Sun Terrace is 56 single-family homes on Rordon Ave and 10th, 12th and 14th St N, inside the City of Naples 34103. County sales, taxes and flood map, by McGreevy and Comisar.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.
Sun Terrace, the neighborhood buyers search for as Sun Terrace Naples, is easy to describe on the public record. Sun Terrace is 56 single-family homes, 51 on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples, Florida 34103, recorded with Collier County as one plat named Sun Terrace inside the City of Naples, with county roll years from 1960 to 2025. If you are comparing agents, our guide to the best real estate agents in Naples sets local agents side by side on the public record. For the plat itself, Collier County shows 12 qualified recorded sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median; the top of that range is one 2023 resale of a home with a 2020 roll year.
McGreevy and Comisar are the team Sun Terrace sellers call first: Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales between Jesse and Marc, and the Domain Realty Group team is the #5 real estate team in Florida (RealTrends 2026). This page covers life inside the City of Naples, a 1960s plat that is rebuilding lot by lot, recorded sales, taxes in millage area 4, the HOA question, City zoning and rental rules, the flood-map check and Evacuation Zone B, the building code era and insurance, schools, drives and the nearby plats buyers compare.
Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103. Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.
Sun Terrace is 56 single-family homes on one plat, and the right agent prices each home against its size band, its roll year and whether it is an original 1960s home or a rebuild. Sellers and buyers choose McGreevy and Comisar because we read the county record, band by band and era by era, before we talk about a price.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
If you're searching for the best realtor for Sun Terrace in Naples, whether you're ready to sell your home in Sun Terrace or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our Domain Realty Group team is also the #5 real estate team in Florida (RealTrends 2026).
Sun Terrace market (Collier County recorded sales, county records through mid-October 2026): 12 qualified recorded sales in 60 months across all brokerages · median $607,500 · $425,000 to $2,200,000 · newest qualified sale August 12, 2026. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026; we read the 2026 county tax roll for all 56 homes; we read the county's address records for all 56 homes; we read the county's copy of the effective FEMA flood map for all 56 homes, along with the county's evacuation-zone map; and we measured drive times from Rordon Avenue with one routing method.
Honors and recognition:
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, see why sellers rank us among the best real estate agents in Naples, or call Jesse direct at (239) 898-6072.
Buying a home in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers. Our guide to buying a home in Naples covers offers, inspections, insurance and closing costs. You can also contact us or read about the team.
A seller in Sun Terrace gets a price built from the county record for the right size band and roll year, not from a plat-wide average. The 60-month window leads, with 12 qualified sales from $425,000 to $2,200,000 at a $607,500 median and $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
We order title work early. In Collier County the buyer customarily pays the owner's title policy, and the contract controls. No homeowners' association appears on any record we read for Sun Terrace; recorded deed restrictions or plat notes can still apply without one, so the title commitment confirms them. Our Naples home valuation page and our guide to selling a home in Naples set out the steps.
A buyer in Sun Terrace gets the questions that matter before the offer. Which of the five county heated size bands is the home in? Which roll year does it carry, and is it an original 1960s home or one of the 11 homes with 2001 to 2025 roll years? What does the home's own flood zone determination say, and which City of Naples rules govern a rebuild, an addition or a lease?
We point each answer at the document that governs it: the City's zoning code and map, City permits, the title commitment, and the home's own flood determination and inspection.
County recorded sales matter in Sun Terrace because the recent counts are small and every one carries weight. The county file holds 2 qualified sales in 12 months, $544,000 to $690,000, and 3 in 24 months and 5 in 36 months, each $425,000 to $690,000; none of those windows holds 10 sales, so no median prints.
The 60-month window holds 12 qualified sales, $425,000 to $2,200,000, at a $607,500 median and $508 per county heated square foot; the 120-month window holds 26, $132,000 to $2,200,000, at a $455,000 median and $378. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.
Sun Terrace homes are priced by size band because sizes run from 898 to 2,810 county heated square feet. The roll puts 6 homes under 1,000 square feet, 13 from 1,000 to 1,249, 12 from 1,250 to 1,499, 16 from 1,500 to 1,999 and 9 at 2,000 and up.
The 36-month record splits across those bands. Under 1,000 square feet recorded 2 qualified sales, $500,000 and $544,000; 1,000 to 1,249 recorded 1, at $590,000; 1,500 to 1,999 recorded 2, $425,000 and $690,000. The 1,250 to 1,499 band and the 2,000 and up band recorded none. We price each home against its own band, roll year and condition.
The roll year matters in Sun Terrace because the plat holds originals and replacements. The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025.
The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies. In the last 36 months, 4 of the 5 qualified sales were homes with 1960s roll years and the fifth carried a 1982 roll year, so the recent record speaks mostly for the original homes.
A rebuild changes the comparison in Sun Terrace because a newer home is a different product from the house it replaced. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one.
The eight homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet. The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home. None of the 5 qualified sales in the last 36 months was a home with a 2001 or later roll year.
The flood map needs a home-by-home check in Sun Terrace because the county's reading is not a lender's determination. The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home.
Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs. Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends. All 56 homes are in Evacuation Zone B on the county's map.
The City rules come before an offer in Sun Terrace because the City of Naples, not an association, sets what can be built and how a home may be leased. The City's zoning code (Chapter 58 of the City Code) and its zoning map set what each lot allows, and City building and zoning staff confirm setbacks, height and lot coverage before any rebuild.
The City's published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing a lease. No homeowners' association appears on any record we read for Sun Terrace, and the title commitment confirms any recorded restriction.
Selling your home in Sun Terrace? Get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.
Sun Terrace comes down to ten facts that carry the county record for its homes, plat, location, sales, taxes, flood map and drives. Every figure names its window and its source, and the county records run through mid-October 2026, so a reader can check each one against the record it comes from.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).
Sun Terrace is 56 single-family homes, 51 on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples, Florida 34103, recorded with Collier County as one plat named Sun Terrace inside the City of Naples, with county roll years from 1960 to 2025.
Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County 2026 tax roll, millage area 4).
Item | Fact |
|---|---|
Name | Sun Terrace |
Homes | 56 single-family homes (county roll and address records) |
Plat | one recorded plat, Sun Terrace |
Streets | Rordon Avenue (51 homes), 12th Street North (2), 14th Street North (2), 10th Street North (1) |
Roll years | 1960 to 2025 |
County heated area | 898 to 2,810 sq ft; average about 1,487 |
Other roll parcel | one office-use parcel on Goodlette-Frank Road North, not a home, not counted |
Vacant parcels | none on the 2026 roll |
ZIP, city, jurisdiction | 34103, Naples, inside the City of Naples |
Millage area | 4, 8.9752 mills (2026 county tax-roll file), including City of Naples General Fund 1.2900 |
Non-ad valorem | $0 on all 56 bills |
Flood | no flood zone returned by the county's republished copy of the effective FEMA map; effective panel 12021C0391J, effective February 8, 2024 |
Evacuation | Zone B, all 56 homes |
This page is about Sun Terrace, the 56-home plat on Rordon Avenue, spelled with an R, in the City of Naples 34103. It is not Naples Terrace, the neighboring plat whose homes are mostly on Diana Avenue; it is not Sunset Terrace or Trail Terrace, any Sun Terrace apartment or condominium, or a Sun Terrace in another city. Some online maps and listing sites use the name Sun Terrace for a wider area around Coastland Center and Naples High School; every count, sale and figure in this guide is for the 56 homes on the recorded Sun Terrace plat.
A home belongs to Sun Terrace when its deed and county record name the Sun Terrace plat.
Sun Terrace in Naples FL is one recorded plat of 56 single-family homes inside the City of Naples, with roll years from 1960 to 2025 and county heated areas from 898 to 2,810 square feet. There is no condominium, villa or apartment building on the plat. Because every home is inside the City, the City's zoning code, permits and services govern, and every 2026 tax bill on the plat carries the City of Naples levy.
Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103.
Most of the plat is Rordon Avenue itself, with 51 of the 56 homes.
Sun Terrace is in ZIP code 34103. Every one of the 56 homes on the county roll carries a Naples 34103 address, and the mailing city for all of them is Naples.
The ZIP code covers many other streets and plats, so a 34103 address does not by itself place a home in Sun Terrace or inside the City limits. The legal description settles the plat; the tax bill settles the City question.
The Sun Terrace homes are on four streets: 51 on Rordon Avenue, 2 on 12th Street North, 2 on 14th Street North and 1 on 10th Street North.
Only those five cross-street homes belong to the plat. City address records list 60 addresses on 10th Street North, 32 on 12th Street North and 92 on 14th Street North, mostly on other plats, so a 10th, 12th or 14th Street North address is not Sun Terrace unless the legal description names the plat.
Rordon Avenue runs east-west, from 10th Street North near U.S. 41 at its west end to 14th Street North near Goodlette-Frank Road at its east end, with 12th Street North crossing between them. On the county's address ranges, Rordon Avenue house numbers run from about 1000 at the west end to about 1398 at the east end.
Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.
Golden Gate Parkway appears only farther along some routes, such as the route to Naples Airport by Goodlette-Frank Road North; it does not cross Rordon Avenue.
Sun Terrace has 56 homes, all single-family, on the county roll and the county's address records. The plat also holds one office-use parcel, which is not a home and is not counted in any figure here.
The 2026 roll lists no vacant parcel on the plat. When a Sun Terrace home is rebuilt, the new house takes the old one's place on the same lot and the count stays at 56.
Yes. All 56 Sun Terrace homes are single-family residences on the county roll. There is no condominium, villa, townhome or apartment building on the plat.
That makes the plat a single product type, so its sales compare cleanly once size band and roll year are matched.
The Sun Terrace plat is laid out along Rordon Avenue, with 10th, 12th and 14th Streets North crossing it. Listing legal descriptions show the plat is divided into lettered blocks and numbered lots.
The legal description on a deed or title commitment ties a specific home to the plat; a street name alone does not, because the cross streets also run through other plats.
Coastland Center, 1900 Tamiami Trail North, is 1.6 road miles from Sun Terrace. The drive takes about 5 minutes without traffic, by Creech Road and Tamiami Trail North (U.S. 41); the mall's own site is coastlandcenter.com.
Drive figures are road estimates measured in November 2026 from Rordon Avenue, without traffic; in season and at rush hour, real drives run longer.
Within about a mile of Sun Terrace by road are a pharmacy, a grocery and a public high school campus. Walgreens on Tamiami Trail North is 0.8 road mile, about 3 minutes; Publix at 1981 Tamiami Trail North is 1.0 road mile, about 3 minutes; and Naples High School is 1.0 road mile, about 4 minutes.
The Naples High School figure is a road distance, not a school assignment, which Collier County Public Schools confirms by address. Drive figures are road estimates measured in November 2026 from Rordon Avenue, without traffic.
No vacant parcel appears on the 2026 county roll for Sun Terrace. The roll lists 56 homes and one office parcel, and every homesite carries a home.
New construction on the plat therefore happens on lots that already carry homes, one rebuild at a time. City building permits confirm each one.
Sun Terrace is inside the City of Naples. Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples. Its neighbors on the roll are other small plats on the same numbered-street grid, with U.S. 41 and Goodlette-Frank Road on either side.
Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; Collier County roll and address records, read November 6, 2026).
Yes. Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples.
All 56 homes sit in millage area 4 on the 2026 county tax-roll file, at a total rate of 8.9752 mills.
The tax bill tells you whether a 34103 address is inside the City limits. A home inside the City carries the City of Naples General Fund levy on its bill; for Sun Terrace that levy is 1.2900 mills in millage area 4, on every one of the 56 homes.
A 34103 mailing address alone does not decide it, because the mailing city and the ZIP code are postal facts, not municipal ones.
Sun Terrace is inside the City of Naples, so the City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot; the district for a specific address is on the City's zoning map, and the City's building and zoning staff confirm setbacks, height and lot coverage before any rebuild.
A buyer with plans takes the address to the City before the inspection period ends.
On the county's roll, Sun Terrace's neighbors are other small plats on the same numbered-street grid: Naples Terrace, a separate plat south of Rordon Avenue, shares the 10th and 14th Street North cross streets with Sun Terrace, and most Franks Subdivision homes are on 28th Avenue North; 29th Avenue North is a nearby street, and Tamiami Trail North and Goodlette-Frank Road North carry through traffic on either side.
Those plats are separate records, and none of their figures is counted in Sun Terrace's.
No. Sun Terrace is its own recorded plat on the county roll, and the Moorings, Park Shore and Olde Naples are separate neighborhoods with their own plats, homes and records.
The legal description on the deed, not a listing's area label, places a home in Sun Terrace.
No canal, lake, beach, dock or ramp parcel is on the Sun Terrace roll; Sun Terrace is an inland street grid. No boat ramp was verified on any record we read.
The Gordon River Greenway describes itself as "a 140-acre park" with "2.5 miles of asphalt, mulch and boardwalk trails through six native plant communities"; it is 2.1 road miles from Rordon Avenue, about 7 minutes, to one entrance point, not necessarily the main trailhead.
The plat also holds one office-use parcel on Goodlette-Frank Road North, which is not a home and is not counted in any figure here.
No. Golden Gate Parkway does not cross Rordon Avenue. Road routes from Rordon Avenue use 10th Street North or 14th Street North, Creech Road, U.S. 41 and Goodlette-Frank Road. Golden Gate Parkway appears only farther along routes, such as the route to Naples Airport by Goodlette-Frank Road North.
Sun Terrace came together through the 1960s and has been renewing lot by lot ever since. The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025. We read the 2026 county roll for all 56 homes to build this history.
Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026).
