Turtle Lake Golf Colony is 442 condominium units in 13 buildings on Forest Lakes Blvd and Turtle Lake Ct, Naples 34105, beside Quail Run Golf Club. County sales, taxes, flood zones and condo law, from McGreevy and Comisar.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026.
Turtle Lake Golf Colony is a condominium community of 442 units in 13 buildings on Forest Lakes Blvd and Turtle Lake Ct in Naples, Florida: twelve three-story buildings and a two-story Building A, per the association's 2024 insurance appraisal. If you are comparing agents, our guide to the best real estate agents in Naples sets local agents side by side on the public record. For the community itself, Collier County shows 12 qualified recorded sales in the 12 months through mid-October 2026, from $155,000 to $207,000, at a $182,500 median, and a yearly median that has fallen from $271,250 in 2023 to $188,500 in 2026.
McGreevy and Comisar are the team Turtle Lake Golf Colony sellers call first: Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, with over $900 million in personal sales between Jesse and Marc, and the Domain Realty Group team is the #5 real estate team in Florida (RealTrends 2026). This page sets out what Turtle Lake Golf Colony is, what the county record shows about when its 13 buildings were recorded and what has sold, who runs the association, what its published rules say, and what to ask for before you buy or list.
This page is about Turtle Lake Golf Colony and its 13 condominium buildings. Forest Lakes is a separate neighboring community with its own condominiums and its own association, which uses a clubhouse at 1058 Forest Lakes Drive. Turtle Lake Golf Colony shares the Forest Lakes Roadway and Drainage MSTU and the Quail Run golf course setting with it, and no Forest Lakes figure is used for Turtle Lake on this page. It is not Quail Run Golf Club, which is a separate private club, it is not Fairway Forest Garden Villas, Emerald Greens or Woodshire, and it is not any other Turtle Lake. Turtle Lake Golf Colony is on Forest Lakes Blvd and Turtle Lake Ct, off Pine Ridge Road between Goodlette-Frank Road and Airport-Pulling Road, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34105.
Turtle Lake Golf Colony is 442 condominium units in 13 buildings, and the right agent prices each unit against its own plan and building on the county record. Sellers and buyers choose McGreevy and Comisar because we read that record for every plan, building, flood zone and rule before we talk about a price.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
If you're searching for the best realtor for Turtle Lake Golf Colony in Naples, whether you're ready to sell your Turtle Lake Golf Colony condo or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Our Domain Realty Group team is also the #5 real estate team in Florida (RealTrends 2026).
Turtle Lake Golf Colony market (Collier County recorded sales, county records through mid-October 2026): 12 qualified recorded sales in 12 months across all brokerages · median $182,500 · $155,000 to $207,000 · 105 qualified recorded sales in 60 months, median $240,000
These are county recorded sales the county marks as qualified, and every figure is a market total across all brokerages. We tracked every qualified recorded sale the county file holds for the 13 condominiums, 423 sales back to 2002, we read the 2026 county tax roll for all 442 units, we counted the 143 units of 638 sq ft, 289 of 842 and 10 of 1,040 on the county roll, we checked the flood zone at all 455 county address records of the 13 buildings on the county's republished 2024 FEMA map, we read the association's published sales and leasing rules, its 2012 rules booklet and its April 2024 insurance appraisal, we read the county's Forest Lakes MSTU committee minutes from December 2025 to May 2026, and we compared Turtle Lake Golf Colony with the Forest Lakes condominiums, Fairway Forest Garden Villas, Emerald Greens and Poinciana Apartments on one county yardstick.
Honors and recognition:
Selling your Turtle Lake Golf Colony condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, read our guide to selling a home in Naples, or call Jesse direct at (239) 898-6072. Our guide to home values in Naples goes deeper on pricing, costs and disclosure.
Buying a condo in Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers. Our guide to buying a home in Naples walks through offers, inspections, insurance and closing costs. You can also contact us or read about the team.
A Turtle Lake Golf Colony seller gets a price built from the county record for the right plan, building and county heated size, not from a community-wide average. The record is deep enough to do that: 423 qualified recorded sales since 2002, and 12 in the last 12 months, from $155,000 to $207,000.
With 442 units in 13 buildings, a single sale never sets a value, so we read each unit against its own plan, its building and the sales near it in time. We also tell a seller what a buyer will ask for before the listing goes live.
A Turtle Lake Golf Colony buyer gets the questions that matter before the offer. Which building is it, what is its county roll year, which of the three county sizes is the unit, which flood zone is the building in, and what has the association published about its rules?
We also send buyers to the Florida statutes that govern condominium records, estoppel certificates and resale disclosure, and to the county records that sit behind every figure on this page.
County recorded sales matter at Turtle Lake Golf Colony because the county file is long and specific. It holds 423 qualified recorded sales for the 13 condominiums since 2002, each with a date, a price, a building and a county heated size, and it shows prices falling in recent years.
These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them. Listed prices, days on market and sale-to-list ratios are MLS measures and are not used on this page, because no MLS figures were pulled for it.
The county roll records three sizes at Turtle Lake Golf Colony, and they are different products. There are 143 units of 638 county heated sq ft, 289 of 842 and 10 of 1,040. Listings and the association describe the 638 sq ft plan as one bedroom and one bath and the 842 and 1,040 sq ft plans as two bedrooms and two baths; confirm the plan of a specific unit with the seller and the association.
The 638 and 842 sq ft plans are in Buildings 1 to 12, which each hold 12 units of 638 and 24 of 842, except Building 4 with 11 and 25 on the roll. The 1,040 sq ft plan is only in Building A, at 101 Forest Lakes Blvd, with 10 units.
The building matters because the county records facts building by building. Each of the 13 has its own county roll year, from 1974 to 1980. Each of the twelve numbered buildings is three stories with one elevator, and Building A is two stories with none, per the association's 2024 insurance appraisal.
The 2024 flood map puts five buildings in Zone AE and eight in shaded Zone X, so two units of the same plan can sit in different zones. We read the building first and the unit second.
The association's rules matter because they shape what an owner can do with a unit. Its own pages say no pets of any kind are allowed, service animals as the law allows, that leases may run no less than 90 days and no more than one year, and that the association must approve every sale and lease.
Those rules decide who can buy, who can rent and how a unit can be used, so we read them with a buyer or seller before price comes up, and we send you to the association to confirm the current text.
The flood record matters because it differs by building. By our count from the county's republished flood layer, 185 of the 455 county address records of the 13 buildings fall in Zone AE and 270 in shaded Zone X; that is five buildings in AE and eight in shaded X.
The AE zone line crosses 200 Forest Lakes Blvd, so units there can read differently; check the exact unit. Whether a lender asks for flood coverage on a unit is the lender's decision, and the FEMA Map Service Center at msc.fema.gov is where to check an address.
Selling your Turtle Lake Golf Colony condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying a condo in Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony comes down to nine facts that carry the county record for its buildings, units, sales, taxes, flood zones, rules and condominium law. Every figure names its window and its source, and the county records run through mid-October 2026.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; Collier County's republished copy of the FEMA flood map; the association's published pages; sources named where each fact appears).
Turtle Lake Golf Colony is 442 condominium units in 13 recorded condominiums on Forest Lakes Blvd and Turtle Lake Ct, Naples 34105, in unincorporated Collier County. The 2026 county tax roll puts every unit in one millage area, and the table sets out the record facts.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County's republished copy of the FEMA flood map, panel 12021C0384J, and its evacuation zone layer; the association's published pages).
Fact | Turtle Lake Golf Colony |
|---|---|
Name on this page | Turtle Lake Golf Colony means all 442 units in the 13 recorded condominiums |
Record names | The county roll records each building as its own condominium: Turtle Lake Golf Colony # 1 Apts A Condominium, Turtle Lake Golf Colony # 2 Apts, Condo and so on through # 12, and Turtle Lake Golf Colony Condominium Apts Building A |
Units and buildings | 442 units: Buildings 1 to 12 with 36 units each, and Building A with 10 |
Plans and counts | 638 sq ft (143 units), 842 sq ft (289) and 1,040 sq ft (10) of county heated area; listings and the association describe 638 as one bedroom and one bath and 842 and 1,040 as two bedrooms and two baths, so confirm the plan |
Streets | Forest Lakes Blvd (100, 101, 200, 300 and 400) and Turtle Lake Ct (150 to 225) |
ZIP and city | Naples 34105, unincorporated Collier County |
County roll years | 1974 to 1980 |
Association | Turtle Lake Golf Colony Condominium Association, Inc., office at 180 Forest Lakes Blvd |
Management | Sandcastle Community Management, per the association's site |
Millage area | 248, 11.8696 mills total (2026) |
MSTU | Forest Lakes Roadway and Drainage MSTU, 2.5000 mills |
Fire levy | North Collier Fire Control, 1.0000 mills, as the county roll lists it |
Flood panel | 12021C0384J, effective February 8, 2024 |
Hurricane evacuation zone | Zone B |
CDD | None identified |
No. Forest Lakes is a separate neighboring community with its own condominiums and its own association, which uses a clubhouse at 1058 Forest Lakes Drive. Turtle Lake Golf Colony shares the Forest Lakes Roadway and Drainage MSTU and the Quail Run golf course setting with it, and no Forest Lakes figure is used for Turtle Lake on this page.
The two share a tax levy and a golf setting, not a boundary, an association or a set of records. Check the community name and the street address on any listing or document before you rely on it.
Turtle Lake Golf Colony is on Forest Lakes Blvd and Turtle Lake Ct, off Pine Ridge Road between Goodlette-Frank Road and Airport-Pulling Road, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34105.
The corridor description comes from the website of Quail Run Golf Club, the separate club next door, which gives the course location as off Pine Ridge Road between Goodlette Road and Airport Road and shares Forest Lakes Blvd with the community. We give no other compass placement of the buildings.
Forest Lakes Blvd also carries addresses of other communities; the 13 Turtle Lake buildings are at 100, 101, 200, 300 and 400 Forest Lakes Blvd and at 150 to 225 Turtle Lake Ct. Building by building:
The association office is at 180 Forest Lakes Blvd. Do not confuse it with Building 5 at 180 Turtle Lake Ct, which is a different address on a different street.
There are 442 units in 13 buildings: twelve numbered buildings of 36 units each plus Building A with 10, 12 x 36 + 10 = 442. That is the county roll count.
Some listings say 422 units; the county roll and the association's recorded deed fractions, 108/442 and 334/442, both count 442. We use 442 everywhere on this page.
Turtle Lake Golf Colony is in ZIP code 34105, and the county roll shows Naples as the mailing city. The association's own contact page gives its office address as 180 Forest Lakes Blvd, Naples, FL 34105, per the association's site.
A ZIP code does not decide which taxing authorities apply or which public school an address is assigned to, so taxes and schools are checked separately, address by address.
No. Turtle Lake Golf Colony is in unincorporated Collier County. The 2026 county tax roll proves it: all 442 parcels sit in millage area 248, which carries the Unincorporated General MSTD levy at 0.6844 mills and no city levy.
In practice Collier County government, not a city, handles zoning, permits and code questions for these buildings. Our Naples hub ties the neighborhoods together.
Thirteen, run by one association. The association's 2012 rules booklet says: "There is a separate set of controlling documents for each building because each building is a separate condominium." The state's condominium regulator lists 13 approved, recorded projects related to the one managing entity, named "APTS 1" to "APTS 12" and "APTS BLDG A (13)", per the Florida Department of Business and Professional Regulation.
For a buyer, the point is that each building has its own recorded declaration, and a document for Building 3 is not a document for Building 12. We print no project or license numbers; quote the building number on every request.
Building A, at 101 Forest Lakes Blvd, is the smallest of the 13: a two-story building of 10 units, each 1,040 county heated sq ft, with a county roll year of 1980. Its declaration was recorded in March 1980, the last of the 13.
Per the association's 2024 insurance appraisal, Building A has no elevator, and it is the only building where the 1,040 sq ft plan appears. Its flood zone on the 2024 map is shaded X.
The condominiums own no golf course. Quail Run Golf Club, at 1 Forest Lakes Blvd, is a separate private, member-owned club, and its own site says home ownership is not required to join (Quail Run Golf Club).
We say nothing about golf rights for Turtle Lake owners because no source we checked gives any. Ask the club about membership, guest play and public play.
The name reflects the setting: the association's site describes the community as set around the Quail Run Golf Course. The condominiums own no golf course.
The association's home page describes the surroundings as views of ponds, palm trees and flowering bushes, per the association's site.
No. Turtle Lake Golf Colony is not part of Glen Eagle, a different Naples community. We mention it because at least one review site ties the two together, and no record we checked does.
No. Fairway Forest Garden Villas, Emerald Greens, The Fairways at Emerald Greens and Woodshire are different records on the county roll, each with its own parcels. Fairway Forest Garden Villas is also on Forest Lakes Blvd, which is the shared street line again: the street carries addresses of other communities.
Emerald Greens and The Fairways at Emerald Greens are on Woodshire Ln. We use some of these communities as rivals on one county yardstick, and no fact about them is a fact about the 13 Turtle Lake buildings.
The association's published pages describe no gatehouse; confirm access arrangements with the association. Access can differ from one building to the next, so a buyer should confirm the arrangement for the specific address and ask what the association controls.
The association's home page describes the community as set around the course, with views of ponds, palm trees and flowering bushes, per the association's site.
We found no source that names a lake at the community, and none that describes fishing or boating. We make no view claim for any building or unit.
Turtle Lake Golf Colony was recorded one building at a time, from October 1973 to March 1980, with county roll years from 1974 to 1980. The county sales file begins in 2002. The table sets the 13 recordings beside the milestones of the community and its roads.
Data updated: November 2026 (the association's 2012 rules booklet, revised March 2012; its April 2024 insurance appraisal; Collier County Property Appraiser public data files and recorded sales, download dated October 27, 2026, our analysis; Collier County MSTU minutes).
Turtle Lake Golf Colony on the record
When | What the record shows |
|---|---|
October 1973 | Building 10's declaration recorded, the first of the 13 (2012 booklet) |
March 1974 | Building 1's declaration recorded |
June 1974 | Building 2's declaration recorded; Buildings 1, 2 and 10 carry a 1974 county roll year |
June 1976 | Building 8 recorded (roll year 1976) |
August 1977 | Building 3 recorded (roll year 1977) |
April 1978 | Building 7 recorded (roll year 1978) |
October 1978 | Building 4 recorded (roll year 1978) |
January 1979 | Building 5 recorded (roll year 1978) |
April 1979 | Building 6 recorded (roll year 1979) |
July 1979 | Building 12 recorded (roll year 1979) |
September 1979 | Building 11 recorded (roll year 1979) |
February 1980 | Building 9 recorded (roll year 1980) |
March 1980 | Building A recorded, the last (roll year 1980) |
1982 | Clubhouse (5,728 sq ft) and pool house or workshop (1,725 sq ft) built, per the 2024 appraisal |
By December 31, 1983 | Original management agreements ended "or sooner", per the 2012 booklet |
March 1992 | Forest Lakes Roadway and Drainage MSTU advisory committee created under Ordinance 91-107 (county MSTU page) |
2002 | First year of qualified sales in the county file (4 sales) |
March 2012 | Association rules booklet revised |
February 8, 2024 | Current FEMA flood map panel 12021C0384J effective |
April 25, 2024 | Association's insurance appraisal update |
FY2026 | MSTU levy cut from 4.000 to 2.5000 mills (county MSTU minutes) |
2026 | County roll: 442 units, 11.8696 mills, median taxes $2,119 |
Each building's declaration was recorded in its own month, and each has a county roll year. Declaration recorded (2012 booklet), then county roll year:
The recording date and the county roll year measure different things; Building 10's declaration was recorded in October 1973 and its roll year is 1974, and Building 5's was recorded in January 1979 with a 1978 roll year.
