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Spanish Wells - Lake Club Villas

Spanish Wells - Lake Club Villas

104 single-family homes on Highgate and Megan Drive inside Spanish Wells, built across 23 years from 1981 to 2003. The county records this neighborhood as Lake Club at Spanish Wells, not as Lake Club Villas, which is why so little has been published about it.

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Why McGreevy and Comisar Are the Best Realtor for Lake Club Villas

If you are searching for the best realtor for Lake Club Villas at Spanish Wells in Bonita Springs, whether you are ready to sell your Lake Club home or buy your next one, McGreevy and Comisar is the team that delivers. Jesse McGreevy and Marc Comisar lead Domain Realty Group, the number one team in Southwest Florida since 2012, Top 1% Real Estate Agents Nationally Since 2008, with over $2.5 Billion sold with our Domain Realty Group team and over $900 million in personal sales between Jesse and Marc.

Recent Lake Club track record, last twelve months

Measure

Lake Club at Spanish Wells

Homes

104 single-family, on two streets

Recorded plat

Plat Book 34, Page 47

Lee County qualified recorded deeds, trailing 12 months

5

County deed median

$549,000 (n=5, odd)

Range

$480,000 to $750,000

MLS closed sales, same window

2

MLS median

none. Two sales cannot support one

Lee County parcel roll and Southwest Florida MLS, pulled September 2026.

Honors and recognition

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

What we bring to a Lake Club listing that a portal cannot

We tracked all 106 Lake Club parcels through the Lee County property roll, which is how we can tell you that the county does not record this neighborhood under the name everyone calls it, that it holds 104 single-family homes rather than condominium villas, and that three of its five recent qualified sales are absent from the Development-scoped MLS pull that most comparable sets are built from.

Selling your Lake Club home? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying in Lake Club? Read how we represent buyers in Southwest Florida, or call Marc at (239) 287-5873.

Office: 24031 S. Tamiami Trail, Suite 101, Bonita Springs, FL 34134.

What Lake Club Villas Is

Lake Club Villas is a neighborhood of 104 single-family homes on Highgate Drive and Megan Drive inside Spanish Wells Golf and Country Club in Bonita Springs, Florida. It was built across 23 years, from 1981 to 2003, and it holds some of the oldest housing inside the gates.

Two things about it are not what the name suggests, and both are on the county record. Lee County does not record it as “Lake Club Villas”, and it does not record it as villas. Everything on this page comes from primary records: the Lee County parcel roll, the recorded plat, FEMA, and the Lee County Property Appraiser’s millage book. Lake Club is one of the named neighborhoods inside Spanish Wells, and Spanish Wells is one of the older gated golf communities in Bonita Springs.

The recorded name, and why searching the marketing name finds nothing

Query against the Lee County parcel roll

Result

LEGAL contains LAKE CLUB VILLAS

0 parcels, county-wide

LEGAL contains LAKE CLUB, Bonita Springs

106 parcels, every one reading LAKE CLUB AT SPANISH WELLS PB 34 PG 47

The county records this neighborhood as Lake Club at Spanish Wells, recorded plat Plat Book 34, Page 47. “Lake Club Villas” is the marketing and MLS name, and it returns nothing from the county.

That is not a curiosity. It is the reason this neighborhood is under-documented: anyone researching it by the name on the sign, the listing or the MLS finds no county record at all and concludes there is nothing to find.

A zero is not a measurement until a positive control separates “no such place” from “no such term.” The broader query returning 106 is what settled it, and it cost one search.

And it is recorded as single-family, not as condominium villas

All 104 residential parcels carry Lee County’s DORCODE 01, single-family residential. None carries the condominium code that every Las Brisas, Marbella and Golf Condominium parcel in this community carries.

The stronger evidence is in the recorded legal description rather than in the classification code. Every Lake Club parcel’s legal description reads a PLAT reference, LAKE CLUB AT SPANISH WELLS PB 34 PG 47, followed by a lot number. Every Las Brisas parcel’s reads a condominium declaration recorded in the official record books, followed by a phase, building and unit number. Those are two different recording mechanisms and they produce two different forms of ownership.

We carry the same caveat here that we carry on the county’s storey field: DORCODE is a mass-appraisal classification, not a legal determination of ownership form. It is strong evidence read alongside the plat reference and the lot sizes, and it is not a title opinion. Your title work and your attorney settle this, not an assessment code.

Lake Club at Spanish Wells

Las Brisas Twin Villas, for comparison

County classification

Single family residential

Condominium

Governing statute

Florida Chapter 720, homeowners association

Florida Chapter 718, condominium

Lot size range

0.164 to 0.354 acres

0.099 to 0.126 acres

Median lot

0.1965 acres

0.10 acres

Who owns the roof

You do

The association does

Buildings per parcel

1

1

That single distinction changes more about owning here than anything else on this page. In a condominium the association owns the structure, insures it and reserves for it. On a platted single-family lot under a homeowners association, the roof, the exterior and the insurance on them are yours.

We are not asserting these homes are detached. The county’s classification code and lot sizes establish the ownership form, not the physical form, and a home can be attached and still sit on its own platted lot. What is established is that you own your lot and your building, not a unit inside somebody else’s. Confirm the physical form by walking it.

The 104 homes, from the county roll

All figures from the Lee County parcel roll, retrieved 2026-09-07, across all 104 single-family parcels.

Measure

n

Minimum

Maximum

Median

Middle pair

Heated area (sq ft)

104

1,596

4,059

2,112

2,107 and 2,117

County JUST value

104

$459,786

$889,392

$593,517

$593,031 and $594,003

Lot size (acres)

104

0.164

0.354

0.1965

0.195 and 0.198

Every median above rests on an even-numbered set of 104, so each is the average of the two middle values rather than an observed home, and we print both middle values beside it. A median published without its count and its parity is a number you cannot check.

The two streets

Street

Homes

Highgate Drive

76

Megan Drive

28

Total

104

Bedrooms, baths, storeys and pools

Attribute

Distribution across 104 homes

3 bedrooms

63

2 bedrooms

39

4 bedrooms

2

2.0 baths

80

3.0 baths

22

2.5 baths

1

4.0 baths

1

Single storey

99

1.5 storey

2

1.8 storey

2

2 storey

1

Private pool

92 of 104, or 88.5 percent

Garage

104 of 104

Zoning

PUD on all 104

Ninety-nine of 104 homes are single storey, the highest proportion of any single-family neighborhood inside Spanish Wells, and 88.5 percent have a private pool.

The lot-position split

Lee County’s land-use coding across the 104 parcels:

Coding

Homes

Share

Single family residential, golf course

70

67.3%

Single family residential, lake

30

28.8%

Single family residential, neither

4

3.8%

Ninety-six percent of Lake Club sits on golf or lake frontage by the county’s own coding, and the split between the two is roughly seven to three.

Read the coding for what it is. It describes where the lot sits, not the view from any particular window. A parcel coded golf course abuts the course; it does not follow that every room looks at it or that the sightline is unobstructed. Walk the specific lot.

The 23-Year Build, and the Oldest Homes Inside the Gates

Lake Club was built between 1981 and 2003, which is a 23-year span inside one neighborhood of 104 homes, and it is the single most important thing to understand before you price one. Eight houses here date to 1981, only the base Spanish Wells subdivision holds older housing, and the newest homes on these two streets are twenty-two years younger than the oldest.

The build years, all of them

Year

Homes

Year

Homes

1981

8

1995

9

1985

2

1996

14

1986

1

1997

7

1987

3

1998

1

1988

1

1999

10

1990

2

2000

5

1991

3

2001

5

1992

10

2002

7

1993

7

2003

2

1994

7

What a 23-year build actually means to a buyer

No two decades of this neighborhood were built to the same code. The 1981 cohort predates the statewide Florida Building Code by twenty-one years. The two 2003 homes postdate its effective date, and the seven recorded at 2002 sit on the boundary year itself, where the permit record rather than the assessment roll settles which side they fall. Between them sit 87 homes built in the twenty years in between.

That has three practical consequences.

Comparables have to be vintage-matched, not just size-matched. A 1981 home and a 2002 home of identical square footage on identical lots are different insurance propositions and increasingly different insurability propositions.

Roof age varies enormously and it is your roof. Because these are single-family lots rather than condominium units, there is no association reserve study that tells you when the roof was replaced. It is a property-specific question and a wind mitigation inspection is the document that answers it for a carrier.

The neighborhood has no single character. Describing Lake Club as “1981 to 2003” is accurate and tells a buyer very little. The most useful single fact is the year your specific house was built, and we pull it from the county record on every valuation.

Where Lake Club sits on the community’s age ladder

Spanish Wells neighborhood

Build years

Spanish Wells base subdivision

1979 onward

Lake Club at Spanish Wells

1981 to 2003

Spanish Wells Golf Condominiums

1984 to 1994

Las Brisas, six components

1995 to 2003

Marbella at Spanish Wells

2004 to 2008

Cordova at Spanish Wells

2014 to 2018

Lake Club holds the second-oldest housing stock in Spanish Wells. Only the base subdivision, where the county roll’s earliest build years begin in 1979, is older.

The Market at Lake Club: Two Populations, and Only One of Them Can Support a Median

The Southwest Florida MLS recorded two closed sales in Lake Club Villas over the trailing twelve months to 4 September 2026, which is too few to publish a median. Lee County recorded five qualified deeds over the same window, which is enough, and the median is $549,000.

Data updated: September 2026.

Why we publish a median here and the MLS figure has none

Population

n

Median

Range

Southwest Florida MLS, Development-scoped, T12

2

NONE. We publish no median below three sales, ever

$549,000 and $712,500

Lee County qualified recorded deeds, T12

5

$549,000 (n=5, odd)

$480,000 to $750,000

Lee County qualified recorded deeds, prior year

4

$682,500 (n=4, even, middle pair $645,000 and $720,000)

$618,000 to $750,000

Our own earlier research ruled this neighborhood a non-market page on the strength of the two-sale MLS figure. On the county’s own deed record it is a five-sale market, and five sales support a median. That is a genuine change in what this page can honestly say, and it came from querying the county rather than the listing feed.

$549,000 is both the median and an observed sale price, and that is correct here. On an odd-numbered set the median is the middle observation. The even-n rule, that a median should not equal an observed sale unless the two middle sales are identical, does not apply to a set of five.

The five qualified deeds, all on Highgate Drive

Recorded

Price

Address

2026-01-15

$480,000

28514 Highgate Dr

2026-01-16

$712,500

28449 Highgate Dr

2026-02-05

$542,000

28448 Highgate Dr

2026-02-19

$750,000

28465 Highgate Dr

2026-06-24

$549,000

28501 Highgate Dr

Sorted: 480,000 · 542,000 · 549,000 · 712,500 · 750,000. The third of five is the median.

