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Start Your Waterford-Worthington Way Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

McGreevy and Comisar represent buyers in Waterford-Worthington Way, and this is the buyer’s guide we hand every client before a first tour. Top 1% Real Estate Agents Nationally Since 2008, over $900 million in personal sales, and a Bonita Springs office about 15 minutes from the Worthington gate.

This guide is for buyers of Waterford-Worthington Way, the 92-unit, two-story Waterford condominium association on the main street of Worthington Country Club, the gated bundled golf community in Bonita Springs, Florida. Every owner is a club member, 68 of the 92 units face the golf course, and the buildings sit about 300 meters from the clubhouse. Our neighborhood guide covers the buildings and their history; this page covers how to buy here well: which plan and view fit you, what a unit costs to own, what the county record says units sell for, and how the club approval and Florida condo rules work from the buyer’s side of the table.

Before you choose an agent for this purchase, compare the ones who work this market: we publish the best real estate agents in Bonita Springs, compared on the public record. Already own a Worthington condo you plan to trade? Start with our Waterford-Worthington Way seller’s guide or a free Waterford-Worthington Way valuation. Shopping all three Waterford associations? Our buyer guides for Waterford Amberley Court and Waterford-Cavendish Court are built the same way, and our Worthington Country Club buyer’s guide covers all nine neighborhoods.

To talk it through now, start your Waterford-Worthington Way buyer consultation or call Marc at (239) 287-5873.

What Does It Take to Buy a Condo in Waterford-Worthington Way?

Buying a condo in Waterford-Worthington Way takes three choices and one budget. You choose a floor, a plan and a view among four Waterford plans in eight buildings, and you accept bundled golf. The budget is the price, about $247,500 at the 24-month median, plus a $12,500 capital contribution and $20,246 a year in dues and minimums.

Every purchase here is a resale. The eight buildings were completed in 1994 and 1995, there is no developer inventory, and only ten units recorded qualified sales in the last 24 months, so the Lee County Property Appraiser’s recorded sales are a complete record of what has traded (LeePA Last Qualified Sale layer, retrieved 26 Sep 2026). That also means every buyer is buying a 30-year-old unit, and the questions that matter most are the association’s roof and reserves, the unit’s window protection, and its condition.

Here is the purchase in one paragraph. You sign a written buyer agreement before touring, as the NAR settlement practice changes now require. You tour with the plan and view you want in mind. You write an offer from this association’s recorded sales, with an inspection period and the condominium documents in hand. The association issues an HOA Certificate of Approval before closing (Purchaser’s Packet, retrieved 26 Sep 2026). At closing you pay the $12,500 capital contribution, and you walk out a full golf member (2026 Fee Schedule).

Why McGreevy and Comisar Are the Best Realtor for Waterford-Worthington Way Buyers

McGreevy and Comisar are the best realtor choice for a Waterford-Worthington Way buyer because we price an offer from this association’s own recorded sales, floor by floor and view by view, and we know its roof, dues and approval steps before you tour. Marc Comisar leads buyer representation, and Jesse McGreevy reads the same sales from the seller’s side.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales, retrieved 26 Sep 2026)

We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, with over $2.5 billion sold as a team with our Domain Realty Group colleagues and over $900 million in personal sales between Jesse and Marc. Our office is at 24031 S Tamiami Trl #101, Bonita Springs.

Recent Waterford-Worthington Way record (last 12 months, September 2025 through August 2026): 6 qualified resales recorded by the Lee County Property Appraiser · $1,260,000 in total dollar volume · sales from $100,000 to $265,000 · 24-month median $247,500 across 10 sales. In the last 12 months we tracked every one of those sales to its building, floor, plan and view on the county cost cards, and every figure on this page comes from that file. Days on market and sale-to-list ratio come only from the Southwest Florida MLS: across the 10 Worthington Way condos that closed there over the last 24 months (29 Sep 2024 to 29 Sep 2026), sellers waited a median of about 190 days and accepted a median 90.9% of final list price.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Buying a condo in Waterford-Worthington Way? Call Marc at (239) 287-5873 for a personalized buyer consultation, start your Waterford-Worthington Way buyer consultation online, or read how we represent buyers in Bonita Springs. Selling a Worthington home first? Get a free Waterford-Worthington Way valuation or call Jesse direct at (239) 898-6072. You can also read more about McGreevy and Comisar and our team.

Key Takeaways for a Waterford-Worthington Way Buyer

A Waterford-Worthington Way buyer should hold eight facts before touring. Each one is sourced in the sections below and current to September 2026.

  • 92 condo flats in 8 two-story buildings, built 1994 and 1995, on four Waterford plans of 1,076 to 1,312 square feet; 60 are 2/2 and 32 are 3/2.
  • $247,500 is the 24-month median, across 10 recorded sales at $201.41 a square foot; the last 12 months held 6 sales from $100,000 to $265,000.
  • Prices sit below the 2023 peak of $389,000, and the best sale of the last 24 months was $319,900.
  • The golf-view leader: 68 of 92 units (74%) face the course, the highest share of the three Waterford associations.
  • 2026 dues are $19,246 a year: $6,188 to the association and $13,058 in master dues, plus a $1,000 minimum and a one-time $12,500 capital contribution.
  • A pool, not a court. The association has its own pool, resurfaced in 2025, but no local tennis or pickleball court.
  • Roofs date to September 2008, about 18 years old; ask for the roof plan and reserves before you sign.
  • No milestone inspection or SIRS, because every building is two stories, and FEMA Zone X, with HO-6 policies exempt from Citizens’ flood mandate.

Table of Contents

What Does It Take to Buy a Condo in Waterford-Worthington Way?

Why McGreevy and Comisar Are the Best Realtor for Waterford-Worthington Way Buyers

Key Takeaways for a Waterford-Worthington Way Buyer

How Do We Track the Waterford-Worthington Way Market for a Buyer?

What Is the Waterford-Worthington Way Market Like for Buyers Right Now?

What Does a Waterford-Worthington Way Condo Cost by Floor Plan and View?

How Do Waterford-Worthington Way Prices and Costs Compare With the Other Worthington Condos?

Waterford-Worthington Way vs Waterford Amberley Court: Which Should You Buy In?

What Are the Steps to Buy a Condo in Waterford-Worthington Way?

What Will You Pay to Own a Waterford-Worthington Way Condo? The 2026 Fee Stack

How Old Are the Roofs, and What Should a Waterford-Worthington Way Buyer Ask?

How Do You Check Flood Zone and Insurance for a Waterford-Worthington Way Condo?

Do Florida’s Condo Safety Laws Apply to Waterford-Worthington Way?

Which Rules Decide Whether a Waterford-Worthington Way Condo Works for You?

What Do Florida Disclosure Laws Mean for a Waterford-Worthington Way Buyer?

How Do We Find You the Right Condo in Waterford-Worthington Way?

How Do We Negotiate for You in Waterford-Worthington Way?

What Are Buyer Closing Costs in Waterford-Worthington Way?

