Coconut Isle is 16 detached block and tile pool homes on Brick Lane in Bonita Bay, Bonita Springs, built 1998 to 2002 on the Bay Island golf course, with 8 recorded sales in 60 months at a $2,100,000 median. Sell or buy with McGreevy and Comisar.
McGreevy and Comisar are the #1 real estate team in Southwest Florida selling and buying homes in Coconut Isle at Bonita Bay. Coconut Isle at Bonita Bay is a neighborhood of 16 detached single-family homes on one cul-de-sac street, Brick Lane, inside the master-planned community of Bonita Bay in Bonita Springs, Florida. The Lee County Property Appraiser’s field cards record every one of them as a concrete block and stucco house under a concrete tile roof with its own residential pool, spa and screened pool enclosure, built from 1998 to 2002, nine of them two stories and seven one story, with 2,610 to 4,812 heated square feet, and every lot touches the Bonita Bay Club parcel the county describes as the Bay Island golf course. Whether you’re ready to sell your Coconut Isle home or buy your next one, we’re the team that delivers: Top 1% Real Estate Agents Nationally Since 2008, the #1 team in Southwest Florida since 2012, and over $900 million in personal sales between Jesse McGreevy and Marc Comisar.
The Lee County qualified-deed record shows 8 Coconut Isle sales in the 60 months since November 2021 at a median of $2,100,000, ranging from $1,100,000 to $2,481,250, and the newest of them was recorded on January 22, 2026. Eight sales is a small sample, so we list every one of them below rather than lean on the median. The Southwest Florida MLS, pulled September 30, 2026, counted one Coconut Isle closing in the 12 months to that date and no home listed for sale on the pull date. If you are choosing an agent to sell or buy here, our comparison of the best real estate agents in Bonita Springs shows how local agents stack up on the public record.
This guide is built from the Lee County Property Appraiser parcel roll, all 16 Coconut Isle home field cards and the card for the common street tract (generated November 1, 2026), its qualified-sale file (index dated November 1, 2026), Lee County’s parcel and hydrography map layers, the Florida Department of Revenue’s sale qualification codes, the Bonita Bay Community Association’s public pages and street table, the Bonita Bay Club’s own course pages, FEMA’s National Flood Hazard Layer, Lee County’s evacuation layer, OpenStreetMap’s street and gate records, the City of Bonita Springs, Florida’s homeowners’ association statute and the Southwest Florida MLS figures pulled on September 30, 2026. Where the public record stops, we say so and name the document that answers the question.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.
McGreevy and Comisar are the best realtor for Coconut Isle at Bonita Bay because the case is on the record: the #1 team in Southwest Florida since 2012, Top 1% of agents nationally since 2008, over $900 million in personal sales, and a Coconut Isle market read built from every qualified Coconut Isle deed of the last five years, all 16 county home cards, the county’s water and golf parcels and FEMA’s flood layer at every lot.
If you’re searching for the best realtor for Coconut Isle in Bonita Bay, Bonita Springs, whether you’re ready to sell your Coconut Isle home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc.
That matters on Brick Lane for a specific reason. Sixteen homes on one short street, built within five years of each other, still split into two very different products: seven one-story split-plan houses of 2,610 to 3,538 heated square feet and nine two-story houses of 3,489 to 4,812, eight of them on a courtyard plan. The eight qualified deeds of the last 60 months run from $1,100,000 to $2,481,250, a spread of $1,381,250, and the three one-story sales recorded $1,100,000 to $1,837,500 while the five two-story sales recorded $2,050,000 to $2,481,250. A listing agent who prices a Coconut Isle home from a Bonita Bay average, or from the street median without separating the two products, can miss by several hundred thousand dollars in either direction.
Recent Coconut Isle track record (last 12 months): In the 12 months to September 30, 2026 the Lee County record holds one qualified Coconut Isle deed, 26429 Brick Lane at $1,837,500, recorded January 22, 2026. The Southwest Florida MLS, pulled September 30, 2026, shows the same sale closing at $1,837,500 against a $1,950,000 list price (94.2%) after 40 days on market. On the pull date no Coconut Isle home was listed for sale and none was pending; that may have changed since. We will walk you through that sale and every deed of the last five years.
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Selling your Coconut Isle home? Get a free home valuation → mcgreevyandcomisar.com/home-valuation OR call Jesse direct at (239) 898-6072.
Buying a home in Coconut Isle? Call Marc at (239) 287-5873 for a personalized buyer consultation, or read how we represent buyers in Southwest Florida.
Coconut Isle at Bonita Bay, section by section. Each link below jumps to its part of this guide, from the eight county deeds of the last 60 months and the 16 block and tile pool homes, one story or two, to the golf course and lakes we measured behind every lot, the two association layers, the flood line through the street, the comparison with Mira Lago, the seller section and the sources behind every figure.
Living in Coconut Isle at Bonita Bay means a block home with its own pool, spa and screened enclosure on a lot of about a quarter acre, on a 16-home cul-de-sac in the western part of Bonita Bay with the Bay Island golf course or one of its lakes behind every lot and the community’s high-rise towers across Bonita Bay Boulevard, with Bonita Bay’s paths, parks, gated entry and Private Beach through the master association and the Bonita Bay Club available only if you choose to join.
Every Coconut Isle home carries a Brick Lane address, from 26400 to 26449. The Bonita Bay Community Association’s own street table assigns Brick Lane to the Coconut Isle neighborhood and no other (BBCA Street and Neighborhoods); on the Lee County roll, every one of the 16 homes on Brick Lane is a Coconut Isle parcel in Bonita Bay Unit 41, and the county files all 16 in an appraisal neighborhood it labels “COCONUT ISLE AT BB.” OpenStreetMap shows Brick Lane as a short residential street that leaves Bonita Bay Boulevard at its south end and runs north to a dead end (OpenStreetMap, Brick Lane). By our straight-line measurement from the middle of the neighborhood, the Horizons tower at 4731 Bonita Bay Boulevard is under a tenth of a mile to the west, the Bonita Bay Club address on Country Club Drive is about 1.2 miles to the east, the Bonita Bay Marina’s published position about 1.2 miles to the south, the shops of the Promenade at Bonita Bay about 1.4 miles and the master association’s office at 3451 Bonita Bay Boulevard about 1.5 miles to the southeast.
A one-street village of 16 detached pool homes on one recorded plat. Coconut Isle legal descriptions read like “BONITA BAY UNIT 41 PB 60 PG 82 LOT 5”: the neighborhood was platted as Unit 41 of Bonita Bay, which is why a search of the county roll for the words “Coconut Isle” in the legal description finds none of its homes. Matching by street finds all 16. The county places them in two appraisal neighborhood codes, 86-131.3 on 8 cards and 86-131.6 on 8, both labeled “COCONUT ISLE AT BB,” and codes every one with the single-family use code and the planned development (PUD) zoning that covers Bonita Bay.
The plat numbered 18 lots, and five of today’s 16 home sites are combinations: 26401 Brick Lane is Lot 9 plus the east half of Lot 10, 26400 is the west half of Lot 10 plus the east half of Lot 11, 26412 is Lot 12 plus the west half of Lot 11, 26424 is Lot 14 plus part of Lot 15 (described in Official Records Book 3240, Page 3331), and 26436 is Lot 16 plus part of Lot 15. The lots measure 0.203 to 0.457 acre, about 8,800 to 19,900 square feet, with a median of 0.231 acre and 4.2 acres in all. The largest is 26412 Brick Lane (0.457 acre) at the northwest corner, where the street ends.
Coconut Isle is not an island. The name suggests water on every side, but on the county map the street is reached by land from Bonita Bay Boulevard, the water behind the west-side and north-end lots is two freshwater lakes inside the Club’s golf course parcel, and the east-side lots back onto the fairway ground of the same parcel. Some descriptions call these homes “villas”; on the public record they are detached single-family houses: every home has its own parcel, its own platted lot, its own pool and the single-family use code, and no wall is shared with a neighbor. Coconut Isle is not a condominium (no Coconut Isle entry appears on the state condominium register), not a dockfront boating street (no card records a dock, a boat lift or a seawall), and not part of the high-rise condominiums across the Boulevard. Some listing descriptions also describe what the neighborhood association maintains on each lot; we found no primary record that states it, so we do not repeat the claim, and the association’s budget and documents answer it in a sale.
Every Coconut Isle card records the same shell: concrete block walls finished in stucco (“CB STUCCO”), a concrete tile roof on an irregular roof structure, and a stem wall foundation on 13 homes or a slab on grade on the other 3. The county’s improvement types are split-level ranch (“S Ranch”) on 14 homes and split-level colonial (“S Colonial”) on 2, and the floor plans are courtyard on 8, split on 7 and traditional on 1. The cards grade construction quality “above average” and condition “average” on all 16, and record ceilings of 11 to 13 feet on 15 homes and 14 to 16 feet on one (26423). Every card records a brick, tile or paver driveway, a lawn irrigation system and an attached garage.
The cards record two stories on 9 homes and one story on 7, and the county’s parcel layer agrees on every one. The one-story homes run from 2,610 heated square feet (26441 Brick Lane) to 3,538 (26445), the two-story homes from 3,489 (26442) to 4,812 (26412). Every one of the 16 cards lists a residential pool and a spa among its extra features and records a screened pool enclosure, four of them two stories tall; the parcel layer flags a pool on all 16 as well. Garages are attached, from 385 to 933 square feet of garage area per home (median 558).
Bonita Bay has 12 miles of walking and biking paths connecting its neighborhoods, parks and the Club campuses, inside a gated community of 3,346 residences on about 2,400 acres (BBCA Media Brochure, January 2026). Brick Lane sits inside the Bay Island course: the Club’s course parcel wraps the street on the east, north and west, with a lake of about 4.1 acres beyond the north end and a lake of about 1.2 acres along the west side, both inside the course parcel on the county map. Beyond the west lake lie Bonita Bay Boulevard and the towers on the Estero Bay side of the community, with the Horizons condominium’s land within about 100 feet of the nearest Coconut Isle lot. The Bonita Bay Club describes Bay Island as the longest of its three Arthur Hills courses in Bonita Springs, one that “challenges golfers with water, sand, and dense vegetation” (Bonita Bay Club, golf).
McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, sell and buy in Coconut Isle, a 16-home street inside Bonita Bay where one story or two, lake or fairway behind the pool, the finished size and what has been redone since the early 2000s decide most of the price. Selling a Coconut Isle home? Start with a free Coconut Isle home valuation, or call Jesse direct at (239) 898-6072. Buying on Brick Lane? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. If you want to see what is listed right now, our Domain Realty Group team keeps the current Coconut Isle at Bonita Bay homes for sale on its own site.
Data updated: November 2026. Coconut Isle at Bonita Bay recorded 8 qualified sales in the 60 months since November 2021 at a $2,100,000 median, from $1,100,000 to $2,481,250, in the Lee County Property Appraiser recorded sales, through September 2026. The newest recorded Coconut Isle sale is January 22, 2026 (the index’s newest Lee County sale overall is September 25, 2026), and the MLS figures below are from the Southwest Florida MLS pull of September 30, 2026.
Two sources describe the same market from two angles. The Lee County Property Appraiser’s qualified-sale file records the deed consideration for every arm’s-length sale the Property Appraiser accepts as a market sale, and it is the primary recent-sales source on this page. The Southwest Florida MLS records the reported closing price of homes marketed through the MLS, plus asking prices, days on market and active listings, which the deed record cannot show. Where the two disagree on a sale, this page publishes the deed figure as the sale price and names the MLS figure once with its date; the county records the deed consideration, while the MLS records the reported closing price. They are never averaged. Eight qualified sales in five years on a 16-home street is fewer than ten, so we list every one of them and treat the median as a marker, not a price.
A 12-month window, since November 2025, holds one qualified Coconut Isle sale; a 24-month window holds two, a 36-month window five, a 48-month window seven and the 60-month window eight. The last qualified sale before the window opened was 26423 Brick Lane at $1,550,000 on August 20, 2021. We use the 60-month window, since November 2021, and list every sale in it. Every sale in the window was a resale; the last new Coconut Isle home on the roll was finished in 2002. The county’s summary of all recorded history, 44 qualified sales back to 1999, five of them sales of vacant lots before the houses were built, is not a current price and we do not present it as one.
| Recorded | Address | Stories and plan (card) | Behind the lot (our measurement) | Heated sq ft | Deed price | Per heated sq ft |
|---|---|---|---|---|---|---|
| February 28, 2022 | 26401 Brick Lane | Two story, courtyard | North lake | 4,584 | $2,300,000 | $502 |
| December 22, 2022 | 26441 Brick Lane | One story, split | Golf course | 2,610 | $1,100,000 | $421 |
| June 1, 2023 | 26424 Brick Lane | Two story, courtyard | West lake | 3,934 | $2,481,250 | $631 |
| January 18, 2024 | 26407 Brick Lane | Two story, courtyard | North lake | 4,067 | $2,400,000 | $590 |
| March 29, 2024 | 26445 Brick Lane | One story, split | Golf course | 3,538 | $1,750,000 | $495 |
| May 15, 2024 | 26435 Brick Lane | Two story, courtyard | Golf course | 3,995 | $2,150,000 | $538 |
| March 11, 2025 | 26412 Brick Lane | Two story, traditional | West lake | 4,812 | $2,050,000 | $426 |
| January 22, 2026 | 26429 Brick Lane | One story, split | Golf course | 2,928 | $1,837,500 | $628 |
The eight deeds total $16,068,750. Eight is an even count, so the median is the average of the fourth and fifth prices in order: sorted, the prices run $1,100,000, $1,750,000, $1,837,500, $2,050,000, $2,150,000, $2,300,000, $2,400,000 and $2,481,250, and the fourth and fifth average to $2,100,000. The per-square-foot median works the same way: the fourth and fifth of the eight sorted values ($421.5, $426.0, $494.6, $501.7, $538.2, $590.1, $627.6, $630.7) average to $520.0, a median of $520 per county heated square foot. No house recorded two qualified deeds in the window, so the eight deeds cover eight different homes, half the street. Five of the eight are two-story homes and three are one-story homes, which is most of the reason the range is so wide.
