Waterford-Cavendish Court at Worthington Country Club in Bonita Springs: 72 condos in 6 two-story buildings, its own pool and pickleball, $7,712 in 2026 association dues. Call McGreevy and Comisar at (239) 898-6072.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.
McGreevy and Comisar are the Waterford-Cavendish Court team sellers call first: Top 1% Real Estate Agents Nationally Since 2008, over $900 million in personal sales, and the #1 team in Southwest Florida since 2012. Jesse McGreevy leads listings and seller strategy; Marc Comisar leads buyer representation. Waterford-Cavendish Court is a 72-unit, two-story condominium neighborhood inside the master-planned community of Worthington Country Club in Bonita Springs, Florida. It is the smallest and newest of Worthington’s three Waterford associations, six 12-unit buildings on Cavendish Court built in 1994 and 1995, with its own pool cabana, pickleball court and tennis court, and it carries the highest 2026 neighborhood dues of all nine Worthington associations at $7,712 a year.
This guide is written for owners first and buyers second. It is built from the public record: a Lee County Property Appraiser cost card for every one of the 72 units, every county-recorded qualified sale on Cavendish Court, the club’s 2026 fee schedules and purchaser’s packet, City of Bonita Springs permit records back to the 2008 re-roof, Florida Division of Corporations and DBPR filings, FEMA flood maps and the Florida Statutes that decide which condo-safety laws apply. Where a fact is not published anywhere, we say so and tell you who holds it.
If you own at Waterford-Cavendish Court and want to know what your condo would sell for today, call Jesse direct at (239) 898-6072, text or call. If you are shopping Cavendish against Amberley Court, Worthington Way or the Wedgewood carriage homes, call Marc at (239) 287-5873 and read on.
McGreevy and Comisar are the best realtor choice for Waterford-Cavendish Court because a 72-unit condo association trades on details a ZIP-code agent misses: which of the four Waterford floor plans a unit is, whether it faces the golf course or the lake, how its $7,712 dues compare with Amberley’s $4,860, and what an 18-year-old tile roof means for a buyer’s insurance quote.
If you’re searching for the best realtor for Waterford-Cavendish Court in Worthington Country Club, Bonita Springs, whether you’re ready to sell your Waterford-Cavendish Court home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our office is at 24031 S Tamiami Trl #101, Bonita Springs, about a 15-minute drive from the Worthington gate.
Recent Waterford-Cavendish Court track record (last 12 months, September 2025 through August 2026): 7 Waterford-Cavendish Court condos sold, recorded as qualified sales by the Lee County Property Appraiser · $1.37 million in Waterford-Cavendish Court dollar volume · highest-priced sale: $225,000, a three-bedroom ground-floor end unit in lake-view Building 24, recorded March 2026 · over 24 months, 11 sales totaling $2.42 million, with a high of $330,000 in October 2024. In the last 12 months we tracked every recorded Waterford-Cavendish Court sale unit by unit, and each one is listed in the market section below with its building, floor plan and price. Days on market and sale-to-list ratio come only from the Southwest Florida MLS, and those two figures are being added from our MLS report for this page; the county-recorded prices above do not depend on them.
For Waterford-Cavendish Court sellers: professional photography, drone footage that shows the fairway or lake from your screened porch, a qualified-buyer database built across every Bonita Springs bundled club, and discretion when you need it. With only 72 units, a Cavendish seller rarely competes with more than a handful of active listings, so presentation and pricing against the right plan decide the outcome.
Honors and recognition:
Selling your Waterford-Cavendish Court home? Get a free home valuation at https://mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Waterford-Cavendish Court? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers in Bonita Springs.
A dedicated Waterford-Cavendish Court seller page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
The eight facts below are what a Waterford-Cavendish Court buyer or seller most needs, each drawn from a primary record and explained in full further down the page.
Why McGreevy and Comisar Are the Best Realtor for Waterford-Cavendish Court
What Is It Like to Live in Waterford-Cavendish Court?
What Are Waterford-Cavendish Court Condos Selling For?
How Did Waterford-Cavendish Court Come to Be?
What Are the Homes Like in Waterford-Cavendish Court?
What Does Waterford-Cavendish Court Share With the Master Club, and What Is Its Own?
What Does It Cost to Own a Waterford-Cavendish Court Condo in 2026?
Who Governs Waterford-Cavendish Court, and Where Are the Documents?
What Are the Rental and Pet Rules in Waterford-Cavendish Court?
How Old Are the Roofs, and What Does the Permit History Show?
How Does Waterford-Cavendish Court Handle Storms, Flood Zones and Insurance?
Do Florida’s Milestone Inspection and SIRS Laws Apply to Waterford-Cavendish Court?
Which Schools Serve Waterford-Cavendish Court?
How Does Daily Life Work: Gate, Carts, Parking, Trash, Mail and Internet?
How Does Waterford-Cavendish Court Compare With the Other Worthington Neighborhoods?
Waterford-Cavendish Court vs Waterford Amberley Court: Which Fits You?
Which Communities Outside Worthington Should Cavendish Buyers Compare?
Where Is Waterford-Cavendish Court, and How Long Are the Drives?
What Is Being Built Near Waterford-Cavendish Court?
What Are the Honest Pros and Cons of Waterford-Cavendish Court?
Your Local Real Estate Experts
Frequently Asked Questions, Buyer Edition
Frequently Asked Questions, Seller Edition
Sources and Authoritative References
Waterford-Cavendish Court is a quiet cul-de-sac of six two-story condo buildings at the east edge of Worthington Country Club, with its own pool cabana, pickleball court and tennis court. Owners get full membership in Worthington’s bundled golf club, so an 18-hole Ron Garl-renovated course, five clay tennis courts and a clubhouse come with every unit.
Cavendish Court sits in the east part of Worthington, the gated, 799-residence bundled golf community set on about 300 acres south of Bonita Beach Road and east of I-75. The six Cavendish buildings share the street with the eastern Wedgewood-Fountain carriage homes, whose Buildings 47 to 59 also carry Cavendish Court addresses, and the two associations’ centers sit only about 260 meters apart. Four of the six Cavendish buildings (Buildings 20 to 23) look over the golf course and two (Buildings 24 and 25) look over a lake, according to the Lee County Property Appraiser’s view codes.
Daily life has two layers. The first is the master club: every Worthington homeowner is a member of a “member-owned bundled golf community, where every homeowner has golf privileges,” in the club’s own words, with no equity fee (Worthington Country Club; Membership, retrieved 26 Sep 2026). That brings the golf course, the Cabana pool and dining, the Pub and Windsor Dining Room, a fitness and activity center, five Har-Tru tennis courts and three bocce courts. The second layer is Cavendish’s own: a local pool cabana at 28055 Cavendish Court, a pickleball court and a local tennis court, used by Cavendish owners and their guests and renters.
The buyers we see at Cavendish are mostly seasonal owners and retirees who want the full Worthington club at the lowest entry price in the community, and golfers who want to walk out the door to the fairway. The trade-off is the dues: Cavendish charges more per unit than any other Worthington association, so the carrying cost, not the purchase price, is the number that decides whether it fits.
