Babcock National at Babcock Ranch is a bundled golf condo market. Live MLS data, the full fee stack, Zone X flood facts, and how the membership conveys.
Updated August 2026. Written by Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Brokered by Domain Realty. Market data from the Southwest Florida MLS, pulled August 2026.
Babcock National is a gated golf neighborhood inside the master planned community of Babcock Ranch, in Punta Gorda, Charlotte County, Florida 33982. It is marketed on an 18 hole golf course, and that framing hides what the market actually is.
Babcock National is a condominium and coach home market, not an estate home market. Attached product made up 24 of 28 active listings, or 85.7 percent, and 61 of 82 closings in the trailing twelve months, or 74.4 percent. The median closed price for attached product was $245,000 against $662,000 for detached. Anyone pricing this community off the golf course is pricing the wrong half of it.
Golf membership at Babcock National is an attribute of the specific unit, and it conveys with that unit. You do not buy a home and then decide whether to join. The club's own 2026 Membership Guide defines it: "One individual for each associated golf lot or unit shall be considered the member of the golf club." A buyer who wants golf and writes an offer on a non golf unit has bought the wrong property, and cannot fix it afterward.
Those two facts are the whole reason this page exists. Everything below is the evidence.
If you are searching for the best realtor for Babcock National at Babcock Ranch, whether you are ready to sell your Babcock National home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Real Estate Agents Nationally Since 2008, with over $2.5 billion sold with our Domain Realty Group team and over $900 million in personal sales between Jesse and Marc.
Our Babcock National track record. In our own records we have two closed Babcock National transactions plus one under contract as of August 2026, verified against street address and closing notes rather than against a marketing tag. We represented buyers on attached product, which is what three quarters of this market actually is. That is a small number and we are publishing it exactly as it is, because a page whose whole argument is that its figures are true does not get to round its own up.
Our Babcock Ranch database is the reason to call us. We have spent years building a contact base of owners, past clients and active searchers focused specifically on Babcock Ranch and its neighborhoods. When a Babcock National listing comes to market we are not starting from a cold advertising buy, we are calling people who already told us this is the community they want. That is the difference between marketing a listing and matching it.
Honors and recognition:
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Selling your Babcock National home? Get a free valuation at our Babcock Ranch home valuation page, see our full seller process at Sell Your Home in Babcock Ranch, or call Jesse direct at (239) 898-6072.
Buying in Babcock National? Call Marc at (239) 287-5873 for a personalized buyer consultation. He will pull the Golf Type field on every unit you are considering before you write anything.
Babcock National trades as an attached housing market with a golf course attached to it. Across the trailing twelve months to July 2026, 61 of 82 closings were attached product at a $245,000 median, and only 21 were detached at a $662,000 median. Standing inventory is even more lopsided: 24 of 28 active listings were attached. The golf branding sets an estate home expectation the transaction record does not support.
Measure | Attached | Detached |
|---|---|---|
Share of active listings | 24 of 28 (85.7%) | 4 of 28 |
Share of trailing twelve month closings | 61 of 82 (74.4%) | 21 of 82 |
Median closed price | $245,000 | $662,000 |
Median closed price per square foot | $187 | $297 |
Months of supply | 4.7 | 2.3 |
Source: Southwest Florida MLS Matrix, filter Sub/Condo Name = BABCOCK NATIONAL, pulled 2026-08-02. Row counts were asserted against the source's own reported totals before any aggregate was computed: 28 active against a pager reading 1-28 of 28, and 82 closed against a pager reading 1-82 of 82.
This is the part every competitor gets wrong by treating Babcock National as one market. Detached inventory sits at 2.3 months of supply, which is a seller's market by any standard reading. Attached sits at 4.7 months, which is balanced and leaning toward buyers. A seller of a Terrace condominium and a seller of an Estate home in the same neighborhood are in genuinely different negotiating positions in the same week.
Measure | All (n=28) | Attached (n=24) | Detached (n=4) |
|---|---|---|---|
Median asking price | $279,500 | $272,500 | $814,000 |
Average asking price | $360,271 | $290,067 | $781,500 |
Range | $195,000 to $999,000 | $195,000 to $475,000 | $499,000 to $999,000 |
Median living area | 1,301 sq ft | 1,250 sq ft | 2,321 sq ft |
Median price per square foot | $212 | $209 | $322 |
Median days on market | 54 | 68 | 26 |
Streets carrying active listings at the time of the pull: Cranes Marsh Ct, Talon Ter, Sugar Hill Dr, Grassland Ln, Water Bird Way, Greenway Blvd and Boardwalk Loop. City of record is Punta Gorda, FL 33982, MLS geographic area BR01, Charlotte County.
Babcock National is 12 percent of all Babcock Ranch closings but 44 percent of all attached closings in the entire community. It holds 61 of the 138 attached sales across Babcock Ranch while accounting for only 82 of 668 total closings. Babcock National is where the condominium market of Babcock Ranch actually lives, and no developer page or competitor page says so.
Measure, trailing twelve months to July 2026 | Babcock National | Babcock Ranch, community wide |
|---|---|---|
Closed sales | 82 | 668 |
Median sale to list ratio | 96.3% | 97.5% |
Median days on market | 82 | 59 |
Median sale price | see split above | $390,000 |
Median price per square foot | see split above | $197 |
Active listings | 28 | 197 |
Median asking price | $279,500 | $429,000 |
Months of supply | 3.5 blended | 3.5 |
Both sets come from the same Southwest Florida MLS Matrix session on 2026-08-02, the community wide pull filtered on Development Name = BABCOCK RANCH across the Charlotte and Lee portions, and 668 rows asserted against a three page pager.
Babcock National sellers concede more and wait longer than Babcock Ranch sellers as a whole. A 96.3 percent median sale to list against the community's 97.5 percent, over 82 median days on market against the community's 59. That gap is not noise and it is not a defect in the neighborhood. It is what happens when a market is three quarters attached product carrying a mandatory golf assessment, sitting inside a community whose headline product is detached new construction.
For a seller it means pricing discipline in week one matters more here than it does one neighborhood over. For a buyer it means the negotiating room on attached product is real and measurable, and we can show you exactly where in the distribution any specific unit sits.
Yes, on the units that carry it. Golf membership at Babcock National attaches to the lot or unit rather than to the person, so it transfers with title and cannot be bought separately by a non owner. The club's 2026 Membership Guide, its Articles of Incorporation on file with the State of Florida, and the MLS structured Golf Type field all say the same thing from three independent directions.
The 2026 Membership Guide's Definitions section reads, verbatim: "Golf Members: One individual for each associated golf lot or unit shall be considered the member of the golf club. A spouse or significant other and children 21 years of age and under who reside in the unit shall be entitled to the use of the golf course."
Two things are doing work in that sentence. First, membership belongs to a lot or unit, not a person. Second, the qualifier "each associated golf lot or unit" presupposes that there are lots and units in the same community that are not associated golf. That single word is the first party confirmation that a non golf class exists at Babcock National.
The club's course details page adds the other half: "At this time, Babcock National does not offer outside memberships. Memberships are only available to property owners within the community of Babcock National."
The Babcock National Golf Club, Inc. is a separate Florida not for profit corporation, document number N19000004786, filed 05/08/2019 and active. Its Articles of Incorporation state at Article IV: "Membership and voting rights shall be as set forth in the Bylaws of the Golf Club. However, all owners of lots within the Babcock National Golf Club, Inc. shall be members of the Golf Club." Article III(A) gives it power to "Fix, levy, collect and enforce payment by any lawful means all charges or assessments levied pursuant to the Declaration," and Article III(J) gives it the powers of a homeowners association organized under Chapter 720, Florida Statutes.
A not for profit corporation with lien and assessment powers, whose membership is defined by lot ownership under a recorded declaration, is the legal shape of a bundled, title conveying membership. The golf club also appears as a named defendant alongside the master association, the neighborhood association and a condominium association in a Charlotte County unit foreclosure, Case No. 25-000823-CC, which means the club holds a recorded, foreclosable interest in individual units.
We read the structured Golf Type field on all 82 closed records in the trailing twelve months, one record at a time through the REALTOR Report display, and asserted 82 of 82 page indices captured with 82 unique MLS numbers and a clean join to the closed price set with zero unmatched rows on either side.
Golf Type on the closed record | Count of 82 |
|---|---|
Golf Bundled | 68 |
Golf Public | 5 |
No Golf Available | 5 |
Golf Bundled, No Golf Available | 1 |
Golf Non Equity | 1 |
Golf Equity | 1 |
Field not populated | 1 |
69 of the 81 populated closed records, 85.2 percent, carry bundled golf. The active set runs 19 of 27, or 70.4 percent. What actually trades in Babcock National is materially more bundled than what is currently listed, so non bundled units are over represented in standing inventory relative to their share of transactions.
We will not publish a map of which buildings or which streets carry golf. No club, homeowners association, developer or county document enumerates it, and we looked. The definitive answer for any specific unit lives in the recorded Declaration of Covenants at the Charlotte County Clerk of Circuit Court, in the association's estoppel certificate, and in the listing's own Golf Type field.
Publishing a building by building map with no source behind it is exactly the kind of confident guess that costs a buyer a golf membership at closing. Verify per unit, before you write an offer. That is a two minute job for your agent and we do it on every Babcock National showing.