No developer or builder is named on any public record we checked; the recorded declarations, recorded from 1973 to 1980, name the declarant, and a title search reads them.
Exact developer, builder, plat and declaration recording references and the turnover recording: Information not available at time of publishing (checked 2026-11-03).
The association's 2012 rules booklet records two quit claim deeds of undivided interests, one of 108/442 and one of 334/442. The two fractions add to 442/442, and the denominator equals the county roll's unit count.
We use the deeds only as proof of the 442 count. We make no statement about what they conveyed, and the county roll and the booklet agree on the number.
The 2012 booklet says a long-term recreation lease attached to Buildings 1, 2 and 10 is no longer in effect, and the association's sales page says owners pay no rent or land-use fees for the recreational or commonly used facilities (sales and leasing page).
For a buyer of any building, the practical question is whether any lease or fee binds the unit today, and the answer comes from that building's recorded documents and the title commitment.
The 2012 booklet says the original management agreements ended by December 31, 1983 or sooner. We give no turnover date as fact, because the booklet gives a latest date and not the recorded date.
For Building A, the booklet notes that the association's Board of Directors took over at that time. The association can tell a buyer what its own records show.
The association's 2024 insurance appraisal dates the 5,728 sq ft clubhouse and the 1,725 sq ft pool house or workshop to 1982, one story each (appraisal).
Both came after the last building was recorded in March 1980. We use the appraisal's dates and sizes as the association published them.
The 2012 booklet set the lease minimum at 30 days; the association's current sales and leasing page sets it at 90 days, and the current page governs.
The booklet is 14 years old, so a rule printed only there is a reason to ask, not a rule to rely on. We label every booklet rule on this page as a 2012 rule to confirm with the association.
The county file's qualified sales begin in 2002, with 4 sales that year. Yearly qualified sales peaked at 47 in 2021, and the yearly median rose from $109,000 in 2003 to $271,250 in 2023.
The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October. We add no cause and no forecast.
The Forest Lakes Roadway and Drainage MSTU advisory committee was created in March 1992 under Collier Ordinance 91-107. In FY2026 the levy was cut from 4.000 to 2.5000 mills, per the county's MSTU minutes, and the 2026 county roll carries 2.5000 mills.
We make no statement about future rates. The tax detail, the committee's paving approvals and its stormwater study are on the property tax part of this page, with their dates.
If you own or are considering a condo at Turtle Lake Golf Colony, start with the county numbers: the 12-month median of $182,500 on 12 qualified recorded sales, and the 2026 yearly median of $188,500 on 10 sales through mid-October. A value comes from the sales that match your plan, building and date, and not from one median.
Sellers can request a free valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072. Buyers can call Marc at (239) 287-5873.
Turtle Lake Golf Colony is run by one association over 13 separate condominiums, with rules published on the association's own site. Those rules cover pets, leasing, sale approval and renovations, and the recorded documents control the rest. A buyer gets the documents through the seller or the association.
Data updated: November 2026 (the association's published pages, read November 3, 2026; its 2012 rules booklet; Florida Statutes ss. 718.111, 718.503; Collier County Property Appraiser public data files, download dated October 27, 2026).
Turtle Lake Golf Colony Condominium Association, Inc., as its own site prints the name, governs all 13 condominiums (association site). Its public site has five pages (Home, Amenities, Sales and Leasing, Insurance Information, Contact) plus a community calendar, owner registration and an owner login.
Each of the 13 buildings has its own recorded declaration, and the declarations, the bylaws and the association's rules control pets, leasing, sale approval, renovations and assessments. Section 718.111(12)(g) of the Florida Statutes requires an association with 25 or more units to post its governing documents on a website or app; with 442 units, Turtle Lake Golf Colony is well above that line (s. 718.111).
Sandcastle Community Management, per the association's site (contact page). The association's office is at 180 Forest Lakes Blvd, Naples, FL 34105.
We name the company and nothing more: no staff names, phone numbers or office hours. Use the association's contact page for those, and remember that 180 Forest Lakes Blvd is the office, not Building 5.
The association's sales page says owners are not required to belong to another mandatory membership association and pay no rent or land-use fees for the recreational or commonly used facilities (sales and leasing page).
No master association was identified on any public record we checked. The title commitment lists what is recorded against a unit, and a buyer should read it.
No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 442 units carries a non-ad valorem charge on the 2026 roll.
The county's Special Districts page lists the Water-Sewer District, the Airport Authority and the Community Redevelopment Agency and names no CDD for this area.
It is a Collier County municipal service taxing unit run by Collier County Public Transit and Neighborhood Enhancement, under Ordinance 91-107, funding roadway drainage, road restoration, sidewalks and beautification, per the county MSTU page. The county roll puts every one of the 442 units in the tax area that carries the 2.5000-mill Forest Lakes Roadway and Drainage MSTU levy.
No pets of any kind; service animals as the law allows. The association's sales and leasing page says: "No animals or pets of any kind shall be kept in a unit or on any condominium property" (sales and leasing page). The 2012 booklet adds that service animals are allowed.
We print no pet number or weight, because the rule has none. A buyer with a service animal should ask the association how it applies the rule.
The association's sales and leasing page says leases may run no less than 90 days and no more than one year, and the association must approve every sale and lease; the same page also lists seasonal rentals of 3 to 5 months. Confirm current leasing terms with the association before you buy or sign a lease.
We print no count of leases per year, because the page gives none.
Yes. The association must approve all sales in advance. Lessees submit a lease application and a signed agreement to abide by the condominium documents, an interview may be required, and a processing fee accompanies each application, per the sales and leasing page.
We print no fee amount and no response time, because the page gives neither. Ask the association for the current application, fee and timing before a contract sets a closing date.
The association's published rules carry no age restriction; confirm with the association and the recorded declarations before you rely on it.
The sales page says a unit is used as a single-family private dwelling and that permanent occupancy is limited to three people in a one-bedroom unit and four in a two-bedroom unit.
The association's 2012 booklet sets these rules; confirm the current text with the association. Screened lanais may not be enclosed. An awning, canopy, shutter or other projection on the outside of a building needs the Board's written consent.
Hard flooring is regulated in living areas on the second and third floors, with cork or carpet, and tile in the entry, kitchen and bath, because sound travels through the concrete floors. Contractor work has no Sunday hours. Ask for the association's current renovation rules in writing before you plan work.
Ask the seller and the association. The association's public pages list document headings, and owners reach documents through an owner login. A seller must also deliver the resale package that Florida law lists, which includes the declaration, articles, bylaws, rules, budget and financial report, per s. 718.503; read the current statute and your contract.
Because each of the 13 buildings is its own condominium, ask for the documents of the specific building, and ask the association what it holds for that building.
Selling your Turtle Lake Golf Colony condo? Get a free home valuation at mcgreevyandcomisar.com/home-valuation or call Jesse direct at (239) 898-6072.
Buying a condo in Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony's buildings are twelve three-story buildings of 36 units each, numbered 1 to 12, plus a two-story Building A with 10 units, for 442 condominium units in all. Per the association's April 2024 insurance appraisal, each three-story building has one elevator and Building A has none. This roster gathers the county and appraisal facts.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis; Collier County's republished copy of the FEMA flood map, panel 12021C0384J; Turtle Lake Golf Colony Condominium Association 2024 insurance appraisal).
We counted the units of each plan on the county roll for every building and checked the flood zone at all 455 county address records of the 13 buildings. This table shows the result building by building.
Building | Address | County roll year | Declaration recorded (2012 booklet) | Stories (2024 appraisal) | Units | 638 sq ft | 842 sq ft | 1,040 sq ft | Elevator | 2024 flood zone (county layer) |
|---|---|---|---|---|---|---|---|---|---|---|
1 | 100 Forest Lakes Blvd | 1974 | March 1974 | 3 | 36 | 12 | 24 | 0 | 1 | AE |
2 | 150 Turtle Lake Ct | 1974 | June 1974 | 3 | 36 | 12 | 24 | 0 | 1 | AE |
3 | 160 Turtle Lake Ct | 1977 | August 1977 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
4 | 170 Turtle Lake Ct | 1978 | October 1978 | 3 | 36 | 11 | 25 | 0 | 1 | AE |
5 | 180 Turtle Lake Ct | 1978 | January 1979 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
6 | 190 Turtle Lake Ct | 1979 | April 1979 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
7 | 200 Turtle Lake Ct | 1978 | April 1978 | 3 | 36 | 12 | 24 | 0 | 1 | AE |
8 | 225 Turtle Lake Ct | 1976 | June 1976 | 3 | 36 | 12 | 24 | 0 | 1 | AE |
9 | 175 Turtle Lake Ct | 1980 | February 1980 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
10 | 200 Forest Lakes Blvd | 1974 | October 1973 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X, zone line crosses the building |
11 | 300 Forest Lakes Blvd | 1979 | September 1979 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
12 | 400 Forest Lakes Blvd | 1979 | July 1979 | 3 | 36 | 12 | 24 | 0 | 1 | shaded X |
A | 101 Forest Lakes Blvd | 1980 | March 1980 | 2 | 10 | 0 | 0 | 10 | none | shaded X |
The recording date and the county roll year measure different things; Building 10's declaration was recorded in October 1973 and its roll year is 1974, and Building 5's was recorded in January 1979 with a 1978 roll year. The association office at 180 Forest Lakes Blvd is not Building 5, which is at 180 Turtle Lake Ct.
The association's 2024 insurance appraisal lists the residential buildings as two-story and three-story, with a year built of 1974 to 1980. The twelve numbered buildings are three stories, each with 38,702 sq ft and 36 units. Building A is two stories with 12,447 sq ft and 10 units. The appraisal is published by the association and was updated as of April 25, 2024.
Each of the twelve three-story buildings has one elevator, which the appraisal rates at 2,200 lb with 3 stops. Building A, at two stories, has no elevator. For a buyer weighing an upper-floor unit in Buildings 1 to 12, the single elevator in each building is the way up besides the stairs, so ask the association about the elevator's service record, which is not public.
The appraisal classes the buildings as ISO 2 joisted masonry. It lists masonry exterior walls with stucco, concrete floors and slab on ground, a wood truss roof, and unit air conditioners. These are the construction facts the association's insurance appraiser recorded, and they are attributed to that appraisal here; nothing on the page claims more than it says.
The appraisal lists no fire sprinklers in the buildings. It lists a manual fire alarm in the three-story buildings and none in Building A. Buildings from 1974 to 1980 were built to the rules of their day, so ask the association's insurance agent how the master policy treats a building without sprinklers.
The appraisal describes a wood truss roof that is 80 percent flat membrane and 20 percent metal mansard cover. It gives no roof replacement dates. Roof age matters to insurers, so a buyer should ask the association for the date of the last replacement on the building in question.
Building A, at 101 Forest Lakes Blvd, is the last of the 13 buildings recorded, in March 1980, and it carries a 1980 county roll year. It is two stories with 12,447 sq ft, made up of 11,136 sq ft of living area, 536 sq ft of storage and 775 sq ft of covered balcony and walkway. Its 10 units are all 1,040 county heated sq ft, and it has no elevator.
The association's April 2024 appraisal puts each three-story building at $4,157,062 replacement cost and $3,997,708 insurable value. Building A is $1,345,942 replacement and $1,292,104 insurable. The clubhouse is $1,059,170, the pool house $238,425 and other amenities $502,095. All improvements total $53,030,377 replacement and $51,010,136 insurable after exclusions. These are insurance appraisal figures, not market values of any unit.
On Collier County's republished copy of the 2024 FEMA flood map, five buildings read Zone AE by address: Building 1 (100 Forest Lakes Blvd), Building 2 (150 Turtle Lake Ct), Building 4 (170 Turtle Lake Ct), Building 7 (200 Turtle Lake Ct) and Building 8 (225 Turtle Lake Ct). Eight read shaded X. The AE zone line crosses Building 10 at 200 Forest Lakes Blvd, so check the exact unit at the FEMA Map Service Center.
The 2024 appraisal gives construction, size and value for each building, but not the history of work done on them. Exact roof replacement dates, elevator service records and per-building condition reports: Information not available at time of publishing (checked 2026-11-03). The association holds them, so ask for the records on the building you are considering.
Turtle Lake Golf Colony's 442 condos come in three sizes on the county roll: 638, 842 and 1,040 county heated sq ft. We counted 143 units of 638 sq ft, 289 of 842 and 10 of 1,040. Listings and the association describe the 638 sq ft plan as one bedroom and the other two as two bedrooms.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, our analysis; Turtle Lake Golf Colony Condominium Association public pages and 2012 rules booklet).
The county roll records three sizes, and the table sets each against where it sits and how it is described. Bedroom and bath labels come from listings and the association, not from the county, whose bedroom and bath fields are blank for all 442 units.
Plan (county heated sq ft) | Units on the roll | Where | Bedrooms and baths as listings and the association describe them |
|---|---|---|---|
638 | 143 | Buildings 1 to 12 (12 per building; Building 4 shows 11) | One bedroom, one bath |
842 | 289 | Buildings 1 to 12 (24 per building; Building 4 shows 25) | Two bedrooms, two baths |
1,040 | 10 | Building A | Two bedrooms, two baths |
Confirm the plan of a specific unit with the seller and the association.
The county roll records three sizes: 638, 842 and 1,040 county heated sq ft. The 638 sq ft plan is the smallest and accounts for 143 of the 442 units. The 842 sq ft plan is the most common, at 289 units, and the 1,040 sq ft plan is found only in Building A, with 10 units. County heated area is the county's own figure, so compare a unit with sales of the same plan.
Listings and the association describe the 638 sq ft plan as one bedroom and one bath. The association's home page says the units are all one- or two-bedroom, which fits that reading. The county roll's bedroom field is blank for every unit, so confirm the plan of a specific unit with the seller and the association before you rely on it.
Listings and the association describe the 842 and 1,040 sq ft plans as two bedrooms and two baths. That is 299 of the 442 units on the county roll, 289 of 842 sq ft and 10 of 1,040. Confirm the plan of a specific unit with the seller and the association.
No. The 638 sq ft plan is described as one bedroom with one bath, so the 143 units of that size do not have two baths. The 842 and 1,040 sq ft plans are described as two baths. The county roll does not record bath counts for this community, so a confirmed bath count for a specific unit is a question for the seller and the association.
Every numbered building shows 12 units of 638 sq ft and 24 of 842 sq ft on the county roll, except Building 4 at 170 Turtle Lake Ct, which shows 11 and 25. The county roll gives no cause for the difference. If you are looking at a unit in Building 4, confirm its plan with the seller rather than assuming the standard split.