How Does Buyer Representation Work After the NAR Settlement?

How Can You See Every Waterford-Worthington Way Condo on the Market Right Now?

What Schools, Healthcare and Beaches Come With a Waterford-Worthington Way Address?

Is Waterford-Worthington Way the Right Place for You to Buy?

Get Your Personalized Waterford-Worthington Way Buyer Consultation

What Do Buyers Say About Working With McGreevy and Comisar?

Why Does a Waterford-Worthington Way Specialist Matter?

Your Local Real Estate Experts

Frequently Asked Questions, Buyer Edition

Frequently Asked Questions, Selling One Home to Buy in Waterford-Worthington Way

Sources and Authoritative References

Downloadable Documents


How Do We Track the Waterford-Worthington Way Market for a Buyer?

We track the Waterford-Worthington Way market for a buyer from the public record first: every qualified sale the Lee County Property Appraiser has recorded on the 92 units, matched to building, floor, plan and view on the county’s cost cards, then checked against live MLS inventory in all three Waterford associations.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales and cost cards, retrieved 26 Sep 2026)

The county record

A qualified sale is one the appraiser treats as an arm’s-length market transaction. We pulled the county cost card for all 92 units, so the floor, plan, view and porch type of every condo are known (LeePA cost card example; LeePA parcel roll, retrieved 26 Sep 2026).

Our rule for medians

We print a median only when a window holds ten or more sales, starting at 12 months and widening to 24, 36 or 60. For Waterford-Worthington Way the first window with ten sales is 24 months. Where fewer than ten sales sit in a group, we list the sales.

The MLS layer

Days on market, sale-to-list ratio and active inventory come from the Southwest Florida MLS. For the 24 months of closings from 29 Sep 2024 to 29 Sep 2026, the 10 Worthington Way sales there show a median of about 190 days on market and 90.9% of final list price, and the 25 Waterford condo closings in the last 12 months show 93 days and 91.8%. For your search, we pull them live for your plan across all three Waterford associations.

What Is the Waterford-Worthington Way Market Like for Buyers Right Now?

The Waterford-Worthington Way market for buyers right now is thin and negotiable: six units recorded sales in the 12 months through August 2026, from $100,000 to $265,000, and the 24-month median of $247,500 sits about 13% below the 60-month median of $285,000. Buyers have more room than in 2023.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales, retrieved 26 Sep 2026)

The last 12 months, sale by sale

Recorded

Price

November 7, 2025

$250,000

November 10, 2025

$245,000

January 15, 2026

$180,000

March 30, 2026

$265,000

June 30, 2026

$100,000

July 18, 2026

$220,000

Six sales totaled $1,260,000. The $100,000 sale in June 2026 sits far below every other sale here since 2021; the record does not say why, and a buyer should not expect to repeat it.

Sales by window

Window ending August 2026

Recorded sales

Median sale

Median $ per heated sq ft

Dollar volume

12 months

6

Too few sales for a median

n/a

$1,260,000

24 months

10

$247,500 (mean of $245,000 and $250,000)

$201.41

$2,382,400

36 months

18

$283,750 (mean of $282,500 and $285,000)

$238.85

$5,019,200

60 months

36

$285,000 (mean of $285,000 and $285,000)

$245.58

$10,312,500

What it means for your offer

Prices peaked at $389,000 in February 2023 and have eased since, so a 2026 buyer is buying below the peak with more negotiating room than a 2023 buyer had. Mortgage rates change weekly; check the current national average on Freddie Mac’s Primary Mortgage Market Survey and ask your lender early about this specific association, because condo loans depend on the association’s questionnaire.

Ready to Buy in Waterford-Worthington Way? Talk to Us Before You Tour

With ten sales in two years, the right unit may come up once a season. Start your Waterford-Worthington Way buyer consultation or call Marc at (239) 287-5873, and see how we represent buyers in Bonita Springs. Selling a home you already own to fund this one? Get a free Waterford-Worthington Way valuation or call Jesse direct at (239) 898-6072.

What Does a Waterford-Worthington Way Condo Cost by Floor Plan and View?

A Waterford-Worthington Way condo costs $100,000 to $319,900 on the last 24 months of recorded sales, and where a unit lands depends on plan, floor, view and condition. Three-bedroom end units took the three highest prices, from $282,500 to $319,900; two-bedroom units ran from $100,000 to $265,000.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales and cost cards, retrieved 26 Sep 2026)

Every sale in the 24-month window

Recorded

Building

Plan

View

Price

$ per heated sq ft

January 2025

19

Ground end, 3/2

Lake

$282,500

$231.18

April 2025

14

Ground end, 3/2

Golf

$319,900

$261.78

July 2025

18

Upper end, 3/2

Lake

$285,000

$217.39

August 2025

16

Upper interior, 2/2

Golf

$235,000

$195.18

November 2025

17

Upper interior, 2/2

Golf

$250,000

$207.64

November 2025

13

Upper end, 3/2

Golf

$245,000

$186.88

January 2026

16

Ground interior, 2/2

Golf

$180,000

$167.44

March 2026

17

Ground interior, 2/2

Golf

$265,000

$246.51

June 2026

19

Ground interior, 2/2

Lake

$100,000

$93.02

July 2026

16

Upper end, 3/2

Golf

$220,000

$167.81

Sources: LeePA Last Qualified Sale layer and LeePA parcel roll, retrieved 26 Sep 2026.

The four plans

Plan

Floor

Beds / baths

Heated sq ft

Units

2025 county market value, median

Ground interior

1

2 / 2

1,076

30

$167,718

Ground end

1

3 / 2

1,222

16

$211,679

Upper interior

2

2 / 2

1,204

30

$211,516

Upper end

2

3 / 2

1,312

16

$223,949

In each 12-unit building, ground-floor units are xx01 to xx06 and upper-floor units xx07 to xx12, with the three-bedroom ends at xx01, xx06, xx07 and xx12. Building 15 at 13651 Worthington Way holds 8 units.

Views

Buildings 12 through 17 face the golf course, 68 units in all; Buildings 18 and 19 face a lake, 24 units. The lake buildings produced both a $285,000 sale and the $100,000 outlier in the last 24 months, so price a lake unit from its condition, not from one sale.

What the spread tells a buyer

Two ground-floor interior 2/2 units in golf-view buildings recorded at $180,000 and $265,000 eleven weeks apart. The difference is condition and updates, and it is why we inspect the unit, not the plan, before we suggest a price.

How Do Waterford-Worthington Way Prices and Costs Compare With the Other Worthington Condos?