One qualified Coconut Isle deed was recorded in the 12 months to September 30, 2026: 26429 Brick Lane at $1,837,500, recorded January 22, 2026. It is a one-story split-plan home of 2,928 heated square feet on Lot 5, on the east side of the street with the golf course behind it. Its card dates a new screen enclosure, a natural stone pool deck, a pool heater and additional air-conditioning equipment to 2023, records impact glass as its opening protection and records a luxury vinyl interior floor, so the house that sold in 2026 had been updated since its previous qualified deed, $1,300,000 in January 2021. One sale is a data point, not a trend, and we do not read a direction for the street from it.
The county file also holds four nominal deeds on Coconut Isle homes inside the window, recorded at $0 or $100 between January 2023 and January 2026. Those are nominal-consideration transfers, not market sales, and the Property Appraiser does not qualify them; we leave them out of the table and the median. No priced Coconut Isle deed of the window was left out of the qualified set, so the eight sales above are every market sale the county recognized on Brick Lane in five years. The Florida Department of Revenue’s sale qualification codes explain how the Property Appraiser sorts deeds (Florida Department of Revenue, sale qualification codes effective January 1, 2026).
The Southwest Florida MLS, pulled September 30, 2026, counted one Coconut Isle closing in the 12 months to that date: 26429 Brick Lane, listed at $1,950,000 and sold for $1,837,500 on January 22, 2026 (94.2% of list) after 40 days on market, described as three bedrooms plus a den and three baths, with 2,928 square feet of living area on the MLS record, or $628 per MLS square foot. On the pull date no Coconut Isle home was listed for sale, no sale was pending, and the same pull’s 12-month rental search returned no leased Coconut Isle record. That is what the market showed on September 30, 2026; a home may have come to market since, so check the current listings before you plan around an empty street.
On the one closing both records count, the county deed and the MLS closing price agree to the dollar ($1,837,500), and both date it January 22, 2026. The county’s heated area for 26429 is 2,928 square feet, the same figure the MLS record carries, so the two per-square-foot figures for that sale ($627.6 on the county figure, $628 on the MLS figure) differ only by rounding. On other homes the two records can differ, because each measures by its own method, and the per-square-foot figures on this page say which denominator they use.
The county card separates the heated area from the garage, the open porches, the pool deck and the screen enclosure, and on the two-story Coconut Isle homes it adds the finished upper story to the heated total. Some two-story cards also record a “cathedral floor area,” the open volume of a two-story room, which the county does not count as a second floor of living space. A listing may quote a total area that includes the lanai or the garage, so a buyer comparing price per square foot should know which number a listing uses. On the eight deeds the per-square-foot figures run from $421 to $631, and the two lowest belong to the smallest one-story home (26441, 2,610 square feet, sold seven weeks after Hurricane Ian) and the largest two-story home (26412, 4,812 square feet).
With no Coconut Isle home listed on September 30, 2026, there was no asking price on the street to compare against the deeds. The one MLS closing of the year sold 5.8% below its list price after 40 days. When a Coconut Isle home next comes to market, read its ask against the deeds in the table that match its stories, plan, frontage, size and condition, not against the median alone: the three one-story deeds of the window recorded $1,100,000 to $1,837,500, and the five two-story deeds $2,050,000 to $2,481,250.
The eight deeds span $1,381,250, and the county record explains most of that spread without guessing at the rest. Stories and size: the three one-story homes that sold (2,610 to 3,538 heated square feet) recorded $1,100,000 to $1,837,500, a median of $1,750,000; the five two-story homes (3,934 to 4,812 heated square feet) recorded $2,050,000 to $2,481,250, a median of $2,300,000. Frontage: the four homes that sold with a lake behind the lot are all two-story homes ($2,050,000 to $2,481,250), and the four with the fairway behind the lot include all three one-story sales ($1,100,000 to $2,150,000), so on Brick Lane frontage and product type move together and the record cannot separate them. Time and condition: the lowest deed, 26441 at $1,100,000, was recorded on December 22, 2022, three months after Hurricane Ian, on the smallest house on the street; its card records no change dated after 1999, and the deed record does not say what was inside the house on the day it sold, so we do not guess. The county’s 2025 values, which cover all 16 homes rather than the eight that sold, put the 9 two-story homes at a median just value of $1,883,578 and the 7 one-story homes at $1,437,578.
The county record shows how far Coconut Isle prices have moved. The first qualified home sales on the file, from 1999 to 2001, ran $1,027,500 to $2,050,000 as the houses were new. From 2005 to 2007 qualified sales ran $1,200,000 to $2,085,500. From 2009 to 2015 they ran $900,000 to $1,600,000, and from March 2016 to August 2021 $1,000,000 to $1,595,000. Repeat sales tell the story best: 26429 Brick Lane recorded $1,027,500 in 2000, $1,200,000 in 2005, $1,300,000 in 2021 and $1,837,500 in 2026; 26424 went from $1,100,000 in 2013 to $1,550,000 in 2019 and $2,481,250 in 2023; 26435 from $1,080,000 in 2013 to $1,210,000 in 2017 and $2,150,000 in 2024; and 26445 from $962,500 in 2014 to $1,750,000 in 2024. Not every repeat sale rose in a straight line: 26407 recorded $2,085,500 in 2005, $1,595,000 in 2018 and $2,400,000 in 2024; 26401 recorded $2,050,000 in 2001, $1,600,000 in 2012 and $2,300,000 in 2022; and 26412 went from $1,910,000 in 2005 to $2,050,000 in 2025, twenty years later. The deed record does not say why a price moved, and we do not guess; the disclosures and the house itself explain a specific sale.
The table below runs the same county measure for Bonita Bay single-family neighborhoods: qualified deeds on single-family homes recorded in the 60 months since November 2021, from the same Lee County index (built November 1, 2026), with each neighborhood matched to the streets the master association’s street table assigns it. Each neighborhood’s own guide may quote a different window or match; this table keeps one window and one method for all of them.
| Neighborhood | Homes | Built | Heated sq ft | Deeds (60 months) | Median | Range | Median per heated sq ft |
|---|---|---|---|---|---|---|---|
| Coconut Isle (Brick Lane) | 16 | 1998 to 2002 | 2,610 to 4,812 | 8 | $2,100,000 | $1,100,000 to $2,481,250 | $520 |
| Mira Lago (Mira Way) | 29 | 1996 to 1998 | 2,670 to 4,081 | 9 | $1,900,000 | $1,300,000 to $2,750,000 | $622 |
| The Sanctuary (Sanctuary Way) | 62 | 1990 to 2000 | 2,560 to 5,251 | 10 | $1,940,000 | $1,350,000 to $3,200,000 | $630 |
| Woodlake (Woodlake Drive, Lakepointe Way, Royalfern Court) | 108 | 1985 to 2025 | 2,179 to 5,453 | 25 | $1,765,000 | $1,212,500 to $5,945,000 | $566 |
| Creekside (Creekview Drive and four courts) | 103 | 1991 to 2002 | 2,947 to 6,498 | 24 | $2,342,500 | $1,650,000 to $3,605,000 | $595 |
| Bermuda Cove (Isle Way) | 23 | 1996 to 1999 | 1,945 to 3,264 | 5 | $1,550,000 | $1,100,000 to $1,850,000 | $646 |
| Cranbrook (Thornbury Court and Lane) | 24 | 1989 to 2000 | 2,031 to 3,300 | 9 | $1,369,000 | $1,050,000 to $1,800,000 | $516 |
| Anchorage (Riverbank Drive) | 37 | 1991 to 1999 | 2,268 to 4,644 | 14 | $1,300,000 | $885,000 to $2,250,000 | $518 |
| Deerwood (Deerwood Court) | 15 | 1995 to 2005 | 3,493 to 7,640 | 6 | $2,839,000 | $1,600,000 to $5,400,000 | $604 |
| Ibis Cove (Ibis Cove, Green Heron and Plumage Courts) | 28 | 1993 to 2002 | 3,224 to 7,916 | 5 | $2,425,000 | $2,255,500 to $4,500,000 | $654 |
Coconut Isle’s median ($2,100,000) sits above Mira Lago ($1,900,000), The Sanctuary ($1,940,000) and Woodlake ($1,765,000) and below Creekside ($2,342,500), Ibis Cove and Deerwood, but its median per heated square foot ($520) is the lowest of the larger-home villages in the table, level with Cranbrook and Anchorage. The reason is size: Coconut Isle’s median home is 3,696 heated square feet, against 3,187 at Mira Lago and 3,193 at The Sanctuary, and its sales skew toward the large two-story houses. Per square foot, a Coconut Isle buyer pays less than at Mira Lago or The Sanctuary; per house, more. The Sanctuary’s lowest heated figure here is its November 1, 2026 card for 4209 Sanctuary Way (2,560 square feet), as published on that neighborhood’s guide; the older roll extract carried a 4281 Sanctuary Way figure of 2,391.
For a buyer, the record says Coconut Isle trades once or twice a year at most (8 qualified deeds in 60 months on 16 homes, one in the last 12) and that nothing was listed on September 30, 2026, so patience and a ready file matter more here than on a large street. Its prices since 2022 have run well above the pre-2021 range, so the deeds of 2022 to 2026 are the comparables that count, and the one-story and two-story deeds should be read as two separate markets. For a seller, the same record says the street supports prices above $2,000,000 for a two-story home (all five two-story deeds of the window cleared it) and up to $1,837,500 for a renovated one-story home. With so few sales, the closest matching deeds, the county’s values for all 16 homes and the condition of the house carry more weight than any neighborhood median.
Coconut Isle grew out of the Bonita Bay master plan as Unit 41: its 18 lots and Tract A were recorded on one plat (Plat Book 60, Page 82), its neighborhood association was filed with the state in 1997, the lots sold to their first owners from 1998 to 2001, and the homes were finished from 1998 to 2002.
The Bonita Bay Community Association was established in 1985, and the community now covers about 2,400 acres with 3,346 residences across condominiums, high-rises, coach homes and single-family neighborhoods (BBCA Media Brochure, January 2026). The original Declaration of General Protective Covenants and Restrictions for Bonita Bay was recorded on April 3, 1985 at Official Records Book 1778, Page 3516, and the current master Declaration was recorded on June 22, 2011 as Lee County Instrument 2011000142834. The master association frames the community between Spring Creek to the north, the Imperial River to the south and Estero Bay to the west (BBCA, vision); Coconut Isle sits in the western part of the community, inside the Bay Island course and just east of the Bonita Bay Boulevard towers. The City of Bonita Springs, which incorporated in 1999, now governs the land (City of Bonita Springs, history).
The county roll dates the houses from 1998 to 2002: one in 1998, three in 1999, seven in 2000, four in 2001 and one in 2002. The field cards carry the plat’s lot sales: the whole of Unit 41 changed hands in two bulk deeds of December 1996 and March 1997, groups of lots changed hands in late 1997 and 1998, and individual lots then sold to their first owners from 1998 to 2001, most at $400,000 on the county file, before each house was built. The first qualified sales of finished homes on the county file date from 1999 to 2001. Every home on the roll was finished within the five years, so Coconut Isle reads as one coherent street of one era with two house types. We do not name a builder or developer, because no primary record we read this month identifies one.
The association’s one common parcel on the county roll is Tract A of the plat, 0.57 acre, which the county addresses as “RIGHT OF WAY”: the Brick Lane street itself. It names the Coconut Isle Neighborhood Association as owner. The county card for the tract records no building and no pool, so Coconut Isle has no neighborhood pool or clubhouse on the roll; every home has its own pool and spa instead. The two lakes behind the west-side and north-end lots are not association land: on the county map both lie inside the Bonita Bay Club’s Bay Island course parcel.
Coconut Isle owners belong to the Bonita Bay Community Association, a Florida not-for-profit corporation (document N07041, filed January 10, 1985) operating as a homeowners’ association under Chapter 720, Florida Statutes, and to the Coconut Isle Neighborhood Association, Inc., a Florida not-for-profit corporation filed in 1997 under document number N97000006651, active, with a professional management company in Bonita Springs as its address of record. The state’s corporate search refused our automated check on November 1, 2026, so we cite the record by its document number as it is reproduced by business-record directories; confirm the association’s current record, officers and status with the Division of Corporations and in the documents delivered with a sale. The neighborhood association’s role is set by its own recorded documents, and those documents, not a summary, govern what it maintains and what it charges.
Coconut Isle’s homes are 16 detached single-family houses that the Lee County Property Appraiser records as concrete block and stucco construction under concrete tile roofs, built 1998 to 2002, from 2,610 to 4,812 heated square feet (median 3,696), each with its own residential pool, spa and screened enclosure: 7 one-story homes on a split plan and 9 two-story homes, 8 of them on a courtyard plan.
| Measure (county roll, field cards and parcel layer, November 1, 2026) | One-story homes | Two-story homes |
|---|---|---|
| Homes (single-family use code) | 7 | 9 |
| Year built | 1998 to 2002 | 1999 to 2001 |
| Floor plan (card) | Split on all 7 | Courtyard 8, traditional 1 |
| Heated area | 2,610 to 3,538 sq ft (median 2,928) | 3,489 to 4,812 sq ft (median 3,995) |
| Bedrooms (roll) | Three on 6, four on 1 | Three on 4, four on 5 |
| Exterior wall and roof (card) | Concrete block and stucco, concrete tile, on all 7 | Concrete block and stucco, concrete tile, on all 9 |
| Residential pool and spa (card) | 7 | 9 |
| Foundation (card) | Stem wall on all 7 | Stem wall 6, slab on grade 3 |
| Lot (parcel layer) | 0.203 to 0.286 acre (median 0.209) | 0.204 to 0.457 acre (median 0.290) |
| Behind the lot (our measurement) | Fairway 5, lake 2 | Lake 7, fairway 2 |
| 2025 just value | $1,104,002 to $1,804,733 (median $1,437,578) | $1,646,752 to $2,409,135 (median $1,883,578) |
Across all 16 homes the roll records three bedrooms on 10 and four on 6, and the cards record three baths on 6 homes, three and a half on 2, four on 1, four and a half on 6 and five on 1. The 2025 just values total $27,944,790, a median of $1,705,910, and the 16 homes hold 57,861 heated square feet in all.