All five sales are on Highgate Drive. Megan Drive, 28 homes, recorded none in the window. The prior year included one Megan Drive sale, at $720,000.

Three of the five are absent from the MLS pull, and the prior year points the other way

In the current twelve months the MLS pull carries the $712,500 and $549,000 sales. The $480,000, $542,000 and $750,000 sales are not in it. That is three of five, or 60 percent.

The prior twelve months went the other way. The MLS recorded five Lake Club sales in that window against the county’s four, with a median of $720,000, a median 87 days on market, a median sale-to-list ratio of 93.75 percent and a median $293 per square foot. So in one year the county carried more and in the next the MLS did.

We publish both windows because publishing only the first would let a reader conclude that the MLS systematically undercounts this neighborhood, and the second year refutes that. What the two windows together establish is that the two populations do not track each other here, in either direction, which is a weaker and more accurate claim than the one a single year supports.

State the cause honestly: it is unresolved, and the prior year makes a scoping explanation more likely rather than less. If the MLS were simply missing off-market sales it should undercount in both windows, and it did not. A Development-key scoping question on our own side would produce exactly this kind of inconsistent divergence. The route is a Matrix search by address across all nine sales in the two windows, which we run on any Lake Club valuation we take on.

And do not read it as “these homes never went to market.” We do not know that. What we know is that they are absent from the Development-scoped pull that most comparable sets in this neighborhood are built from.

The publishable point for a seller is narrower than it first looks, and it is still useful: in the current window a Lake Club comparable set built from MLS activity alone is working from two sales where the county recorded five. The two it has are $549,000 and $712,500, a $163,500 spread with nothing between them and nothing below. The three it lacks include the year’s lowest sale and its highest. That is a statement about this window and not about the neighborhood, because in the prior window the MLS held the fuller set.

Year over year, read honestly

Measure

Prior 12 months

Current 12 months

Qualified county deeds

4

5

Median

$682,500 (n=4, even)

$549,000 (n=5, odd)

Range

$618,000 to $750,000

$480,000 to $750,000

The top of the range is identical at $750,000 in both years. The bottom fell from $618,000 to $480,000, and the median fell with it.

On four and five sales, that is a description of nine transactions rather than a market trend. What it does show is that the range widened downward while the ceiling held, which is a different statement from “Lake Club is down twenty percent” and a more defensible one. Call (239) 898-6072 if you want the nine read against your own house.

What a Lake Club seller should take from this

Your comparable set is five county-recorded sales, of which the MLS carries two. Bring both populations to a pricing conversation and the argument about which comparables count stops before it starts. Start with a free home valuation or call (239) 898-6072.

Governance: A Homeowners Association, Not a Condominium

Lake Club is governed by a homeowners association under Florida Chapter 720, which sits beneath the Spanish Wells Community Association. Because these are platted single-family lots rather than condominium units, the governance structure, the insurance structure and the ownership of your roof are all different from most of the rest of Spanish Wells.

The stack, from your front door upward

Level

What governs you

Statute

Your own neighborhood

The Lake Club homeowners association

Florida Chapter 720

The whole community

Spanish Wells Community Association (SWCA)

Florida Chapter 720

The club

Spanish Wells Golf and Country Club, a separate operating entity

Not an association statute

Two association levels, not three, and both of them Chapter 720. Much of Spanish Wells sits under a condominium association at the neighborhood level, and Lake Club does not. By unit count the community is actually majority single-family: roughly 805 of its units are single-family and roughly 546 are attached or condominium product.

Chapter 720 versus Chapter 718, and why the difference is money

Lake Club, Chapter 720

A Spanish Wells condominium, Chapter 718

What you own

The lot and the building on it

A unit and a share of common elements

Who insures the structure

You do

The association’s master policy

Who replaces the roof

You do

The association

Reserve studies

The association’s, for common property

The association’s, for the buildings you live in

Structural Integrity Reserve Study obligation

Does not apply. It is a condominium statute

Applies at three storeys and above

Buyer’s document rights

Chapter 720’s disclosure regime

Chapter 718’s document-delivery and rescission rights

The Structural Integrity Reserve Study regime that has reshaped Florida condominium buying since 2022 does not reach a Chapter 720 single-family neighborhood at all. That is a genuine and material difference between Lake Club and most of the rest of this community, and it is one a buyer comparing Spanish Wells neighborhoods should have in front of them.

It cuts the other way too. There is no association master policy standing between you and a roof claim. In a condominium a bad roof is an assessment; here it is your own quote, your own deductible and your own carrier.

The association’s own website

Lake Club maintains its own website at thelakeclubhoa.com, which our research cleared as the neighborhood’s operator-verified source. That is unusual at this level in Spanish Wells: most of the community’s neighborhood associations have no public presence at all, and it is the most direct route to this association’s own current information.

What is not published anywhere we could reach is the Lake Club assessment amount, its estoppel and transfer fees, its reserve position, or its current board and management contact. Those come from the association, not from a listing feed.

This is a question for an attorney, not for us

Florida’s Homeowners Association Act has its own disclosure regime and its own remedies, and they are not the Condominium Act’s. This is a genuine legal distinction with genuine consequences and it is exactly the point where we stop and say: this is a question for a Florida real estate attorney, and we are not one. What we can do is make sure you know which regime you are in before your attorney has to ask.

The Master Association Above It: SWCA

The Spanish Wells Community Association governs the entire community above the Lake Club homeowners association. Its own 2026 approved budget records fees received from 1,361 owners, and its estoppel schedule describes the community’s governance as 10 neighborhood associations and 22 sub-associations.

The community-size figure, and why several numbers circulate

Figure

What it counts

Source

1,361

Owners assessed by the master association

SWCA’s own 2026 approved budget, verbatim: “SWCA Fees Received from 1361 Owners”

1,351

Owners billed for the bulk communications contract

The bulk service provider’s billing

1,433

Total parcels including common tracts and rights of way, summed from the county’s neighborhood polygons

Lee County GIS

The ten-owner gap between the first two has a mechanism: ten parcels in Spanish Wells are assessed as residential and carry no dwelling unit. They are vacant lots, and a bulk communications contract cannot be delivered to a vacant lot. One of those ten is in Lake Club, at 28696 Megan Drive, which the county records as part of Lot 62 with no building on it.

We stop short of calling that an exact reconciliation. Our own parcel-roll count lands one unit below the county’s neighborhood layer on both fields, and we publish that one-unit offset rather than resolving it away.

Lake Club has no polygon of its own, and that is why it goes missing

Lee County’s neighborhood layer publishes a polygon for most Spanish Wells components. It publishes none for Lake Club. These 104 homes sit inside the base Spanish Wells subdivision polygon, where they are invisible as Lake Club, exactly as Cordova’s 128 homes and Marbella’s 85 houses are.

That is the structural reason this neighborhood is under-described: it has no county polygon, and its recorded name is not the name anyone searches. Between the two, a researcher working from the obvious sources finds nothing and concludes there is nothing.

What SWCA does for a Lake Club owner

Community-wide functions: the gates and access control, the main roads, community-wide landscape and drainage infrastructure, the bulk communications contract, and the rules that apply everywhere. Your own homeowners association handles what is specific to Lake Club, and your own lot is yours.

SWCA’s office number is 239-319-1288. A variant ending 1287 circulates in secondary sources; the correct one per the association’s own materials is 1288.

Fees, Assessments and What Closing Actually Costs at Lake Club

Neither the Lake Club homeowners association nor the master association publishes a fee schedule. No dues figure, estoppel fee, transfer fee or capital contribution specific to Lake Club appears on any primary source we could reach. This is normal and it means a specific number has to come from the association.

What is documented, and what is not

Documented: a Lake Club owner carries an assessment from the Lake Club homeowners association plus the SWCA master assessment. The association maintains its own website at thelakeclubhoa.com.

Not documented anywhere we could verify: the Lake Club assessment amount, the SWCA master assessment amount, the Lake Club estoppel or transfer fee, and the association’s reserve funding position.

Figures for Lake Club dues circulate in syndicated listing content. We are not repeating a number we cannot attribute to the association, the master association, or a management company.

What the master association’s own published schedule does show

SWCA’s estoppel and capital contribution schedule is published and produces a closing-side cost stack at the master level: a base total of $4,800 plus two separate $299 line items, giving $5,398. Rush processing is charged separately at $119 at the master level.

Two cautions. The $299 appears twice and is two different charges; collapsing them halves the closing-side cost. And that stack is the master-level schedule only. Lake Club’s own estoppel and transfer fees are not published by anyone and sit on top of it. A second rush fee of $199 circulates for this community; it belongs to Spanish Wells Unit Two, a different neighborhood, and is not a Lake Club charge.

The vehicle access schedule

SWCA publishes a three-tier vehicle bar-code schedule: $25 per vehicle for an owner, $50 for a renter, and $50 for a tenant with a 31-day minimum tenancy. The $25 figure circulates as though it applied to everyone; it applies to owners.

The carrying-cost comparison a Lake Club buyer should actually run

Because you own your own building here, your carrying cost is shaped differently from a Spanish Wells condominium owner’s:

Cost

Lake Club

A Spanish Wells condominium

Neighborhood association assessment

Yes, amount unpublished

Yes, amount unpublished

SWCA master assessment

Yes

Yes

Structure insurance

Your own policy

Inside the association’s assessment

Roof replacement

Your own capital cost

Inside the association’s reserves

Lawn and exterior maintenance

Depends on the association’s scope, ask

Usually inside the assessment

A Lake Club assessment that looks lower than a condominium’s is not automatically a lower carrying cost, because the condominium assessment is buying structure insurance and roof reserves that you are paying for separately. Compare the whole stack, not the association line.

How to get the real numbers before you commit

  1. Request the estoppel through your title company as soon as you are under contract.
  2. Ask the Lake Club association for its current budget, assessment schedule, reserve study and the scope of what the assessment maintains. Start at thelakeclubhoa.com or route through SWCA at 239-319-1288.
  3. Ask SWCA at 239-319-1288 for the master assessment and the current estoppel schedule.
  4. Get your own structure and wind insurance quote on the specific house, with a wind mitigation report, before you remove your inspection contingency.
  5. Call the club at (239) 992-5100 if a membership is in play.

Five calls in the first week of a contract. We walk clients through exactly that sequence. Call (239) 898-6072.

No CDD, and What That Means at Lake Club

Lake Club carries no Community Development District. The Lee County parcel roll returns the tax-district description CITY OF BONITA SPRINGS / BONITA SPRINGS FIRE, with no district component, on all 106 Lake Club parcels. There is no CDD line, no debt-service assessment, and no district-specific bond on the tax bill.

The evidence, from three independent routes

The first is the parcel roll itself, on every Lake Club parcel and on all 1,412 Spanish Wells parcels we pulled, retrieved 2026-09-07.

