We price your Natura home from resales of its own plan and build year, and line up the disclosure summary and estoppel before a buyer asks.
Updated September 2026 · Jesse McGreevy and Marc Comisar, Domain Realty · Market data from Lee County Property Appraiser recorded sales and parcel roll, index built 29 September 2026, and Southwest Florida MLS, pulled 29 September 2026
McGreevy and Comisar are the Bonita Springs listing team whose office sits on South Tamiami Trail, and this is our seller’s guide to Natura at Bonita Fairways, the neighborhood of 329 platted lots for patio homes and villas inside the Bonita Fairways community, described in full in our Natura at Bonita Fairways guide. If you own one of Natura’s 219 finished homes, this page gives you every recorded sale of the last 12 months, the resales of the last 36, the fee, developer-control and flood questions a buyer will ask, the documents Florida law makes you deliver, and what a sale costs and nets.
Natura is one of six neighborhoods inside Bonita Fairways, the golf community in Bonita Springs, and it is the largest of the six, a fee-simple subdivision of detached homes built from 2016 to 2025, with a developer that still controls its association. A Natura owner answers to the Natura association and to the Bonita Fairways master association, a buyer’s insurer reads the flood map house by house, and the builder’s own price list sits beside every resale.
The Lee County Property Appraiser recorded 10 qualified Natura sales in the 12 months to 29 September 2026, at a median of $486,250 (the mean of the middle pair, $472,500 and $500,000), from $380,000 to $579,990. Twelve months is the shortest window with ten or more sales. Seven of the ten were resales at a median of $440,000, from $380,000 to $530,000, and three were first recorded sales at $550,000 to $579,990, so the headline median is higher than what an owner selling a resale should expect, and the split is the most important fact for pricing your home.
To sell a Natura home in 2026, price it from the recorded resales of your own plan, year built and phase rather than from the neighborhood median or the builder’s price list, assemble the association estoppel, the disclosure summary and your flood disclosure before the first showing, and be on the market ahead of the January to June season, when 31 of the 51 resales on record have closed.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales, windows measured to 29 September 2026; Southwest Florida MLS, pulled 29 September 2026).
That sequence matters because Natura is not one product. A 1,309-square-foot one-story patio home, a 1,704-square-foot plan, a 2,002-square-foot plan and a 1,695-square-foot Phase 2 villa share a gate and a master fee, but not a price: two 2022-built Phase 1 homes of 1,704 heated square feet closed at $380,000 in October 2025 and $500,000 in April 2026, a gap of $120,000 inside one plan and one build year.
These are the ten facts about selling a Natura home that matter most in September 2026, each drawn from the Lee County recorded sales, the Southwest Florida MLS, the recorded Bonita Fairways instruments and the association’s posted records, and each explained in the section that covers it.
This seller’s guide to Natura at Bonita Fairways runs from the recorded market to the sale-by-sale record, the developer, fee, insurance and disclosure questions buyers ask, a comparison with Carousel Cove, two net sheets and the answers Natura owners ask us most. Each link below jumps to its section.
The Market and the Record: How Do I Sell My Natura Home in 2026? · Why List Your Natura Home With McGreevy and Comisar? · What Is the Natura Market Doing for Sellers Right Now? · What Did Natura Homes Sell For? · Have Natura Owners Sold for More Than They Paid? · A Natura Sale Worked Through
Pricing, Control, Fees and Insurance: How Do We Price a Natura Home? · Who Controls the Natura Association, and What Does Phase 3 Mean for Your Sale? · How Does the Builder’s New Construction Compete With Your Natura Resale? · What Fees Will Your Natura Buyer Pay Each Year? · Who Insures a Natura Home, and What Will a Buyer’s Insurer Ask?
Documents, Disclosures, Rules and Timing: What Must a Natura Seller Deliver and Disclose Under Florida Law? · What Will Buyers Ask About Flood, Storms and Permits? · Which Rules Affect a Natura Sale? · When Is the Best Time to Sell a Natura Home?
Marketing, Negotiation and Your Options: How Do We Market a Natura Home? · How Do We Negotiate a Natura Contract? · Natura vs Carousel Cove: Which Will Your Buyer Choose? · What Does It Cost to Sell a Natura Home? · Do I Pay Capital Gains Tax When I Sell My Natura Home? · Should I List, Sell for Cash or Sell by Owner? · How Do You Get a Free Natura Valuation?
Answers and Local Expertise: What Natura Sellers Say About Working With Us · Frequently Asked Questions, Natura at Bonita Fairways Seller Edition · Why Does a Natura Specialist Matter When You Sell? · Thinking of Selling Your Natura Home? List With the #1 Team in Southwest Florida Since 2012 · Your Local Real Estate Experts · Sources and Authoritative References · Downloadable Documents
McGreevy and Comisar are a two-partner listing team based in Bonita Springs, ranked Top 1% nationally since 2008 and the #1 team in Southwest Florida since 2012. Natura owners hire us because we price from the recorded resales of their own plan, assemble the association and disclosure documents before a buyer asks, and negotiate every offer ourselves.
If you are searching for the best realtor to sell your Natura home, or thinking, “I need a listing agent who knows what a 1,704-square-foot resale is worth against the builder’s list,” this is how we work. We lead Domain Realty Group, and with our Domain Realty Group team we have sold over $2.5 billion in real estate, with McGreevy and Comisar alone accounting for over $900 million in personal sales. Our office is at 24031 S Tamiami Trl #101, Bonita Springs, FL 34134, in the same city as Natura. Before you interview agents, read our comparison of the best real estate agents in Bonita Springs, which sets out what to ask any listing agent in this city, and read more about McGreevy and Comisar.
Honors and recognition:
For this page we tracked all 265 qualified Natura sales on the Lee County record, from December 2016 to 9 June 2026, and separated the 214 first sales from the 51 resales an owner can compare with. In the last 12 months we read every Natura sale by phase, year built, heated size and flood zone, so a price can be defended line by line. It is why our first question to an owner is which plan and which year, not which neighborhood.
We have held the Top 1% Real Estate Agents Nationally Since 2008 ranking by refusing the shortcuts that win a listing and lose the sale. We will not price a 1,704-square-foot resale off a $579,990 first sale of a larger home, tell a buyer what the Natura association charges when its dues are not published, or call the $1,100 master fee the whole carrying cost. A listing that has already answered the insurer and the lender holds its price through the inspection period.
The Southwest Florida MLS shows no closing by McGreevy and Comisar inside Bonita Fairways, and this page does not imply one. Our case rests on the public record we have read for you, our results across Bonita Springs and Southwest Florida, and how we will run your sale. The days-on-market figures below describe the neighborhood, not our own listings.
The Natura market is small, resale-driven and softer than its 2022 to 2024 peak. The Lee County record shows 10 qualified sales in the 12 months to 29 September 2026, of which 7 were resales at a $440,000 median, and the Southwest Florida MLS shows 8 closings at a $435,000 median, 127 days on market and 97.2 percent of final list price, with one home active and none pending.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales, windows measured to 29 September 2026; Southwest Florida MLS, pulled 29 September 2026).
The county recorded sale leads this page because most Natura closings since 2016 were builder closings that never went through the MLS, so the county count is the honest denominator. The MLS supplies what the deed cannot: days on market, sale-to-list and what is for sale today. The table widens the window step by step, which is how we read a small market: the first window holding ten or more sales is the one we lead with, and every figure names its window and count. Our Natura at Bonita Fairways guide carries the buyer’s version of the same record.
County window to 29 September 2026 | Qualified sales | First sales / resales | Median price | Range | Median $ per heated sq ft |
|---|---|---|---|---|---|
12 months (first window with 10+) | 10 | 3 / 7 | $486,250 (mean of $472,500 and $500,000) | $380,000 to $579,990 | $234.97 |
24 months | 25 | 10 / 15 | $499,900 | $380,000 to $646,760 | $267.15 |
36 months | 64 | 39 / 25 | $508,250 (mean of $507,500 and $509,000) | $380,000 to $646,760 | $255.23 |
60 months | 191 | 145 / 46 | $414,170 | $239,990 to $646,760 | $221.84 |
All history, December 2016 to 9 June 2026 | 265 | 214 / 51 | $376,020 | $239,990 to $646,760 | $197.31 |
The median rises as the window narrows because the long windows are mostly builder closings at 2017 to 2022 contract prices. A seller should read the resale rows, not the all-sales rows, when asking what an owner can expect.
We define a first sale as the first recorded qualified sale of a parcel and every later sale as a resale, because the county’s own builder flag misses seven first sales. On that rule the resale record reads as follows, and it is the table we price from.