Waterford-Worthington Way prices and costs sit in the middle of Worthington’s five condo associations: the highest recent Waterford price per square foot, $201.41, with mid-range dues of $6,188, and about $150,000 less at the median than the Wedgewood carriage homes, which have garages and larger units.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales; club 2026 HOA Fee Schedule; City of Bonita Springs permits, retrieved 26 Sep 2026)

Association

Units

24-month median

Median $/sq ft

2026 dues

All-in with master dues

Local courts

Last full re-roof found

Parking

Waterford-Worthington Way

92

$247,500

$201.41

$6,188

$19,246

None

September 2008

Carport

Waterford Amberley Court

120

$221,250

$181.40

$4,860

$17,918

Tennis and pickleball

October 2009

Carport

Waterford-Cavendish Court

72

$200,000

$176.74

$7,712

$20,770

Tennis and pickleball

October 2008

Carport

Wedgewood-Sherburne

116

$401,000

$262.79

$5,700

$18,758

Tennis and pickleball

April to July 2011

Garage

Wedgewood-Fountain

120

Too few for a median ($350,000 to $450,000)

n/a

$5,080

$18,138

Tennis and pickleball

July to September 2025

Garage

Sources: LeePA Last Qualified Sale layer; 2026 HOA Fee Schedule; City of Bonita Springs permit portal, retrieved 26 Sep 2026.

How Worthington’s club layer compares outside the gate

Club

Latest annual club dues

One-time buyer charge

Courts

Worthington

$13,058 master + $1,000 food and beverage minimum (2026)

$12,500 capital contribution

5 Har-Tru tennis at the club

Highland Woods

$13,812.79 + $500 minimum (2026)

$10,000 capital contribution

4 lighted tennis, 6 pickleball

Pelican Sound, Estero

$11,495 assessment (2026)

$20,300 initiation for first-time owners

8 tennis, 14 pickleball

Sources: Highland Woods 2026 estoppel information; Highland Woods racquet sports; Pelican Sound 2026 fact sheet, retrieved 26 Sep 2026. These rows compare club layers only; each community’s condo associations add their own dues.

Waterford-Worthington Way vs Waterford Amberley Court: Which Should You Buy In?

Waterford-Worthington Way and Waterford Amberley Court sell the same four floor plans, so the choice comes down to view, location, amenities, dues and roof age. Buy Worthington Way for the fairway and the clubhouse walk; buy Amberley for local tennis and pickleball, lower dues and a lower entry price.

Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales; club 2026 HOA Fee Schedule, retrieved 26 Sep 2026)

Decision factor

Waterford-Worthington Way

Waterford Amberley Court

Units / buildings

92 / 8

120 / 11

Built

1994 to 1995

1991 to 1993

Floor plans

1,076 to 1,312 sq ft, 2/2 and 3/2

Same four plans

Golf-view share

74%

57%

2026 neighborhood dues

$6,188 ($1,547 a quarter)

$4,860 ($1,215 a quarter)

All-in with $13,058 master dues

$19,246 a year

$17,918 a year

Local pool / tennis / pickleball

Pool only

Pool, tennis and pickleball

Last full re-roof found

September 2008, tile

October 2009, concrete tile

24-month sales (Sep 2024 to Aug 2026)

10

13

24-month median sale

$247,500

$221,250

24-month median $ per sq ft

$201.41

$181.40

Common elements owned by

The association itself

A merged predecessor association

Distance to clubhouse

About 300 meters, the closest condo association

Farther; about 813 meters from Waterford-Worthington Way

Who should buy in Waterford-Worthington Way

Buy here if the fairway view and the short walk to the clubhouse are the point, if you play golf more than tennis or pickleball, and if you will carry about $1,328 more a year in dues for them. It is the Waterford address with the most golf frontage per unit.

Who should buy in Waterford Amberley Court

Buy in Waterford Amberley Court if you want your own association’s tennis and pickleball courts, lower dues and a lower entry price for the same plan, and a lake view or a longer walk is fine. It has more units, so more resales to choose from. Our Waterford Amberley Court buyer’s guide covers it in full.

Where Waterford-Cavendish Court fits

Waterford-Cavendish Court is the third option with the same plans: the highest dues in Worthington at $7,712, its own pool and pickleball, the same 2008 roof era, and the lowest recent Waterford price per square foot, $176.74.

What Are the Steps to Buy a Condo in Waterford-Worthington Way?

Buying a condo in Waterford-Worthington Way runs in eight steps: a buyer agreement and consultation, financing and a budget that includes the dues, choosing plan and view, touring, the offer, inspections and condominium documents, the HOA Certificate of Approval, and closing with the $12,500 capital contribution.

Step 1: Sign a buyer agreement and set the brief

Since August 17, 2024, agents who are MLS participants must have a written agreement with a buyer before touring a home together, stating the compensation in a clear, objective way (NAR, The Facts, retrieved 26 Sep 2026). We walk you through ours at the first meeting, then set the brief: floor, plan, view, budget and whether you will rent the unit.

Step 2: Build a budget that includes the fee stack

A Waterford-Worthington Way budget is the price plus closing costs plus $12,500, and a carrying cost of $20,246 a year in dues and the club minimum before tax and insurance. A financed buyer should get pre-approved before touring and ask the lender about this association early.

Step 3: Choose plan, floor and view

Upstairs or down, two bedrooms or three, fairway or lake: we narrow the list before you tour, so every showing is a real candidate.

Step 4: Tour with the gate in mind

Visitors are logged in at the staffed main gate on Bonita Grande Drive; the north gate is for residents only (Purchaser’s Packet). Open houses run only Saturday and Sunday afternoons, so most showings are by appointment (Open House Guidelines).

Step 5: Write the offer from this association’s sales

We price the offer from the recorded sales closest to your plan and view, cross-checked against the other two Waterford associations, and we write in who pays the capital contribution and the resale fee.

Step 6: Inspect the unit and read the documents

Order a home inspection, a four-point and a wind-mitigation inspection, and read the condominium documents during the inspection period: the declaration, bylaws, rules, the year-end financial information and the frequently asked questions document.

Step 7: Get the HOA Certificate of Approval

Every Worthington sale needs an HOA Certificate of Approval from the neighborhood association, and Waterford-Worthington Way charges a $150 resale application fee. Build that step into your closing date.

Step 8: Close and join the club

At closing you pay the $12,500 capital contribution, or $1,306 if you already own in Worthington, and your dues start. The club then sets up your gate barcode and membership.

What Will You Pay to Own a Waterford-Worthington Way Condo? The 2026 Fee Stack

Owning a Waterford-Worthington Way condo in 2026 costs $6,188 a year in association dues plus $13,058 in Worthington master dues, or $19,246 a year (about $1,604 a month), before a $1,000 food and beverage minimum. A new owner also pays a one-time $12,500 capital contribution and a $150 resale application.

Data updated: September 2026 (Worthington 2026 Fee Schedule and 2026 HOA Fee Schedule, retrieved 26 Sep 2026)

Layer 1: Worthington master dues

The 2026 master dues are $13,058 per unit per year: $8,957 operating, $501 business capital and $3,600 capital reserves. The 2025 figure was $12,910 (2026 Fee Schedule).

