Indigo Lakes

Updated September 2026. By Jesse McGreevy and Marc Comisar.

Indigo Lakes is one of the Naples communities we cover in depth, and other nearby communities on our site include Stonecreek and Heritage Bay, plus Firano at Naples and The Reserve at Naples. If you are buying or selling here, our comparison of the best real estate agents in Naples shows how local agents stack up on the public record.

Indigo Lakes, Naples: What It Actually Is

Indigo Lakes is a gated community of 427 single-family lots governed by one association, Indigo Lakes Master Association, Inc., on the west side of Collier Boulevard about half a mile south of Immokalee Road in Naples, Florida 34119. Indigo Lakes includes the 73 home Indigo Preserve section, and its homes carry MLS year built dates of 2001 to 2006.

Indigo Lakes sits east of Interstate 75, between Vanderbilt Beach Road and Immokalee Road, in unincorporated Collier County. It is one of the established gated neighborhoods of the Collier Boulevard corridor in Naples, and it is a very different place from the older North Naples neighborhoods west of the interstate. We are Jesse McGreevy and Marc Comisar, Top 1% Real Estate Agents Nationally Since 2008, and we wrote this page from the recorded Declaration, the recorded plats, the county's own map layers and a Southwest Florida MLS pull dated September 22, 2026.

Exactly where Indigo Lakes is

The single gated entrance is at 14967 Indigo Lakes Drive, off Collier Boulevard (County Road 951). Measured on Collier County road centerlines, the community's north boundary is about 0.5 mile south of Immokalee Road, its south boundary is about 0.9 mile north of Vanderbilt Beach Road at Collier Boulevard, its west boundary is about 2.3 miles east of Interstate 75, and its center sits about 3.1 miles north of Pine Ridge Road. The recorded Master Declaration places the land in Section 27, Township 48 South, Range 26 East, west of State Road 951, and a 2019 Board of County Commissioners resolution describes the site as about 3,800 feet south of Immokalee Road.

Oakridge Middle School adjoins the community on the north. The neighbors sharing the edge of the Indigo Lakes planned unit development include Island Walk, Ibis Cove, Laurel Lakes and Raffia Preserve.

The ZIP code is 34119, not 34109

Every one of the county parcels inside the Indigo Lakes planned unit development carries site ZIP 34119, and the association's own 2016 Amended and Restated Articles give its address as 14875 Indigo Lakes Circle, Naples, Florida 34119. You will occasionally see 34109 attached to Indigo Lakes online. That is wrong. 34109 is a different part of North Naples, west of the interstate. North Naples by ZIP code means 34107 to 34110 and 34119, so Indigo Lakes is North Naples by ZIP, but it sits on the Collier Boulevard corridor east of Interstate 75 rather than in the older North Naples west of it. That distinction drives the drive times, the evacuation zone and the right price comparisons.

Indigo Lakes is also not inside any Census designated place. The US Census Bureau places the clubhouse in the Naples county subdivision, Census Tract 104.36. The nearest designated place is Island Walk, immediately adjacent.

The streets inside the gate

Indigo Lakes has nine streets and only nine. Collier County's address layer counts the single-family addresses on each:

The county spells Spinaker Court with one n, and so should your contract. House numbers across the community run from the 14450s to 15106.

How many homes, and how we know

The Amended and Restated Master Declaration recorded in 2016 states that "Indigo Lakes contains four hundred twenty seven (427) lots," and allocates each lot a 1/427th share of the common expenses. Collier County's address layer independently carries exactly 427 single-family points inside the Indigo Lakes and Indigo Preserve subdivision codes. Two independent custodians, one number.

Of the 427, the Indigo Preserve section on Beaufort Circle and part of Tybee Island Drive holds 73 homes, and Indigo Lakes Units One through Six hold 354. Lots run from 0.15 to 0.50 acre, with a median of 0.23 acre.

You will see "397 homes" and a single builder name repeated online for this community. Both are wrong. The recorded Declaration says 427, and the lot deeds out of the developer show four production builders, not one.

The association and the recorded instruments

Who developed Indigo Lakes

Indigo Lakes was developed by Kenco Development, Inc. of Naples, which recorded the Master Declaration in June 2000 and sold lots to four production builders between November 2000 and June 2004, across seven recorded plats between June 2000 and October 2003.

Kenco Development, Inc., Florida document P98000020995, was filed on 5 March 1998, with Kenneth P. Saundry Sr. and Kenneth P. Saundry Jr. as directors, and was administratively dissolved in 2009. Kenco also developed Pebblebrooke Lakes, an adjoining community zoned as the Richland planned unit development. A land partnership, Indigo Lakes Limited Partnership of Naples, was filed on 20 May 1999 with Saundry Associates, Inc. as general partner and was revoked in 2001.

The Indigo Lakes Master Association Articles of Incorporation were signed on 11 May 2000 by Kenneth P. Saundry Jr. as incorporator, and filed with the State on 17 May 2000. The Articles make the association responsible for the South Florida Water Management District permitted surface water management system and for the conservation preserves. The Master Declaration followed on 6 June 2000, with First Union National Bank joining as mortgagee.

The earlier name

Collier County's planned unit development layer records Indigo Lakes with the alternate name "Wyndam Park," and the county's ordinance list shows the Wyndam Park zoning repealed and replaced before Ordinance 01-53 was approved on 25 September 2001. We read Wyndam Park as the project's pre-marketing name. The zoning itself remains active today, and the county's zoning note records one change since: a 2025 Hearing Examiner decision, HEX 25-31, removing the planned unit development's street tree requirement.

The seven plats

Legal descriptions in the Clerk's index also reference "Indigo Lakes Un 7, Tracts C3 and C4," which are conservation tracts subject to a 2002 easement in favor of the South Florida Water Management District and the US Army Corps of Engineers. No Unit Seven residential plat was found.

The four builders

Recorded lot deeds out of Kenco show four production builders buying Indigo Lakes lots. The counts below are deeds, not lots, because many deeds conveyed several lots at once.

Two recorded examples give a sense of scale. On 12 January 2004 Colonial Homes took a single deed for 13 lots in Units Five and Six plus Indigo Preserve Lot 72, for $927,482. On 4 June 2004 Gulfstream Homes took Unit Six Lot 291 for $75,688. Gulfstream Homes itself, in sponsored content published in the Naples Daily News in 2019, lists Indigo Lakes among the communities for which it designed homes.

Turnover from the developer and the entry

A Declarant amendment recorded on 17 June 2002 gave builder-owned lots a reduced assessment for six months or until a certificate of occupancy, and it shows the developer had not yet turned control over to the owners at that date. On 29 November 2005 the association recorded a Notice of Termination for the entry pavilion on Tract A of Unit One, described as a "concrete block system," built by DeAngelis Diamond Construction. The association today is governed by a five member board whose directors must themselves be members.

When the homes were built

The plats run 2000 to 2003 and builder lot purchases run November 2000 to June 2004. The MLS year built field across all 25 Indigo Lakes listings active, pending or sold in the twelve months to 22 September 2026 runs from 2001 to 2006. That is the honest range: an early 2000s community, now 20 to 25 years old.

What Indigo Lakes is not

Indigo Lakes is not a golf community, not a condominium, not age restricted and not inside a Community Development District. It is not in ZIP 34109 and it is not the Indigo Lakes in Coconut Creek, in Broward County, whose association website and Florida corporation records are frequently confused with this one. Anything published about "Indigo Lakes" that mentions Coconut Creek, Pompano Beach or a golf resort is describing a different place.

Indigo Lakes Versus Indigo Preserve: One Association, One Fee, Two Building Standards

Indigo Lakes and Indigo Preserve are one community under one association, not two. Indigo Preserve is a 73 home section with larger minimum home sizes, and it shares every Indigo Lakes rule, including a quarterly fee that rose from $675 in 2022 to $1,025, a 0.25 percent resale contribution and a 180 day lease minimum.

The confusion is understandable. The Southwest Florida MLS carries Indigo Preserve as its own subdivision name under the Indigo Lakes development, the section has its own entry signs on Beaufort Circle and Tybee Island Drive, and it was annexed by its own recorded instrument. None of that creates a second association.

How Indigo Preserve joined Indigo Lakes

Indigo Preserve was developed by Indigo Preserve, LLC, managed by Saundry Associates, Inc., together with Kenco Development, Inc. The land was brought under the Indigo Lakes Master Declaration by a Supplement recorded 16 October 2001, Instrument 2872000, Official Records Book 2908, Page 3197. The Indigo Preserve plat followed on 10 October 2003, Plat Book 40, Pages 54 to 57, partly as a replat of Tract F-7 of Indigo Lakes Unit Six. Lot numbers in Indigo Preserve run at least to Lot 390, which is 14673 Beaufort Circle.

One association, one fee, one set of rules

Every common tract inside the planned unit development that belongs to an association, including the tracts on Beaufort Circle and Tybee Island Drive, is owned by Indigo Lakes Master Association, Inc. No sub-association owns land here, none appears in the Collier Clerk's party index, and the only Florida entity carrying the Indigo Preserve name is the developer's limited liability company, which dissolved in 2010. The 2016 Amended and Restated Declaration allocates 1/427th of the common expenses to every lot. An Indigo Preserve owner pays the same $1,025 quarterly assessment as an owner on Topsail Court, uses the same clubhouse and pool, and lives under the same leasing and approval rules.

The shared fee rose 52 percent in four years

The Indigo Lakes Master Association's own recorded Claims of Lien itemize the quarterly assessment it was billing in each year. They read $675 per quarter in 2022, $775 in 2023, $975 in 2024, and $1,025 in 2025 and again in 2026. A lien recorded on 28 July 2026 states "Quarterly Assessments Due 1/1/2026 ... @ $1,025.00/quarter."

In annual terms that is $2,700 in 2022 and $4,100 in 2026, an increase of $1,400 a year, or 51.9 percent. The largest single step was 2024, when the quarterly figure rose by $200. The Southwest Florida MLS agrees on the current number: 19 of the 25 Indigo Lakes listings active, pending or sold in the twelve months to 22 September 2026 carry an HOA fee of $1,025 per quarter.

What we cannot tell you is why the assessment moved, because the association publishes no budget and no reserve study anywhere we can reach. The route to that answer is the current adopted budget, which you should request before your inspection period ends.

The shared resale contribution became a percentage in 2024

An amendment recorded 26 February 2024, Official Records Book 6332, Page 3746, changed the Resale Contribution Assessment a buyer pays at closing from a flat $1,000 to 0.25 percent of the purchase price. At the September 2026 MLS median sold price of $835,000, that is $2,087.50. At the top sale of the last twelve months, $1,150,000, it is $2,875. The MLS transfer fee field on Indigo Lakes listings ranges from $0 to $2,500, which tells you that field is not reliable here. The recorded amendment is.

The shared lease rule has a 180 day floor

The 2016 Amended and Restated Declaration allows no more than two leases per calendar year, each for a minimum of 180 days and a maximum of one year, with association approval and 20 days' notice. That rule replaced a 2011 version that allowed three leases a year with a 90 day minimum. Seasonal renting of an Indigo Lakes home for January to March is not permitted.

