Waterford-Worthington Way at Worthington Country Club in Bonita Springs: 92 condos in 8 two-story buildings built 1994 to 1995, bundled golf, $6,188 in 2026 association dues. Call McGreevy and Comisar at (239) 898-6072.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
Jesse McGreevy and Marc Comisar are the Bonita Springs team Waterford-Worthington Way owners call first when it is time to sell, and the team buyers call when they want the facts on this building before they write an offer. Waterford-Worthington Way is a 92-unit, two-story condominium neighborhood inside the master-planned community of Worthington Country Club in Bonita Springs, Florida. It is the Waterford association that sits closest to the clubhouse and has the highest golf-view share of the three, with 68 of its 92 units facing the course. This guide is written for sellers first and buyers second. It is built from the public record: Lee County Property Appraiser cost cards for all 92 units and every recorded qualified sale, City of Bonita Springs permits, the club’s 2026 fee schedules, Florida Division of Corporations and DBPR filings, FEMA flood maps and the Florida Statutes. Where something is not published, we say so and tell you who holds it.
McGreevy and Comisar are the best realtor for Waterford-Worthington Way because we price this association on its own sales, its own roofs and its own dues. Worthington has five condominium associations with nearly identical floor plans, and Waterford-Worthington Way trades at a different price per square foot than its two Waterford siblings.
If you’re searching for the best realtor for Waterford-Worthington Way in Worthington Country Club, Bonita Springs, whether you’re ready to sell your Waterford-Worthington Way home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
Recent Waterford-Worthington Way track record (last 12 months, September 2025 through August 2026): 6 qualified resales recorded by the Lee County Property Appraiser · $1,260,000 in total dollar volume · highest-priced Waterford-Worthington Way sale: $265,000, recorded March 30, 2026. Over the 24 months from September 2024 through August 2026, 10 units sold for $2,382,400 in total, with a high of $319,900 in April 2025. In the last 12 months we tracked every recorded Waterford-Worthington Way sale unit by unit, and each one is listed in the market section below. Average sale-to-list ratio and days on market come only from the Southwest Florida MLS, and those two figures are being added from our MLS report; the county-recorded prices above do not depend on them.
Honors and recognition:
Before you hire anyone, compare the agents who actually sell here. We publish that comparison ourselves: the best real estate agents in Bonita Springs, compared on the public record, with sales volume, years licensed and verified reviews side by side.
Selling your Waterford-Worthington Way home? Get a free home valuation at mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Waterford-Worthington Way? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers in Bonita Springs.
Waterford-Worthington Way comes down to eight facts a buyer or seller should hold first. Each one is sourced in the sections below and current to September 2026.
Why McGreevy and Comisar Are the Best Realtor for Waterford-Worthington Way
What Is It Like to Live in Waterford-Worthington Way?
What Are Waterford-Worthington Way Condos Selling For?
How Does Waterford-Worthington Way Compare With the Other Worthington Condo Associations?
How Did Waterford-Worthington Way Come to Be?
What Are the Homes Like in Waterford-Worthington Way?
What Does Waterford-Worthington Way Include, and What Comes From the Master Club?
What Does It Cost to Own in Waterford-Worthington Way? The 2026 Fee Stack
Who Governs Waterford-Worthington Way, and Where Are the Documents?
What Are the Rental Rules at Waterford-Worthington Way?
What Are the Pet Rules at Waterford-Worthington Way?
How Old Are the Roofs, and What Does the Permit History Show?
How Has Waterford-Worthington Way Fared in Storms, and What Flood Zone Is It In?
How Does Insurance Work for a Waterford-Worthington Way Condo?
Do Florida’s Condo Safety Laws Apply to Waterford-Worthington Way?
Which Schools Serve Waterford-Worthington Way?
How Do the Gate, Carts, Parking, Trash, Mail and Internet Work at Waterford-Worthington Way?
How Far Is Waterford-Worthington Way From the Beach, the Airport and Hospitals?
What Is Being Built Near Waterford-Worthington Way?
What Are the Other Eight Neighborhoods Inside Worthington?
Waterford-Worthington Way vs Waterford Amberley Court: Which Fits You?
Which Communities Outside Worthington Should Waterford-Worthington Way Buyers Compare?
What Are the Pros and Cons of Waterford-Worthington Way?
Your Local Real Estate Experts
Frequently Asked Questions, Buyer Edition
Frequently Asked Questions, Seller Edition
Sources and Authoritative References
Living in Waterford-Worthington Way means a single-level condo flat in a small two-story building on the main street of Worthington Country Club, most often looking across a fairway, with its own pool a short walk away and the clubhouse about 300 meters off. It suits golfers, seasonal owners and lock-and-leave buyers who want bundled club life at a condo price.
Waterford-Worthington Way is the legal name of the association (Waterford-Worthington Way, Inc.) and the street it sits on. Its eight buildings run along Worthington Way at house numbers 13601, 13611, 13621, 13630, 13631, 13640, 13641 and 13651, with the association’s pool house at 13632 Worthington Way (Lee County Property Appraiser, retrieved 26 Sep 2026). Measured from parcel centroids on the county’s GIS layer, the buildings sit about 300 meters from the club point, the closest of Worthington’s five condominium associations to the clubhouse (LeePA ParcelsWFS, retrieved 26 Sep 2026).
Every unit is a flat. There are no townhouse stacks here. Half the units (46) are on the ground floor and half (46) are upstairs, and each building has both levels. Ground-floor owners step straight out to a screened porch; upstairs owners trade a staircase for the longer view.
Every owner is a club member. Worthington describes itself as a “member-owned bundled golf community, where every homeowner has golf privileges,” with “no equity fees” (Worthington Country Club; Membership, retrieved 26 Sep 2026). A Waterford-Worthington Way owner has the same access to the Ron Garl-renovated course, five Har-Tru tennis courts, three bocce courts, the fitness center and the clubhouse as an estate-home owner on Bridgeford Avenue.
It is a condo, with condo services. Worthington’s condominium associations provide basic interior pest control and the Master Key locksmith program, trash goes to a shared dumpster rather than the curb, and cars park under carports (Purchaser’s Packet, retrieved 26 Sep 2026).
The neighbors are next door, not across the street. The nearest other associations by parcel centroid are Wedgewood-Sherburne, about 416 meters away, and Wedgewood-Fountain, about 545 meters away. Both are larger carriage-style condos with garages.
Selling here? Start with a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 and read how we represent buyers in Bonita Springs.
Waterford-Worthington Way condos sold for a median of $247,500 over the 24 months from September 2024 through August 2026, the mean of the two middle sales of $245,000 and $250,000, across 10 recorded qualified sales. The last 12 months brought 6 sales from $100,000 to $265,000, listed individually below.
Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales, retrieved 26 Sep 2026)
We tracked every qualified sale the Lee County Property Appraiser recorded on the 92 Waterford-Worthington Way units, and grouped them into windows that end in August 2026 (LeePA Last Qualified Sale layer, retrieved 26 Sep 2026). A qualified sale is one the appraiser treats as an arm’s-length market transaction. Price per square foot uses the heated area on the county roll.
