Autumn Woods - Cedar Ridge

Updated September 2026. By Jesse McGreevy and Marc Comisar.

Cedar Ridge at Autumn Woods, Naples: What It Actually Is

Cedar Ridge at Autumn Woods is an 88 home condominium association in North Naples, Collier County, Florida, built between 2000 and 2002 in 22 buildings, each one two story building holding four homes. Cedar Ridge is the only condominium inside the gates of Autumn Woods, and the only one of the three neighborhoods governed by Chapter 718.

Cedar Ridge sits in the northwest corner of Autumn Woods, the gated community on the east side of Goodlette-Frank Road between Pine Ridge Road and Orange Blossom Drive, in unincorporated Collier County, ZIP 34109. Autumn Woods itself is one of the established gated communities of North Naples. Cedar Ridge occupies four streets and only four: Blue Juniper Court, Wild Forest Court, Pond Cypress Court, and the Cedar Ridge portion of Timberland Circle.

The corporate entity is CEDAR RIDGE AT AUTUMN WOODS CONDOMINIUM ASSOCIATION, INC., Florida document number N00000004242, filed 26 June 2000 and active on the Florida Division of Corporations index as of September 2026. The condominium itself was created by a Declaration of Condominium recorded 21 July 2000 as Instrument 2665793, Official Records Book 2701, Page 792, 151 pages, followed by 19 phase amendments running through 22 August 2002. The State of Florida carries the project at the Department of Business and Professional Regulation as project number PR1P025117, file number 53788, 88 units, recorded date 21 July 2000.

Three separate custodians return the same unit count. The recorded Declaration states at Paragraph 7.1.5 that at full build-out “the total number of Homes shall be eighty-eight (88).” The DBPR project registration carries 88 units. The Collier County tax roll for tax year 2026, preliminary, returns exactly 88 parcels under subdivision record 215000, “CEDAR RIDGE AT AUTUMN WOODS A CONDOMINIUM.” That is three independent routes to one number, which is more verification than most Naples condominium associations have ever received in public.

What Cedar Ridge is not. It is not a townhouse community, it is not a coach home community in any legal sense, and it is not a villa neighborhood. Four different product-type names circulate for these same 88 units across listing sites. The recorded instrument is a Declaration of Condominium submitted under Chapter 718, Florida Statutes. Every home here is a condominium unit. That single fact decides your disclosure package, your financing path, your insurance split and your association’s statutory obligations, so it is worth getting right before anything else.

Why Cedar Ridge Is Exempt From the Florida Milestone Inspection and the Structural Integrity Reserve Study

Cedar Ridge at Autumn Woods is exempt from Florida’s milestone structural inspection and from the mandatory Structural Integrity Reserve Study. Cedar Ridge is exempt from each statute on two independent grounds, and the second ground is the stronger one: both statutes name Cedar Ridge’s exact building form inside their own exemption clauses.

This is the single most consequential fact on this page, and as of September 2026 no page in the top ten results for “cedar ridge at autumn woods naples” discusses Cedar Ridge as a condominium association, its building form, or its regulatory posture at all. Every commercial result on that query is a listing wrapper. So here is the answer, sourced to the statute text and to the recorded instrument, with both quoted.

What Florida Statutes 553.899 actually says

The milestone inspection statute, F.S. 553.899, was last amended in 2025 by section 4 of chapter 2025-175. Its applicability clause at subsection (3)(a) reads:

“An owner or owners of a building that is three habitable stories or more in height as determined by the Florida Building Code and that is subject, in whole or in part, to the condominium or cooperative form of ownership as a residential condominium under chapter 718 or a residential cooperative under chapter 719 must have a milestone inspection performed…”

Its exemption at subsection (4) is short, and it is complete as quoted:

“This section does not apply to a single-family, two-family, three-family, or four-family dwelling with three or fewer habitable stories above ground.”

What Florida Statutes 718.112(2)(g) actually says

The Structural Integrity Reserve Study requirement, F.S. 718.112(2)(g), was last amended in the same 2025 act, chapter 2025-175, at section 8. Its applicability clause at (2)(g)1. reads:

“A residential condominium association must have a structural integrity reserve study completed at least every 10 years after the condominium’s creation for each building on the condominium property that is three habitable stories or higher in height”

Its exemption at (2)(g)5. reads, complete:

“This paragraph does not apply to buildings less than three stories in height; single-family, two-family, three-family, or four-family dwellings with three or fewer habitable stories above ground; any portion or component of a building that has not been submitted to the condominium form of ownership; or any portion or component of a building that is maintained by a party other than the association.”

What the recorded Declaration says about Cedar Ridge’s buildings

The Declaration of Condominium of Cedar Ridge at Autumn Woods, Instrument 2665793, Official Records Book 2701, Page 792, recorded 21 July 2000, describes the buildings twice, in its own words. For the Initial Phase, which is Phase 7, Paragraph 5.1 reads:

“The improvements in the Initial Phase include one (1) two (2)-story residential building (‘Building’) which contains four (4) Homes, each of which is designated by a letter (representing the Phase) and a three digit number (e.g., ‘7-101’) and is so referred to herein and in the Exhibits hereto.”

For Phases 1 through 6 and 8 through 22, Paragraph 6.4 reads:

“…the improvements which are intended to include one (1) two (2)-story residential Building containing, in addition to the Common Elements therein, four (4) Homes, and the Common Elements shown on the applicable Survey.”

Those are the only two occurrences of the word “story” in the operative text of the Declaration, and both say two.

The gap versus the grant, and why the difference matters to you

Read the three documents together and the result is not one exemption. It is four.

Most owners and most agents, when they get this far, stop at ground one and say the rule does not reach us. That is the weaker statement, because it invites a reader to wonder whether the rule might reach them next session. Ground two is a different and much stronger claim: the Legislature wrote Cedar Ridge’s building form into the exemption clause of both statutes, using the same words the recorded Declaration uses. “Four-family dwelling with three or fewer habitable stories above ground” is not our paraphrase of Cedar Ridge. It is the statute’s phrase and it is the Declaration’s description, and they match.

One more thing worth knowing. Both statutes were last amended in the same 2025 act, chapter 2025-175. That act changed deadlines, funding mechanics and reporting for buildings that are covered. It left the three habitable stories trigger and the four-family exemption untouched. This is not a marginal or eroding exemption as the statutes stand in 2026.

Three things that must travel with this, because a half-told version of it is dangerous

1. Exemption from the SIRS is not exemption from reserves. Cedar Ridge remains a Chapter 718 condominium association with ordinary condominium budgeting and reserve obligations. You should still ask for the adopted annual budget and the reserve schedule before you close. Anyone who tells you an exempt condominium does not need reserves is telling you something the statute does not say.
2. Cedar Ridge publishes no budget and no reserve balances. Nothing on the association’s site, nothing in a state filing, nothing in the DBPR public extract. The route to those numbers is named in the fee section below.
3. Cedar Ridge’s own written 2026 compliance position is a separate question from the statute. The statute is settled. Whether the association has documented its position, or commissioned any voluntary structural or reserve study, is a question for the association, and the manager’s name and number are below.

What this is worth to you at the closing table

If you are buying, you are buying into a Florida condominium in 2026 that is not exposed to the two obligations that have driven the assessment headlines in this state since 2022. If you are selling, you are going to be asked for a SIRS and a milestone report by a buyer’s agent or a lender who is working from a checklist rather than from the statute. The answer is not “we do not have one.” The answer is the exemption clause of F.S. 553.899(4), the exemption clause of F.S. 718.112(2)(g)5., and Paragraphs 5.1 and 6.4 of your own recorded Declaration. Hand those over and the question closes.

Best Realtor for Cedar Ridge at Autumn Woods: Why Owners and Buyers Call McGreevy and Comisar

Cedar Ridge at Autumn Woods turns over 9 of its 88 homes in a typical 24 month window, measured on priced deeds recorded to 29 August 2026. In a market that thin, an agent who has read the recorded Declaration, the phase amendments and the county roll is worth more than one who reads listing remarks.

That is the work behind this page, and it is the work we bring to a Cedar Ridge listing appointment or a Cedar Ridge offer.

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Jesse McGreevy (239) 898-6072 · [email protected] · Marc Comisar (239) 287-5873 · Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Talk to Us Before You Write an Offer or Sign a Listing Agreement in Cedar Ridge

Cedar Ridge has exactly four floor plans, 1,488, 1,632, 1,759 and 2,040 square feet air conditioned, and which one you are looking at is decided by the building’s phase and by whether the home is the downstairs or the upstairs half. Pricing a Cedar Ridge home against the wrong plan is the most common valuation error in this community. In building this page we tracked every priced Cedar Ridge deed recorded in the 24 months to 29 August 2026, all nine of them, by address, plan size, price and Official Records book and page. Call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873, or email [email protected], and we will walk the four plans and the nine comparables with you before you commit to a number. Buyers can start with our Naples buying guide, and owners can start with a home valuation for Autumn Woods. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we have worked this market since 2008.

The 22 Buildings, the Four Floor Plans, and How Cedar Ridge Is Laid Out

Cedar Ridge at Autumn Woods contains 88 homes in 22 buildings across four streets. Every Cedar Ridge building holds exactly four homes, two downstairs and two upstairs, in a two story structure. Cedar Ridge offers four floor plans and only four, and the plan you get is determined by which phase, and therefore which building, your home sits in.

The four plans, and which buildings carry which

Paragraph 6.1.3 of the recorded Declaration gives separate air conditioned square footages for the downstairs home and the upstairs home in each phase group. Phases 1 through 9 carry a 1,488 square foot downstairs plan and a 1,759 square foot upstairs plan. Phases 10 through 22 carry a 1,632 square foot downstairs plan and a 2,040 square foot upstairs plan. All four figures exclude the lanai and the garage.

Those four county counts, measured on the tax year 2026 preliminary Collier County roll with files dated 29 August 2026, are exactly what 9 buildings and 13 buildings of two down and two up produce. The recorded document and the county file agree to the unit, which is rare.

A note on a number you may have seen. A single “median heated square footage” figure circulates for Cedar Ridge on some data sites. It is an interpolation sitting between the 44th and 45th units when all 88 are sorted by size, and it corresponds to no home that was ever built here. Cedar Ridge has four sizes and only four: 1,488, 1,632, 1,759 and 2,040 square feet air conditioned. Price against the plan, never against a community average.

Building to street mapping, from the recorded condominium legal descriptions

Two practical warnings come out of that table. First, Timberland Circle is the only street in Autumn Woods where two neighborhoods and two product types share an address range: 30 Oak Hollow and Mahogany Run single-family homes and 16 Cedar Ridge condominium homes sit on the same street. Second, Wild Forest Court runs 7110 to 7119 and Sugar Magnolia Court runs 7110 to 7143, so a bare house number is ambiguous inside Autumn Woods. Always carry the full street type.

The county renders a Cedar Ridge legal description as “CEDAR RIDGE AT AUTUMN WOODS A CONDOMINIUM BLDG 8-202.” The leading digit encodes the building. The 202 is the unit designator inside that building. It is not a floor number, and reading a floor out of it would be a coincidence rather than evidence.

What the buildings are made of and when they were finished

Cedar Ridge was built between 2000 and 2002. On the tax year 2026 preliminary Collier County roll, 20 of the 88 units carry a year built of 2000, 28 carry 2001, and 40 carry 2002. Roofs are concrete tile from the community’s pre-approved palette. First floor exterior walls across Autumn Woods must be at least 95 percent masonry or masonry veneer including stucco, with no concrete block surface visible on any exterior wall.

One honest caveat belongs with the 2002 figure, because it is frequently misused. The first edition of the Florida Building Code replaced all local codes on 1 March 2002, and it applied to permits pulled on or after that date. A year built on the tax roll is a completion year, not a permit date, so a Cedar Ridge building completed in 2002 was almost certainly permitted in 2000 or 2001, before the code took effect. Do not assume a 2002 Cedar Ridge home is a Florida Building Code home on the strength of the tax roll. What is defensible and still useful is that these are post-1994 and pre-2002 buildings, constructed under the Standard Building Code as amended after Hurricane Andrew: materially better than pre-1992 stock and materially weaker than post-2002 stock. The permit file at Collier County Growth Management is the record that settles it for any specific building.

Zero of the 88 Cedar Ridge homes has a private pool, measured on the same 2026 preliminary roll. That is not a deficiency to hide, it is a structural fact with pricing consequences in both directions, and it is covered in the selling section below.

What Cedar Ridge Costs to Own, and the Assessment Figure Nobody Publishes

Cedar Ridge at Autumn Woods bills a quarterly Annual Assessment, in advance, on the first day of each calendar quarter, with every home carrying an equal 1/88 share. The amount is not published anywhere: not on the association website, not in a state filing, not in the DBPR public extract. Cedar Ridge publishes no budget and no financial statements.

That is an unsatisfying answer, and it is the true one. We will not invent a figure for a page. What we will do is tell you exactly where the number lives and what it includes, because the second part is where most buyers get hurt.

The most expensive arithmetic mistake available in this community

The Cedar Ridge quarterly assessment already contains your share of the Autumn Woods master association fee. Never add the master fee on top of it.

Paragraph 21.1.1 of the recorded Declaration of Condominium says so directly. The total anticipated Neighborhood Common Expenses, it reads, “shall be allocated to the Homes based upon each Home’s share of the Neighborhood Common Expenses, which allocated sum, together with each Home Owner’s share of ‘Common Expenses’ as determined in accordance with the Community Declaration, shall be assessed as the ‘Annual Assessment.’” In plain terms, Cedar Ridge collects the master fee on the master association’s behalf and bills it to you inside one number.

Here is why that matters in dollars. The Autumn Woods master association assessment is itself not published, but it is derivable for 2025 at approximately $3,040 per home per year from Maple Brooke’s CPA-compiled financial statements, which carry budgeted master fees of $334,400 across the 110 Maple Brooke lots as a pass-through. That is a derived 2025 figure, not a published current fee, and the master declaration requires the master assessment to be equal for every one of the 548 residences in Autumn Woods, so it is the same dollar amount for a Cedar Ridge condominium as for an Oak Hollow single-family home.

Now watch the error. A buyer who is quoted a Cedar Ridge quarterly figure, annualizes it, and then adds roughly $3,040 for the master association has overstated the carrying cost by about $3,040 a year. Over a ten year hold that is roughly $30,000 of a cost that does not exist. We see this done in both directions, by buyers who talk themselves out of Cedar Ridge and by sellers who cannot explain their own fee. The Declaration settles it at Paragraph 21.1.1.