Layer 2: Waterford-Worthington Way association dues

Year

Per quarter

Per year

Change

2024

$1,339

$5,356

n/a

2025

$1,476

$5,904

+10.2%

2026

$1,547

$6,188

+4.8%

Sources: 2024 HOA dues schedule, 2025 association assessment spreadsheet, 2026 HOA Fee Schedule. At the 1,184-square-foot average unit, $6,188 is about $5.23 per square foot a year.

Layer 3: Club charges that are not dues

  • Food and beverage minimum: $1,000 a year.
  • Capital contribution at purchase: $12,500; $1,306 for an existing Worthington owner.
  • Resale application: $150 to the association.
  • Golf carts: $25 per player per round on a club cart, a $1,875 annual trail fee for cart owners, or a $2,125 annual cart lease.

A worked first year

A buyer who closes in 2026 and leases a cart would budget $6,188 + $13,058 + $1,000 = $20,246 in recurring club and association charges, plus the one-time $12,500 capital contribution and $150 resale application, for $32,896 in year one before property taxes and insurance. Property taxes follow the unit’s assessed value; the 2025 total millage for the City of Bonita Springs and Bonita Springs Fire district is 12.7970 mills (LeePA 2025 Millage Book). There is no community development district (Lee County special districts).

What is not published

The association does not post its budget, reserve schedule, insurance program or any special-assessment history publicly; those sit behind the owner login on Frontsteps (Worthington Real Estate files). We found no public record of a special assessment, but absence from the record is not proof. Ask the seller to pull them before you sign, make the contract contingent on reviewing them, and read the estoppel certificate.

How Old Are the Roofs, and What Should a Waterford-Worthington Way Buyer Ask?

Waterford-Worthington Way’s roofs date to September 2008, when the City of Bonita Springs finaled tile re-roof permits for seven of the eight buildings and the pool house, so they are about 18 years old. A buyer should ask the association for its roof plan, the roof reserve balance and any assessment under discussion.

Data updated: September 2026 (City of Bonita Springs permit portal, retrieved 26 Sep 2026)

The permits

City permits 08BOS-TRA00976 through 08BOS-TRA00983 were issued on September 18, 2008, all “REROOF/TILE” and all finaled, covering 13611, 13621, 13630, 13631, 13640, 13641 and 13651 Worthington Way and the pool house (City of Bonita Springs permit portal). No roof permit was found for Building 12 at 13601 Worthington Way; ask the association about it.

How the roofs compare

Association

Last full re-roof found

Roof age in 2026

Waterford-Worthington Way

September 2008, tile

About 18 years

Waterford-Cavendish Court

October 2008, tile

About 18 years

Waterford Amberley Court

October 2009, concrete tile

About 17 years

Wedgewood-Sherburne

April to July 2011, tile

About 15 years

Wedgewood-Fountain

July to September 2025, tile

About 1 year

Other capital work in the record

The pool was resurfaced and retiled in 2025, the pool deck was expanded by 882 square feet in 2013, and a fire alarm panel at the pool house was replaced in 2014. A 2025 impact-window replacement at 13621 Worthington Way shows owners hardening units one by one; ask each seller what their unit has.

How Do You Check Flood Zone and Insurance for a Waterford-Worthington Way Condo?

You check flood zone and insurance for a Waterford-Worthington Way condo in two steps: confirm FEMA Zone X on the parcel, which applies across Worthington, and price an HO-6 unit-owner policy for the interior while the association insures the buildings. HO-6 policies are exempt from Citizens’ flood mandate.

Data updated: September 2026 (FEMA National Flood Hazard Layer; Lee County Property Appraiser, retrieved 26 Sep 2026)

Flood zone and evacuation

FEMA’s National Flood Hazard Layer returns Zone X on FIRM panel 12071C0678F, effective August 28, 2008, at the Waterford sample point, and a test of roughly 800 Worthington parcels found none inside a Special Flood Hazard Area (FEMA NFHL flood zones; FEMA NFHL panels, retrieved 26 Sep 2026). The association sits in Lee County evacuation Zone C and storm-surge zone 3 (LeePA Evacuation Zones; Lee County, Zone C).

HO-6, not HO-3

The building shell is the association’s to insure under its master policy, paid through the dues. Your HO-6 covers what the declaration leaves to the owner, typically interior finishes, fixtures, personal property, loss assessment and liability. Read the declaration’s insurance article for exactly where the line falls.

The Citizens flood mandate does not reach HO-6

Florida phases in a flood-coverage requirement for Citizens personal residential policies (Section 627.351, F.S.), but Citizens confirmed that “condominium units insured under a condominium unit owners form will no longer be required to obtain flood coverage” (Citizens Property Insurance). A Zone X flood policy is still worth pricing, with Bonita Springs’ CRS Class 5 discount of 25% (FEMA CRS list, April 2025).

Wind

Worthington sits at a 160 mph design wind speed inside the wind-borne debris region (LeePA wind layer), and the buildings predate the first statewide Florida Building Code of March 1, 2002 (Florida Building Commission). Ask for the unit’s wind-mitigation report; opening protection is unit by unit.

Do Florida’s Condo Safety Laws Apply to Waterford-Worthington Way?

Florida’s milestone structural inspection and Structural Integrity Reserve Study do not apply to Waterford-Worthington Way, because both start at buildings three habitable stories tall and every Waterford-Worthington Way building is two stories. Ordinary reserve rules and the duty to post official records online still apply to the association.

The thresholds

Milestone inspections apply to buildings “three habitable stories or more in height” (Section 553.899, F.S.), and the SIRS to buildings “three habitable stories or higher in height” (Section 718.112, F.S.; DBPR, Condominium Inspections). House Bill 913 (2025) tied the rules to habitable stories (Florida Senate, HB 913 summary).

Why we say two stories

All 92 county cost cards give floor 1 or floor 2, 46 each, and the improvement type is “Condominium, Low Rise, 1 to 3 Floors.” These are the appraiser’s codes; the declaration’s building exhibits are the definitive check, and nothing we found suggests a third habitable level.

What still applies

Section 718.112 still requires reserve accounts for roofs, painting and paving, which owners may vote to waive or reduce because no SIRS is required. With 92 units, the association must post official records on a website or app (Section 718.111, F.S.); the club points owners to Frontsteps. Ask whether reserves have been waived.

Which Rules Decide Whether a Waterford-Worthington Way Condo Works for You?

The rules that decide whether a Waterford-Worthington Way condo works for you are the leasing limits, the 25-pound pet limit and the no-pets rule for renters, carport parking with no truck or boat storage, dumpster trash, and the club’s approval of every buyer.

Leasing

Leases run at least 30 consecutive days except in February, no more than one year, at most four a calendar year, furnished, with association and club approval; the rental packet is due at least 30 days before occupancy, and fees include a $100 master application, $350 processing, a $150 association fee and a $300 to $500 amenities transfer fee (Rental Forms; Rules and Regulations, rev. Aug. 28, 2025). Whether the association’s own declaration adds limits is not public; ask before you buy with a rental plan.

