Lane after Milton. Repairs that need no permit never appear, so ask the seller in writing.
The 2025 Atlantic season produced no Florida hurricane landfall (CBS Miami), and no 2026 storm had affected Collier County as of mid-September 2026. The season runs to November 30.
Insurance on a Lockford home is priced house by house on roof age, construction year, opening protection and first-floor elevation, not on the neighborhood name. Lockford's 2013 to 2018 construction under the modern Florida Building Code helps; Collier County's Community Rating System Class 5 gives every flood policy a 25% discount; and Citizens will require flood coverage on primary homes it insures for wind from January 1, 2027.
Unincorporated Collier County is a Class 5 Community Rating System community, a 25% discount on National Flood Insurance Program premiums (FEMA CRS eligible communities, April 2026). Under FEMA's Risk Rating 2.0 the discount applies inside or outside the high-risk area (FEMA, NFIP pricing). A lender requires flood insurance when the house itself is in the high-risk area; the 2013 letter and the certificate are what show a Lockford home is not.
TwinEagles sits in the wind-borne debris region of the Florida Building Code, with a design wind speed of about 160 mph, so the code required impact glass or approved shutters on Lockford homes when they were built (Florida Building Commission, code editions). A wind-mitigation inspection documents roof-to-wall connections, roof shape and opening protection, which are the credits insurers apply; a Lockford seller should have a current one in the listing file.
Citizens Property Insurance's approved 2026 multiperil homeowners rates fall on average statewide (Citizens, 2026 rates), and Citizens requires flood insurance on primary residential policies that carry Citizens wind coverage from January 1, 2027 (Citizens, flood requirement).
Insurers price tile roofs by age, and Lockford's original concrete tile roofs date from 2013 to 2018. The county's 2024 to 2026 permit files show no Lockford reroof yet. A buyer should ask for the roof's permit date and condition report; a seller whose roof is sound can say so with the wind-mitigation report.
Lockford is served by the North Collier Fire Control and Rescue District; Station 10 at 13240 Immokalee Road is the station the district says "serves Twin Eagles" (North Collier Fire, stations).
Every Lockford address we checked is zoned for Bear Creek Elementary, Oakridge Middle and Gulf Coast High, and all three earned an A from the state for 2025-26. We checked the west end, middle and cul-de-sac end of Lockford Lane against Collier County Public Schools' own address lookup on September 24, 2026, for both the 2025-26 and 2026-27 school years.
Point on Lockford Lane | Elementary | Middle | High |
|---|---|---|---|
West end | Bear Creek Elementary | Oakridge Middle | Gulf Coast High |
Middle | Bear Creek Elementary | Oakridge Middle | Gulf Coast High |
East end (cul-de-sac) | Bear Creek Elementary | Oakridge Middle | Gulf Coast High |
Source: Collier County Public Schools zone locator, address search, years 2026 and 2027, each returning one exact match. Attendance zones can change; confirm your address with the district before you buy.
Bear Creek Elementary opened in August 2025 at 2400 Cub Court, about 0.9 miles by road from the TwinEagles gate, as the first new Collier elementary school since 2008 (Bear Creek Elementary; WINK News, August 2025). It earned an A in its first graded year.
Oakridge Middle and Gulf Coast High have both earned an A in each of the last five graded years, per the district's 2026 accountability brief, and sit about 3.9 and 4.7 miles from the gate (Collier County Public Schools, schools; Florida Department of Education, school grades). From Lockford Lane, add about 2.7 miles and ten minutes inside the gate.
Collier County Public Schools earned its ninth straight A for 2025-26. Private options within roughly 20 minutes of the gate include Community School of Naples and St. John Neumann Catholic High School.
Collier County's monthly issued-permit files for January 2024 through July 2026 show 20 permits and 2 revisions on Lockford Lane, and no new-home, reroof or storm-repair permit. Eleven are air-conditioning replacements; the rest are a solar installation, windows and doors, shutters, small building and electrical jobs and a gas line.
Permit type | Count | Declared values |
|---|---|---|
Mechanical (air-conditioning replacement) | 11 | $6,128 to $15,771 |
Solar | 1 (plus an electrical revision) | $65,055 |
Doors, windows and shutters | 2 (plus a revision) | $2,500 to $21,725 |
Building (scope not stated) | 3 | $3,500 to $35,000 |
Demolition (scope not stated) | 1 | $2,500 |
Electrical | 1 | $2,179 |
Gas | 1 | $2,999 |
Source: Collier County issued building permits, monthly files, January 2024 to July 2026 (May 2024 file with the solar permit). The county's per-address history before 2024 sits behind a verification screen and was not reviewed.