Every one of the 16 cards records one living unit in the building, and every home has its own parcel number, its own platted lot (or combination of lots) and the single-family use code: these are freestanding houses on fee-simple lots, not attached homes or condominium units, whatever a listing calls them. The lots measure 0.203 to 0.457 acre on Lee County’s parcel layer, a median of 0.231 acre and 4.2 acres in all. The house, the pool and its deck, the enclosure, the driveway and the yard sit on the owner’s lot; the street belongs to the Coconut Isle association, and the course and lakes behind the lots belong to the Bonita Bay Club. What the association maintains on the owner’s side of the line, if anything, is set by its recorded documents and budget, which come with the disclosure package in a sale.
The county’s improvement types are split-level ranch on 14 homes and split-level colonial on 2 (26401 and 26412). The pattern on the cards is clean. All seven one-story homes are split plans, with the primary suite apart from the guest rooms, from 2,610 to 3,538 heated square feet. Eight of the nine two-story homes are courtyard plans, with the rooms arranged around an open court and a finished upper story of 475 to 1,033 square feet, and the ninth, 26412, the largest home on the street at 4,812 square feet with a 1,499-square-foot upper story, is a traditional plan. Three two-story cards record a cathedral floor area, three record a balcony, and 26442 records a lower garage of 508 square feet beneath its upper story. Ceilings are 11 to 13 feet on 15 cards and 14 to 16 feet on one (26423). A listing may add a den or study the roll does not count as a bedroom (the 2026 sale of 26429 was described on the MLS as three bedrooms plus a den), so confirm the plan on a showing.
Every one of the 16 cards lists a residential pool and a spa among its extra features, and the county’s parcel layer flags a pool on all 16. Fourteen cards list an A/C-type pool heater and ten a heat exchanger; three list a disappearing edge (26400, 26412 and 26441), three a waterfall feature (26412, 26423 and 26435) and three a four-foot aluminum fence (26418, 26436 and 26442). Every card records a screened pool enclosure, two stories tall on four homes (26401, 26407, 26412 and 26424), and eight date an enclosure newer than the house around it: 26436 (2012), 26442 (2014), 26429 (2023), 26401 (2024), 26418, 26435 and 26449 (2025) and 26400 (2026); the card does not say why each was replaced. 26401’s card also dates its pool, spa, pool heater and stone deck to 2024, so that pool was rebuilt after its 2022 sale. No card records an outdoor kitchen or a fireplace.
Every card records an attached garage, from 385 to 933 square feet of garage area per home (median 558), and every card records a brick, tile or paver driveway and a lawn irrigation system. Thirteen cards record additional air-conditioning units, and one (26448) records a generator dated 2002. No card records a residential elevator, a dock, a boat lift or a seawall.
Coconut Isle’s homes are block and stucco under tile, so the inspection list is the classic Southwest Florida one for houses of 1998 to 2002. Ask for the age and permit of the tile roof and its underlayment, the condition of the stucco and any cracks at openings, the wind mitigation report (roof deck attachment, roof-to-wall connection, opening protection), the four-point report an insurer will want on an older house, the age of the air-conditioning systems and the pool equipment, the pool shell, deck and enclosure, the plumbing type and any repiping, and the elevation certificate. On the two-story homes add the upper-floor balconies and the two-story enclosures. Seven cards record some form of opening protection: impact glass (2), panel or accordion shutters (2), impact glass with shutters (1), panel and manual shutters (1) and shutters on part of the home (1); nine cards record none. The cards grade condition “average” on all 16 homes; the grade describes the county’s cost model, not a renovation. The City of Bonita Springs permit history by address shows what has been replaced and when (City of Bonita Springs, apply for a building permit). The Florida Building Code, 8th Edition (2023), governs any work done now (Florida Building Commission).
The Property Appraiser’s 2025 just values for the 16 homes run from $1,104,002 (26400 Brick Lane) to $2,409,135 (26424), a median of $1,705,910, and total $27,944,790. By the county’s own land coding, the 8 lake-class lots carry a median of $2,021,278 and the 8 golf-class lots $1,459,857, mostly because six of the eight lake-class homes are two-story houses. Just value is the county’s estimate as of January 1 for tax purposes, not a sale price; the 60-month deed median of $2,100,000 sits above the median just value, and a buyer should expect the assessed value, and with it the tax bill, to reset the year after a purchase, because a seller’s homestead assessment cap does not transfer with the house. The Lee County Property Appraiser and the Lee County Tax Collector publish each parcel’s value and bill.
Coconut Isle is a golf-course street: on the county map every one of its 16 lots touches the Bonita Bay Club parcel the county describes as Bay Island Golf Course, nine of them where that parcel is a lake (about 4.1 acres at the north end, about 1.2 acres along the west side) and seven where it is the course itself, so every home has the course or open water behind it; no county record shows a dock, a boat lift or a seawall.
On November 1, 2026 we read the land line on all 16 Coconut Isle home cards at the Lee County Property Appraiser, and overlaid the Coconut Isle parcels on Lee County’s parcel and hydrography map layers (Lee County parcel layer; Lee County hydrography layer), measuring from the edge of each lot to the edge of the nearest water body and the nearest golf course parcel. The results:
| Lot group (measured edge to edge) | Lots | Addresses | What the county map shows behind the lot |
|---|---|---|---|
| North lake | 3 | 26400, 26401 and 26407 Brick Lane | A freshwater lake of about 4.1 acres within about 11 feet of the lot line, inside the Club’s course parcel |
| West lake | 6 | 26412, 26418, 26424, 26436, 26442 and 26448 Brick Lane | A freshwater lake of about 1.2 acres within about 11 feet of the lot line, inside the Club’s course parcel |
| Fairway | 7 | 26417 to 26449 Brick Lane, odd numbers | The lot touches the Club’s course parcel; the nearest lake is 50 to 182 feet away |
The county’s own coding agrees in most places and differs in one. Its land lines class 8 lots as lake frontage (the three north-lake lots and five of the west-lake lots) and 8 as golf frontage (the seven fairway lots plus 26412). 26412, at the northwest corner where the street ends, is coded golf but lies within about 2 feet of the west lake on the map. The card, not a distance, decides the county’s classification, and the view from the lanai decides what a buyer will pay for. All distances are measured on the county’s map layers, not surveyed; a survey decides the true boundary of any lot.
The parcel behind every Coconut Isle lot is a 113.6-acre Bonita Bay Club course parcel whose county legal description begins “Bay Island Golf Course Area #9 10 11 12,” and both lakes behind the west-side and north-end lots lie inside it. The Club describes Bay Island as one of three Arthur Hills courses on its Bonita Springs campus, “the longest of the three” (Bonita Bay Club, golf), and a Club release of November 8, 2019 announced its reopening on November 14, 2019 after a $6 million renovation of fairways, bunkers and irrigation (PR Newswire, Bay Island reopening). We found no primary record that ties a specific Coconut Isle lot to a specific hole, so we leave that to the Club’s course map and a walk of the street. Golf frontage does not come with Club membership: the course belongs to the Bonita Bay Club, and owners join, or not, on the same terms as everyone else. Errant balls, course maintenance hours and the Club’s own rules on its land are part of life on a golf lot, and the master association’s Design Review governs fences, screening and plantings along the course edge.
The north lake, about 4.1 acres on the county’s hydrography layer, sits beyond the north end of the street behind 26400, 26401 and 26407. The west lake, about 1.2 acres, runs along the west side behind 26412 to 26448 (even numbers) and separates Coconut Isle from Bonita Bay Boulevard and the towers beyond it. Both are freshwater water bodies inside the Club’s course parcel and part of the community’s surface water management system, not navigable canals, and neither is association land. What a buyer sees across each lake (fairway, Boulevard landscaping or the towers) is for a site visit.
Coconut Isle sits beside the Bonita Bay Boulevard high-rises. The land of the Horizons condominium at 4731 Bonita Bay Boulevard lies within about 100 feet of the nearest Coconut Isle lot, and the Vistas and Estancia towers stand about 0.14 and 0.21 mile from the middle of the street by straight line. For a buyer that means a short walk to the Boulevard and the Estero Bay side of the community, and towers in the view from some west-side and north-end lanais; for a seller it means a buyer who is also touring tower condominiums on the same morning.
No Coconut Isle field card lists a dock, a boat lift or a seawall, and the boat dock and seawall fields on Lee County’s parcel layer are empty for all 16 homes. The lakes belong to the Club’s course parcel, and building anything at their edge would need the Club as landowner, master association Design Review approval under §9.2 of the master Declaration and the Coconut Isle association’s own review; the South Florida Water Management District regulates the surface water management system the lakes belong to (South Florida Water Management District; Florida DEP).
The Bonita Bay Marina is a semi-private, full-service marina on the Imperial River with direct access to Estero Bay and the Gulf, “created and owned by a group of resident investors” and operated separately from both the master association and the Club. The master association lists 326 dry storage spaces for boats up to 36 feet and 98 wet slips for vessels up to 16,000 pounds, with a ship’s store, boat launch, bait, fuel and on-site repair; additional fees apply (BBCA, marina and Backwater Jacks). The January 2026 brochure confirms that the Marina and the Club “operate as separately owned and managed member-exclusive entities.” Spotlight News reported that 39 resident investors bought the marina and restaurant in July 2013 (Spotlight News). By straight line the marina’s published GPS position is about 1.2 miles south of the middle of Coconut Isle.
The specification that matters most is draft: the marina publishes a maximum draft of 36 inches, set by its permitting agreement (Bonita Bay Marina, about the marina). Check your boat’s draft and length against the marina’s rules before you buy around a boat. Backwater Jacks, the waterfront restaurant at the marina, is open for dining to all residents (Backwater Jacks; Bonita Bay Marina). Slip and storage availability and fees are set by the marina, not by either association.
A Coconut Isle home comes with its own pool, spa and screened enclosure on its own lot, the neighborhood’s street, and Bonita Bay’s paths, three waterside parks, gated entry, Community Patrol and Private Beach through the master association; the Bonita Bay Club’s golf, racquet sports, fitness and dining come only if you join, and marina slips and storage only if you rent them.
Coconut Isle’s one common tract, the street, carries no building and no pool on the county roll, so the neighborhood has no shared pool or clubhouse of its own. Every one of the 16 homes has a residential pool and a spa on its card instead, and every one a screened enclosure. For a buyer the trade is simple: the pool, its heater, its enclosure and its upkeep belong to the house unless the neighborhood documents say otherwise, and nothing about a pool is shared with neighbors.
Every Coconut Isle owner is automatically a member of the Bonita Bay Community Association, which maintains “grounds, roads, streetlights, lake and storm water management, plus all of our recreational parks including the Private Beach,” runs the Community Patrol and staffs the Design Review Department (BBCA, Community Association). Homeowners “gain membership and access to all Association amenities” (BBCA, realtor and buyer resources). None of this requires a Club membership.
Bonita Bay is “a master-planned, gated residential community,” in the master association’s words (BBCA Media Brochure, January 2026), and the master association’s Community Patrol works inside the gates (BBCA, Community Association). OpenStreetMap maps the community’s entry gates on Bonita Bay Boulevard about 1.4 miles east of Coconut Isle by straight line (OpenStreetMap, Bonita Bay Boulevard entry gate) and no gate on Brick Lane itself, so Coconut Isle is reached through Bonita Bay’s gates rather than a gate of its own; a tour shows the street’s entry as it is today. Visitor and vendor access runs through the association’s procedures, delivered with the documents at purchase. Law enforcement is the Lee County Sheriff’s Office.
Bonita Bay has “three onsite parks and a Private Beach located only a short drive from the front gates” (BBCA, the parks of Bonita Bay). Estero Bay Park, in the northwestern corner, has an 800-foot boardwalk through coastal mangroves to a private pier on Estero Bay, a butterfly garden, nature trails and shell mounds the association dates to 5,000 years ago. Riverwalk Park, on the Imperial River at the southern edge, has a boat ramp, kayak launch, bocce and pickleball. Spring Creek Park, on the northern border, has a kayak and canoe launch dock, bocce and an observation deck. The master association’s maps show where they are (BBCA property maps; facilities and amenities map).
Bonita Bay’s Private Beach is a Gulf-front facility owned by the master association on Hickory Boulevard, outside the main gates. It “sustained total destruction during Hurricane Ian,” was rebuilt in concrete with breakaway walls and reopened on November 13 (BBCA, Private Beach). It is an amenity of every Coconut Isle owner through the master association, with a resident shuttle; the master association’s facilities map shows the shuttle stops.
The 12 miles of paths (trails map) connect Brick Lane to the parks and the Club campuses. The master association lists its grounds and environmental awards, including its Audubon certification, in its 2026 awards summary (BBCA Awards and Recognitions 2026), and its lifestyle page describes community programming (BBCA, style of living).
The Bonita Bay Club is an optional, separately owned, member-owned private club inside Bonita Bay, with five championship golf courses on two campuses, a sports center, a Lifestyle Center and dining. Buying a Coconut Isle home, even though every one of its 16 lots touches the Club’s Bay Island course parcel, does not make you a Club member and does not require you to join; membership is a separate decision with its own fees.
“Bonita Bay Club is a separate entity within the community of Bonita Bay,” the Club says (Bonita Bay Club, our community). The master association describes the Club as operating independently, with five courses (three designed by Arthur Hills and two by Tom Fazio), 16 Har-Tru tennis courts and 15 pickleball courts (BBCA, Bonita Bay Club). The two Fazio courses, Cypress and Sabal, are on the Club’s Naples campus (Bonita Bay Club, golf); the Sports Center, Lifestyle Center and dining pages describe the rest. By our straight-line measurement the Club address at 26660 Country Club Drive is about 1.2 miles from the middle of Coconut Isle, and the Club’s Bay Island course parcel runs along the back of all 16 lots.