Six sales is too few for a meaningful median, so here is every one of them:
Recorded | Price |
|---|---|
November 7, 2025 | $250,000 |
November 10, 2025 | $245,000 |
January 15, 2026 | $180,000 |
March 30, 2026 | $265,000 |
June 30, 2026 | $100,000 |
July 18, 2026 | $220,000 |
Total volume was $1,260,000. The $100,000 sale in June 2026 sits far below every other recorded sale in this association since 2021. The county record does not say why; condition, an estate sale or a sale between parties who knew each other are the usual explanations, and none is confirmed. Treat it as an outlier, not a price level.
Window (ending August 2026) | Recorded sales | Median sale | Median $ per heated sq ft | Dollar volume |
|---|---|---|---|---|
12 months | 6 | Too few sales for a median (listed above) | n/a | $1,260,000 |
24 months | 10 | $247,500 (mean of $245,000 and $250,000) | $201.41 | $2,382,400 |
36 months | 18 | $283,750 (mean of $282,500 and $285,000) | $238.85 | $5,019,200 |
60 months | 36 | $285,000 (mean of $285,000 and $285,000) | $245.58 | $10,312,500 |
The 24-month window is the first with 10 or more sales, so $247,500 is the headline median on this page.
Waterford-Worthington Way prices rose hard from 2020 to 2023 and have come back down since. In 2020 the 14 recorded sales had a median of $148,500 (the mean of $147,000 and $150,000). In 2021 the 23 recorded sales had a median of $175,000. Then the market moved: the 9 sales in 2023 ranged from $305,000 to $389,000, and the $389,000 sale in February 2023 is the highest ever recorded here. The 5 sales in 2024 ran from $240,000 to $360,000.
Since then prices have eased. The 6 sales in calendar 2025 ran from $235,000 to $319,900, and the 4 sales recorded in 2026 through August ran from $100,000 to $265,000. The 24-month median of $247,500 is about 13% below the 60-month median of $285,000, and the best sale of the last 24 months, $319,900, is about 18% below the February 2023 peak.
Three forces are commonly cited for softer condo prices across Southwest Florida since 2023, and we offer them as context, not as a proven cause for this association: higher condo insurance costs after Hurricanes Ian and Milton, the post-Surfside condominium-law reforms that pushed many associations to raise reserves, and rising dues. Waterford-Worthington Way’s own dues rose from $5,356 in 2024 to $6,188 in 2026. Its two-story buildings are exempt from the milestone inspection and SIRS, which should help it against taller condos, but buyers still price in roof age and reserves.
The appraiser’s 2025 market values for the 92 units run from $166,418 to $235,406, with a median of $211,516 (LeePA cost cards, retrieved 26 Sep 2026). Those are assessment figures, not sale prices, but they show the order the county ranks the four plans in: upper-floor and end units value higher than ground-floor interior units.
Waterford-Worthington Way is the mid-priced, mid-dues Waterford association with the best golf-view share and the highest recent price per square foot of the three. Against the two Wedgewood carriage associations it is smaller, garage-free and about $150,000 cheaper at the median, with higher dues per square foot.
The yardstick below is the 24-month window ending August 2026 for sales, the club’s 2026 fee schedule for dues, and the county’s cost cards for units and size (2026 HOA Fee Schedule; LeePA, retrieved 26 Sep 2026).
Association | Units / buildings | Built | 2026 neighborhood dues | Dues per sq ft | Garage or carport | 24-month sales | 24-month median | Median $/sq ft |
|---|---|---|---|---|---|---|---|---|
Waterford-Worthington Way | 92 / 8 | 1994 to 1995 | $6,188 | $5.23 | Carport | 10 | $247,500 | $201.41 |
Waterford Amberley Court | 120 / 11 | 1991 to 1993 | $4,860 | $4.09 | Carport | 13 | $221,250 | $181.40 |
Waterford-Cavendish Court | 72 / 6 | 1994 to 1995 | $7,712 | $6.52 | Carport | 11 | $200,000 | $176.74 |
Wedgewood-Sherburne | 116 / 29 | 1991 to 1993 | $5,700 | $3.81 | Garage | 13 | $401,000 | $262.79 |
Wedgewood-Fountain | 120 / 30 | 1993 to 1994 | $5,080 | $3.40 | Garage | 9 | Too few for a median ($350,000 to $450,000) | n/a |
Three things stand out. First, the three Waterford associations share the same four floor plans, yet 2026 dues run from $4,860 at Amberley to $7,712 at Cavendish, and recent price per square foot moves the other way. Second, Waterford-Worthington Way’s premium over its siblings lines up with its golf-view share (74%, against 57% at Amberley and 67% at Cavendish) and its location beside the clubhouse. Third, it gives up something for that premium: it is the only one of the five condo associations without a local tennis or pickleball court.
Selling a Worthington condo? Get a free valuation or call Jesse direct at (239) 898-6072. Shopping the five? Call Marc at (239) 287-5873; see how we represent buyers in Bonita Springs.
Waterford-Worthington Way came out of the fourth and fifth phases of the Waterford condominium program at Worthington Country Club. The association was incorporated on November 3, 1992, its condominium was recorded with the state on May 17, 1993, and its eight buildings were completed in 1994 and 1995.
The master community. The Worthington Master Association, Inc. was incorporated on February 7, 1990, and the golf course opened in 1991 (Sunbiz, Worthington Master Association; GolfPass, retrieved 26 Sep 2026). A developer-era company, Waterford of Worthington Developments, Inc., was filed on May 14, 1990 at the club’s address and voluntarily dissolved in 2000 (Sunbiz, L72462, retrieved 26 Sep 2026). A 2017 magazine profile says control of the community passed to residents in 1994 (Bonita & Estero Magazine).
The Waterford phases. Waterford was built in seven phases. Waterford I through III became Waterford Amberley Court (1991 to 1993), Waterford IV and V became Waterford-Worthington Way (1994 to 1995), and Waterford VI and VII became Waterford-Cavendish Court. The condominium declarations were recorded in Official Records Book 2354 for Waterford IV and Book 2388 for Waterford V (LeePA parcel layer).
One condominium, two legal phases. The Florida Division of Condominiums lists a single project, “Waterford-Worthington Way, A Condominium,” number PR1U022333, with 92 units, recorded May 17, 1993 and shown as approved and recorded (DBPR condominium extract, retrieved 26 Sep 2026). The county’s legal descriptions still split the units into Waterford IV (36 units, Buildings 12 to 14) and Waterford V (56 units, Buildings 15 to 19). The likely reading is that Waterford V was added to the one condominium by amendment; the Lee County Clerk’s records at those book numbers would confirm it.
Build years. The appraiser’s subarea year is 1994 for Buildings 12 through 18 and 1995 for Building 19. The county’s sample record for 13651 Worthington Way #1501 shows 1994 as the first year on the tax roll (LeePA, #1501), and 13640 Worthington Way #1904 shows 1995 (LeePA, #1904, retrieved 26 Sep 2026). The cards for the two lake buildings, 18 and 19, also show an “actual year built” of 2021, the same pattern the county shows on the lake buildings at Amberley and Cavendish. No permit explains it, and we read it as an appraisal recoding, not new construction.