The pattern is what a street of homes built from 2013 to 2016 looks like at ten years: air-conditioning systems are being replaced now, while the concrete tile roofs are young. On any Lockford home, ask for the A/C install date, the water heater date and any pool equipment dates, and confirm that permitted work was closed out.
A new air-conditioning system with a closed permit is a selling point; say so in the listing and keep the permit card. If your system is original, price that in or replace it before listing, since the buyer's inspector will flag its age either way.
Lockford at TwinEagles is zoned A-MHO, agricultural with a mobile-home overlay, inside Collier County's Rural Fringe Mixed Use District receiving area, like the rest of TwinEagles; the only other zoning within about a third of a mile is the Estates zoning of the large-lot Golden Gate Estates tracts east of the community. No commercial or planned-unit development sits next to Lockford.
Collier County's zoning layer returns A-MHO at Lockford Lane with the RFMUO-Receiving overlay, and its future land use map shows the Agricultural/Rural designation, Rural Fringe receiving lands (Collier County GIS services). The county approved a TwinEagles planned unit development in 1997, but TwinEagles does not appear on the county's current PUD master list (Collier County PUD master list, June 2026). The Grand Arbors design guidelines name the approved Rural Fringe district as a source of setbacks.
East of TwinEagles, Collier's E (Estates) zoning covers the Golden Gate Estates tracts of single homes on large lots. Across Immokalee Road to the south, Valencia Trails (GL Homes, 55 and over) and the NC Square mixed-use project, approved July 8, 2025 for up to 129 homes and 50,000 square feet of commercial space (Collier County Ordinance 2025-30), sit on the far side of the TwinEagles gate, not near Lockford Lane.
The county's 2025 capacity report rates the Collier Boulevard to Wilson Boulevard stretch of Immokalee Road over capacity and shows no funded widening (Collier County 2025 AUIR). Lockford owners feel it at the gate, not at home: Lockford is about 2.7 miles inside it.
Collier opened Phase One of the Vanderbilt Beach Road Extension in June 2026 (Collier County, June 2026), and an intersection improvement at Randall Boulevard and Immokalee Road is in the county's project list (Collier County transportation engineering projects).
Daily life on Lockford Lane runs through the TwinEagles gatehouse on Immokalee Road, about 2.7 miles and ten minutes away: residents use a vehicle barcode, guests are registered through dwellingLIVE, trash goes out Tuesday and Friday, mail comes to an individual mailbox, and irrigation water is a separate utility bill.
TwinEagles has one guarded gatehouse at Immokalee Road. Residents apply for vehicle barcodes, installed weekdays from 1 to 3 p.m.; guests and vendors are registered through dwellingLIVE by app, website or the gatehouse (TwinEagles Community FAQs). Private showings need the buyer's agent and an appointment, and open-house visitors are admitted from a list the gate pulls from the MLS (Quick Guide for Realtors).
Trash and recycling go out on Tuesday and trash again on Friday; the Grand Arbors guidelines require wildlife-proof garbage enclosures or screening, and the county bills the $261.91 garbage assessment on the tax bill.
Lockford has individual mailboxes; only Covent Garden, Dundee and Kinross use community mailbox units. The guidelines require the standard neighborhood mailbox design, with no newspaper tubes or oversized boxes.
Florida Power and Light electricity; Collier County water and sewer; non-potable irrigation water from Resource Conservation Systems, separately metered (Resource Conservation Systems).
The master use restrictions keep pickup trucks, commercial vehicles, boats and recreational vehicles in enclosed garages and prohibit street parking overnight; golf carts may use the streets but not the courses, and the speed limit is 25 miles an hour. Lockford's Minto plans with three-car or tandem garages are the ones that fit a golf cart and two cars.
From Lockford Lane | Distance | Drive time (off-peak model) |
|---|---|---|
TwinEagles gate at Immokalee Road | 2.65 to 2.83 miles | about 10 to 11 minutes |
Clubhouse, 11725 TwinEagles Boulevard | 0.85 to 1.02 miles | about 3 to 4 minutes |
Source: OpenStreetMap routing (OSRM), September 24, 2026, from street points at the west and east ends of Lockford Lane.
