Start Your Valencia Golf and Country Club Buyer Consultation
Contact Details

Jesse McGreevy

[email protected]

(239) 898-6072

24031 S Tamiami Trl #101

Bonita Springs, FL 34134

Marc Comisar

(239) 287-5873

Mon to Fri, 9 am to 6 pm

Weekends by appointment

McGreevy and Comisar, Brokered by Domain Realty

By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · County figures from Collier County Property Appraiser qualified sales recorded through October 16, 2026; MLS figures from a Southwest Florida MLS (Matrix) export of October 29, 2026

Buying a home in Valencia Golf and Country Club, Naples means buying a detached single-family home behind a staffed gate off Randall Boulevard in east Collier County, ZIP 34120, under one Chapter 720 homeowners association, with no Community Development District and no golf obligation of any kind. Our Valencia Golf and Country Club community guide covers the plats, the course, the storm record and the history in full. This page covers what a Valencia Golf and Country Club buyer pays, signs, checks and asks before an offer, and it sits inside our wider coverage of Naples real estate.

Valencia Golf and Country Club is 450 single-family homes on eight streets, built in two eras: the D.R. Horton era, most of it completed from 2005 to 2007, and the Lennar era from 2021 onward, with Lennar still selling new homes inside the same gates. Terreno at Valencia, next door, is a separate community with its own association and its own Community Development District. Every price here names its record and window.

The short version: Collier County recorded 28 qualified Valencia Golf and Country Club resales in the 24 months to October 16, 2026 at a $579,500 median. The last 12 months alone hold only 11 resales, at $539,000, which is too thin to lead with. The Southwest Florida MLS (Matrix) export of October 29, 2026, a different record and a different window, showed 18 resale closings at a $555,000 median and 18 active listings at a $648,950 median list price. Selling a home first? Read our guide to selling a Valencia Golf and Country Club home, or call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and you can call Marc at (239) 287-5873 before you tour a single home.

Why Use McGreevy and Comisar as Your Valencia Golf and Country Club Buyer’s Agent?

McGreevy and Comisar represent Valencia Golf and Country Club buyers from the paperwork forward: the association’s estoppel certificate, the Chapter 720 disclosure summary, the flood zone for the exact lot, the roof date, the tax bill a new owner actually receives and the Valencia sales that match the home, all read before an offer. We are the #5 real estate team in Florida (RealTrends 2026).

With our Domain Realty Group team we have sold over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in sales. Those are career totals. For this page we tracked the 98 qualified Valencia Golf and Country Club resales Collier County recorded over 60 months, and all 27 closings, 18 active listings and 5 pending sales in the Southwest Florida MLS (Matrix) export of October 29, 2026, before writing a single figure. Comparing agents across the city? Start with our guide to the best real estate agents in Naples, then book your Valencia Golf and Country Club buyer consultation or call Marc at (239) 287-5873.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Key Takeaways for Valencia Golf and Country Club Buyers

These are the facts a Valencia Golf and Country Club buyer needs in November 2026, each drawn from the Collier County record, the Southwest Florida MLS (Matrix) export of October 29, 2026, the association’s own documents, FEMA, the school district or Florida law, and each explained in its own section below with its record and window named.

  • One product, two eras, one association. 450 detached single-family homes under one Chapter 720 association: D.R. Horton homes mostly from 2005 to 2007, Lennar homes from 2021 onward.
  • County record, 24 months to October 16, 2026. 28 qualified resales at a $579,500 median, from $349,000 to $800,000; built 2004 to 2015 at $512,000, built 2016 and later at $717,500.
  • MLS record, October 29, 2026 export. 18 resale closings in 12 months at a $555,000 median, 99.5% median sale-to-list against the last list price, 63 median days on market; 9 new-construction closings at $610,000, kept separate.
  • Supply on that date. 18 actives at a $648,950 median list, 15 of them resales; 8.0 months of supply, 10.0 for resales (our arithmetic).
  • No CDD, no golf bill. No Community Development District, and no golf membership or golf assessment; the course is public and privately owned.
  • The assessment, dated. $316.00 a month was the last figure the association published, in its 2019 Welcome Packet; the current figure comes from the estoppel.
  • Light closing fees from the association. A $100 application fee, $50 more if late, and no capital contribution in the published closing documents.
  • Flood and rules. Zone X on every residential street, the golf corridor Zone AH; six-month minimum lease; tile roofs; no fences.

What Does It Take to Buy in Valencia Golf and Country Club Right Now?

Buying in Valencia Golf and Country Club right now means choosing among the 18 homes the Southwest Florida MLS (Matrix) showed active on October 29, 2026, at a $648,950 median list price, 15 of them resales and 3 of them Lennar new construction. Against 27 closings in the prior 12 months, that was 8.0 months of supply (our arithmetic).

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The MLS figures below cover closings from October 29, 2025 to October 29, 2026 plus listings on the export date. The county figures in the next section are a different record over a different window, never blended with these. Resales lead; Lennar’s new-construction closings have their own table.

Valencia Golf and Country Club resale closings, 12 months to October 29, 2026

Measure (Southwest Florida MLS (Matrix), export of October 29, 2026; resales, year built before 2025) Value
Resale closings 18
Total resale volume $10,158,900
Median sold price $555,000
Sold price range $349,000 to $785,000
Median sold price per square foot (MLS living area, 17 sales) $196.43
Median sale-to-list ratio, against the last list price 99.5%
Resales at or above the last list price 8 of 18
Median days on market (17 sales with a figure) 63

One Jacklin Court closing of November 2025 at $512,000 appears twice in the export with two living areas; we count it once and leave it out of every per-foot and size-tier figure.

Valencia Golf and Country Club listings on October 29, 2026

Measure (Southwest Florida MLS (Matrix), export of October 29, 2026) Value
Active listings, all 18
Median list price, all actives $648,950
List price range, all actives $495,000 to $1,970,000
Median list price per square foot, all actives $229.16
Median days on market, all actives 133.5
Active resales 15, at a $649,000 median list
Active new construction (2026) 3
Pending, including pending with contingencies 5, at a $583,999 median list; 4 of them 2026 new construction
Months of supply, all actives against all closings 8.0 (our arithmetic)
Months of supply, resale actives against resale closings 10.0 (our arithmetic)

Read the supply figures as a pace, not a forecast: 18 resale closings in a year is 1.5 a month, so 15 resale listings would take about 10 months to clear at that pace (our arithmetic). That gives a buyer time to compare homes and read documents.

Which Valencia Golf and Country Club Home Fits Your Budget?

The Valencia Golf and Country Club home that fits your budget depends first on era and then on living area. On the county record for 24 months to October 16, 2026, D.R. Horton era homes built 2004 to 2015 resold at a $512,000 median, and homes built 2016 and later at $717,500.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

We tracked every county figure here from qualified, arm’s-length resales on the 450 single-family parcels of the five residential Valencia plats. Builder-direct first sales are not resales and sit outside every window. Street names only.

Valencia Golf and Country Club county resales, three windows and two eras

County record, qualified resales 12 months to Oct 16, 2026 24 months to Oct 16, 2026 60 months to Oct 16, 2026
All Valencia resales 11 28 98
Median $539,000 $579,500 $560,000
Range $349,000 to $785,000 $349,000 to $800,000 $349,000 to $900,000
Built 2004 to 2015, resales 7 17 69
Built 2004 to 2015, median $479,000 $512,000 $528,000
Built 2016 and later, resales 4 11 29
Built 2016 and later, median $658,700 $717,500 $620,000
Builder-direct sales excluded 0 0 65

A median moves with the mix of homes that happened to sell. The 12-month county median of $539,000 rests on 11 sales, 7 of them first-era homes on Par Drive and Jacklin Court, so we read the 24-month and 60-month windows beside it. The 60-month window excludes 65 builder-direct sales at a $565,000 median, because a builder’s first sale is not a resale.