A small one, on attached product, and it needs its sample size attached to it every time it is quoted. Comparing like for like on attached product only, bundled units at n=51 closed at a $245,000 median and $188 per square foot, non bundled at n=9 closed at $225,000 and $183 per square foot. That is roughly a 3 percent per square foot premium.
This is an inferred, low confidence figure with n=9 on one side, and it is not a headline. It is worth knowing because the asking price data pointed the other way: the raw price gap on active listings runs opposite to the per square foot gap, because the non bundled actives happen to be the larger Water Bird Way coach homes while the bundled ones are mostly smaller Greenway Blvd condominiums. On transacted data that inversion disappears. Asking prices measure what sellers hope and which inventory happens to be standing. Closed prices measure what the market did.
Not through the club. The 2026 Membership Guide recognizes exactly three golf side statuses: Golf Member, Tenant Member, and Guest of Member. There is no social tier in the golf club's own fee schedule, which carries a single Golf Annual Assessment line and no alternative. Social membership exists at Babcock National as a product designation, but it is not administered by the golf club and no first party document defines its privileges. Treat any description of social membership privileges as unverified until you have the association's governing documents in hand.
A Babcock National owner sits under four to five separate money collecting bodies, not the usual two. For a four story Terrace condominium, the publicly documented annual layers total $5,537.99 before the neighborhood association and the condominium association are counted at all, and neither of those two publishes a fee schedule anywhere first party.
Layer | Annual | Evidence |
|---|---|---|
Babcock Ranch Community ISD, operations and maintenance | $648.88 | Verified, district assessment schedule |
Babcock Ranch Community ISD, debt service, four story condo | $969.11 | Verified, district assessment schedule |
Babcock Ranch Residential Association, master | $1,632.00 | Verified, 2026 master assessment fee schedule |
Babcock National Golf Club, Golf Annual Assessment | $1,988.00 | Verified, 2026 Membership Guide |
Babcock National Golf Club, Golf Reserve Capitalization | $300.00 | Verified, 2026 Membership Guide |
Documented subtotal | $5,537.99 | Sum of verified figures |
Babcock National Homeowner's Association | not published | Obtain from estoppel |
Terrace condominium association | not published | Obtain from estoppel |
The Babcock Ranch Residential Association charges every unit the same amount regardless of product type, due 1 January, 1 April, 1 July and 1 October.
Component | Quarterly | Annual |
|---|---|---|
Master | $270 | $1,080 |
Internet | $135 | $540 |
Environmental | $3 | $12 |
Total, all units | $408 | $1,632 |
Worth knowing before you budget: the $135 per quarter internet line is a mandatory master association charge, not an optional service. You do not opt out of it and you do not shop it. The published schedule itself carries the caveat, verbatim: "PLEASE VERIFY WITH YOUR COMMUNITIES MANAGEMENT COMPANY TO CONFIRM SERVICE AREA OR SUB-ASSOCIATION FEES."
The 2026 schedule, read first party from the club's own Membership Guide, is a $1,988.00 Golf Annual Assessment plus a $300.00 Golf Reserve Capitalization Assessment, billed together at $572.00 per quarter, $2,288.00 per year. That is an 8.95 percent increase over the 2025 combined figure of $2,100.00.
Item | 2026 | Change vs 2025 | Quarterly |
|---|---|---|---|
Golf Annual Assessment | $1,988.00 | +$176.00 | $497.00 |
Golf Reserve Capitalization Assessment | $300.00 | +$12.00 | $75.00 |
Combined | $2,288.00 | +$188.00 | $572.00 |
Resale Capital Contribution Fee | $2,500.00 | one time on resale | |
Annual Bag Storage Fee | $200.00 | ||
Annual Range Pass | $300.00 | monthly $50.00 | |
Annual Handicap Fee | $35.00 |
These are golf club assessments only. They sit on top of the neighborhood association, the master association and the district assessment. Do not read $2,288 as a buyer's total obligation.
There is a $2,500.00 Resale Capital Contribution Fee on the club's 2026 fee schedule, and it is the single most under reported closing cost at Babcock National. There is no initiation fee, because there is no way to join without buying a unit, so the capital contribution is the club's equivalent.
Two honest limits. The document states the amount and does not state who pays it or when it is collected. Industry practice would put it on the buyer at closing, but that is an assumption and we are labeling it as one. Confirm both with the club's administrative office before either side of a transaction budgets around it.
An older $1,500 figure is still indexed and still circulating on third party fee sheets. The 2026 first party figure is $2,500. If you are reading $1,500 anywhere, you are reading a stale document.
January to April | May and October | June to September | November to December | |
|---|---|---|---|---|
Member, 18 holes | $30.00 | $30.00 | $30.00 | $30.00 |
Member, 9 holes | $20.00 | $20.00 | $20.00 | $20.00 |
Member, walking | $0.00 | $0.00 | $0.00 | $0.00 |
Member guest, 18 holes | $79.00 | $55.00 | $45.00 | $79.00 |
Tenant member, 18 holes | $69.00 | $45.00 | $45.00 | $69.00 |
A Babcock National golf member pays a flat $30 for 18 holes every month of the year, with no in season surcharge, and $0 to walk after 5:00 pm. Compare that to the seasonal ladder tenants and guests climb, where the same 18 holes runs $69 to $94 in January. Walking is same day only, cannot be booked in advance, and requires a check in at the golf shop with a sand bottle.
That flat member rate is a real and quantifiable differentiator, and almost nobody publishes it.
The Babcock National Homeowner's Association assessment and every one of the thirteen condominium association assessments are not published on any first party source. Not on the association's own site, not on the community site, not on sunbiz, not at the Charlotte County Clerk.
Figures do circulate. Every site publishing them is a brokerage, agent brand or moving to content site with no dated, publisher controlled document behind the number, so we are not repeating them and we are not linking them. The honest position is this: three of the five layers are documented in dated first party records and are quoted above in full. The other two come from the estoppel certificate in your specific transaction, and any agent quoting you a Babcock National association fee off a web page is quoting you an aggregator.
To close it for a real transaction: request the current budget from the Babcock National Homeowner's Association at 43111 Greenway Blvd, Punta Gorda, FL 33982, or from its registered agent of record.
Because a community development district legally cannot cross a county line, and Babcock Ranch spans Charlotte and Lee. The Florida Legislature said so in the enabling act's own findings. This is the distinction nearly every competitor page blurs into "the CDD fee," and getting it right changes what a buyer is actually agreeing to.
Babcock Ranch is governed by the Babcock Ranch Community Independent Special District, created by Chapter 2007-306, Laws of Florida, approved and filed with the Secretary of State on 27 June 2007. Section 2(1)(g) of that act states, verbatim, that using a special act "is the better of the two alternatives in this case because it will allow for use of a single special district, with longer involvement and responsibility on the part of the initial landowner... Additionally, use of this special act will provide the flexibility to include within the district, at a later date, contiguous Babcock Ranch lands within Lee County, whereas chapter 190, Florida Statutes, would prevent a single uniform community development district from crossing county lines."
The developer intended to expand into Lee County, and did: House Bill 1039 became Chapter 2016-257, Laws of Florida, approved 25 March 2016, adding a 4,157.2 acre Lee County parcel for a district total of 17,787.84 acres.
Community development district | Babcock Ranch Community ISD | |
|---|---|---|
Created by | Rule of the Governor and Cabinet, or local ordinance | Special act of the Legislature |
Charter | The uniform Chapter 190 charter | Chapter 2007-306, its exclusive charter |
Amended by | General law | Special act of the Legislature only |
Can cross county lines | No | Yes, and it does |
County seats on the board | None | Charlotte and Lee may each appoint one non voting liaison |
Landowner voting | One vote per acre | One vote per acre |
Section 3(4) of the act is explicit: "The exclusive charter of the 'Babcock Ranch Community Independent Special District' is this act, which may be amended, terminated, or repealed only by special act of the Legislature."
Field | Value |
|---|---|
Special District ID | 1741 |
Status | Independent, Active |
Counties | Charlotte, Lee |
Created | 27 June 2007, by Special Act |
Creation documents | Chapters 2007-306 and 2016-257, Laws of Florida |
Statutory authority | s. 189.031, F.S. |
Function | Infrastructure Development |
Most recent update | 13 October 2025 |
Section 6(7) of the act grants powers a 2007 era Chapter 190 district did not have, and they explain how the town got built the way it did: communications systems including internet, voice and data; the power "to provide electricity and related infrastructure and to enter into public-private partnerships," which is the statutory hook for the solar town; health care facilities through public private partnership; institutions of higher education; and schools, including the power to levy assessments for school facilities and to contract with both the Charlotte and Lee county school boards.
Two limits worth knowing. Section 2(1)(o) provides that the district "shall not exercise or have any comprehensive planning, zoning, or development permitting power," so Charlotte County land development regulations control. And Section 6(10)(q) provides that on default or dissolution "no local general-purpose government shall be required to assume the property of the district, the debts of the district, or the district's obligations."
The district bills every Babcock National product the same $648.88 for operations and maintenance and a different debt service amount depending on what you bought. The total ranges from $1,617.99 for a four story condominium to $2,623.49 for a 75 foot single family lot. Only the debt service component varies.
