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What's Your The Villas at Country Creek Home Worth?

What's Your The Villas at Country Creek Home Worth?

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated September 2026.

The Villas at Country Creek is the attached-villa neighborhood inside Country Creek in Estero, Florida: at least 122 one-story, two-bedroom villas built 1995 to 1999 on four villa-only streets, governed by five villa associations under one self-managed master. This is the seller guide to it. Our full Villas at Country Creek neighborhood guide documents the streets, associations, golf, flood record and schools, and this page answers one owner's question: how to sell a villa for the most money, with the fewest surprises, on a timeline you control.

In the 12 months to September 29, 2026, the Southwest Florida MLS recorded 10 Villas at Country Creek closings at a $301,500 median, and nine of the ten sold below the final list price. If you are still choosing a listing team, our guide to the best real estate agents in Estero sets the options side by side on the public record. Selling elsewhere in the gate? Read our Country Creek seller guide or the detached side's guide to selling in The Villages at Country Creek, and see the condominium neighbors at River's Reach at Country Creek.

Two companion pages follow this one: our Villas at Country Creek home valuation guide shows how a villa is priced from its own closings, and our buyer guide to The Villas at Country Creek covers the other side of the same sale. Call Jesse McGreevy direct at (239) 898-6072. We are Top 1% Real Estate Agents Nationally Since 2008, and before you list we will tell you what your street's recent closings say, what your buyer will read in the estoppel and what the clubhouse project means for your listing.

Why McGreevy and Comisar Are the Best Realtor for The Villas at Country Creek

McGreevy and Comisar are the best realtor for selling a villa at The Villas at Country Creek because we price against your street's own closings, ready the association paperwork before a buyer asks and personally negotiate every offer. We are the #1 Team in Southwest Florida since 2012, and we say plainly where our record here is thin.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser recorded sales through July 29, 2026)

Sell Your Villas at Country Creek Home with the #1 Team in Southwest Florida since 2012

Jesse McGreevy and Marc Comisar run the pricing conversation, the marketing build, the negotiation and the association paperwork on every listing we take. We lead Domain Realty Group, and as the leaders of Domain Realty Group our team has sold over $2.5 billion in real estate across Southwest Florida, with over $900 million in personal sales between Jesse and Marc. Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities.

Recent Villas at Country Creek market record (last 12 months, Southwest Florida MLS, pulled September 29, 2026): 10 resales, a $301,500 median (n = 10, even, the mean of the middle pair $295,000 and $308,000), a range of $210,000 to $355,000, $2,927,900 in closed volume, a median of 96 days on market and a median sold-to-list ratio of 93.7%. In the last 12 months we tracked every one of those 10 closings, and we tracked all 33 the MLS has recorded here in the 60 months to September 29, 2026. Domain Realty, our brokerage, closed 615 transaction sides in Estero in the 60 months to October 5, 2026, $352.2 million in volume counted by side, per the Southwest Florida MLS pulled that day. McGreevy and Comisar are the #5 real estate team in Florida in the 2026 RealTrends rankings.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Those are career honors across Lee and Collier County. What we claim about The Villas at Country Creek is narrower and checkable: we have read every MLS closing in five years, the county roll street by street, the state's corporate register for all five villa associations and the association's own published statements, and we bring that reading to your kitchen table.

How We Work a Listing, and Who Actually Does It

You get Jesse and Marc, not an assistant with a template. Marc runs the field side: showings, buyer-agent conversations, contractor coordination, inspections and the walk-throughs that let a seasonal owner sell without flying down. Jesse runs pricing, marketing, data and the association and closing paperwork. Reach Jesse direct at (239) 898-6072 or Marc at (239) 287-5873, and read how the partnership works on our about McGreevy and Comisar page.

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Buying in The Villas at Country Creek? Call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

Key Takeaways

Villas at Country Creek sellers who read nothing else on this page should know these ten facts, each sourced in the sections below. They decide your price, your paperwork and your timeline more than any listing photo will, and each is specific to this attached-villa neighborhood off Corkscrew Road.

  • The market has stepped down. The 12-month MLS median is $301,500 on 10 closings, against $362,000 in months 13 to 24, and nine of the ten closed below the final list price.
  • Days on market are months, not days. The 12-month median is 96 days, five of the ten took more than 90 days, and two active listings had sat 129 and 174 days on September 29, 2026.
  • Size is nearly fixed. All 122 villa-street parcels are two bedrooms with 1,293 to 1,412 heated square feet, so condition, street and timing set the price.
  • Five associations, one master. A villa belongs to the master association plus exactly one of five villa corporations, and no assessment for either is published.
  • The estoppel is the document. Section 720.30851 requires delivery within 10 business days, so we order it at listing.
  • The disclosure summary comes before the contract. Section 720.401 makes the seller responsible on a resale, and a missing summary gives the buyer a cancellation right.
  • The clubhouse is a construction site. A phased $8 million plan and a January 2026 lawsuit over the special assessment are both in buyers' questions.
  • The four villa streets are Zone X. Every Country Creek parcel is still in Hurricane Evacuation Zone A, which is a separate designation.
  • Every villa predates the 2002 building code. The roof permit date and a wind-mitigation report answer the first insurance question.
  • Lee County custom applies. The seller customarily pays the owner's title policy and deed doc stamps at $0.70 per $100, and the contract controls.

What Makes Selling in The Villas at Country Creek Different?

Selling at The Villas at Country Creek differs from most Estero sales in six ways: five associations share one master, the villa count is a range, golf is bundled but pay to play, the clubhouse is being rebuilt, a special assessment is in dispute, and every villa predates the current building code.

Five Associations Under One Master

The Florida Division of Corporations lists five active associations named The Villas at Country Creek Homeowners Association, I through V, filed between April 3, 1995 and November 7, 1997, and each shows a 2026 annual report. A villa owner pays the master association's assessment and exactly one villa association's. A single dues figure quoted online cannot be right for every address, which is why we read the estoppel for yours instead of repeating a number, and why our neighborhood guide lists each filing.

A Villa Count That Is a Range

Four streets hold only villas: Candlewood Hollow with 93 parcels, Willow Way with 19, Calico Court with 8 and Weathered Vane Way with 2, a total of 122 on the 2026 county roll. Country Barn Drive mixes villas and detached homes and the roll cannot separate them, so we leave it out. Our roster carries the 1994 zoning action as allowing up to 265 attached units, so the true count sits between 122 and 265, and we treat 122 as the floor.

Bundled Golf With a $25 Green Fee

A golf membership comes with ownership, and no equity deposit or initiation fee is published. A member still pays $25.00 for 18 holes on the May to October 2026 rate card, before tax, at the 18-hole executive course the master association owns. Your listing should say both halves, because a buyer who assumes bundled means free feels misled at the first tee.

A Clubhouse Under Construction

Demolition began on April 13, 2026, and administration, the pro shop, dining and the bar are running from temporary facilities as of September 2026. A buyer touring in season will see a building site beside the course, and a seller who explains the scope first keeps the showing on the villa.

A Special Assessment and a Lawsuit

The master association has an $8 million phased renovation plan, and case 26-CA-000387 in the Lee County circuit court, filed January 21, 2026, asks whether Section 5.1 of the Declaration required a membership vote before the special assessment. The amount and the outcome are not published, and we cover how to handle the conversation in its own section below.

Every Villa Predates the 2002 Code

The county roll dates the villas from 1995 to 1999, all older than the Florida Building Code that took effect on March 1, 2002. That fact drives insurance credits and the roof conversation on every sale, and we treat the roof permit date as a pricing input and not a footnote.

Is Now a Good Time to Sell in The Villas at Country Creek?

The Villas at Country Creek is a slow, price-sensitive market right now: 10 closings in 12 months at a $301,500 median, two active listings that have sat more than 120 days, a median of 96 days on market and 93.7% median sold-to-list. A villa priced to the recent closings sells; one priced to 2023 sits.

Data updated: September 2026 (Southwest Florida MLS Matrix, 12 months to September 29, 2026)

The 12-Month Picture From the MLS

From September 30, 2025 to September 29, 2026 the MLS recorded 10 closings totaling $2,927,900, from $210,000 to $355,000 with a $301,500 median. The median price per MLS square foot was $211.68. With only ten sales, one closing moves the median, so read the figure as a description of ten sales and not a forecast.

