Updated September 2026
Thinking of selling your Terreno home in Naples? McGreevy and Comisar, the Top 1% team and #1 in Southwest Florida since 2012, price against DiVosta's own inventory and the county deed record, and have the HOA approval and CDD paperwork ready on day one. Get your free Terreno valuation or call Jesse direct at (239) 898-6072.
Selling a home in Terreno is different because DiVosta is still closing new homes on the same streets, the Terreno Homeowners Association must approve your buyer with 20 business days of written notice, and a Community Development District assessment appears on every tax bill. A Terreno listing has to be priced, timed and documented around those three facts.
Updated September 2026. By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty.
Data updated: September 2026 (2026 preliminary Collier County tax roll, files dated 29 and 31 Aug 2026; DiVosta Terreno pages, read 15 Sep 2026).
This page is the listing plan for an owner who is ready to sell. For the community itself, its amenity campus, schools, flood map and fee stack, start with our complete Terreno community guide. If your first question is the number, read what a Terreno home is worth and come back here to bring that number to market. Jesse McGreevy answers his own phone at (239) 898-6072.
Terreno has 686 platted homesites and, on the 2026 preliminary Collier County tax roll, 350 finished homes, 150 vacant residential parcels and 186 more platted lots still coded as acreage. DiVosta, the PulteGroup brand, keeps a sales office at 1729 Terreno Boulevard, publishes 13 floor plans from 1,405 to 3,970 square feet, and advertised "Save Up To $57,000" on select move-in-ready homes from 8 to 28 September 2026. A Terreno resale is not listed into an empty market. It is listed beside a price list, a design studio and finished inventory, and pricing has to answer all three.
Declaration Section 12.3 requires written notice to the Terreno Homeowners Association at least 20 business days before closing, with the Application for Approval of Resale (updated 1 July 2026) and a copy of the fully executed contract. Twenty business days is four working weeks, roughly 28 calendar days before holidays. A 21-day contract-to-close is therefore at risk from the day it is signed, which is why we treat approval as a listing-stage task and not a closing-week scramble.
The Terreno Community Development District levies an assessment of about $2,254 to $2,467 per home per year for fiscal year 2026/2027, depending on homesite width and bond assessment area, and it appears as one line in the non-ad-valorem section of the Collier County tax bill. A buyer's lender itemizes it, so the seller who discloses it first, in writing, keeps the negotiation about the house. The seller who advertises "low HOA" and leaves the CDD for the inspection period invites a mid-contract argument.
Terreno sellers list with McGreevy and Comisar because the team reads the record before it prices: the Declaration, the Community Development District budget, the county roll and every Southwest Florida MLS closing. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008 and lead Domain Realty Group, the #1 Team in Southwest Florida since 2012.
The seven statements below are how our team is recognized, stated exactly as we publish them everywhere.
You work with Jesse and Marc. Jesse McGreevy builds the pricing analysis, the marketing package and the association paperwork. Marc Comisar walks the house, runs the showings and handles the buyer-side conversations and the negotiation. Reach Jesse at (239) 898-6072 or Marc at (239) 287-5873, and read how the team is built on our about McGreevy and Comisar page. Both are licensed with Domain Realty, our brokerage, and lead Domain Realty Group, the team; you can read more at DomainRealtyGroup.com.
A generalist prices a Terreno home from a portal median and lists it. We price it against the builder's current asking prices for the same plan, document your option spend, name your CDD assessment area, order the estoppel while the listing is being photographed and open the Board approval clock the day a contract is signed. If you are comparing agents across the city, our guide to the best real estate agents in Naples explains how to judge one.
Our own measured record in Terreno is the reconciliation we performed: all 55 Southwest Florida MLS closings in the 12 months to 17 September 2026, matched row by row against 57 qualified deed transfers in the Collier County sales file.
Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 17 Sep 2026; Collier County recorded sales file, transfers 1 Sep 2025 to 31 Aug 2026).
We tracked every one of the 55 MLS closings under the single Terreno at Valencia development record, with a median sold price of $640,000, a median of 95.86% of final list price and a median of 42 days on market across the 49 rows that carry a figure. We set them beside the 57 qualified improved transfers we tracked in the county file, median $665,000. Two MLS rows carried the city field "Other" while sitting on Freemont Way and Sierra Court; we kept them and measured the effect, which is $5,000 on the median. Six closings carry no days-on-market figure, the shape a builder closing takes when it is entered after the fact, and we left them out of the days-on-market median only.
We read the recorded Declaration (OR 6098/2178) and the amendments located to date: OR 6155/1398 (21 July 2022), a right-of-way withdrawal executed in December 2022, OR 6403/468 on pools (1 October 2024) and OR 6614/2830 on vehicles (29 July 2026). We also read the Application for Approval of Resale, the Terreno CDD's adopted budget for fiscal year 2026/2027, the Federal Emergency Management Agency map revision effective 18 June 2026 and DiVosta's plan and quick-move-in pages as they stood on 15 September 2026. One more amendment, at OR 6324/365, is named in a recorded plat's title notes and is not published by the association, so we tell every seller it exists and that we have not read it.
No public source publishes a Terreno resale-only price band, so we measured one ourselves from 19 owner resales, shown in the market section above. The amount of the Resale Assessment, the HOA dues for your lot and the Section 12.3 transfer fee are published nowhere and reach a seller only through the estoppel certificate. What happens to amenity key fobs and Envera gate registration at a resale is not addressed in any published document. Where a number is not published we say so and name the document that carries it.
A Terreno seller is competing with DiVosta's own homes, needs Terreno Homeowners Association approval of the buyer, and carries a Community Development District line on the tax bill. These twelve takeaways are the facts we build every Terreno listing plan around, and each is explained with its source in the sections that follow.
Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 17 Sep 2026; 2026 preliminary Collier County tax roll; DiVosta pages, read 15 Sep 2026).
This Terreno seller guide moves from the market and pricing questions through marketing, cost, Board approval and disclosure, then the listing timeline and the comparison with Valencia Golf and Country Club and Heritage Bay. Use the list below to jump to the Terreno topic you need first.
Now is a workable time to sell in Terreno if the price is right: 12 active listings against 55 closings in 12 months is 2.62 months of supply, 4 homes were pending, and the median closing took 42 days on market, per the Southwest Florida MLS on 17 September 2026. DiVosta's own inventory is the larger variable.
Data updated: September 2026 (Southwest Florida MLS Matrix, Terreno retrieved 17 Sep 2026, Valencia retrieved 15 Sep 2026, Heritage Bay retrieved 24 Sep 2026).