Product | O and M | Debt service | Total annual |
|---|---|---|---|
Four story condo | $648.88 | $969.11 | $1,617.99 |
Two story condo | $648.88 | $1,087.28 | $1,736.16 |
Coach | $648.88 | $1,257.26 | $1,906.14 |
Single family, 50 foot | $648.88 | $1,770.95 | $2,419.83 |
Single family, 75 foot | $648.88 | $1,974.61 | $2,623.49 |
Fiscal year runs 1 October 2025 to 30 September 2026.
The four story condominium pays less district debt service than the two story condominium: $969.11 against $1,087.28. Vertical density lowers the per unit share of the bond assessment, so stacking more homes over the same infrastructure footprint spreads the debt further. It is the opposite of what most buyers assume when they compare a Terrace unit to a Veranda unit, and it comes straight off the district's own published schedule.
The operations and maintenance component is flat at $648.88 for every residential product across the whole of Babcock Ranch in fiscal 2026. A villa in one neighborhood and a 150 foot estate lot in the Lee County parcel both pay the same $648.88. Only debt service moves.
One forward looking note, labeled as proposed rather than adopted: fiscal 2027 operations and maintenance is proposed at $681.33. Treat it as a proposal until the hearing concludes.
Babcock National maps to the district's Assessment Area 3A. Its bond debt is carried by the Series 2018 (3A) issue for master infrastructure, $12,025,000 issued December 2018 at 4.0 to 5.125 percent with a final maturity of 11/1/2051, and the Series 2020 (3A) issue for neighborhood infrastructure, $8,545,000 issued September 2020 at 2.5 to 4.0 percent with a final maturity of 5/1/2050. The linkage from "Babcock National Phase 3A" on the assessment schedule to Assessment Area 3A in the audited financials is inferential, at high confidence.
District wide, the audited financial statements record $152,595,000 in bonded par at 30 September 2024 across an eleven series ledger. There is no Series 2025; the fiscal 2026 adopted budget carries debt service funds for exactly eleven series and no 2025 line.
There is no recorded plat named "Babcock National Phase 3A." Phase 3A is the district's assessment area label, not a plat name. The nearest recorded plat is Babcock National Phase 3, Plat Book 25, Page 4. If you are searching the county index by that label you will find nothing, and its absence means nothing.
Lennar built Babcock National and has closed it out. As of August 2026 the Lennar community URL redirects to the market landing page, and Babcock National no longer appears on Lennar's own list of Babcock Ranch communities. This is a resale only market now, which is precisely why it belongs to a local agent and not to a builder website.
Date | Event |
|---|---|
November 2018 | Kitson and Partners announces Lennar's plans for Babcock National, five product lines and a Gordon Lewis 18 hole course |
Q1 2019 | Sales open, as announced |
February 14, 2020 | Golf course established |
March 2020 | Roughly 50 to 60 homes under contract |
May 2020 | 40 homes built, first four model homes unveiled, 17 floor plans available |
2021 to 2022 | All five collections selling simultaneously |
June 2023 | Estate Homes still actively selling |
August 2024 | Only Terrace and Veranda remain, page reads "2 unique home collections" |
August 2026 | Community URL redirects, Babcock National absent from Lennar's Babcock Ranch roster |
Two independent live confirmations, both read 2026-08-02. First, the Lennar Babcock National community URL 302 redirects to the Naples and Fort Myers market landing page, and every child URL does the same. Second, Lennar's current "Explore our Communities in Babcock Ranch" page lists Willowgreen, Sabal Glen, Tuckers Cove and Webb's Reserve, and does not list Babcock National. Babcock National also does not appear on the Babcock Ranch developer's own actively selling neighborhoods page.
Total unit count at build out. The only figure in the record is "about 1,100 residences upon completion," from a May 2020 news article, which is a plan figure from a moment in time rather than a delivered count. No first party Lennar or Kitson build out number exists in anything we could read. We will cite the 2020 figure with its date or leave it out, and we will not present it as today's number.
We also will not repeat "over 18 home designs" from the 2018 announcement. The delivered set is 17.
Babcock National delivered five product lines and seventeen floor plans, running from a 1,120 square foot Terrace condominium to a 3,473 square foot Estate home. There is no villa line. Three of the five lines are attached product, which is why the market data looks the way it does.
Plan | Product line | Square feet | Beds | Baths | Garage |
|---|---|---|---|---|---|
Arbor | Terrace Condominiums | 1,120 | 2 | 2 | none |
Birkdale | Terrace Condominiums | 1,154 | 2 | 2 | none |
Carolina | Terrace Condominiums | 1,301 | 2 | 2 | none |
Bromelia II | Veranda Condominiums | 1,355 | 2 | 2 | 1 |
Diangelo II | Veranda Condominiums | 1,366 | 2 | 2 | 1 |
Arabella II | Veranda Condominiums | 1,569 | 2 | 2 | 1 |
Arrowhead | Coach Homes | 1,741 | 3 | 2 | 2 |
Bay Creek | Coach Homes | 2,110 | 3 | 2 | 2 |
Remington | Executive Homes | 1,850 | 2 | 2 plus half | 2 |
Azalea | Executive Homes | 2,061 | 2 | 2 | 2 |
Cypress | Executive Homes | 2,246 | 3 | 2 | 2 |
Calusa | Executive Homes | 2,247 | 3 | 3 | 2 |
Aster | Estate Homes | 2,395 | 3 | 2 plus half | 3 |
Coquina | Estate Homes | 2,553 | 4 | 3 | 3 |
Westwind II | Estate Homes | 2,799 | 3 | 3 | 2 |
Aster Grande | Estate Homes | 3,025 | 3 | 3 plus half | 3 |
Pompano | Estate Homes | 3,473 | 5 | 3 | 3 |
Plan data comes from Lennar's own archived plan records. Half bath counts were not published for the Terrace, Veranda and Coach collections.
This is one of the weakest answered questions in the whole category, and it is a genuine source of buyer confusion.
You will see pages that tell you which streets are condominium streets and which are house streets. The split is not clean by street name, and we are not going to publish one until we have re-pulled the address ranges.
The county records show Greenway Blvd carrying Terrace condominiums, Veranda condominiums and detached Estate homes at different address ranges. Boardwalk Loop carries detached Executive homes and condominium buildings. Grassland Ln carries both attached types split by odd and even side. Leaning Pine Ln is a large detached Executive street of roughly 53 homesites that is missing from most published street lists entirely, and it is the address of the old Lennar welcome home center.
Odd and even side and address range matter here, not street name. Anyone giving you a street level product map for Babcock National is giving you something they have not checked.
The Charlotte County certified real property file does carry a verified association to street mapping: Greenway Blvd holds Terrace I, II and III plus single family lots; Boardwalk Loop holds Terrace IV, V and VI plus single family lots; Grassland Ln holds Veranda II and III; Water Bird Way holds Coach Homes II and associated tracts.
Thirteen. Babcock National holds 782 condominium units across 56 buildings in thirteen separate condominium associations, plus 342 platted non condominium parcels. Each condominium association is its own Florida not for profit corporation with its own budget, its own reserves and its own assessment. Buying in Babcock National means buying into one of them, not into a single community wide association.
Condominium | Units | Buildings | Building numbers |
|---|---|---|---|
Terrace I | 60 | 2 | 1, 2 |
Terrace II | 60 | 2 | 3, 4 |
Terrace III | 90 | 3 | 5, 6, 7 |
Terrace IV | 60 | 2 | 18, 19 |
Terrace V | 60 | 2 | 20, 21 |
Terrace VI | 60 | 2 | 22, 23 |
Veranda I | 72 | 4 | 8, 9, 10, 11 |
Veranda II | 56 | 4 | 28, 29, 30, 31 |
Veranda III | 56 | 4 | 24, 25, 26, 27 |
Veranda IV | 64 | 5 | 13, 14, 15, 16, 17 |
Coach Homes I | 56 | 14 | 32 to 34, 37 to 47 |
Coach Homes II | 48 | 12 | 48 to 53, 64 to 69 |
Coach Homes III | 40 | 10 | 54 to 63 |
Total | 782 | 56 |
Computed from 793 Babcock National records in the Charlotte County certified real property file, counting only parcels with a non zero year built. The 342 platted non condominium parcels break down as Babcock National 159, Phase 2 21, Phase 3 37, Phase 4 68 and Phase 6 57; that count includes some association tracts and common area parcels that were not stripped out.
Plat name | Plat Book | Page | Recorded |
|---|---|---|---|
Babcock National | 23 | 14 | 2020 |
Babcock National Phase 2 | 24 | 11 | 2020 |
Babcock National Phase 3 | 25 | 4 | 2021 |
Babcock National Phase 4 | 25 | 8 | 2022 |
Babcock National Phase 6 | 26 | 9 | 2023 |
The master plat's full page range is confirmed verbatim in a recorded instrument's metes and bounds: "BABCOCK NATIONAL, AS RECORDED IN PLAT BOOK 23, PAGES 14A THROUGH 14Z16." There is no Phase 5 plat in the county index.
Body | Corporate identity | What it collects |
|---|---|---|
Babcock Ranch Community ISD | Special District ID 1741 | Operations, maintenance and bond debt service |
Babcock Ranch Residential Association, Inc. | Sunbiz N16000006848 | Master assessment, internet, environmental |
Babcock National Homeowner's Association, Inc. | Sunbiz N19000004792 | Neighborhood assessment, not published |
Babcock National Golf Club, Inc. | Sunbiz N19000004786 | Golf assessment and reserve capitalization |
Your condominium association | One of thirteen | Building level assessment, not published |
One structural difference worth flagging for a buyer. The master association has not turned over to residents: its 2026 annual report lists an all developer board at a Palm Beach Gardens principal address. The Babcock National neighborhood association appears to have turned over: its 2026 annual report lists resident officers at 43111 Greenway Blvd and, in July 2025, it switched its registered agent to a community association law firm. Board composition is verified from the state filings; the turnover conclusions are our inference from it.