Roll-year decade | Homes | County heated sq ft (low to high) |
|---|---|---|
1960s | 35 | 898 to 2,072 |
1970s | 4 | 1,094 to 2,160 |
1980s | 3 | 996 to 2,019 |
1990s | 3 | 1,326 to 1,640 |
2000s | 2 | 900 to 1,092 |
2010s | 3 | 1,596 to 2,289 |
2020s | 6 | 1,376 to 2,810 |
Total | 56 | 898 to 2,810 |
The dated record for the plat, from the county roll, the county file and the storm and FEMA dates that touch it:
Date | Event on the record |
|---|---|
1960 | first five Sun Terrace homes on the county roll |
September 10, 1960 | Hurricane Donna |
1962 | earliest recorded deed on any Sun Terrace parcel in the county file |
1965 | the busiest roll year, 9 homes |
1968 | the last of the 35 homes with 1960s roll years |
1995 | the county file's first qualified sale over $100,000 |
2001 | the first of the 11 homes with 2001 or later roll years |
September 10, 2017 | Hurricane Irma |
2020 | the first of six 2020s homes |
September 28, 2022 | Hurricane Ian |
2023 | the file's highest price ($2,200,000) and the largest home on the roll (2,810 sq ft, 2023 roll year) |
February 8, 2024 | the current FEMA panel takes effect |
2025 | the newest roll year |
August 12, 2026 | the newest qualified sale |
When the Sun Terrace plat was recorded, by whom, and who built its first homes: Information not available at time of publishing (checked 2026-11-06).
The county roll's first five Sun Terrace homes carry 1960 roll years, and the county file's earliest recorded deed on any Sun Terrace parcel is from 1962. For a specific home, the recorded plat and the title commitment carry the plat's recording details and notes.
An older City of Naples ordinance, as quoted in City records, refers to the north-south streets 'as platted in Sun Terrace Subdivision' and asks later plats nearby to line up with them.
That wording is about street alignment only; the City's current zoning code decides what a lot allows.
The Sun Terrace homes carry county roll years from 1960 to 2025. By single roll year, the county roll shows 1960: 5; 1961: 4; 1962: 1; 1963: 2; 1965: 9; 1966: 5; 1967: 7; 1968: 2; 1971: 1; 1975: 1; 1976: 2; 1982: 1; 1984: 1; 1989: 1; 1991: 1; 1994: 1; 1995: 1; 2001: 1; 2004: 1; 2011: 1; 2016: 1; 2018: 1; 2020: 1; 2021: 2; 2022: 1; 2023: 1; 2025: 1.
1965 is the single busiest roll year, with 9 homes. A roll year is the county's record year; the permit date decides which building code applied.
Hurricane Donna struck on September 10, 1960, the year of Sun Terrace's first five roll-year homes; Explore Naples' history of the city says it washed away most of the pier and caused more than $25 million in property damage in Naples.
That is a statement about Naples as a whole; no record we read describes what Donna did on Rordon Avenue.
After the 1960s, the county roll adds Sun Terrace homes decade by decade: 4 in the 1970s, 3 in the 1980s, 3 in the 1990s, 2 in the 2000s, 3 in the 2010s and 6 in the 2020s.
The 2020s homes run from 1,376 to 2,810 county heated square feet. Because no vacant parcel appears on the roll, the later roll years describe homes on existing lots, most of them replacing older houses.
The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one.
All 11 are on Rordon Avenue. About one in five Sun Terrace homes (11 of 56, 20 percent) carries a 2001 or later roll year; 9 of the 56 carry 2010 or later roll years and 7 carry 2018 or later.
The rebuilt homes in Sun Terrace run larger than the originals. The eight homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet, and five of those eight are 2,000 square feet or larger. The 35 homes with 1960s roll years run 898 to 2,072.
Florida Realtors, reporting National Association of Home Builders figures on March 30, 2026, said Florida held 14.6 percent of all U.S. residential demolition permits in 2025, the most of any state, and that teardown-related projects were about 7 percent of single-family starts in 2024. The report is on the Florida Realtors news page.
That is a statewide figure, not a Naples count. On Rordon Avenue, the county roll's 11 homes with 2001 to 2025 roll years are the local record.
Sun Terrace's county record gives a clear starting number: 12 qualified recorded sales in the 60 months through mid-October 2026, at a $607,500 median, from $425,000 to $2,200,000. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. If you are selling, get a free home valuation; if you are buying, see how we represent buyers. We price from that window, then by size band, roll year and whether a home is an original or a rebuild.
Selling your home in Sun Terrace? Get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.
Sun Terrace homes are single-family homes with county heated areas from 898 to 2,810 square feet, most of them one-story concrete block and stucco homes from the 1960s, with newer and larger rebuilds among them. County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487.
Data updated: November 2026 (Collier County roll and address records, read November 6, 2026).
Sun Terrace size bands (county heated area on the 2026 roll):
County heated sq ft | Homes | Share |
|---|---|---|
under 1,000 | 6 | 11 percent |
1,000 to 1,249 | 13 | 23 percent |
1,250 to 1,499 | 12 | 21 percent |
1,500 to 1,999 | 16 | 29 percent |
2,000 and up | 9 | 16 percent |
Total | 56 |
31 of the 56 homes have under 1,500 county heated square feet and 25 have 1,500 or more; none reaches 3,000.
County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487. The largest band is 1,500 to 1,999 square feet, with 16 homes, followed by 1,000 to 1,249 with 13 and 1,250 to 1,499 with 12. Six homes are under 1,000 square feet and nine are 2,000 and up.
The county roll does not record bedrooms or baths; listing descriptions for Sun Terrace homes describe one-story ranch homes of concrete block and stucco, and bedroom counts vary from home to home.
For a specific home, the listing and inspection give the room count, and the permit history shows whether a room was added with a permit.
Sun Terrace homes, as listing descriptions describe them, are one-story ranch homes of concrete block and stucco, matching a plat where 35 homes carry 1960s roll years.
The newer homes vary more. Their design, height and finish follow what each owner built under the City's zoning code, so no single style label describes every home on the plat.
Listing descriptions mention one-car garages, jalousie windows, shingle roofs and fenced yards on some homes; each home differs, and the listing and inspection decide.
Roof age, window type and any garage conversion each bear on insurance, the wind mitigation report and the heated area.
Listing living areas often differ from county heated area, because listings may count additions, enclosed areas or garage conversions differently; the county roll's heated area is the figure used throughout this guide.
A price per square foot built from a listing's larger living area will not compare with a county figure, so we price Sun Terrace homes in county heated square feet.
Lot sizes, frontages and dimensions for Sun Terrace homesites: Information not available at time of publishing (checked 2026-11-06).
The recorded plat and the City's zoning map and code set what a lot allows. For a home under contract, the survey gives the lot's dimensions, the title commitment shows any recorded easement or restriction, and City staff confirm setbacks, height and lot coverage.
The largest home on the Sun Terrace roll has 2,810 county heated square feet and carries a 2023 roll year; the smallest has 898 county heated square feet and carries a 1960 roll year.
The 1960s homes top out at 2,072 square feet on the roll, while the 2020s homes run from 1,376 to 2,810, so the largest homes on the plat sit among the newer roll years.
The newest Sun Terrace homes are the six with 2020s roll years: one from 2020, two from 2021, one each from 2022 and 2023, and one from 2025. All six are on Rordon Avenue and run from 1,376 to 2,810 county heated square feet.
Whether a Sun Terrace lot allows a second story, a pool or an accessory structure is decided by the City of Naples, under its zoning code (Chapter 58 of the City Code), its zoning map and its building and zoning staff.
A large renovation or a rebuild in Sun Terrace runs through the City's permit process, where the federal 50 percent substantial improvement test applies to work on an existing structure; the City's building staff decide how. The title commitment shows any recorded restriction on the lot.
A buyer of a 1960s Sun Terrace home checks the roof covering and its age, the windows and opening protection, and a wind mitigation inspection on the state's uniform mitigation verification form. The permit history shows whether additions, enclosed areas or garage conversions were permitted, and the home's own flood zone determination answers the flood question.
The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies.
Sun Terrace's 1960s homes and its newer rebuilds share one plat, one millage rate and one evacuation zone, but differ in size, construction era and sales record. The 35 homes with 1960s roll years run 898 to 2,072 county heated square feet; the 11 from 2001 to 2025 run 900 to 2,810.
Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4).
Roll-year era | Homes | County heated sq ft (low to high) |
|---|---|---|
1960s | 35 | 898 to 2,072 |
1970 to 1999 | 10 | 996 to 2,160 |
2001 to 2025 | 11 | 900 to 2,810 |
Total | 56 | 898 to 2,810 |
The homes by street, from the county roll:
Street | Homes | Roll years | County heated sq ft |
|---|---|---|---|
Rordon Ave | 51 | 1960 to 2025 | 898 to 2,810 |
12th St N | 2 | 1965 to 1967 | 1,756 to 2,072 |
14th St N | 2 | 1975 to 1976 | 1,094 to 2,160 |
10th St N | 1 | 1966 | 1,425 |
Total | 56 | 1960 to 2025 | 898 to 2,810 |
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying a home in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.
35 Sun Terrace homes carry 1960s roll years: 5 from 1960, 4 from 1961, 1 from 1962, 2 from 1963, 9 from 1965, 5 from 1966, 7 from 1967 and 2 from 1968. Of those 35, 32 are on Rordon Avenue, 2 on 12th Street North and 1 on 10th Street North, running 898 to 2,072 county heated square feet.
11 Sun Terrace homes carry roll years from 2001 to 2025, and all 11 are on Rordon Avenue. Of the 56 homes, 9 carry 2010 or later roll years, 7 carry 2018 or later and 6 carry 2020 or later.
Their county deed records go back before their newer roll years, and City building permits confirm each one.
Sizes in Sun Terrace widen with the newer eras. The 35 homes with 1960s roll years run 898 to 2,072 county heated square feet; the 10 from 1970 to 1999 run 996 to 2,160; and the 11 from 2001 to 2025 run 900 to 2,810.
The newest group holds both a small home and the largest on the roll, so we match band and era together.
The original homes recorded nearly all of Sun Terrace's recent sales. Of the 5 qualified sales in the last 36 months, all on Rordon Avenue, 4 carried 1960s roll years and one a 1982 roll year; none was a home with a 2001 or later roll year. Their sizes ran from 941 to 1,566 county heated square feet.
These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.
The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home.
For a seller of an original 1960s home, the recent sales of 1960s homes are the closer evidence.
The five cross-street homes in Sun Terrace are all older homes. The two on 12th Street North carry 1965 to 1967 roll years and run 1,756 to 2,072 county heated square feet; the two on 14th Street North carry 1975 to 1976 roll years and run 1,094 to 2,160; and the one on 10th Street North carries a 1966 roll year and has 1,425.
All 11 homes with 2001 or later roll years are on Rordon Avenue.
Sun Terrace's tax figures come from the county tables as one group of 56 homes, not by era. The median total 2026 tax bill is $3,729, with bills from $623 to $16,179, and the 2026 county roll just value runs from $393,148 to $1,841,880, with a median of $496,846.
Every home pays 8.9752 mills in millage area 4, including the City of Naples General Fund's 1.2900, and 32 of the 56 homes are homestead-exempt.
No difference between the eras appears on the record. The county's republished copy of the effective FEMA flood map, panel 12021C0391J, returned no flood zone for any Sun Terrace home, whatever its roll year, and a lender's flood zone determination gives the zone for a specific home.
Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone.
Sun Terrace shows no homeowners' association on any record we read, and none of its 56 homes carries a non-ad valorem charge on the 2026 tax bill. Listing records describe it as non-gated, and the plat holds homes and one office parcel, with no clubhouse, pool, park or water feature of its own.
Data updated: November 2026 (Collier County 2026 tax roll and address records, read November 6, 2026; listing records; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).
We read the 2026 county tax roll for all 56 homes and the county's address records for all 56 homes. The table sets out each item a buyer asks about and the record it rests on.
Item | Status on the record | Source |
|---|---|---|
Homeowners' association | None appears on any record we read | Collier County 2026 tax roll; listing records |
Non-ad valorem charge | $0 on all 56 bills | Collier County 2026 tax roll, millage area 4 |
Gate | Not described as gated; listing records describe a non-gated community | Listing records; county address records |
Clubhouse or pool | None appears on the county roll or any record we read | Collier County roll and address records |
Park or playground | None on the plat; the plat's parcels are 56 homes and one office parcel | Collier County roll |
Lake or canal | None on the Sun Terrace roll; Sun Terrace is an inland street grid | Collier County roll |
Sidewalks and street lighting | Not confirmed on any record read | The City of Naples |
Nearby City park | Fleischmann Park, 1600 Fleischmann Blvd, 1.4 road miles, about 4 minutes | Road estimate, November 2026 |
No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.
That is the honest short answer. The 2026 county tax roll shows $0 in non-ad valorem charges on all 56 homes, and listing records describe no association fee and no association amenities. No record can prove a negative across every recorded document, so the title commitment settles it for a specific lot.
A deed restriction or a note on a recorded plat is a rule written into the public land records. It can limit how a lot is used or what is built on it, and it binds the lot whether or not an association exists; enforcement then rests with the parties the document names, not a board. A Sun Terrace buyer reads the exceptions in the title commitment, where any recorded restriction on the lot shows, and asks the title agent or an attorney what each one requires before the inspection period ends.
Sun Terrace is not described as gated in any record we read: listing records describe it as a non-gated community, and road routes reach Rordon Avenue directly from 10th and 14th Streets North.
No clubhouse, community pool, park, playground, tennis court, lake, canal, boat dock or ramp appears on the county roll or any record we read for Sun Terrace; the plat's parcels are 56 homes and one office parcel.
A pool, where one exists, belongs to an individual home and shows in that home's listing and inspection. The office parcel on Goodlette-Frank Road North is not a home and is not counted in any figure in this guide.
Whether Rordon Avenue has sidewalks or street lighting along its length, and whether a recorded plat note or deed restriction applies to a given lot: Information not available at time of publishing (checked 2026-11-06).
Rordon Avenue is a City street, so the City of Naples is the place to ask about sidewalk or lighting work on it. No sidewalk or lighting levy appears on any Sun Terrace 2026 tax bill, because none of the 56 bills carries a non-ad valorem charge.