Valencia Golf and Country Club MLS closings by price band

Price band (all 27 MLS closings, export of October 29, 2026) Closings Share
Under $500,000 7 25.9%
$500,000 to $599,999 10 37.0%
$600,000 to $699,999 7 25.9%
$700,000 and over 3 11.1%

Valencia Golf and Country Club homes under 2,000 square feet: the MLS rows

Two resales in the October 29, 2026 export had under 2,000 square feet of living area, both first-era homes on Par Drive. With fewer than three sales, we print the sales rather than a median:

Street Closed Living area (MLS) Year built (MLS) Sold price Beds and baths (MLS)
Par Dr November 2025 1,848 2005 $399,000 3 beds, 2 baths
Par Dr June 2026 1,925 2004 $349,000 3 beds, 2 baths

Valencia Golf and Country Club homes from 2,000 to 2,499 square feet: the MLS rows

Three resales fell in this tier, and all three are Lennar era homes built in 2022 and 2023. They sold from $595,000 to $785,000, at a $717,500 median and $293.58 median sold price per square foot:

Street Closed Living area (MLS) Year built (MLS) Sold price Beds and baths (MLS)
Hagen Ct April 2026 2,448 2022 $785,000 3 plus den, 3 baths
Hagen Ct June 2026 2,448 2022 $595,000 3 beds, 3 baths
Birdie Dr July 2026 2,444 2023 $717,500 3 beds, 3 baths

Two Hagen Court homes with the same recorded living area of 2,448 square feet sold two months apart at $785,000 and $595,000, a $190,000 spread (our arithmetic). Lot, view, pool, the den, upgrades and condition make a difference that size, and we name those factors for each home rather than put a dollar figure on any of them.

Valencia Golf and Country Club homes from 2,500 to 2,999 square feet: the MLS rows

Six resales fell in this tier, the first-era middle of the community. They sold from $475,000 to $555,000, at a $519,000 median and $194.39 median sold price per square foot:

Street Closed Living area (MLS) Year built (MLS) Sold price Beds and baths (MLS)
Par Dr May 2026 2,555 2005 $475,000 4 beds, 2 full and 1 half baths
Par Dr January 2026 2,864 2004 $479,000 4 beds, 3 baths
Par Dr September 2026 2,600 2004 $499,000 5 beds, 2 full and 1 half baths
Par Dr June 2026 2,738 2005 $539,000 5 beds, 3 baths
Par Dr June 2026 2,600 2005 $555,000 4 beds, 2 full and 1 half baths
Sarazen Pl September 2026 2,769 2007 $555,000 3 plus den, 2 full and 1 half baths

Two Par Drive homes of 2,600 square feet sold at $499,000 and $555,000, a $56,000 spread on one recorded living area (our arithmetic). This whole tier sold below the smaller Lennar era homes above it: in Valencia Golf and Country Club, year built moves price as much as size does.

Valencia Golf and Country Club homes of 3,000 square feet and over: the MLS rows

Six resales fell in this tier, all first-era homes from 2004 to 2007. They sold from $475,000 to $768,000, at a $616,200 median and $167.00 median sold price per square foot:

Street Closed Living area (MLS) Year built (MLS) Sold price Beds and baths (MLS)
Double Eagle Trl October 2026 3,052 2006 $475,000 5 beds, 3 full and 1 half baths
Sarazen Pl September 2026 4,144 2007 $575,000 5 plus den, 4 full and 1 half baths
Par Dr May 2026 3,054 2004 $599,900 5 plus den, 3 full and 1 half baths
Birdie Dr June 2026 3,720 2007 $632,500 5 beds, 4 baths
Vardin Pl September 2026 3,958 2006 $649,000 5 beds, 4 full and 1 half baths
Sarazen Pl September 2026 3,614 2007 $768,000 5 beds, 4 baths

Ready to Buy in Valencia Golf and Country Club? Start Your Plan With Marc

Every Valencia Golf and Country Club purchase starts with the era, the size tier and the yearly bill: an association assessment whose last figure the association published was $316.00 a month, in its 2019 Welcome Packet, with today’s figure on the estoppel, a tax bill with no CDD line on it, and wind and flood coverage priced for the exact address. Start your Valencia Golf and Country Club buyer consultation or call Marc at (239) 287-5873, and read how we represent buyers in Naples. Selling a home first? Start with a Valencia Golf and Country Club home valuation and call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008.

Resale or Lennar New Construction Inside the Valencia Golf and Country Club Gates?

A Valencia Golf and Country Club buyer can choose a resale or a new Lennar home inside the same gates, under the same association, with the same no-CDD tax bill. In the October 29, 2026 MLS export, 9 new-construction closings on Double Eagle Trail ran at a $610,000 median against $555,000 for the 18 resales.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Lennar Homes, LLC is the second-era builder by recorded deed, taking lots down from the successor declarant from June 2022, and it was still selling four plans of 2,032 to 2,444 square feet of living area (builder measure) at a published community range of $463,999 to $679,783 when its community page was read on September 15, 2026. A new Lennar home here joins the same association as every resale; it is not Terreno.

The new-construction rows, October 29, 2026 export

Closed Living area (MLS) Beds and baths (MLS) Last list price Sold price
August 2026 2,444 3 plus den, 3 baths $695,783 $683,783
August 2026 2,444 3 plus den, 3 baths $595,996 $680,783
August 2026 2,444 3 plus den, 3 baths $671,000 $671,000
August 2026 2,444 3 plus den, 3 baths $679,783 $670,000
October 2026 2,267 4 beds, 3 baths $629,783 $610,000
August 2026 2,267 4 beds, 3 baths $599,783 $580,000
October 2026 2,444 3 plus den, 3 baths $579,198 $565,000
August 2026 2,244 4 beds, 2 baths $519,996 $523,000
August 2026 2,267 4 beds, 3 baths $494,996 $492,000

All nine are on Double Eagle Trail with a 2026 year built: $5,475,566 in volume, a $269.08 median per square foot of MLS living area, a 98.6% median sale-to-list ratio against the last list price, and 3 of 9 at or above it. On October 29, 2026 the export also showed 3 new-construction actives, listed at $599,786 to $674,783, and 4 new-construction pendings, listed at $499,598 to $585,996.

Why one new home closed 14.2% over its list price

One 2,444 square foot new home listed at $595,996 closed at $680,783, a sale-to-list ratio of 114.2%. That is not a bidding war: on a builder listing the list price is a base price, and the sold price carries the structural options the buyer selected. When you compare a resale to new construction, compare it to the delivered price with options and any incentives, never to the base price on a sign.

Resale and new construction on the same floor area

The Lennar era resales of 2022 and 2023 sit on the same footprints the builder is still delivering. Resales of 2,444 to 2,448 square feet sold at $595,000, $717,500 and $785,000 in the export, while new 2,444 square foot homes closed from $565,000 to $683,783. We show that difference rather than price it.

What each path offers, per the guide

A resale offers mature landscaping, established grade and drainage, finished lanais and a known assessment and permit history. New construction offers current-code construction, a builder warranty and finishes you choose, on the builder’s schedule and contract. A builder can hold a headline price and move an incentive, a rate buy-down or a closing-cost contribution instead, which is ordinary practice. We read the builder’s contract with you.

What Will You Pay Every Year in Valencia Golf and Country Club?