Members bought the Club from the developer in 2010 for $11.5 million, $7.5 million of it real estate, as the Business Observer reported (Business Observer, April 2, 2010). A Club release says members approved a $110 million clubhouse project in May 2026 and that about $250 million has been reinvested since members acquired the Club (Hunter PR release). A Club release dated November 8, 2019, before Hurricane Ian, announced the reopening of the renovated Bay Island course, the course behind every Coconut Isle lot, (PR Newswire, Bay Island reopening).
Bonita Bay Club membership is optional and separate from home ownership. The Club does not publish initiation fees or dues on its public website; the Club’s membership office provides the current schedule. A Coconut Isle owner can skip the Club entirely and use the home’s own pool and the master association’s paths, parks and Private Beach, or join for golf or racquet sports. Either way, the Club is a cost only if you choose it, and a membership does not transfer with a Coconut Isle deed unless the Club’s own rules say so.
Coconut Isle owners pay the Bonita Bay Community Association master assessment and the assessment of the Coconut Isle Neighborhood Association, Inc., plus their own property taxes and insurance. Neither association publishes its assessment on a public page, and Bonita Bay has no CDD, so the real numbers come from the estoppel certificates in the sale.
Bonita Bay Community Association does not publish its master assessment or resale charges on its public website. Every owner pays the master assessment plus any neighborhood or condominium association assessment. Current figures, including any charge due at closing, appear in the estoppel certificate and the §720.401 disclosure summary provided in the sale (Section 720.401, Florida Statutes). The Coconut Isle association’s assessment appears in its own estoppel certificate, which Florida law requires an association to issue on request within a set time and fee schedule (Section 720.30851, Florida Statutes).
The Coconut Isle association levies whatever its recorded documents authorize. It owns one parcel of common land on the county roll, the Brick Lane right of way in Tract A (0.57 acre), so its budget can be expected to cover the street and the management company named as its address of record; the lakes behind the lots belong to the Club’s course parcel, not to the association. Whether it also covers anything on the owners’ lots, such as lawn care, irrigation, pool service or exterior painting, is a question its documents and budget answer; some listing descriptions say it does, but we found no primary source that says so, and we do not repeat the claim. We have not read the declaration, and the association publishes no budget on a public page, so the estoppel certificate and the annual budget, which an owner may inspect under Section 720.303 (Section 720.303, Florida Statutes), answer those questions.
The Bonita Bay Community Association (Florida not-for-profit corporation, document N07041, active, filed January 10, 1985) operates as a homeowners’ association under Chapter 720, Florida Statutes. Its assessment funds the common areas and roads, streetlights, lake and stormwater management, the three parks, the Private Beach, the Community Patrol, the Design Review Department and community programming. The dollar amount is not published.
Club membership is optional and separate from home ownership, and the Club does not publish its initiation fees or dues. It is a cost only if you choose to join.
Bonita Bay has no Community Development District and no special taxing district. Lee County’s published list of special districts names nearby CDDs, including Bay Creek, Bayside Improvement, the two Brooks of Bonita Springs districts, Bonita Landing and Saltleaf, but no district for Bonita Bay. The Bonita Springs Fire Control and Rescue District on that list is an independent fire district covering the area, not a Bonita Bay district, and it appears on every Bonita Springs tax bill; all 16 Coconut Isle home parcels carry the tax district “City of Bonita Springs / Bonita Springs Fire” on the county parcel layer.
Property taxes are set by the City of Bonita Springs, Lee County, the School District and the other taxing authorities on the Lee County bill; the parcel’s TRIM notice and tax bill from the Lee County Tax Collector itemize every line for a specific home. A buyer’s bill depends on the buyer’s exemptions and the new assessed value after the sale, not the seller’s bill. Insurance on a Coconut Isle house is the owner’s to carry, with flood a separate policy. Every owner pays electricity to Florida Power and Light and water and sewer to Bonita Springs Utilities, and the pool, spa, heater and screen enclosure are the owner’s to run and maintain unless the neighborhood documents assign any of it to the association.
The recorded 2011 master Declaration contains a buyer-paid resale reserve assessment, and a later master association written statement describes a different formula; no recorded amendment reconciling the two has been located. We therefore do not publish either figure as the current charge. The master association’s estoppel certificate states what is due at a Coconut Isle closing, and the neighborhood association’s estoppel states anything owed to it (Section 720.30851, Florida Statutes).
Budget the neighborhood and master assessments from their estoppel certificates, a homeowner’s and windstorm quote and a flood quote for the specific address, the property tax on the parcel’s tax bill, utilities, pool service and the upkeep of a house and lot of about a quarter acre. On a block home of 1998 to 2002 with a pool, spa and screen enclosure, and on the two-story homes a two-story enclosure, the tile roof, the air-conditioning systems, the pool equipment and enclosure, and the wind mitigation report drive the cost of ownership more than anything else you can control, so order the inspections early. The state’s insurance consumer offices explain the policy types (Florida Office of Insurance Regulation; Florida Department of Financial Services, consumer services).
Special assessments at Coconut Isle can come from two associations: the Bonita Bay Community Association, whose board approved a $500 per unit beach-rebuild assessment on March 20, 2025, due June 30, 2025, and the Coconut Isle association, whose pending or approved assessments appear on its estoppel certificate.
A recap of the master association’s March 20, 2025 special board meeting, posted on March 26, 2025 by the Wild Pines of Bonita Bay association, reports that the board approved a special assessment of $500 per unit for the rebuild of the Private Beach facility, with payment due by June 30, 2025 (Wild Pines of Bonita Bay, recap of the March 20, 2025 meetings). That assessment is past; a Coconut Isle buyer’s title agent confirms on the master estoppel that nothing remains owed on the home being purchased.
Whether the Coconut Isle association has levied, approved or is considering a special assessment of its own, for the street or anything else, is a question for its estoppel certificate, its budget and its board meeting records, which owners can inspect under Section 720.303. We do not state what those records contain. A buyer who asks for the budget, the reserve schedule and recent board minutes before the inspection period ends is in the best position to negotiate. Florida law requires the estoppel certificate to list assessments due and any pending special assessment.
Coconut Isle is governed by two sets of documents: its own neighborhood documents (the recorded plat of Bonita Bay Unit 41, the neighborhood declaration recorded at the Lee County Clerk, and the association’s articles, bylaws and rules) and the Bonita Bay master Declaration, recorded June 22, 2011 as Lee County Instrument 2011000142834.
The Lee County Clerk’s search portals block automated access, so we could not open the Coconut Isle declaration this month, and we do not cite it by book and page; a buyer or title agent retrieves it, with any amendments, by book and page or instrument number at the Clerk, and the association delivers its current documents in a sale.
Every Coconut Isle home is a single-family parcel inside the Bonita Bay master association, so the homeowners’ association statute applies. Section 720.401 requires the seller to give a prospective buyer a disclosure summary before the contract is signed, stating that the buyer must join the association, that assessments are owed and may change, and that restrictive covenants govern the property; a contract signed without it is voidable by the buyer before closing (Section 720.401, Florida Statutes). The master Declaration (§12.13) repeats that duty for every Bonita Bay transfer. Section 720.303 governs an association’s official records and an owner’s right to inspect them (Section 720.303, Florida Statutes), and Section 720.3085 makes a buyer jointly liable with the seller for assessments unpaid at the transfer, which is why the estoppel certificate matters (Section 720.3085, Florida Statutes). Florida’s real estate contract forms also carry the state-required flood disclosure for residential sales (Section 689.302, Florida Statutes).
On Brick Lane most exterior projects are visible from the golf course, a lake, the street or, on the west side, the Boulevard and the towers: a new roof color or tile, impact windows or shutters, a replacement screen enclosure (two stories tall on four homes), a pool remodel, an outdoor kitchen, a generator, a fence along the course or plantings at the lake edge. Anything visible from outside goes to the Coconut Isle association’s review under its own documents and to master association Design Review under §9.2 before it goes to the City for a permit. Eight cards date an enclosure newer than the house, six of them from 2023 to 2026, so neighbors have recent approvals a buyer can ask about. Begin the approvals before you order materials; Design Review standards may be stricter than the building code.
Coconut Isle at Bonita Bay is not described as a 55-and-over community in any source we reviewed: the master Declaration provisions summarized on this page, the Lee County roll and the master association’s public pages set no age restriction, so buyers of any age can purchase a Coconut Isle home.
If an age restriction ever mattered to a purchase or sale, it would have to appear in the recorded neighborhood documents and meet the federal housing-for-older-persons rules, so confirm it in the documents delivered with the sale rather than relying on marketing. Federal fair housing law protects every buyer regardless of race, color, national origin, religion, sex, familial status or disability (HUD, fair housing).
A Coconut Isle owner can lease the home subject to the Coconut Isle neighborhood documents, which set any neighborhood leasing terms, and the Bonita Bay master Declaration, which sets no minimum lease term but binds every tenant to the governing documents. The Southwest Florida MLS pull of September 30, 2026 showed no leased Coconut Isle record in the prior 12 months.
Data updated: November 2026. The Southwest Florida MLS, pulled September 30, 2026, returned no Coconut Isle row in its 12-month rental pull: no lease closed through the MLS and no rental listing was active on the pull date. That is not proof that no Coconut Isle home is leased, because a lease arranged privately never reaches the MLS, but it does mean there is no recent MLS rent figure for the neighborhood. A buyer modeling rental income should test any assumption against comparable Bonita Bay single-family leases and the neighborhood documents.
The master Declaration’s leasing language provides that any lease “shall provide or be deemed to provide that the tenant and all occupants of the leased Unit are bound by” the governing documents; it sets no minimum lease term, no cap on leases and no lease approval, and where a neighborhood’s documents are more restrictive, the more restrictive controls. The Coconut Isle neighborhood documents are where any minimum term, frequency limit or approval process would live. Some listing descriptions quote a Coconut Isle lease minimum and an annual limit; we found no primary source for either figure, so we do not repeat them. Read the documents in the disclosure package before you plan a rental.
No public Bonita Bay or Coconut Isle document we reviewed authorizes nightly or weekly rentals, and the master association’s rules bind tenants like owners. With no recent MLS lease on Brick Lane, the rental case rests on comparables from other Bonita Bay neighborhoods; the realistic case is an owner who uses the home part of the year and may lease it for a season, offsetting carrying costs rather than producing a high year-round yield on a $2,100,000 median purchase.
Pet rules at Coconut Isle come from the Coconut Isle neighborhood documents and the master association’s Rules and Regulations, not from the recorded Bonita Bay master Declaration, which contains no pet provision. We found no published Coconut Isle pet rule, so the number, size and type of pets must be read in the neighborhood documents before you buy.
Leash, waste and nuisance rules apply in Bonita Bay’s common areas, parks and paths. On the 9 lots that sit within a few feet of a lake, and on every lot that backs onto the course, keep dogs away from the water’s edge, where alligators live, and remember that a screened pool enclosure is not a fence. Under federal fair housing law, properly documented assistance animals are protected regardless of any pet rule (HUD, fair housing). Request the current rules early in your inspection period if you have a pet.
Coconut Isle at Bonita Bay straddles a FEMA flood line: the center point of 6 of its 16 home lots falls in Zone AE with a base flood elevation of 10 feet (NAVD88) and the center of the other 10 in shaded Zone X, the 0.2 percent annual chance coastal area, and every lot outline touches the AE area, all on FIRM panel 12071C0652G, effective November 17, 2022, inside the City of Bonita Springs (NFIP community 120680) and Lee County Evacuation Zone A. The City’s CRS Class 5 rating gives NFIP policies a 25% discount.
On November 1, 2026 we took the center point of every Coconut Isle lot, and the full outline of every lot, from Lee County’s parcel layer and intersected them with FEMA’s National Flood Hazard Layer (FEMA NFHL), and ran five of them, spread along the whole street, against FEMA’s panel index and Lee County’s evacuation zone layer (Lee County Evacuation Zones). We used the US Census geocoder (Census geocoder) to locate the offices and places whose distances this page gives.
| Address | Position | Flood zone at the lot center | Base flood elevation | FIRM panel | Evacuation zone |
|---|---|---|---|---|---|
| 26400 Brick Lane | North end, north lake | X, 0.2 percent annual chance coastal area | None set | 12071C0652G | A |
| 26412 Brick Lane | Northwest corner, west lake | X, 0.2 percent annual chance coastal area | None set | 12071C0652G | A |
| 26429 Brick Lane | East side, golf course | AE, coastal floodplain | 10 ft | 12071C0652G | A |
| 26442 Brick Lane | West side, west lake | X, 0.2 percent annual chance coastal area | None set | 12071C0652G | A |
| 26449 Brick Lane | Southeast corner, golf course (Lot 1) | AE, coastal floodplain | 10 ft | 12071C0652G | A |
Across all 16 lots, the center point falls in Zone AE at 10 feet on 6 (26417, 26429, 26435, 26436, 26448 and 26449) and in shaded Zone X on the other 10. The outlines tell the fuller story: every one of the 16 lot outlines touches the AE area at 10 feet somewhere, 15 of them also reach into shaded Zone X, and the outline of 26449, at the southeast corner by the entrance, lies wholly in AE and also touches an AE area mapped at 11 feet. Because the line runs through the lots, the lender’s flood determination for the house itself, not for the lot or the street, decides whether flood insurance is required, and the elevation certificate decides the premium. An adjoining Collier County panel, 12021C0180H, also touches these points on FEMA’s index; the Lee County panel governs a Lee parcel. Zone AE is a Special Flood Hazard Area, and flood insurance is federally required for a federally backed mortgage on a structure in it; shaded Zone X is outside the Special Flood Hazard Area but is still a mapped coastal flood area, and FEMA rates every building by where the building sits and how high its lowest floor is. The City’s flood page explains the map colors and the November 17, 2022 effective date (City of Bonita Springs flood protection information), and the NFIP’s consumer site explains the policy itself (FloodSmart).