The Days-on-Market Spread

Days on market ran from 16 to 329, with a median of 96 and a mean of 119. Five of the ten took more than 90 days, and the two slowest, at 329 and 284 days, closed at 87.8% and 94.9% of their final list prices. A slow sale did not buy a better percentage, it only cost months of carrying cost, showings and association dues.

Sale-to-List and Full-Price Sales

Nine of the ten closed below the final list price and one closed at it, the three-bedroom that sold for $329,900 in March 2026. The median sold-to-list ratio was 93.7% and the mean of the per-sale ratios was 94.4%. In the 60-month window, 24 of 33 sales closed below final list, 5 at list and 4 above, which shows how far the market has turned since 2022.

Two Active Listings, Both Sitting

On September 29, 2026 the MLS showed two Villas at Country Creek actives: a two-bedroom-plus-den villa of 1,382 square feet at $325,000 after 174 days, and a two-bedroom villa of 1,310 square feet at $249,900 after 129 days. Two actives against 10 closings a year is 2.4 months of supply at the 12-month pace, our arithmetic, which sounds tight but hides that both listings have already sat for months. Your villa would be a third choice a buyer sees, not the only one.

When Villas Closed in the Last Year

Three of the ten closed in March 2026, two in December 2025 and one each in September 2025, November 2025, February 2026, June 2026 and September 2026. A villa live and photographed by early January meets the seasonal buyer on the first tour.

What the Softening Means for Your List Price

Months 13 to 24 had five closings at a $362,000 median and the last 12 months $301,500, which is $60,500 lower, a fall of about 17 percent on small samples. The direction is the finding and not the exact rate: list where the last 12 months closed, leave room to negotiate, and expect the buyer to read the estoppel before agreeing to a number.

What Have Villas at Country Creek Villas Sold For Since 2022?

Villas at Country Creek villas closed at a $301,500 median over 12 months, $329,900 over 24, $347,500 over 36 and $355,000 over 60, so each longer window is higher because 2022 to 2024 sold for far more than 2026. Every figure below is an MLS closing, named by window.

Data updated: September 2026 (Southwest Florida MLS Matrix, windows to September 29, 2026)

Four Windows, One Neighborhood

WindowMLS closingsMedian soldMedian $ per MLS sq ftMedian days on marketMedian sold-to-list
12 months, first window with 10 or more10$301,500 (mean of $295,000 and $308,000)$211.689693.7%
24 months15$329,900$224.688194.9%
36 months22$347,500 (mean of $340,000 and $355,000)$252.8936.596.9%
60 months33$355,000$263.661697.4%

The 12-month window is the first with ten closings, so it is the headline. The 24-month window totals $4,735,800, the 36-month window $7,321,800 and the 60-month window $11,309,450. The median days on market climbed from 16 over five years to 96 over the last one.

Year by Year, Counted Back From Today

Every year below is a small sample of MLS-marketed closings, so treat each median as a description.

YearMLS closingsMedian soldRangeMedian days on marketMedian sold-to-list
20227$367,000$305,000 to $399,0005100.0%
20238$380,000 (mean of $370,000 and $390,000)$295,000 to $415,00011.596.8%
20244$376,500 (mean of $362,000 and $391,000)$300,000 to $395,000999.4%
20258$347,500 (mean of $340,000 and $355,000)$274,900 to $410,0008296.3%
2026 to September 296$284,000 (mean of $260,000 and $308,000)$210,000 to $340,00064.594.8%

The pattern is a plateau from 2022 through 2024 at $367,000 to $380,000, when villas moved in a median of 5 to 11.5 days, then a slide through 2025 and a lower 2026. Three of the seven 2022 sales closed above list.

What Your Purchase Year Means Today

A villa bought at the 2023 MLS median of $380,000 would today compare with a $301,500 median, a gap of $78,500, our arithmetic. The county record, below, goes back to 2009 and is the better guide to what you paid, because it lists the recorded price by year.

Two Bedrooms, and Two Bedrooms With a Den

The county roll records two bedrooms on all 122 villa-street parcels, while the MLS labels 18 of the 33 closings "2 and den" and 13 plain two-bedroom, with two marketed as three-bedroom. Over 60 months the den villas had a median of $358,500 against $355,000 for the plain two-bedrooms. We treat the den as a marketing label and would not price a villa off it without the floor plan.

Thinking of Selling in The Villas at Country Creek? Start With the Real Numbers

The Villas at Country Creek sold 10 villas in the last 12 months at a $301,500 median, and the sellers who did best priced to those closings. Get a free Villas at Country Creek home valuation or Call Jesse direct at (239) 898-6072. Buying instead? Call Marc at (239) 287-5873 and read how we represent buyers in Southwest Florida.

Which Recent Villas at Country Creek Sales Matter Most to Your Price?

The ten Villas at Country Creek sales of the last 12 months matter most to your price, because they are the market a buyer is comparing your villa against. Here is each one, newest first, by month, beds, area, list, sold, sold-to-list and days on market, with no names and no addresses.

Data updated: September 2026 (Southwest Florida MLS Matrix, 12 months to September 29, 2026)

Every Closing in the Last 12 Months

ClosedBeds and bathsMLS living area (sq ft)Final list priceSold priceSold-to-listDays on market$ per MLS sq ft
Sep 20262 and den, 21,361$225,000$210,00093.3%21$154
Jun 20262 and 21,310$269,900$260,00096.3%117$198
Mar 20262 and 21,379$329,900$308,00093.4%23$223
Mar 20263 and 21,376$329,900$329,900100.0%79$240
Mar 20262 and den, 21,774$349,000$340,00097.4%50$192
Feb 20262 and 21,304$245,000$215,00087.8%329$165
Dec 20252 and den, 21,375$289,900$275,00094.9%284$200
Dec 20252 and den, 21,380$379,000$355,00093.7%113$257
Nov 20252 and 21,313$315,000$295,00093.7%16$225
Sep 20252 and den, 21,368$365,000$340,00093.2%158$249

"2 and den" is the MLS label for a two-bedroom villa marketed with a den. One March 2026 closing carries an MLS living area of 1,774 square feet, larger than any parcel on the four villa-only streets, so it may sit on Country Barn Drive; we leave it in the record and flag it.

The Sale That Closed in 21 Days

The September 2026 sale is the most recent, and it is a public-record sale. A two-bedroom-plus-den villa of 1,361 square feet closed at $210,000 after 21 days against a $225,000 final list price. It is the lowest price in the 60-month MLS record and the lowest per square foot at $154, yet it found a buyer in three weeks while the two actives, at $249,900 and $325,000, have sat 129 and 174 days.

The Sales That Sat

Two of the ten took 329 and 284 days: the February 2026 closing and the December 2025 closing, both below the median price. A long listing history is visible to every buyer, so the days already on the market are part of what a buyer negotiates against.

The Highest and Lowest of the Year

The highest closing of the last 12 months was $355,000 for a two-bedroom-plus-den villa of 1,380 square feet in December 2025 after 113 days. The lowest was $210,000. Five villas of 1,361 to 1,380 MLS square feet closed between $210,000 and $355,000, a spread of $145,000 on nearly the same size, so size did not set the price.

What the Individual Sales Tell a Seller

The sales tell a seller three things. Condition and timing moved the price more than square footage. The sold-to-list ratios ran from 87.8% to 100.0%, so the list price is where the negotiation begins, not where it ends. And a long listing history shows in the days on market. Ask us for the sale-by-sale comparison for your street.

What Do County Recorded Sales Add to the MLS Picture?

Lee County's recorded, qualified sales add a longer memory than the MLS at The Villas at Country Creek: 121 qualified sales on the four villa-only streets in all, with medians from $143,000 in 2011 to $399,000 in 2023 and $308,000 in 2026 to July 29. County figures are deed prices and are never compared here with MLS square-foot figures.

Data updated: September 2026 (Lee County Property Appraiser recorded sales through July 29, 2026)

The County Record, Beside the MLS

YearQualified county salesMedian price
2026 (to July 29)3$308,000
20255$355,000
20247$362,000
20238$399,000
202210$336,250
20218$256,250
20207$245,000
20194$202,500
20187$230,000

Since September 29, 2025 the county file shows 5 qualified sales at a median of $329,900, a small sample, against 10 MLS closings in the same 12 months. The county file ends July 29, 2026 and covers only the four villa-only streets, while the MLS filter is the neighborhood label, so the two counts are read side by side and never added.