Waterford-Worthington Way is a thin market: 10 sales in two years across 92 units, at a 24-month median of $247,500 and $201.41 a square foot, against $181.40 at Waterford Amberley Court. A condo priced off the wrong sibling leaves money on the table. Get a free Waterford-Worthington Way home valuation or call Jesse direct at (239) 898-6072. Buying in Worthington instead? Call Marc at (239) 287-5873 and see how we represent buyers in Bonita Springs.
Waterford-Worthington Way homes are single-level condominium flats of 1,076 to 1,312 heated square feet in two-story buildings: 60 two-bedroom, two-bath units and 32 three-bedroom, two-bath units. The average unit is 1,184 square feet. Parking is by carport, and most units open onto a screened porch.
We pulled the county cost card for every one of the 92 units rather than a sample, so the counts below are a full census (LeePA cost card example, retrieved 26 Sep 2026).
Plan | Floor | Beds / baths | Heated sq ft | Units | 2025 county market value, median |
|---|---|---|---|---|---|
Ground interior | 1 | 2 / 2 | 1,076 | 30 | $167,718 |
Ground end | 1 | 3 / 2 | 1,222 | 16 | $211,679 |
Upper interior | 2 | 2 / 2 | 1,204 | 30 | $211,516 |
Upper end | 2 | 3 / 2 | 1,312 | 16 | $223,949 |
These are the same four Waterford plans used at Waterford Amberley Court and Waterford-Cavendish Court. The upstairs versions are larger than the ground-floor versions of the same bedroom count, which is part of why the county values them higher.
In each 12-unit building, the ground floor holds units xx01 to xx06 and the upper floor units xx07 to xx12. The three-bedroom end units are xx01, xx06, xx07 and xx12; the two-bedroom interiors are in between. Building 15 at 13651 Worthington Way is the one 8-unit building, numbered xx01 to xx08.
Building | Address | Phase | Units | Built | View on county card |
|---|---|---|---|---|---|
12 | 13601 Worthington Way | Waterford IV | 12 | 1994 | Golf |
13 | 13611 Worthington Way | Waterford IV | 12 | 1994 | Golf |
14 | 13621 Worthington Way | Waterford IV | 12 | 1994 | Golf |
15 | 13651 Worthington Way | Waterford V | 8 | 1994 | Golf |
16 | 13641 Worthington Way | Waterford V | 12 | 1994 | Golf |
17 | 13631 Worthington Way | Waterford V | 12 | 1994 | Golf |
18 | 13630 Worthington Way | Waterford V | 12 | 1994 | Lake |
19 | 13640 Worthington Way | Waterford V | 12 | 1995 | Lake |
Golf-course views cover 68 units (74%) in Buildings 12 through 17, the highest share among the three Waterford associations. The remaining 24 units, in Buildings 18 and 19, carry a lake view. On the cards, 77 units have a screened porch and 15 have an acrylic-enclosed lanai.
Every building is two stories: all 92 cards show floor 1 or floor 2, and the county classes the complex as “Condominium, Low Rise, 1 to 3 Floors.” Parking is by carport; there are no garages on any card and no garage permits on the street. There are no private pools; the association’s shared pool sits at the 13632 pool house.
City permits record a replaced fire alarm panel at the 13632 pool house in 2014 (FIRE14-13773-BOS), a 2014 lanai permit at 13601 #1209 noted “with sprinklers” (MSC14-15967-BOS), and a 2025 impact-window replacement at 13621 Worthington Way (MSC25-120037-BOS) (City of Bonita Springs permit portal, retrieved 26 Sep 2026). Impact windows are unit-by-unit upgrades, so ask each seller what their unit has.
Waterford-Worthington Way’s own dues support the association’s buildings, grounds and pool cabana, and condo services such as interior pest control and the Master Key program. Everything else, from the golf course and tennis to the clubhouse, fitness center and dining, comes through the separate master dues every Worthington owner pays.
For the whole-club picture, from the course card to the social calendar, see our main Worthington Country Club guide.
Owning in Waterford-Worthington Way in 2026 costs $6,188 a year in association dues plus $13,058 in Worthington master dues, or $19,246 a year (about $1,604 a month), before a $1,000 annual food and beverage minimum. A new owner also pays a one-time $12,500 capital contribution to the master association at purchase.
The 2026 master dues are $13,058 per unit per year ($1,088 a month): $8,957 operating, $501 business capital and $3,600 capital reserves, with $0 for golf-course renovation. The 2025 figure was $12,910 (2026 Fee Schedule and approved budget, retrieved 26 Sep 2026).
Year | Per quarter | Per year | Change |
|---|---|---|---|
2024 | $1,339 | $5,356 | n/a |
2025 | $1,476 | $5,904 | +10.2% |
2026 | $1,547 | $6,188 | +4.8% |
Sources: 2024 HOA dues schedule, 2025 association assessment spreadsheet, 2026 HOA Fee Schedule, retrieved 26 Sep 2026. At the 1,184-square-foot average unit, $6,188 works out to about $5.23 per square foot a year.
A buyer who closes in 2026 and plays on a leased cart would budget $6,188 + $13,058 + $1,000 = $20,246 in recurring club and association charges, plus the one-time $12,500 capital contribution and $150 resale application, for $32,896 in year one before property taxes and insurance. Property taxes follow the unit’s assessed value; the 2025 total millage for the City of Bonita Springs and Bonita Springs Fire district is 12.7970 mills (LeePA 2025 Millage Book). Confirm the district on your parcel record.
Waterford-Worthington Way does not post its budget, reserve schedule, insurance program or any special-assessment history on the club’s public document library; those sit behind the owner login on the Frontsteps portal (Worthington Real Estate files, retrieved 26 Sep 2026). We found no public record of a special assessment, but absence from the record is not proof there is none. A buyer gets these documents three ways: ask the seller to pull them from the portal before you sign, make the contract contingent on reviewing them, and request the association’s estoppel certificate, which states what is owed and any assessments levied. Florida’s condominium act also requires associations of 25 or more units to post official records on a website or app (Section 718.111, F.S.).
Selling and need the numbers for a buyer? Get a free valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 and see how we represent buyers in Bonita Springs.
Waterford-Worthington Way is governed by Waterford-Worthington Way, Inc., a Florida not-for-profit corporation filed November 3, 1992 and active today, under a condominium declaration and the Worthington master declaration. The association is managed through the club’s on-site HOA office, and its governing documents sit on the owner portal rather than in public.
Sunbiz lists Waterford-Worthington Way, Inc. as document N92000000099, filed November 3, 1992, status active, with annual reports filed every year from 1995 through 2026 and no gaps; the 2026 report was filed March 13, 2026. The record shows a merger on January 2, 1998 and amended and restated articles on May 24, 2013 and September 12, 2022 (Sunbiz, N92000000099, retrieved 26 Sep 2026). Five officers and directors are on file, and the registered agent is the club’s community association manager at 13550 Worthington Way. One member of the 2026 master board comes from Waterford-Worthington Way (The Eagle, Spring 2026).
