Aerial view of beachfront condominium buildings beside a palm-lined road in Naples.

Vanderbilt Villas

Vanderbilt Villas is 19 single-family homes and two condominiums, 16 units at 509 Roma Ct and 36 at 519 Roma Ct, in North Naples 34110. County sales, taxes, flood zones and condo law, from McGreevy and Comisar.

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By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.

Vanderbilt Villas is a small neighborhood of single-family homes and condominiums on Roma Ct in North Naples, Florida, with 71 residences: 19 single-family homes, 16 condominium units at 509 Roma Ct and 36 at 519 Roma Ct. If you are comparing agents, our guide to the best real estate agents in Naples sets local agents side by side on the public record. For the community itself, Collier County shows 23 qualified recorded condo sales in the 10 years through mid-October 2026, from $200,000 to $455,000, at a $268,100 median, and one qualified recorded sale in the last 12 months, a single-family home at $1,050,000 on November 25, 2025.

McGreevy and Comisar are the team Vanderbilt Villas sellers call first: Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales between Jesse and Marc, and the Domain Realty Group team is the #5 real estate team in Florida (RealTrends 2026). This page sets out what Vanderbilt Villas is, what the county record shows about when it was built and what has sold, who runs the two condominiums, what the public record says about the rules for the homes and the condos, and what to ask for before you buy or list.

This page is about Vanderbilt Villas on Roma Ct, Naples 34110. Villas of Vanderbilt Beach is a different 26-unit condominium at 9715 Gulf Shore Dr, Naples 34108, and the slug of this page, villas-of-vanderbilt, is the only reason the two names meet. It is not Northshore Lake Villas on Captn Kate Ct, it is not Vanderbilt Country Club, Vanderbilt Reserve, Vanderbilt Lakes or Vanderbilt Towers, and it is not inside Naples Park or Vanderbilt Beach. Vanderbilt Villas is on Roma Ct, a short street on the east side of Vanderbilt Drive north of 111th Avenue North, in North Naples, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34110.

Why McGreevy and Comisar Are the Best Realtor for Vanderbilt Villas

Vanderbilt Villas is 71 residences on one short street, Roma Ct: 19 single-family homes, 16 condominium units at 509 Roma Ct and 36 at 519 Roma Ct. The right agent prices each product against its own county record. Sellers and buyers choose McGreevy and Comisar because we read that record for every product.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

If you're searching for the best realtor for Vanderbilt Villas in Naples, whether you're ready to sell your Vanderbilt Villas home or condo or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our Domain Realty Group team is also the #5 real estate team in Florida (RealTrends 2026).

Vanderbilt Villas market (Collier County recorded sales, county records through mid-October 2026): 23 qualified recorded condo sales in 10 years across all brokerages · median $268,100 · $200,000 to $455,000 · single-family homes: 8 qualified recorded sales in 10 years, $350,000 to $1,500,000, too few for a median

These are county recorded sales the county marks as qualified, and every figure is a market total across all brokerages. We tracked every qualified recorded sale the county file holds for the plat and both condominiums, back to the first in 1989, we read the 2026 county tax roll for all 71 residences, we counted the 19 homes, the 16 units at 509 Roma Ct and the 36 at 519 Roma Ct on the county roll, we mapped the flood zone at all 79 county address records on Roma Ct, we read a county elevation certificate on file for one Roma Ct home, and we compared Vanderbilt Villas with Northshore Lake Villas, Marina Bay Club of Naples and The Anchorage on one county yardstick.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Vanderbilt Villas home or condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, read our guide to selling a home in Naples, or call Jesse direct at (239) 898-6072. Our guide to home values in Naples goes deeper on pricing, costs and disclosure.

Buying a home or condo in Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers. Our guide to buying a home in Naples walks through offers, inspections, insurance and closing costs. You can also contact us or read about the team.

What does a Vanderbilt Villas seller get from us?

A Vanderbilt Villas seller gets a price built from the county record for the right product, building and county heated size, not from a street-wide average. The 10-year view shows why: 23 qualified recorded condo sales ran from $200,000 to $455,000, while the 8 qualified recorded home sales ran from $350,000 to $1,500,000.

With 71 residences, a single sale never sets a value, so we read each home or unit against its own product, its county heated size and the sales near it in time.

What does a Vanderbilt Villas buyer get from us?

A Vanderbilt Villas buyer gets the questions that matter before the offer. Is it a home, a unit at 509 Roma Ct or a unit at 519 Roma Ct, what is its county heated size, what do the qualified recorded sales show for that product, and what will the association be asked for? We also check the flood zone at the specific address and the story count the buyer is relying on.

We send buyers to the Florida statutes that govern condominium records and to the county records that sit behind every figure on this page.

Why do county recorded sales matter here?

County recorded sales matter at Vanderbilt Villas because the sales are few and each one moves the picture. The county file shows one qualified recorded sale in the last 12 months, a single-family home at $1,050,000, and no qualified condo sale in that window.

These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them. Listed prices, days on market and sale-to-list ratios are MLS measures and are not used on this page.

Why price a home and a condo differently on one street?

A home and a condo on Roma Ct are different products on the county roll. The 19 homes run from 2,253 to 3,198 county heated square feet. The 16 units at 509 Roma Ct are each 1,288, and the 36 units at 519 Roma Ct are 12 at 1,164 and 24 at 1,308.

The sales sit in different ranges too: $350,000 to $1,500,000 for 8 qualified home sales in 10 years, and $200,000 to $455,000 for 23 qualified condo sales. We price a home against homes and a unit against its own building.

Why does 509 versus 519 Roma Ct matter?

509 Roma Ct and 519 Roma Ct are two separate condominiums with different county roll years, sizes and association obligations. 509 Roma Ct has 16 units and a 1990 county roll year. 519 Roma Ct has 36 units and a 2001 county roll year.

On records, 519 Roma Ct, with 36 units, is above the 25-unit line at which a Florida condominium association must post its documents on a website or app; 509 Roma Ct, with 16, is below it. That changes how a buyer gets the paperwork.

Why do the governing documents matter here?

The governing documents matter because the recorded declarations, bylaws and rules for each condominium, and any recorded declaration for the homes, control rentals, pets, leasing approval, renovations and fees. A listing summary, a neighbor or a rental site is not a governing document and binds no one.

We ask for the documents at the start of the process and read the terms that affect your plans, whether that is a renovation, a rental or a pet.

Why does the flood record matter here?

The flood record matters because it differs by address on a short street. We mapped all 79 county address records on Roma Ct: 76 sit in shaded Zone X and 3 sit in Zone AE with a 9 ft base flood elevation, and all 79 are in Hurricane Evacuation Zone A.

Two of the three Zone AE records sit near a zone line, and a record near a line can read differently at the parcel scale, so we check the exact address with you.

Key Takeaways

Vanderbilt Villas is 71 residences in North Naples, and these nine facts carry the county record for its buildings, sales, taxes, flood zones and condominium law. Every figure names its window and its source, and the county records run through mid-October 2026.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; Collier County's republished copy of the FEMA flood map; sources named where each fact appears).

  • 71 residences in three records. Vanderbilt Villas is 19 single-family homes, 16 condominium units at 509 Roma Ct and 36 at 519 Roma Ct, in Naples 34110, in unincorporated Collier County.
  • Sizes differ by product. The homes run from 2,253 to 3,198 county heated square feet, the units at 509 Roma Ct are 1,288 each, and the units at 519 Roma Ct are 1,164 or 1,308.
  • 10-year condo median of $268,100. Collier County shows 23 qualified recorded condo sales from $200,000 to $455,000 in the 10 years through mid-October 2026.
  • Homes are too few for a median. The county shows 8 qualified recorded home sales in 10 years, from $350,000 to $1,500,000, which is under 10 sales and gets no median.
  • Last 12 months. One qualified recorded sale, a single-family home at $1,050,000, and no condo sale.
  • All-time medians. Homes $370,000 on 31 qualified sales and condos $182,000 on 115 qualified sales, county records from 1989 on.
  • Taxes. Millage area 186 totals 9.4721 mills for 2026, the median 2026 total tax bill is $8,156 for the homes and $2,548 for the condo units.
  • Flood. 76 of 79 county address records on Roma Ct are in shaded Zone X, 3 are in Zone AE with a 9 ft base flood elevation, and all are in Hurricane Evacuation Zone A.
  • Fees, rentals, pets and condo safety law. Fees, rental terms and pet terms are set by the recorded documents and no schedule is published on a public page we found, and whether milestone inspections and the reserve study law apply is unconfirmed at both condominiums.

Table of Contents

What Is Vanderbilt Villas, and Where Is It in Naples?

Vanderbilt Villas is 71 residences on Roma Ct in Naples, Florida 34110, in unincorporated Collier County: 19 single-family homes, 16 condominium units at 509 Roma Ct and 36 at 519 Roma Ct. Its county tax roll puts every residence in one millage area, and the table sets out the record facts.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County's republished copy of the FEMA flood map, panel 12021C0189J, and its evacuation zone layer).

Fact

Vanderbilt Villas

Name on this page

Vanderbilt Villas means all 71 residences on Roma Ct

Record names

Vanderbilt Villas, the platted subdivision; Vanderbilt Villas A, a condominium; Vanderbilt Villas II, a condominium

Residences

71 (19 homes, 16 units at 509 Roma Ct, 36 units at 519 Roma Ct)

Street

Roma Ct, Naples

ZIP and city

Naples 34110, unincorporated Collier County

County roll years

Homes 1989 to 2023; 509 Roma Ct 1990; 519 Roma Ct 2001

County heated sq ft

Homes 2,253 to 3,198; 509 Roma Ct 1,288 each; 519 Roma Ct 1,164 or 1,308

Millage area

186 (2026)

Fire district

North Collier Fire Control and Rescue District, 1.0000 mills

Flood panel

12021C0189J, effective February 8, 2024

Hurricane evacuation zone

Zone A

CDD

None identified

Is Vanderbilt Villas the same as Villas of Vanderbilt Beach?

No. Villas of Vanderbilt Beach is a different 26-unit condominium at 9715 Gulf Shore Dr, Naples 34108. This page is about Vanderbilt Villas on Roma Ct, Naples 34110, and no fact about the Gulf Shore Dr building appears here.

The address of this page on our site ends in villas-of-vanderbilt, which is why the two names get confused. Check the street and the ZIP code on any listing or document before you rely on it.

Where exactly is Vanderbilt Villas?

Vanderbilt Villas is on Roma Ct, a short street on the east side of Vanderbilt Drive north of 111th Avenue North, in North Naples, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34110.

North Naples is an unincorporated community in northwest Collier County, immediately north of Naples, including the census areas of Naples Park, Pelican Bay and Pine Ridge, per Wikipedia. The intersection of Vanderbilt Drive and 111th Avenue North is 0.3 straight-line miles from 519 Roma Ct, a landmark for finding the street.

What is on Roma Ct?

Three recorded parts share Roma Ct: Vanderbilt Villas, the platted subdivision, with 19 single-family homes on the county roll plus one vacant lot; Vanderbilt Villas A, a condominium, at 509 Roma Ct with 16 units; and Vanderbilt Villas II, a condominium, at 519 Roma Ct with 36 units. The county roll prints the condominium names as VANDERBILT VILLAS A CONDOMINIUM and VANDERBILT VILLAS II A CONDOMINIUM, where the "A" means "a".

The county roll also holds a 1,035 square foot structure at 515 Roma Ct, a parcel at 528 Roma Ct with no building where a county address record lists a utility station, and one parcel with no street address. We give none of them a use. In all there are 79 county address records on the street: 17 at 509 Roma Ct, 40 at 519 Roma Ct, 1 at 515, 1 at 528, 19 homes and the vacant lot.

What is the ZIP code?

Vanderbilt Villas is in ZIP code 34110, and the county roll shows Naples as the mailing city. A ZIP code does not decide which taxing authorities apply or which public school an address is assigned to, so taxes and schools are checked separately, address by address.

Is Vanderbilt Villas inside the City of Naples?

No. Vanderbilt Villas is in North Naples, in unincorporated Collier County. The 2026 county tax roll proves it: all 71 residential parcels sit in millage area 186, which carries the Unincorporated General MSTD levy at 0.6844 mills and no city levy.

In practice Collier County government, not a city, handles zoning, permits and code questions for these buildings. Our Naples hub ties the neighborhoods together.

Is Vanderbilt Villas part of Naples Park?

No. Naples Park is a separate community; Wikipedia gives its northern edge as 111th Avenue North and its western edge as Vanderbilt Drive, and Roma Ct sits north of that edge.

Wikipedia gives the Naples Park bounds as US 41 on the east, 111th Avenue North on the north, Vanderbilt Drive on the west and 91st Avenue North on the south, per Naples Park, Florida.

Is Vanderbilt Villas part of Vanderbilt Beach?

No. Vanderbilt Beach is a separate Gulf-side community in ZIP 34108; we keep a separate page for it. Wikipedia describes it as an unincorporated Collier County community on the Gulf, north of the Pelican Bay census area, about 9 miles north of central Naples, per Vanderbilt Beach, Florida.

Vanderbilt Villas is in ZIP 34110 and is not part of the Vanderbilt Beach community. Vanderbilt Beach is 1.6 straight-line miles away at its county park, a distance and not a boundary.

What is at 509 Roma Ct?

509 Roma Ct is Vanderbilt Villas A, a condominium of 16 units. The county roll year is 1990, and every unit is 1,288 county heated square feet.

Listing records describe 509 Roma Ct as two stories; that is unconfirmed, so confirm it with the association. The county records 17 address records at 509 Roma Ct, the building and its 16 units.

What is at 519 Roma Ct?

519 Roma Ct is Vanderbilt Villas II, a condominium of 36 units. The county roll year is 2001, with 12 units at 1,164 and 24 at 1,308 county heated square feet.

The county roll records all 36 units at the single address 519 Roma Ct; ask the association how many buildings the condominium has. One listing record describes 519 Roma Ct as three stories; that is unconfirmed, so confirm it with the association.

How many homes are there?

There are 19 single-family homes on the county roll for the plat, plus one vacant lot at 559 Roma Ct. The count is 19, not 21, because the vacant lot, the structure at 515 Roma Ct, the utility record at 528 Roma Ct and the parcel with no street address are not homes.

The homes run from 2,253 to 3,198 county heated square feet, with county roll years from 1989 to 2023.

Is Vanderbilt Villas the same as Northshore Lake Villas?

No. Northshore Lake Villas is on Captn Kate Ct, adjacent to Vanderbilt Villas, and it is a different record with its own parcels. Its county roll shows 62 parcels with roll years from 1997 to 1999.

We use Northshore Lake Villas as the adjacent rival on one county yardstick, and no fact about it is a fact about Roma Ct.

Is Vanderbilt Villas part of Vanderbilt Country Club or another Vanderbilt name?

No. Vanderbilt Country Club is a separate community on Danbury Blvd, 34120, per Golf N, and its own site says club membership is included in the home price, with about 800 owner-members, per Vanderbilt Country Club. None of that applies to Roma Ct.

Vanderbilt Reserve, Vanderbilt Lakes, Vanderbilt Galleria, Vanderbilt Beach Estates, Vanderbilt Surf Colony and Vanderbilt Towers are also different places, and we use no fact from any of them.

Is there a gate at Vanderbilt Villas?

No gatehouse is documented on any public record we checked; confirm access arrangements with the association. Listings describe access differently from one another, so a buyer should confirm the arrangement for the specific address, for the homes and for each condominium.

Does Vanderbilt Villas have a golf course or marina?

No golf course, club or marina is part of Vanderbilt Villas on any public record we checked.

The Old Collier Golf Club, a private 18-hole Tom Fazio course that opened in 2001, per Golf N, is a nearby private club and has no tie to Roma Ct.

How Did Vanderbilt Villas Develop, and What Does the County Record Show?

Vanderbilt Villas has roll years from 1989 to 2023 for its 19 homes, a 1990 roll year at 509 Roma Ct and a 2001 roll year at 519 Roma Ct. The county file holds first qualified sales in 1989 and 1990 and 13 qualified sales at 519 Roma Ct in 2001. The table sets the street beside the county's history.

Data updated: November 2026 (Collier County Property Appraiser public data files and recorded sales, download dated October 27, 2026, our analysis; Wikipedia for county and Naples Park dates).

Date

What the record shows

May 8, 1923

Collier County created from Lee County and named for Barron Collier

November 4, 1951

Naples Park opened by M. H. Davis Properties, Inc.

1962

Collier County seat moved from Everglades City to East Naples

1976

Delnor-Wiggins Pass State Park opened

1989

First qualified sale the county file holds at 509 Roma Ct ($105,000); oldest county roll year among the homes

1990

509 Roma Ct county roll year; first qualified home sale ($242,000)

1991

County roll year of the 1,035 sq ft structure at 515 Roma Ct

2001

519 Roma Ct county roll year; 13 qualified sales there, from $140,000 to $189,500

2009 to 2023

Ten of the 19 homes show later county roll years

February 8, 2024

Current flood map, panel 12021C0189J, takes effect

What does the county roll show about when homes went up?