The second is the Lee County Property Appraiser’s 2025 Taxing District Millage Book, which lists District 017’s complete authority set: Lee County General Revenue 3.7623, Public School by Local Board 2.2480, Public School by State Law 3.0710, City of Bonita Springs 0.8470, Lee County Library District 0.4218, three South Florida Water Management District components totalling 0.2301, Bonita Springs Fire District 1.9466, Hyacinth Control 0.0192, Mosquito Control 0.2116, and West Coast Inland Navigation 0.0394. Total 12.7970 mills, with no CDD authority in the list.

The third is the absence of Spanish Wells from Florida’s Official List of Special Districts, maintained by the Florida Department of Commerce. That is the state-level register and the correct primary authority, because county rosters can omit districts inside municipal boundaries and Spanish Wells is inside Bonita Springs city limits.

One caution: the East Bonita Beach Road Community Development District is a real, separately established CDD near the eastern terminus of Bonita Beach Road. It shares a road name with the approach to the Spanish Wells gate and is a completely different community.

What no CDD is worth here

A CDD issues bonds to fund infrastructure and bills residents to repay them, usually as a non-ad-valorem line on the tax bill for twenty to thirty years, routinely one to three thousand dollars a year per home in newer Southwest Florida communities.

Lake Club has no such line, and on 1981 to 2003 construction that is unsurprising: the infrastructure was funded and paid for decades ago. Against a comparable newer community that does carry a CDD, it is a permanent difference in annual carrying cost that shows up on the tax bill rather than in the association statement.

Flood, Insurance and the CRS Reality at Lake Club

Every indicator we could reach puts Lake Club’s parcels outside the Special Flood Hazard Area. Bonita Springs is reported as Community Rating System Class 5, which discounts policies inside the hazard area by 25 percent. Outside it a standard policy earns 10 percent, and a Preferred Risk Policy earns nothing.

The three-part CRS answer

The “25 percent CRS discount in Bonita Springs” figure circulates widely. It is true at city scale and wrong at the Lake Club property scale. FEMA’s own schedule for a Class 5 community:

Credit points

Class

Reduction inside the SFHA

Reduction outside the SFHA

2,500 to 2,999

5

25%

10%

FEMA states beneath that table: “Credits include: Classes 1 to 6 at 10%. Classes 7 to 9 at 5%.” (FEMA NFIP Community Rating System Discount Guide, July 2023 edition, retrieved 2026-09-04.)

  1. Bonita Springs is reported as CRS Class 5. The figure reaches us through the city’s own communications and news coverage of the November 2024 restoration rather than through FEMA’s own roster. FEMA’s Community Status Book is the authority and we have not pulled it.
  2. The 25 percent applies inside the Special Flood Hazard Area. Lake Club is outside it on every indicator we could reach, so a standard policy earns 10 percent, not 25.
  3. A Preferred Risk Policy earns no Community Rating System credit at all.

We publish all three because publishing only the first would flatter Lake Club by promising a buyer up to two and a half times the discount they will actually receive, and for a Preferred Risk Policy holder the whole of it.

Thirty percent of this neighborhood is lake-coded, and that deserves its own sentence

The county codes 30 of Lake Club’s 104 lots as lake frontage. That is a land-use classification about where the lot sits, not a flood determination, and the two are separate questions. A lake-front lot outside the Special Flood Hazard Area is common in this part of Lee County; a lake-front lot is not automatically a flood risk and is not automatically not one.

Run the specific address through FEMA’s Map Service Center and get the panel number, effective date and zone letter in writing. Expect Zone X. Verify it anyway, and on a lake lot verify it before you make an offer rather than after.

The caveats that travel with those percentages

FEMA’s Community Status Book is the authority on the current class and we have not pulled it. FEMA’s CRS discount page carries a last-updated date of 28 September 2021, coinciding with Risk Rating 2.0; the table above is the July 2023 Discount Guide, which post-dates it. What we still cannot tell you is how any particular carrier applies the credit to any particular policy under Risk Rating 2.0. Get your number from a quote, not from a table.

In April 2024 Bonita Springs’ classification temporarily lapsed to Class 10, which carries no discount, pending a compliance review; in November 2024 FEMA notified the city it would retain its prior classification. The rating is restored and it has moved once in recent memory.

Insurance and Storm Hardening on a 1981 to 2003 House You Own Yourself

Because Lake Club homes sit on platted single-family lots, the structure, the roof and the insurance on them are the owner’s, not an association’s. On housing stock this old that is the single most consequential fact about carrying cost here.

Where Lake Club sits on the code timeline

Florida adopted a statewide building code that took effect in 2002, replacing a patchwork of local codes with substantially stronger wind-borne debris and wind-load provisions. Lake Club spans that boundary: 95 of its 104 homes carry a build year before 2002, seven are recorded at 2002 itself, and two at 2003. The 2002 cohort sits on the code’s own effective year, and which side of it a given house falls on is a permit-record question rather than an assessment-roll one.

The four questions that set your premium

All four are property-specific rather than neighborhood-specific, and on a house you own outright there is no association to answer them for you.

  1. How old is the roof, and what is it made of? On a 1981 to 1996 house the original roof is long gone; what matters is when it was last replaced and to what standard.
  2. Is there opening protection? Impact glass or shutters, and on what proportion of the openings.
  3. What does a wind mitigation report say? Roof shape, deck attachment, roof-to-wall connections, opening protection and secondary water resistance. This is the document a Florida carrier prices from, it is inexpensive, and on a house of this vintage it frequently pays for itself in the first year.
  4. What is the current insured value and what has the premium done at the last two renewals?

We publish no premium figures. Southwest Florida wind and structure insurance is property-specific, carrier-specific and has moved sharply since 2022. A number on a web page would be worse than no number.

Hurricane Ian, and what we will not claim

Hurricane Ian made landfall in Southwest Florida in September 2022 and caused severe damage across Lee County. We have no address-specific damage record for any Lake Club home and we will not characterise how the neighborhood fared on general impressions.

What the record supports: Lake Club is inland, roughly four to five road miles from Bonita Beach, outside the Special Flood Hazard Area on every indicator we could reach, and mostly pre-2002 construction. Those are facts about exposure, not a claim about outcomes.

If a specific home’s storm history matters, the routes are the seller’s disclosure and the county permit history for that parcel. A roof replacement after 2022 will appear in the permit record, and it is one of the most useful things a buyer can pull here. We pull permit history as a matter of course on listings we take. Call (239) 898-6072.

The Membership Question at Lake Club

Spanish Wells Golf and Country Club is a semi-private club with its golf course open to the public. What we cannot tell you, and will not guess, is what membership obligation attaches to a Lake Club purchase, because no association document, club document or primary source we could reach publishes it for this neighborhood.

What is established about the club

Spanish Wells operates 27 holes across three nines. The club’s own materials describe it as semi-private rather than an equity club, with the golf course open to the public and the remaining amenities reserved for members. It runs a public booking engine with public tee times on dynamic pricing rather than a fixed published rate card.

What is established about Lake Club specifically

One neighborhood inside Spanish Wells carries a required club membership on purchase, documented in that neighborhood’s own recorded instruments. We have found no equivalent documented requirement for Lake Club, and the recorded master Declaration for Spanish Wells contains no mandatory membership covenant at all.

The absence of a documented requirement is not the same as a documented absence. We are telling you we could not find one, not that there is none.

Why it matters more here than almost anywhere in the community

Seventy of Lake Club’s 104 lots are coded golf-course frontage. Living on a course and having playing privileges on it are separate things, and at a semi-private club they are separated by a membership decision rather than by an address. A buyer who assumes course frontage conveys course access has assumed something no document supports.

The one call that settles it

The membership office is (239) 992-5100. Ask three questions and get the answers in writing before you write an offer:

  1. Is club membership required, optional, or unavailable for a purchaser at this specific Lake Club address?
  2. If it is required, or you intend to take it, what category, and what does that category convey?
  3. What are the initiation, the annual dues and the food and beverage minimum, and what transfers to a subsequent buyer?

No initiation fee, dues figure or food and beverage minimum is published for any category by any source we regard as reliable, and we are not repeating figures that circulate. And be careful searching: a club called Spanish Wells Club, in Hilton Head, South Carolina, publishes a full membership rate card online. It is a different club in a different state. Our club’s own site is spanishwellscountryclub.com.

What Buyers Ask Before They Offer at Lake Club

The questions that come up on a Lake Club showing are different from the ones asked elsewhere in Spanish Wells, because this is a neighborhood where the buyer is taking on a structure rather than a share of one, which is true of the community’s four single-family neighborhoods and not of its condominiums. Here are the ones we field most often, answered from the county record.

Is this a house or a villa?

The county records all 104 residential parcels as single-family residential on individually platted lots, governed under Florida Chapter 720. You would own the lot and the building. The word “Villas” is in the marketing name, not in the classification. Whether a specific home is physically attached to its neighbour is something to confirm by walking it, and it does not change the ownership form.

What year was this specific house built?

Ask, and do not accept “1980s” or “1990s” as an answer. The 104 homes span 1981 to 2003 across nineteen different build years, and the year on your particular parcel drives the roof conversation, the insurance conversation and the comparable set. It is on the county record and we can read it off in a minute.

Who pays for the roof?

You do. There is no association master policy and no association reserve covering the structure here. Get a wind mitigation report before you remove your inspection contingency, and get an insurance quote on the specific house rather than a neighborhood estimate.

Does the Florida condominium reserve legislation apply?

No. The milestone-inspection and Structural Integrity Reserve Study regime is part of Florida’s condominium statute, and this is a Chapter 720 single-family neighborhood. It does not reach it at all.

Is the lot on the golf course or the water?

Seventy of the 104 lots carry the county’s golf-course land-use coding, 30 carry lake coding and 4 carry neither. Ask which one applies to the specific address, and then walk it, because the coding describes where the lot sits rather than the view from any window.

Does the lake coding mean flood risk?

Those are two separate questions and the answer to the second is not derived from the first. Every indicator we could reach puts Lake Club outside the Special Flood Hazard Area. On a lake-coded lot, verify the specific address at FEMA’s Map Service Center before you offer, not after.

Is there a CDD?

No. All 106 Lake Club parcels read CITY OF BONITA SPRINGS / BONITA SPRINGS FIRE with no district component, and Spanish Wells does not appear on Florida’s Official List of Special Districts.

What are the fees?

Not published. You will carry a Lake Club association assessment plus the SWCA master assessment, and neither figure is on any primary source we could reach. Get both from the associations before you commit.

Do I have to join the club?

We do not know for Lake Club and we will not guess. We found no documented requirement and the recorded master Declaration contains no mandatory membership covenant, which is an absence of evidence rather than evidence of absence. Call (239) 992-5100.

My lot fronts the course. Can I play it?