Unlike Waterford Amberley Court and the two Wedgewood associations, whose common-element parcels are still recorded to merged predecessor “Commons” associations, Waterford-Worthington Way holds its common-element parcel in its own name: folio 10354830, “Waterford IV + V Condo, Common Element,” site address 13632 Worthington Way (LeePA parcel layer; Sunbiz, Waterford Commons search). The county’s GIS puts the Waterford IV and V common-element parcel at about 8.36 acres.
DBPR’s Division of Condominiums lists the managing entity as MA00020633, “Waterford-Worthington Way Inc,” for the single 92-unit project PR1U022333 (DBPR public records).
The Worthington Master Association, Inc. (N36503) owns the golf course and runs the club; there is no separate club corporation and no community development district (Lee County special districts). The master declaration was originally recorded at OR 2184/3057 and restated at OR 2528/3681 and, in 2000, at OR 3376/3154; the club posts the Year 2024 version with a certificate of amendment approved January 25, 2024 and recorded as Instrument 2024000311875 on November 18, 2024 (Master Declaration, 2024). The master association operates as a homeowners’ association, while Waterford-Worthington Way is a condominium association under Chapter 718, so a buyer here deals with both frameworks.
The Waterford-Worthington Way declaration, bylaws, rules, budget and minutes are not in the club’s public library; the club says association documents are viewable on the Frontsteps portal. The master declaration, club rules and regulations, ARC criteria and fee schedules are public and linked in the Downloadable Documents table at the end of this page.
Waterford-Worthington Way owners can lease, but only under the Worthington master rules: at least 30 consecutive days per lease except in February, no more than one year per lease, at most four rentals a year, furnished units only, and approval by the association and the club before the tenant arrives.
The rules come from the master declaration, the club’s rules and regulations and its rental forms (Master Declaration, 2024; Rules and Regulations, rev. Aug. 28, 2025; Rental Forms, retrieved 26 Sep 2026).
Whether Waterford-Worthington Way’s own declaration adds a first-year leasing ban or other limits is not in the public record; ask for the declaration and rules before you buy with a rental plan.
Waterford-Worthington Way owners may keep a household pet such as a dog or cat weighing no more than 25 pounds, under the Worthington master declaration. Pets must be leashed outdoors and not left on lanais. Renters and guests may not keep pets at all, which matters if you plan to lease the unit.
The 25-pound limit comes from the master declaration (“such as a dog or cat (weighing no more than twenty-five (25) pounds)”) and the club’s rules; the no-pets rule for renters and guests appears in the Purchaser’s Packet (Master Declaration, 2024; Purchaser’s Packet, retrieved 26 Sep 2026). A condominium association can adopt tighter rules than the master, and Waterford-Worthington Way’s own rules are not public, so confirm with the HOA office at (239) 495-2278 before you buy with a pet.
Waterford-Worthington Way’s roofs date to September 2008, when the City of Bonita Springs issued and later finaled tile re-roof permits for seven of the eight buildings and the pool house. That makes the roofs about 18 years old in 2026, and we found no later roof permit for any building.
City permits 08BOS-TRA00976 through 08BOS-TRA00983 were issued on September 18, 2008, all described as “REROOF/TILE” and all shown as finaled. They cover 13611, 13621, 13630, 13631, 13640, 13641 and 13651 Worthington Way and the pool house at 13632 (City of Bonita Springs permit portal, retrieved 26 Sep 2026). We found no roof permit for Building 12 at 13601 Worthington Way; the building may have been covered under another record, or re-roofed at a different time, and the association would know.
Association | Last full re-roof found | Roof age in 2026 |
|---|---|---|
Waterford-Worthington Way | September 2008, tile | About 18 years |
Waterford-Cavendish Court | October 2008, tile | About 18 years |
Waterford Amberley Court | October 2009, concrete tile | About 17 years |
Wedgewood-Sherburne | April to July 2011, tile | About 15 years |
Wedgewood-Fountain | July to September 2025, tile | About 1 year |
Roof age is the main capital-risk difference among the Worthington condo associations, and none of them publishes its reserve schedule. A buyer should ask the association for its roof plan, the reserve balance set aside for roofs, and whether any assessment is being discussed. A seller should have the answers ready, because a buyer’s insurer will ask about the roof too. We found no documented Hurricane Ian damage and no Ian-era restoration permits on Worthington Way.
Selling with an older roof? Get a free valuation or call Jesse direct at (239) 898-6072 to talk through disclosure and pricing. Buying? Call Marc at (239) 287-5873; see how we represent buyers in Bonita Springs.
Waterford-Worthington Way sits in FEMA flood Zone X, an area of minimal flood hazard, inside Lee County evacuation Zone C and storm-surge zone 3. We found no public record of the association flooding in Irma, Ian, Helene or Milton. Its main storm exposure is wind: the county design wind speed is 160 mph.
FEMA’s National Flood Hazard Layer returns Zone X on FIRM panel 12071C0678F, effective August 28, 2008, at the Waterford sample point and at five other points across Worthington, and a point-in-polygon test of roughly 800 Worthington parcels found none inside a Special Flood Hazard Area (FEMA NFHL flood zones; FEMA NFHL panels, retrieved 26 Sep 2026). The nearest high-risk zone is a Zone AE area toward the Imperial River, about 250 meters beyond Worthington’s northwest corner. A revised preliminary Lee County flood study dated December 4, 2025 exists, but FEMA’s preliminary map service showed no new zones at the Worthington points (Lee County FIS; FEMA preliminary NFHL).
The property appraiser’s hazard layer returns evacuation Zone C and surge zone 3 across Worthington (LeePA Evacuation Zones). Lee County describes Zone C as evacuated later than Zones A and B (Lee County, Zone C). For Hurricane Ian in 2022, the county’s expanded Zone C order named only North Cape Coral and North Fort Myers west of I-75 (City of Bonita Springs, Sept. 27, 2022); for Hurricane Milton in 2024 it ordered Zones A and B only (Lee County, Oct. 7, 2024).
Ian brought 8 to 12 feet of inundation to the coastal and tidal parts of Estero, Bonita Beach, Bonita Springs and North Naples (NHC, Ian). Irma, in 2017, made its final landfall near Marco Island, and the Imperial River crested at a record 15.32 feet at the gauge about a mile and a half northwest of Worthington, with impacts the National Weather Service lists for neighborhoods near the gauge, not Worthington (NHC, Irma; NWS gauge BSIF1). Helene and Milton in 2024 pushed surge along the coast (NHC, Helene; NHC, Milton).
The county’s building-code layer puts Worthington at a 160 mph design wind speed inside the wind-borne debris region (LeePA wind layer). Waterford-Worthington Way was built in 1994 and 1995, after Hurricane Andrew but before the first statewide Florida Building Code took effect on March 1, 2002 (Florida Building Commission). Roof covering, roof-to-wall connections and opening protection therefore carry most of the insurance weight here.
Bonita Springs is a Community Rating System Class 5 community, worth 25% off NFIP flood premiums, and kept that rating after a 2024 downgrade threat (FEMA CRS list, April 2025; City of Bonita Springs, Nov. 21, 2024).
Insurance at Waterford-Worthington Way works in two layers: the association insures the buildings under its master policy, paid for through the dues, and each owner carries a condo unit-owner policy, usually called an HO-6, for the interior, contents and liability. Condo unit-owner policies are exempt from Citizens’ flood-coverage mandate.