I-75 at Exit 111 is about 6.6 miles and 10 minutes from the gate; the NCH Northeast freestanding emergency room about 6 minutes; the Orangetree and Pebblebrooke Publix stores about 12 to 13 minutes; Mercato about 21 minutes; Vanderbilt Beach about 22 minutes; Fifth Avenue South about 30 minutes; and Southwest Florida International Airport about 39 minutes, all off-peak. Add about ten minutes from Lockford Lane.
Lockford and Dundee at TwinEagles are TwinEagles' two all-Minto neighborhoods, built from the same plan family a few years apart. Lockford is the older, smaller street along the Eagle course, 41 homes built 2012 to 2018; Dundee is the newer, larger cul-de-sac at the north end, 61 homes built 2016 to 2019 with lakes at its corners. On recorded deeds, Dundee has traded higher.
Decision factor | Lockford at TwinEagles | Dundee at TwinEagles |
|---|---|---|
Homes (county roll) | 41 | 61 |
Builder | Minto (every home) | Minto (every home) |
Built (county roll) | 2012 to 2018, median 2015 | 2016 to 2019 |
Marketed homesite | 60 to 62 feet wide | 62 by 135 feet |
Plans (Minto's range at TwinEagles) | 2,642 to 3,811 sq ft under air, one and two story | 2,642 to 3,940 sq ft under air, one and two story |
Setting | One street along the Eagle course, cul-de-sac end | Cul-de-sac "in the northernmost section," lakes at each corner, preserve and golf views |
Neighborhood association | Lockford at TwinEagles HOA, quarterly | Dundee at TwinEagles HOA, quarterly |
Master assessment (2024 budget) | $3,645.49 | $3,646.26 |
Individual mailboxes | Community mailbox units | |
Street-point flood reading | Patchwork of X, shaded X and AH | AH at the street point checked |
FEMA letter of map change | 2013 letter covering all 41 lots | 2015 letter covering all 61 lots |
Homestead share (2026 roll) | 63% | 72% |
Recorded resales, 60 months to June 30, 2026 | 6, median $1,390,000 ($1,070,000 to $1,590,000) | 20, median $1,537,000 ($1,150,000 to $2,051,000) |
Median price per county sq ft, 60 months | $468.24 | $516.19 |
Recorded resales, 12 months | 2 ($1,070,000; $1,225,000) | 3, median $1,490,000 |
Sources: Collier County recorded deeds and preliminary 2026 roll; TwinEagles HOA approved 2024 budget; Minto, 2016; TwinEagles Community FAQs; FEMA National Flood Hazard Layer. County per-square-foot figures use the roll's square-footage field and are comparable only with each other.
Three differences show up in the record. Dundee's homes are two to four years newer; its homesites were marketed at 62 by 135 feet with water at each corner of the neighborhood; and Dundee has had 20 resales in five years to Lockford's 6, so its median rests on a deeper set of sales. A Lockford home with a golf view and an updated interior can close the gap; a Lockford home in original 2014 condition usually will not.
Same builder, same plan names, master association assessments within 77 cents of each other, same Bear Creek, Oakridge and Gulf Coast schools, same gate and club. A buyer who likes a Minto Prestwick Grand should tour both streets and compare the view behind the house and the age of the systems, not the neighborhood name.
Choose Lockford for a smaller, older street closer to the clubhouse, individual mailboxes, and, on recent deeds, a lower entry price for the same Minto plans. Choose Dundee for a newer home at the quiet north end with lake frontage at its corners and a deeper resale record. Neither is "better"; they answer different questions.
Lockford sits in the middle of the TwinEagles price ladder: above the Lennar neighborhoods of Fenhurst and Kinross, close to Dundee, Wisteria and Wicklow, and below the semi-custom and estate neighborhoods. Among the three neighborhoods where Minto built, Lockford has the lowest median recorded price per county square foot over five years, $468.24.
Neighborhood | Homes | Resales | Median | Range | Median price per county sq ft |
|---|---|---|---|---|---|
Lockford | 41 | 6 | $1,390,000 | $1,070,000 to $1,590,000 | $468.24 |
Dundee | 61 | 20 | $1,537,000 | $1,150,000 to $2,051,000 | $516.19 |
46 | 10 | $1,495,000 | $1,012,500 to $1,860,000 | $519.82 | |
Wicklow | 59 | 9 | $1,260,000 | $999,000 to $1,580,000 | $393.96 |
Hollybrook | 51 | 14 | $942,500 | $790,000 to $1,242,500 | $332.34 |
Kinross | 86 | 20 | $885,000 | $650,000 to $1,210,000 | $373.76 |
Fenhurst | 57 | 24 | $840,000 | $685,000 to $959,900 | $369.06 |
All TwinEagles | 714 | 174 | $967,500 | $350,000 to $3,500,000 | n/a |
Source: Collier County recorded deeds, DOR-qualified sales recorded September 24, 2021 to June 30, 2026. Medians for counts under ten are shown for comparison only; this page lists every Lockford sale above. The yardstick is the county's own square-footage field, so the per-square-foot column compares neighborhoods with each other, never with MLS figures.