Segment | Window | Sales | Median price | Range | Median $ per heated sq ft |
|---|---|---|---|---|---|
Resales | 12 months | 7 | $440,000 | $380,000 to $530,000 | $236.01 |
First sales | 12 months | 3 | $550,000 | $550,000 to $579,990 | $233.94 |
Resales | 24 months | 15 | $480,000 | $380,000 to $560,000 | $281.69 |
Resales | 36 months | 25 | $505,000 | $380,000 to $589,050 | $281.69 |
Resales | 60 months | 46 | $508,250 (mean of $507,500 and $509,000) | $322,211 to $620,000 | $262.55 |
The resale median is $440,000 over 12 months, $480,000 over 24 and $505,000 over 36, which is a real decline from the earlier windows and not a rounding effect. Each median names its count, and the 12-month resale figure rests on seven homes.
Calendar-year resale medians ran $530,000 in 2022 on 8 resales, $527,500 in 2023 on 14, $526,750 in 2024 on 10, $489,950 in 2025 on 10 and $456,250 in 2026 through 9 June on 4. The 2025 median is 7.0 percent below 2024, and the four-sale 2026 figure is about 14 percent below the 2022 peak. Four sales cannot carry a trend, so we treat 2026 as a direction to price against, not a forecast, and we note that the county file has not yet recorded sales after 9 June 2026.
The MLS is where days on market and sale-to-list live, and it is the yardstick a Natura listing competes against. We pulled it on 29 September 2026, segmented by the MLS neighborhood field, with every window ending that day, and sale-to-list is sold price over final list price.
MLS window | Closed sales | Median sold price | Median days on market | Median sale-to-list | Median $ per living sq ft | Range |
|---|---|---|---|---|---|---|
12 months | 8 | $435,000 | 127 | 97.2% | $241 | $380,000 to $579,990 |
24 months | 17 | $472,500 | 144 | 97.9% | $258 | $380,000 to $579,990 |
36 months | 27 | $500,000 | 112 | 97.7% | $267 | $380,000 to $589,050 |
60 months | 48 | $503,500 | 86 | 97.4% | $257 | $324,680 to $620,000 |
All MLS history | 66 | $475,000 | 87 | 98.0% | $240 | $263,540 to $620,000 |
The MLS shows one Natura home active at $519,900 and none pending on 29 September 2026. Nineteen Bonita Fairways MLS sales carry only the community name and are not assigned to Natura here. Read together, the two sources agree on price and disagree on speed: a median of 127 days on 8 closings means a Natura home has taken about four months to sell in the last year and closed roughly 3 percent under its final asking price. With only eight closings, one slow sale moves that median, so it describes the last year and is not a promise.
The MLS 12-month rows for the six neighborhoods show how differently the community trades, and each neighborhood has its own seller’s guide and its own buyer pool.
Neighborhood | MLS closings, 12 months | Median sold price | Median days on market | Median sale-to-list |
|---|---|---|---|---|
Natura | 8 | $435,000 | 127 | 97.2% |
Carousel Cove | 3 | $360,000 | 13 | 96.1% |
2 | $302,500 | 29.5 | 96.9% | |
11 | $325,000 | 85 | 96.6% | |
2 | $294,500 | 174 | 94.8% | |
1 | $344,000 | 12 | 98.3% | |
All Bonita Fairways | 28 | $339,000 | 85 | 96.8% |
Natura is the highest-priced of the six on the MLS and the slowest but one, and the counts for every neighborhood except Natura and The Gardens are three or fewer, so none of those speeds is a forecast. For the whole-community picture, read our Bonita Fairways seller’s guide, linked below.
Natura homes sold for $380,000 to $579,990 in the 12 months to 29 September 2026, and the seven resales sold for $380,000 to $530,000. Over 36 months the 25 resales ran $380,000 to $589,050, and the plan you own decides where in that range you sit: 1,704-square-foot Phase 1 resales have centered near $500,000, 2,002-square-foot resales near $440,000 and Phase 2 villas near $510,000.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales, windows measured to 29 September 2026; heated square feet as the county records them).
Ten sales is enough for a median but not enough to hide any of them, so here is every one, with no street addresses and with the phase and type of each.
Recorded | Home | Year built | Beds | Heated sq ft | Price | $ per sq ft | First sale or resale |
|---|---|---|---|---|---|---|---|
24 October 2025 | Phase 1 patio home | 2022 | 3 | 1,704 | $380,000 | $223 | Resale |
26 November 2025 | Phase 1 patio home | 2016 | 3 | 2,002 | $390,000 | $195 | Resale |
17 December 2025 | Phase 1 patio home | 2016 | 3 | 2,171 | $579,990 | $267 | First sale |
17 December 2025 | Phase 2 villa | 2022 | 2 | 1,695 | $530,000 | $313 | Resale |
14 January 2026 | Phase 1 patio home | 2022 | 3 | 1,753 | $385,000 | $220 | Resale |
25 February 2026 | Phase 1 patio home | 2018 | 3 | 1,309 | $440,000 | $336 | Resale |
30 April 2026 | Phase 1 patio home | 2022 | 3 | 2,002 | $472,500 | $236 | Resale |
30 April 2026 | Phase 1 patio home | 2022 | 3 | 1,704 | $500,000 | $293 | Resale |
26 May 2026 | Phase 1 patio home | 2016 | 4 | 2,766 | $550,000 | $199 | First sale |
9 June 2026 | Phase 1 patio home | 2024 | 3 | 2,351 | $550,000 | $234 | First sale |
Together the ten sales total $4,777,490, a mean of $477,749. The three first sales are the first recorded sale of each parcel, not a builder’s new-home price, and two are 2016-built homes near the builder’s sales center that may be former model homes, though no record we read says so. Do not use them as evidence for a smaller resale.
The 25 resales of the last 36 months, grouped by the heated size the county records, show how much the plan decides. Groups with two sales list both prices, and groups with more show the median.
Plan (heated sq ft) | Phase | Resales, 36 months | Price range | Median price | Median $ per sq ft |
|---|---|---|---|---|---|
1,309 | Phase 1 | 2 | $440,000 and $575,000 | Two sales, no median | Not reported |
1,704 to 1,778 | Phase 1 | 9 | $380,000 to $525,000 | $500,000 | $293.37 |
2,002 to 2,004 | Phase 1 | 6 | $390,000 to $545,000 | $441,250 (mean of $410,000 and $472,500) | $220.30 |
2,171 | Phase 1 | 2 | $560,000 and $589,050 | Two sales, no median | Not reported |
2,351 | Phase 1 | 2 | $544,500 and $545,000 | Two sales, no median | Not reported |
1,676 to 1,695 | Phase 2 villa | 4 | $507,000 to $530,000 | $509,500 (mean of $509,000 and $510,000) | $302.29 |
Only the 1,704 to 1,778 group and the 2,002 group have six or more resales, and a group of two describes two homes. The 1,309-square-foot pair is the sharpest example: the record shows $575,000 in February 2024 for a 2020-built home, which is $439 a heated square foot and the highest of any Natura resale, and $440,000 in February 2026 for a 2018-built home.
Most Natura owners who resold did, but the gain is mostly the step from a builder’s contract price to a market price, not appreciation. The county shows 37 homes that sold twice more than a year apart with a median of 10.16 percent a year, yet the 5 owner-to-owner pairs had a median of only 0.93 percent a year, and two of those five sold for less than the seller paid.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales, all history to 9 June 2026, repeat sales more than one year apart).
The 37 pairs have a median hold of 2.99 years and a median total change of 31.7 percent, and 2 of the 37 lost money, by 9.1 and 1.9 percent. Thirty-two of the 37 pairs run from the builder to the first owner, with a median of 10.49 percent a year over 3.04 years. Those pairs compare a 2017 to 2022 contract price with a later market price, so they show how far contracts sat below the market, not how fast Natura homes appreciate. The pairs whose second sale fell in the last 24 months (15 pairs) had a median of 8.02 percent a year over 3.3 years, and 93 percent showed a gain, and most of them are also builder-to-owner.
The honest number is the owner-to-owner one. Here are all five, described by phase, build year and size, with no addresses.
Home | Owner bought | Owner sold | Hold, years | Change | Per year |
|---|---|---|---|---|---|
Phase 1, built 2017, 2,351 sq ft | April 2021, $399,000 | September 2023, $570,000 | 2.37 | +42.86% (+$171,000) | +16.21% |
Phase 1, built 2018, 1,704 sq ft | March 2021, $325,000 | March 2024, $502,000 | 2.99 | +54.46% (+$177,000) | +15.64% |
Phase 1, built 2016, 2,002 sq ft | August 2021, $375,000 | November 2025, $390,000 | 4.24 | +4.00% (+$15,000) | +0.93% |
Phase 1, built 2022, 1,704 sq ft | August 2022, $550,000 | April 2026, $500,000 | 3.67 | -9.09% (-$50,000) | -2.57% |
Phase 1, built 2017, 2,351 sq ft | June 2022, $535,000 | September 2023, $525,000 | 1.26 | -1.87% (-$10,000) | -1.48% |
The medians of those five are +0.93 percent a year, a 2.99-year hold and +4.00 percent in total. The first two pairs bought in early 2021 and sold in 2023 and 2024, and they did well. The last two bought in 2022 at the top of the record and sold for less. Nothing here says Natura homes lose value; it says that the year you bought, the plan and the buyer’s time frame decided the result.