A Valencia Golf and Country Club owner pays one monthly association assessment, the last figure the association published being $316.00 a month in its 2019 Welcome Packet, plus Collier County property tax at 12.1196 mills for 2026, utilities billed direct and insurance. There is no Community Development District and no golf obligation of any kind.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Every billed layer in Valencia Golf and Country Club

Layer Amount and source Billed to
Association assessment The last figure the association published, $316.00 a month, in its 2019 Welcome Packet; $264.00 a month in 2018 (association FAQ); current figure from the estoppel certificate Owner, monthly
Shared recreation tract and shared roadway with Terreno 492/1177 of costs, about 41.8%, paid by the association inside the assessment; no separate bill and no lien on Valencia homes The association
Orangetree master layer Two-tier structure under the Orangetree master declaration; no figure published Confirm at closing
Community Development District None Not applicable
Golf None; the course is public and privately owned Not applicable
Ad valorem property tax 12.1196 mills for 2026 on taxable value Owner, yearly
Water and sewer Collier County Water-Sewer District, billed direct Owner
Solid waste County non-ad-valorem assessment Owner, on the tax bill

The assessment, and why there is no current published figure

The last monthly figure the association published was $316.00, in its 2019 Welcome Packet, and $264.00 a month for 2018, in its FAQ. No figure for 2020 through 2026 is published by the association. We do not project from those dated figures; the current figure and the paid-through date come from the estoppel certificate.

What the assessment covers

Per the association’s FAQ and Welcome Packet, the assessment covers irrigation, landscaping, clubhouse maintenance, turf pest control, ADT alarm monitoring, access control at the guardhouse and the clubhouse amenities, including the pool. The homeowner sets up the ADT system directly, and the 2019 Welcome Packet notes a $10 a month cellular line surcharge paid to ADT, not to the association.

What the assessment does not cover

Plant replacement is the homeowner’s expense, in the association’s words. So are roof cleaning and repair, water and sewer, cable television and golf of any kind.

The Orangetree master layer

A Valencia Golf and Country Club owner is subject to two declarations: the community’s own, recorded in 2004 and amended since, and an older Orangetree master declaration with Orangetree Homeowners’ Association, Inc. as the master association, a two-tier structure Florida’s Second District Court of Appeal described in a 2019 opinion. A cable television obligation sits on the Orangetree side, rate not published; ask the estoppel process to account for both layers.

Valencia Golf and Country Club has no CDD

Collier County’s own Community Development District boundary layer returns no district at any of the eight Valencia streets and none at the golf parcel, and the county’s district list carries no Valencia district. Terreno, next door, is inside the Terreno Community Development District. District assessments are non-ad-valorem, so compare the whole tax bill, not the millage.

Your year-one tax is not the seller’s tax

The 2026 ad valorem stack on Valencia parcels is 12.1196 mills on the certified Collier County roll. That rate applies to taxable value after exemptions, and a purchase resets the assessed value. Florida’s disclosure under section 689.261 says it plainly: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE.” A home is reassessed at just value as of January 1 of the year after a change of ownership, so we do not multiply the millage by a price for you; we read the parcel’s own record with you.

When the Collier tax bill arrives

Collier County tax bills go out at the end of October and are due from November 1, with a 4% discount for paying in November that steps down 1% a month; unpaid bills become delinquent on April 1 with a 3% penalty. Taxes are prorated at closing.

What Do You Owe at Closing When You Buy in Valencia Golf and Country Club?

A Valencia Golf and Country Club buyer’s closing costs in Collier County start with the owner’s title insurance policy, which the buyer customarily pays, plus mortgage taxes on any loan, the deed recording fee, lender charges, inspections and the association’s $100 application processing fee. No capital contribution appears in the association’s published closing documents.

Title insurance and the closing agent in Collier County

In Collier County, the buyer customarily pays for the owner’s title insurance policy and chooses the closing agent. These are customs, not laws, and the purchase contract controls. The buyer always pays for the lender’s policy when there is a loan. Florida promulgates the owner’s premium: $5.75 per $1,000 of coverage up to $100,000 and $5.00 per $1,000 from $100,000 to $1,000,000.

Mortgage taxes on a financed purchase

A loan secured by a Valencia Golf and Country Club home carries Florida documentary stamp tax on the note at 35 cents per $100 of the loan and nonrecurring intangible tax at 2 mills, 0.002 times the amount secured. Both are buyer financing costs. The deed’s own stamp tax, 70 cents per $100 of the price, is the seller’s by Collier custom.

The association’s application and fees

The association’s Purchase and Lease Application, revised in 2019, sets a $100 application processing fee and a $50 convenience fee if the complete application is not in at least 20 days before closing. The association’s published closing instruction sheet asks for three things: the completed contract, the completed application and a check for the fees on the application. No capital contribution, transfer fee or resale capital fund appears in those published documents. Confirm the current figures on the estoppel certificate and the current application.

The estoppel certificate

The association must deliver an estoppel certificate within 10 business days of a written request, and Florida caps what it may charge: no more than $299 on a current account, plus $119 if it is rushed and up to $179 more if the account is delinquent (Florida DBPR’s adjusted amounts under section 720.30851, next update due by July 1, 2027). The estoppel is commonly ordered and paid by the seller, though the contract decides. It is the document that states the current assessment, the paid-through date and any amount owing on the Valencia home you are buying.

The disclosure summary and your three days

Florida section 720.401 requires that “A prospective parcel owner in a community must be presented a disclosure summary before executing the contract for sale.” If it comes late, the contract is voidable by the buyer “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. This right may not be waived by the purchaser but terminates at closing.” Valencia Golf and Country Club is a Chapter 720 association, so the rule applies to every Valencia purchase.

What does not apply to a Valencia Golf and Country Club home

Condominium milestone inspections and structural integrity reserve studies apply to condominium and cooperative buildings, not to detached homes in a Chapter 720 association, so neither applies to a Valencia Golf and Country Club purchase.

Worked example at a $575,000 Valencia Golf and Country Club home

The median of all 27 MLS closings in the October 29, 2026 export was $575,000, so we use it as a round illustrative price. Here is what a buyer financing 80% of it could see at closing, every line labelled; the totals are our arithmetic, and the real figures come from your lender’s loan estimate and the closing agent.

Line (buyer side, illustrative) Amount Basis
Down payment, 20% $115,000 Price less a $460,000 loan
Documentary stamp tax on the note $1,610 35 cents per $100 of $460,000
Nonrecurring intangible tax $920 0.002 times $460,000
Owner’s title insurance premium (Collier custom: buyer) $2,950 Promulgated rate on $575,000, before any reissue credit
Deed recording about $18.50 to $35.50 $10 first page, $8.50 each added page
Settlement or closing fee commonly $500 to $1,500 Set by the title company, an estimate
Association application processing fee $100 Purchase and Lease Application, revised 2019; $50 more if late
Lender’s title policy, lender fees, appraisal, survey, home, four-point and wind mitigation inspections, prepaid insurance and taxes quoted by each provider Not estimated here
Subtotal of the lines priced above, before the quoted items about $6,098.50 to $7,115.50 Our arithmetic

The estoppel fee does not appear because it is commonly a seller cost; if your contract shifts it, the DBPR cap above applies. A cash buyer skips the two mortgage taxes and the lender’s lines. The deed stamp tax at this price, $4,025 (our arithmetic), is the seller’s by Collier custom.

Mortgage: What the Rate Means on a Valencia Golf and Country Club Payment

On a $575,000 Valencia Golf and Country Club home with 20% down and the Freddie Mac average 30-year fixed rate of 7.18% for the week of November 5, 2026, principal and interest come to about $3,116.20 a month (our arithmetic), before the association assessment, property tax and insurance.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

An illustrative Valencia Golf and Country Club payment by price

The three prices come from the record: $475,000, a price two first-era resales closed at in the MLS export; $575,000, the median of all 27 MLS closings; and $785,000, the top of the county’s 12-month resale range. Each assumes 20% down; the rates are Freddie Mac’s Primary Mortgage Market Survey averages for the week of November 5, 2026, 7.18% for a 30-year fixed and 6.57% for a 15-year fixed. Every figure is illustrative, our arithmetic, principal and interest only.