The association's 2012 booklet assigns one numbered parking space to each unit, sends a second car to a guest space and allows no more than two cars per unit, and it does not allow boats, trailers, motor homes, RVs or motorcycles on association property; confirm the current rule with the association.
The 2012 booklet refers to assigned storage space and storage bins; confirm what comes with a unit. The 2024 appraisal separately lists 536 sq ft of storage in Building A, so ask whether storage in a given building belongs to a unit or to the association.
The 2012 booklet sets hours for a shared washer and dryer room; whether a specific unit has its own hookups is a question for the seller and the association. Ask to see the unit's utility connections during a showing.
The association's home page describes the community as set around the Quail Run Golf Course, with views of ponds, palm trees and flowering bushes. The page makes no claim about the view from any building or unit, so look at the specific unit. The condominiums own no golf course.
The county roll gives size and year, and the association and listings give the plan labels. Floor plan drawings, confirmed bath counts by unit, parking assignments and storage sizes: Information not available at time of publishing (checked 2026-11-03). Ask the seller, the association and the survey exhibits recorded with each building's declaration.
Turtle Lake Golf Colony's county record shows 12 qualified recorded sales in the 12 months through mid-October 2026, from $155,000 to $207,000, at a $182,500 median, with yearly medians lower than in 2022 and 2023. Every figure here counts only sales the county marks as qualified; no MLS figures were pulled.
Data updated: November 2026 (Collier County recorded sales, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
We tracked every qualified recorded sale the county file holds for the 13 condominiums, 423 sales back to 2002. This table shows the county windows from 12 months to the full file, with the median per county heated sq ft for each.
Window, county records through mid-October 2026 | Qualified sales | Range | Median | Median per county heated sq ft |
|---|---|---|---|---|
12 months | 12 | $155,000 to $207,000 | $182,500 | $240 |
24 months | 25 | $155,000 to $275,000 | $200,000 | $252 |
36 months | 42 | $155,000 to $290,000 | $205,750 | $274 |
60 months | 105 | $139,000 to $340,000 | $240,000 | $303 |
120 months | 241 | $102,500 to $340,000 | $175,000 | $220 |
Full county file (2002 on) | 423 | $102,000 to $340,000 | $142,500 | $188 |
The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October.
These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them. Listed prices, days on market and sale-to-list ratios are MLS measures and are not used on this page, because no MLS figures were pulled for it.
The county file shows 12 qualified sales from November 11, 2025 to August 27, 2026, from $155,000 to $207,000, at a $182,500 median. The lowest was $155,000 in Building A on August 2, 2026, and the highest was $207,000 in Building 10 on June 26, 2026. The newest qualified sale in the county file is August 27, 2026, at $192,000 in Building 4.
The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October. This page states the county numbers and makes no forecast.
In the 24 months through mid-October 2026 the county file holds 25 qualified sales from $155,000 to $275,000, at a $200,000 median. In 36 months it holds 42, from $155,000 to $290,000, at a $205,750 median. The longer the window, the more of the 2023 and early 2024 sales it includes, which is why the medians step down as the window shortens.
This table lists the 42 qualified recorded sales from October 19, 2023 to August 27, 2026, by date recorded, with the building and the county roll year. No unit number or name is shown.
Date recorded | Price | Building | County heated sq ft | County roll year |
|---|---|---|---|---|
October 19, 2023 | $290,000 | Building 5, 180 Turtle Lake Ct | 842 | 1978 |
October 25, 2023 | $210,000 | Building 10, 200 Forest Lakes Blvd | 638 | 1974 |
December 11, 2023 | $280,000 | Building 7, 200 Turtle Lake Ct | 842 | 1978 |
January 16, 2024 | $279,000 | Building 12, 400 Forest Lakes Blvd | 842 | 1979 |
January 31, 2024 | $270,000 | Building 8, 225 Turtle Lake Ct | 842 | 1976 |
February 26, 2024 | $190,000 | Building 1, 100 Forest Lakes Blvd | 638 | 1974 |
March 28, 2024 | $195,000 | Building 12, 400 Forest Lakes Blvd | 638 | 1979 |
April 12, 2024 | $225,000 | Building 3, 160 Turtle Lake Ct | 842 | 1977 |
May 13, 2024 | $240,000 | Building 2, 150 Turtle Lake Ct | 842 | 1974 |
June 13, 2024 | $197,000 | Building 11, 300 Forest Lakes Blvd | 842 | 1979 |
July 1, 2024 | $265,000 | Building 10, 200 Forest Lakes Blvd | 842 | 1974 |
July 17, 2024 | $230,000 | Building 12, 400 Forest Lakes Blvd | 842 | 1979 |
July 23, 2024 | $185,000 | Building 7, 200 Turtle Lake Ct | 638 | 1978 |
August 7, 2024 | $205,000 | Building 2, 150 Turtle Lake Ct | 842 | 1974 |
September 13, 2024 | $240,000 | Building 12, 400 Forest Lakes Blvd | 842 | 1979 |
September 23, 2024 | $215,000 | Building 9, 175 Turtle Lake Ct | 842 | 1980 |
October 3, 2024 | $250,000 | Building 7, 200 Turtle Lake Ct | 842 | 1978 |
November 18, 2024 | $275,000 | Building 5, 180 Turtle Lake Ct | 842 | 1978 |
November 27, 2024 | $210,000 | Building 1, 100 Forest Lakes Blvd | 638 | 1974 |
February 4, 2025 | $193,900 | Building 11, 300 Forest Lakes Blvd | 638 | 1979 |
February 14, 2025 | $185,000 | Building 7, 200 Turtle Lake Ct | 638 | 1978 |
February 20, 2025 | $220,000 | Building 2, 150 Turtle Lake Ct | 842 | 1974 |
February 25, 2025 | $270,000 | Building 2, 150 Turtle Lake Ct | 842 | 1974 |
March 18, 2025 | $188,800 | Building 12, 400 Forest Lakes Blvd | 638 | 1979 |
March 28, 2025 | $175,000 | Building 2, 150 Turtle Lake Ct | 638 | 1974 |
April 7, 2025 | $247,000 | Building 11, 300 Forest Lakes Blvd | 842 | 1979 |
May 2, 2025 | $264,000 | Building 12, 400 Forest Lakes Blvd | 842 | 1979 |
June 4, 2025 | $230,000 | Building 11, 300 Forest Lakes Blvd | 842 | 1979 |
July 8, 2025 | $200,000 | Building 10, 200 Forest Lakes Blvd | 842 | 1974 |
July 25, 2025 | $206,500 | Building 1, 100 Forest Lakes Blvd | 842 | 1974 |
November 11, 2025 | $170,000 | Building 5, 180 Turtle Lake Ct | 638 | 1978 |
December 9, 2025 | $175,000 | Building 8, 225 Turtle Lake Ct | 842 | 1976 |
March 3, 2026 | $205,000 | Building 4, 170 Turtle Lake Ct | 842 | 1978 |
March 25, 2026 | $205,000 | Building 1, 100 Forest Lakes Blvd | 842 | 1974 |
April 28, 2026 | $200,000 | Building 12, 400 Forest Lakes Blvd | 842 | 1979 |
May 13, 2026 | $161,000 | Building 11, 300 Forest Lakes Blvd | 638 | 1979 |
May 18, 2026 | $185,000 | Building 3, 160 Turtle Lake Ct | 842 | 1977 |
May 28, 2026 | $160,000 | Building 5, 180 Turtle Lake Ct | 638 | 1978 |
June 24, 2026 | $180,000 | Building 6, 190 Turtle Lake Ct | 842 | 1979 |
June 26, 2026 | $207,000 | Building 10, 200 Forest Lakes Blvd | 842 | 1974 |
August 2, 2026 | $155,000 | Building A, 101 Forest Lakes Blvd | 1,040 | 1980 |
August 27, 2026 | $192,000 | Building 4, 170 Turtle Lake Ct | 842 | 1978 |
The last 12 months are the 12 rows from November 11, 2025 to August 27, 2026.
The 60-month window holds 105 qualified sales from $139,000 to $340,000, at a $240,000 median. It spans the 2022 and 2023 highs, when the yearly medians were $270,000 and $271,250, as well as the lower 2025 and 2026 sales. A 60-month median is therefore a blend of two different price levels, so use it for depth and use the shorter windows for current pricing.
The 120-month window holds 241 qualified sales from $102,500 to $340,000, at a $175,000 median. That window reaches back into the 2016 to 2020 years, when yearly medians ran from $121,500 to $135,000. It shows how far the 2021 to 2023 prices moved from where the county file began and where they sit now.
The full county file for the 13 condominiums holds 423 qualified sales since 2002, from $102,000 to $340,000, at a $142,500 median. Yearly qualified sales peaked at 47 in 2021. The yearly median rose from $109,000 in 2003 to $271,250 in 2023, then fell to $227,500 in 2024, $200,000 in 2025 and $188,500 in 2026 to date.
This table lists qualified sales by year from 2002 through mid-October 2026, with the low, high and median. A median appears only where a year holds 10 or more sales.
Year | Qualified sales | Low | High | Median |
|---|---|---|---|---|
2002 | 4 | $102,000 | $111,000 | no median (under 10 sales) |
2003 | 23 | $102,000 | $116,000 | $109,000 |
2004 | 26 | $104,000 | $136,000 | $123,000 |
2005 | 35 | $105,000 | $225,000 | $155,000 |
2006 | 11 | $156,700 | $235,000 | $206,000 |
2007 | 16 | $120,000 | $185,000 | $164,750 |
2008 | 5 | $105,000 | $135,000 | no median (under 10 sales) |
2009 | 1 | $105,000 | $105,000 | no median (under 10 sales) |
2011 | 1 | $110,000 | $110,000 | no median (under 10 sales) |
2013 | 2 | $105,000 | $107,000 | no median (under 10 sales) |
2014 | 16 | $103,000 | $134,500 | $114,950 |
2015 | 18 | $103,000 | $149,900 | $126,500 |
2016 | 30 | $102,000 | $160,000 | $132,250 |
2017 | 23 | $102,500 | $162,000 | $135,000 |
2018 | 18 | $105,000 | $161,000 | $133,750 |
2019 | 21 | $106,500 | $172,000 | $121,500 |
2020 | 29 | $118,000 | $175,000 | $135,000 |
2021 | 47 | $120,000 | $250,000 | $177,000 |
2022 | 34 | $180,000 | $320,000 | $270,000 |
2023 | 24 | $190,000 | $340,000 | $271,250 |
2024 | 16 | $185,000 | $279,000 | $227,500 |
2025 | 13 | $170,000 | $270,000 | $200,000 |
2026 (through mid-October) | 10 | $155,000 | $207,000 | $188,500 |
The county file shows no qualified sale in 2010 or 2012.
This table gives each building's all-time qualified sales, range and median, and its 60-month qualified sales, range and median. Per-building medians appear only where the county window holds 10 or more qualified sales.
Building | All-time qualified sales | All-time range | All-time median | All-time median per county heated sq ft | 60-month qualified sales | 60-month range | 60-month median |
|---|---|---|---|---|---|---|---|
Building 1 | 27 | $106,500 to $310,000 | $156,000 | $190 | 8 | $190,000 to $310,000 | no median (under 10 sales) |
Building 2 | 38 | $107,000 to $275,000 | $139,500 | $196 | 9 | $175,000 to $275,000 | no median (under 10 sales) |
Building 3 | 37 | $102,000 to $275,000 | $140,000 | $188 | 7 | $185,000 to $275,000 | no median (under 10 sales) |
Building 4 | 31 | $102,000 to $285,000 | $133,000 | $161 | 6 | $192,000 to $285,000 | no median (under 10 sales) |
Building 5 | 29 | $105,000 to $305,000 | $145,000 | $208 | 7 | $160,000 to $305,000 | no median (under 10 sales) |
Building 6 | 41 | $102,000 to $300,000 | $140,000 | $185 | 10 | $177,000 to $300,000 | $250,000 ($297 per county heated sq ft) |
Building 7 | 38 | $104,500 to $320,000 | $139,500 | $187 | 8 | $185,000 to $320,000 | no median (under 10 sales) |
Building 8 | 30 | $103,000 to $270,000 | $137,000 | $194 | 8 | $139,000 to $270,000 | no median (under 10 sales) |
Building 9 | 27 | $110,000 to $265,000 | $142,000 | $190 | 5 | $176,000 to $265,000 | no median (under 10 sales) |
Building 10 | 34 | $107,500 to $340,000 | $155,000 | $191 | 7 | $200,000 to $340,000 | no median (under 10 sales) |
Building 11 | 39 | $102,000 to $320,000 | $145,000 | $190 | 13 | $161,000 to $320,000 | $240,000 ($304 per county heated sq ft) |
Building 12 | 41 | $103,000 to $310,000 | $161,000 | $197 | 15 | $188,800 to $310,000 | $240,000 ($296 per county heated sq ft) |
Building A | 11 | $105,000 to $292,000 | $143,000 | $138 | 2 | $155,000 to $292,000 | no median (under 10 sales) |
Buildings 6 and 12 lead the all-time count at 41 qualified sales each, and Building 12 leads the 60-month count at 15. Building A has the fewest sales, 11 all-time and 2 in 60 months, because it has only 10 units.
This table lists 12 recorded deeds from October 2023 to September 2026 that the county did not mark as qualified sales. They are left out of every median and count on this page.
Date recorded | Price | Building | County heated sq ft |
|---|---|---|---|
October 23, 2023 | $210,000 | Building 7, 200 Turtle Lake Ct | 638 |
October 30, 2023 | $280,000 | Building 1, 100 Forest Lakes Blvd | 842 |
November 16, 2023 | $210,000 | Building A, 101 Forest Lakes Blvd | 1,040 |
January 11, 2024 | $288,700 | Building 6, 190 Turtle Lake Ct | 842 |
March 7, 2024 | $304,000 | Building 2, 150 Turtle Lake Ct | 842 |
March 19, 2024 | $142,000 | Building 10, 200 Forest Lakes Blvd | 638 |
June 24, 2024 | $285,000 | Building 11, 300 Forest Lakes Blvd | 842 |
August 28, 2024 | $200,000 | Building 2, 150 Turtle Lake Ct | 638 |
June 16, 2025 | $200,000 | Building 11, 300 Forest Lakes Blvd | 842 |
June 30, 2025 | $250,000 | Building 5, 180 Turtle Lake Ct | 842 |
September 11, 2025 | $170,000 | Building 1, 100 Forest Lakes Blvd | 638 |
September 12, 2026 | $165,000 | Building 10, 200 Forest Lakes Blvd | 842 |
A deed can go unqualified for many reasons, and the county's flag is the only thing we report.
Listed prices, days on market and sale-to-list ratios are MLS measures, and no MLS figures were pulled for this page. Everything here comes from the county's recorded sales marked qualified, so each figure can be traced to a recorded deed. If you want list-price context for a specific unit, ask us and we will pull it for you.
No. The 2026 line holds 10 qualified sales through mid-October, and the county file continues to record sales. The county file is dated October 27, 2026, and its newest qualified sale is August 27, 2026. One deed recorded on September 12, 2026 sits in the county file but is not marked qualified, so it is not counted. Treat the $188,500 for 2026 as a median on 10 sales.