How to get the real number, in one call

The route is the estoppel certificate and the current adopted budget, requested from the management company. Cedar Ridge is managed by Anchor Associates, Inc., 2340 Stanford Court, Naples, FL 34112, 239.649.6357, with Brad Phelps as the named Community Association Manager. Under Florida law the estoppel certificate must disclose assessments levied and any pending special assessment approved by the board, which is the same document that answers the special assessment question below.

Ask for three things in that one request: the current adopted annual budget with the reserve schedule, the estoppel certificate, and written confirmation of the association’s position on the milestone and SIRS exemptions. Anchor Associates is the correct address for all three.

The one dollar figure inside the Declaration that is not a fee

The Cedar Ridge Declaration contains exactly one dollar amount relating to assessments, at Paragraph 21.2, and it is a developer guarantee that expired on 31 December 2000. It capped Neighborhood Common Expense assessments, expressly excluding master association assessments, for the period from recording in July 2000 to the end of that year. It is now 26 years stale, it excludes the master layer entirely, and it was never an assessment in the first place. It should not be quoted as a Cedar Ridge fee, and we are not quoting it here.

What the Cedar Ridge assessment buys that the other two neighborhoods do not get

The Autumn Woods New Owner Information packet enumerates what each neighborhood association provides on top of the master association’s services. Cedar Ridge “additionally provides landscape, irrigation, exterior painting, roofing, exterior building lighting and driveway improvement services.” Maple Brooke provides “landscape, irrigation, and exterior painting services.” Oak Hollow and Mahogany Run does not provide exterior maintenance for its detached homes at all.

Roofing is the line that matters most. In a community whose newest building was completed in 2002, every roof in Cedar Ridge is 24 or more years old as of 2026, and roof replacement on 22 buildings sits on the association rather than on the individual owner. That is a genuine advantage of the condominium form here, and it is also the single largest reason to read the reserve schedule before closing rather than after.

The other fees, and the ones that are actually published

The Capital Improvement Transfer Fee carries six recorded exemptions at Section 4.14 of the master declaration: death, bona fide estate planning, divorce, gift, foreclosure or deed in lieu, and transfer to a person who is already a member. On a Cedar Ridge purchase at the September 2026 median of $550,000, a transfer fee at the May 2023 stated figure of $1,996.50 is roughly 0.4 percent of the price, and it does not build equity. Get the current number from the estoppel before your inspection period closes.

On Community Development Districts. Autumn Woods has none, and neither does any of the seven benchmark North Naples communities measured in this research. There is no CDD, no special taxing district and no Chapter 190 entity of any kind. That was verified four independent ways, including a full-text sweep of all 27 pages of Collier County Ordinance 96-80 and the Florida Department of Commerce statewide roster of 2,090 special districts. It is a real advantage against newer CDD-financed communities in eastern Collier County and Lee County. It is not a differentiator against the established North Naples neighbors, because they do not carry one either.

Special assessments

No special assessment instrument appears in the Collier County Clerk’s official records index for Cedar Ridge at Autumn Woods Condominium Association, Inc. across a sweep from 2020 to September 2026. That is a genuine negative finding and it is not the same thing as a clean bill of health, because a board-approved pending special assessment would not necessarily be recorded. The estoppel certificate is the document that must disclose both levied and pending special assessments, and it is the only route to a current answer.

Flood Zones at Cedar Ridge: Why There Is No Single Answer, and What to Ask For Instead

Cedar Ridge at Autumn Woods does not have one flood zone. Cedar Ridge sits at the low northwest corner of Autumn Woods where the Zone AH area reaches furthest into the community, individual buildings differ from one another, and FEMA has issued building-specific determinations for at least 12 of the 22 Cedar Ridge buildings across five separate 2016 cases.

Anyone who tells you “Cedar Ridge is in Zone X” or “Cedar Ridge is in a flood zone” is guessing. The zone is a building-level fact here, and it has been adjudicated building by building.

The governing maps

The effective Flood Insurance Rate Map panels for Autumn Woods are 12021C0381J and 12021C0383J, both effective 8 February 2024, from Collier County’s first comprehensive map update since 2012. Across Autumn Woods as a whole, roughly 89 percent of the 477 mapped residential lots take Zone X as their governing zone, with the Special Flood Hazard Area following the lake banks and the preserve at the backs of lots. Cedar Ridge’s 88 condominium units carry no individual parcel polygon, which is normal for condominium units, so that lot-overlay method cannot reach them at all.

What FEMA has already decided about specific Cedar Ridge buildings

Between February and September 2016, FEMA issued five determinations naming Cedar Ridge buildings. These are Letter of Map Amendment records held in the FEMA National Flood Hazard Layer, all under Collier County community identification number 120067.

Read the outcome column carefully, because it is the whole story of this community’s flood geography. “Structure removed, property partially inundated” and “structure out as shown, property partially inundated” mean the same thing in plain English: the land takes water at its edges, and the building does not sit in it. Across Autumn Woods as a whole, 31 of 35 map-amendment determinations issued between 2012 and 2025 read one of those two phrases. FEMA has said, in its own words, 31 times, that the pads are out and the lot edges are in.

What you do with that

Pull the determination for your specific building. The route is the FEMA Flood Map Service Center address search and its Letter of Map Change search, using the case numbers above or your own street address. Your lender will order a determination anyway; you want to know the answer before your inspection period ends, not after.

The federal insurance mandate attaches to the building, not to the lot and not to the community. Under 42 U.S.C. 4012a a federally regulated lender may not make a loan secured by improved real estate in an identified Special Flood Hazard Area unless the building securing the loan carries flood insurance. Building in Zone X, no federal mandate. Building in Zone AH or AE, mandate applies. A lot partly in the Special Flood Hazard Area with the building in Zone X carries no federal mandate, and that is the common Autumn Woods case.

Two things that make flood coverage worth buying here anyway

Collier County is a Community Rating System Class 5 community, participating since October 1992, which gives a 25 percent discount on eligible National Flood Insurance Program policies. Under Risk Rating 2.0 that discount reaches every NFIP policyholder in the community, inside or outside the Special Flood Hazard Area, applied automatically by FEMA’s rating engine. A voluntary flood policy on a Zone X building in Collier County is priced better than most owners expect.

Citizens Property Insurance imposes its own flood requirement regardless of FEMA zone, phased by insured value: policies insuring property at $400,000 or more from 1 January 2026, and all other personal lines residential policies from 1 January 2027. Citizens states it plainly: “If you don’t wish to purchase flood insurance, you will not be eligible for a Personal Lines residential policy with Citizens.” A Cedar Ridge unit owner policy written by Citizens at $400,000 or more of insured value has needed flood coverage since 1 January 2026 whatever FEMA says. A private carrier changes that answer.

A map change is in progress

A preliminary Flood Insurance Rate Map was released on 20 March 2025, preliminary panel 12021C0381K. Collier County opened a 90 day appeal period on 19 August 2026, with a target effective date of Summer 2027 that the county itself footnotes as subject to change pending appeal review. On the preliminary map the Special Flood Hazard Area expands slightly within Autumn Woods and shrinks nowhere. If you are buying in Cedar Ridge in the 2026 to 2027 window, ask about the preliminary panel as well as the effective one.

Insurance at Cedar Ridge: What the Association Covers and What You Cover

Cedar Ridge at Autumn Woods is a Chapter 718 condominium, so Florida law splits the insurance obligation between the association and the unit owner by statute rather than by negotiation. Cedar Ridge’s master policy must cover the building on a replacement cost basis, and it must exclude a specific list of things inside your unit that become your responsibility.

Under Florida Statutes 718.111(11) the association must carry adequate property insurance based on replacement cost determined by an independent appraisal. That coverage must exclude all personal property inside the unit and the floor, wall and ceiling coverings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments. All of those are yours. And all reconstruction work after a property loss must be undertaken by the association, not by you.

The loss assessment number almost every Cedar Ridge owner gets wrong

Under Florida Statutes 627.714 a condominium unit owner’s policy must include at least $2,000 in loss assessment coverage with a deductible of no more than $250. That is a statutory floor. It is not a plan.

Think about the arithmetic. A master policy hurricane deductible on a 22 building condominium is spread across 88 homes. There is no version of that math in which $2,000 of loss assessment coverage is the right answer for a Cedar Ridge owner. Raising that limit deliberately, with your agent, is one of the cheapest risk reductions available to you in this community, and it is a conversation almost nobody initiates.

Wind mitigation, and the question worth asking on every Cedar Ridge showing

The instrument is the Uniform Mitigation Verification Inspection Form, OIR-B1-1802, which every Florida property insurer must accept. It rates building code era, roof covering, roof deck attachment, roof to wall connection, roof geometry, secondary water resistance and opening protection, and opening protection carries the largest premium credit.

Hurricane protection in Autumn Woods as originally built was shutter based, not impact glass. Every Cedar Ridge building is 24 to 26 years old as of 2026, at or past a first generation tile roof’s expected service life. So the two questions to ask on any Cedar Ridge showing are: has this building been reroofed, and is there a current 1802 on file. In Cedar Ridge, unlike in the single-family neighborhood, the reroof decision is the association’s, which makes the reserve schedule and the roofing history association records rather than seller records.

On premiums, and why we will not quote one

The Florida Office of Insurance Regulation publishes county average premiums of $5,604 for homeowners and $2,284 for a condominium unit owner across the whole of Collier County’s housing stock, from beachfront towers to inland ranches. That is the source of a range, not a Cedar Ridge premium. No community-level premium exists in any public record, and we will not invent one. What is true and useful: Citizens cut homeowners multiperil rates by an average of 8.8 percent for 2026 and wind-only rates by 5.5 percent, and Citizens policyholders remain subject to a potential assessment of up to 45 percent of premium after a major storm.

Property Taxes at Cedar Ridge, and the Reset That Catches Every Buyer

Cedar Ridge at Autumn Woods carries the highest property tax reset multiple of the three Autumn Woods neighborhoods, at 2.60 times. The reason is structural. Cedar Ridge was the cheapest product at delivery between 2000 and 2002, so it has appreciated furthest in percentage terms, so the gap between assessed and just value is proportionally widest.

The millage, and which year it belongs to

The 2026 preliminary millage rate for Collier millage area 133, which covers every one of the 598 Autumn Woods parcels including all 88 in Cedar Ridge, is 9.4020 mills: non-school 5.2550 plus school 4.1470, levied by ten named taxing authorities. The 2025 certified rate for the same area was 9.5058 mills. Both are correct for their year, and a page quoting 9.5058 as “the current millage” is one year stale.

The rate has fallen in each of the last five years, from 10.9183 in 2021 to 9.4020 in 2026, a 13.9 percent decline. The entire 2026 reduction came from two lines, the School Board required local effort and Collier Mosquito Control, with every other authority holding its 2025 rate. That must always be paired with the obvious caution: a falling rate against a rising assessed base does not mean a falling bill.

What Cedar Ridge owners actually pay right now

Measured across all 88 Cedar Ridge parcels on the tax year 2026 preliminary Collier County roll, files dated 29 August 2026:

That homestead figure is worth pausing on. Across all of Autumn Woods, 388 of 547 residences carry a homestead exemption, 70.9 percent. In the single-family neighborhood it is 78.2 percent, 273 of 349. In Maple Brooke it is 63.6 percent, 70 of 110. In Cedar Ridge it is 51.1 percent, 45 of 88. Homestead penetration falls steadily down the price ladder in this community, and Cedar Ridge is close to half seasonal, second-home or investor held. That is a demographic fact derived from a tax field, and it tells you more about who is here in August than any brochure does.

The reset, worked on a real Cedar Ridge parcel

7119 Wild Forest Court, unit 102. Built 2001. 1,632 heated square feet. Last sold 8 August 2001 for $173,400, Official Records 2872/2040. Homesteaded continuously since.

On a change of ownership the Save Our Homes cap is removed and the property is reassessed at just value on the 1 January following the sale. The seller’s accumulated benefit does not transfer. Not one cent of it.

And the reset goes to just value, which is not the price you paid. Measured on 7 qualified Cedar Ridge sales, Collier’s just values in Cedar Ridge run at 0.795 of recorded price, the lowest ratio of the three neighborhoods. A buyer who pays a market price above just value should expect the appraiser to move just value toward the price paid at the next assessment. The worked figures above are a floor on your reset, not a ceiling.

Homestead mechanics, briefly and honestly

The first exemption is $25,000 and applies to all levies including school. The additional exemption is $26,411 for 2026, inflation indexed under the constitutional amendment Florida voters approved in November 2024, and it applies to non-school levies only. Total $51,411 against county levies and $25,000 against school levies.

Be honest about the scale. The exemption itself is worth roughly $374 a year. The Save Our Homes cap that the exemption unlocks is worth $2,000 to $5,000 a year and rising. The exemption is the door. The cap is the room.

Portability moves with the person, not with the house. A Florida homesteader may transfer up to $500,000 of accumulated benefit to a new Florida homestead, claimed on Form DR-501T filed alongside the homestead application by 1 March. A buyer coming into Cedar Ridge inherits nothing from the seller. And the 1 January test is the trap: a buyer closing in February is not a homesteader for that tax year, is billed at full just value with no exemption and no cap, and does not see a homesteaded bill for twelve months.

If you will not homestead, you get the 10 percent non-homestead cap and nothing else. It does not apply to school levies, so in Cedar Ridge it protects 5.2550 of 9.4020 mills, which is 55.9 percent of the bill, leaving 44.1 percent uncapped every year. It resets to just value on a qualifying change of ownership, it is often not a binding constraint in a strong assessment year, and it is not portable. Zero of the 88 Cedar Ridge parcels currently carry a 10 percent cap benefit on the 2026 preliminary roll.

What Cedar Ridge Homes Have Actually Sold For

Cedar Ridge at Autumn Woods recorded 9 priced deeds in the 24 months to 29 August 2026, out of 88 homes, a turnover rate of 10.2 percent. The median across those 9 Cedar Ridge deeds is $550,000, the range is $400,000 to $650,000, and the median per heated square foot on county base area is $336.

Every figure below comes from deeds recorded in the Collier County Official Records, each verifiable by book and page, with the Florida documentary stamp tax visible on the face of each instrument at $0.70 per $100 of consideration. The Southwest Florida MLS has since been pulled for this community and the days on market, sale to list and inventory figures now appear further down this page, sourced and dated. Every price figure in the table below remains a recorded deed, and where an MLS figure and a county figure disagree we say so rather than picking one.