Set, Southwest Florida MLS closings, trailing 12 months | Closings | Median sold | Median $ per sq ft of living area | Median sold-to-list | Median days on market (rows with a figure) | Active listings | Months of supply |
|---|---|---|---|---|---|---|---|
Terreno, all streets | 55 | $640,000 | $311.91 | 95.86% | 42 (49) | 12 | 2.62 |
Valencia Golf and Country Club | 21 | $575,000 | $215.91 | 99.39% | 53 (19) | 23 | 13.1 |
Heritage Bay, core, all products | 70 | $482,500 | $326.72 | 95.71% | 86 (67) | 16 | 2.7 |
Heritage Bay, core, single-family | 14 | $988,750 | $456.52 | 96.10% | 97 (13) | 0 | none listed |
Method: every dollar-per-square-foot figure here is a median on the MLS living-area field. Valencia is 21 distinct transactions after one duplicated entry was removed. Heritage Bay excludes the twelve rows of The Vistas, which are not club or CDD members. Months of supply is active listings divided by average monthly closings: 12 against 55 in Terreno and 16 against 70 in Heritage Bay.
Terreno's 2.62 months of supply is low next to Valencia's 13.1, and monthly closings ran between 2 and 9 across the twelve months, so a single busy month does not change the picture. The number that should shape your price is a different one: the 12 active Terreno listings carried a median of 86.5 days on market against 42 days for the homes that closed. In a market with this little supply, pricing rather than demand decides how long a Terreno home sits.
Terreno is an absorption market, because DiVosta is still closing new homes on the same streets. The 12 active listings are every listing in the Terreno development in the MLS, and the extract does not say how many are the builder's own. That is why we never quote 2.62 months of supply as a resale figure. It measures how fast the whole community is being absorbed, builder and owners together.
Public deeds do not label a builder closing, so we split the 55 MLS closings ourselves against the Collier County sales file: a closing is the builder's when it is the first recorded sale of the finished home, and a resale when an earlier owner had already bought it. That gives 36 builder closings and 19 owner resales. The 19 resales had a median sold price of $645,000, a middle half from $549,000 to $701,000 and a range of $460,000 to $1,000,000, at a median of $331.13 per square foot of living area, 96.81% of final list price and 32 days on market. The 36 builder closings had a median of $638,500 at $302.19 per square foot and 95.31% of list. One resale, 1773 Verada Ct on 27 August 2026, closed after the county file date and is classified from its earlier recorded owner.
The Collier County sales file is a second and separate record. For the 12 months from 1 September 2025 to 31 August 2026 it holds 57 qualified improved transfers with a median of $665,000, a mean of $695,887 and a range from $435,000 to $1,140,000, at a median of $257.12 per square foot of total adjusted area. Total adjusted area is the area under roof and is larger than the MLS living-area measure, so we compare county figures with county figures and MLS figures with MLS figures, and never one against the other.
The clearest answer to whether now is a good time is a written valuation of your own house against the closings that match it. Request your free Terreno home valuation and Jesse McGreevy will send a written opinion, or call him at (239) 898-6072. If your move is into another Southwest Florida home, read how we represent buyers and contact McGreevy and Comisar about both sides of the plan at once.
We price a Terreno home against DiVosta's current asking price for the same plan, then adjust for what your house already carries: an approved pool, landscaping, window treatments and immediate occupancy. Builder incentives can move a buyer's payment without moving the headline price, so a Terreno resale is priced against payment as well as price.
Data updated: September 2026 (DiVosta Terreno pages, read 15 Sep 2026; Southwest Florida MLS Matrix, retrieved 17 Sep 2026).
DiVosta's Terreno inventory sheet, read on 15 September 2026, is the most useful piece of evidence a Terreno seller has, because it proves that a published base price is not a price anyone pays. Each row below sets a plan's base price against the asking price of a quick-move-in home of that plan.
Plan (series) | Published base price | Quick-move-in asking price | Difference | Over base |
|---|---|---|---|---|
Contour (Scenic) | $400,990 | $530,000, 2094 Seville Lane | +$129,010 | +32% |
Flagstone (Scenic) | $420,990 | $501,900, 2127 Freemont Way | +$80,910 | +19% |
Flagstone (Scenic) | $420,990 | $571,000, 2121 Seville Lane | +$150,010 | +36% |
Whitestone (Distinctive) | $603,990 | $715,990, 2084 Freemont Way | +$112,000 | +19% |
Layton (Echelon) | $785,990 | $1,143,500, 1999 Don Benito Way | +$357,510 | +45% |
Layton (Echelon) | $785,990 | $1,159,750, 2004 Don Benito Way | +$373,760 | +48% |
The gap is plan mix, lot premium and option spend, such as a screened pool, and it is not volatility or instability. A buyer who has read "from the $400s" is comparing your house with a base price that no closing we read matched. Put the table in front of that buyer early, and your price stops looking high.
A DiVosta spec home is a promise with a completion date. A Terreno resale is a finished house, and the list of what it already has is the core of the pricing argument.
We document each of these from your purchase agreement, permits and Architectural Review Committee approvals, so your buyer can see what is in the house and not guess.
DiVosta was advertising "Save Up To $57,000" on select move-in-ready homes from 8 to 28 September 2026. Rate buydowns and closing-cost credits change what a buyer pays each month without changing the headline price, which is why a resale at the same price can lose on payment. Your counter uses the same lever, and it is a seller-paid concession, not a price cut.
A price cut lowers the contract price and becomes the next comparable on your street. A seller-paid concession keeps the contract price where your comparables support it and puts the money where the buyer feels it, at closing or in the rate. Lenders limit how much a seller may contribute by loan program, so we confirm the limit with the buyer's lender before a concession is written into a contract. The National Association of REALTORS publishes a seller concession guide that explains the mechanics.
An appraiser will meet builder closings as comparables on a Terreno resale, and they can mislead in both directions. The median MLS closing was 95.86% of its final list price, so a typical closing came in a little over four percent under the last list price, and a builder closing carries options and lot premium that a resale may not. We give the appraiser matched closings by plan, homesite width and street, with your documented option spend beside them.
Terreno's three homesite widths, 42, 52 and 66 feet, sold as DiVosta's Scenic, Distinctive and Echelon series, change who buys your house, what your CDD line costs and which closings you are compared with. On the MLS the 66 foot streets closed at an $835,000 median and the 42 foot streets at $460,000, so Terreno is priced street by street.
Data updated: September 2026 (Southwest Florida MLS Matrix, retrieved 17 Sep 2026; Terreno CDD adopted budget FY2026/2027).
Homesite width and DiVosta series | Closings | Median sold | Median sold-to-list | Median days on market (rows with a figure) | Active listings | Months of supply | CDD per year, FY2026/2027 |
|---|---|---|---|---|---|---|---|
66 foot, Echelon (Palomar, Verada, Don Benito, Amador) | 24 | $835,000 | 95.34% | 53 (24) | 3 | 1.50 | about $2,467 |
52 foot, Distinctive (Fresno, Freemont, Terreno Boulevard) | 17 | $600,000 | 96.32% | 26 (13) | 4 | 2.82 | about $2,360 |
42 foot, Scenic (Mesa, Sierra) | 11 | $460,000 | 97.40% | 43.5 (10) | 2 | 2.18 | about $2,254 |
Method: each street is assigned to the width that dominates its built homes on the county roll, an inference. Sequoia Court's 3 mixed-product closings and 3 active listings on Seville Lane and Sequoia Court are left out. The CDD column is rounded to the dollar across both bond series.