Start with the building and the plan, since the 36-month table gives the building, the county heated size and the roll year for every qualified sale. Use the 12-month and 24-month windows for current pricing and the longer windows for depth. A median over 12 sales moves with which plans and buildings happen to sell, so look at the individual sales for the plan you want. A buyer's guide is on our buying page and our Naples buyer page.
Price against qualified recorded sales of the same plan and building, with the county heated size and the recording date in view, and expect any buyer to ask why the yearly median has moved down since 2023. A pricing opinion should name the sales it relies on and say which are in the county's qualified count. If you are thinking of selling, start with our Naples seller page and request a home valuation that names the recorded sales used.
Selling your condo at Turtle Lake Golf Colony? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.
Buying a condo at Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony's condo fees are not published on the association's public pages, so this page prints no assessment figure. The recorded documents and each year's budget set the fees, and the association's public pages list no schedule. Ask for the current budget and an estoppel certificate before you commit to a purchase.
Data updated: November 2026 (Turtle Lake Golf Colony Condominium Association public pages, read November 3, 2026; Collier County 2026 roll; Florida Statutes, 2025 text).
The association does not publish an assessment schedule on its public pages. Current monthly or quarterly assessments by plan, what they cover and any special assessment: Information not available at time of publishing (checked 2026-11-03). This table lists what to ask for at each layer of cost, and who holds it.
Layer | What to ask for | Who holds it |
|---|---|---|
Condominium assessment | Current budget, estoppel certificate, any special-assessment notice | The association, through Sandcastle Community Management |
Reserves and SIRS | The SIRS or a statement that none exists, the reserve schedule | The association |
Milestone inspection | The summary of any milestone report | The association, and Collier County's building department |
Forest Lakes Roadway and Drainage MSTU | 2.5000 mills on the tax bill | Collier County Tax Collector bill and the county MSTU page |
CDD | None identified | County tax bill |
Master association | None identified | The association's sales page and the title commitment |
Taxes | The 2026 roll | Collier County Tax Collector bill |
Insurance | Master policy certificate, deductibles and flood coverage | The association |
Unit insurance | The buyer's own quotes | The buyer's insurance agent |
The association does not publish an assessment schedule on its public pages, so no fee figure appears here. The fee depends on the plan and the year's budget. Exact monthly or quarterly assessments by plan, and what they pay for: Information not available at time of publishing (checked 2026-11-03). Ask the seller for the current budget, and ask Sandcastle Community Management through the association.
The 2012 booklet says a long-term recreation lease attached to Buildings 1, 2 and 10 is no longer in effect, and the association's sales page says owners pay no rent or land-use fees for the recreational or commonly used facilities (sales and leasing page). Confirm the current position with the association before you rely on it.
No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 442 units carries a non-ad valorem charge on the 2026 roll. The county's Special Districts page lists the Water-Sewer District, the Airport Authority and the Community Redevelopment Agency and names no CDD for this area. No master association was identified on any public record we checked, and the association's sales page says owners are not required to belong to another mandatory membership association.
The 2026 county roll carries the Forest Lakes Roadway and Drainage MSTU at 2.5000 mills on every one of the 442 units. At the median 2026 just value of $181,030, that rate would put about $453 of MSTU tax on a bill before exemptions or caps. It is a line on the Collier County tax bill, not an association fee.
This page claims neither that one is in place nor that none is. The association's sales page says it reports no court cases with potential liability over $100,000 (read November 3, 2026). Section 718.112(2)(c)1 of the Florida Statutes requires 14 days' written notice of a meeting at which a nonemergency special assessment will be considered (statute text). Ask the seller and the association for any assessment or loan notice.
An estoppel certificate states what the association says is owed on a unit. Under section 718.116, the association issues it within 10 business days of a request, and one delivered by hand or electronically is good for 30 days and one sent by mail for 35 days. The fee is capped by statute. Read the current statute and your contract.
Under section 718.116 of the Florida Statutes, a buyer is jointly liable with the seller for assessments that came due before the transfer. That is why the estoppel certificate matters, since it states the balance before you close. Your contract sets who pays what between buyer and seller. Read the current statute and your contract.
Under section 718.503, the seller delivers the declaration, articles, bylaws, rules, budget and financial report and, for buildings the milestone and SIRS laws reach, the milestone inspection summary and the SIRS or a statement that none exists. The buyer may cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after receiving them. Read the current statute and your contract, and ask for the items in the table.
Selling your condo at Turtle Lake Golf Colony? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.
Buying a condo at Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony's twelve three-story buildings fall under Florida's milestone inspection and SIRS rules, and two-story Building A falls short of the three-story line. The association's public pages list document headings for these reports but not their contents, so the status is not public and a buyer should request the documents.
Data updated: November 2026 (Florida Statutes, 2025 text; Chapter 2022-269; Chapter 2025-175; Turtle Lake Golf Colony Condominium Association public pages, read November 3, 2026).
We read the association's April 2024 insurance appraisal for building stories, and we read the Florida statutes for the rules that attach to them. The answers cover what the law requires, which buildings it reaches and what a buyer should ask for.
Section 553.899 applies to condominium and cooperative buildings three habitable stories or more in height. The first inspection is due by December 31 of the year a building reaches 30 years from its certificate of occupancy, or 25 years where the local enforcement agency sets it for proximity to salt water, and then every 10 years. Phase one is a visual examination by a licensed architect or engineer. Phase two follows only if phase one finds substantial structural deterioration, and repairs must begin within 365 days of a phase two report.
The structural integrity reserve study, under section 718.112(2)(g), is required for each building three habitable stories or higher, at least every 10 years, based on a visual inspection with a baseline funding plan. Associations controlled by unit owners had to have the study by December 31, 2025. If the study is tied to a milestone inspection due by December 31, 2026, it is due no later than December 31, 2026. Owners receive the study or a notice within 45 days.
No. Section 718.112 bars waiving or reducing reserves for the SIRS items in budgets adopted on or after December 31, 2024. The association's sales page FAQ says owners vote on the level of reserve funding, and that vote works within the statutory limit for the SIRS items. Ask the association for the current budget and its reserve schedule.
The twelve numbered buildings are three stories, per the association's 2024 appraisal, so the milestone inspection and SIRS laws reach them; Building A, at two stories, falls short of the three-story line. The stories come from the appraisal the association publishes, and the same appraisal lists one elevator in each three-story building.
If measured from certificates of occupancy in 1974 to 1980, each numbered building passed 30 years well before July 1, 2022, the group whose first milestone inspection was due by December 31, 2024. The certificate of occupancy dates and the inspection and SIRS records are not public, so confirm them with the association and Collier County. Withum's summary of HB 913 gives the two deadline groups.
Building A, at 101 Forest Lakes Blvd, is two stories per the 2024 appraisal, which falls short of the three habitable story line in section 553.899 and section 718.112(2)(g). The milestone inspection and SIRS laws as summarized here turn on three habitable stories or more. Building A still has its own condominium documents and its own budget, so ask the association what it keeps for the building's structure.
SB 4-D, from the 2022 Special Session D, was approved May 26, 2022 and became Chapter 2022-269 on June 29, 2022. HB 913, Chapter 2025-175, was approved June 23, 2025 and took effect July 1, 2025, after the Senate voted 37 to 0 and the House 112 to 0. Withum's summary says buildings that reached 30 years before July 1, 2022 had a first milestone inspection due by December 31, 2024, and those reaching 30 between July 1, 2022 and December 31, 2024 by December 31, 2025.
The association's Insurance Information page lists document headings for Milestone Reports and SIRS Reports and for Wind Mitigation Reports, but their contents are not public. Milestone inspection results, SIRS status and funding plan, and any related special assessment for each building: Information not available at time of publishing (checked 2026-11-03). Ask the association, which can respond to a records request under section 718.111(12), the seller's section 718.503 disclosure, Collier County's building department and the DBPR Division, whose condominium page links a Condominium Transparency Portal and a SIRS reporting form.
Under section 718.503, for buildings the milestone and SIRS laws reach, the seller delivers the milestone inspection summary and the SIRS or a statement that none exists, along with the declaration, articles, bylaws, rules, budget and financial report. The buyer may cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after receiving them. Read the current statute and your contract.
Ask for the phase one milestone summary for the building, any phase two report and repair timeline, the SIRS and its funding schedule, the current budget showing SIRS reserves, minutes on structural work, and any special-assessment or loan notice. Ask for these for the specific building, since each building is a separate condominium with its own records.
Turtle Lake Golf Colony's 2026 county tax roll puts all 442 units in millage area 248, which carries 11.8696 mills in total. The median total tax bill is $2,119 on a median just value of $181,030, and no unit carries a non-ad valorem charge. This table lists each authority's levy.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026, 2026 roll, our analysis; Collier County Forest Lakes MSTU committee minutes, December 2025 to May 2026).
We read the 2026 county tax roll for all 442 units. This table gives the levies in millage area 248 for tax year 2026.
Authority | Levy | Mills |
|---|---|---|
Collier County | General Fund | 3.0107 |
South Florida Water Management | Water Management Fund-South Fl | 0.0948 |
South Florida Water Management | Big Cypress Basin | 0.0978 |
School Board | State Law | 1.8990 |
School Board | Local Board | 2.2480 |
Collier Mosquito Control | Mosquito Control | 0.1331 |
North Collier Fire Control | Fire Control | 1.0000 |
Collier County | Unincorporated General (Mstd) | 0.6844 |
Collier County | C.C. Water Pollution Ctrl Pgm | 0.0246 |
Collier County | Forest Lakes Roadway and Drainage MSTU ("Frst Lk Rdwy/Drn Mstu" on the roll) | 2.5000 |
Collier County | Conservation Collier | 0.1772 |
Total | Millage area 248 | 11.8696 |
Eleven levies make up the 11.8696 mills, led by the Collier County General Fund at 3.0107 and the School Board's local board levy at 2.2480. The fire line is the North Collier Fire Control levy, 1.0000 mills, as the county roll lists it. The Forest Lakes Roadway and Drainage MSTU, at 2.5000 mills, is the third-largest single line.
At 11.8696 mills, the median 2026 just value of $181,030 would carry about $2,149 in ad valorem tax before any exemption or assessment cap; the median total bill on the 2026 roll is $2,119, because taxable value and exemptions differ by unit. The table shows the 2026 roll for all 442 units.
Measure, 2026 county roll | All 442 units |
|---|---|
Millage area | 248 |
Median just value | $181,030 |
Just value range | $127,170 to $208,800 |
Median total taxes | $2,119 |
Total taxes range | $0 to $2,443 |
Non-ad valorem charges | none; $0 on every unit |
Homestead-exempt | 99 of 442 (22 percent) |
It is a Collier County municipal service taxing unit run by Collier County Public Transit and Neighborhood Enhancement under Ordinance 91-107, with an advisory committee created in March 1992. The committee has five members serving four-year terms who must live inside the MSTU, and its stated purpose is "providing and maintaining improved roadway related drainage and roadway restoration" (county MSTU page). It funds roadway drainage, road restoration, sidewalks and beautification. The county roll puts every one of the 442 units in the tax area that carries the 2.5000-mill Forest Lakes Roadway and Drainage MSTU levy. At 2.5000 mills, the MSTU share of that median just value would be about $453 before exemptions or caps. An MSTU's millage is set by its enabling ordinance, and resident committees plan projects in public monthly meetings under the Sunshine Law (what is an MSTU). Forest Lakes is one of eight county MSTUs with an advisory committee (MSTU list). The boundary map is on the county site. The committee meets monthly at the Forest Lakes condominium clubhouse, 1058 Forest Lakes Drive, a neighbor community's building; check the county notice for the date and time (April 2026 notice; July 2026 notice).
The committee's minutes for December 2, 2025 and May 5, 2026 record, for Fund 1626, a carry forward of $3,617,825, a revenue total of $4,467,525, an operating expense budget of $349,225 and county overhead of $109,200. Capital reserves of $4,009,100 "remain for future improvements", and an Asset Management Plan dated June 4, 2024 projects $2,140,995 of maintenance and repair through 2028 (May 5, 2026 minutes). On April 7, 2026 the committee approved a $420,306.43 estimate for milling, paving and markings on one mile of Forest Lakes roadways and all sixteen cul-de-sacs (April 7, 2026 minutes). The May 5 minutes record that the contractor could not start before the 2026 rainy season, so the work moved to FY2026 to 2027 in three phases: Phase I Woodshire Lane, 5,273 ft plus cul-de-sacs; Phase II Forest Lakes Drive, 3,198 ft of paving and 6,397 ft of valley gutter; and Phase III Forest Lakes Blvd, 2,423 ft of paving and valley gutter repair.
The committee's December 2, 2025 minutes record FY2026 revenue of $849,700, down $419,100 from 2024 because of a millage cut from 4.000 to 2.5000 mills. The 2026 county roll carries 2.5000 mills. This page makes no statement about future rates. The ordinance's sunset terms, any rate cap and the FY2027 budget: Information not available at time of publishing (checked 2026-11-03). Collier County Public Transit and Neighborhood Enhancement and the Board of County Commissioners hold them.
On the 2026 roll, 99 of the 442 units, or 22 percent, are homestead-exempt. That is a tax fact about how the roll reads, and it shifts the median bill, since a homestead exemption lowers the taxable value of a unit. The median total tax bill of $2,119 sits inside a range from $0 to $2,443.
A purchase changes the assessed base, so a buyer should not assume the seller's 2026 bill carries over to the next tax year. The Collier County Tax Collector bill is the place to see the levies for a specific unit, and the exemptions that apply to the owner. Ask your tax professional how a change of ownership affects the bill you will receive.
Turtle Lake Golf Colony has a clubhouse, a saline pool, tennis and pickleball courts, shuffleboard and a bocce court on site, according to the association's own amenities page. The 2024 insurance appraisal lists one pool, bocce, shuffleboard and tennis courts. Groceries and a pharmacy are on Pine Ridge Road, 0.5 straight-line miles to Publix.
Data updated: November 2026 (Turtle Lake Golf Colony Condominium Association public pages, read November 3, 2026; the association's April 2024 insurance appraisal; store directories as linked).
The table lists what the association publishes, what the appraisal records and where everyday errands are. Nothing on it comes from a listing.
What | Where or detail | Source |
|---|---|---|
Clubhouse | Fully equipped kitchen, billiards room with pool tables, fitness room and library; 5,728 sq ft, one story, built 1982 | |
Pool | Large saline pool with lounge chairs steps from the clubhouse; the appraisal lists one pool, a pool deck and a fence | |
Pool house or workshop | 1,725 sq ft, one story, built 1982 | |
Tennis and pickleball courts | On site | |
Shuffleboard and bocce | On site | |
Community calendar | March 2026 activity types | |
Publix | 2310 Pine Ridge Rd, Naples 34109 | |
CVS pharmacy | 2324 Pine Ridge Rd, Naples 34109 |
The association's site describes a clubhouse with a fully equipped kitchen, a billiards room with pool tables, a fitness room and a library (association amenities page). The 2024 insurance appraisal records a one-story, 5,728 sq ft clubhouse built in 1982.