Pets

Owners may keep a household pet such as a dog or cat of no more than 25 pounds; renters and guests may not keep pets (Year 2024 Master Declaration; Purchaser’s Packet). Confirm with the HOA office at (239) 495-2278.

Parking, trash and daily life

Parking is by carport, and club rules say carports are not fully enclosed structures, so trucks, boats and similar vehicles may not be stored in them. Trash goes to a shared dumpster. The condo associations provide interior pest control and the Master Key locksmith program, and homes are served by Quantum Fiber and DirecTV.

What Do Florida Disclosure Laws Mean for a Waterford-Worthington Way Buyer?

For a Waterford-Worthington Way buyer, Florida disclosure law means the seller owes you the condominium documents under Chapter 718, and you have 3 business days after receiving them to cancel. The homeowners’ association summary under Section 720.401 does not govern the condo unit itself; the closing agent confirms which master papers travel.

The condominium document package

Section 718.503 requires the unit owner to give the buyer the declaration, articles, bylaws, rules, the association’s most recent year-end financial information and the frequently asked questions document; the buyer may cancel within 7 days, excluding weekends and legal holidays, after receiving them or before closing, whichever comes first (Section 718.503, F.S., retrieved 26 Sep 2026).

The Section 720.401 fork

Section 720.401 governs homeowners’ associations and does not apply to Chapter 718 condominiums (Section 720.401, F.S.). Because Waterford-Worthington Way is also a member of the Worthington Master Association, which operates as a homeowners’ association, your closing agent or real estate attorney confirms which master documents come with the sale. The same answer appears on our Waterford-Worthington Way seller’s guide.

Flood, tax and estoppel

The seller must give you a flood disclosure at or before the contract (Section 689.302, F.S.) and a property tax summary warning that a sale can reset the assessment (Section 689.261, F.S.). The association’s estoppel certificate states what is owed on the unit and any assessments levied (Section 718.116, F.S.). None of this is legal advice.

How Do We Find You the Right Condo in Waterford-Worthington Way?

We find you the right Waterford-Worthington Way condo by setting the plan, floor and view first, watching all three Waterford associations for the same plan, reaching owners before a listing goes public when we can, and inspecting each unit’s condition, windows and lanai before you write an offer.

Plan and view first

Decide between a 2/2 and a 3/2, upstairs or down, fairway or lake. That narrows 92 units to a shortlist, and it tells us which recorded sales will set your price.

Because Waterford Amberley Court and Waterford-Cavendish Court sell the same plans, we set your saved search across all three associations. If the right unit is not on Worthington Way this season, you will see the same plan next door.

Before the market

With few sales a year, the best units sometimes move before the public listing. Our Domain Realty Group database and our Worthington seller relationships mean we hear about some owners who are thinking of selling before they list.

Inspect the unit, not the plan

We look at the kitchen, baths, air conditioner, water heater, window protection and the lanai, screened porch or acrylic enclosure, because those decide whether a unit is a $180,000 unit or a $265,000 unit.

How Do We Negotiate for You in Waterford-Worthington Way?

We negotiate for you in Waterford-Worthington Way from the recorded sales: we price the offer against the closest plan-and-view sales, ask the seller to share the $12,500 capital contribution where the market supports it, and turn inspection findings on a 1994 unit into price or credits.

Price from the record

A listing priced off the 2023 peak, or off the $319,900 April 2025 sale, is not priced off the current market. We bring the ten recorded sales in the 24-month window to the table.

The capital contribution

The 2026 fee schedule lists the $12,500 capital contribution as due from the new owner. On a unit near $247,500, that is about 5% of the price, and it is a fair item to negotiate.

Inspection and insurance items

A 30-year-old unit will show wear. We use the four-point and wind-mitigation findings to negotiate, and we ask for the association’s roof plan before the inspection period ends.

Furniture and carts

Seasonal sellers often include furniture or a golf cart. We value them separately so they do not complicate your appraisal.

What Are Buyer Closing Costs in Waterford-Worthington Way?

Buyer closing costs in Waterford-Worthington Way have two parts: the usual Florida costs of a purchase and the club’s own charges. The Worthington-specific ones are the $12,500 capital contribution for a buyer new to the community and the $150 resale application, plus prorated dues and taxes.

Florida costs a buyer usually pays

A financed buyer pays Florida documentary stamp tax on the note at 35 cents per $100 of the loan and the nonrecurring intangible tax at 2 mills (Section 201.08, F.S.; Section 199.133, F.S.; Florida Department of Revenue). A cash buyer pays neither. The deed stamp is customarily a seller cost in Lee County (Section 201.02, F.S.). Add lender fees and the lender’s title policy if you finance, recording fees, inspections and prepaid insurance.

Worthington’s own charges

Charge

2026 amount

When

Capital contribution, new owner

$12,500

At closing

Capital contribution, existing Worthington owner

$1,306

At closing

Resale application fee

$150

With the application

Master dues

$13,058 a year, prorated

From closing

Association dues

$1,547 a quarter, prorated

From closing

Sources: 2026 Fee Schedule; 2026 HOA Fee Schedule; Purchaser’s Packet, retrieved 26 Sep 2026.

Own a home to sell first? Get a free Waterford-Worthington Way valuation or call Jesse direct at (239) 898-6072. Ready to buy? Call Marc at (239) 287-5873 or see how we represent buyers in Bonita Springs.

How Does Buyer Representation Work After the NAR Settlement?

Buyer representation after the NAR settlement works on a written agreement signed before you tour. Since August 17, 2024, agents who are MLS participants must have a written agreement with a buyer before touring a home together, and it must spell out the compensation, which is negotiable and not set by law or the MLS.

The National Association of REALTORS® summarizes the practice changes on its consumer page, NAR, The Facts, retrieved 26 Sep 2026.

What changed

  • A written buyer agreement comes first, before touring a home together, including a Waterford-Worthington Way unit on a private showing.
  • Compensation is stated and capped in the agreement, in a clear and objective way.
  • Offers of compensation are off the MLS. A seller may still offer to pay some or all of a buyer’s agent, and buyers can ask for it in the offer.
  • It is all negotiable, as commissions always have been.

How we handle it

We explain our agreement at the first meeting and state what we will be paid and how. Where it helps your position, we ask the seller to cover buyer-agent compensation as part of your offer. Unless you agree otherwise in writing, a Florida licensee works with you as a transaction broker (Section 475.278, F.S.).

How Can You See Every Waterford-Worthington Way Condo on the Market Right Now?

You see every Waterford-Worthington Way condo on the market today through our team’s live listings site, which pulls from the Southwest Florida MLS, filtered to Worthington. We do not print a list here, because with ten sales in two years, inventory changes weekly and a static list is stale in days.

See the listings

Browse current Worthington listings on DomainRealtyGroup.com, then ask Marc to narrow them to Waterford-Worthington Way and the plan you want.

Set up custom listing alerts

Ask Marc to set up a saved search for Waterford-Worthington Way and the other two Waterford associations in your plan and price band, and you will get new listings and price changes by email as they hit the MLS. Call Marc at (239) 287-5873 or start your Waterford-Worthington Way buyer consultation and ask for alerts.