The 66 foot streets recorded 24 closings at a median of $835,000 and 95.34% sold-to-list, with only 3 active listings. Don Benito Way alone recorded 15 closings from $550,000 to $1,140,000 at a median of $860,000, and Amador Court is the group's lower end, with a median of $697,000 on 5 closings. The buyer here is comparing your house with DiVosta's Layton, which the inventory sheet shows leaving the sales office above $1.1 million, so an owner in this group prices against the builder's largest product.
The 52 foot streets recorded 17 closings at a $600,000 median, and the fastest median days on market of the three groups at 26 across the 13 rows with a figure. Freemont Way recorded 11 closings at a median of $540,000. The 52 foot buyer is often choosing between your house and DiVosta's Whitestone, and with 4 active listings and 2.82 months of supply a well-priced listing has room to move.
The 42 foot streets, Mesa Lane and Sierra Court, recorded 11 closings at a $460,000 median and the highest sold-to-list ratio of the three groups at 97.40%. Sierra Court alone recorded 8 closings, from $420,000 to $580,000. The 42 foot buyer is weighing your house against DiVosta's Contour and Flagstone, whose published base prices are $400,990 and $420,990, which is why the resale has to show what it already carries.
Inside one width, the street and the lot still move the price. On our reading of the recorded plats and the county roll, 44 percent of Terreno lots sit within 30 feet of a lake tract and about 5 percent back onto the carved-out golf hole. A golf view is a view and not a right: Terreno owners hold no golf rights or membership at Valencia, and the course is open to the public for a green fee, on the same terms for a Terreno owner as for anyone else. Recorded play easement areas on the golf-adjacent lots carry a fencing prohibition and an errant-ball release that bind every later owner, so a current survey matters.
We market a Terreno home as the finished, approved, move-in-ready alternative to a builder spec, with professional photography and video, a written cost sheet that names your CDD line, a document packet for the buyer and gate access arranged before the first showing. Every Terreno listing sits beside DiVosta's inventory, so the marketing answers the builder's price sheet.
Data updated: September 2026 (DiVosta Terreno pages, read 15 Sep 2026; Terreno Amenity Center Rules and Regulations, read 15 Sep 2026; Terreno HOA resale application, updated 1 Jul 2026).
The Terreno buyer has usually seen or will see the builder's model and price sheet, because DiVosta keeps a sales office at 1729 Terreno Boulevard. On the 2026 preliminary roll 202 of the 350 built homes, 57.7 percent, are homesteaded, so owners are living in their homes and not renting them out. We write for a full-time or seasonal resident who wants a finished house on a gated campus and does not want to wait for a build.
Every Terreno owner belongs to a shared amenity campus, so the photography sells the house and points to the campus. The county base area of the clubhouse is 12,646 square feet, and the campus has a 4,938 square foot saltwater resort and lap pool, 2 Har-Tru tennis courts and 8 pickleball courts. The house's own finished extras are the heart of the shoot: the pool and enclosure, the extended lanai, the landscape and the window treatments a spec home would not have. We shoot in the light that shows them.
The listing goes to the Southwest Florida MLS first, because every cooperating agent in Collier County works there and syndication begins there. From there it reaches the brokerage network at Domain Realty, our own client and past-client database, and paid placement aimed at the seasonal and relocation buyers who supply much of Naples demand. Buyers who search current inventory find it on the Domain Realty Group Terreno at Valencia page as well.
Terreno uses Envera credentialed access, with a dedicated resident lane and visitor pre-authorization through MyEnvera. A resident schedules a visitor as Permanent, Temporary or One Time, with dates, time windows and weekday limits, and a visitor can receive a QR code by email or phone where enabled. Access-control credential requests must come through an Authorized Community Contact and can take up to 48 hours. Gate friction costs sellers showings, so we arrange showing access before the listing goes live and not on the first Saturday.
We negotiate a Terreno contract by preparing the three things that decide it before the listing goes live: the Board approval clock, the CDD and Resale Assessment disclosures, and the buyer's inspection and insurance evidence. Jesse McGreevy or Marc Comisar reads every offer on a Terreno listing and makes the call to the other agent, never an assistant.
Data updated: September 2026 (Declaration, OR 6098/2178; Terreno CDD FY2026/2027 budget; Fla. Stat. 720.30851).
When an offer arrives, Jesse or Marc reads it, prices the response and calls the other agent. There is no handoff to a transaction assistant at the moment that decides your net. That structure is why McGreevy and Comisar alone have over $900 million in Sales while remaining Top 1% Real Estate Agents Nationally Since 2008. Reach Jesse at (239) 898-6072 or Marc at (239) 287-5873.
Terreno has two clocks that a general Naples contract does not. The Board needs written notice at least 20 business days before closing, which is four working weeks and roughly 28 calendar days before holidays, and the estoppel certificate has its own effective period. We write the closing date around both clocks. A contract that promises a 21 day closing is at risk from the day it is signed, so we either set a closing date that respects the Board's 20 business days or file the application the day the contract is executed.
Buyers of a Terreno resale ask four questions, and we answer them before they are asked.
A Terreno home built from 2023 to 2025 was built with whole-house impact-rated glass, a tile roof and reinforced block construction according to DiVosta's published features, so the inspection period on a Terreno resale is usually shorter than on an older Naples home. We put the wind mitigation evidence, the permits and any open builder warranty items in the buyer's hands before their inspector arrives. DiVosta publishes a 10-year limited structural warranty and states that its warranties transfer to a subsequent owner who takes title within the applicable warranty period, so we put the transfer terms from your closing binder in your buyer's hands. We never promise coverage the document does not give.
Selling a Terreno home costs the negotiated commission, Florida's $0.70 per $100 documentary stamp tax on the deed, the HOA estoppel certificate, the $100 Terreno resale application fee and prorated HOA and CDD charges, plus any concession you agree. In Collier County the buyer customarily pays the owner's title policy, so it is not a seller cost.
Data updated: September 2026 (Florida Department of Revenue, documentary stamp tax; Florida Statutes 2025 edition, Sections 201.02 and 720.30851; Terreno HOA resale application, updated 1 Jul 2026; seller cost research compiled 29 Jun 2026).