Three City parks sit within a short drive of Rordon Avenue on our drive table:
Park | Address | Drive miles | Drive minutes |
|---|---|---|---|
Fleischmann Park | 1600 Fleischmann Blvd | 1.4 | about 4 |
Baker Park | 1000 8th Ave S | 3.3 | about 7 |
Cambier Park | 755 8th Ave S | 3.3 | about 8 |
Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer. Park rows are measured to a mapped point, not a gate or the main entrance, so each figure is an "about".
The Gordon River Greenway describes itself as "a 140-acre park" with "2.5 miles of asphalt, mulch and boardwalk trails through six native plant communities", designed for walking, jogging, biking and roller-blading, according to the Gordon River Greenway's site. By road it is 2.1 miles and about 7 minutes from Rordon Avenue to one entrance point, not necessarily the main trailhead. Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.
Naples Pathways is a local nonprofit whose stated goal centres on walking and biking across Naples. No bike lane on Rordon Avenue appears on any record we read.
No public golf course and no public boat ramp was verified on any record we read for the area around Sun Terrace. No canal, lake, beach, dock or ramp parcel is on the Sun Terrace roll; Sun Terrace is an inland street grid.
Sun Terrace sits inside the City of Naples, so City rules govern each lot: the City's zoning code sets what can be built, City building staff permit rebuilds and renovations, the City's rental guidance applies to leases, and Florida law limits how local rental rules can change. Any recorded restriction on a lot shows in the title commitment.
Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; Florida Statutes, 2025 statutes, read November 6, 2026; FEMA glossary).
Sun Terrace is inside the City of Naples, so the City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot; the district for a specific address is on the City's zoning map, and the City's building and zoning staff confirm setbacks, height and lot coverage before any rebuild.
Topic | Governing rule | Where to confirm |
|---|---|---|
Zoning | City of Naples zoning code, Chapter 58 of the City Code | The City's zoning map and its building and zoning staff |
Rentals | The City's published rental guidance; s. 509.032(7)(b), Florida Statutes | The City of Naples before signing any lease |
Rebuild permits | City building permits for demolition and new construction | City building staff |
Flood rules for renovation | FEMA's 50 percent substantial improvement test, applied through the City's permit process | City building staff |
Recorded restrictions | Any deed restriction or plat note recorded against the lot | The title commitment |
Every one of the 56 homes carries the City of Naples General Fund levy on its 2026 tax bill, which places all of them inside the City and under its zoning code, Chapter 58 of the City Code. That code assigns each lot to a district, and the district decides setbacks, height and lot coverage; the City's zoning map shows the district for an address.
The City zoning district for Sun Terrace lots and the setback, height and lot-coverage figures that go with it: Information not available at time of publishing (checked 2026-11-06).
A buyer planning an addition or a rebuild asks the City for the district and its standards for the exact address before the inspection period ends.
The City of Naples' published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing any lease.
No association rental rule appears on any record we read for Sun Terrace, so the City's rules and Florida law frame any lease, along with any recorded restriction in the title commitment.
Florida's public lodging law says a local law, ordinance or regulation "may not prohibit vacation rentals or regulate the duration or frequency of rental of vacation rentals", and the same paragraph "does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011" (s. 509.032(7)(b), Florida Statutes). In plain terms, the statute limits newer local rules on rental length, while a rule adopted on or before that date can stay in force; the City confirms which applies.
Generally, yes. A home rented out is generally not the owner's permanent residence, and Florida's homestead exemption depends on the home being the owner's permanent residence. The property appraiser decides homestead eligibility each year. An owner with a homestead exemption who plans to rent asks the property appraiser's office first, because losing the exemption changes the next tax bill.
A rebuild in Sun Terrace runs through City of Naples building permits: a demolition permit to take down the existing house and a new-construction permit for the new home, each reviewed by the City's building and zoning staff against the zoning code and the statewide building code. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and City building permits confirm each one. A buyer of a rebuilt home asks for the permit history and final inspections; the City sets its own review times.
FEMA defines substantial improvement as improvement of a structure whose cost equals or exceeds 50 percent of the structure's market value before the work, and substantial damage is part of the same concept (FEMA glossary: substantial improvement). A large renovation or a rebuild in Sun Terrace runs through the City's permit process, where the federal 50 percent substantial improvement test applies to work on an existing structure; the City's building staff decide how.
The City's zoning code decides, lot by lot, through the district's setback, height and lot-coverage standards. The county roll shows what has been built so far: the homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet, and the largest home on the roll, 2,810 square feet, carries a 2023 roll year. Those are records of past construction, not an allowance; the City's staff confirm what a new design may cover on a specific lot.
No association pet, parking or vehicle rule appears on any record we read for Sun Terrace; City ordinances apply to every City address, and any recorded restriction on a lot shows in the title commitment.
Assistance animals are a separate matter: federal fair housing rules govern them.
Rules on parking a boat, recreational vehicle or commercial vehicle at a City of Naples home sit in the City's code, because no association appears on the record for Sun Terrace. An owner who plans to keep a boat or a large vehicle at the home confirms the current City rule for the address before closing, and checks the title commitment for any recorded restriction.
Sun Terrace homes are inside the City of Naples, so City departments provide police and fire-rescue service. Water, sewer, trash and stormwater arrangements and charges are confirmed with the City for each address, because none of the 56 homes' 2026 tax bills carries a non-ad valorem charge.
Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; NERIS fire department station record; Florida Statutes, 2025 statutes, read November 6, 2026).
We read the 2026 county tax roll for all 56 homes. The table sets out who provides each service on the record and where an owner confirms it.
Service | Provider on the record | Where to confirm |
|---|---|---|
Police | City of Naples | The City of Naples |
Fire-rescue | City of Naples Fire Rescue; Station 2 listed at 977 26th Ave N, Naples 34103 | |
Water and sewer | Not confirmed for Rordon Avenue | The City of Naples, by address |
Trash and recycling | Not confirmed for Rordon Avenue | The City of Naples, by address |
Stormwater | Billed outside the property tax bill | The City of Naples, by address |
Property tax | Collier County tax roll, millage area 4, 8.9752 mills | The county tax bill |
Inside the City of Naples, City departments provide police and fire-rescue service; confirm the water, sewer, trash and stormwater arrangements and charges for a specific address with the City, because they are billed outside the property tax bill.
In an emergency, call 911.
City of Naples Fire Rescue lists Station 2 at 977 26th Ave N, Naples 34103, according to the NERIS station record; the same record lists Station 1 at 835 8th Ave S and Station 3 at 2433 Tower Drive. Station assignments are the department's to set, and it answers which station responds to an address.
Which utility provides water and sewer on Rordon Avenue, the current City stormwater charge for a home, and the trash and recycling schedule: Information not available at time of publishing (checked 2026-11-06).
The City of Naples confirms water and sewer service for a specific address, and the utility's own bill shows the charges. A seller's recent utility bills show the provider for that home.
Trash and recycling arrangements for a Sun Terrace home are confirmed with the City for the specific address, because they are billed outside the property tax bill and no Sun Terrace 2026 tax bill carries a non-ad valorem charge. The City of Naples answers pickup days, containers and bulk items for an address.
Stormwater charges for a Sun Terrace home are billed outside the property tax bill. No Sun Terrace 2026 tax bill carries a non-ad valorem charge, so City utility, stormwater and trash charges are not collected on the property tax bill. The City of Naples confirms the current charge for a specific address, and a seller's recent City bills show it.
No. No Sun Terrace 2026 tax bill carries a non-ad valorem charge, so City utility, stormwater and trash charges are not collected on the property tax bill. Florida law defines non-ad valorem assessments as assessments "not based upon millage" (s. 197.3632, Florida Statutes), and those are the charges a local government can collect on the tax bill. In Sun Terrace that line reads $0 on all 56 bills.
The City of Naples General Fund levy is 1.2900 of the 8.9752 mills on a Sun Terrace tax bill, about 14.4 percent of the rate. On the $496,846 median 2026 county roll just value with no exemption, the City levy comes to $640.93, about $641, or $129.00 per $100,000 of taxable value. That figure is hypothetical; an actual bill depends on the home's own taxable value and exemptions.
Yes. A Sun Terrace tax bill carries the City of Naples levy and the county and regional levies together, all on one bill in millage area 4. Collier County's general fund (3.0107 mills), the school board (1.8990 and 2.2480), South Florida Water Management (0.0948 and 0.0978), Collier Mosquito Control (0.1331), water pollution control (0.0246) and Conservation Collier (0.1772) all levy alongside the City of Naples General Fund (1.2900).
Sun Terrace recorded 2 qualified sales in the last 12 months, $544,000 and $690,000, and 5 in the last 36 months, from $425,000 to $690,000, all on Rordon Avenue. The newest qualified sale in the county file is from August 12, 2026. Windows under 10 sales print a count and range, not a median.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026. A median is printed only where a window holds 10 or more sales.
Window | Dates | Qualified sales | Range | Median | Median per county heated sq ft |
|---|---|---|---|---|---|
12 months | Oct 16, 2025 to Oct 16, 2026 | 2 | $544,000 to $690,000 | under 10 sales: no median | none |
24 months | Oct 16, 2024 to Oct 16, 2026 | 3 | $425,000 to $690,000 | under 10 sales: no median | none |
36 months | Oct 16, 2023 to Oct 16, 2026 | 5 | $425,000 to $690,000 | under 10 sales: no median | none |
60 months | Oct 16, 2021 to Oct 16, 2026 | 12 | $425,000 to $2,200,000 | $607,500 | $508 |
120 months | Oct 16, 2016 to Oct 16, 2026 | 26 | $132,000 to $2,200,000 | $455,000 | $378 |
The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.
Two qualified sales recorded in Sun Terrace from October 16, 2025 to October 16, 2026: $544,000 on June 26, 2026, for a home of 941 county heated square feet with a 1967 roll year, and $690,000 on August 12, 2026, for a home of 1,566 county heated square feet with a 1961 roll year. Both are on Rordon Avenue, and with 2 sales no median prints. The August 12, 2026 sale is the newest qualified sale in the county file.
The 24-month window, October 16, 2024 to October 16, 2026, holds 3 qualified sales from $425,000 to $690,000. The 36-month window, October 16, 2023 to October 16, 2026, holds 5 qualified sales across the same $425,000 to $690,000 range. Neither window reaches 10 sales, so neither prints a median. Of the 5 qualified sales in the last 36 months, 2 fall in the last 12 months. All 5 were on Rordon Avenue, and none was a home with a 2001 or later roll year.
Each qualified recorded sale from October 16, 2023 to October 16, 2026, by date, price, county heated area, roll year and street:
Date | Price | County heated sq ft | Roll year | Street |
|---|---|---|---|---|
Aug 19, 2024 | $500,000 | 996 | 1982 | Rordon Ave |
Sep 16, 2024 | $590,000 | 1,092 | 1965 | Rordon Ave |
Jul 16, 2025 | $425,000 | 1,525 | 1966 | Rordon Ave |
Jun 26, 2026 | $544,000 | 941 | 1967 | Rordon Ave |
Aug 12, 2026 | $690,000 | 1,566 | 1961 | Rordon Ave |
The five homes run from 941 to 1,566 county heated square feet. The 36-month low, $425,000, was a 1,525 square foot home with a 1966 roll year (July 16, 2025); the 36-month high, $690,000, a 1,566 square foot home with a 1961 roll year (August 12, 2026).
From October 16, 2021 to October 16, 2026, Sun Terrace recorded 12 qualified sales, from $425,000 to $2,200,000, with a median of $607,500 and a median of $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. Twelve sales is a small set, and the mix of 1960s homes and newer rebuilds that happened to sell moves the median.
From October 16, 2016 to October 16, 2026, Sun Terrace recorded 26 qualified sales, from $132,000 to $2,200,000, with a median of $455,000 and a median of $378 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. The 60-month median, $607,500 at $508 per county heated square foot, is higher than the 120-month median of $455,000 at $378, because the longer window reaches back to sales from 2016 to 2021.
The county file lists qualified sales over $100,000 by year; years with no qualified sale over $100,000 (1996, 1998, 2002, 2006, 2007, 2010 and 2012) do not appear, and no year holds 10 sales, so no yearly median prints.
Year | Sales | Low | High | Median |
|---|---|---|---|---|
1995 | 1 | $125,000 | $125,000 | under 10 |
1997 | 3 | $110,000 | $151,500 | under 10 |
1999 | 2 | $120,000 | $175,000 | under 10 |
2000 | 2 | $135,000 | $155,000 | under 10 |
2001 | 2 | $129,900 | $209,000 | under 10 |
2003 | 1 | $215,000 | $215,000 | under 10 |
2004 | 5 | $224,000 | $315,000 | under 10 |
2005 | 6 | $315,000 | $500,000 | under 10 |
2008 | 2 | $201,000 | $319,000 | under 10 |
2009 | 1 | $182,000 | $182,000 | under 10 |
2011 | 1 | $160,000 | $160,000 | under 10 |
2013 | 2 | $118,500 | $165,000 | under 10 |
2014 | 2 | $275,000 | $279,000 | under 10 |
2015 | 2 | $267,500 | $410,000 | under 10 |
2016 | 2 | $349,900 | $379,900 | under 10 |
2017 | 2 | $280,000 | $440,000 | under 10 |
2018 | 2 | $132,000 | $300,600 | under 10 |
2019 | 3 | $305,000 | $430,000 | under 10 |
2020 | 3 | $183,000 | $885,000 | under 10 |
2021 | 6 | $350,000 | $898,000 | under 10 |
2022 | 2 | $625,000 | $729,000 | under 10 |
2023 | 3 | $645,000 | $2,200,000 | under 10 |
2024 | 2 | $500,000 | $590,000 | under 10 |
2025 | 1 | $425,000 | $425,000 | under 10 |
2026 | 2 | $544,000 | $690,000 | under 10 |
All sales since 1995, a period in which the plat's homes and the market changed: 60 qualified sales, $110,000 to $2,200,000, median $317,000, median $224 per county heated square foot.
