Aerial view of single-family homes, palms and lawns in central Naples FL near Sun Terrace, ZIP 34103

Sun Terrace

Sun Terrace is 56 single-family homes on Rordon Ave and 10th, 12th and 14th St N, inside the City of Naples 34103. County sales, taxes and flood map, by McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.

Sun Terrace, the neighborhood buyers search for as Sun Terrace Naples, is easy to describe on the public record. Sun Terrace is 56 single-family homes, 51 on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples, Florida 34103, recorded with Collier County as one plat named Sun Terrace inside the City of Naples, with county roll years from 1960 to 2025. If you are comparing agents, our guide to the best real estate agents in Naples sets local agents side by side on the public record. For the plat itself, Collier County shows 12 qualified recorded sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median; the top of that range is one 2023 resale of a home with a 2020 roll year.

McGreevy and Comisar are the team Sun Terrace sellers call first: Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales between Jesse and Marc, and the Domain Realty Group team is the #5 real estate team in Florida (RealTrends 2026). This page covers life inside the City of Naples, a 1960s plat that is rebuilding lot by lot, recorded sales, taxes in millage area 4, the HOA question, City zoning and rental rules, the flood-map check and Evacuation Zone B, the building code era and insurance, schools, drives and the nearby plats buyers compare.

Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103. Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.

Why McGreevy and Comisar Are the Best Realtor for Sun Terrace

Sun Terrace is 56 single-family homes on one plat, and the right agent prices each home against its size band, its roll year and whether it is an original 1960s home or a rebuild. Sellers and buyers choose McGreevy and Comisar because we read the county record, band by band and era by era, before we talk about a price.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

If you're searching for the best realtor for Sun Terrace in Naples, whether you're ready to sell your home in Sun Terrace or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our Domain Realty Group team is also the #5 real estate team in Florida (RealTrends 2026).

Sun Terrace market (Collier County recorded sales, county records through mid-October 2026): 12 qualified recorded sales in 60 months across all brokerages · median $607,500 · $425,000 to $2,200,000 · newest qualified sale August 12, 2026. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026; we read the 2026 county tax roll for all 56 homes; we read the county's address records for all 56 homes; we read the county's copy of the effective FEMA flood map for all 56 homes, along with the county's evacuation-zone map; and we measured drive times from Rordon Avenue with one routing method.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, see why sellers rank us among the best real estate agents in Naples, or call Jesse direct at (239) 898-6072.

Buying a home in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers. Our guide to buying a home in Naples covers offers, inspections, insurance and closing costs. You can also contact us or read about the team.

What does a seller in Sun Terrace get from us?

A seller in Sun Terrace gets a price built from the county record for the right size band and roll year, not from a plat-wide average. The 60-month window leads, with 12 qualified sales from $425,000 to $2,200,000 at a $607,500 median and $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

We order title work early. In Collier County the buyer customarily pays the owner's title policy, and the contract controls. No homeowners' association appears on any record we read for Sun Terrace; recorded deed restrictions or plat notes can still apply without one, so the title commitment confirms them. Our Naples home valuation page and our guide to selling a home in Naples set out the steps.

What does a buyer in Sun Terrace get from us?

A buyer in Sun Terrace gets the questions that matter before the offer. Which of the five county heated size bands is the home in? Which roll year does it carry, and is it an original 1960s home or one of the 11 homes with 2001 to 2025 roll years? What does the home's own flood zone determination say, and which City of Naples rules govern a rebuild, an addition or a lease?

We point each answer at the document that governs it: the City's zoning code and map, City permits, the title commitment, and the home's own flood determination and inspection.

Why do county recorded sales matter in Sun Terrace?

County recorded sales matter in Sun Terrace because the recent counts are small and every one carries weight. The county file holds 2 qualified sales in 12 months, $544,000 to $690,000, and 3 in 24 months and 5 in 36 months, each $425,000 to $690,000; none of those windows holds 10 sales, so no median prints.

The 60-month window holds 12 qualified sales, $425,000 to $2,200,000, at a $607,500 median and $508 per county heated square foot; the 120-month window holds 26, $132,000 to $2,200,000, at a $455,000 median and $378. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.

Why price by size band in Sun Terrace?

Sun Terrace homes are priced by size band because sizes run from 898 to 2,810 county heated square feet. The roll puts 6 homes under 1,000 square feet, 13 from 1,000 to 1,249, 12 from 1,250 to 1,499, 16 from 1,500 to 1,999 and 9 at 2,000 and up.

The 36-month record splits across those bands. Under 1,000 square feet recorded 2 qualified sales, $500,000 and $544,000; 1,000 to 1,249 recorded 1, at $590,000; 1,500 to 1,999 recorded 2, $425,000 and $690,000. The 1,250 to 1,499 band and the 2,000 and up band recorded none. We price each home against its own band, roll year and condition.

Why does the roll year matter in Sun Terrace?

The roll year matters in Sun Terrace because the plat holds originals and replacements. The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025.

The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies. In the last 36 months, 4 of the 5 qualified sales were homes with 1960s roll years and the fifth carried a 1982 roll year, so the recent record speaks mostly for the original homes.

Why does a rebuild change the comparison in Sun Terrace?

A rebuild changes the comparison in Sun Terrace because a newer home is a different product from the house it replaced. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one.

The eight homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet. The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home. None of the 5 qualified sales in the last 36 months was a home with a 2001 or later roll year.

Why does the flood map need a home-by-home check in Sun Terrace?

The flood map needs a home-by-home check in Sun Terrace because the county's reading is not a lender's determination. The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home.

Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs. Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends. All 56 homes are in Evacuation Zone B on the county's map.

Why read the City rules before an offer in Sun Terrace?

The City rules come before an offer in Sun Terrace because the City of Naples, not an association, sets what can be built and how a home may be leased. The City's zoning code (Chapter 58 of the City Code) and its zoning map set what each lot allows, and City building and zoning staff confirm setbacks, height and lot coverage before any rebuild.

The City's published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing a lease. No homeowners' association appears on any record we read for Sun Terrace, and the title commitment confirms any recorded restriction.

Selling your home in Sun Terrace? Get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.

Key Takeaways

Sun Terrace comes down to ten facts that carry the county record for its homes, plat, location, sales, taxes, flood map and drives. Every figure names its window and its source, and the county records run through mid-October 2026, so a reader can check each one against the record it comes from.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).

  • 56 single-family homes, one plat. 51 on Rordon Avenue and 5 on 10th, 12th and 14th Streets North, Naples 34103, inside the City of Naples, with county roll years from 1960 to 2025.
  • Location. Between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, reached by 10th or 14th Street North and Creech Road.
  • Sizes. County heated area runs from 898 to 2,810 sq ft, average about 1,487; 31 of the 56 homes are under 1,500 sq ft and none reaches 3,000.
  • Originals and rebuilds. 35 homes carry 1960s roll years and 11 carry 2001 to 2025 roll years, 6 of them 2020 to 2025; most if not all of the 11 replaced earlier houses, and City permits confirm each one.
  • 60-month sales. 12 qualified recorded sales, median $607,500, $425,000 to $2,200,000, $508 per county heated sq ft. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.
  • 12-month sales. 2 qualified recorded sales from $544,000 to $690,000; newest qualified sale August 12, 2026.
  • Association. No homeowners' association appears on any record we read, and no 2026 tax bill on the plat carries a non-ad valorem charge; the title commitment confirms any recorded restriction.
  • Taxes. 8.9752 mills in millage area 4, including the City of Naples' 1.2900; median total 2026 tax bill $3,729; median 2026 county roll just value $496,846; 32 of the 56 homes homestead-exempt.
  • Flood and evacuation. The county's republished copy of the effective FEMA map returned no flood zone for any Sun Terrace home; panel 12021C0391J, effective February 8, 2024; each home's own determination governs. All 56 homes are in Evacuation Zone B.
  • Drives. Coastland Center 1.6 road miles, Lowdermilk Park 2.0, NCH Baker Hospital 2.5 and Fifth Avenue South 3.2, measured in November 2026 from Rordon Avenue without traffic; in season, real drives run longer.

Table of Contents

What Is Sun Terrace, and Where Is It in Naples?

Sun Terrace is 56 single-family homes, 51 on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples, Florida 34103, recorded with Collier County as one plat named Sun Terrace inside the City of Naples, with county roll years from 1960 to 2025.

Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County 2026 tax roll, millage area 4).

Item

Fact

Name

Sun Terrace

Homes

56 single-family homes (county roll and address records)

Plat

one recorded plat, Sun Terrace

Streets

Rordon Avenue (51 homes), 12th Street North (2), 14th Street North (2), 10th Street North (1)

Roll years

1960 to 2025

County heated area

898 to 2,810 sq ft; average about 1,487

Other roll parcel

one office-use parcel on Goodlette-Frank Road North, not a home, not counted

Vacant parcels

none on the 2026 roll

ZIP, city, jurisdiction

34103, Naples, inside the City of Naples

Millage area

4, 8.9752 mills (2026 county tax-roll file), including City of Naples General Fund 1.2900

Non-ad valorem

$0 on all 56 bills

Flood

no flood zone returned by the county's republished copy of the effective FEMA map; effective panel 12021C0391J, effective February 8, 2024

Evacuation

Zone B, all 56 homes

Is Sun Terrace in Naples the same as Naples Terrace, Sunset Terrace or Trail Terrace?

This page is about Sun Terrace, the 56-home plat on Rordon Avenue, spelled with an R, in the City of Naples 34103. It is not Naples Terrace, the neighboring plat whose homes are mostly on Diana Avenue; it is not Sunset Terrace or Trail Terrace, any Sun Terrace apartment or condominium, or a Sun Terrace in another city. Some online maps and listing sites use the name Sun Terrace for a wider area around Coastland Center and Naples High School; every count, sale and figure in this guide is for the 56 homes on the recorded Sun Terrace plat.

A home belongs to Sun Terrace when its deed and county record name the Sun Terrace plat.

What is Sun Terrace in Naples FL?

Sun Terrace in Naples FL is one recorded plat of 56 single-family homes inside the City of Naples, with roll years from 1960 to 2025 and county heated areas from 898 to 2,810 square feet. There is no condominium, villa or apartment building on the plat. Because every home is inside the City, the City's zoning code, permits and services govern, and every 2026 tax bill on the plat carries the City of Naples levy.

Where exactly is Sun Terrace?

Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103.

Most of the plat is Rordon Avenue itself, with 51 of the 56 homes.

What ZIP code is Sun Terrace in?

Sun Terrace is in ZIP code 34103. Every one of the 56 homes on the county roll carries a Naples 34103 address, and the mailing city for all of them is Naples.

The ZIP code covers many other streets and plats, so a 34103 address does not by itself place a home in Sun Terrace or inside the City limits. The legal description settles the plat; the tax bill settles the City question.

Which streets are the Sun Terrace homes on?

The Sun Terrace homes are on four streets: 51 on Rordon Avenue, 2 on 12th Street North, 2 on 14th Street North and 1 on 10th Street North.

Only those five cross-street homes belong to the plat. City address records list 60 addresses on 10th Street North, 32 on 12th Street North and 92 on 14th Street North, mostly on other plats, so a 10th, 12th or 14th Street North address is not Sun Terrace unless the legal description names the plat.

Where does Rordon Avenue run?

Rordon Avenue runs east-west, from 10th Street North near U.S. 41 at its west end to 14th Street North near Goodlette-Frank Road at its east end, with 12th Street North crossing between them. On the county's address ranges, Rordon Avenue house numbers run from about 1000 at the west end to about 1398 at the east end.

How do you drive in and out of Sun Terrace?

Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.

Golden Gate Parkway appears only farther along some routes, such as the route to Naples Airport by Goodlette-Frank Road North; it does not cross Rordon Avenue.

How many homes are in Sun Terrace?

Sun Terrace has 56 homes, all single-family, on the county roll and the county's address records. The plat also holds one office-use parcel, which is not a home and is not counted in any figure here.

The 2026 roll lists no vacant parcel on the plat. When a Sun Terrace home is rebuilt, the new house takes the old one's place on the same lot and the count stays at 56.

Are all the Sun Terrace homes single-family?

Yes. All 56 Sun Terrace homes are single-family residences on the county roll. There is no condominium, villa, townhome or apartment building on the plat.

That makes the plat a single product type, so its sales compare cleanly once size band and roll year are matched.

How is the Sun Terrace plat laid out?

The Sun Terrace plat is laid out along Rordon Avenue, with 10th, 12th and 14th Streets North crossing it. Listing legal descriptions show the plat is divided into lettered blocks and numbered lots.

The legal description on a deed or title commitment ties a specific home to the plat; a street name alone does not, because the cross streets also run through other plats.

Is Sun Terrace near Coastland Center?

Coastland Center, 1900 Tamiami Trail North, is 1.6 road miles from Sun Terrace. The drive takes about 5 minutes without traffic, by Creech Road and Tamiami Trail North (U.S. 41); the mall's own site is coastlandcenter.com.

Drive figures are road estimates measured in November 2026 from Rordon Avenue, without traffic; in season and at rush hour, real drives run longer.

What is within about a mile of Sun Terrace by road?

Within about a mile of Sun Terrace by road are a pharmacy, a grocery and a public high school campus. Walgreens on Tamiami Trail North is 0.8 road mile, about 3 minutes; Publix at 1981 Tamiami Trail North is 1.0 road mile, about 3 minutes; and Naples High School is 1.0 road mile, about 4 minutes.

The Naples High School figure is a road distance, not a school assignment, which Collier County Public Schools confirms by address. Drive figures are road estimates measured in November 2026 from Rordon Avenue, without traffic.

Are there vacant lots in Sun Terrace?

No vacant parcel appears on the 2026 county roll for Sun Terrace. The roll lists 56 homes and one office parcel, and every homesite carries a home.

New construction on the plat therefore happens on lots that already carry homes, one rebuild at a time. City building permits confirm each one.

Is Sun Terrace Inside the City of Naples, and What Surrounds It?

Sun Terrace is inside the City of Naples. Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples. Its neighbors on the roll are other small plats on the same numbered-street grid, with U.S. 41 and Goodlette-Frank Road on either side.

Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; Collier County roll and address records, read November 6, 2026).

Is Sun Terrace inside the City of Naples?

Yes. Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples.

All 56 homes sit in millage area 4 on the 2026 county tax-roll file, at a total rate of 8.9752 mills.

How can you tell whether a 34103 address is inside the City limits?

The tax bill tells you whether a 34103 address is inside the City limits. A home inside the City carries the City of Naples General Fund levy on its bill; for Sun Terrace that levy is 1.2900 mills in millage area 4, on every one of the 56 homes.

A 34103 mailing address alone does not decide it, because the mailing city and the ZIP code are postal facts, not municipal ones.

How is Sun Terrace zoned?

Sun Terrace is inside the City of Naples, so the City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot; the district for a specific address is on the City's zoning map, and the City's building and zoning staff confirm setbacks, height and lot coverage before any rebuild.

A buyer with plans takes the address to the City before the inspection period ends.

What surrounds Sun Terrace?

On the county's roll, Sun Terrace's neighbors are other small plats on the same numbered-street grid: Naples Terrace, a separate plat south of Rordon Avenue, shares the 10th and 14th Street North cross streets with Sun Terrace, and most Franks Subdivision homes are on 28th Avenue North; 29th Avenue North is a nearby street, and Tamiami Trail North and Goodlette-Frank Road North carry through traffic on either side.

Those plats are separate records, and none of their figures is counted in Sun Terrace's.

Is Sun Terrace part of the Moorings, Park Shore or Olde Naples?

No. Sun Terrace is its own recorded plat on the county roll, and the Moorings, Park Shore and Olde Naples are separate neighborhoods with their own plats, homes and records.

The legal description on the deed, not a listing's area label, places a home in Sun Terrace.

Does Sun Terrace have canals, lakes or water access?

No canal, lake, beach, dock or ramp parcel is on the Sun Terrace roll; Sun Terrace is an inland street grid. No boat ramp was verified on any record we read.

The Gordon River Greenway describes itself as "a 140-acre park" with "2.5 miles of asphalt, mulch and boardwalk trails through six native plant communities"; it is 2.1 road miles from Rordon Avenue, about 7 minutes, to one entrance point, not necessarily the main trailhead.

What is the office parcel on Goodlette-Frank Road North?

The plat also holds one office-use parcel on Goodlette-Frank Road North, which is not a home and is not counted in any figure here.

Does Golden Gate Parkway cross Sun Terrace?

No. Golden Gate Parkway does not cross Rordon Avenue. Road routes from Rordon Avenue use 10th Street North or 14th Street North, Creech Road, U.S. 41 and Goodlette-Frank Road. Golden Gate Parkway appears only farther along routes, such as the route to Naples Airport by Goodlette-Frank Road North.

How Did Sun Terrace Come Together, and Why Are Homes Being Rebuilt?

Sun Terrace came together through the 1960s and has been renewing lot by lot ever since. The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025. We read the 2026 county roll for all 56 homes to build this history.

Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026).

Roll-year decade

Homes

County heated sq ft (low to high)

1960s

35

898 to 2,072

1970s

4

1,094 to 2,160

1980s

3

996 to 2,019

1990s

3

1,326 to 1,640

2000s

2

900 to 1,092

2010s

3

1,596 to 2,289

2020s

6

1,376 to 2,810

Total

56

898 to 2,810

The dated record for the plat, from the county roll, the county file and the storm and FEMA dates that touch it:

Date

Event on the record

1960

first five Sun Terrace homes on the county roll

September 10, 1960

Hurricane Donna

1962

earliest recorded deed on any Sun Terrace parcel in the county file

1965

the busiest roll year, 9 homes

1968

the last of the 35 homes with 1960s roll years

1995

the county file's first qualified sale over $100,000

2001

the first of the 11 homes with 2001 or later roll years

September 10, 2017

Hurricane Irma

2020

the first of six 2020s homes

September 28, 2022

Hurricane Ian

2023

the file's highest price ($2,200,000) and the largest home on the roll (2,810 sq ft, 2023 roll year)

February 8, 2024

the current FEMA panel takes effect

2025

the newest roll year

August 12, 2026

the newest qualified sale

When was Sun Terrace platted, and who developed it?

When the Sun Terrace plat was recorded, by whom, and who built its first homes: Information not available at time of publishing (checked 2026-11-06).

The county roll's first five Sun Terrace homes carry 1960 roll years, and the county file's earliest recorded deed on any Sun Terrace parcel is from 1962. For a specific home, the recorded plat and the title commitment carry the plat's recording details and notes.

What does an old City ordinance say about Sun Terrace's streets?

An older City of Naples ordinance, as quoted in City records, refers to the north-south streets 'as platted in Sun Terrace Subdivision' and asks later plats nearby to line up with them.

That wording is about street alignment only; the City's current zoning code decides what a lot allows.

When were the Sun Terrace homes built?

The Sun Terrace homes carry county roll years from 1960 to 2025. By single roll year, the county roll shows 1960: 5; 1961: 4; 1962: 1; 1963: 2; 1965: 9; 1966: 5; 1967: 7; 1968: 2; 1971: 1; 1975: 1; 1976: 2; 1982: 1; 1984: 1; 1989: 1; 1991: 1; 1994: 1; 1995: 1; 2001: 1; 2004: 1; 2011: 1; 2016: 1; 2018: 1; 2020: 1; 2021: 2; 2022: 1; 2023: 1; 2025: 1.

1965 is the single busiest roll year, with 9 homes. A roll year is the county's record year; the permit date decides which building code applied.

What happened in 1960, the year of the first Sun Terrace homes?

Hurricane Donna struck on September 10, 1960, the year of Sun Terrace's first five roll-year homes; Explore Naples' history of the city says it washed away most of the pier and caused more than $25 million in property damage in Naples.

That is a statement about Naples as a whole; no record we read describes what Donna did on Rordon Avenue.

How many homes were added after the 1960s?

After the 1960s, the county roll adds Sun Terrace homes decade by decade: 4 in the 1970s, 3 in the 1980s, 3 in the 1990s, 2 in the 2000s, 3 in the 2010s and 6 in the 2020s.

The 2020s homes run from 1,376 to 2,810 county heated square feet. Because no vacant parcel appears on the roll, the later roll years describe homes on existing lots, most of them replacing older houses.

Are Sun Terrace homes being torn down and rebuilt?

The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one.

All 11 are on Rordon Avenue. About one in five Sun Terrace homes (11 of 56, 20 percent) carries a 2001 or later roll year; 9 of the 56 carry 2010 or later roll years and 7 carry 2018 or later.

How do the rebuilt homes compare in size?

The rebuilt homes in Sun Terrace run larger than the originals. The eight homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet, and five of those eight are 2,000 square feet or larger. The 35 homes with 1960s roll years run 898 to 2,072.

Is rebuilding a Florida-wide trend?

Florida Realtors, reporting National Association of Home Builders figures on March 30, 2026, said Florida held 14.6 percent of all U.S. residential demolition permits in 2025, the most of any state, and that teardown-related projects were about 7 percent of single-family starts in 2024. The report is on the Florida Realtors news page.

That is a statewide figure, not a Naples count. On Rordon Avenue, the county roll's 11 homes with 2001 to 2025 roll years are the local record.

Thinking About Sun Terrace? Start With a County-Based Number

Sun Terrace's county record gives a clear starting number: 12 qualified recorded sales in the 60 months through mid-October 2026, at a $607,500 median, from $425,000 to $2,200,000. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. If you are selling, get a free home valuation; if you are buying, see how we represent buyers. We price from that window, then by size band, roll year and whether a home is an original or a rebuild.

Selling your home in Sun Terrace? Get a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.

What Are the Homes in Sun Terrace Like?

Sun Terrace homes are single-family homes with county heated areas from 898 to 2,810 square feet, most of them one-story concrete block and stucco homes from the 1960s, with newer and larger rebuilds among them. County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487.

Data updated: November 2026 (Collier County roll and address records, read November 6, 2026).

Sun Terrace size bands (county heated area on the 2026 roll):

County heated sq ft

Homes

Share

under 1,000

6

11 percent

1,000 to 1,249

13

23 percent

1,250 to 1,499

12

21 percent

1,500 to 1,999

16

29 percent

2,000 and up

9

16 percent

Total

56

31 of the 56 homes have under 1,500 county heated square feet and 25 have 1,500 or more; none reaches 3,000.

How big are Sun Terrace homes?

County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487. The largest band is 1,500 to 1,999 square feet, with 16 homes, followed by 1,000 to 1,249 with 13 and 1,250 to 1,499 with 12. Six homes are under 1,000 square feet and nine are 2,000 and up.

How many bedrooms and baths do Sun Terrace homes have?

The county roll does not record bedrooms or baths; listing descriptions for Sun Terrace homes describe one-story ranch homes of concrete block and stucco, and bedroom counts vary from home to home.

For a specific home, the listing and inspection give the room count, and the permit history shows whether a room was added with a permit.

What do Sun Terrace homes look like?

Sun Terrace homes, as listing descriptions describe them, are one-story ranch homes of concrete block and stucco, matching a plat where 35 homes carry 1960s roll years.

The newer homes vary more. Their design, height and finish follow what each owner built under the City's zoning code, so no single style label describes every home on the plat.

What features do listing descriptions mention?

Listing descriptions mention one-car garages, jalousie windows, shingle roofs and fenced yards on some homes; each home differs, and the listing and inspection decide.

Roof age, window type and any garage conversion each bear on insurance, the wind mitigation report and the heated area.

Why do listing sizes differ from county sizes?

Listing living areas often differ from county heated area, because listings may count additions, enclosed areas or garage conversions differently; the county roll's heated area is the figure used throughout this guide.

A price per square foot built from a listing's larger living area will not compare with a county figure, so we price Sun Terrace homes in county heated square feet.

How large are Sun Terrace lots?

Lot sizes, frontages and dimensions for Sun Terrace homesites: Information not available at time of publishing (checked 2026-11-06).

The recorded plat and the City's zoning map and code set what a lot allows. For a home under contract, the survey gives the lot's dimensions, the title commitment shows any recorded easement or restriction, and City staff confirm setbacks, height and lot coverage.

Which are the largest and smallest homes on the roll?

The largest home on the Sun Terrace roll has 2,810 county heated square feet and carries a 2023 roll year; the smallest has 898 county heated square feet and carries a 1960 roll year.

The 1960s homes top out at 2,072 square feet on the roll, while the 2020s homes run from 1,376 to 2,810, so the largest homes on the plat sit among the newer roll years.

Which homes are the newest?

The newest Sun Terrace homes are the six with 2020s roll years: one from 2020, two from 2021, one each from 2022 and 2023, and one from 2025. All six are on Rordon Avenue and run from 1,376 to 2,810 county heated square feet.

Can I add a second story, a pool or a guest house to a Sun Terrace home?

Whether a Sun Terrace lot allows a second story, a pool or an accessory structure is decided by the City of Naples, under its zoning code (Chapter 58 of the City Code), its zoning map and its building and zoning staff.

A large renovation or a rebuild in Sun Terrace runs through the City's permit process, where the federal 50 percent substantial improvement test applies to work on an existing structure; the City's building staff decide how. The title commitment shows any recorded restriction on the lot.

What should a buyer check on a 1960s Sun Terrace home?

A buyer of a 1960s Sun Terrace home checks the roof covering and its age, the windows and opening protection, and a wind mitigation inspection on the state's uniform mitigation verification form. The permit history shows whether additions, enclosed areas or garage conversions were permitted, and the home's own flood zone determination answers the flood question.

The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies.

How Do the 1960s Homes and the Newer Rebuilds Compare in Sun Terrace?

Sun Terrace's 1960s homes and its newer rebuilds share one plat, one millage rate and one evacuation zone, but differ in size, construction era and sales record. The 35 homes with 1960s roll years run 898 to 2,072 county heated square feet; the 11 from 2001 to 2025 run 900 to 2,810.

Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4).

Roll-year era

Homes

County heated sq ft (low to high)

1960s

35

898 to 2,072

1970 to 1999

10

996 to 2,160

2001 to 2025

11

900 to 2,810

Total

56

898 to 2,810

The homes by street, from the county roll:

Street

Homes

Roll years

County heated sq ft

Rordon Ave

51

1960 to 2025

898 to 2,810

12th St N

2

1965 to 1967

1,756 to 2,072

14th St N

2

1975 to 1976

1,094 to 2,160

10th St N

1

1966

1,425

Total

56

1960 to 2025

898 to 2,810

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying a home in Sun Terrace? Call Marc at (239) 287-5873 for a personalized buyer consultation, or see how we represent buyers.

How many Sun Terrace homes date from the 1960s?

35 Sun Terrace homes carry 1960s roll years: 5 from 1960, 4 from 1961, 1 from 1962, 2 from 1963, 9 from 1965, 5 from 1966, 7 from 1967 and 2 from 1968. Of those 35, 32 are on Rordon Avenue, 2 on 12th Street North and 1 on 10th Street North, running 898 to 2,072 county heated square feet.

How many were finished from 2001 to 2025?

11 Sun Terrace homes carry roll years from 2001 to 2025, and all 11 are on Rordon Avenue. Of the 56 homes, 9 carry 2010 or later roll years, 7 carry 2018 or later and 6 carry 2020 or later.

Their county deed records go back before their newer roll years, and City building permits confirm each one.

How do sizes differ by era?

Sizes in Sun Terrace widen with the newer eras. The 35 homes with 1960s roll years run 898 to 2,072 county heated square feet; the 10 from 1970 to 1999 run 996 to 2,160; and the 11 from 2001 to 2025 run 900 to 2,810.

The newest group holds both a small home and the largest on the roll, so we match band and era together.

Which era recorded sales in the last 36 months?

The original homes recorded nearly all of Sun Terrace's recent sales. Of the 5 qualified sales in the last 36 months, all on Rordon Avenue, 4 carried 1960s roll years and one a 1982 roll year; none was a home with a 2001 or later roll year. Their sizes ran from 941 to 1,566 county heated square feet.

These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.

What did the highest recorded sale tell buyers?

The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home.

For a seller of an original 1960s home, the recent sales of 1960s homes are the closer evidence.

How do the cross-street homes compare?

The five cross-street homes in Sun Terrace are all older homes. The two on 12th Street North carry 1965 to 1967 roll years and run 1,756 to 2,072 county heated square feet; the two on 14th Street North carry 1975 to 1976 roll years and run 1,094 to 2,160; and the one on 10th Street North carries a 1966 roll year and has 1,425.

All 11 homes with 2001 or later roll years are on Rordon Avenue.

Do taxes differ between older and newer homes?

Sun Terrace's tax figures come from the county tables as one group of 56 homes, not by era. The median total 2026 tax bill is $3,729, with bills from $623 to $16,179, and the 2026 county roll just value runs from $393,148 to $1,841,880, with a median of $496,846.

Every home pays 8.9752 mills in millage area 4, including the City of Naples General Fund's 1.2900, and 32 of the 56 homes are homestead-exempt.

Do the eras differ on the flood map or evacuation zone?

No difference between the eras appears on the record. The county's republished copy of the effective FEMA flood map, panel 12021C0391J, returned no flood zone for any Sun Terrace home, whatever its roll year, and a lender's flood zone determination gives the zone for a specific home.

Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone.

Does Sun Terrace Have an HOA, a Gate or Amenities of Its Own?

Sun Terrace shows no homeowners' association on any record we read, and none of its 56 homes carries a non-ad valorem charge on the 2026 tax bill. Listing records describe it as non-gated, and the plat holds homes and one office parcel, with no clubhouse, pool, park or water feature of its own.

Data updated: November 2026 (Collier County 2026 tax roll and address records, read November 6, 2026; listing records; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).

We read the 2026 county tax roll for all 56 homes and the county's address records for all 56 homes. The table sets out each item a buyer asks about and the record it rests on.

Item

Status on the record

Source

Homeowners' association

None appears on any record we read

Collier County 2026 tax roll; listing records

Non-ad valorem charge

$0 on all 56 bills

Collier County 2026 tax roll, millage area 4

Gate

Not described as gated; listing records describe a non-gated community

Listing records; county address records

Clubhouse or pool

None appears on the county roll or any record we read

Collier County roll and address records

Park or playground

None on the plat; the plat's parcels are 56 homes and one office parcel

Collier County roll

Lake or canal

None on the Sun Terrace roll; Sun Terrace is an inland street grid

Collier County roll

Sidewalks and street lighting

Not confirmed on any record read

The City of Naples

Nearby City park

Fleischmann Park, 1600 Fleischmann Blvd, 1.4 road miles, about 4 minutes

Road estimate, November 2026

Does Sun Terrace have an HOA?

No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.

That is the honest short answer. The 2026 county tax roll shows $0 in non-ad valorem charges on all 56 homes, and listing records describe no association fee and no association amenities. No record can prove a negative across every recorded document, so the title commitment settles it for a specific lot.

What do recorded deed restrictions mean when there is no association?

A deed restriction or a note on a recorded plat is a rule written into the public land records. It can limit how a lot is used or what is built on it, and it binds the lot whether or not an association exists; enforcement then rests with the parties the document names, not a board. A Sun Terrace buyer reads the exceptions in the title commitment, where any recorded restriction on the lot shows, and asks the title agent or an attorney what each one requires before the inspection period ends.

Is Sun Terrace gated?

Sun Terrace is not described as gated in any record we read: listing records describe it as a non-gated community, and road routes reach Rordon Avenue directly from 10th and 14th Streets North.

Does Sun Terrace have a pool, clubhouse or park of its own?

No clubhouse, community pool, park, playground, tennis court, lake, canal, boat dock or ramp appears on the county roll or any record we read for Sun Terrace; the plat's parcels are 56 homes and one office parcel.

A pool, where one exists, belongs to an individual home and shows in that home's listing and inspection. The office parcel on Goodlette-Frank Road North is not a home and is not counted in any figure in this guide.

Does Sun Terrace have sidewalks and street lights?

Whether Rordon Avenue has sidewalks or street lighting along its length, and whether a recorded plat note or deed restriction applies to a given lot: Information not available at time of publishing (checked 2026-11-06).

Rordon Avenue is a City street, so the City of Naples is the place to ask about sidewalk or lighting work on it. No sidewalk or lighting levy appears on any Sun Terrace 2026 tax bill, because none of the 56 bills carries a non-ad valorem charge.

Which City parks are close to Sun Terrace?

Three City parks sit within a short drive of Rordon Avenue on our drive table:

Park

Address

Drive miles

Drive minutes

Fleischmann Park

1600 Fleischmann Blvd

1.4

about 4

Baker Park

1000 8th Ave S

3.3

about 7

Cambier Park

755 8th Ave S

3.3

about 8

Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer. Park rows are measured to a mapped point, not a gate or the main entrance, so each figure is an "about".

Where can Sun Terrace owners walk, run or bike nearby?

The Gordon River Greenway describes itself as "a 140-acre park" with "2.5 miles of asphalt, mulch and boardwalk trails through six native plant communities", designed for walking, jogging, biking and roller-blading, according to the Gordon River Greenway's site. By road it is 2.1 miles and about 7 minutes from Rordon Avenue to one entrance point, not necessarily the main trailhead. Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.

Naples Pathways is a local nonprofit whose stated goal centres on walking and biking across Naples. No bike lane on Rordon Avenue appears on any record we read.

Is there a golf course or public boat ramp nearby?

No public golf course and no public boat ramp was verified on any record we read for the area around Sun Terrace. No canal, lake, beach, dock or ramp parcel is on the Sun Terrace roll; Sun Terrace is an inland street grid.

What City of Naples Rules Apply in Sun Terrace: Zoning, Rentals and Rebuilding?