Partly, and the split runs straight down the middle of the community. The six Terrace associations are four story buildings and fall under the Structural Integrity Reserve Study requirement. The four Veranda and three Coach Homes associations are two story product and are expressly exempt, both from the reserve study and from milestone inspection. Same neighborhood, two different statutory regimes.
Section 718.112(2)(g)1., Florida Statutes, requires a residential condominium association to complete a structural integrity reserve study at least every ten years after the condominium's creation, for each building three habitable stories or higher, covering roof, structure, fireproofing and fire protection, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors, and any other deferred maintenance item over an inflation adjusted $25,000 threshold whose failure affects those components.
Section 718.112(2)(g)5. exempts "buildings less than three stories in height; single-family, two-family, three-family, or four-family dwellings with three or fewer habitable stories above ground."
This is the part that reaches a buyer's wallet. For a budget adopted on or after 31 December 2024, an owner controlled association subject to a reserve study may not vote to fund less than the required reserves for those components. The old practice of waiving reserves to hold assessments down is gone for the Terrace buildings. It was never applicable to the Veranda and Coach product.
Section 553.899(3)(a) triggers a milestone inspection when a condominium building of three or more habitable stories reaches 30 years of age, based on the certificate of occupancy date, and every ten years after. Section 553.899(4) exempts buildings with three or fewer habitable stories above ground.
No building at Babcock National is older than about six years. The master plat recorded in 2020 and the golf course was established 14 February 2020. On a 30 year trigger the earliest milestone inspection at Babcock National would fall around 2050, or around 2045 if Charlotte County ever adopts the 25 year local option that section 553.899(3)(b) permits.
Two honest limits. Individual certificate of occupancy dates per building were not verified. Whether Charlotte County has adopted a 25 year local trigger was not verified. Confirm both before relying on a specific year.
No completed structural integrity reserve study was located for any Babcock National association in any public source, and turnover status per condominium association is unknown. The "four story condo" and "two story condo" labels come from the district's assessment schedule rather than from a building official's Florida Building Code determination, which is the statutory test. Ask for the reserve study and the current budget in the estoppel package.
No. Babcock National is Zone X, Area of Minimal Flood Hazard, on FIRM panel 12015C0500G effective 15 December 2022, and inside effective Letter of Map Revision case 24-04-2314P effective 4 November 2025. Every known street was queried individually against the FEMA National Flood Hazard Layer by geocoded point and every one returned the same result.
Street | FEMA result |
|---|---|
Greenway Blvd | Zone X, not a Special Flood Hazard Area |
Cranes Marsh Ct | Zone X, not a Special Flood Hazard Area |
Boardwalk Loop | Zone X, not a Special Flood Hazard Area |
Grassland Ln | Zone X, not a Special Flood Hazard Area |
Water Bird Way | Zone X, not a Special Flood Hazard Area |
Talon Ter | Zone X, not a Special Flood Hazard Area |
Sugar Hill Dr | Zone X, not a Special Flood Hazard Area |
All seven returned the SFHA flag set to false, no base flood elevation, and the same panel. Because they also sit inside a Letter of Map Revision effective November 2025, this is a current post Ian determination and not a legacy map.
Say Babcock National, never Babcock Ranch. The wider Babcock Ranch envelope is not uniformly Zone X. A bounding box query over the area returns twelve Zone AE polygons and two Zone AE floodway polygons alongside the Zone X areas, and Charlotte County holds a FEMA Elevation Certificate showing flood zone AE for a lot in Babcock Ranch Phase 2D on the very same panel. The natural flow ways through the property carry AE. Babcock National's residential streets do not.
Charlotte County's flood insurance discount is 10 percent here, not 25. The county holds Community Rating System Class 5, and Class 5 delivers a 25 percent discount only on policies for properties inside a Special Flood Hazard Area. For a non Special Flood Hazard Area property, which is what Zone X means, the standard discount is 10 percent. Any page telling a Babcock National buyer they get 25 percent off is wrong. The county is working toward Class 4.
Federal mandatory purchase under 42 U.S.C. section 4012a applies to structures inside a Special Flood Hazard Area with a federally backed or regulated mortgage, so there is no federal flood insurance mandate at Babcock National. That is not the same as "not required." Your lender may still require it, and your condominium or homeowners association governing documents may require it independently. Zone X also does not mean zero risk; it means minimal mapped hazard, and coverage remains available at the cheaper non Special Flood Hazard Area rating.
Verify your specific address at the FEMA Flood Map Service Center before you rely on any of this.
Babcock Ranch retained electricity, air conditioning, internet, water and sewer through Hurricane Ian and did not flood, while surrounding communities lost power, flooded and sustained extensive structural damage. That is not a marketing claim: it is the account in ASCE's own Civil Engineering magazine, corroborated by national and local news reporting from the days after the storm.
The National Hurricane Center's Tropical Cyclone Report for Hurricane Ian records the first Florida landfall at Cayo Costa at 130 knots on 28 September 2022, and a second landfall near Punta Gorda the same evening at an estimated 125 knots, roughly 145 miles per hour. Babcock Ranch sits about 20 miles inland and northeast of Punta Gorda, so it was on the track. The "direct hit" framing is supported by the federal report, not just by the developer.
From ASCE Civil Engineering, July 2024, with named engineers David Mercer of Kimley-Horn and Jennifer Languell of Trifecta Construction Solutions:
The town also has its own drinking water plant using nanofiltration and reverse osmosis, and its own membrane bioreactor wastewater reclamation facility feeding gray water irrigation.
A 40,000 square foot athletic facility built for Babcock Ranch Schools and designed to double as an emergency shelter was not needed by residents, who sheltered in place. It took in evacuees from surrounding communities plus first responders and line workers instead.
Contemporary reporting from the days after Ian describes a community of roughly 5,000 residents that did not lose power, with damage limited largely to downed trees, a few shingles and a missing traffic light at the main entrance. One caveat we will pass along because the reporting itself did: Babcock Ranch did not experience the hurricane at its most intense.
Milton is a much weaker case and we are not going to present it as an equal one. Milton made landfall at Siesta Key as a Category 3 on 10 October 2024, roughly 70 miles north of Babcock Ranch, and its damage in the Charlotte and Sarasota corridor was substantially a tornado event, with 45 tornadoes recorded on land the day before landfall. Accounts of Babcock Ranch taking in around 2,000 evacuees and holding power through Milton exist but we have not obtained a first tier, datelined report to stand behind them. Ian is the storm this community's record rests on.
Babcock Ranch is powered by an off site utility scale array, the FPL solar center on roughly 870 acres north of town at about 150 megawatts, paired with ten battery storage units. Panel counts differ across sources between 650,000 and 700,000, so treat roughly 690,000 as the honest number and cite it.
The homes themselves do not have solar panels. This is the single most common misconception about buying here. The town is solar powered at the utility scale. A Babcock National condominium does not come with a rooftop array, and no Lennar included features list for any Babcock National plan contains a solar item.
Your condominium association carries the master property policy on the building, by statute, and you carry an HO-6 for the interior, your betterments, your contents and your liability. Section 718.111(11), Florida Statutes, puts that duty on the association regardless of what the declaration says, and regardless of the special district, which insures nothing of the sort.
Section 718.111(11) reads, in part: "Every condominium association shall have adequate property insurance as determined under this paragraph, regardless of any requirement in the declaration of condominium for certain coverage by the association." It applies to every residential condominium in Florida regardless of when its declaration was recorded, and adequacy is measured on replacement cost determined by an independent insurance appraisal, or an update of a previous appraisal, at least once every three years.
The practical consequence for a buyer: part of your carrying cost is your share of that master policy inside the condominium assessment, and part is your own HO-6. Ask which one you are looking at when someone quotes you an insurance number.
Is the master policy all in, walls in, or bare walls? That single answer sizes your HO-6, and it lives in the declaration and the association's current policy, not on any web page. Ask for it in the estoppel package alongside the windstorm deductible, which in Florida is typically a percentage of insured value rather than a flat dollar figure.
Section 627.0629, Florida Statutes, requires insurers to provide a discount, credit or other rate differential for construction features demonstrated to reduce windstorm losses. The credit categories map onto exactly what was engineered here: roof to wall connection, sealed roof deck, roof geometry, opening protection, and reinforced garage doors. Verification runs through the Uniform Mitigation Verification Inspection Form, OIR-B1-1802, completed by a qualified inspector.
Get the OIR-B1-1802 for the specific home before you quote it. We are not going to publish a dollar or percentage saving, because credits are carrier specific and property specific and any number we printed would be a guess dressed as a fact.
Citizens Property Insurance is Florida's residual market, and a homeowner may not remain with or move to Citizens if an admitted private carrier offers coverage within 20 percent of the comparable Citizens premium. Statewide, Citizens' policy count has fallen sharply as private carriers assumed policies through depopulation and new insurers entered after the 2022 and 2023 reforms.