The county file's first qualified sale over $100,000 is from 1995, at $125,000, and its lowest is $110,000, in 1997. The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home. 2005 and 2021 each hold 6 qualified sales, the most of any year in the file. The yearly highs for 2020 and 2021 were the first in the file over $500,000, followed by 2023's $2,200,000. Every qualified sale since 2022 is $425,000 or more. Each year holds so few sales that one home can set its high or low.
Qualified sales per year since 2021 run 6, 2, 3, 2, 1 and 2, for 2021 through 2026 to mid-October. Across the whole file, 60 qualified sales have recorded on the 56 homes since 1995. Sun Terrace is a small plat, so a year can pass with one or two sales.
Seven homes recorded two qualified sales within the 60 months; the median nominal change between their two prices was +99 percent, with no adjustment for remodeling, rebuilding or time, so it is not a measure of how much any home gained.
A pair of sales can span a remodel or a rebuild on the same lot, so the figure describes recorded prices and nothing more.
The 5 qualified sales of the last 36 months, sorted by Sun Terrace's own size bands of county heated area:
Sun Terrace size band | Qualified sales, last 36 months | Prices |
|---|---|---|
under 1,000 sq ft | 2 | $500,000 and $544,000 |
1,000 to 1,249 sq ft | 1 | $590,000 |
1,250 to 1,499 sq ft | 0 | none |
1,500 to 1,999 sq ft | 2 | $425,000 and $690,000 |
2,000 sq ft and up | 0 | none |
The two homes of 1,500 square feet or more sold for both the lowest and the highest of the five prices, so size alone does not set a Sun Terrace price. With 5 sales, no band prints a median.
The recorded sales show it has happened: 4 of the 5 qualified sales of the last 36 months, at $425,000, $500,000, $544,000 and $590,000, were under the $607,500 60-month median. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. All four were homes with 1960s or 1982 roll years, and the record shows past prices, not future ones.
Multiple Listing Service fields such as asking price and days on market are not public records and were not pulled for this guide (checked 2026-11-06); every price figure here is a Collier County qualified recorded sale.
For homes offered today, see current Naples listings, or call us for the active picture on Rordon Avenue on the day you ask.
Sun Terrace homes carry no association dues on any record we read and no non-ad valorem charge on any 2026 tax bill. The recurring costs are the property tax bill, with a 2026 median of $3,729, the City's separately billed water, sewer, trash and stormwater charges, and home and flood insurance priced home by home.
Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; FEMA Risk Rating 2.0 page, read November 6, 2026).
Each cost layer and where it sits on the record:
Layer | Status on the record | Where an owner confirms it |
|---|---|---|
Association dues | No association on any record read | The title commitment |
CDD or special district | No levy on any 2026 bill | The tax bill and the title commitment |
Special assessment | $0 non-ad valorem on all 56 bills | The county tax bill |
Property tax | Median $3,729 in 2026 | The county tax bill |
City stormwater | Billed by the City outside the tax bill | The City of Naples |
Water, sewer and trash | Confirm by address with the City | The City of Naples |
Home insurance | Home by home | The owner's insurance agent |
Flood insurance | By the home's own flood determination and the lender | The lender and an insurance agent |
No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.
No association dues appear on any record we read for Sun Terrace. No homeowners' association appears on the record, the 2026 tax roll shows $0 in non-ad valorem charges on all 56 bills, and listing records describe Sun Terrace as having no association fee. The title commitment and the seller's disclosures confirm it for a specific lot.
No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.
Every Sun Terrace bill shows $0 in non-ad valorem charges, the line where a district's assessment would appear.
An estoppel certificate is a statement an association issues at a sale to confirm what an owner owes. No association appears on any record we read for Sun Terrace, so no association estoppel certificate arises from the record we read. The title company confirms what is owed at closing, and the closing statement sets out every charge. In Collier County the buyer customarily pays the owner's title policy, and the contract controls.
Inside the City of Naples, City departments provide police and fire-rescue service; confirm the water, sewer, trash and stormwater arrangements and charges for a specific address with the City, because they are billed outside the property tax bill.
A buyer budgeting for a Sun Terrace home adds the City's separate bills to the tax bill and insurance, and can ask the seller for recent City bills.
Insurance in Sun Terrace is priced home by home, not by street. Under FEMA's Risk Rating 2.0, flood insurance pricing was phased in for new policies on October 1, 2021, renewals on April 1, 2022 and all policies on April 1, 2023, and it prices each home by flood frequency, flood types such as river overflow, storm surge, coastal erosion and heavy rainfall, distance to a water source, property elevation, the cost to rebuild and home value; most rate increases are capped at 18 percent a year, and flood maps still drive mandatory purchase rules (FEMA Risk Rating 2.0). On that method a 1960s home and a newer rebuild on the same street need not be priced alike, so each quote depends on the home.
A Sun Terrace buyer requests these during the contract period:
The record gives the pieces rather than a verdict. The City of Naples General Fund levy is 1.2900 of the 8.9752 mills on a Sun Terrace tax bill, and the median 2026 total tax bill across the 56 homes is $3,729, with a range of $623 to $16,179. No association dues or non-ad valorem charges appear on the record; City service charges and insurance come separately.
Sun Terrace shows no homeowners' association on any record we read, so Florida's homeowners' association law, Chapter 720, works here as a test: it defines what an association is, when a seller must give a disclosure summary, and what associations must do. Chapter 189 and the tax bill answer the special-district question.
Data updated: November 2026 (Florida Statutes Chapters 720, 189 and 197, 2025 statutes, read November 6, 2026; Collier County 2026 tax roll).
We read the Florida statutes on homeowners' associations, special districts and non-ad valorem assessments, and the 2026 county tax roll for all 56 homes. Statute references: Chapter 720, homeowners' associations and Chapter 189, special districts.
No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.
Under s. 720.301, a "homeowners' association" is a Florida corporation responsible for operating a community, with membership made up of parcel owners, membership a mandatory condition of parcel ownership, and the power to impose assessments that, if unpaid, may become a lien on the parcel (Chapter 720, Florida Statutes). The term excludes community development districts and similar special taxing districts. In Sun Terrace neither marker appears on any record we read.
Florida law requires a seller of a parcel that carries mandatory association membership to give the buyer a disclosure summary covering mandatory membership, recorded restrictive covenants, assessments, possible municipal, county or special-district assessments, liens and where the governing documents are kept; the contract lets the buyer void it within 3 days after receipt or before closing (s. 720.401, Florida Statutes). Where no mandatory association exists, the disclosure summary is not triggered; the title commitment and a search of recorded restrictions answer the same questions.
Under s. 720.302, Chapter 720 does not apply to communities made up primarily of commercial or industrial property, or to associations regulated under Chapter 718 (condominiums), Chapter 719 (cooperatives), Chapter 721 (timeshares) or the non-mandatory associations under Chapter 723 (Chapter 720, Florida Statutes). Sun Terrace's 56 homes are single-family homes on one recorded plat, so the question is whether a mandatory association exists, and none appears on the record we read.
Florida law sets duties for associations under s. 720.303: they hold open board meetings with 48 hours' posted notice, keep official records for 7 years, give owners 10 business days to inspect records, adopt budgets, and those with 100 or more parcels post core documents online (s. 720.303, Florida Statutes). These are the law for associations, not duties anyone in Sun Terrace carries, because no association appears on any record we read. In Sun Terrace, City rules and recorded documents fill that role.
A special district is a local government unit created for a set purpose, such as a community development district, which is an independent special district. Florida law says "The department shall maintain the official list of special districts" (s. 189.061, Chapter 189, Florida Statutes). No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.
Florida law describes non-ad valorem assessments as assessments "not based upon millage" (s. 197.3632, Florida Statutes). They are charges for a service or improvement collected on the tax bill beside the millage. On the 2026 county tax roll, the non-ad valorem line reads $0 on all 56 Sun Terrace bills, so every Sun Terrace bill is millage only.
Three documents answer it for a specific lot. The title commitment lists recorded restrictions, plat notes and liens on the property. A search of recorded restrictions, done by the title agent, shows any covenant that creates mandatory membership. The seller's disclosures state what the seller knows about any association or obligation. If all three come back clean, the buyer has the answer on the record for that lot.
Sun Terrace's 56 homes pay a median total 2026 tax bill of $3,729, from $623 to $16,179, at 8.9752 mills in millage area 4, the City of Naples General Fund levy of 1.2900 mills among them. The median 2026 county roll just value is $496,846, and 32 of the 56 homes are homestead-exempt.
Data updated: November 2026 (Collier County 2026 tax roll, millage area 4).
We read the 2026 county tax roll for all 56 homes. Every one of them is in millage area 4 on the 2026 county tax-roll file, and every one carries $0 in non-ad valorem charges.
Group | Homes | Median 2026 county roll just value (low to high) | Median total 2026 taxes (low to high) | Non-ad valorem charge | Homestead-exempt |
|---|---|---|---|---|---|
All homes | 56 | $496,846 ($393,148 to $1,841,880) | $3,729 ($623 to $16,179) | $0 on all 56 | 32 of 56 (57 percent) |
Every Sun Terrace home is in millage area 4, and the 2026 county tax-roll file lists these levies:
Authority | Levy | Mills |
|---|---|---|
Collier County | General Fund | 3.0107 |
South Florida Water Management | Water Management Fund (South Fl) | 0.0948 |
South Florida Water Management | Big Cypress Basin | 0.0978 |
City of Naples | General Fund (City of Naples) | 1.2900 |
School Board | School Board, State Law | 1.8990 |
School Board | School Board, Local Board | 2.2480 |
Collier Mosquito Control | Collier Mosquito Control | 0.1331 |
Collier County | C.C. Water Pollution Control Program | 0.0246 |
Collier County | Conservation Collier | 0.1772 |
Total | 8.9752 |
The City of Naples levy is what marks every Sun Terrace bill as a City bill: every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples.
The median total 2026 tax bill across the 56 Sun Terrace homes is $3,729, and bills run from $623 to $16,179. Taxable value differs from home to home, which explains the spread. The highest 2026 county roll just value on the plat is $1,841,880, and the highest total bill is $16,179. None of the 56 bills carries a non-ad valorem charge, so each total is millage only.
This example is hypothetical, ad valorem only, no exemption, taxable value equal to the $496,846 median 2026 county roll just value:
Levy | Mills | Dollars on $496,846 |
|---|---|---|
Collier County General Fund | 3.0107 | $1,495.85 |
Water Management Fund (South Fl) | 0.0948 | $47.10 |
Big Cypress Basin | 0.0978 | $48.59 |
City of Naples General Fund | 1.2900 | $640.93 |
School Board, State Law | 1.8990 | $943.51 |
School Board, Local Board | 2.2480 | $1,116.92 |
Collier Mosquito Control | 0.1331 | $66.13 |
Water Pollution Control | 0.0246 | $12.22 |
Conservation Collier | 0.1772 | $88.04 |
Total | 8.9752 | $4,459.29 |
Each $100,000 of taxable value costs $897.52 a year at 8.9752 mills, $129.00 of it the City of Naples levy. There is no non-ad valorem charge to add, because none of the 56 bills carries one.
The roll's median bill, $3,729, sits under the $4,459.29 no-exemption example because 32 of the 56 homes are homestead-exempt, and capped assessed values run under just value for homes that have been held for years. A buyer's first bill resets toward just value after the sale.
The City of Naples General Fund levy is 1.2900 of the 8.9752 mills, about 14.4 percent of the rate. In the worked example at the $496,846 median 2026 county roll just value with no exemption, the City's share is $640.93, about $641, of a $4,459.29 total. Each $100,000 of taxable value pays $129.00 of that to the City.
The median 2026 county roll just value across the 56 Sun Terrace homes is $496,846, and the range runs from $393,148 to $1,841,880. Just value is the county's figure for tax purposes; it is not a sale price and not an appraisal for a sale. A valuation reads comparable sales and condition instead.
On the 2026 county tax roll, 32 of the 56 Sun Terrace homes are homestead-exempt, 57 percent. That tax fact explains why so many bills sit under the full millage on just value. The rest carry no homestead exemption on the 2026 roll, so their taxable values sit closer to just value.
Florida's homestead exemption needs title to the home, the home as the owner's permanent residence, and an application to the property appraiser. A homestead's assessed value is capped from year to year (Save Our Homes). A sale resets assessed value. The property appraiser decides eligibility each year.
Usually not. A seller who has held a homesteaded Sun Terrace home for years may carry a capped assessed value and an exemption, so the seller's bill can be far lower than the buyer's first bill. A sale resets assessed value toward just value, and the buyer's exemption, if any, depends on the buyer's own application. For planning, the no-exemption rate is $897.52 per $100,000 of taxable value at 8.9752 mills.
Sun Terrace has no flood zone printed in this guide, because the county's republished copy of the effective FEMA flood map returned no flood zone at any of its 56 homes on the county's address records. The effective panel is 12021C0391J, effective February 8, 2024, and a lender's flood determination gives the zone for one home.
Data updated: November 2026 (county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; Collier County address records, read November 6, 2026).
We read the county's copy of the effective FEMA flood map for all 56 Sun Terrace homes on the county's address records, and the county's evacuation-zone map for the same homes. What that record shows:
Item | What the record shows |
|---|---|
Zone on the county's republished map | none returned by the county's republished map |
Effective FEMA panel | 12021C0391J, effective February 8, 2024 |
Evacuation zone | Zone B, all 56 homes |
Zone for one specific home | lender's flood determination or FEMA Flood Map Service Center |
The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home.
Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs.
The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home. The zone that counts for a purchase is the one on the home's own determination.
The effective panel for the area is 12021C0391J, effective February 8, 2024. The J suffix marks Collier County's 2024 countywide map revision, so anyone who last checked a Rordon Avenue zone before February 2024 should check it again on the current map. That is general advice about map revisions, not a finding about any home.