A base flood elevation is the height FEMA expects the 1% annual chance flood to reach, and what matters for a Coconut Isle home is how its finished floor compares with 10 feet. Coconut Isle homes are block houses built at grade: the cards record a stem wall foundation on 13 homes and a slab on grade on 3, and grade the floor’s elevation above the site at under 1 foot on all 16. Those grades describe the floor’s height above the lot, not above sea level, so they do not answer the flood question by themselves; the elevation certificate does. The City notes that “for each 1 foot above the required Base Flood Elevation your home or business is elevated, you will see a corresponding decrease of nearly 50% in your annual flood insurance premiums,” and that for each foot below, rates double (City flood protection information). Homes built from 1998 to 2002 were built to the flood rules of their day, so the certificate for the specific house is the first document to ask for, on either side of the line.
For a Coconut Isle home whose structure sits in Zone AE, a renovation or repair whose cost reaches 50% of the structure’s market value counts as a substantial improvement under the City’s floodplain rules, and the whole building must then meet current flood requirements, which for a slab home below the base flood elevation can mean raising the floor or rebuilding. With 2025 just values of $1,104,002 to $2,409,135, a full remodel of a Coconut Isle house built 1998 to 2002 can approach that line, so a buyer planning one should price the rule before the offer. The City explains how it applies the rule in its toolkit (City substantial improvement toolkit) and its floodplain ordinance (Ordinance 22-05).
Coconut Isle’s panel, 12071C0652G, is one of the November 17, 2022 G panels covering Bonita Bay. FEMA’s own flood layer is the live record; check the address again before closing and after any announced revision. WGCU’s January 2026 explainer describes how and why Lee County’s flood maps are revised (WGCU, January 27, 2026).
The City of Bonita Springs holds a Community Rating System Class 5 rating, a 25% discount on NFIP flood policies, and FEMA confirmed on November 21, 2024 that the City keeps it after the post-Ian review (City of Bonita Springs, FEMA CRS; City news release). WGCU covered the outcomes across Lee County in July and November 2024 (WGCU, July 19, 2024; WGCU, November 21, 2024), and WUSF reported the earlier April 2024 notice that put the discounts at risk (WUSF, April 1, 2024). The City’s floodplain management plan progress report describes the program behind the rating (CRS Floodplain Management Plan, FY 2025-26 progress report).
All five Coconut Isle points we ran fall in Lee County Evacuation Zone A (storm surge zone 1). Zone A is the first area Lee County orders to evacuate, often for any named storm approaching from the Gulf; the state’s Know Your Zone lookup confirms an address (Florida Division of Emergency Management, Know Your Zone; Lee County evacuation zones dataset). The hurricane plan (shutters or impact glass on every opening, the pool furniture and the pool enclosure, who checks the house after a storm) belongs in place before summer.
Hurricane Ian made landfall on September 28, 2022 (NOAA National Hurricane Center, Hurricane Ian report). In the City, surge came up the Imperial River and flooded homes along the river and creeks (WUSF, October 1, 2022; NPR, October 1, 2022), and the Gulf beaches took the worst of it (Tampa Bay Times, September 29, 2022). Inside Bonita Bay, the documented damage includes the total destruction of the master association’s Private Beach facility, since rebuilt (BBCA, Private Beach), and, per the Club’s October 13, 2022 update, a flooded cart barn and golf course bridges left “structurally undrivable” on the Bay Island and Marsh courses (Bonita Bay Club, Hurricane Ian update). The Club’s update named the Bay Island course, the course behind every Coconut Isle lot, as one it could not play until its bridges were replaced. We found no primary source documenting Ian damage to specific Coconut Isle homes. The county cards date replacement screen enclosures on six homes from 2023 to 2026 and a rebuilt pool on 26401 in 2024, which a buyer can ask about, and the seller’s disclosures, the City permit history by address and the insurance claim history are where a buyer confirms any storm repair. Seven of the eight qualified Coconut Isle deeds of the 60-month window were recorded after the storm, from December 2022 to January 2026.
Helene and Milton in 2024 are documented at the City level (City of Bonita Springs, Milton; NHC Helene report; NHC Milton report); no Bonita Bay-specific damage from either was found in a primary source.
Insuring a Coconut Isle home means insuring a block and tile house of 1998 to 2002 with a pool, spa and screened enclosure: a homeowner’s policy with windstorm, priced from the wind mitigation report and the roof, plus a flood policy priced from the elevation certificate, which a federally backed lender will require if the lender’s determination places the house in Zone AE.
Each Coconut Isle home is a single-family house on its own platted lot, so the owner insures the structure, the pool and its enclosure, and the contents. The association’s street tract is the association’s to insure. Read the neighborhood documents’ insurance and maintenance sections in the disclosure package all the same, and have your agent write the policy to match.
Florida insurers must offer discounts for documented wind-resistant features, and the standard wind mitigation inspection records them: roof covering and its permit date, roof deck attachment, roof-to-wall connection, roof shape and opening protection. Concrete block walls help; on a house of this age, a documented tile roof permit and impact glass or approved shutters on every opening usually make the difference between an ordinary and an expensive windstorm quote. Seven of the 16 cards record some opening protection, and 9 record none, so on most Coconut Isle homes the opening protection is the first question to settle. Two-story screen enclosures, on four homes, are a particular question for an insurer. Screen enclosures are often insured separately or excluded, so ask how the policy treats yours. Citizens Property Insurance is the state’s insurer of last resort if the private market will not write a policy, and the state’s My Safe Florida Home program offers inspections and, for eligible homesteaded homes, hardening grants.
Flood is a separate policy, through the NFIP or a private carrier. Every Coconut Isle lot outline touches Zone AE and 6 lot centers fall in it, so a federally backed lender will require flood insurance on any house its determination places in AE, and an owner without a mortgage, or on the shaded X side of the line, has every reason to carry it inside Evacuation Zone A. The premium follows the elevation certificate, the foundation type and the replacement cost; the City’s CRS Class 5 discount applies to NFIP policies. Get the flood quote during the inspection period, from the elevation certificate rather than an estimate, and ask whether the current policy can be transferred to you.
Insurers commonly ask for a four-point inspection (roof, electrical, plumbing, air conditioning) on homes of Coconut Isle’s age. A tile roof’s underlayment, the electrical panel, the plumbing type, and the pool’s electrical bonding and equipment are the usual questions. Keep the permit for any roof, window, enclosure or pool replacement with the house documents.
Lee County public schools serve Coconut Isle through proximity-based choice: a student ranks schools within the proximity zone for the address rather than being placed at one school by address. Under the district’s most recent published plan, nearby options include Spring Creek Elementary, Bonita Springs Middle and Bonita Springs High. Confirm an address’s zones with the School District of Lee County before relying on them.
Under the district’s most recent published plan (2025-2026), the elementary proximity zone that holds the Bonita Springs schools is Zone Q (Bonita Springs, Pinewoods, San Carlos, Spring Creek and Three Oaks elementary schools), the middle proximity zone is Zone GG (Bonita Springs Middle and Three Oaks Middle), and high school uses the South residential choice zone with sub-zones (2025-2026 Student Enrollment Plan). The School Board approved the 2026-2027 plan on December 1, 2025 (School District of Lee County, school zones); use the district’s school zone locator for a specific Brick Lane address. School sites: Bonita Springs High and Bonita Springs Middle, listed in the district’s middle school directory. WGCU reported the district’s 2024-25 school grades (WGCU, July 9, 2025).
Coconut Isle is not age-restricted, so school access works the same way here as at any Bonita Springs address: the proximity zones above are the starting point, and transportation follows the district’s zone rules.
Building permits for Coconut Isle homes are issued by the City of Bonita Springs Community Development Department, not by Lee County, because Bonita Bay lies inside the incorporated City of Bonita Springs (incorporated in 1999). Exterior work also needs the Coconut Isle association’s review and master association Design Review approval under the master Declaration before the City permit is pulled.
Up to three approvals can apply to a Coconut Isle project: (1) the Coconut Isle association’s review under its own documents, for anything that changes the exterior; (2) master association Design Review under §9.2 of the master Declaration; and (3) a City of Bonita Springs building permit for roofs, windows, doors, pools, screen enclosures, generators, electrical, plumbing, mechanical and similar work (City of Bonita Springs, apply for a building permit; City Community Development). The City’s online services guide covers its Citizen Access permit portal (how to use online services). Fire-related plan review is part of City permitting (Fire Prevention plan review application). Work that touches a lake edge, which on Brick Lane is the Club’s land, or the stormwater system also involves the state and water management district rules (Florida DEP). A buyer can search a home’s permit history by its address through the City, which is the best way to see when the roof, air conditioning, windows, pool equipment or screen enclosure was last permitted.
Coconut Isle sits in the western part of Bonita Bay with the Bonita Bay Club’s Bay Island course and its two lakes on the east, north and west, Bonita Bay Boulevard and the Horizons, Vistas and Estancia towers beyond the west lake, and the Boulevard at the street’s south entrance, and the county roll carries every Coconut Isle lot as planned development (PUD) zoning set by the City of Bonita Springs.
The City’s Zoning District Map Book shows zoning districts by map sheet within city limits, and the City’s maps page links its current maps (City area maps). Zoning ordinances and resolutions are indexed on the City site (zoning ordinances; zoning resolutions), and the City’s stormwater program covers the drainage system Bonita Bay’s lakes feed (City stormwater and drainage). Because Bonita Bay is built out, every Coconut Isle lot is improved and the land beside it is club, lake, street or condominium land, so the practical questions for a Coconut Isle buyer are changes on the Club campuses (the members’ May 2026 clubhouse vote) and individual rebuilds on the street, not new subdivisions next door.
Daily life at Coconut Isle runs on City of Bonita Springs services: Florida Power and Light for electricity, Bonita Springs Utilities for water and sewer, Waste Management curbside collection in Bonita Springs, and the Bonita Springs Fire Control and Rescue District for fire and emergency response, with the master association handling gates and patrol, the Coconut Isle association handling the street and whatever else its documents assign it, and each owner handling the house, lot and pool unless those documents say otherwise.
Every Coconut Isle card records an attached garage, 385 to 933 square feet. Whether a boat, trailer or golf cart may be kept outside the garage is a question for the master association’s rules on traffic, parking and vehicle types and the Coconut Isle neighborhood documents; read both before you buy around a boat. The Bonita Bay Marina, about 1.2 miles away by straight line, rents dry storage and slips. Vehicle registration and driver licensing for a new Florida resident run through the state (Florida Highway Safety and Motor Vehicles).
Bonita Bay is a gated community. Guest and vendor access procedures, resident credentials and contractor rules are set by the master association and delivered with the association documents. Mail delivery on Brick Lane follows the arrangement for the neighborhood; confirm it for the specific address when you tour.
Coconut Isle sits in western Bonita Bay, in ZIP 34134 in the City of Bonita Springs, between Fort Myers to the north and Naples to the south, with US 41 at the Bonita Bay gates and I-75 to the east. That position gives Coconut Isle owners both metro areas’ shopping, dining, healthcare and the region’s airport without living in either city, and a short trip inside the gates to the marina, the Club and the master association office.
Drive times depend heavily on season and time of day along US 41, so we do not publish minute figures; test the drives that matter to you during a winter visit. The National Weather Service office for the region posts storm and marine forecasts (NWS Miami; National Hurricane Center).
Coconut Isle is a 16-home street of block pool homes of 1998 to 2002 with a 60-month deed median of $2,100,000: above Mira Lago ($1,900,000), The Sanctuary ($1,940,000) and Woodlake ($1,765,000), below Creekside ($2,342,500) and the larger-home courts of Ibis Cove and Deerwood, and at $520 per heated square foot, below every one of them per square foot because its homes are larger.
Bonita Bay’s master association describes residences across condominiums, high-rises, coach homes and single-family neighborhoods. On the 60-month county yardstick in the market section, the single-family neighborhoods line up as Anchorage ($1,300,000 median), Cranbrook ($1,369,000), Bermuda Cove ($1,550,000 on five deeds), Woodlake ($1,765,000), Mira Lago ($1,900,000), The Sanctuary ($1,940,000), Coconut Isle ($2,100,000), Creekside ($2,342,500), Ibis Cove ($2,425,000 on five deeds) and Deerwood ($2,839,000 on six). Coconut Isle’s eight deeds put it in the upper middle of the ladder, and with eight sales its median moves on a single deed; its range runs from $1,100,000 to $2,481,250, and its one-story and two-story homes trade almost as two separate markets.
Mira Lago, about half a mile northeast of Coconut Isle by straight line, is the closest match among single-family streets: 29 one-story block and tile pool homes on Mira Way built 1996 to 1998, with 9 deeds in 60 months at a $1,900,000 median and $622 per square foot. Creekside is 103 larger homes on Creekview Drive and four courts, with 24 deeds at $2,342,500 and $595 per square foot. Woodlake is Bonita Bay’s largest single-family village, 108 homes on Woodlake Drive, Lakepointe Way and Royalfern Court built from 1985 to 2025, with 25 deeds at a $1,765,000 median and $566 per square foot. Across the west lake and Bonita Bay Boulevard, the Horizons, Vistas and Estancia towers are among Coconut Isle’s nearest neighbors, and a buyer deciding between a house with a pool and a tower condominium with a Gulf view often tours both on the same day.
Coconut Isle and Mira Lago are Bonita Bay’s closest pair among small single-family streets: one street each, block and tile homes with a pool at every house, golf or lake behind every lot, built within a few years of each other, and 60-month county medians of $2,100,000 and $1,900,000 on 8 and 9 deeds. The choice comes down to stories, size and setting: 16 homes, nine of them two stories, inside the Bay Island course beside the towers, or 29 one-story homes between a golf course and a lake in the north of the community.