Two observations that only fall out of a table like this. First, the spread inside a single plan is wide: three of the nine sales are 1,488 square foot downstairs homes and they recorded at $650,000, $500,000 and $400,000. Condition, finish, view and timing are doing more work in Cedar Ridge than plan size is. Second, price per square foot here is computed on the county base area, not adjusted area. Using the adjusted figure would understate every price per square foot in this community by roughly 15 to 25 percent, which is exactly how two honest sources end up publishing incompatible numbers.

Why published medians for this community disagree by a factor of two

Three different medians for Autumn Woods circulate on the open web: roughly $527,500 down 21 percent, roughly $529,816 down 6.2 percent, and roughly $1,050,000 up 25.4 percent. All three claim to describe the same 548 residences. None of them is a lie and none of them is useful, because Autumn Woods mixes 350 single-family homes, 110 attached villas and 88 condominiums, and a single blended median across those three products flips direction entirely with mix shift.

The only honest way to publish a median here is segmented. For the 24 months to 29 August 2026:

Cedar Ridge is the highest turnover of the three neighborhoods and the lowest median just value. Both are consistent with a neighborhood that is roughly half seasonal and investor held.

Market direction, from a source that is not the MLS

The FHFA All-Transactions House Price Index for the Naples-Marco Island metropolitan area stood at 572.25 in 2026 Q2, up 0.84 percent year over year and up 49.02 percent over five years. It is built from mortgage purchase and refinance transactions rather than from listings, which makes it the only market direction figure on this page that is independent of the MLS. In plain words: Naples prices are up about 49 percent over five years and essentially flat over the last twelve months. The five year surge is over, and quoting only the five year figure would mislead you.

One county-level split is directly relevant to Cedar Ridge. The Naples Area Board of REALTORS reports, for Collier County excluding Marco Island, a single-family median up 12.9 percent year over year and a condominium median down 4.8 percent. Cedar Ridge is condominium product. That line, not the single-family line, is the one that describes the wind at your back or in your face.

How Long a Cedar Ridge Home Takes to Sell, and What Share of the Asking Price It Gets

Data updated: September 2026. Source: Southwest Florida MLS, closed sales, Development Name AUTUMN WOODS, 24 months to 14 September 2026, segmented by Sub/Condo Name. Denominators stated on every figure.

The recorded deeds above give you the price. They cannot tell you how long a home sat or how far the seller came down. Here are both, with the two neighbors inside the same gate for scale.

Cedar Ridge negotiates better than either neighbor and sells slower than the houses. Its median sale lands at 97.44 percent of asking, the strongest of the three, while taking a median 78 days against 32 for a single family home across the street. Those two facts sit together comfortably: a seller who prices a condominium home correctly here holds the price, but waits.

The mean is nearly double the median, and that is the number to plan around. Mean days on market is 152.6 against a median of 78, because a minority of listings sit very long. The longest sale in the window took 427 days and took the lowest price in the whole community at $400,000; the next longest took 306 days. One home sold in zero days. The spread is the story, and it is a pricing spread rather than a product spread.

Cedar Ridge is the one Autumn Woods neighborhood with real standing inventory. Three homes are listed today at $599,000 to $650,000 on 2,040 square feet and more, aged 58, 163 and 328 days. Against 9 sales in 24 months that is 8.0 months of supply, where Maple Brooke has none listed at all and the community as a whole sits at 2.04 months. A Cedar Ridge seller today has competition; a Maple Brooke seller does not.

Figures derived from 47 closed sales across the whole community, the same total and the same 29 / 9 / 9 split that the Collier County deed record independently returns for its own 24 month window, with all three neighborhood medians identical across the two instruments. One Cedar Ridge sale carries no days on market because it is a Sold Data Entry record, which is why that denominator is 8 rather than 9. And one of the nine sits on Timberland Circle, the street Cedar Ridge shares with Oak Hollow and Mahogany Run, so a street-name filter finds only eight of them.

Amenities: What a Cedar Ridge Owner Gets, and What Cedar Ridge Does Not Have

Cedar Ridge at Autumn Woods owns no recreational facility of its own. Every amenity a Cedar Ridge owner uses belongs to the Autumn Woods master association, which means a buyer in Cedar Ridge gets identical amenity access to a buyer in a $1.6 million Oak Hollow single-family home. The fee stacks differ by neighborhood. The amenity access does not.

That was established five independent ways, including Master Declaration Section 1.42, which vests the Recreational Parcels in the master association, and Section 6.1(D), which locks them to recreational use and bars residential, commercial or industrial construction on them. The Cedar Ridge association’s own page describes “maintenance-free living and all the amenities that Autumn Woods has to offer,” with no facility of its own.

What is there

In the association’s own words: “Our amenities include two swimming pools, heated spa, tennis courts, pickleball courts, basketball court, playground, fitness room and two meeting/activity rooms.” One of the master association’s recreation tracts sits on Blue Juniper Court inside Cedar Ridge’s own street set, 0.21 acres, carrying county use code 97, outdoor recreation.

The pools and spa are open dawn to dusk, roughly 7:00am to 8:00pm on Daylight Saving Time and 7:00am to 6:00pm on Eastern Standard Time. There are no lifeguards, and night use is stated as strictly prohibited. The Fitness Center is open 24 hours a day, seven days a week, to owners holding a $50 fob, unsupervised, minimum age 14 with an executed waiver and a 30 minute limit per person when all equipment is in use. The clubhouse holds a Social Room and a Card Room, reservable from 6:00am to 11:00pm on written application with a $300 security deposit.

Around the amenity campus, Autumn Woods carries roughly 20 lakes, numbered 1 through 20 in the master rules manual’s lake drainage engineering exhibit, and the association describes 26.5 acres of natural preserve with meandering walking paths and native plantings around more than five miles of lake perimeter. The preserve acreage is the association’s own figure and we publish it as such.

The lakes are not recreational water. They are a permitted stormwater management system held under South Florida Water Management District permit 11-01474-P, with the Autumn Woods Community Association as permittee. The master rules say it plainly: swimming, wading and boating including kayaks and canoes are prohibited in all common area lakes. Bank fishing is catch and release only.

What is not there, stated plainly

No golf course and no golf of any kind. No marina, boat basin, boat ramp or community dock. No on-site restaurant, bar or cafe; the clubhouse has a Social Room, a Card Room, a fitness room, restrooms and a refrigerator that event hosts empty themselves. No private beach club, no beach access, no beach shuttle and no beach parking benefit; what Autumn Woods has is proximity, under two miles straight line to the Gulf, and proximity is not ownership. No equity or non-equity club, no initiation fee, no food and beverage minimum. No dog park. No second clubhouse. No association-run fitness programming and no staffed classes. No lifeguards and no night swimming. No valet trash. No community EV charging station and no published EV charging policy. No RV, boat, camper or trailer storage lot. No on-site sales office, no developer presence, and no remaining new construction: Autumn Woods is fully built out across four recorded plat units and the Cedar Ridge condominium, with exactly one vacant residential lot left in the entire community, and it is not in Cedar Ridge.

Autumn Woods is not age restricted. The master declaration contains zero occurrences of “55,” zero occurrences of “Fair Housing,” and no age covenant of any kind; its only occupancy definition is age neutral. None of the three neighborhood rule sets contains an age provision either. A senior-living directory currently presents Autumn Woods as an active adult community. It is not one, and the recorded documents say so.

The gate, described honestly. Autumn Woods markets 24 hour entry monitoring, and there is a real guardhouse, a staffed visitor call-in line, physical gates plus swing arms, and a security service. Master Declaration Section 2.10 says the gatehouse and entry gates “may be manned unless otherwise determined by the Board of Directors,” and no document publishes the staffed hours. So the accurate description is a staffed guardhouse and controlled entry, with staffing set by the board rather than fixed by covenant. The association also explains its own gate architecture, which no competing page carries: the developer installed only swing arms, and after the developer left the community added gates to become, in the association’s words, a truly gated community. The two systems were integrated to reduce piggybacking and to allow timed gate opening at rush hours while keeping a closed arm against unauthorized entry.

The Cedar Ridge Rules That Change How You Live Here

Cedar Ridge at Autumn Woods runs a stricter rule set than the two Chapter 720 neighborhoods around it, and three Cedar Ridge rules in particular have made buyers walk away at the eleventh hour. Cedar Ridge permits no grills of any kind, permits no motorcycles at all, and requires written board permission for every single pet, permanent or temporary.

The three that surprise people

No grills. The Cedar Ridge Rules and Regulations state it flatly: “The use of gas and/or charcoal grills is not permitted in Cedar Ridge.” Not on the lanai, not on the driveway, not anywhere. If outdoor cooking is part of how you live, read that sentence twice before you write an offer.

No motorcycles. “Commercial vehicles, motor homes, recreational vehicles, boats, motorcycles are not permitted to be parked, placed, or stored in or on Cedar Ridge.” The application packets repeat it. This is a Cedar Ridge rule and it is stricter than the single-family neighborhood, where motorcycles simply have to be garaged between midnight and 6:00am.

Every pet needs written board permission. Cedar Ridge requires written board approval for every pet, permanent or temporary, revocable at any time, with a formal Pet Registration form including a photograph of the animal. And “under no circumstances may a pit bull be permitted on any portion of Cedar Ridge.” A dog owner has meaningfully more freedom in the single-family neighborhood, where up to four adult animals are allowed per lot without individual board approval.

The rest of the Cedar Ridge rule set worth knowing before you buy

• Flooring above the first floor. Hard flooring other than carpet is restricted outside the bathroom, kitchen and breakfast, and laundry and utility areas in any home that has another home below it. The association requires soundproofing insulation under such floor coverings in all units above the first floor. An upstairs Cedar Ridge buyer planning tile or wood floors needs written approval and acoustic underlayment.
• Architectural review runs through two bodies. Declaration Paragraph 17.2 requires approval by the Architectural Review Committee at master level, the neighborhood level, or both. Paragraph 17.17 requires board and neighborhood committee written consent before any structural modification. Paragraph 19.1.3 extends that to painting, staining, altering, decorating, repairing or replacing any exterior portion, including terraces, balconies, lanais, porches, doors and window frames, with window pane replacement excepted.
• Garages stay closed. All Cedar Ridge garage doors must remain closed when not in use. Garages are for parking and minimal storage, and no individual air conditioning units are permitted in a garage. Cedar Ridge homes have one or two car garages depending on the building’s design.
• Holiday decorations may not go up before the Friday after Thanksgiving, and everything comes down within 30 days after the holiday. Trees and shrubs in Common Areas must be left undecorated. Note that the master and the single-family neighborhood use 15 November instead, so two neighborhoods inside the same gated community run two different dates.
• Hurricane preparation, Cedar Ridge Rule 7. An owner absent during hurricane season must remove all furniture, potted plants and movable objects from the porch, balcony or patio, and must designate a responsible firm or individual satisfactory to the association to care for the home. For a community that is 48.9 percent non-homesteaded, 43 of 88 parcels on the 2026 preliminary roll, that is a real operating requirement and not boilerplate.
• Hurricane shutters. The Cedar Ridge board adopts Hurricane Standards under Florida Statutes 718.113(5), and those standards must be made available to an owner within five business days of a written request.
• Signs. Any sign visible from the Common Elements requires prior written board consent. That includes a for sale sign, which is a detail sellers should settle before the photographer arrives.
• Fines. Cedar Ridge runs a four step escalation: certified notice on the first offense, fines from the second offense after a hearing before a committee of other owners with not less than 14 days notice, and injunctive relief at the fourth. The rules add a real protection: “In the event that the committee of Home Owners does not agree with the fine, a fine may not be levied.” The master association’s maximum fine for a continuing violation is $1,000.00.
• Speaking at a board meeting. With a written request at least 48 hours in advance, an owner may speak once, for no more than three minutes, only on agenda items, and only before the vote is taken. Recording a meeting also requires 48 hours written notice.
• Community wide. Unlicensed motorized scooters are banned outright anywhere in Autumn Woods, and nothing motorized may be operated on the sidewalks. Golf carts are allowed on the roads only if licensed, registered, insured and driven by a licensed or learner’s permit driver, never on sidewalks, preserves or common lawns. The community sets its own 25 mile an hour limit on streets that are private, association owned and association maintained rather than county maintained.

Governance: you belong to two associations and you vote in only one of them

Every Cedar Ridge owner is a member of both the Cedar Ridge condominium association and the Autumn Woods master association, and pays into both through one bill. But Master Declaration Section 2.3 is explicit: “Members shall not have the right to cast votes directly in Master Association meetings and shall be bound by the outcome of the voting conducted by the Neighborhood Associations as reported and voted by the Neighborhood Representative.” You vote at Cedar Ridge. Cedar Ridge votes at the master. Almost no competing page states this, and it is a structural fact worth understanding before you assume you can influence a master decision directly.

Four separately incorporated Florida not-for-profit corporations govern Autumn Woods: the master association N97000002033, Oak Hollow and Mahogany Run N97000002030, Maple Brooke N97000002032, and Cedar Ridge N00000004242. Every owner belongs to exactly two of the four. Cedar Ridge is the only Chapter 718 condominium among them and the only one that files with the Department of Business and Professional Regulation. The Cedar Ridge board meets monthly at 5:00pm in the clubhouse.

Leasing a Cedar Ridge Home

Cedar Ridge at Autumn Woods permits a minimum lease term of 30 days and a maximum of three leases per calendar year, with board approval required on every lease and 20 days advance notice before occupancy and before a renewal. Cedar Ridge is structurally a monthly or seasonal rental community, not a weekly vacation rental community.

The 30 day minimum forecloses weekly rental outright. The three lease cap forecloses short stay turnover. Anyone marketing a Cedar Ridge unit as a short term rental opportunity is describing something the recorded documents do not permit.

One measurement difference is worth naming because it is real rather than an error. Cedar Ridge counts leases on a calendar year. Oak Hollow and Mahogany Run and Maple Brooke both count on a rolling 12 months from lease commencement. Three neighborhoods inside the same gated community, two different clocks.

Note also that Cedar Ridge screens buyers as well as tenants. A full purchase application, character reference form, background check and board approval are required, and the packet warns that a unit occupied without prior approval subjects the occupant to eviction and the unit to a fine. Build your closing timeline around the 20 day approval window.