Why There Is No Builder-Direct Split Here

Every villa was built by 1999, so every sale in the record is a resale. Six recordings in 1997 and 1998 at medians of $77,850 and $46,500 are far below any finished villa, and we read them as lot or tract conveyances during build-out, not resale prices (our inference).

What the County Record Adds That the MLS Cannot

From 2021's $256,250 to 2023's $399,000 is a rise of about 56 percent, and from 2023 to 2026's $308,000 is a fall of about 23 percent. The 2011 median of $143,000 is the floor of the modern file, and 2023 is about 2.8 times that. Small counts move medians, so we describe the direction and not a precise rate.

Street-Level Detail From the County Roll

StreetVilla parcels on the 2026 rollBuilt2026 median just value (an assessment, not a price)County qualified sales since 2023
Candlewood Hollow931996 to 1998$256,99314, from $308,000 to $435,000
Willow Way191998 and 1999$262,2787, from $260,000 to $415,000
Calico Court81995$264,171none
Weathered Vane Way21999$284,9292, from $355,000 to $377,000

Candlewood Hollow is the largest street and the one buyers see most. Calico Court, with 8 villas built in 1995 and no county sale since 2023, is small enough that a single listing there is meaningful supply. Every value in this table is a county just value, an assessment, and never a sale price.

Turnover Tells You How Much Competition You Face

Ten MLS closings on the 122-home floor is about 8 percent of the villas in a year, and on the 265-home ceiling about 4 percent, our arithmetic. The Villages at Country Creek turned about 4 percent of its 624 homes in the same year, so your villa competes with the detached side as well as with other villas.

The Villas at Country Creek vs The Villages at Country Creek: Which Buyer Will Your Villa Meet?

A buyer comparing The Villas at Country Creek with The Villages at Country Creek is choosing between a one-story, two-bedroom, 1,373-square-foot median villa at a $301,500 median and a larger, more varied detached side at $355,000, so your villa is priced against that trade and not against the whole gate.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026; Lee County Property Appraiser 2026 roll and recorded sales through July 29, 2026)

The Decision Table, From a Seller's Side

The Villas at Country CreekThe Villages at Country Creek
Homes on the county profile122 (floor; up to 265 allowed)624
Bedrooms on the roll2 on all 1222 on 378, 3 on 235, 4 on 11
Heated area, roll1,293 to 1,412 sq ft (median 1,373)982 to 2,699 sq ft (median 1,446)
Year built, roll1995 to 1999 (median 1997)1988 to 2001 (median 1995)
12-month MLS closings and median10 at $301,50027 at $355,000
12-month median $ per MLS sq ft$211.68$243.22
12-month median days on market9670
12-month median sold-to-list93.7%94.7%
24-month MLS closings and median15 at $329,90052 at $373,500
36-month MLS closings and median22 at $347,50076 at $392,000
60-month MLS closings and median33 at $355,000135 at $421,000
MLS actives, median list2 at $287,4509 at $360,000
Months of supply, 12-month pace2.44.0
County qualified sales, 20255 at $355,00029 at $392,000
County qualified sales, 2026 to July 293 at $308,00027 at $355,000
County qualified sales, since September 29, 20255 at $329,90036 at $350,000
Governing associationsFive villa associations plus the masterThree Villages associations plus the master

Both share the Country Creek gate, the same golf, the same clubhouse project and the same lawsuit. Our Villages at Country Creek neighborhood guide covers the detached side, and the seller version of this page for that side is selling in The Villages at Country Creek.

Who Chooses a Villa, and What It Means for Your Price

A buyer who wants one story, less yard and an entry price for a bundled-golf Estero address will choose a villa. That buyer is price-sensitive, so the recent closings matter more than any list price. Tell the story of the simpler purchase: a nearly fixed size, a single floor and a price comparable villa to villa.

Who Chooses the Villages, and What It Means for Your Price

A buyer who needs three bedrooms, more square footage or a wider choice of plan will look at The Villages at Country Creek, where the median is higher and the range is wider. When that buyer is your buyer, your villa is the lower-priced alternative and your price has to make the difference visible.

What the Comparison Means for Your Price

The Villas' 12-month median is $53,500 under the Villages' median of $355,000 on the same window (n = 10 against 27, our arithmetic). Your listing should not try to close that gap with adjectives. It should show the buyer what the gap buys: one story, a fixed size and a lower entry price.

How Do We Price a Villas at Country Creek Villa?

We price a Villas at Country Creek villa by starting with the four villa-only streets, matching size and den label, grading condition and roof, and testing the number against the two live listings. The 12-month range is $210,000 to $355,000, so the pricing conversation is about where your villa sits inside that range.

Step One: Start With Your Street

Candlewood Hollow, Willow Way, Calico Court and Weathered Vane Way are all villa-only. Your street sets the comparable set, the build year and the county assessed value that the buyer's tax estimate will start from. We pull your street's county qualified sales since 2023 alongside the MLS closings.

Step Two: Size Is Nearly Fixed

With heated area from 1,293 to 1,412 square feet, buyers compare condition and street, so a price gap between two villas is mostly condition and time on market. The 12-month median is $211.68 per MLS square foot, and the per-sale figures ran from $154 to $257, which is the range we test your number against.

Step Three: The Den Label

An MLS "2 and den" label is a marketing choice, not a recorded room. We ask for your floor plan and photograph the room so a buyer sees what the label means, and we do not price a den as a bedroom.

Step Four: Condition and Roof

Villas of nearly identical size closed $145,000 apart in the last 12 months. The differences were condition, updates, timing and the roof. Ask for the roof permit date now: a 1990s villa with a recent roof and a clean wind-mitigation report is a different product to an insurer and to a buyer.

Step Five: Test Against Today's Listings

The two actives, at $249,900 and $325,000, bracket the plausible list range, and both have sat. We set your list price so the buyer sees value against them on the first click, and we plan the price review before we list, not after months of showings.

Why Automated Estimates Miss Here

With 5 to 10 sales a year, one sale can move an automated estimate, and the estimate cannot see condition, roof age, your street or the association paperwork. An automated figure might follow the 60-month median of $355,000 while the last 12 months closed at $301,500. Our written opinion of value replaces the guess with your street's closings.

Why the County's Just Value Is Not Your Price

The county's 2026 median just value on the villa streets runs from $256,993 to $284,929, an assessment for tax purposes. It is not a sale price and it will not match the market, which is why we show it beside the sales and never in place of them.

How Do We Market a Villas at Country Creek Villa?

We market a Villas at Country Creek villa to the value buyer who wants a gated Estero address with bundled golf at an entry price, using professional photography, video, drone, a qualified-buyer database and a documents file that answers the estoppel, assessment and roof questions before a buyer asks.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026)

Who Reads Your Listing

The public record supports three uses of a villa: a low-maintenance seasonal base, a bundled-golf home well under a detached house and a rental where the association allows one. We read those from the price, size and fee structure, and we describe the home and never the people who own or rent it.

Photography, Aerial and Video

We photograph the floor plan, the light, the storage and the lanai, and show the setting from the air, because buyers compare a nearly fixed size and decide on presentation.

The Documents File

Before the first showing we assemble the estoppel request, the master association's resale documents, the roof permit, the wind-mitigation report, the survey and a plain statement of the clubhouse assessment position. A buyer with the answers in hand writes a firmer offer.

Where the Listing Gets Seen

The listing goes into the Southwest Florida MLS and out through our own channels, with a description that carries the facts a search cannot infer: the street, the year built, the one-story layout, the golf terms and the flood zone. We never write a claim the record does not support.

Showings Through a Gate

Country Creek is gated, so we schedule showings through the gate procedure and confirm access with the buyer's agent. Marc coordinates the showings so a seller who lives up north does not need to be here.

Discreet and Off-Market Options

Where a seller wants privacy, a listing can be worked before it is public. At this price rung most sellers want the widest reach, so we talk through the timing and the trade-off and decide together.