Item | Who customarily pays in Collier County | Amount or basis | Note |
|---|---|---|---|
Listing commission | Seller | Negotiated, no rate set by law | Fully negotiable since the National Association of REALTORS practice changes of 17 August 2024 |
Buyer-agent compensation, if you choose to offer it | Seller, optional | Negotiated | Must be offered off the MLS, not advertised in it |
Documentary stamp tax on the deed | Seller | $0.70 per $100 of price, rounded up to the next $100 | Fixed by Florida Statutes Section 201.02 |
HOA estoppel certificate | Seller | Capped by Section 720.30851 at $299, the Department of Business and Professional Regulation's inflation-adjusted figure for the statute's $250 base; the next adjustment is due by July 2027 | The certificate states the actual fee |
Terreno resale application | Per the contract | $100, payable to Terreno Homeowners' Association, Inc. | Non-refundable, per the application updated 1 July 2026 |
Municipal lien search | Seller, customarily | About $100 to $250 | Estimate, varies by provider |
Title search and settlement fee | Follows whoever selects the closing agent, usually the buyer in Collier | About $150 to $500 for the search and $500 to $1,500 for settlement | Estimates, not set by the state |
Property tax proration | Credit from seller to buyer | Seller's days of ownership divided by 365, times the annual tax | Taxes are paid in arrears |
HOA and CDD proration | Credit or debit at closing | Each on its own billing calendar | Not symmetrical, see below |
Mortgage payoff, if any | Seller | Balance plus per-diem interest | From your lender's payoff letter |
Seller concession, if agreed | Seller | Negotiated | Optional and capped by the buyer's loan program |
We use the $640,000 Terreno MLS median sold price only as a working number, and the commission lines are examples of negotiated rates, not quotes.
Line | Amount | Basis |
|---|---|---|
Listing commission, example 2.75% | $17,600 | 2.75% of $640,000, negotiated |
Documentary stamp tax | $4,480 | 6,400 units of $100 at $0.70 |
Terreno resale application fee | $100 | Published on the application |
Estoppel certificate at the current $299 cap | $299 | The certificate states the actual fee |
Subtotal before any buyer-agent offer | $22,479 | About 3.5 percent of price |
Buyer-agent compensation, if offered, example 2.5% | $16,000 | 2.5% of $640,000, negotiated |
Subtotal with a buyer-agent offer | $38,479 | About 6.0 percent of price |
Add the municipal lien search, any closing-agent fee you agree to pay, prorated taxes and assessments, your mortgage payoff and any concession. We build the same sheet for your own price, plan and commission in the written valuation.
The CDD and the HOA run on different fiscal calendars, and closing agents sometimes forget it. The CDD's fiscal year runs from 1 October to 30 September and is collected on the November tax bill. The HOA runs on the calendar year and bills quarterly, due the first day of each billing quarter, and the Recreation Association share is billed annually. Because the two bodies do not share a calendar, the proration is not symmetrical, and we send the closing agent a schedule for each one.
Some numbers a Terreno seller wants are not published. The HOA dues for your lot, which vary by lot size because the landscaping component is sized by parcel, the Section 4.10 Resale Assessment, the Section 4.9 Initial Contribution, the Section 4.11 One-Time Payment and any Section 12.3 transfer fee are not published in the Association's documents. We do not print a figure for any of them. The estoppel certificate is the only route to the amounts that apply to your lot, and we order it at listing.
Before a Terreno sale can close, the Board must receive the Application for Approval of Resale with a fully executed contract and a $100 fee payable to Terreno Homeowners' Association, Inc., at least 20 business days before closing. Section 12.3 of the Declaration removes the Association's power to disapprove a conveyance, so the risk is delay, not a veto.
Data updated: September 2026 (Terreno Application for Approval of Resale, updated 1 Jul 2026; Declaration OR 6098/2178, read 15 Sep 2026; Florida Statutes 2025 edition, Section 720.30851).
The Application for Approval of Resale states that "Approval must be received prior to Closing." It asks for the following:
Occupancy is restricted to one family, with no more than two persons per bedroom including children. We assemble the packet with your buyer's agent the day the contract is signed.
The application directs submission at least twenty days before closing. Declaration Section 12.3 sets twenty business days of written notice and requires the Board to act within twenty business days, with failure to act deemed approval and a Certificate of Approval issued on demand. A contract with a 21 day closing is therefore at risk from day one. This is a listing-stage task and not a closing-week scramble, which is why we start it at listing.
Section 12.3 says the Association "shall not have the authority to disapprove a proposed conveyance or other transfer." The Association can disapprove a lease, and it cannot veto a sale. Its forms still make Board action a required step, so we treat the approval as a clock to manage and not a risk to your contract.
An estoppel certificate is the Association's statement of what is owed on your lot. Under Florida Statutes Section 720.30851 the Association must issue it within 10 business days of a written request, and it must state your regular assessment, an itemized list of amounts owed, whether a capital contribution, resale or transfer fee is due, whether Board approval of the transfer is required and given, whether a right of first refusal exists and whether any rule violation is open. A certificate delivered by hand or email has a 30 day effective period, and one sent by regular mail has 35 days. Terreno is professionally managed by Hampton Golf, Inc., and the estoppel is ordered through management and not the Board.
The Section 4.10 Resale Assessment is collected at closing, and the Declaration makes it the legal obligation of the transferee, your buyer. While the Developer controls the Association it sets the amount, and afterward the Board sets it each year and may not raise it more than ten percent over the previous calendar year. It is due on every resale, and the exempt transfers only defer it, so it is owed at the next conveyance that follows one. The amount is not published anywhere, and the estoppel is the only route to it.
Two amenity key fobs are issued at purchase, additional fobs are $25 each up to four per household, and fobs may not be lent. What happens to existing fobs and Envera registration at a resale is not addressed in any document the Association publishes, so we ask management for the resale packet and tell your buyer what it says. The Envera windshield sticker is not transferable and deactivates if bent or removed. If you are behind on assessments, the estoppel will show it. The Terreno HOA assessment is lien-secured, while the Terreno and Valencia Recreation Association share runs association to association under OR 6250/956 and is not lien-secured against your lot, so your exposure arrives inside the HOA assessment.
A Terreno seller owes three separate disclosures: the Florida duty to disclose known material defects, the property tax disclosure summary, and the HOA disclosure summary that Section 720.401 requires an owner to supply before the buyer signs. We add the CDD assessment in writing, because it materially affects what a Terreno buyer pays every year.
Data updated: September 2026 (Florida Statutes 2025 edition, Sections 689.261, 720.401 and 190.048; Terreno CDD adopted budget FY2026/2027; FEMA Letter of Map Revision 25-04-3166P, effective 18 Jun 2026).
Under Johnson v. Davis, 480 So. 2d 625 (Fla. 1985), a Florida seller who knows of facts materially affecting the value of the home that are not readily observable and are not known to the buyer must disclose them. An "as is" clause does not remove that duty for a residence. Florida sellers usually complete the Florida Realtors Seller's Property Disclosure form, and completing it accurately is the cleanest way to document what you know.