A single-family owner in Worthington buys an HO-3 that covers the whole structure. A Waterford-Worthington Way owner does not; the building shell is the association’s to insure, and the unit owner’s HO-6 picks up what the declaration leaves to the owner, typically interior finishes, fixtures, personal property, loss assessment and liability. Read the declaration’s insurance article, or ask the association’s manager, for exactly where the line falls.
Florida law phases in a flood-coverage requirement for Citizens personal residential policies, reaching every remaining policy on January 1, 2027 (Section 627.351, F.S.). Citizens confirmed in 2023 that “condominium units insured under a condominium unit owners form will no longer be required to obtain flood coverage” (Citizens Property Insurance). A Zone X flood policy is still worth pricing, and the city’s CRS Class 5 discount applies to it.
Wind-mitigation credits on a condo turn largely on the building: roof covering, roof-deck attachment and roof-to-wall connections, which the association controls. The 2008 roof permits above are the dates an insurer will ask about. Opening protection is unit by unit, so impact windows or shutters, documented on the unit’s wind-mitigation report, are a real selling point.
A primary residence is not eligible for a new Citizens policy if an authorized private insurer offers comparable coverage at a premium no more than 20% above Citizens’, and the same test applies at renewal (Section 627.351, F.S.). Shop the private market first.
Florida’s milestone structural inspection and Structural Integrity Reserve Study (SIRS) do not apply to Waterford-Worthington Way, because both laws start at buildings of three habitable stories and every Waterford-Worthington Way building is two stories. Ordinary reserve rules and the duty to post official records online still apply to the association.
Milestone inspections apply to buildings “three habitable stories or more in height” (Section 553.899, F.S.). The SIRS is required “for each building on the condominium property that is three habitable stories or higher in height” (Section 718.112, F.S.). DBPR describes the same scope (DBPR, Condominium Inspections, retrieved 26 Sep 2026). House Bill 913 (2025) tied the rules to habitable stories and raised the reserve-item threshold from $10,000 to $25,000 (Florida Senate, HB 913 summary).
All 92 county cost cards give floor 1 or floor 2, 46 each, every building has both levels, and the improvement type is “Condominium, Low Rise, 1 to 3 Floors.” These are the appraiser’s codes; the recorded declaration’s building exhibits are the definitive check, and nothing we found suggests a third habitable level.
The DBPR SIRS reporting database would be the place to confirm no filing was required, but it is an interactive app that did not return data to us (DBPR SIRS reporting).
Waterford-Worthington Way addresses fall under the School District of Lee County’s proximity-and-choice plan rather than fixed boundaries. For 2026-27 the Bonita Springs schools sit in elementary Zone Q, middle Zone GG and the South high-school sub-zone 2, and Bonita Springs Elementary is about an 8-minute drive from the gate.
Families rank schools within their proximity zone, with seats assigned by lottery when a school is oversubscribed and priority for students within two miles or at the nearest school (Student Enrollment Plan 2026-2027, retrieved 26 Sep 2026). We found no public address lookup, so confirm the zone with Lee Schools Student Enrollment; new-student registration for 2027-28 runs November 16, 2026 to January 7, 2027.
School | Grades | Approx. drive from the Worthington entrance |
|---|---|---|
Bonita Springs Elementary | K to 5 | About 3.3 miles, 8 minutes |
Spring Creek Elementary | K to 5 | About 7.1 miles, 13 minutes |
Bonita Springs Middle Center for the Arts | 6 to 8 | About 4.3 miles, 10 minutes |
Bonita Springs High | 9 to 12 | About 5.8 miles, 11 minutes |
Estero High | 9 to 12 | About 10.5 miles, 17 minutes |
Drive times are free-flow router estimates with no traffic (OSRM). The district earned a “B” for 2025-26 (Lee Schools, 2025-26 grades). Bonita Springs Charter School, a K to 8 public charter, is also nearby (NCES). Most Waterford-Worthington Way owners are seasonal or retired, but the unit’s three-bedroom plans work for families too.
Daily logistics at Waterford-Worthington Way run through the Worthington master rules: a staffed main gate on Bonita Grande Drive, a residents-only north gate, vehicle barcodes for owners and renters, carport parking with limits on what can be stored there, a shared dumpster for trash, and Quantum Fiber internet with DirecTV.
Waterford-Worthington Way is about 0.9 miles from the I-75 on-ramp at Bonita Beach Road, about 14 minutes from Bonita Beach Park, about 28 minutes from Southwest Florida International Airport, and about 14 minutes from NCH North Naples Hospital. A Bonita Springs fire station sits about 0.6 miles from the Worthington entrance.
Destination | Approx. drive from the Worthington entrance |
|---|---|
I-75 Exit 116, Bonita Beach Road | About 0.9 miles |
Bonita Beach Park | About 7.1 miles, 14 minutes |
Lovers Key State Park | About 11.9 miles, 23 minutes |
Coconut Point, Estero | About 9.9 miles, 18 minutes |
Mercato, North Naples | About 10.4 miles, 19 minutes |
RSW airport terminal | About 19.6 miles, 28 minutes |
Downtown Naples, Fifth Avenue South | About 17.9 miles, 28 minutes |
NCH North Naples Hospital (311 licensed beds, 24-hour emergency) | About 7.9 miles, 14 minutes |
Lee Health Coconut Point Emergency Department | About 9.6 miles, 17 minutes |
Bonita Springs Fire, 27701 Bonita Grande Drive | About 0.6 miles, 3 minutes |
Worthington sits south of Bonita Beach Road and just east of I-75. Drive times are free-flow estimates from the OSRM router on OpenStreetMap data, with no traffic, so peak-season times will run longer (OSRM route). Hospital details are from the state’s facility profile and the operators (FloridaHealthFinder, NCH North Naples; Lee Health Coconut Point ED; Bonita Springs Fire).
The biggest change near Waterford-Worthington Way is Midtown at Bonita, a mixed-use project that broke ground in November 2025 directly across Bonita Beach Road from the Worthington entrance road, with TJ Maxx and Ulta Beauty announced. FDOT’s I-75 express-lane project also starts at the Bonita Beach Road interchange this fall.
Worthington Country Club holds nine neighborhood associations behind one gate: two estate-home associations, two villa associations and five condominium associations. Waterford-Worthington Way is one of the three Waterford condo associations that share the same floor plans; the other six neighborhoods are larger detached homes or garage condos at higher prices.
Each of these neighborhoods has its own guide, published alongside this one. Use them to compare dues, prices and rules directly.
The Estate Homes at Worthington are 127 detached homes on lots of about 10,000 square feet, 112 of them with private pools, on Bridgeford Avenue, Tonbridge Court and Rochester Court. 2026 neighborhood dues are $3,120 to $3,420, and 18 sold over 24 months at a median of $787,500 (the mean of $775,000 and $800,000).
The Villas at Worthington are 152 detached villa homes on smaller lots, with 2026 dues of $2,612 to $2,988. 22 sold over 24 months at a median of $543,750 (the mean of $537,500 and $550,000).