How Do We Negotiate a Villas at Country Creek Contract?

We negotiate a Villas at Country Creek contract personally, Jesse or Marc on every offer, because the numbers that move are the price, the inspection response, the roof and insurance credits and the association paperwork. Nine of ten recent villas sold below list, so the negotiation starts before the first offer arrives.

Partner-Level Negotiation, Never an Assistant

You get a partner on the phone with the buyer's agent, not a template. We set your floor and your target before the first showing and revisit them with each offer, using the sale-by-sale record as the anchor.

The Inspection and the Roof Question

A 1990s roof draws inspection attention, and the buyer's insurer will ask its age. Under Section 627.7011 an insurer cannot refuse to write or renew a policy solely because a roof is under 15 years old, and a roof of 15 years or more may be inspected before replacement is required. We ask you for the permit date up front and answer with facts.

The Insurance Quote

Many buyers will not commit until the insurance quote arrives. We suggest you have the wind-mitigation form, state form OIR-B1-1802, ready so the buyer's agent can get a quote quickly.

The Estoppel and Any Approval

We order the estoppel at contract, track the 10-business-day delivery clock and read the certificate for the regular assessment, any special assessment and any transfer or capital charge. An approval process exists at Country Creek, but its terms are not published for the villas, so we ask the villa association's manager directly.

Credits Versus Price Cuts

A repair credit or a closing-cost concession can serve you better than a lower price, especially where a price cut would set a lower comparable for the next villa. We weigh each against the recent closings and your net sheet.

What Does It Cost to Sell a Villa at The Villas at Country Creek?

Selling a villa at The Villas at Country Creek costs the listing commission you negotiate, doc stamps of $0.70 per $100 on the deed, the owner's title policy that a Lee County seller customarily pays, the estoppel fee and prorations, roughly 4.5% to 7% of a $301,500 price before payoff. The contract controls every line.

Documentary Stamp Tax on the Deed

Section 201.02 sets $0.70 per $100 of consideration, rounded up to the next $100. On $301,500 that is 3,015 units and $2,110.50. It is customarily paid by the seller in a Florida residential sale.

Title Insurance and the Lee County Custom

Florida promulgates the owner's policy premium: $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 above that. On $301,500 the premium is about $1,585. In Lee County the seller customarily selects the closing agent and pays the owner's policy, and nothing in the statutes dictates it, so the executed contract controls.

The Estoppel Certificate

Section 720.30851 governs the estoppel for a homeowners' association. It must be delivered within 10 business days of a written request and is effective for 30 days, or 35 if mailed. The statute sets a base cap of $250 plus up to $150 if money is owed and $100 to expedite, indexed every five years; our 2026 seller-cost research shows $299, $179 and $119 for the indexed figures. Read the fee on the certificate against the current statute.

Where the Estoppel Request Goes

The master association is self-managed at its administration office, and the villa association's manager depends on which of the five corporations governs your villa. The state record shows MyTown Communities of Fort Myers for the first, second, third and fifth villa associations and Compass Rose Management of Cape Coral for the fourth (Florida Division of Corporations, retrieved September 2026). Confirm the manager for your address before you order.

Prorations: Taxes, Assessments and Solid Waste

Property tax is paid in arrears, so the seller credits the buyer for the days owned in the year, and association assessments are prorated the same way. The county's solid waste line on the tax bill is part of that proration.

Commission After the NAR Settlement

Commission is negotiated and never set by law. Since August 17, 2024, an offer of buyer-broker compensation cannot be advertised on the MLS, a written buyer agreement is required before a buyer's agent tours, and a seller may still offer to pay the buyer's agent off-MLS or offer buyer concessions. We explain each choice in writing before you sign.

A Seller Net Sheet at the Neighborhood Median

LineEstimateBasis
Sale price$301,500The 12-month MLS median, used as a working number, not a forecast
Listing commission, example 2.75%$8,291.25Negotiated, never set by law; an example only
Deed documentary stamp tax$2,110.503,015 units of $100 at $0.70, Section 201.02
Owner's title policy (Lee County, seller customarily pays)about $1,585Promulgated schedule: $5.75 per $1,000 to $100,000, then $5.00 per $1,000
Title search and settlement fee, estimate$1,200Varies by title company
Municipal lien search, estimate$175Varies
Association estoppel certificate$299Statutory cap for a current account under Section 720.30851
Estimated seller costs with no buyer-agent offer$13,660.75About 4.5% of the price, before payoff and tax proration
Buyer-agent compensation, if you choose to offer it, example 2.5%$7,537.50Optional and off-MLS after August 17, 2024
Estimated seller costs with that offer$21,198.25About 7.0% of the price
Estimated net before payoff and tax proration, no offer / with offer$287,839.25 / $280,301.75Subtract any mortgage payoff; property tax is prorated at closing

These are estimates for illustration and not a quote. The commission lines are examples, and the closing and lien lines vary by provider. Ask us for a net sheet on your own price with your payoff and your tax proration.

What Must a Villas at Country Creek Seller Disclose Under Florida Law?

A Villas at Country Creek seller must give the buyer the Section 720.401 homeowners' association disclosure summary before the buyer signs, the Section 689.261 property tax disclosure, the flood disclosure Florida requires and a truthful answer about known material defects. The villas are Chapter 720 associations, so that summary applies here.

The Statutory Seller Disclosure Duty, Section 720.401

On a resale by an owner who is not the developer, the parcel owner supplies the disclosure summary before the buyer executes the contract, never at closing. If the summary was not provided before signing, the contract is voidable by the buyer, who may cancel by written notice within 3 days after receiving the summary or before closing, whichever comes first, and that right cannot be waived. It ends at closing.

Why the Villas Are a Chapter 720 Community

The five villa associations are homeowners' associations under Chapter 720, not condominium associations under Chapter 718, so the 720.401 duty applies and the condominium resale documents under Section 718.503 do not. The only Chapter 718 condominiums at Country Creek are the River's Reach buildings, which have their own regime. This is information and not legal advice, so route any doubt to your closing agent or attorney.

The Property Tax Disclosure Summary

Section 689.261 requires that a prospective purchaser of residential property receive a property tax disclosure summary at or before signing the contract, warning that the buyer should not rely on the seller's current taxes. A sale can trigger reassessment, so the buyer's bill can differ from yours.

The Flood Disclosure Under Section 689.302

Section 689.302 requires a seller to complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed. We prepare the facts it asks about, including the flood zone, the map effective February 5, 2026 and any flooding you know of, and your closing agent or attorney can confirm how it applies to your sale.

Known Material Defects

Under Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), a seller who knows of facts materially affecting value that a buyer cannot readily observe must disclose them, and an "as is" clause does not remove that duty. Complete the Florida Realtors seller's property disclosure form honestly, including roof, water intrusion and any storm repairs.

The Recorded Declaration Behind the Duty

The master Declaration of Covenants, Conditions and Restrictions is recorded in Official Records Book 1940, Page 1328 of the Lee County public records, and the villa associations have their own documents. We read them before listing so we can tell you what your buyer will read.

Unpermitted Work and Post-Storm Repairs

Ask the Village of Estero Community Development office for the permit history by address before you list. An open permit or unpermitted change discovered at inspection is a negotiating loss we would rather remove first.

How Do the Clubhouse Renovation, the Special Assessment and the Lawsuit Affect a Villa Sale?

The clubhouse renovation, the special assessment and case 26-CA-000387 affect a Villas at Country Creek sale because every serious buyer will ask about them. A seller who holds the estoppel and a plain statement of the construction status at listing controls the conversation, while a seller who waits answers it under time pressure.

What the Association Has Stated

Demolition began April 13, 2026, and the master association's plan is an $8 million phased renovation. The Master Board publishes a weekly Tuesday Clubhouse Report, which a buyer can ask to see. The association's own history records that it has funded large capital work in phases for two decades.

What the Court Record Shows

Case number 26-CA-000387 in the Circuit Court of the Twentieth Judicial Circuit for Lee County was filed January 21, 2026 as a complaint for declaratory judgment and injunctive relief. It asks whether Section 5.1 of the master Declaration required a membership vote before the board levied the special assessment. We identify it by docket number, not party names.