The county roll shows the 19 homes with roll years from 1989 to 2023. A county roll year can reflect work the county counts as new, so it is not a construction date; listing records give earlier build years than the roll for several homes.

County roll years for the 19 homes

County roll year

Homes

1989

1

1990

1

1991

2

1995

1

1996

1

2000

2

2005

1

2009

1

2011

2

2017

2

2018

1

2019

1

2022

1

2023

2

Total

19

Why do roll years differ from listing years?

Roll years differ from listing years because the two records count different things. The county roll year follows the county's own assessment record, and a listing year follows what a listing says. For several homes, listing records give a different build year than the county roll.

We use the county roll year on this page and nothing else. For the age of a specific home, ask the seller and check the county permit file for that address.

When did the condominiums first sell?

The county file holds one qualified sale at 509 Roma Ct in 1989 at $105,000, as the county prints it, and seven more in 1990 from $101,000 to $103,000. At 519 Roma Ct it holds 13 qualified sales in 2001, from $140,000 to $189,500.

The first qualified home sale in the county file is in 1990 at $242,000. Those are the earliest rows in the county's recorded sales, and the file holds every qualified sale after them.

Who developed Vanderbilt Villas?

No developer or builder is named on any public record we checked; the recorded plat and the two declarations of condominium name the parties, and a title search reads them.

Exact developer, plat recording data, declaration recording data and turnover dates: Information not available at time of publishing (checked 2026-11-03).

How does developer turnover work in Florida?

Florida law, s. 718.301, passes control of a condominium association from a developer to unit owners at thresholds such as three years after 50 percent of units are conveyed or three months after 90 percent. The developer must deliver records, funds, plans, warranties and a structural integrity reserve study, per s. 718.301.

For a buyer, the point is that the association's records may begin with a developer, and the association can say when owners took control.

How did North Naples grow around it?

Naples Park opened on November 4, 1951, built by M. H. Davis Properties, Inc., and the North Naples Fire District took over its fire service in 1961. Its 2020 census count was 5,092, per Wikipedia.

Collier County was created on May 8, 1923 from Lee County and named for Barron Collier, who acquired more than a million acres in Southwest Florida, per Wikipedia and the Museum of the Islands. The county population was 85,971 in 1980, 152,099 in 1990, 251,377 in 2000 and 375,752 in 2020, and the county seat moved from Everglades City to East Naples in 1962.

Where does the Vanderbilt name come from?

A Vanderbilt Beach history page published by The Inn on Pelican Bay quotes the Vanderbilt Beach Resident's Association calling the "Vanderbilt" name "a marketing tactic," per The Inn on Pelican Bay.

No document we found ties Vanderbilt Villas to the Vanderbilt family.

Has the street changed with the flood maps?

Yes, for at least one home. One Roma Ct home's 2022 elevation certificate, on file with Collier County, used the 2012 flood map (panel 12021C0189 H, dated May 16, 2012), which put that home in Zone AE with a 9.0-foot base flood elevation (NAVD 1988) and listed a 560 sq ft attached garage with no flood openings. The 2024 map plots the same home in shaded X.

The county has elevation certificates on file for 10 of the 19 homes. The current map is panel 12021C0189J, effective February 8, 2024.

What is the vacant lot?

The vacant lot is 559 Roma Ct, which the county roll lists as the one vacant lot in the plat. What may be built on it is the owner's question to answer with the county, and we make no claim about buildability.

If a vacant lot matters to your plans, ask Collier County Growth Management what is permitted at that address, and ask the seller for the recorded documents that may limit it.

Thinking About Vanderbilt Villas? Start With a County-Based Number

If you own or are considering a home or condo at Vanderbilt Villas, start with the county numbers: the 10-year condo median of $268,100 on 23 qualified recorded sales, and the one qualified home sale in the last 12 months, at $1,050,000. A value comes from the sales nearest your product, size and date, and not from one median.

Sellers can request a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072. Buyers can call Marc at (239) 287-5873.

Who Runs Vanderbilt Villas, and What Rules Apply?

Vanderbilt Villas is governed by recorded documents: a condominium association for 509 Roma Ct, another for 519 Roma Ct, and for the 19 homes any association the recorded documents create. Those documents control rentals, pets, leasing approval, renovations and fees, and a buyer gets them through the seller or the association.

Data updated: November 2026 (Florida Statutes ss. 718.110, 718.111, 718.116, 720.301, 720.306, 190.003, 197.3632; Collier County Property Appraiser public data files, download dated October 27, 2026).

Who governs the condominiums?

The condominium association for 509 Roma Ct governs that building, and the condominium association for 519 Roma Ct governs the other. The recorded declarations, bylaws and rules for each condominium, and any recorded declaration for the homes, control rentals, pets, leasing approval, renovations and fees. Section 718.111(12)(g) of the Florida Statutes requires a condominium association with 25 or more units to post its governing documents on a website or app; 519 Roma Ct is above that line and 509 Roma Ct is below it, so a buyer of a 509 unit gets the documents through the seller or the association.

The statute is at s. 718.111.

Is there an association for the homes?

Whether a recorded declaration binds the 19 homes to an association, and what that association covers and charges, is set by the recorded documents; ask the seller for them and read the title commitment.

Florida's homeowners association law defines an association as a Florida corporation whose membership is mandatory for parcel owners under a recorded declaration, and its assessments can become liens, per s. 720.301.

The exact legal names, state filing numbers and managers of any association for the homes and of the condominium associations for 509 and 519 Roma Ct: Information not available at time of publishing (checked 2026-11-03).

The seller can name them, an estoppel request goes to them, and the state's corporate records list the filed entities. Quote the recorded condominium name on every request.

Is there a master association?

No master association was identified on any public record we checked.

Whether any shared-cost or master arrangement binds the owners on Roma Ct is a question for the recorded documents, and the title commitment lists what is recorded against a parcel.

Is there a CDD?

No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 52 condo units carries a non-ad valorem charge on the 2026 roll.

A Community Development District is defined in s. 190.003, and assessments collected by the uniform method appear on the tax bill under s. 197.3632. All 19 homes carry a non-ad valorem charge on the 2026 roll, the highest $270; the roll does not name the levy, and the tax bill itemizes it.

How do I get the documents?

You get the documents through the seller or the association. Section 718.111(12) of the Florida Statutes requires official records to be made available within 10 working days of a written request, and a failure creates a rebuttable presumption of willful non-compliance with minimum damages of $50 per calendar day for up to 10 days, per s. 718.111.

An association of 25 or more units must also post its declaration, bylaws, articles, rules, 12 months of approved minutes, annual budget, financial report, structural and life-safety inspection reports and its latest structural integrity reserve study on a website or app. 519 Roma Ct, with 36 units, is above that 25-unit line; 509 Roma Ct, with 16, is below it.

Are rentals allowed?

The recorded documents control rentals. We print no rental term and no count of any kind, because none was confirmed on a primary record.

Two statutes shape how rules can change. For condominiums, an amendment that prohibits renting, changes rental terms or limits how often owners may rent applies only to owners who consent and owners who take title after it takes effect, per s. 718.110(13). For associations of homes, amendments adopted after July 1, 2021 that prohibit or regulate rentals generally bind only later buyers and consenting owners, except amendments that restrict terms under six months or renting more than three times in a calendar year, which apply to all owners, per s. 720.306(1)(h).

Are pets allowed?

The recorded documents control pets. We print no pet number or weight limit, because none was confirmed on a primary record.

Ask the association, or the seller of a home, for the current pet rules before you sign a contract, and get the answer in writing for the specific building.

Can the association change the rules?

Yes, within the limits of the declaration and the statute. If a condominium declaration is silent, an amendment needs two-thirds of the units, per s. 718.110.

Because rules can change, a buyer should ask for the current rules and for any amendment in process, not only the original declaration.

What about renovations and architectural review?

The recorded documents control renovations and leasing approval. A public page that lists no renovation rule is not proof that there is none, and a seller's description of what was approved is not a substitute for the association's record.

Before you plan work, ask what approvals are required, what the association must see, and whether work in that home or unit has been approved before.

Who pays what at a resale?

Section 718.116 makes an owner liable for all assessments that come due while the owner holds title, and a first mortgagee that takes title by foreclosure is liable for the lesser of 12 months of unpaid assessments or 1 percent of the original mortgage debt. Estoppel certificate fees are capped by statute. See s. 718.116. In Collier County the buyer customarily pays for the owner's title policy.

Neither condominium association and no association for the homes publishes an assessment schedule on a public page we found. Current assessments for each condominium and for any association of the homes, what each covers, and any special assessment: Information not available at time of publishing (checked 2026-11-03). Ask for each in writing.

What should a buyer ask for first?

A buyer should ask first for the recorded declaration, the bylaws and rules, the current budget, an estoppel certificate, the insurance master policy certificate for a condominium, and any special-assessment notice. For a home, ask the seller for any recorded declaration and read the title commitment.

Then confirm the story count and the status of any structural inspection with the association for either condominium.

Selling your Vanderbilt Villas home or condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.

Buying a home or condo in Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

What Are the Single-Family Homes at Vanderbilt Villas Like?

Vanderbilt Villas has 19 single-family homes on Roma Ct, plus one vacant lot at 559 Roma Ct. The 2026 Collier County roll puts the homes at 2,253 to 3,198 county heated square feet, with county roll years from 1989 to 2023, and 13 of the 19 carry a homestead exemption.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis; Collier County elevation certificates on file for Roma Ct homes).

We counted the 19 homes on the county roll, read the 2026 tax roll for each one, and mapped the flood zone at every county address record on the street. This table puts the county facts for the homes in one place.

Item

What the county shows

Single-family homes on the plat

19, plus one vacant lot (559 Roma Ct)

County heated square feet

2,253 to 3,198

County roll years

1989 to 2023

Non-ad valorem charge on the 2026 roll

All 19 carry one; the highest is $270

Homestead exemption on the 2026 roll

13 of 19 (68 percent)

Median total taxes, 2026 roll

$8,156

Flood zone at the county address records

18 homes in shaded X; 1 home in AE with a 9 ft base flood elevation

Elevation certificates on file with the county

10 of the 19 homes

How big are the homes on the county roll?

The county roll records the 19 homes between 2,253 and 3,198 heated square feet. That is a wide range for one short street, so two homes at Vanderbilt Villas can price very differently on size alone. The newest qualified home sale in the county file, on November 25, 2025, was a home with 3,074 county heated square feet. County heated area is the county's own figure, so compare any home with sales of a similar county heated size.

What do the county roll years show?

The county roll shows roll years from 1989 to 2023 across the 19 homes. A county roll year can reflect work the county counts as new, so it is not a construction date; listing records give earlier build years than the roll for several homes.

County roll year

Homes

1989

1

1990

1

1991

2

1995

1

1996

1

2000

2

2005

1

2009

1

2011

2

2017

2

2018

1

2019

1

2022

1

2023

2

The table adds to 19 homes.

Why can a roll year mislead?

A roll year is a tax record. It is the year the county assigns to the improvement it values, and it can move when the county counts work on a property as new. Listing records for several Vanderbilt Villas homes show earlier build years than the roll. For that reason this page uses the words "county roll year" and makes no claim about when a particular home was built, rebuilt or renovated. If the build year matters to you, ask the seller for permits and ask the county for the permit file.

Do the homes have an association?

Whether a recorded declaration binds the 19 homes to an association, and what that association covers and charges, is set by the recorded documents; ask the seller for them and read the title commitment. Florida's homeowners association law defines an association as a Florida corporation whose membership is mandatory for parcel owners under a recorded declaration, and its assessments can become liens, under section 720.301 of the Florida Statutes. No master association was identified on any public record we checked.

What does a home pay in taxes?

On the 2026 roll the 19 homes show a median just value of $1,099,073 and a median total tax bill of $8,156. Total bills range from $4,261 to $12,544, and just values range from $853,979 to $1,405,300. The gap between just value and the bill comes from exemptions and assessment caps, which differ by home. All 19 carry a non-ad valorem charge, the highest at $270, and the tax bill itemizes it.

What flood zones do the homes sit in?

On the county's republished copy of the 2024 FEMA flood map, 18 of the 19 homes and the vacant lot at 559 Roma Ct plot in shaded Zone X. One home plots in Zone AE with a 9 ft base flood elevation. Two of the three AE records on the street sit near a zone line, and a record near a line can read differently at the parcel scale, so check the exact address at the FEMA Map Service Center. All of Roma Ct is in Hurricane Evacuation Zone A.

Do the homes have elevation certificates?

Collier County has elevation certificates on file for 10 of the 19 homes. The seller can usually share a copy, and the county can confirm whether one exists for a given address. One home's 2022 certificate used the 2012 flood map and showed that home in Zone AE; the 2024 map plots the same home in shaded X. A certificate is a snapshot of one building against one map, so ask for the newest one and for the map date it used.

What about the vacant lot?

The county roll lists one vacant lot on the plat, at 559 Roma Ct. We make no claim about what can be built on it. Whether and what a buyer may build depends on the recorded documents, county zoning and permitting, and the flood zone at that address, which the county places in shaded X. Confirm each with Collier County Growth Management and the title commitment before relying on the lot.

What is still unpublished about the homes?

Floor plans, lot dimensions and any architectural standards are set by the recorded documents and the county permit file, and neither is on a public page we found. Exact plans, lot dimensions and architectural standards for the 19 homes: Information not available at time of publishing (checked 2026-11-03). Ask the seller for the recorded documents and ask Collier County for the permit file on the address.

What Are the Condos at 509 and 519 Roma Ct Like?

Vanderbilt Villas condos are two condominiums on Roma Ct: 16 units at 509 Roma Ct with a county roll year of 1990, and 36 units at 519 Roma Ct with a county roll year of 2001. The 52 units run from 1,164 to 1,308 county heated square feet, and all of them sit in one tax area.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis; section 718.111, Florida Statutes).

We counted the 16 units at 509 Roma Ct and the 36 at 519 Roma Ct on the county roll and mapped the flood zone at every county address record for both buildings. The table lays the two side by side.

Item

509 Roma Ct

519 Roma Ct

County record name

VANDERBILT VILLAS A CONDOMINIUM

VANDERBILT VILLAS II A CONDOMINIUM

Units

16

36

County roll year

1990

2001

County heated square feet

1,288 for every unit

12 units at 1,164; 24 units at 1,308

Stories

Two per listing records, unconfirmed

Three per one listing record, unconfirmed

Online posting of records, section 718.111(12)

Fewer than 25 units

More than 25 units

Flood zone at the county address records

17 records, all shaded X

40 records, 39 shaded X and 1 AE with a 9 ft base flood elevation

What is 509 Roma Ct?

509 Roma Ct is VANDERBILT VILLAS A CONDOMINIUM on the county roll: 16 units with a county roll year of 1990. Every unit is recorded at 1,288 county heated square feet. The county has 17 address records for the building, one for the building and one for each unit. Listing records describe 509 Roma Ct as two stories; that is unconfirmed, so confirm it with the association.

What is 519 Roma Ct?

519 Roma Ct is VANDERBILT VILLAS II A CONDOMINIUM on the county roll: 36 units with a county roll year of 2001. Twelve units are recorded at 1,164 county heated square feet and 24 at 1,308. The county has 40 address records for 519 Roma Ct, which cover the building, its 36 units and three garage records. One listing record describes 519 Roma Ct as three stories; that is unconfirmed, so confirm it with the association.

How big are the units?

Across both condominiums the county heated sizes are 1,164, 1,288 and 1,308 square feet. At 509 Roma Ct every unit is 1,288. At 519 Roma Ct there are two sizes: 12 units at 1,164 and 24 at 1,308. Because each building has so few size categories, a comparable sale in the same building and at the same county heated size is the most like-for-like measure the county record offers.

How many stories are the buildings?

Listing records describe 509 Roma Ct as two stories; that is unconfirmed, so confirm it with the association. One listing record describes 519 Roma Ct as three stories; that is unconfirmed, so confirm it with the association. The count matters because Florida's milestone inspection and structural integrity reserve study laws begin at three habitable stories.

How many buildings does 519 Roma Ct have?

The county roll records all 36 units at the single address 519 Roma Ct; ask the association how many buildings the condominium has. The roll does not say, and we make no count of buildings for the condominium.

Is there a pool?

Listing records for 519 Roma Ct describe a community pool; that is not confirmed on a primary record, so confirm what exists and who may use it with the association. We tie no pool or clubhouse to 509 Roma Ct or to the structure at 515 Roma Ct.

Are there elevators or covered parking?

Elevators and parking are not confirmed on any primary record we checked. The recorded declaration for each condominium and the association are the places that answer them, including any assigned or covered spaces, and we make no claim either way. The county does list three garage records at 519 Roma Ct, which is a county address record and not a statement about which units have a garage or who may use one.

What views or water access do the condos have?

No view or water access is documented for either condominium on any public record we checked. No golf course, club or marina is part of Vanderbilt Villas on any public record we checked. The condominiums sit on Roma Ct, off Vanderbilt Drive, and the Gulf is reached at public beaches such as Delnor-Wiggins Pass State Park and the Vanderbilt Beach county park.

What must each association post online?

