Cordera neighborhood entrance sign set in a stone wall beneath palm trees.

Cordera

Cordera is a community of 138 fee simple townhomes in 23 buildings off Imperial Parkway in Bonita Springs. See recorded sales, who roofs and insures the buildings, leasing rules, taxes and flood by lot. Call McGreevy and Comisar.

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Updated October 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

McGreevy and Comisar are the team Cordera owners call first when it is time to sell, and the team buyers use to read the recorded Declaration, the 2017 amendment on roofs and insurance and the leasing rules before they buy. Top 1% Real Estate Agents Nationally Since 2008, #1 Team in Southwest Florida since 2012, and our headquarters is right here in Bonita Springs, on Tamiami Trail.

Cordera is a community of 138 fee simple townhomes in 23 six-unit buildings off Imperial Parkway in Bonita Springs, Florida, built by D.R. Horton from 2015 to 2017, a short drive from Paloma and Hawthorne. Cordera in Bonita Springs sits inside the City of Bonita Springs, and every home is a platted lot under one homeowners' association, not a condominium.

This guide is built from the public record and nothing else: the Lee County Property Appraiser's roll dated October 11, 2026, every Lee County recorded sale through September 25, 2026, the recorded Declaration of Cordera and its amendments, the recorded plat, a 2025 Lee County tax bill and FEMA's flood map at every lot. Every figure carries its source and date, and where a record does not exist we say so.

Why McGreevy and Comisar Are the Best Realtor for Cordera

McGreevy and Comisar are the best realtor for Cordera in Bonita Springs because we price from the public record: every recorded Cordera sale for 12 and 60 months, the Declaration and its four amendments, a 2025 tax bill and FEMA's map at every lot. Our team is Top 1% Real Estate Agents Nationally Since 2008.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026).

If you're searching for the best realtor for Cordera, whether you're ready to sell your Cordera home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, and as the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate. Between Jesse and Marc personally, the number is over $900 million in Sales.

The Cordera market record, 12 months to September 25, 2026

We pulled every recorded Cordera sale in the Lee County record for the 12 months to September 25, 2026: 11 sales at a $360,000 median, from $295,000 to $440,000, and 53 sales at a $400,000 median over 60 months. In the last 12 months we tracked 11 Cordera sales in the Lee County record, every one of them a resale, at $198.40 per square foot of county heated area, and the full breakdown by window, calendar year and sale is in the market section below.

Days on market and sale-to-list ratio: Information not available at time of publishing (checked 2026-10-10).

Honors and recognition

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners
  • #5 real estate team in Florida (RealTrends 2026)
  • #1 real estate team in Bonita Springs (RealTrends 2026)

For Cordera sellers

A Cordera sale is priced by plan and position, because every building repeats the same three plans by county heated area, 2,033, 1,826 and 1,628 square feet, and over the 12 months to September 25, 2026 each plan sold in its own price range. A buyer's lender and title company will also ask for the estoppel certificate and the association documents, and a buyer pays the association a capital contribution at closing, so a well-prepared listing has those answers ready on day one. For luxury Cordera sellers we add premium marketing: cinematic video, drone, professional photography, a qualified-buyer database, and discretion with off-market capability when a sale needs to stay private. Get a free home valuation at https://mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Our Cordera seller guide walks through pricing by plan and position, the capital contribution a buyer pays and the documents a buyer's lender and title company ask for.

For Cordera buyers

Buyers here are choosing among three plans in identical six-unit buildings, under a Declaration that was amended in 2017 so the association, not the owner, roofs, paints and insures the building shells, and under a leasing rule that sets a 90-day minimum. Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.

If you are weighing a purchase, start with our guide to buying a home in Cordera.

McGreevy and Comisar is a top-reviewed Cordera realtor, and our clients review us on Google in their own words. We publish no aggregate score, and every review we quote is a five-star review.

★★★★★ "Jesse is the best Realtor I have used. He found us our dream home even though it took months as we were not the easiest to please." Verified Google review

Key Takeaways: What Should Cordera Buyers and Sellers Know?

Cordera is a single plat of 138 fee simple townhomes in Bonita Springs where the recorded Declaration, not a listing, decides who roofs the building, who insures it and how often a home may be rented. These eight points carry the rest of this guide, and each is sourced in the section that follows it.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026; recorded Declaration of Cordera and amendments, Lee County Clerk, read October 13, 2026; FEMA National Flood Hazard Layer read October 12, 2026).

  • Cordera is 138 fee simple townhomes on platted lots in 23 six-unit buildings, built by D.R. Horton from 2015 to 2017 inside the City of Bonita Springs, with one homeowners' association and no condominium.
  • Lee County recorded 11 Cordera sales in the 12 months to September 25, 2026 at a $360,000 median, from $295,000 to $440,000, or $198.40 per square foot of county heated area, all resales.
  • Plan size orders the prices: the 2-bedroom 1,628 square foot interior homes sold for $295,000 to $330,000 in the year and the 2,033 square foot end units for $380,000 to $440,000.
  • Since a December 2017 amendment, the association maintains and replaces roofs and exterior walls, paints the buildings and insures their exteriors as a common expense; owners insure their interiors.
  • Leases must run at least 90 days, no more than three a year, with association approval; short-term rentals such as Airbnb are prohibited.
  • A buyer pays the association a capital contribution of two months of regular assessments at closing; the 2025 tax bill carried 12.7970 mills plus $408.45 in two fees, with no CDD.
  • FEMA's map puts every Cordera lot outside the special flood hazard area, in shaded or minimal Zone X, but the county places the community in evacuation zone B.
  • Shared amenities are a clubhouse, pool and fitness room on the association's own tract; the lake is a stormwater lake with no fishing or boating.

Table of Contents

This Cordera guide lets a seller or a buyer in Bonita Springs jump straight to the record that answers the question: recorded sales, the three plans and 23 buildings, the Declaration and its amendments, the costs of owning, the leasing rule, flood and insurance, schools, drive times, the Paloma comparison and the FAQs.

The community: What Is Cordera in Bonita Springs, and Where Is It? · Is a Cordera Townhome a Condo or a Fee Simple Home? · What Is It Like Living in Cordera as a Homebuyer? · What Does the Cordera Market Look Like Right Now?

Homes and buildings: What Kinds of Townhomes Are in Cordera? · How Do the Buildings, Streets and Lot Positions in Cordera Differ? · How Did D.R. Horton Build Cordera, and When?

The Declaration, upkeep and costs: What Does the Cordera Declaration Say? · Who Maintains, Paints and Insures the Cordera Buildings? · What Do the Cordera HOA Dues Cover, and What Does It Cost to Own? · Can You Rent Out a Cordera Townhome? · What Are the Cordera Rules on Pets, Parking and Changes to Your Home?

Amenities and access: What Amenities Does Cordera Have? · How Do You Get In and Out of Cordera?

Flood, storms and insurance: What Flood Zone Is Cordera In? · How Do Hurricanes Affect Cordera? · How Does Insurance Work for a Cordera Townhome?

Location: What Schools Serve Cordera? · How Far Is Cordera From Hospitals and Emergency Care? · How Long Is the Drive From Cordera to Everywhere? · What Is Near Cordera for Shopping, Beaches and Parks? · What Is Being Built Around Cordera?

Comparisons: How Does Cordera Compare With Nearby Communities? · Cordera vs Paloma: Which Community Fits Your Priorities? · What Are the Pros and Cons of Cordera?

Selling and contact: Thinking of Selling Your Cordera Home? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts

FAQs and sources: Cordera FAQ: Buyer Edition · Cordera FAQ: Seller Edition · Sources · Downloadable Documents

What Is Cordera in Bonita Springs, and Where Is It?

Cordera is a community of 138 fee simple townhomes in 23 six-unit buildings on a 23.62-acre plat on the west side of Imperial Parkway in north Bonita Springs, ZIP 34135, inside the City of Bonita Springs. D.R. Horton built it from 2015 to 2017, with a clubhouse, pool and fitness room beside a 1.58-acre lake.

Data updated: October 2026 (county roll dated October 11, 2026; Lee County parcel and building footprint layers read October 12, 2026; recorded plat and Declaration, Lee County Clerk).

Where exactly is Cordera?

Cordera's single vehicle entrance is Cordera Way, which leaves Imperial Parkway on its west side. By road the entrance sits about 2.3 miles north of East Terry Street and 1.7 miles south of Coconut Road, where the Village of Estero begins. Interstate 75 runs about a tenth of a mile east of the community at its nearest point: the closest home lot edge is 0.069 mile from the I-75 centerline, and Imperial Parkway is 0.026 mile from the nearest lot. Imperial Parkway here is a county-maintained, divided road posted at 45 mph.

The neighbours are separate places with their own plats and associations. Bonita Lakes lies to the north, about 0.12 mile away at the nearest parcel edge. Bonita Golf Club Villas and its First Addition lie to the west, and Sir Michael's Place to the north-west. Bonita Springs High School sits to the south-east, and Hawthorne and Paloma lie beyond it along Imperial Parkway. Villages at Old Cypress is also nearby and is likewise a separate place.

How big is Cordera?

Cordera is 138 homes in 23 buildings of six, on three home streets reached by one entry road, with 13 tracts owned by the association, all on a 23.62-acre plat. The arithmetic is simple and it checks: 23 buildings times 6 homes is 138, and 138 lots plus 13 tracts is 151 parcels on the Lee County parcel layer.

The 13 association tracts, by the area the county layer states, are the private road tract of 2.840 acres, the 1.581-acre lake, two preserves of 3.970 and 2.860 acres, the 0.589-acre recreation tract that holds the clubhouse and pool, a 1.414-acre open-space tract, six smaller open-space tracts of 0.055 to 0.248 acre each and a 0.266-acre access, drainage, utility and emergency access tract.

Every sales figure on this page rests on the 137 Cordera homes in the county roll file, all with a year built. The community itself is 138 townhomes on 138 platted lots, which is the count the plat and the county's parcel and building layers show.

The three streets of Cordera

Cordera Way is the entry road from Imperial Parkway. The homes sit on three streets: Alvara Way, with 66 homes in 11 buildings built from 2015 to 2017; Alvara Point Drive, with 42 homes in 7 buildings built in 2016 and 2017; and Cordera Point Drive, with 30 homes in 5 buildings built in 2016. Added up, 66 plus 42 plus 30 is 138.

All four roads are private. The recorded plat dedicates the road tract, holding Cordera Way, Alvara Way, Cordera Point Drive and Alvara Point Drive, to Cordera Homeowners' Association, Inc. with the responsibility to maintain it, and the interior streets are posted at 25 mph. The association took title to all 13 common tracts by deed dated June 8, 2017 and recorded June 13, 2017.

Cordera is not the Cordera near St. Augustine

Searches for Cordera turn up another community of the same name in St. Johns County, near St. Augustine, with its own association, "Cordera Owners Association, Inc.", and a D.R. Horton townhome collection there marketed as "Cordera THs". That community is a separate place in a different county, and nothing about its association, fees or rules applies in Bonita Springs. A Cordera in Colorado Springs is also unrelated. This guide covers only the Cordera on Imperial Parkway in the City of Bonita Springs, Lee County, ZIP 34135. It is also not part of Bonita Golf Club Villas, Paloma or Bonita Lakes, each of which has its own plat and association.

Cordera at a glance

Item

Fact

Source

Homes

138 fee simple townhomes on platted lots

Recorded plat; Lee County parcel layer

Buildings

23, six homes each

Lee County building footprints layer

Plans by county heated area

1,628, 1,826 and 2,033 square feet (2, 3 and 3 bedrooms)

Lee County roll and parcel layer

Years built

2015 to 2017

Lee County roll

Builder

D.R. Horton, Inc.

Recorded plat and deeds

Plat

Instrument 2014000173120, recorded 2014

Lee County Clerk

Declaration

Instrument 2014000128207, recorded 2014; amended 2017, 2018 and 2023

Lee County Clerk

Association

Cordera Homeowners' Association, Inc. (Chapter 720)

Florida Division of Corporations

Manager

Vesta Property Services

Association annual reports, Florida Division of Corporations

Jurisdiction

City of Bonita Springs

Lee County Property Appraiser

ZIP

34135

Lee County roll

Tax district

017 (12.7970 mills on the 2025 bill)

Lee County Tax Collector

Zoning

RPD (Bonita 30 RPD, Ordinance 07-14)

City of Bonita Springs

Roads

Private, maintained by the association

Recorded plat

Water and sewer

Bonita Springs Utilities

Bonita Springs Utilities

Amenities

Clubhouse, pool, fitness room

Recorded association amenity rules, 2020

FEMA panel

12071C0657G, effective November 17, 2022; shaded and minimal Zone X by lot

FEMA National Flood Hazard Layer

Evacuation zone

B

Lee County evacuation zones layer, October 12, 2026

School zones

Elementary Zone Q, Middle Zone GG, High School South Zone 3

School District of Lee County, 2026-27 zone data

If you are choosing an agent for a move in or out of Cordera, our guide to the best real estate agents in Bonita Springs sets out how we compare teams on the public record.

Is a Cordera Townhome a Condo or a Fee Simple Home?

A Cordera townhome is fee simple: each home sits on its own platted lot, conveyed by warranty deed, under a Chapter 720 homeowners' association. There is no condominium declaration, and the recorded Declaration of Cordera defines each Home as "an attached single family dwelling constructed upon and including a Lot", so a buyer owns the land under the home.

What the plat, the deeds and the Declaration say

Three recorded documents settle what a Cordera buyer owns. The first is the recorded plat of Cordera (Lee County Clerk Instrument 2014000173120, recorded August 20, 2014), titled "City of Bonita Springs" and approved by City Council on August 12, 2014. It divides the land into 138 numbered lots and 13 tracts, and each lot is the footprint of one home and the ground around it.

The second is the deed. The builder's warranty deeds of 2015 to 2017, and the resale deeds since, convey a numbered "Lot, Cordera" to the buyer "in Fee Simple forever", subject to the covenants of record. A Cordera deed conveys a lot, and the home stands on it.

The third is the recorded Declaration of Covenants, Conditions, and Restrictions of Cordera (Lee County Clerk Instrument 2014000128207, recorded June 18, 2014), as amended in 2017, 2018 and 2023. Its definition of a Home is the one to remember: "an attached single family dwelling constructed upon and including a Lot." The word "attached" describes the shared walls; the words "upon and including a Lot" describe the ownership.

Shared walls and the party-wall rule

Each Cordera building joins six homes wall to wall. The Lee County building footprints layer describes all 138 home footprints as a multi-family town house, one footprint per platted lot, joined in 23 groups of six with open ground between the buildings. The zoning that allowed them, City of Bonita Springs Ordinance 07-14, anticipated exactly this product in a footnote: "For attached townhomes, sold fee simple, the side yard setback may be zero feet (0') when sharing a wall with an adjacent unit."

Because a wall is shared, the Declaration treats it as a party wall. Under the amended Article XI, Section 5, neighbours share the cost of structural and interior repair of a shared wall equally, unless the damage is a casualty the association's insurance covers; an owner whose negligence causes the damage pays all of it; shared roofing between attached homes is treated like a party wall; and no opening or structural change may be made in a party wall without both owners' agreement.

Why the condo question matters to a buyer

Florida writes separate statutes for the two kinds of association. A condominium association runs under Chapter 718, the condominium statute. Cordera Homeowners' Association, Inc. was organized under Chapters 617 and 720, as a homeowners' association and not a condominium association, so the homeowners' association statutes in Chapter 720 govern a Cordera sale.

In practice that means three things. First, the seller of a Cordera home gives the buyer the Chapter 720 disclosure summary before the contract; under Florida Statutes 720.401, if it is not given, the contract is voidable by the buyer within 3 days after receipt or before closing, whichever comes first. Second, the estoppel certificate is issued under Florida Statutes 720.30851: within 10 business days of a written or electronic request, valid 30 days (35 if mailed), with a statutory base fee of $250, plus $100 if expedited within 3 business days and $150 if the account is delinquent; DBPR's current adjusted caps are $299, $119 and $179, and the association's actual fee may be lower and is not published. Third, insurance: under the 2017 amendment the owner insures the interior, contents and liability while the association insures the building shell.

That third point carries a caution. Citizens' flood rule exempts condominium unit-owner policies, but a Cordera home is a fee simple townhome, not a condominium unit, so this guide never claims that exemption for a Cordera owner. From January 1, 2027 Citizens requires flood coverage on every new and renewing personal residential policy that includes wind coverage, whatever the zone, and a carrier decides how it writes a policy for an owner who insures only the interior.

One association, no master and no CDD

Cordera has one association and nothing layered above it. Cordera Homeowners' Association, Inc. is a Florida not-for-profit corporation, document number N14000005633, filed June 12, 2014 and active, organized as a homeowners' association rather than a condominium association. There is no master association, and there is no community development district: the 2025 Lee County tax bill, the parcel layer and the state corporation records show none. A Cordera owner therefore deals with one budget, one estoppel and one set of rules.

What the Clerk's index labels and portal categories get wrong

Two records can make Cordera look like something it is not. A 2018 rules filing at the Lee County Clerk was indexed under a condominium document label, and a builder website category grouped the townhomes with condominiums. Neither changes what the plat, the deeds and the Declaration say. An index label is how a filing clerk sorted a document and a web category is how a site sorted its listings; the recorded instruments are what a title company reads, and they describe 138 fee simple lots under a Chapter 720 association.

What Is It Like Living in Cordera as a Homebuyer?

Living in Cordera means an attached townhome with a garage on a small lot, in a building the county records as two-story, inside one association that handles lawns and building exteriors, with a lake, two preserves and a clubhouse, pool and fitness room. Bonita Springs High sits next door, and Coconut Point is about 11 minutes away.

Townhome living with association-run exteriors

The day-to-day difference at Cordera is what the owner does not do outside. Since the amendment recorded December 6, 2017 (Lee County Clerk Instrument 2017000252622), "the Association shall be responsible for the structural maintenance, repair or replacement of the exterior walls of the Home, the exterior wall stucco and the roofs, including gutters and downspouts and the cost shall be a common expense." The same amendment makes exterior painting and pressure cleaning an association job: the text anticipates painting every five years and pressure washing roofs, walls, sidewalks, patios and driveways every three years.

Lawn, trees, shrubs and irrigation on every lot are association duties too, carried in the budget as grounds maintenance, and replacement grass, trees and shrubs are a common expense. The flip side is control: owners may not plant on the lot without consent, and plantings an owner adds are the owner's to keep.

Inside the walls, the owner is in charge. The owner maintains and insures the interior and contents: drywall, interior walls, plumbing, wiring, floor and ceiling coverings, fixtures, appliances, air conditioning, water heaters, cabinets and countertops, window treatments including shutters, and screen enclosures, plus the windows, doors, garage door, foundation and driveway.

Lake, preserve and open-space views

What sits behind a Cordera lot depends on where it is. Measured from the county parcel boundaries, 50 lots touch the 1.58-acre lake tract, 42 back onto the two preserve tracts, 19 back onto the main open-space tract and 24 lots on Alvara Way back onto a 10.17-acre State of Florida Department of Transportation parcel outside the plat, which is an FDOT pond site; the rest touch small open-space tracts. Every lot fronts the private road.

The lake is a permitted stormwater lake, and the Declaration is blunt about it: "All recreational activities, including without limitation, boating, swimming, wading or fishing, in water management areas are strictly prohibited." The two preserves, of 3.97 and 2.86 acres, are dedicated to the association as preserve area, and the Declaration bars building, dumping and vegetation removal in the conservation areas.

On price, the county record shows no measurable lake difference. Over the 36 months to September 25, 2026, the 15 sales of lake-touching lots had a $395,000 median and the 14 sales of other lots a $390,000 median.

The clubhouse, pool and fitness room

The association's recorded Amenities Rules of 2020 put it simply: "Cordera has recreational amenities, including a pool, clubhouse and fitness room." The pool is open dawn to dusk, with up to 8 guests per owner, children under 14 with an adult and no lifeguard; food and drink stay on the covered terrace, with no glass and no smoking. The fitness room is open 5 AM to 11 PM, with anyone under 16 accompanied by an adult. The clubhouse is open 8 AM to 11 PM, and a private function there is arranged by agreement through the manager, for up to 20 guests, with a $150 refundable deposit and a cleaning fee from $75 an hour if the room is not left clean. The amenities section further down this guide covers the buildings and their permits.

Rules you live with every day

A buyer meets several recorded rules on the first day. The 2018 and 2019 recorded Rules say "Fences are not allowed in Cordera" and "Pools are not allowed on home lots"; sheds, tents, swing sets, trampolines and tree houses are not allowed; window air conditioners are out; screen enclosures are white, black or bronze with charcoal screening; trash cans go out no earlier than 6 pm the day before pickup and are back in the garage by 6 am the day after; and outdoor activities end at 9 pm.

Parking is driveways, garages and designated guest spaces only. Owners may not park in guest spaces, cars may not park on the street, grass or sidewalk, and car covers are not allowed. Trucks over one ton, trailers, commercial vehicles, recreational vehicles and boats are allowed only inside an enclosed garage, and towing follows 24 hours' notice. The rules section further down this guide covers pets, architectural approval and signs, and the access section sets out how residents and guests enter, as two separate public records describe it.

What Cordera does not have

The records show a pool, clubhouse and fitness room and no courts or spa: no tennis, pickleball, bocce, playground or sport court appears on the county card, the state pool list, the rules or the 2025 aerial. There is no golf course, marina, boat dock or beach inside Cordera, and the neighbouring Bonita Golf Club Villas plats have no golf course parcel. The nearest public course, Bonita Fairways, a public executive course, is about 9 minutes away, and Lee County's Imperial River Boat Ramp is about 11 minutes away, open dawn to dusk at $5 a day per vehicle.

On foot, Bonita Springs High is the only named destination under a mile, about 0.8 mile by the Imperial Parkway sidewalk; the county address register shows no grocery, restaurant or shop within a mile. Daily errands here are a short drive.

What we walk a Cordera buyer through first

Before an offer, we take a Cordera buyer through the same records in the same order. First, the recorded Declaration and the 2017 amendment, so the buyer knows the association roofs, paints and insures the shell and the owner insures the interior. Second, the association's current budget and the estoppel certificate, because the assessment amount is not published in the public record. Third, the leasing rule, if the buyer may ever rent the home. Fourth, the lot's position (lake, preserve, open space or the FDOT parcel behind it) and its FEMA flood zone. Fifth, the owner's interior insurance quote. Sixth, the capital contribution of two months of regular assessments that the buyer pays at closing. Call Marc at (239) 287-5873 to start that review on a specific home.

★★★★★ "Marc knows the market, works for his buyer and is attentive to his goals." Verified Google review

What Does the Cordera Market Look Like Right Now?

Cordera in Bonita Springs recorded 11 sales in the 12 months to September 25, 2026 at a $360,000 median, from $295,000 to $440,000, or $198.40 per square foot of county heated area, and all 11 were resales. Over 60 months, 53 sales recorded a $400,000 median. Days on market and other MLS measures are not available yet.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026).

The county record, 12 months to September 25, 2026

Measure

Value

Sales

11

Median

$360,000

Range

$295,000 to $440,000

Builder-direct sales

0

Resales

11

Price per square foot of county heated area

$198.40 (n = 11)

Sales from $200,000 to $300,000

1

Sales from $300,000 to $400,000

7

Sales from $400,000 to $500,000

3

Days on market and sale-to-list

Information not available at time of publishing (checked 2026-10-10).

Every figure is a DOR-qualified, improved sale in the Lee County record, drawn from the 137 Cordera homes in the county roll file. With 11 sales, the median is the sixth of the 11 prices in order from lowest to highest. Builder-direct is an estimate the county record supports: D.R. Horton's first recorded sales ran from May 21, 2015 to September 26, 2017, and none fall in this window.

Every recorded sale in the last 12 months

Date recorded

Price

Street

Year built

County heated square feet

Bedrooms

October 21, 2025

$323,000

Alvara Point Drive

2016

1,628

2

October 31, 2025

$324,000

Alvara Way

2016

1,628

2

December 12, 2025

$330,000

Alvara Point Drive

2016

1,628

2

December 16, 2025

$400,000

Alvara Point Drive

2017

2,033

3

March 27, 2026

$375,000

Alvara Way

2015

1,826

3

March 31, 2026

$380,000

Cordera Point Drive

2016

2,033

3

April 23, 2026

$440,000

Alvara Way

2015

2,033

3

May 1, 2026

$360,000

Alvara Point Drive

2016

1,826

3

May 29, 2026

$350,000

Cordera Point Drive

2016

1,826

3

June 18, 2026

$295,000

Alvara Way

2015

1,628

2

September 8, 2026

$400,000

Cordera Point Drive

2016

1,826

3

The list shows bedrooms only, because the county's records differ on half baths. Read by plan, the year is orderly: the four 1,628 square foot homes sold for $295,000 to $330,000, the four 1,826 square foot homes for $350,000 to $400,000 and the three 2,033 square foot end units for $380,000 to $440,000. Each plan group has fewer than 10 sales, so this guide prints ranges for them and no median. The highest sale of the year was the $440,000 end unit on Alvara Way in April 2026, and the lowest was the $295,000 interior home on Alvara Way in June 2026.

The longer view: 24, 36 and 60 months

Window (to September 25, 2026)

Sales

Median

Range

12 months

11

$360,000

$295,000 to $440,000

24 months

18

$377,500

$295,000 to $440,000

36 months

29

$395,000

$295,000 to $460,000

60 months

53

$400,000

$295,000 to $475,000

All recorded history (May 21, 2015 to September 25, 2026)

246

$267,350

$210,524 to $475,000

The 24-month median of $377,500 is the average of the middle pair, $375,000 and $380,000, because 18 is an even count. The all-history figure includes the builder's first sales of 2015 to 2017, which is why it sits so far below the recent windows. The highest recorded Cordera sale in all history is $475,000, in 2023.