Three documents answer it for one home. The FEMA Flood Map Service Center shows the effective zone and panel for a street address. A lender financing the purchase orders a flood zone determination, the document the loan relies on. An elevation certificate, if the owner has one, records the home's elevations; ask the seller early. If they disagree, the lender's determination controls the loan.
FEMA's flood zone glossary defines the letters on a determination. Zones AE, AH and VE are special flood hazard areas with a 1 percent annual chance flood. Shaded Zone X is the moderate hazard area between the 1 percent and 0.2 percent annual chance limits, and unshaded Zone X is the minimal hazard area outside the 0.2 percent area. These are general definitions; none is a reading for any Sun Terrace home.
Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends. An insurance agent quotes the specific address, with the determination and any elevation certificate in hand.
FEMA's Risk Rating 2.0 applied to new policies from October 1, 2021, renewals from April 1, 2022 and all policies from April 1, 2023. It prices by flood frequency, flood types (river overflow, storm surge, coastal erosion, heavy rainfall), distance to a water source, property elevation, cost to rebuild and home value. Most rate increases are capped at 18 percent a year, and flood maps still drive mandatory purchase rules. No premium prints here.
Under FEMA's Community Rating System, policyholders in participating communities earn discounts of 5 to 45 percent on National Flood Insurance Program policies, by the community's class. Every Sun Terrace home is inside the City of Naples, so the City's standing is the one that would apply. A quote for a Sun Terrace address shows any discount the policy carries.
The flood zone for each Sun Terrace home, elevation certificates on file, where the Coastal High Hazard Area line falls relative to the plat, and the City of Naples' Community Rating System class: Information not available at time of publishing (checked 2026-11-06). A certificate belongs to the home: a seller may hold one from a past purchase, policy or permit, and a licensed surveyor can prepare a new one. Property elevation is one of FEMA's pricing factors, so the certificate matters for a quote.
Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone. Every home on Rordon Avenue and the plat's five cross-street lots reads the same on the county's map.
Sun Terrace sits in a part of Naples that Hurricane Donna struck in 1960, the year of its first five roll-year homes, and that Irma in 2017 and Ian in 2022 reached with measured storm tides. The figures here are city and regional measurements from the National Hurricane Center and Explore Naples, not damage findings at Rordon Avenue.
Data updated: November 2026 (National Hurricane Center tropical cyclone reports for Irma and Ian; Explore Naples' history of the city; Collier County 2026 roll, read November 6, 2026).
Storm | Date | Measured figure | Source |
|---|---|---|---|
Donna | September 10, 1960 | washed away most of the pier; more than $25 million in property damage in Naples | |
Irma | September 10, 2017 | center tracked just east of Naples; maximum inundation of 3 to 5 ft above ground along the southwest coast from Marco Island through Naples to Fort Myers; the Naples tide gauge measured 4.25 ft above MHHW; a USGS storm tide sensor in Naples measured 5.06 ft NAVD88; before the surge, offshore winds pushed the Naples gauge to 4.8 ft below MHHW, and the level then rose 9 ft in 3 hours | |
Ian | September 28, 2022 | maximum inundation of 6 to 9 ft above ground in Naples; the Naples Pier tide gauge measured 6.18 ft above MHHW before it was destroyed; the USGS sensor on the Gordon River Bridge in Naples Bay measured 7.1 ft NAVD88, with high water marks of 4 to 5 ft above ground nearby; reports of flooding at the Naples airport |
These are city and regional measurements from the National Hurricane Center's reports; no report we read names Rordon Avenue or Sun Terrace.
Donna reached Naples on September 10, 1960. Explore Naples' history of the city records it taking out most of the Naples pier and causing more than $25 million of property damage in the city. The county roll's first five Sun Terrace homes carry 1960 roll years. No source we read describes what Donna did on Rordon Avenue.
The NHC's Irma report says Irma's center tracked just east of Naples, with maximum inundation of 3 to 5 ft above ground from Marco Island through Naples to Fort Myers. The Naples tide gauge measured 4.25 ft above mean higher high water (MHHW), after offshore winds first pushed it to 4.8 ft below MHHW. 49 of Sun Terrace's 56 homes, those with roll years through 2016, were on the roll when Irma's center passed just east of Naples on September 10, 2017.
The NHC's Ian report gives maximum inundation of 6 to 9 ft above ground in Naples on September 28, 2022, and reports of flooding at the Naples airport. The Naples Pier tide gauge measured 6.18 ft above MHHW before it was destroyed. These are city and regional measurements from the National Hurricane Center's reports; no report we read names Rordon Avenue or Sun Terrace.
For Irma, the Naples tide gauge (4.25 ft above MHHW) and a USGS storm tide sensor in Naples (5.06 ft NAVD88). For Ian, the Naples Pier tide gauge (6.18 ft above MHHW) and the USGS sensor on the Gordon River Bridge in Naples Bay (7.1 ft NAVD88). MHHW is a tidal datum and NAVD88 a survey datum, so the figures are not directly comparable. None of these instruments is on Rordon Avenue.
Water, wind or roof damage at Sun Terrace homes in Donna, Irma or Ian: Information not available at time of publishing (checked 2026-11-06). For one home, the seller's disclosure is where storm history shows: a seller discloses what they know about past water entry, roof repairs and claims. A buyer also reads the inspection report and checks City permits for storm repairs at the address.
Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone. The zone is a planning tool for when to leave; it does not change a home's flood zone or insurance rating.
Sun Terrace's 56 homes span three eras on the county roll: 35 with 1960s roll years, 10 from 1970 to 1999 and 11 from 2001 to 2025. The permit date decides which building code applied, and an insurer prices wind cover from a home's own mitigation features, not from its street or roll year alone.
Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Florida Statutes and FEMA pages as linked).
We read the Florida statutes on building codes, reroofing, wind mitigation and Citizens eligibility. The roll's three eras:
Roll-year era | Homes | County heated sq ft (low to high) |
|---|---|---|
1960s | 35 | 898 to 2,072 |
1970 to 1999 | 10 | 996 to 2,160 |
2001 to 2025 | 11 | 900 to 2,810 |
Total | 56 | 898 to 2,810 |
The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies.
Question | Who decides | Where to read it |
|---|---|---|
Wind and homeowners cover | the owner's insurer, from the wind mitigation form | |
Flood cover | the home's flood determination and the lender | |
Reroof requirements | s. 553.844 and the City permit | |
Citizens eligibility | s. 627.351 |
The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies. Under s. 553.73, the Florida Building Commission adopts an updated code every three years, "deemed adopted for use statewide without adoptions by local government," and a permit applied for before an edition's effective date stays under the earlier edition.
Under s. 553.844, reroofing a site-built single-family home built before the Florida Building Code requires a secondary water barrier and strengthened roof-deck attachment. If the home is in the wind-borne debris region, roof-to-wall upgrades are required for homes insured or valued at $300,000 or more when the work costs about 15 percent of the reroofing cost, and opening protection on permitted work of $50,000 or more for homes valued at $750,000 or more. The record we read does not confirm whether Rordon Avenue is in that region; the City's building staff decide.
Roof age, roof covering, opening protection, roof-to-wall connections and permit dates for individual Sun Terrace homes: Information not available at time of publishing (checked 2026-11-06). Listing descriptions mention shingle roofs on some homes. A buyer asks when the roof was replaced and under which permit, what covers it, whether openings are protected and how the roof ties to the walls; the inspection and the wind mitigation form decide.
Under s. 627.0629, insurers file discounts for roof strength, roof covering, roof-to-wall and wall-to-foundation strength, opening protection, and window, door and skylight strength, and must include credits for features meeting minimum code. Since October 1, 2023 insurers post mitigation discount information on their websites, and the Office of Insurance Regulation revisits the values every five years. Only an inspection on the state's uniform mitigation verification form decides a home's credit.
My Safe Florida Home offers free wind mitigation inspections by an authorized inspector and grants of up to $10,000 for approved upgrades such as roof-to-wall connections and impact windows and doors. Its page does not state whether grant funding is open, so confirm with the program. Under s. 215.559, the Hurricane Loss Mitigation Program receives $10 million a year ($7 million wind resistance, $3 million shelters), and the section is repealed June 30, 2032.
As the statute read on November 6, 2026, s. 627.351(6) makes Citizens the market for applicants who in good faith cannot get voluntary coverage. Personal lines residential structures with a dwelling replacement cost of $700,000 or more are ineligible, and in the wind-borne debris region a structure insured at $750,000 or more is ineligible without code-compliant opening protection. An agent checks a given home's eligibility.
Not necessarily. Risk Rating 2.0 prices each policy by flood frequency, flood types, distance to water, property elevation, cost to rebuild and home value, so a 1960s home and a newer rebuild on the same street need not be priced alike. That is a general reading of FEMA's method, not a finding about any home; a quote for the address settles it.
This guide makes no claim either way. Listing descriptions describe Sun Terrace homes as one-story ranch homes of concrete block and stucco, but Florida law credits specific features, not a wall material: s. 627.0629 lists roof strength, roof covering, roof-to-wall and wall-to-foundation strength and opening protection. A wind mitigation inspection records which a home has.
Six items, before the inspection period ends: the roof's age, covering and permit; a current wind mitigation report; a four-point inspection if the insurer asks; the lender's flood determination; any elevation certificate; and the home's claims history, which the seller can authorize. With those, an agent quotes wind and flood cover before the buyer is committed.
Sun Terrace is 1.0 road mile from Naples High School, 1.7 miles from Lake Park Elementary School and 2.8 miles from Gulfview Middle School, the public schools near it by road. School assignment depends on the address and can change, so Collier County Public Schools confirms the schools for any Sun Terrace home before a buyer relies on them.
Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; school sites as linked).
School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them.
School | Type | Location | Drive from Rordon Avenue |
|---|---|---|---|
Lake Park Elementary School | public, elementary | 14th Ave N, Lake Park, Naples | 1.7 mi / about 4 min |
Gulfview Middle School | public, middle | 255 6th St S, Old Naples | 2.8 mi / about 6 min |
Naples High School | public, high school | 13th St N area, Naples | 1.0 mi / about 4 min |
Seacrest Country Day School | private, preschool to grade 12 (school site) | 7100 Davis Blvd | 7.0 mi / about 14 min |
Community School of Naples | private | 13275 Livingston Rd, (239) 597-7575 | 6.4 mi / about 12 min |
Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.
Naples High School is 1.0 road mile and about 4 minutes from Rordon Avenue, Lake Park Elementary School 1.7 miles and about 4 minutes, and Gulfview Middle School 2.8 miles and about 6 minutes. These are distances, not assignments. School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them.
Lake Park Elementary School is a public elementary school on 14th Avenue North in the Lake Park area of Naples, 1.7 road miles and about 4 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address.
Gulfview Middle School is a public middle school at 255 6th St S in Old Naples, 2.8 road miles and about 6 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address.
Naples High School is a public high school in the 13th Street North area of Naples, 1.0 road mile and about 4 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address, and assignments can change.
Florida school grades for Lake Park Elementary, Gulfview Middle and Naples High: Information not available at time of publishing (checked 2026-11-06). The Florida Department of Education publishes grades each year; a buyer reads the current release directly once the district has confirmed the schools for the address.
Give Collier County Public Schools the full street address, on Rordon Avenue or on 10th, 12th or 14th Street North, and ask for the assigned elementary, middle and high school for the coming year. Boundaries can change, so confirm close to the decision rather than relying on a listing or an older guide.
Seacrest Country Day School, 7100 Davis Blvd, preschool to grade 12 by its site, is 7.0 road miles and about 14 minutes from Rordon Avenue. Community School of Naples, 13275 Livingston Rd, (239) 597-7575, is 6.4 miles and about 12 minutes. Our Naples private schools guide covers more of them.
Sun Terrace is 2.5 road miles and about 6 minutes from NCH Baker Hospital, which has an emergency department, at 350 7th St N in downtown Naples. NCH North Naples Hospital and Physicians Regional Medical Center, Pine Ridge are each within about 15 minutes, and a Walgreens pharmacy is 0.8 mile away.
Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; NCH and Physicians Regional pages and releases as linked).
Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.
Place | Type | Address | Drive from Rordon Avenue |
|---|---|---|---|
NCH Baker Hospital | hospital with an emergency department | 350 7th St N, downtown Naples | 2.5 mi / about 6 min |
NCH North Naples Hospital | hospital | 11190 Health Park Blvd | 7.3 mi / about 13 min |
Physicians Regional Medical Center, Pine Ridge | hospital | 6101 Pine Ridge Rd, Naples 34119, (239) 348-4000 | 6.7 mi / about 14 min |
Walgreens, Tamiami Trail North | pharmacy | Tamiami Trail North | 0.8 mi / about 3 min |
Publix, 1981 Tamiami Trail North | grocery | 1981 Tamiami Trail N | 1.0 mi / about 3 min |
NCH Baker Hospital, 350 7th St N in downtown Naples, is 2.5 road miles and about 6 minutes from Rordon Avenue without traffic. NCH's Baker Hospital page carries a December 20, 2021 release on a new emergency department at Baker "with larger rooms." In an emergency call 911.
On our drive table, the shortest road drive to an emergency department is NCH Baker Hospital, 2.5 miles and about 6 minutes. In an emergency call 911 rather than driving; dispatch decides the receiving hospital.
NCH North Naples Hospital, 11190 Health Park Blvd, is 7.3 road miles and about 13 minutes. Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd, Naples 34119, (239) 348-4000, is 6.7 miles and about 14 minutes.
NCH's urgent care page describes its Immediate Care and Urgent Care centers, with live wait times. The street address and drive to the urgent care center closest to Rordon Avenue: Information not available at time of publishing (checked 2026-11-06). Pick a center by address from NCH's page or an insurer's network list before it is needed.