Florida's section 718.111(12) requires an association of 25 or more units to post its declaration, bylaws, articles, rules, 12 months of approved minutes, annual budget, financial report, structural and life-safety inspection reports and its latest structural integrity reserve study on a website or app. 519 Roma Ct, with 36 units, has more than 25 units; 509 Roma Ct, with 16, has fewer. A buyer of a 509 unit gets the documents through the seller or the association. Official records must be made available within 10 working days of a written request.

What is still unpublished about the buildings?

Floor plans, parking assignments and elevator details are set by each declaration and each association. Exact floor plans, parking assignments and elevator details for 509 and 519 Roma Ct: Information not available at time of publishing (checked 2026-11-03). Ask the seller for the recorded declaration and the association for its rules and plans.

What Is the Vanderbilt Villas Real Estate Market Doing?

Vanderbilt Villas has a thin sales record: county records through mid-October 2026 show one qualified sale in the last 12 months, a single-family home at $1,050,000 on November 25, 2025, and 23 qualified condo sales in the 10 years, at a $268,100 median. Here is what each window shows.

Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them. Listed prices, days on market and sale-to-list ratios are MLS measures and are not used on this page. The newest qualified home sale in the county file is November 25, 2025, and the newest qualified condo sale is September 18, 2025. We tracked every qualified recorded sale the county file holds for the plat and both condominiums, back to the first in 1989, and no median is shown for a window with fewer than 10 sales.

Single-family homes (plat VANDERBILT VILLAS), qualified sales:

Window, county records through mid-October 2026

Qualified sales

Range

Median

12 months

1

$1,050,000

under 10 sales: no median

24 months

1

$1,050,000

under 10 sales: no median

36 months

1

$1,050,000

under 10 sales: no median

60 months

2

$1,050,000 to $1,500,000

under 10 sales: no median

120 months

8

$350,000 to $1,500,000

under 10 sales: no median

All time (1990 on)

31

$194,000 to $1,500,000

$370,000; $145 per county heated sq ft

509 Roma Ct (VANDERBILT VILLAS A CONDOMINIUM), qualified sales:

Window, county records through mid-October 2026

Qualified sales

Range

Median

12 months

0

none

none

24 months

2

$300,000 to $340,000

under 10 sales: no median

36 months

2

$300,000 to $340,000

under 10 sales: no median

60 months

4

$300,000 to $425,000

under 10 sales: no median

120 months

11

$200,000 to $425,000

shown for both condominiums together

All time (1989 on)

32

$101,000 to $425,000

$166,500; $129 per county heated sq ft

519 Roma Ct (VANDERBILT VILLAS II A CONDOMINIUM), qualified sales:

Window, county records through mid-October 2026

Qualified sales

Range

Median

12 months

0

none

none

24 months

0

none

none

36 months

1

$455,000

under 10 sales: no median

60 months

1

$455,000

under 10 sales: no median

120 months

12

$230,000 to $455,000

shown for both condominiums together

All time (2001 on)

83

$140,000 to $455,000

$184,000; $142 per county heated sq ft

Both condominiums together, qualified sales:

Window, county records through mid-October 2026

Qualified sales

Range

Median

12 months

0

none

none

24 months

2

$300,000 to $340,000

under 10 sales: no median

36 months

3

$300,000 to $455,000

under 10 sales: no median

60 months

5

$300,000 to $455,000

under 10 sales: no median

120 months

23

$200,000 to $455,000

$268,100; $210 per county heated sq ft

All time (1989 on)

115

$101,000 to $455,000

$182,000; $141 per county heated sq ft

What happened in the last 12 months?

County records through mid-October 2026 show one qualified sale at Vanderbilt Villas in the last 12 months: a single-family home with a county roll year of 2009 and 3,074 county heated square feet, which sold on November 25, 2025 for $1,050,000. Neither condominium has a qualified sale in the 12-month window. The newest qualified condo sale is September 18, 2025, at 509 Roma Ct, which falls just outside it.

What do 24 and 36 months show?

In 24 months the county shows three qualified sales: the $1,050,000 home, and two sales at 509 Roma Ct from $300,000 to $340,000. In 36 months it adds one sale at 519 Roma Ct, at $455,000, for a total of four. With so few closings, no window under 10 sales carries a median. Treat each of these as an individual closing and read the date, building and size of each sale.

Every qualified sale in the last 36 months

These are all four qualified recorded sales the county file holds for Vanderbilt Villas in the last 36 months, printed individually.

Date

Price

Building or home

County heated sq ft

January 30, 2024

$455,000

519 Roma Ct

1,308

August 22, 2025

$340,000

509 Roma Ct

1,288

September 18, 2025

$300,000

509 Roma Ct

1,288

November 25, 2025

$1,050,000

A single-family home (county roll year 2009)

3,074

What did the 60-month windows include?

The 60-month windows reach back past the four recent sales and add three more, listed by year only. In homes, one qualified sale in 2022 at $1,500,000. At 509 Roma Ct, one in 2022 at $320,000 and one in 2023 at $425,000. That brings the home count to 2 qualified sales from $1,050,000 to $1,500,000, 509 Roma Ct to 4 from $300,000 to $425,000, and both condominiums together to 5 from $300,000 to $455,000.

What does the 10-year condo view show?

For both condominiums together, county records show 23 qualified sales in the 10 years through mid-October 2026, from $200,000 to $455,000, at a median of $268,100. Of those, 11 were at 509 Roma Ct, from $200,000 to $425,000, and 12 were at 519 Roma Ct, from $230,000 to $455,000. This is the only recent window in which a condo median clears the 10-sale minimum, so it is the working number for a condo here.

Why no 10-year median for the homes?

The homes have 8 qualified sales in the 10 years, from $350,000 to $1,500,000. That is under 10, so the county tables carry no median for the homes in that window. A range from $350,000 to $1,500,000 across eight sales spans very different homes and years, and it is not a price guide for any one home.

What do the all-time views show?

Across the whole county file, the 31 qualified home sales from 1990 on run from $194,000 to $1,500,000 with a median of $370,000. The 32 qualified sales at 509 Roma Ct from 1989 on run from $101,000 to $425,000 with a median of $166,500. The 83 at 519 Roma Ct from 2001 on run from $140,000 to $455,000 with a median of $184,000. Both condominiums together hold 115 qualified sales from $101,000 to $455,000 at a median of $182,000. Older sales reflect the prices of their years, so they set a floor on the record and do not forecast a price today.

Every year at 509 Roma Ct

Qualified recorded sales at 509 Roma Ct by year, from the county file. Years with no qualified sale do not appear.

Year

Sales

Low

High

1989

1

$105,000

$105,000

1990

7

$101,000

$103,000

2000

1

$115,000

$115,000

2002

3

$127,000

$159,600

2003

2

$160,000

$163,000

2004

2

$170,000

$212,500

2005

1

$206,000

$206,000

2006

1

$300,000

$300,000

2012

1

$137,000

$137,000

2014

1

$157,500

$157,500

2016

1

$209,000

$209,000

2017

2

$205,000

$211,000

2018

1

$200,000

$200,000

2020

2

$215,000

$244,900

2021

2

$265,000

$275,000

2022

1

$320,000

$320,000

2023

1

$425,000

$425,000

2025

2

$300,000

$340,000

Every year at 519 Roma Ct

Qualified recorded sales at 519 Roma Ct by year, from the county file. The first 13 are in 2001, the county roll year of the condominium.

Year

Sales

Low

High

2001

13

$140,000

$189,500

2002

13

$149,900

$200,000

2003

13

$155,000

$192,000

2004

11

$152,900

$249,900

2005

5

$230,000

$315,000

2006

1

$370,000

$370,000

2009

2

$165,000

$185,000

2011

3

$156,500

$178,000

2012

1

$163,000

$163,000

2013

3

$155,000

$201,000

2014

3

$200,000

$215,000

2015

3

$200,000

$226,000

2017

2

$250,000

$268,100

2019

2

$230,000

$246,000

2020

5

$245,000

$288,000

2021

2

$278,000

$365,000

2024

1

$455,000

$455,000

Every year for the homes

Qualified recorded sales of Vanderbilt Villas single-family homes by year, from the county file. No home address is printed.

Year

Sales

Low

High

1990

1

$242,000

$242,000

1991

2

$194,000

$218,000

1994

1

$275,000

$275,000

1995

1

$237,000

$237,000

1998

1

$272,500

$272,500

1999

5

$251,000

$289,000

2000

3

$285,000

$370,000

2004

2

$300,000

$650,000

2005

1

$660,000

$660,000

2006

1

$550,000

$550,000

2010

1

$540,000

$540,000

2011

2

$450,000

$580,000

2012

1

$405,000

$405,000

2014

1

$540,000

$540,000

2016

1

$590,000

$590,000

2018

1

$620,000

$620,000

2019

1

$535,000

$535,000

2021

3

$350,000

$1,165,000

2022

1

$1,500,000

$1,500,000

2025

1

$1,050,000

$1,050,000

Recorded deed prices the county did not mark as qualified sales, left out of every median on this page

Two recorded deed prices in the recent record carry no qualified flag from the county. On June 7, 2024, a deed for a unit at 519 Roma Ct with 1,308 county heated square feet recorded a price of $500,000. On March 31, 2025, a deed for a single-family home with 2,312 county heated square feet recorded a price of $495,000. A deed can go unqualified for many reasons, and the county's flag is the only thing we report. They are not counted in any window, range or median on this page.

Why so few sales?

Vanderbilt Villas is 71 residences, which is a small base, and the county file shows it: the year-by-year tables for the homes and both condominiums run to one or two qualified sales in most years, and 519 Roma Ct's busiest years are its first four, 2001 to 2004. We make no claim about why owners hold or sell. What the counts do support is caution: a window with a handful of closings describes those closings, not a trend.

How should a buyer read these numbers?

Start with the building and the county heated size, since 509 and 519 Roma Ct are different buildings with different roll years and a home is a different product. Use the 10-year condo view for orientation and the individual sales for the latest evidence. Expect a seller's asking price to rest on one or two closings. A buyer's guide is on our buying page and our Naples buyer page.

How should a seller read these numbers?

Price against qualified recorded sales of the same product, building and a similar county heated size, and expect any buyer to ask why the count is small. A pricing opinion should name the sales it relies on and say which are in the county's qualified count. If you are thinking of selling, start with our Naples seller page and request a home valuation that names the recorded sales used.

Selling your home or condo at Vanderbilt Villas? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Buying a home or condo at Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

What Are Vanderbilt Villas HOA and Condo Fees?

Vanderbilt Villas condo and HOA fees are not published on any public page we found, so this page prints no fee figure. Neither condominium association and no association for the homes publishes an assessment schedule on a public page we found. What a buyer asks for, and who holds it, is set out here.

Data updated: November 2026 (Florida Statutes sections 718.111, 718.112 and 718.116; Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis).

Current assessments for each condominium and for any association of the homes, what each covers, and any special assessment: Information not available at time of publishing (checked 2026-11-03). The recorded documents and the associations answer these, and Florida law gives a buyer the right to ask.

Layer

What to ask for

Who holds it

509 Roma Ct condominium assessment

Budget, estoppel certificate, any special-assessment notice

The condominium association for 509 Roma Ct

519 Roma Ct condominium assessment

Budget, estoppel certificate, any special-assessment notice

The condominium association for 519 Roma Ct

Any association of the homes

Recorded declaration, budget, estoppel

That association, through the seller

CDD

None identified

County tax bill

Master association

None identified

Title commitment

Taxes

2026 roll

Collier County Tax Collector bill

Insurance

Master policy certificate for the condominiums; the buyer's own quotes for a home

The association for a condominium; an insurer for a home

How much are the condo fees?

No fee figure is printed here because neither association publishes a schedule on a public page we found. Exact monthly or quarterly assessments for 509 and 519 Roma Ct: Information not available at time of publishing (checked 2026-11-03). Ask the seller for the current budget and the association for an estoppel certificate, which states the assessment due on the unit. Compare the two buildings by their own documents and do not assume the figures match.

Is there a fee for the homes?

Whether a recorded declaration binds the 19 homes to an association, and what that association covers and charges, is set by the recorded documents; ask the seller for them and read the title commitment. We print no figure for the homes. Florida's homeowners association law, section 720.301, defines an association as a Florida corporation whose membership is mandatory under a recorded declaration, and its assessments can become liens.

Is there a CDD or master association fee?

No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 52 condo units carries a non-ad valorem charge on the 2026 roll. CDDs are defined in section 190.003, and assessments collected by the uniform method appear on the tax bill under section 197.3632. No master association was identified on any public record we checked.

Is a special assessment in place?

We have no record of a special assessment at either condominium or for the homes, and we make no claim either way. Ask the seller in writing whether one has been adopted or proposed, and ask the association for any notice. A special assessment is a charge beyond the regular budget, and the estoppel certificate and the budget are the documents that show it.

What is an estoppel certificate?

An estoppel certificate is the association's written statement of what a unit owes. Under section 718.116, estoppel certificate fees are capped by statute. Order it early in the contract period, because it is the document that tells a buyer the assessment, any unpaid balance and any special assessment attached to the unit.

Who is liable for unpaid assessments?

Section 718.116 makes an owner liable for all assessments that come due while the owner holds title. A first mortgagee that takes title by foreclosure is liable for the lesser of 12 months of unpaid assessments or 1 percent of the original mortgage debt. At a resale, the contract and the estoppel certificate decide how an unpaid balance is handled at closing, so read both.

What should a buyer request before closing?

Request, in writing, the recorded declaration, bylaws and rules, the current budget, the estoppel certificate, the master insurance policy certificate, any special-assessment notice, and the minutes of recent meetings. Under section 718.111(12), official records must be made available within 10 working days of a written request, and a failure creates a rebuttable presumption of willful non-compliance with minimum damages of $50 per calendar day for up to 10 days. The contract and Florida law set how long a buyer has to review association documents and cancel; read both before signing.

How do taxes fit the annual cost?

Taxes are the one annual cost this page can print. On the 2026 roll the median total bill is $8,156 for the 19 homes and $2,548 for the 52 condo units. Assessments, insurance and any other charges come from the documents and from quotes, not from the roll. Budget and reserve rules for a condominium are in section 718.112, and a buyer should read the current budget alongside the tax bill.

Selling your home or condo at Vanderbilt Villas? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Buying a home or condo at Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

Do Milestone Inspections and SIRS Apply at Vanderbilt Villas?

Vanderbilt Villas condos may or may not fall under Florida's milestone inspection and structural integrity reserve study (SIRS) laws, because both start at three habitable stories. Listing records give 509 Roma Ct two stories and 519 Roma Ct three, and neither count is confirmed, so confirm both with the association.

Data updated: November 2026 (Florida Statutes section 553.899 and the 2025 text of section 718.112; Florida DBPR Division of Condominiums; Collier County milestone inspections page).

We counted the units and read the roll years for both condominiums on the county roll, and we apply the statutes to them only as conditional statements. The homes are outside the milestone law.

What does the milestone law require?

Section 553.899 applies to condominium and cooperative buildings of three or more habitable stories, as determined by the Florida Building Code. Single-family homes and buildings of one to four units with three or fewer habitable stories are excluded. The first inspection is due by December 31 of the year a building reaches 30 years from its certificate of occupancy, or 25 years where the local enforcement agency sets it based on local conditions such as proximity to salt water, and then every 10 years. Phase one is a visual examination by a licensed engineer or architect. Phase two follows only if phase one finds substantial structural deterioration, and repairs must begin within 365 days of a phase two report. The Florida Senate statute page carries the same text.

How does Collier County apply it?

The Collier County milestone inspections page says the program reaches condominium buildings of three or more stories, at 30 years, or 25 years for buildings within three miles of saltwater. Coastal buildings with a certificate of occupancy from July 1, 1997 to December 31, 1999 were due by December 31, 2025. The county publishes a buildings-by-year list and a milestone map, and its milestone inspections office takes questions at [email protected].

What does the state's deadline schedule say?

The DBPR Division of Condominiums inspections page sets the state schedule. Buildings that reached 30 years before July 1, 2022 had to be inspected by December 31, 2024. Buildings reaching 30 years between July 1, 2022 and December 31, 2024 must be inspected before December 31, 2025. The Division also says every association must have an online Division account by October 1, 2025. The program began with SB 4-D in 2022, and Chapter 2025-175 (HB 913), effective July 1, 2025, changed condominium law, including community association manager licensing and online accounts.

What does the SIRS law require?

A structural integrity reserve study is required every 10 years for residential condominium buildings of three or more habitable stories, per the DBPR page. Under the 2025 text of section 718.112(2)(g), the components studied are roof, structure, fire protection, plumbing, electrical, waterproofing, windows and exterior doors. If a milestone inspection is due by December 31, 2026, the study may be done with it, but never after December 31, 2026. Owners receive the study or notice within 45 days. Associations existing on or before July 1, 2022 and controlled by unit owners had to have a study by December 31, 2025, and the report goes to the Division within 45 days of completion.

Can reserves be waived?