What the shared rules mean for each kind of buyer

For an owner-occupant, budget $4,100 a year for the master assessment in 2026, not the $2,700 in older material. For an investor, a 180 day minimum means annual tenants, not snowbird season. For every buyer, the 0.25 percent contribution belongs on the closing estimate from day one.

Where the two sections differ: the building standards

The difference is in what could be built. Kenco recorded separate supplemental declarations for different lot widths, and the Indigo Preserve Supplement set a much higher floor.

The 50 foot lot supplement permitted attached villas with a zero side setback on one side. Collier County nonetheless codes all 427 Indigo Lakes addresses as single-family, and we found no recorded villa product. What we could not establish from any public record is how many of the 354 Indigo Lakes lots fall in the 50 foot section and how many in the 75 foot section. That split lives on the recorded plat sheets, and it is worth checking for any specific lot.

Where the two sections differ: price

Measured on the Southwest Florida MLS for the twelve months to 22 September 2026:

The finding that surprises people

Indigo Preserve does not command more per square foot than the rest of Indigo Lakes. The Preserve median of $283.02 per square foot sits slightly below the Indigo Lakes section median of $288.56. The Preserve premium is size, not location. A buyer pays more in Indigo Preserve because the homes there are required to be large, and the three Preserve sales ran 3,126 to 3,975 square feet.

The highest sale of the year was not in Indigo Preserve. The top closed sale, $1,150,000 on 15 July 2026, was a 2,965 square foot home in the Indigo Lakes section, at $387.86 per square foot, the highest price per square foot of all seventeen sales. And the largest home sold, 4,381 square feet, was also in the Indigo Lakes section, closing at $925,000. Condition, lot and finish are doing more work here than the section name.

Three sales is a thin sample. Every Indigo Preserve statistic on this page rests on three closings, so treat the Preserve median as a marker rather than a trend. One active Indigo Preserve listing was asking $1,195,000 for 3,499 square feet on 22 September 2026.

Which section fits which buyer

If you want the largest guaranteed floor area and a street where every neighbor was held to the same 3,000 or 3,500 square foot minimum, Indigo Preserve is the section. If you want the lowest entry price into the same gate, the same clubhouse and the same fee, the Indigo Lakes section runs from $605,000 on the current MLS record. And if you want the best-finished home regardless of section, the sales data says to shop both.

Best Realtor for Indigo Lakes: Why Owners and Buyers Call McGreevy and Comisar

Indigo Lakes produced 17 closed sales in the twelve months to 22 September 2026, from $605,000 to $1,150,000, across two sections with different minimum home sizes and one fee schedule. In a community where the highest sale was not in the larger-home section, pricing takes more than a square foot average.

That is the work behind this page, and it is the work we bring to an Indigo Lakes listing appointment or an Indigo Lakes offer. Jesse McGreevy has worked in Southwest Florida real estate since 2004 and has lived in Estero since 2003.

• Top 1% Real Estate Agents Nationally Since 2008

• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

• #1 Team in Southwest Florida since 2012

• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

• McGreevy and Comisar alone have over $900 million in Sales

• Nationally Recognized Top Producing Realtors

• Platinum Sales Production Award Winners

Jesse McGreevy (239) 898-6072 · [email protected] · Marc Comisar (239) 287-5873 · Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Talk to Us Before You List or Write an Offer in Indigo Lakes

Indigo Lakes buyers pay a Resale Contribution Assessment of 0.25 percent of the purchase price under the amendment recorded 26 February 2024, and every sale and every lease needs association approval on 20 days' notice. Those two facts shape the contract timeline and the closing statement, so they belong in the first conversation, not the last. Sellers can get a free Indigo Lakes home valuation, and buyers can read how we represent buyers in Naples before touring. Then call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873, and we will walk the seventeen closed sales, the six active listings and the section differences with you before you commit to a number.

The Homes at Indigo Lakes: Sizes, Bedrooms and What the Market Shows

Indigo Lakes homes are detached single-family houses on lots of 0.15 to 0.50 acre, with tile roofs and two or three car garages under the recorded supplemental declarations. The seventeen Indigo Lakes homes sold in the twelve months to September 2026 ranged from 1,921 to 4,381 square feet, with a median of 2,965.

Size bands from the sold record

The small homes cluster tightly on price. The middle and upper bands do not, and the spread inside the 2,300 to 2,999 square foot band, from $720,000 to $1,150,000, is the clearest proof on this page that square footage alone does not price an Indigo Lakes home.

Bedrooms and plans

No builder brochure, model name list or original floor plan catalogue survives in any public record we could reach, for any of the four builders. We will not invent model names. What the MLS shows is a range from three bedroom homes with a den to six bedroom homes: the leased homes of the last year include a 3 bedroom plus den of 1,934 square feet and a 4 bedroom plus den of 3,398 square feet, and one active listing is a 6 bedroom home of 3,313 square feet.

One story and two story

All three supplemental declarations cap homes at two stories and 35 feet. Indigo Preserve's supplement sets different minimums for one story homes (3,000 square feet) and two story homes (3,500 square feet), which tells you both forms were expected there. The share of one story versus two story homes across the community is not in any public record, so confirm it listing by listing.

Pools and lakes

Every section allows in-ground pools, and Indigo Preserve requires concrete pools and prohibits fiberglass. How many homes have a private pool, and how many lots back onto a lake, is not established in any public record we could reach. The recorded rules do tell you two things about lake lots: fishing from the lake maintenance easement behind a lake lot requires that lot owner's permission, and no fence may extend beyond the building line on a lakefront lot. The lakes are part of the permitted surface water management system under South Florida Water Management District permit 11-01669-P.

Additions an owner can make

A 2022 amendment, Official Records Book 6098, Page 2983, added pergolas to the permitted structures on a single-family parcel. Hurricane shutters and awnings require approval from the architectural review committee, and fences are allowed only behind the rear building line.

Construction era and the building code

The first edition of the Florida Building Code took effect on 1 March 2002 and applied to permits pulled on or after that date. Indigo Lakes homes with a year built of 2001 or 2002 were likely permitted before that line, and most homes completed from 2003 onward were likely permitted after it. A year built is a completion year, not a permit date, so the county permit record settles it for any specific address. It matters because the wind mitigation form an insurer reads, OIR-B1-1802, credits the building code era.

Indigo Lakes Market Snapshot: What Homes Sold For in the Last Twelve Months

Indigo Lakes recorded 17 closed sales on the Southwest Florida MLS in the twelve months to 22 September 2026, at a median of $835,000, a range of $605,000 to $1,150,000 and a median of $287.43 per square foot. Indigo Lakes homes took a median 56 days to sell and closed at a median 95.9 percent of the asking price.

Data updated: September 2026. Source: Southwest Florida MLS, pulled September 22, 2026.

The pull covers the MLS development name Indigo Lakes, which includes both subdivision names, Indigo Lakes and Indigo Preserve, for closings from 22 September 2025 to 22 September 2026. We do not compare these figures with a prior year, because a single twelve month window cannot support a trend claim.

The headline figures

Every closed sale, newest first

Price per square foot and sale to list are computed from the MLS list price, sold price and square footage on each record.

What the table says

Correctly priced homes sell fast here. Six of the seventeen homes sold in 18 days or fewer, and four closed at or above their asking price. The two quickest, at 3 days each, closed at 99.2 percent and 100 percent of asking.

Overpriced homes sit and then give it back. The three longest sales, at 186, 245 and 337 days, closed at 78.0, 87.9 and 91.8 percent of their asking prices. The home that listed at $1,199,000 and sat 186 days closed at $935,000, a reduction of $264,000. The lesson for a seller is not subtle.

Price per square foot runs from $211 to $388. That is too wide a band to price from an average. The two lowest figures belong to the two largest Indigo Lakes section homes sold, 4,381 and 3,922 square feet, and the highest belongs to a 2,965 square foot home. Size carries a diminishing premium here, and condition and lot carry a large one.

The Indigo Lakes section alone

The fourteen Indigo Lakes section sales had a median sold price of $807,500, a median of $288.56 per square foot and a median of 54.5 days on market. The Indigo Preserve section's three sales had a median of $1,050,000, a range of $1,000,000 to $1,125,000 and a median of $283.02 per square foot.

What is for sale and under contract now

On 22 September 2026 the MLS showed six active Indigo Lakes listings, asking $638,000, $719,000, $749,000, $769,750, $1,195,000 (Indigo Preserve, 3,499 square feet) and $1,299,999 (6 bedrooms, 3,313 square feet). The median asking price was $759,375. Two sales were pending, at list prices of $749,000 and $1,199,000.

Six active listings against seventeen sales in twelve months is about 4.2 months of supply. Both listings above $1,000,000 are asking more than the highest closed sale of the year, $1,150,000. Buyers at the top of this community have negotiating room on the recent record. Buyers lower down face the quickest sales: four of the six homes that sold in 18 days or fewer closed under $900,000.

What Indigo Lakes Homes Rent For

Indigo Lakes leased four homes through the Southwest Florida MLS in the twelve months to 22 September 2026, at $3,400 to $7,600 a month. Indigo Lakes rentals are annual rentals by rule, because the recorded Declaration sets a 180 day minimum lease, a one year maximum and no more than two leases a calendar year.

The leased record

Active rental listings on 22 September 2026 included three bedroom homes asking $3,500 and $3,600 a month and a five bedroom home asking $6,400.

How to read that range

Three of the four leases cluster between $3,400 and $3,700 a month, for homes of 1,934 to 2,870 square feet. The $7,600 lease on a 3,398 square foot home is an outlier on a sample of four, and we would not underwrite a purchase against it. An investor modeling an Indigo Lakes home should budget for the $4,100 annual assessment, the property tax reset described below, insurance, vacancy and the association's approval clock on every new tenant.

What the lease rules mean for rent

A 180 day minimum rules out the January to April seasonal market that drives the highest monthly rents elsewhere in Naples. What it gives you instead is a stable neighbor base of annual tenants and owner-occupants. Whether that is a pro or a con depends entirely on whether you are buying to live here or to rent here.

What It Costs to Own in Indigo Lakes

Indigo Lakes owners pay one master association assessment of $1,025 per quarter in 2026, or $4,100 a year, as itemized in the association's own recorded liens, and Indigo Lakes buyers pay a Resale Contribution Assessment of 0.25 percent of the purchase price at closing. Indigo Lakes has no Community Development District and no sub-association fee.

The assessment history, from recorded liens

Every figure in that table is taken from a Claim of Lien the association recorded against an owner in the Collier County Official Records, where the association itemizes the quarterly amount due. Liens are an unusual source for a fee, and we use them because the association publishes no budget and no website we could find. The flat 2026 figure is the most recent data point, recorded on 28 July 2026.

What the MLS shows

The Southwest Florida MLS HOA fee field reads $1,025 per quarter, $4,100 a year, on 19 of the 25 Indigo Lakes listings active, pending or sold in the last twelve months. A few listings show $1,050 or $1,095 per quarter, or $341 a month. Those are listing agent entry variations. The recorded 2026 lien and the large majority of listings agree on $1,025.