Not by virtue of the lot. The club is semi-private with the course open to the public, so you can book a public tee time like anyone else; the clubhouse, pool, fitness centre and courts are described as reserved for members.

Why are there only two sales in the MLS?

Because the MLS pull carries two of the five qualified deeds the county recorded in the same window. We have not established why, and the honest position is that it is unresolved. Ask your agent whether their comparable set is two sales or five, because it changes the range materially.

Is 104 homes too small a neighborhood to price confidently?

It is small, and five recorded sales in a year is thin. It is not too thin to price, and it is exactly the situation where the county record earns its place: five comparables is a workable set and two is not.

Rental Rules, Pets and Daily Logistics

Rental and pet rules at Lake Club run on three axes: the master association’s rules, the Lake Club homeowners association’s rules, and Florida statute. The strictest one binds, and because this is a Chapter 720 neighborhood rather than a condominium, the middle layer works differently from most of Spanish Wells.

The three axes

The master association sets community-wide minimums and access rules. The Lake Club homeowners association can be stricter, and its own governing documents are where a rental restriction would live. Florida’s Homeowners Association Act sets the floor beneath both, and it governs matters like how a rental restriction is amended and how an amendment applies to existing owners.

Chapter 720’s rules on amending rental restrictions are not Chapter 718’s, so advice picked up from a condominium owner elsewhere in Spanish Wells may not apply to you. This is an attorney question and we route it there.

What is documented at the master level

The master association’s schedule of access charges records a 31-day minimum tenancy in its tenant bar-code tier, which is a signal about the community’s rental posture rather than a complete statement of it. It charges $50 per vehicle for a renter or a tenant against $25 for an owner.

What is not documented anywhere we could reach is the Lake Club association’s own lease minimum, its approval process, its application fee, any annual cap on leases, and whether it restricts leasing in the first year of ownership. Those five determine whether a purchase works as a rental, and all five are association questions. Start at the association’s own site, thelakeclubhoa.com.

Pets

Pet rules sit at the association level and we have no primary-source pet policy for Lake Club. Weight limits, breed restrictions and numbers per household are common variables in Florida association rules. Ask for the rules and regulations document, not a verbal answer, and read the pet section yourself.

Signage, and a rule that is directly operational for a seller

The master association’s rules set the community standard for for-sale signage, and at least one Spanish Wells neighborhood association carries its own sign rule that differs from the master’s. Confirm the practice with the Lake Club association before your agent orders a sign. We check it as a matter of course on listings we take here.

Lawn care, exterior maintenance and what the assessment actually buys

This is worth asking specifically, because it varies more in a Chapter 720 neighborhood than in a condominium. In a condominium the association maintains the exterior by definition. In a single-family homeowners association it depends entirely on what the governing documents say the association maintains, and the range runs from nothing beyond the common areas to full lawn and landscape service.

Ask the association: what does the assessment maintain, what is the owner responsible for, and are there architectural review requirements for exterior changes. The answers change both your carrying cost and what you can do to your own house.

Waste collection, mail and access

Waste and horticulture collection days are set at the neighborhood level in this community and three different findings circulate for different parts of it. We will not publish a collection day for Lake Club as fact, because we have not confirmed it for Lake Club and publishing an unchecked one is the kind of small error a resident discovers in their first week.

Bulk-item pickup runs through the association and two different phone numbers circulate for it. Get the current one from SWCA at 239-319-1288. Gate access is controlled by the master association on the vehicle bar-code schedule above.

Why This Neighborhood Was Under-Documented, and What That Is Worth to You

Lake Club is among the least-described neighborhoods inside Spanish Wells, and the reasons are structural rather than accidental. Three separate things hide it from the sources most people search, and understanding them is directly useful if you are trying to research your own house.

The three reasons

One: the recorded name is not the marketing name. A Lee County search on “Lake Club Villas” returns zero parcels. Everything the county holds is filed under LAKE CLUB AT SPANISH WELLS.

Two: it has no county neighborhood polygon. Lee County’s GIS publishes a boundary for most Spanish Wells components. It publishes none for Lake Club, so these 104 homes fall inside the base Spanish Wells subdivision polygon and are invisible as a neighborhood in any component-level analysis.

Three: the marketing name collides with a much larger community. A county-wide owner-name query on “Lake Club” returns 97 parcels, almost all of them Esplanade Lake Club in Fort Myers. A street-name query returns 87, again mostly Esplanade.

Any one of those would make a neighborhood hard to research. All three together make it effectively invisible to anyone working from the obvious sources, which is why the published material on Lake Club is thinner than on any comparable neighborhood in Bonita Springs.

What it is worth to a seller

Two things, and they pull in the same direction.

Your buyer’s agent is probably working from thin information. If their comparable set is the MLS’s two sales, they are missing three, including the year’s lowest and highest. Arriving with the county record is not a debating trick; it is the difference between an argument about opinions and a conversation about records.

And the ordinary sources will not contradict you, because there are barely any. A page like this one, built from the parcel roll and the deed record, is close to the only detailed public description of this neighborhood that exists. That is unusual and it is temporary.

What it is worth to a buyer

The same fact, read from the other side: do not assume that thin published information means there is nothing to find. The county holds a complete record of all 104 homes here under a name you would not think to search. Build years, heated area, lot size, storey count, land-use coding, assessed value and four sales deep of transaction history are all public, per parcel.

We will pull it for any Lake Club address you are considering. Call (239) 898-6072.

Where Lake Club Sits, and It Is West of I-75

Lake Club sits in eastern Bonita Springs, between US-41 and Interstate 75, roughly two to three miles west of the interstate. The main approach is Exit 116, Bonita Beach Road, heading west toward the Gulf, then north on Old US 41 to the Spanish Wells gate. It is an inland location, not a coastal one, and not an east-of-the-interstate one.

The geography, measured rather than asserted

We measured this across all 1,412 Spanish Wells parcels on the county roll rather than relying on a section reference. The community’s longitude range is -81.8027 to -81.7848 and its latitude range 26.3164 to 26.3305. Interstate 75 runs through this area at roughly -81.748 to -81.752 per Florida Department of Transportation geometry. Lake Club’s own parcels sit between -81.7940 and -81.7912, in the middle of that band.

The community’s east edge is approximately 2.2 miles from I-75 and its west edge approximately 3.3 miles. Lake Club sits between US-41 on the west and the interstate on the east, in the older, more established band of Bonita Springs rather than the newer eastern corridor.

What that position actually buys you

Being west of the interstate puts you closer to the Gulf beaches, closer to Old 41 and downtown Bonita Springs, and inside the part of the city built out first, with mature landscaping and no active construction corridors. On a neighborhood whose oldest homes date to 1981, that maturity is visible: the tree canopy here is forty years old.

The tradeoff is worth stating. Bonita Beach Road backs up badly in season, and any drive time toward the beach between January and April looks nothing like the same drive in August. We publish drive times only when they are labelled free-flow or in-season.

Schools

Lake Club is served by Lee County Schools. The schools serving the 34135 area are Bonita Springs Elementary School, Bonita Springs Middle Center for the Arts, and Bonita Springs High School, all in Bonita Springs. We have not run a Lake Club address through the district’s zone locator, and we publish no letter grade we have not pulled from the state.

The schools serving this ZIP

Level

School

Address

Elementary

Bonita Springs Elementary School

10701 Dean St SE, Bonita Springs, FL 34135

Middle

Bonita Springs Middle Center for the Arts

10141 W Terry St, Bonita Springs, FL 34135

High

Bonita Springs High School

25592 Imperial Pkwy, Bonita Springs, FL 34135

Read that table for what it is. These are the schools serving the 34135 area, derived at ZIP level. Lee County boundaries do not follow ZIP codes, so this is a starting point rather than an assignment.

Verify your own address

The Lee County School Board approved boundary and transportation-zone changes on 1 December 2025 that take effect for the 2026 to 2027 school year. Run your exact Lake Club street address through the district’s own zone locator, reachable from the Lee County Schools website under Student Enrollment and School Zones.

On grades: we do not publish a school grade we have not pulled from the source. The Florida Department of Education publishes official A through F school grades in its annual School Grades results packet. Third-party aggregators republish state data with their own rankings layered on top, and those rankings are not the state’s letter grade. Call (239) 898-6072 if you want help reading the current packet.

Drive Times from Lake Club

Lake Club sits roughly 4 to 5 road miles from Bonita Beach, roughly 3 to 4 miles from Coconut Point, roughly 19 to 20 miles from Southwest Florida International Airport, and roughly 16 road miles from Gulf Coast Medical Center, the region’s Level II trauma center. We publish distances rather than minute-by-minute drive times, because we do not have dated free-flow and in-season measurements for these routes and will not invent them.

The distances, and what is and is not verified

Destination

Approximate road distance

Drive time status

Coconut Point

3 to 4 miles

Not yet verified. Route: Bonita Beach Rd to US-41 north

Bonita Beach

4 to 5 miles

Not yet verified. Route: Bonita Beach Rd west to Hickory Blvd

Barefoot Beach

7 to 8 miles

Not yet verified. Route: Bonita Beach Rd west, then south on Barefoot Beach Blvd

Mercato, Naples

13 to 15 miles

Not yet verified. Route: US-41 south

Naples, 5th Avenue South

14 to 16 miles

Not yet verified. Route: US-41 south

Gulf Coast Medical Center

roughly 16 road miles

Not yet verified. Route: I-75 north to Daniels Pkwy

Downtown Fort Myers

18 to 20 miles

Not yet verified. Route: I-75 north

RSW airport

19 to 20 miles

Not yet verified. Route: I-75 north to Terminal Access Rd

Gulf Coast Medical Center, 13681 Doctors Way in Fort Myers, is the Level II trauma center serving Lee, Collier, Charlotte, Hendry and Glades counties. Several secondary sources still name Lee Memorial Hospital as the area trauma center; that is out of date.

Why we are not publishing minute figures yet

Southwest Florida has two traffic realities and a single drive-time number describes neither. A free-flow figure measured off-peak in summer and an in-season figure measured on a February weekday at rush hour can differ by a factor of two on the beach roads and on US-41. Publishing one unlabelled number and letting a reader assume it applies year-round is the kind of small dishonesty that gets discovered on a buyer’s first February.

We publish a drive time only when we have both measurements, each dated and each labelled. Until then the distances above are what we will stand behind, and the routes are listed so you can measure them yourself.

Beaches, and the Collier County Parking Permit Trap

Lake Club is roughly 4 to 5 road miles from Bonita Beach and 7 to 8 from Barefoot Beach. The trap is the parking permit. Collier County’s free beach parking permit takes either Collier residency or Collier property ownership. A Spanish Wells owner with no Collier property has neither, does not qualify, and pays the posted $10 day rate at Collier facilities.