Under the 2025 text of section 718.112, reserves for the SIRS items may not be waived or reduced in budgets adopted on or after December 31, 2024. For a buyer, that means the current budget should show reserve lines for those components if the law applies to the building. The budget is a document the association must make available on a written request, and a buyer reads it next to the estoppel certificate.

Does the law apply at 509 Roma Ct?

Listing records describe 509 Roma Ct as two stories. If that is right, the milestone and SIRS laws, which start at three habitable stories, likely do not apply. If the building has three habitable stories, a building with a 1990 certificate of occupancy reached 30 years before July 1, 2022, the group whose first inspection was due by December 31, 2024. The story count and certificate of occupancy date are unconfirmed, so confirm both with the association.

Does the law apply at 519 Roma Ct?

One listing record describes 519 Roma Ct as three stories. If that is right, the SIRS law likely applies, and the milestone clock runs from its certificate of occupancy: Collier County uses 25 years for buildings within three miles of saltwater, which for a 2001 certificate of occupancy falls in 2026. The story count, the certificate of occupancy date and the county's milestone listing are unconfirmed, so confirm them with the association and the county.

Do the homes need inspections?

No. Section 553.899 excludes single-family homes, so the 19 Vanderbilt Villas homes are outside the milestone law, and the SIRS law applies to condominium buildings. A home buyer still has the ordinary inspection period under the contract, and the elevation certificate and flood zone are separate questions for a home.

Has either association completed an inspection or a SIRS?

Confirmed story counts, certificate of occupancy dates, milestone inspection status and SIRS completion for 509 and 519 Roma Ct: Information not available at time of publishing (checked 2026-11-03). The association is the first place to ask, through a written records request under section 718.111(12). The county's milestone list is the second, and the DBPR Division of Condominiums is the third.

What should a buyer ask for?

For a condominium unit, ask the association for the milestone inspection report or a written statement that none is required, the SIRS or a written statement that none is required, the stories and certificate of occupancy date it relies on, and the current budget with its reserve lines. Make the request in writing under section 718.111(12). Then check the county's buildings-by-year list and ask the Division about any filing. A buyer of a 519 unit may find the reports on the association's website or app, since an association with more than 25 units must post them.

What Are Property Taxes at Vanderbilt Villas?

Vanderbilt Villas property taxes run at 9.4721 mills in tax area 186 for 2026, with a median total bill of $8,156 for the 19 homes and $2,548 for the 52 condo units. All 71 residences sit in the same tax area, which also shows the Unincorporated General levy.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, 2026 roll and millage, our analysis).

We read the 2026 county tax roll for all 71 residences. The roll shows the home bills spread widely and the condo bills clustered, as the tables show.

Product

Median just value

Just value range

Median total taxes

Total taxes range

Non-ad valorem

Homestead-exempt

19 homes

$1,099,073

$853,979 to $1,405,300

$8,156

$4,261 to $12,544

all 19 carry one; highest $270

13 of 19 (68 percent)

52 condo units

$271,090

$243,620 to $288,140

$2,548

$1,407 to $2,729

none of 52; $0

9 of 52 (17 percent)

The 2026 millage rates for the tax area, which the roll labels area 186:

Levy

Mills

Collier County General Fund

3.0107

South Florida Water Management Fund

0.0948

Big Cypress Basin

0.0978

School Board State Law

1.8990

School Board Local Board

2.2480

Collier County Lighting

0.1025

Collier Mosquito Control

0.1331

North Collier Fire Control

1.0000

Unincorporated General MSTD

0.6844

Water Pollution Control Program

0.0246

Conservation Collier

0.1772

Total

9.4721

Which authorities levy on Vanderbilt Villas?

Eleven levies make up the 9.4721 total: the Collier County General Fund, the South Florida Water Management Fund, Big Cypress Basin, the School Board's state-law and local-board levies, Collier County Lighting, Collier Mosquito Control, North Collier Fire Control, the Unincorporated General MSTD, the Water Pollution Control Program and Conservation Collier. The Unincorporated General MSTD levy is the tax-roll proof that Vanderbilt Villas is outside the City of Naples. No CDD appears on the levy list.

What do home owners pay?

At 9.4721 mills, the median 2026 just value of $1,099,073 for the 19 homes would carry about $10,411 in ad valorem tax before any exemption or assessment cap; the median total bill on the 2026 roll is $8,156, because taxable value and exemptions differ by home. Total bills on the roll run from $4,261 to $12,544.

What do condo owners pay?

At 9.4721 mills, the median 2026 just value of $271,090 for the 52 condo units would carry about $2,568 in ad valorem tax before any exemption or assessment cap; the median total bill on the 2026 roll is $2,548. Total bills run from $1,407 to $2,729, and none of the 52 units carries a non-ad valorem charge.

Which fire district?

The roll places Vanderbilt Villas in the North Collier Fire Control and Rescue District, which levies 1.0000 mills in the 2026 millage table. The levy is part of the 9.4721 total and appears on the tax bill with the other county levies.

How much of Vanderbilt Villas is homesteaded?

On the 2026 roll, 13 of the 19 homes (68 percent) and 9 of the 52 condo units (17 percent) carry a homestead exemption. That is a tax fact about how the parcels are classified, and it says nothing about who owns or lives in them. It does explain part of the gap between a parcel's just value and its tax bill, since the exemption lowers taxable value.

What is the non-ad valorem charge on the homes?

All 19 homes carry a non-ad valorem charge on the 2026 roll, the highest at $270. The roll does not name the levy, and the tax bill itemizes it. None of the 52 condo units carries one. Ask the seller for the most recent tax bill to see what the charge is for. Assessments collected by the uniform method appear on the tax bill under section 197.3632.

How does a purchase reset the bill?

A purchase changes the assessed base. The bill a seller pays today is not a forecast for a buyer, because the sale resets the basis on which the county assesses the property and a seller's exemptions do not transfer. The 2026 roll figures are a guide to the level of the levies, not to what the next owner pays. Ask the Collier County Tax Collector for the bill on the address, and ask us for a county-based estimate that fits the purchase price.

Selling your home or condo at Vanderbilt Villas? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Buying a home or condo at Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

What Amenities Are at and Around Vanderbilt Villas?

Vanderbilt Villas has one amenity that listing records mention and no primary record confirms: a community pool at 519 Roma Ct. No gatehouse, golf course, club or marina is documented for the neighborhood. Everything else a resident uses sits nearby, in places dated to the reads of November 3, 2026.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; sources named in each line, read November 3, 2026).

We counted the 71 residences on the county roll and checked every public page we could find for a shared facility on Roma Ct. The table separates what is on the street from what is nearby. Anything on the street that is unconfirmed says so, and the owner's route to the answer is the condominium association for the building or, for the homes, any association the recorded documents create.

What

Where

Status and source

Community pool

519 Roma Ct

Listing records describe one; not confirmed on a primary record, so ask the association

Structure of 1,035 sq ft, 1991 county roll year

515 Roma Ct

On the plat's county roll and not a home; use unknown

Gatehouse

Roma Ct

None documented on any public record we checked

Golf course, club or marina

Vanderbilt Villas

None is part of the neighborhood on any public record we checked

Vanderbilt Beach Branch library

788 Vanderbilt Beach Rd, Naples 34108

Hours per Wikipedia; confirm with the library

Publix at Naples Walk

2450 Vanderbilt Beach Rd, Naples 34109

Store 676, with a pharmacy, per Publix

Mercato

Strada Place at US 41 and Vanderbilt Beach Road

Shopping and dining center, per Business Observer

Waterside Shops

Tamiami Trail, Pelican Bay

Shopping center, per Wikipedia

Residential trash collection

By address

WM and Collier County, per WM

Is there a community pool?

Listing records for 519 Roma Ct describe a community pool; that is not confirmed on a primary record, so confirm what exists and who may use it with the association. The same line applies to every other shared facility a listing might mention. The condominium association for 519 Roma Ct holds the answer, and a records request under s. 718.111(12) puts the question in writing.

What is the structure at 515 Roma Ct?

The plat's county roll includes a 1,035 sq ft structure at 515 Roma Ct with a 1991 roll year that is not a home; what it is and who may use it is a question for the association. Exact common facilities, which owners may use them and who maintains the street: Information not available at time of publishing (checked 2026-11-03).

Is there a gate?

No gatehouse is documented on any public record we checked; confirm access arrangements with the association. We do not describe access either way, because the sources we found disagree and none is a primary record. Ask whether access is controlled for each building and for the homes, and who holds any codes or fobs.

Is there a clubhouse or tennis court?

No clubhouse or tennis court is documented for Vanderbilt Villas on any public record we checked, and we make no claim either way. Ask the association for each condominium, and ask the seller of a home, which shared facilities exist, who may use them and who pays to maintain them.

Which library branch is near?

The Vanderbilt Beach Branch of the Collier County Public Library is at 788 Vanderbilt Beach Rd, Naples 34108. Wikipedia lists hours of Tuesday to Thursday 10 to 6, Friday and Saturday 9 to 5, and closed Sunday and Monday (Collier County Public Library). Confirm hours with the library.

Where are groceries and a pharmacy?

Publix store 676 is at 2450 Vanderbilt Beach Rd, Naples 34109, and has a pharmacy (Publix). It sits in the Naples Walk center, which Regency Centers lists at 2430 to 2500 Vanderbilt Beach Rd, 124,703 sq ft, with a 51,420 sq ft Publix (Regency Centers). We give no distance for it.

Which shopping centers are near?

Mercato, on Strada Place at US 41 and Vanderbilt Beach Road, is a 53-acre mixed-use center developed as a joint venture of the Lutgert Companies and Barron Collier Cos., per a September 22, 2008 report. Business Observer, April 22, 2022, describes 315,000 sq ft of retail, restaurant and entertainment space with Nordstrom Rack, Whole Foods Market and a 12-screen Silverspot cinema (Business Observer). Waterside Shops, in Pelican Bay on Tamiami Trail, is about 280,000 sq ft with about 60 stores and Saks Fifth Avenue, per Wikipedia.

Which utilities serve Roma Ct?

Collier County says it partnered with WM for residential collection: carts of 96, 64 or 48 gallons, trash twice a week, pickup day by address through a schedule tool, and new service and missed pickups through Collier County at 239-252-2380 (WM). The Collier County Water-Sewer District is an independent special district created by the Legislature that runs regional water treatment and reclamation and distributes more than 5 billion gallons of reclaimed irrigation water a year (Collier County). Confirm which services reach a specific address, and which a condominium association contracts for, before closing.

Where Do Vanderbilt Villas Owners Go to the Beach, Boat and Play?

Vanderbilt Villas owners have Delnor-Wiggins Pass State Park 0.6 straight-line miles from 519 Roma Ct and the Vanderbilt Beach county park 1.6 miles away, with a four-lane boat ramp at Cocohatchee River Park. Fees, hours and facilities change, so each line names its source and date.

Data updated: November 2026 (Paradise Coast, Visit Florida, Wikipedia, Bonita-Estero magazine, Naples News Now and golf directories as linked, read November 3, 2026; straight-line miles from 519 Roma Ct).

Distances are straight-line miles; road miles are longer and vary by route and season. We keep a separate page for Vanderbilt Beach, a Gulf-side community in ZIP 34108, and this section covers only what an owner on Roma Ct would use.

Delnor-Wiggins Pass State Park

The park is at 11135 Gulf Shore Dr, Naples 34108, phone 239-597-6196 (Paradise Coast). Collier County acquired the land in 1964 with help from Lester J. and Dellora A. Norris, whose names make up "Delnor"; the state bought it in 1970 and it opened in 1976 (Wikipedia). It sits about 6 miles west of I-75 and gives access to the Cocohatchee River and the Gulf.

Park fees and hours

The Paradise Coast beach guide lists $6 per vehicle (up to eight), $4 for a single occupant, $2 for bicyclists and pedestrians, and $5 more for the boat ramp, open 8 a.m. to sunset. The park has reopened in stages after hurricane damage; confirm current fees and facilities with the park.

Swimming and conditions at the pass

Visit Florida notes that there are no lifeguards on duty and that the pass itself is off limits to swimmers because of dangerous currents. It also notes surf fishing in the north part toward the pass, a free county shuttle from Conner Park, and parking that has been limited since Hurricane Ian (Visit Florida). The directory adds "Pack It In, Pack It Out."

What Hurricane Ian did to the park

Bonita-Estero magazine reported that the park lost its ranger station, bathhouses, pavilion and roads, closed October 2, 2022, and had 2 to 4 feet of sand over roads and lots (Bonita-Estero magazine). That describes the park, not Roma Ct, and we print no surge figure for either.

Vanderbilt Beach county park

The county park is at 280 Vanderbilt Beach Rd, Naples 34108, phone 239-252-4000, with garage and on-street parking and restrooms; the directory says parking is best secured before 10 a.m. from January to March (Paradise Coast). The beach guide describes it at the end of Vanderbilt Beach Road, open 8 a.m. to sunset, with foot showers, bike racks, a beach wheelchair, concession rentals, and restaurants and convenience stores within walking distance.

Beach parking and permits

The Paradise Coast beach guide lists garage parking at $10 a day without a Collier resident beach permit. We give no space count. Confirm current fees with Collier County Parks and Recreation before a visit.

The Vanderbilt Beach renourishment

A Naples News Now report describes 216,000 tons of sand for Vanderbilt and Pelican Bay beaches, with the Vanderbilt share at $5.5 million in Tourist Development Tax and Vanderbilt work targeted for early December 2025. We make no claim that the work is finished.

Cocohatchee River Park boat ramp

Cocohatchee River Park and marina is at 13531 Vanderbilt Dr, Naples 34110, with Gulf access through Wiggins Pass, four boat launching lanes and an on-site Coast Guard Auxiliary flotilla; phone 239-513-7919 (Paradise Coast). Confirm launch fees and hours with Collier County Parks and Recreation.

Boating out of Wiggins Pass

Two launch points matter to an owner with a trailer. Cocohatchee River Park reaches the Gulf through Wiggins Pass, and the state park ramp launches into Water Turkey Bay, which connects through the South Channel to the Cocohatchee River. We print no channel depth and no route time; check a current chart and local conditions before you buy a boat for this water. No marina is part of Vanderbilt Villas.

Golf near Roma Ct

No golf course, club or marina is part of Vanderbilt Villas on any public record we checked. Old Collier Golf Club is a private 18-hole Tom Fazio course that opened in 2001 (Golf N); we claim no tie to Roma Ct. Vanderbilt Country Club is a separate community on Danbury Blvd, 34120, whose own site says club membership is included in the home price, with about 800 owner-members (Vanderbilt Country Club).

Pickleball and tennis

The Paradise Coast pickleball guide counts 14 outdoor courts at Veterans Community Park in North Naples (8 unlit, 6 lighted), and 4 indoor courts plus 6 outdoor courts at the Tennis Center of the YMCA of Collier County North Campus (Paradise Coast). These are counts only; confirm access and hours with each operator.

The Paraiso Beach Club

Paraiso Beach Club is a private, members-only beach club planned on about 1.3 acres on Gulf Shore Drive near Bayview Drive in the Vanderbilt Beach area. The Planning Commission voted unanimously in August 2025, and the Board of County Commissioners voted 5 to 0 on October 14, 2025 (Naples News Now). It is a private club, not public beach access, and we know of no opening date.

Is Vanderbilt Villas in a Flood Zone?

Vanderbilt Villas has 79 county address records on Roma Ct: 76 sit in shaded Zone X (X500) and 3 in Zone AE with a 9 ft base flood elevation, all on flood map panel 12021C0189J, effective February 8, 2024, and all in Hurricane Evacuation Zone A. Check the exact address, because a record near a zone line can read differently.

Data updated: November 2026 (Collier County's republished copy of the FEMA flood map, panel 12021C0189J, and its evacuation zone and Coastal High Hazard Area layers; FEMA; Collier County; elevation certificates on file with the county).

We mapped the flood zone at all 79 county address records on Roma Ct and read a county elevation certificate on file for one home. Zones in the table are as the county's republished copy of the 2024 FEMA map gives them, with base flood elevation (BFE) in feet NAVD 1988. Readers can check any address at the FEMA Map Service Center.

Where (county address records on Roma Ct)

Records

Zone

BFE

Panel

Effective

Evacuation

509 Roma Ct, building and 16 units

17

X500 (shaded X)

none

12021C0189J

February 8, 2024

Zone A

515 Roma Ct structure

1

X500 (shaded X)

none

12021C0189J

February 8, 2024

Zone A

519 Roma Ct, building, 36 units and three garage records

40

X500 (shaded X) for 39; AE for 1

9 ft on the AE record

12021C0189J

February 8, 2024

Zone A

528 Roma Ct utility record

1

AE

9 ft

12021C0189J

February 8, 2024

Zone A

541 Roma Ct, one home

1

AE

9 ft

12021C0189J

February 8, 2024

Zone A

The other 18 homes and the vacant lot at 559 Roma Ct

19

X500 (shaded X)

none

12021C0189J

February 8, 2024

Zone A

What did we find at each county address record?

Of 79 records, 76 are in X500 and 3 are in AE with a 9 ft BFE. The AE records are one home at 541 Roma Ct, the utility record at 528 Roma Ct and one record at 519 Roma Ct. Every record at 509 Roma Ct, the 515 Roma Ct structure and the other 18 homes plus the vacant lot sit in shaded X.