What the assessment pays for

The recorded documents name specific things the association maintains. The 2016 Amended and Restated Declaration, Section 5.2, makes the community swimming pool, the pool area and the bath house association-maintained common areas. The Articles of Incorporation make the association responsible for the South Florida Water Management District permitted surface water management system, which is the lakes, and for the conservation preserves. A 2012 amendment adds the mailboxes. The association also owns the clubhouse parcel at 14875 Indigo Lakes Circle, the entry, the pump stations and roughly 31 common tracts inside the community.

Section 2.7 of the restated Declaration allows the board to enter bulk rate cable, telephone and internet contracts as a common expense. Whether the current Hotwire Communications bulk package is paid from the assessment is not confirmed by any published budget, so ask for the adopted budget and read the telecommunications line. Nothing in the recorded documents shifts your roof, your exterior paint or your homeowner's insurance to the association: Indigo Lakes is a single-family community where those sit with the owner. Whether any lawn or landscape service on individual lots is included is a budget question, so confirm it on the adopted budget rather than assuming either way.

Late payments

A 2012 amendment sets a $25 late charge on a delinquent assessment plus interest at 18 percent. The recorded Claims of Lien we relied on for the fee history are the visible end of that process. An estoppel certificate will disclose any balance on a specific home.

The Resale Contribution Assessment

The amendment recorded 26 February 2024, Instrument 6512093, Official Records Book 6332, Page 3746, requires a buyer to pay a Resale Contribution Assessment of 0.25 percent of the purchase price, replacing the earlier flat $1,000. Exemptions apply to transfers to a co-owner, estate planning transfers, inheritance, foreclosure, and an existing owner buying another Indigo Lakes home.

No CDD and no sub-association fee

Collier County's Community Development District layer returns no district at Indigo Lakes. There is no Chapter 190 district and no bond assessment on the tax bill. There is also no Indigo Preserve sub-association fee, because there is no Indigo Preserve sub-association.

Solid waste on the tax bill

Collier County bills mandatory residential solid waste collection as a non-ad valorem assessment on the property tax bill. Indigo Lakes is in solid waste District 1. The current amount appears on each property's tax bill at the Collier County Tax Collector.

Property Taxes at Indigo Lakes: Homestead, Save Our Homes and the Reset

Indigo Lakes property taxes are set by Collier County millage against each home's assessed value, and a buyer's bill will usually be higher than the seller's. Indigo Lakes sits in unincorporated Collier County, so there is no city millage, and the Save Our Homes cap a long-time owner has built does not transfer to a buyer.

We do not quote a tax figure for a specific Indigo Lakes home on this page, because the bill depends on the owner's homestead status and purchase history. The current bill for any address is public at the Collier County Tax Collector, and the mechanics below explain why the seller's number is not your number.

The reset

Under Florida's Save Our Homes limitation, a homesteaded property's assessed value may rise by no more than 3 percent a year or the change in the Consumer Price Index, whichever is lower. Over twenty years that gap between assessed value and market value becomes large. On a change of ownership the cap is removed and the property is reassessed at just value on the 1 January after the sale. The seller's accumulated benefit does not transfer. For Indigo Lakes, where many owners have held their homes since the early 2000s, that reset can be large.

Homestead, if you will live here

A Florida homestead exemption requires that you hold title and make the home your permanent residence on 1 January, and file by 1 March. The first $25,000 of exemption applies to all levies. An additional exemption applies to assessed value between $50,000 and $75,000, indexed for inflation since 2025, against non-school levies only. Buy in February and you are not a homesteader for that tax year.

Portability, if you already homestead in Florida

If you are moving from another Florida homestead, you may transfer up to $500,000 of your accumulated Save Our Homes benefit to your new homestead, claimed with the homestead application. It moves with you, not with the house.

If you will not homestead

A non-homestead residential property's assessed value is capped at 10 percent annual growth for non-school levies only. School levies are not capped. The cap resets on a change of ownership.

What to do before you write an offer

Look up the seller's current bill at the Collier County Tax Collector, then have us estimate your post-reset bill from the price you intend to pay. Florida law requires a property tax disclosure in the sale contract warning that a buyer should not rely on the seller's taxes. That disclosure exists for exactly this reason.

Amenities at Indigo Lakes: What Exists and What Does Not

Indigo Lakes has a clubhouse at 14875 Indigo Lakes Circle, a community swimming pool with a bath house, a fitness center, tennis, a basketball court and a tot lot, all owned by the master association. Indigo Lakes has no golf course, no club membership, no initiation fee and no restaurant.

Every amenity below is named in the recorded 2016 Amended and Restated Declaration or in the rules amendment the association recorded in 2021, Official Records Book 6002, Page 534. We list only what those documents confirm.

The clubhouse

The clubhouse at 14875 Indigo Lakes Circle sits on a parcel owned by the master association, and the 2021 recorded rules print the association office telephone as (239) 354-0618. The clubhouse is also the address the association used on its 2016 Amended and Restated Articles.

The pool and bath house

Section 5.2 of the restated Declaration names the community swimming pool, the pool area and the bath house as association-maintained common areas. The recorded rules set the pool hours from dawn to dusk, state that there is no lifeguard, limit use to residents and their guests, require children under 16 to be supervised, and note that the pool area is under 24 hour camera surveillance.

Fitness center

The fitness center is for residents only, and children under 16 must be accompanied by an adult.

Tennis and basketball

The tennis and basketball courts are open from 7:00 AM to 9:30 PM under the recorded rules. The rules do not state how many tennis courts there are, so we do not state a number.

Tot lot and playground

The tot lot is open from dawn to dusk. A Notice of Commencement recorded on 19 December 2023, Official Records Book 6315, Page 1178, names Precision Playgrounds Jax, which indicates playground work at that time.

Guests

Section 4.1 of the restated Declaration requires guests using the recreational facilities to be accompanied by an Indigo Lakes resident.

The gate

Indigo Lakes has a single controlled entrance at 14967 Indigo Lakes Drive, and the recorded rules refer to entry decals and cards for each residence and allow vendors to be denied entry. Whether the gate is staffed by a guard, and during which hours, is not stated in any recorded document, so ask the association rather than assuming.

Golf carts and scooters

The 2021 recorded rules permit golf carts, electric scooters and hoverboards within Indigo Lakes.

What Indigo Lakes does not have

The recorded documents create none of the following. No golf course, and no golf or social club membership of any kind. No initiation fee and no food and beverage minimum. No restaurant, bar or cafe. No marina, boat ramp or dock. No beach club or beach shuttle. No dog park. No RV or boat storage lot; boats, recreational vehicles and campers may be kept only inside a closed garage. The lakes are part of the permitted surface water management system rather than recreational water, and the only lake use the recorded rules address is fishing, which from the maintenance easement behind a lake lot needs that owner's permission.

Golf nearby

Indigo Lakes sits beside several golf communities. The nearest golf community planned unit developments on Collier County's layer are Olde Cypress, about 0.55 mile boundary to boundary, Vanderbilt Country Club, about 0.64 mile, and Heritage Bay, about 0.65 mile. Their membership rules and public access are their own, and living in Indigo Lakes gives no right to them.

The Indigo Lakes Lease Rules, From the Recorded Declaration

Indigo Lakes permits no more than two leases per calendar year, each for at least 180 days and no more than one year, with association approval on 20 days' notice, under Section 10 of the Amended and Restated Declaration recorded 26 April 2016, Instrument 5257676, Official Records Book 5266, Page 1319.

The lease rules in one table

How the rule changed

The 2011 amendment, Instrument 4546328, Official Records Book 4669, Page 2092, allowed three leases a year with a 90 day minimum. The 2016 restatement cut that to two leases a year with a 180 day minimum and added the one year maximum. Anyone quoting a 90 day minimum for Indigo Lakes is reading a rule that was replaced a decade ago.

What it means in practice

The 180 day minimum makes weekly, monthly and single-season rental impossible. The one year maximum means a long-term tenant renews through a fresh approved lease rather than rolling over indefinitely. And the two lease cap means a failed tenancy early in the year leaves one more chance, not an open door.

The approval clock

Twenty days' notice is the floor, not the finish line. Put the application in the day the lease is signed, and build the start date around it.

Sale Approval and the Other Recorded Rules in Indigo Lakes

Indigo Lakes requires association approval of every sale on 20 days' written notice with a copy of the contract, and the board may require a personal interview, under Section 9 of the restated Declaration. Indigo Lakes also records its day-to-day rules, from overnight street parking to speeding fines, rather than keeping them only in a binder.

Sale approval

Section 9 of the Amended and Restated Declaration requires an owner to give the association 20 days' written notice of an intended sale, with a copy of the contract, and allows the board to require a personal interview of the buyer. Transfers to heirs who were the owner's spouse or first-degree relatives cannot be denied. Build the approval into the contract timeline from day one: a 30 day closing leaves little room if the application goes in late.

Parking

The 2021 rules amendment, Instrument 6117632, Official Records Book 6002, Page 534, sets the parking rules. No on-street parking from 2:00 AM to 6:00 AM. No parking on grass. Commercial vehicles, meaning vans, trucks larger than a pickup, trailers and pickups with business markings, may not be kept on a lot except inside a closed garage. Boats, recreational vehicles and campers are allowed only inside a closed garage. One commercial vehicle may be present at a home being serviced.

The overnight street parking ban is the rule most likely to affect a household with more cars than garage bays. Count your cars against the garage before you buy.

Speeding

Indigo Lakes runs a speed recording and enforcement system. Violations carry $100 fines, and a fourth violation suspends the entry decals and cards for the residence for 30 days.

Pets

Section 7.3 of the restated Declaration and Section 1.13 of the 2021 rules allow a reasonable number of dogs, cats or other household pets. No commercial breeding or kennels. Pets must be leashed outside the owner's lot or fenced area, and owners must pick up waste. Barking dogs or noisy birds kept outside the walls of the home are treated as a nuisance on their face, and the board can order a pet's removal. If a breed or weight rule matters to you, ask the association whether the board has adopted one by resolution.

Signs, shutters, fences and pergolas

Signs are limited to 18 by 12 inches and must sit at least 15 feet from the road. Hurricane shutters and awnings require architectural review committee approval. Fences are allowed only behind the rear building line, and on a lakefront lot no fence may extend beyond the building line. The 2022 amendment, Official Records Book 6098, Page 2983, added pergolas to the permitted structures.

Age

No age restriction appears in the restated Declaration. Indigo Lakes is an all-ages community, with a tot lot, a basketball court and a middle school at its northern boundary.

Who Runs Indigo Lakes: The Master Association and Its Board

Indigo Lakes is governed by one corporation, Indigo Lakes Master Association, Inc., Florida not-for-profit document N00000003331, filed 17 May 2000 and active in September 2026. Indigo Lakes owners elect a five director board serving staggered two year terms, and the association files its annual report with the State every year.

The corporate record

The association's principal address, the registered agent's address and its county tax mailing address all run "care of" Precedent Hospitality, which points to Precedent Hospitality as the management company. No management contract is public, so confirm the current manager when you order the estoppel.

The board

A 2023 bylaw amendment, recorded as Instruments 6364283 and 6364284, sets a board of five directors serving two year staggered terms, and a 2015 amendment requires directors to be members. We do not name individual directors on this page. The current officer list is public on the Florida Division of Corporations record.