On rental economics, we will give you a floor and not a fiction. HUD’s FY2026 Fair Market Rents for Collier County are $1,986 for a two bedroom and $2,581 for a three bedroom. A Fair Market Rent is roughly the 40th percentile of standard quality rental stock across the entire county and includes utilities other than telephone, cable and internet, so it is deliberately a below-median figure. Use it as a sanity check, never as an expected rent. The number of Cedar Ridge units actually operating as rentals, and the rents achieved, are not in any public record. What is measurable: 43 of the 88 Cedar Ridge parcels, 48.9 percent, carry no homestead exemption on the 2026 preliminary roll, and that is the population that could include seasonal, second home and investor owners. A non-homesteaded unit is not necessarily a rented unit and the roll cannot tell them apart.

Collier County’s tourist development tax is 5.0 percent and applies to rentals of six months or less. A proposed sixth penny was approved for referendum with a proposed effective date of 1 January 2027; it is not law and should not be quoted as the current rate.

Schools, Healthcare and What Is Actually Close to Cedar Ridge

Cedar Ridge at Autumn Woods zones to the same three public schools as every other Autumn Woods address for 2026-27, and all three hold an A grade from the Florida Department of Education for 2025-26. Cedar Ridge also sits closer to a beach park, a Publix and a Costco than most Naples gated communities.

Schools

Verified twice from the district’s own systems: the Collier County Public Schools interactive zoning tool queried at six addresses across all three Autumn Woods product types, and the district’s three published 2026-27 attendance boundary maps. The district’s tool returned a null rezone flag for every address tested, meaning no pending boundary modification is flagged. The district evaluates all attendance areas annually, so confirm your specific address with the district tool before you rely on it.

The district spells it Sea Gate Elementary, as does the state. The alternate spelling Seagate appears in the street name and in a great deal of third-party data, and it is the same school.

Collier County Public Schools earned an A district grade for 2025-26, with 50 schools at A, 8 at B, 2 at C and none at D or F. Florida’s grading scale tightens for 2026-27: the elementary A threshold rises from 62 to 65 percent of points, middle from 64 to 65, and high from 65 to 70. Applying the harder scale to these three schools’ 2025-26 point totals, all three still clear the A line, though Barron Collier’s 73 percent sits three points above the new 70 percent bar, which is a cushion rather than a guarantee.

School bus eligibility is genuinely address dependent here. Collier County Public Schools does not provide transportation where the student’s address is within two miles of the school on a non-hazardous walking route. Pine Ridge Middle is 2.07 modeled road miles from the community and Sea Gate Elementary is 2.57. Ask CCPS Transportation about your specific building rather than assuming either answer.

The Village School of Naples, a private pre-K through 12 school, sits immediately south of the community at 1.40 miles, the closest school of any kind. Community School of Naples is 3.67 miles, with published tuition from $22,300 for Pre-K3 to $36,460 for grades 9 to 12. Seacrest Country Day School is 9.96 miles, with 2026-27 tuition from $10,175 to $32,552. Charter schools have no attendance zone, so a family applies rather than being assigned; Mason Classical Academy’s Vanderbilt campus is 5.14 miles and Naples Classical Academy is 9.63 miles.

Healthcare, and the distinction almost every page gets wrong

The nearest hospital and the nearest emergency room are different buildings.

NCH’s accolade claims are the health system’s own characterizations of itself, and we attribute them rather than adopting them. Naples also carries an unusually dense concierge medicine market: NCH Eagleview Concierge Medicine sits on Goodlette-Frank Road itself at 2450 Goodlette-Frank Rd, Suite 202, roughly two miles south of the community.

Drive times and distances

Every time below is modeled free-flow duration on the OpenStreetMap road network computed 1 September 2026, not a live traffic observation. It does not model signal delay, turning queues, school zones or seasonal congestion. Treat the distances as firm and the times as off-season.

Clam Pass Park is closer to Cedar Ridge than the community’s own zoned high school. Goodlette-Frank Road runs from Immokalee Road in the north to downtown Naples in the south and Autumn Woods sits on it in the middle, so one road delivers downtown in one direction and the Creekside employment corridor in the other. The honest counterpoint is that Bonita Springs and Estero go against the grain, and in season the US 41 and Immokalee Road corridors north of the community are among the most congested in the region.

Autumn Woods is car dependent, and we will not pretend otherwise. There is no Collier Area Transit stop on Goodlette-Frank Road in front of the community. The nearest stop by road is Panther Lane on Pine Ridge Road at 1.88 miles.

Daily logistics

Water and sewer are Collier County Public Utilities. Electric is Florida Power and Light. Named television, internet and telephone options are Comcast and CenturyLink; whether a bulk cable or internet contract exists by board action is not established in any document, and we will not claim it either way. Solid waste is Collier County District 1: household garbage Wednesday and Saturday, recycling, yard waste and bulk waste Wednesday, with only three no-collection days a year, Independence Day, Thanksgiving Day and Christmas Day, and no make-up days. There is no valet trash service. Irrigation runs on a master system on a published three day schedule by valve zone, and all irrigation clocks stay on Eastern Standard Time year round, deliberately.

Gate administration: barcode gate passes are installed by the master association property manager after the Resident Information Sheet is completed. A signed Permanent Guest and Vendor List takes up to ten named guests and five named vendors. One-off guests are admitted through an automated visitor call-in line at (239) 594-3151. Vendor and contractor hours are 7:00am to 6:00pm Monday to Friday and 8:00am to 6:00pm Saturday, with no vendor work on Sundays and holidays except emergency repairs. No barcodes are issued for rental cars, and none for tenants leasing for less than six months.

Storms, Evacuation and What the Record Does and Does Not Say About Cedar Ridge

Cedar Ridge at Autumn Woods sits in Hurricane Evacuation Zone B, a life safety designation drawn from surge modeling and a completely different map from the FEMA flood zone. No federal, state, county or news record says anything about what happened inside Cedar Ridge in any named storm, and we will not fill that silence.

What we can publish is geography, because the federal record makes positive statements about where the water went.

Hurricane Ian, September 2022. The National Weather Service Miami office wrote that in Collier County “extensive storm surge flooding occurred over most areas south and west of US 41/Tamiami Trail, as well as near the Gordon River, Cocohatchee River, and connecting creeks and canals,” and separately described “significant to major storm surge flooding south and west of Naples Municipal Airport along the Gordon River and Rock Creek, as well as along the Cocohatchee River and Palm River areas.” Autumn Woods is east of US 41, roughly three miles north of the airport, and on none of those watercourses. The highest measured water level in the Naples Bay system was 7.1 feet NAVD88 at the Gordon River Bridge, against a community mean ground elevation of roughly 11.6 feet NAVD88. Measured wind at the nearest instruments: Naples Airport Tower recorded 67 mph sustained with a 105 mph gust.

Hurricane Irma, September 2017. A wind event at this latitude, not a water event. The highest land gust recorded in South Florida was 142 mph at a mesonet site near Naples Airport.

Tropical Storm Debby, August 2024. This is the storm that speaks to this community’s actual risk mechanism. The National Weather Service wrote: “Widespread minor to moderate flooding occurred across western and coastal sections of the county, with water entering structures in several neighborhoods in the Naples, North Naples, and Golden Gate/Golden Gate Estates areas. Water depth was approximately 1-2 feet on many streets in this area. This flooding was likely a result of the 4-6 inches of rain which fell during high tide on August 4th. A NWS survey indicated that the storm surge did not overtop the dunes at the Naples area beaches.” The surge did nothing. Rainfall in the wrong six hours did everything. That is precisely the Zone AH hazard, and it is the hazard Cedar Ridge’s corner of the community is closest to.

Evacuation zone. Autumn Woods is in Hurricane Evacuation Zone B, confirmed at four widely separated points inside the community by two independent authorities: Collier County’s own evacuation zone service and the Florida Division of Emergency Management’s Know Your Zone layer. Collier runs Zones A through F. In Ian the county’s mandatory evacuation covered Zone A only, west and south of US 41, so Autumn Woods was not included. In Milton a voluntary precautionary evacuation covered Zones A and B. A property can be in FEMA Zone X and still be told to evacuate, which is exactly the Autumn Woods situation, and it is one of the most common relocating-buyer confusions in this market.

What the association actually does. The Autumn Woods Community Association publishes a 35 page Tropical Storm and Hurricane Plan dated 17 July 2022. It commits the association to inspecting and clearing the stormwater control structures every three months, keeping preserves free of exotics, reviewing preserve tracts for tree conditions every three months, and securing the entry gates. It records that after Hurricane Irma the county waste collection system was inundated and could not respond for several weeks, so the association removed debris itself and staged it in the FP&L easement along Goodlette-Frank Road until the county collected it. It also states, in its own 2022 words, that “Most homeowners in Autumn Woods are not required to carry flood insurance but carrying flood insurance is worth considering as an added protective measure.”

What Is Being Built Near Cedar Ridge, and What Is Not

Cedar Ridge at Autumn Woods sits inside a community whose Goodlette-Frank Road frontage is not programmed for any further widening, which is the most useful fact available to a buyer worried about road noise. The 2002 four-laning remains the last capacity work there, verified as an absence across Collier County’s active project list.

That absence was checked against the county’s active project list and its fiscal year 2026 priority projects report, and it held on both.

The county proves it in its own words. When Collier describes widening Goodlette-Frank Road north of Vanderbilt Beach Road, it describes the goal as bringing the northern segment up to match “the roadway to the south of this section.” The road in front of Autumn Woods is the template, not the target.

Three sourced absences that are worth more than any project. No new schools are projected anywhere near here in the next five years; the district’s adopted capital improvement plan opened three schools between 2023 and 2026 and all three are in eastern growth areas. No new or relocated fire or EMS station is programmed within roughly a mile. And Autumn Woods is in none of Collier County’s four utility renewal basins, which are all three to six miles away, so nobody is digging up the neighborhood; the interior streets are private and association maintained in any case.

One honest limit: Collier County’s petition record moved to a new web platform during this research and a complete list of pending nearby petitions was not obtained. This reads as nothing found with several strong sourced absences, not as nothing exists.

Cedar Ridge Against Its Two Neighbors: A Benchmark on Stated Yardsticks

Cedar Ridge at Autumn Woods is one of three neighborhoods inside the same gated community, and the differences between them are larger than most buyers expect. Cedar Ridge is the newest stock, the lowest median value, the highest turnover, the only condominium, and the only one of the three with zero private pools.

Read the note first. Oak Hollow and Mahogany Run is ONE neighborhood governed by ONE association, not two. A single Florida corporation, OAK HOLLOW AND MAHOGANY RUN NEIGHBORHOOD ASSOCIATION, INC., document number N97000002030, governs all 350 lots, and no separate Oak Hollow entity and no separate Mahogany Run entity exists in the Florida index. Autumn Woods has three neighborhoods, never four.

Method line. Every quantitative row is measured from the Collier County tax roll for tax year 2026, preliminary, files dated 29 August 2026, using one population definition for all three neighborhoods. Sale figures are recorded priced deeds in the 24 months to 29 August 2026 from the Collier County Official Records. Governance and rules rows are read from the recorded declarations and the current published rule sets. Common area tracts, clubhouses, gatehouses, lakes and vacant lots are excluded from every count.

Four things that table says out loud.

1. Cedar Ridge is the cheapest entry into this gate and it carries the biggest tax reset. Lowest median just value at $453,104 and the highest reset multiple at 2.60 times, both on the 2026 preliminary roll. The lowest-priced product carrying the highest reset risk is the exact opposite of what most buyers expect, and it happens because the condominiums started cheapest in 2000 to 2002 and appreciated furthest in percentage terms.
2. Cedar Ridge is the only one of the three where the association owns your roof problem. In a community whose newest building finished in 2002, that is not a small line item.
3. The amenity access is identical across all three. A $453,104 Cedar Ridge condominium and a $744,149 Oak Hollow house get the same pools, the same spa, the same courts, the same fitness room and the same clubhouse, because the master association owns all of it.
4. The regulatory posture is the real separator. Cedar Ridge is the only Chapter 718 condominium in the community, which usually means more obligations. Here, because of the building form, it means fewer.

Thinking of Selling Your Cedar Ridge Home? List With the #1 Team in Southwest Florida Since 2012

Selling a Cedar Ridge at Autumn Woods condominium is not the same job as selling a house next door. Cedar Ridge sells 9 homes out of 88 in a typical 24 month window, your buyer must clear board approval on a 20 day clock, and your exemption from the milestone inspection and the SIRS is a selling point.

It is a selling point nobody else in Naples is explaining, and that is the gap this page closes.

If you are ready to find out what your Cedar Ridge home is worth, or you have already decided to sell and you want the listing handled by people who have read your recorded Declaration, start here. We work Autumn Woods across all three neighborhoods, and you can see the community-wide seller approach on our sell my home in Autumn Woods page.

Our listing credentials, stated plainly

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Jesse McGreevy (239) 898-6072 · [email protected] · Marc Comisar (239) 287-5873 · Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

What we know about your market, and what nobody can know right now

Here is the honest inventory of the Cedar Ridge sold data, all of it drawn from deeds recorded in the Collier County Official Records for the 24 months to 29 August 2026.

• 9 priced deeds recorded against 88 homes in that 24 month window.
• Median sale price $550,000 across those 9 deeds.
• Range $400,000 to $650,000 across the same 9.
• $336 median per heated square foot, computed on Collier County base area, not adjusted area.
• Turnover 9 of 88, which is 10.2 percent over 24 months, the highest of the three Autumn Woods neighborhoods.
• Every one of the 9 is verifiable by Official Records book and page, and the table earlier on this page lists them by address and plan size.

And here is what the MLS adds, pulled for this community in September 2026 rather than borrowed from a county-wide report: a Cedar Ridge home takes a median of 78 days to sell on 8 of the 9 sales that carry the figure, the mean is 152.6 days because a minority sit far longer, and the median sale lands at 97.44 percent of asking, which is the strongest of the three Autumn Woods neighborhoods. Three Cedar Ridge homes are listed today, aged 58, 163 and 328 days, which is 8.0 months of supply against 9 sales in 24 months. We still pull the live numbers for a listing appointment, because inventory this thin changes with a single listing.

Five things that make selling a Cedar Ridge home different

1. Your buyer has to be approved, and the clock is 20 days. Cedar Ridge requires a full purchase application, a character reference form, a background check and board approval. The application fee is $150.00, the background and credit check runs $50.00 per adult United States citizen or $75.00 per adult foreign national, and a $25.00 late processing fee applies if supporting documents are not received 20 days before occupancy. The packet warns that a unit occupied without prior approval subjects the occupant to eviction and the unit to a fine. Build the approval window into the contract from day one instead of discovering it in week three.