Sun Terrace sits inside the City of Naples, so City rules govern each lot: the City's zoning code sets what can be built, City building staff permit rebuilds and renovations, the City's rental guidance applies to leases, and Florida law limits how local rental rules can change. Any recorded restriction on a lot shows in the title commitment.

Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; Florida Statutes, 2025 statutes, read November 6, 2026; FEMA glossary).

Sun Terrace is inside the City of Naples, so the City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot; the district for a specific address is on the City's zoning map, and the City's building and zoning staff confirm setbacks, height and lot coverage before any rebuild.

Topic

Governing rule

Where to confirm

Zoning

City of Naples zoning code, Chapter 58 of the City Code

The City's zoning map and its building and zoning staff

Rentals

The City's published rental guidance; s. 509.032(7)(b), Florida Statutes

The City of Naples before signing any lease

Rebuild permits

City building permits for demolition and new construction

City building staff

Flood rules for renovation

FEMA's 50 percent substantial improvement test, applied through the City's permit process

City building staff

Recorded restrictions

Any deed restriction or plat note recorded against the lot

The title commitment

Which City code governs building in Sun Terrace?

Every one of the 56 homes carries the City of Naples General Fund levy on its 2026 tax bill, which places all of them inside the City and under its zoning code, Chapter 58 of the City Code. That code assigns each lot to a district, and the district decides setbacks, height and lot coverage; the City's zoning map shows the district for an address.

The City zoning district for Sun Terrace lots and the setback, height and lot-coverage figures that go with it: Information not available at time of publishing (checked 2026-11-06).

A buyer planning an addition or a rebuild asks the City for the district and its standards for the exact address before the inspection period ends.

Can I rent out a Sun Terrace home?

The City of Naples' published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing any lease.

No association rental rule appears on any record we read for Sun Terrace, so the City's rules and Florida law frame any lease, along with any recorded restriction in the title commitment.

What does Florida law say about local vacation-rental rules?

Florida's public lodging law says a local law, ordinance or regulation "may not prohibit vacation rentals or regulate the duration or frequency of rental of vacation rentals", and the same paragraph "does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011" (s. 509.032(7)(b), Florida Statutes). In plain terms, the statute limits newer local rules on rental length, while a rule adopted on or before that date can stay in force; the City confirms which applies.

Does renting affect the homestead exemption?

Generally, yes. A home rented out is generally not the owner's permanent residence, and Florida's homestead exemption depends on the home being the owner's permanent residence. The property appraiser decides homestead eligibility each year. An owner with a homestead exemption who plans to rent asks the property appraiser's office first, because losing the exemption changes the next tax bill.

What permits does a rebuild need in the City of Naples?

A rebuild in Sun Terrace runs through City of Naples building permits: a demolition permit to take down the existing house and a new-construction permit for the new home, each reviewed by the City's building and zoning staff against the zoning code and the statewide building code. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and City building permits confirm each one. A buyer of a rebuilt home asks for the permit history and final inspections; the City sets its own review times.

What is the 50 percent rule for renovating an older home?

FEMA defines substantial improvement as improvement of a structure whose cost equals or exceeds 50 percent of the structure's market value before the work, and substantial damage is part of the same concept (FEMA glossary: substantial improvement). A large renovation or a rebuild in Sun Terrace runs through the City's permit process, where the federal 50 percent substantial improvement test applies to work on an existing structure; the City's building staff decide how.

How big a house can be built on a Sun Terrace lot?

The City's zoning code decides, lot by lot, through the district's setback, height and lot-coverage standards. The county roll shows what has been built so far: the homes with 2016 to 2025 roll years run 1,376 to 2,810 county heated square feet, and the largest home on the roll, 2,810 square feet, carries a 2023 roll year. Those are records of past construction, not an allowance; the City's staff confirm what a new design may cover on a specific lot.

Are there pet rules in Sun Terrace?

No association pet, parking or vehicle rule appears on any record we read for Sun Terrace; City ordinances apply to every City address, and any recorded restriction on a lot shows in the title commitment.

Assistance animals are a separate matter: federal fair housing rules govern them.

Can I park a boat, RV or work truck at a Sun Terrace home?

Rules on parking a boat, recreational vehicle or commercial vehicle at a City of Naples home sit in the City's code, because no association appears on the record for Sun Terrace. An owner who plans to keep a boat or a large vehicle at the home confirms the current City rule for the address before closing, and checks the title commitment for any recorded restriction.

What City Services Does Sun Terrace Have: Police, Fire, Water and Trash?

Sun Terrace homes are inside the City of Naples, so City departments provide police and fire-rescue service. Water, sewer, trash and stormwater arrangements and charges are confirmed with the City for each address, because none of the 56 homes' 2026 tax bills carries a non-ad valorem charge.

Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; NERIS fire department station record; Florida Statutes, 2025 statutes, read November 6, 2026).

We read the 2026 county tax roll for all 56 homes. The table sets out who provides each service on the record and where an owner confirms it.

Service

Provider on the record

Where to confirm

Police

City of Naples

The City of Naples

Fire-rescue

City of Naples Fire Rescue; Station 2 listed at 977 26th Ave N, Naples 34103

NERIS station record

Water and sewer

Not confirmed for Rordon Avenue

The City of Naples, by address

Trash and recycling

Not confirmed for Rordon Avenue

The City of Naples, by address

Stormwater

Billed outside the property tax bill

The City of Naples, by address

Property tax

Collier County tax roll, millage area 4, 8.9752 mills

The county tax bill

Who provides police and fire service in Sun Terrace?

Inside the City of Naples, City departments provide police and fire-rescue service; confirm the water, sewer, trash and stormwater arrangements and charges for a specific address with the City, because they are billed outside the property tax bill.

In an emergency, call 911.

Where are the City of Naples fire stations?

City of Naples Fire Rescue lists Station 2 at 977 26th Ave N, Naples 34103, according to the NERIS station record; the same record lists Station 1 at 835 8th Ave S and Station 3 at 2433 Tower Drive. Station assignments are the department's to set, and it answers which station responds to an address.

Who provides water and sewer on Rordon Avenue?

Which utility provides water and sewer on Rordon Avenue, the current City stormwater charge for a home, and the trash and recycling schedule: Information not available at time of publishing (checked 2026-11-06).

The City of Naples confirms water and sewer service for a specific address, and the utility's own bill shows the charges. A seller's recent utility bills show the provider for that home.

Who collects trash and recycling in Sun Terrace?

Trash and recycling arrangements for a Sun Terrace home are confirmed with the City for the specific address, because they are billed outside the property tax bill and no Sun Terrace 2026 tax bill carries a non-ad valorem charge. The City of Naples answers pickup days, containers and bulk items for an address.

Is there a City stormwater charge?

Stormwater charges for a Sun Terrace home are billed outside the property tax bill. No Sun Terrace 2026 tax bill carries a non-ad valorem charge, so City utility, stormwater and trash charges are not collected on the property tax bill. The City of Naples confirms the current charge for a specific address, and a seller's recent City bills show it.

Are City utility charges on the property tax bill?

No. No Sun Terrace 2026 tax bill carries a non-ad valorem charge, so City utility, stormwater and trash charges are not collected on the property tax bill. Florida law defines non-ad valorem assessments as assessments "not based upon millage" (s. 197.3632, Florida Statutes), and those are the charges a local government can collect on the tax bill. In Sun Terrace that line reads $0 on all 56 bills.

What does the City of Naples levy add to a Sun Terrace tax bill?

The City of Naples General Fund levy is 1.2900 of the 8.9752 mills on a Sun Terrace tax bill, about 14.4 percent of the rate. On the $496,846 median 2026 county roll just value with no exemption, the City levy comes to $640.93, about $641, or $129.00 per $100,000 of taxable value. That figure is hypothetical; an actual bill depends on the home's own taxable value and exemptions.

Do Sun Terrace owners pay both City and county property taxes?

Yes. A Sun Terrace tax bill carries the City of Naples levy and the county and regional levies together, all on one bill in millage area 4. Collier County's general fund (3.0107 mills), the school board (1.8990 and 2.2480), South Florida Water Management (0.0948 and 0.0978), Collier Mosquito Control (0.1331), water pollution control (0.0246) and Conservation Collier (0.1772) all levy alongside the City of Naples General Fund (1.2900).

What Is the Sun Terrace Real Estate Market Doing?

Sun Terrace recorded 2 qualified sales in the last 12 months, $544,000 and $690,000, and 5 in the last 36 months, from $425,000 to $690,000, all on Rordon Avenue. The newest qualified sale in the county file is from August 12, 2026. Windows under 10 sales print a count and range, not a median.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026. A median is printed only where a window holds 10 or more sales.

Window

Dates

Qualified sales

Range

Median

Median per county heated sq ft

12 months

Oct 16, 2025 to Oct 16, 2026

2

$544,000 to $690,000

under 10 sales: no median

none

24 months

Oct 16, 2024 to Oct 16, 2026

3

$425,000 to $690,000

under 10 sales: no median

none

36 months

Oct 16, 2023 to Oct 16, 2026

5

$425,000 to $690,000

under 10 sales: no median

none

60 months

Oct 16, 2021 to Oct 16, 2026

12

$425,000 to $2,200,000

$607,500

$508

120 months

Oct 16, 2016 to Oct 16, 2026

26

$132,000 to $2,200,000

$455,000

$378

The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.

What happened in the last 12 months?

Two qualified sales recorded in Sun Terrace from October 16, 2025 to October 16, 2026: $544,000 on June 26, 2026, for a home of 941 county heated square feet with a 1967 roll year, and $690,000 on August 12, 2026, for a home of 1,566 county heated square feet with a 1961 roll year. Both are on Rordon Avenue, and with 2 sales no median prints. The August 12, 2026 sale is the newest qualified sale in the county file.

What do the 24 and 36-month windows show?

The 24-month window, October 16, 2024 to October 16, 2026, holds 3 qualified sales from $425,000 to $690,000. The 36-month window, October 16, 2023 to October 16, 2026, holds 5 qualified sales across the same $425,000 to $690,000 range. Neither window reaches 10 sales, so neither prints a median. Of the 5 qualified sales in the last 36 months, 2 fall in the last 12 months. All 5 were on Rordon Avenue, and none was a home with a 2001 or later roll year.

Every qualified sale in the last 36 months

Each qualified recorded sale from October 16, 2023 to October 16, 2026, by date, price, county heated area, roll year and street:

Date

Price

County heated sq ft

Roll year

Street

Aug 19, 2024

$500,000

996

1982

Rordon Ave

Sep 16, 2024

$590,000

1,092

1965

Rordon Ave

Jul 16, 2025

$425,000

1,525

1966

Rordon Ave

Jun 26, 2026

$544,000

941

1967

Rordon Ave

Aug 12, 2026

$690,000

1,566

1961

Rordon Ave

The five homes run from 941 to 1,566 county heated square feet. The 36-month low, $425,000, was a 1,525 square foot home with a 1966 roll year (July 16, 2025); the 36-month high, $690,000, a 1,566 square foot home with a 1961 roll year (August 12, 2026).

What does the 60-month window show?

From October 16, 2021 to October 16, 2026, Sun Terrace recorded 12 qualified sales, from $425,000 to $2,200,000, with a median of $607,500 and a median of $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. Twelve sales is a small set, and the mix of 1960s homes and newer rebuilds that happened to sell moves the median.

What does the 10-year window show?

From October 16, 2016 to October 16, 2026, Sun Terrace recorded 26 qualified sales, from $132,000 to $2,200,000, with a median of $455,000 and a median of $378 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. The 60-month median, $607,500 at $508 per county heated square foot, is higher than the 120-month median of $455,000 at $378, because the longer window reaches back to sales from 2016 to 2021.

Price history in Sun Terrace, year by year

The county file lists qualified sales over $100,000 by year; years with no qualified sale over $100,000 (1996, 1998, 2002, 2006, 2007, 2010 and 2012) do not appear, and no year holds 10 sales, so no yearly median prints.

Year

Sales

Low

High

Median

1995

1

$125,000

$125,000

under 10

1997

3

$110,000

$151,500

under 10

1999

2

$120,000

$175,000

under 10

2000

2

$135,000

$155,000

under 10

2001

2

$129,900

$209,000

under 10

2003

1

$215,000

$215,000

under 10

2004

5

$224,000

$315,000

under 10

2005

6

$315,000

$500,000

under 10

2008

2

$201,000

$319,000

under 10

2009

1

$182,000

$182,000

under 10

2011

1

$160,000

$160,000

under 10

2013

2

$118,500

$165,000

under 10

2014

2

$275,000

$279,000

under 10

2015

2

$267,500

$410,000

under 10

2016

2

$349,900

$379,900

under 10

2017

2

$280,000

$440,000

under 10

2018

2

$132,000

$300,600

under 10

2019

3

$305,000

$430,000

under 10

2020

3

$183,000

$885,000

under 10

2021

6

$350,000

$898,000

under 10

2022

2

$625,000

$729,000

under 10

2023

3

$645,000

$2,200,000

under 10

2024

2

$500,000

$590,000

under 10

2025

1

$425,000

$425,000

under 10

2026

2

$544,000

$690,000

under 10

All sales since 1995, a period in which the plat's homes and the market changed: 60 qualified sales, $110,000 to $2,200,000, median $317,000, median $224 per county heated square foot.

What stands out in the year-by-year record?

The county file's first qualified sale over $100,000 is from 1995, at $125,000, and its lowest is $110,000, in 1997. The highest price in the county file, $2,200,000 in 2023, was the resale of a home with a 2020 roll year, not a first sale of a new home. 2005 and 2021 each hold 6 qualified sales, the most of any year in the file. The yearly highs for 2020 and 2021 were the first in the file over $500,000, followed by 2023's $2,200,000. Every qualified sale since 2022 is $425,000 or more. Each year holds so few sales that one home can set its high or low.

How often do homes sell in Sun Terrace?

Qualified sales per year since 2021 run 6, 2, 3, 2, 1 and 2, for 2021 through 2026 to mid-October. Across the whole file, 60 qualified sales have recorded on the 56 homes since 1995. Sun Terrace is a small plat, so a year can pass with one or two sales.

What did repeat sales show?

Seven homes recorded two qualified sales within the 60 months; the median nominal change between their two prices was +99 percent, with no adjustment for remodeling, rebuilding or time, so it is not a measure of how much any home gained.

A pair of sales can span a remodel or a rebuild on the same lot, so the figure describes recorded prices and nothing more.

How did recent sales vary by home size?

The 5 qualified sales of the last 36 months, sorted by Sun Terrace's own size bands of county heated area:

Sun Terrace size band

Qualified sales, last 36 months

Prices

under 1,000 sq ft

2

$500,000 and $544,000

1,000 to 1,249 sq ft

1

$590,000

1,250 to 1,499 sq ft

0

none

1,500 to 1,999 sq ft

2

$425,000 and $690,000

2,000 sq ft and up

0

none

The two homes of 1,500 square feet or more sold for both the lowest and the highest of the five prices, so size alone does not set a Sun Terrace price. With 5 sales, no band prints a median.

Can you buy in Sun Terrace below the 60-month median?

The recorded sales show it has happened: 4 of the 5 qualified sales of the last 36 months, at $425,000, $500,000, $544,000 and $590,000, were under the $607,500 60-month median. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. All four were homes with 1960s or 1982 roll years, and the record shows past prices, not future ones.

Why do we not quote listing prices or days on market?

Multiple Listing Service fields such as asking price and days on market are not public records and were not pulled for this guide (checked 2026-11-06); every price figure here is a Collier County qualified recorded sale.

For homes offered today, see current Naples listings, or call us for the active picture on Rordon Avenue on the day you ask.

What Does It Cost to Own a Home in Sun Terrace?

Sun Terrace homes carry no association dues on any record we read and no non-ad valorem charge on any 2026 tax bill. The recurring costs are the property tax bill, with a 2026 median of $3,729, the City's separately billed water, sewer, trash and stormwater charges, and home and flood insurance priced home by home.

Data updated: November 2026 (Collier County 2026 tax roll, millage area 4; FEMA Risk Rating 2.0 page, read November 6, 2026).

Each cost layer and where it sits on the record:

Layer

Status on the record

Where an owner confirms it

Association dues

No association on any record read

The title commitment

CDD or special district

No levy on any 2026 bill

The tax bill and the title commitment

Special assessment

$0 non-ad valorem on all 56 bills

The county tax bill

Property tax

Median $3,729 in 2026

The county tax bill

City stormwater

Billed by the City outside the tax bill

The City of Naples

Water, sewer and trash

Confirm by address with the City

The City of Naples

Home insurance

Home by home

The owner's insurance agent

Flood insurance

By the home's own flood determination and the lender

The lender and an insurance agent

No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.

Are there HOA fees in Sun Terrace?

No association dues appear on any record we read for Sun Terrace. No homeowners' association appears on the record, the 2026 tax roll shows $0 in non-ad valorem charges on all 56 bills, and listing records describe Sun Terrace as having no association fee. The title commitment and the seller's disclosures confirm it for a specific lot.