A new construction concrete block home in an inland Zone X location with code compliant opening protection is the profile private carriers compete for. That is a defensible statement about the market, not a guarantee of availability or price for your address. Shop the admitted private market first and get the wind mitigation inspection before you quote.
Babcock Neighborhood School is a K-12 public charter school inside Babcock Ranch, NCES ID 120024008634, enrolling 1,053 students in 2024-25 at a 16.2 student to teacher ratio, and it earned a Florida state grade of A in 2025, up from B in 2024. Charlotte County Public Schools earned its first district A in fifteen years on 1 July 2026.
Field | Value |
|---|---|
Name | Babcock Neighborhood School |
NCES School ID | 120024008634 |
District | Charlotte County, NCES 1200240 |
Address | 43301 Cypress Pkwy, Babcock Ranch, FL 33982 |
Type | Regular school, charter, open |
Grade span | Kindergarten through 12 |
Total students, 2024-25 | 1,053 |
Classroom teachers | 65.00 full time equivalent |
Student to teacher ratio | 16.20 |
State grade | A in 2025, B in 2024 |
The 2026 grade for this school was not confirmed. The district's 2026 announcement listed district operated A schools and did not enumerate charter managed schools.
Charlotte County Public Schools was awarded an A district grade by the Florida Department of Education on 1 July 2026, its first in fifteen years, on a 39 point year over year increase in overall accountability points, ranking 21st of Florida's 67 districts and placing among the state's sixteen fastest improving. C rated schools in the district fell from six to two, and no district operated school earned a D or F.
This distinction matters and almost nobody makes it. Babcock Neighborhood School is a public charter school with enrollment preference for Charlotte County and Babcock Ranch residents. It is open to all students. Owning at Babcock National gives you preference; it does not guarantee a seat. Confirm current capacity and waitlist status with the school directly before you make school access part of a purchase decision.
Assigned district attendance zones for 33982. We could not verify them from the district's own boundary locator, and the commonly repeated chain that circulates on aggregator sites is unverified. East Elementary School at 27050 Fairway Drive, Punta Gorda, is the geographically nearest district elementary in the same ZIP, and that is a verified address rather than a verified assignment. Run your specific address through the Charlotte County Public Schools boundary locator.
Nothing, within half a mile. Across twelve months of Charlotte County Major Projects reports we found no plat application, rezoning or major project mapped inside a half mile radius of Babcock National. The nearest Babcock Ranch items sit roughly 1.2 to 1.8 miles out. That is a verified negative finding, and negatives about adjacent development are rarely published by anyone.
Item | What it is | Approximate distance |
|---|---|---|
Lake Babcock Drive corridor plat | 15 single family lots plus infrastructure, 3.92 acres | 1.2 to 1.6 miles |
Founders Square | Babcock Ranch town center | 1.4 miles |
Babcock Neighborhood School | K-12 charter campus | 1.3 miles |
Midtown Market Place | 135,500 square feet, ten commercial buildings | 1.75 miles |
Distances are our own great circle measurements from the Babcock National centroid derived from the seven geocoded streets to a street or address centroid rather than to a project boundary, so treat them as plus or minus about 0.3 miles.
Charlotte County reports building permits at the Babcock Ranch community level, not by subdivision. Across July 2025 through June 2026 the county issued 616 single family permits at Babcock Ranch, and cumulative single family certificates of occupancy since March 2017 rose from 3,648 to 4,177. Monthly volume climbed from around 31 to 39 in late 2025 to 68 to 98 in spring 2026.
There is no published Charlotte County figure for permits issued inside Babcock National specifically, and any number presented as one would be invented. Address level records exist only in the county's permitting portal, queried one address at a time.
Cassia Bay appears in county filings as a Pulte project and it is not near Babcock National. It sits north of Duckweed Terrace and east of Burnt Store Road in the Punta Gorda and Burnt Store area plan, on the opposite side of the county. A Medical Center at Babcock Ranch filing sits roughly two miles south and one mile east of Babcock National on our reading of the parcel identifier, which is an inference from the parcel strap rather than a confirmed site plan.
Babcock National is a gated sub community with its own amenity set, all of it inside the gate. The roster is an 18 hole golf course, a resort style pool with lap lanes and a spa, a tiki bar, tennis and pickleball courts, bocce, a fitness center, a full service spa and a clubhouse holding formal dining, a casual bar and grille and social space.
Specification | Value |
|---|---|
Holes | 18 |
Par | 72, out 36 and in 36 |
Established | 14 February 2020 |
Architect | Gordon Lewis |
Longest tees | 7,067 yards, Grey |
Shortest tees | 4,493 yards, Gold |
Rated tee sets | 9 |
Grey rating and slope | 74.0 and 128, men |
Turf | Celebration Bermuda tees, fairways and rough; TifEagle Bermuda greens and collars |
Irrigation | Reclaimed water |
Property acreage | 460 acres |
The course was shortened since 2022, when the club's guide listed the Grey tees at 7,176 yards. Use the 2026 figures.
We verified the architect three independent ways because a wrong attribution is circulating. The 2026 Membership Guide states "Established: February 14, 2020 / Architect: Gordon Lewis." The 2022-2023 guide says the same, so this is stable club doctrine across at least four seasons rather than a one year artifact. And Lennar's own corporate newsroom release of 19 June 2019 quotes its Southwest Florida division president by name describing "18-hole courses designed by Gordon Lewis."
A "Nicklaus Design" attribution for Babcock National is in circulation and it is wrong. It appears to be bleed over from Webb's Reserve, the other Lennar golf neighborhood inside Babcock Ranch. If you see Nicklaus attached to Babcock National, you are reading a page that has confused two communities.
The Enclave at Babcock National is the upscale venue in the clubhouse, with a bar and an adjoining ballroom. The Watershed Grill is described by the club in its own words as a "member-only casual poolside bar and grill." An automatic 20 percent gratuity is added to all checks at both, which is a real operating fact worth knowing before your first visit.
Access runs in tiers. The golf course is for golf members, tenant members and accompanied guests up to three per member, plus limited public tee times. The clubhouse and amenities center explicitly entitle golf members, tenant members and guests of members. The Getaway Spa is the one stated exception to the gate: it takes residents and non residents by appointment.
Tennis, pickleball and bocce are on site, and bocce balls are checked out from the tennis pro shop by residents. Tennis and pickleball access is administered through a separate paid racquet membership on the club's booking platform, distinct from the golf membership.
We are not publishing the racquet pricing. The published tiers sit under a heading that reads "Tenant," so whether those prices apply to owner residents or only to lessees is genuinely unresolved. Confirm it with the club before you budget it as a resident cost.
Partly, and the qualifier matters. Memberships are limited to Babcock National property owners. The course does sell limited public tee times, bookable up to five days out by phone or through the club's tee times page, and the club publishes public rates for May and October only. A booking platform check on 3 August 2026 returned no available public inventory and labels the facility a private club. Treat public access as limited and seasonal rather than open.
Babcock National is gated, and its amenities are for Babcock National. We found no first party document extending Babcock National pool, fitness or court access to Babcock Ranch residents generally, and no roster of wider town amenities that a Babcock National owner is entitled to as a Babcock National owner. Do not assume either direction; ask for the amenity policy in your estoppel package.
Some of these are genuinely unresolved in the public record and we are going to say which. The one rule we can state first party is the tenant golf mechanism: an owner may transfer the right of use to a tenant with a signed member transfer application, minimum one month, and during the transfer period the owner's own club privileges are rescinded.
The 2026 Membership Guide's definition reads: "Tenant Member: Any owner may transfer their right of use to the common areas and the facilities to his/her tenants provided a Member/Transfer Application is completed and signed by the owner... During the period specified on the Member/Transfer Application (minimum of one month) the owner's privileges are rescinded."
Read that carefully if you are buying as an investor. You do not keep your golf while your tenant is in the unit. It is one membership per unit and it goes to whoever the application names.
Club rule language documents a 30 day minimum at Babcock National. Broader Babcock Ranch material says most neighborhoods require six months to a year. Both can be true at different layers, because the club governs club access and the condominium or homeowners association governs occupancy. Neither is a substitute for the other, and the answer for your specific unit is in your association's recorded documents. We are not publishing a rental minimum for Babcock National until we have those documents in hand.
We do not have first party sources for the Babcock National pet policy, breed or weight limits, parking and recreational vehicle rules, or the architectural review process for exterior changes. Those live in the recorded declaration and the association's rules and regulations, neither of which is published online for this community. Any page giving you those specifics for Babcock National is repeating an aggregator. Get the rules and regulations in the estoppel package.
Babcock National is not an age restricted community, and no 55 and over designation appears in any first party document we read.
A member may bring up to three guests on the course. Guest rates are seasonal, running $79 for 18 holes in January down to $45 in the summer, plus tax. An annual guest pass booklet is available at $500.00, tax included.
Where good sources disagree, publishing the disagreement with attribution beats picking one, and it beats silence. Here are six live contradictions about Babcock National, stated rather than resolved, so you know exactly which questions still need a document rather than a web page.
Lennar's own archived included features lists for Babcock National plans say "Code compliant hurricane panels," with no impact glass line. ASCE's account of Babcock Ranch community wide says "All homes and businesses have operable storm shutters or impact glass." Both may be true at different scopes, and Lennar in Southwest Florida later moved some communities to impact glass as standard, so late phase Babcock National deliveries may differ from early ones. We will not assert either as the Babcock National standard. Check the specific home.