Waterford Amberley Court is the original Waterford: 120 condos in 11 buildings on Amberley Court, built 1991 to 1993, with $4,860 in 2026 dues, its own pool, tennis court and pickleball court, and a 2009 concrete-tile re-roof.
Waterford-Cavendish Court is the last Waterford: 72 condos in six buildings on Cavendish Court, built 1994 to 1995, with the highest 2026 dues in Worthington at $7,712, its own pool and pickleball, and 2008 tile roofs.
Wedgewood-Sherburne is 116 carriage-style condos of 1,446 to 1,576 square feet in 29 four-unit buildings with garages on Sherburne Circle, with $5,700 in 2026 dues and a 24-month median of $401,000.
Wedgewood-Fountain is 120 carriage-style condos in 30 four-unit buildings with garages, with $5,080 in 2026 dues and the newest roofs in Worthington, replaced in 2025.
For the club-wide picture, go back up to our Worthington Country Club guide. A dedicated Waterford-Worthington Way seller page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
Waterford-Worthington Way and Waterford Amberley Court sell the same four floor plans, so the choice comes down to view, amenities, dues and roof age. Waterford-Worthington Way has more golf views, higher prices per square foot and higher dues; Waterford Amberley Court has its own tennis and pickleball courts, lower dues and slightly newer roofs.
Decision factor | Waterford-Worthington Way | Waterford Amberley Court |
|---|---|---|
Units / buildings | 92 / 8 | 120 / 11 |
Built | 1994 to 1995 | 1991 to 1993 |
Floor plans | 1,076 to 1,312 sq ft, 2/2 and 3/2 | Same four plans |
Golf-view share | 74% | 57% |
2026 neighborhood dues | $6,188 ($1,547 a quarter) | $4,860 ($1,215 a quarter) |
All-in with $13,058 master dues | $19,246 a year | $17,918 a year |
Local pool / tennis / pickleball | Pool only | Pool, tennis and pickleball |
Last full re-roof found | September 2008, tile | October 2009, concrete tile |
24-month sales (Sep 2024 to Aug 2026) | 10 | 13 |
24-month median sale | $247,500 | $221,250 |
24-month median $ per sq ft | $201.41 | $181.40 |
Common elements owned by | The association itself | A merged predecessor association |
Distance to clubhouse | About 300 meters, the closest condo association | Farther; about 813 meters from Waterford-Worthington Way |
Choose Waterford-Worthington Way if the fairway view and the short walk to the clubhouse are the point, if you play golf more than tennis or pickleball, and if you are willing to carry about $1,328 more a year in association dues for them. It is the Waterford address with the most golf frontage per unit.
Choose Waterford Amberley Court if you want your own association’s tennis and pickleball courts, lower dues and a lower entry price for the same floor plan, and if a lake view or a longer walk to the clubhouse is fine with you. It also has more units, so more resales to choose from.
Waterford-Cavendish Court is the third option with the same plans: the highest dues at $7,712, its own pool and pickleball, the same 2008 roof era, and the lowest recent price per square foot of the three at $176.74.
Selling in either? Get a free valuation or call Jesse direct at (239) 898-6072. Deciding between them? Call Marc at (239) 287-5873 and see how we represent buyers in Bonita Springs.
Waterford-Worthington Way buyers usually compare it with other bundled golf clubs in Bonita Springs and Estero, where the home comes with membership. The closest match is Highland Woods, a 799-home bundled club with 2026 club dues of $13,812.79 and a $10,000 capital contribution, against Worthington’s $13,058 and $12,500.
Community | Membership model | Latest annual club dues | One-time buyer charge | Courts |
|---|---|---|---|---|
Worthington (Waterford-Worthington Way) | Bundled, member-owned | $13,058 master + $6,188 association (2026) | $12,500 capital contribution | 5 Har-Tru tennis at the club; no local court |
Bundled | $13,812.79 club dues + $500 F&B minimum (2026) | $10,000 capital contribution | 4 lighted tennis, 6 pickleball | |
Pelican Sound, Estero | Bundled, owner-only | $11,495 assessment (2026) | $20,300 initiation for first-time owners | 8 tennis, 14 pickleball |
Bonita National | Bundled, deeded golf or social | Master HOA $4,256 plus golf lines (2026) | $5,000 HOA capital + $5,000 golf capital | 8 Har-Tru tennis, 4 pickleball |
Hunters Ridge | Mandatory social, optional golf | $4,775 social; $10,526 golf total (2026) | $3,000 capital assessment | 4 tennis, 8 pickleball |
Sources: Highland Woods 2026 estoppel information, Highland Woods racquet sports, Pelican Sound 2026 fact sheet, Bonita National 2026 packet, Hunters Ridge 2026 fees, retrieved 26 Sep 2026. These rows compare club layers only; each community’s condo associations add their own dues.
Next door, Hunters Ridge shares the Bonita Grande Drive corridor, and the OpenStreetMap record even shows a short separate “Worthington Way” segment there; don’t confuse the two when you search.
Waterford-Worthington Way’s strengths are its golf views, its location beside the clubhouse, two-story buildings exempt from the milestone and SIRS laws, and the highest recent price per square foot among the Waterford condos. Its weaknesses are 2008 roofs, no local tennis or pickleball, higher dues than Amberley and an unpublished budget.
Selling? Get a free valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873; see how we represent buyers in Bonita Springs.
Selling a Waterford-Worthington Way condo well means pricing it against its own 10 recent sales and its own view, floor and roof story, not against a Worthington-wide median. McGreevy and Comisar have over $900 million in personal sales, are Top 1% Real Estate Agents Nationally Since 2008, and know where this association’s buyers come from.
If you’re searching for a Waterford-Worthington Way listing agent, or thinking, “I need someone to sell my Waterford-Worthington Way home…”, start with the numbers and the team behind them.
Why sellers hire McGreevy and Comisar:
As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida, and we bring that buyer database to every Waterford-Worthington Way listing.
Waterford-Worthington Way sales, county-recorded: In the last 12 months (September 2025 through August 2026), Waterford-Worthington Way has seen 6 resales totaling $1,260,000, from $100,000 to $265,000. Over the 24-month window ending August 2026, 10 sales totaled $2,382,400 at a median of $247,500 and $201.41 per square foot. Days on market and sale-to-list ratio are being added from our Southwest Florida MLS report.
What makes selling here different. Four things move a Waterford-Worthington Way price more than anything else. The floor: upper units are larger and the county values an upper interior 2/2 at a median of $211,516 against $167,718 for a ground interior 2/2. The view: Buildings 12 through 17 face the golf course and Buildings 18 and 19 face a lake, and buyers pay for the fairway. The roof: every buyer’s insurer will ask about the 2008 roofs, so have the permit dates and the association’s roof plan ready. The paperwork: every sale needs an HOA Certificate of Approval and a $150 resale application, and buyers want the budget and reserves that are only on the owner portal. We gather all of it before the listing goes live. And because Waterford Amberley Court sells the same floor plans for less, we market the view and the clubhouse walk, not the square footage.
Get a valuation that prices your unit against Waterford-Worthington Way’s own recorded sales, floor, plan and view: start at our free home valuation, or call Jesse direct at (239) 898-6072.
(239) 898-6072, text or call.