Take three things. First, a Natura owner who bought a resale in 2021 has recently sold well above that price. Second, a Natura owner who bought a resale at the 2022 peak may sell below the purchase price, and should know that before setting a floor. Third, sale costs are a real subtraction: on a four-year hold at 0.93 percent a year, they can exceed the gain, which the worked sale below shows in dollars. If you bought recently and are deciding whether to hold, request a free Natura valuation or call Jesse direct at (239) 898-6072 and we will run your purchase price against the resales.
The clearest single Natura sale to walk through is a 2016-built, three-bedroom, 2,002-square-foot Phase 1 patio home that the county records selling three times: $285,880 in June 2017, $375,000 in August 2021 and $390,000 on 26 November 2025. It shows what a first buyer gained, what a second buyer got over four years and what a seller should subtract before calling a sale a gain.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales for one Phase 1 parcel, read 29 September 2026; sale costs are our estimates at the statutory and customary rates named in the cost section).
We use the county’s public record for this one home and leave the parcel and street out, as we do throughout this page. The record gives dates, prices, year built, size and bedrooms, and nothing about condition, occupancy, financing, commission or credits.
The first recorded sale was $285,880 in June 2017, a builder price for the neighborhood’s first year, and the second was $375,000 in August 2021, a gain of $89,120 or 31.17 percent. The second owner sold for $390,000, or $194.81 a foot, a gain of $15,000 or 4.00 percent over 4.24 years, which is 0.93 percent a year. Across the whole 8.4 years the home rose 36.42 percent, or 3.75 percent a year, from $285,880 to $390,000. That $390,000 matches the $390,000 that a 2022-built home of the same size closed at in April 2025, and it sits below the $472,500 that a 2022-built home of the same size closed at in April 2026, an example of how much a newer build year and a different lot can matter inside one plan.
We do not know what this seller paid in commission, whether they offered buyer-agent compensation or what they spent on the home. The arithmetic below uses the rates in our cost section, a 2.75 percent listing commission, an optional 2.5 percent buyer-agent compensation, documentary stamp tax of $2,730 (3,900 units of $100 at $0.70), an owner’s title policy of $2,025 ($575 plus $290,000 at $5.00 per $1,000), search and settlement of $1,200, a lien search of $175 and an estoppel of $299.
Line | Without buyer-agent compensation | With 2.5% buyer-agent compensation |
|---|---|---|
Sale price | $390,000 | $390,000 |
Listing commission, 2.75% | $10,725 | $10,725 |
Buyer-agent compensation, 2.5% | $0 | $9,750 |
Documentary stamp tax | $2,730 | $2,730 |
Owner’s title policy | $2,025 | $2,025 |
Search, settlement, lien search, estoppel | $1,674 | $1,674 |
Estimated costs | $17,154 (4.40%) | $26,904 (6.90%) |
Estimated proceeds before any mortgage payoff | $372,846 | $363,096 |
Against the $375,000 paid in 2021 | -$2,154 | -$11,904 |
On those assumptions, and before property tax, dues, insurance, interest and any improvements over four years, a gross gain of $15,000 became a shortfall of $2,154 to $11,904. That is the practical meaning of a 0.93 percent annual gain, and it is why a Natura owner deciding whether to sell should see a net sheet at the price a valuation supports, not a price alone.
McGreevy and Comisar were not the agents on this sale, and we do not claim any Natura sale. Jesse McGreevy and Marc Comisar are Top 1% Real Estate Agents Nationally Since 2008, and our case on this page rests on the record we read and how we would run yours. To see the same walk-through for your home, with its own size, year built and purchase price, request a free Natura valuation or call Jesse direct at (239) 898-6072. The buyer’s side of the same market is in our Natura buyer’s page.
We price a Natura home in five steps: sort the record down to resales, match your home to its plan and build year, adjust for lot, flood zone and condition, test the result against the one active listing and the builder’s price list, and set a price with a written review date. The result is a range from your own twins, not a neighborhood average.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales to 29 September 2026; Southwest Florida MLS, pulled 29 September 2026).
A Natura price is easy to get wrong because the record is mixed. Of 265 recorded sales, 214 are first sales at contract prices, 103 recorded in 2022 alone, and the 12-month window holds only seven resales. Each step removes one source of error.
Take the 51 resales on record and put the first sales aside. That gives a $440,000 median on 7 sales over 12 months, $480,000 on 15 over 24 months and $505,000 on 25 over 36 months, and the spread between them is the market’s own answer to what the last year has cost a seller.
Find the resales with the same heated size and phase, then the same build year. The five Phase 1 size groups (1,309, 1,704, 2,002 to 2,004, 2,171 and 2,351 to 2,355 square feet) and the Phase 2 villa (1,676 to 1,707) are the comparison sets. Build year matters inside a plan: a 2016-built 2,002-square-foot home sold at $390,000 in November 2025, and a 2022-built one of the same size at $472,500 in April 2026, a gap of $82,500.
The county does not record lot position, view, upgrades, condition, flood zone or a letter of map change. About half of Natura’s homes were planned with golf-course views and half with preserve views, lot areas run from 2,822 to 13,290 square feet, and 152 of 222 footprints are centered in Zone AE against 70 in shaded Zone X. We adjust for each from what we see at the home and what the elevation certificate says, and we show the buyer’s agent the reasoning line by line.
The Natura developer still controls the Natura association: on 16 July 2026 the Bonita Fairways president told members that the developer holds 329 Natura votes and that turnover has not occurred. On 12 August 2026 all 106 Phase 3 lots sold on one deed for $12,985,000, so a Natura seller is selling beside a build-out with no announced date or price.
Data updated: September 2026 (Bonita Fairways association records dated 16 July 2026 and the Lee County roll, retrieved 29 September 2026).
Developer control matters to a buyer because the party that controls the board writes the budget, sets the dues and decides when owners take over, and a buyer’s agent will ask about it before asking about your kitchen.
The 16 July 2026 remarks give the developer 329 votes: 199 for Phase 1, 24 for Phase 2 and 106 for Phase 3, which is 38.4 percent of the master association’s 857 votes. On the same day members rejected a pool-loan expansion and a $500 special assessment, 122 for and 735 against. No turnover date is published. Illustratively, under the 90 percent measure in Section 720.307, Florida Statutes, 297 of 329 lots would have to be owned by members other than the developer, and on the 2026 roll about 215 are homes owned by individual owners, 8 are held by the Home Dynamics entity and 106 by the Phase 3 buyer. Whether that measure applies, or the Natura documents set another trigger, we could not confirm, because the Natura declaration is not posted.
The Phase 3 plat of 106 lots on 13.10 acres was created on 6 August 2025, and the lots sold as land on 12 August 2026 at about $122,500 a lot to TPG AG EHC III (LEN) Multi State 2, LLC, and a memorandum recorded with the deed (Instrument 2026000214144) gives Lennar Homes, LLC an option to buy them until 20 November 2029. Whether the Phase 3 votes moved with the land depends on the terms of the recorded deed (Instrument 2026000214143) and any assignment of declarant rights, and we have not found an assignment. We do not connect that entity to any builder. No home has been built on a Phase 3 lot. Lennar Homes, LLC holds a recorded option on the lots, and no product, price or opening date is published, so expect construction traffic once work starts and new-home competition once a builder announces prices.
The builder competes with your resale in three ways: a published price list of $449,990 to $519,990 for patio models, three first sales at $550,000 to $579,990 in the last 12 months, and a $2,500 master resale contribution that a buyer from you pays and a buyer from the builder does not. A resale has to overcome each with a reason a buyer can see.
Data updated: September 2026 (Home Dynamics website and Lee County roll, retrieved 29 September 2026; Bonita Fairways recorded amendment of 12 March 2024).
Home Dynamics is the Natura developer and the builder of the Phase 1 patio homes and Phase 2 villas. On the 2026 county roll it still owns 4 finished homes, one of them its sales center, and 4 vacant Phase 1 lots. The Phase 3 buyer, TPG AG EHC III (LEN) Multi State 2, LLC, is a separate party, and a memorandum recorded with its deed gives Lennar Homes, LLC an option to buy the lots until 20 November 2029.