Covered above. Unresolved between the club layer and the association layer.
Both figures circulate for Babcock Ranch. The defensible statement is the FEMA determination, which is verified: Zone X, panel 12015C0500G, no base flood elevation. Attributed sources put the community at roughly 25 to 30 feet above sea level and about 30 miles inland. No lot specific finished floor elevation was obtained.
The 2026 Membership Guide says $2,500. The $1,500 figure is from an older fee sheet that is still indexed and still circulating. Publish the current one with its date; treat the older number as stale.
Yes. Lennar has closed out, verified two independent ways in August 2026. Some sources still show it selling, which is a lag in their data rather than live inventory.
The club bills its assessment separately and its 2026 schedule is a standalone document. Whether any association rolls a golf line into its own assessment is unresolved, because the association budgets are not published. One ranking source claims golf is included in the HOA fee for all Babcock National properties; others say the club fee is separate and applies to golf deeded units only. The estoppel certificate settles it for your unit.
Every community page online reads like a brochure. Here is the version built from the data above, with the downsides stated as plainly as the upsides, because a buyer who learns the downside after closing is a buyer who tells everyone.
If Babcock National is on your list, three comparisons are worth running before you commit, and each one tests a different assumption.
The other Lennar golf neighborhood inside Babcock Ranch, and the direct in community comparison. Note that Webb's Reserve is where the "Nicklaus Design" attribution actually belongs in circulation; Babcock National's architect is Gordon Lewis, verified three ways. Running the two against each other on price per square foot and days on market is the single most useful comparison a Babcock National buyer can make, and we will pull it for you.
Babcock National sits at a lower median than the community as a whole: a $279,500 median ask against $429,000 community wide. If your priority is the town rather than the golf, the rest of Babcock Ranch offers detached product at prices Babcock National's detached segment does not reach. If your priority is a bundled golf condominium, Babcock National is where 44 percent of the community's attached closings happen.
Buyers regularly compare Babcock National against bundled golf communities closer to the coast. The honest framing is that you are trading coastal proximity for an inland Zone X flood posture and a lower entry price. That is a real trade with real numbers on both sides, and it is worth doing on paper rather than on impression. Call Marc at (239) 287-5873 and we will build the comparison from live MLS pulls rather than from asking price impressions.
If you are searching for a Babcock National listing agent, or thinking "I need someone to sell my Babcock National home," here is what we bring that a general Charlotte County agent does not: we know that your buyer pool is defined by whether your unit carries golf, we know your neighborhood concedes more than the community average, and we have the pulls to prove both.
82 closings, 61 of them attached and 21 detached, at a $245,000 attached median and a $662,000 detached median. Median sale to list ratio 96.3 percent, median days on market 82. Detached inventory sits at 2.3 months of supply and attached at 4.7. In our own records we represented buyers on two closed Babcock National transactions with one more under contract as of August 2026.
Three things, and none of them apply to a generic Punta Gorda listing.
Your golf status is a pricing input, not a feature bullet. Bundled attached units transacted at roughly a 3 percent per square foot premium over non bundled attached units, on a small sample. More importantly, the buyer pool is different: a buyer who wants golf will not write on your social unit, and a buyer who does not want the assessment will discount your golf one. Pricing without naming which one you are is pricing blind.
You are competing against a market that concedes. A 96.3 percent median sale to list over 82 days is your baseline, not the 97.5 percent over 59 days a Babcock Ranch wide comparable would suggest. Week one pricing discipline is where this is won.
Your buyer needs the fee stack explained, not defended. Over $5,500 a year documented, plus two association layers that are not published, plus a $2,500 resale capital contribution. A buyer who discovers those at the estoppel stage renegotiates. A buyer who is handed them in the listing package writes a cleaner offer. We put them on the table.
Get a free valuation at our Babcock Ranch home valuation page. It takes about 60 seconds and we follow it with a real comparable analysis rather than an automated estimate, because an automated model cannot see whether your unit carries a golf membership and that is the largest single value variable in this community.
Text or call (239) 898-6072. If you want the full seller process first, read Sell Your Home in Babcock Ranch, which covers our pricing method, our marketing, and what we do in the first fourteen days on market.
McGreevy and Comisar are Jesse McGreevy and Marc Comisar, and we lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012. Jesse has been in Southwest Florida real estate since 2004 and launched the team in 2008. Marc lives in the field on listing appointments and buyer showings.
Jesse McGreevy is a top-reviewed Southwest Florida realtor. More about both of us on our about page.
McGreevy and Comisar lead Domain Realty Group, a full service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com.
Contact:
Selling a Babcock National home, call Jesse direct at (239) 898-6072. Buying one, call Marc at (239) 287-5873.
Mostly, but not entirely, and the distinction is per unit. 69 of the 81 populated closed records in the trailing twelve months, or 85.2 percent, carried bundled golf. The active set ran 70.4 percent. The rest carry something else, including "Golf Public," "Golf Non Equity," "Golf Equity" and "No Golf Available."
The only reliable per unit answer is the listing's structured Golf Type field, confirmed against the recorded declaration and the association's estoppel certificate. No club, association, developer or county document publishes a building by building or street by street map, and any page showing you one has made it up. Call Marc at (239) 287-5873 and he will pull the field on any address before you write.
The golf club bills its assessment separately, on its own 2026 schedule, at $572.00 per quarter. Whether any association also rolls a golf line into its own assessment is unresolved, because the association budgets are not published anywhere first party. Your estoppel certificate settles it for your unit.
$572.00 per quarter for 2026, made up of a $497.00 Golf Annual Assessment installment and a $75.00 Golf Reserve Capitalization installment. That is $2,288.00 per year, up 8.95 percent from $2,100.00 in 2025.
$2,500.00, listed on the club's 2026 fee schedule as the Resale Capital Contribution Fee. The document does not state who pays it or exactly when it is collected, so confirm both with the club's administrative office. An older $1,500 figure is still indexed online and is stale.
We could not find one in the club's own 2026 fee schedule or membership guide, and we are not going to repeat a figure we cannot source. The one dining cost we can confirm first party is an automatic 20 percent gratuity added to all checks.
Babcock Ranch does not have a community development district. It has a Babcock Ranch Community Independent Special District, created by special act of the Legislature, because a Chapter 190 community development district cannot cross a county line and Babcock Ranch spans Charlotte and Lee.
A community development district is created by rule of the Governor and Cabinet or by local ordinance and runs on the uniform Chapter 190 charter, which the Legislature can amend by general law. An independent special district here runs on its own exclusive charter, Chapter 2007-306, amendable only by special act. The independent district can cross county lines and can hold powers a Chapter 190 district cannot, including providing electricity through public private partnership.
$1,617.99 a year for a four story condominium and $1,736.16 for a two story, in fiscal 2026. Both figures are $648.88 in operations and maintenance plus a debt service component that varies by product.
Vertical density spreads the bond assessment across more units over the same infrastructure. The four story pays $969.11 and the two story pays $1,087.28. It is counterintuitive and it comes straight from the district's published schedule.
The district's assessments may be collected on the county tax roll or direct billed off roll, depending on the fund. Ask for a current tax bill or a TRIM notice for the specific address rather than assuming.
$1,080 a year of master assessment, $540 a year of internet and $12 a year of environmental, totaling $1,632. The internet line is mandatory, not an optional service you can decline or shop.
Yes. Babcock National holds thirteen separate condominium associations, and each one levies its own assessment on top of the master association, the neighborhood association, the golf club and the district. Those condominium assessments are not published first party.
The documented layers total $5,537.99 a year for a four story condominium, which is about $462 a month, and that is before the neighborhood association and the condominium association. Anyone quoting you a complete all in figure from a web page is quoting you an aggregator, because two of the five layers are not published.
The golf club's combined assessment went from $2,100.00 in 2025 to $2,288.00 in 2026, an 8.95 percent increase. District operations and maintenance is proposed at $681.33 for fiscal 2027 against $648.88 in fiscal 2026, and that proposal is not yet adopted. Association level increases are not published.
Florida homestead exemption and Save Our Homes apply to a permanent Florida residence regardless of community, subject to the usual eligibility rules. Apply through the Charlotte County Property Appraiser and confirm your specific situation with them rather than with a real estate page.
Not through the club. The club recognizes three golf side statuses, Golf Member, Tenant Member and Guest of Member, and states plainly that memberships are only available to property owners within Babcock National. There is no social to golf upgrade path in the 2026 fee schedule.
No. The club states it "does not offer outside memberships. Memberships are only available to property owners within the community of Babcock National."
Limited and seasonal public tee times, bookable up to five days ahead. Public rates are published for May and October only. A booking platform check in August 2026 returned no public inventory and labeled the facility a private club.
Gordon Lewis, verified three independent ways: the club's 2026 Membership Guide, its 2022-2023 guide, and a 2019 Lennar corporate newsroom release quoting its division president by name. A Nicklaus attribution circulating for Babcock National is incorrect and appears to be bleed over from Webb's Reserve.
18 holes, par 72, established 14 February 2020, playing to 7,067 yards from the Grey tees down to 4,493 from the Gold, nine rated tee sets, Celebration Bermuda through the green and TifEagle Bermuda on the greens, irrigated with reclaimed water, on a 460 acre property.
$30.00 for 18 holes and $20.00 for 9, flat across every month of the year, and $0.00 to walk after 5:00 pm on a same day basis. Guests and tenant members pay seasonal rates running as high as $94 for 18 holes in season.