What Schools, Healthcare and Beaches Come With a Waterford-Worthington Way Address?

A Waterford-Worthington Way address comes with Lee County’s proximity-and-choice school plan, Bonita Springs Elementary about 8 minutes away, NCH North Naples Hospital about 14 minutes, Bonita Beach Park about 14 minutes, Southwest Florida International Airport about 28, and I-75 about 0.9 miles from the gate.

Data updated: September 2026 (School District of Lee County; OSRM free-flow drive estimates, retrieved 26 Sep 2026)

Schools

Families rank schools within their proximity zone, with seats assigned by lottery when oversubscribed; for 2026-27 the Bonita Springs schools sit in elementary Zone Q, middle Zone GG and the South high-school sub-zone 2 (Student Enrollment Plan 2026-2027; Lee Schools Student Enrollment). The three-bedroom plans work for families, though most owners are seasonal or retired.

Drive times

Destination

Approx. drive from the Worthington entrance

Bonita Springs Elementary

About 3.3 miles, 8 minutes

Bonita Springs High

About 5.8 miles, 11 minutes

Bonita Beach Park

About 7.1 miles, 14 minutes

NCH North Naples Hospital

About 7.9 miles, 14 minutes

Coconut Point, Estero

About 9.9 miles, 18 minutes

RSW airport terminal

About 19.6 miles, 28 minutes

Drive times are free-flow estimates from the OSRM router with no traffic (OSRM route); hospital details from FloridaHealthFinder, NCH North Naples.

What is changing nearby

Midtown at Bonita, a 68-acre mixed-use project across Bonita Beach Road, broke ground in November 2025 (WINK, Nov. 6, 2025), and FDOT’s I-75 express-lane project starts at the Bonita Beach Road interchange (SWFL Roads, 452544-1).

Is Waterford-Worthington Way the Right Place for You to Buy?

Waterford-Worthington Way is the right place to buy if you want a golf-view condo flat near the clubhouse with full bundled membership at a condo price. It is the wrong place if you need local tennis or pickleball, a garage, a large dog or a newer roof.

Pros

  • 74% golf-view units, the highest share among the Waterford associations.
  • Closest condo association to the clubhouse, about 300 meters.
  • Two-story buildings, outside the milestone inspection and SIRS rules.
  • Full bundled club membership with no equity fee.
  • FEMA Zone X, and HO-6 policies exempt from Citizens’ flood mandate.
  • Pool resurfaced in 2025.
  • Association owns its own common elements.

Cons

  • Roofs about 18 years old, with no roof permit found for Building 12.
  • No local tennis or pickleball court.
  • Dues of $6,188, about $1,328 more than Amberley for the same plans.
  • Budget, reserves and insurance not public; you must ask for them.
  • Carports, not garages, and no truck or boat storage.
  • Renters cannot keep pets, which narrows a rental plan.

Get Your Personalized Waterford-Worthington Way Buyer Consultation

A personalized Waterford-Worthington Way buyer consultation with McGreevy and Comisar turns this page into your shortlist: the plan, floor and view that fit you, a written budget including every fee layer, the recorded sales that set your offer, and a plan for tours. There is no cost and no obligation to buy.

Start Your Waterford-Worthington Way Buyer Consultation

Start your Waterford-Worthington Way buyer consultation with the form on this page, or call Marc at (239) 287-5873. Or call Jesse direct at (239) 898-6072. You can also read how we represent buyers in Bonita Springs before we talk.

What you get from the first call:

  1. A shortlist of plans, floors and views that fit how you will live.
  2. A written all-in budget: price band, $12,500 capital contribution, closing costs and the $20,246 annual fee stack.
  3. The recorded sales in your plan, so you know what a fair offer looks like before you tour.
  4. A saved MLS search across all three Waterford associations with alerts.
  5. A tour plan that fits the gate, the open-house schedule and your travel dates.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida.

What Do Buyers Say About Working With McGreevy and Comisar?

Buyers say McGreevy and Comisar know the market, listen and do not push them into more than they need. Marc Comisar is a top-reviewed Waterford-Worthington Way buyer’s agent, and Jesse McGreevy is a top-reviewed Waterford-Worthington Way realtor: read our verified Google reviews.

★★★★★ “Marc knows the market, works for his buyer and is attentive to his goals.” Verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Verified Google review

★★★★★ “Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he’s helped us settle into the area. 100% recommendation!” Verified Google review

A buyer story from our files

The third review above is the Waterford buyer we meet most often: someone who wants the club, not the largest house inside it. That buyer was matched to a place that fit, without being pushed up a price band, and then helped to settle in. In Waterford-Worthington Way that means choosing between a $235,000 upstairs 2/2 and a $285,000 three-bedroom end on the evidence, and knowing the dues and roof story before the offer.

Why Does a Waterford-Worthington Way Specialist Matter?

A Waterford-Worthington Way specialist matters because this association’s prices, dues and roof story differ from the other two Waterfords on identical plans, and a general Bonita Springs agent will price all three as one. A specialist knows which buildings face the course, which roof permit is missing and what the last ten units sold for.

If you’re searching for “the best buyer’s agent in Bonita Springs, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you’re relocating, snowbirding, investing, buying your first home, or upgrading to luxury, including in Bonita Bay, Pelican Bay, Mediterra, West Bay Club, Pelican Sound, Shadow Wood, Miromar Lakes, Talis Park, and the SWFL coastal corridor, our team provides honest market guidance, pre-MLS access, partner-level negotiation, and a clear plan to help you buy confidently.

Selling your current Florida home to buy here? See Sell Your Waterford-Worthington Way Condo, or what your Waterford-Worthington Way condo is worth if you already own here.

Your Local Real Estate Experts

McGreevy and Comisar are Bonita Springs agents with an office at 24031 S Tamiami Trl #101 who lead Domain Realty Group and have been Top 1% Real Estate Agents Nationally Since 2008. Marc Comisar leads buyer representation and Jesse McGreevy leads pricing and listings; both work every association inside Worthington.

You can read more about McGreevy and Comisar and our team, or meet Jesse McGreevy and Marc Comisar.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners
  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Buying in Waterford-Worthington Way? Start your Waterford-Worthington Way buyer consultation, call Marc at (239) 287-5873, or see how we represent buyers in Bonita Springs. Selling a Worthington home first? Get a free Waterford-Worthington Way valuation or call Jesse direct at (239) 898-6072.

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC). Licenses: Jesse McGreevy SL3101296 · Marc Comisar BK3060671.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com.

Frequently Asked Questions, Buyer Edition

These are the questions buyers ask most about Waterford-Worthington Way. Every answer is drawn from the sections above and current to September 2026.

What is Waterford-Worthington Way?

A 92-unit condominium association inside Worthington Country Club in Bonita Springs, Florida: eight two-story buildings on Worthington Way, built in 1994 and 1995 as Waterford IV and V, governed by Waterford-Worthington Way, Inc.