What Is Not Published

The special assessment amount, the vote threshold and the outcome are not in the public record we could read. We publish no assessment figure, and the estoppel for your villa is the document that shows any current or pending special assessment.

What We Tell a Seller to Do

Order the estoppel early, ask the master administration office for the current assessment position in writing, and tell buyers before they ask. We recommend raising the lawsuit at the first serious inquiry, since it is a public court record.

Talking About Construction at a Showing

Show the villa first. Say what is open and what is temporary: dining and the pro shop run from temporary facilities, while the golf course and pools are open. A buyer who feels informed is less likely to price in the worst case.

How Do the Flood Zone, Evacuation Zone and Roof Age Affect a Villa Sale?

The flood zone, evacuation zone and roof age affect a Villas at Country Creek sale because all four villa-only streets are FEMA Zone X, every Country Creek parcel is in Hurricane Evacuation Zone A, and a 1990s roof drives the buyer's insurance quote more than any flood line does.

Zone X on All Four Villa Streets

On our Country Creek street-by-street table, Candlewood Hollow, Willow Way, Calico Court and Weathered Vane Way are Zone X with no parcel in the Special Flood Hazard Area. Country Creek is inside the incorporated Village of Estero, FEMA community identification 120260. A federal flood insurance mandate attaches only inside the hazard area, though a lender or insurer may still ask for coverage.

The Governing Map Is a February 2026 Revision

FEMA's revision under case 25-04-3811P, effective February 5, 2026, replaced the 2022 panels. A buyer working from an older flood certificate or listing remark should have the zone confirmed against the current map for your address, and we put the current zone in your listing file.

Evacuation Zone A, Stated Plainly

Lee County GIS returns Zone A on every Country Creek parcel because modeled surge follows the Estero River corridor. That is a hurricane evacuation designation, different from a flood zone and made by a different agency. The Village of Estero says on its own flood page that flood zones, evacuation zones and surge are three different things.

What the Storm Record Says

USGS surveyed two Hurricane Ian high-water marks on the Estero River at the US 41 bridge on October 3, 2022, at 10.77 and 10.83 feet, 0.65 miles downstream, against a local base flood elevation of 13.7 to 15.0 feet. We say no documented structural damage, not no impact, and we found no source that documents villa-street damage.

The Roof Decides the Insurance Conversation

Every villa was built before March 1, 2002, so original construction cannot claim the code-compliance wind credit. Section 553.844 governs when a re-roof must meet current code, and the wind-mitigation form is the state's OIR-B1-1802. Have the roof permit date and a current report in your listing file.

Citizens and the January 2027 Flood Requirement

Citizens Property Insurance Corporation requires flood insurance on all of its policies from January 1, 2027, with condominium unit-owner and tenant policies carved out. A villa owner's homeowner policy is not a unit-owner policy, so a buyer who places wind coverage with Citizens should budget for flood from that date even in Zone X.

The Community Rating System Discount

The Village of Estero is a Community Rating System Class 6 community, which gives a 10 percent discount on federal flood premiums outside the Special Flood Hazard Area. Mention it in your listing, because a buyer's flood quote will reflect it.

What Will Your Buyer Pay to Own a Villa at The Villas at Country Creek?

A buyer of a villa at The Villas at Country Creek pays the master association's assessment and one villa association's assessment, property tax at 13.0214 mills, Lee County solid waste, water, electricity and insurance, and no community development district, and only the tax layer can be computed from public records.

The Tax Layer, Worked Through

The 2025 billed millage for the Village of Estero and Estero Fire taxing district was 13.0214 mills. As an illustration, our arithmetic on the 12-month MLS median of $301,500 as if it were a taxable value: $301,500 times 13.0214 mills is about $3,926, and adding the $366.39 Lee County solid waste line for single-family-use cart service gives about $4,292. It is an illustration and not a bill.

The Tax Reset Your Buyer Inherits

A sale price is not an assessment, and Save Our Homes resets at a sale, so a new owner's first taxable value can differ sharply from your capped bill. Tell buyers not to rely on your tax bill, as Section 689.261 says.

No CDD

There is no community development district assessment on the Country Creek tax bill. The only non-ad-valorem line is Lee County solid waste, at $366.39 for single-family cart service. That is a selling point worth stating with the source.

What the Two Associations Do Not Publish

No fee for the master association or any of the five villa associations is publicly sourceable. The master association's 2025 operating budget shows total expenses of $6,441,410, recited in the public court filing, but that is gross expense and not the assessment. We publish no dues figure and give the buyer the estoppel instead.

Golf and Amenity Costs a Buyer Will Ask About

A member round is $25.00, a guest round $45.00, both before tax, and the fitness center key card is a one-time $25 fee. Five pools, five tennis courts, bocce and horseshoes are included, and there is no pickleball.

Which Rules at The Villas at Country Creek Affect a Sale?

The rules that affect a Villas at Country Creek sale are the approval process, leasing, pets, exterior changes and age restrictions, and for the villas the public record shows that a process exists but not its terms. We do not guess at any of them, and we name the document that answers each.

Approval and the Estoppel Question

An approval process for purchases and leases exists at Country Creek, but its terms are not published for the villas. Ask the villa association's manager whether your sale needs approval, and read the recorded documents before you list.

Leasing: What Is and Is Not Established

The association's archived site carries a Lease Requirement Reminder, and the residents' group says renters not registered in the official directory are not approved. The minimum lease term and annual limits are not published for the villas, so we state none of them.

Pets and Vehicles

Pets are permitted and common, but count, weight and breed limits are not published for the villas. Federal fair housing rules treat assistance animals as reasonable accommodations, not pets, under U.S. Department of Housing and Urban Development guidance.

Age Restrictions

We found no age restriction in any first-party source for The Villas at Country Creek and no recorded declaration that qualifies it as housing for older persons. Federal and Florida fair housing law protect families with children, and we describe the homes, not the residents.

Selling With a Tenant

Generally yes, subject to the lease and the association's rules. The buyer takes the lease, so confirm the tenant's status with the villa association's manager before you list.

How Long Does It Take to Sell a Villa at The Villas at Country Creek?

A Villas at Country Creek villa took a median of 96 days on market over the last 12 months and 16 days over five years, with a range of 0 to 329 days, so plan for months and not weeks at today's pace. The contract period for inspection, insurance, estoppel and financing comes on top of that.

What the Record Shows

The pace has slowed since 2025: the median days on market was 5 to 11.5 in 2022 to 2024, 82 in 2025 and 64.5 in 2026 to September 29. A villa listed near $225,000 in September 2026 closed in 21 days, and one listed at $245,000 in February 2026 took 329.

A Realistic Sequence

First, the valuation, the documents file, the estoppel request and photography. Then the listing, showings and a scheduled price review. After a contract comes the inspection, the insurance quote, the estoppel and financing, and closing follows the title work.

Selling While You Are Away

Marc handles showings, inspections and walk-throughs, and signatures and closing can be done remotely. Many villas are seasonal homes, and we sell them without the owner being in Florida.

How Should You Prepare a Villa at The Villas at Country Creek for Sale?

Prepare a Villas at Country Creek villa for sale by fixing what an inspector will flag, collecting the roof permit and wind-mitigation report, requesting the estoppel and staging for a buyer who is comparing a nearly fixed floor plan. Spend where the closings say it shows: condition, not square footage.

The Pre-Listing Checklist

Roof permit date, air conditioner and water heater ages, any water intrusion history, permits for past work, the survey, the estoppel request and the association's resale documents. Buyers of 1990s villas ask for all of them.

Fix, Refresh or Remodel?

A fresh coat of paint, updated fixtures and clean floors show best against the two active listings. A major remodel rarely pays back at a $301,500 median, so we run the numbers before you spend.

The 50 Percent Rule

The Village's substantial-improvement rule is a floodplain-management rule, and none of the four villa streets is in the mapped hazard area, so we do not expect it to govern a villa project. Confirm with the Village for your address.

Staging for the Comparison Buyer

Show the floor plan, the light, the storage and the lanai. A buyer who compares a nearly fixed size decides on how the villa feels and what has been updated.

What Should Your Listing Say About Life in The Villas at Country Creek?

Your listing should say what The Villas at Country Creek is in facts a buyer can verify: an attached one-story villa in a gated Estero golf community with bundled golf, five pools and five tennis courts, close to US 41, Publix and I-75. It should never say who will fit in or who lives nearby.