Section 689.261 requires that a prospective purchaser of residential property receive a property tax disclosure summary at or before the contract is signed. It warns the buyer not to rely on the seller's current taxes, because a change of ownership can trigger reassessment. That warning matters in Terreno, where 202 of the 350 built homes are homesteaded and where the Save Our Homes cap resets for your buyer. The CDD line does not reset, because it is a fixed assessment by homesite width and assessment area.
Section 720.401 requires the summary before the buyer signs and says it "must be supplied by the developer, or by the parcel owner if the sale is by an owner that is not the developer." It tells the buyer that membership is mandatory, that recorded covenants govern use, that assessments may change and that special district assessments may apply. If it was not provided first, the buyer may cancel within 3 days after receiving it or before closing, and that right cannot be waived. We deliver it with the offer.
Section 190.048 sets the statutory notice a developer must put in an initial sale contract in a community development district, and we have found no separate statutory CDD form for a resale. The duty on a resale comes from the known-defect standard above and from the HOA summary's special district warning, and we treat the CDD as a written disclosure item because a buyer's lender itemizes it on the tax bill. The Terreno CDD has two bond series, so two homes on the same street can carry different debt lines.
Assessment area and homesite width | Operations and maintenance | Debt service | Total per year, FY2026/2027 |
|---|---|---|---|
Series 2023 area, 42 foot | $659.12 | $1,595.00 | $2,254.12 |
Series 2023 area, 52 foot | $659.12 | $1,701.00 | $2,360.12 |
Series 2023 area, 66 foot | $659.12 | $1,808.00 | $2,467.20 |
Series 2025 area, 42 foot | $659.12 | $1,595.36 | $2,254.48 |
Series 2025 area, 52 foot | $659.12 | $1,701.72 | $2,360.84 |
Series 2025 area, 66 foot | $659.12 | $1,808.08 | $2,467.20 |
The Series 2023 area covers Phase 1 and part of Phase 2, and its debt runs to fiscal year 2053. The Series 2025 area covers the rest of Phase 2 and Phases 3 and 4, and its debt runs to fiscal year 2055. Your tax bill and the District's roll confirm which area your lot is in, and a seller who quotes the wrong figure has created a contract problem. Recorded instruments that belong in your file include the Notice of Establishment (OR 6145/3536), the Notice of Special Assessments and Governmental Lien of Record (OR 6192/3707), the Notice of Series 2023 Special Assessments (OR 6216/475) and the Master Disclosure of Public Finance (OR 6227/1001).
You can, and the District's methodology allows full or partial prepayment, but whether you should is a different question. Prepaying drops your annual line to the operations and maintenance component of about $659, and a buyer may not repay you in price. A prepayment inside the roughly 45 days before an interest date carries extra interest, and it earns no discount. Paying off the bond does not end the CDD, so advertising "CDD paid off" as "no CDD" would be a misrepresentation. We run the arithmetic from the District's payoff figure first.
County permitting and Architectural Review Committee approval are separate layers, and a pool, fence, lanai extension or landscape change that skipped either is a live title and contract problem. The specific trap is the pool amendment at OR 6403/468: an above-ground spa outside a screened lanai has been a covenant violation since 1 October 2024, and an above-ground pool or swim spa was never allowed. The Committee's fine is $100 per day from the date work commenced to the date of approval. We check your improvements against both layers before you list.
Your buyer should receive the Declaration at OR 6098/2178 and every recorded amendment: OR 6155/1398 (21 July 2022), the December 2022 right-of-way withdrawal (attributed to OR 6203/3484), OR 6403/468 on pools (1 October 2024) and OR 6614/2830 on vehicles (29 July 2026). A fifth amendment at OR 6324/365 exists, the Association does not publish it and we have not read it, so we pull it from the Collier Clerk's Official Records before you sign. The set also includes the Articles, Bylaws, rules, Amenity Center Rules, the Recreation Association Declaration at OR 6250/956 and current budgets. The Association's forms refer to "the Amended and Restated" Declaration, and we located no such instrument, so that question is open.
Before listing a Terreno home, fix the items that stop a sale in a two-to-four-year-old house, stage what the buyer will compare with DiVosta's models, and skip large projects that cannot clear the Architectural Review Committee in time. Most Terreno homes need paperwork more than renovation, and the Association's rules decide what can change.
Data updated: September 2026 (Terreno Architectural Policies and Design Review Guidelines, read 15 Sep 2026; Terreno pool amendment, OR 6403/468, recorded 1 Oct 2024).
In a home this new the items that cost contracts are open builder warranty items on the roof or stucco, irrigation that does not run every zone, pavers that have settled and an air conditioning service history nobody can produce. We walk the house with Marc Comisar, list what a buyer's inspector will find, and fix the items that change a buyer's safety or insurance before photography.
Terreno's Design Review Guidelines govern the exterior. Screen enclosure framing and front-entry aluminum are bronze, no walls are allowed on any parcel, window coverings may not be reflective and window tint has to stay inside the guidelines' published limits. If your house has drifted from any of these, correct it before a buyer's attorney reads the guidelines.
A buyer who walks a DiVosta model and then your house sees a finished home against a staged one, so the staging job is to remove the difference. Clear the lanai so the extension reads as space, show the pool and enclosure at their best, and let the finished landscape and installed window treatments do what a spec home's bare lot cannot.
A pool that is already built and approved is an advantage, and a pool started now is a project with a calendar of its own. The Association has 60 days to review, plans must be in seven days before an Architectural Review Committee meeting, approved work must begin within 60 days, and the process carries an owner deposit of $500 to $1,000, a contractor deposit of $500 to $5,000, a $1,000 concrete washout deposit and a $100-a-day fine for starting early. Usually the answer is timing and not money: the review can outlast your listing window.
A Terreno home from 2023 to 2025 was built with the code compliance year, roof covering, deck attachment, roof-to-wall attachment, roof geometry, secondary water resistance and opening protection that Form OIR-B1-1802 asks about. The credit is only earned when the inspection is done and the form is filed, so we order it before listing and put the result in your buyer's packet.
A Terreno listing has two clocks that a general Naples listing does not: the estoppel certificate, which the Association must issue within 10 business days of a request, and the Board's 20 business days of notice before closing. We start both early, so your closing date follows your contract and not the Association's calendar.
Data updated: September 2026 (Florida Statutes 2025 edition, Section 720.30851; Declaration OR 6098/2178, Section 12.3; Southwest Florida MLS Matrix, retrieved 17 Sep 2026).