Mira Lago at Bonita Bay is 29 single-family homes on Mira Way, built from 1996 to 1998, from 2,670 to 4,081 heated square feet (median 3,187), every one of them one story with its own pool. By straight line the middle of Mira Lago is about 0.5 mile northeast of the middle of Coconut Isle. In the 60 months since November 2021 Mira Lago recorded 9 qualified deeds at a $1,900,000 median, from $1,300,000 to $2,750,000, at a median of $622 per heated square foot; Coconut Isle recorded 8 at $2,100,000, $1,100,000 to $2,481,250, $520 per heated square foot. Both medians come from the same Lee County index, built November 1, 2026, with each street matched to the name the master association assigns it, single-family use code, qualified deeds only. Mira Lago’s figures are re-derived for this page from that index (addresses on Mira Way, single-family use code), and match its own guide.
| Question | Coconut Isle | Mira Lago |
|---|---|---|
| Homes and street | 16 homes, Brick Lane (a cul-de-sac) | 29 homes, Mira Way |
| Plat | Bonita Bay Unit 41 (one plat, 18 lots combined into 16 sites) | Bonita Bay Unit 33 (one plat, 29 lots) |
| Built (county roll) | 1998 to 2002 | 1996 to 1998 |
| Stories (county cards) | 7 one story, 9 two stories | One story on all 29 |
| Floor plans (county cards) | Split 7, courtyard 8, traditional 1 | Courtyard 18, split 11 |
| Heated area (county) | 2,610 to 4,812 sq ft (median 3,696) | 2,670 to 4,081 sq ft (median 3,187) |
| Lot size (county parcel layer) | 0.203 to 0.457 acre (median 0.231) | 0.213 to 0.547 acre (median 0.258) |
| Pool flagged on the parcel layer | 16 of 16 (spa on all 16 cards) | 29 of 29 |
| Behind the lot (our measurement) | All 16 touch the Bay Island course parcel: 9 on a lake inside it, 7 on the course | 17 touch a Club course parcel, 12 on a lake |
| Lots with neither | 0 | 0 |
| Qualified deeds, 60 months since November 2021 | 8 | 9 |
| Median deed price | $2,100,000 | $1,900,000 |
| Deed range | $1,100,000 to $2,481,250 | $1,300,000 to $2,750,000 |
| Median per heated sq ft | $520 | $622 |
| Turnover (deeds per home, 60 months) | 50.0% (8 on 16) | 31.0% (9 on 29) |
| Southwest Florida MLS, pulled September 30, 2026 | 1 closed in 12 months, 0 active, 0 leases | 1 closed in 12 months, 2 active, 0 leases |
| Flood zone (FEMA NFHL, November 1, 2026) | AE, BFE 10 ft at 6 lot centers, shaded X at 10; every lot outline touches AE; panel 12071C0652G | AE, BFE 10 ft at all 29 lot centers; panel 12071C0652G |
| Neighborhood association | Coconut Isle Neighborhood Association, Inc. (N97000006651) | Mira Lago Neighborhood Association, Inc. (N95000001950) |
| Association common land (county roll) | 0.57 acre: the street | 2.42 acres: street and lake tract |
| Bonita Bay Marina (straight line) | About 1.2 miles | About 1.6 miles |
Choose Coconut Isle if you want a larger house (a median of 3,696 heated square feet, and two-story courtyard plans up to 4,584 square feet with a 4,812-square-foot traditional plan at the end of the street), a short cul-de-sac of 16 homes inside a Club golf course, a spa with every pool, the Estero Bay side of the community a short walk away, and a lower price per square foot. Choose Mira Lago if you want every room on one floor, a street with more homes to choose from and more sales to compare against, and every lot center on the same side of the flood line. Price per house favors Mira Lago ($1,900,000 against $2,100,000); price per square foot favors Coconut Isle ($520 against $622); flood mapping is more mixed on Brick Lane, where the elevation certificate for the specific house matters even more.
Coconut Isle’s strengths are documented ones (block and tile homes with a pool, spa and screened enclosure at every house, the Bay Island course or one of its lakes behind every lot, a 16-home cul-de-sac, the full Bonita Bay master amenities) and so are its limitations (a flood line through the street with every lot touching Zone AE, homes of 1998 to 2002 that may need updating, opening protection missing on more than half the cards, a very thin resale market and unpublished fees).
If you’re searching for a Coconut Isle listing agent, or thinking, ‘I need someone to sell my Coconut Isle home…’, start with the record: 8 qualified Coconut Isle deeds in 60 months at a $2,100,000 median, from $1,100,000 to $2,481,250, one MLS closing in the 12 months to September 30, 2026 at 94.2% of list price after 40 days, and no home listed on that date. McGreevy and Comisar price, prepare and market Coconut Isle homes from that record, not from a Bonita Bay average.
Our credentials as your Coconut Isle listing agent:
In the 12 months to September 30, 2026 we tracked one qualified Coconut Isle deed in the Lee County record: 26429 Brick Lane at $1,837,500, recorded January 22, 2026. Over 60 months the record shows 8 qualified sales at a $2,100,000 median and $16,068,750 in volume, five of them two-story homes ($2,050,000 to $2,481,250) and three one-story homes ($1,100,000 to $1,837,500). The Southwest Florida MLS, pulled September 30, 2026, shows the one closing and no home listed or pending.
Four things. First, the product: a Coconut Isle listing has to say plainly whether it is one of the seven one-story split plans or one of the nine two-story homes, what the lake or the course adds behind it, and what has been replaced since the early 2000s (roof, windows, opening protection, air conditioning, pool equipment, enclosure, kitchen and baths), because buyers compare it against Mira Lago, Creekside and the towers across the Boulevard on the same day. Second, the paperwork: Section 720.401 requires your disclosure summary before the contract is signed, Florida’s residential flood disclosure applies to every sale, and the flood line through the street means your elevation certificate and the lender’s determination for your house will be read closely, so having the estoppel requests, the elevation certificate, the wind mitigation report and the permit history ready at listing protects your timeline. Third, Bonita Bay’s open house and sign rules: open houses need 72 hours’ notice to the master association with the listing agreement, run Monday to Saturday 9 to 5 and Sunday 1 to 4, use the master association’s sign standard, and allow no SOLD signs (BBCA Open House Guidelines). Fourth, scarcity and the first price: no Coconut Isle home was listed on September 30, 2026, so a well-prepared listing has the street’s buyers to itself, but the one MLS closing of the year sold 5.8% below its list price, so the first price still decides how your sale goes.
Start with a free Coconut Isle home valuation, or use our Bonita Bay home valuation page. Or talk to Jesse direct: (239) 898-6072, text or call.
Buying rather than selling? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida.
Price a Coconut Isle home from the deeds that match its stories, plan, frontage, size and condition, not from the neighborhood median. On the county record the 60-month median is $2,100,000, but the three one-story deeds ran $1,100,000 to $1,837,500 and the five two-story deeds $2,050,000 to $2,481,250. We adjust from the closest matches for roof and systems age and renovation, then test the price against Mira Lago and Creekside sales on the day you list.
The Southwest Florida MLS pull of September 30, 2026 records 40 days on market for the one Coconut Isle closing of the year, 26429 Brick Lane, and no other Coconut Isle home was listed on that date. One closing is not a pattern; on a 16-home street the time to sell depends mostly on the first price and the condition of the house.
A Coconut Isle buyer usually asks first for the two estoppel certificates (neighborhood and master), the §720.401 disclosure summary, the neighborhood declaration, rules and budget, the elevation certificate, the wind mitigation and four-point reports, the roof, window, air-conditioning, pool and enclosure permits, and the flood and windstorm policy declarations.
The master Declaration requires no sale approval that we found; it requires you to deliver the §720.401 disclosure summary, and the estoppel certificates are needed for closing. Whether the Coconut Isle documents add any approval or notice step is set in those documents, which we read for every listing before your home goes on the market.
A Bonita Bay Club membership is separate from your Coconut Isle deed, even though your lot backs onto a Club course. The Club does not publish its initiation fees, dues or transfer rules on its public website, and whether a membership can pass to a buyer is the Club’s decision under its own rules. Your Coconut Isle sale itself never requires a Club membership on either side.
Coconut Isle’s long-run value rests on Bonita Bay’s fixed supply, its master-association amenities, its setting inside a Club golf course beside the Estero Bay towers and its position between Naples and Fort Myers; the recorded deeds show Coconut Isle prices rising with the wider market, from first qualified home sales of $1,027,500 to $2,050,000 in 1999 to 2001 to $2,481,250 in 2023 and a $2,100,000 median over the last 60 months, with a long flat stretch in between.
A master association that maintains roads, lakes, parks, the Private Beach and patrol, funded by every owner, protects the setting of every neighborhood inside the gates. Bonita Bay’s recorded master Declaration and Design Review standards (§9.2) are what keep a street built from 1998 to 2002 looking cared for in 2026, and the Coconut Isle association keeps its own street.
Bonita Bay is built out, and Coconut Isle has 16 homes, all improved. New supply in the region comes from new communities outside the gates, not from more lots on Brick Lane. That does not guarantee appreciation (26407 recorded $2,085,500 in 2005 and $1,595,000 in 2018, and 26401 $2,050,000 in 2001 and $1,600,000 in 2012), but it means every buyer who wants a pool home on this cul-de-sac competes for one of a fixed 16, and only seven of them are one story.
For a buyer who wants a detached pool home of about 2,600 to 4,800 heated square feet inside Bonita Bay’s gates, with a Club golf course or one of its lakes behind every lot and the Estero Bay side of the community a short walk away, Coconut Isle is one of a few streets trading near $2,100,000 at the 60-month median. The trade is a flood line through the street, homes of 1998 to 2002 and a resale market of one or two sales a year.
Bonita Springs is the incorporated city that governs Coconut Isle’s permits, zoning, flood program and city taxes; its CRS Class 5 rating lowers NFIP premiums, and its location puts Brick Lane between Naples and Fort Myers with Gulf beaches, I-75 and US 41 close by.
Residents voted to incorporate the City in 1999, and the City marked its 25th anniversary in 2024 (City of Bonita Springs, history; 25th anniversary; City Charter). For the wider market, see our Bonita Springs guide and our Bonita Bay guide. Documentary stamp tax on Florida deeds is set by the state (Florida Department of Revenue, documentary stamp tax), and in Lee County the seller customarily pays the owner’s title policy, though the contract controls.
Coconut Isle owners and buyers work directly with Jesse McGreevy and Marc Comisar, the McGreevy and Comisar team at Domain Realty, whose office at 24031 S Tamiami Trl #101 in Bonita Springs is about 2.7 miles from Coconut Isle by straight line. For this Coconut Isle guide we read the county’s water and golf coding, the master Declaration, all 16 county home cards and the common-tract card, the state’s sale qualification codes and every qualified Coconut Isle deed of the last five years in the Lee County record before writing a word.
McGreevy and Comisar are the Domain Realty team behind this Coconut Isle guide: Jesse McGreevy, Sales Associate, and Marc Comisar, Broker Associate, with over 45 years of combined direct real estate experience. You can read how the team was built on our about the McGreevy and Comisar team page. We tracked all 8 qualified Coconut Isle deeds recorded since November 2021 for this update, and the nominal transfers the county did not qualify; we read every one of the 16 Coconut Isle home cards to count the stories, plans, walls, roofs, pools, spas, enclosures, garages and water and golf classes; we measured each lot’s distance to the two lakes and the Bay Island course parcel on the county map; and we measured the flood zone at all 16 Coconut Isle lots ourselves, at the center and across the whole outline, rather than repeating a map summary.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and the full record is below:
Coconut Isle is a street where specifics decide the price: one story or two, lake or fairway, courtyard, split or traditional plan, the finished size, the age of the tile roof and the air conditioning, the opening protection, the pool and its enclosure, and whether the kitchen and baths have been redone since the early 2000s. With eight qualified deeds in five years and a spread of $1,381,250 between them, a Coconut Isle price cannot lean on last month’s sale, and buyers moving from out of state often decide from photos, video and documents before they visit, so the listing has to explain the frontage, where the house sits against the flood line and what its elevation certificate shows, the wind mitigation report and the two association layers in plain language. That is the work we do on every Bonita Bay listing.
McGreevy and Comisar is a top-reviewed Coconut Isle at Bonita Bay realtor on Google, and the quotes below are genuine five star client reviews reproduced in the reviewer’s own words. We publish no aggregate score and no star rating widget. Read the full set on the McGreevy and Comisar Google Business Profile.
★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Charlie Carroll, verified Google review
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Sandra Decker, verified Google review
★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Ann Perez, verified Google review
★★★★★ “Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process.” Lori Crosby, verified Google review
Selling a Coconut Isle home? Get a free Coconut Isle home valuation, or call Jesse direct at (239) 898-6072.
Buying in Coconut Isle? Call Marc at (239) 287-5873, or read how we represent buyers in Southwest Florida. Buyers focused on Bonita Bay can also start at our Bonita Bay buyer guide.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida real estate professionals with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
Video walkthroughs, market updates and community tours are on McGreevy and Comisar on YouTube, and the team keeps a company page at McGreevy and Comisar on LinkedIn. For the wider market around Coconut Isle, see our Bonita Bay guide, our Bonita Springs guide and our guides to Mira Lago and Creekside.
The best Coconut Isle buyers we work with ask the most questions before the offer and the fewest after closing. Order both estoppel certificates early, read the neighborhood documents and rules, get windstorm and flood quotes from the elevation certificate and wind mitigation report during your inspection period, and read the neighborhood documents before you plan an exterior change, a boat or a rental. There is no obligation and no cost for an initial conversation.
Buyers ask us the same Coconut Isle questions on almost every tour: how many homes there are, which ones are one story, what is behind each lot, what the flood zone is, what the fees are and what homes sell for. The answers below come from the county roll, the field cards, FEMA’s flood layer, the master association’s pages and the Southwest Florida MLS pull of September 30, 2026.