Price (illustrative) Down payment, 20% Loan 30-year fixed at 7.18%, monthly P and I 15-year fixed at 6.57%, monthly P and I
$475,000 $95,000 $380,000 $2,574.25 $3,324.85
$575,000 $115,000 $460,000 $3,116.20 $4,024.82
$785,000 $157,000 $628,000 $4,254.29 $5,494.75

What moves that number

The survey average is a national weekly figure, not your quote. The prior week’s 30-year average was 7.24%, and a year earlier it was 6.22%. Your credit, the loan program, points and the loan size set your actual rate, and Freddie Mac publishes a new survey every Thursday. On new construction, compare any builder rate buy-down on the full loan estimate.

Valencia Golf and Country Club Flood: What the Map Says by Address

Every residential street in Valencia Golf and Country Club measured Zone X, outside the Special Flood Hazard Area, at all 21 points the live guide checked against FEMA’s National Flood Hazard Layer on September 15, 2026, on panel 12021C0240H, effective May 16, 2012. The golf corridor on Double Eagle Trail is Zone AH. Always confirm by address.

The streets and the zone

Birdie Drive, Par Drive, Double Eagle Trail (residential), Sarazen Place, Vardin Place, Lema Court, Hagen Court and Jacklin Court all returned Zone X, an area of minimal flood hazard with no base flood elevation published. The golf-classified parcels on Double Eagle Trail returned Zone AH, a Special Flood Hazard Area for shallow ponding, which is the golf ground and the association’s clubhouse tract, not a home.

The 2024 map change did not touch this panel

Collier County’s countywide map action of February 8, 2024 revised 82 of its 156 panels. Panel 12021C0240H was not one of them; it has been effective since May 16, 2012. A Letter of Map Revision effective June 18, 2026 redrew the Terreno side and stops short of the Valencia homes.

What Zone X means for your lender

Collier County’s floodplain FAQ states that “The purchase of flood insurance is mandatory if a structure has a federally backed mortgage and is located in a SFHA (flood zones VE, AE, AH or A)” and that “Structures located in a non-SFHA do not have a flood insurance requirement.” A Valencia home in Zone X with a federally backed loan is not caught by the federal rule. A lender can still require coverage, and the county notes that over 25% of flood claims nationwide come from Zone X and X500 structures.

The county’s flood insurance discount

Unincorporated Collier County holds a Community Rating System Class 5, which the county states “equates to a 25% discount on regular flood insurance policies.” Valencia Golf and Country Club sits in unincorporated Collier County, so the discount applies to eligible policies here.

How to check a Valencia Golf and Country Club address

Search the address on FEMA’s Map Service Center, then ask the lender for the flood zone determination on the parcel. Only three elevation certificates are on file on a Valencia street, so most sellers will not have one.

The seller’s flood disclosure

Under section 689.302, “A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed.” The form has been required since October 1, 2024, and the current version with the flood insurance claim question since October 1, 2025.

Wind, Roof and Insurance Before You Offer in Valencia Golf and Country Club

A Valencia Golf and Country Club home sits inland in hurricane evacuation Zone E of six, yet inside the wind-borne debris region, with a 156 to 157 mph ultimate design wind speed for an ordinary home against a 140 mph threshold. Roof age, roof covering and opening protection set the insurance quote here.

Construction by era

Every Valencia home was built after Florida’s first statewide building code took effect on March 1, 2002; the earliest homes date from 2004. A first-era home was built to the code then in force, with an older wind map; a Lennar era home to a newer edition. A specific home’s connectors and shutter ratings live in its permit file.

Roof age by era, and the tile standard

The D.R. Horton era homes, most completed 2005 to 2007, are now the age at which Florida insurers ask about the roof first, and many are on a second roof. The Lennar era homes carry roofs from 2021 onward. The association approves only clay or cement barrel tile and clay or cement flat tile, and expressly rejects shingle, rolled, metal barrel tile and wood roofing, so a re-roof here is a tile re-roof, with architectural approval and a refundable $2,000 deposit for major projects in the 2019 document. Ask for the roof permit date on every first-era home.

The inspections that move the quote

Order a general inspection, a four-point inspection and a wind mitigation inspection. Carriers credit what the wind mitigation report documents.

Citizens and the private market

Citizens Property Insurance Corporation is Florida’s insurer of last resort. Its depopulation rule states that “Policies that receive an offer of coverage that is not more than 20% greater than Citizens’ premium are ineligible to remain with Citizens.” We publish no premium for Valencia Golf and Country Club, because premiums are rated per property.

What Rules Will You Live Under in Valencia Golf and Country Club?

Valencia Golf and Country Club owners live under the association’s Rules and Restrictions and Architectural Review Committee Guidelines, revised February 27, 2020: a gate staffed 6 a.m. to 10 p.m. daily, a six-month minimum lease, no street parking, tile roofs only, no fences, and architectural approval for any exterior change.

Gate, guests and access

The guardhouse on Approach Boulevard is staffed 6 a.m. to 10 p.m., seven days a week, per the association’s FAQ and 2019 Welcome Packet. Nothing is published about entry overnight. Visitor and vendor access runs through the association’s gate portal with credentials from the property manager; gate access barcodes were $5 in the 2019 document.

Leasing

The minimum lease is six months, extensions must also be at least six months, and month-to-month leases are not permitted. Sub-leasing and room rentals are prohibited. Every occupant 18 or older applies, the application is due at least 20 days before the lease starts, and the homeowner pays a $1,000 refundable security deposit. A guest staying 30 days or more completes an occupancy application approved by the board. Short-term rental platforms are ruled out by the six-month minimum.

Vehicles, boats and golf carts

No parking on streets, sidewalks, lawns or common areas, and street-parked vehicles may be towed. Recreational vehicles, trailers and motor homes must be fully inside a closed garage, and commercial vehicles always go in the garage. Boats, canoes and kayaks are garage-only and not permitted on the lakes. Golf carts must be registered, operated by a licensed and insured driver, and run sunrise to sunset unless properly lit. The speed limit is 20 mph.

Architectural approvals, fences and pools

Committee approval is required for any exterior change, and only the homeowner may submit. The committee aims to answer within three business days, and an approval expires after 180 days if the work is not completed or actively underway. Fences and walls are prohibited, wood decks are prohibited, pool enclosures are limited to five feet, and sheds, tents, tree houses and trampolines are prohibited. Twenty exterior paint schemes are approved.

The Valencia Golf and Country Club Clubhouse, the Public Golf Course and What Is Not Here

Valencia Golf and Country Club owners share one association clubhouse, built in 2008, with a pool, fitness center, billiard room, theater room, social room, cafe and kitchen. The 18-hole golf course inside the gates is public and privately owned, and owners pay nothing toward it. There are no courts, playground, dog park or marina inside the gates.

The clubhouse and what the association owns

The association owns its clubhouse, pool and deck on its own parcel. It leases its clubhouse parking lot, guardhouse and entry gates for 55 years, under memoranda recorded in May 2026, from the land trust that holds the golf course. Clubhouse pass cards were $35.00 each, for members in good standing, in the 2019 document.

The golf course: public, privately owned, no obligation

A private land trust has held the course land since 1986, and the course opened in 1997, before the first home. The 2004 declaration states in capital letters that lot ownership “DOES NOT CONFER ANY OWNERSHIP INTEREST IN, OR RIGHT TO USE, THE GOLF COURSE, OR ANY OF THE RELATED FACILITIES.” There is no bundled golf, no mandatory membership, no equity and no golf assessment. Anyone can book a tee time; the operator’s published green fee was $30 when its rate card was read on September 15, 2026, and an optional membership is sold by the operator, not the association.

What a golf-front lot carries

Golf-front owners get a view covenant: no wall, fence or hedge may be approved that materially blocks the water or golf view of a lot. They also accept, with the deed, the declaration’s golf waiver, errant golf balls included. No amendment can impair the course owner’s rights without its consent. Our Valencia Golf and Country Club guide covers the course, its ownership record and its specifications in full.