The permit rule, which is documentary rather than geographic

Collier County issues a free beach parking permit and qualification runs on documents. The resident route requires a Collier County driver’s licence or identification card and a vehicle registered in Collier County. A second route for part-time resident property owners takes a driver’s licence from any state, a vehicle registration or rental agreement, and a current Collier County property tax bill or warranty deed.

That second route is why the rule is about documents rather than distance, and it is also why it usually does not help here: a Lake Club owner who owns nothing in Collier County has neither route. Non-residents pay the posted $10 per day at Collier facilities.

We are not publishing a beach-by-beach county assignment, because we have not confirmed where the Lee and Collier line falls at the shore, and an unconfirmed assignment here would change the advice rather than decorate it.

What we have not confirmed, and will not guess at

Lee County’s own annual beach parking pass is unconfirmed in our research, and we are publishing neither a price nor a coverage list for it. We could not confirm what it costs, which facilities it covers, or whether it covers Bonita Beach Park. Naming an unverified figure in order to disown it is still publishing it. Confirm directly with Lee County Parks and Recreation.

Golf at Spanish Wells: 27 Holes, Semi-Private, and Open to the Public

Spanish Wells Golf and Country Club operates 27 holes across three nines, and the club describes itself as semi-private with its golf course open to the public. For a neighborhood where 70 of 104 lots front the course, that distinction is the most consequential single fact about the club.

The 27 holes and who designed them

The hole count is 27, cited to Section 7.2 of the recorded Declaration for Spanish Wells rather than to a golf directory. Using the club’s own attribution and nobody else’s, the North and South courses are credited to Gordon Lewis and the East course to Bruce Howard. Play ranges from roughly 4,800 to 6,800 yards depending on tee selection and nine-hole combination. The practice side carries an aqua driving range, a chipping area and two putting green areas. Spanish Wells Community Association’s own About page states that a North Course refresh is underway, a decaying fact worth re-checking with the club.

Third-party golf directories publish architect names and opening years that do not match the club’s own attribution. We discard those entirely.

Semi-private means the public can book a tee time

The club’s own FAQ answers it in its own words: Spanish Wells is not an equity club, it is a semi-private club with the golf course open to the public, and the remaining amenities are reserved for members. It runs a public booking engine with public tee times on dynamic pricing.

A reader will also find Spanish Wells Community Association’s About page calling the operation a private country club. That is loose association copy rather than a governing document.

What that means when your lot fronts the course

You can look at it, and playing it is a membership decision rather than an address. Seventy Lake Club lots carry the county’s golf-course coding and none of them conveys playing privileges by virtue of that coding. The clubhouse, pool, fitness centre and courts are described as reserved for members. What category, if any, attaches to a Lake Club purchase is the call to (239) 992-5100.

The two operator names, and why both appear

Day-to-day operation sits with Troon in the present tense, which is what Spanish Wells Community Association’s own current pages say, while some of the club’s own marketing copy still brands the operator as Indigo. Indigo is the acquired predecessor: Troon announced its acquisition of Indigo Golf Partners in a January 2021 press release of its own. Spanish Wells Golf Management LLC’s managing member, Indigo Sports LLC, independently lists the Scottsdale address publicly associated with Troon Golf’s headquarters in its Florida Division of Corporations filing.

The clubhouse dates to 1998 per the association’s About page and was renovated after the 2018 acquisition of the club by the association.

Amenities Beyond Golf

Beyond the 27 holes, Spanish Wells carries a clubhouse dating to 1998 and renovated after the association bought the club, a 5,000 square foot fitness center open seven days a week, one heated pool with cabana service, three Har-Tru tennis courts, four pickleball courts and three Har-Tru bocce courts. Precision matters, because several amenity counts circulating about this community are wrong.

The clubhouse, the pool and the fitness center

There is exactly one pool at the club, described as a heated tropical pool, open daily from 9:00 a.m. to dusk, with tables, loungers, umbrellas, changing rooms and food and beverage service at a poolside cabana. There is no lap pool, no second resort pool and no whirlpool described anywhere on the club’s own site, so any page telling you Spanish Wells has pools and spas is inflating one amenity into several.

Note what that means here specifically: 88.5 percent of Lake Club homes have their own private pool. The club’s single pool is not the main swimming proposition for most owners in this neighborhood.

The fitness center is 5,000 square feet, open seven days a week from 6:00 a.m. to 10:00 p.m., with equipment installed during the post-2018 renovation, a fitness classroom, locker rooms, a library, a billiards table and a board room. Group classes are booked through an online scheduler and capped at 18 members per class.

Racket sports and bocce

Three Har-Tru tennis courts, per the club’s current site. Two other sources say five, and four pickleball courts added in the post-2018 renovation are the likeliest explanation. Publish the three and confirm at the club. Three Har-Tru bocce courts were built new in the same program. The club’s Sports and Golf categories carry unlimited court use, and the guest fee is $10 per guest across fitness classes, bocce, pickleball, tennis and the pool.

Read that as a description of the club’s categories, not of Lake Club’s. What category, if any, attaches to a Lake Club purchase is not published by anyone.

Dining, events, and what Spanish Wells does not have

The club’s single named restaurant is The Crow’s Nest Bar and Grille, an Irish-style pub with a full liquor bar and a 180 degree course view, seating up to 50. Event space includes the Galleon Banquet Room at up to 150 guests and Schooner’s Member Dining at up to 100, the two halves of a Grand Ballroom renovated in autumn 2022. The Social tier carries a 10 percent discount on a la carte food at the Crow’s Nest, alcohol excluded.

Stated absences: Spanish Wells has no marina and no boating facility, no community development district, and no age restriction.

How Lake Club Compares Inside Spanish Wells

Lake Club is one of four single-family neighborhoods inside Spanish Wells, the second-oldest by build year, and the one with the highest proportion of single-storey homes and private pools. Here is how it sits on the measures we can source.

Data updated: September 2026.

The community, neighborhood by neighborhood

Neighborhood

Residential units

Built

Product

T12 county deeds

County median

Spanish Wells base subdivision

498 (derived)

1979 onward

Single-family

26

$827,500 (n=26, even)

Marbella at Spanish Wells

341

2004 to 2008

Condominium and single-family

19

$429,000 (n=19, odd)

Las Brisas, six components

210

1995 to 2003

Condominium

12

$345,493.50 (n=12, even)

Cordova at Spanish Wells

128

2014 to 2018

Single-family

10

$1,005,000 (n=10, even)

Lake Club at Spanish Wells

104

1981 to 2003

Single-family

5

$549,000 (n=5, odd)

Spanish Wells Golf Condominiums

80

1984 to 1994

Condominium

1

No median

All figures from the Lee County parcel roll, trailing twelve months to 4 September 2026, qualified recorded deeds. The base subdivision’s 498 is derived rather than counted: the county’s neighborhood layer records 815 residential parcels in the base polygon and this build identified 317 of them as belonging to Cordova, Lake Club and Marbella’s houses, which have no polygon of their own.

Where Lake Club sits

On price, it is the lowest of the community’s four single-family neighborhoods. Its $549,000 median sits below the base subdivision’s $827,500, Cordova’s $1,005,000 and Marbella’s single-family band at $650,000 on seven sales. It sits above Marbella’s blended figure of $429,000, but that figure is three-quarters condominium and is not a single-family comparison.

On age, it is second-oldest, behind only the base subdivision.

On product, it is distinctive in three ways: 99 of 104 homes single storey, 88.5 percent with private pools, and 96 percent on golf or lake frontage. No other single-family neighborhood in Spanish Wells combines those three.

On lot size, it is a genuine single-family neighborhood, at a 0.20 acre median, roughly double the Las Brisas Twin Villas lots it is sometimes compared to.

On statutory exposure, it is clear. Chapter 720 governs it, so the condominium Structural Integrity Reserve Study regime does not reach it at all.

Which neighborhood a buyer should look at

If you want the newest single-family product and can carry a required club membership, Cordova. If you want the largest homes, the base subdivision. If you want the entry price, Las Brisas. If you want choice inside one name, Marbella.

Lake Club is the answer when you want a single-storey house on a golf or lake lot with your own pool, in a mature setting, without a condominium association between you and your own roof. That is a specific proposition and this is the only neighborhood inside these gates that offers it.

Lake Club Villas Is Not Esplanade Lake Club, and the Name Is Not the Record

Two separate problems collide on this neighborhood’s name, and between them they are the reason it is so thinly documented. Its recorded name is not the name anyone uses, so a county search finds nothing; and the name everyone does use collides with a much larger Fort Myers community that carries entries in the same content and listing systems a real estate professional searches.

The false-friend ring

Name

Where

Size

What it is

Lake Club Villas, recorded as Lake Club at Spanish Wells

Bonita Springs, ZIP 34135

104 homes

The subject of everything above

Esplanade Lake Club

Fort Myers

821 parcels, 664 units

A different community, roughly six times the size

Venetian at Esplanade Lake Club

Fort Myers

120 parcels, 96 units

A condominium inside that community

Only the first is inside Spanish Wells. And the collision is not merely theoretical: a county-wide query on owner name containing “Lake Club” returns 97 parcels, almost all of them Esplanade, and a query on street name containing “Lake Club” returns 87, again almost all Esplanade. Our own content system holds two Esplanade Lake Club entries and, before this page, none for Lake Club Villas.

The two-name problem, stated once more because it is the practical point

Name

Where it works

Lake Club Villas

The MLS, listings, the sign, everyday speech

Lake Club at Spanish Wells

The Lee County parcel roll, the recorded plat, the tax record

A search under either name alone finds half the picture. A comparable set built on “Lake Club” without a city filter finds Fort Myers. This is exactly why we key our pulls on the recorded legal description rather than on a marketing name.

The wider Spanish name ring in Bonita Springs

Three nearby communities share the “Spanish” prefix with Spanish Wells and are not Spanish Wells: Spanish Gardens, a Bonita Springs subdivision; Spanish Harbor, a Bonita Springs condominium; and Spanish Cay, a condominium on Sanibel. And Spanish Wells Club in Hilton Head, South Carolina is a different club in a different state that publishes a membership rate card.

Selling a Lake Club Home: The Process

Selling a Lake Club home differs from selling anywhere else in Spanish Wells in three specific ways, and each one changes what you should do before the first showing: you own the structure rather than an association, your comparable set lives mostly outside the MLS, and the neighborhood’s 23-year build span means the vintage of your particular house matters as much as its size.

Step one: pull both populations

Five county-recorded qualified sales in the last twelve months, of which the MLS carries two. A buyer’s agent working from the MLS alone is working from a two-sale set with a $163,500 gap in the middle of it and no sale below $549,000. Bringing the county record to the table is not a debating tactic; it is the difference between five comparables and two.