Yes, up to three guests per member on the course. Guest rates for 18 holes run $79 in January through April, $55 in May and October and $45 from June through September, plus tax. An annual guest pass booklet is $500.00.
Yes. The club sells an annual range pass at $300.00, a monthly at $50.00 and a daily at $10.00 for members. Lesson pricing is published at $90 per hour for members and $100 for non members, with clinics at $20 for members and $30 for non members.
Five product lines: Terrace condominiums, Veranda condominiums, Coach homes, Executive homes and Estate homes. Three are attached and two are detached single family. There is no villa line at Babcock National.
From 1,120 square feet for the smallest Terrace plan to 3,473 square feet for the largest Estate plan, across seventeen floor plans.
A Terrace is a stacked flat in a four story building with no garage. A Veranda is a two story building unit with a one car garage. A Coach home is attached two story product with a two car garage. They run smallest to largest in that order and they sit in different condominium associations with different statutory obligations.
Terrace condominiums have no garage. Veranda condominiums have a one car garage. Coach homes have a two car garage. Executive and Estate homes have two and mostly three car garages respectively.
Yes. Lennar has closed out, verified in August 2026 by a redirecting community URL and by absence from Lennar's own current Babcock Ranch community roster. Everything available is resale.
782 condominium units in 56 buildings, computed from the Charlotte County certified real property file, plus 342 platted non condominium parcels. A widely repeated "about 1,100 residences upon completion" figure comes from a May 2020 news article and is a plan number from that date, not a delivered count.
Lennar's own archived included features lists for Babcock National plans specify "Code compliant hurricane panels" and contain no impact glass line. ASCE's account of Babcock Ranch community wide describes storm shutters or impact glass on all homes. The two do not agree at the Babcock National scope, so verify per home. Late phase deliveries may differ from early ones.
No. Zone X, Area of Minimal Flood Hazard, on FIRM panel 12015C0500G effective 15 December 2022 and inside effective Letter of Map Revision 24-04-2314P effective 4 November 2025. Seven streets were queried individually and all seven returned the same result.
There is no federal mandatory purchase requirement outside a Special Flood Hazard Area, and Babcock National is outside one. Your lender may still require it and your association's governing documents may require it independently. Zone X means minimal mapped hazard, not zero risk.
Not here. Charlotte County holds Community Rating System Class 5, which gives 25 percent only inside a Special Flood Hazard Area. A Zone X property earns the 10 percent non Special Flood Hazard Area discount. Any page telling a Babcock National buyer 25 percent is wrong.
Your association carries the master property policy on the building by statute, section 718.111(11), Florida Statutes, on replacement cost re appraised at least every three years. You carry an HO-6 for interior, betterments, contents and liability. Ask whether the master policy is all in, walls in or bare walls, because that answer sizes your HO-6.
Section 627.0629, Florida Statutes, requires insurers to give credits for verified windstorm mitigation features, and the construction standard here maps onto those categories. We will not publish a dollar or percentage saving because credits are carrier and property specific. Get the OIR-B1-1802 wind mitigation form for the specific home before you quote.
No on both counts, per ASCE's Civil Engineering account and contemporary news reporting: the community retained electricity, air conditioning, internet, water and sewer and did not flood, while surrounding areas did. The National Hurricane Center recorded Ian's second landfall near Punta Gorda at an estimated 125 knots.
No community is, and the honest framing is engineered rather than proof. Pads raised three to six feet on 2.5 million cubic yards of on site fill, buried electrical lines, concrete utility poles, two foot sumps in every stormwater structure, continuous load path with straps embedded in concrete, and rebar filled masonry walls. Reporting at the time also noted the community did not experience Ian at its most intense.
The town is powered by an off site utility scale array of roughly 690,000 panels across about 870 acres at around 150 megawatts, paired with ten battery storage units. The homes do not have rooftop solar. No Lennar included features list for any Babcock National plan contains a solar item. This is the most common misconception about buying here.
Yes, subject to your association's rules, and the rental minimum is genuinely contradicted in the public record between a 30 day club figure and a six month to one year figure for Babcock Ranch neighborhoods generally. Get your association's recorded documents before you build a rental plan.
Only through a signed member transfer application, minimum one month, and your own privileges are rescinded for that period. It is one membership per unit.
No. No age restriction appears in any first party document we reviewed.
We do not have a first party source and will not repeat an aggregator's version. Pet policy, breed and weight limits live in the recorded declaration and the association rules and regulations, which are not published online for this community. Request them in the estoppel package.
Architectural changes run through your association's review process, and the governing documents for Babcock National are not published online. Get the architectural guidelines in the estoppel package before you plan any exterior work.
Median sale to list ran 96.3 percent over 82 median days on market in the trailing twelve months, against 97.5 percent over 59 days for Babcock Ranch as a whole. That is a real difference and it is the honest answer. Detached inventory is tight at 2.3 months of supply; attached is balanced at 4.7.
Attached product closed at a $245,000 median and $187 per square foot. Detached closed at a $662,000 median and $297 per square foot. Active asks run $272,500 median attached and $814,000 median detached. Call Jesse direct at (239) 898-6072 for a current pull on a specific building or street.
On transacted attached product, bundled units ran roughly 3 percent higher per square foot than non bundled, at $188 against $183. That is a small sample on one side, nine records, and it should never be quoted without its sample size. The larger effect is on the buyer pool rather than on price.
Condominium warrantability for conventional, FHA and VA financing depends on the specific association's owner occupancy ratio, reserve funding, litigation status, insurance and investor concentration, and it varies association by association across the thirteen here. Ask your lender to run the specific association early, because this is the question that kills Babcock National contracts late.
A five layer fee stack with two layers unpublished, an 8.95 percent golf assessment increase this year, a $2,500 resale capital contribution, softer sale to list and longer days on market than the community average, suspended golf privileges while leased, and a statutory reserve floor now applying to the four story buildings.
Babcock Neighborhood School, a K-12 public charter inside Babcock Ranch, enrolled 1,053 students in 2024-25 at a 16.2 ratio and graded A in 2025. It offers enrollment preference to Charlotte County and Babcock Ranch residents; preference is not a guaranteed seat. District attendance zone assignments for 33982 were not verified and we are not publishing them.
Inside Babcock Ranch, in Punta Gorda, Charlotte County, Florida 33982, MLS geographic area BR01, in Section 20, Township 42 South, Range 26 East. Streets include Greenway Blvd, Boardwalk Loop, Grassland Ln, Cranes Marsh Ct, Talon Ter, Sugar Hill Dr, Water Bird Way and Leaning Pine Ln.
Nothing inside half a mile. Across twelve months of Charlotte County Major Projects reports the nearest items are 1.2 to 1.8 miles out. Community wide, the county issued 616 single family permits at Babcock Ranch from July 2025 through June 2026.
Babcock National is a gated sub community with its own amenity set. We found no first party document extending its pool, fitness or courts to Babcock Ranch residents generally, and no roster of town amenities a Babcock National owner is entitled to by virtue of owning here. Ask for the amenity policy in your estoppel package.
Thirteen: six Terrace, four Veranda and three Coach Homes, holding 782 units across 56 buildings.
If you are buying a four story Terrace unit, yes, the structural integrity reserve study requirement applies and reserves cannot be waived for those components in budgets adopted on or after 31 December 2024. If you are buying a two story Veranda or a Coach home, the buildings are expressly exempt under section 718.112(2)(g)5.
Not for decades. The 30 year trigger in section 553.899(3)(a) puts the earliest milestone at Babcock National around 2050, or around 2045 if Charlotte County ever adopts the 25 year local option. No building here is older than about six years.
Call Marc Comisar at (239) 287-5873 for buyer representation, or Jesse McGreevy at (239) 898-6072 if you are weighing a sale at the same time. We are Top 1% Real Estate Agents Nationally Since 2008 and we lead the #1 real estate team in Southwest Florida since 2012.
We think we are, and here is the case rather than the claim: we know your unit's golf status defines your buyer pool, we have the pull showing Babcock National concedes more than Babcock Ranch as a whole, and we lead Domain Realty Group, the #1 team in Southwest Florida since 2012. Top 1% Real Estate Agents Nationally Since 2008. Call Jesse direct at (239) 898-6072.
On a unit that carries it, yes. Membership attaches to the lot or unit rather than to you, so it conveys with title. That is the club's own definition, corroborated by its Articles of Incorporation and by the MLS structured field.
No. If your unit is subject to the declaration that creates the membership, the two are not separable, and there is no mechanism in the club's 2026 documents for detaching one from the other.
The 2026 fee schedule sets the amount at $2,500.00 and does not say who pays it or when. Industry practice would put it on the buyer, but that is an assumption. Confirm with the club's administrative office before it goes into your net sheet either way.
Start with our Babcock Ranch home valuation page, then let us run the real comparable analysis. An automated model cannot see whether your unit carries a golf membership, and that is the largest single value variable in this community.
On transacted attached product, bundled units ran about 3 percent higher per square foot, nine records on the non bundled side. The bigger effect is that golf and non golf units draw genuinely different buyers, so the membership changes who shows up more than it changes the number.
Median days on market ran 82 in the trailing twelve months, against 59 for Babcock Ranch as a whole. Attached actives were sitting at a 68 day median at the pull; detached at 26.