Coconut Isle at Bonita Bay is a neighborhood of 16 detached single-family homes, every one on Brick Lane, inside the gated master-planned community of Bonita Bay in Bonita Springs, Florida. The county records every home as a concrete block and stucco house under a concrete tile roof with its own pool and spa, built from 1998 to 2002, and every lot backs onto the Bonita Bay Club’s Bay Island course parcel.
Coconut Isle sits in the western part of Bonita Bay, on the east side of Bonita Bay Boulevard near its high-rise towers. Brick Lane leaves the Boulevard at its south end and runs north to a dead end, with the Bay Island course and its lakes around it. By straight line it is about 1.2 miles from the Club address on Country Club Drive.
No. Despite the name, Coconut Isle is reached by land from Bonita Bay Boulevard. On the county map a 4.1-acre lake lies beyond the north end and a 1.2-acre lake along the west side, both inside the Club’s golf course parcel, and the east-side lots back onto the course itself. No lot has tidal water, a canal or a dock.
Coconut Isle has 16 homes, all single-family houses on Brick Lane, numbered 26400 to 26449. They sit on the 18 platted lots of Bonita Bay Unit 41 (Plat Book 60, Page 82), five of them combined from whole and part lots, and no other home on the county roll is addressed on Brick Lane.
The county roll dates the 16 homes from 1998 to 2002: one in 1998, three in 1999, seven in 2000, four in 2001 and one in 2002. Every home on the street was finished within those five years, so Coconut Isle is a single era of construction, and every sale since has been a resale.
Coconut Isle homes have 2,610 to 4,812 heated square feet on the county roll, with a median of 3,696. The smallest is 26441 Brick Lane, a one-story home, and the largest is 26412, a two-story home at the end of the street. The seven one-story homes run 2,610 to 3,538 square feet and the nine two-story homes 3,489 to 4,812.
The county roll records three bedrooms on 10 Coconut Isle homes and four on 6, and the cards record three to five baths. Listings sometimes add a den or study the roll does not count as a bedroom, as the 2026 MLS record for 26429 Brick Lane did, so confirm the room count on a showing.
Seven are and nine are not. The cards record one story on 26400, 26417, 26423, 26429, 26441, 26445 and 26448 Brick Lane, every one of them a split plan, and two stories on the other nine, eight of them courtyard plans and one, 26412, a traditional plan. The county’s parcel layer agrees on every home.
On the public record they are detached single-family houses: every home has its own parcel, its own platted lot or lots, its own pool and the county’s single-family use code, and no wall is shared with a neighbor. None is a condominium unit or an attached home, whatever a listing calls it.
Yes. Every one of the 16 field cards lists a residential pool and a spa, every card records a screened pool enclosure, and the county’s parcel layer flags a pool on all 16. Fourteen cards list a pool heater, and three list a disappearing edge.
No. The Coconut Isle association’s one common parcel is the street, Tract A of the plat, and it carries no building and no pool on the county roll. Every home has its own pool and spa instead, and the master association’s parks and Private Beach serve every Bonita Bay owner.
Every one of the 16 cards records concrete block walls finished in stucco and a concrete tile roof on an irregular roof structure. Thirteen homes sit on a stem wall foundation and 3 on a slab on grade, and the cards grade construction quality above average and condition average on all 16.
Coconut Isle lots measure 0.203 to 0.457 acre on Lee County’s parcel layer, a median of 0.231 acre and 4.2 acres in all. The largest is 26412 Brick Lane (0.457 acre, Lot 12 plus half of Lot 11) at the dead end of the street, and the next largest are 26407 (0.350 acre) and 26401 and 26424 (0.304 acre each).
All 16 lots touch the Club’s Bay Island course parcel on the county map. The seven east-side lots, 26417 to 26449 Brick Lane (odd numbers), back onto the course itself; the other nine back onto one of the two lakes inside the course parcel. The county’s own codes class 8 lots as golf frontage and 8 as lake.
The county’s legal description for the Club parcel behind every Coconut Isle lot begins “Bay Island Golf Course.” The Bonita Bay Club describes Bay Island as the longest of its three Arthur Hills courses in Bonita Springs, and it reopened in November 2019 after a $6 million renovation. We found no record tying a specific lot to a specific hole.
Nine. By our measurement 26400, 26401 and 26407 Brick Lane back onto a lake of about 4.1 acres at the north end, and 26412, 26418, 26424, 26436, 26442 and 26448 back onto a lake of about 1.2 acres along the west side, each within about 11 feet of the lot line. Both lakes lie inside the Club’s course parcel.
No. On our edge-to-edge measurement every one of the 16 lots touches the Club’s Bay Island course parcel, nine of them where the parcel is a lake, so no lot has only neighbors behind it. The view from a specific lanai still varies with plantings, the screen enclosure and the angle of the lot.
Not at the house. No Coconut Isle card records a dock, a boat lift or a seawall, and the lakes are freshwater lakes on Club land, not navigable canals. Boats go to the Bonita Bay Marina on the Imperial River, about 1.2 miles away by straight line, which publishes a maximum draft of 36 inches.
Yes. Every Coconut Isle card records an attached garage, with 385 to 933 square feet of garage area per home (median 558), and every card records a brick, tile or paver driveway. 26442 also records a lower garage of 508 square feet beneath its upper story.
The FEMA line runs through the street. On panel 12071C0652G, effective November 17, 2022, the center of 6 lots falls in Zone AE with a base flood elevation of 10 feet and the center of 10 in shaded Zone X, and every lot outline touches the AE area. We measured every lot on November 1, 2026.
If you finance with a federally backed mortgage and the lender’s determination places the house in Zone AE, yes. Because every lot outline touches AE, expect the lender to look closely. Without that requirement it is still prudent inside Evacuation Zone A. The premium follows the elevation certificate, and the City’s CRS Class 5 rating gives NFIP policies a 25% discount.
Lee County Evacuation Zone A (storm surge zone 1), at all five Coconut Isle addresses we ran on November 1, 2026. Zone A is the first area Lee County orders to evacuate when a storm threatens, and the state’s Know Your Zone lookup confirms any address.
We found no primary source documenting Hurricane Ian damage to specific Coconut Isle homes. In Bonita Bay, Ian destroyed the master association’s Private Beach facility, since rebuilt, and left bridges on the Bay Island and Marsh courses undrivable. A buyer confirms any storm repair on a specific house through the seller’s disclosures, the City permit history and the insurance claim history.
Coconut Isle owners pay two association assessments, the Coconut Isle Neighborhood Association’s and the Bonita Bay Community Association’s master assessment, and neither association publishes its figure on a public page. The current numbers come from the two estoppel certificates in a sale. Bonita Bay has no CDD, and Club membership is optional and separate.
On the county roll the Coconut Isle Neighborhood Association owns one parcel, Tract A of the plat, 0.57 acre, which the county addresses as the right of way: the Brick Lane street. The lakes and the course behind the lots belong to the Bonita Bay Club’s course parcel, not to the association.
Some listing descriptions say the association covers landscaping, pool service and exterior painting, but we found no primary source that says what, if anything, it maintains on an owner’s lot, so we do not repeat the claim. Its recorded declaration and its annual budget answer that question, and both come with the disclosure package in a sale.
No. Bonita Bay has no Community Development District and no special taxing district. All 16 Coconut Isle parcels carry the tax district “City of Bonita Springs / Bonita Springs Fire” on the county parcel layer, and the Bonita Springs Fire Control and Rescue District is an independent fire district that covers the whole area.
No. The Bonita Bay Club is a separately owned, member-owned private club, and membership is optional, even though every Coconut Isle lot backs onto a Club course. Every owner belongs to the master association automatically, which brings the paths, parks, patrol and Private Beach without a Club membership.
The Lee County record shows 8 qualified Coconut Isle sales in the 60 months since November 2021 at a $2,100,000 median, from $1,100,000 to $2,481,250, a median of $520 per heated square foot. The three one-story sales ran $1,100,000 to $1,837,500 and the five two-story sales $2,050,000 to $2,481,250.
On the Southwest Florida MLS pull of September 30, 2026, none. No Coconut Isle home was listed and none was pending on that date, and one had closed in the prior 12 months. A home may have come to market since, so check the current listings; on a 16-home street, a buyer often waits for the right house.
26429 Brick Lane, a one-story split-plan home of 2,928 heated square feet on the golf side, recorded at $1,837,500 on January 22, 2026. The MLS shows it listed at $1,950,000 and sold at 94.2% of list after 40 days. Its card dates a new enclosure, pool deck and pool heater to 2023 and records impact glass.
Leasing is governed by the Coconut Isle neighborhood documents and the Bonita Bay master Declaration, which sets no minimum lease term but binds every tenant to the governing documents. The Southwest Florida MLS pull of September 30, 2026 showed no leased Coconut Isle record in the prior 12 months, so read the neighborhood documents before you plan a rental.
Pet rules come from the Coconut Isle neighborhood documents and the master association’s Rules and Regulations; the recorded master Declaration contains no pet provision, and we found no published Coconut Isle pet rule. Read the neighborhood rules in your inspection period, and keep dogs away from the lake edges, where alligators live.
No source we reviewed describes Coconut Isle as a 55-and-over community, and neither the master Declaration provisions summarized on this page nor the county roll sets an age restriction. Buyers of any age can purchase a Coconut Isle home; confirm in the neighborhood documents delivered with the sale.
Lee County public schools use proximity-based choice: a student ranks schools within the proximity zone for the address. Under the district’s 2025-2026 plan, the elementary zone holding the Bonita Springs schools is Zone Q, the middle zone is Zone GG, and high school uses the South choice zone. Check a Brick Lane address with the district’s zone locator.
The City of Bonita Springs, because Bonita Bay lies inside the incorporated City. Exterior work also needs the Coconut Isle association’s review under its own documents and master association Design Review approval under §9.2 of the master Declaration before the City permit is pulled.
On a block and tile pool home of 1998 to 2002, focus on the tile roof and its underlayment and permit date, the stucco, the wind mitigation features (nine cards record no opening protection), the air-conditioning systems, the pool shell, spa, equipment and enclosure, the plumbing type, the four-point items and the elevation certificate. On a two-story home add the balconies and the upper-floor openings.
They are Bonita Bay’s closest pair among small pool-home streets: Mira Lago recorded 9 deeds in 60 months at a $1,900,000 median and $622 per square foot, Coconut Isle 8 at $2,100,000 and $520. Mira Lago is 29 one-story homes of 1996 to 1998; Coconut Isle is 16 homes of 1998 to 2002, nine of them two stories and larger.
The state record for the Coconut Isle Neighborhood Association, Inc. (document N97000006651) lists a professional management company in Bonita Springs as its address of record. The current manager, officers and contact process are in the association’s documents and on the state record, and the estoppel request in a sale goes through the association’s designated agent.
Bonita Bay’s Private Beach, owned by the master association on Hickory Boulevard outside the main gates, serves every Coconut Isle owner, with a resident shuttle. The public beaches on Bonita Beach and Lovers Key are also nearby, and Estero Bay Park’s boardwalk to Estero Bay is inside the gates. Drive times vary with season and traffic, so test the trip on a winter visit.
Coconut Isle is inside Bonita Bay, which the master association describes as a gated residential community with its own Community Patrol. OpenStreetMap maps the entry gates on Bonita Bay Boulevard, about 1.4 miles east by straight line, and no gate on Brick Lane, so we do not claim a gate of Coconut Isle’s own; a tour shows the street’s entry as it is today.
The Bonita Bay Club’s Bay Island course and its two lakes wrap the street on the east, north and west, and beyond the west lake are Bonita Bay Boulevard and the Horizons, Vistas and Estancia towers; the Horizons condominium’s land lies within about 100 feet of the nearest Coconut Isle lot. Some west-side lanais look across the lake toward the towers.
Usually, with approvals. Exterior changes go to the Coconut Isle association’s review under its own documents, to master association Design Review under §9.2, and then to the City of Bonita Springs for a permit. Eight cards already date an enclosure newer than the house, six of them from 2023 to 2026, and one records a generator.
Start with the eight deeds on this page, then talk to Marc about one story or two, lake or fairway, and your budget, so we can move the day a matching Coconut Isle home comes to market. We order the estoppel certificates, read the neighborhood documents and arrange flood and windstorm quotes from the elevation certificate early, so the inspection period is spent on the house.
Coconut Isle sellers ask us about price, timing, paperwork and how to present a pool home of 1998 to 2002 on a street the flood line runs through. Each answer below starts with the direct answer and uses only the county record, the field cards, FEMA’s flood layer, the state statutes and the Southwest Florida MLS figures pulled September 30, 2026.
Your Coconut Isle home is worth what the closest matching deeds support for its stories, plan, frontage, size and condition. The 60-month county record holds eight qualified sales from $1,100,000 to $2,481,250, a $2,100,000 median and $520 per heated square foot, and the county’s 2025 just values for the 16 homes run from $1,104,002 to $2,409,135. We build a valuation from the deeds that match your house, not from the median, and test it against Mira Lago and Creekside on the day you list.
The best listing agent for Coconut Isle is the one who can price your house from the eight deeds that actually matter and explain the one-story or two-story product, the lake or fairway behind it and the flood line to a buyer in writing. McGreevy and Comisar have been the #1 team in Southwest Florida since 2012 and Top 1% nationally since 2008, and we built this guide from every Coconut Isle card and deed.
One. In the 12 months to September 30, 2026 the Lee County record holds one qualified Coconut Isle deed, 26429 Brick Lane at $1,837,500, recorded January 22, 2026, and the Southwest Florida MLS pulled on September 30, 2026 shows the same single closing. On that date no Coconut Isle home was listed and none was pending. One sale in a year is a data point, not a market trend.
Coconut Isle’s eight qualified deeds of the last 60 months run from $1,100,000 to $2,481,250, with a $2,100,000 median and a median of $520 per county heated square foot. Because there are fewer than ten sales, the median moves on a single deed, and it blends two products: the three one-story deeds ran $1,100,000 to $1,837,500 and the five two-story deeds $2,050,000 to $2,481,250. Read your home against its own group.