The amendment history

The association has amended its governing documents in 2002, 2011, 2012, 2015, 2016, 2021, 2022, 2023 and 2024, and every amendment is recorded in the Collier County Official Records. The ones that matter most to a buyer, the 2016 restatement, the 2021 rules and the 2024 resale amendment, are linked in the documents table near the end of this page.

What the association does not publish

Indigo Lakes Master Association has no public website that we could find, no published budget and no published reserve study. The website at indigolakes.com belongs to a different Indigo Lakes, in Coconut Creek. Everything on this page about the Naples association comes from the recorded instruments and the State corporate record.

Internet and TV at Indigo Lakes: The Hotwire Bulk Easement

Indigo Lakes granted Hotwire Communications a recorded easement on 29 December 2021, Instrument 6181837, Official Records Book 6063, Page 2294, that is exclusive for bulk telecommunications service for ten years or for as long as Hotwire remains the bulk provider. Indigo Lakes is therefore a Hotwire community for bulk service into the 2030s.

What the easement says, and what it does not

The easement makes Hotwire the exclusive bulk telecommunications provider. Exclusivity for bulk service is not the same thing as a ban on individual subscriptions, and whether an owner may add another provider at their own expense is a question to put to the association in writing. The easement also does not tell you whether the bulk service is paid inside the $1,025 quarterly assessment. That answer is in the association's adopted budget, and it is the right question to ask before you cancel or sign up for anything.

The Comcast history

Before Hotwire, the association recorded a broadband easement in favor of Comcast on 19 October 2015, Instrument 5184767, Official Records Book 5205, Page 2245, under a services agreement dated 31 August 2015.

Why the board could do this

Section 2.7 of the 2016 restated Declaration allows the board to enter bulk rate cable, telephone and internet contracts as a common expense charged per unit. That is the authority behind the Hotwire arrangement.

Flood Zone at Indigo Lakes: Zone X on the Home Sites, With One Panel Note

Indigo Lakes home sites sit almost entirely in FEMA Zone X, the area of minimal flood hazard, on Flood Insurance Rate Map panel 12021C0214H. On Collier County's hosted copy of the FEMA flood layer, 414 of the 429 residential address points inside Indigo Lakes fall in Zone X and 15 fall in shaded Zone X.

The address-level result

The county's address layer carries 429 residential points against 427 lots, which is a mapping detail rather than a discrepancy in the home count. Shaded Zone X is outside the Special Flood Hazard Area and carries no federal flood insurance mandate.

A caution on how this gets misreported: if you drop a pin on the geometric center of Indigo Lakes, it lands in a lake, and a lake returns Zone AE. That is how a careless search produces "Indigo Lakes is in a flood zone." The home sites are not in Zone AE.

The panel note

Only one Flood Insurance Rate Map panel covers Indigo Lakes: 12021C0214H. Collier County's panel index dates that panel 16 May 2012. The county's 2026 flood protection newsletter says the county's digital flood map became effective on 8 February 2024, and that revision appears not to have reissued panel 0214H. Confirm the panel's current effective date for your address on the FEMA Flood Map Service Center before you rely on it; your lender's flood determination will do the same.

A new map is coming

Collier County's August 2026 announcement says a preliminary Flood Insurance Rate Map was released on 20 March 2025, a 90 day appeal period is under way, and the target effective date for the new map is Summer 2027. Ask about the preliminary zone for any specific Indigo Lakes address during your inspection period, because a zone change between contract and a future renewal is an insurance question worth settling early.

What the federal mandate means here

Under 42 U.S.C. 4012a, a federally regulated lender must require flood insurance only when the building securing the loan is in a Special Flood Hazard Area. An Indigo Lakes home in Zone X or shaded Zone X carries no federal mandate. That is a different question from whether you should buy flood coverage, which we cover below.

The community discount

Collier County has participated in FEMA's Community Rating System since October 1992 and holds a Class 5 rating, which the county states gives eligible National Flood Insurance Program policies a 25 percent discount. Indigo Lakes is in unincorporated Collier County, so that rating applies.

Hurricane Evacuation, Storm History and Insurance at Indigo Lakes

Indigo Lakes is in Collier County Hurricane Evacuation Zone E and outside the Coastal High Hazard Area. Indigo Lakes sits east of Interstate 75, roughly eight miles in a straight line from the Gulf beaches, and no federal, county or news record we found describes storm flooding inside Indigo Lakes.

Evacuation Zone E

Collier County's evacuation zones run from A, the most exposed, through F. Zone E sits near the inland end of that scale. A FEMA flood zone and an evacuation zone are different maps drawn for different purposes: the flood zone is an insurance and building designation, and the evacuation zone is a life safety designation drawn from storm surge modeling. Know both, and follow the county's orders for Zone E rather than the flood map.

Coastal High Hazard Area

Collier County's Coastal High Hazard Area layer returns nothing at Indigo Lakes. The community is outside it.

What the storm record says

Hurricane Ian, September 2022. The National Weather Service Miami office placed Collier County's extensive storm surge flooding over most areas south and west of US 41, and along the Gordon River, Cocohatchee River and connecting creeks and canals. Indigo Lakes is east of Interstate 75 on Collier Boulevard, well inland of every area named.

Tropical Storm Debby, August 2024. The National Weather Service described minor to moderate flooding across western and coastal Collier County, with water entering structures in several neighborhoods in the Naples, North Naples and Golden Gate areas after 4 to 6 inches of rain fell during high tide. That is a rainfall mechanism rather than a surge mechanism, and it is the relevant risk for an inland community. Indigo Lakes relies on its permitted lakes and surface water system, held under South Florida Water Management District permit 11-01669-P, for stormwater.

What we will not say. No record we found says Indigo Lakes flooded, and none says it did not. An absence of a record is not a clean bill of health for any individual home. Ask the seller directly about water intrusion and claims history, and read the seller's disclosure.

Insurance reality

We do not quote insurance premiums, because no public record supports a premium for a specific Indigo Lakes home. What drives the quote is public and checkable.

Roof age. Indigo Lakes homes were completed from 2001 to 2006. A tile roof original to the home is now 20 to 25 years old. Ask for the roof permit history on every home.

Wind mitigation. The Uniform Mitigation Verification Inspection Form, OIR-B1-1802, rates building code era, roof covering, roof deck attachment, roof to wall connection, roof shape, secondary water resistance and opening protection. Opening protection, meaning impact glass or rated shutters, carries the largest credit. Shutters and awnings at Indigo Lakes need architectural review approval, so ask whether any installed system was approved.

Flood coverage and Citizens. Citizens Property Insurance requires flood coverage for its personal lines residential policies regardless of FEMA zone, phased in for policies insuring $400,000 or more from 1 January 2026 and for all other personal lines residential policies from 1 January 2027. An Indigo Lakes home insured through Citizens needs flood coverage even in Zone X. A voluntary flood policy on a Zone X home in a Class 5 community is usually priced better than owners expect.

Schools Zoned for Indigo Lakes: Laurel Oak, Oakridge and Gulf Coast

Indigo Lakes is zoned for Laurel Oak Elementary School, Oakridge Middle School and Gulf Coast High School for the 2026-27 school year, confirmed at four addresses in different Indigo Lakes sections through the Collier County Public Schools zoning tool. Oakridge Middle School adjoins Indigo Lakes on the north.

The zoned schools

The district's zoning tool returned the same three schools at 14875 Indigo Lakes Circle, 15068 Savannah Drive, 14722 Beaufort Circle and 14499 Jekyll Island Court, with no rezone flag at any of them. The district reviews attendance zones every year, so confirm your specific address on the Collier County Public Schools zoning tool before you rely on it.

Why the road distance is longer than the fence line

Oakridge Middle School is less than half a mile from the center of Indigo Lakes, but the drive runs out the gate onto Collier Boulevard and back in, about 1.55 miles. The Laurel Oak and Gulf Coast campus is 0.82 mile away in a straight line and 3.43 miles by road. Bus eligibility in Collier County depends on distance and walking route, so ask the district's transportation department about your specific address.

Private schools nearby

The federal private school survey lists these schools within reach of ZIP 34119, with free-flow drive distances from the clubhouse: Montessori Academy of Naples, 2655 Northbrooke Drive, pre-kindergarten to grade 11, 7.0 miles, about 18 minutes; Community School of Naples, 13275 Livingston Road, pre-kindergarten to grade 12, 7.9 miles, about 15 minutes; First Baptist Academy, 3000 Orange Blossom Drive, pre-kindergarten to grade 12, 8.2 miles, about 16 minutes; and The Village School of Naples, 6000 Goodlette-Frank Road, pre-kindergarten to grade 12, 10.8 miles, about 19 minutes.

Drive Times From Indigo Lakes

Indigo Lakes is about 4 minutes from the nearest Publix, about 10 minutes from Interstate 75 at Immokalee Road, and about 20 minutes from Vanderbilt Beach Park, measured by free-flow road routing from the Indigo Lakes clubhouse. Indigo Lakes trades beach proximity for Collier Boulevard convenience.

Every time below is modeled free-flow driving on the OpenStreetMap road network, not a live traffic observation. It does not include signal delay or seasonal congestion, and Immokalee Road in season is among the busiest corridors in the county. Treat the distances as firm and the times as off-season.

Straight-line distances worth knowing

From the clubhouse, in a straight line: Delnor-Wiggins Pass State Park, about 8.0 miles; Vanderbilt Beach Park, about 7.7 miles; The Pavilion on Vanderbilt Beach Road, about 6.7 miles; Southwest Florida International Airport, about 18.2 miles. The nearest county parks are Oakes Neighborhood Park, about 2.3 miles; Vineyards Community Park, about 2.6 miles; and North Collier Regional Park, 15000 Livingston Road, about 2.8 miles.

The honest trade

Indigo Lakes is a Collier Boulevard community. Groceries, the middle school and the interstate are close. The beach, Mercato and downtown are a real drive, 18 to 27 minutes off season and longer in February. Buyers who want to bike to the beach should look west of US 41; buyers who want space, a gate and a shorter run to Interstate 75 are in the right corridor.

Utilities and Daily Logistics at Indigo Lakes

Indigo Lakes takes water and sewer from the Collier County Water-Sewer District, trash service from Collier County solid waste District 1, and bulk telecommunications from Hotwire Communications under a recorded exclusive easement. Indigo Lakes falls under the Greater Naples Fire district and Collier County Commission District 3.

Water and sewer

The Master Declaration reserved the conveyance of all water and sewer facilities to the Collier County Water-Sewer District, and several utility agreements between the developer and the District are recorded, including a 2004 agreement to which Indigo Preserve, LLC and Kenco were parties, Instrument 3390810, Official Records Book 3554, Page 297. No septic systems are allowed. Private wells are allowed only for irrigation or for heating and cooling.

Trash and recycling

Every Indigo Lakes home is in Collier County solid waste District 1. Garbage is collected Wednesday and Saturday. Recycling, yard waste and bulk waste are collected Wednesday. The service is billed as a non-ad valorem assessment on the property tax bill.