The builder’s page, which is undated, lists patio models A to E from $449,990 (Model A, 1,308 square feet) to $519,990 (Model E, 2,308 square feet) and a sold-out Model F, with prices stated as starting prices subject to change without notice. Its heading says “from the $500s” while its list starts at $449,990, so we treat it as a brochure, not a price. Its specification lists a concrete foundation, stucco, flat concrete tile roofing, insulated low-E glass and a 10-year structural warranty, and does not say whether the glass is impact rated or whether the warranty passes to a resale buyer, which are two questions your buyer may ask.
Exemption (g) of the recorded amendment exempts the purchaser of a lot or living unit from Home Dynamics Bonita, LLC, Home Dynamics Bonita Fairways, LLC, Cedar Green Homes, L.L.C., or their affiliates, successors and assigns. Your buyer is not in that group, so a buyer choosing between your home and a builder home starts with a $2,500 difference, about 0.57 percent of a $440,000 price. Some sellers offer a closing-cost credit for that amount, and we build it into the net sheet.
We compare on price per heated square foot against the 12-month resale median of $236.01, on the fee stack, on the flood zone and on what a resale offers that a new home cannot: an established landscape, a lot already chosen and a closing on your timeline. We say what a new home offers, too: a warranty, current code and a choice of finishes. The three builder-side first sales were larger homes and 2016-built homes near the sales center, so they do not tell you what your 1,704-square-foot home will bring.
A Natura buyer pays the Bonita Fairways master assessment, $1,100 for 2026, plus the Natura association’s own dues, which are not published in any document we could reach, plus property tax and a $20 or $50 city stormwater fee, and a one-time $2,500 master resale contribution unless exempt. Natura has no condominium fee and no community development district.
Data updated: September 2026 (Bonita Fairways 2026 master budget and recorded amendments, retrieved 29 September 2026; Lee County 2026 proposed millage).
The Natura layer is the one buyers most often miss, and the one a seller can remove as a surprise.
Layer | Amount | Period | Who pays | Source |
|---|---|---|---|---|
Master assessment, 2026 | $1,100 ($964 operating plus $136 reserve) | Yearly, two payments of $550 | Every Natura owner | 2026 master budget |
Master assessment, 2025 | $932 | Yearly | Every Natura owner | Same budget, prior-year column |
Master assessment, 2023 and 2024 | $1,000 | Yearly | Every Natura owner | 2024 budget presentation |
Natura association dues | Not published | Not published | Every Natura owner | Natura budget or estoppel certificate |
Natura working capital and transfer fees | Not published | Not published | Per the Natura declaration | Declaration, not posted online |
Master resale contribution | $2,500 | One time at closing | The buyer, unless exempt | Instrument 2024000069667, recorded 12 March 2024 |
Builder’s initial contribution | $475 per lot | At each third-party closing | The builder | Instrument 2021000296451 |
City stormwater fee | $20 under 1,800 sq ft, $50 above | Yearly | Every owner | City of Bonita Springs |
Extra gate vehicles | $30 each | Per vehicle | Single-family owners | Gate RFID sticker form |
Special assessments | None found; a $500 master proposal failed 16 July 2026 | Not applicable | Not applicable | Association vote results |
Special district or CDD | None | Not applicable | Not applicable | Lee County taxing district 017 |
The $2,500 is due from the buyer, and members approved it on 6 March 2024. The recorded Certificate of Amendment exempts a conveyance to the owner’s spouse or a co-owner, to an estate, surviving spouse or heirs, to a trustee or spouse for estate or tax planning, and to a mortgagee, the association or a neighborhood association by foreclosure. It also exempts a person who acquires a lot or living unit within one year of conveying a different one, and the purchaser from the builder entities in exemption (g). It is not a first-time-buyer exemption: the association’s public notice says “Natura 1st time buyers,” which read against the recorded text means the first sale from the builder. Whether Phase 3 buyers are exempt is not published.
This is an illustration, not a tax bill. It assumes a buyer pays $440,000, the 12-month resale median, for a home over 1,800 square feet, and that the county assesses the home at that price the year after purchase. Natura is in taxing district 017, where the 2026 proposed millage totals 12.8217 mills.
Line | No homestead | Homestead |
|---|---|---|
Property tax on $440,000 (or $415,000 after the first $25,000 exemption) | $5,641.55 | $5,321.01 |
Master assessment, 2026 | $1,100.00 | $1,100.00 |
City stormwater fee, over 1,800 sq ft | $50.00 | $50.00 |
Annual total | $6,791.55 | $6,471.01 |
Monthly equivalent | $565.96 | $539.25 |
One time at closing | $2,500 | $2,500 |
The Natura dues, homeowners insurance and flood insurance are not in the totals, and for homes in a high-risk flood zone insurance can matter as much as the tax. The Save Our Homes cap under Section 193.155 and the non-homestead cap under Section 193.1554 both reset on a change of ownership, which is why the Section 689.261 summary warns buyers not to rely on your current taxes. Order the estoppel at listing and put the master fee, the Natura dues and the $2,500 on one sheet. Buyers can call Marc at (239) 287-5873 or see how we represent buyers, and sellers can request a free Natura valuation with the fee sheet built in.
The owner insures a Natura home, not the association: Natura is a subdivision of detached homes, so the buyer buys a homeowners policy, flood insurance where required and wind coverage, and the master association insures its own common property. A buyer’s insurer will ask for the roof type and age, a wind-mitigation report and, in a flood zone, the elevation certificate.
Data updated: September 2026 (FEMA National Flood Hazard Layer, City of Bonita Springs Community Rating System listing, Citizens Property Insurance and Florida Office of Insurance Regulation pages, retrieved 29 September 2026).
Insurance is where Natura’s age is an advantage and its flood map is a question. Every Natura home was built from 2016 to 2025, so every roof is 10 years old or less if unreplaced, and every home was built after the first statewide Florida Building Code of 2002.
The builder specifies concrete tile roofing and insulated low-E glass and does not state that the windows are impact rated, so we do not say they are. Florida requires insurers to offer discounts for documented wind-resistant features, recorded on the Uniform Mitigation Verification Inspection Form (OIR-B1-1802), which lists roof covering, roof-deck attachment, roof-to-wall connections, roof shape, secondary water resistance and opening protection. Order it on your home before you list.
The City of Bonita Springs participates in FEMA’s Community Rating System, and the City and FEMA’s April 2025 list record Class 5, a 25 percent discount on National Flood Insurance Program premiums; check the current list before quoting it. Citizens Property Insurance does not write flood policies but requires flood insurance of its policyholders with wind coverage, in the high-risk zone now and elsewhere on a schedule that reaches every policy on 1 January 2027. On the current FEMA map, 152 of 222 Natura footprints are centered in Zone AE and 70 in shaded Zone X, and FEMA’s records show four letters of map amendment or revision for Natura lots between February 2024 and August 2026, three that removed a structure from the flood zone and one denied. A letter applies to one structure, so if your home has one, it belongs in the listing package.
Selling a Natura home in the AE area? We pull the elevation certificate and any FEMA letter before we list, so request a free Natura valuation or call Jesse direct at (239) 898-6072.
A Natura seller must give the buyer the Chapter 720 disclosure summary before the buyer signs, complete the Section 689.302 flood disclosure at or before the contract, give the Section 689.261 property tax summary, disclose known material defects a buyer cannot see, and order the Natura association’s estoppel certificate under Section 720.30851. This is information, not legal advice, so confirm each step with your closing agent or attorney.
Data updated: September 2026 (Florida Statutes 720.401, 720.30851, 689.302 and 689.261, read 29 September 2026; Bonita Fairways recorded instruments).
Florida puts more of a resale’s paperwork on the seller than most owners expect, and the order matters: some documents must reach the buyer before the contract is signed, not at closing.
Section 720.401(1)(a) says a prospective parcel owner in a community “must be presented a disclosure summary before executing the contract for sale.” The summary tells the buyer that association membership is mandatory, that recorded covenants govern use and occupancy, that assessments are owed and may change, that unpaid assessments can become a lien and that the developer may have the right to amend the covenants without the owners’ approval. The disclosure “must be supplied by the developer, or by the parcel owner if the sale is by an owner that is not the developer,” so on a Natura resale you supply it.
Each contract for property governed by covenants subject to the section must carry, in conspicuous type, a clause stating that if the summary was not provided before the contract was signed, the buyer may void the contract by written notice within 3 days after receiving the summary or before closing, whichever occurs first. Any purported waiver has no effect, and the right ends at closing. Put the summary in the buyer’s hands with the offer, so the 3-day right never opens late.