Yes, on every deed of the window. The five two-story homes that sold, 3,934 to 4,812 heated square feet, recorded $2,050,000 to $2,481,250, a median of $2,300,000, and the three one-story homes, 2,610 to 3,538 square feet, recorded $1,100,000 to $1,837,500, a median of $1,750,000. Per square foot the gap narrows: the renovated one-story 26429 recorded $628, near the top of the street.
The record gives no reliable average. The one Coconut Isle closing on the September 30, 2026 MLS pull, 26429 Brick Lane, took 40 days on market, and no other Coconut Isle home was listed on that date. On a 16-home street, the first price and the condition of the house decide the timeline more than any average could, and a well-prepared home may be the only one a buyer can choose.
The only Coconut Isle closing in the September 30, 2026 MLS pull, 26429 Brick Lane, sold for $1,837,500 against a $1,950,000 list price, 94.2% of list. One closing is not a ratio you can plan on, but it says buyers here negotiate, and a price set close to the matching deeds protects you from a long wait and a larger cut later.
The record cannot separate the lake from the house. The four lake-side deeds of the window ($2,050,000 to $2,481,250) were all two-story homes, and the four fairway deeds ($1,100,000 to $2,150,000) include all three one-story sales. The county’s 2025 values put its 8 lake-class lots at a median of $2,021,278 against $1,459,857 for golf-class lots, again mostly because of house size.
Every Coconut Isle lot backs onto the Club’s Bay Island course parcel, so golf frontage is common to the whole street rather than a premium one home holds over another. What differs is whether the view behind your lanai is fairway or lake, how open it is, and the condition of the house. We show the view in the listing exactly as a buyer will see it.
The public record does not say why. 26441 Brick Lane is the smallest home on the street, a one-story split plan of 2,610 heated square feet, and its deed was recorded on December 22, 2022, three months after Hurricane Ian. Its county card records no change dated after 1999, and the deed record does not describe the house on the day it sold, so we do not guess at condition. Size and timing are part of the answer.
Because they were not market sales. Inside the 60-month window the county file holds four Coconut Isle deeds at $0 or $100, nominal-consideration transfers the Property Appraiser does not qualify, and we leave them out as the county does. No priced Coconut Isle deed of the window was excluded, so the eight qualified sales are every market sale the county recognized on Brick Lane in five years.
Describe it as the record does: a detached single-family home of concrete block and stucco under a concrete tile roof, one story or two as its card says, with its own pool and spa, on Brick Lane in Bonita Bay, built in the year on its card, with the heated area on its card. Name the lake or the Bay Island course behind the lot, and avoid claims the record does not support, such as an island setting or a specific golf hole.
You can describe the style, but be careful with both words. On the county record every Coconut Isle home is a detached single-family house, not an attached villa or a condominium unit, and we found no primary source that says what the Coconut Isle association maintains on owners’ lots. If your documents do provide landscaping, pool or exterior service, quote the provision; if not, leave the claim out of the listing.
Florida law requires the §720.401 homeowners’ association disclosure summary before the contract is signed, and the contract forms carry the state flood disclosure under Section 689.302. In practice your buyer will also want the two estoppel certificates, the neighborhood declaration, rules and budget, the elevation certificate, the wind mitigation and four-point reports and the permit history. Having them ready at listing saves weeks.
A contract signed without the §720.401 disclosure summary is voidable by the buyer before closing, which means your buyer could walk away late in the deal. The master Declaration (§12.13) repeats the duty for every Bonita Bay transfer. We attach the summary to every Coconut Isle listing package so it is delivered before any offer is signed.
An estoppel certificate is each association’s written statement of what is owed on your home at closing, including regular and special assessments and any transfer charges. A Coconut Isle sale needs two, one from the Coconut Isle Neighborhood Association and one from the Bonita Bay Community Association. Section 720.30851 sets the delivery time and fee; the title agent usually requests them, and ordering early prevents closing delays.
There may be a charge at closing, but we do not publish a figure. The recorded 2011 master Declaration contains a buyer-paid resale reserve assessment, and a later master association statement describes a different formula; no recorded amendment reconciling them has been located. The master association’s estoppel certificate states the current charge for your Coconut Isle closing, and the neighborhood estoppel states anything owed to it.
We found no sale approval in the master Declaration; it requires the §720.401 disclosure summary and the estoppel certificates for closing. Whether the Coconut Isle neighborhood documents add a notice or approval step is set in those documents, which we read before your home goes on the market, so there are no surprises after you accept an offer.
Yes. Bonita Bay’s Open House Guidelines require 72 hours’ notice to the master association with the listing agreement, set open house hours of Monday to Saturday 9 to 5 and Sunday 1 to 4, require the master association’s sign standard and allow no SOLD signs. The Coconut Isle neighborhood rules may add their own terms, and we follow both.
The $500 per unit beach-rebuild special assessment the master association approved on March 20, 2025 was due by June 30, 2025, so it is past. Your master estoppel certificate will confirm that nothing remains owed on your home. Any pending neighborhood or master special assessment must appear on the estoppel certificates, and disclosing what you know early protects the sale.
State it plainly and back it with documents. FEMA’s line runs through Brick Lane: the center of 6 lots measures in Zone AE with a 10-foot base flood elevation and the center of 10 in shaded Zone X, every lot outline touches AE, all on panel 12071C0652G, inside Evacuation Zone A. Your elevation certificate, the lender’s determination for your house and your current flood policy declarations turn that map into a real premium a buyer can plan around.
Yes, more than almost any other document. Coconut Isle homes are block houses built at grade, and the cards grade the floor less than 1 foot above the site on all 16, so the certificate is what shows a buyer and an insurer where the finished floor sits against the 10-foot base flood elevation, on whichever side of the line the house falls. If you do not have one, a surveyor can prepare it before you list.
Fix what a buyer’s inspector and insurer will flag first: roof leaks or damaged tiles, stucco cracks, pool or spa equipment that does not run, enclosure screens, safety items in the electrical panel and any open permit. With nine cards recording no opening protection, documented impact glass or approved shutters can matter to a buyer’s insurance quote. Larger updates rarely return their full cost on a thin market, so we price the house as it stands.
If the house sits in Zone AE, a renovation whose cost reaches 50% of the structure’s market value counts as a substantial improvement, and the whole house must then meet current flood rules. With Coconut Isle’s 2025 just values of $1,104,002 to $2,409,135, a full remodel can approach that line, so buyers who plan one will ask about the zone and the elevation early. A current elevation certificate answers both questions.
Usually yes, lightly. A courtyard plan sells on how the rooms open to the court and the pool, a split plan on the privacy of the primary suite, and every Coconut Isle home on the lake or fairway view from the lanai, so clear the furniture that blocks those lines, clean the pool, spa and screens, and light the court. Most buyers see the house first in photos and video, so preparation matters before the first showing.
The record is too thin to name a best month: the eight qualified deeds of the 60-month window were recorded in January (twice), February, March (twice), May, June and December. In practice, winter brings the most buyers to Bonita Bay in person, so a home that is ready by the start of the season, with photos and documents in hand, gives you the widest audience.
A Coconut Isle seller customarily pays the Florida documentary stamp tax on the deed, the owner’s title insurance policy in Lee County, the listing brokerage commission, any estoppel fees the associations charge, prorated property taxes and assessments, and payoff of any mortgage. The contract controls who pays what, and the title agent’s settlement statement shows each figure before closing.
You can, subject to the lease and the governing documents. A buyer takes the house subject to an existing lease unless the lease ends first, and the master Declaration binds tenants to the governing documents. The Southwest Florida MLS showed no leased Coconut Isle record in the 12 months to September 30, 2026, so most Coconut Isle homes come to market owner-occupied.
Club membership is separate from your Coconut Isle deed, even though your lot backs onto the Bay Island course. The Club does not publish its initiation fees, dues or transfer rules on its public website, and whether a membership can pass to your buyer is the Club’s decision under its own rules. Your sale never requires a Club membership on either side.
Financing is straightforward for a detached single-family home, but the lender will make a flood determination for your house, and because every lot outline touches Zone AE, a buyer should expect the question. The insurer will ask for a four-point and a wind mitigation report on a house of 1998 to 2002. Having your elevation certificate, roof permit and mitigation report ready keeps a financed buyer’s approval on schedule.
On September 30, 2026 the MLS showed no other Coconut Isle home listed, so your listing may have the street to itself. Buyers will still compare it with Mira Lago, whose 9 deeds of the last 60 months recorded a $1,900,000 median, with Creekside ($2,342,500), and with tower condominiums across the Boulevard. We price your home against all of them on the day you list.
Compare on the same yardstick: Mira Lago recorded 9 qualified deeds in 60 months at a $1,900,000 median and $622 per heated square foot, Coconut Isle 8 at $2,100,000 and $520. Every Mira Lago home is one story; nine Coconut Isle homes are two stories and larger. A one-story Coconut Isle home competes most directly with Mira Lago, a two-story home more with Creekside.
Gather the elevation certificate, the wind mitigation and four-point reports, the roof, window, air-conditioning, pool and spa equipment and enclosure permits, the flood and windstorm policy declarations, the neighborhood declaration, rules and latest budget, your survey and title policy, and receipts for any renovation. Those documents answer most Coconut Isle buyers’ questions before they write an offer.
Under the standard Florida contract forms, the buyer can negotiate repairs or credits, or cancel within the inspection period, depending on the form used. On a block and tile pool home of 1998 to 2002 the usual findings are roof underlayment, stucco cracks, aging air conditioning, pool and spa equipment, enclosure screens and missing opening protection. A pre-listing inspection lets you price or fix those items before a buyer finds them.
The record cannot answer that with confidence. Coconut Isle’s eight qualified deeds since February 2022 ran from $1,100,000 to $2,481,250, and the one deed of the last 12 months was $1,837,500, on a one-story home. Over the long run prices have risen, from $1,027,500 to $2,050,000 for new homes in 1999 to 2001, but with one or two sales a year the direction of any one season is not measurable.
Property taxes for the year are prorated between seller and buyer at closing, and both association assessments are prorated or paid through the closing date as the estoppel certificates show. A buyer’s new tax bill is set by the buyer’s own exemptions and the reassessed value, because your homestead cap does not transfer, so a buyer’s lender will estimate taxes from the purchase price.
Every Coconut Isle fact on this page comes from a recorded plat or state record, a county, city, state or federal record, the Bonita Bay Community Association’s or the Bonita Bay Club’s own published pages, a named news report, or the Southwest Florida MLS figures pulled on September 30, 2026. Every link below was checked and answered on November 1, 2026; recorded instruments are cited by book and page or instrument number in the text.
The official documents below are published by the Bonita Bay Community Association, the City of Bonita Springs, the School District of Lee County, the State of Florida and NOAA. They are the documents we read for this page, and the ones a Coconut Isle buyer or seller should read before signing. Each link opens the issuing authority’s own copy.
| Document | Issued by | Date | What it covers | Link |
|---|---|---|---|---|
| Street and Neighborhoods | Bonita Bay Community Association | Current posting | Assigns Brick Lane to the Coconut Isle neighborhood | View the street table |
| Media Brochure, January 2026 | Bonita Bay Community Association | January 2026 | 2,400 acres, 3,346 residences, 12 miles of paths, separately owned Club and Marina | View the brochure |
| Open House Guidelines | Bonita Bay Community Association | Current posting | Open house hours, 72-hour notice, sign standard, no SOLD signs | View the guidelines |
| Trails map | Bonita Bay Community Association | Current posting | The path network that connects Brick Lane to the parks and the Club | View the trails map |
| Neighborhoods map | Bonita Bay Community Association | Current posting | Where Coconut Isle sits among Bonita Bay’s neighborhoods | View the neighborhoods map |
| Facilities and amenities map | Bonita Bay Community Association | Current posting | Parks, beach shuttle points and community facilities | View the amenities map |
| Ordinance No. 22-05, Flood Hazard Reduction | City of Bonita Springs | 2022 | City floodplain rules that apply to Coconut Isle permits, including enclosed space below the base flood elevation | View Ordinance 22-05 |
| Substantial improvement and damage toolkit | City of Bonita Springs | Revised May 25, 2024 | How the City applies the 50% rule to flood-zone buildings | View the toolkit |
| CRS Floodplain Management Plan, FY 2025-26 progress report | City of Bonita Springs | FY 2025-26 | The program behind the Class 5, 25% NFIP discount | View the report |
| Zoning District Map Book | City of Bonita Springs | July 6, 2011 | Zoning districts by map sheet within city limits | View the map book |
| How to use online services | City of Bonita Springs Community Development | Current posting | The City’s online permit portal, for a home’s permit history | View the guide |
| Student Enrollment Plan 2025-2026 | School District of Lee County | 2025 | Elementary Zone Q, middle Zone GG and the South high school choice zone | View the plan |
| Parks of Bonita Bay | Bonita Bay Community Association | Current posting | Estero Bay Park, Riverwalk Park and Spring Creek Park: boardwalk, boat ramp, kayak launches, bocce, pickleball | View the parks page |
| Sale qualification codes, effective January 1, 2026 | Florida Department of Revenue | 2026 | The codes behind the qualified-sale set the Coconut Isle market figures use | View the code list |
| Tropical Cyclone Report: Hurricane Ian | NOAA National Hurricane Center | 2023 | The official record of Hurricane Ian | View the report |
The Bonita Bay Unit 41 plat (Plat Book 60, Page 82), the Coconut Isle neighborhood declaration, the recorded master Declaration (Lee County Instrument 2011000142834) and the master association’s By-Laws (Instrument 2020000126919) are public records at the Lee County Clerk, retrieved by book and page or instrument number; none is posted as a free copy online, and the Coconut Isle association’s documents come to a buyer with the disclosure package in a sale.
Market data from Southwest Florida MLS, pulled September 30, 2026. County sales and parcel records from the Lee County Property Appraiser, recorded sales through September 2026. McGreevy and Comisar, Best Realtor for Coconut Isle at Bonita Bay. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.