We represent Cavendish sellers first. If you own here, a free home valuation or a call to Jesse at (239) 898-6072 gets you a price built on Cavendish sales, not a ZIP-code average. Buyers can call Marc at (239) 287-5873 or read how we represent buyers in Bonita Springs. If you want to compare the agents who work this market, we publish the best real estate agents in Bonita Springs, compared on the public record.
Waterford-Cavendish Court condos sold for a $200,000 median over the 24 months from September 2024 through August 2026, across 11 county-recorded qualified sales from $162,000 to $330,000, or about $177 per heated square foot. The last 12 months recorded seven sales, all between $180,000 and $225,000, with none above $225,000.
Data updated: September 2026 (Lee County Property Appraiser recorded qualified sales, retrieved 26 Sep 2026)
We use the 24-month window for the headline because it is the first window with ten or more sales; the 12-month window has seven, too few for a meaningful median, so we list those sales one by one instead. Every figure below is our own analysis of qualified sales in the Lee County Property Appraiser’s parcel roll, matched to each unit’s cost card for its floor plan and building.
These are the seven qualified sales recorded from September 2025 through August 2026, $1.37 million in total:
Five of the seven were the smallest plan, the ground-floor two-bedroom interior. Four of those five, in the golf-view buildings, recorded at $180,000 to $190,000; the fifth, in lake-view Building 25, recorded at $215,000. Seven sales cannot prove a lake premium, but it is the pattern a buyer will see and a seller should price for.
Window (ending August 2026) | Qualified sales | Median or sales | Range | Median $ per sq ft |
|---|---|---|---|---|
12 months (Sep 2025 to Aug 2026) | 7 | Too few for a median; listed above | $180,000 to $225,000 | Not stated (7 sales) |
24 months (Sep 2024 to Aug 2026) | 11 | $200,000 | $162,000 to $330,000 | $177 |
36 months (Sep 2023 to Aug 2026) | 14 | $220,000 (mean of $215,000 and $225,000) | $162,000 to $385,000 | $192 |
60 months (Sep 2021 to Aug 2026) | 26 | $282,500 (mean of $280,000 and $285,000) | $69,500 to $385,000 | $229 |
The 24-month window also includes four earlier sales: 28072 #2212, a second-floor three-bedroom end unit, at $330,000 (October 2024); 28076 #2108, a second-floor two-bedroom, at $275,000 (February 2025); 28076 #2101, a ground-floor three-bedroom end unit, at $280,000 (April 2025); and 28060 #2509, a second-floor two-bedroom, at $162,000 (August 2025). The $69,500 low in the 60-month window is a single September 2021 transfer that sits far below every other sale that year, and we would not use it as a comparable.
Waterford-Cavendish Court prices rose sharply and then gave back much of the gain. Fourteen qualified sales in 2019 had a median of $130,000 (mean of $130,000 and $130,000), and twelve in 2021 had a median of $167,400 (mean of $164,900 and $169,900). Then came the peak: the four 2022 sales recorded between $225,000 and $375,000, and the nine 2023 sales between $285,000 and $385,000, the highest being $385,000 in October 2023. Since then the level has fallen. The 24-month median of $200,000 is about 29% below the 60-month median of $282,500, and the median price per square foot has dropped from $229 over 60 months to $177 over 24 months.
The same pattern shows up next door. Waterford Amberley Court, with the same four floor plans, had a 2022 median of $306,500 across 16 sales and a 24-month median of $221,250 today. So the decline is not unique to Cavendish; it is a Worthington condo pattern, and Cavendish sits at the low end of it.
The likely reasons, offered as context rather than proven cause, are the ones driving older Florida condo prices generally: higher property-insurance costs since 2022, the condominium-safety reforms that followed the 2021 Surfside collapse (which made buyers wary of older condos even where, as here, the strictest rules do not apply), and higher association dues. At Cavendish, the dues step-up was unusually large: $5,044 a year in 2024 to $7,712 in 2025. The highest dues in Worthington and the lowest recent price per square foot among its condos appearing together is consistent with carrying cost weighing on price, but no public record proves the link.
Against that, prices remain about 54% above the 2019 median, and the county’s own 2025 market-value median for Cavendish units is $211,516, a little above the recent sale median (Lee County Property Appraiser, retrieved 26 Sep 2026).
Waterford-Cavendish Court was the last phase of Worthington’s Waterford condominiums: Waterford VI was recorded in October 1993 and Waterford VII in May 1994, 36 units each, and the six buildings rose on Cavendish Court in 1994 and 1995. Its association, Waterford-Cavendish Court, Inc., was incorporated on March 21, 1994.
Worthington itself began in 1990. The master association, Worthington Master Association, Inc., was incorporated on February 7, 1990, the golf course opened in 1991, and control of the community passed to residents in 1994, the same year the first Cavendish buildings were finished (Florida Division of Corporations, Worthington Master Association; Bonita & Estero Magazine, 2017, retrieved 26 Sep 2026). A developer-era company, Waterford of Worthington Developments, Inc., was filed in May 1990 at the clubhouse address and voluntarily dissolved in January 2000 (Sunbiz, Waterford of Worthington Developments). The parent developer’s brand name is not established in any public record we found.
The Waterford condominiums were built in seven phases over five years. Waterford I to III became Waterford Amberley Court (1991 to 1993), Waterford IV and V became Waterford-Worthington Way (1994 and 1995), and Waterford VI and VII became Waterford-Cavendish Court. The Florida Department of Business and Professional Regulation lists the two Cavendish condominiums as project PR1U022573 (Waterford VI, 36 units, recorded 10/20/1993) and PR1U022624 (Waterford VII, 36 units, recorded 05/02/1994), both “Approved / Recorded,” under managing entity MA00020986, “WATERFORD-CAVENDISH COURT INC” (DBPR condominium public records, retrieved 26 Sep 2026). The declarations sit in Lee County Official Records Books 2435 and 2496.
The Lee County Property Appraiser’s cost cards give the build years by building: Buildings 20 and 21 in 1994, Buildings 22 to 25 in 1995. On the two lake-view buildings (24 and 25) the appraiser’s “actual year built” field shows 2021, the same flag that appears on the lake-view buildings at Amberley and Worthington Way; no 2020 to 2022 structural permit explains it, and we read it as an appraisal-model recoding, not new construction. Buyers should treat every Cavendish building as mid-1990s construction.
In 1997 the association filed a merger with the Florida Division of Corporations, and in 2013 it adopted amended and restated articles of incorporation. It has filed an annual report every year from 1995 through 2026 without a gap (Sunbiz, Waterford-Cavendish Court, Inc., retrieved 26 Sep 2026).
Waterford-Cavendish Court homes are 72 flats in six identical two-story buildings, each with six units per floor: two-bedroom, two-bath interior units of 1,076 or 1,204 square feet and three-bedroom, two-bath end units of 1,222 or 1,312 square feet. Parking is under carports, and most units have a screened porch.
We pulled the Lee County Property Appraiser cost card for every one of the 72 units, not a sample. The four plans are the same four used across all three Waterford associations.