Yes. The association describes a large saline pool with lounge chairs steps from the clubhouse, and its 2024 appraisal lists one pool with a pool deck and fence (appraisal). The appraisal also records a 1,725 sq ft pool house or workshop, built in 1982. Neither source says anything about water temperature or other pool features, so this page makes no such claim.
The association's amenities page lists tennis and pickleball courts, and the appraisal lists tennis courts. The association's March 2026 calendar shows pickleball mornings (calendar PDF). How many courts there are is a question for the association.
The association lists shuffleboard and a bocce court, and the appraisal lists bocce and shuffleboard courts. The clubhouse has a billiards room with pool tables, per the association's site.
The March 2026 calendar lists pickleball mornings, water aerobics, bingo, mahjong, a hot dog and hamburger day, coffee and donuts, auxiliary meetings, a Board workshop and Board meeting, and a St. Patrick's Day poolside party (calendar PDF). It shows activity types, not prices, and a month's schedule changes from month to month.
The association's 2012 rules booklet sets pool hours from sunrise to sunset, says there is no lifeguard, asks that the pool gates be kept closed and locked, and does not allow pets at the pool. It also limits social events in the clubhouse to set hours. Confirm the current rules with the association, because the booklet dates from March 2012.
Publix is at 2310 Pine Ridge Rd, Naples 34109, 0.5 straight-line miles from 100 Forest Lakes Blvd, Building 1's address (store directory listing). CVS is at 2324 Pine Ridge Rd, Naples 34109 (CVS). Confirm hours with each store.
The association's public pages do not give court counts, current facility hours or current guest rules. Exact court counts, current facility hours and current guest rules: Information not available at time of publishing (checked 2026-11-03). The association holds all three, and a seller can usually say how a facility is used day to day.
Turtle Lake Golf Colony's condominiums own no golf course. Quail Run Golf Club, at 1 Forest Lakes Blvd, is a separate private, member-owned club, and its own site says home ownership is not required to join (Quail Run). Public courses, beaches, courts and gardens in Naples fill out the options.
Data updated: November 2026 (Quail Run Golf Club's own site, golf directories, Paradise Coast, the Forest Lakes MSTU minutes and Hiking Project as linked, read November 3, 2026; straight-line miles from 100 Forest Lakes Blvd).
Distances here are straight-line miles from 100 Forest Lakes Blvd, Building 1's address; road miles are longer and vary by route and season.
The condominiums own no golf course. Quail Run Golf Club, at 1 Forest Lakes Blvd, is a separate private, member-owned club, and its own site says home ownership is not required to join (naplesquailrun.com). The association's site describes the community as set around the Quail Run Golf Course, which is where the name comes from.
No source we found gives Turtle Lake Golf Colony owners play rights at Quail Run Golf Club. Membership, guest play and public play are the club's terms to state, so ask the club before you assume anything. The association's sales page also says owners pay no rent or land-use fees for the recreational or commonly used facilities (sales and leasing page).
The club's own site says home ownership is not required to join, and notes that the course runs through several residential communities (naplesquailrun.com). The club sets its own membership terms. Ask the club about membership, guest play and public play.
Quail Run is an 18-hole, par 70 course, per a scorecard directory (Golfing Record; GolfLink). The club's site lists men's and ladies' leagues and dining and event space for up to 150 guests, and says it won the Collier Community Choice Private Golf Club Award in 2025 and 2026.
The Forest Lakes Roadway and Drainage MSTU funds retaining walls and riprap on Quail Run Golf Club lakes, with club coordination and easements, according to the committee minutes. On February 3, 2026 the club presented a three-phase lake renovation, with Phase I covering lakes 13 to 16 and pump houses, subject to club member and board approval and with later phases only if the MSTU partners. The minutes say a Lake 15 retaining wall replacement could reach construction in 2027 (February 3, 2026 minutes; May 5, 2026 minutes; January 6, 2026 minutes). These are plans in dated minutes, not commitments.
A golf directory lists these Naples courses as public: Naples Beach Club, 851 Gulf Shore Blvd N; Hibiscus Golf Club, 5375 Hibiscus Dr; Tiburon Golf Club, 2620 Tiburon Dr; Arrowhead Golf Club, 2205 Heritage Greens Dr; Lely Resort, 8004 Lely Resort Blvd; and Lakewood Country Club of Naples, 4235 Lakewood Blvd (GolfLink). They are listed as public by a golf directory; confirm access with each course.
Straight-line from Building 1's address, Clam Pass Park is 2.2 miles, Lowdermilk Park 3.8, the Vanderbilt Beach area on Gulf Shore Dr 4.1 and the Naples Pier 5.7. Vanderbilt Beach is a separate Gulf-side community; we keep a separate page for it.
Vanderbilt Beach and Clam Pass Park are open 8 a.m. to sundown, with paid parking that a Collier County resident beach permit lowers, per Paradise Coast (beach parking guide; parking and amenities guide). Clam Pass Park has a free tram, per those pages. Confirm current rates and hours.
Lowdermilk Park is at 1301 Gulf Shore Blvd N, Naples 34102, and is open 5 a.m. to 11 p.m., per Paradise Coast. It is 3.8 straight-line miles from Building 1's address.
The Naples Pier is at 25 12th Ave S, Naples 34102, and was built in 1888. Only part of the pier is open to the public because of Hurricane Ian damage, per its Paradise Coast listing. Confirm current status with the City of Naples.
Paradise Coast lists Veterans Community Park with 14 courts (8 unlit, 6 lit) and Fleischmann Park with 6 courts (Paradise Coast). East Naples Community Park, 3500 Thomasson Dr, is called "Pickleball Central" on its Paradise Coast listing, with tennis and racquetball as well. These counts are attributed to Paradise Coast, so confirm them with each park.
Naples Botanical Garden, 4820 Bayshore Dr, Naples 34112, is open 9 a.m. to 5 p.m. daily, with summer hours of 8 a.m. to 2 p.m. from June 1 to September 30; adult admission is $27 and ages 4 to 17 are $12, per its FAQ and Paradise Coast. The Gordon River Greenway is a 140-acre park in urban Naples, open 6 a.m. to 10 p.m., with paved trails, boardwalks and a playground, per Hiking Project. Confirm hours and prices.
Turtle Lake Golf Colony sits across two flood zones on Collier County's republished copy of the February 8, 2024 FEMA map: five buildings in Zone AE and eight in shaded Zone X, with the zone line crossing 200 Forest Lakes Blvd. All 13 buildings are in Hurricane Evacuation Zone B on the county's layer.
Data updated: November 2026 (Collier County's republished copy of the FEMA flood map, panel 12021C0384J, and its evacuation zone and Coastal High Hazard Area layers; Collier County's 2026 flood protection newsletter; our count).
The flood zone follows the building, not the plan or the unit size. Each building's county address records are its units plus one building record (36 plus 1; Building A 10 plus 1).
Building and address | County address records | Zone | Panel | Effective | Evacuation |
|---|---|---|---|---|---|
Building 1, 100 Forest Lakes Blvd | 37 | AE | 12021C0384J | February 8, 2024 | Zone B |
Building 2, 150 Turtle Lake Ct | 37 | AE | 12021C0384J | February 8, 2024 | Zone B |
Building 4, 170 Turtle Lake Ct | 37 | AE | 12021C0384J | February 8, 2024 | Zone B |
Building 7, 200 Turtle Lake Ct | 37 | AE | 12021C0384J | February 8, 2024 | Zone B |
Building 8, 225 Turtle Lake Ct | 37 | AE | 12021C0384J | February 8, 2024 | Zone B |
Building 3, 160 Turtle Lake Ct | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building 5, 180 Turtle Lake Ct | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building 6, 190 Turtle Lake Ct | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building 9, 175 Turtle Lake Ct | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building 10, 200 Forest Lakes Blvd | 37 | shaded X at the center; the AE line crosses the building | 12021C0384J | February 8, 2024 | Zone B |
Building 11, 300 Forest Lakes Blvd | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building 12, 400 Forest Lakes Blvd | 37 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
Building A, 101 Forest Lakes Blvd | 11 | shaded X | 12021C0384J | February 8, 2024 | Zone B |
We checked all 455 county address records of the 13 buildings against the county's republished 2024 FEMA map. Buildings 1, 2, 4, 7 and 8 read as Zone AE. Buildings 3, 5, 6, 9, 11, 12 and A read as shaded Zone X, and Building 10 reads as shaded X at its center with the AE line crossing it.
By our count from the county's republished flood layer, 185 of the 455 county address records of the 13 buildings fall in Zone AE and 270 in shaded Zone X; that is five buildings in AE and eight in shaded X. The count is ours, made from the county layer, and it is not a FEMA determination for any unit.
Zone AE is a Special Flood Hazard Area, the area of the 1 percent annual chance flood, and it comes with a base flood elevation (Collier County 2026 flood protection newsletter).
Shaded Zone X is the 0.2 percent annual chance flood hazard area, outside the Special Flood Hazard Area, per the same county newsletter. It is a different map category from Zone AE, and the map says nothing about what a particular storm will do.
The AE zone line crosses 200 Forest Lakes Blvd, so units there can read differently; check the exact unit. Building 10 reads as shaded X at its center on the county layer, and the 37 county address records at that building are the ones to check one by one.
The panel is 12021C0384J, effective February 8, 2024, for all 13 buildings. A map panel can be revised, so check the current panel before you rely on the date.
The county's map layer does not store a base flood elevation for each building; get the BFE for a building from an elevation certificate or from the FEMA Map Service Center (msc.fema.gov). This page prints no BFE for any building.
All 13 buildings are in Hurricane Evacuation Zone B on the county's layer. Confirm your zone with Collier County Emergency Management before a storm.
Collier County's Coastal High Hazard Area map layer shows no area at Turtle Lake Golf Colony.
Whether a lender requires flood insurance on a Turtle Lake Golf Colony condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (msc.fema.gov), and ask the association what its master policy covers.
Collier County's 2026 flood protection newsletter reports participation in the NFIP Community Rating System since October 1992 and a Class 5 rating, with a 25 percent discount on eligible NFIP policies (newsletter). The county planning page says the Class 5 rating saves the community over $9 million in flood insurance premiums a year (Community Planning and Resiliency). The newsletter also says new machinery such as air conditioners and generators must be elevated to the BFE plus 1 foot; that is for new work only.
Look up the building's address at the FEMA Map Service Center, and ask the association or the seller for any elevation certificate on file. The county newsletter says there is typically a 30-day waiting period before new flood coverage begins, so ask an insurance agent about timing before a closing date.
Turtle Lake Golf Colony's storm record has to be read from county-wide reports: no document we found names Turtle Lake Golf Colony in a storm damage report, which is not proof of what a storm did or did not do there. These are the National Weather Service and National Hurricane Center figures for Naples and Collier County.
Data updated: November 2026 (National Weather Service Miami and National Hurricane Center reports as linked; Collier County Forest Lakes MSTU minutes, February 3, 2026).
Irma made landfall at Marco Island on September 10, 2017 as a Category 3 hurricane. The National Weather Service recorded storm surge of 3 to 4 ft at the Gulf and Naples Bay waterfronts of Naples, extending less than half a mile inland, and 9 to 15 inches of rain inland in Collier County, with flooding that lingered at least a week. In Collier County at least 88 structures were destroyed and about 1,500 had major damage (NWS Miami).
Hurricane-force sustained winds blew across Greater Naples, and a WeatherBug station near Naples Airport recorded 93 mph sustained and a 142 mph gust, per the NWS summary. More than 90 percent of customers in western South Florida lost power for more than a week (NWS Miami).
Ian made landfall as a Category 4 hurricane near Cayo Costa on September 28, 2022. The Naples Airport recorded 67 mph sustained winds and a 105 mph gust (NWS Miami Ian summary).
The NWS wrote that in Collier County "extensive storm surge flooding occurred over most areas south and west of US 41/Tamiami Trail, as well as near the Gordon River, Cocohatchee River, and connecting creeks and canals" (NWS Miami). Turtle Lake Golf Colony is off Pine Ridge Road between Goodlette-Frank Road and Airport-Pulling Road. We draw no inference about the site from the NWS description, and this page prints no surge figure for Turtle Lake, Forest Lakes or Pine Ridge Road.
The National Hurricane Center report gives maximum inundation of 6 to 9 ft above ground on the Naples coast, and the Naples Pier gauge read 6.18 ft above Mean Higher High Water before it was destroyed. Flooding was reported at the Naples airport, and in Collier County 33 buildings were destroyed and more than 3,500 had major damage (NHC Tropical Cyclone Report).
The NWS narrative for Debby in August 2024 records widespread minor to moderate flooding across western and coastal Collier, with water entering structures in several neighborhoods in Naples, North Naples and Golden Gate, about 1 to 2 ft deep on many streets. It followed 4 to 6 inches of rain that fell during high tide on August 4 (NWS Miami impact narratives). The narrative does not name Turtle Lake Golf Colony or Forest Lakes.
For Milton in October 2024, the National Hurricane Center reports that the Naples Bay North gauge recorded a storm tide of 5.77 to 5.78 ft and 5.08 ft above Mean Higher High Water, and maximum inundation of 3 to 5 ft above ground on the coast from Bonita Beach through Marco Island. Naples airport winds were 29 knots sustained with a 50 knot gust, about 33 mph and 58 mph (NHC Tropical Cyclone Report).
Ask the association for its records of insurance claims, repairs and assessments after any named storm. The Forest Lakes MSTU minutes of February 3, 2026 record roadway flooding during storms and a stormwater mitigation study that "could tentatively be scheduled for 2028 to 2029 pending issue of permits" (February 3, 2026 minutes). The seller and the association can say what happened at a specific building.
Turtle Lake Golf Colony's buildings are insured by the association under a master policy, and the association used its April 2024 appraisal for insurance purposes. The unit owner insures what the declaration and Florida law leave to the owner, usually with an HO-6 condominium unit policy. The appraisal sets replacement cost at $4,157,062 for each three-story building.
Data updated: November 2026 (the association's April 25, 2024 insurance appraisal update; Florida Statutes s. 718.111; Citizens Property Insurance bulletins and Insurance Journal, June 23, 2026, as linked).
The association insures the buildings under a master policy, and s. 718.111 of the Florida Statutes governs association insurance and records (s. 718.111). The association used the April 2024 appraisal for insurance purposes (appraisal).
The appraisal update, as of April 25, 2024, values each three-story building at $4,157,062 replacement cost and $3,997,708 insurable, and Building A at $1,345,942 replacement and $1,292,104 insurable. It values the clubhouse at $1,059,170, the pool house at $238,425 and other amenities at $502,095. All improvements come to $53,030,377 replacement and $51,010,136 insurable after exclusions.
On construction, the appraisal describes 1974 to 1980 joisted masonry (ISO 2) with stucco walls, concrete floors, wood truss roofs with a flat membrane and a metal mansard cover, unit air conditioners and no fire sprinklers. The three-story buildings have a manual fire alarm; Building A has none.
A unit owner typically carries an HO-6 condominium unit policy for what the declaration and Florida law leave to the owner, such as interior finishes, belongings and personal liability. The declaration for each building says where the line falls, and s. 718.111 governs association insurance (s. 718.111). Get quotes for a specific unit; the buyer's own quotes are the only reliable figure.