Step two: get the roof and the wind mitigation report before you list

You own the structure, so there is no association document that answers this for a buyer. On 1981 to 2003 construction, the roof age and the wind mitigation report are what a buyer’s insurance quote turns on, and increasingly what their insurability turns on. Have both in hand before the first showing. A recent roof is a selling point you can evidence; an unknown roof is a discount a buyer will ask for.

Step three: pull your own permit history

The county permit record for your parcel shows the roof replacement, any post-Ian work, and any structural permits. It is public, it is specific to your address, and handing it to a buyer unprompted removes a whole category of doubt. We pull it as a matter of course on listings we take.

Step four: price on vintage as well as size

A 1981 home and a 2002 home of the same square footage on the same street are not the same product to an insurer or a buyer. Your comparable set should be matched on build year, lot coding and storey count, not just on heated area.

Step five: know what your lot coding says and does not say

Seventy of the 104 lots are golf-coded and 30 are lake-coded. That is a county classification about lot position, and it is a real differentiator against the four lots that carry neither. It is not a promise about the view, and a buyer will walk it.

What preparation and follow-through look like

★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!”

Ann Perez, Google review of McGreevy and Comisar.

What a Lake Club listing gets from us

Both market populations, not just the MLS. Your own county parcel record and permit history. A comparable set matched on vintage, lot coding and storey count. The association’s numbers from the association. And an honest range rather than a flattering number.

Call Jesse McGreevy at (239) 898-6072, or start with a free home valuation.

Frequently Asked Questions, Seller Edition: Selling a Home in Lake Club Villas

These are the questions Lake Club owners actually ask us when they are weighing a sale, answered from the record. If yours is not here, call (239) 898-6072.

Who is the best listing agent for Lake Club Villas?

McGreevy and Comisar. Jesse McGreevy and Marc Comisar lead Domain Realty Group, are Top 1% Real Estate Agents Nationally Since 2008, and have sold over $900 million between them personally. For Lake Club specifically: we have the county parcel record for all 106 parcels, and we pull the county deed record alongside the MLS because on this street the MLS carries two of the last five sales.

What is my Lake Club home worth?

The county deed record gives a median of $549,000 on five qualified sales in the last twelve months, ranging $480,000 to $750,000. That is a neighborhood figure across homes built 1981 to 2003 and ranging 1,596 to 4,059 square feet, so your own number depends on vintage, size, lot coding and storey count. Start with a free home valuation.

How many homes have sold in Lake Club in the last twelve months?

Five qualified deeds recorded with Lee County. The Southwest Florida MLS pull carries two of them.

Why does the MLS show only two sales?

We do not know, and we will not pretend to. It may be off-market activity or it may be a scoping question on our own side in how the MLS Development key was set. What we can say is that three of the five county-recorded qualified sales are absent from the Development-scoped MLS pull, and that the route to settling it is a Matrix search by address on those three properties.

Which number should I price against?

Both, and we bring both. The five-sale county set is the fuller picture; the two-sale MLS set is what a buyer’s agent will most likely arrive with. The three sales they do not have include the lowest of the year at $480,000 and the highest at $750,000, so knowing which set is on the table changes the conversation in both directions.

Our earlier research said Lake Club could not support a median. What changed?

The population changed, not the rule. On the MLS’s two sales no median is publishable and that is still true. On the county’s five qualified deeds a median is publishable, and it is $549,000. We publish no median below three sales on any population, and five clears it.

Is $549,000 really the median if a house actually sold for $549,000?

Yes, and that is what an odd-numbered median looks like. On five sales the median is the third one when they are sorted, so it is required to be an observed price. The rule that a median should not equal an observed sale applies to even-numbered sets, where the median is the average of two middle values.

What documents should I have ready before I list?

Your own roof documentation and wind mitigation report, your county permit history, and the association’s governing documents, budget and assessment schedule. Because you own the structure here, the first two are yours to produce and no association will produce them for you.

Why does the roof matter so much on this street?

Because you own it. In most of Spanish Wells the association owns the roof and reserves for it; in Lake Club it is your capital cost and your insurance exposure. On housing built between 1981 and 2003 it is the single variable most likely to move a buyer’s quote, and increasingly their insurability.

Should I replace the roof before I list?

That depends on its age, its condition and what a carrier will write on it, and it is a conversation rather than a rule. What we can tell you is that an unknown roof is a discount a buyer will ask for and a documented recent roof is a selling point you can evidence. Get the wind mitigation report first and decide from it. Call (239) 898-6072.

What is a wind mitigation inspection?

A report documenting roof shape, roof deck attachment, roof-to-wall connections, opening protection and secondary water resistance. It is the document a Florida carrier prices a wind premium from. It is inexpensive, and on a house of this vintage it frequently pays for itself in the first year’s premium.

Does my house being single storey help?

It is close to standard here: 99 of the 104 Lake Club homes are single storey. Where it helps is against competing product elsewhere in Bonita Springs, and where it matters inside the neighborhood is the five homes that are not, which should not be priced off a single-storey comparable set without adjustment.

Does having a pool help?

Also close to standard: 92 of 104 homes have one. The twelve that do not are the ones where this matters, and they should not be priced against a pooled comparable without an adjustment. Every home here has a garage, so that one is not a differentiator at all.

Is golf-course frontage a differentiator here?

Within Lake Club, only partly. Seventy of the 104 lots are golf-coded and 30 are lake-coded, so 96 percent carry one or the other and only four carry neither. The real distinctions are golf versus lake, and either of those against the four that have neither.

Does the three-storey condominium legislation affect me?

No. That regime is part of Florida’s condominium statute and the county records Lake Club as single-family parcels under a plat rather than condominium units under a declaration, which points to Chapter 720. It does not reach you. Say it precisely though: across Spanish Wells only about 48 units of roughly 1,361 actually carry that obligation, all in Marbella III’s four three-storey buildings, so the accurate claim is that you carry no condominium structure exposure rather than that every condominium buyer here faces a reserve study.

Are there special assessments a Lake Club seller should disclose?

If the homeowners association has levied or approved one, yes, and a buyer will find it in the estoppel. We have no current assessment information for the Lake Club association and we will not guess. Ask the association directly, and ask whether anything has been discussed at a board meeting in the last twenty four months.

What are the estoppel and transfer fees when I sell?

The master association’s published schedule produces a base of $4,800 plus two separate $299 line items, giving $5,398, with rush processing at $119 at the master level. The Lake Club association’s own estoppel and transfer fees are not published by anyone and sit on top of that. Request the estoppel through your title company as soon as you are under contract.

Is the $199 rush fee mine?

No. That figure circulates for this community and it belongs to Spanish Wells Unit Two, a different neighborhood.

Does the Lake Club association have rules about for-sale signs?

The master association’s rules set the community standard, and at least one Spanish Wells neighborhood association carries its own sign rule that differs from it. Confirm the practice with the Lake Club association before your agent orders a sign. We check it as a matter of course.

What do I have to disclose as a Florida seller?

Florida requires a seller to disclose known facts materially affecting the value of the property that are not readily observable. This is a question for your closing attorney and your listing agreement, not for a web page, and we route it there on every listing we take.

Do I have to sell my club membership separately?

We do not know whether any club membership attaches to a Lake Club sale, because no association or club document we could reach publishes it for this neighborhood. If you hold one, ask the club what transfers on a sale, what it costs a buyer, and whether any portion is refundable. Membership office: (239) 992-5100.

How long do Lake Club homes take to sell?

We publish no days-on-market figure for the current window, because the MLS carried two sales in it and any figure would describe two transactions. The prior twelve months are more useful: on five MLS sales, the median days on market was 87, the median sale-to-list ratio 93.75 percent and the median price per square foot $293. Those are the most recent reliable marketing figures for this neighborhood and they are worth having in front of you when you set an expectation.

My house is on Megan Drive and everything sold on Highgate. Does that hurt?

It is worth knowing rather than worrying about. All five of the last twelve months’ qualified sales were on Highgate Drive; Megan Drive’s most recent was $720,000 in October 2024. Twenty-eight homes with no recent sale is a thin in-street comparable set, not a signal about demand, and your valuation will be built from Highgate comparables adjusted for whatever differs.

Is my house too old to sell well?

The county roll records build years from 1981 to 2003 here, so “old” covers a 23-year span and a 1996 house is not a 1981 house. What matters is condition, roof, systems and documentation rather than the year on the record. A well-documented 1992 house shows better than an undocumented 2002 one.

Should I compare my house to Cordova?

No. Cordova’s county median is $1,005,000 on homes built 2014 to 2018 with a required club membership. It is a different product a decade and a half newer, and pricing a Lake Club house against it in either direction would be misleading.

What about the base subdivision at $827,500?

Closer, and still not comparable without care. The base subdivision’s median rests on 26 sales across 498 homes spanning 1979 onward, which is a far more varied set. Use it as context for the community rather than as your comparable.

Should I sell now or wait?

The record shows the range widening downward while the ceiling held: the top was $750,000 in both years, and the bottom moved from $618,000 to $480,000. On four and five sales that is a description of nine transactions, not a market forecast, and whether now is your moment depends on your timeline and what you are moving to. Call (239) 898-6072.

What does McGreevy and Comisar do differently on a Lake Club listing?

We pull both populations rather than the MLS alone, which on this street is the difference between five comparables and two. We pull your county permit history and your parcel record. We match comparables on vintage, lot coding and storey count. And we tell you where we are uncertain instead of filling the gap with an adjective.

How do I get started?

Start with a free home valuation, or call Jesse McGreevy directly at (239) 898-6072.

What if I just want to understand the market?

That is a reasonable call to make and we take it often. There is no obligation attached to a conversation about what your home is worth. Call (239) 898-6072.

Frequently Asked Questions, Buyer Edition: Buying in Lake Club Villas

How many homes are in Lake Club Villas?

104 single-family homes on 104 platted lots, plus one vacant residential lot and one common tract, for 106 parcels on the county roll.

Is it condominiums or houses?

The county records all 104 residential parcels as single-family residential on individually platted lots, under a plat reference rather than a condominium declaration, which points to a Chapter 720 homeowners association rather than a Chapter 718 condominium. That is a statement about the form of OWNERSHIP, not about whether a given home is physically attached to its neighbour, and the assessment code is strong evidence rather than a title opinion. Confirm the physical form by walking it and the legal form through your title work.

Why do I find nothing when I search the county records?

Because the county does not record it under that name. The recorded name is Lake Club at Spanish Wells, Plat Book 34, Page 47. A search on “Lake Club Villas” returns zero parcels county-wide.

Where is Lake Club Villas?

Inside the gates of Spanish Wells Golf and Country Club in eastern Bonita Springs, Florida, ZIP 34135, between US-41 and Interstate 75 and roughly two to three miles west of the interstate. Access is via Exit 116, Bonita Beach Road, then north on Old US 41.