That depends on which half of the market you are in, and this is exactly why the question needs a real answer rather than a general one. Detached sits at 2.3 months of supply, which favors you. Attached sits at 4.7, which does not. Call (239) 898-6072 and we will size it for your specific product type.
Not at Babcock National any more. Lennar closed out, verified two independent ways in August 2026, so you are no longer competing against new inventory inside your own gate. You are still competing against new construction elsewhere in Babcock Ranch.
On what a new build cannot give a buyer: an established association with a known assessment history, mature landscaping, and in most cases a bundled golf membership on a course that is already open and rated. Those are real, and they are the ones that survive a buyer's spreadsheet.
The Babcock National median was 96.3 percent, against 97.5 percent community wide. Price to that reality in week one rather than discovering it in week nine.
Florida requires the association's governing documents, current budget and the prospective purchaser disclosure summary, and for condominiums the declaration, bylaws, rules and regulations, current budget, and the most recent financial statement. Your association delivers these through the estoppel process.
It is the association's written statement of what is owed on your unit at closing, and Florida caps what an association may charge for one and sets the timeframe in which it must deliver. Because Babcock National has thirteen condominium associations plus the neighborhood association plus the golf club, your closing may need more than one. Order early.
Yes, and it is in your interest to. The district assessment on a four story condominium is $1,617.99 a year and on a 75 foot single family lot is $2,623.49. A buyer who finds those late renegotiates; a buyer handed them up front writes cleanly.
Not automatically. The district's debt service assessment runs with the property on the annual schedule, with the Series 2018 (3A) issue maturing 11/1/2051 and the Series 2020 (3A) issue 5/1/2050. A per unit prepayment principal exists in the district's assessment methodology reports, which are available for inspection at the district manager's office rather than online.
Some, and it is better handled than hidden. The counter is the number itself: $2,288 a year buys a bundled membership with $30 golf, every month of the year, on a Gordon Lewis course, with no seasonal surcharge and no initiation fee. Put the arithmetic in the listing package.
It is different rather than simply smaller. 85.2 percent of everything that closed here carried bundled golf, so the bundled buyer is the mainstream buyer at Babcock National. If your unit does not carry golf, your pool is the smaller one, and pricing should reflect it.
Whatever the estoppel says across every body that can lien your unit: the district, the master association, the neighborhood association, the golf club and your condominium association. Order all of them.
Commission, documentary stamps, title costs where customary, estoppel fees across multiple associations, prorated assessments across the district, master, neighborhood, golf and condominium layers, and possibly the $2,500 resale capital contribution depending on how it is allocated. We build the net sheet before you list, not after you are under contract.
At the attached price points here, where a meaningful share of buyers are seasonal or second home purchasers, furnished can widen your pool. At the Estate price points it matters less. We will tell you which side of that line your unit sits on.
Southwest Florida seasonality is real, and Babcock National's own 82 day median days on market means your listing will likely span more than one month whichever way you go. The better question is whether comparable inventory in your specific association is thin right now, and that we can check the same day.
In a community where the oldest building is about six years old, cosmetic updating rarely returns what it costs. Presentation, photography and pricing carry more weight than renovation at Babcock National. Call (239) 898-6072 before you spend anything.
You can list it, and your tenant's lease survives the sale under Florida law. Be aware of the club consequence: if you transferred golf privileges to the tenant, your own privileges are rescinded for that period, which affects how the unit shows.
That is an address level question and it depends heavily on which year you bought and which product line. We can pull your specific building's closing history from the MLS and put your unit in the distribution rather than guessing from a community average.
One of thirteen: Terrace I through VI, Veranda I through IV, or Coach Homes I through III, unless you own one of the 342 platted non condominium parcels. The county tax roll long legal on your parcel names it explicitly, and it matters because your reserve obligations differ by association.
If you are in a four story Terrace building, yes. The structural integrity reserve study applies and reserves cannot be waived, so a buyer's lender and a buyer's attorney will both ask about it. Have the study and the current reserve position ready. If you are in a Veranda or Coach home, the buildings are statutorily exempt and you can say so with the citation.
It can, and it is the most common late stage killer on attached product here. Owner occupancy ratio, reserve funding, litigation and insurance all feed it, and they vary across the thirteen associations. Ask your association for its most recent lender questionnaire before you go on market.
The Golf Type designation with its source, the full five layer fee stack with the two unpublished layers named as unpublished, the district product schedule, the flood determination with its panel number, and the reserve study status for your association. A buyer holding all of that writes a cleaner offer.
We lead with the two facts that actually decide this transaction, the golf status of the specific unit and the real attached market data, rather than with golf course photography that sets the wrong expectation. And we start with our own Babcock Ranch database before we spend a dollar on advertising.
We maintain an active Babcock Ranch focused contact base and we work it before a listing goes public. That is a real advantage on attached product sitting at 4.7 months of supply. Call Jesse direct at (239) 898-6072.
Top 1% Real Estate Agents Nationally Since 2008, #1 team in Southwest Florida since 2012, and over $2.5 Billion sold with our Domain Realty Group team. More to the point on this page: we did the work above, which means we can answer your buyer's hardest question in one sentence instead of promising to find out.
Every document below is linked to its official primary source. These are the records the numbers on this page came from, and you can check every one of them yourself.
Document | What it establishes | Source |
|---|---|---|
Chapter 2007-306, Laws of Florida | The district's enabling act, including the finding that a community development district cannot cross a county line | |
District master assessment fee schedule, fiscal 2026 | The per product assessment table, including the four story and two story condominium debt service split | |
District adopted budget, fiscal 2026 | The eleven series debt service ledger and the gross up mechanics | |
2026 Babcock Ranch master residential fees | The $408 quarterly master, internet and environmental schedule | |
2026 Babcock National Golf Membership Guide | The membership definition, the fee schedule, the course specifications and the Gordon Lewis attribution | |
Babcock National golf scorecard, 2025 | Par, yardage by tee and the reclaimed water irrigation note | |
District audited financial statements | The bonded par figure and the series ledger | |
FEMA National Flood Hazard Layer | The Zone X determination, panel 12015C0500G and the Letter of Map Revision | |
Charlotte County certified real property file | The 782 unit, 56 building count and the recorded plat references | |
Babcock Neighborhood School record | Enrollment, ratio, charter status and grade span |
The recorded Declaration of Covenants for Babcock National, which is the only document that settles golf versus social by unit in recorded language, is available through the Charlotte County Clerk of Circuit Court official records. We were unable to locate it online and we are not going to pretend otherwise.
Florida Statutes and Laws of Florida
Florida state agencies
Charlotte County
FEMA and federal
The district, the community and the club, first party
News, professional and academic
Market data throughout is from the Southwest Florida MLS Matrix, pulled 2026-08-02 by McGreevy and Comisar, with every row count asserted against the source's own reported total before any aggregate was computed.
Market data from Southwest Florida MLS, pulled August 2026.
McGreevy and Comisar, Best Realtor for Babcock National. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.
1,383 people live in Babcock Ranch - Babcock National, where the median age is 51 and the average individual income is $49,602. Data provided by the U.S. Census Bureau.
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Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
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There's plenty to do around Babcock Ranch - Babcock National, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Babcock National, The Lake House Kitchen & Bar, and Babcock Ranch Farmers Market.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
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| Dining | 0.76 miles | 4 reviews | 4.5/5 stars | |
| Dining · $$ | 1.71 miles | 149 reviews | 3/5 stars | |
| Dining | 1.71 miles | 8 reviews | 4.9/5 stars | |
| Dining | 1.72 miles | 12 reviews | 4.7/5 stars | |
| Dining | 1.72 miles | 8 reviews | 4.9/5 stars | |
| Dining · $$ | 1.72 miles | 54 reviews | 4.1/5 stars | |
| Dining | 2.52 miles | 7 reviews | 3.9/5 stars | |
| Dining | 2.53 miles | 1 review | 5/5 stars | |
| Dining | 2.54 miles | 6 reviews | 4.8/5 stars | |
| Dining | 2.58 miles | 45 reviews | 3.6/5 stars | |
| Dining | 2.59 miles | 5 reviews | 4/5 stars | |
| Dining · $$ | 2.6 miles | 167 reviews | 4.1/5 stars | |
| Active | 0.33 miles | 0 reviews | 0/5 stars | |
| Active | 1.04 miles | 5 reviews | 4/5 stars | |
| Active | 1.06 miles | 2 reviews | 5/5 stars | |
| Active | 1.65 miles | 0 reviews | 0/5 stars | |
| Active | 1.66 miles | 0 reviews | 0/5 stars | |
| Active | 2.58 miles | 0 reviews | 0/5 stars | |
| Beauty | 1.41 miles | 0 reviews | 0/5 stars | |
| Beauty | 2.52 miles | 14 reviews | 2.6/5 stars | |
| Beauty | 2.55 miles | 35 reviews | 2.2/5 stars | |
| Beauty | 2.55 miles | 1 review | 5/5 stars | |
| Beauty | 2.56 miles | 0 reviews | 0/5 stars | |
| Beauty | 2.58 miles | 3 reviews | 3.3/5 stars | |
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Babcock Ranch - Babcock National has 431 households, with an average household size of 3. Data provided by the U.S. Census Bureau. Here’s what the people living in Babcock Ranch - Babcock National do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 1,383 people call Babcock Ranch - Babcock National home. The population density is 39 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
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Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.