Is there a CDD or special district charge on the tax bill?

No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.

Every Sun Terrace bill shows $0 in non-ad valorem charges, the line where a district's assessment would appear.

Is there an estoppel or transfer fee when buying or selling?

An estoppel certificate is a statement an association issues at a sale to confirm what an owner owes. No association appears on any record we read for Sun Terrace, so no association estoppel certificate arises from the record we read. The title company confirms what is owed at closing, and the closing statement sets out every charge. In Collier County the buyer customarily pays the owner's title policy, and the contract controls.

Which charges come outside the property tax bill?

Inside the City of Naples, City departments provide police and fire-rescue service; confirm the water, sewer, trash and stormwater arrangements and charges for a specific address with the City, because they are billed outside the property tax bill.

A buyer budgeting for a Sun Terrace home adds the City's separate bills to the tax bill and insurance, and can ask the seller for recent City bills.

What does insurance add to the cost of owning?

Insurance in Sun Terrace is priced home by home, not by street. Under FEMA's Risk Rating 2.0, flood insurance pricing was phased in for new policies on October 1, 2021, renewals on April 1, 2022 and all policies on April 1, 2023, and it prices each home by flood frequency, flood types such as river overflow, storm surge, coastal erosion and heavy rainfall, distance to a water source, property elevation, the cost to rebuild and home value; most rate increases are capped at 18 percent a year, and flood maps still drive mandatory purchase rules (FEMA Risk Rating 2.0). On that method a 1960s home and a newer rebuild on the same street need not be priced alike, so each quote depends on the home.

What should a buyer request before closing?

A Sun Terrace buyer requests these during the contract period:

  • The title commitment, which lists any recorded restriction, plat note, lien or obligation on the lot.
  • A survey of the lot, showing the house, any additions and the lot lines.
  • The seller's disclosures about the home's condition and history.
  • City permits for any rebuild, addition or garage conversion, with final inspections.
  • Roof and wind mitigation reports, if the seller has them.
  • The home's own flood zone determination, ordered through the lender or an insurance agent.
  • An elevation certificate, if one exists for the home.

Is it costly to own in the City of Naples?

The record gives the pieces rather than a verdict. The City of Naples General Fund levy is 1.2900 of the 8.9752 mills on a Sun Terrace tax bill, and the median 2026 total tax bill across the 56 homes is $3,729, with a range of $623 to $16,179. No association dues or non-ad valorem charges appear on the record; City service charges and insurance come separately.

What Does Florida HOA Law Mean in Sun Terrace, Where No Association Appears?

Sun Terrace shows no homeowners' association on any record we read, so Florida's homeowners' association law, Chapter 720, works here as a test: it defines what an association is, when a seller must give a disclosure summary, and what associations must do. Chapter 189 and the tax bill answer the special-district question.

Data updated: November 2026 (Florida Statutes Chapters 720, 189 and 197, 2025 statutes, read November 6, 2026; Collier County 2026 tax roll).

We read the Florida statutes on homeowners' associations, special districts and non-ad valorem assessments, and the 2026 county tax roll for all 56 homes. Statute references: Chapter 720, homeowners' associations and Chapter 189, special districts.

No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.

What makes a community an HOA under Florida law?

Under s. 720.301, a "homeowners' association" is a Florida corporation responsible for operating a community, with membership made up of parcel owners, membership a mandatory condition of parcel ownership, and the power to impose assessments that, if unpaid, may become a lien on the parcel (Chapter 720, Florida Statutes). The term excludes community development districts and similar special taxing districts. In Sun Terrace neither marker appears on any record we read.

Does the HOA disclosure summary apply in Sun Terrace?

Florida law requires a seller of a parcel that carries mandatory association membership to give the buyer a disclosure summary covering mandatory membership, recorded restrictive covenants, assessments, possible municipal, county or special-district assessments, liens and where the governing documents are kept; the contract lets the buyer void it within 3 days after receipt or before closing (s. 720.401, Florida Statutes). Where no mandatory association exists, the disclosure summary is not triggered; the title commitment and a search of recorded restrictions answer the same questions.

Which communities does Chapter 720 not cover?

Under s. 720.302, Chapter 720 does not apply to communities made up primarily of commercial or industrial property, or to associations regulated under Chapter 718 (condominiums), Chapter 719 (cooperatives), Chapter 721 (timeshares) or the non-mandatory associations under Chapter 723 (Chapter 720, Florida Statutes). Sun Terrace's 56 homes are single-family homes on one recorded plat, so the question is whether a mandatory association exists, and none appears on the record we read.

What would an association have to post online?

Florida law sets duties for associations under s. 720.303: they hold open board meetings with 48 hours' posted notice, keep official records for 7 years, give owners 10 business days to inspect records, adopt budgets, and those with 100 or more parcels post core documents online (s. 720.303, Florida Statutes). These are the law for associations, not duties anyone in Sun Terrace carries, because no association appears on any record we read. In Sun Terrace, City rules and recorded documents fill that role.

What is a special district, and does one levy in Sun Terrace?

A special district is a local government unit created for a set purpose, such as a community development district, which is an independent special district. Florida law says "The department shall maintain the official list of special districts" (s. 189.061, Chapter 189, Florida Statutes). No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.

What is a non-ad valorem assessment?

Florida law describes non-ad valorem assessments as assessments "not based upon millage" (s. 197.3632, Florida Statutes). They are charges for a service or improvement collected on the tax bill beside the millage. On the 2026 county tax roll, the non-ad valorem line reads $0 on all 56 Sun Terrace bills, so every Sun Terrace bill is millage only.

How does a buyer confirm there is no mandatory association?

Three documents answer it for a specific lot. The title commitment lists recorded restrictions, plat notes and liens on the property. A search of recorded restrictions, done by the title agent, shows any covenant that creates mandatory membership. The seller's disclosures state what the seller knows about any association or obligation. If all three come back clean, the buyer has the answer on the record for that lot.

What Are Property Taxes in Sun Terrace?

Sun Terrace's 56 homes pay a median total 2026 tax bill of $3,729, from $623 to $16,179, at 8.9752 mills in millage area 4, the City of Naples General Fund levy of 1.2900 mills among them. The median 2026 county roll just value is $496,846, and 32 of the 56 homes are homestead-exempt.

Data updated: November 2026 (Collier County 2026 tax roll, millage area 4).

We read the 2026 county tax roll for all 56 homes. Every one of them is in millage area 4 on the 2026 county tax-roll file, and every one carries $0 in non-ad valorem charges.

Group

Homes

Median 2026 county roll just value (low to high)

Median total 2026 taxes (low to high)

Non-ad valorem charge

Homestead-exempt

All homes

56

$496,846 ($393,148 to $1,841,880)

$3,729 ($623 to $16,179)

$0 on all 56

32 of 56 (57 percent)

Which authorities levy on a Sun Terrace tax bill?

Every Sun Terrace home is in millage area 4, and the 2026 county tax-roll file lists these levies:

Authority

Levy

Mills

Collier County

General Fund

3.0107

South Florida Water Management

Water Management Fund (South Fl)

0.0948

South Florida Water Management

Big Cypress Basin

0.0978

City of Naples

General Fund (City of Naples)

1.2900

School Board

School Board, State Law

1.8990

School Board

School Board, Local Board

2.2480

Collier Mosquito Control

Collier Mosquito Control

0.1331

Collier County

C.C. Water Pollution Control Program

0.0246

Collier County

Conservation Collier

0.1772

Total

8.9752

The City of Naples levy is what marks every Sun Terrace bill as a City bill: every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples.

What does a typical Sun Terrace home pay?

The median total 2026 tax bill across the 56 Sun Terrace homes is $3,729, and bills run from $623 to $16,179. Taxable value differs from home to home, which explains the spread. The highest 2026 county roll just value on the plat is $1,841,880, and the highest total bill is $16,179. None of the 56 bills carries a non-ad valorem charge, so each total is millage only.

What would a home at the median value pay with no exemption?

This example is hypothetical, ad valorem only, no exemption, taxable value equal to the $496,846 median 2026 county roll just value:

Levy

Mills

Dollars on $496,846

Collier County General Fund

3.0107

$1,495.85

Water Management Fund (South Fl)

0.0948

$47.10

Big Cypress Basin

0.0978

$48.59

City of Naples General Fund

1.2900

$640.93

School Board, State Law

1.8990

$943.51

School Board, Local Board

2.2480

$1,116.92

Collier Mosquito Control

0.1331

$66.13

Water Pollution Control

0.0246

$12.22

Conservation Collier

0.1772

$88.04

Total

8.9752

$4,459.29

Each $100,000 of taxable value costs $897.52 a year at 8.9752 mills, $129.00 of it the City of Naples levy. There is no non-ad valorem charge to add, because none of the 56 bills carries one.

Why is the median bill below the worked example?

The roll's median bill, $3,729, sits under the $4,459.29 no-exemption example because 32 of the 56 homes are homestead-exempt, and capped assessed values run under just value for homes that have been held for years. A buyer's first bill resets toward just value after the sale.

How much of the bill goes to the City of Naples?

The City of Naples General Fund levy is 1.2900 of the 8.9752 mills, about 14.4 percent of the rate. In the worked example at the $496,846 median 2026 county roll just value with no exemption, the City's share is $640.93, about $641, of a $4,459.29 total. Each $100,000 of taxable value pays $129.00 of that to the City.

What is the 2026 county roll just value of Sun Terrace homes?

The median 2026 county roll just value across the 56 Sun Terrace homes is $496,846, and the range runs from $393,148 to $1,841,880. Just value is the county's figure for tax purposes; it is not a sale price and not an appraisal for a sale. A valuation reads comparable sales and condition instead.

How much of Sun Terrace is homesteaded?

On the 2026 county tax roll, 32 of the 56 Sun Terrace homes are homestead-exempt, 57 percent. That tax fact explains why so many bills sit under the full millage on just value. The rest carry no homestead exemption on the 2026 roll, so their taxable values sit closer to just value.

How does the Florida homestead exemption work?

Florida's homestead exemption needs title to the home, the home as the owner's permanent residence, and an application to the property appraiser. A homestead's assessed value is capped from year to year (Save Our Homes). A sale resets assessed value. The property appraiser decides eligibility each year.

Will my tax bill match the seller's?

Usually not. A seller who has held a homesteaded Sun Terrace home for years may carry a capped assessed value and an exemption, so the seller's bill can be far lower than the buyer's first bill. A sale resets assessed value toward just value, and the buyer's exemption, if any, depends on the buyer's own application. For planning, the no-exemption rate is $897.52 per $100,000 of taxable value at 8.9752 mills.

Is Sun Terrace in a Flood Zone?

Sun Terrace has no flood zone printed in this guide, because the county's republished copy of the effective FEMA flood map returned no flood zone at any of its 56 homes on the county's address records. The effective panel is 12021C0391J, effective February 8, 2024, and a lender's flood determination gives the zone for one home.

Data updated: November 2026 (county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; Collier County address records, read November 6, 2026).

We read the county's copy of the effective FEMA flood map for all 56 Sun Terrace homes on the county's address records, and the county's evacuation-zone map for the same homes. What that record shows:

Item

What the record shows

Zone on the county's republished map

none returned by the county's republished map

Effective FEMA panel

12021C0391J, effective February 8, 2024

Evacuation zone

Zone B, all 56 homes

Zone for one specific home

lender's flood determination or FEMA Flood Map Service Center

The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home.

Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs.

What flood zone is Sun Terrace in?

The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home. The zone that counts for a purchase is the one on the home's own determination.

Which FEMA panel covers Sun Terrace, and how current is it?

The effective panel for the area is 12021C0391J, effective February 8, 2024. The J suffix marks Collier County's 2024 countywide map revision, so anyone who last checked a Rordon Avenue zone before February 2024 should check it again on the current map. That is general advice about map revisions, not a finding about any home.

How do I check the flood zone for a Rordon Avenue address?

Three documents answer it for one home. The FEMA Flood Map Service Center shows the effective zone and panel for a street address. A lender financing the purchase orders a flood zone determination, the document the loan relies on. An elevation certificate, if the owner has one, records the home's elevations; ask the seller early. If they disagree, the lender's determination controls the loan.

What do the FEMA flood zone letters mean?

FEMA's flood zone glossary defines the letters on a determination. Zones AE, AH and VE are special flood hazard areas with a 1 percent annual chance flood. Shaded Zone X is the moderate hazard area between the 1 percent and 0.2 percent annual chance limits, and unshaded Zone X is the minimal hazard area outside the 0.2 percent area. These are general definitions; none is a reading for any Sun Terrace home.

Is flood insurance required for a Sun Terrace home?

Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends. An insurance agent quotes the specific address, with the determination and any elevation certificate in hand.

How does NFIP flood pricing work now?

FEMA's Risk Rating 2.0 applied to new policies from October 1, 2021, renewals from April 1, 2022 and all policies from April 1, 2023. It prices by flood frequency, flood types (river overflow, storm surge, coastal erosion, heavy rainfall), distance to a water source, property elevation, cost to rebuild and home value. Most rate increases are capped at 18 percent a year, and flood maps still drive mandatory purchase rules. No premium prints here.

Does the City of Naples earn a Community Rating System discount?

Under FEMA's Community Rating System, policyholders in participating communities earn discounts of 5 to 45 percent on National Flood Insurance Program policies, by the community's class. Every Sun Terrace home is inside the City of Naples, so the City's standing is the one that would apply. A quote for a Sun Terrace address shows any discount the policy carries.

Are elevation certificates on file for Sun Terrace homes?

The flood zone for each Sun Terrace home, elevation certificates on file, where the Coastal High Hazard Area line falls relative to the plat, and the City of Naples' Community Rating System class: Information not available at time of publishing (checked 2026-11-06). A certificate belongs to the home: a seller may hold one from a past purchase, policy or permit, and a licensed surveyor can prepare a new one. Property elevation is one of FEMA's pricing factors, so the certificate matters for a quote.

What hurricane evacuation zone is Sun Terrace in?

Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone. Every home on Rordon Avenue and the plat's five cross-street lots reads the same on the county's map.

How Did Hurricanes Donna, Irma and Ian Affect This Part of Naples?

Sun Terrace sits in a part of Naples that Hurricane Donna struck in 1960, the year of its first five roll-year homes, and that Irma in 2017 and Ian in 2022 reached with measured storm tides. The figures here are city and regional measurements from the National Hurricane Center and Explore Naples, not damage findings at Rordon Avenue.

Data updated: November 2026 (National Hurricane Center tropical cyclone reports for Irma and Ian; Explore Naples' history of the city; Collier County 2026 roll, read November 6, 2026).

Storm

Date

Measured figure

Source

Donna

September 10, 1960

washed away most of the pier; more than $25 million in property damage in Naples

Explore Naples

Irma

September 10, 2017

center tracked just east of Naples; maximum inundation of 3 to 5 ft above ground along the southwest coast from Marco Island through Naples to Fort Myers; the Naples tide gauge measured 4.25 ft above MHHW; a USGS storm tide sensor in Naples measured 5.06 ft NAVD88; before the surge, offshore winds pushed the Naples gauge to 4.8 ft below MHHW, and the level then rose 9 ft in 3 hours

NHC Irma report

Ian

September 28, 2022

maximum inundation of 6 to 9 ft above ground in Naples; the Naples Pier tide gauge measured 6.18 ft above MHHW before it was destroyed; the USGS sensor on the Gordon River Bridge in Naples Bay measured 7.1 ft NAVD88, with high water marks of 4 to 5 ft above ground nearby; reports of flooding at the Naples airport

NHC Ian report

These are city and regional measurements from the National Hurricane Center's reports; no report we read names Rordon Avenue or Sun Terrace.

What did Hurricane Donna bring in 1960?

Donna reached Naples on September 10, 1960. Explore Naples' history of the city records it taking out most of the Naples pier and causing more than $25 million of property damage in the city. The county roll's first five Sun Terrace homes carry 1960 roll years. No source we read describes what Donna did on Rordon Avenue.

What did Hurricane Irma bring in 2017?

The NHC's Irma report says Irma's center tracked just east of Naples, with maximum inundation of 3 to 5 ft above ground from Marco Island through Naples to Fort Myers. The Naples tide gauge measured 4.25 ft above mean higher high water (MHHW), after offshore winds first pushed it to 4.8 ft below MHHW. 49 of Sun Terrace's 56 homes, those with roll years through 2016, were on the roll when Irma's center passed just east of Naples on September 10, 2017.

What did Hurricane Ian bring in 2022?

The NHC's Ian report gives maximum inundation of 6 to 9 ft above ground in Naples on September 28, 2022, and reports of flooding at the Naples airport. The Naples Pier tide gauge measured 6.18 ft above MHHW before it was destroyed. These are city and regional measurements from the National Hurricane Center's reports; no report we read names Rordon Avenue or Sun Terrace.

Which storm gauges does the NHC cite for this part of Naples?