Stage | What happens | Terreno clock |
|---|---|---|
Consultation | Written valuation, DiVosta comparison, CDD line and assessment area identified | None yet |
Preparation | Walkthrough, warranty and permit review, wind mitigation form ordered, photography and video | Architectural approvals checked against county permits |
Paperwork | Declaration and amendments, CDD tax-bill line, HOA disclosure summary and Seller's Property Disclosure assembled; estoppel requested through management | The Association has 10 business days to issue the estoppel |
Showings | Gate access arranged in MyEnvera before the listing goes live | Credential requests take up to 48 hours |
Under contract | Resale application, fully executed contract and $100 fee filed the day of signing; buyer's inspection and insurance evidence supplied | The Board needs 20 business days of written notice before closing |
Approval | Board action or deemed approval; Certificate of Approval on demand | Failure to act within 20 business days is deemed approval |
Closing | Prorations schedule to the closing agent; estoppel effective on the closing date | An emailed or hand-delivered estoppel has a 30 day effective period |
Collier County demand is seasonal, and in the twelve months to 17 September 2026 Terreno's MLS closings peaked at 9 in December 2025 and in February 2026 and fell to 2 in July and again in August 2026. Those counts mix builder and owner sales, so we read them as a community pattern, not a resale forecast. We list before the season starts so your house is on the shortlist when seasonal buyers arrive.
Selling now means competing with DiVosta's sales office, and waiting for it to finish removes that competitor while adding carrying cost and uncertainty. On the 2026 preliminary roll 350 of 686 Terreno homesites carry a finished home and 150 vacant residential parcels remain, so the build-out is not complete. We model both paths with your numbers.
Data updated: September 2026 (2026 preliminary Collier County tax roll, files dated 29 and 31 Aug 2026; Terreno CDD board book, 10 Aug 2026, including the 13 Apr 2026 minutes; Southwest Florida MLS Matrix, retrieved 17 Sep 2026).
Factor | Sell now | Wait for the builder to finish |
|---|---|---|
Competition | DiVosta's price list, design studio, preferred lender and finished spec homes, with "Save Up To $57,000" advertised on select homes | Fewer builder sales once the last homesites are sold, on a date the builder controls and does not publish |
Supply | 12 active listings, 2.62 months of supply on 17 Sep 2026 | Not known; it depends on how many owners list as the 2023 to 2025 cohorts reach years two to four |
Price evidence | 36 builder closings and 19 owner resales; resale median $645,000 | The resale band firms up as more owners sell; today it rests on 19 closings |
Carrying cost | Ends at closing | The CDD line, HOA charges, taxes and insurance continue every year |
Build-out timing | Not in your control | The engineer's 2025 report anticipated build-out finalized in 2026, and 13 homesites were being replatted per the 13 Apr 2026 minutes |
When DiVosta's sales trailer closes, a Terreno seller stops competing with a price list, a design studio, a preferred lender and finished spec inventory. That is the strongest argument for waiting, and its limit is the honest one: a Terreno resale price band distinct from the builder's list does not exist yet, so we cannot promise what the price looks like afterward. Builders also tend to advertise incentives as a community fills, and DiVosta's "Save Up To $57,000" offer was live from 8 to 28 September 2026.
The 350 built homes are three cohorts: 64 built in 2023, 147 in 2024 and 139 in 2025, so the 286 homes from 2024 and 2025 are entering years two to four of ownership, when relocations begin producing listings. More resale listings can offset the benefit of waiting. Meanwhile the CDD, HOA, taxes and insurance run every year you hold the house.
Renting is an alternative, with limits. Terreno requires Board approval of a lease with 20 business days of notice and a $100 lease application fee payable to Hampton Golf, and it allows a minimum term of 30 consecutive days, no more than three leases per calendar year and entire units only. Gate credentials are issued against the lease term and expire with it, and an unapproved lease is void unless later approved in writing. Converting to a rental can also affect a homestead exemption, which matters where 202 of 350 built homes are homesteaded.
Sell now if you must move, if a matched closing supports your price and if your buyer's monthly cost, including the CDD line, compares well with DiVosta's incentives. Wait if you have no deadline, your home is not competing with a fresh builder release on your width, and the cost of carrying it is smaller than the price gain you expect. The rule is a starting point, and we test it with your numbers in a written Terreno valuation.
Selling in Terreno differs from selling in Valencia Golf and Country Club and Heritage Bay in three ways: Terreno has a CDD and no golf rights at Valencia, Valencia has a public golf course and no CDD, and Heritage Bay bundles golf membership with the home. Each difference changes your buyer pool and your price.
Data updated: September 2026 (Southwest Florida MLS Matrix: Terreno retrieved 17 Sep 2026, Valencia 15 Sep 2026, Heritage Bay 24 Sep 2026; Terreno CDD adopted budget FY2026/2027; 2026 preliminary Collier County tax roll).
Buyer priority | Best fit | The record |
|---|---|---|
A house built to current code | Terreno | Median build year 2024 in Terreno against 2007 in Valencia; DiVosta's Terreno features list whole-house impact-rated windows, a tile roof and reinforced block |
No CDD line on the tax bill | Valencia | Valencia has no CDD; Terreno's is $2,254 to $2,467 a year for fiscal year 2026/2027 on the same 12.1520 mills |
Golf included with the home | Heritage Bay | Heritage Bay states that when you purchase a home there, you are automatically a member |
Optional, pay-as-you-go golf | Terreno or Valencia | Terreno owners hold no golf rights at Valencia, and the course is open to the public for a green fee |
Lowest entry price | Heritage Bay, then Valencia | MLS median sold prices of $482,500 (Heritage Bay core) and $575,000 (Valencia) against $640,000 in Terreno |
Fastest median sale | Terreno | Median days on market of 42 in Terreno, 53 in Valencia and 86 in Heritage Bay core |
A larger clubhouse and more courts than Valencia's | Terreno | A 12,646 square foot clubhouse and 8 pickleball courts in Terreno against a clubhouse of about 6,300 square feet in Valencia |
Terreno and Valencia share a road, a millage area and a recorded easement, and they are different products. Valencia is an established resale market with a course open to the public for a green fee, and its 21 MLS closings in twelve months were 99.39% of list at a median of $575,000. Terreno's 55 closings were 95.86% of list at $640,000, and a Terreno buyer pays a CDD that a Valencia buyer does not. Terreno's houses are seventeen years newer at the median. Valencia had 23 active listings and 13.1 months of supply on 15 September 2026, against Terreno's 2.62 months, so a Terreno seller faces fewer neighbors on the market than a Valencia seller does. Our Valencia Golf and Country Club community guide covers the other side of the comparison.
Heritage Bay is the bundled-golf alternative. Its core, excluding The Vistas, recorded 70 MLS closings in the twelve months to 24 September 2026 at a median of $482,500, 95.71% of list and 86 days on market, with 16 active listings and 2.7 months of supply. Its 14 single-family closings had a median of $988,750, and none were listed that day. A Heritage Bay buyer takes golf with the house whether or not they play, and a Terreno buyer chooses golf separately or not at all, which is why a Terreno listing should never lean on a golf view. Our Heritage Bay community guide explains that structure in full.