What is not inside the gates

There are no tennis, pickleball, bocce or basketball courts, no playground and no dog park inside the Valencia gates, confirmed in the county building record, the association’s amenity list and its rules manual. Valencia owners hold use rights to a shared recreation tract with two tennis courts and a tot lot on the Terreno side, which the Valencia association funds at 492/1177 of costs. Big Corkscrew Island Regional Park is about four road miles away. The lakes are for water management only, with no swimming, fishing or boating, and there is no marina or boat access.

Valencia Golf and Country Club Schools and Drives

Every Valencia Golf and Country Club address returned Corkscrew Elementary, Corkscrew Middle and Palmetto Ridge High in the Collier County Public Schools boundary tool for 2026-2027, per the guide’s street-by-street check. All three sit within 3.6 road miles of the Randall Boulevard entrance. Interstate 75 at Exit 111 is more than ten road miles west.

Assigned schools by address

School Grades Road miles from the gate (guide, measured September 15, 2026) State grade, 2025-26 (FDOE)
Corkscrew Elementary School PK to 5 3.0 A
Corkscrew Middle School 6 to 8 3.2 A
Palmetto Ridge High School 9 to 12 3.6 B

Assignment follows the address, not the ZIP code. The acreage lots across Randall Boulevard returned different schools on the same day, so confirm the exact address in the district’s zone finder before you sign. Charter enrolment is by lottery, never by address.

Drives from the Valencia Golf and Country Club gate

Destination Road distance Free-flow time
Publix at Neighborhood Shoppes at Orangetree 1.9 miles about 4 minutes
Big Corkscrew Island Regional Park about 4 miles about 9 to 11 minutes
NCH Emergency Department Northeast 7.1 miles about 13 minutes
Interstate 75, Exit 111, Immokalee Road more than 10 miles about fifteen minutes
Delnor-Wiggins Pass State Park, nearest Gulf beach about 16 miles about 30 minutes
Downtown Naples, 5th Avenue South 23 miles or more 37 to 38 minutes

Free-flow times are floors. Collier County counted 69,590 vehicles a day on Immokalee Road west of Interstate 75 in the first quarter of 2025 against 50,900 in the third quarter, 36.7% more in season, on the stretch every westbound trip crosses.

Valencia Golf and Country Club vs Terreno and Heritage Bay for a Buyer

Valencia Golf and Country Club, Terreno and Heritage Bay answer three different buyer questions in the same 34120 ZIP: a no-CDD resale or new home beside a public course, a newer community next door with its own district, and a golf community where membership comes bundled with every home.

The structural side-by-side

Property terms (per our Valencia guide) Valencia Golf and Country Club Terreno at Valencia Golf and Country Club Heritage Bay
Association Valencia Golf and Country Club Homeowners Association, Inc., incorporated 2004 Terreno Homeowners Association, Inc., incorporated 2021 See our Heritage Bay guide
Community Development District None Yes, Terreno Community Development District, Ordinance 2022-22 See our Heritage Bay guide
Golf Public, privately owned course; no membership or golf assessment No golf course; public green fees like anyone else Golf membership bundled with every home
Homes 450 single-family homes 350 completed single-family homes, about 685 at build-out A gated 1,250-home community on Immokalee Road
Median year built (Collier County roll, 2026) 2007 2024 See our Heritage Bay guide
Shared with the other A tennis and tot lot tract and the Terreno Boulevard entry road, under a 2023 declaration, no lien on Valencia homes The same tract and road See our Heritage Bay guide

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Valencia Golf and Country Club or Terreno

Terreno is a separate community with its own declaration, its own association, its own assessment, its own amenity campus with courts, and its own Community Development District; a Terreno owner is not a Valencia member. Compare the whole tax bill, including the non-ad-valorem section, not the millage, which is identical. Read our Terreno community guide and our guide to buying a home in Terreno before you tour both.

Valencia Golf and Country Club or Heritage Bay

The difference is the golf bill. At Valencia, golf is optional and paid by the round; in Heritage Bay, a gated 1,250-home community on Immokalee Road in the same ZIP, the membership comes bundled with every home.

How Do We Find the Right Valencia Golf and Country Club Home and Negotiate It?

We find the right Valencia Golf and Country Club home by era and size tier first, then street, view and roof date, and we match each candidate against its MLS twins and its county resale record before we write a number. On the October 29, 2026 export, the median Valencia resale settled at 99.5% of its last list price.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

Set the search by era, size and street

We set MLS alerts on the era and size tier that fit your budget, then filter by bedroom and den count, pool, and golf or lake view. Repeated living areas, such as the 2,444 and 2,448 square foot Lennar plans and the 2,600 and 3,054 square foot first-era homes, show which homes share a floor plan, which is how we compare a new listing to its closest sold twins.

Reading the negotiation in the record

On the October 29, 2026 export, 8 of 18 resales closed at or above their last list price, and 4 closed below 96% of it (our count from the MLS rows). Days on market for the 17 resales with a figure ran from 14 to 456; 4 closed within 17 days and 4 took more than 180 days. We read each listing’s own history before we suggest a number.

Repeat sales cut both ways

Collier County’s record shows 50 Valencia Golf and Country Club homes resold since October 17, 2023 after an earlier sale: 43 sold higher, 6 sold lower and 1 sold at the same price (our count). A Lema Court home first sold new by the builder for $474,300 in February 2022 resold for $800,000 in January 2025, while a Hagen Court home bought for $900,000 in September 2024 resold for $785,000 in April 2026, and a Par Drive home bought for $530,000 in December 2024 resold for $475,000 in May 2026. The record does not move in one direction, and an offer should not assume it will.

Terms beyond price

The inspection period, the financing contingency, the association’s 20-day application window, the closing date, the document review, who pays the estoppel and any seller credit for roof or insurance work are terms we negotiate.

How Does Buyer’s Agent Compensation Work for a Valencia Golf and Country Club Purchase in 2026?

Buyer’s agent compensation for a Valencia Golf and Country Club purchase follows the practice changes that took effect on August 17, 2024: you sign a written buyer agreement before touring, it states the amount or rate of compensation, and it states that broker fees and commissions are fully negotiable and not set by law.

What the written agreement means for your first tour

The National Association of Realtors says a written agreement must come before you tour a home with an agent, with “A specific and conspicuous disclosure of the amount or rate of compensation” and “A conspicuous statement that broker fees and commissions are fully negotiable and not set by law.” We sign it with you at the consultation, before the first Valencia showing, including a visit to a builder’s model.

Who pays the buyer’s agent

NAR says offers of compensation “are no longer allowed on Multiple Listing Service (MLS) platforms. Sellers can still offer compensation off an MLS. Sellers can offer buyer concessions on an MLS”. A Valencia seller or a builder may still agree in writing to pay some or all of your agent’s fee; we raise it in the offer.

Where Can You See the Valencia Golf and Country Club Listings?

You can see current Valencia Golf and Country Club listings on our team’s listing site, Domain Realty Group, and have new ones sent to you. On the Southwest Florida MLS (Matrix) export of October 29, 2026, 18 Valencia homes were active from $495,000 to $1,970,000 and 5 were pending; any day since, the count will differ.

Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix export of October 29, 2026, labelled as such.

The listing page

For every active home in the community, see the current Valencia Golf and Country Club listings on Domain Realty Group, our team’s listing site, updated from the MLS.

Listing alerts and today’s count

Set up custom listing alerts through our buying page, where saved searches route to our team, and call Marc at (239) 287-5873. Still choosing between parts of the city? Our Naples buyer guide covers the process citywide.

Start Your Valencia Golf and Country Club Buyer Consultation

To start your Valencia Golf and Country Club buyer consultation, call Marc at (239) 287-5873 or use the buyer consultation form on this page. We reply with the active Valencia homes that fit your era and size tier, the MLS twins and county resales that match them, the estoppel and tax questions, and the flood, roof and insurance checks.