Ask for the master policy certificate, the carrier, the limits, the wind and flood deductibles and what flood coverage the association carries. The association's carrier, limits, wind and flood deductibles and flood coverage: Information not available at time of publishing (checked 2026-11-03). The association, through Sandcastle Community Management, holds them, and the seller's resale package under s. 718.503 may contain more.
Whether a lender requires flood insurance on a Turtle Lake Golf Colony condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (msc.fema.gov), and ask the association what its master policy covers. Citizens' May 12, 2023 bulletin says condominium unit-owner policies no longer have to carry flood coverage to stay eligible with Citizens, even in a Special Flood Hazard Area, after a 2023 law (Citizens bulletin; Citizens update). A lender can still ask for flood coverage on a unit.
Insurance Journal reported on June 23, 2026 that Citizens had 293,772 policies at the end of May 2026, down from a 2023 high of 1.4 million. It also reported that commercial residential new buildings written fell from nearly 35,000 in 2023 to 131 so far in 2026 (Insurance Journal).
Citizens' June 12, 2024 bulletin says Commercial Lines Rule 103.11 concerns a roof's remaining useful life, with a one-time exception available through an approved roof condition inspection form from a Florida-licensed roofing or general contractor, effective August 1, 2024 (Citizens bulletin). This page gives no roof dates for the buildings; the association holds them.
The association's Insurance Information page lists a Wind Mitigation Reports heading (Insurance Information). Ask for the report for the building you are considering, since it is the document an insurer typically asks about for wind coverage.
Turtle Lake Golf Colony sits 0.7 straight-line miles from Pine Ridge Middle School, and several Naples public schools are within a few miles. School assignment depends on the exact address and can change each year. Confirm zoning for any Turtle Lake Golf Colony address with Collier County Public Schools before you rely on it.
Data updated: November 2026 (Collier County Public Schools school list and 2025-2026 School and District Grades file, July 1, 2026 accountability brief; school sites as linked; straight-line miles from 100 Forest Lakes Blvd).
The table lists some Naples public schools by straight-line distance from 100 Forest Lakes Blvd, Building 1's address; it is not a list of assigned schools. Addresses come from the district school list.
Some Naples public schools by straight-line distance | Address | Straight-line miles |
|---|---|---|
Pine Ridge Middle | 1515 Pine Ridge Road, 34109 | 0.7 |
Barron Collier High | 5600 Cougar Drive, 34109 | 1.2 |
Sea Gate Elementary | 650 Seagate Drive, 34103 | 1.6 |
Naples High | 1100 Golden Eagle Circle, 34102 | 2.7 |
Lake Park Elementary | 1295 14th Avenue North, 34102 | 3.2 |
Pelican Marsh Elementary | 9480 Airport Road North, 34109 | 3.4 |
Gulfview Middle | 255 6th Street South, 34102 | 4.7 |
Naples Park Elementary | 685 111th Avenue North, 34108 | 4.8 |
Gulf Coast High | 7878 Shark Way, 34119 | 6.1 |
Poinciana Elementary | 2825 Airport Road North, 34105 | distance not measured |
Osceola Elementary | 5770 Osceola Trail, 34109 | distance not measured |
School letter grades for 2021-22 to 2025-26, from the district's file:
School | SY22 | SY23 | SY24 | SY25 | SY26 |
|---|---|---|---|---|---|
Pine Ridge Middle | A | A | A | A | A |
Gulfview Middle | A | A | A | A | A |
Barron Collier High | A | A | A | A | A |
Naples High | B | B | B | A | A |
Gulf Coast High | A | A | A | A | A |
Sea Gate Elementary | A | A | A | A | A |
Lake Park Elementary | A | A | A | A | A |
Osceola Elementary | A | A | A | A | A |
Pelican Marsh Elementary | A | A | A | A | A |
Poinciana Elementary | B | A | B | A | A |
Use the district's school list and ask Collier County Public Schools to confirm zoning for the exact address. School assignment depends on the exact address and can change each year. Pine Ridge Middle's site carries a district notice that parental choice applications open January 6, so parents may apply for a school outside the assigned zone through the district's choice program (Pine Ridge Middle).
The district earned an "A" for 2025-2026 and says it is one of only five Florida districts rated A for the last nine years, with 51 of 52 traditional public schools earning an A or B (district grades page; grades file). A school grade is a yearly state measure. Confirm zoning with the district.
Sea Gate Elementary is 1.6 straight-line miles away, Lake Park Elementary 3.2, Pelican Marsh Elementary 3.4 and Naples Park Elementary 4.8. Poinciana Elementary and Osceola Elementary are listed with addresses, and distance was not measured. The five-year letters for Sea Gate, Lake Park, Pelican Marsh and Osceola are all A; Poinciana reads B, A, B, A, A. School assignment depends on the exact address, so confirm zoning with Collier County Public Schools.
Pine Ridge Middle, 1515 Pine Ridge Road, is 0.7 straight-line miles away and Gulfview Middle, 255 6th Street South, is 4.7. Both earned five straight A letters from 2021-22 to 2025-26. Confirm zoning for any Turtle Lake Golf Colony address with the district before you rely on it.
Barron Collier High is 1.2 straight-line miles away, Naples High 2.7 and Gulf Coast High 6.1. Barron Collier and Gulf Coast earned five straight A letters, and Naples High reads B, B, B, A, A. School assignment depends on the exact address; confirm zoning with Collier County Public Schools.
The district list gives these public charter schools: Gulf Coast Charter Academy, 215 Airport-Pulling Road North, 34104; Optima Classical Academy, 3369 Pine Ridge Road Suite 204, 34109; and Mason Classical Academy, grades K-6 at 7170 Vanderbilt Beach Road and grades 7-12 at 2647 Professional Circle, 34119. Distance was not measured, and enrollment follows each school's own process, so confirm with the school.
Seacrest Country Day School, 7100 Davis Blvd, 34104, offers PK to grade 12 per its site and is 6.1 straight-line miles away (Seacrest). Community School of Naples, 13275 Livingston Road, 34109, has Lower, Middle and Upper Schools per its site (Community School of Naples); distance was not measured. This page gives no tuition.
Florida SouthWestern State College, Collier Campus, 7505 Grand Lely Drive, Naples 34113, is 8.9 straight-line miles away. Florida Gulf Coast University, 10501 FGCU Blvd S, Fort Myers 33965, is 17.5 (FGCU). Straight-line miles are shorter than any road route.
Turtle Lake Golf Colony is 2.2 straight-line miles from Clam Pass Park, 3.8 from Lowdermilk Park, 3.0 from Physicians Regional Medical Center, Pine Ridge, and 4.0 from Naples Airport. These are straight-line miles from 100 Forest Lakes Blvd, Building 1's address; road miles are longer and vary by route and season.
Data updated: November 2026 (sources as linked in the table, read November 3, 2026; straight-line miles from 100 Forest Lakes Blvd).
Destination | Straight-line miles | Note and source |
|---|---|---|
Publix, 2310 Pine Ridge Rd | 0.5 | |
Pine Ridge Middle School | 0.7 | Confirm zoning with the district. Pine Ridge Middle |
Waterside Shops | 1.4 | Distance only |
Clam Pass Park | 2.2 | |
Coastland Center, 1900 Tamiami Trail N | 3.0 | |
Mercato | 3.0 | Distance only |
Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd | 3.0 | |
Lowdermilk Park, 1301 Gulf Shore Blvd N | 3.8 | |
Naples Airport | 4.0 | |
Vanderbilt Beach area, Gulf Shore Dr | 4.1 | |
NCH Baker Hospital, 350 7th St N | 4.3 | |
NCH North Hospital, 11190 Health Park Blvd | 4.3 | |
Fifth Avenue South (1100 Fifth Avenue South, the district's east end) | 4.8 | |
Naples Pier, 25 12th Ave S | 5.7 | |
Florida SouthWestern State College, Collier Campus | 8.9 | Distance only |
Florida Gulf Coast University | 17.5 | |
Southwest Florida International Airport, Fort Myers | 22.3 | Distance only |
Clam Pass Park is 2.2 straight-line miles from Building 1's address. It is open 8 a.m. to sundown with paid parking that a Collier County resident beach permit lowers, and it has a free tram, per Paradise Coast. Confirm current rates and hours.
Lowdermilk Park, 1301 Gulf Shore Blvd N, Naples 34102, is 3.8 straight-line miles away and open 5 a.m. to 11 p.m., per Paradise Coast.
The Vanderbilt Beach area on Gulf Shore Dr is 4.1 straight-line miles away. Vanderbilt Beach is a separate Gulf-side community, and we keep a separate page for it.
In an emergency, call 911. Physicians Regional Medical Center, Pine Ridge, 6101 Pine Ridge Rd, is 3.0 straight-line miles away (Physicians Regional). NCH Baker Hospital, 350 7th St N, Naples 34102, is 4.3, and NCH opened a new emergency department there in December 2021 (NCH Baker). NCH North Hospital, 11190 Health Park Blvd, Naples 34110, is also 4.3 and lists an emergency department on NCH's locations page.
A January 21, 2026 Business Observer report says NCH North houses labor and delivery, a NICU and a pediatric emergency department (Business Observer). Confirm services with NCH before you plan around them.
NCH's locations page lists NCH Immediate Care, Vanderbilt, at 801 Vanderbilt Beach Rd, Naples 34108, and NCH Immediate Care, Southeast, at 7717 Collier Blvd Suite 100, Naples 34113 (NCH locations). These are not emergency rooms. Confirm hours with NCH.
Waterside Shops is 1.4 straight-line miles away, Mercato 3.0 and Coastland Center 3.0. Coastland Center is at 1900 Tamiami Trail North, Naples 34102, at US 41 and Golden Gate Parkway, with Macy's, JCPenney and Dillard's (Coastland Center; Wikipedia).
Fifth Avenue South is the Old Naples shopping and dining district running from Tamiami Trail to the Gulf, and 1100 Fifth Avenue South, the district's east end, is 4.8 straight-line miles away. Its site lists Evening on Fifth on November 12, 2026 and the Christmas Walk and Tree Lighting on December 4, 2026 (Fifth Avenue South).
Naples Airport is 4.0 straight-line miles away. American Airlines' first flight is set for December 2, 2026, with two daily flights to Charlotte on a 65-seat CRJ-700; the airport's last scheduled airline service left in 2017, per Business Observer on October 14, 2026 (Business Observer).
Southwest Florida International Airport, in Fort Myers, is 22.3 straight-line miles away. That is distance only; road miles are longer and vary by route and season.
Turtle Lake Golf Colony's surroundings are changing in several dated ways: FDOT is converting the I-75 interchange at Pine Ridge Road to a diverging diamond, the county has a Pine Ridge Road corridor design under way, and the Forest Lakes MSTU has paving phases set for FY2026 to 2027. Each item carries its date.
Data updated: November 2026 (FDOT District One, Collier County notices, county MSTU minutes, Business Observer and NCH releases as linked, with the dates stated in each line).
FDOT project 445296-1 at exit 107 converts the interchange to a diverging diamond, at about $27.5 million, with the construction phase under way since early 2025 and estimated completion in mid-2027, per FDOT District One's project page updated October 29, 2026 (swflroads.com). Check the project page for current lane and ramp closures.
The project includes reconstructed ramps, new ramp signals, pedestrian and bicycle accommodations and resurfacing of Pine Ridge Road through the 0.5-mile project area (project page).
The county's Pine Ridge Road Corridor Project covers about 1 mile of Pine Ridge Road from west of Livingston Road to east of Whippoorwill Lane, plus about three-quarters of a mile of Livingston Road. A county notice records a 60 percent design open house on June 18, 2026, with comments through July 2, 2026 (county notice).
The study covers Golden Gate Parkway east of Airport Road to west of Santa Barbara Blvd. A county notice says a second public meeting on February 26, 2026 presented a corridor-wide preferred alternative (county notice).
The widening of Airport-Pulling Road from Vanderbilt Beach Road to Immokalee Road, four to six lanes, is priced at $37.3 million, with construction potentially as soon as fall 2026, per an April 2025 report (Naples News Now). That is north of Vanderbilt Beach Road, not the stretch near Pine Ridge Road.
On April 7, 2026 the committee approved a $420,306.43 estimate for milling, paving and markings on one mile of Forest Lakes roadways and all sixteen cul-de-sacs (April 7, 2026 minutes). The May 5, 2026 minutes record that the contractor could not start before the 2026 rainy season, so the work moved to FY2026 to 2027 in three phases: Phase I Woodshire Lane, 5,273 ft plus cul-de-sacs; Phase II Forest Lakes Drive, 3,198 ft of paving and 6,397 ft of valley gutter; and Phase III Forest Lakes Blvd, 2,423 ft of paving and valley gutter repair (May 5, 2026 minutes). A stormwater mitigation study could tentatively be scheduled for 2028 to 2029 pending permits, per the February 3, 2026 minutes.
The North Road Terminal's phase two interior renovation was approved 4 to 0 on December 18, 2025 at a cost not to exceed $4.41 million, funded by airport revenue, per Aviation Pros. American Airlines' first flight is set for December 2, 2026, per Business Observer on October 14, 2026.
NCH's $295 million heart and stroke critical care center at the NCH Baker campus is five stories, with site work under way as of October 2025 and a milestone release on May 29, 2026 (NCH, October 2025; NCH, May 2026). A women's and pediatric care pavilion at NCH North, announced January 20, 2026 at more than $350 million and four stories above the existing emergency departments, ties its groundbreaking to raising 80 percent through philanthropy (Business Observer). Neither report gives an opening year.
Rezonings, petitions and site plans on or beside Forest Lakes Blvd and Turtle Lake Ct: Information not available at time of publishing (checked 2026-11-03). Collier County Growth Management, the Planning Commission and Board of County Commissioners agenda packets hold them, and a buyer can ask the county for any pending petition near the address.
Turtle Lake Golf Colony and the Forest Lakes condominiums read differently on one county yardstick: over 60 months the county shows 105 qualified sales at Turtle Lake at a $240,000 median against 43 at $260,000 for the Forest Lakes condominiums. Fees, rules, pets, leasing, amenities, golf terms and flood records are not compared.
Data updated: November 2026 (Collier County recorded sales, qualified sales over $100,000, county records through mid-October 2026, county file dated October 27, 2026, our analysis).
We compared Turtle Lake Golf Colony with the Forest Lakes condominiums, Fairway Forest Garden Villas, Emerald Greens and Poinciana Apartments on one county yardstick. Each is its own record, and none is part of Turtle Lake Golf Colony.