Plan | Floor | Beds / baths | Heated sq ft | Units | 2025 county market value, median |
|---|---|---|---|---|---|
Ground interior | 1 | 2 / 2 | 1,076 | 24 | $168,286 |
Ground end | 1 | 3 / 2 | 1,222 | 12 | $211,679 |
Upper interior | 2 | 2 / 2 | 1,204 | 24 | $211,516 |
Upper end | 2 | 3 / 2 | 1,312 | 12 | $224,193 |
Source: Lee County Property Appraiser cost cards for all 72 units, retrieved 26 Sep 2026. The mean unit is 1,182 square feet. Two-thirds of the units (48) are two-bedroom and one-third (24) are three-bedroom.
The upstairs units are larger than the ground-floor units of the same bedroom count, by 128 square feet in the two-bedroom plan and 90 square feet in the three-bedroom plan, and the county values them higher. The ground-floor two-bedroom interior is the entry-level unit; it was five of the seven sales in the last 12 months.
Building | Address | Units | Built | View (county code) |
|---|---|---|---|---|
20 | 28080 Cavendish Ct | 12 | 1994 | Golf course |
21 | 28076 Cavendish Ct | 12 | 1994 | Golf course |
22 | 28072 Cavendish Ct | 12 | 1995 | Golf course |
23 | 28068 Cavendish Ct | 12 | 1995 | Golf course |
24 | 28064 Cavendish Ct | 12 | 1995 | Lake |
25 | 28060 Cavendish Ct | 12 | 1995 | Lake |
Each building holds four 1,076-square-foot units, four 1,204-square-foot units, two 1,222-square-foot units and two 1,312-square-foot units. Unit numbers combine the building and the unit: floor 1 is units 01 to 06 and floor 2 is units 07 to 12, with the three-bedroom plans at the ends (01 and 06 downstairs, 07 and 12 upstairs). So 28064 Cavendish Ct #2401 is Building 24, unit 1, a ground-floor end unit. The pool house sits at 28055 Cavendish Ct.
Cavendish units park under carports; the county shows no garage on any unit card and the City has no garage permits on Cavendish Court. One legal description references an assigned parking space (“PS#2301”). Club rules say condominium carports “are not considered ‘fully enclosed structures,’” so trucks, boats and similar vehicles may not be stored there, and cyclists and walkers are asked to use the side of the street opposite the carports on Cavendish Court (Purchaser’s Packet, retrieved 26 Sep 2026). A buyer who needs a garage should look at the Wedgewood carriage homes next door, covered below.
Waterford-Cavendish Court is a 72-unit Worthington Country Club condo association where the last seven sales ran from $180,000 to $225,000, so one well-priced listing can reset the street. Sellers: get a free Waterford-Cavendish Court home valuation or call Jesse direct at (239) 898-6072. Buyers: call Marc at (239) 287-5873 and read how we represent buyers in Bonita Springs.
Waterford-Cavendish Court owners share everything the Worthington master club offers, including the golf course, clubhouse, Cabana pool, fitness center, five Har-Tru tennis courts and three bocce courts, and they also own three amenities that are Cavendish’s alone: a pool cabana at 28055 Cavendish Court, a pickleball court and a local tennis court.
Master club (every Worthington owner). The 18-hole, par-72 course opened in 1991 on a Gordon G. Lewis design, was redesigned by Chip Powell in 2002 and was rebuilt by Ron Garl in 2018, and plays 6,730 yards from the Black tees at a 72.2 rating and 136 slope (GolfPass; FSGA, retrieved 26 Sep 2026). The club describes Celebration fairways, TifEagle greens and capillary bunkers (Golf). The club’s directory listing gives the renovation cost as $5.5 million (SWFL Inc.). Beyond golf there are five Har-Tru clay tennis courts, three bocce courts, the Cabana pool and spa, the Pub, the Windsor Dining Room and a fitness and activity center open 5:00 a.m. to 10:00 p.m. A full Cabana renovation designed by Peacock and Lewis was approved by members for 2026 (The Eagle, Spring 2026). Our Worthington Country Club guide covers the club in depth.
Cavendish’s own amenities.
Association services. Condo associations provide basic interior pest control and put units on the Master Key locksmith program (Purchaser’s Packet). What else the Cavendish dues cover (building insurance, exterior maintenance, water, reserves) is not itemized in any public document; the association’s budget answers it, and we explain how to get it below.
Owning a Waterford-Cavendish Court condo in 2026 costs $7,712 in neighborhood dues plus $13,058 in master dues, $20,770 a year or about $1,731 a month, plus a $1,000 annual food and beverage minimum. A new owner also pays a one-time $12,500 capital contribution to the master association at purchase.
Layer | 2026 amount | Paid to | Source |
|---|---|---|---|
Waterford-Cavendish Court dues | $1,928 per quarter, $7,712 per year | Waterford-Cavendish Court, Inc. | |
Master association dues | $13,058 per year ($1,088 per month) | Worthington Master Association | |
Recurring subtotal | $20,770 per year (about $1,731 per month) | Our arithmetic | |
Food and beverage minimum | $1,000 per year | The club | |
Recurring total with minimum | $21,770 per year (about $1,814 per month) | Our arithmetic | |
Capital contribution at purchase | $12,500 (new owner); $1,306 (existing Worthington owner) | Worthington Master Association | |
Resale application fee | $150 | Waterford-Cavendish Court, Inc. |
The $13,058 master figure breaks down as $8,957 operating, $501 business capital and $3,600 capital reserves; the 2025 master figure was $12,910, so master dues rose 1.1%. Quarterly neighborhood payments are due January, April, July and October 1.
Year | Quarterly | Annual | Change |
|---|---|---|---|
2024 | $1,261 | $5,044 | |
2025 | $1,928 | $7,712 | +52.9% |
2026 | $1,928 | $7,712 | 0% |
Sources: 2024 HOA Dues; 2025 Association Assessments; 2026 HOA Fee Schedule; The Eagle, Winter 2026. All retrieved 26 Sep 2026.
At the 1,182-square-foot mean unit, Cavendish dues work out to about $6.52 per square foot per year, the highest of the five condo associations. The reason for the 2025 increase is not published. It could reflect reserves for the 2008 roofs, a higher insurance premium or a capital project; the 2025 budget and the reserve schedule would answer it.
The Cavendish budget, reserve schedule, insurance program and deductible, and any special-assessment history are not posted publicly; the club’s public document library holds no Cavendish-specific budget or reserve study (Real Estate files). The club says each association’s documents are on the Frontsteps residents’ portal, behind an owner login. A buyer gets them three ways: ask the seller to download them from the portal, request them from the on-site HOA office (club administration (239) 495-2278), or, once under contract, rely on the condominium disclosures Florida law requires a seller to deliver. We ask for the current budget, the reserve schedule, the insurance declarations page and the last two years of board minutes on every Cavendish purchase.
A new owner closing in 2026 pays $12,500 in capital contribution and $150 in resale application at purchase, then $20,770 in recurring dues and at least $1,000 in food and beverage spending over the year: about $34,420 in the first year before property tax, insurance and utilities. Every year after that, the club and association layers are about $21,770 at 2026 rates.
Selling? The fee stack is the first question a Cavendish buyer asks, and we answer it in the listing before they have to. Get a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873.
Waterford-Cavendish Court is governed by Waterford-Cavendish Court, Inc., a Florida not-for-profit corporation (document N94000001381) that is active, self-managed through Worthington’s on-site HOA office, and owns its common elements outright. Above it, Worthington Master Association runs the club and the gated community for all 799 residences.