What does shaded Zone X mean?

FEMA describes shaded Zone X, once labeled Zone B, as a moderate flood hazard area between the limit of the base flood and the 0.2 percent annual chance flood, outside the Special Flood Hazard Area (FEMA flood zones). Outside the Special Flood Hazard Area is a map category, not a promise that water never reaches a property.

What does Zone AE mean?

Zone AE is a Special Flood Hazard Area for the 1 percent annual chance flood, and it carries a base flood elevation (FEMA flood zones). On Roma Ct that elevation is 9 ft on all three AE records, in feet NAVD 1988.

Which records sit in Zone AE?

Three: 541 Roma Ct, one home; the 528 Roma Ct utility record; and one record at 519 Roma Ct. Two of the three AE records sit near a zone line, and a record near a line can read differently at the parcel scale, so check the exact address.

What is the map panel and date?

All 79 records fall on panel 12021C0189J, effective February 8, 2024. Look up an address on the FEMA Map Service Center for the current effective map before you rely on a county copy.

How did the 2012 map differ?

One Roma Ct home's 2022 elevation certificate, on file with Collier County, used the 2012 flood map (panel 12021C0189 H, dated May 16, 2012), which put that home in Zone AE with a 9.0-foot BFE (NAVD 1988) and listed a 560 sq ft attached garage with no flood openings. The 2024 map plots the same home in shaded X.

Do the homes have elevation certificates?

Collier County has elevation certificates on file for 10 of the 19 homes. A buyer of a home should ask the seller for the certificate and compare it with the current map; the county holds copies for the homes that have one.

What is the evacuation zone?

All 79 county address records are in Hurricane Evacuation Zone A. Confirm your zone with Collier County Emergency Management before a storm.

Is Roma Ct in the Coastal High Hazard Area?

Collier County's Coastal High Hazard Area map layer shows no area on Roma Ct. The Coastal High Hazard Area is a separate designation from a FEMA flood zone, so the two can differ for the same address.

Does a lender require flood insurance?

Whether a lender requires flood insurance on a Vanderbilt Villas home or condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (https://msc.fema.gov/portal/home), and for a condo, ask the association what its master policy covers.

What does Collier's CRS class mean?

Collier County's 2026 flood protection newsletter reports Class 5 in the Community Rating System, participating since October 1992, with a 25 percent discount on eligible NFIP policies in the Special Flood Hazard Area (Collier County newsletter).

How do I check a specific home or unit?

Enter the address at the FEMA Map Service Center. For a home, ask the seller for any elevation certificate and for the flood claims disclosure. For a condominium unit, ask the association for the building's flood zone and what its master policy covers, then ask your insurer for a quote on the unit.

How Did Hurricanes Ian, Irma and Milton Affect North Naples?

Vanderbilt Villas sits in North Naples, in Collier County, where Hurricane Ian in 2022 brought $2.2 billion in damage. No document we found names Vanderbilt Villas or Roma Ct in a storm damage report, which is not proof of what a storm did or did not do there. Irma and Milton get dated lines.

Data updated: November 2026 (National Weather Service Miami Hurricane Ian summary; National Hurricane Center Irma report; Wikipedia; Tampa Bay 28; as linked).

The storm facts here describe North Naples and Collier County, not Roma Ct. Ian has the most detailed official summary, so it gets the most space.

Hurricane Ian (2022)

Ian made landfall on September 28, 2022 as a Category 4 hurricane at Cayo Costa in Lee County, per the National Weather Service Miami summary. The county figures in this section come from that summary and match Wikipedia's effects article.

Ian along the Cocohatchee River and the coast

The NWS summary says "extensive storm surge flooding occurred over most areas south and west of US 41/Tamiami Trail, as well as near the Gordon River, Cocohatchee River, and connecting creeks and canals," with major surge flooding within a mile of the coast at the beachfront and the intracoastal (NWS Miami). It gives the Naples Pier gauge at 6.18 ft above Mean Higher High Water before it was destroyed. We print no surge height for Vanderbilt Beach, the state park or Roma Ct.

Ian's wind readings near Vanderbilt Beach

A station at Kalea Bay in Vanderbilt Beach recorded sustained winds of 66 mph and a 106 mph gust on an elevated anemometer, per the NWS summary (NWS Miami). The instrument was elevated, so the reading is not a ground-level wind speed for Roma Ct.

Ian's damage in Collier County

NWS Miami puts Collier County damage at $2.2 billion, of which $1.7 billion was residential and $492 million commercial. Unincorporated Collier took $948 million and the City of Naples $989 million. The summary reports 5 deaths, about 32,500 evacuations and a peak of 201,095 customers without power (NWS Miami). Roma Ct is in unincorporated Collier.

Ian at the Vanderbilt Beach waterfront

At Vanderbilt Beach Resort, Tampa Bay 28 reported that the lower level and the Turtle Club restaurant flooded while the rooms were spared (Tampa Bay 28). That is at the beach, not on Roma Ct, and we draw no conclusion about the neighborhood from it.

Hurricane Irma (2017)

Irma made its final Florida landfall near Marco Island on September 10, 2017 as a Category 3 hurricane with 115 mph winds (Wikipedia; National Hurricane Center). We give no high water mark for North Naples.

Hurricane Milton (2024)

Wikipedia reports about $280 million in Collier County damage from Milton in October 2024 (Wikipedia). That is a county total as reported there, and we print no surge figure.

What to ask after a storm

Ask the seller for any claim history and repair records, and ask the condominium association for the building's claims, any special assessment and the status of repairs. A buyer can also ask the county for permits on the address. Florida's flood disclosure form adds a seller statement on flood claims.

How Does Insurance Work for a Vanderbilt Villas Home or Condo?

Vanderbilt Villas condominium buildings are insured by their associations under a master policy, while owners of the 19 homes buy their own homeowners and wind coverage. Premiums depend on the building and the house, so the useful step is collecting documents and quotes during the inspection period, not relying on a general rate.

Data updated: November 2026 (Florida Statutes s. 718.111; FEMA Risk Rating 2.0; Citizens Property Insurance, March 4, 2026; WLRN, WUSF and Inside Climate News as linked).

Insurance varies by building, carrier and year. We give no premium, deductible or coverage figure for any Vanderbilt Villas address, because none is published on a public record we found.

Who insures a condo building?

For a condominium, the association insures the building under a master policy, and s. 718.111 governs association insurance and records (Florida Statutes s. 718.111). At Vanderbilt Villas that means the condominium association for 509 Roma Ct and the one for 519 Roma Ct, each for its own building.

What does a condo owner insure?

The unit owner insures what the governing documents and Florida law leave to the owner. The recorded declaration for each condominium draws that line, so read it before you price a policy. Ask the association for the master policy certificate, deductibles and any flood coverage.

What should a condo buyer collect?

Collect the master policy certificate, the deductibles, the carrier, the limits and any flood coverage from the association. Each association's carrier, limits, deductibles and flood coverage: Information not available at time of publishing (checked 2026-11-03). The association, through a records request under s. 718.111(12) or through the seller, is the source.

How is a home insured?

Owners of the 19 homes buy their own homeowners and wind coverage, and flood coverage where a lender requires it or by choice. Premiums depend on the house, so get quotes during the inspection period. A home's elevation certificate, where one is on file, is a document an agent may ask for.

Flood insurance for a home or unit

Whether a lender requires flood insurance on a Vanderbilt Villas home or condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center, and for a condo, ask the association what its master policy covers. FEMA's Risk Rating 2.0 prices NFIP policies on flood frequency, flood types (river overflow, storm surge, coastal erosion, heavy rain), distance to a water source, elevation and the cost to rebuild; Phase I began October 1, 2021 and Phase II April 1, 2022.

What did Citizens change for 2026?

Citizens reported on March 4, 2026 that 2026 homeowners multiperil rates would drop an average of 8.8 percent statewide and wind-only rates 5.5 percent, effective July 1 for new business and at renewal. It also reported about 336,000 policies, down 76 percent from the October 2023 peak of 1.41 million (Citizens). These are statewide averages, not a quote for Roma Ct.

What does the 2024 flood disclosure law require?

A Florida law effective October 1, 2024 requires a seller to disclose flood insurance claims and federal flood assistance on a form given at or before contract, and it does not require stating whether the property is in a flood zone (WLRN, June 4, 2024; WUSF, June 3, 2024; Inside Climate News). WLRN reported on May 13, 2025 that a stronger bill had passed the Legislature (WLRN). Check the current statute and form before listing.

What should a buyer collect during the inspection period?

For a home: the seller's flood disclosure form, any elevation certificate, claim history and quotes for wind and flood. For a condominium unit: the master policy certificate, deductibles, any flood coverage, the budget and any special-assessment notice. For either: the lender's flood determination for the address.

Which Schools Are Near Vanderbilt Villas?

Vanderbilt Villas has several North Naples public schools within a few straight-line miles of 519 Roma Ct, led by Naples Park Elementary at 0.4. School assignment depends on the exact address and can change each year. Confirm zoning for any Vanderbilt Villas address with Collier County Public Schools before you rely on it.

Data updated: November 2026 (Collier County Public Schools and individual school sites as linked, read November 3, 2026; straight-line miles from 519 Roma Ct).

School assignment depends on the exact address and can change each year. Confirm zoning for any Vanderbilt Villas address with Collier County Public Schools before you rely on it. The district's boundary lookup tool answers it by address, and [email protected] takes questions. The table lists schools by distance only; it does not say which school a Roma Ct address attends.

Some North Naples public schools by straight-line distance

Address

Straight-line miles

Naples Park Elementary

685 111th Avenue North, 34108

0.4

Pelican Marsh Elementary

9480 Airport Road North, 34109

3.3

Veterans Memorial Elementary

15960 Veterans Memorial Blvd, 34110

3.7

North Naples Middle

16165 Learning Lane, 34110

3.7

Pine Ridge Middle

1515 Pine Ridge Road, 34109

4.9

Osceola Elementary

5770 Osceola Trail, 34109

5.4

Barron Collier High

5600 Cougar Drive, 34109

5.4

Laurel Oak Elementary

7800 Immokalee Road, 34119

6.5

Gulf Coast High

7878 Shark Way, 34119

6.8

Vineyards Elementary

6225 Arbor Boulevard, 34119

7.0

Oakridge Middle

14975 Collier Boulevard, 34119

8.0

Aubrey Rogers High

15100 Patriot Place, 34110

In the 34110 Learning Lane and Veterans Memorial Boulevard area; distance not measured

How do I confirm a school?

Use the district's attendance lookup with the exact address, or email [email protected]. The district's attendance boundaries page covers the 2026-2027 boundaries. School assignment depends on the exact address and can change each year, so confirm zoning with Collier County Public Schools before you rely on it.

How does the district set zones?

The district says all attendance areas are evaluated every year. Rising 11th and 12th graders may stay at their school after a rezone, and students may apply for a school outside the zone, subject to capacity. There is no bus within two miles of a school if the walking route is not hazardous (Collier County Public Schools). Confirm zoning for your address with the district.

Naples Park Elementary

Naples Park Elementary is at 685 111th Avenue North, 34108, 0.4 straight-line miles from 519 Roma Ct, and its home page is at npe.collierschools.com, phone 239-377-7700; its mascot is the Sharks. We print no grade for it. It sits in Naples Park, a separate community. Confirm zoning for your address with Collier County Public Schools.

Other elementary schools by distance

Pelican Marsh Elementary is 3.3 straight-line miles away, Veterans Memorial Elementary 3.7, Osceola Elementary 5.4, Laurel Oak Elementary 6.5 and Vineyards Elementary 7.0. Pelican Marsh Elementary's site carries a "Proud to be an 'A' Rated School" banner (Pelican Marsh Elementary). Distance is not assignment, so confirm zoning with the district.

Middle schools by distance

North Naples Middle is 3.7 straight-line miles away, Pine Ridge Middle 4.9 and Oakridge Middle 8.0. North Naples Middle says it earned an "A" grade from the Florida Department of Education, announced August 2025, per the school's site (North Naples Middle). Confirm zoning with Collier County Public Schools.

High schools by distance

Barron Collier High is 5.4 straight-line miles away and Gulf Coast High 6.8. Aubrey Rogers High is at 15100 Patriot Place in the 34110 Learning Lane and Veterans Memorial Boulevard area; we did not measure its distance. Its site carries a "Proud to be an 'A' Rated School" banner (Aubrey Rogers High). Confirm zoning with the district.

Charter schools

Mason Classical Academy is a public charter school: grades K-6 at 7170 Vanderbilt Beach Rd, 34119, 7.8 straight-line miles away, and grades 7-12 at 2647 Professional Circle, 34119, per the school's site (Mason Classical Academy). A charter school has its own admission process, so confirm it with the school.

Private schools

Community School of Naples is at 13275 Livingston Rd, 34109, 5.9 straight-line miles away, and Seacrest Country Day School is at 7100 Davis Blvd, 34104, 11.0. We print no grades or tuition. The district's full school list covers the public side; confirm zoning for public schools with the district.

How Far Is Vanderbilt Villas From Beaches, Hospitals and the Airport?

Vanderbilt Villas is 0.6 straight-line miles from Delnor-Wiggins Pass State Park, 1.6 from the Vanderbilt Beach county park and 1.7 from NCH North Hospital, all measured from 519 Roma Ct. Road miles are longer and vary by route and season, and this page prints no drive times.

Data updated: November 2026 (straight-line miles from 519 Roma Ct; sources as linked in the table, read November 3, 2026).

The table is the only place this page gives distances. They are straight-line miles from 519 Roma Ct; road miles are longer and vary by route and season.

Destination

Straight-line miles

Note and source

Vanderbilt Drive at 111th Avenue North

0.3

The intersection, a landmark for finding Roma Ct

Naples Park Elementary

0.4

Confirm zoning with the district; school site

Delnor-Wiggins Pass State Park, 11135 Gulf Shore Dr

0.6

Wikipedia

Vanderbilt Beach county park, 280 Vanderbilt Beach Rd

1.6

Paradise Coast; our Vanderbilt Beach page

NCH North Hospital, 11190 Health Park Blvd

1.7

NCH

Mercato, Strada Place

about 2

Business Observer

NCH Baker Hospital, 350 7th St N

8.8

NCH

Naples Airport, 160 Aviation Dr N

9.1

Distance only

Fifth Avenue South (699 5th Ave S)

9.4

A downtown Naples reference point

Physicians Regional, Collier Blvd, 8300 Collier Blvd

14.2

Physicians Regional

Southwest Florida International Airport

17.3

Fort Myers

Delnor-Wiggins Pass State Park

The state park, at 11135 Gulf Shore Dr, is 0.6 straight-line miles from 519 Roma Ct. It is the shortest beach distance in the table. Confirm current fees and hours with the park.

Vanderbilt Beach

The Vanderbilt Beach county park, at 280 Vanderbilt Beach Rd, is 1.6 straight-line miles from 519 Roma Ct. Vanderbilt Beach is a separate Gulf-side community in ZIP 34108; we keep a separate page for it. Confirm current parking fees with Collier County Parks and Recreation.

Emergency care

In an emergency, call 911 and do not drive yourself, as both hospital systems say. NCH North Hospital, 11190 Health Park Blvd, Naples 34110, has 24-hour emergency care and is 1.7 straight-line miles away. NCH Baker Hospital, 350 7th St N, Naples 34102, has a 24-hour emergency department, 8.8 miles. Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd, has a 24-hour ER (Physicians Regional), and Physicians Regional, Collier Blvd, 8300 Collier Blvd, has a 24-hour ER, 14.2 miles (Physicians Regional). We give no distance for the Pine Ridge campus.

Pediatric and OB emergency care

Per NCH, NCH North Hospital has a separate 24/7 pediatric emergency department and an OB emergency department (NCH pediatric ER; NCH emergency services). Its North Naples campus opened in January 1990, per Wikipedia. Call 911 in an emergency.

Walk-in care

NCH lists an Orthopedic Walk-In Clinic and a Sports Medicine Walk-In at 1285 Creekside Blvd, Naples 34109, Monday to Friday 9 a.m. to 5 p.m. (NCH immediate care). These are not emergency rooms. Confirm hours with NCH.

Mercato

Mercato, on Strada Place at US 41 and Vanderbilt Beach Road, is about 2 straight-line miles from 519 Roma Ct. Business Observer describes 315,000 sq ft of retail, restaurant and entertainment space as of April 22, 2022.

Waterside Shops

Waterside Shops is on Tamiami Trail in Pelican Bay, about 280,000 sq ft with about 60 stores and Saks Fifth Avenue (Wikipedia). We give no distance for it.

Naples Airport

Naples Airport, at 160 Aviation Dr N, is 9.1 straight-line miles from 519 Roma Ct. That is a distance only; we make no statement about airlines or schedules.

Southwest Florida International Airport

Southwest Florida International Airport, in Fort Myers, is 17.3 straight-line miles from 519 Roma Ct. That is a distance only, and road miles are longer.