Wisteria, the neighborhood just southwest of Lockford, has 46 homes on 65-foot homesites built by Arthur Rutenberg, Minto and Stock Signature Homes from 2011, its own association, and a 2024 master assessment of $3,734.79 (TwinEagles HOA approved 2024 budget). Its ten recorded resales in five years have a higher median than Lockford's, but its four most recent, in 2026, ran $1,012,500 to $1,350,000, a band that overlaps Lockford's 2026 sales.
Fenhurst and Kinross, built by Lennar from 2012 to 2018 on 52-to-53-foot homesites, have smaller plans of about 1,650 to 2,830 square feet and no separate neighborhood corporation. Their five-year medians, $840,000 and $885,000, sit well below Lockford's.
The practical ladder, from recorded deeds: Covent Garden carriage condominiums, then Bramble Point, Fenhurst and Kinross, then Hollybrook, then Wicklow, Lockford, Wisteria and Dundee, then Hedgestone, then The Estates and Lake Estates at the top.
Lockford's strengths are a quiet one-street setting on the Eagle course, consistent 10-year-old Minto construction under the modern building code, a neighborhood association handling the street's landscaping, and a short drive to the clubhouse. Its weaknesses are narrow homesites, a thin resale record, a flood map that needs a FEMA letter to explain, and prices that have come off their 2024 peak.
This is the part of the page that comes from practice rather than the public record: the three things we check first on a Lockford listing, and what Lockford buyers ask us on the street. Each ties back to a fact documented above.
Because Minto sold new Lockford homes with golf, buyers assume every Lockford home is deeded Golf. We confirm the category on the club's estoppel before we set a price, because a Sports or Social home competes in a different buyer pool when Golf memberships are capped at 614.
A lender's flood determination that reads "AH" can hold up a Lockford contract. The 2013 FEMA letter and the home's elevation certificate, when there is one, answer it in minutes. If a certificate is not on the county's index, we recommend the seller order one before listing.
On a street of repeating Minto plans, two Prestwick Grands can sell far apart. What moves the number is what sits behind the house, fairway, lake or preserve, and whether the air conditioning, water heater and pool equipment are original. We document both in the listing so a buyer can see why a home is priced where it is.
Lockford buyers coming from outside Florida are often surprised by three estoppel letters. We order all three in the first days of a contract so the Lockford association's figures, the master association's and the club's arrive before the inspection period ends.
Search results for Lockford at TwinEagles mix up a California town, a sausage brand and outdated developer copy from the years when Minto was still selling new homes. Five claims we see repeated about Lockford are wrong or out of date on the public record, and each correction below points to the document that settles it.
It was, for the first buyer of a new Minto home from 2013 to 2018, through the builder. It is not for a resale buyer today, who pays the club's initiation fee at closing ($150,000 Golf in September 2026).
That was the developer's 2016 to 2017 marketing line. The Lockford association's Articles of Incorporation, the county roll and the master budget all say 41.
Parts of the street read Zone AH on the map, but a 2013 FEMA letter covers all 41 lots, and the county's certificates on Lockford homes show them in shaded X with first floors above the base flood elevation. It depends on the house and its paperwork.
Same builder, different plats, different associations, different setting and different price history on the recorded deeds.
Lockford has its own neighborhood association with a quarterly assessment, and a Lockford sale needs its estoppel as well as the club's and the master association's.
If you're searching for a Lockford at TwinEagles listing agent, or thinking, 'I need someone to sell my Lockford at TwinEagles home...', you want a team that can read your club estoppel, your Lockford association estoppel and your 2013 FEMA letter before a buyer's lender does, and price one of 41 Minto homes when the street trades a handful of times a year.