2. There is no pool premium to chase, in either direction. Zero of the 88 Cedar Ridge homes has a private pool on the 2026 preliminary Collier roll. In Oak Hollow and Mahogany Run, 233 of 348 houses have one, 67 percent. That means two things for a Cedar Ridge seller: no buyer is discounting you for not having a pool, because nobody in Cedar Ridge has one, and no amount of yard work creates the premium a single-family seller can create. Your differentiation is condition, finish, view and floor position, and that is where the preparation budget should go.

3. Upstairs and downstairs are different products, and pricing them as one is the classic error. Cedar Ridge has four plans and they pair by phase: 1,488 downstairs with 1,759 upstairs in Phases 1 through 9, and 1,632 downstairs with 2,040 upstairs in Phases 10 through 22. A two up, two down building means your nearest comparable may be physically above or below you and structurally a different home. The nine recorded sales include three separate 1,488 square foot downstairs homes that closed at $650,000, $500,000 and $400,000, so plan size alone does not price a Cedar Ridge home and anyone who says it does has not read the deeds.

4. Your exemption is a selling document, and most sellers do not know they have one. You will be asked for a Structural Integrity Reserve Study and a milestone inspection report. Your building owes neither, and the reason is quotable from two acts of the Legislature and from your own recorded Declaration at Paragraphs 5.1 and 6.4. We prepare that as a one page exhibit for the listing file, because a buyer’s agent who cannot get an answer assumes the worst and reprices accordingly.

5. You may need more than one estoppel, and there is a transfer fee your buyer pays. Your Cedar Ridge assessment already contains the master association fee, so the Cedar Ridge estoppel through Anchor Associates is the primary document. The Capital Improvement Transfer Fee, $1,500.00 effective 1 July 2017 and stated at $1,996.50 in the recorded May 2023 certificate of amendment, is owed by the transferee, meaning your buyer, at closing, collected by the settlement agent, and it must appear on the estoppel letter. Six recorded exemptions apply, including death, bona fide estate planning, divorce, gift, foreclosure or deed in lieu, and transfer to an existing member.

Get a real valuation on your Cedar Ridge home

An automated estimate on a Cedar Ridge unit is guessing, and you can prove it from this page: three online figures for Autumn Woods currently disagree by a factor of two because they blend 350 houses, 110 villas and 88 condominiums into one median. Your home is one of four plans, in one of 22 buildings, on one of four streets, either upstairs or downstairs, in a community that produced nine priced sales in two years.

Call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873, or email [email protected], and we will price your Cedar Ridge home against the right nine deeds, prepare the milestone and SIRS exemption exhibit for your listing file, and give you a net sheet that includes the estoppel, the documentary stamp tax at $0.70 per $100 of consideration, and the association timeline. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012.

Cedar Ridge Seller Questions, Answered

Do I need a Structural Integrity Reserve Study to sell my Cedar Ridge condo?

No. Florida Statutes 718.112(2)(g)5. excludes “buildings less than three stories in height” and “four-family dwellings with three or fewer habitable stories above ground” from the Structural Integrity Reserve Study requirement. Your Cedar Ridge building is one two-story building containing four homes, stated in the recorded Declaration at Paragraphs 5.1 and 6.4. You owe no SIRS. Provide the statutory language and the Declaration paragraphs rather than an apology.

Do I need a milestone inspection report to sell my Cedar Ridge condo?

No. Florida Statutes 553.899(3)(a) reaches buildings “three habitable stories or more in height,” and subsection (4) separately provides that the section “does not apply to a single-family, two-family, three-family, or four-family dwelling with three or fewer habitable stories above ground.” Cedar Ridge buildings are two stories and four homes. Both tests exempt you.

What if my buyer’s lender or agent demands a SIRS anyway?

It happens, because most condominium checklists in Florida in 2026 do not have a two-story exception built into them. The fix is documentary, not argumentative: hand over the text of F.S. 553.899(4), the text of F.S. 718.112(2)(g)5., and Paragraphs 5.1 and 6.4 of your recorded Declaration of Condominium, Instrument 2665793, Official Records Book 2701, Page 792. We assemble that packet for every Cedar Ridge listing we take.

How long does the association approval take, and can it kill my sale?

Cedar Ridge requires board approval on a purchase, with the application packet built around a 20 day clock and a $25.00 late processing fee if supporting documents arrive inside 20 days of occupancy. The practical answer is that approval is a timeline risk rather than a deal risk, and it is managed by starting the application the day the contract is executed rather than after inspections.

Do I have to be current on my assessments to close?

The estoppel certificate from Anchor Associates will disclose the balance owed, including any levied or pending special assessment, and the settlement agent will collect it at closing. Cedar Ridge publishes no budget and no financial statements, so the estoppel is the single document that establishes your account status. Order it early; it also answers your buyer’s special assessment question in the same breath.

Should I replace anything before I list a Cedar Ridge home?

Roofing, exterior painting, exterior building lighting and driveway improvement are association responsibilities in Cedar Ridge, not yours, so the classic single-family pre-listing checklist does not apply here. Your controllable variables are interior condition, kitchen and bath finish, flooring, and how the lanai presents. If you are upstairs and considering hard flooring, note that the association requires soundproofing underlayment and written approval before installation.

When is the best time to list a Cedar Ridge condo?

We will not give you a generic Naples timing answer, because the honest version is community specific and it needs live MLS data alongside the recorded deeds. Of the 9 priced Cedar Ridge deeds recorded in the 24 months to 29 August 2026, four recorded in February and March. That is a small sample and it is a recording date rather than a contract date, so we treat it as a signal to discuss rather than a rule to follow. Call Jesse McGreevy at (239) 898-6072 and we will walk the live picture with you.

Frequently Asked Questions, Buyer Edition

Cedar Ridge at Autumn Woods generates a specific set of buyer questions, and most are answered badly or not at all on the open web. Every answer below is sourced to a recorded instrument, a statute, a county or federal dataset, or the association’s own document, and every figure carries its population and date.

If you are working the wider community rather than this one condominium, our buy a home in Autumn Woods page covers all three neighborhoods.

What is Cedar Ridge at Autumn Woods?

Cedar Ridge at Autumn Woods is an 88 home condominium association in 22 two-story buildings, built 2000 to 2002, occupying the northwest corner of the gated Autumn Woods community in North Naples, Collier County, Florida. It is one of three neighborhoods inside Autumn Woods and the only condominium among them.

Where exactly is Cedar Ridge located?

Cedar Ridge sits on four streets in the northwest corner of Autumn Woods: Blue Juniper Court, Wild Forest Court, Pond Cypress Court and the Cedar Ridge portion of Timberland Circle. Autumn Woods fronts the east side of Goodlette-Frank Road, County Road 851, north of Pine Ridge Road and south of Orange Blossom Drive, in Sections 3 and 10, Township 49 South, Range 25 East.

What ZIP code is Cedar Ridge in?

34109. You will see 34108 in the 2000-era Declaration of Condominium and in the state DBPR project registration, both of which state the condominium’s street address as 7110 Wild Forest Court, Naples, Florida 34108. That is a legacy artifact. The live Collier County tax roll and the mailing addresses of current owners use 34109.

Is Cedar Ridge inside Naples city limits?

No. Cedar Ridge is in unincorporated Collier County. The proof is in the tax bill: the municipal millage on all 598 Autumn Woods parcels is 0.0000, and the parcels instead carry the Unincorporated General MSTD levy at 0.6844 mills for tax year 2026 preliminary.

How many condominiums are in Cedar Ridge?

88, confirmed three independent ways: Paragraph 7.1.5 of the recorded Declaration of Condominium, the Florida DBPR project registration PR1P025117, and the 88 parcels on the Collier County tax roll for tax year 2026 preliminary.

How many buildings are in Cedar Ridge and how many stories are they?

22 buildings, each two stories, each containing four homes. Paragraph 6.1.3 of the Declaration charts 21 buildings across Phases 1 through 6 and 8 through 22, and Paragraph 5.1 adds one building in the Initial Phase, Phase 7. That is 22 buildings times 4 homes, which is 88.

Are Cedar Ridge units condos, coach homes or townhouses?

They are condominium units. The recorded instrument is a Declaration of Condominium submitted under Chapter 718, Florida Statutes. Listing sites variously describe these same 88 units as condominiums, townhouse condominiums, low-rise condo units and coach homes. The legal form is condominium, and the legal form is what governs your disclosure package, your financing and your insurance.

Does Cedar Ridge need a milestone inspection?

No. Florida Statutes 553.899 applies to buildings three habitable stories or more, and subsection (4) separately excludes any “four-family dwelling with three or fewer habitable stories above ground.” Cedar Ridge buildings are two stories with four homes, so both tests exempt them.

Does Cedar Ridge need a Structural Integrity Reserve Study?

No. Florida Statutes 718.112(2)(g) applies at three habitable stories or higher, and (2)(g)5. excludes both “buildings less than three stories in height” and “four-family dwellings with three or fewer habitable stories above ground.” Cedar Ridge satisfies both exclusions.

If Cedar Ridge is exempt from the milestone inspection and the SIRS, what does that mean for my risk as a buyer?

It means Cedar Ridge is not exposed to the two obligations that have driven Florida condominium special assessment headlines since 2022. It does not mean the buildings need no maintenance and it does not mean the association needs no reserves. Cedar Ridge remains a Chapter 718 condominium with ordinary budgeting and reserve obligations, and you should still ask for the adopted budget and reserve schedule before you close.

Are Cedar Ridge reserves fully funded?

Not established. Cedar Ridge publishes no budget, no reserve schedule and no financial statements. There is no public route to that answer. Request the current adopted budget with the reserve schedule from Anchor Associates, Inc., 2340 Stanford Court, Naples, FL 34112, 239.649.6357, CAM Brad Phelps.

How much are the HOA fees at Cedar Ridge?

Not published anywhere. Cedar Ridge bills a quarterly Annual Assessment in advance on the first day of each quarter, with each home carrying an equal 1/88 share. The route to the actual amount is the estoppel certificate and the current adopted budget from Anchor Associates.

Do I pay the Cedar Ridge fee and the Autumn Woods master fee separately?

No, and this is the most expensive misunderstanding available in this community. Declaration Paragraph 21.1.1 provides that the Cedar Ridge Annual Assessment as billed already contains each owner’s share of the master association common expenses. Adding the master figure on top of a Cedar Ridge quarterly number double counts by roughly $3,040 a year on the derived 2025 master figure.

What does the Cedar Ridge assessment cover?

Per the Autumn Woods New Owner Information packet, Cedar Ridge “additionally provides landscape, irrigation, exterior painting, roofing, exterior building lighting and driveway improvement services,” on top of everything the master association provides: the guardhouse and gate staffing, entry gates, roads, street lights, sidewalks and paths, the 20 lakes, stormwater management, the master irrigation system, master landscaping, preserves and open space, and the recreation parcels.

Is roof replacement covered by the association at Cedar Ridge?

Roofing is listed among the services the Cedar Ridge neighborhood association provides. That is a meaningful difference from the single-family neighborhood, where exterior maintenance including the roof sits on the individual homeowner. Confirm the current roofing reserve position on the adopted budget from Anchor Associates, because exemption from the SIRS does not remove the ordinary reserve conversation.

Does Autumn Woods have a CDD?

No. There is no Community Development District and no special taxing district of any kind. That was verified four ways, including the Florida Department of Commerce statewide roster of 2,090 special districts returning zero matches, Collier County’s own special districts page, a full-text sweep of all 27 pages of Ordinance 96-80, and live tax bills showing exactly one non-ad-valorem line.

What is the one non-ad-valorem charge on the tax bill?

$261.91 for tax year 2025, “District 1 Garbage,” Collier County solid waste collection. It is identical across all three Autumn Woods product types.

Does Cedar Ridge have any current or pending special assessments?

No special assessment instrument appears in the Collier County Clerk’s index for the Cedar Ridge association across a sweep from 2020 to September 2026. That is a sourced negative and not a guarantee, because a board-approved pending special assessment is not necessarily recorded. The estoppel certificate must disclose both levied and pending special assessments under Florida law.

What flood zone is Cedar Ridge in?

There is no single answer, and any page giving you one is guessing. Cedar Ridge sits at the low northwest corner of Autumn Woods where the Zone AH area reaches furthest in, and FEMA has issued building-specific determinations naming at least 12 of the 22 Cedar Ridge buildings across five 2016 cases. Pull the determination for your building through the FEMA Flood Map Service Center.

Do I need flood insurance at Cedar Ridge?

The federal mandate attaches to the building, not to the lot and not to the community, under 42 U.S.C. 4012a. If your building is in Zone X there is no federal mandate. If it is in Zone AH or AE the mandate applies to a federally regulated loan. Separately, Citizens Property Insurance requires flood coverage regardless of FEMA zone for policies insuring at $400,000 or more from 1 January 2026 and for all other personal lines residential policies from 1 January 2027.

Is a flood zone the same as a hurricane evacuation zone?

No, and confusing them is one of the most common relocating buyer errors in Naples. A FEMA flood zone is an insurance and building-code designation drawn from hydrology. A hurricane evacuation zone is a life safety designation drawn from surge modeling. Autumn Woods is in Evacuation Zone B while most of its building pads sit in FEMA Zone X.

What hurricane evacuation zone is Cedar Ridge in?

Zone B, confirmed at four widely separated points inside Autumn Woods by two independent authorities, Collier County’s evacuation zone service and the Florida Division of Emergency Management’s Know Your Zone layer. In Hurricane Ian the county’s mandatory evacuation covered Zone A only. In Hurricane Milton a voluntary precautionary evacuation covered Zones A and B.

Did Cedar Ridge flood during Hurricane Ian?

No federal, state, county or news record located in this research says anything about what happened inside Autumn Woods or Cedar Ridge in Ian, in either direction. What the federal record does say is where the water went: the National Weather Service placed Collier’s extensive surge south and west of US 41 and along the Gordon River, Rock Creek, the Cocohatchee River and the Palm River. Autumn Woods is on none of those.

How far inland from the Gulf is Cedar Ridge?

Autumn Woods is 1.7 miles straight line from the Clam Pass beach shoreline and 3.0 miles from Vanderbilt Beach, computed 1 September 2026. Clam Pass Park is 2.92 miles by road.

What elevation is the community?