A dedicated Waterford-Worthington Way seller page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
No. Roofs are the association’s responsibility, not the unit owner’s. What you need is the roof history: the September 2008 permits, anything the association has planned, and the reserve set aside, because the buyer’s insurer and lender will ask.
Buyers in Waterford-Worthington Way generally pay for the fairway, and 68 of the 92 units have it. Each sale is still priced on its own floor, plan and condition, so we compare your unit against the closest recorded sales before setting a price.
Both sell. Upstairs units are larger for the same bedroom count and the county values them higher; ground-floor units appeal to buyers who want no stairs. The right list price reflects which one you own.
It sits far below every other sale since 2021 and we treat it as an outlier. A buyer’s agent may cite it, so we answer it with the other recorded sales and your unit’s condition.
Six of the 10 sales in the 24-month window were recorded between November and April. Listing by early November puts your unit in front of the season’s first buyers.
McGreevy and Comisar are Bonita Springs agents with an office at 24031 S Tamiami Trl #101 who lead Domain Realty Group and have been Top 1% Real Estate Agents Nationally Since 2008. Jesse McGreevy leads listings and seller strategy; Marc Comisar leads buyer representation. Both work Waterford-Worthington Way and every other association inside Worthington.
Jesse McGreevy is a top-reviewed Waterford-Worthington Way realtor, and so is Marc Comisar: read our verified Google reviews. You can read more about McGreevy and Comisar and our team.
★★★★★ “Marc was extremely helpful in the sale of our old home and getting our new home to the condition that we wanted it to make it ours. He has been available to us for every step of our journey, even after the transaction closed.” Verified Google review
★★★★★ “Jesse and Marc are extremely knowledgeable about Southwest Florida real estate! If you are looking to buy or sell property, look no further than Domain Realty and their amazing team!” Verified Google review
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
Selling a Waterford-Worthington Way condo? Start with a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 and see how we represent buyers in Bonita Springs. We are Top 1% Real Estate Agents Nationally Since 2008, and we answer our own phones.
These are the questions buyers ask most about Waterford-Worthington Way. Every answer is short, self-contained, drawn from the sections above and current to September 2026.
Waterford-Worthington Way is a 92-unit condominium association inside Worthington Country Club in Bonita Springs, Florida: eight two-story buildings on Worthington Way, built in 1994 and 1995 as Waterford IV and V, governed by Waterford-Worthington Way, Inc.
Waterford-Worthington Way is on Worthington Way inside the gates of Worthington Country Club, at house numbers 13601 to 13651, about 300 meters from the clubhouse. Worthington sits just south of Bonita Beach Road and east of I-75 in the City of Bonita Springs.
There are 92 units in 8 buildings: seven 12-unit buildings and one 8-unit building, Building 15 at 13651 Worthington Way. Half the units are on the ground floor and half upstairs.
Units run 1,076 to 1,312 heated square feet, with an average of 1,184. The two-bedroom plans are 1,076 square feet downstairs and 1,204 upstairs; the three-bedroom plans are 1,222 downstairs and 1,312 upstairs.
60 units are two bedrooms and two baths and 32 are three bedrooms and two baths. The three-bedroom units are the end units of each floor.
The county’s records show 1994 for Buildings 12 through 18 and 1995 for Building 19. The “2021” year that appears on the lake buildings’ cards is an appraisal artifact, not a construction date.
Every Waterford-Worthington Way building is two stories. All 92 county cost cards show floor 1 or floor 2, and each building has both.
No. Parking is by carport, and club rules say carports are not fully enclosed structures, so trucks, boats and similar vehicles may not be stored in them.
68 of the 92 units, in Buildings 12 through 17, carry a golf-course view on the county cards, 74% of the association. The 24 units in Buildings 18 and 19 carry a lake view.
Association dues are $1,547 a quarter, or $6,188 a year, in 2026. Master dues to the Worthington Master Association are a separate $13,058 a year, for $19,246 in total.
Association dues were $5,356 in 2024, $5,904 in 2025 (up 10.2%) and $6,188 in 2026 (up 4.8%).
Beyond the price, a new owner pays a one-time $12,500 capital contribution to the master association and a $150 resale application to the association. A buyer who already owns in Worthington pays a $1,306 capital contribution instead.
Yes. Every Worthington owner has a $1,000 annual food and beverage minimum at the club in 2026.
Yes. Worthington is a member-owned bundled golf community with no equity fee, and every owner, including every Waterford-Worthington Way owner, is a club member through the master dues.
Yes. The association has a pool cabana at 13632 Worthington Way. The pool was resurfaced and retiled in 2025, and the deck was expanded by 882 square feet in 2013.
Not at the association level. The club’s rental forms note “no tennis at Waterford-Worthington Way,” and it is not among the four associations with local pickleball courts. Owners use the club’s five Har-Tru tennis courts, and the club plans new pickleball courts for 2027 to 2028.
The 24-month median, September 2024 through August 2026, is $247,500, the mean of $245,000 and $250,000, across 10 recorded sales at a median of $201.41 per heated square foot.
Six units recorded sales from September 2025 through August 2026: $250,000, $245,000, $180,000, $265,000, $100,000 and $220,000, for $1,260,000 in total.
Yes, from their 2023 to 2024 peak. The highest recorded sale was $389,000 in February 2023, and the 24-month median of $247,500 is about 13% below the 60-month median of $285,000.
The roofs date to September 2008, when tile re-roof permits were issued for seven of the eight buildings and the pool house. They are about 18 years old in 2026, and no permit was found for Building 12.
No. Both apply to buildings of three or more habitable stories, and every Waterford-Worthington Way building is two stories. Ordinary reserves and online records posting still apply.
We found no public record of one. The association’s budget, reserves and any assessment history sit on the owner portal, so ask the seller and the association’s estoppel certificate before you close.
FEMA Zone X, an area of minimal flood hazard, on panel 12071C0678F. No Worthington parcel sits inside a Special Flood Hazard Area.
Lee County evacuation Zone C and storm-surge zone 3. Zone C was not ordered to evacuate for Hurricane Ian or Hurricane Milton in Bonita Springs.
We found no public record of flooding or Ian damage at Waterford-Worthington Way, and no Ian-era restoration permits on the street. Ask the association and read the seller’s disclosure.
A lender will not require it in Zone X, and condo unit-owner policies are exempt from Citizens’ flood mandate. A Zone X flood policy is still worth pricing, with the city’s 25% CRS discount.
A condo unit-owner policy, usually called an HO-6, for interiors, contents, loss assessment and liability. The association insures the buildings through its master policy, paid through the dues.
Yes, for at least 30 consecutive days per lease except in February, up to one year per lease and no more than four times a calendar year, furnished, with association and club approval.
Owners may keep a dog or cat of up to 25 pounds under the master declaration. Renters and guests may not keep pets.
The district uses proximity zones with choice. The Bonita Springs schools are in elementary Zone Q, middle Zone GG and the South high-school sub-zone 2; Bonita Springs Elementary is about 8 minutes from the gate.
About 14 minutes to Bonita Beach Park and about 28 minutes to Southwest Florida International Airport, in free-flow traffic. I-75 is about 0.9 miles from the gate.