Measure | Turtle Lake Golf Colony | Forest Lakes condominiums (Forest Lakes I to III, Golf and Tennis Club Buildings 1 and 2) | Fairway Forest Garden Villas (Forest Lakes Blvd) | Emerald Greens and The Fairways at Emerald Greens (Woodshire Ln) | Poinciana Apartments (3325 Airport Rd N) |
|---|---|---|---|---|---|
Parcels | 442 units | 189 parcels | 48 units | 287 parcels | 164 units |
County roll years | 1974 to 1980 | 1973 to 1981 | 1987 | 1990 to 1992 | 1973 |
County heated sq ft | 638 to 1,040 | 675 to 950 | 997 to 1,189 | 1,138 to 1,520 | 594 to 778 |
12 months | 12 sales, $155,000 to $207,000, median $182,500 | 5 sales, $142,000 to $318,000 (no median) | 0 sales | 10 sales, $187,500 to $549,000, median $283,750, $216 per county heated sq ft | 3 sales, $129,000 to $150,000 (no median) |
24 months | 25 sales, $155,000 to $275,000, median $200,000 | 12 sales, $142,000 to $318,000, median $211,250, $230 per county heated sq ft | 0 sales | 18 sales, $187,500 to $549,000, median $290,500, $228 per county heated sq ft | 9 sales, $129,000 to $210,000 (no median) |
60 months | 105 sales, $139,000 to $340,000, median $240,000 | 43 sales, $142,000 to $427,000, median $260,000, $283 per county heated sq ft | 8 sales, $260,000 to $350,000 (no median) | 51 sales, $187,500 to $549,000, median $325,000, $253 per county heated sq ft | 45 sales, $129,000 to $224,000, median $174,900, $257 per county heated sq ft |
These are county figures on one yardstick, qualified recorded sales over $100,000. Fees, rules, pets, leasing, amenities, golf terms and flood records are not compared. We keep a separate page for Forest Lakes; its figures here are county figures only.
Over 24 months the county shows 25 qualified sales at Turtle Lake Golf Colony, from $155,000 to $275,000 at a $200,000 median, and 12 at the Forest Lakes condominiums, from $142,000 to $318,000 at a $211,250 median. Over 60 months it shows 105 at Turtle Lake, from $139,000 to $340,000 at a $240,000 median, and 43 at the Forest Lakes condominiums, from $142,000 to $427,000 at a $260,000 median.
Turtle Lake Golf Colony's 13 buildings carry county roll years of 1974 to 1980. The Forest Lakes condominiums carry 1973 to 1981. Fairway Forest Garden Villas reads 1987, Emerald Greens and The Fairways at Emerald Greens 1990 to 1992, and Poinciana Apartments 1973.
Turtle Lake Golf Colony's county heated sizes run from 638 to 1,040 sq ft, and the Forest Lakes condominiums from 675 to 950. Fairway Forest Garden Villas run 997 to 1,189, Emerald Greens and The Fairways 1,138 to 1,520 and Poinciana Apartments 594 to 778.
In the 12 months through mid-October 2026 the county shows 12 qualified sales at Turtle Lake Golf Colony and 5 at the Forest Lakes condominiums. Fairway Forest Garden Villas shows none, Emerald Greens and The Fairways 10 and Poinciana Apartments 3. Sales depth differs, and a median needs at least 10 qualified sales to appear in the table.
Over 60 months, Fairway Forest Garden Villas shows 8 qualified sales from $260,000 to $350,000, Emerald Greens and The Fairways at Emerald Greens 51 at a $325,000 median, and Poinciana Apartments 45 at a $174,900 median. We offer no judgment; they are different records with their own associations. We keep a separate page for Forest Lakes; its figures here are county figures only.
County sales cannot compare fees, rules, pets, leasing, amenities, golf terms or flood records. Those come from each association's documents, and they can outweigh a price difference. Turtle Lake Golf Colony's own rules are no pets of any kind and leases of 90 days to one year with association approval, per its sales and leasing page.
Decide by plan, size band, price band, county roll year and sales depth, not by anything else. The decision table uses county figures only.
If you are comparing on | Turtle Lake Golf Colony | Forest Lakes condominiums |
|---|---|---|
County heated size | 638 to 1,040 sq ft | 675 to 950 sq ft |
County roll years | 1974 to 1980 | 1973 to 1981 |
24-month qualified sales and median | 25 sales, median $200,000 | 12 sales, median $211,250 |
60-month qualified sales and median | 105 sales, median $240,000 | 43 sales, median $260,000 |
Selling a condo at Turtle Lake Golf Colony? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.
Buying at Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony's county roll records three sizes: 638 sq ft on 143 units, 842 sq ft on 289 units and 1,040 sq ft on 10 units. The 638 and 842 sq ft plans sit in Buildings 1 to 12, and the 1,040 sq ft plan sits only in Building A, which has no elevator.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; the association's 2024 insurance appraisal).
The county roll records three sizes: 638, 842 and 1,040 county heated sq ft. Listings and the association describe the 638 sq ft plan as one bedroom and one bath and the 842 and 1,040 sq ft plans as two bedrooms and two baths; confirm the plan of a specific unit with the seller and the association.
Plan (county heated sq ft) | Units on the roll | Buildings | Stories and elevator | Bedrooms and baths (listings and the association; confirm) |
|---|---|---|---|---|
638 | 143 | Buildings 1 to 12 | Three stories, one elevator per building | One bedroom, one bath |
842 | 289 | Buildings 1 to 12 | Three stories, one elevator per building | Two bedrooms, two baths |
1,040 | 10 | Building A | Two stories, no elevator | Two bedrooms, two baths |
The flood zone follows the building, not the plan: Buildings 1, 2, 4, 7 and 8 are in Zone AE, and Buildings 3, 5, 6, 9, 10, 11, 12 and A are in shaded X, with the zone line crossing Building 10.
The county roll's heated sq ft are 638, 842 and 1,040. The association's home page says the units are all one- or two-bedroom (association). The county roll's bedroom and bath fields are blank for all 442 units.
The 638 and 842 sq ft plans are in Buildings 1 to 12, where each building has 12 units of 638 and 24 of 842, except Building 4 with 11 and 25 on the roll. The 1,040 sq ft plan is only in Building A, at 101 Forest Lakes Blvd.
Building A is two stories with no elevator, per the association's 2024 insurance appraisal. The 12 numbered buildings are three stories with one elevator each, a 2,200 lb, 3-stop car (appraisal). Which floor a unit is on is a question for the seller.
Listings and the association describe the 638 sq ft plan as one bedroom and one bath and the 842 and 1,040 sq ft plans as two bedrooms and two baths; confirm the plan of a specific unit with the seller and the association. The county's fields are blank, so bath counts by unit are not on the roll.
Building A has 11 all-time qualified sales in the county file, from $105,000 to $292,000, at a $143,000 median. Two fall in the last 60 months, and the most recent was recorded on August 2, 2026 at $155,000 for a 1,040 sq ft unit. A thin sales record means a single sale can move any figure, so a median here would mislead.
Decide by plan, building and size, using the county roll's sizes and the association's description of bedrooms and baths. A 638 sq ft plan sits in a three-story building with an elevator, while the 1,040 sq ft plan sits in a two-story building without one. Confirm the exact unit's plan, floor and building with the seller and the association.
Turtle Lake Golf Colony puts 442 condominium units in 13 buildings beside Quail Run Golf Club, with 12 qualified sales in the last 12 months and a yearly median that has fallen from $271,250 in 2023 to $188,500 in 2026 through mid-October. These pros and cons come from county records and the public sources named on this page.
Data updated: November 2026 (Collier County Property Appraiser public data files, download dated October 27, 2026; Collier County recorded sales, county records through mid-October 2026, our analysis; flood map panel 12021C0384J; the association's public pages and 2024 insurance appraisal).
Every pro and con is a fact from this page, not an opinion about who should buy. For the neighboring community, see Forest Lakes on our team site.
Pros
Cons
Selling a condo at Turtle Lake Golf Colony? Get a free home valuation at mcgreevyandcomisar.com/home-valuation, or call Jesse direct at (239) 898-6072.
Buying at Turtle Lake Golf Colony? Call Marc at (239) 287-5873 for a personalized buyer consultation, and see how we represent buyers.
Turtle Lake Golf Colony sellers get the strongest result when a condo is priced by its plan, its building and Collier County's recorded sales, because county records through mid-October 2026 show 12 qualified sales in 12 months and a falling yearly median. McGreevy and Comisar price from the record, not a portal estimate.
Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County 2026 tax roll; our analysis).
If you're searching for the best Turtle Lake Golf Colony listing agent, or thinking, "I need to sell my condo at Turtle Lake Golf Colony...", you are choosing between a team that reads the market from a portal and a team that reads it from the record. We tracked every qualified recorded sale the county file holds for the 13 condominiums, 423 sales back to 2002, we read the 2026 county tax roll for all 442 units, and we checked the flood zone at all 455 county address records of the 13 buildings. Jesse McGreevy and Marc Comisar price each unit by plan, building and county heated size, and put the flood zone and the condominium law paperwork in front of a buyer before the buyer has to ask.
Collier County's file shows these qualified recorded sales, with the window named beside each figure.
Window, county records through mid-October 2026 | Qualified sales | Range | Median |
|---|---|---|---|
12 months | 12 | $155,000 to $207,000 | $182,500 |
60 months | 105 | $139,000 to $340,000 | $240,000 |
2026 through mid-October | 10 | $155,000 to $207,000 | $188,500 |
These counts cover sales the county marks as qualified, so a deed the county does not mark as qualified is not in them.
Start with our free home valuation, and we will follow up with a number built on the county's qualified recorded sales, adjusted for plan, building and county heated size. Our Naples home valuation page explains our method.
Talk to Jesse direct: (239) 898-6072, text or call. Confidential conversations welcome. For the full process, read our guide to selling a home in Naples.
Buying at Turtle Lake Golf Colony instead? Call Marc at (239) 287-5873, or read about buying a condo in Naples and how we represent buyers.
We state the trend and then price from the windows. The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October. We weigh the 12-month window, 12 sales at a $182,500 median, against the 60-month window, 105 sales at $240,000, and check the answer against Forest Lakes condominiums, Fairway Forest Garden Villas, Emerald Greens and Poinciana Apartments on the same county yardstick. We make no forecast.
Yes, because size is the first adjustment after the building. The county roll records 143 units of 638 county heated sq ft, 289 of 842 and 10 of 1,040, and the 1,040 sq ft plan is found only in Building A. We compare your unit with qualified sales of the same county heated size in your building and nearby buildings, and we compute no new plan statistic from a handful of deeds.
It can. Buildings 1, 2, 4, 7 and 8 sit in Zone AE and Buildings 3, 5, 6, 9, 11 and 12 and Building A in shaded Zone X, while the zone line crosses Building 10 at 200 Forest Lakes Blvd. Building A is two stories with no elevator, and the numbered buildings are three stories with one elevator each. County roll years run from 1974 to 1980. Sales depth varies too: over 60 months Building 12 holds 15 qualified sales and Building A holds 2.
A buyer will ask for the resale package under section 718.503: the declaration, articles, bylaws, rules, budget and financial report and, for buildings the milestone and SIRS laws reach, the milestone inspection summary and the SIRS or a statement that none exists. Expect an estoppel certificate request under section 718.116 and association approval of the sale. Read the current statute and your contract. We gather these at listing.
Buyers ask both. Five buildings are in Zone AE and eight in shaded Zone X on the county's republished 2024 FEMA map, panel 12021C0384J, and all 13 are in Evacuation Zone B. The twelve numbered buildings are three stories, per the association's 2024 appraisal, so the milestone inspection and SIRS laws reach them; Building A, at two stories, is below the three-story line. Status is not public, so we help you request the association's answer before you list. Whether a lender requires flood insurance on a Turtle Lake Golf Colony condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (msc.fema.gov), and ask the association what its master policy covers.
Turtle Lake Golf Colony owners call McGreevy and Comisar when a condo has to be priced on the county record and sold without surprises. Jesse McGreevy and Marc Comisar have been Top 1% Real Estate Agents Nationally Since 2008 and lead the #1 team in Southwest Florida since 2012.
As the leaders of Domain Realty Group our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in Sales. Read more about our team. Meet Jesse McGreevy, who leads the team's listing and seller strategy, and Marc Comisar, who leads buyer representation and negotiation.
Jesse McGreevy leads the team's listing and seller strategy, and Marc Comisar leads buyer representation and negotiation. Selling a condo at Turtle Lake Golf Colony? Get a free home valuation or call Jesse direct at (239) 898-6072. Buying at Turtle Lake Golf Colony? Call Marc at (239) 287-5873, or read about buying a condo in Naples. You can also contact us any time.
Jesse McGreevy and Marc Comisar are top-reviewed Turtle Lake Golf Colony realtors, and the reviews on the team's Google Business Profile describe what a Turtle Lake Golf Colony seller or buyer needs most: honest advice, steady communication and a team that sells.
★★★★★ "Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through." Verified Google review
★★★★★ "Marc is extremely knowledgeable, professional and a true pleasure to work with. He kept us informed throughout the process and went over and beyond our expectations to ensure an extremely smooth process." Verified Google review
★★★★★ "We have purchased many properties over the years and Jesse is without a doubt the most knowledgeable, personable and efficient real estate broker we have ever worked with!" Verified Google review
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team.
Turtle Lake Golf Colony buyers ask what the 13 buildings are, what has sold, what the flood map says and which documents govern a purchase. Each answer draws on a county record, an association page, a statute or a public report, and where a fact is not published we say what to ask for.
Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County 2026 tax roll; the association's published pages; Florida Statutes; FEMA flood data as republished by Collier County; our analysis).
Turtle Lake Golf Colony is 442 condominium units in 13 recorded condominiums, Buildings 1 to 12 with 36 units each and Building A with 10, on Forest Lakes Blvd and Turtle Lake Ct, Naples 34105, run by one association. It sits beside Quail Run Golf Club, a separate private club. Our Naples hub covers the wider market.
Turtle Lake Golf Colony is on Forest Lakes Blvd and Turtle Lake Ct, off Pine Ridge Road between Goodlette-Frank Road and Airport-Pulling Road, in unincorporated Collier County, not inside the City of Naples. Its mailing city is Naples and its ZIP code is 34105.
No. Forest Lakes is a separate neighboring community with its own condominiums and its own association, which uses a clubhouse at 1058 Forest Lakes Drive. Turtle Lake Golf Colony shares the Forest Lakes Roadway and Drainage MSTU and the Quail Run golf course setting with it, and no Forest Lakes figure is used for Turtle Lake on this page.
The county roll counts 442 units in 13 buildings: twelve numbered buildings of 36 units each and Building A with 10. The roll records each building as its own condominium. The association's recorded deed fractions of 108/442 and 334/442 both count 442.
No developer or builder is named on any public record we checked; the recorded declarations, recorded from 1973 to 1980, name the declarant, and a title search reads them.
County roll years run from 1974 to 1980, and the declarations were recorded from October 1973 for Building 10 to March 1980 for Building A. The recording date and the county roll year measure different things; Building 10's declaration was recorded in October 1973 and its roll year is 1974, and Building 5's was recorded in January 1979 with a 1978 roll year.
Per the association's April 2024 insurance appraisal, the twelve numbered buildings are three stories and Building A is two stories.
Each of the twelve three-story buildings has one elevator, listed in the 2024 appraisal at 2,200 lb with 3 stops. Building A, at two stories, has no elevator.
The association's published pages describe no gatehouse; confirm access arrangements with the association.
Yes. The association's amenities page lists a clubhouse with a fully equipped kitchen, a billiards room with pool tables, a fitness room and a library, and a large saline pool with lounge chairs steps from the clubhouse. The 2024 appraisal lists one pool. Confirm current hours and guest rules with the association.