The Setting

Country Creek was built between 1988 and 2001 on 282.33 acres, with an 18-hole executive golf course of 3,871 yards and par 61. Say what is open and what is under renovation.

The Location

The gate is on Corkscrew Road between US 41 and Three Oaks Parkway, with a Publix at Corkscrew Village about 1 to 2 miles away and I-75 exit 123 about 1.9 miles away. Southwest Florida International Airport is about 20 minutes in free-flow conditions.

What to Say, and What Not to Say

Say the villa is one story, two bedrooms and about 1,373 square feet on the county roll. Do not say the fee is low or that there is no assessment, because neither is published. Do not say the clubhouse is finished.

Fair Housing in Listing Copy

Federal and Florida fair housing law govern listing language. We describe the property and its features and never the people who might buy it, and we review every listing for wording that could suggest a preference.

What Do the MLS Records Teach About a Real Villas at Country Creek Resale?

The MLS records teach that two Villas at Country Creek villas of nearly the same size can close far apart: $355,000 in December 2025 after 113 days and $210,000 in September 2026 after 21 days, both marketed as two-bedroom-plus-den villas. These are public-record sales.

Data updated: September 2026 (Southwest Florida MLS Matrix, pulled September 29, 2026)

Two Villas, One Size, Different Outcomes

The December 2025 villa of 1,380 square feet listed at $379,000 and closed at $355,000, 93.7% of list. The September 2026 villa of 1,361 square feet listed at $225,000 and closed at $210,000, 93.3% of list. The sold-to-list ratios are almost identical, which shows the discount is the market's, and the $145,000 gap is the market's too.

What a Seller Could Learn From the Slow Sales

The February 2026 sale took 329 days at a $245,000 list and closed at $215,000, or 87.8%. The lesson is that a price above the band costs months and finishes lower, while a price inside it costs weeks.

The Top of the Recent Ladder

The March 2025 sales at $410,000, $399,000 and $362,000 are outside the 12-month window and should not anchor a 2026 price. They are the reason we always name the window beside every figure.

How Do You Get a Free Villas at Country Creek Home Valuation?

You get a free Villas at Country Creek home valuation by using the valuation form near the top of this page or calling Jesse McGreevy direct at (239) 898-6072. We follow up with the closings that fit your villa: the same size, adjusted for street, condition, roof and asking history. There is no cost and no obligation.

What the Valuation Includes

The closings that match your villa, the adjustments and why we made them, your street's county sales, a net sheet and a recommended list range with a floor and a stretch. As Top 1% Real Estate Agents Nationally Since 2008, we hand you more than a number.

Why the Valuation Comes Before the Listing Agreement

You should know what your villa is likely to sell for, what it will cost and how long it may take before you decide who lists it. Our Villas at Country Creek home valuation guide shows the method in full, and the valuation form on this page starts it.

How to Reach Us Today

Call Jesse direct at (239) 898-6072, text Marc at (239) 287-5873, or use the form. Confidential conversations are welcome.

Thinking of Selling Your Villas at Country Creek Home? List With the #1 Team in Southwest Florida Since 2012

If you're searching for a Villas at Country Creek listing agent, or thinking, "I need someone to sell my Villas at Country Creek home," you are selling into an entry-price neighborhood where the ask against the recent closings and the paperwork decide the result. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

If you are thinking, "I need someone to sell my house in Estero, Florida," McGreevy and Comisar helps homeowners price, market, negotiate and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County and Collier County. Whether you are selling in Country Creek, Breckenridge, Grandezza, West Bay Club or Miromar Lakes, our team provides local market guidance, professional listing exposure and a clear plan to help you sell confidently.

What Is Your Villas at Country Creek Home Worth? Get a Free Valuation in 60 Seconds.

Start with a free Villas at Country Creek home valuation, or read what a Villas at Country Creek home is worth first. Jesse follows up with the closings that fit your villa, and you can Call Jesse direct at (239) 898-6072. (239) 898-6072, text or call.

Should I list a Villas at Country Creek villa before season or wait until January?

Listing in late fall meets the seasonal buyer first, and the March 2026 cluster of three closings shows that winter buyers close. Waiting has a cost too, because the clubhouse timeline is not published and the market has slowed since 2025.

Do I need the estoppel before I have a buyer?

We recommend ordering it at listing. The certificate is effective for 30 days, or 35 if mailed, so we time the order against your expected contract date and reorder if it lapses.

What should I do first if a buyer asks about the lawsuit?

Confirm it is case 26-CA-000387, tell the buyer it is a public court record, share the estoppel and the current assessment position in writing, and do not speculate about the outcome.

Is a villa worth less than a Villages home?

On the same 12-month window the median is $301,500 against $355,000, but the homes differ in size and plan. We value each on its own closings.

Can I sell quietly without a public listing?

Yes, where a seller wants discretion, a listing can be worked before it is public. Talk to Jesse about timing and the trade-off in exposure.

How do I compare listing teams for The Villas at Country Creek?

Ask each for the recent Villas closings by street, the pricing logic and the paperwork plan. We publish ours above, including that we have no count of Villas sales we represented.

What Do Sellers Say About Working With McGreevy and Comisar?

Sellers who work with McGreevy and Comisar describe the same things: follow-through, honest advice and a team that handles the details. McGreevy and Comisar is a top-reviewed Villas at Country Creek listing agent on Google, and the quotes below are genuine client reviews, reproduced in the reviewer's own words.

We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.

What Sellers Wrote

★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Verified Google review

★★★★★ “Marc made an extremely stressful time of selling my parents' house easier because of his expertise, compassion, and diligence. I cannot thank him enough and I would recommend him without reservation.” Verified Google review

★★★★★ “Not living in the area, Jesse made life easy for me when we decided to sell our condo. His attention to detail, patience, understanding, and tenacity in dealing with all the moving parts was truly impressive.” Verified Google review

What the Quotes Do and Do Not Claim

These reviews are not about The Villas at Country Creek specifically, and we do not present them as if they were. They describe how we work with sellers anywhere in Southwest Florida.

Are You Also Buying Your Next Home in Southwest Florida?

Many Villas at Country Creek sellers are also buying, and we handle both sides of the move. Our buyer guide to The Villas at Country Creek explains how we represent buyers here, and our Country Creek buyer guide covers the whole gate.

Buying and Selling in the Same Season

Coordinate the two closings, and we will time the listing so the sale and the purchase land together. Read our Villas at Country Creek buyer guide for how buyers evaluate a villa.

Moving Within Country Creek

Some sellers move up to the detached side. See the Villages at Country Creek guide, read about Country Creek as a whole, and call Marc at (239) 287-5873 to walk through the comparison.

Buying Elsewhere in Estero

Read our Estero guide for the wider market, and call Marc at (239) 287-5873 with the neighborhood you have in mind.

Your Local Real Estate Experts

The Villas at Country Creek owners work directly with Jesse McGreevy and Marc Comisar, who have sold Southwest Florida real estate for more than twenty years, lead Domain Realty Group, and checked every recent Villas at Country Creek sale and public record before writing this guide. Learn more about our team.

McGreevy and Comisar are the Domain Realty team behind this Villas at Country Creek guide and our neighborhood guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate. Jesse has been in the business since October 2004, and the team launched in October 2008. Our team has closed more than 4,000 transactions across Southwest Florida. Since Jesse started in Southwest Florida real estate in 2004, we have represented buyers and sellers across Estero's gated communities.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com.

Contact McGreevy and Comisar

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Selling your Villas at Country Creek home? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Licensure, and the Office of Record

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission.

  • Jesse McGreevy, Florida license SL3101296
  • Marc Comisar, Florida license BK3060671
  • Brokerage office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Frequently Asked Questions, Seller Edition: Selling a Home in The Villas at Country Creek

These are the questions sellers ask most about selling a Villas at Country Creek villa in Estero, answered from the recent closings and the public record. For a number on your villa, use the free home valuation or Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

What is my Villas at Country Creek villa worth?

Start from the 12-month median of $301,500 (n = 10, mean of $295,000 and $308,000) and adjust for street, condition, roof and asking history. The 24-month median is $329,900 (n = 15). For a number on your villa, use our valuation guide.