Cordera by calendar year

Year

Sales

Median or range

2019

13

$271,000 median ($225,000 to $285,000)

2020

12

$266,500 median ($234,900 to $285,000)

2021

23

$299,990 median ($232,000 to $371,000)

2022

17

$416,500 median ($335,000 to $466,619)

2023

6

$415,000 to $475,000 (no median, under 10 sales)

2024

12

$402,500 median ($342,000 to $439,000)

2025

8

$323,000 to $425,000 (no median, under 10 sales)

2026, through September 25

7

$295,000 to $440,000 (no median, under 10 sales)

A median appears only where a year has 10 or more sales, and the county record shows no builder-direct sale in any year from 2019. Worked calendar to calendar: the median moved from $266,500 in 2020 (12 sales) to $416,500 in 2022 (17 sales), up $150,000, or 56.3 percent ($150,000 divided by $266,500). From 2022 to 2024 (12 sales) it moved from $416,500 to $402,500, down $14,000, or 3.4 percent ($14,000 divided by $416,500). The mix of plans sold differs from year to year, so a change between two calendar medians describes those sales, not every home.

What the record shows about price direction

The 12-month median of $360,000 sits below both the 2022 calendar median of $416,500 and the 2024 calendar median of $402,500, and below the $400,000 median of the 60-month window. Price per square foot points the same way: the 12-month figure of $198.40 per square foot of county heated area is below every 36-month and 60-month group figure on the record, which run from $207.72 to $224.86, because those longer windows include the 2022 to 2024 sales that ran higher. That is what the recorded sales show. It is not a forecast, and with 11 sales in a year, the plan mix of a few sales can move the median.

From builder prices to today

D.R. Horton marketed three plans in 2015 under the names Beechwood, Cottonwood and Westwood (builder marketing, April 2015), and its own pages set the starting line. A January 15, 2015 page announced town homes of 1,588 to 1,975 square feet "from the low $200s". An April 25, 2015 page priced three plans: from $207,990 for the Beechwood (2 bedrooms, 1-car garage), $231,990 for the Cottonwood (3 bedrooms, 2-car garage) and $249,990 for the Westwood (3 bedrooms, 2-car garage). Matching those names to the county's 1,628, 1,826 and 2,033 square foot plans is likely but not stated in any record, so the county heated areas govern every figure on this page.

From the builder's lowest 2015 marketed price of $207,990 to the 12-month median of $360,000 is $152,010. From the all-history median of $267,350 to the 12-month median is $92,650. Both comparisons span different years and a different mix of plans, so they describe the record, not the change in any one home's value.

What the public record cannot tell you yet

The Lee County record holds deeds and prices; it does not hold listing data. Days on market, sale-to-list ratio, active listings and months of supply: Information not available at time of publishing (checked 2026-10-10). The county record also cannot say what condition a home was in when it sold or what the seller updated inside it, so a price comparison between two Cordera sales of the same plan starts with what each listing and inspection showed.

Buying or Selling in Cordera? Start With a Conversation

With 11 Cordera sales on the Lee County record in the last 12 months, and each of the three plans selling in its own price range, pricing starts with which plan you own and where your lot sits. Sellers can get a free home valuation at https://mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072. Buyers can call Marc at (239) 287-5873 or read how we represent buyers in Southwest Florida.

What Kinds of Townhomes Are in Cordera?

Cordera in Bonita Springs has three townhome plans by county heated area: 1,628 square feet with 2 bedrooms, and 1,826 and 2,033 square feet with 3 bedrooms, 46 homes of each. Every Cordera building runs end unit, four interior units, end unit, and the 46 end units are the 2,033 plan. Every home has a garage and no private pool.

Data updated: October 2026 (Lee County roll dated October 11, 2026; Lee County building footprints read October 12, 2026; Lee County recorded sales through September 25, 2026).

Three plans in every building

The Lee County building footprints layer shows each of the 23 Cordera buildings as six town house footprints joined wall to wall, one per platted lot. Read along each building, the county heated areas always run in the same order: 2,033, 1,826, 1,628, 1,628, 1,826 and 2,033 square feet. So each building holds two homes of each plan, the two largest at the ends and the two smallest in the middle. Across the community that makes 46 + 46 + 46 = 138 homes.

The county records the homes as two-story buildings. Prices follow plan size more than anything else on the record, so the table groups the sales by plan. Twelve-month figures are ranges only, because no plan had 10 or more sales in that window; a median appears only where a longer window holds 10 or more sales.

Plan by county heated area

Bedrooms

Position in the building

Homes

Lot area median

12 months to September 25, 2026

Longer window

1,628 sq ft

2

the two middle homes

46

2,134 sq ft

4 sales, $295,000 to $330,000

36 months: 10 sales, median $346,000 ($295,000 to $370,000), $212.53 per sq ft

1,826 sq ft

3

second and fifth homes

46

2,788 sq ft

4 sales, $350,000 to $400,000

36 months: 12 sales, median $405,000 ($350,000 to $439,000), $221.80 per sq ft

2,033 sq ft

3

both end units

46

3,833 sq ft

3 sales, $380,000 to $440,000

60 months: 16 sales, median $437,000 ($380,000 to $475,000), $214.95 per sq ft

Source: Lee County recorded sales, our analysis of the 137 Cordera homes in the county roll file; lot areas from the Lee County parcel layer. Price per square foot is per square foot of county heated area.

End units and interior units

The 46 end units are the 2,033 square foot plan, so an end unit is also the largest home in its building. That is why end units recorded the highest prices: in the 12 months to September 25, 2026 the three end-unit sales ran from $380,000 to $440,000, and over 60 months the 16 end-unit sales had a $437,000 median against $371,000 for the 37 interior-unit sales.

Measured per square foot of county heated area, the end units carry no clear premium. Their $214.95 over 60 months sits between the 36-month figures for the two interior plans, $212.53 for the 1,628 plan and $221.80 for the 1,826 plan, and interior units over 24 months (14 sales, median $355,000) came to $207.72. The windows differ because each group needs 10 or more sales for a median, so read the comparison as a size effect, not a position premium. The 36-month window held only 7 end-unit sales, from $380,000 to $460,000, too few for a median.

D.R. Horton's 2015 plan names

D.R. Horton marketed three plans in 2015 under the names Beechwood, Cottonwood and Westwood (builder marketing, April 2015). The builder's April 25, 2015 plan pages listed the Beechwood with 2 bedrooms and a 1-car garage from $207,990, the Cottonwood with 3 bedrooms and a 2-car garage from $231,990, and the Westwood with 3 bedrooms and a 2-car garage from $249,990. A January 15, 2015 builder page described the town homes as 1,588 to 1,975 square feet "from the low $200s".

The builder measured living area differently from the county, so its square footages do not match the county's heated areas. The likely match is Beechwood to the 1,628 square foot plan (the only 2-bedroom plan), with Cottonwood and Westwood likely the 1,826 and 2,033 square foot plans. That match is an inference from bedrooms and price order; every figure on this page uses the county's heated area.

Garages, parking spaces and no private pools

The Lee County parcel layer shows a garage at every Cordera lot. D.R. Horton's 2015 marketing showed a 1-car garage on the 2-bedroom plan and 2-car garages on the 3-bedroom plans. Parking under the recorded Declaration and Rules is limited to driveways, garages and designated guest spaces, and owners may not park in guest spaces. Street, grass and sidewalk parking are not allowed, and trucks over one ton, trailers, commercial vehicles, recreational vehicles and boats may be kept only inside an enclosed garage.

The association's recorded 2018 access-control policy ties vehicle stickers to garage size: a home with a one-car garage may hold up to two RFID windshield stickers and a home with a two-car garage up to four. Two stickers per home are free and each extra or replacement sticker costs $20.

No Cordera lot has a private pool. The county layer shows no pool on any of the 138 home lots, and the association's recorded Rules say "Pools are not allowed on home lots". The one pool in Cordera is the association's, beside the clubhouse.

Bedrooms and baths on the county record

The county roll gives 2 bedrooms for the 1,628 square foot plan and 3 bedrooms for the 1,826 and 2,033 square foot plans. Bath counts differ between county records for the same plan, so this page prints bedrooms only; a listing or the home itself is the better guide to baths. For scale, the county building record carries the area under roof (not living area) at about 2,031 square feet for the 1,628 plan, 2,411 for the 1,826 plan and 2,634 for the 2,033 plan, because it measures area under roof, not heated living area.

Lot sizes on a townhome plat

Each Cordera home sits on its own platted lot, and the lot is mostly the ground under the home, its driveway and a strip behind it. Lot areas on the county parcel layer run from 1,917 to 6,186 square feet (0.044 to 0.142 acre), with a median of 2,788 square feet. By plan the medians are 2,134 square feet for the 1,628 plan, 2,788 for the 1,826 plan and 3,833 for the 2,033 end units, which carry the side ground at each end of a building.

A lot area is not a private yard. Under the Declaration the association mows the grass and trims the trees and shrubs on every lot and runs the irrigation, and owners may not plant on the lot without consent, so the open ground around a Cordera home is kept as one landscape.

Original prices and today

The builder's lowest 2015 marketed price was $207,990 for the Beechwood. The 12-month median to September 25, 2026 is $360,000, which is $152,010 higher. Against the all-history Cordera median of $267,350 (246 recorded sales from May 21, 2015 to September 25, 2026), the 12-month median is $92,650 higher. Both comparisons mix eras and plans: the builder price was a base price before options, and each window holds a different mix of the three plans.

How Do the Buildings, Streets and Lot Positions in Cordera Differ?

Every Cordera building in Bonita Springs shares one association, one assessment rate, one set of rules and the same three plans. What changes is position: 50 Cordera lots touch the lake, 42 back onto preserve, 19 onto an open-space buffer and 24 onto a state pond site outside the plat, and the sales record shows no measurable lake premium.

Data updated: October 2026 (Lee County parcel and building footprints layers read October 12, 2026; Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026).

23 buildings of six

Cordera's 138 homes stand in 23 buildings of six, with open ground between buildings, one building per group of six platted lots. Each building was built in a single year: 8 buildings (48 homes) in 2015, 10 buildings (60 homes) in 2016 and 5 buildings (30 homes) in 2017, so 48 + 60 + 30 = 138. City permits for the buildings were issued building by building, and the Property Appraiser lists new-construction permits for the homes in multiples of six.

Because the Declaration sets one uniform assessment for every lot with a home, a buyer pays the same association rate in any building, on any street and in any position. The differences between Cordera homes are plan size, what lies behind the lot and the year the building was finished.

Street by street

All three home streets are private, owned and maintained by the association, and every street holds the same three plans in the same building pattern.

Street

Homes

Buildings

Years built

12 months to September 25, 2026

60 months to September 25, 2026

Alvara Way

66

11

2015 to 2017

4 sales, $295,000 to $440,000

24 sales, median $390,250

Alvara Point Drive

42

7

2016 and 2017

4 sales, $323,000 to $400,000

15 sales, median $400,000

Cordera Point Drive

30

5

2016

3 sales, $350,000 to $400,000

14 sales, median $415,750

Source: Lee County parcel layer for homes and buildings (Cordera Point Drive holds 30 homes on the layer and 29 in the county roll file); Lee County recorded sales, our analysis. The 60-month medians differ by less than 7 percent with the same plan mix on every street, so the street a home is on tells a buyer little about price.

Lake lots

Measured from the county parcel boundaries, 50 Cordera lots touch the 1.58-acre lake tract; the county's own lake code appears on 48 of them. The lake is part of the association's stormwater system.

The record shows no measurable lake premium. Over 36 months to September 25, 2026, the 15 sales of lake-touching lots had a $395,000 median ($323,000 to $440,000) and $216.32 per square foot of county heated area, against a $390,000 median ($295,000 to $460,000) and $212.02 per square foot for the 14 sales of lots not on the lake. Over 60 months the order flips: 25 lake-lot sales at a $395,000 median and 28 other sales at $410,000. A view may matter to a buyer, but on this record it has not moved the median.

Preserve and open-space lots

Forty-two Cordera lots back onto the two preserve tracts, of 3.97 and 2.86 acres, and 19 lots back onto open-space tract OS-1, a buffer of 1.41 acres. The rest touch small open-space tracts, and every lot fronts the private road tract.

Over 60 months to September 25, 2026, the 12 sales of preserve-backing lots had a $422,000 median and $224.86 per square foot of county heated area. That is an observation over five years and a small group, not a rule, and it is the only preserve-lot median this page prints.

The lots that back onto the FDOT pond site

Twenty-four Alvara Way lots back onto a 10.17-acre State of Florida Department of Transportation parcel outside the Cordera plat, beside the entrance on the north-east side. The county cost card shows 6.17 acres of buffer and 4.00 acres of lake on that parcel.

FDOT's posted Lee County roll plot for its I-75 express lanes project (452544-1) labels Cordera and shows a "PROPOSED POND" on that parcel and a "PROPOSED NOISE WALL" along the west edge of the I-75 right-of-way, from the high school frontage to about opposite the Cordera entrance. FDOT's project page lists the current phase as starting in mid 2026, but FDOT does not publish when the pond or the noise wall would be built. The section on what is being built around Cordera covers the project.

Build years 2015, 2016 and 2017

Alvara Way's buildings date from 2015 to 2017, Alvara Point Drive's from 2016 and 2017, and Cordera Point Drive's from 2016. Year built does not order the prices. Over 36 months to September 25, 2026, homes built in 2015 had 10 sales at a $402,500 median, homes built in 2016 had 13 sales at a $370,000 median, and homes built in 2017 had 6 sales from $350,000 to $439,000, too few for a median. The newest buildings do not sell for more on this record.

Where the last 12 months of sales were

The 11 recorded sales in the 12 months to September 25, 2026 spread across all three streets: 4 on Alvara Point Drive ($323,000 to $400,000), 4 on Alvara Way ($295,000 to $440,000) and 3 on Cordera Point Drive ($350,000 to $400,000). By plan they were 4 sales of the 1,628 square foot plan ($295,000 to $330,000), 4 of the 1,826 plan ($350,000 to $400,000) and 3 end units of the 2,033 plan ($380,000 to $440,000). The highest was a 2,033 square foot end unit on Alvara Way at $440,000 on April 23, 2026, and the lowest a 1,628 square foot interior home on Alvara Way at $295,000 on June 18, 2026.

How Did D.R. Horton Build Cordera, and When?

Cordera in Bonita Springs began in 2007, when the City rezoned the 23.56-acre "Bonita 30" tract to a Residential Planned Development for up to 138 attached homes. D.R. Horton bought the land in 2012, recorded the Declaration and plat in 2014, closed the first home in May 2015 and the last in September 2017, and owners took control in 2017.

Data updated: October 2026 (City of Bonita Springs ordinance and permit records, South Florida Water Management District permits, Lee County Clerk recorded instruments and Florida Division of Corporations filings, read October 12 and 13, 2026).

Before Cordera: the Bonita 30 rezoning

On October 22, 2007, the City of Bonita Springs adopted Zoning Ordinance 07-14 (case DCI2005-00113) on the application of Colonial Homes. It rezoned the 23.56-acre "Bonita 30" tract from agricultural zoning to a Residential Planned Development, the "Bonita 30 RPD", for up to 138 townhouse, two-family attached or multi-family homes and an amenity center. The Zoning Board recommended approval 6 to 0 and City Council voted 7 to 0.

The ordinance shaped what was built. It required at least 10.50 acres of open space and 7.08 acres of preserve, a 90-foot indigenous preserve buffer on the west line and a 25-foot structure setback from preserves, and it allowed a residents-only club and clubhouse on the amenity tract. One footnote explains the shared walls: "For attached townhomes, sold fee simple, the side yard setback may be zero feet (0') when sharing a wall with an adjacent unit."

D.R. Horton buys the land

D.R. Horton, Inc. bought the land from Colonial Homes, Inc. by a special warranty deed dated December 10, 2012, for $1,250,000, recorded with the Lee County Clerk. An earlier "Bonita 30" stormwater permit application filed by Colonial Homes in 2006 had been withdrawn in 2009.

The plat, the Declaration and the stormwater permit

The permits and recorded documents followed in order:

  • The South Florida Water Management District issued Environmental Resource Permit 36-08053-P, "Cordera (Aka Bonita 23)", an individual permit for 23.62 acres, with final action on October 14, 2013. The association is now the permittee of record.
  • The City issued development order DOS13-06674-BOS ("Cordera: Bonita 23 fka Bonita 30") on January 3, 2014; it was finaled July 13, 2017.
  • D.R. Horton incorporated Cordera Homeowners' Association, Inc. on June 12, 2014 (Articles of Incorporation, Florida Division of Corporations).
  • The Declaration of Covenants, Conditions, and Restrictions of Cordera was recorded on June 18, 2014 (Instrument 2014000128207).
  • City Council approved the plat of Cordera on August 12, 2014, and it was recorded on August 20, 2014 (Instrument 2014000173120), a 23.62-acre plat titled "City of Bonita Springs".

Building out, 2015 to 2017

The Property Appraiser lists 137 new-construction permits for Cordera homes, dated December 2014 to August 2016 and grouped in multiples of six, building by building. The clubhouse and pool were finaled in July 2015, and the first home sale was recorded on May 21, 2015. The busiest building year was 2016, with 10 buildings; D.R. Horton's last builder deed was recorded in late September 2017.

The 23 buildings were permitted from late 2014 to mid 2016 and built from 2015 to 2017 under the statewide Florida Building Code, the 2010 edition or the 5th Edition (2014) depending on permit date, with its wind-borne debris provisions. This page does not assign an edition to any single building.

Owners take over

The Articles let the developer appoint the board until three months after 90 percent of the lots were conveyed to owners. By April 2017 an outside management company was in place; in June 2017 D.R. Horton deeded all 13 common tracts to the association; and by October and November 2017 the owner-elected board was amending the Declaration. Owners took control of the association in 2017.

Vesta Property Services has been the association's registered agent and principal address since its January 2025 and April 27, 2026 annual reports, from an office on Walden Center Drive in Bonita Springs. The Florida Department of Business and Professional Regulation lists Vesta Property Services Inc as a community association management firm, licence CAB3970, current to September 30, 2027.

A defect case filed and dismissed

A construction-defect case the association brought against the builder was filed in Lee County Circuit Court in 2021 and voluntarily dismissed in 2023. What it alleged and any settlement are not in the public record we read.

For general context only, Florida Statutes 95.11 requires an action founded on the design or construction of an improvement to be brought within 4 years, with latent defects running from discovery, and in any event within 7 years after the certificate of occupancy or completion. For homes completed from 2015 to 2017, that 7-year outer limit has passed. This is general law, not advice on any home.

A timeline you can check

Year

Event

Record

2007

City rezones the Bonita 30 tract to RPD for up to 138 homes (October 22)

Ordinance 07-14

2012

D.R. Horton buys the land (December 10)

Special warranty deed

2013

Stormwater permit 36-08053-P, final action October 14

South Florida Water Management District

2014

Development order (January 3); association incorporated (June 12); Declaration recorded (June 18); plat approved (August 12) and recorded (August 20)

City, Division of Corporations, Lee County Clerk

2015

First home sale recorded (May 21); clubhouse and pool finaled (July)

Lee County recorded sales; City permits

2016

Busiest building year: 10 buildings, 60 homes

Lee County parcel layer

2017

Common tracts deeded to the association (June); last builder deed (September); maintenance and insurance amendment recorded (December 6)

Lee County Clerk

2018

Leasing amendment recorded (September 6); Rules and access-control policy recorded (December 19)

Lee County Clerk

2019 and 2020

Restated Rules (2019) and Amenities Rules (2020) recorded

Lee County Clerk

2021 to 2023

Construction-defect case filed (2021) and voluntarily dismissed (2023)

Lee County Circuit Court

2022

Current FEMA flood map panel effective (November 17)

FEMA

2023

Corrected leasing amendment recorded (May 10)

Lee County Clerk

2025 and 2026

Vesta Property Services on the annual reports

Florida Division of Corporations

Builder warranties today

D.R. Horton's current warranty page states no term, and the warranty terms given at the original 2015 to 2017 closings are not in the public record. So the public record gives a buyer today no builder warranty term to rely on; every Cordera sale in the last 60 months was a resale.

What Does the Cordera Declaration Say?

The Declaration of Covenants, Conditions, and Restrictions of Cordera, recorded June 18, 2014 as Lee County Clerk Instrument 2014000128207, binds every lot in Cordera in Bonita Springs. It was amended in 2017 (the amendment rule, then maintenance and insurance), in 2018 and corrected in 2023 (leasing), and the association recorded its rules in 2018, 2019 and 2020.

Data updated: October 2026 (recorded Declaration of Cordera and amendments, Lee County Clerk, read October 13, 2026).

The recorded documents, in order

The Declaration is an 80-page instrument made by D.R. Horton, Inc. as declarant, with the legal description, the Articles of Incorporation, the By-Laws and the South Florida Water Management District permit as exhibits. Its covenants run with the land. The table lists every recorded document that governs a Cordera home today.

Recorded

Instrument

What it does

June 18, 2014

2014000128207

The Declaration, with the Articles, By-Laws and stormwater permit as exhibits (80 pages)

November 21, 2017

2017000242385

Changes how the Declaration is amended: a majority of owners present and voting at a members' meeting

December 6, 2017

2017000252622

Moves roofs, exterior walls, painting and building-shell insurance to the association (adopted November 27, 2017)

September 6, 2018

2018000214631

Leasing rules (adopted August 27, 2018)

December 19, 2018

2018000295758

Rules and Regulations and the Access Control Policy (the Clerk's index labels it a condominium document; the image is association rules)

August 23, 2019

2019000197006

Restated Rules and Regulations

May 5, 2020

2020000104953

Rule Enforcement Policy and Amenities Rules

May 10, 2023

2023000167651

Corrected leasing amendment (removes a tenant pet ban that "was not approved")

The Declaration's own definitions settle what a buyer owns: "'Home' is an attached single family dwelling constructed upon and including a Lot." Each owner holds the fee simple title to a lot, and the association, Cordera Homeowners' Association, Inc., is a Florida not-for-profit corporation organized under Chapter 720, not a condominium association. No later amendment appears on the Clerk index after May 10, 2023.

Membership, votes and the board

Every lot owner is a member of the association, with one vote per lot. While the developer held control, its Class B membership carried three votes for each Class A vote; that ended at turnover in 2017. Owners now elect the board, and Vesta Property Services manages the association.

Assessments and how they are set

The Declaration sets three kinds of assessment: regular or annual assessments for operating costs, special assessments for improvements and deficits, and individual assessments charged to one lot, such as a repair an owner's negligence caused. Annual and special assessments are uniform for every lot with a home, collected "on a quarterly or annual basis or as determined by the Board". So a Cordera assessment does not differ by plan, building or position.

Special assessments for capital improvements need a majority of the votes of each class voting at a meeting called for the purpose, with 15 to 60 days' notice and a 30 percent quorum. After 10 days, a late payment carries a late fee of the greater of $25 or 5 percent of the installment, plus interest; the association may record and foreclose a lien, accelerate the next 12 months of assessments and collect rent from a tenant of a delinquent owner.

Under Florida Statutes 720.3085, a new owner is jointly and severally liable with the previous owner for unpaid assessments, and the association's lien relates back to the recording of the original Declaration. A first mortgagee that takes title by foreclosure owes the lesser of 12 months of assessments or 1 percent of the original debt. That is why the estoppel certificate matters at every Cordera closing.

Reserves

The Declaration says the developer did not fund reserves. After turnover the members "may elect to collect reserves" by a majority of the total voting interests, and each owner acknowledges that capital repairs "may result in a Special Assessment due to reserves not being collected". Whether the members have voted reserves, and what the reserve balances are, is not in the public record we read. Since the 2017 amendment made roofs and exterior walls association costs, a buyer should read the association's current budget and financial report for that answer.

The capital contribution a buyer pays

On every resale, "each purchaser shall pay to the Association a sum equal to two months of regular assessments" as a capital contribution at closing (Article VII Section 2). The buyer pays it, and it is not refunded on a later sale. With the assessment unpublished, the formula is the figure to carry: an annual assessment divided by 6, or a quarterly assessment multiplied by two thirds. The estoppel certificate states the current assessment that sets it.

How the Declaration is amended

Since the amendment recorded November 21, 2017, the Declaration may be amended "with the approval of a majority of the Lot Owners present and voting in person or by proxy at a members meeting at which a quorum exists". Before that, an amendment needed an instrument signed by 30 percent of the lot owners. Changes that touch the surface water management system need the South Florida Water Management District's prior written approval. The Declaration runs 25 years from June 18, 2014, then renews automatically in 10-year periods.

Architectural approval

Every exterior change, "including ... exterior paint, roofing, landscaping, antennas, awnings, and shutters", needs the board's written approval under Article VIII. The board has 45 days after a complete application, and with an owner-elected board an application not acted on in 45 days "shall be deemed approved". The recorded Rules add specific standards, from screen enclosure colours to shutter types, and the Rules require the original community colours.

Fines and enforcement

Fines follow notice and a hearing before a committee, with 14 days' notice. The recorded Rules cite the Chapter 720 frame of $100 per violation and $1,000 in total, and the Declaration sets its own schedule for continuing violations. The association's 2020 Rule Enforcement Policy runs in steps: a friendly letter with 72 hours to cure, a second notice with 72 hours, a final notice with 24 hours, and then the association attorney or the fine committee.

Is Cordera age-restricted?

No. The recorded documents contain no age restriction.

Who Maintains, Paints and Insures the Cordera Buildings?

Since an amendment recorded December 6, 2017, the Cordera association in Bonita Springs maintains and replaces the roofs, exterior walls, stucco, gutters and downspouts, paints and pressure cleans every building, and insures the exterior shell at full replacement value, all as common expenses. Each Cordera owner maintains and insures the interior, windows, doors, garage door and contents.