NCH's October 27, 2025 release describes the $295 million R.M. Schulze Family Heart and Stroke Critical Care Center on the Baker Hospital campus: 189,000 sq ft, five stories, a four-story garage of 375 spaces, on a 13.72-acre site, with completion in about two years from the October 2025 release. A May 29, 2026 release marks a major construction milestone.
Walgreens on Tamiami Trail North is 0.8 road mile and about 3 minutes from Rordon Avenue. Publix at 1981 Tamiami Trail North, a grocery, is 1.0 mile and about 3 minutes.
Sun Terrace is 2.0 road miles from Lowdermilk Park on the Gulf, 1.6 road miles from Coastland Center, 3.2 miles from Fifth Avenue South and 4.3 miles from Naples Airport, all measured from Rordon Avenue without traffic. Southwest Florida International Airport is 33.2 miles and about 46 minutes by road.
Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; venue, park and store sites as linked).
We measured drive times from Rordon Avenue with one routing method. Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.
Destination | Drive miles | Drive minutes |
|---|---|---|
Walgreens, Tamiami Trail N | 0.8 | 3 |
Publix, 1981 Tamiami Trail N | 1.0 | 3 |
Naples High School | 1.0 | 4 |
Fleischmann Park, 1600 Fleischmann Blvd | 1.4 | 4 |
Coastland Center, 1900 Tamiami Trail N | 1.6 | 5 |
Naples Zoo at Caribbean Gardens, 1590 Goodlette-Frank Rd | 1.7 | 4 |
Lake Park Elementary School | 1.7 | 4 |
Venetian Village, 4200 Gulf Shore Blvd N | 1.9 | 5 |
Lowdermilk Park | 2.0 | 6 |
Gordon River Greenway (one entrance point) | 2.1 | 7 |
NCH Baker Hospital | 2.5 | 6 |
Waterside Shops, 5415 Tamiami Trail N | 2.7 | 6 |
Gulfview Middle School | 2.8 | 6 |
Artis Naples, 5833 Pelican Bay Blvd | 2.9 | 6 |
Fifth Avenue South (1100 block) | 3.2 | 7 |
Cambier Park, 755 8th Ave S | 3.3 | 8 |
Baker Park, 1000 8th Ave S | 3.3 | 7 |
Clam Pass Park | 3.5 | 9 |
Third Street South (Old Naples) | 4.0 | 9 |
Naples Airport (APF), 160 Aviation Dr N | 4.3 | 11 |
Naples Pier, 25 12th Ave S | 4.3 | 10 |
Mercato and Whole Foods Market, 9101 Strada Pl | 5.2 | 9 |
Naples Botanical Garden, 4820 Bayshore Dr | 6.1 | 13 |
Trader Joe's, 10600 Tamiami Trail N | 6.1 | 11 |
Vanderbilt Beach (Gulf Shore Dr) | 6.3 | 12 |
I-75 at Golden Gate Parkway | 6.3 | 13 |
Community School of Naples | 6.4 | 12 |
Physicians Regional, Pine Ridge | 6.7 | 14 |
Seacrest Country Day School | 7.0 | 14 |
NCH North Naples Hospital | 7.3 | 13 |
I-75 at Pine Ridge Road | 7.6 | 16 |
Gulf Coast Town Center, Fort Myers | 27.0 | 38 |
Southwest Florida International Airport (RSW) | 33.2 | 46 |
Fort Myers City Hall, River District | 40.5 | 53 |
Beach, park and preserve rows are measured to a mapped point, not a gate or main entrance, so read them as about; I-75 rows are approximate interchange points.
The shortest Gulf drive on our list is Lowdermilk Park, about 2.0 road miles and 6 minutes from Rordon Avenue. Clam Pass Park is about 3.5 miles and 9 minutes, the Naples Pier 4.3 miles and about 10 minutes, and Vanderbilt Beach about 6.3 miles and 12 minutes. Sun Terrace itself is an inland street grid with no beach, canal or dock parcel on its roll.
City beach-parking information, as reproduced by Explore Naples, says City of Naples residents can get an annual beach parking permit at City Hall, 735 8th Street South, with a driver's license and vehicle registration showing a City address; confirm current terms with the City. The source is Explore Naples' beach parking page, and every Sun Terrace home is inside the City. Our Naples beach parking guide covers the beaches.
Coastland Center, 1900 Tamiami Trail North, is 1.6 road miles from Sun Terrace, about 5 minutes (Coastland Center). Waterside Shops, 5415 Tamiami Trail N, Naples 34108, is 2.7 miles and about 6 minutes, and Mercato, 9101 Strada Place, is 5.2 miles and about 9 minutes.
Fifth Avenue South, downtown's street of shops, dining and events, is 3.2 road miles and about 7 minutes from Rordon Avenue. Third Street South in Old Naples, with restaurants, cafes, shopping, art and antiques, is 4.0 miles and about 9 minutes.
Publix, 1981 Tamiami Trail North, is 1.0 road mile and about 3 minutes from Rordon Avenue. Whole Foods Market at Mercato, 9101 Strada Place, ZIP 34108, is 5.2 miles and about 9 minutes, and Trader Joe's, 10600 Tamiami Trail N, is 6.1 miles and about 11 minutes.
Fleischmann Park, 1600 Fleischmann Blvd, is 1.4 road miles (about 4 minutes); Naples Zoo at Caribbean Gardens, 1590 Goodlette-Frank Rd, 1.7 (4); Venetian Village, 4200 Gulf Shore Blvd N, 1.9 (5). The Gordon River Greenway, "a 140-acre park" with about 2.5 miles of trails, is 2.1 miles (7) to one entrance point, not necessarily the main trailhead. Artis Naples, home of The Baker Museum and the Naples Philharmonic, is 2.9 (6); Cambier Park 3.3 (8); Baker Park 3.3 (7); Naples Botanical Garden, 4820 Bayshore Dr, 6.1 (13).
Naples Airport (APF), 160 Aviation Dr N, a general aviation airport, is 4.3 road miles and about 11 minutes from Rordon Avenue, by Goodlette-Frank Road North and then Golden Gate Parkway. Southwest Florida International Airport (RSW), the airline airport, is 33.2 miles and about 46 minutes.
I-75 at Golden Gate Parkway is about 6.3 road miles and 13 minutes from Rordon Avenue, and I-75 at Pine Ridge Road about 7.6 miles and 16 minutes. Gulf Coast Town Center in Fort Myers is 27.0 miles and about 38 minutes, and Fort Myers City Hall in the River District 40.5 miles and about 53 minutes.
FDOT's 2025 traffic counts show U.S. 41 segments in central Naples carrying tens of thousands of vehicles a day (FDOT traffic data). Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.
Sun Terrace's surroundings are changing at NCH Baker Hospital, where a $295 million heart and stroke center is under construction, downtown in the Naples Design District, whose master plan the City approved in 2024, and at I-75 and Pine Ridge Road. No record we read names Rordon Avenue in any planned project.
Data updated: November 2026 (NCH releases of October 27, 2025 and May 29, 2026; Florida Construction News, October 8, 2024; FDOT RoadWatch; Collier MPO TIP page).
Item | Date | What | Source |
|---|---|---|---|
NCH heart and stroke center | October 27, 2025; May 29, 2026 | $295 million; completion in about two years from the October 2025 release | |
Naples Design District master plan | October 8, 2024 | City approval, downtown | |
I-75 at Pine Ridge Road, 445296-1 | read November 2026 | completion anticipated by end of 2026 | |
Collier MPO FY 2027 to 2031 TIP | June 12, 2026; amended September 23, 2026 | five-year project list | |
Sun Terrace itself | records read through November 6, 2026 | no planned project named; rebuilds lot by lot | Collier County roll |
NCH's October 27, 2025 release puts completion of the $295 million center in about two years from that release, and its May 29, 2026 release marks a major construction milestone. Neither gives a firm opening date. The Baker campus is 2.5 road miles from Rordon Avenue.
Florida Construction News reported on October 8, 2024 that the City approved a master plan for the Naples Design District, formerly the 41-10 Mixed-Use Area, the area between U.S. 41 and 10th Street in the downtown area, with alley enhancements and a 'Design Walk' promenade among its elements (Florida Construction News). It is a downtown item.
FDOT's RoadWatch lists the I-75 at Pine Ridge Road interchange project, 445296-1, as under construction with completion anticipated by the end of 2026 (FDOT RoadWatch). From Rordon Avenue the interchange is about 7.6 road miles.
The Collier Metropolitan Planning Organization's FY 2027 to 2031 Transportation Improvement Program, approved June 12, 2026 and amended September 23, 2026, is the five-year list where road, bridge, bicycle, pedestrian and transit projects are programmed (Collier MPO TIP).
No record we read names Rordon Avenue or Sun Terrace in any City Council, Planning Advisory Board or redevelopment item. The reach of that check is limited to the sources read, so an owner asks City of Naples planning staff about a specific lot.
Every homesite carries a home and the 2026 roll lists no vacant parcel. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one. New homes arrive lot by lot; this guide makes no forecast.
Sun Terrace has 56 single-family homes with 1960 to 2025 roll years and 898 to 2,810 county heated square feet, and 11 of them (20 percent) carry 2000 or later roll years. Naples Terrace, Hilltop, Cypress Woods Estates Plat #2, Franks Subdivision, Caribe Woods and Little Farms #2 are compared here on roll inventory and qualified recorded sales only.
Data updated: November 2026 (Collier County 2026 property roll for each plat; Collier County qualified recorded sales over $100,000, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace and for each plat listed, with plat names as the county writes them:
Plat (county name) | Single-family homes | Roll years | County heated sq ft | Average heated sq ft | Main streets on the roll | Homes with 2000 or later roll years |
|---|---|---|---|---|---|---|
Sun Terrace | 56 | 1960 to 2025 | 898 to 2,810 | about 1,487 | Rordon Ave 51; 12th St N 2; 14th St N 2; 10th St N 1 | 11 (20 percent) |
Naples Terrace | 52 | 1953 to 2026 | 945 to 4,102 | about 1,779 | 10th St N 7; 14th St N 6; other streets | 21 (40 percent) |
Naples Imp Co Little Farms #2 | 59 | 1963 to 2026 | 1,024 to 3,977 | about 2,006 | 26th Ave N 17; 14th St N 12; 13th St N 9 | 31 (53 percent) |
Franks Subdivision | 46 | 1966 to 2025 | 803 to 2,762 | about 1,636 | 28th Ave N 39 | 19 (41 percent) |
Cypress Woods Estates Plat #2 | 41 | 1965 to 2025 | 1,086 to 3,849 | about 1,953 | Cypress Woods Dr 41 | 21 (51 percent) |
Hilltop Sub | 53 | 1967 to 2024 | 824 to 2,680 | about 1,384 | Hilltop Dr 51; Morningside Cir 2 | 13 (25 percent) |
Caribe Woods | 44 | 1960 to 2023 | 850 to 2,712 | about 1,309 | Cooper Dr 42; 10th St N 2 | 6 (14 percent) |
Cross-plat bands (homes under 1,000 / 1,000 to 1,499 / 1,500 to 1,999 / 2,000 to 2,999 / 3,000 and up county heated sq ft): Sun Terrace 6 / 25 / 16 / 9 / 0; Naples Terrace 1 / 22 / 12 / 15 / 2; Little Farms #2 0 / 13 / 17 / 26 / 3; Franks Subdivision 6 / 15 / 13 / 12 / 0; Cypress Woods Estates Plat #2 0 / 8 / 19 / 9 / 5; Hilltop Sub 14 / 20 / 11 / 8 / 0; Caribe Woods 10 / 24 / 6 / 3 / 0.
Plat | 12 months | 24 months | 60 months |
|---|---|---|---|
Sun Terrace | 2 sales, $544,000 to $690,000 (under 10 sales: no median) | 3 sales, $425,000 to $690,000 (under 10 sales: no median) | 12 sales, $425,000 to $2,200,000, median $607,500, median $508 per county heated sq ft |
Naples Terrace | 1 sale, $3,900,000 (under 10 sales: no median) | 2 sales, $900,000 to $3,900,000 (under 10 sales: no median) | 13 sales, $580,000 to $3,900,000, median $900,000, median $687 per county heated sq ft |
Naples Imp Co Little Farms #2 | 0 sales | 0 sales | 5 sales, $815,000 to $2,754,000 (under 10 sales: no median) |
Franks Subdivision | 1 sale, $580,000 (under 10 sales: no median) | 2 sales, $580,000 to $1,080,000 (under 10 sales: no median) | 7 sales, $498,900 to $1,208,000 (under 10 sales: no median) |
Cypress Woods Estates Plat #2 | 1 sale, $717,500 (under 10 sales: no median) | 2 sales, $717,500 to $1,195,000 (under 10 sales: no median) | 10 sales, $415,000 to $1,934,500, median $976,250, median $515 per county heated sq ft |
Hilltop Sub | 4 sales, $425,000 to $1,100,000 (under 10 sales: no median) | 8 sales, $425,000 to $1,100,000 (under 10 sales: no median) | 12 sales, $425,000 to $1,100,000, median $643,750, median $475 per county heated sq ft |
Caribe Woods | 2 sales, $680,000 to $780,000 (under 10 sales: no median) | 2 sales, $680,000 to $780,000 (under 10 sales: no median) | 3 sales, $525,000 to $780,000 (under 10 sales: no median) |
These are Collier County qualified recorded sales of single-family homes over $100,000 and county roll counts only; each plat's homes, lots, rebuild history and records differ, and a median moves with the mix of homes that happened to sell. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
Deciding by product:
Decide by | Sun Terrace | Range across the other six plats |
|---|---|---|
Home count | 56 | 41 to 59 |
First roll year | 1960 | 1953 to 1967 |
Largest county heated sq ft | 2,810 | 2,680 to 4,102 |
Homes of 3,000 sq ft or more | 0 | 0 to 5 |
Share with 2000 or later roll years | 20 percent | 14 to 53 percent |
Qualified sales in 60 months | 12 | 3 to 13 |
Naples Terrace, a separate plat south of Rordon Avenue, has 52 single-family homes with 1953 to 2026 roll years and 945 to 4,102 county heated sq ft, and shares the 10th and 14th Street North cross streets with Sun Terrace on the roll. 21 of its 52 homes carry 2000 or later roll years, against Sun Terrace's 11 of 56. In 60 months it recorded 13 qualified sales at a $900,000 median, $687 per county heated sq ft.