Electric

The electric provider for Indigo Lakes is not established in any public record we could reach. Ask the seller for a recent bill.

Internet and TV

Hotwire Communications is the exclusive bulk telecommunications provider under the easement recorded 29 December 2021, described in the section above.

Mail

The association maintains the mailboxes, under the 2012 amendment.

Public services at the address

What Is Being Built Near Indigo Lakes

Indigo Lakes sits in one of the most active growth corridors in Collier County, and the building is happening around it rather than inside it. Indigo Lakes itself has one recent land use change, the 2025 removal of its street tree requirement, while the corridor around it carries new roads, medical offices and new neighborhoods.

Inside Indigo Lakes

The only recent application inside the planned unit development was PDI-PL20240008957, an insubstantial change to Ordinance 01-53 removing the PUD street tree requirement. The Hearing Examiner heard it on 10 July 2025, and the county's zoning layer records the decision as HEX 25-31, dated 7 August 2025. The notice describes the planned unit development as about 181.37 acres on the west side of Collier Boulevard, south of the existing Oakridge Middle School.

Roads

Vanderbilt Beach Road Extension, Phase One. Collier County announced substantial completion and opening to traffic on Friday, 12 June 2026, of a new six lane divided roadway running east from Collier Boulevard to 16th Street NE. Its west end at Collier Boulevard is about 0.9 mile south of the Indigo Lakes boundary. For Indigo Lakes residents it opens a new route east into Golden Gate Estates, and it adds traffic at the Collier Boulevard intersection.

Collier Boulevard. The county describes its Collier Boulevard Widening Phase III as the final project in a series of five to improve 15 miles of Collier Boulevard, from US 41 to Immokalee Road, to a six lane roadway. The limits of that phase relative to Indigo Lakes are not confirmed on the county page, so ask the county before assuming construction at the gate.

Development projects within about half a mile

Collier County's development project layer lists these active site and subdivision plans within roughly half a mile of the Indigo Lakes boundary. The county's status values are long-running and may lag conditions on the ground.

What this means for an Indigo Lakes owner

More rooftops and more medical and retail space on Collier Boulevard mean more convenience within a few minutes, and more traffic at the Collier Boulevard and Immokalee Road intersections. Nothing in the county record shows construction planned inside the Indigo Lakes gate. The land inside is platted, zoned and permitted, and the preserves are bound by recorded conservation easements.

Indigo Lakes Against Its Neighbors: A Benchmark on Stated Yardsticks

Indigo Lakes is a mid-sized Collier Boulevard community of 427 homes on about 182 acres, roughly 2.3 homes per gross acre, with no golf and one association. Indigo Lakes adjoins larger and smaller neighbors that differ on scale, entitlement and developer, measured here on Collier County's own planning records.

Method line. Acreage, ordinance and status come from Collier County's planned unit development layer. Developer relationships come from recorded instruments in the Collier County Official Records. Surface water permits come from the South Florida Water Management District approved permit layer. We compare on these yardsticks only, because they are the ones a public record supports for every neighbor.

What the table says out loud

1. Island Walk is nearly four times the land area of Indigo Lakes. At 704.8 acres against 182.2, Island Walk is a different scale of community, entitled as a Development of Regional Impact rather than an ordinary planned unit development, and it has its own Census designated place.

2. Pebblebrooke Lakes is Indigo Lakes' sibling. Kenco Development and the Saundry family entities developed both, within about two years of each other. A buyer comparing the two is comparing work by the same developer.

3. Indigo Lakes is mid-sized. It is smaller than Heritage Greens and Island Walk and larger than Ibis Cove and Pebblebrooke Lakes.

4. The absences are part of the result. Where the table says "not established here," it means no primary record reviewed for this page states it. We would rather leave a cell open than fill it from a listing site.

On price comparisons with neighbors

We do not publish neighbor price comparisons on this page, because our MLS pull covers Indigo Lakes only. If you are choosing between Indigo Lakes and a neighbor, call us and we will pull the same twelve month window for both from the Southwest Florida MLS, on the same definitions, before you decide.

Honest Pros and Cons of Living in Indigo Lakes

Indigo Lakes offers a gated single-family home with a clubhouse, pool and courts, no CDD, no golf obligation and Zone X home sites, at a twelve month median of $835,000. Indigo Lakes also carries a fee that rose 52 percent in four years, a 180 day lease minimum and a 20 to 25 year old housing stock.

The pros

• No CDD and no club. One assessment, no bond assessment on the tax bill, no initiation fee and no food minimum.

• Home sites in Zone X. 414 of 429 residential address points in Zone X and the rest in shaded Zone X, with no home site in Zone AE or AH.

• Evacuation Zone E. Near the inland end of Collier's A to F scale, and outside the Coastal High Hazard Area.

• A middle school at the fence line. Oakridge Middle adjoins the community, with elementary and high school on one campus 3.4 road miles away.

• Four minutes to Publix, ten minutes to I-75. Real daily convenience on Collier Boulevard.

• Two price tiers in one gate. From about $605,000 in the Indigo Lakes section to over $1,000,000 in Indigo Preserve, sharing one clubhouse.

• A stable resident base. The 180 day lease minimum keeps short-term renters out.

• Well documented. Declaration, amendments, plats, permits and fee history are all in the public record.

The cons

• The fee rose from $675 to $1,025 a quarter between 2022 and 2025. That is $1,400 more a year, and no published budget explains it.

• No published budget or reserve study. You must ask for them.

• Investor limits. Two leases a year, 180 days minimum, board approval on every tenant.

• Approval on every sale. Twenty days' notice and a possible interview.

• 0.25 percent resale contribution. More than $2,000 at the median price.

• Aging roofs. Homes completed 2001 to 2006 mean many original tile roofs are 20 years old or more.

• Distance to the beach. About 20 minutes to Vanderbilt Beach Park off season.

• Overnight street parking ban. No cars on the street from 2:00 AM to 6:00 AM.

• Corridor growth. More traffic at Collier Boulevard and Immokalee Road as the surrounding projects fill in.

What We Check on an Indigo Lakes Showing

Indigo Lakes showings go better when the buyer checks the few items that actually move value and cost here. This is the method we use in Indigo Lakes, built from the recorded documents and the MLS record, and it is the list we would want if we were buying.

Section and lot width

Is the home in Indigo Preserve, the 75 foot lot section or the 50 foot lot section? The minimum home size, setbacks and roof material rules differ, and the recorded plat decides it. Pull the lot and plat reference from the deed.

Roof age and permit

Ask for the reroof permit date. A tile roof original to a 2002 home is 24 years old in 2026, and roof age is the first thing an insurer asks.

Wind mitigation form

Ask for a current OIR-B1-1802. If there is none, budget for one during the inspection period, and ask whether the shutters or impact openings were approved by the architectural review committee.

Flood zone for the specific address

Most Indigo Lakes home sites are Zone X and a few are shaded X. Confirm the address on the FEMA Flood Map Service Center and check the preliminary 2025 map.

Driveway and garage capacity

With no street parking from 2:00 AM to 6:00 AM, count your household's cars against the garage and driveway.

Lake lot details

If the home backs onto a lake, note where the lake maintenance easement runs and remember the fence line rule. Fishing from that easement needs the lot owner's permission, which is you.

The fee and the budget

Ask the association for the adopted 2026 budget, what the $1,025 quarterly assessment includes, whether Hotwire service is inside it, and whether any special assessment is pending.

The approval packet

Get the sale application the day the contract is signed. Twenty days is the minimum.

Taxes after purchase

Look up the seller's bill and have us estimate yours after the Save Our Homes reset. The difference can be large on a home owned since the early 2000s.

Thinking of Selling Your Indigo Lakes Home? List With the #1 Team in Southwest Florida Since 2012

Indigo Lakes sellers need an Indigo Lakes listing agent who can explain the fee history, the lease rules and the section differences to a buyer on the first call. If you are thinking "sell my Indigo Lakes home" this year, the recent record shows correctly priced homes selling in days and overpriced homes giving back tens of thousands.

We have worked Southwest Florida real estate since 2004, and we bring the same standard to an Indigo Lakes listing that we brought to this page.

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Jesse McGreevy (239) 898-6072 · [email protected] · Marc Comisar (239) 287-5873 · Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

The recent sold record, in one place

• 17 closed sales in the twelve months to 22 September 2026, 14 in the Indigo Lakes section and 3 in Indigo Preserve.

• Median sold price $835,000, average $850,000, range $605,000 to $1,150,000.

• Median $287.43 per square foot, ranging from $211 to $388 on individual sales.

• Median 56 days on market, with six sales at 18 days or fewer and three over 180 days.

• Median sale to list 95.9 percent, average 94.3 percent.

• 6 active listings and 2 pending on 22 September 2026, about 4.2 months of supply.

What is different about selling in Indigo Lakes

Your buyer must be approved. Section 9 of the restated Declaration requires 20 days' written notice with the contract, and the board may interview the buyer. Submit the packet the day the contract is signed.

Your buyer pays 0.25 percent. The Resale Contribution Assessment under the 2024 amendment is the buyer's cost, $2,087.50 at the median price. Put it in the listing file so it never surprises anyone at closing.

Investor buyers need the lease rules up front. Two leases a year, 180 day minimum, one year maximum. An investor who hears that at approval is a lost contract.

The fee question is coming. Every informed buyer will ask why the assessment went from $675 a quarter in 2022 to $1,025 in 2025. Have the adopted budget ready.

Disclosure items. Roof age and permit, wind mitigation form, any architectural approvals for shutters, pergolas or pools, water intrusion history, and the flood zone for your address.

Does my Indigo Lakes section decide my price?

Less than most sellers expect. Indigo Preserve homes sold at a median $283.02 per square foot, below the Indigo Lakes section's $288.56, and the best finished home of the year sold for $387.86 per square foot in the Indigo Lakes section. Condition, lot and finish price an Indigo Lakes home; the section name does not.

How much does overpricing cost in Indigo Lakes?

On the twelve month record, every sale that spent more than 90 days on the market closed below 92 percent of its asking price, and the three longest gave back 8 to 22 percent. Six sales spent 18 days or fewer on the market and closed between 96.4 and 101.7 percent of asking. The list price is the most expensive decision you will make.

What will buyers ask me about the HOA fee?

Why it went from $675 a quarter in 2022 to $1,025 in 2025. Get the adopted budget from the association before you list and have the answer ready; a clear answer protects your price.

When should I order the estoppel certificate?

At contract, not at closing. The estoppel confirms your account balance, any pending special assessment and the buyer's 0.25 percent resale contribution, and the approval clock runs alongside it.

What documents should be in my Indigo Lakes listing file?

The reroof permit, a current OIR-B1-1802 wind mitigation form, any architectural approvals for shutters, pergolas or a pool, the flood zone for your address, and a one page summary of the lease and approval rules. Those decide the buyer's insurance quote and the investor's decision faster than paint does.

What Is Your Indigo Lakes Home Worth? Get a Free Valuation in 60 Seconds

An automated estimate cannot tell a 3,922 square foot home that sold for $835,000 from a 2,965 square foot home that sold for $1,150,000. We can, because we price against the specific sales, the section and the condition. Start with a free Indigo Lakes home valuation, then let us walk the home.