Downtown Naples

Fifth Avenue South, at 699 5th Ave S, is 9.4 straight-line miles from 519 Roma Ct. We use it as a downtown Naples reference point only; the route and its conditions vary by season.

What Is Planned Around Vanderbilt Villas?

Vanderbilt Villas sits near several dated road and development items, none of them on Roma Ct: the Vanderbilt Beach Road widening that began in July 2026, the Vanderbilt Beach Road Extension's Phase I opening on June 12, 2026, an Airport-Pulling Road widening and the Mattson at Vanderbilt apartments. Each carries its date.

Data updated: November 2026 (Gulfshore Business, Naples News Now and Collier County reports as linked, with the dates stated in each line).

Plans change, so each line carries the date of its source. We give no distance from Vanderbilt Villas for any of them, and we make no claim about how any project affects values on Roma Ct.

Vanderbilt Beach Road widening

Work began the week of July 7, 2026 to widen Vanderbilt Beach Road from US 41 to east of Goodlette-Frank Road, from four to six lanes, about 1.8 miles, at $28.4 million over two years (Gulfshore Business).

Lane closures and the 2027 culvert phase

Lane closures are mostly 9 a.m. to 3:30 p.m. Monday to Saturday, with a spring 2027 phase of about two months with one lane each way for a box culvert (Gulfshore Business). Check the county for current closures.

Vanderbilt Beach Road Extension, Phase I

Phase I, from Collier Blvd to 16th St NE, about 7 miles, opened to traffic June 12, 2026 (Gulfshore Business). A May 2023 report put the total county cost above $200 million, including more than $153 million in construction and about $45 million in right of way (Gulfshore Business). The extension is east of Collier Blvd, well east of Vanderbilt Drive.

Phase II

Phase II runs from 16th St NE to Everglades Blvd, about 2 miles, with a bridge over the Golden Gate Main Canal and a $49.5 million budget (Gulfshore Business). Its construction start is not set; a June 10, 2026 Gulfshore Business report said it may start toward the beginning of 2027 (Gulfshore Business).

Airport-Pulling Road widening

An April 2025 report describes widening Airport-Pulling Road from Vanderbilt Beach Rd to Immokalee Rd to six lanes at $37.3 million, with construction as early as fall 2026 (Naples News Now). Confirm the current schedule with the county.

Mattson at Vanderbilt

Mattson at Vanderbilt is 150 rental apartments in four stories on 5.88 acres on the north side of Vanderbilt Beach Road just east of Livingston Road. The Board voted 4 to 1 to rezone it in October 2024, and site work was under way in September 2025 (Naples News Now).

Paraiso Beach Club

The county approved a private, members-only beach club on about 1.3 acres on Gulf Shore Drive near Bayview Drive: the Planning Commission unanimously in August 2025 and the Board of County Commissioners 5 to 0 on October 14, 2025 (Naples News Now). We know of no opening date.

Vanderbilt Beach renourishment

A plan to place 216,000 tons of sand on Vanderbilt and Pelican Bay beaches, with the Vanderbilt share at $5.5 million in Tourist Development Tax, targeted Vanderbilt work for early December 2025 (Naples News Now). We make no claim that it is finished.

Is anything planned on or beside Roma Ct?

Petitions, rezonings and road or utility projects on or beside Roma Ct and along Vanderbilt Drive: Information not available at time of publishing (checked 2026-11-03). Collier County Growth Management holds petitions and rezonings, and the county's transportation and utility project pages list road and utility work.

Vanderbilt Villas vs Northshore Lake Villas: Which Fits You?

Vanderbilt Villas and Northshore Lake Villas are adjacent on the county map and read differently on one yardstick: over 60 months the county shows 2 qualified home sales and 5 qualified condo sales at Vanderbilt Villas against 13 at Northshore Lake Villas, a different record on Captn Kate Ct. Fees, rules and amenities are not compared.

Data updated: November 2026 (Collier County recorded sales, qualified sales over $100,000, county records through mid-October 2026, county file dated October 27, 2026, our analysis).

We compared Vanderbilt Villas with Northshore Lake Villas, Marina Bay Club of Naples and The Anchorage on one county yardstick. Northshore Lake Villas is its own record and a neighbor, not part of Vanderbilt Villas.

Measure

Vanderbilt Villas homes

Vanderbilt Villas condos (509 and 519 Roma Ct)

Northshore Lake Villas (Captn Kate Ct, adjacent)

Marina Bay Club of Naples (13105 to 13109 Vanderbilt Dr)

The Anchorage (12945 Vanderbilt Dr)

Parcels

19 homes

52 units

62 parcels

83 units

34 units

County roll years

1989 to 2023

1990 and 2001

1997 to 1999

1992

1982

County heated sq ft

2,253 to 3,198

1,164 to 1,308

1,486 to 3,804

486 to 6,484

1,102 to 1,635

12 months

1 sale, $1,050,000

0 sales

1 sale, $625,000

2 sales, $525,000

4 sales, $590,000 to $825,000 (no median)

24 months

1 sale, $1,050,000

2 sales, $300,000 to $340,000 (no median)

2 sales, $565,000 to $625,000 (no median)

3 sales, $524,000 to $525,000 (no median)

4 sales, $590,000 to $825,000 (no median)

60 months

2 sales, $1,050,000 to $1,500,000 (no median)

5 sales, $300,000 to $455,000 (no median)

13 sales, $545,000 to $756,000, median $621,000, $418 per county heated sq ft

12 sales, $524,000 to $1,185,000, median $755,000, $457 per county heated sq ft

11 sales, $392,500 to $850,000, median $650,000, $535 per county heated sq ft

Northshore Lake Villas' 62 parcels include more than one county use type, so its record mixes housing types. These are county figures on one yardstick; fees, rules, amenities and flood records are not compared.

How do prices compare?

Over 60 months, qualified sales at Northshore Lake Villas ran $545,000 to $756,000 across 13 sales. At Vanderbilt Villas, 2 home sales ran $1,050,000 to $1,500,000 and 5 condo sales ran $300,000 to $455,000. With so few Vanderbilt Villas sales, the ranges say more than any midpoint would, and we print no median for either product over that window.

How do county roll years compare?

Northshore Lake Villas shows county roll years of 1997 to 1999. Vanderbilt Villas homes show 1989 to 2023, and its condominiums show 1990 for 509 Roma Ct and 2001 for 519 Roma Ct. A county roll year can reflect work the county counts as new, so it is not a construction date.

How do sizes compare?

County heated area at Northshore Lake Villas runs 1,486 to 3,804 sq ft. Vanderbilt Villas homes run 2,253 to 3,198 and its condo units 1,164 to 1,308. Northshore Lake Villas' record mixes more than one county use type, so its range spans housing types.

How does sales activity compare?

In the last 12 months the county shows 1 qualified sale at Northshore Lake Villas, 1 home sale at Vanderbilt Villas and no condo sale at Vanderbilt Villas. Over 24 months Northshore Lake Villas shows 2 sales, and Vanderbilt Villas shows 1 home sale and 2 condo sales. Both are thin; Northshore Lake Villas has the deeper 60-month record.

How do two Vanderbilt Drive condominiums read on the same yardstick?

Marina Bay Club of Naples (83 units, 13105 to 13109 Vanderbilt Dr, county roll year 1992) shows 12 qualified sales over 60 months from $524,000 to $1,185,000. The Anchorage (34 units, 12945 Vanderbilt Dr, county roll year 1982) shows 11 from $392,500 to $850,000. We offer no judgment on them; they sit on the table so the numbers have context. We keep separate pages for other Naples communities nearby, including Naples Park, The Dunes and Vanderbilt Beach; their figures are not used here.

What the county numbers cannot compare

Fees, rules, amenities and flood records are not compared. A county record does not show assessments, rental or pet terms, shared facilities or insurance cost, and it does not show condition. Ask each association for its documents and compare those before you decide.

Which fits?

Decide by product, size band, price band, county roll year and sales depth, not by who might live there. If you want a single-family home of 2,253 to 3,198 county heated sq ft, Vanderbilt Villas has 19 and a thin sales record. If you want a condominium unit of 1,164 to 1,308, Vanderbilt Villas offers 52 across two buildings. If you want a deeper recent sales record and a county roll year of 1997 to 1999, Northshore Lake Villas has more qualified sales over 60 months.

If you are comparing on

Vanderbilt Villas

Northshore Lake Villas

Sales over 60 months

2 home sales, $1,050,000 to $1,500,000; 5 condo sales, $300,000 to $455,000

13 sales, $545,000 to $756,000

County roll years

1989 to 2023 for homes; 1990 and 2001 for condos

1997 to 1999

County heated sq ft

2,253 to 3,198 for homes; 1,164 to 1,308 for condos

1,486 to 3,804

Parcels

19 homes and 52 condo units

62 parcels, more than one county use type

Selling a home or condo at Vanderbilt Villas? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Buying at Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

Vanderbilt Villas Homes vs Condos: Which Fits You?

Vanderbilt Villas homes run 2,253 to 3,198 county heated sq ft and its condo units 1,164 to 1,308, and the two products differ in price band, taxes and governing law. The 10-year condo median is $268,100 on 23 qualified sales; homes have 8 qualified sales in 10 years and no median.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; 2026 tax roll).

We read the 2026 county tax roll for all 71 residences and tracked every qualified recorded sale back to the first in 1989. The table sets the two products side by side on county figures only.

Measure

19 single-family homes

52 condo units (509 and 519 Roma Ct)

County heated sq ft

2,253 to 3,198

1,164 to 1,308

County roll years

1989 to 2023

1990 (509 Roma Ct) and 2001 (519 Roma Ct)

Qualified sales, 10 years

8, $350,000 to $1,500,000, too few for a median

23, $200,000 to $455,000, median $268,100

All-time qualified median

$370,000 on 31 sales

$182,000 on 115 sales

Median 2026 total taxes

$8,156

$2,548

Flood records

18 homes and the vacant lot in shaded X; 541 Roma Ct in AE, 9 ft BFE

509 Roma Ct all shaded X; 519 Roma Ct 39 shaded X and 1 AE, 9 ft BFE

Governing law

Chapter 720 if a recorded declaration requires an association

Chapter 718

Milestone and SIRS exposure

Excluded by s. 553.899

Unconfirmed at both buildings; confirm with the association

Size and space

Homes run 2,253 to 3,198 county heated sq ft. Condo units are 1,288 at 509 Roma Ct and 1,164 or 1,308 at 519 Roma Ct (12 units at 1,164 and 24 at 1,308). County heated area is not living space in a listing sense, so confirm square footage and layout from the seller's documents.

Price bands on the county record

Over 10 years, homes show 8 qualified sales from $350,000 to $1,500,000 and condos 23 from $200,000 to $455,000. The newest qualified home sale in county records is November 25, 2025 at $1,050,000, and the newest qualified condo sale is September 18, 2025 at $300,000. All-time medians are $370,000 for homes and $182,000 for condos.

Taxes

Median total 2026 taxes are $8,156 for the 19 homes and $2,548 for the 52 condo units. All 19 homes carry a non-ad valorem charge on the 2026 roll, the highest $270; none of the 52 condo units does. A purchase changes the assessed base, so a seller's bill is not a buyer's bill.

Association and documents

The condominiums fall under Florida's condominium law, chapter 718, with a recorded declaration for each building. Whether a recorded declaration binds the 19 homes to an association, and what that association covers and charges, is set by the recorded documents; ask the seller for them and read the title commitment. Homes under an association fall under chapter 720.

Flood records

For the homes, 18 of 19 and the vacant lot are in shaded X on the 2024 map and 541 Roma Ct is in AE with a 9 ft BFE; 10 of the 19 have elevation certificates on file. For the condominiums, all 17 records at 509 Roma Ct are shaded X, and 519 Roma Ct has 39 shaded X records and 1 AE record with a 9 ft BFE. Check the exact address.

Which fits?

Decide by product, size band, price band and sales depth. A single-family home gives the larger county heated area and the higher price band on the record, with owner-arranged insurance and documents that may or may not create an association. A condominium unit gives a smaller county heated area and a lower price band, with a master policy, condominium documents and statutory records rights, and a building whose milestone and SIRS status you must confirm.

Why Buy at Vanderbilt Villas: Honest Pros and Cons

Vanderbilt Villas puts 71 residences, single-family homes and condominiums, on one short street in North Naples, 0.6 straight-line miles from Delnor-Wiggins Pass State Park, with a thin sales record and several documents still unconfirmed. These pros and cons come from county records through mid-October 2026 and the public sources named on this page.

Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; flood map panel 12021C0189J).

Every pro and con is a fact from this page, not an opinion about who should buy. For listings, see Naples listings on our team site.

Pros

  • Single-family homes of 2,253 to 3,198 county heated sq ft and condo units of 1,164 to 1,308 sit on one street.
  • Delnor-Wiggins Pass State Park is 0.6 straight-line miles away and the Vanderbilt Beach county park 1.6.
  • 76 of 79 county address records on Roma Ct are in shaded X on the 2024 map.
  • No CDD was identified, and none of the 52 condo units carries a non-ad valorem charge on the 2026 roll.
  • The 10-year condo median is $268,100 on 23 qualified sales.
  • The all-time home median is $370,000 on 31 qualified sales.

Cons

  • Sales are thin: one qualified sale in the last 12 months, a home, and none at either condominium.
  • Fees, rental terms and pet terms are not on any public page we found.
  • Three county address records are in Zone AE with a 9 ft BFE, including one home and one record at 519 Roma Ct.
  • All 79 records are in Hurricane Evacuation Zone A.
  • Story counts and SB 4-D status are unconfirmed at both condominiums.
  • 509 Roma Ct, with 16 units, is under the 25-unit online-posting line.
  • The pool and other shared facilities are unconfirmed on a primary record.
  • Median 2026 taxes are $8,156 for homes.

Selling a home or condo at Vanderbilt Villas? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.

Buying at Vanderbilt Villas? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.

Thinking of Selling Your Home or Condo at Vanderbilt Villas? List With the #1 Team in Southwest Florida Since 2012

Vanderbilt Villas sellers get the strongest result when a home or condo is priced by its product, its building and its county heated size, because county records through mid-October 2026 show one qualified sale in the last 12 months. McGreevy and Comisar price each listing against Collier County's recorded sales, not a portal estimate.

Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County parcel roll and tax roll; our analysis).

If you're searching for the best Vanderbilt Villas listing agent, or thinking, "I need to sell my home or condo at Vanderbilt Villas...", you are choosing between a team that reads the market from a portal and a team that reads it from the record. We tracked every qualified recorded sale the county file holds for the plat and both condominiums, back to the first in 1989, we read the 2026 county tax roll for all 71 residences, and we mapped the flood zone at all 79 county address records on Roma Ct. Jesse McGreevy and Marc Comisar price Vanderbilt Villas against recorded sales, keep the homes, 509 Roma Ct and 519 Roma Ct apart, and put the flood zone, the condominium law questions and the closing paperwork in front of a buyer before the buyer has to ask.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Collier County's file shows these qualified recorded sales, with the window named beside each figure. A median needs 10 sales, so the shorter windows show a range only.

Window, county records through mid-October 2026

Qualified sales

Range

Median

Homes, 12 months

1

$1,050,000

under 10 sales: no median

Homes, 120 months

8

$350,000 to $1,500,000

under 10 sales: no median

Both condominiums, 120 months

23

$200,000 to $455,000

$268,100

These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them.

What Is Your Vanderbilt Villas Home or Condo Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation, and we will follow up with a number built on the county's qualified recorded sales, adjusted for product, building and county heated size. Our Naples home valuation page explains how we price across Naples.

Talk to Jesse direct: (239) 898-6072, text or call. Confidential conversations welcome. For the full process, read our guide to selling a home in Naples.

Buying at Vanderbilt Villas instead? Call Marc at (239) 287-5873, or read about buying a home in Naples and how we represent buyers.

How do you price with so few sales?

We widen the window and then adjust. The last 12 months hold one qualified sale, so we lean on the 10-year view, which holds 23 qualified condo sales from $200,000 to $455,000 at a $268,100 median, and on the all-time views, a $370,000 median on 31 home sales and a $182,000 median on 115 condo sales. Then we adjust for county heated size, which runs from 2,253 to 3,198 sq ft for the homes and from 1,164 to 1,308 sq ft for the condo units, and we check the answer against Northshore Lake Villas, Marina Bay Club of Naples and The Anchorage on the same county yardstick. One sale never sets a value.

Does a home price differently from a condo here?

Yes, because the county treats them as different products. The 19 homes sit on the plat VANDERBILT VILLAS, with qualified sales from $194,000 to $1,500,000 over all time and 2026 median total taxes of $8,156. The 52 condo units sit in two condominiums, with qualified sales from $101,000 to $455,000 over all time and 2026 median total taxes of $2,548. A home is also governed by its own recorded documents, while a condo unit is governed by chapter 718 and its declaration. We price each from its own sales and do not blend them.

Does 509 or 519 Roma Ct change the pricing?