Section 720.401(2) provides that the section does not apply to any association regulated under Chapter 718, 719, 721 or 723. Natura is a subdivision of detached homes with a homeowners’ association, so the Chapter 720 summary applies. Bermuda Links, The Gardens at Bermuda Links and Rosewood Pointe Garden are condominiums under Chapter 718, whose sellers deliver documents under Section 718.503 and order a condominium estoppel under Section 718.116. If you are unsure which regime governs your home, ask your closing agent or attorney, and read the seller’s guide for that neighborhood, such as our Bermuda Links guide.
A seller of residential property must complete and give the buyer a flood disclosure at or before the time the contract is executed. It states that homeowners’ policies do not cover flood and asks whether the seller knows of flooding that damaged the property during ownership, has filed a flood insurance claim, including under the National Flood Insurance Program, or has received assistance for flood damage, including from FEMA. A Zone X designation does not remove the duty.
Section 689.261 requires a property tax disclosure summary at or before the contract, warning that the buyer should not rely on your current taxes. Separately, under Johnson v. Davis a seller who knows of facts materially affecting value that a buyer cannot readily see must disclose them, and an as-is clause does not remove that duty for a known latent defect. For a Natura home built in 2016 to 2025, that means telling the buyer about any roof, window, air-conditioning or plumbing problem you know of, and any water intrusion.
Under Section 720.30851 the association must issue the estoppel within 10 business days after a written request from the owner or the owner’s designee. It must state the regular assessment, what is paid through, the next installment, anything owed, whether a capital contribution, resale or transfer fee is due, any open violation, whether the board must approve a transfer, whether there is a right of first refusal, the other associations the parcel belongs to and the association’s insurance contacts. A certificate delivered by hand or email is effective for 30 days and one sent by mail for 35. The statute sets base fee caps of $250, plus $100 for delivery within three business days and up to $150 when an amount is delinquent, adjusted every five years, and we use the current adjusted $299, $119 and $179. The Natura certificate is certain; whether your closing agent also asks the master association for its own is a question to confirm before you list, because it could add up to $299.
Buyers of Natura homes ask three things first: which FEMA flood zone the house is in, what happened here in Hurricanes Ian and Irma, and whether every permit on the house was finaled. The answers are per house, and a seller who arrives with an elevation certificate, a roof date and a city permit history removes the questions before the inspection.
Data updated: September 2026 (FEMA National Flood Hazard Layer, USGS Hurricane Ian high-water marks, Lee County LiDAR and the City of Bonita Springs permit portal, retrieved 29 September 2026).
We tested Natura’s home footprints against FEMA’s live flood map and compared the results with surveyed storm marks and county ground elevations. The findings are the map’s, not a guarantee about any one house, and only an elevation certificate settles a house.
Item | Finding |
|---|---|
Governing FIRM panel | 12071C0656G, effective 17 November 2022 |
Natura home footprints tested | 222 |
Centered in Zone AE (Spring Creek, riverine) | 152, or 68.5 percent |
Centered in Zone X, shaded | 70 |
Base flood elevation in the AE area | None published; nearby study cross-sections show 10.3, 11.1 and 13.0 ft NAVD88 |
Median ground at Natura building sites | 11.12 ft NAVD88 (2018 LiDAR) |
Hurricane Ian high-water marks nearby | 8.7 to 9.0 ft NAVD88 |
Evacuation zone | A |
Ian’s surge marks near Bonita Fairways measured 8.7 to 9.0 feet NAVD88, below the median Natura ground of 11.12 feet, and we found no report naming Natura as flooded in Ian. We do not claim that no Natura home took water, because the records that would show damage are not public, and your own knowledge belongs in the Section 689.302 disclosure. Irma in 2017 was a river flood, and the Imperial River gauge set a record crest of 15.32 feet on 12 September 2017. Every Natura address is in Lee County Evacuation Zone A, the first zone ordered to leave, and the National Hurricane Center’s worst-case maps show more than 3 feet of surge above ground across Bonita Fairways in a Category 2 hurricane and more than 9 feet in a Category 4.
The rules that touch a Natura sale are the Bonita Fairways Master Declaration (leases of at least 30 days, pets in reasonable number, an architectural committee), the gate and guest rules, and Natura’s own declaration, which we could not find posted online. We found no buyer-approval clause and no age restriction, but the Natura declaration is the document that would show one.
Data updated: September 2026 (Bonita Fairways Master Declaration, O.R. Book 2872, Page 2887, and the recorded amendments of 2014, 2024 and 2026, retrieved 29 September 2026).
A rule matters to a seller in two ways: it may limit who can buy, and it may limit what a buyer can do after closing.
We found no buyer-approval clause in the master documents we read, and the Natura declaration is not posted, so we cannot rule one out. The estoppel must state whether the board has to approve a transfer, so read that line and confirm it with the management company. We found no age restriction; the only Bonita Fairways neighborhood with a recorded over-55 declaration is Carousel Cove.
The county record points to January through June: of the 51 Natura resales on record, 31 recorded in those six months, 17 in the first quarter and only 9 in the fourth. With a median of 127 days on market in the MLS, the practical answer is to list in the fall so the home is live when winter buyers arrive.
Data updated: September 2026 (Lee County Property Appraiser resales, all history to 9 June 2026; Southwest Florida MLS, pulled 29 September 2026).
We use resales only, because the all-sales calendar is distorted by the 2022 builder closings. Monthly counts are small, so we publish counts and quarterly medians.
Recording month | Resales on record | Recording month | Resales on record |
|---|---|---|---|
January | 5 | July | 2 |
February | 4 | August | 4 |
March | 8 | September | 5 |
April | 6 | October | 1 |
May | 2 | November | 3 |
June | 6 | December | 5 |
Quarter | Resales | Median resale price |
|---|---|---|
First (January to March) | 17 | $509,000 |
Second (April to June) | 14 | $499,000 |
Third (July to September) | 11 | $490,000 |
Fourth (October to December) | 9 | $525,000 |
Take the MLS median of 127 days on market as an illustration, not a promise. A home listed on 1 October would be expected to go under contract around 5 February and close 30 to 45 days later, in March, the month with the most recorded resales. A home listed in March would be under contract in July, a month with only 2 recorded resales. The eight closings behind the median are few, so plan a review at three weeks and at eight weeks.
We market a Natura home by building the paperwork first, then the pictures: the estoppel, fee sheet, flood and permit file are ready before the photographer arrives, and the listing states the master fee, the $2,500 and the flood zone plainly. Then we place the home on the Southwest Florida MLS and our own sites with a price the last six months support.
Data updated: September 2026 (Southwest Florida MLS, pulled 29 September 2026; NAR practice changes effective 17 August 2024).
Natura buyers have read the builder’s list and the first sales, so a resale listing has to answer their questions at the first showing.
The package holds the plan and heated size from the county record, the year built, the roof date and type, the wind-mitigation form, the elevation certificate and any FEMA letter, the master 2026 budget, the estoppel and fee sheet, the permit history and a list of what conveys. A one-page sheet compares your home with the builder’s list on price per square foot and fee stack, because that is the comparison a buyer will make anyway.
Professional photography and a floor plan, a description that names the plan and lot position, and honest statements about views and flood zone. We describe the property, its layout and its setting, not the people who might live in it, and we do not overstate: if a home is in Zone AE the listing says the elevation certificate is available, not that flood risk is low. The listing runs on the Southwest Florida MLS, on our own sites and Domain Realty Group’s, and beside our Bonita Fairways community page, so a buyer who searches the community finds your home in context. Bonita Fairways is gated, so we register visitors through the tele-entry system before each appointment.
Since the NAR settlement practice changes took effect on 17 August 2024, offers of buyer-broker compensation cannot be advertised on the MLS, and any compensation you choose to offer is negotiated off the MLS. Commissions are negotiable and not set by law, and you may still offer buyer concessions on the MLS, such as a credit toward closing costs. We put the choices, and their effect on your net, on paper before you decide.
We negotiate a Natura contract at the partner level, with Jesse or Marc on every offer, counter, inspection response and appraisal question. The four issues that decide a Natura contract are price against the last two resales of your plan, the inspection and insurance quotes, the appraisal and who pays the $2,500.
Data updated: September 2026 (Florida Statutes 720.401 and 689.302; Bonita Fairways recorded amendment of 12 March 2024; Southwest Florida MLS, pulled 29 September 2026).
Negotiation begins with the record. The MLS shows a median sale-to-list of 97.2 percent of final list price on 8 closings, so a buyer’s agent will expect movement, and we tell you before the first showing how much movement your comparables support.