Hilltop Sub has 53 single-family homes, 51 on Hilltop Drive, with 1967 to 2024 roll years and 824 to 2,680 county heated sq ft. In 60 months it recorded 12 qualified sales at a $643,750 median, $475 per county heated sq ft, and shares Sun Terrace's 60-month low of $425,000. 13 of its 53 homes carry 2000 or later roll years.
Cypress Woods Estates Plat #2 has 41 single-family homes on Cypress Woods Drive, 1,086 to 3,849 county heated sq ft, with 5 of 3,000 sq ft or more. In 60 months it recorded 10 qualified sales at a $976,250 median, $515 per county heated sq ft. 21 of its 41 homes carry 2000 or later roll years.
Franks Subdivision has 46 single-family homes, 39 of them on 28th Avenue North, with 803 to 2,762 county heated sq ft. In 60 months it recorded 7 qualified sales from $498,900 to $1,208,000, too few for a median. 19 of its 46 homes carry 2000 or later roll years. Like Sun Terrace, it has 6 homes under 1,000 sq ft.
Caribe Woods has 44 single-family homes, 42 on Cooper Drive, with 1960 to 2023 roll years, like Sun Terrace's first, and 3 qualified sales in 60 months. Naples Imp Co Little Farms #2 has 59 single-family homes with 1963 to 2026 roll years and 5 qualified sales in 60 months, none in the last 24; its homes span more than one ZIP code.
Four plats carry a 60-month median: Sun Terrace ($607,500, $508 per county heated sq ft), Hilltop ($643,750, $475), Naples Terrace ($900,000, $687) and Cypress Woods Estates Plat #2 ($976,250, $515). With 12 sales, Sun Terrace's one 2023 resale of $2,200,000 moves its range far more than its median. Only Caribe Woods (14 percent) has a smaller share of 2000 or later roll years than Sun Terrace's 20 percent. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.
Homes under 1,000 county heated sq ft: Hilltop Sub 14, Caribe Woods 10, Sun Terrace 6, Franks Subdivision 6, Naples Terrace 1. Homes of 3,000 sq ft or more: Cypress Woods Estates Plat #2 5, Little Farms #2 3, Naples Terrace 2, and none at Sun Terrace, Franks Subdivision, Hilltop Sub or Caribe Woods. The choice comes down to size band, roll-year era, rebuild share and sales depth, not a ranking.
Each row gives a product fact from that neighborhood's page:
Neighborhood we cover | Product fact on the record | Page |
|---|---|---|
Lake Park | about 450 homes in central Naples, single-family | |
Coquina Sands | a Gulf-front City of Naples neighborhood in ZIP 34102 with no mandatory HOA, twelve condominiums and five cooperatives | |
Seagate | a waterfront community of 90 homes | |
Naples Park | a 1951 platted grid of 50-foot lots in unincorporated Collier County with no homeowners association | |
Royal Harbor | a 1950s canal neighborhood in the City of Naples, 386 homes on three recorded plats | |
Aqualane Shores | a 1949 canal-grid neighborhood in the City of Naples, 330 homes on seven recorded plats | |
Port Royal | a 1950s canal-and-bay neighborhood at the south tip of the City of Naples, 512 homes on seven recorded plats |
Other Naples neighborhoods we cover include Park Shore and The Moorings.
Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.
Sun Terrace's strengths on the record are 56 single-family homes on one plat inside the City of Naples, no association dues on any record we read, $0 non-ad valorem on all 56 tax bills and Evacuation Zone B. Its trade-offs are thin recent sales, 1960s construction on 35 homes and a flood check for each home.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).
We read the 2026 county tax roll for all 56 homes, the county's copy of the effective FEMA flood map for all 56 homes and the county's address records for all 56 homes; each line here comes from those records, the county sales file or our road estimates.
Strength on the record | What the record shows |
|---|---|
Product | 56 single-family homes on one recorded plat: 51 on Rordon Ave, 2 on 12th St N, 2 on 14th St N and 1 on 10th St N |
Jurisdiction | inside the City of Naples: every 2026 bill carries the City of Naples General Fund levy of 1.2900 mills |
Association and charges | no homeowners' association on any record we read; $0 non-ad valorem on all 56 bills |
Taxes | median total 2026 taxes $3,729 at 8.9752 mills, millage area 4 |
Evacuation | Evacuation Zone B for all 56 homes on the county's map |
Road distances | Coastland Center 1.6, Lowdermilk Park 2.0, NCH Baker Hospital 2.5 and Fifth Avenue South 3.2 road miles |
Sales | 12 qualified sales in 60 months, $425,000 to $2,200,000, median $607,500 |
Renewal | 11 homes finished from 2001 to 2025, all on Rordon Ave |
The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
Trade-off on the record | What the record shows |
|---|---|
Shared amenities | none on the county roll or any record we read |
Thin sales | 2 qualified sales in 12 months and 5 in 36; no median for any window under 60 months |
Flood map | the county's map returned no flood zone at any home, so each home needs its own determination |
Older homes | 35 homes with 1960s roll years, built before the statewide code: roofs, openings and permits matter |
Confirm by address | lot size, the City zoning district, and water, sewer, trash and stormwater arrangements |
Rentals | terms set by the City of Naples' rental guidance |
Through roads | U.S. 41 and Goodlette-Frank Road carry through traffic, and real drives run longer in season and at rush hour |
Sun Terrace's strengths on the record: 56 single-family homes on one plat; City police and fire-rescue; no association dues on any record we read and $0 non-ad valorem on all 56 bills; a $3,729 median 2026 tax bill; Evacuation Zone B; and 1.6 road miles to Coastland Center and 2.5 to NCH Baker Hospital.
Sun Terrace's trade-offs: no shared amenity of its own; thin sales, with 2 qualified sales in 12 months and 5 in 36; no flood zone returned by the county's map, so each home needs its own determination; 35 homes from the 1960s, built before the statewide code, so roofs, openings and permits matter; and lot size, zoning district and utilities confirmed by address.
The county record describes what has sold; it does not forecast. Sun Terrace shows 12 qualified sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.
Before an offer in Sun Terrace, verify in writing:
Yes, subject to the City. The City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot, and demolition and new construction run through City permits. A large renovation meets FEMA's substantial improvement test, work costing 50 percent or more of the structure's market value before the work, as the City's building staff apply it. The roll's 11 homes finished from 2001 to 2025 sit on lots whose deed records go back before their roll years; City building permits confirm each one. We print no lot value figure.
Buying in Sun Terrace? Read about how we represent buyers and Call Marc at (239) 287-5873. Selling a home in Sun Terrace? Get a free home valuation or Call Jesse direct at (239) 898-6072.
Sun Terrace sellers: if you're searching for the best listing agent in Sun Terrace, or thinking, "I need to sell my home in Sun Terrace", choose a team that prices from the record. McGreevy and Comisar price each of Sun Terrace's 56 homes from Collier County's qualified recorded sales, size band and roll year, not a portal estimate.
Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J, read November 6, 2026; our analysis).
We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026, and read the 2026 county tax roll for all 56 homes. Read what we bring as some of the best real estate agents in Naples.
Collier County's qualified recorded sales for Sun Terrace's 56 homes, by window; the newest is August 12, 2026.
Window, county records through October 16, 2026 | Qualified sales | Range | Median | Median per county heated sq ft |
|---|---|---|---|---|
60 months | 12 | $425,000 to $2,200,000 | $607,500 | $508 |
36 months | 5 | $425,000 to $690,000 | under 10 sales: no median | none |
24 months | 3 | $425,000 to $690,000 | under 10 sales: no median | none |
12 months | 2 | $544,000 to $690,000 | under 10 sales: no median | none |
The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Multiple Listing Service fields such as asking price and days on market are not public records and were not pulled for this guide (checked 2026-11-06); every price figure here is a Collier County qualified recorded sale.
Selling a home in Sun Terrace? Start with our free home valuation, read how we sell a home in Naples, or Call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about how we represent buyers.
We give no number for one home without looking at it. We build it from Collier County's qualified recorded sales, starting with the home's county heated size band, its roll year, whether it is an original 1960s home or a rebuild, and its street. Over 36 months, all five qualified sales were on Rordon Avenue: under 1,000 sq ft, 2 sales ($500,000 and $544,000); 1,000 to 1,249, 1 sale ($590,000); 1,250 to 1,499, none; 1,500 to 1,999, 2 sales ($425,000 and $690,000); 2,000 and up, none. The 2026 county roll just value (median $496,846) is a tax figure, not a price.
Start with our free home valuation; our Naples home valuation page explains the method.
Talk to Jesse direct: (239) 898-6072, text or call. Confidential conversations welcome.
Buying in Sun Terrace instead? Call Marc at (239) 287-5873, or read about buying a home in Naples.
Start with a price built from the county record for your size band, roll year and street. Order the title work early: no homeowners' association appears on any record we read for Sun Terrace, so the title commitment confirms any recorded restriction on your lot. Then gather permits, roof and wind mitigation reports and your flood zone determination.
The county file records closing dates, not days on market, so we print no days-on-market figure. What it shows is pace: Collier County recorded 6 qualified sales in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. We make no forecast.
We make no forecast; the windows say what has happened. The last 12 months hold 2 qualified sales, $544,000 and $690,000, the 24 months 3 and the 36 months 5, both from $425,000 to $690,000, and 2 of those 5 fall in the last 12 months. No window shorter than 60 months holds 10 sales, so none carries a median.
Your deed and title information, permits for additions, garage conversions and any rebuild, the roof and wind mitigation reports, your flood zone determination and any elevation certificate, a survey if you have one and your 2026 tax bill.
The record shows both paths. The county roll lists 11 homes finished from 2001 to 2025 on lots whose deed records go back before those roll years. The five qualified sales of the last 36 months were all older homes, four with 1960s roll years and one with a 1982 roll year. We print no lot value figure.
Buyers ask first whether there is an HOA, then what the flood map shows, how old the roof is, what the City allows for an addition, and whether Sun Terrace is Naples Terrace. The title commitment, the flood determination, the roof permit, the City zoning code and the legal description answer them.
Sun Terrace buyers and sellers work directly with Jesse McGreevy and Marc Comisar, who have been Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012, pricing every Sun Terrace home from Collier County's recorded sales rather than a portal estimate.
As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Read more about our team. Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation.
Jesse McGreevy leads the team's listing and seller strategy, and Marc Comisar leads buyer representation and negotiation. Selling a home in Sun Terrace? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about buying a home in Naples and how we represent buyers. You can also contact us any time.
Jesse McGreevy and Marc Comisar are top-reviewed realtors in Sun Terrace, and the reviews on the team's Google Business Profile describe what a seller or buyer in Sun Terrace needs most: honest advice, steady communication and a team that sells.
★★★★★ "Their knowledge of the Southwest Florida market really stood out, and you can tell they genuinely care about their clients and getting the best results possible. They were always available to answer questions, kept us informed every step of the way, and paid attention to every detail." Verified Google review
★★★★★ "Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he's helped us settle into the area. 100% recommendation!" Verified Google review
★★★★★ "I can only say he is a refreshing and highly motivated professional. No tricks exaggerations nor falsehoods. His way of bringing quality clients is exceptional. He does not bring lookers. He brings buyers!" Verified Google review
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team.
Sun Terrace buyers ask where the plat is, what is on it, whether an association or a gate exists, what the City allows, what the flood map shows, what taxes run and what homes have sold for. Each answer draws on a county record, a statute or a public report.
Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county FEMA flood map and evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).
Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103. Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.
Sun Terrace is a single recorded Collier County plat of 56 single-family homes, 51 of them on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples 34103 and inside the City of Naples, with county roll years from 1960 to 2025. It is a neighborhood of one-story homes on a numbered-street grid.
Sun Terrace has 56 homes on the county roll, all single-family: 51 on Rordon Avenue, 2 on 12th Street North, 2 on 14th Street North and 1 on 10th Street North. No condominium or villa appears on the plat, and the 2026 roll lists no vacant parcel.
Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples. A 34103 mailing address alone does not decide it; the tax bill's millage area 4 and the City levy do.
The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025. The first five homes carry 1960 roll years and 1965 is the busiest single year, with 9.
County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487. The county roll does not record bedrooms or baths; listing descriptions for Sun Terrace homes describe one-story ranch homes of concrete block and stucco, and bedroom counts vary from home to home.
No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.
Sun Terrace is not described as gated in any record we read: listing records describe it as a non-gated community, and road routes reach Rordon Avenue directly from 10th and 14th Streets North.
No clubhouse, community pool, park, playground, tennis court, lake, canal, boat dock or ramp appears on the county roll or any record we read for Sun Terrace; the plat's parcels are 56 homes and one office parcel.
No association dues appear on any record we read, because no homeowners' association appears on any record we read for Sun Terrace. No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.
The City of Naples' published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing any lease. Florida's vacation-rental law in s. 509.032(7)(b) bars local laws that regulate rental duration or frequency but "does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011."
Yes, through the City of Naples. Its zoning code (Chapter 58 of the City Code) sets what can be built, City staff confirm setbacks, height and lot coverage, and demolition and new construction need permits. A large renovation meets FEMA's 50 percent substantial improvement test.
The City of Naples zoning code, Chapter 58 of the City Code, governs every Sun Terrace lot. The district for a specific address is on the City's zoning map, and City building and zoning staff confirm setbacks, height and lot coverage for that lot.
The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home. Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs.
Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends.
Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone.