The association. Waterford-Cavendish Court, Inc. was filed on March 21, 1994, and its principal address is the HOA office at 13550 Worthington Way. Its registered agent is the club’s HOA manager, a licensed community association manager. Four officers and directors are on file, and one member of the 2026 master board comes from Cavendish. The filing history shows a merger on December 31, 1997, amended and restated articles on May 20, 2013, and annual reports every year from 1995 through the 2026 report filed March 13, 2026 (Sunbiz, Waterford-Cavendish Court, Inc., retrieved 26 Sep 2026). That unbroken filing record is cleaner than its neighbor Amberley Court’s, which was reinstated in December 2022 after a missed annual report.
Common elements. The Waterford VI and VII common-element parcel (folio 10354924, site 28055 Cavendish Ct, about 6.9 acres by county GIS) is recorded to the association in its own name (Lee County Property Appraiser parcel layer). Amberley’s and the Wedgewood associations’ common elements are still recorded to merged predecessor entities.
Recorded instruments. Each unit’s legal description cites its declaration (Official Records Book 2435 or 2496) and also a later instrument common to every unit, OR 3243/4202, probably an amendment; its content is not public online, and a title search or the Lee County Clerk will pull it.
The master layer. Worthington Master Association, Inc. (N36503, filed February 7, 1990) is the self-managed master association that runs the club; there is no separate club corporation and no community development district (Lee County special districts). The master’s 2024 restated Declaration of Covenants, Conditions and Restrictions, with a certificate of amendment recorded in November 2024, is posted by the club (Master Declaration), along with the Rules and Regulations and the ARC architectural criteria.
Two statutes, two disclosure regimes. The Cavendish unit itself is a condominium governed by Chapter 718 of the Florida Statutes, which requires the association to keep official records, adopt a budget with reserves, and post key documents on a website or app once it has 25 or more units (s. 718.111, F.S.). The master association is a homeowners’ association, which Florida governs under Chapter 720. A Cavendish buyer therefore receives condominium disclosures for the unit and separate master-association disclosures for the club layer, and should read both.
Waterford-Cavendish Court follows Worthington’s master rules: leases must run at least 30 consecutive days (February excepted), no more than one year, and club privileges can transfer at most four times a year. Owners may keep a dog or cat up to 25 pounds; renters and guests may not keep pets.
A Cavendish investor should run the numbers with $20,770 in dues before any rent comes in. Seasonal three-month leases are the norm in Worthington, and a February tenant can book a full month.
Owners may keep household animals “such as a dog or cat (weighing no more than twenty-five (25) pounds),” leashed outdoors and not left alone on lanais. Tenants, renters and guests may not keep pets (Master Declaration; Purchaser’s Packet). For a buyer with a larger dog, no Worthington neighborhood is the answer.
Waterford-Cavendish Court’s roofs are tile roofs installed in October 2008 on all six buildings and the pool house, making them about 18 years old in 2026. City of Bonita Springs permits show no later re-roof, so roof reserves and any replacement plan are the first capital question a buyer should ask.
The City’s permit portal shows six re-roof permits, 08BOS-TRA01314 through 08BOS-TRA01319, issued October 23, 2008, all marked Finaled and each described in the permit record as a tile re-roof, covering 28080 through 28060 Cavendish Court, plus 08BOS-TRA01320 for the pool house (City of Bonita Springs permit portal, retrieved 26 Sep 2026). We found no later roof permit in either the City portal or the county’s permit feed, which the county warns “may not be a comprehensive or timely listing” (Lee County Property Appraiser parcel inquiry).
Year | Permit | Work | Where |
|---|---|---|---|
2008 | 08BOS-TRA01314 to 01320 | Tile re-roof, all buildings and pool house | 28060 to 28080 and 28055 Cavendish Ct |
2011 | 11BOS-RES03748 | Lanai enclosure; notes fire sprinkler on patio | 28080 #2008 |
2015 | FIRE15-24119-BOS | Fire-alarm control panel | 28072 Cavendish Ct |
2016 | COM16-27264-BOS | Repairs due to water damage (single unit) | 28068 #2305 |
2017 | LDO17-38600-BOS, FNC17-38197-BOS | Pool deck expansion with pavers; pool fence | 28055 Cavendish Ct |
2018 | FIRE18-54588-BOS | Fire-alarm control panel | 28080 Cavendish Ct |
2020 | TRA20-74763-BOS | Pool electrical panel | 28055 Cavendish Ct |
The three Waterford associations re-roofed within a year of each other: Worthington Way in September 2008, Cavendish in October 2008 and Amberley in October 2009. Wedgewood-Sherburne’s roofs date from 2011. Only Wedgewood-Fountain has re-roofed recently, in July to September 2025. A roof in its late teens is not a defect, but in a 160-mph wind zone it drives the insurance quote, and a roof replacement across six buildings is the kind of project that can bring a special assessment if reserves fall short. No special assessment at Cavendish is documented in any public club newsletter or fee schedule, which is not the same as proof that none has been levied.
For sellers: a roof letter from the association, the wind-mitigation report on file and the reserve balance for the roof line, gathered before listing, answer the first three questions every Cavendish buyer’s insurance agent will ask. Call Jesse at (239) 898-6072, or start with a free valuation. For buyers: call Marc at (239) 287-5873 and we will request the roof reserve figure with the budget.
Waterford-Cavendish Court sits in FEMA flood Zone X, outside any Special Flood Hazard Area, in Lee County evacuation Zone C and a 160-mph wind-design zone. No public record shows storm damage at Cavendish from Irma, Ian or Milton, and condo unit-owner policies are exempt from the Citizens flood-coverage mandate.
A FEMA flood-map query at the east edge of Cavendish Court (folio 10354970) returns Zone X, “area of minimal flood hazard,” on panel 12071C0678F, effective August 28, 2008 (FEMA National Flood Hazard Layer, retrieved 26 Sep 2026). A point-in-polygon test of all roughly 800 Worthington parcels found none inside a Special Flood Hazard Area; the nearest Zone AE polygon lies north and northwest of the community toward the Imperial River. Lenders therefore do not require flood insurance on a Cavendish unit. The City of Bonita Springs holds a Community Rating System Class 5, which cuts National Flood Insurance Program premiums by 25% for policies in the City (FEMA CRS list; City of Bonita Springs CRS). A Revised Preliminary Flood Insurance Study for Lee County is dated December 4, 2025; FEMA’s preliminary layer shows no zone change at Worthington’s sample points (Lee County FIS).
The county’s evacuation layer puts the whole community in Zone C, surge zone 3 (Lee County evacuation zones). Lee County Emergency Management says Zone C “will be evacuated later than Zone A or Zone B” (Zone C fact sheet). Ian’s Zone C orders in 2022 did not include Bonita Springs, and Milton’s 2024 orders covered only Zones A and B (City of Bonita Springs, Sept. 27, 2022; Lee County, Oct. 7, 2024). The county’s wind layer gives a 160-mph design wind speed and places Worthington in the wind-borne debris region (wind design layer).
No source we found confirms that Worthington streets or buildings flooded in any of these storms, and none rules it out; ask the association for its insurance-claim history.