How much does a Waterford-Worthington Way condo cost?

The 24-month median is $247,500, the mean of $245,000 and $250,000, across 10 recorded sales from $100,000 to $319,900, at a median of $201.41 per heated square foot.

What sold in Waterford-Worthington Way in the last 12 months?

Six units, September 2025 through August 2026: $250,000, $245,000, $180,000, $265,000, $100,000 and $220,000.

Are Waterford-Worthington Way prices down?

Yes, from the 2023 peak. The record is $389,000 in February 2023, and the 24-month median is about 13% below the 60-month median of $285,000.

Is now a good time to buy in Waterford-Worthington Way?

Buyers have more room than in 2023: prices sit below the peak and sales are thin. The right unit still may come up only once a season, so set alerts before you need them.

How big are the condos?

1,076 to 1,312 heated square feet, average 1,184. The 2/2 plans are 1,076 downstairs and 1,204 upstairs; the 3/2 plans are 1,222 downstairs and 1,312 upstairs.

Should I buy upstairs or downstairs?

Upstairs units are larger for the same bedroom count and carry the longer view; ground-floor units open straight onto a screened porch with no stairs. The county values upper units higher.

Which units have golf views?

68 of the 92, in Buildings 12 through 17, carry a golf-course view on the county cards. The 24 units in Buildings 18 and 19 face a lake.

What are the 2026 dues?

Association dues are $1,547 a quarter, $6,188 a year. Master dues are a separate $13,058, for $19,246, plus a $1,000 food and beverage minimum.

How much have the dues gone up?

$5,356 in 2024, $5,904 in 2025 (up 10.2%) and $6,188 in 2026 (up 4.8%).

What does it cost to buy in?

A new owner pays a one-time $12,500 capital contribution and a $150 resale application. A buyer who already owns in Worthington pays $1,306 instead of $12,500.

Is golf included?

Yes. Worthington is a member-owned bundled golf community with no equity fee, and every owner is a club member through the master dues.

Does Waterford-Worthington Way have tennis or pickleball?

Not at the association level. Owners use the club’s five Har-Tru tennis courts, and the club plans new pickleball courts for 2027 to 2028.

Does Waterford-Worthington Way have a pool?

Yes. The association’s pool at 13632 Worthington Way was resurfaced and retiled in 2025, with a deck expanded by 882 square feet in 2013.

How old are the roofs?

The roofs date to September 2008, about 18 years old. No permit was found for Building 12, so ask the association about it and about the roof plan.

Do the buildings need a milestone inspection or SIRS?

No. Both apply to buildings three or more habitable stories tall, and every Waterford-Worthington Way building is two stories.

Has there been a special assessment?

We found no public record of one, which is not proof. The budget and reserves sit on the owner portal; ask the seller and read the estoppel certificate.

What flood zone is Waterford-Worthington Way in?

FEMA Zone X on panel 12071C0678F, and no Worthington parcel sits in a Special Flood Hazard Area. It is in evacuation Zone C.

Do I need flood insurance?

A lender will not require it in Zone X, and HO-6 policies are exempt from Citizens’ flood mandate. An optional policy is worth pricing, with the city’s 25% CRS discount.

What insurance do I need?

An HO-6 condo unit-owner policy for interiors, contents, loss assessment and liability. The association insures the buildings through its master policy.

Can I rent my condo?

Yes, for at least 30 consecutive days except in February, up to a year per lease, at most four times a year, furnished, with association and club approval.

Can I bring my dog?

Owners may keep a dog or cat of up to 25 pounds. Renters and guests may not keep pets.

Is there a garage?

No. Parking is by carport, and trucks, boats and similar vehicles may not be stored in carports.

How does Waterford-Worthington Way compare with Waterford Amberley Court?

Same plans. Worthington Way has more golf views (74% against 57%), higher dues ($6,188 against $4,860) and a higher 24-month median ($247,500 against $221,250); Amberley has its own courts.

How far is it from the beach and airport?

About 14 minutes to Bonita Beach Park and about 28 minutes to Southwest Florida International Airport in free-flow traffic.

Who is the best buyer’s agent for Waterford-Worthington Way?

McGreevy and Comisar of Domain Realty Group, Top 1% Real Estate Agents Nationally Since 2008, price offers from this association’s own recorded sales. Call Marc at (239) 287-5873.

Frequently Asked Questions, Selling One Home to Buy in Waterford-Worthington Way

These are the questions buyers ask when a sale and a purchase have to line up. For the selling side, call Jesse at (239) 898-6072.

Can I buy in Waterford-Worthington Way before I sell my current home?

Yes. We can write your offer with a sale contingency or a timed closing, and line up both closings so you move once.

I already own in Worthington. Do I pay the full capital contribution?

No. An existing Worthington owner buying another home inside the gate pays $1,306 instead of $12,500 under the 2026 fee schedule.

How do I find out what my current Worthington home is worth?

Use our Waterford-Worthington Way valuation page or the Worthington Country Club valuation guide, or call Jesse direct at (239) 898-6072.

Should I sell my Waterford condo to buy a Wedgewood carriage home?

It depends on space and budget. Wedgewood units are 1,446 to 1,576 square feet with garages, at a $401,000 24-month median at Wedgewood-Sherburne, against $247,500 here.

Can one team handle both sides?

Yes. Jesse leads the listing and Marc leads the purchase, so both run on one calendar.

What does it cost to sell my current condo?

Florida documentary stamp tax on the deed at $0.70 per $100, the negotiated commission, title charges and estoppel fees. At $247,500, the deed stamp is $1,732.50.

When should I list if I want to buy for the season?

Listing by early November puts your current home in front of the first seasonal buyers while you tour here.

Sources and Authoritative References

Every source below is a primary record, a government agency, the club itself, a statute or a non-brokerage publication; no real estate brokerage or listing portal is cited. Sale figures on this page are our own analysis of Lee County Property Appraiser recorded qualified sales. Every source was retrieved on 26 Sep 2026.