The condominiums own no golf course. Quail Run Golf Club, at 1 Forest Lakes Blvd, is a separate private, member-owned club, and its own site says home ownership is not required to join (naplesquailrun.com). No source we found gives Turtle Lake owners play rights, so ask the club about membership and guest play.
The county roll records three sizes: 638, 842 and 1,040 county heated sq ft. We counted 143 units of 638, 289 of 842 and 10 of 1,040. The 1,040 sq ft plan is found only in Building A.
It depends on the plan, and not every unit has two. The county roll records three sizes: 638, 842 and 1,040 county heated sq ft. Listings and the association describe the 638 sq ft plan as one bedroom and one bath and the 842 and 1,040 sq ft plans as two bedrooms and two baths; confirm the plan of a specific unit with the seller and the association.
County records through mid-October 2026 show 12 qualified sales in the last 12 months, from $155,000 to $207,000, at a $182,500 median. The newest qualified sale was recorded August 27, 2026, at $192,000 in Building 4. No MLS figures were used.
The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October. We make no forecast.
The county marks 12 qualified sales in the last 12 months, 25 in 24 months and 105 in 60 months. The full county file holds 423 qualified sales back to 2002. A deed the county does not mark as qualified is not in these counts.
The association does not publish an assessment schedule on its public pages. Ask for the current budget, an estoppel certificate and any special-assessment notice from the association through Sandcastle Community Management, and ask what the assessment covers before you make an offer.
No pets of any kind; service animals as the law allows. The association's sales and leasing page says "No animals or pets of any kind shall be kept in a unit or on any condominium property" (sales and leasing page), and its 2012 rules booklet adds that service animals are allowed.
The association's sales and leasing page says leases may run no less than 90 days and no more than one year, and the association must approve every sale and lease; the same page also lists seasonal rentals of 3 to 5 months. Confirm current leasing terms with the association before you buy or sign a lease.
Yes. The association must approve all sales in advance, according to its sales and leasing page. Lessees submit a lease application and a signed agreement to abide by the condominium documents, an interview may be required, and a processing fee accompanies each application. We print no fee amount.
The association's published rules carry no age restriction; confirm with the association and the recorded declarations before you rely on it.
No CDD was identified: the 2026 county levy list for this tax area shows no CDD, and none of the 442 units carries a non-ad valorem charge on the 2026 roll.
The Forest Lakes Roadway and Drainage MSTU is a Collier County taxing unit that levies 2.5000 mills of the 11.8696 mills in millage area 248 for 2026. The county roll puts every one of the 442 units in the tax area that carries the 2.5000-mill Forest Lakes Roadway and Drainage MSTU levy. At that rate, the MSTU share of the median just value of $181,030 would be about $453 before exemptions or caps.
The 2026 county roll shows median total taxes of $2,119 across the 442 units, against a median just value of $181,030, with $0 in non-ad valorem charges on every unit. A purchase changes the assessed base, so a buyer's bill can differ from the seller's.
By building. On Collier County's republished 2024 FEMA map, panel 12021C0384J, effective February 8, 2024, Buildings 1, 2, 4, 7 and 8 are in Zone AE and Buildings 3, 5, 6, 9, 11 and 12 and Building A are in shaded Zone X. The AE zone line crosses 200 Forest Lakes Blvd, so units there can read differently; check the exact unit at the FEMA Map Service Center.
All 13 buildings are in Hurricane Evacuation Zone B on the county's layer. Confirm your zone with Collier County Emergency Management before a storm.
We found no storm damage report that names Turtle Lake Golf Colony, and that is not proof of what a storm did or did not do there. Ask the seller and the association for claims, repairs and assessments tied to any storm, and request the master policy certificate.
The twelve numbered buildings are three stories, per the association's 2024 appraisal, so the milestone inspection law, section 553.899, reaches them; Building A, at two stories, is below the three-story line. The inspection records are not public, so ask the association for the building's milestone summary and read section 553.899.
Yes for the twelve three-story buildings, because section 718.112 requires a structural integrity reserve study for each building of three habitable stories or higher, and reserves for its components may not be waived or reduced in budgets adopted on or after December 31, 2024. Building A is below that line. Ask for the SIRS and its funding schedule.
Under section 718.503, the seller delivers the declaration, articles, bylaws, rules, budget and financial report and, for buildings the milestone and SIRS laws reach, the milestone inspection summary and the SIRS or a statement that none exists. Also review the estoppel certificate, any special-assessment notice and the master policy certificate.
Under section 718.503, a buyer may cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after receiving the resale documents. Read the current statute and your contract, because your contract and the date of delivery control the clock.
Clam Pass Park is 2.2 straight-line miles and Lowdermilk Park is 3.8, measured from 100 Forest Lakes Blvd, Building 1's address; road miles are longer and vary by route and season. Confirm current beach hours and parking rates before you go.
Pine Ridge Middle, 1515 Pine Ridge Road, is 0.7 straight-line miles from 100 Forest Lakes Blvd, and Barron Collier High, 5600 Cougar Drive, is 1.2. School assignment depends on the exact address and can change each year. Confirm zoning for any Turtle Lake Golf Colony address with Collier County Public Schools before you rely on it.
Call 911 in an emergency. Physicians Regional Medical Center, Pine Ridge, at 6101 Pine Ridge Rd is 3.0 straight-line miles from 100 Forest Lakes Blvd, and NCH Baker Hospital, 350 7th St N, and NCH North Hospital, 11190 Health Park Blvd, are each 4.3.
Turtle Lake Golf Colony sellers ask what a condo is worth, how the plan and building change the price, what a buyer will request and which statutes shape the sale. Each answer draws on a county record, an association page, a statute or our analysis, and where a figure is not published we print none.
Data updated: November 2026 (Collier County recorded sales, qualified sales only, county records through mid-October 2026, county file dated October 27, 2026; Collier County 2026 tax roll; the association's published pages; Florida Statutes; our analysis).
McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008, start with a pricing read on your plan and building, gather the resale documents and request an estoppel certificate, check the flood zone and the association's approval step, and then list. Call Jesse at (239) 898-6072, text or call, to start. Our guide to selling a home in Naples walks through the steps.
County records through mid-October 2026 show 12 qualified sales in the last 12 months, from $155,000 to $207,000, at a $182,500 median. The newest qualified sale was recorded August 27, 2026, at $192,000 in Building 4. The 2026 yearly median is $188,500 on 10 sales through mid-October.
Each answers a different question. The 12-month view holds 12 qualified sales at a $182,500 median and shows today's level. The 60-month view holds 105 at $240,000 and spans the 2022 and 2023 highs. The full county file holds 423 qualified sales back to 2002 at a $142,500 median and shows the long record.
It depends on the plan, the building, the county heated size and the condition, so we answer from the record rather than a portal estimate. Start with a free home valuation or call Jesse at (239) 898-6072. We compare the qualified recorded sales for your plan and building with the 12-month and 60-month windows.
We start with your own plan and building, then match county heated size and recording date, then widen to nearby buildings. We then check the answer on the county yardstick against Forest Lakes condominiums, Fairway Forest Garden Villas, Emerald Greens and Poinciana Apartments. Those are different places, so they test a price and never set it.
It can. Flood zone follows the building: Buildings 1, 2, 4, 7 and 8 are in Zone AE, eight buildings are in shaded Zone X, and the zone line crosses 200 Forest Lakes Blvd. Building A is two stories without an elevator, the numbered buildings are three stories with one elevator each, and county roll years run from 1974 to 1980.
Yes, size is the first adjustment after the building. The county roll records 143 units of 638 county heated sq ft, 289 of 842 and 10 of 1,040, all 10 of the largest in Building A. Building A holds 11 all-time qualified sales, from $105,000 to $292,000. We compute no new plan statistic from a few deeds.
It is part of the record we price from. The county record shows prices falling: the yearly median of qualified sales was $270,000 in 2022 and $271,250 in 2023, then $227,500 in 2024, $200,000 in 2025 and $188,500 on 10 sales in 2026 through mid-October. We make no forecast, so we price against the sales that have closed.
No. The county recorded twelve deed prices in the last 36 months that it did not mark as qualified sales, and we leave them out of every median because the county did not qualify them. A deed can go unqualified for many reasons, and the county's flag is the only thing we report.
We think the answer is the team that prices from the record. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008, lead the #1 team in Southwest Florida since 2012, and as leaders of Domain Realty Group have closed over $2.5 billion in real estate. We tracked every qualified recorded sale the county file holds for Turtle Lake Golf Colony back to 2002. Call Jesse at (239) 898-6072.
Ask each candidate to show the sales behind the price, name the window, and say what the county does and does not record. Ask how the agent will handle your building, the flood zone, the association's approval step and the resale documents. An agent who quotes one price with no sales is guessing.
It should contain the qualified recorded sales for your plan and building with the window named, a note on what the county roll cannot see, a plan for the resale documents and the estoppel certificate, and a net sheet built from your own numbers.
The declaration for your building, the articles, bylaws, rules, budget and financial report, the estoppel certificate, the master policy certificate, the milestone inspection summary and the SIRS or a statement that none exists, and any special-assessment notice. We request them at listing so a buyer's review period starts with the paperwork in hand.
Under section 718.503, the seller delivers the declaration, articles, bylaws, rules, budget and financial report and, for buildings the milestone and SIRS laws reach, the milestone inspection summary and the SIRS or a statement that none exists. The buyer may cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after receiving them. Read the current statute and your contract.
It is the association's statement of what an owner owes, and section 718.116 covers it. The association issues it within 10 business days of a request, and the fee is capped by statute, so we print no figure. Ask early.
Under section 718.116, a buyer is jointly liable with the seller for assessments that came due before the transfer, so an unpaid balance cannot simply be left behind. The contract and the closing statement settle who pays, so ask the title company to confirm the payoff from the estoppel certificate.
Ask the association for the notice and its terms, and disclose it to buyers. Section 718.112(2)(c)1 requires 14 days' written notice of a meeting at which a nonemergency special assessment will be considered. We state no special assessment at Turtle Lake Golf Colony, because none is published on a public page we found; call us and we will walk through the effect on your sale.
Yes for the twelve three-story buildings. The twelve numbered buildings are three stories, per the association's 2024 appraisal, so the milestone inspection law reaches them; Building A, at two stories, is below the three-story line. The inspection records are not public, so ask the association for the building's milestone summary before you list.
Yes for the twelve three-story buildings, because the structural integrity reserve study requirement in section 718.112 applies there. Ask the association whether a study exists, when it was done and what it says about reserves. We state nothing about the association's study.
Yes. Expect questions on the zone, any elevation certificate and the evacuation zone. Your building is in Zone AE or shaded Zone X on the county's republished 2024 FEMA map, and all 13 buildings are in Evacuation Zone B. Ask the association for any elevation certificate it holds, and check your address at the FEMA Map Service Center.
Yes, so know the answer from the association's pages and your documents. The association's sales and leasing page says no pets of any kind, with service animals as the law allows, and that leases may run no less than 90 days and no more than one year. Confirm current terms with the association.
Yes. The association must approve all sales in advance, according to its sales and leasing page, and may require an application and an interview. A processing fee accompanies each application, and we print no amount.
Lease terms and approvals sit in the condominium documents and the association's rules, and the association must approve every lease. Ask the association how a sale with a tenant in place is handled, and have the lease in hand so the buyer can review it with the resale documents.
The county marks too few qualified sales in any one month to prove a season, so we print no seasonal rule. We pick a list date from the current listings, your move date and what the paperwork needs. Call Jesse at (239) 898-6072 and we will talk through the timing for your building.
We print no number of days, because no MLS figures were pulled for this page. Timing depends on price, plan, building and how soon the documents and association approval are ready. Call Jesse at (239) 898-6072 and we will walk through what we see on the market today.
We print no cost figure on this page, because costs depend on your price, your loan payoff and your contract. Call Jesse at (239) 898-6072 and we will build a net sheet from your own numbers, including the title and closing costs.
That depends on your purchase price, your improvements, how long you owned the unit and how you used it, so we print no figure and give no tax advice. Ask a tax professional before you list, and we will provide the closing numbers they need.
Save Our Homes is Florida's cap on homestead assessment growth, and a sale changes the assessed base for the buyer. We print no figure and give no tax advice. Ask a tax professional how it applies to you, and use your tax bill to see what your bill looks like today.
It is a Florida tax on the deed, and the contract sets who pays it. We print no figure here and give no tax advice. The title company shows the charge on the closing statement, and we include it in the net sheet we build for you.
Yes, a private sale is possible, and it is still a Florida sale with the same duties. The association must still approve the sale, the buyer still gets the resale documents, the estoppel certificate is still issued under section 718.116 and the same flood and milestone questions arise. Call Jesse at (239) 898-6072 and we will talk it through.
Buildings 1, 2, 4, 7 and 8 are in Zone AE on the county's republished 2024 FEMA map. Whether a lender requires flood insurance on a Turtle Lake Golf Colony condo is the lender's decision, based on the zone of that building; check the address at the FEMA Map Service Center (msc.fema.gov), and ask the association what its master policy covers.
Turtle Lake Golf Colony figures on this page come from county, state and federal records, the association's own pages, statutes, news reports and public project pages. Each entry names the publisher and the item, with the date where the page gives one, so you can check any number yourself.
Data updated: November 2026 (all entries accessed November 3, 2026; Collier County Property Appraiser public data files, download dated October 27, 2026).
Association
Florida law and state agencies
County and MSTU
Federal flood and storms
Insurance
Golf, beaches, parks and recreation
Schools and colleges
Healthcare
Shopping and places
Roads, airport and development
Turtle Lake Golf Colony documents are public PDFs and statute pages, each linked at the office or publisher that issues it. Open them for the full text behind the building, flood, storm, school and condominium law figures on this page.
# | Document | Publisher | What it shows |
|---|---|---|---|
1 | Turtle Lake Golf Colony 2024 insurance appraisal update (PDF) | The association | Building stories, construction, replacement cost and insurable values as of April 25, 2024 |
2 | Collier County PTNE | The boundary map of the Forest Lakes Roadway and Drainage MSTU | |
3 | Collier County PTNE | The MSTU's FY2026 fund figures and the paving phases | |
4 | Collier County | Flood zone meanings, the Community Rating System class and flood protection information for property owners | |
5 | National Weather Service Miami | Collier County impacts from Ian in September 2022, including the surge area and wind readings | |
6 | National Hurricane Center | The official storm report for Ian, including inundation on the Naples coast and Collier County damage counts | |
7 | National Hurricane Center | The official storm report for Milton, including the Naples Bay gauge readings | |
8 | Collier County Public Schools | The district's yearly letter grades for each school | |
9 | Florida Senate | Which condominium buildings need milestone inspections, the 30-year and 25-year timing and the two inspection phases | |
10 | Florida Statutes 718.112, 2025 text (budgets, reserves and SIRS) | Florida Senate | The budget and reserve rules and the structural integrity reserve study components and deadlines |
Thinking about buying or selling in Southwest Florida? Tell us what you are trying to do and we will tell you honestly what it will take. McGreevy and Comisar, Domain Realty Group.