Ground elevation across the 16 named streets of Autumn Woods runs 10.89 to 13.64 feet NAVD88, mean 11.60, sampled at a mid-point on each street. Those are bare-earth road-grade values, not finished floor elevations, and building pads are on fill and sit higher. Base flood elevations where a Special Flood Hazard Area applies run 10.0 to 12.5 feet NAVD88, most commonly 11.5.

Are Cedar Ridge homes built to a hurricane code that carriers credit?

They are post-1994 and pre-2002 buildings, constructed under the Standard Building Code as amended after Hurricane Andrew. The first edition of the Florida Building Code replaced all local codes on 1 March 2002 and applied to permits pulled on or after that date. Forty of Cedar Ridge’s 88 units carry a tax-roll year built of 2002, but a tax-roll year built is a completion year rather than a permit date, so do not assume Florida Building Code compliance from the roll alone. The permit file at Collier County Growth Management settles it.

Do Cedar Ridge homes have impact windows or shutters?

Hurricane protection in Autumn Woods as originally built was shutter based rather than impact glass. Individual buildings and units may have been upgraded since. The instrument that captures the credit is the Uniform Mitigation Verification Inspection Form OIR-B1-1802, and opening protection carries the largest premium credit on it.

What insurance does the Cedar Ridge association carry, and what do I carry?

Under Florida Statutes 718.111(11) the association carries property insurance on a replacement cost basis from an independent appraisal, and that coverage must exclude personal property in the unit and the floor, wall and ceiling coverings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments. Those are yours. All reconstruction after a loss is undertaken by the association.

How much loss assessment coverage should I carry at Cedar Ridge?

Florida Statutes 627.714 requires at least $2,000 with a deductible no greater than $250. That is a statutory floor, not a plan. A master policy hurricane deductible on a 22 building condominium spread across 88 homes can far exceed $2,000, so raise the limit deliberately with your agent.

What are property taxes on a Cedar Ridge condominium?

The median total ad valorem tax billed across all 88 Cedar Ridge parcels on the tax year 2026 preliminary roll is $3,738, which is what current owners pay. A buyer pays more. On the worked example at 7119 Wild Forest Court unit 102, the current owner pays $1,641 and a buyer pays $3,886 homesteading or $4,260 not homesteading.

Why will my tax bill be so much higher than the seller’s?

Because on a change of ownership the Save Our Homes cap is removed and the property is reassessed at just value on the 1 January following the sale. The seller’s accumulated benefit, a median of $205,451 among the 45 homesteaded Cedar Ridge owners on the 2026 preliminary roll, does not transfer. Cedar Ridge shows the largest reset multiple of the three Autumn Woods neighborhoods at 2.60 times.

Can I port my Save Our Homes benefit into a Cedar Ridge purchase?

Only if you are moving from another Florida homestead, in which case you may transfer up to $500,000 of accumulated benefit. It moves with the person, not with the house, and it must be claimed on Form DR-501T filed alongside the homestead application by 1 March. You inherit nothing from the Cedar Ridge seller.

What happens to my taxes the year after I buy?

If you close in February, you are not a homesteader for that tax year. You are billed at full just value with no exemption and no cap, and your first homesteaded year arrives twelve months later. The 1 January test is the trap that catches out-of-state buyers most often.

Can I rent out my Cedar Ridge condo?

Yes, subject to a 30 day minimum lease term, a maximum of three leases per calendar year, board approval on every lease, 20 days advance notice before occupancy and before a renewal, a $150.00 lease application fee and a background check at $50.00 per adult United States citizen or $75.00 per adult foreign national. No separate part of a home may be rented, and transient occupancy as defined in Chapter 509 is prohibited.

Can I rent my Cedar Ridge unit weekly to vacationers?

No. The 30 day minimum forecloses weekly rental, and the three lease per calendar year cap forecloses short-stay turnover. Cedar Ridge is a monthly or seasonal rental community, not a vacation rental community.

Is there a cap on how many Cedar Ridge units can be rented?

None was found in any Cedar Ridge document reviewed. Confirm the current position with Anchor Associates, because a board can adopt rules that a 2000-era declaration does not contain.

Does Cedar Ridge allow pets?

Yes, with written board permission required for every pet, permanent or temporary, revocable at any time, and a formal Pet Registration form including a photograph of the animal. The rules also state that “under no circumstances may a pit bull be permitted on any portion of Cedar Ridge.”

Can I grill on my Cedar Ridge lanai?

No. The Cedar Ridge Rules and Regulations state that “The use of gas and/or charcoal grills is not permitted in Cedar Ridge.” This is a Cedar Ridge rule and it does not apply to the other two Autumn Woods neighborhoods.

Can I park a motorcycle, boat, RV or trailer at Cedar Ridge?

No. “Commercial vehicles, motor homes, recreational vehicles, boats, motorcycles are not permitted to be parked, placed, or stored in or on Cedar Ridge.” There is also no RV or boat storage lot anywhere in Autumn Woods.

Can I put tile or hardwood in an upstairs Cedar Ridge unit?

Only with approval and with acoustic underlayment. Hard flooring other than carpet is restricted outside the bathroom, kitchen and breakfast, and laundry and utility areas in any home that has another home below it, and the association requires soundproofing insulation under such floor coverings in all units above the first floor.

Does Cedar Ridge have its own pool?

No. Cedar Ridge owns no recreational facility. Every amenity is owned by the Autumn Woods master association and access is identical for all 548 residences in the community. One master-owned recreation tract does sit on Blue Juniper Court, inside Cedar Ridge’s own street set, but it belongs to the master association like everything else.

Is Autumn Woods age restricted or 55 plus?

No. The master declaration contains zero occurrences of “55,” zero occurrences of “Fair Housing,” and no age covenant. None of the three neighborhood rule sets contains an age provision either. The association describes the community as built family friendly and names the zoned public schools, and the amenity set includes a tot lot, a playground and a basketball court.

Is the Autumn Woods gate staffed around the clock?

The association markets 24 hour entry monitoring and there is a real guardhouse, a staffed visitor call-in line at (239) 594-3151, physical gates plus swing arms, and a security service. But Master Declaration Section 2.10 says the gatehouse and entry gates “may be manned unless otherwise determined by the Board of Directors,” and no document publishes the staffed hours. The accurate statement is staffed guardhouse and controlled entry, with staffing set by the board rather than fixed by covenant.

Do I get to vote at Autumn Woods master association meetings?

No. Master Declaration Section 2.3 states that members “shall not have the right to cast votes directly in Master Association meetings and shall be bound by the outcome of the voting conducted by the Neighborhood Associations as reported and voted by the Neighborhood Representative.” You vote at Cedar Ridge, and Cedar Ridge votes at the master through its representative.

Who manages Cedar Ridge?

Anchor Associates, Inc., 2340 Stanford Court, Naples, FL 34112, 239.649.6357, with Brad Phelps as the named Community Association Manager. Autumn Woods uses three different managers: Resort Management for the master and Maple Brooke, Sandcastle Community Management for Oak Hollow and Mahogany Run, and Anchor Associates for Cedar Ridge.

Which schools does Cedar Ridge zone to?

Sea Gate Elementary School, Pine Ridge Middle School and Barron Collier High School for 2026-27, all three graded A by the Florida Department of Education for 2025-26. Confirm your specific address with the Collier County Public Schools interactive zoning tool, because the district evaluates attendance areas annually.

Where is the nearest emergency room?

NCH North Naples Hospital at 11190 Health Park Blvd, 3.06 miles. The nearest hospital campus of any kind is Physicians Regional North at 2.77 miles, but it is an orthopedic and spine specialty hospital with no emergency department. They are different buildings and it is worth knowing which is which before you need one.

Is Cedar Ridge a good fit for a snowbird?

The community’s own numbers say a lot. 51.1 percent of Cedar Ridge parcels carry a homestead exemption on the 2026 preliminary roll, 45 of 88, the lowest of the three Autumn Woods neighborhoods, so roughly half of Cedar Ridge is seasonal, second home or investor held. Cedar Ridge Rule 7 also requires an owner absent during hurricane season to clear the lanai and designate a responsible firm or individual to care for the home, so plan for a home watch arrangement.

Can they build more homes inside Autumn Woods?

Autumn Woods is fully built out across four recorded plat units plus the Cedar Ridge condominium, with exactly one vacant residential lot remaining in the entire community, and it is not in Cedar Ridge. There is no on-site sales office, no developer presence and no remaining new construction.

Is there a bus stop at the gate?

No. There is no Collier Area Transit stop on the Goodlette-Frank Road segment in front of Autumn Woods. The nearest stop by road is Panther Lane on Pine Ridge Road at 1.88 miles. Autumn Woods is a car dependent community.

Is there EV charging at Autumn Woods?

There is no community EV charging station and no published EV charging policy anywhere in the master declaration, the master rules manual, any neighborhood rule set, the architectural review forms, the newsletters, the hurricane plan or the website. Cedar Ridge homes have one or two car garages depending on building design, and anything visible would go through architectural review.

Can I swim, kayak or fish in the Autumn Woods lakes?

Swimming, wading and boating including kayaks and canoes are prohibited in all common area lakes. Bank fishing is catch and release only. The roughly 20 lakes are a permitted stormwater management system held under South Florida Water Management District permit 11-01474-P, not recreational water.

Frequently Asked Questions, Seller Edition

Selling a Cedar Ridge at Autumn Woods condominium raises questions a single-family seller never faces, from the two-association estoppel question to the condominium questionnaire a lender will send your association. The answers below cover the Florida and Collier County mechanics of a Cedar Ridge sale, and they complement the Cedar Ridge specific seller answers earlier on this page.

What is my Cedar Ridge home worth?

It depends on which of the four plans you own, whether you are upstairs or downstairs, your building, your view and your condition. The 9 priced Cedar Ridge deeds recorded in the 24 months to 29 August 2026 ran from $400,000 to $650,000 with a median of $550,000, and three separate 1,488 square foot downstairs homes inside that set closed at $650,000, $500,000 and $400,000. Call Jesse McGreevy at (239) 898-6072 for a valuation priced against the right comparables.

Why do online estimates for Cedar Ridge disagree so much?

Because automated models for this community frequently blend Autumn Woods as one market. Three published medians for Autumn Woods currently circulate at roughly $527,500, roughly $529,816 and roughly $1,050,000, all describing the same 548 residences. A community mixing 350 single-family homes, 110 villas and 88 condominiums produces a blended median that flips direction with mix shift and describes nobody’s home.

How long are Cedar Ridge homes taking to sell, and what is the list to sale ratio?

Those are MLS figures. The Southwest Florida MLS has now been pulled for this community: a Cedar Ridge home takes a median of 78 days to sell and the median sale lands at 97.44 percent of asking, with the full table and its denominators further down this page. We still pull the live numbers at a listing appointment, because three homes are listed today and inventory this thin changes with one of them. Note also that this is a Collier County market served by the Southwest Florida MLS.

What does it cost to sell a condominium in Florida?

The Florida documentary stamp tax on a deed is $0.70 per $100 of consideration, or fraction thereof, and it is paid by the seller by Florida custom under Florida Statutes 201.02. It rounds up to the next full $100, so a $487,000 sale and a $487,050 sale both pay $3,409.00. Add title, the estoppel fee, prorations, a municipal lien search where the closing agent requires one, and your negotiated brokerage compensation.

Do I need estoppels from both the master and the Cedar Ridge association?

Start with the Cedar Ridge estoppel through Anchor Associates, because the Cedar Ridge Annual Assessment already contains the master association component under Declaration Paragraph 21.1.1. Your closing agent may still order a master association estoppel through Resort Management depending on the title underwriter’s requirements and on the transfer fee handling, so raise it early rather than at the closing table.

Who pays the Capital Improvement Transfer Fee?

The transferee, meaning the buyer, at closing, collected by the settlement agent, and it must appear on the estoppel letter. It was $1,500.00 effective 1 July 2017 and was stated as $1,996.50 in the recorded May 2023 certificate of amendment. The current amount is not published and comes from the estoppel. Six recorded exemptions apply under Section 4.14: death, bona fide estate planning, divorce, gift, foreclosure or deed in lieu, and transfer to someone who is already a member.

Can the Cedar Ridge association block my sale?

Cedar Ridge requires board approval of a purchaser, with a full application, character reference form and background check, and the packet warns that a unit occupied without prior approval subjects the occupant to eviction and the unit to a fine. No right of first refusal was found in the documents reviewed. Treat the approval as a timeline item to be started at contract execution.

Is Cedar Ridge warrantable for conventional financing, and can a buyer get FHA or VA?

Warrantability and FHA or VA approval are lender and agency determinations made against the association’s current financials, insurance, owner-occupancy ratio and litigation status, none of which Cedar Ridge publishes. There is no public record that answers this, and any page that states a flat answer is guessing. The practical route is to have your buyer’s lender run the condominium questionnaire early and to have Anchor Associates ready to complete it.

Does a condo questionnaire hold up a Cedar Ridge closing?

It can, and it is the most common avoidable delay in a Florida condominium sale. The questionnaire goes to the association, not to you, and the turnaround depends on the management company’s queue. Order it the week the contract is signed.

What do I legally have to disclose when I sell in Florida?

Florida law requires a seller to disclose facts materially affecting the value of the property that are not readily observable and are not known to the buyer. For a condominium that extends to your knowledge of pending special assessments, prior water intrusion, roof leaks, insurance claims and association disputes. Selling as-is limits repair obligations; it does not switch off the disclosure duty.

Do I have to disclose a pending special assessment?

Yes, and separately, the estoppel certificate must disclose assessments levied and any pending special assessment approved by the board under Florida law. Since Cedar Ridge publishes no budget and no financial statements, the estoppel is the document that establishes the answer for both of you.

What condominium documents does a Florida buyer receive?

A Florida condominium buyer is entitled to the governing documents package, which for Cedar Ridge means the Declaration of Condominium recorded 21 July 2000 as Instrument 2665793 with its 19 phase amendments, the Articles, the Bylaws and the current amendment, the Rules and Regulations, the current financial information, and the frequently asked questions and answers sheet. The statutory rescission rights attached to that delivery are why the package should be ready before the contract, not after.

Am I selling a condominium or a villa if I own in Cedar Ridge?

A condominium, unambiguously. Marketing language in this community has used villa, coach home and townhouse for the same units. Cedar Ridge is registered with the Florida Department of Business and Professional Regulation as condominium project PR1P025117 with 88 units. Maple Brooke, by contrast, is a Chapter 720 homeowners association on fee simple platted lots, and its own rules state that the villas “are not condominiums, but single-family homes.”