  1. Worthington Country Club, official website. www.worthingtoncc.net.
  2. Worthington Country Club, Membership. www.worthingtoncc.net.
  3. Worthington Country Club, Real Estate document library. www.worthingtoncc.net.
  4. Worthington Country Club, 2026 HOA Fee Schedule. www.worthingtoncc.net.
  5. Worthington Master Association, 2026 Fee Schedule and approved budget. www.worthingtoncc.net.
  6. Worthington Country Club, 2025 HOA association assessment spreadsheet. www.worthingtoncc.net.
  7. Worthington Country Club, HOA dues for 2024. www.worthingtoncc.net.
  8. Worthington Country Club, Purchaser’s Packet. www.worthingtoncc.net.
  9. Worthington Country Club, Rental Forms (rev. June 15, 2025). www.worthingtoncc.net.
  10. Worthington Country Club, Open House Guidelines (rev. 2026). www.worthingtoncc.net.
  11. Worthington Master Association, Year 2024 Master Declaration with amendment. www.worthingtoncc.net.
  12. Worthington Country Club, Rules and Regulations (rev. Aug. 28, 2025). www.worthingtoncc.net.
  13. The Eagle newsletter, Spring 2026. www.worthingtoncc.net.
  14. Lee County Property Appraiser, bulk parcel roll and sale history. www.leepa.org.
  15. Lee County Property Appraiser, 13651 Worthington Way #1501. www.leepa.org.
  16. Lee County Property Appraiser, 13640 Worthington Way #1904. www.leepa.org.
  17. Lee County Property Appraiser, ParcelsWFS parcel layer. gissvr.leepa.org.
  18. Lee County Property Appraiser, Last Qualified Sale layer. gissvr.leepa.org.
  19. Lee County Property Appraiser, Evacuation Zones layer. gissvr.leepa.org.
  20. Lee County Property Appraiser, Wind design layer. gissvr.leepa.org.
  21. Lee County Property Appraiser, 2025 Taxing District Millage Book. www.leepa.org.
  22. City of Bonita Springs, EnerGov permit portal. egweb1.cityofbonitasprings.org.
  23. Florida DBPR, Condominium public-records extract. www2.myfloridalicense.com.
  24. Florida DBPR, Condominium inspections (milestone and SIRS). condos.myfloridalicense.com.
  25. Florida DBPR, Condominium FAQs. condos.myfloridalicense.com.
  26. Florida DBPR, Condominium law timeline. condos.myfloridalicense.com.
  27. Florida Statutes, Section 718.503 (disclosure prior to sale). www.flsenate.gov.
  28. Florida Statutes, Section 718.116 (assessments and estoppel certificates). www.flsenate.gov.
  29. Florida Statutes, Section 718.111 (official records and posting). www.flsenate.gov.
  30. Florida Statutes, Section 718.112 (reserves and SIRS). www.flsenate.gov.
  31. Florida Statutes, Section 553.899 (milestone inspections). www.flsenate.gov.
  32. Florida Statutes, Section 720.401 (disclosure summary, homeowners’ associations). www.flsenate.gov.
  33. Florida Statutes, Section 689.302 (flood disclosure). www.flsenate.gov.
  34. Florida Statutes, Section 689.261 (property tax disclosure summary). www.flsenate.gov.
  35. Florida Statutes, Section 475.278 (brokerage relationships). www.flsenate.gov.
  36. Florida Statutes, Section 627.351 (Citizens Property Insurance). www.flsenate.gov.
  37. Florida Statutes, Section 201.08 (documentary stamp tax on notes). www.flsenate.gov.
  38. Florida Statutes, Section 201.02 (documentary stamp tax on deeds). www.flsenate.gov.
  39. Florida Statutes, Section 199.133 (nonrecurring intangible tax). www.flsenate.gov.
  40. Florida Senate, HB 913 (2025) bill summary. flsenate.gov.
  41. Florida Department of Revenue, Documentary Stamp Tax. floridarevenue.com.
  42. National Association of REALTORS®, The Facts. www.nar.realtor.
  43. Freddie Mac, Primary Mortgage Market Survey. www.freddiemac.com.
  44. Citizens Property Insurance, updates to flood coverage law. www.citizensfla.com.
  45. Sunbiz, Waterford-Worthington Way, Inc. (N92000000099). search.sunbiz.org.
  46. Sunbiz, Worthington Master Association, Inc. (N36503). search.sunbiz.org.
  47. Lee County, Special Districts and CDDs. www.leegov.com.
  48. FEMA National Flood Hazard Layer, flood hazard zones. hazards.fema.gov.
  49. FEMA National Flood Hazard Layer, FIRM panels. hazards.fema.gov.
  50. FEMA, CRS Eligible Communities (April 2025). www.fema.gov.
  51. Lee County Emergency Management, Zone C. www.leegov.com.
  52. Florida Building Commission, code effective dates. www.floridabuilding.org.
  53. School District of Lee County, Student Enrollment Plan 2026-2027. go.boarddocs.com.
  54. School District of Lee County, Student Enrollment. www.leeschools.net.
  55. FloridaHealthFinder, NCH North Naples Hospital. quality.healthfinder.fl.gov.
  56. OSRM router, drive estimates from the Worthington entrance. router.project-osrm.org.
  57. WINK News, Midtown at Bonita breaks ground (Nov. 6, 2025). www.winknews.com.
  58. SWFL Roads, I-75 project 452544-1. www.swflroads.com.
  59. Highland Woods, 2026 estoppel and fee information. www.hwgcc.com.
  60. Highland Woods, racquet sports. www.hwgcc.com.
  61. Pelican Sound, 2026 fact sheet. pelicansoundgrc.com.
  62. Bonita Springs Utilities, About. bsu.us.
  63. National Hurricane Center, Hurricane Ian report. www.nhc.noaa.gov.
  64. U.S. Census Bureau, QuickFacts, Bonita Springs. www.census.gov.

Downloadable Documents

These are the governing, financial and hazard documents a Waterford-Worthington Way buyer should read before writing an offer, each linked to the authority that publishes it. The association’s declaration, budget and reserve schedule are not posted publicly; a condo seller provides them under Section 718.503, and the HOA office at (239) 495-2278 can direct you to the rest.

Document

Publisher

Link

Year 2024 Master Declaration of CC&Rs, with amendment

Worthington Master Association

2024 Master Declaration

2026 Fee Schedule and approved master budget

Worthington Master Association

2026FeeSchedule.pdf

2026 HOA Fee Schedule, all nine neighborhood associations

Worthington Country Club

2026HOAFeeSchedule.pdf

Purchaser’s Packet (map, rules, fees, contacts)

Worthington Country Club

PURCHASERPACKET.PDF

Rules and Regulations (rev. Aug. 2025)

Worthington Country Club

Rules and Regulations

Rental Forms and leasing rules (rev. June 15, 2025)

Worthington Country Club

Rental_Forms_REVISED61525.pdf

Open House Guidelines (rev. 2026)

Worthington Country Club

OpenHouseGuidelinesrev2026.pdf

Condominium public-records extract

Florida DBPR

Condo_CW.csv

2025 Taxing District Millage Book

Lee County Property Appraiser

2025 Millage Book

Evacuation Zone C fact sheet

Lee County Emergency Management

ZONE C.pdf

CRS Eligible Communities (April 2025)

FEMA

fema_crs_eligible-communities_apr-2025.pdf

Student Enrollment Plan 2026-2027

School District of Lee County

Student Enrollment Plan 2026-2027

Highland Woods 2026 estoppel and fee information (for comparison)

Highland Woods G&CC

Estoppel Info 2026


Market data from Lee County Property Appraiser recorded sales, pulled September 2026; days on market and sold-to-list from the Southwest Florida MLS, pulled 29 Sep 2026.

McGreevy and Comisar, Best Realtor for Waterford-Worthington Way Buyers. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.