What have Villas at Country Creek villas sold for recently?

In 2026 to September 29, six closed: $210,000, $215,000, $260,000, $308,000, $329,900 and $340,000. Every sale of the last 12 months is in the table above, by month and price.

How many villas sold at The Villas at Country Creek last year?

Ten in the Southwest Florida MLS in the 12 months to September 29, 2026, and 33 in 60 months. The county file shows 5 qualified sales since September 29, 2025, a small sample on the four villa-only streets.

Are online value estimates accurate for The Villas at Country Creek?

Not reliably. With 5 to 10 sales a year, one sale moves an automated estimate, and the estimate cannot see condition, roof age, the street or the association paperwork.

Should I price a Villas at Country Creek villa off 2023?

No. The 2023 MLS median was $380,000 and the last 12 months is $301,500, so a 2023 comparison overprices by a wide margin. Use the recent closings.

Does a den change my Villas at Country Creek value?

The MLS has priced den-labeled villas higher over 60 months, $358,500 against $355,000 for plain two-bedrooms, but the county roll records two bedrooms and no den on every villa. Show the floor plan.

How many villas are for sale at The Villas at Country Creek now?

Two, as of September 29, 2026, listed at $325,000 and $249,900 after 174 and 129 days on market. A small supply does not mean a fast sale.

How long will my Villas at Country Creek villa take to sell?

The 12-month median is 96 days and the range in 60 months is 0 to 329 days. A villa listed near $225,000 in September 2026 closed in 21 days.

Is now a good time to sell at The Villas at Country Creek?

The market is workable for a well-priced villa, but sold prices and days on market have moved against sellers since 2025. Price to the recent closings, not to the 2022 to 2024 plateau.

Will my Villas at Country Creek villa sell below asking?

Likely. In the last 12 months 9 of 10 closed below final list, at a median 93.7%. Price with room, and read the sale-by-sale table above.

What does the clubhouse renovation mean for my sale?

Buyers will ask about the special assessment and the lawsuit. Have the estoppel and the current construction status in hand at listing so you control the conversation.

Do I have to disclose the lawsuit?

Ask your attorney and title agent what Florida disclosure requires of you. Case 26-CA-000387 is a public court record, and buyers can find it, so we recommend raising it early.

What is an estoppel certificate and when do I order it?

It is the association's statement of what the villa owes and what is due at closing. Under Section 720.30851 it must be delivered within 10 business days of a written request, and it is effective for 30 days, or 35 if mailed.

What does the estoppel cost at The Villas at Country Creek?

The statute's base cap is $250, plus up to $150 if money is owed and $100 to expedite, indexed every five years. Our 2026 seller-cost research shows $299, $179 and $119 for the indexed figures. Read the fee on the certificate against the current statute.

Who do I send the estoppel request to?

The villa association's manager, which depends on which of the five villa corporations governs, and the master association's administration office. They are different desks, so ask us and we will route it.

Do I have to give the buyer an HOA disclosure summary?

Yes, on a resale in a Chapter 720 community. Section 720.401 requires the summary before the buyer signs, and a buyer who did not receive it may cancel within 3 days of receipt or before closing.

Does the HOA disclosure apply to a River's Reach condominium?

No. River's Reach is under Chapter 718, and Section 720.401 does not apply to condominium associations. The condominium resale documents follow Section 718.503.

Who pays the title policy and doc stamps?

In Lee County the seller customarily pays the owner's title policy and doc stamps at $0.70 per $100 of price, and the contract controls.

What closing costs should I expect when I sell?

Commission as negotiated, doc stamps on the deed, the owner's title policy where custom applies, prorated association assessments, the estoppel fee and any payoff. Our net sheet above shows the working numbers at $301,500.

What will I net at $300,000?

Doc stamps alone at $0.70 per $100 are $2,100 on $300,000. The rest depends on your commission, payoff, title costs and prorations, so ask for a net sheet.

Do I need to fix the roof before selling?

Not necessarily, but the roof's age drives the buyer's insurance quote. A roof under 15 years old avoids the Section 627.7011 issue. Have the permit date and a wind-mitigation report ready.

What is a wind-mitigation report and should I have one?

It records the villa's storm features on the state's form OIR-B1-1802. A recent one lets a buyer's insurer credit real features and can save a deal.

Do I need the association's approval to sell?

An approval process exists at Country Creek, but its terms are not published for the villas. Confirm with the villa association's manager.

Can I sell with a tenant in place?

Generally yes, subject to the lease and association rules. The buyer takes the lease, so confirm the tenant's status with the manager first.

Are buyers asking about flood zones?

Yes. Tell them the four villa streets are Zone X on the current map, effective February 5, 2026, and that Evacuation Zone A is a separate designation.

Does the golf membership transfer to the buyer?

Golf comes with ownership at Country Creek, with no equity certificate, so the buyer receives access through the home. Confirm any transfer fee on the estoppel.

How do I explain the fee to buyers when none is published?

Give them the estoppel early. It states the exact regular assessment, frequency and any special assessment, which is more credible than a listing-site number.

Should I list now or wait for the clubhouse to finish?

Waiting has a cost too: the clubhouse timeline is not published, and the market has slowed since 2025. Decide from your own timeline and the closings, not a guess.

How should I stage a one-story attached villa?

Show the floor plan, the light and the storage, and disclose what the villa association maintains. Buyers compare a nearly fixed size, so condition and presentation decide.

Can I sell off-market or quietly?

Yes, where a seller wants discretion, a listing can be worked before it is public. Talk to Jesse about timing.

How do I compare agents for The Villas at Country Creek?

Ask each for the recent Villas closings by street, the pricing logic and the paperwork plan. We publish ours above.

Do you have a track record selling at The Villas at Country Creek?

We tracked all 33 MLS closings in five years and the county record behind them.

What is the tax effect on my buyer?

Your buyer's first taxable value resets at the sale, so their bill can differ from yours. With the 2025 millage of 13.0214 mills, $301,500 is about $3,926 before the $366.39 solid waste line, our arithmetic.

How does The Villas at Country Creek compare with The Villages at Country Creek for a seller?

The Villas' 12-month median is $301,500 on 10 closings and the Villages' is $355,000 on 27. Read our Villages at Country Creek seller guide for the detached side.

How do I start?

Get a free home valuation or Call Jesse direct at (239) 898-6072. We start with your street's recent closings and your documents.

Sources and Authoritative References

Every fact on this Villas at Country Creek seller guide traces to a primary record below: the master association's own pages, Florida state records, Lee County and Village of Estero records, FEMA, federal sources and the Florida Statutes. No brokerage, listing portal or IDX feed is cited.

Parcel and sale facts come from the county roll and the MLS. Two Lee County zoning resolution pages returned only a script shell to our fetch, so the 265-unit ceiling is a roster figure and not a quotation from them.