Call or text Jesse direct at (239) 898-6072.

Frequently Asked Questions, Buyer Edition

Indigo Lakes buyers ask the same questions again and again, and most of them are answered badly online. Every answer below comes from the recorded Indigo Lakes Declaration and amendments, Collier County and federal map layers, or the Southwest Florida MLS pull dated 22 September 2026.

If you are buying anywhere in Naples, read how we represent buyers in Naples first. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and you can reach Jesse McGreevy at (239) 898-6072 with any question this list does not answer.

Where is Indigo Lakes in Naples located?

Indigo Lakes is on the west side of Collier Boulevard, about half a mile south of Immokalee Road and about 0.9 mile north of Vanderbilt Beach Road, east of Interstate 75. The gate is at 14967 Indigo Lakes Drive. Oakridge Middle School adjoins it on the north.

What ZIP code is Indigo Lakes in?

34119. Every parcel in the community carries ZIP 34119, and so do the association's 2016 restated Articles. Listings or pages showing 34109 are wrong.

Is Indigo Lakes a gated community?

Yes. Indigo Lakes has a single controlled entrance at 14967 Indigo Lakes Drive, and the recorded rules refer to entry decals and cards for each residence. Whether a guard staffs the gate, and when, is not stated in any recorded document, so ask the association.

Who built the homes in Indigo Lakes?

Kenco Development, Inc. developed the community and sold lots to four builders: Gulfstream Homes, Colonial Homes, Beazer Homes and Gulfshore Homes, according to the recorded lot deeds. Indigo Preserve was developed with Indigo Preserve, LLC.

When was Indigo Lakes built?

The plats were recorded from June 2000 to October 2003, and builder lot purchases ran from November 2000 to June 2004. The MLS year built across the 25 listings of the last twelve months runs from 2001 to 2006.

How many homes are in Indigo Lakes?

427. The 2016 Amended and Restated Declaration states that "Indigo Lakes contains four hundred twenty seven (427) lots," and Collier County's address layer carries exactly 427 single-family points. That includes the 73 homes of Indigo Preserve.

What are the HOA fees in Indigo Lakes?

$1,025 per quarter, or $4,100 a year, in 2026, as itemized in the association's recorded Claims of Lien and shown on 19 of 25 MLS listings in the last twelve months. The quarterly figure was $675 in 2022, $775 in 2023 and $975 in 2024.

What do the Indigo Lakes HOA fees include?

The recorded documents name the community pool, pool area and bath house, the surface water management system and lakes, the conservation preserves and the mailboxes as association responsibilities. Whether the Hotwire bulk telecommunications package is paid from the assessment is not confirmed by a published budget, so ask for the adopted budget.

Are there sub-association fees in addition to the Indigo Lakes master HOA?

No. One association, Indigo Lakes Master Association, Inc., governs all 427 lots, including Indigo Preserve. The restated Declaration allocates each lot a 1/427th share, and no sub-association exists.

Is there a CDD fee in Indigo Lakes?

No. Collier County's Community Development District layer shows no district at Indigo Lakes, so there is no CDD bond assessment on the tax bill.

What amenities does Indigo Lakes have?

A clubhouse at 14875 Indigo Lakes Circle, a community pool with a bath house, a fitness center, tennis, a basketball court and a tot lot. Pool hours are dawn to dusk with no lifeguard, and the courts are open 7:00 AM to 9:30 PM under the recorded rules.

Does Indigo Lakes require a golf or club membership?

No. Indigo Lakes has no golf course and no club membership of any kind. Olde Cypress, Vanderbilt Country Club and Heritage Bay are within about two thirds of a mile, but living in Indigo Lakes gives no right to them.

What types of homes are in Indigo Lakes?

Single-family homes on platted lots of 0.15 to 0.50 acre. The 50 foot lot supplemental declaration allowed attached villas, but Collier County codes all 427 addresses as single-family. There are no condominiums and no townhomes.

What floor plans and home sizes are in Indigo Lakes?

Homes sold in the last twelve months ranged from 1,921 to 4,381 square feet. Recorded minimums are 1,400 square feet on 50 foot lots, 2,000 on 75 foot lots, and 3,000 one story or 3,500 two story in Indigo Preserve. No original model catalogue survives in the public record.

Do homes in Indigo Lakes have private pools and lake views?

Private in-ground pools are permitted in every section, and Indigo Preserve requires concrete rather than fiberglass. How many homes have pools or back onto lakes is not in any public record we could reach, so confirm it listing by listing.

Are there homes for sale in Indigo Lakes right now?

On 22 September 2026 the MLS showed six active listings asking $638,000 to $1,299,999, with a median ask of $759,375, and two pending sales. Inventory changes weekly, so call us for the current list.

How much does a home in Indigo Lakes cost?

The median sold price in the twelve months to 22 September 2026 was $835,000, with sales from $605,000 to $1,150,000. Indigo Preserve's three sales ran $1,000,000 to $1,125,000.

Is Indigo Lakes a good place to live?

It depends on what you need. Indigo Lakes offers a gate, a clubhouse, Zone X home sites, Evacuation Zone E, no CDD and a four minute drive to Publix. It also has a fee that rose 52 percent since 2022, strict lease rules and a 20 minute drive to the beach.

Is Indigo Lakes good for families with kids?

The recorded documents contain no age restriction, the amenity set includes a tot lot and a basketball court, and Oakridge Middle School adjoins the community. The zoned elementary and high schools share a campus about 3.4 road miles away.

What schools are zoned for Indigo Lakes?

Laurel Oak Elementary, Oakridge Middle and Gulf Coast High for 2026-27, confirmed at four Indigo Lakes addresses on the Collier County Public Schools zoning tool. Confirm your address, because the district reviews zones every year.

Is Indigo Lakes in a flood zone?

The home sites are not in a Special Flood Hazard Area. On Collier County's copy of the FEMA layer, 414 of 429 residential address points are Zone X and 15 are shaded Zone X, on panel 12021C0214H. Zone AE and AH cover lakes and preserve tracts, not homes.

Did Indigo Lakes flood during Hurricane Ian or other storms?

No federal, county or news record we found describes flooding inside Indigo Lakes in Ian or any other storm, and none rules it out for an individual home. The National Weather Service placed Ian's extensive surge south and west of US 41, far from Collier Boulevard. Ask each seller about water intrusion.

Do I need flood insurance in Indigo Lakes?

No federal mandate applies to a home in Zone X or shaded Zone X. Citizens Property Insurance requires flood coverage regardless of zone, from 1 January 2026 for policies insuring $400,000 or more and from 1 January 2027 for all others. Collier County's Class 5 rating gives eligible flood policies a 25 percent discount.

What are the property taxes on a home in Indigo Lakes?

That depends on the price you pay and whether you homestead, because the seller's Save Our Homes cap resets at sale. Look up the seller's bill at the Collier County Tax Collector, then have us estimate your bill after the reset.

What are the rental rules in Indigo Lakes, and what is the minimum lease?

Two leases per calendar year at most, each at least 180 days and no longer than one year, with association approval on 20 days' notice, under Section 10 of the 2016 restated Declaration. Only the whole home may be leased, and subleasing is prohibited.

What is the pet policy in Indigo Lakes?

A reasonable number of dogs, cats or other household pets is allowed, leashed outside your lot or fenced area, with waste picked up. Commercial breeding is prohibited, and the board can order removal of a nuisance animal.

Can I rent a home in Indigo Lakes?

Yes, on an annual basis. Four homes leased on the MLS in the last twelve months, at $3,400 to $7,600 a month, and three bedroom homes were listed at $3,500 and $3,600 in September 2026.

Indigo Lakes vs Stonecreek: which is better?

We have not documented Stonecreek on this page, so we will not rank them. Compare the two on the same yardsticks: current assessment from recorded or published sources, CDD status, flood zone for the address, lease rules, amenities and twelve month MLS sales. Call us and we will pull both on the same definitions.

How does Indigo Lakes compare with other gated communities off Collier Boulevard?

On county records, Indigo Lakes is 182.2 acres against 704.8 for Island Walk, 250.6 for Heritage Greens, 147.4 for Pebblebrooke Lakes and 96.8 for Ibis Cove. Pebblebrooke Lakes shares its developer, Kenco. The benchmark table above sets them side by side.

How far is Indigo Lakes from I-75, the beach and shopping?

About 10 minutes to Interstate 75 at Immokalee Road, 4 minutes to Publix at Pebblebrooke, 18 minutes to Mercato and 20 minutes to Vanderbilt Beach Park, on free-flow modeled drive times from the clubhouse.

Is Indigo Lakes the same as Indigo Preserve?

Indigo Preserve is a 73 home section inside Indigo Lakes, under the same association, the same fee and the same rules. It differs in its building standards: a 3,000 square foot one story or 3,500 square foot two story minimum.

Is Indigo Lakes in North Naples?

By ZIP code, yes: 34119 is a North Naples ZIP. It is east of Interstate 75 on Collier Boulevard, so it is not part of the older North Naples west of the interstate, and it is not inside any Census designated place.

Can I park on the street overnight in Indigo Lakes?

No. The 2021 recorded rules prohibit on-street parking from 2:00 AM to 6:00 AM, and boats, RVs and campers must be kept inside a closed garage.

Frequently Asked Questions, Seller Edition

Indigo Lakes sellers face a specific set of questions, from the association approval clock to the buyer's resale contribution. The answers below cover the Indigo Lakes rules and the Florida and Collier County mechanics of a sale, drawn from the recorded documents, Florida Statutes and the September 2026 MLS pull.

When you are ready for a number, get a free Indigo Lakes home valuation.

What is my Indigo Lakes home worth?

It depends on section, size, lot, roof, finish and condition more than on any average. Recent sales ran $605,000 to $1,150,000, and two homes of 3,922 and 2,965 square feet sold for $835,000 and $1,150,000. Call Jesse McGreevy at (239) 898-6072 for a valuation against the right comparables.

How much have homes in Indigo Lakes sold for recently?

Seventeen closed in the twelve months to 22 September 2026 at a median of $835,000, an average of $850,000 and a median of $287.43 per square foot. The full sale by sale table is above.

How long does it take to sell a home in Indigo Lakes?

The median was 56 days on market. Six homes sold in 18 days or fewer, and three took 186, 245 and 337 days, each closing well below its original asking price.

Who is the best listing agent for Indigo Lakes?

We will let the record speak. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, the #1 Team in Southwest Florida since 2012, and holders of the Gulfshore Life 5 Star Award for Customer Satisfaction for 21 straight years. Judge any agent on how well they know your community's documents and data, including this page.

Which agent lists the most homes in Indigo Lakes?

That is an MLS question, and anyone who claims it should show you the MLS record. We do not publish sales share claims, and McGreevy and Comisar did not represent any of the seventeen Indigo Lakes sales in the last twelve months.

When is the best time of year to sell in Indigo Lakes?

Seventeen sales in twelve months is too small a sample to prove a season. They closed in every quarter, with the fastest sales in March, May, June and September 2026. Pricing mattered far more than timing on this record.