A Cavendish owner insures the unit with an HO-6 (condominium unit-owner) policy, which covers interior finishes, contents, liability and loss assessments. The HO-3 policies that the Worthington estate homes and villas carry cover a whole house and roof; at Cavendish, Florida condominium law places the building structure under the association’s master policy, whose carrier, premium and deductible are not published.
Florida’s milestone inspection and structural integrity reserve study (SIRS) laws do not apply to Waterford-Cavendish Court, because both apply only to buildings of three or more habitable stories and every Cavendish building is two stories. Ordinary statutory reserves and the website document-posting duty still apply.
The evidence. The county cost card for each of the 72 units gives the floor as 1 or 2, 36 units each, every building has both levels, and the improvement type is “Condominium, Low Rise, 1 to 3 Floors” (for example 28080 Cavendish Ct #2010 on floor 2 and 28076 #2106 on floor 1; county parcel record). The recorded declaration’s building exhibits are the definitive check, and nothing in the county records suggests a third habitable level.
The law.
What still applies. Cavendish must still budget statutory reserves under s. 718.112(2)(f). Because no SIRS is required, owners may vote to waive or reduce those reserves, which is exactly why a buyer should ask whether they have. With 72 units, Cavendish must also post its official records on a website or app under s. 718.111(12)(g); the club says association documents are on the Frontsteps portal. DBPR’s SIRS database is a query app that could not be read by machine, and none would be expected here (DBPR SIRS reporting).
Why it matters to price. Many buyers lump every 30-year-old Florida condo together after the post-2021 reforms. A two-story, low-rise association like Cavendish avoids the most expensive inspection and reserve mandates, which is a real selling point when a listing explains it plainly.
Waterford-Cavendish Court students attend School District of Lee County schools under its Proximity Plan, which lets families rank schools in their zone. The nearest are Bonita Springs Elementary, about 3.3 miles away, Bonita Springs Middle Center for the Arts, about 4.3 miles, and Bonita Springs High, about 5.8 miles.
Lee County does not use fixed attendance boundaries. Families “rank the schools within the Proximity Plan attendance zones,” and seats go by preference and lottery when a school is oversubscribed (Student Enrollment Plan 2026-2027). The Bonita schools sit in Elementary Proximity Zone Q, Middle Zone GG and High School South Zone Sub-zone 2. The district was rated “B” for 2025-26 (Lee Schools grades report).
School | Grades | Approx. drive from the Worthington entrance |
|---|---|---|
Bonita Springs Elementary | K to 5 | about 3.3 miles, 8 minutes |
Spring Creek Elementary | K to 5 | about 7.1 miles, 13 minutes |
Bonita Springs Middle Center for the Arts | 6 to 8 | about 4.3 miles, 10 minutes |
Bonita Springs High | 9 to 12 | about 5.8 miles, 11 minutes |
Estero High | 9 to 12 | about 10.5 miles, 17 minutes |
Drive times are free-flow estimates from OpenStreetMap routing, without traffic (OSRM). School addresses are from the district’s elementary, middle and high school directories. Confirm Cavendish’s exact zone letters with Student Enrollment before relying on a school. Most Cavendish owners are seasonal or retired, but the condo is a practical entry point into Worthington for a young family.
Daily life at Waterford-Cavendish Court runs through Worthington’s staffed main gate on Bonita Grande Drive and a residents-only owners’ gate on Bonita Beach Road, with carport parking, association dumpsters, Quantum Fiber internet and an on-site HOA office open weekdays. Only licensed drivers may drive golf carts.
Waterford-Cavendish Court is the smallest of Worthington’s five condo associations and carries the highest dues, while its 24-month median of $200,000 and $177 per square foot are the lowest. The Wedgewood carriage homes cost about twice as much but offer garages and larger floor plans.
Worthington has nine associations behind one gate. The Worthington Estate Homes (Single Family I and II, 127 homes on Bridgeford Avenue, Rochester Court and Tonbridge Court) are the larger-lot, one-story pool homes, with a 24-month median of $787,500 (mean of $775,000 and $800,000). The Worthington Villas (Villas I and II, 152 detached homes, mostly on Southampton Drive) sold at a 24-month median of $543,750 (mean of $537,500 and $550,000). Among the condos, Waterford Amberley Court is the largest and oldest Waterford association, Waterford-Worthington Way uses the same four plans on Worthington Way but has no local tennis or pickleball, and the two Wedgewood carriage-home associations, Wedgewood-Sherburne and Wedgewood-Fountain, offer 1,446 to 1,576 square feet in four-unit buildings with garages. Wedgewood-Fountain is Cavendish’s nearest neighbor, about 260 meters away, and shares Cavendish Court.
Association | Units / buildings | 2026 dues | Dues per sq ft | 24-month sales | 24-month median | Median $ per sq ft | Last full re-roof |
|---|---|---|---|---|---|---|---|
Waterford-Cavendish Court | 72 / 6 | $7,712 | $6.52 | 11 | $200,000 | $177 | Oct 2008 |
Waterford Amberley Court | 120 / 11 | $4,860 | $4.09 | 13 | $221,250 | $181 | Oct 2009 |
Waterford-Worthington Way | 92 / 8 | $6,188 | $5.23 | 10 | $247,500 (mean of $245,000 and $250,000) | $201 | Sep 2008 |
Wedgewood-Sherburne | 116 / 29 | $5,700 | $3.81 | 13 | $401,000 | $263 | 2011 |
Wedgewood-Fountain | 120 / 30 | $5,080 | $3.40 | 9 | Too few for a median ($350,000 to $450,000) | Not stated | 2025 |
Yardstick: 24 months of county-recorded qualified sales, September 2024 through August 2026; 2026 dues from the club’s HOA Fee Schedule; roofs from City permits. Dues per square foot use each association’s mean unit size.
What the table says. Inside the Waterford family, the same four floor plans carry dues from $4,860 to $7,712, and price per square foot moves the other way: Worthington Way trades at $201 with $6,188 dues, Amberley at $181 with $4,860, and Cavendish at $177 with $7,712. A Cavendish buyer pays the most to own and the least to buy. For a buyer, that is value if the dues buy a well-funded roof reserve; for a seller, it means the listing has to explain what the dues cover.
Waterford-Cavendish Court and Waterford Amberley Court sell the same four Waterford floor plans with the same amenities, so the choice comes down to dues and scale. Choose Cavendish for a smaller, quieter 72-unit enclave with an unbroken filing record; choose Amberley for dues $2,852 a year lower and three times as many listings.
Both are two-story Waterford condominiums with carports, a local pool cabana, pickleball and tennis. Amberley is the original Waterford phase, 120 units in 11 buildings built from 1991 to 1993 on Amberley Court; Cavendish is the last, 72 units in six buildings from 1994 and 1995. Amberley’s 12-month market was busier, with 11 sales at a $199,500 median, against seven Cavendish sales from $180,000 to $225,000.