Data updated: October 2026 (Declaration amendment recorded December 6, 2017, Instrument 2017000252622, read October 13, 2026).

The 2017 amendment in plain words

At a members' meeting on November 27, 2017, Cordera owners adopted a Certificate of Amendment to Articles IX, XI and XV of the Declaration, recorded on December 6, 2017 as Instrument 2017000252622. It made three changes a buyer should know:

  • Roofs and walls. "The Association shall be responsible for the structural maintenance, repair or replacement of the exterior walls of the Home, the exterior wall stucco and the roofs, including gutters and downspouts and the cost shall be a common expense" (Article XI Section 1(a)).
  • Paint. "The Association shall be responsible for exterior painting and pressure cleaning of the Home and improvements and the cost shall be a common expense" (Article XI Section 7). The text anticipates painting about every five years and pressure washing roofs, walls, sidewalks, patios and driveways about every three years.
  • Insurance. The association insures the "Association Insured Improvements", the insurable exterior portions of each lot and home, at 100 percent of replacement value with construction-code, demolition and increased-cost endorsements. Premiums and deductibles are association costs collected through the annual assessments (Article XV).

No later recorded instrument changes Articles XI or XV, so the 2017 text is the rule in force. An owner whose own negligence causes damage to a roof or wall still pays for that repair as an individual assessment.

What the association covers and what the owner covers

Item

Association since 2017

Owner

Source

Roofs, gutters and downspouts

Repair and replacement, a common expense

Pays only for damage the owner's negligence causes

Art. XI Sec. 1(a)

Exterior walls and stucco

Structural maintenance, repair and replacement

Same negligence exception

Art. XI Sec. 1(a)

Exterior paint and pressure cleaning

Painting and pressure cleaning, a common expense

May paint or clean more often with colour approval

Art. XI Sec. 7

Building-shell insurance

Insures the exterior portions at 100 percent of replacement value; premiums and deductibles in the assessment

Not the owner's to insure

Art. XV

Windows, screens and screen enclosures

None

Maintains and insures

Art. XI Secs. 1 and 6

Doors and garage doors

None

Maintains and insures

Art. XI Sec. 1

Foundation

None

Maintains

Art. XI Sec. 1

Drywall, interior walls, wiring, plumbing, ducts, fixtures, appliances, air conditioning and heating, water heaters, cabinets, countertops, floor and ceiling coverings

None

Maintains and insures

Art. XI Secs. 1 and 6

Contents and liability

None

Insures, naming the association as additional insured

Art. XI Sec. 6; Art. XV Sec. 3(j)(3)

Lawn, trees and shrubs on the lot

Mows, trims and replaces as a common expense

Owner-installed plants are the owner's

Art. XI Secs. 2 and 4

Irrigation on lots and common area

Runs and maintains

Pays for damage the owner causes

Art. XI Sec. 3

Driveway

None

Maintains (the association pressure cleans)

Art. XI Secs. 1 and 7

Shutters and window treatments

None

Insures as window components; installs with approval

Art. XI Sec. 6; Rules 31

Party walls between neighbours

Each wall a Cordera home shares with the next home is a party wall. Neighbours split structural and interior repair of that wall equally, unless the damage comes from a casualty the association's insurance covers; an owner whose negligence damages the wall pays all of it. Shared roofing between attached homes is treated like a party wall, and no owner may cut an opening or make a structural change in a party wall without both owners' agreement (Article XI Section 5 as amended). The 2007 zoning footnote on zero side setbacks for fee simple townhomes is what lets the walls be shared.

After a storm: who rebuilds

Where a loss is covered by the association's policy, rebuilding is the association's job, and owners must not act in a way that defeats that coverage (Article IX Section 13 as amended). Whether an "Insured Event" has happened turns on the association's carrier: an event counts as insured if the carrier does not deny it, even when the deductible absorbs the cost (Article XV). Damage inside the home, and to the windows, doors and garage door, falls to the owner's own policy.

Leaks, mold and owner negligence

The 2017 amendment added a duty that did not exist in the 2014 text. Owners must report water leaks to the association in writing at once and keep the home's climate control running; an owner who fails to do either pays for the resulting damage and the mold remediation (Article XI Section 1(b)). The negligence rule runs through the whole article: the association pays for roofs and walls as a common expense, but not where an owner caused the damage.

Lawns, trees, shrubs and irrigation

Lawn, tree and shrub care on every lot is an association duty carried in the budget as grounds maintenance, and replacement grass, trees and shrubs are a common expense. Owners may not plant on the lot without consent, and plants an owner installs stay the owner's to keep up. The association runs the irrigation on the lots and the common area under South Florida Water Management District water use permit 36-08030-W, transferred to Cordera on August 14, 2017, which covers a lake pump of 350 gallons per minute and a shallow well of 100 gallons per minute. The recorded Rules bar owners from irrigating from the lake.

What it means for an owner's insurance

Because the association insures the building shell, a Cordera owner's own policy covers the interior, the contents, the windows, doors and garage door, and liability, and names the association as additional insured. The Declaration requires owner flood cover on the association-insured parts of a lot only if any part of that lot is in a special flood hazard area; FEMA's current map places no Cordera lot in one. Cordera homes are fee simple townhomes, not condominium units, so a carrier decides how it writes an interior-focused owner policy here. The section on how insurance works for a Cordera townhome covers carriers, Citizens and flood.

What it meant before 2017

The 2014 Declaration as first recorded put the roof, exterior walls, windows, painting and full building insurance on each lot owner, painted on the association's schedule. That text is history, not the rule today: the amendment recorded December 6, 2017 replaced it, and a buyer reading the 2014 Declaration alone would get the maintenance and insurance split wrong.

What Do the Cordera HOA Dues Cover, and What Does It Cost to Own?

The Cordera assessment in Bonita Springs pays for the common areas, master-metered water, lawn and irrigation on every lot and, since 2017, the roofs, exterior walls, painting and building insurance. The board sets the amount in a budget not published in the public record. The 2025 tax bill carried 12.7970 mills plus $408.45 in two fees, with no CDD.

Data updated: October 2026 (Declaration of Cordera and 2017 amendment; 2025 Lee County tax bill and 2026 TRIM notice; City of Bonita Springs Resolution 26-027; Bonita Springs Utilities tariffs effective January 1, 2026).

What the assessment pays for

Article VI Section 2 of the Declaration lists what the assessments pay for: "all water charges for the Lots and Common Area billed through the master water meter; any fees due under a bulk service agreement entered into on behalf of the Owners by the Association or Declarant; the maintenance of the Common Area; the payment of taxes and insurance for the Common Area", with improvements and services for the common area.

The 2017 amendment added the roof, exterior wall, stucco, gutter and downspout repair and replacement, exterior painting and pressure cleaning, and the premiums and deductibles on the building-shell insurance. Lawn, tree, shrub and irrigation care on the lots is also an association duty. The association may contract for cable television, internet or security monitoring for all owners and charge it through the assessments; whether such a contract exists today is not in the public record, though a 2015 cable easement appears on the Clerk index.

What the assessment is, and where it is stated

The current assessment is not published in the public record; the association's budget and the estoppel certificate state it. The Declaration lets the board collect it quarterly or annually, at one uniform rate for every home.

Vesta Property Services, the association's manager, lists Cordera estoppel certificates, the community questionnaire and community documents for order through the Community Archives marketplace, which needs an account login. Vesta's Realtor Packs for its managed associations "may include" the prior year's balance sheet and profit and loss, "The current fiscal year budget" and "Adopted Rules & regulations", released to a licensed agent. Vesta's Bonita Springs office on Walden Center Drive keeps hours of 8:00 am to 4:00 pm, Monday to Friday.

Under Florida Statutes 720.30851, the association must issue an estoppel certificate within 10 business days of a written or electronic request, valid for 30 days (35 if mailed). The statute sets a base fee of $250, plus $100 if expedited within 3 business days and $150 if the account is delinquent; DBPR's current adjusted caps are $299 base, $119 expedited and $179 delinquent. Cordera's actual fee may be lower and is not published.

The Cordera fee stack

Layer

Amount

Period

Source and date

Ad valorem taxes, district 017

12.7970 mills

Yearly

2025 Lee County tax bill

2026 total

12.7942 mills (City 0.8411 mills)

Yearly

2026 TRIM notice; City Resolution 26-027, September 23, 2026

City of Bonita Springs stormwater

$50.00

Yearly

2025 Lee County tax bill

Lee County solid waste

$358.45

Yearly

2025 Lee County tax bill

CDD, MSBU or MSTU

None

2025 Lee County tax bill

Association assessment

Set by the board in the budget (not published)

Quarterly or annual

Declaration Art. VI Sec. 4

Capital contribution (buyer, at closing)

Two months of the regular assessment

Each resale

Declaration Art. VII Sec. 2

Estoppel certificate

$250 statutory base; current DBPR caps $299, $119 expedited, $179 delinquent

Each sale

F.S. 720.30851; DBPR schedule

Bonita Springs Utilities administrative charge

$4.61

Monthly, per account

Tariffs effective January 1, 2026

Water base charge

$9.18 (single-family schedule) or $7.34 (multi-family schedule)

Monthly

Tariffs effective January 1, 2026

Wastewater base charge

$32.27 (single-family schedule) or $25.82 (multi-family schedule)

Monthly

Tariffs effective January 1, 2026

Water usage

$4.15 to $6.80 per 1,000 gallons in four blocks

Monthly

Tariffs effective January 1, 2026

Wastewater usage

$4.19 per 1,000 gallons, capped at 16,000 gallons

Monthly

Tariffs effective January 1, 2026

Utility account transfer

$35.00

Each sale

Tariffs effective January 1, 2026

The 2025 bill shows no CDD, MSBU, MSTU or fire assessment line, and the same two non-ad valorem fees at the same amounts appear on a sampled bill at Paloma, in the same tax district.

The 2025 millage, line by line

Cordera is inside the City of Bonita Springs, so its tax bill carries City millage and the Bonita Springs Fire District. The lines below are from the 2025 Lee County tax bill of a sampled Cordera lot (district 017, no homestead exemption); the Lee County Property Appraiser's 2025 millage book lists the same district rates.

Taxing authority

2025 mills

Lee County general revenue

3.7623

School, local board

2.2480

School, state law

3.0710

City of Bonita Springs

0.8470

Lee County library

0.4218

South Florida Water Management District

0.0948

Everglades construction

0.0327

Okeechobee basin

0.1026

Bonita Springs Fire District

1.9466

Hyacinth control

0.0192

Mosquito control

0.2116

West Coast Inland Navigation District

0.0394

Total

12.7970

The two school levies total 5.3190 mills, and the other ten levies total 7.4780 mills.

Worked example: tax and fees at the Cordera median

These are illustrations only; the Property Appraiser sets the value, and this is not a tax bill.

  • No exemption. If a home's taxable value equalled the $360,000 12-month median: 12.7970 x $360,000 / 1,000 = $4,606.92 at the 2025 rate.
  • With homestead. Assuming exemptions of $25,000 on all levies and a further $25,000 on non-school levies: school levies $335,000 x 5.3190 / 1,000 = $1,781.87, plus non-school levies $310,000 x 7.4780 / 1,000 = $2,318.18, for $4,100.05.
  • Known yearly charges, no exemption. $4,606.92 in ad valorem taxes plus the $408.45 in stormwater and solid waste fees comes to $5,015.37 a year.

That $5,015.37 comes before the association assessment (not published), the owner's own interior insurance and utilities.

What changes on the 2026 bill

The 2026 TRIM notice for the same sampled lot proposed a district total of 12.8217 mills, with the City at a proposed 0.8470 and a no-change rate of 0.8411, and the Bonita Springs Fire District at a proposed 2.0100. The City then adopted 0.8411 mills for fiscal year 2026-27, equal to its rolled-back rate, by Resolution 26-027 on September 23, 2026 (5 to 2). The Lee County Property Appraiser's 2026 millage book, printed October 9, 2026, applies a district 017 total of 12.7942 mills, with Bonita Springs Fire at 1.9999.

Cordera's City location also brings the Bonita Estero Rail Trail bond onto future bills. City Ordinance 26-05 put up to $35,000,000 of general obligation bonds, maturing within 30 years, to the August 18, 2026 referendum; the cost per home is not published in a primary document.

Values move too. One sampled Cordera lot's assessed value fell from $372,020 on the 2025 roll to $316,381 on the 2026 roll, down $55,639 or 15.0 percent. That is one lot only and not a community-wide figure.

Homestead and the reset on sale

A buyer's taxable value resets after a sale: Save Our Homes caps do not transfer except through portability. Florida law (F.S. 689.261) requires the seller to give the buyer the property tax disclosure summary.

Lee County tax bills mail in November. The Lee County Tax Collector allows a 4 percent discount for payment in November, 3 percent in December, 2 percent in January and 1 percent in February, and the bill is due by March 31.

Water, sewer and the master meter

Bonita Springs Utilities, Inc., a not-for-profit member-owned cooperative, serves Cordera with water and sewer; the plat dedicates utility easements over the road tract and the access tract to it, and both the utility's service-area layer and Lee County's wastewater franchise layer return it at Cordera. Florida Power and Light serves electric, and the county lists WM as the solid waste hauler.

The Declaration says assessments pay "all water charges for the Lots and Common Area billed through the master water meter". Whether that covers each home's household water or only irrigation and common-area water is not settled by the text; the association's budget and an owner's own utility bills show what is metered where. Bonita Springs Utilities bills "four or more residential units behind a master meter" on its multi-family schedule, and which schedule bills Cordera homes is not in the public record. Both fixed monthly totals before usage, from the tariffs effective January 1, 2026:

  • Single-family schedule: $4.61 + $9.18 + $32.27 = $46.06 a month.
  • Multi-family schedule: $4.61 + $7.34 + $25.82 = $37.77 a month.

Usage is added on top: water at $4.15 per 1,000 gallons up to 6,000 gallons, $5.03 to 12,000, $5.91 to 18,000 and $6.80 above that, and wastewater at $4.19 per 1,000 gallons, capped at 16,000 gallons. Opening an account after a purchase carries a $35.00 transfer fee.

Can You Rent Out a Cordera Townhome?

Yes, within the recorded leasing rule. Every Cordera lease in Bonita Springs needs written association approval and must run at least 90 days, and a home may be leased no more than three times a calendar year, with 90 days between lease starts. Short-term and transient rentals, Airbnb included, are prohibited, and subletting is not permitted.

Data updated: October 2026 (leasing amendment recorded September 6, 2018 and corrected May 10, 2023, Lee County Clerk, read October 13, 2026).

The leasing rule lives in Article XIII, Section 1 of the Declaration of Cordera. The members amended it on August 27, 2018, and the amendment was recorded on September 6, 2018 as Instrument 2018000214631. A corrected version was recorded on May 10, 2023 as Instrument 2023000167651, and that corrected text is the one a buyer and a title company read today. The rule applies to every kind of paid occupancy, leases and licenses alike, so a home cannot be offered by the night, by the week or through a booking platform.

The leasing rule, line by line

Here is what the recorded amendment says, rule by rule, with the 2014 starting point where the Declaration changed.

Rule

What the recorded text says

Source

Approval

Every lease is submitted in writing at least 30 days ahead and needs association approval

2018 amendment, corrected 2023

Minimum term

90 days (the 2014 Declaration allowed 30)

2018 amendment

Spacing

No new lease until at least 90 days after the first day of the last lease

2018 amendment

Leases per year

No more than three in a calendar year (the 2014 text allowed four); the association may grant hardship exceptions

2018 amendment

Short-term use

"Short-term rentals and/or use for transient purposes ... including but not limited to Airbnb are prohibited"

2018 amendment

Subletting

"Subletting is also not permitted"

2018 amendment

Application fee

$100 or the maximum Florida law permits, whichever is greater

2018 amendment

Deposit

The board may require up to $1,000 or one month's rent, whichever is greater

2018 amendment

Tenant vehicles

No more than the spaces in the home's garage and driveway

2018 amendment

Owner's amenity use

The owner gives up use of the common areas while the home is leased

2018 amendment

Tenant pets

The 2018 ban on tenant pets "was not approved and has been removed"

2023 corrected re-recording

Foreclosing lender

A lender that takes title by foreclosure or a deed in lieu is exempt from the approval step

2018 amendment

A note on the calendar. The spacing rule alone would allow a new lease to start about every 90 days, and a 365-day year has room for four such starts (365 divided by 90 is just over 4). The three-lease cap is therefore the limit that binds: at most three lease starts in a calendar year, each lease at least 90 days long, each start at least 90 days after the one before.

Approval, fees and deposits

An owner who wants to lease submits the lease to the association in writing at least 30 days before it is signed or extended, and the association approves it before the tenant moves in. The application fee is $100 or the maximum amount the Florida Statutes permit, whichever is greater; Chapter 720, which governs Cordera's homeowners' association, sets no dollar cap on this fee (the $150-per-applicant cap in section 718.112(2)(k) applies to condominiums), so the $100 floor in the amendment is the figure to budget. The board may also ask for a deposit of up to $1,000 or one month's rent, whichever is greater, held against damage to the common areas. The amendment lets the association screen each applicant's background before it approves a lease. The Declaration contains no matching approval step for a sale: only leases need the association's consent.

Tenants, pets and vehicles

Tenants may keep pets within the same limits that apply to owners, because the 2023 corrected re-recording removed the 2018 tenant pet ban, saying it "was not approved and has been removed". The recorded Rules add a nonrefundable pet fee paid with a rental application: $150 for each dog over 20 pounds and $75 for each dog of 20 pounds or less. Tenant vehicles may not exceed the number of spaces in the home's garage and driveway, and the community's parking rules (garages, driveways and guest spaces only) bind tenants as they bind owners. Under the 2018 Access Control Policy, a tenant's RFID windshield sticker needs an approved lease on file, and the stickers on a home are deactivated when a new lease begins.

The owner gives up the amenities while leased

The amendment says that "During such time as a Home is leased, the Owner of such Home shall not enjoy the use privileges of the Common Areas." In practice the clubhouse, pool and fitness room pass to the tenant for the lease term, and the owner regains them when the lease ends. An owner who plans to spend part of the season in a Cordera townhome and lease the rest should plan around that line.

Does Florida's 2021 rental law change this?

Florida's F.S. 720.306, subsection (1)(h), says a rental restriction adopted after July 1, 2021 binds only owners who take title after it takes effect or who consent to it. Cordera's leasing amendment was adopted on August 27, 2018, before that date, so on the statute's own text the date limit does not reach it. The same subsection also lets any homeowners' association limit rentals to three times a calendar year and regulate rentals shorter than six months for all owners, which matches the shape of Cordera's rule. This is a plain reading of the statute's words, not legal advice; the closing attorney or title agent confirms how it applies to a particular purchase.

What a buyer planning to rent should check

A buyer who intends to lease a Cordera townhome works from the recorded rule and the association's current paperwork, in this order:

  • Read the 2018 amendment and the 2023 corrected re-recording in full; they are the rule in force.
  • Ask the listing side, through the estoppel request and the association's document package, whether any leasing amendment is pending or any board rule on leasing has been adopted since 2023.
  • Build the 30-day approval lead time into the first lease date, and plan for a first term of at least 90 days.
  • Count lease starts by calendar year: three is the cap, whatever the spacing would allow.
  • Budget the $100 (or statutory maximum) application fee, a possible deposit and the renter pet fee where it applies.
  • Remember the owner's own amenity access pauses for the length of each lease.

What Are the Cordera Rules on Pets, Parking and Changes to Your Home?

The recorded Cordera Declaration and rules in Bonita Springs allow two dogs or two cats per home, keep cars to garages, driveways and guest spaces, put boats, trailers and work trucks inside a closed garage, and require board approval for any exterior change, including shutters, screens, paint and plantings. Fences and private pools are not allowed.

Data updated: October 2026 (recorded Declaration of Cordera, Rules and Regulations recorded 2018, 2019 and 2020, Lee County Clerk, read October 13, 2026).

These rules come from three recorded sources: the Declaration of Cordera (recorded June 18, 2014, as amended), the Rules and Regulations recorded December 19, 2018 as Instrument 2018000295758, and the rule amendments recorded August 23, 2019 as Instrument 2019000197006 and May 5, 2020 as Instrument 2020000104953. A board may adopt later rules that are not recorded, so the association's current rules package is the last check before a contract.

Pets

Each Cordera home may keep no more than two domestic dogs or two domestic cats, and more only with board approval (Declaration Article IX, Section 4; Rules 22). Pit bull dogs and any dog the board finds to be a threat are not allowed. Dogs stay on a leash or inside an enclosure, tie-outs are not permitted, and owners clean up after their pets. Pet owners carry pet liability insurance that names the association. Renters pay the nonrefundable pet fee set out in the leasing section above.

Parking, guest spaces and towing

Cars park in driveways, in garages and in the designated guest spaces only (Article IX, Section 8; Rules 20). Owners may not park in the guest spaces, and the Rules say vehicles that do are towed. There is no parking on the streets, the grass or the sidewalks, and car covers are not allowed. A vehicle in violation may be towed after 24 hours' notice.

Boats, RVs, trailers and work trucks

Trucks over one ton, trailers, commercial vehicles, recreational vehicles, boats, canoes, jet skis and boat trailers may be kept only inside an enclosed garage, and Rules 35 add that the garage door must close fully. All-terrain vehicles, golf carts, scooters and mini motorcycles are not allowed on the common paved areas. With no marina and a lake that bars boating, a Cordera owner with a boat stores it in the garage or off site.

Garages

A garage may not be converted to living space and may not be used for a business (Article IX, Section 10; Rules 11). A replacement garage door needs board approval, and under the 2017 amendment the garage door sits on the owner's side of the maintenance and insurance line.

Architectural approval and the 45-day rule

Article VIII of the Declaration says no improvement or change of any kind may be made without the board's written approval, "including ... exterior paint, roofing, landscaping, antennas, awnings, and shutters". The board has 45 days after a complete application to decide. While the developer appointed the board, an application not approved in 45 days was treated as denied; since owners elected a majority of the board, an application not acted on within 45 days "shall be deemed approved". Any change to an exterior wall also needs the government permits the work requires.

Fences, pools, sheds and play equipment

The recorded Rules are direct: "Fences are not allowed in Cordera" and "Pools are not allowed on home lots." The county's parcel layer agrees, showing no private pool on any of the 138 lots. Sheds, tents, swing sets, trampolines and tree houses are not permitted either, and neither are window air conditioners. The community pool on the recreation tract is the only pool inside Cordera.

Landscaping, screens, lanais and satellite dishes

Under the 2017 amendment the association maintains the lawn, trees, shrubs and irrigation on every lot as part of the grounds budget, and an owner may not plant on the lot without consent; owner-installed plantings remain the owner's to look after. Vegetable gardens and artificial plants are not allowed. Screen enclosures are white, black or bronze with charcoal screening and no flat aluminum roofs, lanais are pavers or concrete, satellite dishes are 36 inches or smaller and mounted on the rear, and awnings are retractable and on the rear only. Irrigation water comes from the association's South Florida Water Management District water use permit (36-08030-W, transferred to Cordera on August 14, 2017), which allows a lake pump of 350 gallons a minute and a shallow well of 100 gallons a minute; owners may not irrigate from the lake.

Storm shutters

Shutters need architectural approval, and Rules 31 set the specifications: removable panels are preferred, roll-down and sliding shutters match the wall color, accordion shutters match the adjoining window or door frame, and Bahama shutters are not allowed. Panels go up no earlier than 48 hours before a storm or warning and come down within 7 to 14 days after a storm, or 48 hours after a National Hurricane Center warning; clear shutters may stay up from June 1 to November 30. Shutters may not be used for security. Florida's F.S. 720.3035, subsection (6), requires every homeowners' association board to adopt hurricane protection specifications and bars it from denying an application that conforms to them, although it may require a unified exterior look. The recorded shutter rules are the specifications on the public record; whether the board has adopted a separate specification for impact windows, garage doors or generators is not in the public record.

Signs and flags

One for-sale or for-rent sign of up to 18 by 24 inches may go in a front window, and no other signs are allowed (Article IX, Section 5; Rules 29). Flags follow what F.S. 720.304 permits, bracket-mounted on the front of the home under Rules 10.

Trash, noise and holiday lights

Trash carts go out no earlier than 6 pm the day before pickup and return to the garage by 6 am the day after. The county's solid waste layer lists WM as the hauler with a Friday pickup code at points inside Cordera. Holiday lights come down by January 21, fireworks are not allowed, and outdoor activities end at 9 pm. Electric service is Florida Power and Light.

How rules are enforced

The 2020 Rule Enforcement Policy sets the steps: a friendly letter with 72 hours to cure, a second notice with 72 hours, a final notice with 24 hours, then referral to the association's attorney or its fine committee. A fine comes only after notice and a hearing before a committee with 14 days' notice. The Rules cite Florida's frame of up to $100 per violation and $1,000 in total for a continuing violation under F.S. 720.305, and the Declaration sets its own schedule for continuing violations.

What Amenities Does Cordera Have?

Cordera's shared amenities in Bonita Springs are a one-story clubhouse of about 2,000 square feet under roof, a community pool on a brick and tile deck and a fitness room, all on the association's 0.59-acre recreation tract by the lake and built in 2015. The records show no spa, tennis, pickleball or playground.

Data updated: October 2026 (Lee County Property Appraiser and City of Bonita Springs permit records read October 12, 2026; association Amenities Rules recorded May 5, 2020).

The association's recorded Amenities Rules (2020) say it in one line: "Cordera has recreational amenities, including a pool, clubhouse and fitness room". Each of the three is also on a government record, which is why this page treats them as proved rather than as marketing.