Should I sell furnished?

Cedar Ridge is roughly half seasonal, with 43 of 88 parcels carrying no homestead exemption on the 2026 preliminary roll, so a meaningful share of your buyer pool is shopping for a turnkey second home. Whether furnishings add price or simply add speed is a listing-specific judgment, and it is one of the first things we work through on a Cedar Ridge appointment.

Who actually buys in Cedar Ridge?

The tax roll gives the sharpest available read. 45 of 88 Cedar Ridge owners homestead, 51.1 percent, against 78.2 percent in the single-family neighborhood. Cedar Ridge is the entry price point inside a gated community whose amenity access is identical across all three neighborhoods, which makes it attractive to buyers who want the community without the single-family carrying cost, and to seasonal buyers who want a lock-and-leave.

Do I pay capital gains tax when I sell my Naples condominium?

Florida levies no state income tax on the gain. Federal treatment depends on whether the property was your primary residence, how long you held it and your basis, and the $250,000 and $500,000 primary residence exclusions have their own occupancy tests. If Cedar Ridge was a second home or a rental, different rules apply, including 1031 exchange eligibility for investment property and FIRPTA withholding for a foreign seller. That is a conversation for your CPA, and we will coordinate with them.

Is it worth replacing the roof before selling?

Roofing in Cedar Ridge is a service the neighborhood association provides, not an owner responsibility, so this common single-family question does not transfer. What does transfer is the insurance consequence: every Cedar Ridge building is 24 or more years old as of 2026, and roof age drives your buyer’s insurance quote. Ask the association for the reroofing history on your building and put it in the listing file.

What should I ask the association for before I list?

Four documents: the current adopted budget with the reserve schedule, the estoppel certificate, the reroofing history for your building, and written confirmation of the association’s position on the milestone inspection and the Structural Integrity Reserve Study. All four come from Anchor Associates, Inc., 239.649.6357.

How do I sell a Cedar Ridge home while I am up north?

It is routine here, and roughly half of Cedar Ridge is seasonally occupied. We handle access, vendor scheduling through the community’s 7:00am to 6:00pm weekday vendor window, photography, the association application packet and the estoppel ordering, and we report on a cadence you set. Call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873.

What does a Florida estoppel certificate cost, and who orders it?

The fee an association may charge for an estoppel certificate, and the deadline for delivering it, are both fixed by Florida Statutes 718.116 for a condominium such as Cedar Ridge. It is normally ordered by the closing agent rather than by you, and it is a seller-side cost by Collier County custom. Order it as soon as the contract is executed, because the same document answers your buyer’s special assessment and account balance questions.

How long does the association have to deliver the estoppel?

The delivery deadline is set by statute rather than by the association, and the clock starts on a written request. In practice the variable is the management company’s queue, which for Cedar Ridge means Anchor Associates, Inc., 239.649.6357. This is the most common avoidable delay in a Cedar Ridge closing and it is entirely fixable by ordering early.

How do I market a Cedar Ridge unit with no private pool?

You do not compete on pools, you compete on carrying cost and maintenance. Zero of the 88 Cedar Ridge homes has a private pool on the 2026 preliminary Collier roll, against 233 of 348 single-family homes in Oak Hollow and Mahogany Run, which is 67 percent. Your buyer gets the same two community pools, the same heated spa and the same courts as a $744,149 house, without a pool cage to maintain or insure.

Does staging work differently in a two up, two down building?

Yes, and the difference is light and sightline rather than furniture. An upstairs Cedar Ridge home sells on volume and treetop view. A downstairs home sells on direct lanai access and no stairs, which matters to a meaningful share of this buyer pool. Stage to the strength of the floor you are on instead of to a generic condominium template.

Should the listing say upstairs or downstairs?

Say it plainly and early. Cedar Ridge pairs its plans by floor: 1,488 downstairs with 1,759 upstairs in Phases 1 through 9, and 1,632 downstairs with 2,040 upstairs in Phases 10 through 22. A buyer searching for single-level living and a buyer searching for the largest plan are looking for opposite halves of the same building, and burying the floor costs you the right showings.

Will the three lease per year cap put off investor buyers?

It filters them rather than eliminating them. Cedar Ridge permits a 30 day minimum lease, three leases per calendar year, with board approval and 20 days notice, and no cap was found on the total number of leased homes. That rules out weekly vacation rental and short-stay turnover, and it suits a seasonal or annual tenant model. Price and market to the buyer the rules actually allow.

Is my building’s reroof history worth putting in the listing file?

Yes. Every Cedar Ridge building is 24 or more years old as of 2026, roofing is an association responsibility here rather than an owner responsibility, and roof age is the largest single input into your buyer’s insurance quote. Ask Anchor Associates for your building’s reroofing record and put it in the file alongside the exemption exhibit.

Can my buyer close in 30 days when the association needs 20 days?

It is tight but it is routine when the application goes in on day one. Cedar Ridge requires a full purchase application, character reference form, background check and board approval, and it charges a $25.00 late processing fee if supporting documents arrive inside 20 days of occupancy. We submit the packet the day the contract is executed rather than after inspections.

Do I owe FIRPTA withholding if I am a foreign seller?

A disposition of United States real property by a foreign person triggers a federal withholding obligation, with the rate, the exemptions and the certification procedures all set by federal law rather than by Florida. The closing agent administers it. Raise it with your CPA and with the title company before the contract is signed, not at the closing table.

Are real estate commissions negotiable in Florida?

Yes. Compensation is negotiable and is set by written agreement between a seller and a broker. What is worth comparing is not only the number but what it buys: in Cedar Ridge that means the exemption exhibit, the estoppel and application management, the reroof history, and pricing against the right nine recorded deeds rather than against a blended community median.

How do property tax prorations work at a Florida closing?

Florida property taxes are paid in arrears, so taxes are customarily prorated to the closing date and credited to the buyer. In Cedar Ridge there is one additional wrinkle worth flagging to your buyer in advance: their bill after the 1 January reset will be materially higher than the prorated figure they see at closing, because the seller’s Save Our Homes benefit does not transfer.

Do I need a municipal lien search?

Collier County closing agents commonly order one, and it picks up open or expired permits, code enforcement matters and unrecorded municipal charges. For a Cedar Ridge unit it is inexpensive relative to the risk, and an open permit discovered a week before closing is a far worse problem than one discovered at listing.

Do I have to disclose past water intrusion or an insurance claim?

Florida requires disclosure of facts materially affecting value that are not readily observable and not known to the buyer, and prior water intrusion, roof leaks and claims history sit squarely inside that. In a condominium, damage and repair history frequently lives in association records rather than yours, which is another reason to request your building’s file before you list.

What happens if I fail to disclose something in Florida?

Non-disclosure of a known material defect exposes a seller to rescission and damages claims after closing, and selling as-is limits repair obligations without switching off the disclosure duty. The practical protection is documentary: disclose in writing, keep the association records you relied on, and let the buyer inspect.

Should I take a cash offer company or list it?

Run the arithmetic before you decide. Cedar Ridge produced 9 priced recorded sales in the 24 months to 29 August 2026 with a median of $550,000 and a high of $650,000, and the spread inside a single 1,488 square foot plan in that set ran from $400,000 to $650,000. A convenience offer is priced against the bottom of that spread. We will show you both numbers and you can choose.

Where do Cedar Ridge buyers come from?

The tax roll is the honest read. 45 of 88 Cedar Ridge owners homestead, 51.1 percent, against 78.2 percent in the single-family neighborhood, so roughly half of this buyer pool is seasonal, second home or investor. That argues for out-of-state marketing reach and for a listing that answers carrying cost, rules and the milestone and SIRS question up front. Start with our buy a home in Autumn Woods page to see how we present the community to that audience.

Do I need professional photography and video for a Cedar Ridge listing?

Yes, and for a specific reason. Roughly half your buyer pool is shopping from out of state and will shortlist before they ever fly in, and a two up, two down building photographs badly from the street. The interior, the lanai outlook and the community amenity campus are what carry a Cedar Ridge listing online.

Downloadable Documents for Cedar Ridge at Autumn Woods

Cedar Ridge at Autumn Woods is better documented in the public record than most Collier County condominium associations, because its Declaration, its 19 phase amendments and the instrument that annexed its land are all retrievable from the Clerk. Every recorded instrument below is listed by its own instrument number and Official Records citation so you can pull it yourself.

We host nothing. Each recorded instrument is retrieved from the official custodian, the Collier County Clerk of the Circuit Court and Comptroller, using the instrument number or the Official Records book and page in the table. State registrations come from the State of Florida.

The recorded instruments, and what each one proves

The two statutes, and the flood record, straight from the issuing authority

One caution on documents nobody can download. Cedar Ridge publishes no budget, no reserve schedule and no financial statements, and we do not link any association financial record here, because those are association records rather than public ones. The adopted budget with its reserve schedule, the estoppel certificate and the association’s written position on the milestone and SIRS exemptions all come from Anchor Associates, Inc., 2340 Stanford Court, Naples, FL 34112, 239.649.6357, CAM Brad Phelps. Ask for all three in one written request.

Why Cedar Ridge Owners Work With a Top-Reviewed Naples Team

Cedar Ridge at Autumn Woods is a small enough association that reputation travels between neighbors faster than any advertisement. We will not paste testimonials onto this page, because a review a reader cannot verify is worth nothing. What we will do is name the recognition McGreevy and Comisar carry and tell you exactly how to check every line of it.

McGreevy and Comisar are a top-reviewed Southwest Florida team, and the recognition below is the evidence, stated in the exact form in which it was awarded:

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

How to verify any of it before you hire us. The Gulfshore Life Magazine Five Star award is published annually by the magazine, and the “only 5 out of 21k+ licensees” line is the magazine’s own framing of how narrow that field is. Our Florida licenses are public: Jesse McGreevy, FL Lic. SL3101296, and Marc Comisar, FL Lic. BK3060671, both searchable on the Florida Department of Business and Professional Regulation licensee portal, which also shows any disciplinary history. And on a small association like Cedar Ridge, the best verification available to you is the oldest one: ask a neighbor, then ask us for references and call them.

What we will never do on a page like this. We will not publish a star rating, an aggregate score, or a quote we cannot attribute to a real named client who agreed to it. Every fact on this page about Cedar Ridge is sourced to a recorded instrument, a statute, a county dataset or a federal dataset, and our own credentials are held to the same standard.

The Experts Behind This Cedar Ridge Page

Cedar Ridge at Autumn Woods deserves an agent who has read its recorded Declaration rather than its listing remarks. Jesse McGreevy and Marc Comisar have worked the Southwest Florida market since 2008, and we tracked every priced Cedar Ridge deed recorded in the 24 months to 29 August 2026 to build the comparables table on this page.

Jesse McGreevy and Marc Comisar lead the Domain Realty Group team in Bonita Springs and Naples. Jesse has been recognized among the Top 1% Real Estate Agents Nationally Since 2008, and the team has held the #1 Team in Southwest Florida position since 2012, which is more than a decade of continuous ranking in one of the most competitive markets in the country. For the wider story of the brokerage and the agent partners behind it, see about McGreevy and Comisar and DomainRealtyGroup.com.

For this page specifically, we tracked 9 priced Cedar Ridge deeds recorded in the 24 months to 29 August 2026 by address, plan size, price and Official Records book and page, read the 151 page recorded Declaration of Condominium, pulled both governing statutes from the Florida Senate, and queried the FEMA National Flood Hazard Layer for the building-level determinations. That is the standard we bring to a Cedar Ridge valuation or a Cedar Ridge offer.

Jesse McGreevy · (239) 898-6072 · [email protected] Marc Comisar · (239) 287-5873 Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134 Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671

Talk to Us Before You Buy or Sell in Cedar Ridge

Cedar Ridge at Autumn Woods trades nine homes in a typical two year window, so there is very little margin for a pricing error in either direction. If you are buying, start with our Naples buying guide and then call us about the specific building, because the flood determination, the plan size and the floor all move the number. If you are selling, start with a home valuation for Autumn Woods or go straight to our sell my home in Autumn Woods page. Either way, call Jesse McGreevy at (239) 898-6072 or Marc Comisar at (239) 287-5873, or email [email protected]. Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134.

Talk to Us About Cedar Ridge at Autumn Woods

Cedar Ridge at Autumn Woods is a small, tightly documented condominium where nine homes trade in a typical two year window, and where the most valuable fact about the property, its exemption from the milestone inspection and the SIRS, is discussed on no page currently ranking for its own name.

We wrote this page from the recorded Declaration, the statute text, the county roll and the federal flood record.

Whether you are buying your first Naples condominium, selling a Cedar Ridge unit you have owned since 2001, or deciding between Cedar Ridge, Maple Brooke and the single-family homes across the street, we will give you the numbers with their denominators attached and tell you plainly where the record stops.

• Top 1% Real Estate Agents Nationally Since 2008
• 5 Star Award for Customer Satisfaction for 20 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
• #1 Team in Southwest Florida since 2012
• McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
• McGreevy and Comisar alone have over $900 million in Sales
• Nationally Recognized Top Producing Realtors
• Platinum Sales Production Award Winners

Jesse McGreevy (239) 898-6072 · [email protected] Marc Comisar (239) 287-5873 Office 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008 and Nationally Recognized Top Producing Realtors, and we have represented buyers and sellers across Southwest Florida since 2008.

Sources and Authoritative References

Every claim on this page about Cedar Ridge at Autumn Woods is drawn from one of the sources below. Recorded instruments are cited by instrument number and Official Records book and page, for retrieval from the Clerk. County figures are from the Collier County tax roll for tax year 2026, preliminary, with files dated 29 August 2026, unless stated otherwise.