Decision factor | Waterford-Cavendish Court | Waterford Amberley Court |
|---|---|---|
Units / buildings | 72 / 6 | 120 / 11 |
Built | 1994 and 1995 | 1991 to 1993 |
Floor plans | Same four: 1,076 / 1,204 (2/2); 1,222 / 1,312 (3/2) | Same four |
Golf-view share (county code) | 67% | 57% |
2026 neighborhood dues | $7,712 | $4,860 |
Recurring with $13,058 master dues | $20,770 ($1,731 a month) | $17,918 ($1,493 a month) |
Dues change, 2024 to 2026 | +53% | +34% |
Last full re-roof | October 2008, tile | October 2009, concrete tile |
Local pool / pickleball / tennis | Yes / yes / yes | Yes / yes (key from HOA office) / yes |
12-month sales | 7, $180,000 to $225,000 | 11, $199,500 median |
24-month median and $ per sq ft | $200,000, $177 | $221,250, $181 |
Sunbiz record | Annual reports every year 1995 to 2026 | Reinstated December 2022 after a missed report |
Common elements recorded to | The association itself | A merged predecessor entity |
Our detailed guide | You are reading it |
Sources: county cost cards and recorded sales; 2026 HOA Fee Schedule; City permits; Sunbiz, Waterford Amberley Court. All retrieved 26 Sep 2026.
The dues gap in dollars. Cavendish costs $2,852 a year more to carry than Amberley, $28,520 over ten years at 2026 rates. Against a 24-month median gap of $21,250 in Amberley’s favor on price, Cavendish is cheaper to buy and dearer to hold. Whether the extra dues are a cost or an investment depends on what they fund, and only the two associations’ budgets and reserve schedules can answer that.
Who should choose which. Choose Waterford-Cavendish Court if you want the quieter end of Worthington, a golf view (two-thirds of units have one), a 72-unit association where your vote counts, and an association whose extra dues may be building reserves for a roof that is a year older than Amberley’s; ask for the reserve schedule to confirm it. Choose Waterford Amberley Court if the monthly carrying cost is your deciding number, you want more units to choose from, or you want a slightly newer roof. If you need a garage, choose neither; look at Wedgewood-Fountain next door.
Selling in either? We price each against its own sales. Call Jesse direct at (239) 898-6072 or request a free valuation. Buying? Call Marc at (239) 287-5873.
Waterford-Cavendish Court buyers usually compare Worthington’s bundled club with Highland Woods, its closest twin in Bonita Springs, and with Bonita National, Pelican Sound, Spanish Wells and Hunters Ridge. The comparison that matters is the club layer: what you pay each year for golf and what you pay to get in.
Community | Residences | Club model | Latest annual club or master dues | Entry cost | Our guide |
|---|---|---|---|---|---|
Worthington (Cavendish) | 799 | Bundled, no equity | $13,058 (2026) + $1,000 minimum, plus $7,712 Cavendish dues | $12,500 capital contribution | |
Highland Woods | 799 | Bundled, every owner a member | $13,812.79 (2026) + $500 minimum | $10,000 capital contribution | |
Bonita National | 1,459 | Bundled; homes deeded golf and social or social only | $4,256 master HOA plus golf lines on golf homes (2026) | $5,000 HOA capital plus $5,000 golf capital | |
Pelican Sound (Estero) | 1,299 | Bundled, owners only | $11,495 (2026) | $20,300 first-time initiation | |
Hunters Ridge | Not published | Social required, golf optional | $4,775 social; $10,526 golf all-in (2026) | $3,000 capital; $50,000 golf initiation unless attached |
Sources, retrieved 26 Sep 2026: Highland Woods real estate and 2026 estoppel information; Bonita National packet; Pelican Sound 2026 fact sheet; Hunters Ridge 2026 fees.
How to read it. Highland Woods is the closest match: the same 799 residences and bundled model, a $10,000 capital contribution, dues $754.79 higher, and six pickleball courts today (Highland Woods racquet sports). A Cavendish buyer who golfs often gets a full club for a condo price. A buyer who golfs a few times a month may do better at Hunters Ridge, where golf is optional, or at Spanish Wells, whose club has been owned by the homeowners since 2018 (Spanish Wells memberships).
Waterford-Cavendish Court sits at the east edge of Worthington Country Club in the City of Bonita Springs, south of Bonita Beach Road and about 0.9 miles from the I-75 on-ramp at Exit 116. Bonita Beach is about 14 minutes away, Southwest Florida International Airport about 28 minutes, and a fire station about 3 minutes.
The club’s address is 13550 Worthington Way, Bonita Springs, FL 34135, and the Census geocoder places it inside the City of Bonita Springs (U.S. Census geocoder). The main entrance is on Bonita Grande Drive and the owners’ entrance on Bonita Beach Road.
Destination | Approx. drive from the Worthington entrance |
|---|---|
I-75 Exit 116 on-ramp | about 0.9 miles |
Bonita Springs Fire station, 27701 Bonita Grande Dr | about 0.6 miles, 3 minutes |
Bonita Beach Park | about 7.1 miles, 14 minutes |
Coconut Point, Estero | about 9.9 miles, 18 minutes |
Mercato, North Naples | about 10.4 miles, 19 minutes |
FGCU | about 11.6 miles, 20 minutes |
Southwest Florida International Airport | about 19.6 miles, 28 minutes |
Downtown Naples | about 17.9 miles, 28 minutes |
Drive times are free-flow OpenStreetMap routing estimates with no traffic; peak-season times run longer.
Health care. NCH North Naples Hospital, a 311-bed hospital with a 24-hour emergency department, is about 7.9 miles and 14 minutes away (AHCA FloridaHealthFinder; NCH North Naples). Lee Health’s Coconut Point emergency department is about 9.6 miles (Lee Health Coconut Point ED). The Bonita Springs Fire Control and Rescue District, rated ISO 2, runs its main station on Bonita Grande Drive (Bonita Springs Fire).
Taxes. Worthington parcels sit in Lee County tax district 017, City of Bonita Springs and Bonita Springs Fire, at 12.7970 mills for tax year 2025 (2025 Millage Book). Your bill depends on your assessed value and any homestead exemption.
Waterford-Cavendish Court owners will see three big projects nearby: Midtown at Bonita, a mixed-use center across Bonita Beach Road from the Worthington entrance road; FDOT’s I-75 express-lane project starting at the Bonita Beach Road interchange; and the approved Revana Lakes development about 2 miles east.
Waterford-Cavendish Court’s strengths are the lowest entry price into a bundled Worthington membership, a small 72-unit association with its own pool, pickleball and tennis, golf views from two-thirds of the units, Zone X flood mapping and no SIRS requirement. Its weaknesses are the highest dues in Worthington, 18-year-old roofs and no garages.
Selling a Waterford-Cavendish Court condo well means pricing it against the right floor plan and view inside a 72-unit association, and answering the dues question before a buyer asks it. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, with over $900 million in personal sales.
If you’re searching for a Waterford-Cavendish Court listing agent, or thinking, “I need someone to sell my Waterford-Cavendish Court home…”, start with the numbers and the people behind them.
Why Cavendish sellers hire McGreevy and Comisar:
As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate across Southwest Florida, and we bring that buyer database to every Cavendish listing.
Waterford-Cavendish Court sales, county-recorded: in the last 12 months (September 2025 through August 2026), Waterford-Cavendish Court has seen 7 qualified sales totaling $1.37 million, from $180,000 to $225,000. Over 24 months (September 2024 through August 2026), 11 sales totaled $2.42 million at a $200,000 median. Days on market and sale-to-list ratio come from the Southwest Florida MLS and are being added from our MLS report.