It can. 509 Roma Ct has 16 units of 1,288 county heated sq ft each and a county roll year of 1990; its two qualified sales in the last 24 months ran from $300,000 to $340,000. 519 Roma Ct has 36 units, 12 at 1,164 and 24 at 1,308 county heated sq ft, and a county roll year of 2001; its one qualified sale in the last 36 months was $455,000 on January 30, 2024. With counts that small, we compare your unit with sales we pull for your building and size, and we note that 519 Roma Ct, with 36 units, is over the 25-unit online-posting line in Florida law while 509 Roma Ct, with 16, is under it.

What will a buyer ask me for?

A buyer will ask for the governing documents, the budget, the rules and the estoppel certificate. Under section 718.111(12), official records must be made available within 10 working days of a written request, and section 718.116 covers the estoppel certificate. A home seller should expect questions about any recorded declaration and about the county elevation certificate, which is on file for 10 of the 19 homes. Florida also has a flood disclosure form for sellers, given at or before contract. We gather these at listing.

What about the flood and milestone questions?

Buyers ask both. Of the 79 county address records on Roma Ct, 76 are in shaded Zone X and 3 are in Zone AE with a 9 ft base flood elevation, on panel 12021C0189J effective February 8, 2024, and all 79 are in Evacuation Zone A. For the milestone law, listing records describe 509 Roma Ct as two stories, which likely falls outside it, and one listing record describes 519 Roma Ct as three stories, which likely brings it in; both are unconfirmed, so we help you collect the association's answer before you list. Whether a lender requires flood insurance is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (msc.fema.gov).

Your Local Real Estate Experts

Vanderbilt Villas owners call McGreevy and Comisar when a home or condo has to be priced on the county record and sold without surprises. Jesse McGreevy and Marc Comisar have been Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012.

As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Read more about our team. Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation.

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Jesse McGreevy leads the team's listing and seller strategy, and Marc Comisar leads buyer representation and negotiation. Selling a home or condo at Vanderbilt Villas? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying at Vanderbilt Villas? Call Marc at (239) 287-5873, or read about buying a home in Naples. You can also contact us any time.

Jesse McGreevy and Marc Comisar are top-reviewed Vanderbilt Villas realtors, and the reviews on the team's Google Business Profile describe what a Vanderbilt Villas seller or buyer needs most: honest advice, steady communication and a team that sells.

★★★★★ "Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through." Verified Google review

★★★★★ "Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process." Verified Google review

★★★★★ "We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!" Verified Google review

  • Jesse McGreevy: (239) 898-6072
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team.

Frequently Asked Questions: Buyer Edition

Vanderbilt Villas buyers ask what the three records on Roma Ct are, what has sold, what the flood maps say and which documents govern each building. Each answer draws on a county record, a statute, a news report or our analysis, and where a fact is not published we say so.

Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County parcel roll and tax roll; Florida Statutes; FEMA flood data as republished by Collier County; our analysis).

What is Vanderbilt Villas?

Vanderbilt Villas is 71 residences on Roma Ct in North Naples, in three recorded parts: the plat VANDERBILT VILLAS with 19 single-family homes, VANDERBILT VILLAS A CONDOMINIUM at 509 Roma Ct with 16 units, and VANDERBILT VILLAS II A CONDOMINIUM at 519 Roma Ct with 36 units. The county roll also holds one vacant lot at 559 Roma Ct. Our Naples hub covers the wider market.

Where is it?

Vanderbilt Villas is on Roma Ct, a short street on the east side of Vanderbilt Drive north of 111th Avenue North, in North Naples, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34110.

Is it the same as Villas of Vanderbilt Beach?

No. Villas of Vanderbilt Beach is a different 26-unit condominium at 9715 Gulf Shore Dr, Naples 34108. This page is about Vanderbilt Villas on Roma Ct, Naples 34110, and no fact about the Gulf Shore Dr building appears here.

How many homes and condos are there?

The county roll counts 19 single-family homes on the plat, 16 condo units at 509 Roma Ct and 36 condo units at 519 Roma Ct, which makes 71 residences, plus one vacant lot. That is 52 condo units in all.

Who built it?

No developer or builder is named on any public record we checked; the recorded plat and the two declarations of condominium name the parties, and a title search reads them. Information not available at time of publishing (checked 2026-11-03).

What are the county roll years?

The 19 homes carry county roll years from 1989 to 2023, 509 Roma Ct carries 1990 and 519 Roma Ct carries 2001. A county roll year can reflect work the county counts as new, so it is not a construction date; listing records give earlier build years than the roll for several homes.

How many stories are the condo buildings?

Listing records describe 509 Roma Ct as two stories; that is unconfirmed, so confirm it with the association. One listing record describes 519 Roma Ct as three stories; that is unconfirmed, so confirm it with the association. The count matters because the milestone and SIRS laws start at three habitable stories.

Is it a gated community?

No gatehouse is documented on any public record we checked; confirm access arrangements with the association. Listing records disagree on the point, so we do not describe Vanderbilt Villas as gated or not gated.

Is there a community pool?

Listing records for 519 Roma Ct mention a community pool, but no primary record we checked confirms one. Ask the condominium association for 519 Roma Ct what exists and who may use it, and ask the same of the condominium association for 509 Roma Ct and of any association the recorded documents create for the homes.

Is there a golf course or club?

No golf course, club or marina is part of Vanderbilt Villas on any public record we checked. Old Collier Golf Club is a private 18-hole Tom Fazio course that opened in 2001, according to Golf N, and it has no tie to Roma Ct.

How big are the homes?

The county shows 2,253 to 3,198 heated sq ft across the 19 homes. Their county roll years run from 1989 to 2023, and the county heated figure is the county's count, not a measurement we made.

How big are the condos?

Every unit at 509 Roma Ct is 1,288 county heated sq ft. At 519 Roma Ct, 12 units are 1,164 and 24 are 1,308 county heated sq ft.

What have homes sold for?

County records through mid-October 2026 show 1 qualified sale in 12, 24 and 36 months, at $1,050,000 on November 25, 2025, and 2 in 60 months, from $1,050,000 to $1,500,000. Over 120 months there are 8 qualified sales from $350,000 to $1,500,000, too few for a median, and over all time 31 from $194,000 to $1,500,000 at a $370,000 median.

What have condos sold for?

For both condominiums together, the county shows no qualified sale in 12 months, 2 in 24 months from $300,000 to $340,000, and 3 in 36 months from $300,000 to $455,000. Over 120 months there are 23 qualified sales from $200,000 to $455,000 at a $268,100 median, and over all time 115 from $101,000 to $455,000 at a $182,000 median.

How many sold in the last year?

One qualified sale in the 12 months to mid-October 2026: a single-family home at $1,050,000 on November 25, 2025. The county shows no qualified condo sale in that window; the newest was at 509 Roma Ct on September 18, 2025.

Why are there so few medians?

A median from fewer than 10 sales says little, so we print none. Only the 10-year condo view and the all-time views clear that line, and every shorter window shows a count and a range. With 71 residences, that is how thin the sales record is.

What are the HOA or condo fees?

Neither condominium association and no association for the homes publishes an assessment schedule on a public page we found. Information not available at time of publishing (checked 2026-11-03). Ask the seller for the budget and an estoppel certificate from the condominium association for the building, or from any association the recorded documents create for the home.

Can I rent my home or unit?

The recorded declarations and rules decide. For condos, if a declaration is silent, section 718.110 lets two-thirds of the units amend it, and a rental amendment applies only to owners who consent and owners who take title after it takes effect. For homes, section 720.306(1)(h) treats rental amendments adopted after July 1, 2021 the same way, except limits on terms under six months or renting more than three times a year, which bind all owners. Read the documents before you offer.

Are pets allowed?

The recorded declaration, rules and any amendments decide, and we print no pet number or weight because none is published on a public page we found. Ask the seller for the rules, and ask the condominium association for the building you are considering.

Is there a CDD?

No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 52 condo units carries a non-ad valorem charge on the 2026 roll. All 19 homes do carry a non-ad valorem charge on the 2026 roll, the highest $270, and the tax bill itemizes it.

What are the property taxes?

All 71 residences are in millage area 186, at 9.4721 mills for tax year 2026. The median 2026 total bill is $8,156 for the 19 homes and $2,548 for the 52 condo units. Taxes are a county figure, and a purchase changes the assessed base.

What flood zone is it in?

Of 79 county address records on Roma Ct, 76 are in shaded Zone X and 3 are in Zone AE with a 9 ft base flood elevation, on panel 12021C0189J effective February 8, 2024. Two of the three AE records sit near a zone line, and a record near a line can read differently at the parcel scale, so check the exact address at the FEMA Map Service Center.

What evacuation zone?

All 79 county address records on Roma Ct are in Hurricane Evacuation Zone A. Confirm your zone with Collier County Emergency Management before a storm.

Did the storms damage Roma Ct?

We found no storm damage report that names Roma Ct, and that silence proves nothing either way. Ask the seller and the association for claims history, and ask the association about any special assessment tied to a storm.

Do milestone inspections apply?

The milestone law, section 553.899, applies to condominium buildings of three or more habitable stories, as determined by the Florida Building Code. Listing records describe 509 Roma Ct as two stories, so it likely does not apply there; one listing record describes 519 Roma Ct as three stories, so it likely does there. Both counts are unconfirmed, so confirm them with the association and the county. Homes are excluded.

Does the SIRS law apply?

The structural integrity reserve study requirement in section 718.112 also starts at three habitable stories. If 519 Roma Ct has three, it likely applies; if 509 Roma Ct has two, it likely does not. Ask each association for the story count and whether a study exists.

Which documents should I review?

For a condo, the declaration, bylaws, rules, the current budget, the financial report, an estoppel certificate, the master policy certificate and any special-assessment notice. For a home, any recorded declaration, the title commitment, the county elevation certificate if one is on file and the seller's flood disclosure form.

Can I see the association's records?

Yes. Under section 718.111(12), records must be made available within 10 working days of a written request. An association of 25 or more units must also post its governing documents on a website or app; 519 Roma Ct, with 36 units, is over that 25-unit line and 509 Roma Ct, with 16, is under it. We do not say what either association has posted.

How far is the beach?

Straight-line miles from 519 Roma Ct: 0.6 to Delnor-Wiggins Pass State Park and 1.6 to the Vanderbilt Beach county park. Road miles are longer and vary by route and season. Our Vanderbilt Beach page covers that separate Gulf-side community.

Which schools are nearby?

By straight-line distance from 519 Roma Ct, Naples Park Elementary is 0.4 miles and Pelican Marsh Elementary 3.3. School assignment depends on the exact address and can change each year. Confirm zoning for any Vanderbilt Villas address with Collier County Public Schools before you rely on it, at zones.collierschools.com.

Where is emergency care?

NCH North Hospital, 11190 Health Park Blvd, Naples 34110, offers 24-hour emergency care and is 1.7 straight-line miles from 519 Roma Ct, according to NCH. In an emergency, call 911 and do not drive yourself.

Is it inside the City of Naples?

No. Vanderbilt Villas is in unincorporated Collier County. The 2026 tax roll proves it: all 71 residences carry the Unincorporated General MSTD levy of 0.6844 mills.

Is it part of Naples Park or Vanderbilt Beach?

No. Naples Park is a separate community; Wikipedia gives its northern edge as 111th Avenue North and its western edge as Vanderbilt Drive, and Roma Ct sits north of that edge. Vanderbilt Beach is a separate Gulf-side community in ZIP 34108; we keep a separate page for it.

Who pays the owner's title policy?

In Collier County the buyer customarily pays for the owner's title policy. Your contract controls, and the title commitment shows what is insured and any recorded declaration.

Frequently Asked Questions: Seller Edition

Vanderbilt Villas sellers ask what a home or condo is worth, how the building and size change the price, what a buyer will request and which statutes shape the sale. Each answer draws on a county record, a statute or our analysis, and where a fact is not published we say so.

Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County parcel roll and tax roll; Florida Statutes; our analysis).

How do I sell my home or condo at Vanderbilt Villas?

McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, start with a pricing read on your product and building, gather the governing documents and estoppel certificate, check the flood zone and the story count for your building, and then list. Call Jesse at (239) 898-6072, text or call, to start. Our guide to selling a home in Naples walks through the steps.

What have homes and condos sold for recently?

County records through mid-October 2026 show one qualified home sale in the last 12 months, $1,050,000 on November 25, 2025, and no qualified condo sale. The newest qualified condo sale was $300,000 at 509 Roma Ct on September 18, 2025. Over 36 months the condos show 3 qualified sales from $300,000 to $455,000.

Why use 10-year and all-time views?

Because the shorter windows hold too few sales to mean much. The 10-year condo view holds 23 qualified sales at a $268,100 median, and the all-time views hold 31 home sales at a $370,000 median and 115 condo sales at a $182,000 median. A median needs 10 sales, so we print none for a shorter window.

What is my home or condo worth?

It depends on the product, the building, the county heated size and the condition, so we answer from the record rather than a portal estimate. Start with a free home valuation or call Jesse at (239) 898-6072. We compare the qualified recorded sales for your product with the 10-year and all-time views and the county yardstick.

How do you pick comparables with so few sales?

We start with your own product and building, then match county heated size, then widen to the 10-year and all-time windows. We then check the answer on the county yardstick against Northshore Lake Villas, Marina Bay Club of Naples and The Anchorage. Those are different places, so they test a price and never set it.

Does 509 versus 519 Roma Ct matter?

It can. 509 Roma Ct has 16 units of 1,288 county heated sq ft and a county roll year of 1990; 519 Roma Ct has 36 units of 1,164 or 1,308 county heated sq ft and a county roll year of 2001. They are separate condominiums with separate associations and separate records, so we do not blend their sales.

Does the county heated size matter?

Yes. The homes run from 2,253 to 3,198 county heated sq ft, and the condo units are 1,164, 1,288 or 1,308. Size is the first adjustment we make after product and building. It is the county's count, so a buyer's own measurement may differ.

Does my home's county roll year matter?

It is one input. The 19 homes carry county roll years from 1989 to 2023. A county roll year can reflect work the county counts as new, so it is not a construction date; listing records give earlier build years than the roll for several homes. We describe condition and updates from what we see, not from the roll.

Do unqualified deed prices change my number?

No. The county recorded two deed prices that it did not mark as qualified sales, and we leave them out of every median because the county did not qualify them. A deed can go unqualified for many reasons, and the county's flag is the only thing we report.

Who is the best listing agent for Vanderbilt Villas?

We think the answer is the team that prices from the record. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008, lead the #1 team in Southwest Florida since 2012, and as leaders of Domain Realty Group have closed over $2.5 billion in real estate. We tracked every qualified recorded sale the county file holds for Vanderbilt Villas back to 1989 and read the 2026 county tax roll for all 71 residences. Call Jesse at (239) 898-6072.

How do I choose a listing agent?

Ask each candidate to show the sales behind the price, name the window, and say what the county does and does not record. Ask how the agent will handle your building, the flood zone, the story count and the association documents. An agent who quotes one price with no sales is guessing. Compare the answers in writing.

What should a listing presentation include?

It should contain the qualified recorded sales for your product and building with the window named, a note on what the county roll cannot see, a plan for the association documents and the estoppel certificate, and a net sheet built from your own numbers. Ours also covers the flood zone, the story count and a comparison with Northshore Lake Villas on the same county yardstick.

What documents will a buyer ask for?

For a condo, the declaration, bylaws, rules, budget, financial report, estoppel certificate, master policy certificate and any special-assessment notice. For a home, any recorded declaration and its budget, the title commitment, the county elevation certificate if one is on file and the flood disclosure form. We request them at listing so a buyer's review period starts with the paperwork in hand.

What is an estoppel certificate?

It is the association's statement of what an owner owes, and section 718.116 covers it for condominiums. The fee for an estoppel certificate is capped by statute, and we print no figure. Ask the association for the current certificate early, because a buyer's lender and title company will want it.

Who pays an unpaid assessment at closing?

Under section 718.116, an owner is liable for all assessments that come due while the owner holds title. The contract and the closing statement settle the payoff, so ask the title company to confirm the figure from the estoppel certificate.

What if there is a special assessment?

Ask the association for the notice and its terms, and put it in the disclosure to buyers. We state no special assessment at either condominium, because none is published on a public page we found. Whether any exists is a question for the association and the budget.

Will buyers ask about the milestone inspection?

If the building has three or more habitable stories, yes. Listing records describe 509 Roma Ct as two stories, so the milestone law likely does not apply there; one listing record describes 519 Roma Ct as three stories, so it likely does there. Both counts are unconfirmed, so confirm them with the association. Homes are excluded.

Will buyers ask about the SIRS?

At a building of three or more habitable stories, yes, because the structural integrity reserve study requirement in section 718.112 applies there. Ask your association whether a study exists, when it was done and what it says about reserves. We state nothing about what either association has completed.

Will buyers ask about flood?

Yes. Expect questions on the zone, the elevation certificate and the evacuation zone. Of 79 county address records on Roma Ct, 76 are in shaded Zone X and 3 in Zone AE with a 9 ft base flood elevation, and all 79 are in Evacuation Zone A. The county has elevation certificates on file for 10 of the 19 homes. Check your exact address at the FEMA Map Service Center.