What your consultation includes

Matching active homes and sold rows, a yearly cost sheet, the application timeline, the flood zone by address and a plan for your first offer. It is confidential and carries no obligation.

What Do Buyers Say About Working With Us?

Marc Comisar and Jesse McGreevy are top-reviewed Southwest Florida realtors, and a Valencia Golf and Country Club buyer should know what working with us is like. These are clients in their own words, quoted exactly as they posted them, from across Southwest Florida; they describe our team, not the Valencia community or any home in it.

A buyer on switching agents and closing

★★★★★ “I was with another agent prior to Marc and we just couldn’t close on a house. As soon as we switched to Marc it was night and day how quickly we could get the house we wanted. If you’re looking for someone to have your back at all steps in the home buying process, go with Marc.” Verified Zillow review

A buyer on the contract, insurance and the final walk through

★★★★★ “We would recommend Marc to anyone seeking a gorgeous SW FL address. We found him ( blind) on a website which listed him as the top RE agent in the area. We sent an email and within 20 minutes he called us. I love someone interested in our business. This responsiveness showed through in all our communications during the process. Marc had a lot of experience in the FT Myers, Bonita springs, and Estero markets. After ascertaining our needs he led us through about 10 houses in one day and we decided on our FL dream house. After the signature, he remained with us and answered questions on the contract, insurance, and settlement process. Because it was inconvenient for us to travel to do the final walk through, Marc handled that for us too. If you need an agent, don’t hesitate to engage Marc.” Verified Zillow review

A client on getting to the closing table

★★★★★ “The sale of our home was not without challenges. Jesse and his team worked extremely hard to get us to the closing table and our home sold!!! Would recommend Domain and the great team to anyone!!!” Verified Zillow review

Frequently Asked Questions, Valencia Golf and Country Club Buyer Edition

These are the questions Valencia Golf and Country Club buyers ask, answered from the Collier County record through October 16, 2026, the Southwest Florida MLS (Matrix) export of October 29, 2026, the association’s own documents, FEMA, the school district and Florida law. For today’s count, call Marc at (239) 287-5873; you are working with Top 1% Real Estate Agents Nationally Since 2008.

How do I buy a home in Valencia Golf and Country Club, Naples?

Choose the era and size tier, sign a written buyer agreement before touring, get a loan estimate or proof of funds, then offer with a review period long enough for the estoppel certificate, the Chapter 720 disclosure summary, the flood determination, a wind mitigation report and insurance quotes, and file the association’s application at least 20 days before closing.

What kind of homes are in Valencia Golf and Country Club?

Only detached single-family homes: 450 of them on eight streets, Birdie Drive, Par Drive, Double Eagle Trail, Sarazen Place, Vardin Place, Lema Court, Hagen Court and Jacklin Court. There are no condominiums, villas or townhomes. In the October 29, 2026 MLS export, closed homes ran from 1,848 to 4,144 square feet of living area, with a 2,448 square foot median.

What is the median price of a Valencia Golf and Country Club home?

It depends on the record. Collier County recorded 28 qualified resales over the 24 months to October 16, 2026 at a $579,500 median, and 11 over 12 months at $539,000. The Southwest Florida MLS (Matrix) export of October 29, 2026 showed 18 resale closings at a $555,000 median and 27 closings in all, including new construction, at $575,000. Different records and windows, so the medians differ.

How many Valencia Golf and Country Club homes are on the market?

The October 29, 2026 MLS export showed 18 active listings at a $648,950 median list price, from $495,000 to $1,970,000: 15 resales at a $649,000 median and 3 Lennar new-construction homes. Five more were pending. The count changes weekly; call Marc for today’s list.

How much room is there to negotiate in Valencia Golf and Country Club?

On the October 29, 2026 export, the median resale closed at 99.5% of its last list price, and 8 of 18 resales closed at or above it, while 4 closed below 96% (our count). The ratio is against the last list price, after any reductions, so it understates the gap from the first asking price.

How long do Valencia Golf and Country Club homes take to sell?

The 17 resales with a days-on-market figure in the October 29, 2026 export had a 63-day median, ranging from 14 to 456 days. The 18 active listings on that date had a 133.5-day median. A well-priced home can go in two weeks; an overpriced one can sit for months.

What is the price per square foot in Valencia Golf and Country Club?

On the MLS record only: the 17 resales with a usable living area in the October 29, 2026 export had a $196.43 median sold price per square foot, and the 9 new-construction closings $269.08. By resale size tier, the median ran from $167.00 for homes of 3,000 square feet and over to $293.58 for the Lennar era homes of 2,000 to 2,499 square feet.

What are the Valencia Golf and Country Club HOA fees?

The last figure the association published was $316.00 a month, in its 2019 Welcome Packet; it published $264.00 a month for 2018. No current figure is published on the public side of the association’s website, so the current assessment comes from the estoppel certificate for the home you are buying.

What does the Valencia Golf and Country Club assessment cover?

Per the association’s FAQ and Welcome Packet: irrigation, landscaping, clubhouse maintenance, turf pest control, ADT alarm monitoring, access control at the guardhouse and the clubhouse amenities, including the pool and fitness center. Plant replacement, roof cleaning and repair, water and sewer, cable television and golf are not covered.

Does Valencia Golf and Country Club have a CDD?

No. Collier County’s own district boundary layer returns no Community Development District at any of the eight Valencia streets or the golf parcel, and the county’s district list has no Valencia district. Terreno, next door, does have one.

Do I have to pay for golf if I buy in Valencia Golf and Country Club?

No. The course is public and privately owned, and the recorded declaration states that lot ownership does not confer any ownership interest in, or right to use, the golf course. There is no bundled golf, no mandatory membership, no equity and no golf assessment.

Can a Valencia Golf and Country Club owner play the course?

Yes, as a member of the public. The operator’s published green fee was $30 when its rate card was read on September 15, 2026, and the operator sells optional memberships. The association’s own FAQ answers whether residents get pro shop pricing with “No, they are separate businesses.”

Is there a capital contribution or transfer fee when I buy in Valencia Golf and Country Club?

None appears in the association’s published closing documents. The fees a buyer pays the association are a $100 application processing fee and a $50 convenience fee if the application is late, per the Purchase and Lease Application revised in 2019. Confirm both on the estoppel and the current application.

Who pays for the estoppel certificate in a Valencia Golf and Country Club sale?

It is commonly ordered and paid by the seller, though the purchase contract decides. Florida caps the fee at $299 for a current account, plus $119 if expedited and up to $179 more if the account is delinquent (DBPR’s adjusted amounts under section 720.30851),.

Who pays for title insurance when I buy in Valencia Golf and Country Club?

In Collier County, the buyer customarily pays for the owner’s title insurance policy and chooses the closing agent; the purchase contract controls. The buyer always pays for the lender’s policy on a financed purchase.

What property tax will I pay on a Valencia Golf and Country Club home?

The 2026 millage on Valencia parcels is 12.1196 mills on the certified Collier County roll, applied to taxable value after exemptions, with no CDD assessment. A purchase resets the assessed value as of the next January 1, so the seller’s bill is not yours.

Does a homestead exemption help on a Valencia Golf and Country Club home?

If the home is your Florida homestead, the exemption can cut taxable value by as much as $50,000, and Save Our Homes then caps the yearly rise in assessed value at the lower of 3% or CPI, 2.7% for 2026. Portability can bring up to $500,000 of assessment difference from a prior Florida homestead.

Is the Valencia Golf and Country Club home I want in a flood zone?

Every residential street measured Zone X, outside the Special Flood Hazard Area, at the guide’s 21 points on FEMA panel 12021C0240H, effective May 16, 2012. The golf corridor on Double Eagle Trail is Zone AH. A boundary runs through the community, so confirm the exact address on FEMA’s map and with your lender’s determination.

Is flood insurance required for my loan in Valencia Golf and Country Club?