McGreevy and Comisar bring the credentials to that file:
The Southwest Florida MLS shows 6 Lockford at TwinEagles closings in the 60 months to September 24, 2026 (pulled September 24, 2026), and we tracked every one of them: $8,165,000 in total volume, from $1,070,000 to $1,590,000, a median of 40 days on market and a median 94.30% of final list price, with the two most recent at $1,070,000 (January 2026) and $1,225,000 (April 2026). The Collier County recorded-deed file holds the same six qualified resales. Data updated: September 2026.
Start with a free Lockford at TwinEagles home valuation, priced against every recorded Lockford resale and the same Minto plans in Dundee and Wisteria, or talk to Jesse direct at (239) 898-6072, text or call.
Buying instead? Read how we represent buyers and call Marc at (239) 287-5873.
The six Lockford closings of the last 60 months took a median of 40 days on market on the Southwest Florida MLS (pulled September 24, 2026), from 10 days to 138 days: the two 2024 sales took 30 and 10 days, the two 2026 sales 138 and 122. Lockford homes change hands rarely, about two a year recently, so a correctly priced one meets buyers who have been waiting for the street.
If the system is original and the inspector will flag it, replacing it with a permit often costs less than the price concession a buyer will ask for. Eleven Lockford homes pulled air-conditioning permits from 2024 to mid-2026, so buyers will compare yours against them.
Usually not a full renovation. Lockford buyers compare finishes against the 2014-era Minto standard of granite and 18-inch tile; fresh paint from the Approved Color List, updated lighting and a clean lanai do more per dollar, and every exterior change needs architectural approval first.
It can if it starts late. The club must receive the signed Membership Agreement seven days before closing and approves the buyer after credit and background checks. Start the club, master association and Lockford applications the day the contract is signed.
Yes. An existing member who moves to your home in the same or a lower category, and occupies it, pays no new initiation fee under the club's policy, which can make a TwinEagles buyer the strongest buyer for your home.
Only if you price against 2024. The two 2026 resales were $1,070,000 and $1,225,000; a Lockford home priced against those, with its view and systems documented, sells. A home priced against the 2024 pair tends to wait.
McGreevy and Comisar are a top-reviewed Southwest Florida real estate team based in Bonita Springs, and TwinEagles sits inside the Naples market they have worked for more than twenty years. Jesse McGreevy and Marc Comisar lead the team personally, and this page is built from the same public records they pull for every Lockford client.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
When you are ready to look at what is available in TwinEagles today, our Domain Realty Group team keeps the full listing search at DomainRealtyGroup.com, and Marc will set up a private showing inside the gate.
Read Jesse McGreevy's profile and Marc Comisar's profile, learn more about McGreevy and Comisar, and follow us on Facebook and LinkedIn.
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Jesse McGreevy and Marc Comisar have sold homes across Southwest Florida's private golf communities for more than two decades, including builder neighborhoods where a street of similar plans makes the view, the systems and the paperwork the real price variables. The questions on this page, the deeded membership, the three estoppels, the flood letter and the thin comparable set, are the ones we work through on every Lockford listing. For a wider view of the market, start with our Naples community guide and the TwinEagles community page.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
These are the questions buyers ask about Lockford at TwinEagles, answered from the public record. Each answer is dated where it depends on a number that changes.
Lockford at TwinEagles is a 41-home Minto single-family neighborhood on Lockford Lane inside the gated TwinEagles golf community in Naples, Florida, ZIP 34120. It is the recorded TwinEagles Grand Arbors replat of Tract H, I and Block 107, with its own neighborhood association under the TwinEagles master association.
Forty-one. The county roll, the Lockford association's 2013 Articles of Incorporation and the master association's 2024 budget all count 41 homes; the developer's "42 residences" marketing line from 2016 and 2017 was superseded.
Minto Communities (Minto Florida) built every Lockford home between 2012 and 2018, under designs the TwinEagles developer approved for the neighborhood in its Grand Arbors design guidelines.
Minto marketed eight one- and two-story plans at TwinEagles from 2,642 to 3,811 square feet under air, including the Prestwick, Prestwick Grand, Turnberry and Turnberry Grand. The Prestwick Grand's 2,905 square feet is the most common footprint on the county roll.
The county roll's square-footage field runs 2,618 to 3,131 square feet, median 2,905; Minto's under-air figures run 2,642 to 3,811. Plans have two or three bedrooms plus a den or study, and several have three-car or tandem garages.
Yes. Minto's Turnberry Grand has a two-story great room and an upstairs bonus room with an outdoor terrace; most Lockford plans are one story.