The association is managed through the club’s on-site HOA office at 13550 Worthington Way, (239) 495-2278, and its board of five officers and directors. Owners use the Frontsteps portal for dues and documents.
Same floor plans. Waterford-Worthington Way has more golf views (74% against 57%), higher dues ($6,188 against $4,860) and a higher 24-month median ($247,500 against $221,250); Amberley has its own tennis and pickleball courts.
McGreevy and Comisar of Domain Realty Group, Top 1% Real Estate Agents Nationally Since 2008, price Waterford-Worthington Way on its own recorded sales, roofs and dues. Call Marc at (239) 287-5873 to buy or Jesse at (239) 898-6072 to sell.
These are the questions Waterford-Worthington Way owners ask before they list. Each answer draws on the sections above and is current to September 2026.
McGreevy and Comisar, who lead Domain Realty Group and have over $900 million in personal sales. We price Waterford-Worthington Way on its own recorded sales, floor, view and roof story. Call Jesse direct at (239) 898-6072.
It depends on floor, plan, view and condition. The 24-month median is $247,500 at $201.41 per square foot; get a unit-specific figure from our free home valuation or a call to Jesse.
In the last 12 months: $250,000, $245,000, $180,000, $265,000, $100,000 and $220,000. The top sale of the last 24 months was $319,900 in April 2025.
Recent years have been thin: 10 recorded sales in the 24 months ending August 2026, and 6 in the last 12 months, out of 92 units.
County records do not track days on market. That figure comes from the Southwest Florida MLS and is being added from our MLS report; ask us for the current number.
Sale-to-list ratio is an MLS figure, not a county one, and it is being added from our MLS report. Call Jesse at (239) 898-6072 for the current figure.
Prices are below their 2023 to 2024 peak, and the 24-month median is $247,500. If you need to sell, pricing it right against the recent sales matters more than timing the market.
Six of the 10 sales in the last 24 months were recorded between November and April, so listing by early November catches the season’s first buyers.
Buyers generally pay for the fairway, and 68 of the 92 units have golf views. We compare your unit against the closest recorded sales before setting a price.
Upstairs units are larger for the same bedroom count, and the county values an upper interior 2/2 at a median of $211,516 against $167,718 for a ground interior 2/2.
Over 24 months the median was $201.41 per square foot here against $181.40 at Amberley, for the same plans. The golf-view share and the location beside the clubhouse are the most visible differences.
Yes. Every Worthington sale needs an HOA Certificate of Approval from the neighborhood association, and the resale application fee is $150.
The 2026 fee schedule lists it as due from the new owner. Any different split is a negotiated term of your contract.
The declaration, bylaws, rules, budget, reserve schedule and insurance summary, plus an estoppel certificate. Most are on the Frontsteps owner portal, so pull them before you list.
Buyers and their insurers will ask, and the September 2008 permits are public. Have the dates and the association’s roof plan ready.
They are a pricing factor, not a deal-breaker. Buyers compare them with Wedgewood-Fountain’s 2025 roofs, so documenting the roof plan and reserves helps.
No. Waterford-Worthington Way’s buildings are two stories, below the three-habitable-story threshold for milestone inspections and SIRS, which is a selling point against taller condos.
They lower a unit’s wind-insurance exposure and are unit-by-unit upgrades, as the 2025 impact-window permit at 13621 Worthington Way shows. Document them on a wind-mitigation report.
Many seasonal buyers want turnkey units, and rentals here must be furnished under club rules, so furnished sales appeal to investors too. We price furnishings separately.
Yes, subject to the lease. The tenant holds the club privileges until the lease ends, which the buyer will want to know.
It narrows the rental market for investor buyers, since renters and guests may not keep pets. Owner-occupant buyers may keep a dog or cat up to 25 pounds.
Buyers compare all-in carrying cost. At $19,246 a year in 2026, Waterford-Worthington Way sits between Amberley and Cavendish, and we show buyers the full fee stack up front.
Show three layers from the 2026 fee schedules: $13,058 master dues, $6,188 association dues and the $1,000 food and beverage minimum, plus a one-time $12,500 capital contribution. Golf is included; that is the point of a bundled club.
Saturday and Sunday, 1:00 to 4:00 p.m., registered by 3:30 p.m. the Thursday before, one sign no larger than 2 by 2 feet, none on the golf side.
No. Worthington does not allow for-sale signs on homes; only the open-house signs the club’s guidelines allow.
Kitchens, baths and flooring show well in a 1994 unit, but not every update pays back. We tell you which ones buyers in this association reward before you spend.
Price it against the other Waterford associations first, then show buyers what they get for the price: bundled golf, a two-story building outside the SIRS rules and a golf view.
You can, but you still need the HOA Certificate of Approval, the association documents and the club paperwork, and you lose access to the buyers already shopping bundled clubs.
A team covers showings, club paperwork and buyer follow-up at once. McGreevy and Comisar split listings and buyer work between Jesse and Marc.
Use our comparison of the best real estate agents in Bonita Springs, compared on the public record, and ask every agent for their recorded sales.
A privately owned cart is personal property, so include it in the contract or sell it separately. Trail fees and cart leases are club charges tied to the owner, so the buyer sets up their own.
Typically Florida documentary stamp tax on the deed, the owner’s title policy in most Lee County sales, the association’s estoppel fee and the commission. Your net sheet from us lists each line.
Every source below is a primary record, a government agency, the club itself or a non-brokerage publication; no real estate brokerage or listing portal is cited. Sale figures on this page are our own analysis of Lee County Property Appraiser records.
These are the governing, financial and hazard documents a Waterford-Worthington Way buyer or seller should read, each linked to the official authority that publishes it. The association’s own declaration, bylaws, budget and reserve schedule are not posted publicly; owners find them on the Frontsteps portal, and the recorded declarations are at the Lee County Clerk.
Document | Publisher | Link |
|---|---|---|
2026 HOA Fee Schedule, all nine neighborhood associations | Worthington Country Club | |
2026 Fee Schedule and approved master budget | Worthington Master Association | |
2025 association assessment spreadsheet | Worthington Country Club | |
Year 2024 Master Declaration of CC&Rs with amendment | Worthington Master Association | |
Rules and Regulations (rev. Aug. 28, 2025) | Worthington Country Club | |
ARC Architectural and Aesthetic Criteria (rev. Dec. 2024) | Worthington Country Club | |
Purchaser’s Packet (map, rules, fees, contacts) | Worthington Country Club | |
Rental Forms (rev. June 15, 2025) | Worthington Country Club | |
Open House Guidelines (rev. 2026) | Worthington Country Club | |
Condominium public-records extract | Florida DBPR | |
Evacuation Zone C fact sheet | Lee County Emergency Management | |
Revised Preliminary Flood Insurance Study (Dec. 4, 2025) | Lee County / FEMA | |
CRS Eligible Communities (April 2025) | FEMA | |
Florida Building Code effective dates | Florida Building Commission | |
2025 Taxing District Millage Book | Lee County Property Appraiser |
Market data from Lee County Property Appraiser recorded sales, pulled September 2026; Southwest Florida MLS figures are being added. McGreevy and Comisar, Best Realtor for Waterford-Worthington Way. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