Not by the federal rule on a Zone X home: Collier County’s floodplain FAQ says structures outside the Special Flood Hazard Area have no flood insurance requirement. A lender may still require it, and Zone X coverage is generally lower-cost, with the county’s Class 5 rating earning a 25% discount on eligible policies.

Is Valencia Golf and Country Club in a hurricane evacuation zone?

It is in evacuation Zone E, the fifth of Collier County’s six zones, and outside the Coastal High Hazard Area. Check the address in the state’s Know Your Zone lookup and follow official orders.

How much is homeowners insurance for a Valencia Golf and Country Club home?

We publish no premium for the community, because Florida wind and flood premiums are rated per property. The drivers here are roof age and covering, opening protection, first floor height and the parcel’s flood zone.

What roof can I put on a Valencia Golf and Country Club home?

Clay or cement barrel tile and clay or cement flat tile only, per the 2020 rules manual; shingle, rolled, tin, wood and metal barrel tile roofs are not approved. A re-roof needs architectural approval, and a refundable $2,000 deposit applied to tile roof replacements in the 2019 document.

Can I rent out my Valencia Golf and Country Club home?

Yes, within limits: a six-month minimum lease, no month-to-month leases, no sub-leasing or room rentals, every occupant 18 or older applies at least 20 days before the lease starts, and the owner pays a $1,000 refundable security deposit, per the Rules and Restrictions revised in 2020. Short-term rental platforms are ruled out.

What pet rules apply in Valencia Golf and Country Club?

A maximum of two pets per household, leashed and held whenever outdoors unless inside a screened lanai or fenced pool enclosure. The 2020 rules manual sets no breed restriction and no weight limit.

Can I park an RV, trailer or boat at a Valencia Golf and Country Club home?

Only fully inside a closed garage. Recreational vehicles, travel trailers, utility trailers, motor homes, boats, canoes and kayaks are garage-only, commercial vehicles always go in the garage, and street parking is not permitted.

Can I put up a fence at a Valencia Golf and Country Club home?

No. The 2020 rules manual prohibits fences and walls outright, prohibits wood decks, limits pool enclosures to five feet, and prohibits sheds, tents, tree houses and trampolines.

Is Valencia Golf and Country Club age-restricted?

No. It is not an age-restricted community, and nothing in the association’s rules, FAQ, Welcome Packet or transfer paperwork imposes an age qualification.

What amenities does the Valencia Golf and Country Club clubhouse have?

The association’s 2008 clubhouse has a fitness center, billiard room, theater room, social room, cafe and kitchen, with a pool and deck outside, per the association’s own amenity list.

Are there tennis or pickleball courts in Valencia Golf and Country Club?

Not inside the gates. Valencia owners hold use rights to a shared tract with two tennis courts and a tot lot on the Terreno side, funded by the Valencia association’s 492/1177 share. Collier County’s Big Corkscrew Island Regional Park, about four road miles away, has public courts.

Can I kayak or fish on the Valencia Golf and Country Club lakes?

No. The association’s rules reserve the lakes for water management, with swimming, fishing, boating and remote-control boats prohibited. There is no marina or boat access.

What schools are Valencia Golf and Country Club homes zoned for?

Corkscrew Elementary, Corkscrew Middle and Palmetto Ridge High, for every Valencia address tested in the Collier County Public Schools boundary tool for 2026-2027, per the guide. Confirm the exact address in the district’s zone finder, because the lots across Randall Boulevard return different schools.

Where is Valencia Golf and Country Club, and how far is it to I-75 and downtown Naples?

On Randall Boulevard in unincorporated east Collier County, ZIP 34120. Interstate 75 at Exit 111 is more than ten road miles west, about fifteen minutes in free-flowing traffic; downtown Naples is 23 road miles or more, about 37 to 38 minutes, and longer in season.

Is Terreno part of Valencia Golf and Country Club?

No. Terreno at Valencia is a separate community with its own declaration, its own homeowners association, its own assessment, its own amenity campus and its own Community Development District. The two share only a tennis and tot lot tract and the Terreno Boulevard entry road, under a 2023 declaration that creates no lien on Valencia homes.

Is Valencia Golf and Country Club the same as Valencia Lakes or Valencia Trails?

No. Valencia Golf and Country Club in Naples is its own community of 450 homes under its own association. Valencia Lakes, inside the same Orange Tree planned unit development, is separately platted and separately governed, and Valencia Trails and Valencia Sky are different communities.

Is Lennar still building in Valencia Golf and Country Club?

Yes. Lennar was still selling four plans of 2,032 to 2,444 square feet of living area (builder measure) when its community page was read on September 15, 2026, and the October 29, 2026 MLS export showed 3 new-construction actives and 4 new-construction pendings on Double Eagle Trail.

Are there two associations in Valencia Golf and Country Club?

There is one community association, Valencia Golf and Country Club Homeowners Association, Inc., and above it an older Orangetree master declaration with Orangetree Homeowners’ Association, Inc. as master association. Ask the estoppel process to account for both layers.

Is Valencia Golf and Country Club on county water and sewer?

Yes. The community is served by Collier County Water-Sewer District water and sewer through the former Orange Tree utility system, acquired by the county effective March 1, 2017. Water and sewer are billed direct to the owner, outside the association assessment.

Do I need a written agreement before touring Valencia Golf and Country Club homes?

Yes. Since August 17, 2024, NAR practice requires a written buyer agreement before you tour a home with an agent, stating the compensation and that broker fees are fully negotiable and not set by law.

When do Valencia Golf and Country Club sales record during the year?

Over 60 months to October 16, 2026, Collier County recorded Valencia resales by calendar month as follows: 6 in January, 7 in February, 12 in March, 4 in April, 12 in May, 13 in June, 10 in July, 2 in August, 8 in September, 6 in October, 11 in November and 7 in December. Recording follows the contract by weeks, so these show closings, not when buyers agreed to buy.

What should a home inspection focus on in a Valencia Golf and Country Club home?

On a first-era home, the roof age and tile condition, the air conditioning and water heater ages, the windows and storm protection, and any prior claims or permitted repairs. Order a general, a four-point and a wind mitigation inspection, and read the permit history.

Still weighing a Valencia Golf and Country Club purchase? Call Marc at (239) 287-5873 or start your Valencia Golf and Country Club buyer consultation.

Selling a Home Before You Buy in Valencia Golf and Country Club?

If you are selling a home before you buy in Valencia Golf and Country Club, time the two contracts together: your down payment, the estoppel and disclosure review, the insurance quotes and the association’s 20-day application window all fall due on the Valencia side while your sale is still closing. Jesse leads listings and seller strategy; Marc leads the purchase.

Coordinating a sale and a purchase

We set the sale’s closing date first, then write the Valencia offer to fit it. If the home you are selling is in Valencia Golf and Country Club, read our guide to selling a Valencia Golf and Country Club home or start with a Valencia Golf and Country Club home valuation, and call Jesse direct at (239) 898-6072. Our Valencia Golf and Country Club guide has the full community picture.

Sources and Authoritative References for Valencia Golf and Country Club

Every Valencia Golf and Country Club figure on this page traces to a source below: the Collier County record, the Southwest Florida MLS, the association’s own published documents, the county, state and federal agencies that publish flood, tax, school and road data, Freddie Mac, the National Association of Realtors and the Florida Statutes. No listing portal or competing brokerage site is cited.