Do I have to disclose flood claims?

A Florida law effective October 1, 2024 requires a seller to disclose flood insurance claims and federal flood assistance on a form given at or before contract, and it does not require stating whether the property is in a flood zone, according to WLRN. WLRN reported on May 13, 2025 that a stronger bill had passed the Legislature. Check the current statute and form before listing.

Will buyers ask about rentals and pets?

Yes, so know the answer from your documents. For a condo, the declaration and rules decide, and under section 718.110(13) a rental amendment applies only to owners who consent and owners who take title after it takes effect. For a home, any recorded declaration decides. We print no rental term and no pet number because none is published on a public page we found.

Does an association approve my buyer?

Only if the recorded documents require it. Leasing approval, sale approval and renovation rules sit in the declaration, bylaws and rules of the condominium association for your building, or in any recorded declaration for a home. Read them before you list so you know whether approval adds a step to your timeline.

Should I sell before or after season?

The county marks too few qualified sales to prove a season, so we print no seasonal rule. We pick a list date from the current listings, your move date and what the paperwork needs. Call Jesse at (239) 898-6072 and we will talk through the timing for your building.

How long will it take?

We print no number of days, because the county marks too few qualified sales to support one. Timing depends on price, product, building and how soon the documents are ready. Call Jesse at (239) 898-6072 and we will walk through what we see on the market today.

What does it cost to sell?

We print no cost figure on this page, because costs depend on your price, your loan payoff and your contract. Call Jesse at (239) 898-6072 and we will build a net sheet from your own numbers, including the title and closing costs.

Who pays the owner's title policy?

In Collier County the buyer customarily pays for the owner's title policy. Your contract controls, and your net sheet will show the title charges that fall to you.

Do I owe capital gains tax?

That depends on your purchase price, your improvements, how long you owned the property and how you used it, so we print no figure and give no tax advice. Ask a tax professional before you list, and we will provide the closing numbers they need.

What happens to Save Our Homes when I sell?

Save Our Homes is Florida's cap on homestead assessment growth, and a sale changes the assessed base for the buyer. We print no figure and give no tax advice. Ask a tax professional how it applies to you, and use the 2026 county tax roll to see what your bill looks like today.

What is the documentary stamp on a deed?

It is a Florida tax on the deed, and the contract sets who pays it. We print no figure here. The title company shows the charge on the closing statement, and we include it in the net sheet we build for you.

Can I sell off market?

Yes, a private sale is possible, and it is still a Florida sale with the same duties. The buyer still gets the association documents, the estoppel certificate is still issued under section 718.116 and the same flood and milestone questions arise. With so few qualified sales, pricing without market exposure is harder. Call Jesse at (239) 898-6072 and we will talk it through.

What if my building's story count is unconfirmed?

Gather the association's answer before you list. Listing records describe 509 Roma Ct as two stories and one listing record describes 519 Roma Ct as three, and both are unconfirmed. The story count decides whether the milestone and SIRS laws apply, so a written answer from the condominium association for your building keeps the buyer's questions short.

Sources and Authoritative References

Vanderbilt Villas figures on this page come from county, state and federal records, statutes, news reports and public project pages. Each entry names the publisher and the item, with the date where the page gives one, so you can check any number yourself.

Data updated: November 2026 (all entries accessed November 3, 2026; Collier County Property Appraiser public data files, download dated October 27, 2026).

Florida law and state agencies

  1. Florida Statutes 553.899, milestone inspections, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0553/Sections/0553.899.html
  2. Florida Statutes 553.899, Florida Senate mobile edition (accessed November 3, 2026): https://m.flsenate.gov/Statutes/553.899
  3. Florida Statutes 718.110, amendment of the declaration, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.110.html
  4. Florida Statutes 718.111, official records and insurance, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.111.html
  5. Florida Statutes 718.112, bylaws, budgets and reserves, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.112.html
  6. Florida Statutes 718.112, 2025 text (structural integrity reserve study), Florida Senate (accessed November 3, 2026): https://www.flsenate.gov/Laws/Statutes/2025/718.112
  7. Florida Statutes 718.116, assessments and estoppel, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.116.html
  8. Florida Statutes 718.301, transfer of association control, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0718/Sections/0718.301.html
  9. Florida Statutes 720.301, homeowners association definitions, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.301.html
  10. Florida Statutes 720.306, homeowners association meetings and amendments, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.306.html
  11. Florida Statutes 190.003, community development district definitions, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0190/Sections/0190.003.html
  12. Florida Statutes 197.3632, uniform method for non-ad valorem assessments, Florida Legislature (accessed November 3, 2026): http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0197/Sections/0197.3632.html
  13. HB 913 (chapter 2025-175), 2025 session, Florida Senate (accessed November 3, 2026): https://www.flsenate.gov/Session/Bill/2025/913
  14. SB 4-D, 2022 special session bill text, Florida Senate (accessed November 3, 2026): https://www.flsenate.gov/Session/Bill/2022D/4D/BillText/e1/HTML
  15. Inspections and structural integrity reserve studies, Division of Condominiums, Florida DBPR (accessed November 3, 2026): https://condos.myfloridalicense.com/inspections/

Collier County

  1. Milestone inspections, Collier County Building Permits (accessed November 3, 2026): https://www.collier.gov/Business-Resources/Building-Permits/Milestone-Inspections
  2. 2026 flood protection newsletter (PDF), Collier County (accessed November 3, 2026): https://www.collier.gov/files/assets/county/v/3/community-planning-amp-resiliency/documents/floodplain-management/2026-flood-protection-newsletter.pdf
  3. Water Services, Collier County Resident Resources (accessed November 3, 2026): https://www.collier.gov/Resident-Resources/Water-Services
  4. Collier County residential collection, WM (accessed November 3, 2026): https://www.wm.com/us/en/location/fl/collier-county

Federal flood and storms

  1. FEMA Map Service Center, Federal Emergency Management Agency (accessed November 3, 2026): https://msc.fema.gov/portal/home
  2. Flood zones glossary, FEMA (accessed November 3, 2026): https://www.fema.gov/glossary/flood-zones
  3. Risk Rating 2.0, National Flood Insurance Program, FEMA (accessed November 3, 2026): https://www.fema.gov/flood-insurance/risk-rating
  4. Hurricane Ian summary (PDF), National Weather Service Miami (accessed November 3, 2026): https://www.weather.gov/media/mfl/news/HurricaneIanSummary.pdf
  5. Tropical Cyclone Report, Hurricane Irma (PDF), National Hurricane Center (accessed November 3, 2026): https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf

Storm reference and press

  1. Hurricane Ian, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Hurricane_Ian
  2. Effects of Hurricane Ian in Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Effects_of_Hurricane_Ian_in_Florida
  3. Hurricane Irma, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Hurricane_Irma
  4. Hurricane Milton, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Hurricane_Milton
  5. Hurricane Ian destroys lower level of the Vanderbilt Beach Resort, Tampa Bay 28 (accessed November 3, 2026): https://www.tampabay28.com/weather/hurricane-ian/hurricane-ian-destroys-lower-level-of-the-vanderbilt-beach-resort
  6. Tracking the cleanup, May 1, 2023, Bonita and Estero Magazine (accessed November 3, 2026): https://www.bonitaesteromagazine.com/2023/05/01/433724/tracking-the-cleanup

Insurance and disclosure

  1. Citizens 2026 multiperil rates to drop statewide, March 4, 2026, Citizens Property Insurance (accessed November 3, 2026): https://www.citizensfla.com/-/20260304-citizens-2026-multiperil-rates-to-drop-statewide
  2. New law to provide Florida homebuyers with more transparency on flood history, June 4, 2024, WLRN (accessed November 3, 2026): https://www.wlrn.org/environment/2024-06-04/new-law-to-provide-florida-homebuyers-with-more-transparency-on-flood-history
  3. New law gives Florida homebuyers more flood history, June 3, 2024, WUSF (accessed November 3, 2026): https://wusf.org/politics-issues/2024-06-03/new-law-florida-homebuyers-more-transparency-flood-history
  4. Florida homebuyers flood history law, Inside Climate News (accessed November 3, 2026): https://insideclimatenews.org/news/01062024/florida-homebuyers-flood-history-law/
  5. Secret flood histories and home buyers, May 13, 2025, WLRN (accessed November 3, 2026): https://www.wlrn.org/light/environment/2025-05-13/secret-flood-histories-home-buyers

Geography and history

  1. North Naples, Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/North_Naples,_Florida
  2. Naples Park, Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Naples_Park,_Florida
  3. Vanderbilt Beach, Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Vanderbilt_Beach,_Florida
  4. Pelican Bay, Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Pelican_Bay,_Florida
  5. Collier County, Florida, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Collier_County,_Florida
  6. Barron Collier, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Barron_Collier
  7. Barron Collier, Museum of the Islands (accessed November 3, 2026): https://www.museumoftheislands.com/barron-collier/
  8. The rich history of Vanderbilt Beach, The Inn on Pelican Bay (accessed November 3, 2026): https://www.innatpelicanbay.com/the-rich-history-of-vanderbilt-beach

Beaches, parks, golf and recreation

  1. Delnor-Wiggins Pass State Park, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Delnor-Wiggins_Pass_State_Park
  2. Delnor-Wiggins Pass State Park, Visit Florida (accessed November 3, 2026): https://www.visitflorida.com/travel-ideas/articles/delnor-wiggins-pass-state-park-naples
  3. Guide to parking, amenities and experiences at Paradise Coast beaches, Paradise Coast (accessed November 3, 2026): https://www.paradisecoast.com/article/guide-parking-amenities-experiences-paradise-coast-beaches
  4. Delnor-Wiggins Pass State Park, Paradise Coast business directory (accessed November 3, 2026): https://www.paradisecoast.com/Business-Directory/Delnor-Wiggins-Pass-State-Park
  5. Vanderbilt Beach, Paradise Coast business directory (accessed November 3, 2026): https://www.paradisecoast.com/Business-Directory/Vanderbilt-Beach
  6. Cocohatchee River Park and Marina, Paradise Coast business directory (accessed November 3, 2026): https://www.paradisecoast.com/Business-Directory/Cocohatchee-River-Park-Marina
  7. Why Naples is a must-visit destination for pickleball players, Paradise Coast (accessed November 3, 2026): https://www.paradisecoast.com/Articles/Why-Naples-is-a-Must-Visit-Destination-for-Pickleball-Players
  8. 216,000 tons of fresh sand are headed to Vanderbilt and Pelican Bay beaches, Naples News Now (accessed November 3, 2026): https://naples-news-now.beehiiv.com/p/216-000-tons-of-fresh-sand-are-headed-to-vanderbilt-pelican-bay-beaches
  9. The Old Collier Golf Club, Golf N (accessed November 3, 2026): https://www.golfn.com/courses/united-states-of-america/florida/the-old-collier-golf-club
  10. Vanderbilt Country Club, Golf N (accessed November 3, 2026): https://www.golfn.com/courses/united-states-of-america/florida/vanderbilt-country-club
  11. Vanderbilt Country Club, club website (accessed November 3, 2026): https://www.vanderbiltcountryclub.com

Schools

  1. Schools list, Collier County Public Schools (accessed November 3, 2026): https://www.collierschools.com/schools
  2. Attendance boundaries, Collier County Public Schools (accessed November 3, 2026): https://www.collierschools.com/exploreccps/attendance-boundaries
  3. School zone lookup tool, Collier County Public Schools (accessed November 3, 2026): https://zones.collierschools.com/live/
  4. Naples Park Elementary School (accessed November 3, 2026): https://npe.collierschools.com
  5. North Naples Middle School (accessed November 3, 2026): https://nnm.collierschools.com
  6. Aubrey Rogers High School (accessed November 3, 2026): https://arh.collierschools.com
  7. Pelican Marsh Elementary School (accessed November 3, 2026): https://pme.collierschools.com
  8. Mason Classical Academy (accessed November 3, 2026): https://masonacademy.com/

Healthcare

  1. Emergency services, NCH Healthcare System (accessed November 3, 2026): https://nchmd.org/services/emergency-services/
  2. Pediatric emergency room, NCH Healthcare System (accessed November 3, 2026): https://nchmd.org/services/pediatrics/pediatric-er/
  3. Immediate care and walk-in clinics, NCH Healthcare System (accessed November 3, 2026): https://nchmd.org/services/immediate-care/
  4. Physicians Regional Medical Center, Pine Ridge (accessed November 3, 2026): https://www.physiciansregional.com/physicians-regional-pine-ridge
  5. Emergency department, Physicians Regional, Collier Boulevard (accessed November 3, 2026): https://www.physiciansregional.com/emergency-department
  6. NCH Healthcare System, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/NCH_Healthcare_System

Shopping and library

  1. Publix at Naples Walk, store 676, Publix (accessed November 3, 2026): https://www.publix.com/locations/676-naples-walk
  2. Naples Walk, Regency Centers (accessed November 3, 2026): https://www.regencycenters.com/property/detail/60267/Naples-Walk
  3. High-end center in Naples adds six tenants, April 22, 2022, Business Observer (accessed November 3, 2026): https://www.businessobserverfl.com/news/2022/apr/22/high-end-center-in-naples-adds-six-tenants-including-three-restaurants
  4. Mercato report, September 22, 2008, REBusiness Online (accessed November 3, 2026): https://rebusinessonline.com/?p=69121
  5. Waterside Shops, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Waterside_Shops
  6. Collier County Public Library, Wikipedia (accessed November 3, 2026): https://en.wikipedia.org/wiki/Collier_County_Public_Library

Roads and development

  1. Vanderbilt Beach Road widening work begins, July 2026, Gulfshore Business (accessed November 3, 2026): https://www.gulfshorebusiness.com/gb-daily/vanderbilt-beach-road-widening-work-begins/article_c5f675e8-3978-4923-9b2c-03bf6d14b0af.html
  2. Vanderbilt Beach Road Extension opens June 12, Gulfshore Business (accessed November 3, 2026): https://www.gulfshorebusiness.com/collier/vanderbilt-beach-road-extension-opens-june-12-in-collier-county/article_a32823ee-db42-4971-8703-53526cef81a2.html
  3. Vanderbilt Beach Road Extension nears completion, Gulfshore Business (accessed November 3, 2026): https://www.gulfshorebusiness.com/news/vanderbilt-beach-road-extension-nears-completion-this-summer/article_1d77e378-eed3-4b11-a905-a470fb1b9149.html
  4. Tim Aten knows Vanderbilt Beach Road Extension is making progress, May 2023, Gulfshore Business (accessed November 3, 2026): https://www.gulfshorebusiness.com/construction-development/tim-aten-knows-vanderbilt-beach-road-extension-making-progress/article_481bb79a-f218-5fb3-b341-78365d91ccfa.html
  5. Collier County unveils new plan for the $37.3 million Airport-Pulling Road widening, April 2025, Naples News Now (accessed November 3, 2026): https://naples-news-now.beehiiv.com/p/collier-county-unveils-new-plan-for-37-3m-airport-pulling-road-widening-project
  6. Mattson at Vanderbilt: 150 new units coming to North Naples, Naples News Now (accessed November 3, 2026): https://naples-news-now.beehiiv.com/p/mattson-at-vanderbilt-150-new-units-coming-to-north-naples
  7. Collier County approves North Naples members-only beach club, Naples News Now (accessed November 3, 2026): https://naples-news-now.beehiiv.com/p/collier-county-approves-north-naples-members-only-beach-club-a-new-chapter-for-coastal-lifestyle

County data files and certificates (no link)

  1. Collier County Property Appraiser public data files, download dated October 27, 2026
  2. Collier County elevation certificates on file for Roma Ct homes
  3. Collier County's republished copy of the FEMA flood map, panel 12021C0189J, and its evacuation zone and Coastal High Hazard Area layers

Downloadable Documents

Vanderbilt Villas documents are public PDFs and statute pages, each linked at the office or publisher that issues it. Open them for the full text behind the flood, storm and condominium law figures on this page.

#

Document

Publisher

What it shows

1

Hurricane Ian summary (PDF)

National Weather Service Miami

Collier County impacts from Ian in September 2022, including the surge area and wind readings

2

Tropical Cyclone Report, Hurricane Irma (PDF)

National Hurricane Center

The official storm report for Irma, which made its final Florida landfall near Marco Island in September 2017

3

Collier County 2026 flood protection newsletter (PDF)

Collier County

Community Rating System class and flood protection information for property owners

4

Florida Statutes 553.899, milestone inspections

Florida Legislature

Which condominium buildings need milestone inspections, the 30-year and 25-year timing and the two inspection phases

5

Florida Statutes 718.112, 2025 text (budgets, reserves and SIRS)

Florida Senate

The budget and reserve rules and the structural integrity reserve study components and deadlines

6

Florida Statutes 718.111, official records and insurance

Florida Legislature

The 10-working-day records rule, the online posting duty for associations of 25 or more units and association insurance

7

Inspections and SIRS page

Florida DBPR Division of Condominiums

State deadlines for milestone inspections and structural integrity reserve studies and the Division's reporting steps

8

Milestone inspections page

Collier County

How the county applies the milestone law, its buildings-by-year list and its milestone map


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