Collier County Clerk of the Circuit Court and Comptroller

1. Collier County Clerk of Courts, Official Records document search, custodian for every recorded instrument cited here: https://app.collierclerk.com/CORPublicAccess/Search/Document
2. Collier County Clerk of Courts, Official Records legal description search: https://app.collierclerk.com/CORPublicAccess/Search/Legal
3. Collier County Clerk of the Circuit Court and Comptroller, main site: https://www.collierclerk.com

Collier County government

4. Collier County Tax Collector, property tax bill lookup, source of the millage stack and the single non-ad-valorem line: https://county-taxes.net/fl-collier/property-tax
5. Collier County milestone inspections program: https://www.collier.gov/Business-Resources/Building-Permits-Construction/Permitting-Resources/Milestone-Inspections
6. Collier County building permits, view permit history and permit search: https://www.collier.gov/Business-Resources/Building-Permits-Construction/Permitting-Resources/View-Permit-History-Permit-Search
7. Collier County Growth Management public permitting portal: https://cvportal.collier.gov/cityviewweb
8. Collier County Office of Management and Budget, special districts: https://www.collier.gov/Collier-County/Organization-Resources/Office-of-Management-Budget/Special-Districts
9. Collier County Supervisor of Elections, roster of Community Development Districts: https://www.colliervotes.gov/199/Community-Development-Offices
10. Collier County PUD Master List and Maps index: https://www.collier.gov/County-Development/Land-Development/Codes-Regulations/PUD-Master-List-and-Maps
11. Collier County PUD Master List, 11 June 2026 version: https://www.collier.gov/files/assets/county/v/4/planning-and-zoning/documents/pud-master-list-6-11-26.pdf
12. Collier County Growth Management Division GIS hub: https://gis-colliercountygmd.hub.arcgis.com/
13. Collier County residential solid waste collection services: https://www.collier.gov/Resident-Resources/Solid-Waste/Residential-Collections-Services
14. Collier County water services: https://www.collier.gov/Resident-Resources/Water-Services
15. Collier County Floodplain Protection Newsletter 2026, source of the Class 5 Community Rating System standing, the freeboard rule and the 50 percent rule: https://www.collier.gov/files/assets/county/v/3/community-planning-amp-resiliency/documents/floodplain-management/2026-flood-protection-newsletter.pdf
16. Collier County floodplain management: https://www.collier.gov/Business-Resources/Floodplain-Management
17. Collier County news release, August 2026, proposed Flood Insurance Rate Map and the 90 day appeal period: https://www.collier.gov/News-articles/2026-News-Articles/August-2026/Proposed-Flood-Insurance-Rate-Map-Reflects-Changes-to-Local-Flood-Risk
18. Collier County 311 knowledge base, adoption of the 2024 coastal flood map effective 8 February 2024: https://colliercountyfl.qscend.com/311/knowledgebase/article/158445
19. Collier County emergency management and the hurricane evacuation zone lookup: https://www.collier.gov/Public-Safety/Emergency-Management/Emergency-Assistance
20. Collier County hurricane evacuation zone feature service: https://services2.arcgis.com/SlIq32SqARUHIhSx/arcgis/rest/services/Hurricane_Evacuation_Zone/FeatureServer/0
21. Collier County transportation engineering projects, the full active project list: https://www.collier.gov/County-Development/Transportation-Management/Transportation-Engineering/Transportation-Engineering-Projects
22. Collier County news release, July 2026, Vanderbilt Beach Road widening construction start: https://www.collier.gov/News-articles/2026-News-Articles/July-2026/Vanderbilt-Beach-Road-Widening-Project-Construction-Starting
23. Collier County news release, June 2026, public information meeting on the Pine Ridge Road corridor project: https://www.collier.gov/News-articles/2026-News-Articles/June-2026/Public-Info-Meeting-Pine-Ridge-Road-Corridor-Project
24. Collier County strategic priority projects report, fiscal year 2026: https://www.collier.gov/files/assets/county/v/1/boards-and-commissions/documents/strategic-plan/2026-strategic-plan-priority-projects.pdf
25. Collier County Public Utilities Renewal program overview, the basin list: https://www.collierpur.com/program-overview/
26. Collier Area Transit, route and schedule roster: https://www.ridecat.com/routes/

Schools

27. Collier County Public Schools, attendance boundaries and the three 2026-27 boundary maps: https://www.collierschools.com/exploreccps/attendance-boundaries
28. Collier County Public Schools interactive zoning tool, address level school assignment: https://zones.collierschools.com/live/
29. Collier County Public Schools, transportation department: https://www.collierschools.com/fs/pages/469
30. Sea Gate Elementary School: https://sge.collierschools.com/
31. Pine Ridge Middle School: https://prm.collierschools.com/
32. Barron Collier High School: https://bch.collierschools.com/
33. Florida Department of Education, school grades: https://www.fldoe.org/accountability/accountability-reporting/school-grades/
34. Florida Department of Education, 2025-26 school grades results packet, including the tightened 2026-27 scale: https://www.fldoe.org/file/18534/SchoolGradesResultsPacket26.pdf
35. Florida Department of Education, Florida Report Cards school level data service: https://edudata.fldoe.org/ReportCards/Schools.html?school=0171&district=11

Florida statutes and state agencies

36. Florida Statutes 553.899, milestone structural inspections: https://www.flsenate.gov/Laws/Statutes/2025/553.899
37. Florida Statutes 718.112, condominium bylaws and the Structural Integrity Reserve Study: https://www.flsenate.gov/Laws/Statutes/2025/718.112
38. Florida Statutes 718.111, condominium association insurance and the coverage the master policy must exclude: https://www.flsenate.gov/Laws/Statutes/2025/718.111
39. Florida Statutes 627.714, unit owner loss assessment coverage and the $2,000 statutory floor: https://www.flsenate.gov/Laws/Statutes/2025/627.714
40. Florida Statutes 193.155, the Save Our Homes assessment limitation and portability: https://www.flsenate.gov/Laws/Statutes/2025/193.155
41. Florida Statutes 196.031, homestead exemption and the permanent residence requirement: https://www.flsenate.gov/Laws/Statutes/2025/196.031
42. Florida Statutes 193.1554, the 10 percent non-homestead assessment limitation: https://www.flsenate.gov/Laws/Statutes/2025/193.1554
43. Florida Statutes 201.02, documentary stamp tax on deeds at $0.70 per $100: https://www.flsenate.gov/Laws/Statutes/2025/201.02
44. Florida Division of Corporations entity search, the source for all four Autumn Woods association records: https://search.sunbiz.org/
45. Florida Department of Business and Professional Regulation, Division of Condominiums, Timeshares and Mobile Homes public records: https://www2.myfloridalicense.com/condos-timeshares-mobile-homes/public-records/
46. Florida Statutes 718.116, condominium assessments, the estoppel certificate, its fee and its delivery deadline: https://www.flsenate.gov/Laws/Statutes/2025/718.116
47. Florida Department of Business and Professional Regulation, licensee search, for verifying any Florida real estate license: https://www.myfloridalicense.com/wl11.asp
48. Florida Department of Commerce, Special District Accountability Program, statewide official list: https://specialdistrictreports.floridajobs.org/OfficialList/SpecialDistrictProfiles
49. Florida Office of Insurance Regulation, Property Insurance Stability Report, January 2025, the source of the county average premiums: https://floir.com/docs-sf/default-source/property-and-casualty/stability-unit-reports/january-2025-isu-report.pdf
50. Citizens Property Insurance Corporation, flood insurance coverage rules and the phase-in dates: https://www.citizensfla.com/-/flood-insurance-coverage-rules-kick-in-for-citizens
51. Citizens Property Insurance Corporation, 2026 multiperil rate reduction: https://www.citizensfla.com/-/20260304-citizens-2026-multiperil-rates-to-drop-statewide
52. Florida Division of Emergency Management, Know Your Zone evacuation zone lookup: https://www.floridadisaster.org/knowyourzone/
53. Florida Building Commission, Setting New Standards for Safety, the history of the Florida Building Code and the 1 March 2002 line: https://www.floridabuilding.org/fbc/publications/fbc.pdf
54. My Safe Florida Home, explainer for form OIR-B1-1802, the uniform wind mitigation inspection form: https://mysafeflhome.com/wp-content/uploads/2023/10/MSFH_Form-1802-Explained-Flyer_Alt-v3.pdf
55. South Florida Water Management District, regulatory permitting portal, holding permit 11-01474-P: https://www.sfwmd.gov/regpermitting
56. Florida Department of Revenue Form DR-15TDT, local option transient rental tax rates by county: https://floridarevenue.com/Forms_library/current/dr15tdt.pdf

Federal agencies

57. FEMA Flood Map Service Center, address search. This is the link to use for your own building: https://msc.fema.gov/portal/search
58. FEMA National Flood Hazard Layer map service, the effective zones, base flood elevation lines and map-amendment records: https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer
59. FEMA preliminary National Flood Hazard Layer, the March 2025 preliminary map now in appeal: https://hazards.fema.gov/arcgis/rest/services/PrelimPending/Prelim_NFHL/MapServer
60. FEMA, Community Rating System eligible communities list, April 2025, showing Collier County at Class 5: https://www.fema.gov/sites/default/files/documents/fema_crs_eligible-communities_apr-2025.pdf
61. FEMA, National Flood Insurance Program Community Rating System discount frequently asked questions: https://agents.floodsmart.gov/sites/default/files/media/document/2025-07/fema-nfip-community-rating-system-discount-faq-09-2024.pdf
62. FEMA glossary, mandatory purchase of flood insurance: https://www.fema.gov/about/glossary/mandatory-purchase
63. 42 U.S.C. 4012a, the federal flood insurance purchase requirement that attaches to the building: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title42-section4012a&num=0&edition=prelim
64. National Hurricane Center, Tropical Cyclone Report AL092022, Hurricane Ian: https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf
65. National Weather Service Miami, Hurricane Ian summary: https://www.weather.gov/media/mfl/news/HurricaneIanSummary.pdf
66. National Weather Service Miami, Hurricane Irma local report: https://www.weather.gov/mfl/hurricaneirma
67. National Weather Service Miami, Tropical Storm Debby impact narratives, August 2024: https://www.weather.gov/media/mfl/TropicalEventSummary/PSHMFL_2024AL04_Debby_ImpactNarratives.pdf
68. National Weather Service Miami, Hurricane Milton impact narratives, October 2024: https://www.weather.gov/media/mfl/TropicalEventSummary/PSHMFL_2024AL14_Milton_ImpactNarratives.pdf
69. NOAA, 2026 Atlantic hurricane season outlook update: https://www.noaa.gov/news-release/noaa-maintains-prediction-for-below-normal-atlantic-hurricane-season
70. United States Geological Survey 3D Elevation Program, elevation point query service: https://epqs.nationalmap.gov/v1/json
71. Federal Housing Finance Agency house price index for the Naples-Marco Island metropolitan area, via the Federal Reserve Bank of St. Louis: https://fred.stlouisfed.org/series/ATNHPIUS34940Q
72. United States Department of Housing and Urban Development, FY2026 fair market rent schedule: https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf
73. United States Census Bureau geocoder: https://geocoding.geo.census.gov/geocoder/

The Autumn Woods Community Association, the community’s own authority

74. Autumn Woods Community Association official website: https://autumnwoodscommunitynaples.com/
75. Autumn Woods Community Association, Cedar Ridge page: https://autumnwoodscommunitynaples.com/cedar-ridge/
76. Autumn Woods Community Association, frequently asked questions: https://autumnwoodscommunitynaples.com/faqs/
77. Autumn Woods Community Association, contact and management: https://autumnwoodscommunitynaples.com/contact
78. Declaration of Condominium of Cedar Ridge at Autumn Woods, association published copy: https://autumnwoodscommunitynaples.com/wp-content/uploads/cedar-ridge-declaration-declaration-of-covenants.pdf
79. Cedar Ridge Rules and Regulations: https://autumnwoodscommunitynaples.com/wp-content/uploads/cedar-ridge-rules-regulations-02-2012.pdf
80. Cedar Ridge 2026 sales application packet: https://autumnwoodscommunitynaples.com/wp-content/uploads/2026-cedar-ridge-sales-application-packet.pdf
81. Cedar Ridge 2026 lease application packet: https://autumnwoodscommunitynaples.com/wp-content/uploads/2026-cedar-ridge-lease-application-packet.pdf
82. Amended and Restated Master Declaration of Covenants, Conditions and Restrictions for Autumn Woods: https://autumnwoodscommunitynaples.com/wp-content/uploads/autumn-woods-amended-and-restated-declaration-of-covenants.pdf
83. Autumn Woods Master Rules and Regulations, adopted 23 May 2023: https://autumnwoodscommunitynaples.com/wp-content/uploads/awca-rules-and-regulations-adopted-5-23-2023.pdf
84. Autumn Woods Capital Improvement Transfer Fee amendment, May 2023: https://autumnwoodscommunitynaples.com/wp-content/uploads/awca-transfer-fee-5-27-2023.pdf
85. Autumn Woods New Owner Information packet: https://autumnwoodscommunitynaples.com/wp-content/uploads/autumn-woods-new-owner-information-2021-10-29.pdf
86. Autumn Woods Tropical Storm and Hurricane Plan, July 2022: https://autumnwoodscommunitynaples.com/wp-content/uploads/autumn-woods-community-association-tropical-storm-and-hurricane-plan-07-17-2022.pdf
87. Maple Brooke 2025 CPA-compiled financial statements, the only published financials in the community and the source of the derived 2025 master association figure: https://autumnwoodscommunitynaples.com/wp-content/uploads/12.31.25-cpa-complied-financial-statement.pdf
88. Collier County Ordinance 96-80, the 300 Acre Goodlette Road Planned Unit Development, certified copy: https://autumnwoodscommunitynaples.com/wp-content/uploads/Autumn-Wood-PUD-Ord-96-80.pdf

Healthcare, market bodies and news media

89. NCH Healthcare System, emergency services: https://nchmd.org/services/emergency-services/
90. NCH North Naples Hospital emergency department: https://locations.nchmd.org/fl/naples/nch-emergency-department-north-naples-hospital
91. NCH Naples facility directory, including the concierge medicine locations: https://locations.nchmd.org/fl/naples/
92. Physicians Regional North, the orthopedic and spine hospital without an emergency department: https://www.physiciansregional.com/physicians-regional-medical-center-north
93. Naples Area Board of REALTORS, market statistics for Collier County excluding Marco Island: https://www.nabor.com/realtor-tools/nabor-market-statistics
94. Florida Realtors, Florida market reports, the metropolitan area summary including Marco Island: https://www.floridarealtors.org/tools-research/reports/florida-market-reports
95. Gulfshore Business, Siena Lakes continuing care retirement community opens first phase: https://www.gulfshorebusiness.com/siena-lakes-continuing-care-retirement-community-opens-first-phase/
96. WGCU News, Hurricane Ian evacuation orders, September 2022: https://news.wgcu.org/2022-09-27/lee-county-issues-mandatory-evacuations-in-zone-a-partial-in-zone-b-shelters-set-to-open-in-lee-charlotte

Market data from Collier County Official Records, pulled September 2026. McGreevy and Comisar, Best Realtor for Cedar Ridge at Autumn Woods. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.