  1. Collier County Property Appraiser qualified, improved, arm’s-length sales on the 450 single-family parcels of Valencia Golf and Country Club Phase 1, 1A, 2, 2A and 2B, recorded through October 16, 2026 (county sales file, cited as plain text, not linked).
  2. Southwest Florida MLS (Matrix), Sub/Condo Name VALENCIA COUNTRY CLUB, export of October 29, 2026: closings October 29, 2025 to October 29, 2026, plus active and pending listings on the export date (member system, cited as plain text, not linked).
  3. Collier County Clerk, Declaration of Covenants, Conditions and Restrictions of Valencia Golf and Country Club, instrument 3481135, Official Records Book 3649, Page 3385, recorded 2004 (cited by instrument number).
  4. Collier County Clerk, Declaration of Covenants for Terreno/Valencia Recreation Association, Inc. and for Shared Roadway, instrument 6406840, Official Records Book 6250, Page 956, recorded 2023 (cited by instrument number).
  5. Valencia Golf and Country Club Homeowners Association, official site
  6. Valencia Golf and Country Club Homeowners Association, document directory
  7. Association FAQ, 2018, PDF
  8. Association Welcome Packet, revised 2019, PDF
  9. Association Rules and Restrictions and ARC Guidelines, revised 2020, PDF
  10. Association Purchase and Lease Application, revised 2019, PDF
  11. Association closing instruction sheet, PDF
  12. Association Open House rules, PDF
  13. Association architectural review form, PDF
  14. Association model floor plan directory
  15. Florida Division of Corporations, entity search
  16. Florida Second District Court of Appeal, 2019 opinion
  17. Collier County Clerk, COR Access official records
  18. Collier County Clerk, official records
  19. The same 2019 opinion, FindLaw
  20. Collier County Clerk, Orange Tree PUD insubstantial change hearing notice
  21. Terreno Homeowners Association
  22. Terreno/Valencia Recreation Association declaration, PDF
  23. Terreno Community Development District
  24. Collier County Ordinance 2022-22, Terreno CDD, PDF
  25. Collier County, Floodplain Management FAQ, PDF
  26. Collier County, Flood Protection Newsletter, March 2026, PDF
  27. Collier County, Floodplain Management
  28. Collier County, 2025 AUIR, PDF
  29. Collier County, traffic counts by quarter, 2025, PDF
  30. Collier County, Capital Projects Update, January 2026, PDF
  31. Collier County, Vanderbilt Beach Road Extension
  32. Collier County Parks, Big Corkscrew Island Regional Park
  33. Collier County Water-Sewer District official statement, PDF
  34. Collier County Tax Collector, real estate taxes
  35. FEMA National Flood Hazard Layer, map service
  36. FEMA Map Service Center, address search
  37. FEMA, Understanding Risk Rating 2.0, PDF
  38. FloodSmart, what is my flood zone
  39. Florida Division of Emergency Management, Know Your Zone
  40. National Hurricane Center, Hurricane Ian tropical cyclone report, PDF
  41. National Weather Service Miami, Hurricane Irma
  42. Florida Building Commission, building code effective dates, PDF
  43. Citizens Property Insurance Corporation, personal lines depopulation
  44. Florida Statutes, section 720.401, prospective purchasers
  45. Florida Statutes, section 720.30851, estoppel certificates
  46. Florida Statutes, section 689.261, property tax disclosure
  47. Florida Statutes, section 689.302, flood disclosure
  48. Florida Statutes, section 193.155, Save Our Homes and reassessment
  49. Florida Statutes, section 28.24, recording fees
  50. Laws of Florida, chapter 2024-215, flood disclosure
  51. Laws of Florida, chapter 2025-166, flood disclosure amendment
  52. Florida Department of Revenue, documentary stamp tax
  53. Florida Department of Revenue, nonrecurring intangible tax
  54. Florida Department of Revenue, property tax exemptions
  55. Florida Department of Revenue, Save Our Homes, PDF
  56. Florida DBPR, estoppel certificate fee amounts, PDF
  57. Barnes Walker, who pays for title insurance in Florida, by county
  58. Freddie Mac, Primary Mortgage Market Survey
  59. National Association of Realtors, what the settlement means
  60. National Association of Realtors, settlement FAQs
  61. Collier County Public Schools, attendance boundaries
  62. Collier County Public Schools, interactive zoning tool
  63. Florida Department of Education, 2025-26 school grades file
  64. Florida Department of Education, school grades
  65. Valencia Golf and Country Club golf operator
  66. Lennar, Valencia Golf and Country Club community page

Downloadable Documents for a Valencia Golf and Country Club Purchase

These are the Valencia Golf and Country Club documents a buyer reads before an offer, each linked at the authority that publishes it: the association’s own fee, rule and application documents, the county’s flood guidance, the recreation declaration shared with Terreno, the district next door and the state’s estoppel fee schedule.

Document Publisher What it shows a buyer Link
Welcome Packet, revised 2019 Valencia Golf and Country Club Homeowners Association The last published assessment, the fee schedule and the ADT inclusion Open the packet
Association FAQ, 2018 Same What the assessment covers and the golf answer Open the FAQ
Rules and Restrictions and ARC Guidelines, revised 2020 Same Leasing, pets, parking, roofs, fences, shutters and signs Read the rules
Purchase and Lease Application, revised 2019 Same The $100 processing fee, the late fee and the lease minimum Open the application
Closing instruction sheet Same The closing checklist and the 20-day application deadline Open the sheet
Terreno/Valencia Recreation Association declaration Terreno Homeowners Association (recorded instrument) The 492/1177 cost share and the no-lien language Read the declaration
Floodplain Management FAQ Collier County The mandatory-purchase rule and the Class 5 discount Open the FAQ
Understanding Risk Rating 2.0 FEMA How a flood premium is built and the 18% cap Open the fact sheet
Estoppel certificate fee amounts Florida DBPR The $299, $119 and $179 caps Open the fee schedule

The governing Declaration (instrument 3481135, Official Records Book 3649, Page 3385) and the 2026 Certificate of Amendment to the Bylaws (instrument 6793743, Official Records Book 6560, Page 2384) are Collier County Clerk records with no public link; search them by instrument number, or ask the closing agent.

Your Valencia Golf and Country Club Buyer’s Agents: McGreevy and Comisar

Your Valencia Golf and Country Club buyer’s agents are Jesse McGreevy and Marc Comisar of McGreevy and Comisar, the #5 real estate team in Florida in the 2026 RealTrends rankings. We read the Valencia association, tax, flood, roof and insurance paperwork with you before an offer, and every figure on this page traces to the sources listed above.

If you’re searching for “the best buyer’s agent in Valencia Golf and Country Club, Naples, Florida,” McGreevy and Comisar represents homebuyers across Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County and Babcock Ranch, including Valencia Golf and Country Club, Pelican Bay and Talis Park. Our team provides honest market guidance and partner-level negotiation, starting from our Valencia Golf and Country Club community guide.

Jesse McGreevy and Marc Comisar

Jesse McGreevy lists and sells homes across Naples, Bonita Springs, Estero and Marco Island; call Jesse direct at (239) 898-6072. Marc Comisar represents buyers and sellers across Southwest Florida; call Marc at (239) 287-5873.

Our credentials

  • Top 1% Real Estate Agents Nationally Since 2008

  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)

  • #1 Team in Southwest Florida since 2012

  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate

  • McGreevy and Comisar alone have over $900 million in Sales

  • Nationally Recognized Top Producing Realtors

  • Platinum Sales Production Award Winners

  • Jesse McGreevy: (239) 898-6072 ·

  • Marc Comisar: (239) 287-5873

  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.

Buying in Valencia Golf and Country Club? Start your Valencia Golf and Country Club buyer consultation or call Marc at (239) 287-5873, and see how we represent buyers. Selling first? Call Jesse direct at (239) 898-6072. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008.

Follow our Southwest Florida sales on Instagram, Facebook and YouTube.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more at DomainRealtyGroup.com. Read more about McGreevy and Comisar or contact us.

Market data from Southwest Florida MLS (Matrix), export of October 29, 2026 (Sub/Condo Name VALENCIA COUNTRY CLUB). Collier County Property Appraiser qualified sales recorded through October 16, 2026. McGreevy and Comisar, buy a home in Valencia Golf and Country Club with the #5 real estate team in Florida (RealTrends 2026). Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.