We answer an offer with the comparable that supports our number, not the number alone, and we weigh price against terms: closing date, financing, contingencies and credits. An offer $10,000 lower with a cash close and no inspection contingency can net more than a higher offer that fails at the appraisal. If the appraisal comes in below the price, the buyer can bring cash, the price can drop or the parties can dispute it with better comparables, and we give the appraiser the resale comparables and a note on builder sales before the appraisal, not after.
Natura buyers commonly order an inspection, a wind-mitigation report and flood and homeowners quotes during the inspection period. If a quote for a home in Zone AE comes in high, the buyer may ask for a price reduction, and your elevation certificate and any FEMA letter are the documents that answer it. We answer requests in writing, item by item, and decline the ones the record does not support.
The recorded amendment places the $2,500 on the buyer, and we do not shift it unless you choose to offer a credit, which some sellers prefer to a price cut because it does not lower the comparable for the next sale. We deliver the Section 720.401 summary with the offer package, record the delivery date and make sure the contract carries the statutory voidability clause, so the 3-day right never opens late. We also coordinate the estoppel’s 30-day effective period with the closing date and order a new one if closing slips past it.
A buyer choosing between Natura and Carousel Cove is choosing between a newer detached home at a resale median near $440,000 with no recorded age restriction, and an older single-story home near $360,000 in a neighborhood whose recorded declaration restricts occupancy by age and whose board approves every sale. Natura and Carousel Cove are the only two single-family neighborhoods in Bonita Fairways.
Data updated: September 2026 (Lee County Property Appraiser recorded sales and Southwest Florida MLS, pulled 29 September 2026; recorded Carousel Cove declaration).
Carousel Cove is the other place in Bonita Fairways where a buyer can own a detached home, and the two are more different than they look. If you own in Carousel Cove instead, read our Carousel Cove seller’s guide. The last column says what each difference means for your Natura listing.
What a buyer weighs | Natura | Carousel Cove | What it means for your Natura listing |
|---|---|---|---|
Homes | 219 finished patio homes and villas, plus 110 vacant lots | 106 single-story homes, 56 manufactured and 50 site-built | Natura offers more plans and newer construction |
Built | 2016 to 2025 | 1992 to 2017 | Roofs and systems are younger, which insurers notice |
Buyer age rule | No restriction found | Recorded over-55 declaration under the federal housing-for-older-persons rule | Natura’s pool includes buyers a Carousel Cove home cannot serve |
Price, county | $440,000 resale median, 12 months, 7 resales; $486,250 all-sales median, 10 sales | $360,000 median, 24 months, 11 sales | A price gap of about $80,000 at the medians |
Days on market, MLS 12 months | 127 | 13 | Carousel Cove’s median rests on 3 sales, Natura’s on 8 |
Buying approval | None found; Natura declaration not posted | Board approval before every sale, with a $100 fee plus $42 per person background check | Natura closes without a board’s calendar, as far as we found |
Leasing | Master 30-day floor; Natura rules not posted | At least 30 days, at most 4 leases a year, board approval | Natura is more flexible on the record we read |
Flood | 152 of 222 footprints centered in Zone AE | 100 of 101 homes in Zone X | Carousel Cove has the advantage; bring your elevation certificate |
Developer role | Developer holds 329 votes and turnover has not occurred | No developer control found | Natura carries a governance question a buyer will raise |
Natura wins for a buyer who wants a newer home with an attached garage, a larger choice of plans, a wider pool of eligible buyers because no age restriction was found, and a closing without a board’s approval calendar. Carousel Cove wins for a buyer who can qualify under its declaration and wants a lower price, a mostly Zone X location and no developer control found, and its 13-day MLS median rests on three sales, so it is not a promise of faster sales. Do not price a Natura home against Carousel Cove sales, because the products differ in age, construction, buyer rule and fees; do use Carousel Cove to understand a buyer’s alternatives. Our guide to Natura at Bonita Fairways carries the same comparison from the buyer’s side, and buyers can call Marc at (239) 287-5873 or see how we represent buyers.
Selling a Natura home costs roughly 4.8 to 7.4 percent of the price, depending mostly on the commission you negotiate and whether you offer buyer-agent compensation. On a $440,000 sale that is about $21,700 to $32,700, and on a $505,000 sale about $24,300 to $36,900, before any mortgage payoff.
Data updated: September 2026 (Florida Department of Revenue documentary stamp tax rate, Florida title insurance rate schedule, Section 720.30851, NAR practice changes of 17 August 2024; Lee County 2026 proposed millage).
The figures are estimates, not a settlement statement. Commission is negotiable and not set by law, so we show 2.75 percent for the listing side and an optional 2.5 percent for buyer-agent compensation, and you can replace either with your own number. $440,000 is the 12-month county resale median on 7 resales, and $505,000 is the 36-month county resale median on 25. Florida charges documentary stamp tax of $0.70 per $100 rounded up, the owner’s title premium is $575 plus $5.00 per $1,000 above $100,000, and in Lee County the seller pays both.
This sheet assumes a mortgage-free seller and a 30 June closing. The property tax line uses $5,152.93, the 2026 proposed millage of 12.8217 mills on the county’s median just value of $401,891, as a stand-in for your own bill, and 181 days of ownership.
Item | Estimate | Arithmetic |
|---|---|---|
Sale price | $440,000 | 12-month county resale median, 7 resales |
Listing commission, 2.75% | -$12,100 | 2.75% of $440,000 |
Buyer-agent compensation, 2.5%, if offered | -$11,000 | 2.5% of $440,000 |
Deed documentary stamp tax | -$3,080 | 4,400 units of $100 at $0.70 |
Owner’s title policy | -$2,275 | $575 plus ($440,000 minus $100,000) at $5.00 per $1,000, or $1,700 |
Title search and settlement | -$1,200 | Estimate |
Municipal lien search | -$175 | Estimate |
Natura association estoppel | -$299 | Statutory cap, current account |
Property tax proration | -$2,555 | 181/365 of $5,152.93 |
Estimated total costs, with buyer-agent compensation | -$32,684 | 7.43% of price |
Estimated net before payoff, with buyer-agent compensation | $407,316 | $440,000 minus $32,684 |
Estimated total costs, without buyer-agent compensation | -$21,684 | 4.93% of price |
Estimated net before payoff, without buyer-agent compensation | $418,316 | $440,000 minus $21,684 |
The same assumptions apply, at the 36-month county resale median of 25 resales.
Item | Estimate | Arithmetic |
|---|---|---|
Sale price | $505,000 | 36-month county resale median, 25 resales |
Listing commission, 2.75% | -$13,888 | 2.75% of $505,000, rounded to the dollar |
Buyer-agent compensation, 2.5%, if offered | -$12,625 | 2.5% of $505,000 |
Deed documentary stamp tax | -$3,535 | 5,050 units of $100 at $0.70 |
Owner’s title policy | -$2,600 | $575 plus ($505,000 minus $100,000) at $5.00 per $1,000, or $2,025 |
Title search and settlement | -$1,200 | Estimate |
Municipal lien search | -$175 | Estimate |
Natura association estoppel | -$299 | Statutory cap, current account |
Property tax proration | -$2,555 | 181/365 of $5,152.93 |
Estimated total costs, with buyer-agent compensation | -$36,877 | 7.30% of price |
Estimated net before payoff, with buyer-agent compensation | $468,123 | $505,000 minus $36,877 |
Estimated total costs, without buyer-agent compensation | -$24,252 | 4.80% of price |
Estimated net before payoff, without buyer-agent compensation | $480,748 | $505,000 minus $24,252 |
Possibly not. Under Internal Revenue Code Section 121, as the IRS explains in Topic 701, a seller can exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly, on a main home that the seller owned and used as a main home for at least 2 of the 5 years before the sale. Florida has no state income tax.
Data updated: September 2026 (Internal Revenue Service Topic 701, Publication 523 and FIRPTA withholding pages, read 29 September 2026; Lee County Property Appraiser recorded sales).
The record shows why the exclusion covers most Natura sellers. Among the 37 Natura homes that sold twice more than a year apart, the median gain between the two sales was $127,720, 35 of 37 gained and only three gained more than $250,000, the largest by $294,176 over four years from a builder’s contract price. The five owner-to-owner pairs gained at most $177,000. Gain is measured from your basis, which includes your purchase price, certain closing costs and improvements, less your selling costs, so your own number differs from the difference between two recorded prices.
The exclusion is for a main home, and a second home or a rental does not qualify the same way; depreciation you took or could have taken on a rental is taxed when you sell. If you claimed the exclusion on another home within the last two years, you may not claim it again. A seller who is a foreign person faces withholding under the Foreign Investment in Real Property Tax Act, and the IRS’s FIRPTA page sets the rate and the reduced-rate exceptions, so tell us before listing. We are real estate agents, not tax advisers, and this section is general information; our net sheet gives your adviser the sale-side numbers.