Does a lake view or private pool add value in Indigo Lakes?

Lake and pool counts are not in any public record we could reach, so no honest average premium exists for this community. We price a lake or pool home against the specific comparable sales that share those features.

Should I renovate before selling my Indigo Lakes home?

Focus on what buyers and insurers price: the roof, openings, kitchen, baths and flooring in a 20 to 25 year old home. The $1,150,000 top sale on 2,965 square feet shows what finish can command here. Anything exterior may need architectural review approval first.

Should I replace my roof before selling in Indigo Lakes?

Not automatically. A roof original to a 2002 home is about 24 years old, and your buyer's insurer will ask. Get a roof inspection and a wind mitigation form first, then decide between replacement, repair or a price adjustment with us.

How do I get an estoppel certificate from the Indigo Lakes HOA, and what does it cost?

Your closing agent requests it from the association's manager. Florida Statutes 720.30851 sets the maximum fee and the delivery deadline for a homeowners association estoppel. It confirms your balance, any pending special assessment and the resale contribution.

Does the Indigo Lakes HOA need to approve my buyer?

Yes. Section 9 of the restated Declaration requires 20 days' written notice with a copy of the contract, and the board may require a personal interview.

What HOA documents and disclosure summary must I give a buyer in Florida?

Florida Statutes 720.401 requires a homeowners association disclosure summary to be given to a buyer before the contract is executed. Without it, the buyer may void the contract within three days after receiving it or before closing, whichever comes first. Have it ready at listing.

What must a seller disclose in Florida?

Florida requires a seller to disclose known facts that materially affect the value of the property and are not readily observable to the buyer. Selling as-is limits repair obligations; it does not remove the disclosure duty. Talk to your attorney about anything specific.

Do I have to disclose past flood damage or insurance claims?

Known water intrusion, roof leaks and prior damage that materially affect value fall within the Florida disclosure duty. Disclose in writing and keep your records, and talk to your attorney about anything uncertain.

What are seller closing costs in Florida?

Typical seller costs include documentary stamp tax on the deed at $0.70 per $100 of price, title and settlement charges, the estoppel fee, prorated property taxes and your negotiated brokerage compensation. We give every seller a net sheet before listing.

Who pays documentary stamp tax and title insurance in Collier County?

By custom in Collier County the seller pays the documentary stamp tax on the deed and usually the owner's title insurance policy, but both are negotiable in the contract. The Resale Contribution Assessment at Indigo Lakes is the buyer's.

How much commission will I pay to sell my Indigo Lakes home?

Compensation is negotiable and set by written agreement between you and your broker. Compare what it buys: pricing against the right sales, the approval packet, the fee and rule disclosures, and marketing to out of state buyers.

Will I lose my homestead exemption when I sell?

Your exemption on the sold home ends with the sale. If you buy another Florida homestead, you may carry up to $500,000 of your Save Our Homes benefit to it through portability.

Can I port my Save Our Homes benefit to my next Florida home?

Yes, up to $500,000, if you establish a new Florida homestead and file for portability with the new homestead application. The benefit moves with you, not with the house.

How will a buyer's property taxes change after the Save Our Homes reset?

The home is reassessed at just value on the 1 January after the sale, so a buyer's bill is often much higher than yours if you have owned since the early 2000s. Florida law requires a property tax disclosure in the contract warning the buyer not to rely on your taxes.

Can I sell my Indigo Lakes home while it is rented?

Yes, but the approved lease runs with its terms, up to one year under the restated Declaration. Show the home under the lease's access terms, and tell buyers when the lease ends. Investor buyers may want the tenant; owner-occupants will not.

Should I sell as-is or make repairs before listing?

It depends on what the inspection will find. Pre-listing roof and wind mitigation inspections tell you whether an as-is sale will cost more at the negotiating table than the repair would. Either way, disclosure duties still apply.

Do I need a four-point or wind mitigation inspection to help my buyer insure the home?

It helps. Insurers commonly ask for a four-point inspection on homes 20 years or older, which is all of Indigo Lakes, and a current OIR-B1-1802 wind mitigation form can reduce the buyer's premium. Having both at listing removes a common delay.

Should I take a cash offer or list on the MLS?

Run both numbers. The MLS record shows a correctly priced Indigo Lakes home selling in days near asking. A convenience offer is typically priced below that. We will show you both and you choose.

How do I price my Indigo Lakes home against Stonecreek and other nearby communities?

Price first against Indigo Lakes sales, then check neighbors for buyer alternatives on the same MLS definitions. Neighbor fees, CDD status and lease rules change what a buyer will pay, so compare those alongside price.

How do I sell and buy another home in Naples at the same time?

Sequence the two contracts, use sale or occupancy contingencies where the market allows, and remember the 20 day association approval on your sale. We coordinate both sides so the approval clocks and closing dates line up.

Do I owe capital gains tax when I sell my Naples home?

Florida has no state income tax. Federal treatment depends on your use of the home, holding period and basis, including the primary residence exclusion. Talk to your CPA before you list.

Do I owe the resale contribution as the seller?

No. The 2024 amendment places the 0.25 percent Resale Contribution Assessment on the buyer. Exemptions include transfers to a co-owner, estate planning transfers, inheritance, foreclosure and an owner buying another Indigo Lakes home.

How long does association approval take?

The restated Declaration requires 20 days' written notice with the contract, and the board may interview the buyer. Submit on the day of contract, not after inspections.

What if my buyer is an investor?

Give them the lease rules at the first showing: two leases a year, 180 day minimum, one year maximum, association approval on each tenant. An informed investor becomes a firm contract.

Do I need to disclose the Hotwire contract?

It is a recorded easement, so it is already public, but tell buyers who provides service and whether it is inside the assessment. Buyers ask, and the answer should come from the association's budget.

Can I put a sign in the yard?

Yes, within the recorded limits: 18 by 12 inches maximum, at least 15 feet from the road.

Downloadable Documents for Indigo Lakes

Indigo Lakes is unusually well documented in the public record, and every document below is held by its official custodian: the Collier County Clerk, the Florida Division of Corporations, Collier County or the South Florida Water Management District. Indigo Lakes documents are listed with the instrument and Official Records citation so you can pull each one yourself.

We host nothing. Each document above opens at its official custodian. Association financial records, including the adopted budget and any reserve study, are association records rather than public ones, and come from the association's manager on request.

Your Local Real Estate Experts

Indigo Lakes deserves agents who have read its recorded Declaration, its amendments and its lien record rather than its listing remarks. Jesse McGreevy and Marc Comisar built this Indigo Lakes page from primary records, and we bring that same standard to every Indigo Lakes valuation and offer.

Jesse McGreevy and Marc Comisar lead a top-reviewed Naples team. For the wider story of the brokerage and the agent partners behind it, see about McGreevy and Comisar. For this page specifically, we tracked every Indigo Lakes sale that closed on the Southwest Florida MLS in the 12 months to September 22, 2026, seventeen of them, and we tracked every recorded instrument cited below back to its official source.

Jesse McGreevy has worked in Southwest Florida real estate since 2004 and has lived in Estero since 2003. Together with Marc Comisar he leads the team behind this page.

• Top 1% Real Estate Agents Nationally Since 2008

• 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

• #1 Team in Southwest Florida since 2012

• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

• McGreevy and Comisar alone have over $900 million in Sales

• Nationally Recognized Top Producing Realtors

• Platinum Sales Production Award Winners

Jesse McGreevy (239) 898-6072 · [email protected] · Marc Comisar (239) 287-5873 · Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.

If you are buying, start with our Naples buyer representation page. If you are selling, start with a home valuation. McGreevy and Comisar are a top-reviewed Naples team, and we state our recognition above in the exact form it was awarded. Our Florida licenses are public on the Department of Business and Professional Regulation licensee search: Jesse McGreevy, FL Lic. SL3101296, and Marc Comisar, FL Lic. BK3060671.

Sources and Authoritative References

Indigo Lakes facts on this page are drawn from the primary sources below: recorded instruments at the Collier County Clerk, State of Florida corporate records, Collier County and federal map services, Florida Statutes, and the Southwest Florida MLS pull dated 22 September 2026. Indigo Lakes recorded instruments are cited by instrument number and Official Records book and page.

Collier County Clerk of the Circuit Court and Comptroller, recorded instruments

1. Official Records document search, custodian for every recorded instrument cited: https://app.collierclerk.com/CORPublicAccess/Search/Document

2. Official Records legal description search, Indigo Lakes and Indigo Preserve: https://app.collierclerk.com/CORPublicAccess/Search/Legal

3. Master Declaration of Covenants, Conditions and Restrictions for Indigo Lakes, 2000: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2205056

4. Amended and Restated Master Declaration, 2016: https://app.collierclerk.com/CORPublicAccess/Document/Detail/5359560

5. Supplemental Declaration, 50 foot lots: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2212117

6. Supplemental Declaration, 75 foot lots: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2212118

7. Supplement annexing Indigo Preserve, 2001: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2431664

8. Declarant amendment, 2002: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2562310

9. 2011 amendment, earlier leasing rule: https://app.collierclerk.com/CORPublicAccess/Document/Detail/4105991

10. 2012 amendment, mailboxes, late fees and quorum: https://app.collierclerk.com/CORPublicAccess/Document/Detail/4499469

11. 2015 amendment, director qualifications: https://app.collierclerk.com/CORPublicAccess/Document/Detail/5196577

12. 2021 rules amendment, amenities, parking and speeding: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6597860

13. 2022 amendment, pergolas: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6726610

14. 2023 bylaw amendment, board composition: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6900519

15. 2023 bylaw amendment, companion instrument: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6900520

16. 2024 amendment, Resale Contribution Assessment of 0.25 percent: https://app.collierclerk.com/CORPublicAccess/Document/Detail/7794978

17. Plat reference, Indigo Lakes Unit One: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2212105

18. Plat reference, Unit Two: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2251288

19. Plat reference, Unit Three: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2252473

20. Plat reference, Unit Four: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2287621

21. Plat reference, Unit Five: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2515374

22. Plat reference, Unit Six: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2700703

23. Plat reference, Indigo Preserve: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2835830

24. Deed of Conservation Easement to the South Florida Water Management District, 2000: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2215234

25. Indigo Preserve conservation easement citing permit 11-01669-P, 2002: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2595601

26. Indigo Preserve conservation easement, companion instrument: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2595602

27. Hotwire Communications telecommunications easement, 2021: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6677006

28. Comcast broadband easement, 2015: https://app.collierclerk.com/CORPublicAccess/Document/Detail/5234231

29. Notice of Termination, entry pavilion, 2005: https://app.collierclerk.com/CORPublicAccess/Document/Detail/3300565

30. Board of County Commissioners Resolution 2019-135, location description: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6110914

31. Indigo Preserve Lot 390 setback record: https://app.collierclerk.com/CORPublicAccess/Document/Detail/4237684

32. Colonial Homes lot deed, Unit Two: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2404929

33. Colonial Homes multi-lot deed, 2004: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2887216

34. Beazer Homes lot deed, Unit Three: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2416996

35. Gulfstream Homes lot deed, Unit Six: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2974087

36. Gulfshore Homes lot deed, Unit Six: https://app.collierclerk.com/CORPublicAccess/Document/Detail/2784160

37. Claim of Lien showing the 2026 quarterly assessment of $1,025: https://app.collierclerk.com/CORPublicAccess/Document/Detail/8258076

38. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/6882463

39. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/7638145

40. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/7939184

41. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/8114680

42. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/8159467

43. Claim of Lien, assessment history: https://app.collierclerk.com/CORPublicAccess/Document/Detail/8197694

44. Notice of Commencement, playground work, 2023: https://app.collierclerk.com/CORPublicAccess/Document/Detail/7767295

45. Clerk legal notice, PDI-PL20240008957: https://notices.collierclerk.com/notice/pdi-pl20240008957-indigo-lakes-hex-7-10-2025/

46. Hearing Examiner notice text, PDI-PL20240008957: https://notices.collierclerk.com/wp-content/uploads/HEX-7-10-2025-Indigo-Lakes-PDI-PL20240008957-1.pdf

Florida Division of Corporations

47. Entity search, Indigo Lakes, including unrelated name matches: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResults?inquiryType=EntityName&searchTerm=INDIGO%20LAKES

48. Indigo Lakes Master Association, Inc., N00000003331, detail record: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=INDIGOLAKESMASTERASSOCIATION%20N000000033310&aggregateId=domnp-n00000003331-7c87e7e7-2497-45ee-8121-f5581eb1c56c&searchTerm=INDIGO%20LAKES%20MASTER&listNameOrder=INDIGOLAKESMASTERASSOCIATION%20N000000033310

49. Articles of Incorporation, 2000: https://search.sunbiz.org/Inquiry/CorporationSearch/ConvertTiffToPDF?storagePath=COR%5C2000%5C0523%5C10255851.TIF&documentNumber=N00000003331

50. Amended and Restated Articles, 2016: https://search.sunbiz.org/Inquiry/CorporationSearch/ConvertTiffToPDF?storagePath=COR%5C2016%5C0411%5C83916951.Tif&documentNumber=N00000003331

51. 2025 amended annual report: https://search.sunbiz.org/Inquiry/CorporationSearch/GetDocument?aggregateId=domnp-n00000003331-7c87e7e7-2497-45ee-8121-f5581eb1c56c&transactionId=n00000003331-13b309db-1a1c-4eba-b401-8ce6a63e8758&formatType=PDF

52. Kenco Development, Inc., P98000020995: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=KENCODEVELOPMENT%20P980000209950&aggregateId=domp-p98000020995-640f0fee-7f60-44f4-a75e-b09294e260bb&searchTerm=Kenco%20Development&listNameOrder=KENCODEVELOPMENT%20P980000209950

53. Indigo Lakes Limited Partnership of Naples, A99000000810: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=INDIGOLAKESNAPLES%20A990000008100&aggregateId=domlp-a99000000810-c5658f41-b231-4839-990d-32ea61e8d651&searchTerm=INDIGO%20LAKES%20MASTER&listNameOrder=INDIGOLAKESMASTERASSOCIATION%20N000000033310

54. Indigo Preserve, LLC, L01000000360: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=INDIGOPRESERVE%20L010000003600&aggregateId=flal-l01000000360-bb9d05f9-107a-4387-9092-c0f09625fbff&searchTerm=Indigo%20Preserve&listNameOrder=INDIGOPRESERVE%20L010000003600

55. Unrelated Pompano Beach Indigo Lakes entity, N96000000977, for disambiguation: https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=INDIGOLAKESMASTERPROPERTYOWNER%20N960000009770&aggregateId=domnp-n96000000977-9d263575-2fbe-4e4a-babd-b7b7ac22c481&searchTerm=INDIGO%20LAKES%20MASTER&listNameOrder=INDIGOLAKESMASTERASSOCIATION%20N000000033310

Collier County government and map services

56. Planned unit development layer, Indigo Lakes and neighbors: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/PUD/FeatureServer/5

57. General zoning layer: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Zoning_General_(Editable)_view/FeatureServer/1

58. Site address points: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Site_Address_Points_b/FeatureServer/3

59. Parcel layer, site ZIP and owner: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Parcel/FeatureServer/2

60. Parcel join layer, acreage: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Parcels/FeatureServer/42

61. County-hosted FEMA flood zones: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/FEMA24_FloodZones/FeatureServer/0

62. County-hosted FEMA panel index: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/FEMA24_Panels/FeatureServer/0

63. Hurricane evacuation zones: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Hurricane_Evacuation_Zone/FeatureServer/0

64. Coastal High Hazard Area: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Coastal_High_Hazard_Area_view/FeatureServer/0

65. Community Development Districts: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Community_Development_Districts_view/FeatureServer/0

66. Fire districts: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Fire_District/FeatureServer/0

67. Commission districts: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Commissioner_Districts_(Editable)_view/FeatureServer/0

68. Future land use: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Future_Land_Use_view/FeatureServer/0

69. School sites: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Schools_/FeatureServer/57

70. County parks: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Parks/FeatureServer/52

71. Road centerlines: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Road_Centerlines_A/FeatureServer/4

72. Development projects, CityView: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/CityViewProjects/FeatureServer/4

73. Solid waste service days: https://services2.arcgis.com/UJQ7Q9uboSWRAzxj/arcgis/rest/services/SWServiceDays/FeatureServer/0

74. Collier County List of PUD Ordinances: https://mcclibraryfunctions.azurewebsites.us/api/ordinanceDownload/13992/726566/pdf?forceDownload=true

75. Collier County water services: https://www.collier.gov/Resident-Resources/Water-Services

76. Collier County residential solid waste collection: https://www.collier.gov/Resident-Resources/Solid-Waste/Residential-Collections-Services

77. Collier County 2026 flood protection newsletter, Class 5 rating and map date: https://www.collier.gov/files/assets/county/v/3/community-planning-amp-resiliency/documents/floodplain-management/2026-flood-protection-newsletter.pdf

78. Collier County news, preliminary Flood Insurance Rate Map timeline: https://www.collier.gov/News-articles/2026-News-Articles/August-2026/Proposed-Flood-Insurance-Rate-Map-Reflects-Changes-to-Local-Flood-Risk

79. Collier County news, Vanderbilt Beach Road Extension Phase One opening: https://www.collier.gov/News-articles/2026-News-Articles/June-2026/Vanderbilt-Beach-Road-Extension-Phase-One-Project-Opening-Soon

80. Collier County transportation engineering projects, Collier Boulevard widening: https://www.collier.gov/County-Development/Transportation-Management/Transportation-Engineering/Transportation-Engineering-Projects

81. Collier County Tax Collector, property tax bills: https://county-taxes.net/fl-collier/property-tax

Schools

82. Collier County Public Schools zoning tool: https://zones.collierschools.com/live/

83. Collier County Public Schools address search service used by the tool: https://origin.collierschools.com/app/api/Origin/Entity/Address_v3/method/search

84. Collier County Public Schools 2026-27 zone polygons: https://origin.collierschools.com/inc/zones/v4.0/zones.js.php?y=2027

85. National Center for Education Statistics, private schools near ZIP 34119: https://nces.ed.gov/surveys/pss/privateschoolsearch/school_list.asp?Search=1&Zip=34119&Miles=5

South Florida Water Management District and federal sources

86. South Florida Water Management District approved Environmental Resource Permits: https://services1.arcgis.com/sDAPyc2rGRn7vf9B/arcgis/rest/services/Approved_Environmental_Resource_Permits/FeatureServer/16

87. FEMA Flood Map Service Center, address search: https://msc.fema.gov/portal/search

88. FEMA Community Rating System eligible communities: https://www.fema.gov/sites/default/files/documents/fema_crs_eligible-communities_apr-2025.pdf

89. 42 U.S.C. 4012a, federal flood insurance purchase requirement: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title42-section4012a&num=0&edition=prelim

90. National Weather Service Miami, Hurricane Ian summary: https://www.weather.gov/media/mfl/news/HurricaneIanSummary.pdf

91. National Weather Service Miami, Tropical Storm Debby impact narratives: https://www.weather.gov/media/mfl/TropicalEventSummary/PSHMFL_2024AL04_Debby_ImpactNarratives.pdf

92. US Census Bureau geocoder: https://geocoding.geo.census.gov/geocoder/

93. US Census Bureau geographies for the Indigo Lakes clubhouse: https://geocoding.geo.census.gov/geocoder/geographies/onelineaddress?address=14875+Indigo+Lakes+Cir,+Naples,+FL+34119&benchmark=Public_AR_Current&vintage=Current_Current&format=json

94. US Census Bureau TIGERweb, Census designated places: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/5/query

95. OpenStreetMap routing service used for drive times: https://router.project-osrm.org/route/v1/driving/

Florida Statutes and state agencies

96. Florida Statutes 720.401, homeowners association disclosure summary: https://www.flsenate.gov/Laws/Statutes/2025/720.401

97. Florida Statutes 720.30851, estoppel certificates: https://www.flsenate.gov/Laws/Statutes/2025/720.30851

98. Florida Statutes 193.155, Save Our Homes and portability: https://www.flsenate.gov/Laws/Statutes/2025/193.155

99. Florida Statutes 196.031, homestead exemption: https://www.flsenate.gov/Laws/Statutes/2025/196.031

100. Florida Statutes 193.1554, non-homestead residential assessment limitation: https://www.flsenate.gov/Laws/Statutes/2025/193.1554

101. Florida Statutes 201.02, documentary stamp tax on deeds: https://www.flsenate.gov/Laws/Statutes/2025/201.02

102. Florida Statutes 689.261, property tax disclosure to buyers: https://www.flsenate.gov/Laws/Statutes/2025/689.261

103. Florida Department of Revenue, Save Our Homes and portability guide: https://floridarevenue.com/property/Documents/pt112.pdf

104. Citizens Property Insurance Corporation, flood coverage requirement: https://www.citizensfla.com/-/flood-insurance-coverage-rules-kick-in-for-citizens

105. Florida Building Commission, history of the Florida Building Code: https://www.floridabuilding.org/fbc/publications/fbc.pdf

106. My Safe Florida Home, OIR-B1-1802 explainer: https://mysafeflhome.com/wp-content/uploads/2023/10/MSFH_Form-1802-Explained-Flyer_Alt-v3.pdf

107. Florida Department of Business and Professional Regulation, licensee search: https://www.myfloridalicense.com/wl11.asp

Places, parks and news

108. Publix, The Shoppes at Pebblebrooke: https://www.publix.com/locations/781-the-shoppes-at-pebblebrooke

109. Mercato: https://www.shopmercato.com/

110. Waterside Shops: https://www.watersideshops.com/

111. Delnor-Wiggins Pass State Park: https://www.floridastateparks.org/parks-and-trails/delnor-wiggins-pass-state-park

112. Naples Daily News, sponsored Gulfstream Homes content naming Indigo Lakes, 2019: https://www.naplesnews.com/story/money/real-estate/2019/03/16/only-9-lots-left-build-your-custom-dream-home/3150834002/

Market data from Southwest Florida MLS, pulled September 2026. McGreevy and Comisar, Best Realtor for Indigo Lakes. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.