The developer marketed Lockford homesites as 60 feet wide in 2016 and 2017 and as 62-foot lots in 2019. Depth and area are not published; the recorded replat and a survey give the exact dimensions of a specific lot.
The Southwest Florida MLS shows six Lockford closings in the 60 months to September 24, 2026, from $1,070,000 to $1,590,000; the two most recent, in 2026, were $1,070,000 and $1,225,000. Collier County recorded deeds hold the same six qualified resales.
Two association layers. The master association's 2024 approved budget billed each Lockford home $3,645.49 a year, including a $660 reserve share. The Lockford association adds a quarterly neighborhood assessment whose amount is not published; its estoppel certificate states it.
Yes. Lockford at TwinEagles Homeowners Association, Inc. was formed in 2013, is owner-run, oversees neighborhood landscaping and is managed by MAY Management Services according to the club's January 2024 contact list.
No resale home includes golf in its price. Every TwinEagles home is deeded a Golf, Sports or Social membership, and the buyer pays the club's initiation fee at closing: $150,000 Golf, $60,000 Sports or $45,000 Social in September 2026. Minto paid the golf initiation for first buyers of its new homes only while it was building (Minto, 2016).
$3,500, under the club's 2024 Membership Agreement, paid with the agreement and refunded if the club does not approve the buyer.
Only subject to availability, under the club's 2010 covenant; Golf is capped at 614 memberships across 717 homes. A Golf-deeded home gives immediate golf membership.
The Eagle. Minto's releases placed its Lockford homes on the Eagle course with northern fairway views and its models between the sixth and seventh holes. The Eagle plays par 71 and 7,607 yards from the back tees.
Yes, by the TwinEagles gatehouse on Immokalee Road, about 2.7 miles and ten minutes from Lockford Lane. There is no separate Lockford gate.
Parts of Lockford Lane read shallow-ponding Zone AH on FEMA's map and other parts Zone X or shaded X. A 2013 FEMA letter of map revision covers all 41 Lockford lots, and the elevation certificates on file show first floors of 17.7 to 19.3 feet. Check the certificate and letter for the specific home.
A lender requires it only if the house itself is in the high-risk area, which the 2013 letter and the certificate address. Citizens requires flood coverage on primary homes it insures for wind from January 1, 2027, and Collier's CRS Class 5 gives every flood policy a 25% discount.
Bear Creek Elementary, Oakridge Middle and Gulf Coast High, for every Lockford address checked on September 24, 2026, and all three were graded A for 2025-26.
No. Neither the master use restrictions nor the Lockford association's charter contain an age restriction.
Yes, up to three leases a calendar year, each at least 30 consecutive days, on the association's approved lease form with tenant screening. Check the Lockford neighborhood covenants for any added step.
Yes, a reasonable number of household pets, leashed outdoors. Fences are prohibited except a screened dog run in a side or rear yard.
No. The Grand Arbors guidelines prohibit fences except dog runs in black or dark green vinyl-coated chain link, screened with landscaping.
Yes, with architectural approval. Solar should go on a rear or side roof where practical; a generator must sit as far back on the lot as possible and be fully hidden by a dense hedge.
Clay or concrete barrel, flat or S tile at a 5:12 minimum pitch. Asphalt or fiberglass shingles and metal roofs are prohibited, and a change of roof material needs approval.
Only inside an enclosed garage. The master use restrictions keep pickups, commercial vehicles, boats and recreational vehicles out of driveways and off the street.
About 2.65 to 2.83 miles and 10 to 11 minutes from the gate, and 0.85 to 1.02 miles and 3 to 4 minutes from the clubhouse, on an off-peak routing model.
No. The only non-ad valorem charge on the 2025 TwinEagles tax bills checked is the county's $261.91 garbage assessment, and the state lists no TwinEagles special district.
TwinEagles is taxed at 12.2558 mills (2025) plus the $261.91 garbage assessment. A buyer's taxable value resets after purchase, so ask for an estimate on your price rather than relying on the seller's bill.
The master association's committee meets twice a month and has up to 30 days to decide a complete request; submit at least two business days before a meeting.
The county roll dates them 2012 to 2018, median 2015, so most are about ten years old, built under the 2010 or 2014 Florida Building Code.
Individual mailboxes to the neighborhood's standard design; only Covent Garden, Dundee and Kinross in TwinEagles use community mailbox units.