List if your home is in marketable condition and you can be live for the fall to spring season, which describes most Natura owners; take an investor cash offer only when the home needs work an insurer would not accept or you need to close in days; sell by owner only if you already have a buyer and know Florida’s disclosure duties. We run the net proceeds side by side at no cost.
Data updated: September 2026 (Southwest Florida MLS, pulled 29 September 2026; Florida Statutes 720.401 and 689.302; NAR practice changes of 17 August 2024).
Natura has features that change the comparison: a slow median of 127 days on market, a $2,500 master contribution the buyer pays, an unpublished association fee and a flood question on 152 of 222 homes. A buyer who is paying cash still wants those answered.
Path | Price you can expect | Speed | What you pay | Main risk | When it fits |
|---|---|---|---|---|---|
Full listing | Highest, tested by the market | Median 127 days on market in the last 12 months | Commission, stamp tax, title and prorations | A price that ignores the last six months sits | A home in marketable condition with time |
Investor cash offer | Below what a well-priced listing can bring; ask for the offer in writing | Days to weeks | Often fewer repairs and fees, but a lower price | The discount can exceed the commission you save | A home needing work or a fast close |
Sale by owner | Untested unless you have a buyer | Depends on your buyer | No listing commission, but you owe your own disclosures and, if a buyer’s agent is involved, negotiated compensation | Missed Section 720.401 or 689.302 duties, weak appraisal support | A known buyer and a legal review |
You get a free Natura valuation by requesting one online or calling Jesse direct at (239) 898-6072. We send a value built from the recorded resales of your own plan and build year, adjusted for your lot, flood zone, roof, permits and condition, with the one active listing and the builder’s list shown alongside it, and there is no obligation to list.
Data updated: September 2026 (Lee County Property Appraiser qualified improved sales to 29 September 2026; Southwest Florida MLS, pulled 29 September 2026).
McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008 and the #1 Team in Southwest Florida since 2012, prepare every valuation personally. It includes the resales we priced from, the 12-month, 24-month and 36-month windows, the fee stack your buyer inherits, a net sheet at the price the record supports, and the current listings you would compete with.
Get your free Natura at Bonita Fairways home valuation and we will send a value built from recorded Natura resales of your plan, not a ZIP-wide estimate, or call Jesse direct at (239) 898-6072. Confidential conversations are welcome. If you are also buying, call Marc at (239) 287-5873 or read our guide to buying in Natura.
Jesse McGreevy is a top-reviewed Natura listing agent and Marc Comisar is a top-reviewed Bonita Springs realtor; every review below is copied from our Google Business Profile, where you can read them all in full. We show the reviewers’ words exactly as written.
★★★★★ “I highly recommend Jesse and his brokerage for any of your real estate needs. They offer ‘white glove’ service from beginning to end.” Verified Google review
★★★★★ “Jesse was very professional, helpful and kept in touch with ideas and suggestions which developed into a sale. Highly recommend his company for their excellent follow through.” Verified Google review
★★★★★ “Jesse and Marc are extremely knowledgeable about Southwest Florida real estate! If you are looking to buy or sell property, look no further than Domain Realty and their amazing team!” Verified Google review
★★★★★ “Their knowledge of the Southwest Florida market really stood out, and you can tell they genuinely care about their clients and getting the best results possible. They were always available to answer questions, kept us informed every step of the way, and paid attention to every detail.” Verified Google review
These are the questions Natura owners ask us most often before they list, answered from the Lee County sale record, the recorded Bonita Fairways instruments, the association’s posted records and Florida law. The neighborhood background is in our Natura guide. For anything specific to your home, call Jesse direct at (239) 898-6072.
Price it from the resales of your own plan and build year, order the estoppel and your flood and wind-mitigation documents, give the buyer the Section 720.401 summary before the contract is signed, and list in the fall or winter. A typical sale closes 30 to 45 days after the contract.
Choose the agent with the strongest pricing evidence for your plan and the clearest plan for the paperwork. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, we tracked every qualified Natura sale since December 2016 for this page, and one partner negotiates every offer.
Twenty-five resales over 36 months ran from $380,000 to $589,050 at a $505,000 median, and the seven of the last 12 months ran from $380,000 to $530,000 at $440,000. Your plan, build year, lot, flood zone and condition decide where you land.
The county recorded 10 sales to 29 September 2026 at a median of $486,250 (mean of $472,500 and $500,000), from $380,000 to $579,990. The 7 resales had a $440,000 median, and the MLS recorded 8 closings at $435,000.
Resale prices have eased. Calendar-year resale medians ran $526,750 to $530,000 from 2022 to 2024, $489,950 in 2025 on 10 resales and $456,250 in 2026 through 9 June on 4, but four sales cannot carry a trend.
The MLS shows a median of 127 days on market for 8 closings in the last 12 months, 144 days for 17 over 24 months and 86 days for 48 over 60 months. One slow sale moves a median of eight, so read these as history.
The record supports careful pricing more than rushing. One Natura home was active at $519,900 and none pending on 29 September 2026, closings ran at 97.2 percent of final list price, and 106 Phase 3 lots sold in August 2026 with no product or price announced.
The county cannot see what separates them. Two 2022-built homes of 1,704 square feet closed at $380,000 in October 2025 and $500,000 in April 2026, and the record shows no condition, lot, view, upgrades or flood zone. A valuation has to look at the house.
Treat the list as a ceiling, not a comparable. It runs $449,990 to $519,990 on an undated page, and a buyer from the builder is exempt from the $2,500 master contribution while a buyer from you pays it. Compare on price per foot against the resale median of $236.01 and on the fee stack.
It sets the ceiling a buyer compares against. The builder still owns 4 finished homes and 4 vacant Phase 1 lots on the roll and recorded 3 first sales in 12 months at $550,000 to $579,990. A resale priced above those needs a reason a buyer can see.
It can do both. New homes would set new comparables and construction traffic could slow showings, but the 106 lots sold as land on 12 August 2026 and no builder, price or opening date is published, so the effect is not yet measurable.
Yes: $2,500, due from the buyer to the master association under the amendment recorded 12 March 2024. A buyer from the named builder entities is exempt, as are transfers to a spouse, heirs, an estate-planning trust and foreclosures. It is not a first-time-buyer exemption.
They are not published in any document we could reach. The master assessment is $1,100 for 2026, and the Natura dues, any working-capital fee and what they pay for are answered by the estoppel certificate or the approved Natura budget. Order the estoppel at listing.
Practically, yes. The estoppel shows any balance, and the recorded amendment secures the $2,500 by a lien collectible like assessments, so your closing agent will require anything owed to be paid at closing. Pay any balance before a buyer sees it.
It is the association’s written statement of what you owe and what the buyer will owe. Under Section 720.30851 it must be issued within 10 business days of a written request, is effective for 30 days by hand or email and 35 by mail, and costs up to $299 on a current account.
It is a statement that association membership is mandatory, that recorded covenants govern use, that assessments are owed and may change and that the developer may be able to amend the covenants. On a resale the owner supplies it before the buyer signs.
The buyer may cancel. The contract must say that if the summary was not provided before signing, the buyer may void it by written notice within 3 days after receiving it or before closing, whichever is first, and the right cannot be waived. Give it with the offer.
Yes. Section 689.302 requires a residential seller to complete a flood disclosure at or before the contract stating whether the seller knows of flood damage, has filed a flood insurance claim or has received federal flood assistance. A Zone X designation does not remove the duty.
Yes, if it materially affects value and a buyer cannot readily see it. Under Johnson v. Davis a seller must disclose known latent defects, and an as-is clause does not remove the duty. Tell the buyer in writing before the contract.
Expect both. Natura roofs are 1 to 10 years old if unreplaced, an advantage, and the OIR-B1-1802 form records roof covering, deck attachment, roof-to-wall connections and opening protection. Order it before you list.
It is not required to sell, but a buyer’s insurer and lender may ask, and on the current FEMA map 152 of 222 Natura footprints are centered in Zone AE. If your home is in the AE area, have the certificate and any FEMA letter ready.
We found no buyer-approval clause in the master documents, and the Natura declaration is not posted, so we cannot rule one out. The estoppel must state whether the board approves transfers, so read that line and confirm it with the management company.
Yes, within the master rule that leases be at least 30 consecutive days and any Natura rules. A tenant narrows the buyer pool to buyers who accept the lease, and pets are barred in leased homes.
They can. The master rule allows household pets in reasonable number and bars them on the golf course and in leased homes, and Natura’s own limits are not published, so a buyer with several animals or a large dog will ask.
No. We found no age restriction in any recorded document we read for Natura, and the only Bonita Fairways neighborhood with a recorded over-55 declaration is Carousel Cove. The Natura declaration would confirm it.