The clubhouse

The Lee County Property Appraiser's cost card for the recreation tract shows a one-story clubhouse of about 2,000 square feet under roof (2,002 square feet gross), built in 2015. The City of Bonita Springs permit for the "Cordera Clubhouse" was finaled on July 21, 2015. Owners may book it for a private function through a Clubhouse Use Agreement with the association's manager, with a maximum of 20 guests and a $150 refundable deposit; if the room is not cleaned afterwards, a cleaning fee starting at $75 an hour applies. Clubhouse hours are 8 AM to 11 PM.

The pool

The county record lists a commercial pool built in 2015, and the City's "Cordera Pool" permit was finaled on July 15, 2015. The Florida Department of Health lists the facility as "Cordera Clubhouse Pool" under state permit 36-60-1582115; its public pool records are where a reader can look the permit up. The same county card shows a brick and tile patio of 4,280 square feet, a 4-foot pool fence and a paved parking area of 8,460 square feet. The pool is open dawn to dusk, and no attendant is on duty to watch swimmers.

The fitness room

The recorded Amenities Rules list the fitness room alongside the pool and clubhouse and set its hours at 5 AM to 11 PM. Anyone under 16 uses it only with a supervising adult, and the last user locks the door.

Amenity hours and guest rules

Amenity

Hours

Age rule

Guests

Source

Pool

Dawn to dusk

Under 14 with an adult

Up to 8 per owner, with the owner or a guest in residence

Amenities Rules (2020); Rules (2018)

Fitness room

5 AM to 11 PM

Under 16 with an adult

Not stated

Amenities Rules (2020)

Clubhouse

8 AM to 11 PM

Under 16 with an adult

Private functions up to 20 guests, $150 refundable deposit

Amenities Rules (2020)

At the pool, food and drink stay on the covered terrace, glass is not allowed, smoking is not allowed and private parties are not permitted. The age rules are supervision rules for minors; the recorded documents contain no age restriction on who may own or live in a Cordera home.

The lake: a stormwater lake, not a recreation lake

The 1.58-acre lake (tract L-1) is a permitted stormwater lake under South Florida Water Management District permit 36-08053-P, owned and maintained by the association, with a 320-foot retaining wall finaled in November 2014 and fountains. The Declaration, Article XIV, Section 3, is plain: "All recreational activities, including without limitation, boating, swimming, wading or fishing, in water management areas are strictly prohibited." The Rules repeat it and bar watercraft, docks and personal property on the banks. Measured from county parcel boundaries, 50 lots touch the lake tract (the county's lake code is on 48 of them). The view is the amenity; the water is not for use.

The preserves

Two preserve tracts, P-1 (3.97 acres) and P-2 (2.86 acres), are dedicated to the association "as preserve area" on the plat. The Declaration says the property, "including the Common Areas and some Lots", contains conservation tracts, wetland preservation areas and upland buffers under conservation and preservation easements, and it bars building, dumping and vegetation removal in them (Article XIV, Section 4). Measured from county parcel boundaries, 42 lots back onto P-1 or P-2 and 19 onto open-space tract OS-1. Which individual lots include a conservation area is not in the public record we read. On the west side, 24 Alvara Way lots back onto a 10.17-acre State of Florida Department of Transportation parcel outside the plat, an FDOT pond site covered in the section on what is being built nearby.

What is not inside Cordera

There is no golf course, marina, boat dock or beach inside Cordera, and the records show a pool, clubhouse and fitness room and no courts or spa. The nearest public course is Bonita Fairways, a public executive course about 9 minutes away. The Lee County Imperial River Boat Ramp is about 11 minutes away and charges $5 a day per vehicle, dawn to dusk. Bonita Beach Park is about 15 minutes from the entrance, and beach parking has changed this fall: Bonita Beach Park's parking lot and amenities have been closed since September 8, 2026 for Hurricane Ian repairs, with pedestrian access through Beach Access #1; the Beach Access #1 lot closes November 1, 2026, with pedestrian access staying open; Accesses #2 to #9 are free to park; and Little Hickory Island Beach Park (Access #10) has had its lot and amenities closed since September 8, 2026, with pedestrian access open (Lee County Parks pages, read October 12, 2026).

How Do You Get In and Out of Cordera?

Cordera in Bonita Springs has one vehicle entrance, Cordera Way off Imperial Parkway, at a directional median opening: drivers coming north turn left in, and drivers leaving turn right and head south. Cars registered to each home carry RFID stickers under the association's 2018 recorded access policy, and a south-west tract is for emergency access only.

Data updated: October 2026 (Lee County road centerline and sign inventory records read October 12, 2026; City of Bonita Springs permit records; association Access Control Policy recorded December 19, 2018).

Imperial Parkway at Cordera is a county-maintained, divided road posted at 45 mph. The 2014 plat calls it Three Oaks Parkway; it is signed and mapped today as Imperial Parkway. Cordera's nearest lot sits about 0.026 mile from the parkway.

The directional median opening

Lee County's road centerline file shows Cordera Way meeting Imperial Parkway at a directional median opening, and the county's sign inventory lists DO NOT ENTER and ONE WAY signs on the median island; the 2025 aerial shows the same layout. Drivers heading north on Imperial Parkway turn left into Cordera Way. Drivers leaving Cordera turn right, onto southbound Imperial Parkway. There is no traffic signal at the entrance.

Heading north

Because every trip leaves southbound, a driver heading north turns around at the next downstream median opening, near Bull Shark Drive, about half a mile south, and comes back up Imperial Parkway. Our drive-time estimates include that turn. From the entrance, Coconut Point is about 11 minutes (5.2 miles), Estero at Estero Parkway and US 41 about 14 minutes (8.5 miles), Miromar Outlets about 15 minutes (7.3 miles) and Southwest Florida International Airport about 24 minutes (15.2 miles). Southbound trips need no turn: downtown Bonita Springs at Old 41 Road and Terry Street is about 6 minutes (3.4 miles), and Bonita Springs High School about 2 minutes.

Method: estimated free-flow drive times from the Cordera Way entrance on Imperial Parkway (OSRM routing on OpenStreetMap roads, no traffic), October 12, 2026.

The association's RFID access policy

The association's "Cordera Access Control Policy" (Policy 2.0, effective October 23, 2018) was recorded on December 19, 2018 as Instrument 2018000295758. It issues RFID windshield stickers read "by a scanner at the entrance to the community", "instead of gate cards or access codes", with a call box and a directory for guests and deliveries. Each home gets two stickers free, and extra or replacement stickers cost $20. Homes with a one-car garage may hold up to two stickers and homes with a two-car garage up to four. Stickers are deactivated when a home is sold or a new lease begins, so a buyer registers new ones after closing.

What the City permit file shows at the entrance

The City of Bonita Springs issued permit COM14-17377-BOS for "Entry gates and aluminum rail @ entrance of Cordera" on January 9, 2015. It failed final inspection on July 17 and December 14, 2015 and expired on January 18, 2016 without a final inspection, and no later finaled gate permit appeared in the City's permit searches. The entry structures that were finaled, in March 2015, are an unmanned monument tower (the permit calls it "UN-OCCUPIED"), entry walls, decorative arches and the community sign. The 2018 recorded policy and the permit file are both on the public record; whether a gate operates at the entrance today, and under which permit, is not settled by either.

The two entry records side by side

The public record holds two documents about the Cordera entrance, and they describe it differently, so we print both rather than a one-word label.

Record

What it says

Date

Cordera Access Control Policy (Policy 2.0), recorded as Instrument 2018000295758

RFID windshield stickers read "by a scanner at the entrance to the community", "instead of gate cards or access codes"; a call box and a directory for guests and deliveries; two stickers free per home, $20 for extras

Effective October 23, 2018; recorded December 19, 2018

City of Bonita Springs permit COM14-17377-BOS, "Entry gates and aluminum rail @ entrance of Cordera"

Issued January 9, 2015; failed final inspection July 17 and December 14, 2015; expired January 18, 2016 without a final inspection; no later finaled gate permit found

2015 to 2016

Finaled entry structures (City permits)

An unmanned monument tower ("UN-OCCUPIED"), entry walls, decorative arches and the community sign

March 2015

Neither record settles whether a gate operates at the entrance today. A buyer who needs to know reads the association's current access rules with the estoppel package and looks at the entrance.

The emergency access to Tropic Acres Drive

Tract E-1, at the south-west end of Cordera Point Drive, is dedicated on the plat for access, drainage, utilities and emergency access. A City permit finaled in April 2015 put 40 feet of 6-foot chain-link fence across it with one gate. The tract meets the ends of Tropic Acres Drive and Ankeny Lane. It is not a public second entrance, and who may open it is not stated in the public record.

Who maintains the entrance

Article X, Section 7 of the Declaration says the entrance features sit on an easement area from the Florida Department of Transportation, which the association must maintain, repair and replace to FDOT's standards; failure "could result in a loss of the easement rights" and affect owners' access through the main entry. The recorded FDOT easement itself was not found in the Clerk's records we searched.

Private streets inside

The plat dedicates the road tract, R-1, as private roads to Cordera Homeowners' Association, Inc., which is responsible for maintaining them. The four streets are Cordera Way, Alvara Way, Cordera Point Drive and Alvara Point Drive, posted at 25 mph, and all 13 common tracts, the roads included, were deeded to the association on June 8, 2017 (recorded June 13, 2017). A City permit to sealcoat and restripe the streets was finaled on April 13, 2021. Street upkeep is an association cost carried in the assessment.

What Flood Zone Is Cordera In?

FEMA's flood map on October 12, 2026 places every Cordera lot in Bonita Springs outside the special flood hazard area: 110 of the 138 lots are in shaded Zone X (0.2 percent annual chance flood hazard) and 28 along the north edge are in Zone X with minimal flood hazard, on Lee County panel 12071C0657G, effective November 17, 2022.

Data updated: October 2026 (FEMA National Flood Hazard Layer read October 12, 2026; Lee County panel 12071C0657G effective November 17, 2022; Lee County evacuation zone layers read October 12, 2026).

That is the flood map. It is not the whole storm picture: Lee County places the same ground in evacuation zone B and storm-surge zone 2, a separate county product covered in the hurricane section below. Both are true at once, and this page prints both side by side. Outside the special flood hazard area means lower mapped risk on FEMA's map, not no risk.

Zones lot by lot

We queried FEMA's National Flood Hazard Layer on October 12, 2026 for every one of the 151 Cordera parcel records (138 lots and 13 common tracts) and for all 1,631 points on their boundaries. No Cordera lot touches a special flood hazard area, and the layer returns no static base flood elevation anywhere in the community.

Zone on FEMA's 2022 map

Lots

What it means

Shaded Zone X (0.2 percent annual chance flood hazard)

110

Outside the special flood hazard area; inside FEMA's mapped 0.2 percent annual chance floodplain

Zone X, minimal flood hazard

28

Outside the special flood hazard area and outside the 0.2 percent floodplain

Special flood hazard area (Zone A or AE)

0

None

Total

138

110 + 28 = 138

The 28 minimal-hazard lots are the row of buildings along the north edge plus two lots at the north-east corner. The ground there is no higher than elsewhere (17.2 feet at the median against 17.1 feet), so the split follows FEMA's mapped floodplain line, not a measured step in the land.

Sixteen points we tested

To check the lot-by-lot result, we sampled 16 points across Cordera on October 12, 2026 and read each one against FEMA's layer, Lee County's evacuation zone layers, the Lee County Property Appraiser's design wind layer and the USGS 2018 lidar ground surface.

Position

FEMA zone

Evacuation zone / surge zone

Design wind (houses)

Ground elevation (feet)

South end, Cordera Point Drive

Shaded X (0.2 percent)

B / 2

160 mph

16.9

East side, Alvara Point Drive

Shaded X (0.2 percent)

B / 2

160 mph

17.5

West center, Cordera Point Drive

Shaded X (0.2 percent)

B / 2

160 mph

17.2

North-east, Alvara Way

Shaded X (0.2 percent)

B / 2

160 mph

17.0

North-west, Cordera Point Drive

X, minimal

B / 2

160 mph

17.2

Lake-edge home, north shore

Shaded X (0.2 percent)

B / 2

160 mph

16.9

Lake-edge home, south shore

Shaded X (0.2 percent)

B / 2

160 mph

17.0

Lake-edge home closest to the water

Shaded X (0.2 percent)

B / 2

160 mph

17.5

Home backing the south preserve

Shaded X (0.2 percent)

B / 2

160 mph

17.1

Home backing the east buffer

Shaded X (0.2 percent)

B / 2

160 mph

17.1

North-east end home

X, minimal

B / 2

160 mph

17.2

Home beside the west preserve

Shaded X (0.2 percent)

B / 2

160 mph

17.0

Lake (water surface)

Shaded X (0.2 percent)

B / 2

160 mph

12.4

Recreation tract (clubhouse)

Shaded X (0.2 percent)

B / 2

160 mph

17.2

Entrance road at Imperial Parkway

Shaded X (0.2 percent)

B / 2

160 mph

16.6

Emergency access tract, south-west

Shaded X (0.2 percent)

B / 2

160 mph

14.2

Every point returned Lee County panel 12071C0657G. A Collier County panel also appears in the layer at these points, but FEMA marks it "AREA OUTSIDE COUNTY BOUNDARY", so it does not govern Cordera.

Ground height and the nearest flood elevations

On the USGS 2018 lidar, ground at the center of each of the 138 lots reads 16.8 to 17.6 feet, with a median of 17.1 feet; the lake surface read 12.4 feet. The nearest FEMA regulatory flood elevations are 12 to 13.9 feet NAVD88 on Spring Creek and Leitner Creek, about 1 to 1.7 kilometers away, and Cordera drains to the Spring Creek watershed on Lee County's layers. Ground is not floor: a home's finished floor sits above the ground, and only an elevation certificate states it.

The 2008 map on the plat and the 2022 map today

The 2014 plat of Cordera carries a note citing FEMA panel 12071C0657F, effective August 28, 2008, with the same two zone types, X and X 0.2 percent annual chance. The current panel, 12071C0657G, took effect on November 17, 2022 and shows the same two zone types today. Whether the 0.2 percent line crossed individual lots differently on the 2008 panel was not compared lot by lot.

Is a new flood map coming?

FEMA's pending and preliminary layers show no change at Cordera, and no Letter of Map Amendment or Letter of Map Revision names Cordera. Lee County's page on 2026 and 2027 FEMA map revisions lists a revision effective March 2, 2027 that changes six other panels; panel 12071C0657G is not among them.

Elevation certificates and the 50 percent rule

The City of Bonita Springs' elevation certificate search returned no certificate on file for Cordera. That fits the City's rule: it requires certificates for buildings in the mapped special flood hazard area, which Cordera is not in. The City's flood zone information page says its substantial improvement and substantial damage rules, the 50 percent rule, apply to buildings in FEMA's mapped special flood hazard areas, so as published they do not reach Cordera's lots today. A future map change would alter that. An owner or buyer who wants a finished-floor figure commissions an elevation certificate from a licensed surveyor.

What the flood map means for insurance

Three points follow from the map, and the insurance section of this page covers the rest. First, with no lot in a special flood hazard area, flood coverage at Cordera is the owner's choice unless a lender or Citizens requires it. Second, the City of Bonita Springs is a Class 5 community in FEMA's Community Rating System; FEMA sets the Class 5 discount at 25 percent for policies inside the special flood hazard area and 10 percent outside it, so the discount that applies to a flood insurance policy at Cordera is 10 percent. Third, Citizens Property Insurance requires flood coverage from January 1, 2027 on every new and renewing personal residential policy that includes wind coverage, whatever the zone (already from January 1, 2026 where Coverage A is $400,000 or more). Citizens exempts condominium unit-owner, tenant contents and wind-excluded policies. A Cordera home is a fee simple townhome on its own lot, not a condominium unit, so the condominium unit-owner exemption does not apply to a Cordera owner's Citizens policy.

How to check a specific address

FEMA's National Flood Hazard Layer returns the zone and panel for any point, and Lee County's FEMA map revisions page lists the panels that are changing. For a specific Cordera home, check the lot's zone on the current panel, confirm the panel's effective date, and ask the seller for any elevation certificate or flood policy history; the lender and the insurer read the same map.

How Do Hurricanes Affect Cordera?

Lee County places every tested Cordera point in Bonita Springs in evacuation zone B and storm-surge zone 2, a zone the county calls "very vulnerable" and among the first ordered out, although FEMA maps no special flood hazard area. The county's design wind speed for houses at Cordera is 160 mph, and the association rebuilds what its policy covers.

Data updated: October 2026 (Lee County evacuation zone layers and Lee County Property Appraiser hazard layers read October 12, 2026; National Hurricane Center reports for Irma and Ian; recorded Declaration amendment of December 6, 2017).

Evacuation zone B

All 16 points we tested returned evacuation zone B and storm-surge zone 2 on Lee County's evacuation zone layers. The county's Zone B sheet says "Zone B is very vulnerable and will experience significant impacts from land-falling storms" and that "Zone B will be among the first areas ordered to evacuate for a hurricane." For Hurricane Ian, Lee County ordered all of Zones A and B to evacuate on September 27, 2022. An evacuation zone is not a flood zone: FEMA's map rates the ground for flood insurance, while the county's zone rates storm-surge exposure for evacuation orders. A Cordera owner follows the Zone B orders whatever the flood map says.

Hurricane Ian

Hurricane Ian made landfall in southwestern Florida at Category 4 on Cayo Costa on September 28, 2022, according to the National Hurricane Center's Tropical Cyclone Report. The report says that farther south, in Bonita, "the most severe impacts were contained to the immediate coastline". The nearest USGS high-water marks for Ian are coastal and creek marks 2.8 to 3.5 kilometers (about 1.7 to 2.2 miles) from Cordera, at 8.7 to 9.6 feet NAVD88; Cordera's lot ground reads about 8 feet higher. Those marks describe the coast and the creeks, not Cordera lots, and they are not a Cordera flood depth. Lee County's public damage layers show no Cordera records, but those layers are partial, and an empty result is not proof of no damage.

Hurricane Irma, 2017

Irma made its final Florida landfall near Marco Island on September 10, 2017, and the National Hurricane Center's Irma report says its center "tracked just east of Naples and Ft. Myers ... as a category 2 hurricane". About 48 Cordera homes, the ones built in 2015, stood by then, with more under construction. The amendment that moved roofs, exterior walls and building insurance to the association was recorded less than three months later, on December 6, 2017.

Wind design and the debris region

The Lee County Property Appraiser's hazard layers return a design wind speed of 160 mph for houses (Risk Category II) at every point we tested, inside the wind-borne debris region. That is the current mapped design speed; it is not a statement of what each building was rated for when it was permitted.

Building code era

The 23 buildings were permitted from late 2014 to mid 2016 and built 2015 to 2017 under the statewide Florida Building Code, the 2010 edition or the 5th Edition (2014) depending on permit date, with its wind-borne debris provisions. The Lee County Property Appraiser lists 137 new-construction permits with dates from December 2014 to August 2016, in multiples of six, matching the building-by-building permitting of six-unit buildings.

Shutters and owner hardening

Owners have hardened homes one at a time. The Property Appraiser's permit list, which is not comprehensive, shows 16 shutter or awning permits on 16 lots from 2018 to 2026, six of them in 2025, along with 20 air-conditioning change-outs and 7 remodel or repair permits. Shutters follow Rules 31 and the architectural approval process described in the rules section above, and F.S. 720.3035 bars the board from denying hurricane protection that conforms to its adopted specifications. Under the 2017 amendment, windows, doors, garage doors and shutters sit on the owner's side of the maintenance and insurance line.

After a storm at Cordera

Under the Declaration as amended in 2017, rebuilding after a casualty that the association's policy covers is the association's job, and owners must not act in a way that negates that coverage (Article IX, Section 13). The association insures the "Association Insured Improvements", the insurable exterior portions of each lot and home, at 100 percent of replacement value, with premiums and deductibles carried in the annual assessment. The owner handles the interior and contents under the owner's own policy. Repair work still needs City permits: the City's Post Storm Permitting Guide sets out the process, and its 50 percent review applies to work in flood zones, which Cordera's lots are not in on the current map.

How Does Insurance Work for a Cordera Townhome?

Since the 2017 amendment, the Cordera association in Bonita Springs insures each building's exterior shell at full replacement value as a common expense, and each owner insures the interior, contents and liability. Cordera homes are fee simple townhomes, not condominium units; outside the special flood hazard area, flood coverage is the owner's choice unless a lender or Citizens requires it.

Data updated: October 2026 (Declaration amendment recorded December 6, 2017, Lee County Clerk Instrument 2017000252622, read October 13, 2026; Citizens pages and FEMA Community Status Book read October 12, 2026).

Insurance at Cordera has two layers, and the line between them was drawn by the members in 2017. The original 2014 Declaration put the roof, the exterior walls and the insurance on the whole home on each owner. The Certificate of Amendment recorded December 6, 2017 moved the insurable exterior portions of every Lot and Home, which the Declaration now calls the "Association Insured Improvements", onto one association policy. Premiums and deductibles on that policy are association costs collected through the annual assessments. The full maintenance split sits in the section on who maintains, paints and insures the buildings; the table below is the insurance summary.

The association's policy and the owner's policy

The amendment requires the association to insure the Association Insured Improvements at 100 percent of replacement value, with construction-code, demolition and increased-cost endorsements. The owner's policy covers what is inside and what the owner maintains, and it names the association as an additional insured.

Table T17. Who insures what at Cordera, under the Declaration as amended in 2017 (Articles XI and XV).

Coverage

Who carries it

Source

Roofs, exterior walls, exterior stucco, gutters and downspouts (the insurable exterior shell)

The association, at 100 percent of replacement value, premiums and deductibles in the assessment

2017 amendment, Art. XV Secs. 1, 2, 3(j), 5

Construction-code, demolition and increased-cost endorsements on the shell

The association

2017 amendment, Art. XV

Inside drywall of perimeter and party walls, interior walls, conduits, ducts, plumbing and wiring

The owner

2017 amendment, Art. XV Sec. 3(j)(3)

Floor and ceiling coverings, fixtures, appliances, air conditioning and heating, water heaters, cabinets and countertops

The owner

2017 amendment, Art. XV Sec. 3(j)(3)

Window treatments including shutters, screen enclosures and personal property

The owner

2017 amendment, Art. XV Sec. 3(j)(3)

Windows, screens, doors, garage doors, the foundation and the driveway

The owner maintains them

2017 amendment, Art. XI Secs. 1 and 6

Liability, with the association named as an additional insured

The owner

2017 amendment, Art. XV

Owner flood insurance on the association-insured parts

Required only if any part of the Lot is in a special flood hazard area; no Cordera Lot is

2017 amendment; FEMA map October 12, 2026

Rebuilding after a casualty the association's policy covers is the association's job, and the amended Declaration says owners must not act to negate that coverage (Art. IX Sec. 13 as amended). A negligent owner who causes damage to the roof or exterior walls pays it as an Individual Assessment.

Citizens' flood requirement

Citizens Property Insurance states that from January 1, 2027 it requires flood coverage on every new and renewing personal residential policy that includes wind coverage, whatever the flood zone. The requirement already applies from January 1, 2026 where Coverage A is $400,000 or more. Condominium unit-owner policies, tenant contents policies and policies that exclude wind are exempt.

Cordera homes are fee simple townhomes on platted lots, not condominium units, so a Cordera owner should not assume the condominium unit-owner exemption applies. Since 2017 a Cordera owner insures the interior and contents rather than the whole building, and how a carrier writes and classifies that interior-only policy is the carrier's decision, made on its own forms.

Flood insurance and the City's CRS class

The City of Bonita Springs is a Class 5 community in FEMA's Community Rating System, according to the FEMA Community Status Book page dated October 10, 2026. Under FEMA's Community Rating System rules, Class 5 brings a 25 percent discount on National Flood Insurance Program policies inside the special flood hazard area and 10 percent outside it. Every Cordera lot sits outside the special flood hazard area on FEMA's map, so the discount that applies to an NFIP policy at Cordera is 10 percent, not the 25 percent figure sometimes quoted for the City as a whole.

Roof age and the association roof

Florida Statutes section 627.7011 says an insurer may not refuse to issue or renew a homeowner's policy solely because a roof is under 15 years old, and at 15 years an inspection showing five or more years of remaining life prevents a refusal based on age alone. At Cordera, roof maintenance, repair and replacement have been an association duty since the 2017 amendment, paid as a common expense. The 23 buildings were built from 2015 to 2017, so an original roof reaches 15 years in 2030 to 2032 (2015 + 15 = 2030; 2017 + 15 = 2032).

My Safe Florida Home

Under Florida Statutes section 215.5586 as it reads in 2026, a homesteaded, owner-occupied attached home of up to three stories on its own parcel may qualify for the program's free hurricane inspection. The program's grants are limited to homes built before January 1, 2008. Every Cordera home was built from 2015 to 2017, so the inspection may be open to a qualifying owner and the grant is not.

What a Cordera policy costs

Premiums depend on the home, the carrier and the coverage form, and they are not published for Cordera or for any single community, so this page prints no premium figure. The association's share of the building insurance arrives inside the assessment, and the current assessment is not published in the public record; the association's budget and the estoppel certificate state it.

Documents an insurer may ask for

An insurer writing a Cordera owner's policy usually works from three documents: the Declaration's insurance article as amended in 2017 (Article XV), the association's certificate of insurance for the exterior shell, and a wind mitigation report for the items the owner insures and maintains, such as windows, doors, garage doors and shutters. The association's insurance carrier, its limits and its wind deductible are not stated in the public record we read; the association's certificate of insurance and its policy state them.

What Schools Serve Cordera?