For Irma, the Naples tide gauge (4.25 ft above MHHW) and a USGS storm tide sensor in Naples (5.06 ft NAVD88). For Ian, the Naples Pier tide gauge (6.18 ft above MHHW) and the USGS sensor on the Gordon River Bridge in Naples Bay (7.1 ft NAVD88). MHHW is a tidal datum and NAVD88 a survey datum, so the figures are not directly comparable. None of these instruments is on Rordon Avenue.

Did Sun Terrace homes take damage in these storms?

Water, wind or roof damage at Sun Terrace homes in Donna, Irma or Ian: Information not available at time of publishing (checked 2026-11-06). For one home, the seller's disclosure is where storm history shows: a seller discloses what they know about past water entry, roof repairs and claims. A buyer also reads the inspection report and checks City permits for storm repairs at the address.

What does Evacuation Zone B mean when a storm comes?

Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone. The zone is a planning tool for when to leave; it does not change a home's flood zone or insurance rating.

How Were Sun Terrace Homes Built, and How Does Home Insurance Work Here?

Sun Terrace's 56 homes span three eras on the county roll: 35 with 1960s roll years, 10 from 1970 to 1999 and 11 from 2001 to 2025. The permit date decides which building code applied, and an insurer prices wind cover from a home's own mitigation features, not from its street or roll year alone.

Data updated: November 2026 (Collier County roll and address records, read November 6, 2026; Florida Statutes and FEMA pages as linked).

We read the Florida statutes on building codes, reroofing, wind mitigation and Citizens eligibility. The roll's three eras:

Roll-year era

Homes

County heated sq ft (low to high)

1960s

35

898 to 2,072

1970 to 1999

10

996 to 2,160

2001 to 2025

11

900 to 2,810

Total

56

898 to 2,810

The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies.

Question

Who decides

Where to read it

Wind and homeowners cover

the owner's insurer, from the wind mitigation form

s. 627.0629

Flood cover

the home's flood determination and the lender

Risk Rating 2.0

Reroof requirements

s. 553.844 and the City permit

s. 553.844

Citizens eligibility

s. 627.351

s. 627.351

Which building rules applied when Sun Terrace homes were built?

The 1960s homes were built long before Florida adopted its statewide building code; homes finished in recent years were permitted under the statewide code, and the permit date, not the roll year, decides which edition applies. Under s. 553.73, the Florida Building Commission adopts an updated code every three years, "deemed adopted for use statewide without adoptions by local government," and a permit applied for before an edition's effective date stays under the earlier edition.

What does Florida require when an older home gets a new roof?

Under s. 553.844, reroofing a site-built single-family home built before the Florida Building Code requires a secondary water barrier and strengthened roof-deck attachment. If the home is in the wind-borne debris region, roof-to-wall upgrades are required for homes insured or valued at $300,000 or more when the work costs about 15 percent of the reroofing cost, and opening protection on permitted work of $50,000 or more for homes valued at $750,000 or more. The record we read does not confirm whether Rordon Avenue is in that region; the City's building staff decide.

What roof and hardening questions matter for a 1960s block home?

Roof age, roof covering, opening protection, roof-to-wall connections and permit dates for individual Sun Terrace homes: Information not available at time of publishing (checked 2026-11-06). Listing descriptions mention shingle roofs on some homes. A buyer asks when the roof was replaced and under which permit, what covers it, whether openings are protected and how the roof ties to the walls; the inspection and the wind mitigation form decide.

What is a wind mitigation inspection, and can it lower premiums?

Under s. 627.0629, insurers file discounts for roof strength, roof covering, roof-to-wall and wall-to-foundation strength, opening protection, and window, door and skylight strength, and must include credits for features meeting minimum code. Since October 1, 2023 insurers post mitigation discount information on their websites, and the Office of Insurance Regulation revisits the values every five years. Only an inspection on the state's uniform mitigation verification form decides a home's credit.

Can a Sun Terrace owner use My Safe Florida Home?

My Safe Florida Home offers free wind mitigation inspections by an authorized inspector and grants of up to $10,000 for approved upgrades such as roof-to-wall connections and impact windows and doors. Its page does not state whether grant funding is open, so confirm with the program. Under s. 215.559, the Hurricane Loss Mitigation Program receives $10 million a year ($7 million wind resistance, $3 million shelters), and the section is repealed June 30, 2032.

Can a Sun Terrace home be insured through Citizens?

As the statute read on November 6, 2026, s. 627.351(6) makes Citizens the market for applicants who in good faith cannot get voluntary coverage. Personal lines residential structures with a dwelling replacement cost of $700,000 or more are ineligible, and in the wind-borne debris region a structure insured at $750,000 or more is ineligible without code-compliant opening protection. An agent checks a given home's eligibility.

Will a 1960s home and a rebuild be priced alike for flood insurance?

Not necessarily. Risk Rating 2.0 prices each policy by flood frequency, flood types, distance to water, property elevation, cost to rebuild and home value, so a 1960s home and a newer rebuild on the same street need not be priced alike. That is a general reading of FEMA's method, not a finding about any home; a quote for the address settles it.

Do concrete block homes do better in hurricanes?

This guide makes no claim either way. Listing descriptions describe Sun Terrace homes as one-story ranch homes of concrete block and stucco, but Florida law credits specific features, not a wall material: s. 627.0629 lists roof strength, roof covering, roof-to-wall and wall-to-foundation strength and opening protection. A wind mitigation inspection records which a home has.

What should a buyer ask about insurance before closing?

Six items, before the inspection period ends: the roof's age, covering and permit; a current wind mitigation report; a four-point inspection if the insurer asks; the lender's flood determination; any elevation certificate; and the home's claims history, which the seller can authorize. With those, an agent quotes wind and flood cover before the buyer is committed.

Which Schools Are Near Sun Terrace?

Sun Terrace is 1.0 road mile from Naples High School, 1.7 miles from Lake Park Elementary School and 2.8 miles from Gulfview Middle School, the public schools near it by road. School assignment depends on the address and can change, so Collier County Public Schools confirms the schools for any Sun Terrace home before a buyer relies on them.

Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; school sites as linked).

School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them.

School

Type

Location

Drive from Rordon Avenue

Lake Park Elementary School

public, elementary

14th Ave N, Lake Park, Naples

1.7 mi / about 4 min

Gulfview Middle School

public, middle

255 6th St S, Old Naples

2.8 mi / about 6 min

Naples High School

public, high school

13th St N area, Naples

1.0 mi / about 4 min

Seacrest Country Day School

private, preschool to grade 12 (school site)

7100 Davis Blvd

7.0 mi / about 14 min

Community School of Naples

private

13275 Livingston Rd, (239) 597-7575

6.4 mi / about 12 min

Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.

Which public schools are near Sun Terrace by road?

Naples High School is 1.0 road mile and about 4 minutes from Rordon Avenue, Lake Park Elementary School 1.7 miles and about 4 minutes, and Gulfview Middle School 2.8 miles and about 6 minutes. These are distances, not assignments. School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them.

Lake Park Elementary School

Lake Park Elementary School is a public elementary school on 14th Avenue North in the Lake Park area of Naples, 1.7 road miles and about 4 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address.

Gulfview Middle School

Gulfview Middle School is a public middle school at 255 6th St S in Old Naples, 2.8 road miles and about 6 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address.

Naples High School

Naples High School is a public high school in the 13th Street North area of Naples, 1.0 road mile and about 4 minutes from Rordon Avenue. Collier County Public Schools confirms the assigned school for a specific Sun Terrace address, and assignments can change.

What grades did these schools earn?

Florida school grades for Lake Park Elementary, Gulfview Middle and Naples High: Information not available at time of publishing (checked 2026-11-06). The Florida Department of Education publishes grades each year; a buyer reads the current release directly once the district has confirmed the schools for the address.

How do I confirm the school for a Rordon Avenue address?

Give Collier County Public Schools the full street address, on Rordon Avenue or on 10th, 12th or 14th Street North, and ask for the assigned elementary, middle and high school for the coming year. Boundaries can change, so confirm close to the decision rather than relying on a listing or an older guide.

Which private schools are near Sun Terrace?

Seacrest Country Day School, 7100 Davis Blvd, preschool to grade 12 by its site, is 7.0 road miles and about 14 minutes from Rordon Avenue. Community School of Naples, 13275 Livingston Rd, (239) 597-7575, is 6.4 miles and about 12 minutes. Our Naples private schools guide covers more of them.

Where Is Healthcare Near Sun Terrace?

Sun Terrace is 2.5 road miles and about 6 minutes from NCH Baker Hospital, which has an emergency department, at 350 7th St N in downtown Naples. NCH North Naples Hospital and Physicians Regional Medical Center, Pine Ridge are each within about 15 minutes, and a Walgreens pharmacy is 0.8 mile away.

Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; NCH and Physicians Regional pages and releases as linked).

Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.

Place

Type

Address

Drive from Rordon Avenue

NCH Baker Hospital

hospital with an emergency department

350 7th St N, downtown Naples

2.5 mi / about 6 min

NCH North Naples Hospital

hospital

11190 Health Park Blvd

7.3 mi / about 13 min

Physicians Regional Medical Center, Pine Ridge

hospital

6101 Pine Ridge Rd, Naples 34119, (239) 348-4000

6.7 mi / about 14 min

Walgreens, Tamiami Trail North

pharmacy

Tamiami Trail North

0.8 mi / about 3 min

Publix, 1981 Tamiami Trail North

grocery

1981 Tamiami Trail N

1.0 mi / about 3 min

How far is NCH Baker Hospital?

NCH Baker Hospital, 350 7th St N in downtown Naples, is 2.5 road miles and about 6 minutes from Rordon Avenue without traffic. NCH's Baker Hospital page carries a December 20, 2021 release on a new emergency department at Baker "with larger rooms." In an emergency call 911.

Where is the closest emergency department by road?

On our drive table, the shortest road drive to an emergency department is NCH Baker Hospital, 2.5 miles and about 6 minutes. In an emergency call 911 rather than driving; dispatch decides the receiving hospital.

Which other hospitals are within about 15 minutes?

NCH North Naples Hospital, 11190 Health Park Blvd, is 7.3 road miles and about 13 minutes. Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd, Naples 34119, (239) 348-4000, is 6.7 miles and about 14 minutes.

Where is urgent care near Sun Terrace?

NCH's urgent care page describes its Immediate Care and Urgent Care centers, with live wait times. The street address and drive to the urgent care center closest to Rordon Avenue: Information not available at time of publishing (checked 2026-11-06). Pick a center by address from NCH's page or an insurer's network list before it is needed.

What is NCH building at Baker Hospital?

NCH's October 27, 2025 release describes the $295 million R.M. Schulze Family Heart and Stroke Critical Care Center on the Baker Hospital campus: 189,000 sq ft, five stories, a four-story garage of 375 spaces, on a 13.72-acre site, with completion in about two years from the October 2025 release. A May 29, 2026 release marks a major construction milestone.

Where is a pharmacy near Sun Terrace?

Walgreens on Tamiami Trail North is 0.8 road mile and about 3 minutes from Rordon Avenue. Publix at 1981 Tamiami Trail North, a grocery, is 1.0 mile and about 3 minutes.

How Far Is Sun Terrace From Beaches, Shopping, Parks and the Airport?

Sun Terrace is 2.0 road miles from Lowdermilk Park on the Gulf, 1.6 road miles from Coastland Center, 3.2 miles from Fifth Avenue South and 4.3 miles from Naples Airport, all measured from Rordon Avenue without traffic. Southwest Florida International Airport is 33.2 miles and about 46 minutes by road.

Data updated: November 2026 (road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic; venue, park and store sites as linked).

We measured drive times from Rordon Avenue with one routing method. Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.

Destination

Drive miles

Drive minutes

Walgreens, Tamiami Trail N

0.8

3

Publix, 1981 Tamiami Trail N

1.0

3

Naples High School

1.0

4

Fleischmann Park, 1600 Fleischmann Blvd

1.4

4

Coastland Center, 1900 Tamiami Trail N

1.6

5

Naples Zoo at Caribbean Gardens, 1590 Goodlette-Frank Rd

1.7

4

Lake Park Elementary School

1.7

4

Venetian Village, 4200 Gulf Shore Blvd N

1.9

5

Lowdermilk Park

2.0

6

Gordon River Greenway (one entrance point)

2.1

7

NCH Baker Hospital

2.5

6

Waterside Shops, 5415 Tamiami Trail N

2.7

6

Gulfview Middle School

2.8

6

Artis Naples, 5833 Pelican Bay Blvd

2.9

6

Fifth Avenue South (1100 block)

3.2

7

Cambier Park, 755 8th Ave S

3.3

8

Baker Park, 1000 8th Ave S

3.3

7

Clam Pass Park

3.5

9

Third Street South (Old Naples)

4.0

9

Naples Airport (APF), 160 Aviation Dr N

4.3

11

Naples Pier, 25 12th Ave S

4.3

10

Mercato and Whole Foods Market, 9101 Strada Pl

5.2

9

Naples Botanical Garden, 4820 Bayshore Dr

6.1

13

Trader Joe's, 10600 Tamiami Trail N

6.1

11

Vanderbilt Beach (Gulf Shore Dr)

6.3

12

I-75 at Golden Gate Parkway

6.3

13

Community School of Naples

6.4

12

Physicians Regional, Pine Ridge

6.7

14

Seacrest Country Day School

7.0

14

NCH North Naples Hospital

7.3

13

I-75 at Pine Ridge Road

7.6

16

Gulf Coast Town Center, Fort Myers

27.0

38

Southwest Florida International Airport (RSW)

33.2

46

Fort Myers City Hall, River District

40.5

53

Beach, park and preserve rows are measured to a mapped point, not a gate or main entrance, so read them as about; I-75 rows are approximate interchange points.

How far is the nearest Gulf beach park?

The shortest Gulf drive on our list is Lowdermilk Park, about 2.0 road miles and 6 minutes from Rordon Avenue. Clam Pass Park is about 3.5 miles and 9 minutes, the Naples Pier 4.3 miles and about 10 minutes, and Vanderbilt Beach about 6.3 miles and 12 minutes. Sun Terrace itself is an inland street grid with no beach, canal or dock parcel on its roll.

Can Sun Terrace owners get a City beach parking permit?

City beach-parking information, as reproduced by Explore Naples, says City of Naples residents can get an annual beach parking permit at City Hall, 735 8th Street South, with a driver's license and vehicle registration showing a City address; confirm current terms with the City. The source is Explore Naples' beach parking page, and every Sun Terrace home is inside the City. Our Naples beach parking guide covers the beaches.

How far are Coastland Center, Waterside Shops and Mercato?

Coastland Center, 1900 Tamiami Trail North, is 1.6 road miles from Sun Terrace, about 5 minutes (Coastland Center). Waterside Shops, 5415 Tamiami Trail N, Naples 34108, is 2.7 miles and about 6 minutes, and Mercato, 9101 Strada Place, is 5.2 miles and about 9 minutes.

How far are Fifth Avenue South and Third Street South?

Fifth Avenue South, downtown's street of shops, dining and events, is 3.2 road miles and about 7 minutes from Rordon Avenue. Third Street South in Old Naples, with restaurants, cafes, shopping, art and antiques, is 4.0 miles and about 9 minutes.

Where do Sun Terrace owners buy groceries?

Publix, 1981 Tamiami Trail North, is 1.0 road mile and about 3 minutes from Rordon Avenue. Whole Foods Market at Mercato, 9101 Strada Place, ZIP 34108, is 5.2 miles and about 9 minutes, and Trader Joe's, 10600 Tamiami Trail N, is 6.1 miles and about 11 minutes.

Which parks, gardens and cultural places are close?

Fleischmann Park, 1600 Fleischmann Blvd, is 1.4 road miles (about 4 minutes); Naples Zoo at Caribbean Gardens, 1590 Goodlette-Frank Rd, 1.7 (4); Venetian Village, 4200 Gulf Shore Blvd N, 1.9 (5). The Gordon River Greenway, "a 140-acre park" with about 2.5 miles of trails, is 2.1 miles (7) to one entrance point, not necessarily the main trailhead. Artis Naples, home of The Baker Museum and the Naples Philharmonic, is 2.9 (6); Cambier Park 3.3 (8); Baker Park 3.3 (7); Naples Botanical Garden, 4820 Bayshore Dr, 6.1 (13).

How far is Sun Terrace from the airports?

Naples Airport (APF), 160 Aviation Dr N, a general aviation airport, is 4.3 road miles and about 11 minutes from Rordon Avenue, by Goodlette-Frank Road North and then Golden Gate Parkway. Southwest Florida International Airport (RSW), the airline airport, is 33.2 miles and about 46 minutes.

How far are I-75 and Fort Myers?

I-75 at Golden Gate Parkway is about 6.3 road miles and 13 minutes from Rordon Avenue, and I-75 at Pine Ridge Road about 7.6 miles and 16 minutes. Gulf Coast Town Center in Fort Myers is 27.0 miles and about 38 minutes, and Fort Myers City Hall in the River District 40.5 miles and about 53 minutes.