  1. The Villages at Country Creek master association, home page (accessed September 30, 2026)
  2. The Villages at Country Creek, Golf (accessed September 30, 2026)
  3. The Villages at Country Creek, Golf rates (accessed September 30, 2026)
  4. The Villages at Country Creek, Pro Shop (accessed September 30, 2026)
  5. The Villages at Country Creek, Tennis (accessed September 30, 2026)
  6. The Villages at Country Creek, Amenities (accessed September 30, 2026)
  7. The Villages at Country Creek, Dining (accessed September 30, 2026)
  8. Lee County Property Appraiser, property search (accessed September 30, 2026)
  9. Lee County Property Appraiser, subdivision report (accessed September 30, 2026)
  10. Lee County Property Appraiser, 2025 Taxing District Millage Book (PDF) (accessed September 30, 2026)
  11. Lee County, planned development DCI86213 datasheet (accessed September 30, 2026)
  12. Lee County, DCI86213 zoning case record (accessed September 30, 2026)
  13. Lee County, resolution PD-94-029 (accessed September 30, 2026)
  14. Lee County, resolution PD-93-024 (accessed September 30, 2026)
  15. FEMA National Flood Hazard Layer map service (accessed September 30, 2026)
  16. FEMA Flood Map Service Center (accessed September 30, 2026)
  17. FloodSmart, federal flood insurance information (accessed September 30, 2026)
  18. Florida Statutes 720.30851, estoppel certificates (accessed September 30, 2026)
  19. Florida Statutes 720.305, obligations of members and remedies (accessed September 30, 2026)
  20. Florida Statutes 720.3085, payment for assessments and lien (accessed September 30, 2026)
  21. Florida Statutes 720.303, association powers and duties (accessed September 30, 2026)
  22. Florida Statutes 720.301, definitions (accessed September 30, 2026)
  23. Florida Statutes 720.306, meetings of members (accessed September 30, 2026)
  24. Florida Statutes 720.3075, prohibited clauses (accessed September 30, 2026)
  25. Florida Statutes 720.3015, homeowners' association dispute resolution (accessed September 30, 2026)
  26. Florida Statutes 553.844, wind and flood mitigation and roofs (accessed September 30, 2026)
  27. Florida Statutes 627.0629, residential windstorm mitigation credits (accessed September 30, 2026)
  28. Florida Statutes 627.7011, homeowners' policies and roof age (accessed September 30, 2026)
  29. Florida Statutes 201.02, tax on deeds (accessed September 30, 2026)
  30. Florida Statutes 712.05, marketable record title (accessed September 30, 2026)
  31. Florida Statutes 189.061, special district public facilities reports (accessed September 30, 2026)
  32. Florida Statutes 718.503, developer disclosure (accessed September 30, 2026)
  33. Florida Statutes 720.302, purposes and scope (accessed September 30, 2026)
  34. Florida Senate, Florida Statutes 2026, section 720.30851 (accessed September 30, 2026)
  35. Florida Senate, Florida Statutes 2026, section 720.305 (accessed September 30, 2026)
  36. Florida Senate, 2022 Special Session D, SB 4-D (accessed September 30, 2026)
  37. Florida Department of Revenue, documentary stamp tax (accessed September 30, 2026)
  38. Citizens Property Insurance, flood insurance (accessed September 30, 2026)
  39. Citizens Property Insurance, policies in force, April 30, 2026 (accessed September 30, 2026)
  40. Citizens Property Insurance, policies in force detail by county, April 30, 2026 (PDF) (accessed September 30, 2026)
  41. Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (PDF) (accessed September 30, 2026)
  42. Florida Office of Insurance Regulation (accessed September 30, 2026)
  43. Florida Chief Financial Officer, consumer services (accessed September 30, 2026)
  44. National Hurricane Center, Hurricane Ian Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  45. National Hurricane Center, Hurricane Milton Tropical Cyclone Report (PDF) (accessed September 30, 2026)
  46. U.S. Department of Housing and Urban Development, assistance animals (accessed September 30, 2026)
  47. Internal Revenue Service, Topic 701, sale of your home (accessed September 30, 2026)
  48. Internal Revenue Service, Publication 523, selling your home (accessed September 30, 2026)
  49. Consumer Financial Protection Bureau, owning a home (accessed September 30, 2026)
  50. School District of Lee County, student enrollment (accessed September 30, 2026)
  51. School District of Lee County, school zones (accessed September 30, 2026)
  52. Florida Gulf Coast University (accessed September 30, 2026)
  53. FDOT SWFL Roads, project 452544-1, I-75 (accessed September 30, 2026)
  54. Lee County, Corkscrew Road widening (accessed September 30, 2026)
  55. Lee County Community Development (accessed September 30, 2026)
  56. Lee County, FIRM flood zones (accessed September 30, 2026)
  57. Lee County, special districts (accessed September 30, 2026)
  58. Lee County Parks, Bonita Beach (accessed September 30, 2026)
  59. Lee County Utilities (accessed September 30, 2026)
  60. Lee County Solid Waste (accessed September 30, 2026)
  61. Lee County Tax Collector (accessed September 30, 2026)
  62. Florida Department of Health (accessed September 30, 2026)
  63. Florida Department of Transportation (accessed September 30, 2026)
  64. Village of Estero, permits (accessed September 30, 2026)
  65. Village of Estero, flood maps and zones (accessed September 30, 2026)
  66. Village of Estero, floodplain protection (accessed September 30, 2026)
  67. Village of Estero, medical facilities (accessed September 30, 2026)
  68. Florida Division of Corporations, corporation search (accessed September 30, 2026)
  69. Florida Division of Corporations, The Villas at Country Creek Homeowners Association, Inc., document N95000001601, filed April 3, 1995, annual report March 17, 2026 (retrieved September 30, 2026).
  70. Florida Division of Corporations, The Villas at Country Creek II Homeowners Association, Inc., document N95000005474, filed November 16, 1995, reinstated March 22, 2001, annual report March 12, 2026 (retrieved September 30, 2026).
  71. Florida Division of Corporations, The Villas at Country Creek III Homeowners Association, Inc., document N96000000662, filed February 2, 1996, reinstated November 21, 2001, annual report March 25, 2026 (retrieved September 30, 2026).
  72. Florida Division of Corporations, The Villas at Country Creek IV Homeowners Association, Inc., document N96000004463, filed August 23, 1996, annual report March 4, 2026 (retrieved September 30, 2026).
  73. Florida Division of Corporations, The Villas at Country Creek V Homeowners Association, Inc., document N97000006324, filed November 7, 1997, annual report January 22, 2026 (retrieved September 30, 2026).
  74. Lee County Property Appraiser, 2026 tax roll: 122 residential parcels on Candlewood Hollow, Willow Way, Calico Court and Weathered Vane Way, year built, bedrooms and heated area.
  75. Lee County recorded sales, DOR-qualified, all years on file, newest recording July 29, 2026, as carried in the county sales file.
  76. Southwest Florida MLS Matrix, Development Country Creek, Sub-condo Villas at Country Creek, closings and actives, pulled September 29, 2026.
  77. McGreevy and Comisar sub-community roster for Country Creek, September 2026, including the villa street merge and the 122 to 265 count range.
  78. McGreevy and Comisar Country Creek community guide, September 2026: street table, governance, clubhouse, flood, insurance and school research (association and Village records cited there).
  79. McGreevy and Comisar seller costs research, Florida, 2026, including the indexed estoppel fees.
  80. Florida Statutes 720.401, disclosure prior to sale of residential parcels (accessed September 30, 2026)
  81. Florida Statutes 689.261, property tax disclosure summary (accessed September 30, 2026)
  82. Florida Statutes 689.302, flood disclosure (accessed September 30, 2026)
  83. Florida Statutes 718.116, condominium estoppel certificates (accessed September 30, 2026)
  84. Florida Statutes 28.24, service charges by clerk of the circuit court (accessed September 30, 2026)
  85. National Association of REALTORS, what the settlement means for home buyers and sellers (accessed September 30, 2026)
  86. Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), Justia (accessed September 30, 2026)
  87. Florida Administrative Code 69O-186.003, title insurance rates (accessed September 30, 2026)

Downloadable Documents

The Villas at Country Creek's key documents are published by the State of Florida, FEMA, the federal government and Lee County, and the table links each to its issuing authority. The recorded master Declaration is available through the Lee County Clerk's official records, and the villa estoppel through the villa association's manager.

DocumentIssued byDateLink
Florida Statutes 720.30851, estoppel certificatesFlorida Legislature2026Statute text
Uniform Mitigation Verification Inspection FormFlorida Office of Insurance Regulationrev. 2026OIR-B1-1802, PDF
2025 Taxing District Millage BookLee County Property Appraiser2025Millage book, PDF
Citizens policies in force, detail by countyCitizens Property Insurance CorporationApril 30, 2026Detail by county, PDF
Hurricane Ian Tropical Cyclone ReportNational Hurricane Center2022Ian report, PDF
Hurricane Milton Tropical Cyclone ReportNational Hurricane Center2024Milton report, PDF
Villas at Country Creek homeowners' association records, I through VFlorida Division of Corporationsfiled 1995 to 1997Corporation search
Selling your home, Publication 523Internal Revenue ServicecurrentPublication 523
National Flood Hazard LayerFederal Emergency Management AgencycurrentFlood map service
Florida Statutes 720.401, disclosure summaryFlorida LegislaturecurrentStatute text
Documentary stamp tax overviewFlorida Department of RevenuecurrentDOR guidance

Market data from Southwest Florida MLS, pulled September 29, 2026. Brokered by Domain Realty.