At every address and point tested, Cordera in Bonita Springs is in the School District of Lee County's South Zone 3: Elementary Zone Q, Middle Zone GG and High School sub-zone 3 under the 2026-2027 enrollment plan. Bonita Springs High School sits just south on Imperial Parkway, about 2 minutes by car from the Cordera entrance.

Data updated: October 2026 (School District of Lee County 2026-27 SchoolSite Locator and Student Enrollment Plan 2026-2027, read October 12, 2026; FLDOE 2025-26 school grades as of September 1, 2026).

We ran 14 tests across Cordera on the district's SchoolSite Locator ("Lee County 26-27") on October 12, 2026: five addresses, five interior points and the four corners of the plat. Every test returned the same answer: South Zone 3, Elementary Zone Q, Middle Zone GG and High School South Zone sub-zone 3. A zone is a choice zone, not a guaranteed seat, so the district's lookup is the final word for any address.

Zone schools and grades

The Student Enrollment Plan 2026-2027, approved by the School Board on December 1, 2025, lists five elementary schools for Zone Q, two middle schools for Zone GG and three high schools for sub-zone 3. Grades are the Florida Department of Education's 2025-26 school grades as of September 1, 2026.

Table T18. Schools in Cordera's zones, with the FLDOE 2025-26 grade and the estimated free-flow drive from the Cordera Way entrance (OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026).

School

Level

FLDOE 2025-26 grade

Drive from the entrance

Bonita Springs Elementary

Elementary, Zone Q

C

3.9 miles, about 8 minutes

Spring Creek Elementary

Elementary, Zone Q

B

4.0 miles, about 10 minutes

Three Oaks Elementary

Elementary, Zone Q

A

7.8 miles, about 14 minutes

Pinewoods Elementary

Elementary, Zone Q

A

8.1 miles, about 15 minutes

San Carlos Park Elementary

Elementary, Zone Q

A

11.5 miles, about 20 minutes

Bonita Springs Middle Center for the Arts

Middle, Zone GG

B

3.7 miles, about 8 minutes

Three Oaks Middle

Middle, Zone GG

A

8.8 miles, about 14 minutes

Bonita Springs High

High, sub-zone 3

B

0.7 mile, about 2 minutes

Estero High

High, sub-zone 3

B

5.6 miles, about 10 minutes

South Fort Myers High

High, sub-zone 3

C

15.6 miles, about 26 minutes

Bonita Springs Charter School

Charter, own admissions

A

3.0 miles, about 7 minutes

In words: Zone Q's elementary choices run from Bonita Springs Elementary, about 8 minutes away, to San Carlos Park Elementary, about 20; three of the five carry an A for 2025-26. The two Zone GG middle schools are Bonita Springs Middle Center for the Arts (B), about 8 minutes, and Three Oaks Middle (A), about 14. Dunbar High is available by waiver, according to the enrollment plan.

How school choice zones work

Lee County assigns students through choice zones rather than single attendance boundaries. Applications rank schools inside the zone, and the district places students by its published priorities, so a zone school is a choice, not a guaranteed seat. The district's school zones page and student enrollment page explain the process. Under the enrollment plan, students who live within two miles of a school (the P1 priority) are not given district transportation to it; the district sets the walk zones.

High school busing

The district's High School Transportation Optimization page, read October 12, 2026, says Bonita Springs High and Estero High bus South sub-zones 2 and 3, and South Fort Myers High buses sub-zones 1 to 5, including sub-zone 3. All three of Cordera's sub-zone 3 high schools therefore list sub-zone 3 among the areas they serve by bus. The two-mile rule above still applies to any address within two miles of the school chosen.

Bonita Springs High next door

Bonita Springs High School's campus is about 0.04 mile from the Cordera plat at its nearest edge, and the school sits about 0.6 mile in a straight line from the entrance, just south on Imperial Parkway. By road it is 0.7 mile from the Cordera Way entrance, about 2 minutes by car, or 3 to 4 minutes from points inside the community. On foot it is about 0.8 mile by the Imperial Parkway sidewalk. The school opened to its first freshman class in August 2017, as the Naples Daily News reported on August 10, 2017, the same year D.R. Horton finished the last Cordera buildings.

Charter and private options

Bonita Springs Charter School, which runs its own admissions outside the district's choice zones, carries an A for 2025-26 and is about 3.0 miles and 7 minutes from the entrance. Charter and private schools set their own enrollment rules and calendars, so the school's own office is the source for openings and deadlines.

How Far Is Cordera From Hospitals and Emergency Care?

Two emergency departments sit about 10 to 11 minutes from the Cordera entrance in Bonita Springs: Lee Health Coconut Point and NCH Bonita Springs. The nearest full hospitals are NCH North Naples, about 16 minutes away, and Gulf Coast Medical Center, which Lee Health says houses a Level II Trauma Center, about 26 minutes away.

Data updated: October 2026 (Lee Health and NCH location pages and the Lee County hospital and ER layer, read October 12, 2026; estimated free-flow drive times from the Cordera Way entrance, OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026).

Emergency care

Table T19. Emergency and hospital care from the Cordera Way entrance (estimated free-flow drive times, OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026).

Facility

What it is

Distance

Drive

Lee Health Coconut Point Emergency Department

Emergency department, open 24 hours, 25 rooms

4.9 miles

about 10 minutes

NCH Bonita Springs

Freestanding emergency department

4.8 miles

about 11 minutes

Lee Convenient Care Bonita

Urgent care, 7 a.m. to 5 p.m. daily

5.0 miles

about 10 minutes

NCH North Naples Hospital

Hospital

9.8 miles

about 16 minutes

Gulf Coast Medical Center (Lee Health)

Hospital; Lee Health says it "houses a Level II Trauma Center"; 699 licensed beds

15.8 miles

about 26 minutes

HealthPark Medical Center (Lee Health)

Hospital

18.8 miles

about 33 minutes

Coconut Point is reached northbound, which from Cordera means turning right out of Cordera Way and using the median opening to the south, a turn the drive time already includes.

Lee Health and UnitedHealthcare in 2027

Lee Health's own notice, read October 12, 2026, says: "Beginning January 1, 2027, Lee Health hospitals and physicians will be out of network with UnitedHealthcare." The notice covers employer-based, individual and Medicare Advantage plans and says the change "will not affect your Medicare Supplement coverage." Cordera's two nearest emergency departments belong to different systems, Lee Health at Coconut Point and NCH in Bonita Springs, so an owner's insurance network decides which hospital system is in network.

Fire and EMS

Cordera is inside the Bonita Springs Fire Control and Rescue District, which is part of tax district 017 on the Cordera tax bill. The nearest station by road, on the Lee County fire station layer, is Station 21 on Old 41 Road, about 3.8 miles and 7 minutes from the entrance.

How Long Is the Drive From Cordera to Everywhere?

Every trip from Cordera in Bonita Springs leaves by Cordera Way onto southbound Imperial Parkway. At free-flow speed, downtown Bonita Springs is about 6 minutes away, I-75 about 7, Coconut Point about 11, Bonita Beach Park about 15 and Southwest Florida International Airport about 24, with northbound trips turning around at a median opening just south.

Data updated: October 2026 (estimated free-flow drive times from the Cordera Way entrance on Imperial Parkway, with the range from points inside the community where given, OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026).

Drive times

Method: estimated free-flow drive times from the Cordera Way entrance on Imperial Parkway, with the range from four points inside the community where given (OSRM routing on OpenStreetMap roads, no traffic), October 12, 2026. Real trips in season and at school times run longer.

Table T20. Drive times from Cordera.

Destination

Distance from the entrance

From the entrance

From inside Cordera

Bonita Springs High School

0.7 mile

about 2 minutes

3 to 4 minutes

Downtown Bonita Springs (Old 41 Road at Terry Street)

3.4 miles

about 6 minutes

7 to 8 minutes

I-75 Exit 116

4.1 miles

about 7 minutes

7 to 8 minutes

Coconut Point

5.2 miles

about 11 minutes

11 to 12 minutes

Miromar Outlets

7.3 miles

about 15 minutes

not measured

Estero (Estero Parkway at US 41)

8.5 miles

about 14 minutes

not measured

Bonita Beach Park

8.5 miles

about 15 minutes

15 to 16 minutes

Southwest Florida International Airport

15.2 miles

about 24 minutes

24 to 25 minutes

Naples Airport

18.5 miles

about 26 minutes

not measured

Downtown Naples

21.2 miles

about 31 minutes

32 to 33 minutes

Downtown Fort Myers (City Hall)

25.0 miles

about 35 minutes

not measured

Marco Island

34.8 miles

about 51 minutes

not measured

Groceries and errands

The everyday errands run 6 to 10 minutes from the entrance on the same routing: the Bonita Springs YMCA about 6 minutes (3.3 miles), the Bonita Springs Public Library about 7 (3.7 miles), Bonita Springs Community Park about 8 (3.8 miles), and three Publix stores at 9 to 10 minutes: Bonita Grande Crossing (4.8 miles, about 9), Shoppes at Pelican Landing (4.2 miles, about 10) and Bonita Bay Plaza (4.9 miles, about 10). The South County Regional Library in Estero is about 10 minutes (6.2 miles).

On foot, by bike and by bus

Bonita Springs High School is the only named destination under a mile on foot, about 0.8 mile by the Imperial Parkway sidewalk; the county address register shows no grocery, restaurant or shop within a mile. Lee County's bike path layer shows a 4-foot bike lane each way on Imperial Parkway from East Terry Street to Coconut Road and an 8-foot shared-use path from Red Rock Drive to the Bonita Springs water plant; the layer's edit dates are 2011 and 2016, and current condition was not checked. Cordera sits inside LeeTran's ULTRA on-demand Bonita Springs zone, where LeeTran's page lists a promo-code fare of $1.50 a ride. The nearest fixed-route stops are on Route 600 on Old 41 Road, about 1.3 miles away; no bus stops on Imperial Parkway.

Traffic on Imperial Parkway

Imperial Parkway here is a county-maintained, divided road with a 45 mph limit, and the Cordera entrance is a directional median opening with no signal. Drivers heading south turn right out of Cordera Way; trips north, toward Coconut Point, Estero and the airport, turn around at a median opening near Bull Shark Drive about half a mile south, and the times above include that loop. Season and the school day at Bonita Springs High add minutes to every trip; this page prints no traffic counts.

What Is Near Cordera for Shopping, Beaches and Parks?

Three Publix stores are 9 to 10 minutes from Cordera in Bonita Springs, and Coconut Point's outdoor mall is about 11. Bonita Beach is about 15 minutes away, with parking lot closures for Hurricane Ian repairs this fall. Lee County's Hidden Cypress Preserve is under half a mile away as the crow flies but about six road miles.

Data updated: October 2026 (Lee County Parks and Library System pages, operators' own pages and estimated free-flow drive times from the Cordera Way entrance, OSRM routing on OpenStreetMap roads, no traffic, all read or run October 12, 2026).

Groceries and everyday shopping

Publix Bonita Grande Crossing is about 9 minutes away (4.8 miles), and Publix Shoppes at Pelican Landing (4.2 miles) and Publix Bonita Bay Plaza (4.9 miles) are about 10 each. For other grocers, Trader Joe's in Naples is about 17 minutes (10.7 miles) and Whole Foods Market in Naples about 18 (11.3 miles). Coconut Point in Estero, about 11 minutes north, is an outdoor mall that Simon, its operator, describes as "over 110 stores" including Nordstrom Rack, Dillard's, Barnes and Noble, Super Target and an Apple Store, set around lakes with a boardwalk. Miromar Outlets is about 15 minutes away.

Beaches and beach parking this fall

Bonita Beach Park is about 15 minutes from the entrance (15 to 16 from points inside the community). Lee County Parks pages read October 12, 2026 settle the parking this fall: Bonita Beach Park's parking lot and amenities have been closed since September 8, 2026 for Ian repairs, with pedestrian access through Beach Access #1; the Beach Access #1 lot closes November 1, 2026, with pedestrian access staying open; Accesses #2 to #9 are free to park; and Little Hickory Island Beach Park (Access #10) has had its lot and amenities closed since September 8, 2026, with pedestrian access open.

Parks, preserves and libraries

Lee County's Hidden Cypress Preserve, a 428-acre Conservation 20/20 preserve open dawn to dusk for hiking and bird watching, has its public main access on Liberty Crossing 0.46 mile from the Cordera entrance as the crow flies, but about 5.9 road miles and 17 minutes by car, because no public road crosses the utility and ranch land between. The Estero Park and Recreation Center (Lee County) is about 13 minutes away (6.8 miles), with the park open 6 a.m. to 9 p.m. and pickleball, basketball, a dog park and disc golf among its amenities. Bonita Springs Community Park is about 8 minutes away. The Bonita Springs Public Library on Reynolds Street, about 7 minutes away, opens Monday 10 to 6, Tuesday noon to 8, Wednesday and Thursday 10 to 6, Friday and Saturday 9 to 5, and is closed Sunday; the South County Regional Library in Estero is about 10 minutes away.

Golf and boating nearby

Cordera has no golf course, marina, boat dock or beach inside the community, and the neighbouring Bonita Golf Club Villas plats have no golf course parcel despite the name. The nearest public course is Bonita Fairways, a public executive course about 9 minutes away. Boaters launch at Lee County's Imperial River Boat Ramp, about 11 minutes away, which charges $5 a day per vehicle and opens dawn to dusk. The Cordera lake is a stormwater lake where the recorded Declaration prohibits boating and fishing.

Arts and events

Everglades Wonder Gardens on Old 41 Road is about 7 minutes from the entrance, and Hertz Arena in Estero, home of the Florida Everblades, about 15. Arts Bonita runs a visual arts center on Old 41 Road and a performing arts center on Bonita Beach Road. The City of Bonita Springs' special events calendar, scheduled as of October 2026, lists band concert evenings and art festivals at Riverside Park through the 2026 to 2027 season and a Saturday market at the Promenade at Bonita Bay; dates at Riverside Park depend on the park reopening after its construction.

What Is Being Built Around Cordera?

Nothing is under review within about 1.4 miles of Cordera in Bonita Springs. FDOT's posted I-75 plans show express lanes beside the community, a proposed stormwater pond on the state's pond site next to the Cordera entrance and a proposed noise wall along the interstate, built only if FDOT's survey supports it, with no settled year.

Data updated: October 2026 (City of Bonita Springs Projects of Interest register and FDOT project 452544-1 materials, read October 12, 2026; City Resolution 26-027 and Ordinance 26-05).

I-75 express lanes, a pond and a noise wall

FDOT's project 452544-1, Golden Gate Parkway to Alico Road, adds two express lanes each way on I-75 from Golden Gate Parkway to Corkscrew Road, including the stretch beside Cordera. The project's posted Lee County roll plot labels Cordera and shows a "PROPOSED POND" on the FDOT pond site beside the Cordera entrance and a "PROPOSED NOISE WALL" along the west edge of the I-75 right-of-way, from the high school frontage to about opposite the entrance. FDOT's noise wall presentation describes ground-mounted segments 22 feet high, built only where a survey of benefited owners and residents supports them; the meeting boards map the Lee County walls. Whether Cordera is a surveyed community, and the survey result, are not published. FDOT's project page lists the current phase as starting in mid 2026, but FDOT does not publish when the pond or the noise wall would be built.

The land on Cordera's edges

On the north-east, behind 24 lots on Alvara Way and beside the entrance, is a 10.17-acre State of Florida Department of Transportation pond site, carried on the county card as 6.17 acres of buffer and 4.00 acres of lake; the pond on FDOT's plans is proposed for that site. Privately owned, vacant acreage zoned AG-2 runs along the north-west, the north and the whole south line, and no development application was on file for it as of October 12, 2026. A 0.93-acre Bonita Springs Utilities parcel sits at the south-east corner, and built single-family streets (Bonita Golf Club Villas and Sir Michael's Place) lie to the west and north-west. The School Board of Lee County owns a vacant 10.09-acre tract about 0.06 mile south, behind the private acreage; the district's five-year facilities work program names no project there.

City cases within two miles

The City of Bonita Springs' Projects of Interest register listed 41 open cases on October 12, 2026 (the City's Projects of Interest page links it). The nearest open case is 1.46 miles away, a one-story supermarket on Old 41 Road. The nearest home-building request is Red Hibiscus, a rezoning to Residential Planned Development for 54 townhouses on about 9.7 acres, 1.64 miles away, filed September 16, 2026 and not approved. Two older requests remain under review: Saphira, a planned development filed in 2020 for up to 700 homes, 1.67 miles away, and Pennsylvania Residential Development, 40 homes, 2.31 miles away.

East Terry Street work

The City's East Terry Street stormwater and multi-use pathway project runs from Old 41 Road to Bonita Grande Drive under a City contract of $17,823,584.04, with lane shifts from October 6, 2026. Imperial Parkway meets East Terry Street about 2.3 road miles south of the Cordera entrance, so southbound trips toward downtown and the beach cross the work zone.

City millage and the BERT bond

Cordera is inside the City, so City decisions reach its tax bill. The City adopted 0.8411 mills for fiscal year 2026-27, equal to the rolled-back rate, under Resolution 26-027 on September 23, 2026 (a 5 to 2 vote), against a proposed 0.8470 on the 2026 TRIM notice. The 2026 TRIM notice for a Cordera lot showed a proposed total of 12.8217 mills; the 2026 millage book printed October 9, 2026 applies 12.7942. Ordinance 26-05 put up to $35,000,000 of general obligation bonds, maturing within 30 years, to the August 18, 2026 referendum for the Bonita Estero Rail Trail, which voters approved; the cost per home is not published in a primary document.

Projects at a glance

Table T21. Projects near Cordera (City of Bonita Springs register and FDOT project materials, read October 12, 2026).

Project

Agency

Status

Distance from Cordera

I-75 express lanes, Golden Gate Parkway to Alico Road (452544-1)

FDOT

Current phase from mid 2026 on FDOT's project page; pond and noise-wall timing not published

Beside the community

Proposed stormwater pond on the FDOT pond site

FDOT

Shown as proposed on the posted roll plot

Next to the entrance

Proposed noise wall, 22-foot segments

FDOT

Proposed; built only if the benefited survey supports it

Along I-75 opposite the community

One-story supermarket, Old 41 Road

City of Bonita Springs

Open case

1.46 miles

Red Hibiscus, 54 townhouses on about 9.7 acres

City of Bonita Springs

Rezoning filed September 16, 2026; not approved

1.64 miles

Saphira planned development, up to 700 homes

City of Bonita Springs

Filed 2020; under review

1.67 miles

Pennsylvania Residential Development, 40 homes

City of Bonita Springs

Under review

2.31 miles

East Terry Street stormwater and multi-use pathway

City of Bonita Springs

City contract; lane shifts from October 6, 2026

About 2.3 road miles south

Bonita Estero Rail Trail bonds, up to $35,000,000

City of Bonita Springs

Approved at the August 18, 2026 referendum

Citywide

How Does Cordera Compare With Nearby Communities?

Among Imperial Parkway communities in Bonita Springs, Cordera is the attached fee simple townhome option. Its 12-month median of $360,000 sits below Paloma's houses at $635,000 and Hawthorne's houses at $562,500, and above Paloma Grande's condominiums at $325,000, at $198.40 per square foot of county heated area.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026).

The benchmark table

Every row below comes from the same county instrument and the same window, the 12 months to September 25, 2026 of Lee County recorded sales, except Chesapeake Cove, which is shown over 24 months. Price per square foot is per square foot of county heated area.

Table T22. Benchmark: Imperial Parkway communities, Lee County recorded sales.

Community

Product

Ownership

Recorded sales and median

Price per square foot

Association layer

Cordera

Attached townhomes, 23 six-unit buildings

Fee simple lots

11 sales, $360,000 (12 months)

$198.40

One Chapter 720 homeowners' association

Paloma single-family

Detached houses

Fee simple lots

13 sales, $635,000 (12 months)

$289.96

Paloma's own association

Paloma Grande

Condominium units

Condominium

13 sales, $325,000 (12 months)

$228.46

Condominium association

Hawthorne single-family

Detached houses

Fee simple lots

20 sales, $562,500 (12 months)

$290.69

Hawthorne's own association

Chesapeake Cove at Hawthorne

Condominium units

Condominium

12 sales, $377,500 (24 months)

$212.90

Condominium association

Seasons at Bonita single-family

Detached houses

Fee simple lots

40 sales, $562,500 (12 months)

$284.99

Its own association

San Remo at Palmira single-family

Detached houses

Fee simple lots

18 sales, $385,750 (12 months)

$234.02

Its own association

Cordera's $198.40 a square foot is the lowest figure in the table. The communities differ in age, size, lot and product, so the table maps where recorded prices sat in the window; it is not a ranking. Cordera's homes run 1,628 to 2,033 square feet of county heated area, and every group in the table has its own mix of sizes.

Neighbours on Cordera's edges

Bonita Lakes adjoins Cordera's north side, about 0.12 mile away at the nearest parcel edge; it is a separate place of larger single-family homes on its own plats with its own association, and this page prints no figure for it. Bonita Golf Club Villas and its First Addition lie to the west and Sir Michael's Place to the north-west, both separate plats. Hawthorne and Paloma sit to the south-east on separate plats with separate associations, and Villages at Old Cypress is another separate plat on the corridor.

Townhome, condominium or house?

Three ownership forms sit within a few minutes of each other on Imperial Parkway. A Cordera buyer receives a deed to a platted lot and the attached home on it, under one homeowners' association organized under Chapter 720; the Declaration calls each home "an attached single family dwelling constructed upon and including a Lot." A Paloma Grande or Chesapeake Cove buyer receives a condominium unit with a share of common elements under a condominium association. A Paloma or Hawthorne house buyer receives a detached house on its own lot. Cordera is not a condominium, which changes the governing statute, the insurance line and the Citizens rule discussed above.

Cordera vs Paloma: Which Community Fits Your Priorities?

Cordera and Paloma are both D.R. Horton communities on Imperial Parkway in Bonita Springs, in one tax district. Paloma offers detached houses and Paloma Grande condominiums around a larger amenity center; Cordera offers fee simple townhomes whose roofs, exteriors and shell insurance the association carries, at a lower price per square foot and outside FEMA's special flood hazard area.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026; recorded Declaration of Cordera and 2017 amendment, read October 13, 2026; Paloma's own records and FEMA's map, read October 12, 2026).

What you own

Paloma, about 1.5 km south-east on Imperial Parkway, counts 331 residences: 151 houses, 44 villas and 136 Paloma Grande condominium units. Cordera is 138 fee simple townhomes on 138 platted lots in 23 buildings of six. A Cordera buyer owns the lot and the attached home on it, sharing party walls and a building roof with neighbours; a Paloma house buyer owns a detached house and lot; a Paloma Grande buyer owns a condominium unit.

Who roofs and insures the building

Since the amendment recorded December 6, 2017, the Cordera association maintains, repairs and replaces the roofs, exterior walls, stucco, gutters and downspouts, paints and pressure cleans, and insures the exterior shell at full replacement value, all as common expenses. Each Cordera owner insures the interior, contents and liability. In Paloma's houses, owners maintain their own roofs. Paloma Grande units sit under a condominium association, whose statute and insurance rules differ from Cordera's.

Prices

In the 12 months to September 25, 2026, Lee County recorded sales put Paloma's single-family median at $635,000 and $289.96 per square foot of county heated area, against Cordera's $360,000 and $198.40. The arithmetic: $635,000 minus $360,000 = $275,000; $289.96 minus $198.40 = $91.56 per square foot. Paloma Grande's condominiums ran at $325,000 and $228.46, so $360,000 minus $325,000 = $35,000 more at Cordera by median, and $228.46 minus $198.40 = $30.06 per square foot more at Paloma Grande. The products and sizes differ, so these gaps describe where recorded prices sat, not what a given home is worth.

Dues, fees and the tax bill

Both communities sit in tax district 017, and the 2025 sample bills for each show the same 12.7970 mills of ad valorem tax and the same two non-ad valorem lines: City of Bonita Springs stormwater $50.00 and Lee County solid waste $358.45. Paloma's "Proposed 2026 Budget" document sets the master assessment at $1,020.51 a quarter for a single-family home. Cordera's current assessment is not published in the public record; the association's budget and the estoppel certificate state it, and it funds the roofs, exterior walls, painting and shell insurance that the 2017 amendment assigns to the association. The two assessments cover different things, so one is not a discount on the other. Both charge the buyer a capital contribution at closing: two months of regular assessments at Cordera and $1,000 at Paloma.

Flood and evacuation

FEMA's National Flood Hazard Layer on October 12, 2026 places every Cordera lot outside the special flood hazard area: 110 lots in shaded Zone X and 28 in Zone X with minimal flood hazard, Lee County panel 12071C0657G (effective November 17, 2022). Paloma's records place most Paloma lots in Zone AE, with 2014 and 2018 FEMA letters against the 2008 map, and Paloma Grande Phases 21 to 34 in Zone X. Both are in Lee County evacuation zone B, and an evacuation zone is not a flood zone.

Amenities and entry

The Cordera association's recorded Amenities Rules (2020) list a pool, clubhouse and fitness room, and the records show no courts or spa. Paloma's records list a clubhouse, pool, fitness center, tennis and bocce. At the Cordera entrance, the association's recorded Access Control Policy (effective October 23, 2018) issues RFID windshield stickers read by a scanner at the entrance, with a call box and a guest directory; the City permit file shows a 2015 entry-gate permit that failed final inspection twice and expired in January 2016. Paloma's own records describe an RFID resident lane and a visitor kiosk.

Leasing

Cordera's leasing amendment (2018, corrected 2023) sets a 90-day minimum term, no more than three leases a calendar year, 90 days between lease starts, no short-term or Airbnb rentals, no subletting and association approval with a $100 application fee or the statutory maximum, whichever is greater. Paloma's records allow leases of 3 to 12 months under a 15 percent cap.