Use these three buyer profiles to decide whose buyer your listing is written for.
If your buyer wants golf in the price of the home, Heritage Bay is the honest recommendation, and we would rather say so than waste your time. If your house is a finished, current-code home with an approved pool or lanai, a Terreno buyer is the one to write for.
If you own in another Naples community, our seller pages for Autumn Woods and Naples Park apply the same record-first method to those communities.
McGreevy and Comisar will value your Terreno home for free, in writing, against the closings that match your plan, homesite width and street, DiVosta's current asking price for your plan and your CDD line. Send the request or call Jesse McGreevy at (239) 898-6072, and you will have a number you can act on before you decide anything.
Use the valuation form on this page, or go to our Terreno home valuation page, and Jesse will send a written opinion. If you would rather talk first, call Jesse at (239) 898-6072 or Marc Comisar at (239) 287-5873. There is no obligation to list.
A written Terreno valuation shows the matched closings by plan, homesite width and street, DiVosta's current price for your plan, your CDD line and assessment area, the estoppel items your buyer will see and a recommended list price with a floor. It is a pricing analysis and not an appraisal.
Your address, plan name, original DiVosta purchase agreement and closing statement, improvements with permit and Architectural Review Committee approvals, and latest tax bill. Missing documents do not stop us.
McGreevy and Comisar are a top-reviewed Southwest Florida real estate team on Google, and the three five-star reviews below are clients' own words, from sellers. They are general seller reviews, and this page cites no Terreno sale of ours. We publish no aggregate score, and you can read the full set on the McGreevy and Comisar Google reviews profile.
★★★★★ “We had been on the market for several months with no offers. When we signed with Marc our house was sold in 2 weeks. He has a unique system for selling homes.” Verified Google review
A house that sits usually has a pricing or presentation problem, and a Terreno listing beside a builder's inventory has less room for either.
★★★★★ “Their recommendation on pricing my unit was sound and proved prescient. I never questioned their integrity and found it easy to rely on their recommendations. I would work with them again in a heartbeat.” Verified Google review
Pricing is the decision that matters most in Terreno, and we show our arithmetic so you can check it.
★★★★★ “Working with Jesse was easy, I was kept up to date on all feedback from showings and the many open houses. Highly recommend!” Verified Google review
Showing feedback is how a Terreno price is corrected early, and we send it to you as it arrives.
McGreevy and Comisar are the Southwest Florida team behind this Terreno seller page, working from 24031 S Tamiami Trl #101, Bonita Springs, FL 34134, across Naples, Estero and Bonita Springs. We have read Terreno's recorded documents and measured its closings, and every figure here is one we can show you in the record.
Jesse builds the pricing analysis for every Terreno listing, reads the recorded Declaration, CDD schedule and county roll, and assembles the association paperwork. Reach Jesse direct at (239) 898-6072 or [email protected].
Marc walks the house, judges condition, options and presentation against what actually closed in Terreno, and handles showings and negotiation. Reach Marc at (239) 287-5873.
McGreevy and Comisar, Domain Realty, 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. Jesse McGreevy (239) 898-6072, Marc Comisar (239) 287-5873. Domain Realty is our brokerage and Domain Realty Group is our team, at DomainRealtyGroup.com. Florida real estate is regulated by the Florida Real Estate Commission (FREC), licenses SL3101296 and BK3060671.
Many Terreno sellers are also buyers, and the two sides of the move are easier to plan together. If your next home is in Terreno, read buying a home in Terreno, and for anywhere else in Southwest Florida see how we represent buyers.
As Top 1% Real Estate Agents Nationally Since 2008, Jesse and Marc line up the closing on your Terreno home with the contract on your next one, so you are not carrying two homes and two sets of assessments. To start, contact McGreevy and Comisar, and see the wider market in our Naples real estate guide.
Data updated: September 2026 (Declaration, OR 6098/2178; Terreno CDD FY2026/2027 budget; Fla. Stat. 720.30851, 720.401; Southwest Florida MLS Matrix, retrieved 17 Sep 2026).
You can, but a Terreno sale still needs Board approval with 20 business days of notice, the HOA disclosure summary, a written CDD disclosure, an estoppel and gate access for showings, all while competing with DiVosta's price list.
Price against DiVosta's current asking price for your plan, show what your finished house already carries, and answer builder incentives with a seller-paid concession. DiVosta advertised "Save Up To $57,000" on select homes from 8 to 28 September 2026.
The median Terreno MLS closing took 42 days on market across the 49 rows with a figure, while the 12 active listings had a median of 86.5 days on 17 September 2026. Six closings carry no figure. Pricing decides the difference.
The record shows no crash: 55 MLS closings in twelve months at a median of $640,000 and 95.86% of list, with 2.62 months of supply on 17 September 2026. Most volume is builder absorption, and we make no forecast.
It depends on your cohort and extras: 64 of the 350 built homes date from 2023, 147 from 2024 and 139 from 2025. We compare your recorded deed with matched closings and treat option and lot-premium spend as a separate line.
Yes. The Application for Approval of Resale says approval must be received prior to closing, though Declaration Section 12.3 gives the Association no authority to disapprove a conveyance. The Board's role is a required step with a clock, not a veto.
Section 12.3 requires written notice at least 20 business days before closing, and the Board must act within 20 business days or approval is deemed given. That is about four working weeks, so a 21 day contract is at risk from day one.
The application carries a $100 non-refundable fee payable to Terreno Homeowners' Association, Inc., per the form updated 1 July 2026. The lease application fee is payable to a different entity, Hampton Golf, so read the payee off the current form.
Section 4.10 makes it the buyer's legal obligation, collected at closing and due on every resale, and after turnover the Board may raise it no more than ten percent a year. The amount is not published, so the estoppel is the only route to it.
It is the Association's written statement of what is owed on your lot. Section 720.30851 requires it within 10 business days of a written request, effective for 30 days by hand or email, and Terreno's is ordered through its management company, Hampton Golf, Inc.
Two fobs are issued at purchase, additional fobs are $25 each up to four per household, and fobs may not be lent. What happens to existing fobs at a resale is not addressed in any published document, so we ask management for the resale packet.
Credentials are submitted by an Authorized Community Contact and can take up to 48 hours, and the form asks whether prior occupants should be deactivated on a given date. The windshield sticker does not transfer, so your buyer registers a new one.
Pre-authorize each visitor through MyEnvera as Permanent, Temporary or One Time, with dates, time windows and weekday limits, and allow up to 48 hours for credential requests. We arrange showing access before the listing goes live.
Treat it as a written disclosure. Section 190.048 governs the developer's initial sale, and on a resale the duty comes from the known-defect standard and the HOA summary's special district warning. A lender itemizes it on the tax bill anyway, so disclosing first keeps the talk about the house.