What streets is it on?

Highgate Drive, 76 homes, and Megan Drive, 28.

When was it built?

Between 1981 and 2003, across 23 years. The largest single cohorts are 1996 with 14 homes, 1992 with 10 and 1999 with 10. Eight homes date to 1981.

How big are the homes?

From 1,596 to 4,059 square feet of heated area, with a median of 2,112 square feet on an even set of 104 whose two middle values are 2,107 and 2,117.

How big are the lots?

From 0.164 to 0.354 acres, median 0.1965 acres, the mean of the two middle values 0.195 and 0.198. That is roughly double the lot size of the attached villa product elsewhere in Spanish Wells.

How many bedrooms?

Sixty-three homes have three bedrooms, 39 have two and 2 have four. Eighty homes have two baths and 22 have three.

Are they single storey?

Ninety-nine of the 104 are. Two are recorded at 1.5 storeys, two at 1.8 and one at two. That is the highest proportion of any single-family neighborhood inside Spanish Wells. Las Brisas Twin Villas is entirely single storey, at 24 of 24, but it is attached condominium product.

Do they have pools?

Ninety-two of 104, or 88.5 percent. All 104 have a garage.

Are the homes on the golf course?

Seventy of the 104 lots carry Lee County’s golf-course land-use coding and 30 carry lake coding, so 96 percent front one or the other. That describes where the lot sits, not the view from any window, so walk the specific lot.

Does the Florida condominium reserve legislation apply here?

No. Lake Club is a Chapter 720 single-family neighborhood, and the milestone-inspection and Structural Integrity Reserve Study regime is part of the condominium statute. It does not reach it.

Who owns the roof?

You do. That is the single biggest structural difference between buying here and buying a condominium elsewhere in Spanish Wells. Budget for it, and get a wind mitigation report before you remove your inspection contingency.

Is Lake Club gated?

Yes. It sits inside the gates of Spanish Wells, which Lee County GIS records as a gated community, with access controlled by the master association on a vehicle bar-code system.

Is there a CDD?

No. All 106 Lake Club parcels carry the tax district CITY OF BONITA SPRINGS / BONITA SPRINGS FIRE with no district component, and Spanish Wells does not appear on Florida’s Official List of Special Districts.

What is the flood zone?

Every indicator we could reach puts Lake Club outside the Special Flood Hazard Area; expect Zone X. Thirty of the lots are lake-coded, which is a land-use classification and not a flood determination, and those are the ones where verifying the specific address at FEMA’s Map Service Center matters most.

Is the flood insurance discount 25 percent?

Not for a Lake Club property. Bonita Springs is reported as Community Rating System Class 5, which gives 25 percent inside the Special Flood Hazard Area and 10 percent outside it. Lake Club is outside it. A Preferred Risk Policy receives no Community Rating System credit at all.

What are the HOA fees?

Not published by the Lake Club association or the master association. You will carry a Lake Club assessment plus the SWCA master assessment. Get the real figures from the association before you commit; the five calls are in the fees section above.

Does the association have a website?

Yes, at thelakeclubhoa.com, which our research cleared as the neighborhood’s operator-verified source. That is unusual at this level in Spanish Wells and it is the most direct route to the association’s own current information.

Do I have to join the golf club?

We do not know for Lake Club and we are not going to guess. We found no documented requirement and the recorded master Declaration contains no mandatory membership covenant, but that is an absence of evidence rather than evidence of absence. Call (239) 992-5100 and get it in writing.

My lot fronts the golf course. Does that mean I can play it?

No. Course frontage is a lot position; playing privileges are a membership decision. The club is semi-private with the course open to the public, so you can book a public tee time like anyone else, and the clubhouse, pool, fitness centre and courts are described as reserved for members.

Is Lake Club age-restricted?

We have found no age restriction at Lake Club and none at community level. By the same standard we apply to the membership question, that is an absence of a documented restriction rather than a documented absence. Ask for the association’s rules and regulations.

Can I rent my home out?

That depends on the Lake Club association’s rules, which are not published anywhere we could reach. The master association’s schedule records a 31-day minimum tenancy in its tenant access tier, which is a signal rather than a complete statement. Ask the association for the lease minimum, approval process, application fee and any annual cap before you buy if rental income matters.

What about pets?

Pet rules sit at the association level and we have no primary-source pet policy for Lake Club. Ask for the rules and regulations document rather than accepting a verbal answer.

What schools serve Lake Club?

The schools serving ZIP 34135 are Bonita Springs Elementary School, Bonita Springs Middle Center for the Arts and Bonita Springs High School. Lee County boundaries do not follow ZIP codes and a boundary change took effect for 2026 to 2027, so run your exact address through the district’s zone locator.

How far is the beach, the airport and the hospital?

Roughly 4 to 5 road miles to Bonita Beach, 19 to 20 to Southwest Florida International Airport, and 16 to Gulf Coast Medical Center, the Level II trauma centre for this region. We publish distances rather than drive times because we do not have dated free-flow and in-season measurements.

What does a Lake Club purchase cost?

Over the last twelve months, county-recorded qualified deeds ran $480,000 to $750,000, with a median of $549,000 on five sales. The prior twelve months ran $618,000 to $750,000 on four.

How does Lake Club compare to the rest of Spanish Wells?

It is the middle of the community’s single-family market: above Marbella’s blended $429,000 and below the base subdivision’s $827,500 and Cordova’s $1,005,000. It is second-oldest by build year and first by the proportion of single-storey homes and private pools.

What is the buying process here?

Establish the build year, roof age and lot coding for the specific house. Get a wind mitigation report and an insurance quote before removing contingencies. Pull the county permit history. Ask the association for its documents and assessment. Confirm the flood zone at FEMA. Call the membership office. Read how we represent buyers in Southwest Florida or call Marc Comisar at (239) 287-5873.

What does market knowledge look like from a buyer’s side?

★★★★★ “Marc’s knowledge of the Southwest Florida real estate market is unmatched. He took the time to understand exactly what I was looking for in a home and quickly identified properties that checked all my boxes.”

Christopher Dietz, Google review of McGreevy and Comisar.

Who should I call?

For buying, Marc Comisar at (239) 287-5873. For selling, Jesse McGreevy at (239) 898-6072.

What We Would Tell an Owner Thinking About Listing in Lake Club

If you own a home in Lake Club and you are weighing a sale, there are six things we would tell you on the phone, in this order. They are the six that most often change what a Lake Club home sells for, and every one is specific to this neighborhood rather than to Bonita Springs generally.

One: your comparable set is five sales, not two

The MLS carries two of the last twelve months’ five qualified county deeds. The three it lacks include the lowest of the year and the highest. Whichever set is on the table when you negotiate is the set that decides the price, so put both there yourself.

Two: get the roof documented before the first showing

You own the structure here. There is no association reserve study that answers the roof question for a buyer, and on 1981 to 2003 housing it is the variable most likely to move their insurance quote. A documented recent roof is a selling point; an undocumented roof is a discount request.

Three: pull your own permit history

Public, specific to your parcel, and it shows the roof replacement, any post-2022 work and any structural permits. Handing it over unprompted removes a category of doubt that would otherwise be negotiated.

Four: price on vintage, not just size

Twenty-three years of build years sit in 104 homes. A 1981 house and a 2002 house of identical size on identical lots are different propositions to an insurer and to a buyer. Match on year, lot coding and storey count.

Five: know what your lot coding is worth and what it is not

Seventy lots are golf-coded, 30 lake-coded, four neither. That is a real differentiator against the four, and it is a statement about where the lot sits rather than a promise about the view. A buyer will walk it.

Six: lead with what a condominium cannot offer

Chapter 720, your own lot, your own roof, and no condominium structural-reserve exposure of any kind. State it precisely rather than broadly: across the whole of Spanish Wells only about 48 units of roughly 1,361, some 3.5 percent, actually carry a Structural Integrity Reserve Study obligation, and they are all in Marbella III’s four three-storey buildings. The honest version is that you carry no condominium structure exposure at all, not that every condominium buyer in this community is facing a reserve study. The first is true and useful; the second would not survive a buyer checking it.

We are Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, and none of that is why the six points above matter. Having read the county record for your own house is.

Call Jesse McGreevy at (239) 898-6072, or start with a free home valuation.

Downloadable Documents

Every document below is linked to its official primary-source authority rather than to a copy of ours.

Document

What it establishes

Where it lives

Lake Club at Spanish Wells recorded plat, PB 34 PG 47

Lot lines, common tracts, easements and rights of way

Lee County Clerk of Court official records

Lee County Property Appraiser parcel record

Per-parcel build year, heated area, storeys, lot size, land-use coding, valuation and sale history

Lee County Property Appraiser

Lee County 2025 Taxing District Millage Book

District 017’s full authority set, 12.7970 mills, and the absence of any CDD authority

Lee County Property Appraiser

Florida Official List of Special Districts

That no special district covers Spanish Wells

FloridaCommerce

FEMA Community Rating System

The Class 5 schedule: 25 percent inside the Special Flood Hazard Area, 10 percent outside, nothing on a Preferred Risk Policy

FEMA Community Rating System

FEMA Map Service Center

Your specific address’s FIRM panel, effective date and flood zone letter

FEMA Map Service Center

Florida Statutes Chapter 720

The Homeowners Association Act, which governs this neighborhood

Online Sunshine

Florida Division of Corporations filings

Registered agent, officers and annual reports for the Lake Club association

Sunbiz

Lee County Schools zone locator

The schools actually assigned to a specific Lake Club address

Lee County Schools

Florida Department of Education School Grades

The state’s own A through F grades for the assigned schools

Florida Department of Education

Documents that exist and that we have not published

The recorded plat, PB 34 PG 47. A public document. We have not opened the plat image: the Lee County Clerk’s official records portal returns an automated-access block to programmatic requests, which is a limitation of our access rather than of the record. The book and page reference comes from the Property Appraiser’s legal-description field, a separate county system.

The Lake Club association’s governing documents, budget, assessment schedule and reserve study. Typically restricted to members and to purchasers under contract. Start at thelakeclubhoa.com or route through SWCA at 239-319-1288.

Per-property roof and wind mitigation documentation. Held by individual owners, not by any association, because the structure is owned individually here.

The SWCA estoppel and capital contribution fee schedule. Held by the master association.

Sources and How We Verified Them

Every figure on this page traces to one of the sources below. Where a claim rests on a single source we say so, and where we could not verify something we said that in the section rather than here.

Lee County parcel records for the five qualified deeds

Every market figure on this page traces to these five county parcel records.