Decision table

Table T23. Cordera vs Paloma, from the recorded documents, the county roll and recorded sales (12 months to September 25, 2026), FEMA's map and each community's own records.

Priority

Cordera

Paloma

Product

Attached townhomes in six-unit buildings

Detached houses, villas and Paloma Grande condominiums

Ownership

Fee simple lot and home; Chapter 720 homeowners' association

Houses and villas; Paloma Grande condominium units

Homes

138

331 residences (151 houses, 44 villas, 136 condominium units)

Builder and years

D.R. Horton, 2015 to 2017

D.R. Horton

12-month median and price per square foot

$360,000; $198.40 (11 sales)

Houses $635,000, $289.96 (13 sales); Paloma Grande $325,000, $228.46 (13 sales)

Who maintains roofs and exteriors

The association, since the 2017 amendment

House owners maintain their own roofs

Building insurance

The association insures the exterior shell; owners insure interiors

Set by Paloma's own documents; Paloma Grande sits under its condominium association

Association assessment

Not published in the public record; the budget and estoppel state it

Single-family $1,020.51 a quarter (Proposed 2026 Budget)

Capital contribution at closing

Two months of regular assessments, paid by the buyer

$1,000, paid by the buyer

Minimum lease

90 days, three leases a year at most

3 months (3 to 12 month terms, 15 percent cap)

FEMA zone

Every lot Zone X (110 shaded, 28 minimal)

Mostly Zone AE, with 2014 and 2018 FEMA letters; Paloma Grande Phases 21 to 34 Zone X

Evacuation zone

B

B

Amenities

Clubhouse, pool, fitness room

Clubhouse, pool, fitness center, tennis, bocce

Entry

Directional median opening; 2018 recorded RFID sticker policy with a call box; 2015 entry-gate permit expired January 2016

RFID resident lane and visitor kiosk (Paloma's records)

School zones

South Zone 3

South Zone 3

Tax district

017, 12.7970 mills (2025)

017, 12.7970 mills (2025)

Which fits which buyer's priorities

A buyer who wants a detached house, or a condominium with tennis and a larger clubhouse, looks at Paloma. A buyer who wants a fee simple townhome with association-run roofs, exteriors and shell insurance, a lower price per square foot and Zone X lots looks at Cordera. The two share a tax district, an evacuation zone and the same school zones, so the choice turns on the home, the ownership form and who carries the building.

What Are the Pros and Cons of Cordera?

The record shows clear strengths and real trade-offs at Cordera in Bonita Springs. Strengths: fee simple ownership with association-run roofs, exteriors and shell insurance since 2017, every lot outside FEMA's special flood hazard area, a clubhouse, pool and fitness room, and no CDD. Trade-offs: shared walls and roofs, leasing limits, an unpublished assessment, evacuation zone B and I-75 next door.

Data updated: October 2026 (recorded Declaration of Cordera and amendments, read October 13, 2026; FEMA National Flood Hazard Layer and Lee County layers, read October 12, 2026; Lee County recorded sales through September 25, 2026).

What the record shows in Cordera's favor

  • The association carries the building. Since the amendment recorded December 6, 2017, the association maintains, repairs and replaces the roofs, exterior walls, stucco, gutters and downspouts, paints and pressure cleans, and insures the exterior shell at full replacement value as common expenses.
  • Every lot sits outside the special flood hazard area. FEMA's map on October 12, 2026 puts 110 lots in shaded Zone X and 28 in Zone X with minimal flood hazard (110 + 28 = 138), panel 12071C0657G, effective November 17, 2022, so the City's CRS discount on an NFIP policy at Cordera is the 10 percent rate that applies outside that area.
  • Fee simple ownership, not a condominium. Each owner holds a platted lot and the attached home on it under one Chapter 720 homeowners' association.
  • A clubhouse, pool and fitness room. The association's recorded Amenities Rules (2020) list all three; the clubhouse is about 2,000 square feet under roof.
  • A lower price per square foot than nearby detached homes. Cordera's $198.40 per square foot of county heated area in the 12 months to September 25, 2026 sits $91.56 below Paloma's houses and $30.06 below Paloma Grande's condominiums.
  • No CDD. The tax bill, the parcel layer and Sunbiz show no community development district at Cordera.

What a careful buyer should weigh

  • Attached walls and shared roofs. Each building joins six homes; party walls and shared roofing carry shared repair duties under the amended Declaration.
  • Leasing limits. A 90-day minimum term, at most three leases a calendar year, association approval, and no short-term or Airbnb rentals.
  • An assessment not published publicly. The amount comes from the association's budget and the estoppel certificate, so a buyer reads both before committing.
  • Evacuation zone B. Lee County places every tested point in zone B and storm-surge zone 2, among the first areas ordered to evacuate, even though FEMA maps no special flood hazard area at Cordera.
  • I-75 about a tenth of a mile away, with FDOT work planned. The nearest home lot edge is 0.069 mile from the I-75 centerline; FDOT's posted plans show express lanes, a proposed pond on the FDOT pond site next to the entrance and a proposed noise wall, with no published timing for the pond or noise wall.
  • A right-out-only exit. The entrance is a directional median opening: northbound drivers turn left in, and every trip out turns right, with northbound trips turning around at a median opening about half a mile south.

Thinking of Selling Your Cordera Home? List With the #1 Team in Southwest Florida Since 2012

Selling a Cordera townhome in Bonita Springs well means pricing it by plan and position against the Lee County record, answering the buyer's first question (who roofs and insures the building) from the recorded 2017 amendment, and ordering the estoppel early. McGreevy and Comisar, the #1 team in Southwest Florida since 2012, build every Cordera listing around those steps.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026; recorded Declaration of Cordera and amendments, Lee County Clerk, read October 13, 2026; Florida statutory rates read October 12, 2026).

If you're searching for the best Cordera listing agent, or thinking, 'I need to sell my house in Cordera...', you are choosing between a team that reads the market from a portal and a team that reads it from the record. Jesse McGreevy and Marc Comisar price a Cordera townhome against the recorded sales of its own plan, end or interior, set it beside the association's duties under the recorded Declaration, and put the leasing and roof answers in front of the buyer before the buyer asks. Call Jesse direct at (239) 898-6072 for a confidential conversation.

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Cordera sales in the last 12 months, by plan

We pulled every recorded Cordera sale in the 12 months to September 25, 2026. Lee County recorded 11 qualified sales at a median of $360,000, from $295,000 to $440,000, or $198.40 per square foot of county heated area, and every one was a resale. Over 60 months the record holds 53 sales at a $400,000 median ($295,000 to $475,000). The plan is the first thing that moves a Cordera price. In the 12 months the four 1,628 square foot homes sold from $295,000 to $330,000, the four 1,826 square foot homes from $350,000 to $400,000, and the three 2,033 square foot end units from $380,000 to $440,000. Each plan group holds fewer than 10 sales, so we print ranges and no plan median.

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Our Cordera seller guide covers pricing by plan and position, the estoppel and capital contribution, and the 2017 roof and insurance amendment a buyer's lender asks about. See how we sell homes across the area on our Bonita Springs seller guide.

What Is Your Cordera Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation and we will follow up with a Cordera number built on the recorded sales of your plan and position. For the Cordera walk-through, read What is my Cordera home worth?, and for the wider city picture our Bonita Springs home valuation page explains how we value homes across Bonita Springs.

Talk to Jesse direct: (239) 898-6072, text or call. Confidential conversations welcome.

How we price a Cordera townhome

We start with the plan, because every Cordera building runs the same sequence of county heated areas, 2,033, 1,826, 1,628, 1,628, 1,826 and 2,033 square feet, so the plan also tells us whether a home is an end unit or an interior unit. We set your home beside the 12-month sales of its plan and then beside the longer record, where the groups are large enough to carry a median: at 36 months the 1,628 plan recorded 10 sales at a $346,000 median and the 1,826 plan 12 sales at $405,000, and at 60 months the end units recorded 16 sales at $437,000. Next we read the lot: whether it backs onto the lake, a preserve or open space. Lake-touching lots recorded a $395,000 median on 15 sales over 36 months against $390,000 on 14 sales for the rest, so we do not add a lake premium the record does not show. Then come the interior updates the owner made, because under the amendment recorded December 6, 2017 the roof, exterior walls and paint are the association's, and the inside is yours. Last, we check the estoppel for the account balance and any special assessment, because a buyer's lender and title company will.

Seller closing costs at the Cordera median

Two statutory lines can be computed from the price, and the contract controls who pays them. In Lee County the seller customarily pays the deed documentary stamp tax of $0.70 per $100 of consideration under F.S. 201.02 and the owner's title policy premium at Florida's state-set rate, $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 above that. The table shows both at the 12-month median and the 12-month high, with the inputs.

Statutory line

At the $360,000 12-month median

At the $440,000 12-month high

Deed documentary stamps ($0.70 per $100)

3,600 x $0.70 = $2,520.00

4,400 x $0.70 = $3,080.00

Owner's title premium (state-set rate)

$575.00 + ($260,000 x $5.00 per $1,000 = $1,300.00) = $1,875.00

$575.00 + ($340,000 x $5.00 per $1,000 = $1,700.00) = $2,275.00

Sum of the two lines

$2,520.00 + $1,875.00 = $4,395.00

$3,080.00 + $2,275.00 = $5,355.00

The seller customarily pays both in Lee County; the contract controls. The title premium is before any reissue credit. Commission is negotiable and closing-fee amounts vary by title company, so we print neither. The Cordera capital contribution is the buyer's, not the seller's, under the recorded Declaration.

Documents a Cordera seller should gather first

Gathering these before the first showing shortens the path from contract to closing:

  • The deed and the owner's title policy from your purchase.
  • The latest Lee County tax bill, which shows the 017 district millage and the two non-ad valorem lines (City stormwater $50.00 and Lee County solid waste $358.45 on the 2025 bill we read).
  • The homeowners' association disclosure summary that Florida requires before a contract (F.S. 720.401).
  • The estoppel certificate, ordered through the manager's online document service, which lists "Estoppel", "Community Questionnaire" and "Community Documents" for Cordera Homeowners' Association, Inc.
  • The association's insurance certificate for the exterior shell, because since 2017 the association insures the "Association Insured Improvements" at full replacement value.
  • Your own interior policy (interior, contents, windows, doors, garage door and liability are the owner's under the 2017 amendment).
  • Architectural approvals and permits for shutters, screen enclosures, air conditioning or remodelling. The Property Appraiser's permit list shows 16 shutter or awning permits on 16 Cordera lots from 2018 to 2026, 20 air-conditioning change-outs and 7 remodel or repair permits, and it is not a complete list.
  • Any lease on file and the association's lease approval, if the home is rented.

Five questions come up before almost every Cordera listing, and the full seller FAQ below covers many more.

How long does a Cordera townhome take to sell?

Days on market for Cordera come from the Southwest Florida MLS, and they are not in the county record: Information not available at time of publishing (checked 2026-10-10). What the county record does show is volume: 11 recorded sales in the 12 months to September 25, 2026 and 53 in the 60 months, all resales. Talk to us about the current pace for your plan and we will pull it with you.

Who pays the Cordera capital contribution when I sell?

The buyer. Article VII, Section 2 of the recorded Declaration says "each purchaser shall pay to the Association a sum equal to two months of regular assessments" at closing, and it is not refundable. Because the assessment amount is not published in the public record, the estoppel certificate states the figure. As a formula it is the annual assessment divided by 6, or a quarterly assessment multiplied by 2/3.

How do I order the Cordera estoppel certificate?

Through the association's manager, Vesta Property Services, whose Cordera services page lists "Estoppel", "Community Questionnaire" and "Community Documents", each ordered online through the Community Archives marketplace with an account login. Under F.S. 720.30851 the association must deliver it within 10 business days of a written or electronic request, and it is valid for 30 days (35 if mailed). The statutory base fee is $250, and the current caps adjusted by the Department of Business and Professional Regulation are $299, plus $119 if expedited and $179 if the account is delinquent. The association's actual fee may be lower and is not published.

Does the association have to approve my buyer?

No sale-approval or right-of-first-refusal clause appears in the recorded Declaration of Cordera, which we searched for one. Leases are different: under the leasing amendment every lease goes to the association in writing at least 30 days ahead for approval. A buyer who plans to rent the home should read that rule before making an offer, and we raise it before the listing goes live.

Can I put a For Sale sign at my Cordera townhome?

One sign, in a window. Article IX, Section 5 of the Declaration and Rule 29 of the recorded Rules allow one for-sale or for-rent sign of up to 18 by 24 inches in a front window, and no other signs. Every other exterior change, from paint to shutters, needs written board approval under Article VIII.

Ready to sell in Cordera? Call Jesse direct at (239) 898-6072, or start with the free home valuation.

Your Local Real Estate Experts

McGreevy and Comisar are the team behind this Cordera guide, and our headquarters is right here in Bonita Springs, on Tamiami Trail, a short drive from Cordera. Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in Southwest Florida since 2012, Jesse McGreevy and Marc Comisar price from the public record and advise on both sides of a Cordera sale.

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How to reach us

  • Jesse McGreevy: (239) 898-6072 · [email protected]
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  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

You can also read more about McGreevy and Comisar.

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To see Cordera homes for sale, visit Cordera at Domain Realty Group.

Selling a Cordera home? Call Jesse direct at (239) 898-6072. Buying in Cordera? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. Ready to look? Start with buying a home in Cordera or our Bonita Springs buyer guide.

Cordera FAQ: Buyer Edition

Buyers ask what Cordera in Bonita Springs is, whether a townhome there is a condominium, who roofs and insures the buildings, what the leasing and pet rules allow, what the flood map shows and what it costs each year. The answers below come from the recorded Declaration and its amendments, Lee County and City records and our own analysis, each tied to its source and date.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026; recorded Declaration of Cordera and amendments, Lee County Clerk, read October 13, 2026; FEMA National Flood Hazard Layer read October 12, 2026; School District of Lee County 2026-27 zone data).

One buyer's review sums up how we work: ★★★★★ "Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house." Verified Google review

Is a Cordera townhome a condo?

No. Cordera is 138 fee simple townhomes on 138 platted lots, governed by one homeowners' association, Cordera Homeowners' Association, Inc., organized under Chapters 617 and 720 of the Florida Statutes, not a condominium association. The recorded Declaration of Covenants, Conditions, and Restrictions of Cordera (Instrument 2014000128207, recorded June 18, 2014) defines each "Home" as "an attached single family dwelling constructed upon and including a Lot." A Cordera buyer receives a deed to a platted lot and the attached home on it, not a condominium unit and a share of common elements.

Do Cordera townhomes share walls?

Yes. The Lee County building footprints layer shows the 138 Cordera homes joined wall to wall in 23 buildings of six, with open ground between buildings. The Declaration treats each shared wall as a party wall: neighbours share structural and interior repair equally unless the damage is a casualty the association's insurance covers, an owner whose negligence causes damage pays all of it, and no opening or structural change may be made without both owners' agreement. City of Bonita Springs Zoning Ordinance 07-14 allows a zero side setback where fee simple townhomes share a wall.

How many homes and buildings are in Cordera?

Cordera has 138 townhomes in 23 buildings of six (23 x 6 = 138), on a 23.62-acre plat. The Lee County parcel layer holds 151 Cordera parcels: the 138 home lots and 13 association tracts, including the private road tract, the 1.58-acre lake, two preserves, seven open-space tracts, an access tract and the 0.59-acre recreation tract. Lee County sales figures on this page rest on the 137 Cordera homes in the county roll file.

Is Cordera in the City of Bonita Springs?

Yes. Every Cordera parcel sits in tax district 017, the City of Bonita Springs and the Bonita Springs Fire Control and Rescue District, and the plat is titled "City of Bonita Springs" and was approved by City Council on August 12, 2014. So City millage, the City stormwater charge, City permits and code, and the City's flood insurance rating all apply. Cordera is in City Council District 4, ZIP 34135.

Who built Cordera and when?

D.R. Horton built Cordera from 2015 to 2017. City of Bonita Springs Ordinance 07-14 rezoned the land for up to 138 homes in 2007 on the application of Colonial Homes, and D.R. Horton bought the land from Colonial Homes by a deed dated December 10, 2012. The association was formed June 12, 2014, the Declaration was recorded June 18, 2014, the first home sale recorded May 21, 2015, and D.R. Horton's last builder deed recorded in late September 2017.

What floor plans are in Cordera?

Three, by county heated area: 1,628 square feet (2 bedrooms), 1,826 square feet (3 bedrooms) and 2,033 square feet (3 bedrooms). There are 46 of each (46 + 46 + 46 = 138), and every building runs 2,033, 1,826, 1,628, 1,628, 1,826, 2,033, so the 2,033 plan is always the end unit. D.R. Horton marketed three plans in 2015 under the names Beechwood, Cottonwood and Westwood (builder marketing, April 2015), with a 1-car garage on the 2-bedroom plan and 2-car garages on the 3-bedroom plans; the county areas govern every figure, and the match of names to sizes is likely, not recorded.

Does Cordera have an HOA?

Yes, one: Cordera Homeowners' Association, Inc., a Florida not-for-profit corporation (document number N14000005633, filed June 12, 2014, active), with no master association above it. Every lot owner is a member with one vote per lot. Owners took control of the association in 2017, and Vesta Property Services, a licensed community association management firm, is the registered agent and manager on the 2025 and 2026 annual reports.

What are the HOA fees in Cordera?

The current assessment is not published in the public record; the association's budget and the estoppel certificate state it. What the recorded Declaration does settle is the shape: the assessment is uniform for every lot with a home, whatever the plan or position, and it is collected "on a quarterly or annual basis or as determined by the Board." A buyer also pays a capital contribution of two months of regular assessments at closing. We put the budget and the estoppel figure in front of you before you commit.

What do the Cordera HOA dues cover?

Under Article VI, Section 2 of the Declaration, assessments pay "all water charges for the Lots and Common Area billed through the master water meter," any bulk service agreement the association signs for owners, and the maintenance, taxes and insurance of the common area. Since the amendment recorded December 6, 2017 they also pay for the roofs, exterior walls, stucco, gutters, exterior painting and pressure cleaning, and the insurance on each building's exterior shell. Lawn, tree, shrub and irrigation care on every lot is an association duty too.

Who replaces the roof on a Cordera townhome?

The association. Since the amendment recorded December 6, 2017 (Instrument 2017000252622), "the Association shall be responsible for the structural maintenance, repair or replacement of the exterior walls of the Home, the exterior wall stucco and the roofs, including gutters and downspouts and the cost shall be a common expense." An owner whose negligence causes the damage pays it as an individual assessment. The original 2014 text made each owner responsible, so read the amendment, not the 2014 pages, for the rule in force.

Who insures a Cordera building?

The association insures the exterior shell and the owner insures the inside. Since the 2017 amendment the association insures the "Association Insured Improvements" at 100 percent of replacement value, with construction-code, demolition and increased-cost endorsements, and its premiums and deductibles are collected through the annual assessments. Each owner insures the interior, contents, windows, screens, doors, garage door, the foundation and the driveway, plus liability, and names the association as additional insured. The association's carrier, limits and wind deductible are not in the public record.

Who paints the Cordera buildings?

The association. Since the 2017 amendment "The Association shall be responsible for exterior painting and pressure cleaning of the Home and improvements and the cost shall be a common expense." The text anticipates painting every five years and pressure washing roofs, walls, sidewalks, patios and driveways every three years, and the recorded Rules require the original community colours.

Is there a capital contribution or transfer fee when I buy in Cordera?

Yes, a capital contribution. Article VII, Section 2 of the Declaration requires each purchaser to pay the association two months of regular assessments at closing, and it is not refundable. The estoppel certificate states the figure, because the assessment is not published. Other closing items are separate: the estoppel fee (capped by statute), and if you open a water account, Bonita Springs Utilities' account transfer fee of $35.00 under its tariff effective January 1, 2026.

Does the Cordera association keep reserves?

The Declaration says the developer did not fund reserves and that after turnover the members "may elect to collect reserves" by a majority of the total voting interests. Owners acknowledge that capital repairs "may result in a Special Assessment due to reserves not being collected." Whether the members have voted reserves since 2017, and any balances, are not in the public record; the association's financial report and budget show them.

Is there a CDD in Cordera?

No. The 2025 Lee County tax bill for a sampled Cordera lot carries no community development district, MSBU, MSTU or fire assessment line, and the parcel layer and state corporation records show no CDD for Cordera.

What is the property tax rate in Cordera?

The 2025 Lee County tax bill for a sampled Cordera lot in district 017 carries 12.7970 mills of ad valorem tax, including the City of Bonita Springs at 0.8470 and the Bonita Springs Fire District at 1.9466. For 2026 the TRIM notice proposed 12.8217 mills, and the City adopted 0.8411 mills for FY2026-27 under Resolution 26-027 on September 23, 2026. The 2026 millage book printed October 9, 2026 applies 12.7942 mills. As an illustration only, at the 2025 rate, 12.7970 x $360,000 / 1,000 = $4,606.92 at the 12-month median with no exemption; the Property Appraiser sets the value, and this is not a tax bill.

What else is on a Cordera tax bill?

Two non-ad valorem lines on the 2025 bill we read: City of Bonita Springs stormwater $50.00 and Lee County solid waste $358.45, together $408.45. There is no CDD line. Lee County bills mail in November with a 4 percent discount in November, 3 in December, 2 in January and 1 in February, and they are due March 31.

Can I rent out my Cordera townhome?

Yes, under the recorded leasing rule. Article XIII as amended in 2018 and corrected in 2023 sets a 90-day minimum term, no new lease until 90 days after the first day of the last, no more than three leases in a calendar year, no subletting, association approval of every lease submitted at least 30 days ahead, an application fee of $100 or the statutory maximum, whichever is greater, and background screening. The owner gives up common-area use while the home is leased.

Are short-term rentals allowed in Cordera?

No. The leasing amendment says short-term or transient rentals "including but not limited to Airbnb are prohibited," and every lease must run at least 90 days. Florida law also lets any association limit rentals to three a calendar year and regulate rentals under six months (F.S. 720.306), and Cordera's rule was adopted on August 27, 2018.

Can a tenant in Cordera have a pet?

Yes. The 2023 corrected re-recording of the leasing amendment states that the 2018 recording's ban on tenants keeping pets "was not approved and has been removed." Tenants follow the same pet rules as owners, and the recorded Rules set a nonrefundable pet fee paid with the rental application: $150 per dog over 20 pounds and $75 per dog of 20 pounds or less.

How many pets can I have in Cordera?

Two domestic dogs or two domestic cats per home, and more only with board approval. Under Article IX, Section 4 and Rule 22, pit bull dogs and dogs the board finds a threat are not allowed, pets are leashed or enclosed with no tie-outs, owners clean up, and pet owners carry pet liability insurance naming the association.

Can I park a boat, RV or work truck in Cordera?

Only inside an enclosed garage. Article IX, Section 8 and the recorded Rules keep trucks over one ton, trailers, commercial vehicles, RVs, boats, canoes, jet skis and boat trailers in an enclosed garage. Cars park in driveways, garages and designated guest spaces only; owners may not use guest spaces; there is no street, grass or sidewalk parking and no car covers; and towing follows 24 hours' notice.

Can I add a fence or a pool to a Cordera lot?

No. The recorded Rules say "Fences are not allowed in Cordera" and "Pools are not allowed on home lots," and the county records no private pool on any of the 138 lots. Sheds, swing sets, trampolines and window air conditioners are also barred. A screen enclosure is allowed with approval, in white, black or bronze with charcoal screening and no flat aluminum roof, on a paver or concrete lanai.

Can I install hurricane shutters or impact windows in Cordera?

Yes, with approval. F.S. 720.3035 requires the board to adopt hurricane protection specifications and bars it from denying a conforming application for shutters, impact windows and doors, reinforced garage doors or generators, though it may require a unified look. Cordera's recorded Rule 31 asks for architectural approval, prefers removable panels, requires roll-down and sliding shutters to match the wall colour, bars Bahama shutters, and allows panels up no earlier than 48 hours before a storm. Windows, doors and shutters are the owner's to maintain and insure.

What amenities does Cordera have?

The association's recorded Amenities Rules (2020) say "Cordera has recreational amenities, including a pool, clubhouse and fitness room." The one-story clubhouse is about 2,000 square feet under roof, built in 2015 on the 0.59-acre recreation tract, and the pool carries Florida Department of Health permit 36-60-1582115. The pool is open dawn to dusk and unattended, the fitness room 5 AM to 11 PM, and the clubhouse 8 AM to 11 PM. The records show a pool, clubhouse and fitness room and no courts or spa.

Can I fish or kayak in the Cordera lake?

No. The 1.58-acre lake is a permitted stormwater lake owned and maintained by the association, and Article XIV, Section 3 of the Declaration says "All recreational activities, including without limitation, boating, swimming, wading or fishing, in water management areas are strictly prohibited." The Rules repeat it and bar watercraft, docks and personal property on the banks. The nearest public launch is the Lee County Imperial River Boat Ramp, about 11 minutes away, at $5 a day per vehicle.

How do I get into Cordera, and is there an access system?

One vehicle entrance, Cordera Way, off Imperial Parkway. The association's recorded Access Control Policy (effective October 23, 2018) issues RFID windshield stickers read "by a scanner at the entrance to the community," with a call box and directory for guests and deliveries; two stickers are free per home and extras cost $20. The City permit record shows a 2015 entry-gate permit that failed final inspection twice and expired in January 2016; the finaled entry structures are an unmanned monument tower, walls, arches and the sign. Whether any barrier operates today is not settled by the public record.

Can I turn left when leaving Cordera?

No. The entrance is a directional median opening: northbound drivers on Imperial Parkway turn left into Cordera Way, and drivers leaving turn right, southbound. Trips north turn around at the next median opening near Bull Shark Drive, about half a mile south. There is no signal, and every drive time on this page includes that turnaround.