What is traffic like on U.S. 41 near Sun Terrace?

FDOT's 2025 traffic counts show U.S. 41 segments in central Naples carrying tens of thousands of vehicles a day (FDOT traffic data). Drive figures are road estimates measured in November 2026 from Rordon Avenue in Sun Terrace, without traffic; in season and at rush hour on U.S. 41, Goodlette-Frank Road and I-75, real drives run longer.

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.

What Is Planned Around Sun Terrace: NCH Baker, the Design District and I-75?

Sun Terrace's surroundings are changing at NCH Baker Hospital, where a $295 million heart and stroke center is under construction, downtown in the Naples Design District, whose master plan the City approved in 2024, and at I-75 and Pine Ridge Road. No record we read names Rordon Avenue in any planned project.

Data updated: November 2026 (NCH releases of October 27, 2025 and May 29, 2026; Florida Construction News, October 8, 2024; FDOT RoadWatch; Collier MPO TIP page).

Item

Date

What

Source

NCH heart and stroke center

October 27, 2025; May 29, 2026

$295 million; completion in about two years from the October 2025 release

NCH

Naples Design District master plan

October 8, 2024

City approval, downtown

Florida Construction News

I-75 at Pine Ridge Road, 445296-1

read November 2026

completion anticipated by end of 2026

FDOT RoadWatch

Collier MPO FY 2027 to 2031 TIP

June 12, 2026; amended September 23, 2026

five-year project list

Collier MPO

Sun Terrace itself

records read through November 6, 2026

no planned project named; rebuilds lot by lot

Collier County roll

When is the NCH heart and stroke center expected to be finished?

NCH's October 27, 2025 release puts completion of the $295 million center in about two years from that release, and its May 29, 2026 release marks a major construction milestone. Neither gives a firm opening date. The Baker campus is 2.5 road miles from Rordon Avenue.

What is the Naples Design District plan?

Florida Construction News reported on October 8, 2024 that the City approved a master plan for the Naples Design District, formerly the 41-10 Mixed-Use Area, the area between U.S. 41 and 10th Street in the downtown area, with alley enhancements and a 'Design Walk' promenade among its elements (Florida Construction News). It is a downtown item.

What is happening at I-75 and Pine Ridge Road?

FDOT's RoadWatch lists the I-75 at Pine Ridge Road interchange project, 445296-1, as under construction with completion anticipated by the end of 2026 (FDOT RoadWatch). From Rordon Avenue the interchange is about 7.6 road miles.

Where are Collier County road projects listed?

The Collier Metropolitan Planning Organization's FY 2027 to 2031 Transportation Improvement Program, approved June 12, 2026 and amended September 23, 2026, is the five-year list where road, bridge, bicycle, pedestrian and transit projects are programmed (Collier MPO TIP).

Is any project planned on Rordon Avenue?

No record we read names Rordon Avenue or Sun Terrace in any City Council, Planning Advisory Board or redevelopment item. The reach of that check is limited to the sources read, so an owner asks City of Naples planning staff about a specific lot.

Is new construction expected inside Sun Terrace?

Every homesite carries a home and the 2026 roll lists no vacant parcel. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one. New homes arrive lot by lot; this guide makes no forecast.

Sun Terrace vs Naples Terrace, Hilltop, Cypress Woods Estates and Nearby Plats: How Do They Compare?

Sun Terrace has 56 single-family homes with 1960 to 2025 roll years and 898 to 2,810 county heated square feet, and 11 of them (20 percent) carry 2000 or later roll years. Naples Terrace, Hilltop, Cypress Woods Estates Plat #2, Franks Subdivision, Caribe Woods and Little Farms #2 are compared here on roll inventory and qualified recorded sales only.

Data updated: November 2026 (Collier County 2026 property roll for each plat; Collier County qualified recorded sales over $100,000, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace and for each plat listed, with plat names as the county writes them:

Plat (county name)

Single-family homes

Roll years

County heated sq ft

Average heated sq ft

Main streets on the roll

Homes with 2000 or later roll years

Sun Terrace

56

1960 to 2025

898 to 2,810

about 1,487

Rordon Ave 51; 12th St N 2; 14th St N 2; 10th St N 1

11 (20 percent)

Naples Terrace

52

1953 to 2026

945 to 4,102

about 1,779

10th St N 7; 14th St N 6; other streets

21 (40 percent)

Naples Imp Co Little Farms #2

59

1963 to 2026

1,024 to 3,977

about 2,006

26th Ave N 17; 14th St N 12; 13th St N 9

31 (53 percent)

Franks Subdivision

46

1966 to 2025

803 to 2,762

about 1,636

28th Ave N 39

19 (41 percent)

Cypress Woods Estates Plat #2

41

1965 to 2025

1,086 to 3,849

about 1,953

Cypress Woods Dr 41

21 (51 percent)

Hilltop Sub

53

1967 to 2024

824 to 2,680

about 1,384

Hilltop Dr 51; Morningside Cir 2

13 (25 percent)

Caribe Woods

44

1960 to 2023

850 to 2,712

about 1,309

Cooper Dr 42; 10th St N 2

6 (14 percent)

Cross-plat bands (homes under 1,000 / 1,000 to 1,499 / 1,500 to 1,999 / 2,000 to 2,999 / 3,000 and up county heated sq ft): Sun Terrace 6 / 25 / 16 / 9 / 0; Naples Terrace 1 / 22 / 12 / 15 / 2; Little Farms #2 0 / 13 / 17 / 26 / 3; Franks Subdivision 6 / 15 / 13 / 12 / 0; Cypress Woods Estates Plat #2 0 / 8 / 19 / 9 / 5; Hilltop Sub 14 / 20 / 11 / 8 / 0; Caribe Woods 10 / 24 / 6 / 3 / 0.

Plat

12 months

24 months

60 months

Sun Terrace

2 sales, $544,000 to $690,000 (under 10 sales: no median)

3 sales, $425,000 to $690,000 (under 10 sales: no median)

12 sales, $425,000 to $2,200,000, median $607,500, median $508 per county heated sq ft

Naples Terrace

1 sale, $3,900,000 (under 10 sales: no median)

2 sales, $900,000 to $3,900,000 (under 10 sales: no median)

13 sales, $580,000 to $3,900,000, median $900,000, median $687 per county heated sq ft

Naples Imp Co Little Farms #2

0 sales

0 sales

5 sales, $815,000 to $2,754,000 (under 10 sales: no median)

Franks Subdivision

1 sale, $580,000 (under 10 sales: no median)

2 sales, $580,000 to $1,080,000 (under 10 sales: no median)

7 sales, $498,900 to $1,208,000 (under 10 sales: no median)

Cypress Woods Estates Plat #2

1 sale, $717,500 (under 10 sales: no median)

2 sales, $717,500 to $1,195,000 (under 10 sales: no median)

10 sales, $415,000 to $1,934,500, median $976,250, median $515 per county heated sq ft

Hilltop Sub

4 sales, $425,000 to $1,100,000 (under 10 sales: no median)

8 sales, $425,000 to $1,100,000 (under 10 sales: no median)

12 sales, $425,000 to $1,100,000, median $643,750, median $475 per county heated sq ft

Caribe Woods

2 sales, $680,000 to $780,000 (under 10 sales: no median)

2 sales, $680,000 to $780,000 (under 10 sales: no median)

3 sales, $525,000 to $780,000 (under 10 sales: no median)

These are Collier County qualified recorded sales of single-family homes over $100,000 and county roll counts only; each plat's homes, lots, rebuild history and records differ, and a median moves with the mix of homes that happened to sell. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

Deciding by product:

Decide by

Sun Terrace

Range across the other six plats

Home count

56

41 to 59

First roll year

1960

1953 to 1967

Largest county heated sq ft

2,810

2,680 to 4,102

Homes of 3,000 sq ft or more

0

0 to 5

Share with 2000 or later roll years

20 percent

14 to 53 percent

Qualified sales in 60 months

12

3 to 13

How does Sun Terrace compare with Naples Terrace?

Naples Terrace, a separate plat south of Rordon Avenue, has 52 single-family homes with 1953 to 2026 roll years and 945 to 4,102 county heated sq ft, and shares the 10th and 14th Street North cross streets with Sun Terrace on the roll. 21 of its 52 homes carry 2000 or later roll years, against Sun Terrace's 11 of 56. In 60 months it recorded 13 qualified sales at a $900,000 median, $687 per county heated sq ft.

How does Sun Terrace compare with Hilltop?

Hilltop Sub has 53 single-family homes, 51 on Hilltop Drive, with 1967 to 2024 roll years and 824 to 2,680 county heated sq ft. In 60 months it recorded 12 qualified sales at a $643,750 median, $475 per county heated sq ft, and shares Sun Terrace's 60-month low of $425,000. 13 of its 53 homes carry 2000 or later roll years.

How does Sun Terrace compare with Cypress Woods Estates Plat #2?

Cypress Woods Estates Plat #2 has 41 single-family homes on Cypress Woods Drive, 1,086 to 3,849 county heated sq ft, with 5 of 3,000 sq ft or more. In 60 months it recorded 10 qualified sales at a $976,250 median, $515 per county heated sq ft. 21 of its 41 homes carry 2000 or later roll years.

How does Sun Terrace compare with Franks Subdivision?

Franks Subdivision has 46 single-family homes, 39 of them on 28th Avenue North, with 803 to 2,762 county heated sq ft. In 60 months it recorded 7 qualified sales from $498,900 to $1,208,000, too few for a median. 19 of its 46 homes carry 2000 or later roll years. Like Sun Terrace, it has 6 homes under 1,000 sq ft.

How does Sun Terrace compare with Caribe Woods and Little Farms #2?

Caribe Woods has 44 single-family homes, 42 on Cooper Drive, with 1960 to 2023 roll years, like Sun Terrace's first, and 3 qualified sales in 60 months. Naples Imp Co Little Farms #2 has 59 single-family homes with 1963 to 2026 roll years and 5 qualified sales in 60 months, none in the last 24; its homes span more than one ZIP code.

What sets Sun Terrace apart in this set?

Four plats carry a 60-month median: Sun Terrace ($607,500, $508 per county heated sq ft), Hilltop ($643,750, $475), Naples Terrace ($900,000, $687) and Cypress Woods Estates Plat #2 ($976,250, $515). With 12 sales, Sun Terrace's one 2023 resale of $2,200,000 moves its range far more than its median. Only Caribe Woods (14 percent) has a smaller share of 2000 or later roll years than Sun Terrace's 20 percent. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.

Which plats hold smaller homes and which hold larger ones?

Homes under 1,000 county heated sq ft: Hilltop Sub 14, Caribe Woods 10, Sun Terrace 6, Franks Subdivision 6, Naples Terrace 1. Homes of 3,000 sq ft or more: Cypress Woods Estates Plat #2 5, Little Farms #2 3, Naples Terrace 2, and none at Sun Terrace, Franks Subdivision, Hilltop Sub or Caribe Woods. The choice comes down to size band, roll-year era, rebuild share and sales depth, not a ranking.

Which other Naples neighborhoods do we cover?

Each row gives a product fact from that neighborhood's page:

Neighborhood we cover

Product fact on the record

Page

Lake Park

about 450 homes in central Naples, single-family

Lake Park

Coquina Sands

a Gulf-front City of Naples neighborhood in ZIP 34102 with no mandatory HOA, twelve condominiums and five cooperatives

Coquina Sands

Seagate

a waterfront community of 90 homes

Seagate

Naples Park

a 1951 platted grid of 50-foot lots in unincorporated Collier County with no homeowners association

Naples Park

Royal Harbor

a 1950s canal neighborhood in the City of Naples, 386 homes on three recorded plats

Royal Harbor

Aqualane Shores

a 1949 canal-grid neighborhood in the City of Naples, 330 homes on seven recorded plats

Aqualane Shores

Port Royal

a 1950s canal-and-bay neighborhood at the south tip of the City of Naples, 512 homes on seven recorded plats

Port Royal

Other Naples neighborhoods we cover include Park Shore and The Moorings.

Selling your home in Sun Terrace? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Sun Terrace? Call Marc at (239) 287-5873 and see how we represent buyers.

Why Buy in Sun Terrace: Honest Pros and Cons

Sun Terrace's strengths on the record are 56 single-family homes on one plat inside the City of Naples, no association dues on any record we read, $0 non-ad valorem on all 56 tax bills and Evacuation Zone B. Its trade-offs are thin recent sales, 1960s construction on 35 homes and a flood check for each home.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J and the county evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).

We read the 2026 county tax roll for all 56 homes, the county's copy of the effective FEMA flood map for all 56 homes and the county's address records for all 56 homes; each line here comes from those records, the county sales file or our road estimates.

Strength on the record

What the record shows

Product

56 single-family homes on one recorded plat: 51 on Rordon Ave, 2 on 12th St N, 2 on 14th St N and 1 on 10th St N

Jurisdiction

inside the City of Naples: every 2026 bill carries the City of Naples General Fund levy of 1.2900 mills

Association and charges

no homeowners' association on any record we read; $0 non-ad valorem on all 56 bills

Taxes

median total 2026 taxes $3,729 at 8.9752 mills, millage area 4

Evacuation

Evacuation Zone B for all 56 homes on the county's map

Road distances

Coastland Center 1.6, Lowdermilk Park 2.0, NCH Baker Hospital 2.5 and Fifth Avenue South 3.2 road miles

Sales

12 qualified sales in 60 months, $425,000 to $2,200,000, median $607,500

Renewal

11 homes finished from 2001 to 2025, all on Rordon Ave

The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median.

Trade-off on the record

What the record shows

Shared amenities

none on the county roll or any record we read

Thin sales

2 qualified sales in 12 months and 5 in 36; no median for any window under 60 months

Flood map

the county's map returned no flood zone at any home, so each home needs its own determination

Older homes

35 homes with 1960s roll years, built before the statewide code: roofs, openings and permits matter

Confirm by address

lot size, the City zoning district, and water, sewer, trash and stormwater arrangements

Rentals

terms set by the City of Naples' rental guidance

Through roads

U.S. 41 and Goodlette-Frank Road carry through traffic, and real drives run longer in season and at rush hour

What are the strengths on the record?

Sun Terrace's strengths on the record: 56 single-family homes on one plat; City police and fire-rescue; no association dues on any record we read and $0 non-ad valorem on all 56 bills; a $3,729 median 2026 tax bill; Evacuation Zone B; and 1.6 road miles to Coastland Center and 2.5 to NCH Baker Hospital.

What are the trade-offs on the record?

Sun Terrace's trade-offs: no shared amenity of its own; thin sales, with 2 qualified sales in 12 months and 5 in 36; no flood zone returned by the county's map, so each home needs its own determination; 35 homes from the 1960s, built before the statewide code, so roofs, openings and permits matter; and lot size, zoning district and utilities confirmed by address.

Is buying in Sun Terrace a good idea in 2026?

The county record describes what has sold; it does not forecast. Sun Terrace shows 12 qualified sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.

What should a buyer verify before an offer?

Before an offer in Sun Terrace, verify in writing:

  • that the legal description names the Sun Terrace plat, because 10th, 12th and 14th Streets North carry many homes on other plats;
  • the title commitment, for any recorded plat note, deed restriction, easement or lien;
  • the home's own flood zone determination from the lender or the FEMA Flood Map Service Center, and any elevation certificate;
  • the roof's age and covering and any wind mitigation report;
  • permits for additions, garage conversions and any rebuild;
  • the City of Naples zoning district for the lot, from the City's zoning map and its building and zoning staff;
  • the City's current rental guidance, if you plan to rent the home;
  • the school assignment for the address, with Collier County Public Schools.

Can I buy a Sun Terrace home to rebuild?

Yes, subject to the City. The City's zoning code (Chapter 58 of the City Code) sets what can be built on each lot, and demolition and new construction run through City permits. A large renovation meets FEMA's substantial improvement test, work costing 50 percent or more of the structure's market value before the work, as the City's building staff apply it. The roll's 11 homes finished from 2001 to 2025 sit on lots whose deed records go back before their roll years; City building permits confirm each one. We print no lot value figure.

Next step for a Sun Terrace buyer

Buying in Sun Terrace? Read about how we represent buyers and Call Marc at (239) 287-5873. Selling a home in Sun Terrace? Get a free home valuation or Call Jesse direct at (239) 898-6072.

Thinking of Selling Your Home in Sun Terrace? List With the #1 Team in Southwest Florida Since 2012

Sun Terrace sellers: if you're searching for the best listing agent in Sun Terrace, or thinking, "I need to sell my home in Sun Terrace", choose a team that prices from the record. McGreevy and Comisar price each of Sun Terrace's 56 homes from Collier County's qualified recorded sales, size band and roll year, not a portal estimate.

Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county copy of the effective FEMA flood map panel 12021C0391J, read November 6, 2026; our analysis).