Fix what an inspection will find, pull your permit history, order a wind-mitigation report and have the elevation certificate ready if you are in Zone AE. Check windows, air conditioning and paint first on 2016 to 2018 homes, and get architectural approval before any exterior change.
At $440,000 our estimate is $21,684 without buyer-agent compensation and $32,684 with a 2.5 percent offer, including 2.75 percent listing commission, $3,080 of documentary stamp tax, a $2,275 title policy, search, settlement, an estoppel and tax proration. Every line is an estimate.
On our net sheets a $440,000 sale nets $407,316 to $418,316 and a $505,000 sale nets $468,123 to $480,748 before any mortgage payoff. We prepare a sheet with your actual numbers before you list.
Possibly not. The IRS lets a seller exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly, on a main home owned and used for at least 2 of the last 5 years. A second home or rental does not qualify the same way, so ask a tax adviser.
Natura resales cluster in winter and spring: of 51 on record, 31 recorded from January through June and 17 in the first quarter. That points to listing in the fall for a first-half closing, though small monthly counts limit the certainty.
Yes, priced for the work the buyer will do. Known defects, flood history and the Section 720.401 summary still apply, and a buyer’s inspection can still cancel an as-is contract during the inspection period.
The buyer can bring cash, the price can drop, or the parties can dispute the appraisal with better comparables. We give the appraiser the resale comparables and a note separating builder sales before the appraisal.
Less accurate than usual. The sales file mixes builder contract prices with resales, 103 sales in 2022 were mostly builder closings, and only 7 resales closed in the last 12 months. Ask for a valuation built on the resales.
We coordinate the sale and the purchase so the closings line up. Read how we represent buyers, and call Marc at (239) 287-5873 to plan the purchase while Jesse handles the sale.
McGreevy and Comisar, Top 1% Real Estate Agents Nationally Since 2008 and the #1 team in Southwest Florida since 2012, price a Natura home from the recorded record and answer a buyer’s fee, developer and flood questions first. We do not claim a Natura closing count.
The commission is negotiable and set in the listing agreement, so we do not quote a number here. Call Jesse direct at (239) 898-6072 and we will prepare a net sheet at your price before you sign.
A Natura specialist knows which plan, build year and phase a home belongs to, which of the ten recent sales are resales and which are builder-side, what the estoppel must say and what the flood map means house by house. Buyers pay for that clarity, and a listing that explains a Natura home well holds its price through the inspection.
We have seen small facts cost sellers contracts: a 1,704-square-foot home priced off a larger plan’s first sale, a listing that quoted the master fee as the whole monthly cost, a disclosure summary handed over after the contract so that the 3-day cancellation right stayed open, a flood answer given from a map instead of an elevation certificate and an unapproved exterior change found at the estoppel. As Top 1% Real Estate Agents Nationally Since 2008, we build the listing so none of those surprises reach the inspection period.
Our Bonita Fairways community guide covers the gate, the clubhouse, the pool and courts, the golf course the homeowners own and the master rules, and our Natura guide covers the plans, the record and the developer. Both are what we hand a buyer who is new to the community. If you own in a different neighborhood here, the Bonita Fairways seller’s guide is the place to start, and our Bonita Springs seller’s guide covers the city.
Many Natura sellers are also buyers, moving within Bonita Springs, trading into a larger plan or leaving the area. Read our guide to buying in Natura, see how we represent buyers, and call Marc at (239) 287-5873 to time the sale and the purchase together.
If you are thinking of selling a Natura home, call the team that prices from the recorded resales of your own plan, orders the estoppel and assembles the flood and permit file the day you list, and answers a buyer’s fee and developer questions before they are asked. McGreevy and Comisar have represented Bonita Springs sellers since 2008 from our South Tamiami Trail office.
If you are thinking, “I need someone to sell my house in Natura at Bonita Fairways, Florida,” McGreevy and Comisar helps homeowners price, market, negotiate, and sell with a local strategy built for Estero, Bonita Springs, Naples, Fort Myers, Lee County, Collier County, and Babcock Ranch. Whether you are selling in Natura, Carousel Cove, Bermuda Links, The Gardens at Bermuda Links, Botanika, or Rosewood Pointe Garden, our team provides local market guidance, professional listing exposure, and a clear plan to help you sell confidently.
As the leaders of Domain Realty Group, our team has closed over $2.5 billion in real estate, and McGreevy and Comisar alone have over $900 million in personal sales.
Natura sold record, last 12 months: 10 qualified sales at a $486,250 median and 7 resales at a $440,000 median, from $380,000 to $579,990 in all, per Lee County Property Appraiser recorded sales to 29 September 2026, with 8 MLS closings at a median of 127 days on market. Few Natura homes come up for sale in any month, so if you own one, make us your first call before you list.
Request your free Natura at Bonita Fairways home valuation and we will send a value built from the recorded resales of your plan, or jump to the valuation section on this page. Talk to Jesse direct: Call Jesse direct at (239) 898-6072, text or call. Confidential conversations welcome.
Jesse McGreevy is a top-reviewed Natura realtor and Marc Comisar is a top-reviewed Southwest Florida buyer’s agent; you can read every review on our Google Business Profile. McGreevy and Comisar are based in Bonita Springs, in the same city as Natura, and are Top 1% Real Estate Agents Nationally Since 2008.
For this page they read the Bonita Fairways Master Declaration and its recorded amendments, the 2026 master budget, the association’s meeting minutes and vote results, the FEMA flood map for Natura’s footprints, the city’s permit portal and every qualified Natura sale on the Lee County record. The neighborhood background is in our Natura at Bonita Fairways guide.
Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC) within the Department of Business and Professional Regulation (DBPR). Florida license numbers: Jesse McGreevy SL3101296, Marc Comisar BK3060671.
Selling a Natura home? Get a free Natura home valuation, or call Jesse direct at (239) 898-6072. Buying one? Call Marc at (239) 287-5873, or read our guide to buying in Natura.
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McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Read more about McGreevy and Comisar, see how we represent buyers, or contact us.
Every figure on this page traces to a primary source below: county, city, state and federal records, the recorded Bonita Fairways instruments, the associations’ own published documents, the builder’s website and the statutes that set the seller’s duties. We do not cite brokerage or listing sites. Natura sale figures are from the Lee County Property Appraiser sales file and roll (index built 29 September 2026) and our Southwest Florida MLS pull of 29 September 2026.
These official documents are the ones a Natura seller should have in hand before listing and a buyer’s agent will ask to see. Each link opens the issuing authority’s own copy.
Document | Issued by | Date | Why a Natura seller needs it | Link |
|---|---|---|---|---|
Declaration of Covenants and Restrictions for Bonita Fairways | Bonita Fairways Community Association | Recorded 1997, O.R. 2872/2887 | Leases, pets, vehicles, antennas, architectural review | |
Amendment to and Supplemental Declaration | Bonita Fairways Community Association | Recorded May 15, 2014 | Natura voting groups, developer trustees, architectural committee | |
Certificate of Amendment, Resale Capital Contribution | Bonita Fairways Community Association | Recorded March 12, 2024 | The $2,500 buyer-paid contribution and its exemptions | |
Certificate of Amendment, Recreational Facilities and Guests | Bonita Fairways Community Association | Recorded April 6, 2026 | Guest limits, tenants and pool and court use | |
2026 Master Budget | Bonita Fairways Community Association | Prepared October 20, 2025 | The $1,100 master assessment, reserves, golf loan interest | |
Uniform Mitigation Verification Inspection Form OIR-B1-1802 | Florida Office of Insurance Regulation | Current form | The wind-mitigation form a buyer’s insurer reads | |
Florida Statute 720.401, Disclosure Summary | Florida Legislature | Current statute | The summary the seller supplies before the contract and the 3-day voidability clause | |
Florida Statute 720.30851, Estoppel Certificates | Florida Legislature | Current statute | What the Natura association’s estoppel must state and what it may cost | |
Florida Statute 689.302, Flood Disclosure | Florida Legislature | Current statute | The flood disclosure a seller completes at or before the contract | |
Topic 701, Sale of Your Home | Internal Revenue Service | Current posting | The home-sale exclusion of $250,000 or $500,000 |
The Natura association’s own declaration, dues, budget and rules are not posted online; they come with the estoppel certificate and documents package at a sale, and recorded instruments can be requested from the Lee County Clerk.
Market data from Southwest Florida MLS, pulled: September 29, 2026 (days on market, sale-to-list, active and pending listings, per MLS living square foot); Natura sale figures are Lee County Property Appraiser recorded sales, index built September 29, 2026, windows to September 29, 2026. McGreevy and Comisar, sell your Natura home with the #1 Team in Southwest Florida since 2012. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.