What flood zone is Cordera in?

FEMA's National Flood Hazard Layer on October 12, 2026 places every Cordera lot outside the special flood hazard area: 110 of the 138 lots in shaded Zone X (0.2 percent annual chance flood hazard) and 28 along the north edge in Zone X with minimal flood hazard, Lee County panel 12071C0657G (effective November 17, 2022). Lot ground reads 16.8 to 17.6 feet on 2018 lidar, and ground is not the finished floor. Cordera is also in evacuation zone B, which is a separate map.

Do I need flood insurance in Cordera?

The Declaration requires owner flood insurance on the association-insured parts only if any part of a lot is in a special flood hazard area, and no Cordera lot is. Separately, Citizens requires flood coverage from January 1, 2027 on every new and renewing personal residential policy that includes wind coverage, whatever the zone (condominium unit-owner, tenant contents and wind-excluded policies are exempt), and Cordera homes are fee simple townhomes, not condominium units. The City is a Class 5 Community Rating System community, so an NFIP policy outside the special flood hazard area at Cordera gets a 10 percent discount. A lender sets its own requirement.

What evacuation zone is Cordera in?

Zone B, and storm-surge zone 2, at all 16 points we tested on Lee County's layers. The county's Zone B sheet says "Zone B is very vulnerable and will experience significant impacts from land-falling storms" and "will be among the first areas ordered to evacuate for a hurricane." An evacuation zone is not a flood zone.

How did Hurricane Ian affect Cordera?

The National Hurricane Center records that Ian made landfall in southwestern Florida at Category 4 at Cayo Costa on September 28, 2022, and that in Bonita "the most severe impacts were contained to the immediate coastline." Lee County ordered Zones A and B to evacuate on September 27, 2022. The nearest USGS high-water marks were 8.7 to 9.6 feet 2.8 to 3.5 km away, and Cordera's lot ground reads about 8 feet higher. Lee County's public damage layers show no Cordera records, though those layers are partial and a zero is not proof.

Which schools serve Cordera?

The School District of Lee County's 2026-27 locator returned the same zones at all 14 tests across Cordera: Elementary Zone Q (Bonita Springs, Pinewoods, San Carlos Park, Spring Creek and Three Oaks), Middle Zone GG (Bonita Springs Middle Center for the Arts and Three Oaks Middle) and High School sub-zone 3 (Bonita Springs High, Estero High and South Fort Myers High). A zone is a choice zone, not a guaranteed seat. Bonita Springs High is about 2 minutes by car from the entrance, and students within two miles of a school are not given district transportation. Confirm with the district's SchoolSite Locator.

How far is the nearest emergency room from Cordera?

About 10 to 11 minutes. Lee Health's Coconut Point Emergency Department, open 24 hours with 25 rooms, is 4.9 miles and about 10 minutes away, and NCH's Bonita Springs freestanding emergency department is 4.8 miles and about 11 minutes. Gulf Coast Medical Center, which houses a Level II Trauma Center, is about 26 minutes. Lee Health's own notice says its hospitals and physicians go out of network with UnitedHealthcare from January 1, 2027, and the two nearest emergency departments belong to different systems.

How far is Cordera from the beach and the airport?

Bonita Beach Park is 8.5 miles, about 15 minutes, and Southwest Florida International Airport is 15.2 miles, about 24 minutes (estimated free-flow drive times from the Cordera Way entrance, OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026). Check beach parking first: Bonita Beach Park has had its lot and amenities closed since September 8, 2026 for Ian repairs, the Beach Access #1 lot closes November 1, 2026 with pedestrian access staying open, Accesses #2 to #9 are free to park, and the Little Hickory Island Beach Park lot has been closed since September 8, 2026.

What is being built next to Cordera?

A 10.17-acre State of Florida Department of Transportation pond site lies behind 24 Alvara Way lots, and FDOT's posted roll plot for its I-75 express lane project shows a "PROPOSED POND" there and a "PROPOSED NOISE WALL" along the west edge of the I-75 right-of-way; FDOT's project page lists the current phase as starting in mid 2026, but FDOT does not publish when the pond or the noise wall would be built. The private agricultural acreage to the north and south has no development application on file as of October 12, 2026, and nothing is under City review within about 1.4 miles.

Is Cordera age-restricted?

No. The recorded documents contain no age restriction: the zoning ordinance, the Articles of Incorporation, the Declaration and its amendments were each read for one.

How do I start looking at homes in Cordera?

Start with the plan and position you want, then let us put the recorded Declaration, the 2017 amendment, the leasing rule and the estoppel figure in front of you before you write an offer. Call Marc at (239) 287-5873, and we will pull the recorded sales for the plan you are considering.

Cordera FAQ: Seller Edition

Sellers ask what a Cordera townhome is worth, why plans and positions price differently, what the association asks of a buyer and what a sale costs. The answers below come from Lee County recorded sales through September 25, 2026, the recorded Declaration of Cordera and its amendments, and Florida statutes, each tied to its source and date.

Data updated: October 2026 (Lee County recorded sales through September 25, 2026; county roll dated October 11, 2026; recorded Declaration of Cordera and amendments, Lee County Clerk, read October 13, 2026; Florida statutes read October 12, 2026).

What do Cordera townhomes sell for?

In the 12 months to September 25, 2026, Lee County recorded 11 Cordera sales at a median of $360,000, from $295,000 to $440,000, or $198.40 per square foot of county heated area. By plan, the 1,628 square foot homes sold from $295,000 to $330,000 (4 sales), the 1,826 square foot homes from $350,000 to $400,000 (4) and the 2,033 square foot end units from $380,000 to $440,000 (3). Start with our free home valuation for a number on your home.

Are Cordera prices going up or down?

The record shows a rise and then a step back, and we make no forecast. The calendar-year median went from $266,500 in 2020 (12 sales) to $416,500 in 2022 (17 sales), up $150,000 or 56.3 percent, then to $402,500 in 2024 (12 sales), down $14,000 or 3.4 percent. The 12 months to September 25, 2026 ran at $360,000 on 11 sales, against $377,500 on 18 sales over 24 months and $395,000 on 29 sales over 36 months. The mix of plans sold differs from year to year, so part of any change is mix.

Why do some Cordera homes sell for more than others?

Mostly the plan. Every Cordera building holds two homes of each plan, and over 36 months the 1,628 plan recorded a $346,000 median on 10 sales while the 1,826 plan recorded $405,000 on 12 sales; the 2,033 end units recorded 7 sales from $380,000 to $460,000. Inside a plan, condition and interior updates move the number, and the lot's backdrop (lake, preserve or open space) is something we read sale by sale rather than as a fixed premium.

Do Cordera end units sell for more?

The end units are the 2,033 square foot plan, the largest, and they record the highest prices. Over 60 months the 46 end units recorded 16 sales at a $437,000 median ($380,000 to $475,000), or $214.95 per square foot of county heated area, against 37 interior sales at a $371,000 median ($295,000 to $455,000). In the 12 months the 3 end-unit sales ran from $380,000 to $440,000. Much of the gap is size, so per square foot the plans sit closer together.

Do lake lots in Cordera sell for more?

Not measurably. We measured the 50 lots whose boundaries touch the 1.58-acre lake: over 36 months they recorded a $395,000 median on 15 sales ($216.32 per square foot of county heated area), against $390,000 on 14 sales for the other lots ($212.02). Over 60 months the lake lots recorded $395,000 on 25 sales and the rest $410,000 on 28. Preserve-backing lots recorded a $422,000 median on 12 sales over 60 months, which is an observation over five years, not a rule.

How many Cordera homes sold in the last year?

Lee County recorded 11 qualified Cordera sales in the 12 months to September 25, 2026, all resales. The longer windows hold 18 sales over 24 months, 29 over 36 months and 53 over 60 months. An MLS count can differ from the county's because the two systems capture sales differently.

What is the highest price paid in Cordera recently?

$440,000, for a 2,033 square foot end unit on Alvara Way recorded April 23, 2026, the high of the 12 months to September 25, 2026. The highest recorded Cordera sale in all history is $475,000, in 2023. The 12-month low was $295,000, for a 1,628 square foot interior home on Alvara Way recorded June 18, 2026.

What price per square foot do Cordera homes sell for?

$198.40 per square foot of county heated area across the 11 sales of the 12 months to September 25, 2026. That sits below every longer-window group figure, from $207.72 for interior units over 24 months to $224.86 for preserve-backing lots over 60 months, because those windows include the higher 2022 to 2024 sales. Over 36 months the 1,628 plan recorded $212.53 and the 1,826 plan $221.80.

How long does it take to sell a Cordera home?

Days on market for Cordera come from the Southwest Florida MLS: Information not available at time of publishing (checked 2026-10-10). The county record shows 11 recorded resales in the 12 months to September 25, 2026, which we read alongside the live listings for your plan when we price.

Does my street in Cordera change my home's value?

Not by much on the record. Over 60 months Alvara Way recorded a $390,250 median on 24 sales, Alvara Point Drive $400,000 on 15 and Cordera Point Drive $415,750 on 14, and the three streets carry the same plan mix, so the differences are under 7 percent. In the 12 months each street recorded 3 or 4 sales, so we print ranges only: Alvara Point Drive $323,000 to $400,000, Alvara Way $295,000 to $440,000 and Cordera Point Drive $350,000 to $400,000.

Does the build year of my Cordera building matter?

Not in a consistent order. Over 36 months homes built in 2015 recorded a $402,500 median on 10 sales and homes built in 2016 $370,000 on 13 sales, while 2017 homes recorded 6 sales from $350,000 to $439,000. Every building has one year built, from 2015 to 2017, and the roofs and exterior walls are the association's under the 2017 amendment.

Who pays the Cordera capital contribution?

The buyer. The recorded Declaration (Article VII, Section 2) says "each purchaser shall pay to the Association a sum equal to two months of regular assessments" at closing, and it is not refundable. The estoppel certificate states the dollar figure.

Do I need an estoppel certificate to sell in Cordera?

In practice, yes: the buyer's title company relies on it to close, because a new owner is jointly liable with the seller for unpaid assessments under F.S. 720.3085. Under F.S. 720.30851 the association must deliver it within 10 business days of a written or electronic request, and it is valid for 30 days (35 if mailed). It is ordered online through the manager's Cordera services page, Vesta Property Services, via the Community Archives marketplace.

What does the Cordera estoppel cost?

The association's actual fee is not published. Florida caps it: the statute sets a $250 base, plus $100 if expedited within 3 business days and $150 if the account is delinquent, and the Department of Business and Professional Regulation's current adjusted caps for homeowners' associations are $299 base, $119 expedited and $179 delinquent. The association's fee may be lower than the cap.

Does the association approve my buyer?

No sale-approval or right-of-first-refusal clause appears in the recorded Declaration of Cordera. Only leases need association approval. The manager's general wording that "The approval process for each Association is different" is not a Cordera rule.

What must I give a Cordera buyer about the HOA?

The homeowners' association disclosure summary that F.S. 720.401 requires before the contract; if it is not given, the buyer may void the contract within 3 days after receiving it or before closing, whichever comes first. Florida also requires the seller to give the property tax disclosure summary. We also hand buyers the recorded Declaration, the 2017 amendment and the leasing amendment, because those answer the questions they ask first.

What closing costs does a Cordera seller pay?

In Lee County the seller customarily pays the deed documentary stamps and the owner's title policy, and the buyer pays the lender's policy and the new-mortgage taxes; the contract controls. At the $360,000 median the stamps are $2,520.00 and the owner's title premium $1,875.00, together $4,395.00; at the $440,000 high they are $3,080.00 and $2,275.00, together $5,355.00. Commission and closing-fee amounts are not printed.

Who pays documentary stamps on a Cordera sale?

The seller, by Lee County custom, unless the contract says otherwise. The deed tax is $0.70 per $100 of consideration under F.S. 201.02, so $2,520.00 at the $360,000 median (3,600 x $0.70).

Will a buyer's lender ask about the association's insurance?

Usually, and the answer is in the 2017 amendment: the association insures the exterior shell of every home, the "Association Insured Improvements," at 100 percent of replacement value, with premiums and deductibles in the assessments. The association's carrier, limits and wind deductible are not in the public record, so we request the association's certificate of insurance early. An association with 100 or more parcels must post its insurance policies on a website or app under F.S. 720.303; Cordera's portal is owner-login only.

Will a buyer ask who replaces the roof?

Almost always, because a Cordera building has one roof over six homes. Since the amendment recorded December 6, 2017 the association is responsible for the "structural maintenance, repair or replacement of the exterior walls of the Home, the exterior wall stucco and the roofs, including gutters and downspouts," as a common expense. We put that page in the listing package.

Does the 2021 defect case affect my sale?

Here are the facts the public record shows: a construction-defect case the association brought against the builder was filed in Lee County Circuit Court in 2021 and voluntarily dismissed in 2023. What it alleged and any settlement are not in the public record we read. A buyer may ask, and the estoppel and the association's records answer whether any related assessment is pending. This is not legal advice.

How does the flood zone affect selling a Cordera home?

The record is straightforward. FEMA's map places every Cordera lot outside the special flood hazard area: 110 lots in shaded Zone X and 28 in Zone X with minimal flood hazard, panel 12071C0657G, effective November 17, 2022. A buyer will also see that Cordera is in Lee County evacuation zone B, which is a separate map, and we explain both.

Should I get an elevation certificate before selling?

It is your choice. No elevation certificate is on file for Cordera in the City of Bonita Springs database, and the City requires them in the special flood hazard area, which Cordera is not in. Lot ground reads 16.8 to 17.6 feet on 2018 lidar (median 17.1 feet), and ground is not finished floor, so a buyer's insurer that wants a floor elevation would need a certificate.

Will a buyer's insurer ask about my roof?

It may. Under F.S. 627.7011 an insurer may not refuse to issue or renew a homeowner's policy solely because a roof is under 15 years old, and at 15 years an inspection showing 5 or more years of life prevents refusal on age alone. Original roofs on Cordera's 2015 to 2017 buildings reach 15 years from 2030 to 2032, and at Cordera roofs are an association duty under the 2017 amendment.

Can I sell my Cordera townhome with a tenant in it?

Yes, a leased home can be sold, and the contract sets how the lease is handled. The leasing amendment governs the rest: any new lease needs association approval, lease starts are 90 days apart, and the access stickers are deactivated on a sale or a new lease. Gather the lease and the association's approval for the buyer. This is not legal advice.

What permits should I gather before listing?

Your permits for shutters, awnings, screen enclosures, air conditioning and any remodel, plus the board's written approvals. The Property Appraiser's list shows 16 shutter or awning permits on 16 Cordera lots from 2018 to 2026, 20 air-conditioning change-outs and 7 remodel or repair permits, and it is not a complete list, so your own copies matter.

Do I need the association's approval for exterior changes before listing?

Yes. Article VIII of the Declaration requires written board approval for every exterior change, "including ... exterior paint, roofing, landscaping, antennas, awnings, and shutters." The board has 45 days after a complete application, and with an owner-elected board an application not acted on in 45 days "shall be deemed approved."

Is my Cordera home in the City for tax purposes?

Yes. Every Cordera parcel is in tax district 017, the City of Bonita Springs and the Bonita Springs Fire Control and Rescue District, so the bill carries City millage (adopted at 0.8411 for FY2026-27) and the City stormwater line of $50.00.

What will my buyer's tax bill be?

Probably different from yours. A buyer's taxable value resets after a sale, and Save Our Homes caps do not transfer except through portability. As an illustration only at the 2025 rate, a $360,000 taxable value with no exemption gives 12.7970 x 360 = $4,606.92; with assumed homestead exemptions it is $1,781.87 + $2,318.18 = $4,100.05. The Property Appraiser sets the value, and this is not a tax bill.

Does the I-75 work next door affect my sale?

We give buyers the facts. FDOT's I-75 project 452544-1 adds two express lanes each way, and its posted Lee County roll plot shows a proposed pond on the FDOT parcel beside the Cordera entrance and a proposed noise wall along the west edge of the I-75 right-of-way. FDOT builds noise walls of 22-foot segments only where a survey of benefited owners and residents supports them, and whether Cordera is a surveyed community, the survey result and when the walls would be built are not published.

Can I sell my Cordera home off market?

Yes. A seller can choose a private sale to buyers we represent or know, without public marketing, and we walk through what that gives up in exposure against what it gives in privacy. The same recorded steps apply either way: the disclosure summary, the estoppel and the buyer's capital contribution.

What do Cordera buyers ask first?

Five things: who roofs and insures the building (the association, since the 2017 amendment), what the assessment is (not published; the estoppel states it), whether they can rent (90 days minimum, three a year, no short-term), what the flood map shows (every lot outside the special flood hazard area, evacuation zone B) and how the entrance works (RFID stickers and a call box under the 2018 recorded policy; right turn out only). A listing that answers those five up front saves days.

When is the best time to list in Cordera?

The answer depends on MLS pace by month: Information not available at time of publishing (checked 2026-10-10). The county record shows the 11 sales of the 12 months to September 25, 2026 recorded in October, December, March, April, May, June and September, so Cordera homes have sold in most seasons.

Should I renovate before selling in Cordera?

Talk to us before you spend. At Cordera the exterior, roof, paint and landscaping are the association's, so a seller's work is the interior: flooring, kitchens, baths and fixtures, each with its own permit where one is required. We compare your home with recent sales of the same plan and tell you which updates the record supports, and any exterior item needs board approval first.

Can I put a For Sale sign in my Cordera window?

Yes, one. The Declaration and the recorded Rules allow one for-sale or for-rent sign of up to 18 by 24 inches in a front window, and no other signs on the home or lot.

How do I get a valuation of my Cordera home?

Call Jesse direct at (239) 898-6072, or start with our free home valuation. We price your plan and position against the 11 Cordera sales of the 12 months to September 25, 2026 and the 53 sales of the 60 months.

Sources

Every figure on this Cordera page traces to a source below: the recorded Declaration of Cordera and its amendments, the plat, Lee County and its Property Appraiser, Tax Collector and Clerk, the City of Bonita Springs, Florida statutes, state and federal agencies, and a few dated operator, builder and press items, each labelled.

Primary sources come first. Each line gives the title, the issuer, the date we read it and the address. Records whose address carries a parcel, account or folio number are cited in words at the end.

Recorded documents, the association and state corporation records

  1. Lee County Clerk, Declaration of Covenants, Conditions, and Restrictions of Cordera, Instrument 2014000128207, recorded June 18, 2014 (80 pages, with Articles, By-Laws and the SFWMD permit as exhibits), read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2014000128207&direct=1
  2. Lee County Clerk, Amendment to the Declaration of Cordera (Art. XVI Sec. 5, amendment by majority of owners voting), Instrument 2017000242385, recorded November 21, 2017, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2017000242385&direct=1
  3. Lee County Clerk, Certificate of Amendment to the Declaration of Cordera (Arts. IX, XI and XV: association roofs, exterior walls, painting and building-shell insurance), Instrument 2017000252622, recorded December 6, 2017, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2017000252622&direct=1
  4. Lee County Clerk, Certificate of Amendment to the Declaration of Cordera (Art. XIII leasing), Instrument 2018000214631, recorded September 6, 2018, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2018000214631&direct=1
  5. Lee County Clerk, Certificate of Recording of the Cordera Homeowners' Association Rules and Regulations and Access Control Policy, Instrument 2018000295758, recorded December 19, 2018, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2018000295758&direct=1
  6. Lee County Clerk, Certificate of Amendment of the Cordera Rules and Regulations, Instrument 2019000197006, recorded August 23, 2019, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2019000197006&direct=1
  7. Lee County Clerk, Certificate of Amendment of the Cordera Rules (Rule Enforcement Policy; Amenities Rules and Regulations), Instrument 2020000104953, recorded May 5, 2020, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2020000104953&direct=1
  8. Lee County Clerk, Certificate of Recording Corrected Amendment to the Declaration of Cordera (Art. XIII leasing, tenant pet ban removed), Instrument 2023000167651, recorded May 10, 2023, read October 13, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2023000167651&direct=1
  9. Lee County Clerk, plat of Cordera, Instrument 2014000173120, recorded August 20, 2014 (5 sheets, City of Bonita Springs approval August 12, 2014), read October 12, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2014000173120&direct=1
  10. Lee County Clerk, quitclaim deed of the 13 common tracts from D.R. Horton, Inc. to Cordera Homeowners' Association, Inc., CFN 2017000129032, recorded June 13, 2017, read October 12, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2017000129032&direct=1
  11. Lee County Clerk, special warranty deed, Colonial Homes, Inc. to D.R. Horton, Inc., CFN 2012000276613 (December 2012), read October 12, 2026, https://or.leeclerk.org/LandMarkWeb/Document/GetDocumentByCFN/?cfn=2012000276613&direct=1
  12. Florida Division of Corporations, Cordera Homeowners' Association, Inc., document N14000005633, read October 12, 2026, https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Initial&searchNameOrder=S&aggregateId=domnp-n14000005633-82a154fd-9068-4a0d-a074-5aaa0ce67a12&searchTerm=S&listNameOrder=S
  13. Florida Division of Corporations, Articles of Incorporation of Cordera Homeowners' Association, Inc., filed June 12, 2014, read October 12, 2026, https://search.sunbiz.org/Inquiry/CorporationSearch/ConvertTiffToPDF?storagePath=COR%5C2014%5C0616%5C00138720.Tif&documentNumber=N14000005633
  14. Florida Division of Corporations, Cordera Homeowners' Association, Inc. annual report, April 27, 2026, read October 12, 2026, https://search.sunbiz.org/Inquiry/CorporationSearch/GetDocument?aggregateId=domnp-n14000005633-82a154fd-9068-4a0d-a074-5aaa0ce67a12&transactionId=n14000005633-c8b17447-fdad-404a-8842-57a79efb32c0&formatType=PDF

Florida statutes, rules and state agencies

  1. Florida Statutes 720.303 (2025), association records, website posting, budgets and reserves, read October 12, 2026, https://www.flsenate.gov/laws/statutes/2025/720.303
  2. Florida Statutes 720.30851 (2025), estoppel certificates, read October 12, 2026, https://www.flsenate.gov/laws/statutes/2025/720.30851
  3. Florida Statutes 720.3085 (2025), assessment liens and new-owner liability, read October 12, 2026, https://www.flsenate.gov/laws/statutes/2025/720.3085
  4. Florida Statutes 720.401 (2025), disclosure summary, read October 12, 2026, https://www.flsenate.gov/laws/statutes/2025/720.401
  5. Florida Statutes 720.306 (2025), meetings, amendments and rental restrictions, read October 12, 2026, https://www.flsenate.gov/laws/statutes/2025/720.306
  6. Florida Statutes 720.3035 (2026), architectural control and hurricane protection, read October 12, 2026, https://m.flsenate.gov/Statutes/720.3035
  7. Florida Statutes 720.3035 (2026), Legislature text, read October 12, 2026, https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.3035.html
  8. Florida Statutes 720.304 (2026), flags, read October 12, 2026, https://m.flsenate.gov/Statutes/720.304
  9. Florida Statutes 95.11 (2026), limitations of actions, read October 12, 2026, https://m.flsenate.gov/Statutes/95.11
  10. Florida Statutes 627.7011 (2026), roof age, read October 12, 2026, https://m.flsenate.gov/Statutes/627.7011
  11. Florida Statutes 627.7011 (2026), Legislature text, read October 12, 2026, https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.7011.html
  12. Florida Statutes 215.5586 (2026), My Safe Florida Home, read October 12, 2026, https://m.flsenate.gov/Statutes/215.5586
  13. Florida Statutes 215.5586 (2026), Legislature text, read October 12, 2026, https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0215/Sections/0215.5586.html
  14. Florida Statutes 201.02 (2026), documentary stamp tax on deeds, 70 cents per $100, read October 12, 2026, http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0201/Sections/0201.02.html
  15. Florida Administrative Code Rule 69O-186.003, title insurance premium rates, read October 12, 2026, https://www.flrules.org/gateway/RuleNo.asp?title=Title%20Insurance%20Rules&ID=69O-186.003
  16. Florida Department of Business and Professional Regulation licensee search (Vesta Property Services Inc, community association management firm CAB3970), read October 12, 2026, https://www.myfloridalicense.com/wl11.asp?mode=0&SID=
  17. Florida DBPR, Division of Florida Condominiums, Timeshares and Mobile Homes, read October 12, 2026, https://www.myfloridalicense.com/DBPR/condominiums-and-cooperatives/
  18. Florida Department of Health, public pool and spa inspections (Cordera Clubhouse Pool, permit 36-60-1582115), read October 12, 2026, https://www.floridahealth.gov/statistics-data/environmental-public-health-data/swimming-pools/