Terreno has a Series 2023 area, Phase 1 and part of Phase 2, and a Series 2025 area, the rest of Phase 2 and Phases 3 and 4. Their debt lines differ slightly and end in fiscal year 2053 or 2055. Your tax bill and the District's roll confirm yours.
No. A buyer's lender itemizes the CDD on the tax bill, and a listing that advertises a low HOA and leaves the CDD for the inspection period invites a mid-contract argument. Total cost of ownership, disclosed up front, sells faster.
You can, in full or in part, but whether you should is often no. Prepaying drops your line to the operations and maintenance component of about $659 a year, and a buyer may not repay you in price. We run the arithmetic from the District's payoff figure first.
No. The operations and maintenance component, $659.12 for fiscal year 2026/2027, continues after the debt is satisfied, so advertising "CDD paid off" as "no CDD" would be a misrepresentation.
The CDD is one line in the non-ad-valorem section of the tax bill, and if your buyer's taxes are escrowed it is already inside the monthly payment. We confirm the lender's treatment before contract.
The debt component is fixed by the bond schedule. The operations and maintenance component is adopted yearly at a noticed public hearing and has been flat within about a dollar for four budget years. We do not promise future years.
Disclose any flood event or insurance claim you know of. Since 18 June 2026 the effective federal map places no Terreno residential address point in a Special Flood Hazard Area, though a FIRMette can still show the 2012 zones, so we explain the revision to your buyer's lender.
No. Section 553.899 excludes dwellings with three or fewer habitable stories, and Section 718.112(2)(g) applies only to condominium buildings of three stories or higher. Terreno is detached single-family housing under a Chapter 720 association.
Yes. County permits and Architectural Review Committee approval are separate layers, and a pool, fence or lanai change that skipped either is a live title and contract problem. The Committee's fine is $100 a day from the date work commenced to the date of approval.
An already-installed, already-approved pool clears a hurdle a buyer would otherwise face: the Section 9.19 amendment, Committee deposits, a 60 day review and a $100-a-day fine for starting early. We publish no recovery percentage, because no Terreno resale price band exists yet.
Open builder warranty items on the roof or stucco, irrigation zones, settled pavers and air conditioning records, plus architectural items such as bronze enclosure framing and reflective window coverings. We walk the house first and fix what changes safety or insurance.
The negotiated commission, documentary stamp tax of $0.70 per $100 of price, the estoppel, the $100 resale application fee, a lien search, prorated taxes and assessments, any payoff and any concession. On a $640,000 sale the stamp tax is $4,480.
In Collier County the buyer customarily selects the closing agent and pays for the owner's title policy, and always pays for the lender's policy. That is custom and not law, and the purchase contract controls.
Separately, because they run on different calendars. The CDD's fiscal year runs 1 October to 30 September and is collected on the November tax bill, while the HOA runs on the calendar year and bills quarterly, and the Recreation Association share is billed annually.
The exemption ends when you sell, and Section 193.155 lets you carry up to $500,000 of accumulated Save Our Homes benefit to a new Florida homestead within the window the Department of Revenue describes. That matters here, where 202 of 350 built homes are homesteaded.
Often, yes. Save Our Homes resets when a home changes hands, so your buyer's taxes are computed on just value, not your capped assessed value. The CDD line does not reset, and Section 689.261 tells the buyer not to rely on your current taxes.
Renting needs Board approval with 20 business days of notice and a $100 fee payable to Hampton Golf, a 30 day minimum term, no more than three leases a year and entire units only. An unapproved lease is void unless later approved in writing.
The Declaration gives the Association no veto over a conveyance, so no association rule holds you back. Check your builder contract for restrictions and consider financing. It matters to the 2024 and 2025 cohorts, 286 of the 350 built homes.
Every figure on this Terreno page traces to a primary source below: the Southwest Florida MLS, the Collier County recorded record and tax roll, Florida Statutes, federal and state agencies, the Terreno Community Development District, the Terreno Homeowners Association and DiVosta's own published pages. Nothing here comes from a listing aggregator or another brokerage. Southwest Florida MLS (Matrix) data is cited as plain text because the system sits behind a member login: Terreno at Valencia, closed 17 September 2025 to 17 September 2026 and active on 17 September 2026; Valencia Country Club, retrieved 15 September 2026; Heritage Bay, retrieved 24 September 2026. Tax roll facts come from our offline copy of the 2026 preliminary Collier County roll, files dated 29 and 31 August 2026, and the county sales file for 1 September 2025 to 31 August 2026.
Every row below links the official custodian or the association's or district's own published copy, so a Terreno seller always sees the authoritative version. We host none of these files ourselves.
Document | What it proves for a Terreno seller | Official authority |
|---|---|---|
Terreno Application for Approval of Resale, updated 1 Jul 2026 | Board approval before closing, 20 day lead, $100 fee payable to the Association | |
Declaration of Covenants for Terreno, OR 6098/2178 | Section 4.10 Resale Assessment owed by the buyer, and Section 12.3 resale approval | |
Section 9.19 Pools amendment, OR 6403/468 | Why an approved pool spares a buyer a review | |
Architectural Policies and Design Review Guidelines | Deposits, review timing and standing construction rules | |
Terreno CDD Final Budget FY2026/2027 | The CDD line by homesite width and assessment area | |
Terreno CDD FY2025 audited financial statements | A clean audit opinion and both bond series | |
Florida Statutes Section 720.30851 | The estoppel certificate, the only route to unpublished closing figures | |
Florida Statutes Section 720.401 | The HOA disclosure summary a seller supplies | |
Florida Statutes Section 193.155 | Save Our Homes reset and portability up to $500,000 | |
Form OIR-B1-1802, wind mitigation | The form that turns built-in features into an insurance credit | |
FEMA LOMR 25-04-3166P, effective 18 Jun 2026 | The current federal flood map for Terreno |
McGreevy and Comisar list and sell homes across Naples from an office in Bonita Springs, and Terreno is a community we have read document by document and measured closing by closing. If you are ready to sell, the first conversation costs nothing, and with DiVosta still selling beside you it is time well spent.
Jesse McGreevy: (239) 898-6072, [email protected]. Marc Comisar: (239) 287-5873. Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134. McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team; learn more at DomainRealtyGroup.com and on our about McGreevy and Comisar page. Nothing on this page is legal, tax or insurance advice; confirm anything that affects your transaction with your closing agent, attorney, accountant or insurance professional.
Market data from Southwest Florida MLS, pulled 17 September 2026 (Terreno), 15 September 2026 (Valencia) and 24 September 2026 (Heritage Bay), and the Collier County sales file through 31 August 2026. Jesse McGreevy and Marc Comisar are licensed with Domain Realty, regulated by the Florida Real Estate Commission (FREC). Brokered by Domain Realty.