We tracked every qualified recorded sale the county file holds for the 56 homes in Sun Terrace, 60 sales from 1995 through mid-October 2026, and read the 2026 county tax roll for all 56 homes. Read what we bring as some of the best real estate agents in Naples.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Collier County's qualified recorded sales for Sun Terrace's 56 homes, by window; the newest is August 12, 2026.

Window, county records through October 16, 2026

Qualified sales

Range

Median

Median per county heated sq ft

60 months

12

$425,000 to $2,200,000

$607,500

$508

36 months

5

$425,000 to $690,000

under 10 sales: no median

none

24 months

3

$425,000 to $690,000

under 10 sales: no median

none

12 months

2

$544,000 to $690,000

under 10 sales: no median

none

The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures. Multiple Listing Service fields such as asking price and days on market are not public records and were not pulled for this guide (checked 2026-11-06); every price figure here is a Collier County qualified recorded sale.

Selling a home in Sun Terrace? Start with our free home valuation, read how we sell a home in Naples, or Call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about how we represent buyers.

What Is My Home in Sun Terrace Worth?

We give no number for one home without looking at it. We build it from Collier County's qualified recorded sales, starting with the home's county heated size band, its roll year, whether it is an original 1960s home or a rebuild, and its street. Over 36 months, all five qualified sales were on Rordon Avenue: under 1,000 sq ft, 2 sales ($500,000 and $544,000); 1,000 to 1,249, 1 sale ($590,000); 1,250 to 1,499, none; 1,500 to 1,999, 2 sales ($425,000 and $690,000); 2,000 and up, none. The 2026 county roll just value (median $496,846) is a tax figure, not a price.

Start with our free home valuation; our Naples home valuation page explains the method.

Talk to Jesse direct: (239) 898-6072, text or call. Confidential conversations welcome.

Buying in Sun Terrace instead? Call Marc at (239) 287-5873, or read about buying a home in Naples.

How do I sell my home in Sun Terrace?

Start with a price built from the county record for your size band, roll year and street. Order the title work early: no homeowners' association appears on any record we read for Sun Terrace, so the title commitment confirms any recorded restriction on your lot. Then gather permits, roof and wind mitigation reports and your flood zone determination.

How long does it take to sell in Sun Terrace?

The county file records closing dates, not days on market, so we print no days-on-market figure. What it shows is pace: Collier County recorded 6 qualified sales in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. We make no forecast.

Is it a good time to sell in Sun Terrace?

We make no forecast; the windows say what has happened. The last 12 months hold 2 qualified sales, $544,000 and $690,000, the 24 months 3 and the 36 months 5, both from $425,000 to $690,000, and 2 of those 5 fall in the last 12 months. No window shorter than 60 months holds 10 sales, so none carries a median.

What documents should I gather first?

Your deed and title information, permits for additions, garage conversions and any rebuild, the roof and wind mitigation reports, your flood zone determination and any elevation certificate, a survey if you have one and your 2026 tax bill.

Will buyers value my home as a house or as a rebuild lot?

The record shows both paths. The county roll lists 11 homes finished from 2001 to 2025 on lots whose deed records go back before those roll years. The five qualified sales of the last 36 months were all older homes, four with 1960s roll years and one with a 1982 roll year. We print no lot value figure.

What do Sun Terrace buyers ask about first?

Buyers ask first whether there is an HOA, then what the flood map shows, how old the roof is, what the City allows for an addition, and whether Sun Terrace is Naples Terrace. The title commitment, the flood determination, the roof permit, the City zoning code and the legal description answer them.

Your Local Real Estate Experts

Sun Terrace buyers and sellers work directly with Jesse McGreevy and Marc Comisar, who have been Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012, pricing every Sun Terrace home from Collier County's recorded sales rather than a portal estimate.

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Read more about our team. Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Jesse McGreevy leads the team's listing and seller strategy, and Marc Comisar leads buyer representation and negotiation. Selling a home in Sun Terrace? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about buying a home in Naples and how we represent buyers. You can also contact us any time.

Jesse McGreevy and Marc Comisar are top-reviewed realtors in Sun Terrace, and the reviews on the team's Google Business Profile describe what a seller or buyer in Sun Terrace needs most: honest advice, steady communication and a team that sells.

★★★★★ "Their knowledge of the Southwest Florida market really stood out, and you can tell they genuinely care about their clients and getting the best results possible. They were always available to answer questions, kept us informed every step of the way, and paid attention to every detail." Verified Google review

★★★★★ "Marc was great! He helped us find a place that matched our needs, without trying to upsell us into something too big. And he's helped us settle into the area. 100% recommendation!" Verified Google review

★★★★★ "I can only say he is a refreshing and highly motivated professional. No tricks exaggerations nor falsehoods. His way of bringing quality clients is exceptional. He does not bring lookers. He brings buyers!" Verified Google review

  • Jesse McGreevy: (239) 898-6072, [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team.

Frequently Asked Questions: Buyer Edition

Sun Terrace buyers ask where the plat is, what is on it, whether an association or a gate exists, what the City allows, what the flood map shows, what taxes run and what homes have sold for. Each answer draws on a county record, a statute or a public report.

Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county FEMA flood map and evacuation-zone map, read November 6, 2026; road estimates measured November 2026 from Rordon Avenue in Sun Terrace).

Where is Sun Terrace in Naples, Florida?

Sun Terrace sits on Rordon Avenue, a short east-west street between Tamiami Trail North (U.S. 41) and Goodlette-Frank Road North, crossed by 10th, 12th and 14th Streets North; it is inside the City of Naples, its mailing city is Naples and its ZIP code is 34103. Road routes from Sun Terrace leave Rordon Avenue by 10th Street North near its west end or by 14th Street North near its east end; both reach Creech Road, which meets Tamiami Trail North (U.S. 41) to the west and Goodlette-Frank Road North to the east.

What is the Sun Terrace neighborhood in Naples?

Sun Terrace is a single recorded Collier County plat of 56 single-family homes, 51 of them on Rordon Avenue and five on 10th, 12th and 14th Streets North, in Naples 34103 and inside the City of Naples, with county roll years from 1960 to 2025. It is a neighborhood of one-story homes on a numbered-street grid.

How many homes are in Sun Terrace, and are they all single-family?

Sun Terrace has 56 homes on the county roll, all single-family: 51 on Rordon Avenue, 2 on 12th Street North, 2 on 14th Street North and 1 on 10th Street North. No condominium or villa appears on the plat, and the 2026 roll lists no vacant parcel.

Is Sun Terrace in the City of Naples or unincorporated Collier County?

Every Sun Terrace home's 2026 tax bill carries the City of Naples General Fund levy of 1.2900 mills, so all 56 homes are inside the City of Naples. A 34103 mailing address alone does not decide it; the tax bill's millage area 4 and the City levy do.

How old are the homes in Sun Terrace?

The county roll shows 35 homes with 1960s roll years, 10 from 1970 to 1999, and 11 from 2001 to 2025, 6 of them from 2020 to 2025. The first five homes carry 1960 roll years and 1965 is the busiest single year, with 9.

How big are Sun Terrace homes, and how many bedrooms do they have?

County heated area in Sun Terrace runs from 898 to 2,810 square feet, with an average of about 1,487. The county roll does not record bedrooms or baths; listing descriptions for Sun Terrace homes describe one-story ranch homes of concrete block and stucco, and bedroom counts vary from home to home.

Does Sun Terrace have a homeowners' association?

No homeowners' association appears on any record we read for Sun Terrace, and no Sun Terrace home's 2026 tax bill carries a non-ad valorem charge; recorded deed restrictions or plat notes can still apply without an association, so the title commitment confirms them.

Is Sun Terrace a gated community?

Sun Terrace is not described as gated in any record we read: listing records describe it as a non-gated community, and road routes reach Rordon Avenue directly from 10th and 14th Streets North.

Does Sun Terrace have a pool, park or clubhouse?

No clubhouse, community pool, park, playground, tennis court, lake, canal, boat dock or ramp appears on the county roll or any record we read for Sun Terrace; the plat's parcels are 56 homes and one office parcel.

Are there HOA dues or a CDD in Sun Terrace?

No association dues appear on any record we read, because no homeowners' association appears on any record we read for Sun Terrace. No Community Development District levy or other special-district charge appears on any of the 56 Sun Terrace 2026 tax bills; a district bills by non-ad valorem assessment, so the tax bill and the title commitment confirm it.

What rental rules apply to a Sun Terrace home?

The City of Naples' published rental guidance, as it appears in City search listings, describes a 30-day minimum for single-family rentals with limited exceptions; confirm the current rule with the City before signing any lease. Florida's vacation-rental law in s. 509.032(7)(b) bars local laws that regulate rental duration or frequency but "does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011."

Can I tear down and rebuild a home in Sun Terrace?

Yes, through the City of Naples. Its zoning code (Chapter 58 of the City Code) sets what can be built, City staff confirm setbacks, height and lot coverage, and demolition and new construction need permits. A large renovation meets FEMA's 50 percent substantial improvement test.

What zoning rules apply to Sun Terrace lots?

The City of Naples zoning code, Chapter 58 of the City Code, governs every Sun Terrace lot. The district for a specific address is on the City's zoning map, and City building and zoning staff confirm setbacks, height and lot coverage for that lot.

Which flood zone applies to a Sun Terrace home?

The county's republished copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home address point, so this guide prints no flood zone for Sun Terrace; the effective FEMA panel for the area is 12021C0391J, effective February 8, 2024, and the FEMA Flood Map Service Center or a lender's flood zone determination gives the zone for a specific home. Map readings use the county's address records, which place a point on each parcel or building, not a survey; a lender's flood determination for a specific home governs.

Do I need flood insurance in Sun Terrace?

Whether a lender requires flood insurance depends on that home's own flood zone determination and the loan; a cash buyer decides for themselves, and the flood zone for each Sun Terrace home is checked before the contract's inspection period ends.

What hurricane evacuation zone covers Sun Terrace?

Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones; follow the county's orders for your zone.

How much are property taxes on a Sun Terrace home?

Sun Terrace's 2026 median total tax bill is $3,729, from $623 to $16,179, at 8.9752 mills in millage area 4, which includes the City of Naples General Fund levy of 1.2900 mills. A buyer's first bill resets toward just value after the sale.

What public schools should I check for a Sun Terrace address?

School assignment for a Sun Terrace home depends on the address and can change; confirm the assigned schools for any Rordon Avenue, 10th, 12th or 14th Street North address with Collier County Public Schools before you rely on them. Public schools near Sun Terrace by road include Lake Park Elementary School, 1.7 road miles and about 4 minutes; Gulfview Middle School, 2.8 road miles and about 6 minutes; and Naples High School, 1.0 road mile and about 4 minutes.

How far is Sun Terrace from NCH Baker Hospital?

NCH Baker Hospital, 350 7th St N in downtown Naples, is 2.5 road miles from Rordon Avenue, about 6 minutes without traffic, and it has an emergency department; NCH's Baker Hospital page carries a December 20, 2021 release on a new emergency department there. In an emergency call 911.

How far is Sun Terrace from the beach and downtown Naples?

By road from Rordon Avenue, without traffic: Lowdermilk Park is about 2.0 miles, 6 minutes; the Naples Pier, 25 12th Ave S, 4.3 miles, about 10 minutes; Fifth Avenue South (1100 block) 3.2 miles, about 7 minutes; and Third Street South 4.0 miles, about 9 minutes. In season and at rush hour real drives run longer.

What have Sun Terrace homes sold for recently?

Collier County shows 12 qualified sales in the 60 months through mid-October 2026, from $425,000 to $2,200,000, at a $607,500 median, or $508 per county heated square foot. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. The newest is August 12, 2026. These are qualified recorded sales over $100,000 from the county file; a sale the county did not mark as qualified, a sale under $100,000 and any sale recorded after mid-October 2026 are not in these figures.

How often do Sun Terrace homes come up for sale?

The county file counts closings, not listings. Qualified sales over $100,000 by year since 2021: 6 in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. Ask us what is on the market now.

Is Sun Terrace the same place as Naples Terrace?

No. Naples Terrace is a separate recorded plat with its own 52 homes and roll years from 1953 to 2026; it shares the 10th and 14th Street North cross streets with Sun Terrace on the county roll. Sun Terrace is the 56-home plat on Rordon Avenue, and the legal description in the title commitment names the plat for any address.

Frequently Asked Questions: Seller Edition

Sun Terrace sellers ask what a home is worth, how size, roll year and a rebuild change the price, what a buyer will request and which Florida rules shape the sale. Each answer draws on a county record, a statute or our analysis of the county sales file.

Data updated: November 2026 (Collier County recorded sales, county file dated October 27, 2026; Collier County 2026 tax roll, millage area 4; county FEMA flood map, read November 6, 2026; Florida Statutes; our analysis).

What are the first steps to sell a home in Sun Terrace?

Price from the county's qualified recorded sales for your size band, roll year and street, order the title work early so any recorded restriction is known, and gather your permits, roof and wind mitigation reports and flood zone determination. Start with our free home valuation or call Jesse at (239) 898-6072.

How much is my Sun Terrace home worth?

We give no number without looking at the home. The county shows 12 qualified sales in 60 months at a $607,500 median ($508 per county heated sq ft), from $425,000 to $2,200,000. The top of the 60 and 120-month ranges is one 2023 sale of $2,200,000, the resale of a home with a 2020 roll year; with 12 and 26 sales, one sale at that level moves the range far more than the median. Start with our free home valuation.

How do I compare my home with recent Sun Terrace sales?

Compare by county heated size, then roll year, street and date. The five qualified sales of the last 36 months, all on Rordon Avenue, listed without house numbers:

Date

Price

County heated sq ft

Roll year

Street

Aug 19, 2024

$500,000

996

1982

Rordon Ave

Sep 16, 2024

$590,000

1,092

1965

Rordon Ave

Jul 16, 2025

$425,000

1,525

1966

Rordon Ave

Jun 26, 2026

$544,000

941

1967

Rordon Ave

Aug 12, 2026

$690,000

1,566

1961

Rordon Ave

Two other priced deeds in the last 36 months were not marked as qualified sales by the county and are left out of every figure here.

Does my home's size change what it sells for?

Size is one input among several. Over 36 months, homes under 1,000 sq ft recorded 2 sales ($500,000 and $544,000), the 1,000 to 1,249 band 1 sale ($590,000), the 1,250 to 1,499 band none, the 1,500 to 1,999 band 2 sales ($425,000 and $690,000) and the 2,000 and up band none. Every band is under 10 sales, so no band median prints.

Does my home's roll year matter to buyers?

It shapes the questions a buyer asks. Over 36 months, four of the five qualified sales had 1960s roll years and one a 1982 roll year. The 1960s homes predate Florida's statewide building code, so buyers ask about the roof, opening protection and permits.

Do builders buy older homes in Sun Terrace?

The record shows rebuilding, not who paid for it. The county roll shows 11 homes finished from 2001 to 2025 on a plat whose first homes date from 1960, and the county's deed records on those parcels go back before their newer roll years, so most if not all of them replaced earlier houses; City building permits confirm each one. We print no lot price.

Why does my 2026 roll value differ from a sale price?

The 2026 county roll just value is a tax figure, not a price. Sun Terrace's median 2026 county roll just value is $496,846 ($393,148 to $1,841,880), against qualified sales from $425,000 to $690,000 in the last 36 months. A buyer pays for the home's condition, size and roll year, not its roll value.

How long does a Sun Terrace sale take?

The county file records closing dates, not days on market. Collier County recorded 6 qualified sales in 2021, 2 in 2022, 3 in 2023, 2 in 2024, 1 in 2025 and 2 in 2026 through mid-October. Multiple Listing Service fields such as days on market are not public records and were not pulled for this guide (checked 2026-11-06); ask us for current market time.

Is now a good time to sell in Sun Terrace?

We make no forecast. The last 12 months show 2 qualified sales, $544,000 on June 26, 2026 and $690,000 on August 12, 2026, and the last 36 months 5 sales from $425,000 to $690,000. Every qualified sale since 2022 is $425,000 or more.

When is the best time of year to list in Naples?

We price from the record and the current market rather than a seasonal claim, and we state no seasonal sales pattern; the county file's closing dates are not tabulated by month for Sun Terrace. Ask us when you are ready.

Who is the best realtor to sell a home in Sun Terrace?

We think it is the team that prices from the county record. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012, and we tracked all 60 qualified recorded sales the county file holds for Sun Terrace, from 1995 through mid-October 2026. Call Jesse direct at (239) 898-6072.

Do I need HOA documents or an estoppel to sell in Sun Terrace?

No homeowners' association appears on any record we read for Sun Terrace, so no association estoppel certificate is expected. Where no mandatory association exists, the s. 720.401 disclosure summary is not triggered; the title commitment and a search of recorded restrictions answer the same questions.

What does a title search show for a Sun Terrace lot?

The title company reports the recorded plat and any plat notes, deed restrictions, easements, mortgages and liens that touch the lot, and the legal description that names the Sun Terrace plat. Restrictions can apply without an association.

Who pays for the owner's title policy in Collier County?