Get a Waterford-Cavendish Court valuation that prices your unit against Cavendish sales in your own plan and view, not the whole ZIP code: start at our free home valuation, or call Jesse direct at (239) 898-6072.
(239) 898-6072, text or call. Confidential conversations welcome.
A dedicated Waterford-Cavendish Court seller page is coming with full HOA fee schedules, recent sale comps, and street-by-street analysis. We’ll link it here when it goes live.
The last seven Cavendish sales recorded between $180,000 and $225,000, and the 24-month median is $200,000. Your number depends on plan, floor, view and updates; call Jesse at (239) 898-6072 for a figure built on those sales.
They are the first question buyers ask, because Cavendish’s $7,712 is the highest in Worthington. A listing that shows the budget, the reserve schedule and the roof plan answers it; one that ignores it lets the buyer assume the worst.
No. The roofs are association property, replaced in 2008. What you need is the association’s roof and reserve information, because a buyer’s insurer will ask about roof age.
The club’s 2026 fee schedule lists it as due from the new owner. Any other split is a negotiated term of your contract.
Yes. Every sale needs an HOA Certificate of Approval from Waterford-Cavendish Court, Inc. and the $150 resale application.
Yes, subject to the lease. The tenant holds the club privileges until the lease ends, which a buyer who wants to use the club will want to know.
McGreevy and Comisar are Bonita Springs-based agents, with an office at 24031 S Tamiami Trl #101, who lead Domain Realty Group and have been Top 1% Real Estate Agents Nationally Since 2008. Jesse McGreevy leads listings and seller strategy; Marc Comisar leads buyer representation. Both work Worthington’s condo associations and every bundled club in Bonita.
Jesse McGreevy is a top-reviewed Waterford-Cavendish Court realtor, and so is Marc Comisar: read our verified Google reviews. You can read more about McGreevy and Comisar and our team.
★★★★★ “Jesse was accommodating and very informative … we can always depend on him if ever we have questions at any time, even Sundays. He is the best realtor we ever dealt with.” Verified Google review
★★★★★ “He met us within 20 minutes to see it and we loved it. We worked with him on the offer and the transaction was seamless!” Verified Google review
Jesse McGreevy (Sales Associate, FL Lic. SL3101296) and Marc Comisar (Broker Associate, FL Lic. BK3060671) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
Selling a Waterford-Cavendish Court condo? Start with a free home valuation or call Jesse direct at (239) 898-6072. Buying? Call Marc at (239) 287-5873 and see how we represent buyers in Bonita Springs.
These are the questions buyers ask most about Waterford-Cavendish Court, drawn from search questions and the gaps other guides leave open. Every answer is short, self-contained and matches the sourced sections above, current to September 2026.
Waterford-Cavendish Court is a 72-unit, two-story condominium neighborhood inside Worthington Country Club in Bonita Springs, Florida. It comprises Waterford VI and Waterford VII, six 12-unit buildings at 28060 to 28080 Cavendish Court built in 1994 and 1995, governed by Waterford-Cavendish Court, Inc.
It sits at the east edge of Worthington Country Club, whose address is 13550 Worthington Way, Bonita Springs, FL 34135, south of Bonita Beach Road and about 0.9 miles from the I-75 Exit 116 on-ramp. It shares Cavendish Court with part of Wedgewood-Fountain.
There are 72 units in six buildings, Buildings 20 to 25, each with 12 units: six on the ground floor and six upstairs.
It is a condominium. Units are flats stacked on two floors in two-story buildings, not townhomes, and each is a separate parcel with its own county folio.
Four plans: a 1,076-square-foot ground-floor two-bedroom, a 1,204-square-foot upstairs two-bedroom, a 1,222-square-foot ground-floor three-bedroom end unit and a 1,312-square-foot upstairs three-bedroom end unit. All have two baths.
Forty-eight units have two bedrooms and two baths, and 24 end units have three bedrooms and two baths.
Buildings 20 and 21 were built in 1994 and Buildings 22 to 25 in 1995, per the county cost cards. The condominiums were recorded in October 1993 and May 1994.
Two. Every unit is on floor 1 or floor 2, 36 units each, and the county classifies the buildings as low-rise.
Forty-eight units in Buildings 20 to 23, two-thirds of the association, carry the county’s golf-course view code. The 24 units in Buildings 24 and 25 face a lake.
No. Parking is under carports, and trucks, boats and trailers may not be stored there. The Wedgewood carriage homes nearby have garages.
The association’s 2026 dues are $1,928 a quarter, $7,712 a year, the highest of Worthington’s nine neighborhood associations. Master dues of $13,058 a year are added on top.
Neighborhood and master dues total $20,770 a year, about $1,731 a month, in 2026. With the $1,000 annual food and beverage minimum, the club and association layers come to $21,770 before tax and insurance.
Dues rose 52.9%, from $5,044 to $7,712, in 2025 and held flat in 2026. The reason is not published; the 2025 budget and reserve schedule, available through the owner portal or the HOA office, would explain it.
The public documents confirm basic interior pest control and the Master Key locksmith program. Building insurance, exterior maintenance, water and reserves are not itemized publicly, so ask for the association’s budget.
A new owner pays a one-time $12,500 capital contribution to the master association at purchase, plus the $150 Cavendish resale application. An existing Worthington owner buying another home pays $1,306.
No. Worthington is a member-owned bundled club with no equity fee; the one-time cost is the capital contribution.
Yes. Every Worthington homeowner has golf privileges under the bundled model, paid through the master dues, with cart fees extra.
The 24-month median, September 2024 through August 2026, is $200,000 across 11 sales from $162,000 to $330,000, about $177 per square foot. The last 12 months recorded seven sales from $180,000 to $225,000.
Prices are below their 2022 to 2023 peak. The nine 2023 sales ran from $285,000 to $385,000, while the last seven ran from $180,000 to $225,000. The 24-month median is still about 54% above the 2019 median of $130,000.
Yes. A pool cabana at 28055 Cavendish Court serves Cavendish owners, and its paver deck was expanded in 2017.
Yes. Cavendish is one of four Worthington associations with its own pickleball court for owners. Club-level pickleball courts are planned for 2027 to 2028.
Yes, a local tennis court, in addition to the club’s five Har-Tru courts.
All six buildings and the pool house were re-roofed with tile in October 2008 under City permits 08BOS-TRA01314 to 01320. No later roof permit was found, so the roofs are about 18 years old.
No. Both apply only to buildings of three or more habitable stories, and every Cavendish building is two stories. Statutory reserves and the website posting duty still apply.
FEMA Zone X, an area of minimal flood hazard, on panel 12071C0678F. No Worthington parcel is in a Special Flood Hazard Area.
A lender will not require it in Zone X, and HO-6 condo unit-owner policies are exempt from the Citizens flood mandate. Flood coverage remains an owner choice.
Lee County evacuation Zone C, surge zone 3. Zone C is evacuated after Zones A and B, and neither Ian nor Milton brought Zone C orders for Bonita Springs.
An HO-6 condominium unit-owner policy for interior finishes, contents, liability and loss assessments. The association’s master policy covers the building; its terms are not published.
Yes, for at least 30 consecutive days (February excepted) and at most one year per lease, furnished, with no more than four club-privilege transfers a year and association and club approval.