City of Bonita Springs and zoning

  1. City of Bonita Springs Zoning Ordinance 07-14 (Bonita 30 RPD), inside Lee County case file DCI2005-00113, read October 12, 2026, https://docsearch.leegov.com/Home/DownloadFile/981247425
  2. Lee County zoning case record DCI2005-00113, Bonita RPD 30, read October 12, 2026, https://results.leegov.com/home/index/ZoningCases/DCI2005-00113
  3. Lee County GIS, DCD_Zoning layers (City zoning RPD, zoning cases, planned developments), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/DCD_Zoning/MapServer
  4. Lee County GIS, development orders layer, read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/DCD_AtoL/MapServer/15
  5. City of Bonita Springs Resolution 26-027 (FY2026-27 millage 0.8411, adopted September 23, 2026), read October 12, 2026, https://www.cityofbonitasprings.org/common/pages/GetFile.ashx?key=uKNGAQFd
  6. City of Bonita Springs Ordinance 26-05 (BERT bond referendum, up to $35,000,000), read October 12, 2026, https://www.cityofbonitasprings.org/common/pages/GetFile.ashx?key=EX1EAaqD
  7. City of Bonita Springs, FEMA flood zone information (substantial improvement rule), read October 12, 2026, https://www.cityofbonitaspringscd.org/resources/FEMA_Flood_Zone_Information.html
  8. City of Bonita Springs, Elevation Certificate Search page, read October 12, 2026, https://www.cityofbonitaspringscd.org/resources/Elevation_Certificate_Search.html
  9. City of Bonita Springs, Post Storm Permitting Guide, read October 12, 2026, https://www.cityofbonitasprings.org/services___departments/communications_department/emergency_resources/post_storm_permitting_guide
  10. City of Bonita Springs EnerGov permit and case search, read October 12, 2026, https://egweb1.cityofbonitasprings.org/energov/selfservice
  11. City of Bonita Springs permit COM14-17377-BOS, entry gates and aluminum rail at the Cordera entrance (expired January 18, 2016), read October 12, 2026, https://egweb1.cityofbonitasprings.org/energov/selfservice#/permit/674b5fbc-f42c-4d37-a91d-699030b736e6
  12. City of Bonita Springs development order DOS13-06674-BOS, Cordera (Bonita 23), read October 12, 2026, https://egweb1.cityofbonitasprings.org/energov/selfservice#/permit/c99dc2fc-745c-4d33-992b-011c101e7263
  13. City of Bonita Springs Projects of Interest register (41 open cases), read October 12, 2026, https://b4.caspio.com/dp/9aca2000452763d4f57c4800ab0c
  14. City of Bonita Springs, Projects of Interest page, read October 12, 2026, https://cityofbonitaspringscd.org/resources/Projects_of_Interest.html
  15. City of Bonita Springs, City Council districts 2026 layer, read October 12, 2026, https://services3.arcgis.com/elXVcwL34ACSkXcK/arcgis/rest/services/City_Council_Districts_2026/FeatureServer/0

Lee County tax, Property Appraiser and parcel records

  1. Lee County Tax Collector, property tax calendar and discounts, read October 12, 2026, https://leetc.com/property-taxes/
  2. Lee County Property Appraiser, 2025 Taxing District Millage Book, read October 12, 2026, https://www.leepa.org/TaxRoll/Millage%20Books/2025%20Taxing%20District%20Millage%20Book.pdf
  3. Lee County Property Appraiser parcel layer (ParcelsWFS), read October 12, 2026, https://gissvr4.leepa.org/gissvr/rest/services/ParcelsWFS/MapServer/0
  4. Lee County hosted parcel layer, Cordera legal description query (151 parcels), read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Lee_County_Parcels/FeatureServer/0/query?where=LEGAL+LIKE+%27CORDERA%25%27&outFields=*&returnGeometry=true&outSR=4326&f=json
  5. Lee County building footprints layer (138 town house footprints in 23 groups of six; one clubhouse), read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Building_Footprints/FeatureServer/0/query
  6. Lee County Property Appraiser hazard layers (design wind speed, debris region), read October 12, 2026, https://gissvr.leepa.org/gissvr/rest/services/HazardsFloodZones/MapServer
  7. Lee County NG911 address points with landmark names, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Lee_County_Businesses/FeatureServer/0

Utilities and water management

  1. Bonita Springs Utilities, Rates and Charges (utility's own page, labelled), read October 12, 2026, https://bsu.us/rates/
  2. Bonita Springs Utilities, Water Tariff effective January 1, 2026 (utility's own page, labelled), read October 12, 2026, https://bsu.us/wp-content/uploads/2025/12/Water-Tariff-Effective-January-1-2026.pdf
  3. Bonita Springs Utilities, Wastewater Tariff effective January 1, 2026 (utility's own page, labelled), read October 12, 2026, https://bsu.us/wp-content/uploads/2025/12/Wastewater-Tariff-Effective-January-1-2026.pdf
  4. Bonita Springs Utilities home page (utility's own page, labelled), read October 12, 2026, https://bsu.us
  5. Bonita Springs Utilities ServiceArea layer (utility's own page, labelled), read October 12, 2026, https://services1.arcgis.com/OqhnNQ4rSYio76Mh/arcgis/rest/services/ServiceArea/FeatureServer/0
  6. Lee County GIS, WastewaterFranchise layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/WastewaterFranchise/FeatureServer/0
  7. South Florida Water Management District, Environmental Resource Permit applications layer (ERP 36-08053-P, Cordera aka Bonita 23), read October 12, 2026, https://geoweb.sfwmd.gov/agsext1/rest/services/Regulation_ApplicationPermits/Environmental_Resource_Permit/MapServer/2
  8. SFWMD ERP map service, read October 12, 2026, https://geoweb.sfwmd.gov/agsext1/rest/services/Regulation_ApplicationPermits/EnvironmentalResourcePermits_RegPermitting/MapServer
  9. SFWMD conservation easements layer, read October 12, 2026, https://geoweb.sfwmd.gov/agsext1/rest/services/Regulation_ApplicationPermits/Reg_Conservation_Easement/MapServer/12
  10. SFWMD water use permits layer (36-08030-W Bonita 23, transferred to Cordera 2017), read October 12, 2026, https://geoweb.sfwmd.gov/agsext1/rest/services/Regulation_ApplicationPermits/Consumptive_Use_Permit/MapServer
  11. SFWMD water use permitted facilities layer (lake pump and shallow well), read October 12, 2026, https://geoweb.sfwmd.gov/agsext1/rest/services/Regulation_ApplicationPermits/Consumptive_Use_Permit_Facilities/MapServer

Flood, storms and emergency management

  1. FEMA National Flood Hazard Layer (zones, panels, LOMR, LOMA, BFE, cross-sections), read October 12, 2026, https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer
  2. FEMA Pending NFHL, read October 12, 2026, https://hazards.fema.gov/arcgis/rest/services/PrelimPending/Pending_NFHL/MapServer
  3. FEMA Preliminary NFHL, read October 12, 2026, https://hazards.fema.gov/arcgis/rest/services/PrelimPending/Prelim_NFHL/MapServer
  4. Lee County, 2026/2027 FEMA proposed flood map revisions, read October 12, 2026, https://www.leegov.com/dcd/flood/floodways/femamapchanges2026
  5. Lee County evacuation zones layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/EvacuationZones/FeatureServer/0
  6. Lee County new evacuation zones layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/arcgis/rest/services/NewEvacZones_PublishAGOL/FeatureServer/0
  7. Lee County EOC map service (evacuation zones, storm surge), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/EOC/MapServer
  8. Lee County Emergency Management, Evacuation Zone B sheet, read October 12, 2026, https://www.leegov.com/publicsafety/Documents/Emergency%20Management/ZONE%20B.pdf
  9. Lee County release, evacuation orders for Zones A and B and portions of C, September 27, 2022, read October 12, 2026, https://www.leegov.com/publicsafety/News%20Documents/Lee%20County%20Expands%20Evacuation%20Orders%20for%20Portions%20of%20Zone%20C.pdf
  10. USGS Short-Term Network, Hurricane Ian high-water marks, Florida, read October 12, 2026, https://stn.wim.usgs.gov/STNServices/HWMs/FilteredHWMs.json?Event=325&States=FL
  11. National Hurricane Center, Tropical Cyclone Report, Hurricane Ian, read October 12, 2026, https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf
  12. National Hurricane Center, Tropical Cyclone Report, Hurricane Irma, read October 12, 2026, https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf
  13. FEMA Community Status Book, Florida (City of Bonita Springs CRS Class 5), read October 12, 2026, https://www.fema.gov/cis/FL.html
  14. FEMA Community Rating System page (Class 5: 25 percent SFHA, 10 percent non-SFHA), read October 12, 2026, https://www.fema.gov/floodplain-management/community-rating-system
  15. Lee County initial damage assessments layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Initial_Damage_Assessments_v3_public/FeatureServer/0
  16. Lee County damage inventory layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/LeeCountyDamageInventory/FeatureServer/0
  17. Lee County watersheds layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Watersheds/FeatureServer/0
  18. Lee County sub-watersheds layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/SubWatersheds/FeatureServer/0
  19. Lee County fire station locations layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Fire_Station_Locations/FeatureServer/0
  20. Bonita Springs Fire Control and Rescue District, read October 12, 2026, https://www.bonitafire.org/

Roads, access and the I-75 project

  1. Lee County road centerlines (directional opening at Cordera Way, private interior streets), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/RoadCenterlines/MapServer/2
  2. Lee County road centerline feature layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/RoadCenterline/FeatureServer/0
  3. Lee County DOT sign inventory (DO NOT ENTER and ONE WAY signs at the Cordera Way median opening), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/Cartegraph_Points_MtoZ/MapServer/12
  4. Lee County DOT markings layer, read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/Cartegraph_Lines/MapServer/12
  5. Lee County DOT gates layer, read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/Cartegraph_Points_AtoL/MapServer/17
  6. FHWA Manual on Uniform Traffic Control Devices 2009, Part 2B (R5-1, R6-1 sign names), read October 12, 2026, https://mutcd.fhwa.dot.gov/htm/2009/part2/part2b.htm
  7. Lee County DOT engineering layers (road takings, projects), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/DOT_Engineering/MapServer
  8. Lee County DOT traffic layers (counts, crash nodes), read October 12, 2026, https://gismapserver.leegov.com/gisserver910/rest/services/Layers/DOT_Traffic/MapServer
  9. FDOT District One, I-75 Golden Gate Parkway to Alico Road (452544-1) project page, read October 12, 2026, https://www.swflroads.com/project/452544-1
  10. FDOT 452544-1 Lee County roll plot 1 (Cordera sheet: proposed pond, proposed noise wall), read October 12, 2026, https://www.swflroads.com/project-files/307/I-75%20Golden%20Gate-Alico_Roll%20Plot_Lee-1.pdf
  11. FDOT 452544-1 noise wall presentation (22-foot segments, survey rule), read October 12, 2026, https://www.swflroads.com/project-files/307/den%20Gate-Alico_Noise%20Wall%20Presentation.pdf
  12. FDOT 452544-1 meeting boards (Lee County noise wall map), read October 12, 2026, https://www.swflroads.com/project-files/307/den%20Gate-Alico_Meeting%20Boards.pdf

Schools

  1. FLDOE, Lee County 5-Year District Facilities Work Program (2024-25 edition), read October 12, 2026, https://www.fldoe.org/core/fileparse.php/9948/urlt/LEE2025.pdf
  2. School District of Lee County, School Zones, read October 12, 2026, https://www.leeschools.net/student_enrollment/school_zones
  3. School District of Lee County, Student Enrollment Plan 2026-2027, read October 12, 2026, https://www.leeschools.net/common/pages/GetFile.ashx?key=c5aKDQZk
  4. School District of Lee County, High School Transportation Optimization, read October 12, 2026, https://www.leeschools.net/support/transportation_optimization
  5. School District of Lee County, Student Enrollment, read October 12, 2026, https://www.leeschools.net/student_enrollment
  6. School District of Lee County SchoolSite Locator, Lee County 26-27, read October 12, 2026, https://www.schoolsitelocator.com/apps/leecounty/
  7. FLDOE, 2025-26 School Grades as of September 1, 2026, read October 12, 2026, https://www.fldoe.org/file/18534/SchoolGrades26.xlsx
  8. Bonita Springs Elementary, read October 12, 2026, https://bne.leeschools.net/
  9. Spring Creek Elementary, read October 12, 2026, https://spc.leeschools.net/
  10. Pinewoods Elementary, read October 12, 2026, https://pin.leeschools.net/
  11. Three Oaks Elementary, read October 12, 2026, https://oak.leeschools.net/
  12. San Carlos Park Elementary, read October 12, 2026, https://sac.leeschools.net/
  13. Bonita Springs Middle Center for the Arts, read October 12, 2026, https://bnm.leeschools.net/
  14. Three Oaks Middle, read October 12, 2026, https://okm.leeschools.net/
  15. Bonita Springs High School, read October 12, 2026, https://bnh.leeschools.net/our_school
  16. Estero High School, read October 12, 2026, https://est.leeschools.net/
  17. South Fort Myers High School, read October 12, 2026, https://sfm.leeschools.net/
  18. Bonita Springs Charter School, contact page (operator's own page, labelled), read October 12, 2026, https://www.bonitaspringscharter.org/contact-us/

Parks, beaches, libraries and transit

  1. Lee County Parks, Hidden Cypress Preserve, read October 12, 2026, https://www.leegov.com/parks/preserves/hiddencypress
  2. Lee County, Hidden Cypress Preserve trail map (2018), read October 12, 2026, https://www.leegov.com/parks/Documents/Conservation%202020/Trail%20Maps/HCP_trail_map.pdf
  3. Lee County Parks, Bonita Beach Park, read October 12, 2026, https://www.leegov.com/parks/beaches/bonitabeach
  4. Lee County Parks, Bonita Beach Access #1, read October 12, 2026, https://www.leegov.com/parks/beaches/bonitabeachaccess1
  5. Lee County Parks, Bonita Beach Accesses #2 to #9, read October 12, 2026, https://www.leegov.com/parks/beaches/bonitabeachaccess
  6. Lee County Parks, Little Hickory Island Beach Park, read October 12, 2026, https://www.leegov.com/parks/beaches/littlehickory
  7. Lee County Parks, Imperial River Boat Ramp, read October 12, 2026, https://www.leegov.com/parks/boat%20Ramps/imperialriver
  8. Lee County Parks, Estero Park and Recreation Center, read October 12, 2026, https://www.leegov.com/parks/parks/estero
  9. Lee County Parks, Estero Recreation Center page, read October 12, 2026, https://www.leegov.com/parks/centers/estero
  10. Lee County Library System, Bonita Springs Public Library, read October 12, 2026, https://www.leegov.com/library/branches/bn
  11. Lee County Library System, South County Regional Library, read October 12, 2026, https://www.leegov.com/library/branches/sc
  12. LeeTran ULTRA on-demand page, read October 12, 2026, https://www.leegov.com/leetran/ultra
  13. Lee County bike path layer (Imperial Parkway bike lanes and shared-use path), read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/BikePath/FeatureServer/1
  14. Lee County park locations layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Park_Locations/FeatureServer/0

Health care and emergency care

  1. Lee County hospital and ER locations layer, read October 12, 2026, https://services2.arcgis.com/LvWGAAhHwbCJ2GMP/ArcGIS/rest/services/Hospital_And_ER_Locations/FeatureServer/0
  2. Lee Health, UnitedHealthcare network notice (operator's own page, labelled), read October 12, 2026, https://www.leehealth.org/unitedhealthcare
  3. Lee Health, Coconut Point Emergency Department (operator's own page, labelled), read October 12, 2026, https://www.leehealth.org/locations/find-a-location/coconut-point-emergency-department
  4. Lee Health, Convenient Care Bonita Springs (operator's own page, labelled), read October 12, 2026, https://www.leehealth.org/locations/find-a-location/convenient-care-bonita
  5. Lee Health, Gulf Coast Medical Center (operator's own page, labelled), read October 12, 2026, https://www.leehealth.org/locations/find-a-location/gulf-coast-medical-center
  6. Lee Health, HealthPark Medical Center (operator's own page, labelled), read October 12, 2026, https://www.leehealth.org/locations/find-a-location/healthpark-medical-center
  7. NCH Healthcare System, Emergency Services (operator's own page, labelled), read October 12, 2026, https://nchmd.org/services/emergency-services/
  8. Physicians Regional Medical Center, Pine Ridge (operator's own page, labelled), read October 12, 2026, https://www.physiciansregional.com/physicians-regional-pine-ridge

Insurance (insurer's own pages, labelled)

  1. Citizens Property Insurance, flood coverage requirement (insurer's own page, labelled), read October 12, 2026, https://www.citizensfla.com/flood
  2. Citizens release, flood insurance coverage rules (insurer's own page, labelled), read October 12, 2026, https://www.citizensfla.com/-/flood-insurance-coverage-rules-kick-in-for-citizens

The association's manager (manager's own pages, labelled)

  1. Vesta Property Services, Bonita Springs office page (manager's own page, labelled), read October 12, 2026, https://vestapropertyservices.com/bonita-springs/
  2. Vesta Property Services, Southwest Florida page (manager's own page, labelled), read October 12, 2026, https://vestapropertyservices.com/southwest/
  3. Vesta Residents Resource Center, Cordera Homeowners' Association, Inc. services page (estoppel, questionnaire, documents, pay dues) (manager's own page, labelled), read October 12, 2026, https://vestaprocessingcenter.com/RRC/southwest/?page_id=4121
  4. Vesta Residents Resource Center, Realtor Packs information (manager's own page, labelled), read October 12, 2026, https://vestaprocessingcenter.com/RRC/southwest/?page_id=446
  5. Vesta estoppel and pay-dues redirect (manager's own page, labelled), read October 12, 2026, https://estoppels.vestaprocessingcenter.com
  6. Community Archives marketplace (Cordera estoppel, questionnaire and documents ordering, login) (manager's own page, labelled), read October 12, 2026, https://marketplace.communityarchives.com/login/

Shopping, recreation and other operators (operators' own pages, labelled)

  1. Publix store-locator data (stores, hours, opening dates) (operator's own page, labelled), read October 12, 2026, https://services.publix.com/api/v1/storelocation?types=R,G,H,N,S&count=15&includeOpenAndCloseDates=true&isWebsite=true&zipCode=34135
  2. Simon, Coconut Point about page (operator's own page, labelled), read October 12, 2026, https://www.simon.com/mall/coconut-point/about
  3. Hertz Arena (operator's own page, labelled), read October 12, 2026, https://hertzarena.com/
  4. Sprouts Farmers Market, Florida stores (operator's own page, labelled), read October 12, 2026, https://www.sprouts.com/stores/fl/
  5. Trader Joe's Naples (operator's own page, labelled), read October 12, 2026, https://locations.traderjoes.com/fl/naples/
  6. Trader Joe's Fort Myers (operator's own page, labelled), read October 12, 2026, https://locations.traderjoes.com/fl/fort-myers/
  7. Whole Foods Market Naples (operator's own page, labelled), read October 12, 2026, https://www.wholefoodsmarket.com/stores/naples
  8. Arts Bonita, contact page (operator's own page, labelled), read October 12, 2026, https://artsbonita.org/contact/
  9. Bonita Fairways Community Association (public executive golf course) (operator's own page, labelled), read October 12, 2026, https://bonitafairways.org/
  10. Bonita Fairways Golf Club (operator's own page, labelled), read October 12, 2026, https://bonitafairways.com
  11. Saltleaf Golf Preserve (operator's own page, labelled), read October 12, 2026, https://www.saltleaf.com/golf-preserve
  12. Golf Club at Palmira, membership page (operator's own page, labelled), read October 12, 2026, https://www.golfclubatpalmira.org/Membership-Public

Builder marketing and press (labelled and dated)

  1. D.R. Horton, Cordera community page, Internet Archive capture January 15, 2015 (builder marketing, labelled), read October 12, 2026, http://web.archive.org/web/20150115052926/http://www.drhorton.com:80/Florida/Southwest-Florida/Bonita-Springs/Cordera.aspx
  2. D.R. Horton, Cordera plan page, Internet Archive capture April 25, 2015 (builder marketing, labelled), read October 12, 2026, http://web.archive.org/web/20150425014053/http://www.drhorton.com:80/Florida/Southwest-Florida/Bonita-Springs/Cordera/Bernwood.aspx
  3. D.R. Horton, Cordera community page, Internet Archive capture April 21, 2017 (builder marketing, labelled), read October 12, 2026, http://web.archive.org/web/20170421150308/http://www.drhorton.com:80/Florida/Southwest-Florida/Bonita-Springs/Cordera
  4. D.R. Horton warranty page (builder marketing, labelled), read October 12, 2026, https://www.drhorton.com/warranty
  5. Naples Daily News, Bonita Springs High School's first class, August 10, 2017 (press, dated), read October 12, 2026, https://www.naplesnews.com/story/news/local/communities/the-banner/2017/08/10/bonita-springs-high-school-class-starts/551899001/
  6. Stewart Title, underwriting bulletin FL2022001 (September 8, 2022), attaching the Department of Business and Professional Regulation's adjusted estoppel fee schedule (title underwriter bulletin, labelled), read October 12, 2026, https://assets.stewart.com/content/stewart/virtualunderwriter/en/bulletins/2022-9/fl2022001.html

Records cited without an address (the address carries a parcel, account or folio number)

  1. Lee County Property Appraiser roll dated October 11, 2026 and Lee County recorded sales through September 25, 2026, our analysis (qualified improved sales above $10,000; 137 Cordera homes in the roll file), read October 12, 2026
  2. Lee County Tax Collector, 2025 annual bill for a sampled Cordera lot, tax district 017, read October 12, 2026
  3. Lee County Property Appraiser, 2025 and 2026 TRIM notices for the same sampled Cordera lot, read October 12, 2026
  4. Lee County Property Appraiser, cost card and parcel page for the Cordera recreation tract (clubhouse, commercial pool, patio and parking), read October 12, 2026
  5. Lee County Property Appraiser, parcel pages (permit sections) for the 138 Cordera lots, read October 12, 2026
  6. Lee County Clerk, builder and resale deeds of Cordera lots, 2015 to 2017 and 2026 (no names or prices of individual deeds printed), read October 12, 2026
  7. Lee County hosted parcel layer and building footprints layer, Cordera features (151 parcels), read October 12, 2026
  8. City of Bonita Springs permit records on Cordera addresses (clubhouse, pool, lake retaining wall, entry structures, emergency access fence), read October 12, 2026

Methods: county statistics come from the Lee County Property Appraiser roll dated October 11, 2026 joined to Lee County recorded sales through September 25, 2026, qualified, improved and above $10,000; price per square foot is per square foot of county heated area, and a median is printed only for a group of 10 or more sales. Lot positions were measured from Lee County parcel boundaries. Drive times are estimated free-flow times from the Cordera Way entrance, with ranges from four points inside the community (OSRM routing on OpenStreetMap roads, no traffic, October 12, 2026). Addresses were placed with the US Census, OpenStreetMap Nominatim and Esri World geocoders; lot ground elevations come from the USGS 3DEP elevation point service (2018 lidar), and the entrance layout was checked on Lee County's 2025 aerial imagery through Esri World Imagery.

Downloadable Documents

These Cordera documents are published by the Lee County Clerk of Court, the City of Bonita Springs, the Florida Legislature, Lee County and state and federal agencies. Each link opens the issuing authority's own copy, so you read the version on file, and the recorded Declaration and its amendments govern any specific Cordera home in Bonita Springs.

Document

Issuer

Link

Declaration of Covenants, Conditions, and Restrictions of Cordera (Instrument 2014000128207, 2014)

Lee County Clerk of Court

Open

Amendment of the Declaration on maintenance, painting and insurance (Instrument 2017000252622, 2017)

Lee County Clerk of Court

Open

Amendment of the Declaration on amendments (Instrument 2017000242385, 2017)

Lee County Clerk of Court

Open

Corrected leasing amendment (Instrument 2023000167651, 2023)

Lee County Clerk of Court

Open

Leasing amendment as first recorded (Instrument 2018000214631, 2018)

Lee County Clerk of Court

Open

Rules and Regulations and Access Control Policy (Instrument 2018000295758, 2018)

Lee County Clerk of Court

Open

Amended Rules and Regulations (Instrument 2019000197006, 2019)

Lee County Clerk of Court

Open

Rule Enforcement Policy and Amenities Rules (Instrument 2020000104953, 2020)

Lee County Clerk of Court

Open

Plat of Cordera (Instrument 2014000173120, 2014)

Lee County Clerk of Court

Open

City of Bonita Springs Zoning Ordinance 07-14 (Bonita 30 RPD)

City of Bonita Springs, via Lee County

Open

Florida Statutes s. 720.30851 (estoppel certificates)

Florida Legislature

Open

Florida Statutes s. 720.401 (disclosure summary)

Florida Legislature

Open

Florida Statutes s. 720.306 (rental restrictions)

Florida Legislature

Open

Florida Statutes s. 720.3035 (hurricane protection)

Florida Legislature

Open

City of Bonita Springs Resolution 26-027 (FY2026-27 millage)

City of Bonita Springs

Open

Bonita Springs Utilities Water Tariff (effective January 1, 2026)

Bonita Springs Utilities

Listed in Sources (utility's own document)

Student Enrollment Plan 2026-2027

School District of Lee County

Open

Hurricane Evacuation Zone B sheet

Lee County Emergency Management

Open

Tropical Cyclone Report, Hurricane Ian

National Hurricane Center

Open

FDOT I-75 Golden Gate to Alico, Lee County roll plot 1

Florida Department of Transportation

Open


Overview for Cordera, FL

1,340 people live in Cordera, where the median age is 62 and the average individual income is $54,888. Data provided by the U.S. Census Bureau.

1,340

Total Population

62 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$54,888

Average individual Income

Around Cordera, FL

There's plenty to do around Cordera, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

1
Car-Dependent
Walking Score

Points of Interest

Explore popular things to do in the area, including Flowers Bakery Outlet, Mixteca Minimarket, and All In One Convenience.

Name Category Distance Reviews
Ratings by Yelp
Dining 1.22 miles 0 reviews 0/5 stars
Dining 1.25 miles 0 reviews 0/5 stars
Dining 1.46 miles 0 reviews 0/5 stars
Dining · $ 1.63 miles 12 reviews 2.4/5 stars
Dining 1.83 miles 0 reviews 0/5 stars
Dining 1.83 miles 0 reviews 0/5 stars

Demographics and Employment Data for Cordera, FL

Cordera has 531 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Cordera do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 1,340 people call Cordera home. The population density is 2,933 and the largest age group is Data provided by the U.S. Census Bureau.

1,340

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

62 years

Median Age

50 / 50%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
531

Total Households

2

Average Household Size

$54,888

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Work With Us

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