In Collier County the buyer customarily pays the owner's title policy, and the contract controls.

Do I need to pay off liens before closing?

Yes, recorded liens and mortgages are paid at closing so the buyer takes clear title. The title company requests payoff letters and pays them from the proceeds.

What must I disclose about flooding when I sell?

Disclose what you know. A Florida seller tells the buyer about known flooding, flood insurance claims and flood assistance, and the contract forms set how and when. Answer from your own records, and ask your attorney about a specific event.

Should I share my flood determination or elevation certificate with buyers?

Yes, if you have them. The county's copy of the effective FEMA flood map returned no flood zone at any Sun Terrace home, so every buyer checks the zone for that one home, and a lender's flood determination governs.

Does my home's evacuation zone matter to a buyer?

Buyers ask. Collier County's hurricane evacuation zone map places all 56 Sun Terrace homes in Evacuation Zone B. Evacuation zones come from storm-surge modelling, not from FEMA flood zones, so follow the county's orders for your zone.

Should I order a wind mitigation inspection before listing?

Often, yes. Under s. 627.0629, insurers file discounts for roof strength, roof covering, roof-to-wall and wall-to-foundation strength, opening protection, and window, door and skylight strength. Only an inspection on the state's uniform mitigation verification form decides the credit for a given home; My Safe Florida Home offers free inspections by an authorized inspector.

What is a four-point inspection, and should I get one first?

An insurer may ask for a four-point inspection of an older home as a condition of a quote, and 35 Sun Terrace homes carry 1960s roll years. Ask the insurer which documents it wants; we offer no pass or fail list.

Does a newer roof help my Sun Terrace home sell?

Under s. 553.844, when a roof is replaced on a site-built single-family home built before the Florida Building Code, a secondary water barrier and strengthened roof-deck attachment are required; if the home is in the wind-borne debris region, roof-to-wall connection upgrades are required during reroofing for homes insured or valued at $300,000 or more when the work can be done for about 15 percent of the reroofing cost. Ask the City's building staff whether that region covers your address. We make no value claim.

Can I sell my Sun Terrace home as is?

Yes, condition is negotiable. Your known-condition disclosures are still owed, and the buyer's lender and insurer still ask about the roof and permits.

Should I make repairs or improvements before selling?

Not before pricing the home. Exterior and structural work in the City of Naples goes through City permits, a large renovation meets FEMA's 50 percent substantial improvement test as the City's building staff apply it, and we make no value claim for any improvement.

Do I need permits on file for past additions or a garage conversion?

Buyers and insurers ask for them. Listing living areas often differ from county heated area, because listings may count additions, enclosed areas or garage conversions differently; City building permits confirm what was approved, so pull them before you list.

Will my buyer's tax bill match mine?

Often not. A homestead's assessed value is capped from year to year, and a sale resets assessed value, so the buyer's first bill moves toward just value, without your homestead exemption unless the buyer qualifies on their own.

What happens to my homestead exemption when I sell?

It ends with your residence in the home. Florida's homestead exemption needs title, permanent residence and an application to the property appraiser, so your buyer applies on their own. 32 of Sun Terrace's 56 homes are homesteaded on the 2026 roll.

Do I pay tax on the gain when I sell?

Ask a tax adviser. The Internal Revenue Service publishes guidance on selling your home, including the home-sale exclusion.

What does it cost to sell a home in Naples?

The items are a commission, which is negotiable, title and closing charges, any lien payoffs and the documentary stamp tax on the deed. In Collier County the buyer customarily pays the owner's title policy, and the contract controls. Ask us for a net sheet.

Can I sell my home with a tenant in place?

Yes. The lease shapes the sale, so give the buyer the lease early. A rented home is generally not the owner's permanent residence, and the property appraiser decides homestead eligibility each year.

Can I sell my Sun Terrace home by owner?

Yes. The same disclosures, title work and flood questions apply; a listing team adds a county-based price and the paperwork ordered early.

What should my listing say about square footage?

State the county heated area from the roll, which in Sun Terrace runs from 898 to 2,810 square feet, and add the home's own living area; never print a size the roll does not hold.

How should my listing describe the location?

Call the home Sun Terrace only when the legal description names the Sun Terrace plat, and name Rordon Avenue or the cross street, 10th, 12th or 14th Street North. Make no gate, amenity or water claim beyond the record.

How do McGreevy and Comisar market a home in Sun Terrace?

We price from Collier County's qualified recorded sales for the size band, roll year and street, and put the flood determination, the title work and the roof questions in front of a buyer first. Call Jesse at (239) 898-6072.

Work With McGreevy and Comisar in Sun Terrace

Sun Terrace sellers and buyers work with McGreevy and Comisar because we price from the county record and read the title, flood and City questions first. Jesse McGreevy leads listings and seller strategy; Marc Comisar leads buyer representation. Tell us the street and the county heated size.

We are Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012. Selling a home in Sun Terrace? Get a free home valuation or Call Jesse direct at (239) 898-6072. Buying in Sun Terrace? Call Marc at (239) 287-5873, or read about how we represent buyers. Read how we sell a home in Naples or about buying a home in Naples, and contact us any time.

Ready to sell your Sun Terrace home?

Get a free home valuation and we build your price from Collier County's qualified recorded sales for your size band, roll year, street and whether the home is an original 1960s home or a rebuild. We order the title work early and gather the flood determination, the roof and wind mitigation reports and the permits for any addition. Read our Naples home valuation page, or Call Jesse direct at (239) 898-6072.

Ready to buy in Sun Terrace?

Read about how we represent buyers and buying a home in Naples. Before an offer we check the legal description, the title commitment, the flood determination, the roof and permits. Call Marc at (239) 287-5873.

Talk to us about a specific home or rebuild plan?

Ask for a free home valuation for any Sun Terrace home on Rordon Avenue or on 10th, 12th or 14th Street North, in any of the five Sun Terrace size bands: under 1,000, 1,000 to 1,249, 1,250 to 1,499, 1,500 to 1,999 and 2,000 and up county heated square feet. We pull the county's sales for that size and point a rebuild plan to the City's zoning code and permit staff. Call Jesse at (239) 898-6072 or Marc at (239) 287-5873.

Downloadable Documents

Sun Terrace's sellers and buyers can open the same public documents behind this guide: the Florida statutes on homeowners' associations, special districts, non-ad valorem assessments, vacation rentals, building codes, reroofing, wind mitigation and Citizens, the National Hurricane Center's Ian and Irma reports, FEMA's Risk Rating 2.0 page and the Collier MPO's project list.

Data updated: November 2026 (all documents read November 6, 2026).

Document

Publisher

Link

Florida Statutes Chapter 720, homeowners' associations, including s. 720.301 and s. 720.302

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/0720.html

Florida Statutes s. 720.401, HOA disclosure summary

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.401.html

Florida Statutes s. 720.303, association records, meetings and websites

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.303.html

Florida Statutes Chapter 189, special districts, including s. 189.061

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0189/0189.html

Florida Statutes s. 197.3632, non-ad valorem assessments

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0197/Sections/0197.3632.html

Florida Statutes s. 509.032, vacation rentals

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0509/Sections/0509.032.html

Florida Statutes s. 553.73, Florida Building Code

Florida Legislature

https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.73.html

Florida Statutes s. 553.844, reroofing and mitigation

The Florida Senate

https://www.flsenate.gov/Laws/Statutes/2025/553.844

Florida Statutes s. 627.0629, wind mitigation discounts

The Florida Senate

https://www.flsenate.gov/Laws/Statutes/2025/627.0629

Florida Statutes s. 215.559, Hurricane Loss Mitigation Program

The Florida Senate

https://www.flsenate.gov/Laws/Statutes/2025/215.559

Florida Statutes s. 627.351, Citizens Property Insurance

The Florida Senate

https://www.flsenate.gov/Laws/Statutes/2025/627.351

Tropical Cyclone Report, Hurricane Ian

National Hurricane Center

https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf

Tropical Cyclone Report, Hurricane Irma

National Hurricane Center

https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf

Risk Rating 2.0

FEMA

https://www.fema.gov/flood-insurance/risk-rating

FY 2027 to 2031 Transportation Improvement Program page

Collier MPO

https://colliermpo.org/tip/

Sources and Authoritative References

Sun Terrace's figures and rules on this page come from Collier County records, Florida statutes, federal storm and flood records, school, hospital and road agencies, and dated reports; we read the 2026 county tax roll for all 56 homes. Linked entries were read November 6, 2026 unless a publication date is given.

Data updated: November 2026 (all linked entries read November 6, 2026 unless a publication date is given; Collier County public property roll and recorded-sales files, download dated October 27, 2026).

Plain text (no URL):

  1. Collier County public property roll and recorded-sales files, download dated October 27, 2026 (county records through October 16, 2026)
  2. Collier County 2026 tax roll and millage file, millage area 4
  3. Collier County address records for Rordon Avenue and 10th, 12th and 14th Streets North, read November 6, 2026
  4. Collier County's republished copy of the FEMA flood map, panel 12021C0391J (effective February 8, 2024), read November 6, 2026
  5. Collier County hurricane evacuation zone map, read November 6, 2026
  6. Road estimates measured November 2026 from Rordon Avenue in Sun Terrace, without traffic
  7. City of Naples Code of Ordinances, Chapter 58 (zoning), named for reference, November 2026
  8. City of Naples published rental guidance, as it appears in City search listings, read November 6, 2026
  9. City of Naples ordinance on north-south streets "as platted in Sun Terrace Subdivision", as quoted in City records, read November 6, 2026
  10. Collier County Public Schools (named for address checks, November 2026)
  11. FEMA Flood Map Service Center (named for address checks, November 2026)
  12. Internal Revenue Service guidance on selling your home (named for reference, November 2026)
  13. City of Naples zoning map (named for lot-by-lot zoning checks, November 2026)
  14. City of Naples building and zoning staff (named for permit and rebuild checks, November 2026)
  15. National Association of Home Builders demolition-permit figures, as reported by Florida Realtors on March 30, 2026
  16. Florida documentary stamp tax on deeds (named for seller closing items, November 2026)

Linked:

  1. Explore Naples, history of Naples: https://www.explorenaples.com/from-the-beginning.php
  2. Explore Naples, beach parking information: https://www.explorenaples.com/beach-parking.phtml
  3. Florida Realtors, aging homes and teardowns in Florida: https://www.floridarealtors.org/news-media/news-articles/2026/03/aging-homes-fuel-teardowns-florida (March 30, 2026)
  4. Chapter 720, homeowners' associations, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/0720.html
  5. s. 720.401, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.401.html
  6. s. 720.303, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.303.html
  7. Chapter 189, special districts, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0189/0189.html
  8. s. 197.3632, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0197/Sections/0197.3632.html
  9. s. 509.032, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0509/Sections/0509.032.html
  10. NERIS, City of Naples Fire Rescue stations: https://neris.fsri.org/departments/FD12021024/stations
  11. FEMA glossary, flood zones: https://www.fema.gov/glossary/flood-zones
  12. FEMA, Risk Rating 2.0: https://www.fema.gov/flood-insurance/risk-rating
  13. FEMA, Community Rating System: https://www.fema.gov/floodplain-management/community-rating-system
  14. FEMA glossary, substantial improvement: https://www.fema.gov/glossary/substantial-improvement
  15. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian: https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf
  16. National Hurricane Center, Tropical Cyclone Report, Hurricane Irma: https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf
  17. s. 553.73, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.73.html
  18. s. 553.844, The Florida Senate: https://www.flsenate.gov/Laws/Statutes/2025/553.844
  19. s. 627.0629, The Florida Senate: https://www.flsenate.gov/Laws/Statutes/2025/627.0629
  20. My Safe Florida Home: https://www.mysafeflhome.com/
  21. s. 215.559, The Florida Senate: https://www.flsenate.gov/Laws/Statutes/2025/215.559
  22. s. 627.351, The Florida Senate: https://www.flsenate.gov/Laws/Statutes/2025/627.351
  23. Seacrest Country Day School: https://www.seacrest.org/
  24. Community School of Naples: https://www.communityschoolnaples.org/
  25. NCH Baker Hospital: https://www.nchmd.org/locations/nch-baker-hospital
  26. NCH North Naples Hospital: https://www.nchmd.org/locations/nch-north-naples-hospital
  27. NCH urgent care: https://www.nchmd.org/locations/urgent-care
  28. Physicians Regional Medical Center, Pine Ridge: https://www.physiciansregional.com/locations/pine-ridge/
  29. NCH news release, site work on the heart and stroke center: https://nchmd.org/news-releases/site-work-underway-at-nchs-future-cardiac-and-stroke-center/ (October 27, 2025)
  30. NCH news release, heart and stroke center milestone: https://nchmd.org/news-releases/nch-marks-milestone-on-heart-stroke-center-project/ (May 29, 2026)
  31. Florida Construction News, Naples Design District master plan: https://www.floridaconstructionnews.com/?p=25315 (October 8, 2024)
  32. FDOT RoadWatch, Collier County: https://www.swflroads.com/roadwatch/County/Collier
  33. Collier Metropolitan Planning Organization, Transportation Improvement Program: https://colliermpo.org/tip/
  34. FDOT traffic data: https://www.fdot.gov/statistics/trafficdata/
  35. Coastland Center: https://www.coastlandcenter.com/
  36. Waterside Shops: https://www.watersideshops.com/
  37. Fifth Avenue South: https://fifthavenuesouth.com/
  38. Third Street South: https://thirdstreetsouth.com/
  39. Artis Naples: https://artisnaples.org/
  40. Naples Zoo at Caribbean Gardens: https://www.napleszoo.org/
  41. Naples Botanical Garden: https://www.naplesgarden.org/
  42. Gordon River Greenway: https://www.gordonrivergreenway.org/
  43. Naples Pathways: https://www.naplespathways.org/
  44. Whole Foods Market, Naples: https://www.wholefoodsmarket.com/stores/naples
  45. Trader Joe's, Naples: https://locations.traderjoes.com/fl/naples/
  46. Publix store locations: https://www.publix.com/locations
  47. Walgreens store locator: https://www.walgreens.com/storelocator/find.jsp
  48. s. 189.061, special district official list, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0189/Sections/0189.061.html
  49. s. 215.559, Hurricane Loss Mitigation Program, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0215/Sections/0215.559.html
  50. s. 553.844, windstorm loss mitigation and roofing requirements, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.844.html
  51. s. 627.0629, residential property insurance rate filings and windstorm mitigation discounts, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.0629.html
  52. s. 627.351, insurance risk apportionment plans and Citizens Property Insurance Corporation, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.351.html
  53. s. 720.301, homeowners' association definitions, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.301.html
  54. s. 720.302, purposes, scope and application of Chapter 720, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.302.html
  55. Chapter 718, condominiums, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/0718.html
  56. Chapter 719, cooperatives, Florida Legislature: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0719/0719.html
  57. Citizens Property Insurance Corporation: https://www.citizensfla.com/
  58. Citizens Property Insurance Corporation, wind-only eligibility: https://www.citizensfla.com/wind-only-eligibility
  59. Florida Division of Emergency Management: https://www.floridadisaster.org/
  60. Florida Department of Transportation, Florida Traffic Online: https://tdaappsprod.dot.state.fl.us/fto/
  61. Florida Construction News, NCH Heart Institute construction approved by Naples City Council: https://www.floridaconstructionnews.com/nch-heart-institute-construction-gets-long-awaited-thumbs-up-from-naples-city-council/

Overview for Sun Terrace, FL

781 people live in Sun Terrace, where the median age is 58 and the average individual income is $75,998. Data provided by the U.S. Census Bureau.

781

Total Population

58 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$75,998

Average individual Income

Around Sun Terrace, FL

There's plenty to do around Sun Terrace, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

58
Somewhat Walkable
Walking Score
52
Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including IBI Internationl Botanical Ingredients, Gourmet Catering, and S'Barro.

Name Category Distance Reviews
Ratings by Yelp
Dining 0.21 miles 0 reviews 0/5 stars
Dining 0.25 miles 0 reviews 0/5 stars
Dining 0.37 miles 1 review 1/5 stars
Shopping 0.23 miles 0 reviews 0/5 stars
Shopping 0.34 miles 0 reviews 0/5 stars
Shopping 0.35 miles 1 review 2/5 stars

Demographics and Employment Data for Sun Terrace, FL

Sun Terrace has 314 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Sun Terrace do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 781 people call Sun Terrace home. The population density is 1,642 and the largest age group is Data provided by the U.S. Census Bureau.

781

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

58 years

Median Age

45 / 55%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
314

Total Households

2

Average Household Size

$75,998

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Schools in Sun Terrace, FL

All ()
Primary Schools ()
Middle Schools ()
High Schools ()
Mixed Schools ()
The following schools are within or nearby Sun Terrace. The rating and statistics can serve as a starting point to make baseline comparisons on the right schools for your family. Data provided by the U.S. Census Bureau.
Type
Name
Category
Grades
School rating

Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.