Owners may keep a dog or cat up to 25 pounds. Renters and guests may not keep pets.
Lee County’s Proximity Plan lets families rank schools; the nearest are Bonita Springs Elementary, Bonita Springs Middle Center for the Arts and Bonita Springs High. Confirm zone letters with the district.
Yes. Worthington has a staffed main gate on Bonita Grande Drive and a residents-only owners’ gate on Bonita Beach Road.
Bonita Beach Park is about 7.1 miles, roughly 14 minutes by car without traffic.
Both sell the same four plans with pool, pickleball and tennis. Cavendish is smaller, with 72 units and dues of $7,712; Amberley has 120 units and dues of $4,860, $2,852 a year less.
These are the questions Waterford-Cavendish Court owners ask us before listing. Each answer draws on the county-recorded sales, club fee schedules and permits cited above.
The last seven sales recorded between $180,000 and $225,000, and the 24-month median is $200,000. Plan, floor, view and updates set your number; call Jesse at (239) 898-6072 for a valuation built on Cavendish sales.
Seven, recorded from September 2025 through August 2026, totaling $1.37 million.
$225,000 for 28064 Cavendish Ct #2401, a ground-floor three-bedroom end unit in lake-view Building 24, recorded in March 2026.
$330,000 for 28072 Cavendish Ct #2212, an upstairs three-bedroom end unit, recorded in October 2024.
The highest qualified sale in the last five years was $385,000 in October 2023. The nine 2023 sales ran from $285,000 to $385,000.
Prices across Worthington’s condos fell after 2023, and Amberley shows the same pattern. Likely contributors, offered as context rather than proven cause, are higher insurance costs, buyer caution after Florida’s condo-safety reforms and higher dues.
Cavendish has the highest dues and the lowest recent price per square foot of Worthington’s condos, which is consistent with dues weighing on price. No public record proves the link, and a listing that explains what the dues fund can offset it.
The upstairs three-bedroom end units carry the highest county values, a median of $224,193. In the last 12 months, the two lake-view sales recorded above the golf-view sales.
In the last 12 months, a lake-view ground-floor two-bedroom recorded $215,000 against $180,000 to $190,000 for the same plan in golf-view buildings. Seven sales are too few to prove a premium.
The county values the upstairs units above the ground-floor units of the same bedroom count because they are larger, 1,204 against 1,076 square feet and 1,312 against 1,222.
That depends on your plans and carrying cost. At 2026 rates, each year of ownership costs $20,770 in dues plus the $1,000 minimum, so waiting has a price; we can model it with you.
Eight of the 11 sales in the last 24 months recorded between October and May. Listing by early November meets the first seasonal buyers.
The $150 resale application to Waterford-Cavendish Court, Inc., an HOA Certificate of Approval, and the condominium disclosures Florida law requires, including the association’s governing documents and budget.
Waterford-Cavendish Court, Inc. issues the HOA Certificate of Approval required on every sale.
The 2026 fee schedule lists it as due from the new owner. A different split would be a negotiated contract term.
No. The roofs belong to the association and were replaced in October 2008. Provide the association’s roof and reserve information so the buyer’s insurer can quote.
Yes. In a 160-mph wind-design zone, roof age and the wind-mitigation report drive the HO-6 quote. A current wind-mitigation report helps.
No. Milestone inspections apply only to buildings of three or more habitable stories, and every Cavendish building is two stories.
Yes. Buyers wary of older Florida condos respond to a clear statement that the two-story buildings are outside the SIRS and milestone laws, with the statute cited.
Yes, Saturday or Sunday from 1:00 to 4:00 p.m., registered with club administration by 3:30 p.m. the Thursday before, with one sign no larger than 2 by 2 feet and none on the golf side.
Visitors register at the staffed main gate, which issues a pass; on open-house weekends the gate hands out the Open House List and a community map.
Yes. Membership is bundled with ownership, so your buyer becomes a member at closing, with the new owner’s $12,500 capital contribution due at purchase.
Yes, subject to the lease. The tenant keeps the club privileges until the lease ends.
Yes. Investors must follow the 30-day minimum lease, one-year maximum, furnished-unit rule and four-transfers-a-year limit, which suits seasonal renters.
The listing should state carport parking, since there are no garages at Cavendish and carports cannot store trucks or boats.
Only where the return is clear. With sales from $180,000 to $225,000, paint, lighting and a clean porch often return more than a full kitchen; we walk the unit and advise.
Any unpaid assessment must be disclosed and settled or credited at closing. No Cavendish special assessment is documented in public club records, but the association confirms the status on your sale.
Download them from the Frontsteps owner portal or request them from the on-site HOA office: the budget, reserve schedule, insurance declarations and recent minutes.
County records do not track days on market. The HOA approval adds time, so we start the application before the listing goes live; ask us for the current MLS figure.
Your net is the price less commission, title and closing costs, prorated dues and any assessment. Call Jesse at (239) 898-6072 for a net sheet built on Cavendish sales.
We work buyers across every Bonita bundled club, and Marc Comisar leads buyer representation; a Cavendish listing reaches buyers comparing Worthington with Highland Woods and other clubs.
We are Top 1% Real Estate Agents Nationally Since 2008 with over $900 million in personal sales, and we price Cavendish by plan, view and dues, not by ZIP code.
Request a free home valuation or call Jesse direct at (239) 898-6072, text or call.
Every source below is a primary record, a government agency, the club itself or a non-brokerage publication; no real estate brokerage or listing portal is cited. All were retrieved on 26 September 2026. Sale figures on this page are our own analysis of Lee County Property Appraiser records.
These are the governing, financial and hazard documents a Waterford-Cavendish Court buyer or seller should read, each linked to the official authority that publishes it. The Cavendish declaration, budget, reserve schedule and insurance program are not posted publicly; request them through the Frontsteps owner portal or the HOA office, or pull the recorded declarations (Official Records Books 2435 and 2496) from the Lee County Clerk.
Document | Publisher | Link |
|---|---|---|
2026 HOA Fee Schedule, all nine neighborhood associations | Worthington Country Club | |
2026 Fee Schedule and approved master budget | Worthington Master Association | |
2025 Association Assessments spreadsheet | Worthington Country Club | |
Year 2024 Master Declaration of CC&Rs with amendment | Worthington Master Association | |
Rules and Regulations (rev. 2025-0828) | Worthington Country Club | |
Purchaser’s Packet (map, rules, fees, contacts) | Worthington Country Club | |
Rental Forms and leasing rules (rev. June 15, 2025) | Worthington Country Club | |
Open House Guidelines (rev. 2026) | Worthington Country Club | |
ARC Architectural and Aesthetic Criteria (rev. December 2024) | Worthington Master Association | |
Evacuation Zone C fact sheet | Lee County Emergency Management | |
Revised Preliminary Flood Insurance Study (Dec. 4, 2025) | Lee County / FEMA | |
CRS Eligible Communities (April 2025) | FEMA | |
2025 Taxing District Millage Book | Lee County Property Appraiser | |
Florida Building Code effective dates | Florida Building Commission |
Market data from Lee County Property Appraiser recorded sales, pulled September 2026; Southwest Florida MLS figures are being added.
McGreevy and Comisar, Best Realtor for Waterford-Cavendish Court. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