  1. Lee County Property Appraiser parcel record, 28514 Highgate Dr, recorded 2026-01-15 at $480,000
  2. Lee County Property Appraiser parcel record, 28449 Highgate Dr, recorded 2026-01-16 at $712,500
  3. Lee County Property Appraiser parcel record, 28448 Highgate Dr, recorded 2026-02-05 at $542,000
  4. Lee County Property Appraiser parcel record, 28465 Highgate Dr, recorded 2026-02-19 at $750,000
  5. Lee County Property Appraiser parcel record, 28501 Highgate Dr, recorded 2026-06-24 at $549,000

The prior year’s four qualified deeds

  1. Lee County Property Appraiser parcel record, 28742 Megan Dr, recorded 2024-10-31 at $720,000
  2. Lee County Property Appraiser parcel record, 28630 Highgate Dr, recorded 2024-12-20 at $645,000
  3. Lee County Property Appraiser parcel record, 28457 Highgate Dr, recorded 2025-01-17 at $750,000
  4. Lee County Property Appraiser parcel record, 28530 Highgate Dr, recorded 2025-04-28 at $618,000

Representative parcel records across the 23-year build

These are the records behind the structural tables above: build year, heated area, storeys, lot size, land-use coding and assessed value. Two are shown for each year with more than five homes.

  1. Lee County Property Appraiser parcel record, 28417 Highgate Dr, built 1981
  2. Lee County Property Appraiser parcel record, 28421 Highgate Dr, built 1981
  3. Lee County Property Appraiser parcel record, 28436 Highgate Dr, built 1985
  4. Lee County Property Appraiser parcel record, 28602 Highgate Dr, built 1986
  5. Lee County Property Appraiser parcel record, 28441 Highgate Dr, built 1987
  6. Lee County Property Appraiser parcel record, 28614 Highgate Dr, built 1988
  7. Lee County Property Appraiser parcel record, 28469 Highgate Dr, built 1990
  8. Lee County Property Appraiser parcel record, 28445 Highgate Dr, built 1991
  9. Lee County Property Appraiser parcel record, 28453 Highgate Dr, built 1992
  10. Lee County Property Appraiser parcel record, 28461 Highgate Dr, built 1992
  11. Lee County Property Appraiser parcel record, 28701 Megan Dr, built 1993
  12. Lee County Property Appraiser parcel record, 28517 Highgate Dr, built 1994
  13. Lee County Property Appraiser parcel record, 28717 Megan Dr, built 1994
  14. Lee County Property Appraiser parcel record, 28533 Highgate Dr, built 1995
  15. Lee County Property Appraiser parcel record, 28541 Highgate Dr, built 1995
  16. Lee County Property Appraiser parcel record, 28513 Highgate Dr, built 1996
  17. Lee County Property Appraiser parcel record, 28521 Highgate Dr, built 1996
  18. Lee County Property Appraiser parcel record, 28505 Highgate Dr, built 1997
  19. Lee County Property Appraiser parcel record, 28709 Megan Dr, built 1998
  20. Lee County Property Appraiser parcel record, 28493 Highgate Dr, built 1999
  21. Lee County Property Appraiser parcel record, 28497 Highgate Dr, built 1999
  22. Lee County Property Appraiser parcel record, 28750 Megan Dr, built 2000
  23. Lee County Property Appraiser parcel record, 28409 Highgate Dr, built 2002
  24. Lee County Property Appraiser parcel record, 28710 Megan Dr, built 2002
  25. Lee County Property Appraiser parcel record, 28714 Megan Dr, built 2003

Lee County and City of Bonita Springs

  1. Lee County Property Appraiser, parcel roll, all 106 Lake Club parcels, retrieved 7 September 2026
  2. Lee County Property Appraiser property search, the interface behind every parcel link above
  3. Lee County GIS Lee_County_Parcels feature service, parcel attributes and four historical sale slots
  4. Lee County GIS Neighborhoods_and_Areas feature service, which publishes no polygon for Lake Club and is why it goes missing from component lists
  5. Lee County Clerk of Court, official records and plat index, Plat Book 34 Page 47
  6. Lee County government, county services and district information
  7. Lee County Parks and Recreation, beach facility and parking information
  8. Lee County Schools, school zone locator and enrollment boundaries
  9. City of Bonita Springs, municipal boundary, flood mapping and Community Rating System communications
  10. Collier County, beach parking permit eligibility and non-resident rates

State of Florida

  1. Florida Division of Corporations, Sunbiz, corporate registry for the Lake Club association
  2. Sunbiz corporation name search
  3. Florida Statutes Chapter 720, the Homeowners Association Act, the statute that governs this neighborhood
  4. Florida Statutes Chapter 718, the Condominium Act, cited for the contrast rather than because it applies here
  5. Online Sunshine, the Florida Legislature’s statute portal
  6. Florida Building Code, the statewide code effective 2002
  7. Florida Department of Education, official school accountability data
  8. Florida Department of Education school grades
  9. Florida Department of Transportation, Interstate 75 route geometry
  10. FloridaCommerce, publisher of the Official List of Special Districts
  11. Florida Realtors SunStats, ZIP-level market context for 34135

Federal

  1. FEMA Community Rating System, the Class 5 discount schedule and the Preferred Risk Policy exclusion
  2. FEMA Map Service Center, FIRM panel and flood zone lookup by address
  3. FEMA flood insurance, National Flood Insurance Program overview and Risk Rating 2.0
  4. FEMA rules and legislation
  5. United States Census Bureau American Community Survey, Bonita Springs demographic context

Association, club and industry

  1. Spanish Wells Golf and Country Club, the club’s own site: semi-private status, amenity counts, guest fees and dining
  2. Troon, corporate source for the January 2021 acquisition of Indigo Golf Partners
  3. Domain Realty Group, our brokerage team site
  4. McGreevy and Comisar, our own published market work across Southwest Florida
  5. Spanish Wells Golf and Country Club community page, our parent community page
  6. Cordova at Spanish Wells, our neighborhood page for the comparison figures used above
  7. Bonita Springs real estate, our city-level page

Sources consulted that are not linkable here

  1. The Lake Club homeowners association’s own website, cleared by our research as the neighborhood’s operator-verified source
  2. Spanish Wells Community Association 2026 approved budget, fees received from 1,361 owners. SWCA, 239-319-1288
  3. Spanish Wells Community Association estoppel and capital contribution fee schedule
  4. Spanish Wells Community Association vehicle bar-code and access fee schedule, including the 31-day minimum tenancy
  5. Recorded Declaration for Spanish Wells, Section 7.2, hole count, and its absence of a mandatory membership covenant
  6. Southwest Florida MLS, Development-scoped closed sales, trailing twelve months to 4 September 2026. Subscription data, not publicly linkable
  7. McGreevy and Comisar Google Business Profile client reviews, quoted verbatim with named reviewers

What we did not use, and why

We cite no real estate portal, no listing aggregator and no competing brokerage anywhere on this page. Where this neighborhood is concerned they have a specific problem: they carry the marketing name, and the marketing name returns nothing from the county. A page built on portal data about Lake Club Villas cannot reach the record that describes it.

We also discarded third-party golf directory data on course architects and opening years entirely, because it does not match the club’s own attribution.

Work With McGreevy and Comisar on Your Lake Club Home

McGreevy and Comisar list and sell homes inside Spanish Wells, and Lake Club is a neighborhood we know by its recorded name as well as its marketing one. If you own one of these 104 homes and are weighing a sale, we will bring both market populations, your own county parcel and permit record, and a defensible view of what your house is worth. Call (239) 898-6072.

Who wrote this page

By Jesse McGreevy and Marc Comisar. Jesse McGreevy and Marc Comisar have between them closed more than $900 million in Southwest Florida residential real estate, and are recognised as Top 1% Real Estate Agents Nationally Since 2008. More about how the team works is on our about page, and the wider brokerage is Domain Realty Group.

Updated: September 2026. This page is rebuilt whenever the county roll or the market data behind it moves, and every figure on it carries the date it was pulled.

How this page was built, and why that matters for a Lake Club seller

We did not write this page from listing feeds. We tracked all 106 Lake Club parcels through the Lee County property roll by their recorded legal descriptions rather than by the marketing name, which is the only reason we found them: a county search on “Lake Club Villas” returns zero parcels. Separately, we tracked every qualified deed recorded against those parcels across all four of the roll’s historical sale slots rather than only the most recent.

That is how a neighborhood our own earlier research ruled a non-market page, on two MLS sales, turns out to have five county-recorded qualified sales and a publishable median. As a Top 1% Real Estate Agents Nationally Since 2008 team, and one of the top-reviewed real estate teams in Southwest Florida, we would rather correct our own earlier verdict than leave a thinner page standing.

What we can tell you that a portal cannot

A portal can tell you what is listed. It cannot tell you that the county records this neighborhood as Lake Club at Spanish Wells and not as Lake Club Villas, that its 104 homes are single-family lots rather than condominium units, that 99 of them are single storey and 92 have private pools, that 70 lots front the golf course and 30 front water, or that three of the last five qualified sales here are absent from the MLS pull most comparable sets are built from.

Being Top 1% Real Estate Agents Nationally Since 2008 is not why that matters. Having read the county record is.

What repeat clients say

★★★★★ “Jesse and his team at Domain have taken care of me, my family and my friends for many years. They have listed and sold our properties, facilitated the purchase of our properties and arranged for rentals.”

Raoul Grossi, Google review of McGreevy and Comisar.

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, the #1 Team in Southwest Florida since 2012, and hold the 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine). Jesse and Marc’s combined $900 million in closed production is the experience behind every figure above, and with our Domain Realty Group team we have sold over $2.5 Billion in Real Estate.

Talk to Us Before You Price, List or Offer in Lake Club

If you own in Lake Club, call Jesse McGreevy at (239) 898-6072 or start with a confidential home valuation. Bring the question that is actually on your mind, whether that is what your roof is worth to a buyer, why the MLS shows two sales when the county shows five, or how a 1981 house should be priced against a 2002 one on the same street. If you are buying, start with our Southwest Florida buyer guide or call Marc Comisar at (239) 287-5873, and ask us for the county permit history before you write the offer. Either way, reach Jesse McGreevy directly at (239) 898-6072.

You can also read more about Lake Club’s parent community on our Spanish Wells Golf and Country Club community page, compare it against the community’s largest neighborhood on our Marbella at Spanish Wells page, against its entry price tier on our Las Brisas at Spanish Wells page, and against the newest homes inside the gates on our Cordova at Spanish Wells page. Everything we cover across the city is on our Bonita Springs real estate page. Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Direct: (239) 898-6072.

By Jesse McGreevy and Marc Comisar


Market data in this article reflects Southwest Florida MLS closed sales and Lee County qualified recorded deeds for the trailing twelve months ending 4 September 2026, each labelled with the population it measures. Medians are published with their sample sizes and their parity, and no median is published below three sales. Market conditions change; verify current figures before acting.

McGreevy and Comisar, Best Realtor for Lake Club Villas at Spanish Wells. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Work With Us

Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.