Both are all-Minto neighborhoods. Dundee has 61 newer homes (2016 to 2019) at the north end with lakes at its corners and a higher five-year median, $1,537,000, against Lockford's $1,390,000 on recorded deeds.
Wisteria, just southwest, has 46 homes on 65-foot homesites by Rutenberg, Minto and Stock, a slightly higher 2024 master assessment ($3,734.79) and a five-year median of $1,495,000; its 2026 sales overlap Lockford's.
No public record we found names storm damage specific to Lockford in Irma, Ian or Milton, and the county's 2024 to 2026 permit files show no roof or storm-repair permit on the street.
Deer, wild turkey, alligators, bobcats and Florida black bears live inside the TwinEagles gate; the master association relocated 42 deer under a state permit in late 2025 and early 2026.
These are the questions Lockford owners ask before they list, answered from the public record and from how we work a Lockford sale. Call Jesse direct at (239) 898-6072 to talk through yours.
Start from the recorded resales: $1,070,000 in January 2026 and $1,225,000 in April 2026 are the most recent, after $1,380,000 and $1,400,000 in 2025 and $1,500,000 and $1,590,000 in 2024. Then adjust for your plan, the view behind the house, the age of the systems and the membership category. A free valuation does that for your address.
About two qualified resales a year recently: two each in 2024, 2025 and 2026 through June, on the county deed file. There were none in 2022 or 2023.
$1,070,000 (January 2026) and $1,225,000 (April 2026), Collier County recorded deeds.
The two 2024 resales, $1,500,000 and $1,590,000, were the peak; the four since have stepped down, and TwinEagles as a whole shows a lower 12-month median than 36-month median on the same deed file.
The deed file shows none qualified in either year. Low turnover is normal on a 41-home street where most owners are homesteaded; it also means your sale sets the next comparable.
Less than the view and the condition. Fourteen Lockford homes share the Prestwick Grand's 2,905 square feet, so buyers compare what is behind the house and what has been updated.
On a street of repeating plans, the frontage behind the house is the largest difference between two otherwise identical homes. Document whether it is fairway, lake or preserve.
Probably, because Minto sold new Lockford homes with golf, but only the club's estoppel for your address confirms it. Order it before you set a price.
The buyer, at closing, under the club's Initiation Fee Policy: $150,000 Golf, $60,000 Sports or $45,000 Social in September 2026.
No public club document describes a refund of the initiation fee on resale. Ask the club for its Membership Plan and bylaws if you believe your membership carries a refund right.
Three: the club's, the master association's through FirstService Residential, and the Lockford association's through its manager. Lockford Lane is on the club's list of streets that need the neighborhood estoppel.
Florida law requires an association to deliver an estoppel certificate within ten business days of a request and caps its fee; the club sets its own. Order all three when the contract is signed.
Yes. The buyer signs the club's Membership Agreement, which the club must receive seven days before closing, and is approved after credit and background checks.
Yes. The club's covenant makes seller and buyer jointly and severally liable for dues incurred before the sale, so dues are prorated at closing.
The buyer takes over the remaining monthly payments of the club's Phase One capital assessment, which runs 12 years from September 2020.
One sign, no larger than 24 by 18 inches, in the front yard only, never on the golf-course side, with no information tube.
Yes, on Saturday or Sunday from 9 a.m. to 5 p.m., with one front-yard open-house sign; the gate admits visitors from a list it pulls from the MLS.
Any exterior change, including repainting a new color, needs architectural approval first; repainting must use the Approved Color List unless you document the builder's original color. Interior work needs county permits where the code requires them, not association approval.
If it is original, often yes, with a permit; buyers compare against the eleven Lockford homes that pulled air-conditioning permits from 2024 to mid-2026.
Usually not a full renovation. Paint, lighting, a clean lanai and documented systems return more per dollar than a new kitchen in a street of 2014-era Minto finishes.
Against the updated homes on the same street and the same Minto plans in Dundee, with a discount for the work ahead. Price it honestly and let the view and the lot carry it.
The club, master and Lockford estoppels; your elevation certificate and the 2013 FEMA letter; your wind-mitigation report; permits for the air conditioning, water heater and any exterior work; the architectural approval letters; and your survey.
The 2013 FEMA letter of map revision covering Lockford's 41 lots and your home's elevation certificate. If the county index has no certificate for your home, order one before listing.
Known material defects, including any water intrusion, open or unpermitted work and insurance claims, under Florida's disclosure duty for residential sellers. Your attorney or title company can confirm the forms.