Sun Terrace's 2026 median total tax bill is $3,729, from $623 to $16,179, at 8.9752 mills in millage area 4, which includes the City of Naples General Fund levy of 1.2900 mills. A buyer's first bill resets toward just value after the sale.
School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them. Public schools near Sun Terrace by road include Lake Park Elementary School, 1.7 road miles and about 4 minutes; Gulfview Middle School, 2.8 road miles and about 6 minutes; and Naples High School, 1.0 road mile and about 4 minutes.
NCH Baker Hospital, 350 7th St N in downtown Naples, is 2.5 road miles from Rordon Avenue, about 6 minutes without traffic, and it has an emergency department; NCH's Baker Hospital page carries a December 20, 2021 release on a new emergency department there. In an emergency call 911.
By road from Rordon Avenue, without traffic: Lowdermilk Park is about 2.0 miles, 6 minutes; the Naples Pier, 25 12th Ave S, 4.3 miles, about 10 minutes; Fifth Avenue South (1100 block) 3.2 miles, about 7 minutes; and Third Street South 4.0 miles, about 9 minutes. In season and at rush hour real drives run longer.
Collier County shows 12 qualified sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median, or $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. The newest is August 12, 2026. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.
The county file counts closings, not listings. Qualified sales over $100,000 by year since 2021: 6 in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. Ask us what is on the market now.
No. Naples Terrace is a separate recorded plat with its own 52 homes and roll years from 1953 to 2026; it shares the 10th and 14th Street North cross streets with Sun Terrace on the county roll. Sun Terrace is the 56-home plat on Rordon Avenue, and the legal description in the title commitment names the plat for any address.
Sun Terrace sellers ask what a home is worth, how size, roll year and a rebuild change the price, what a buyer will request and which Florida rules shape the sale. Each answer draws on a county record, a statute or our analysis of the county sales file.
Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county FEMA flood map, read November 6, 2026; Florida Statutes; our analysis).
Price from the county's qualified recorded sales for your size band, roll year and street, order the title work early so any recorded restriction is known, and gather your permits, roof and wind mitigation reports and flood zone determination. Start with our free home valuation or call Jesse at (239) 898-6072.
We give no number without looking at the home. The county shows 12 qualified sales in 60 months at a $607,500 median ($508 per county heated sq ft), from $425,000 to $2,200,000. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. Start with our free home valuation.
Compare by county heated size, then roll year, street and date. The five qualified sales of the last 36 months, all on Rordon Avenue, listed without house numbers:
Date | Price | County heated sq ft | Roll year | Street |
|---|---|---|---|---|
Aug 19, 2024 | $500,000 | 996 | 1982 | Rordon Ave |
Sep 16, 2024 | $590,000 | 1,092 | 1965 | Rordon Ave |
Jul 16, 2025 | $425,000 | 1,525 | 1966 | Rordon Ave |
Jun 26, 2026 | $544,000 | 941 | 1967 | Rordon Ave |
Aug 12, 2026 | $690,000 | 1,566 | 1961 | Rordon Ave |
Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.
Size is one input among several. Over 36 months, homes under 1,000 sq ft recorded 2 sales ($500,000 and $544,000), the 1,000 to 1,249 band 1 sale ($590,000), the 1,250 to 1,499 band none, the 1,500 to 1,999 band 2 sales ($425,000 and $690,000) and the 2,000 and up band none. Every band is under 10 sales, so no band median prints.
It shapes the questions a buyer asks. Over 36 months, four of the five qualified sales had 1960s roll years and one a 1982 roll year. The 1960s homes predate Florida's statewide building code, so buyers ask about the roof, opening protection and permits.
The record shows rebuilding, not who paid for it. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one. We print no lot price.
The 2026 county roll just value is a tax figure, not a price. Sun Terrace's median 2026 county roll just value is $496,846 ($393,148 to $1,841,880), against qualified sales from $425,000 to $690,000 in the last 36 months. A buyer pays for the home's condition, size and roll year, not its roll value.
The county file records closing dates, not days on market. Collier County recorded 6 qualified sales in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. Multiple Listing Service fields such as days on market are not public records and were not pulled for this guide (checked 2026-11-06); ask us for current market time.
We make no forecast. The last 12 months show 2 qualified sales, $544,000 on June 26, 2026 and $690,000 on August 12, 2026, and the last 36 months 5 sales from $425,000 to $690,000. Every qualified sale since 2022 is $425,000 or more.
We price from the record and the current market rather than a seasonal claim, and we state no seasonal sales pattern; the county file's closing dates are not tabulated by month for Sun Terrace. Ask us when you are ready.
We think it is the team that prices from the county record. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012, and we tracked all 60 qualified recorded sales the county file holds for Sun Terrace, from 1995 through mid-October 2026. Call Jesse direct at (239) 898-6072.
No homeowners' association appears on any record we read for Sun Terrace, so no association estoppel certificate is expected. Where no mandatory association exists, the s. 720.401 disclosure summary is not triggered; the title commitment and a search of recorded restrictions answer the same questions.
The title company reports the recorded plat and any plat notes, deed restrictions, easements, mortgages and liens that touch the lot, and the legal description that names the Sun Terrace plat. Restrictions can apply without an association.
In Collier County the buyer customarily pays the owner's title policy, and the contract controls.
Yes, recorded liens and mortgages are paid at closing so the buyer takes clear title. The title company requests payoff letters and pays them from the proceeds.
Disclose what you know. A Florida seller tells the buyer about known flooding, flood insurance claims and flood assistance, and the contract forms set how and when. Answer from your own records, and ask your attorney about a specific event.
Yes, if you have them. The county's copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home, so every buyer checks the zone for that one home, and a lender's flood determination governs.
Buyers ask. Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones, so follow the county's orders for your zone.
Often, yes. Under s. 627.0629, insurers file discounts for roof strength, roof covering, roof-to-wall and wall-to-foundation strength, opening protection, and window, door and skylight strength. Only an inspection on the state's uniform mitigation verification form decides the credit for a given home; My Safe Florida Home offers free inspections by an authorized inspector.
An insurer may ask for a four-point inspection of an older home as a condition of a quote, and 35 Sun Terrace homes carry 1960s roll years. Ask the insurer which documents it wants; we offer no pass or fail list.
Under s. 553.844, when a roof is replaced on a site-built single-family home built before the Florida Building Code, a secondary water barrier and strengthened roof-deck attachment are required; if the home is in the wind-borne debris region, roof-to-wall connection upgrades are required during reroofing for homes insured or valued at $300,000 or more when the work can be done for about 15 percent of the reroofing cost. Ask the City's building staff whether that region covers your address. We make no value claim.
Yes, condition is negotiable. Your known-condition disclosures are still owed, and the buyer's lender and insurer still ask about the roof and permits.
Not before pricing the home. Exterior and structural work in the City of Naples goes through City permits, a large renovation meets FEMA's 50 percent substantial improvement test as the City's building staff apply it, and we make no value claim for any improvement.
Buyers and insurers ask for them. Listing living areas often differ from county heated area, because listings may count additions, enclosed areas or garage conversions differently; City building permits confirm what was approved, so pull them before you list.
Often not. A homestead's assessed value is capped from year to year, and a sale resets assessed value, so the buyer's first bill moves toward just value, without your homestead exemption unless the buyer qualifies on their own.
It ends with your residence in the home. Florida's homestead exemption needs title, permanent residence and an application to the property appraiser, so your buyer applies on their own. 32 of Sun Terrace's 56 homes are homesteaded on the 2026 roll.
Ask a tax adviser. The Internal Revenue Service publishes guidance on selling your home, including the home-sale exclusion.
The items are a commission, which is negotiable, title and closing charges, any lien payoffs and the documentary stamp tax on the deed. In Collier County the buyer customarily pays the owner's title policy, and the contract controls. Ask us for a net sheet.
Yes. The lease shapes the sale, so give the buyer the lease early. A rented home is generally not the owner's permanent residence, and the property appraiser decides homestead eligibility each year.
Yes. The same disclosures, title work and flood questions apply; a listing team adds a county-based price and the paperwork ordered early.
State the county heated area from the roll, which in Sun Terrace runs from 898 to 2,810 square feet, and add the home's own living area; never print a size the roll does not hold.
Call the home Sun Terrace only when the legal description names the Sun Terrace plat, and name Rordon Avenue or the cross street, 10th, 12th or 14th Street North. Make no gate, amenity or water claim beyond the record.
We price from Collier County's qualified recorded sales for the size band, roll year and street, and put the flood determination, the title work and the roof questions in front of a buyer first. Call Jesse at (239) 898-6072.
Sun Terrace sellers and buyers work with McGreevy and Comisar because we price from the county record and read the title, flood and City questions first. Jesse McGreevy leads listings and seller strategy; Marc Comisar leads buyer representation. Tell us the street and the county heated size.
We are Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012. Selling a home in Sun Terrace? Get a free home valuation or Call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about how we represent buyers. Read how we sell a home in Naples or about buying a home in Naples, and contact us any time.
Get a free home valuation and we build your price from Collier County's qualified recorded sales for your size band, roll year, street and whether the home is an original 1960s home or a rebuild. We order the title work early and gather the flood determination, the roof and wind mitigation reports and the permits for any addition. Read our Naples home valuation page, or Call Jesse direct at (239) 898-6072.
Read about how we represent buyers and buying a home in Naples. Before an offer we check the legal description, the title commitment, the flood determination, the roof and permits. Call Marc at (239) 287-5873.
Ask for a free home valuation for any Sun Terrace home on Rordon Avenue or on 10th, 12th or 14th Street North, in any of the five Sun Terrace size bands: under 1,000, 1,000 to 1,249, 1,250 to 1,499, 1,500 to 1,999 and 2,000 and up county heated square feet. We pull the county's sales for that size and point a rebuild plan to the City's zoning code and permit staff. Call Jesse at (239) 898-6072 or Marc at (239) 287-5873.
Sun Terrace's sellers and buyers can open the same public documents behind this guide: the Florida statutes on homeowners' associations, special districts, non-ad valorem assessments, vacation rentals, building codes, reroofing, wind mitigation and Citizens, the National Hurricane Center's Ian and Irma reports, FEMA's Risk Rating 2.0 page and the Collier MPO's project list.
Data updated: November 2026 (all documents read November 6, 2026).
Document | Publisher | Link |
|---|---|---|
Florida Statutes Chapter 720, homeowners' associations, including s. 720.301 and s. 720.302 | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/0720.html |
Florida Statutes s. 720.401, HOA disclosure summary | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.401.html |
Florida Statutes s. 720.303, association records, meetings and websites | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.303.html |
Florida Statutes Chapter 189, special districts, including s. 189.061 | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0189/0189.html |
Florida Statutes s. 197.3632, non-ad valorem assessments | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0197/Sections/0197.3632.html |
Florida Statutes s. 509.032, vacation rentals | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0509/Sections/0509.032.html |
Florida Statutes s. 553.73, Florida Building Code | Florida Legislature | https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.73.html |
Florida Statutes s. 553.844, reroofing and mitigation | The Florida Senate | https://www.flsenate.gov/Laws/Statutes/2025/553.844 |
Florida Statutes s. 627.0629, wind mitigation discounts | The Florida Senate | https://www.flsenate.gov/Laws/Statutes/2025/627.0629 |
Florida Statutes s. 215.559, Hurricane Loss Mitigation Program | The Florida Senate | https://www.flsenate.gov/Laws/Statutes/2025/215.559 |
Florida Statutes s. 627.351, Citizens Property Insurance | The Florida Senate | https://www.flsenate.gov/Laws/Statutes/2025/627.351 |
Tropical Cyclone Report, Hurricane Ian | National Hurricane Center | https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf |
Tropical Cyclone Report, Hurricane Irma | National Hurricane Center | https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf |
Risk Rating 2.0 | FEMA | https://www.fema.gov/flood-insurance/risk-rating |
FY 2027 to 2031 Transportation Improvement Program page | Collier MPO | https://colliermpo.org/tip/ |
Sun Terrace's figures and rules on this page come from Collier County records, Florida statutes, federal storm and flood records, school, hospital and road agencies, and dated reports; we read the 2026 county tax roll for all 56 homes. Linked entries were read November 6, 2026 unless a publication date is given.
Data updated: November 2026 (all linked entries read November 6, 2026 unless a publication date is given; Collier County public property roll and recorded-sales files, download dated October 27, 2026).
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781 people live in Sun Terrace, where the median age is 58 and the average individual income is $75,998. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Sun Terrace, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including IBI Internationl Botanical Ingredients, Gourmet Catering, and S'Barro.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
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|---|---|---|---|---|
| Dining | 0.21 miles | 0 reviews | 0/5 stars | |
| Dining | 0.25 miles | 0 reviews | 0/5 stars | |
| Dining | 0.37 miles | 1 review | 1/5 stars | |
| Shopping | 0.23 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.34 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.35 miles | 1 review | 2/5 stars | |
| Shopping | 0.35 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.42 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.42 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.42 miles | 0 reviews | 0/5 stars | |
| Shopping | 0.42 miles | 0 reviews | 0/5 stars | |
| Active | 0.23 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.25 miles | 1 review | 5/5 stars | |
| Beauty | 0.3 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.3 miles | 4 reviews | 4.3/5 stars | |
| Beauty | 0.32 miles | 0 reviews | 0/5 stars | |
| Beauty | 0.36 miles | 17 reviews | 1.8/5 stars | |
| Beauty | 0.37 miles | 2 reviews | 1/5 stars | |
| Beauty | 0.39 miles | 1 review | 1/5 stars | |
| Beauty | 0.39 miles | 6 reviews | 4/5 stars | |
| Beauty | 0.42 miles | 0 reviews | 0/5 stars | |
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Sun Terrace has 314 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Sun Terrace do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 781 people call Sun Terrace home. The population density is 1,642 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
Population by Age Group
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10-17 Years
18-24 Years
25-64 Years
65-74 Years
75+ Years
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Total Households
Average Household Size
Average individual Income
Households with Children
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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.