Florida documentary stamp tax on the deed at $0.70 per $100 of the price, the owner's title policy by local custom, estoppel fees, prorated dues and assessments, and the brokerage fee. All are negotiable.
In season, November to April, when more owners and buyers are in Naples and the club calendar is full. A listing that is photographed, documented and ready by early winter gets the whole season.
Only if your buyer pool wants it; seasonal buyers sometimes do. Price the furniture separately on a bill of sale so it does not confuse the recorded price.
Yes. We handle showings through the gate's appointment system, and the estoppels, club application and closing can be done remotely with a mobile notary.
The club's policy exempts family members taking title through "a bona fide family planning device" and transfers to estate-planning trusts. A buyer from outside the family pays it when you sell.
Yes. A member who moves to another TwinEagles home in the same or a lower category within a year pays no new initiation fee under the club's policy.
Yes, within the three-leases-a-year and 30-day minimum rules, but a tenant makes showings harder; most sellers choose one or the other.
Not by law, but a buyer's lender and title insurer often want one, and on Lockford it is the only document that shows your lot's exact dimensions and what backs up to it. A recent survey saves time in the inspection period.
Yes, but you still need the three estoppels, the club's approval of your buyer, the gate's showing procedure and a closing agent, and you cannot put an information tube on your sign.
Use every Lockford sale, the two 2026 sales first, then the same Minto plans in Dundee and Wisteria, adjusted for view, condition and membership category. A single median of six sales hides more than it shows.
The price is the same; the square footage often is not. County records use the roll's square-footage field and MLS uses the listing's living area, so never compare their per-square-foot figures.
Photography and drone video of the view behind the house, a floor plan, the fee stack, the flood paperwork and the membership category in one file, and our buyer database built over two decades in Southwest Florida.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012. Call Jesse direct at (239) 898-6072 or start with a free Lockford home valuation.
The Lockford at TwinEagles page is built from the primary records below: the Lockford association's state filings, the recorded covenants and the Grand Arbors design guidelines, the master association's budget and notices, the club's membership documents, Minto's own releases, Florida and Collier County government data, FEMA and the National Weather Service, Collier County Public Schools, and dated news coverage. Every public figure on this page traces to one of them.
The Downloadable Documents for Lockford at TwinEagles below are the primary records a Lockford buyer or seller should read, each linked at the issuing authority: the Lockford association's charter, the Grand Arbors design guidelines, the master budget and use restrictions, the club's fee policy, membership agreement and estoppel list, and the county and FEMA flood references.
Document | Issued by | Date | Link |
|---|---|---|---|
Articles of Incorporation, Lockford at TwinEagles Homeowners Association | Florida Division of Corporations | Mar 4, 2013 | |
Design Review Guidelines, Grand Arbors at TwinEagles | TwinEagles Homeowners Association | Jun 8, 2018 | |
Architectural Review Committee request form | TwinEagles Homeowners Association | Feb 16, 2024 | |
Approved 2024 HOA Budget (Lockford assessment) | TwinEagles Homeowners Association | Nov 8, 2023 | |
Use Restrictions (leasing, pets, vehicles) | TwinEagles Homeowners Association (recorded) | 2024 | |
Initiation Fee Policy | The TwinEagles Club | Oct 20, 2023 | |
Membership Agreement | The TwinEagles Club | 2024 | |
Estoppel requirements by street (Lockford Lane needs three) | The TwinEagles Club | Jul 29, 2021 | |
Neighborhood HOA contacts | The TwinEagles Club | Jan 30, 2024 | |
Quick Guide for Realtors (open houses, signs) | TwinEagles Homeowners Association | 2024 | |
Golf and Sports Recreational Covenant | Recorded, Collier County | 2010 | |
Community FAQs and TwinEagles history | TwinEagles Homeowners Association | 2026 | |
Lake bank remediation update | TwinEagles Homeowners Association | Jun 2026 | |
2026 Flood Protection newsletter | Collier County | 2026 | |
CRS eligible communities (Collier Class 5) | FEMA | Apr 1, 2026 |
The Lockford association's recorded neighborhood covenants, budget and reserve information, current club dues and the 2025 and 2026 master budgets are not posted publicly; the estoppel letters and the Lockford manager are the route to those figures for a specific home.
Market data from Southwest Florida MLS, pulled September 2026. Figures labelled as county recorded deeds are Collier County recorded deeds through June 30, 2026. McGreevy and Comisar, Best Realtor for Lockford at TwinEagles. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
