Marbella Isles

Marbella Isles

Marbella Isles is a gated GL Homes community of 466 homes on 132.68 acres in North Naples. Recorded sales, the HOA and capital contribution, rules, flood zones by address, schools and drive times from public records. Sell or buy with McGreevy and Comisar.

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Updated October 2026 · Jesse McGreevy and Marc Comisar, Domain Realty

Marbella Isles is a gated GL Homes community of 466 villas and single-family homes in Naples, Florida, built from 2015 to 2017 around 8 lakes on a 132.68-acre planned unit development between Livingston Road and Airport-Pulling Road in North Naples (ZIP 34109). The land was platted as Temple Citrus Grove, the clubhouse is 9,500 square feet, we found no community development district in the public record, and GL Homes listed the community as sold out by January 2018, so every home sold today is a resale.

McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026) and hold the Top 1% Real Estate Agents Nationally Since 2008 distinction, with over $900 million in personal sales between Jesse and Marc. If you are comparing the best real estate agents in Naples, start with the evidence: we tracked 24 Collier County recorded sales in Marbella Isles in the 12 months since October 2025, at a $916,500 median.

Marbella Isles is not Marbella Lakes (ZIP 34105), the Marbella condominium on Europa Drive, Marbella at Spanish Wells in Bonita Springs, or Marbella at Pelican Bay.

Why McGreevy and Comisar Are the Best Realtor for Marbella Isles

McGreevy and Comisar lead Marbella Isles buyers and sellers with career totals, the #5 real estate team in Florida ranking (RealTrends 2026), and a working read of Collier County recorded sales: 24 Marbella Isles homes sold in the 12 months since October 2025 at a $916,500 median, every one of them a resale.

Data updated: October 2026

If you’re searching for the best realtor for Marbella Isles, whether you’re ready to sell your Marbella Isles home or buy your next one, McGreevy and Comisar is the team that delivers. We lead Domain Realty Group, the #1 real estate team in Southwest Florida since 2012, Top 1% Nationally since 2008, with over $2.5 billion sold as a team and $900 million in personal sales between Jesse and Marc. Jesse has worked in Southwest Florida real estate since 2004, and our team has been producing together since 2008. As the leaders of Domain Realty Group, our team has closed over $2.5 billion in real estate, and that experience goes into every Marbella Isles pricing conversation.

Recent Marbella Isles track record: Collier County recorded sales: 24 Marbella Isles homes sold in the 12 months since October 2025 at a $916,500 median (all brokerages). In the last 12 months we tracked prices from $575,000 to $1,700,000 across those sales.

For luxury Marbella Isles sellers: Premium marketing, including cinematic video, drone, professional photography, a qualified-buyer database, and discretion plus off-market capability when needed.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Selling your Marbella Isles home? Get a free home valuation and see how we approach a sale in Naples. Prefer to talk first? Call Jesse direct at (239) 898-6072. Confidential conversations are welcome for luxury listings.

Buying a home in Marbella Isles? Call Marc at (239) 287-5873 for a personalized buyer consultation, read how we represent buyers, or start with our guide to how to buy a home in Naples and the wider Naples market.

Key Takeaways

Marbella Isles is a built-out GL Homes community of 466 residences, 204 of them twin villas, on 132.68 acres in North Naples with a 9,500 square foot clubhouse, no CDD found, dues the association does not publish, and a 12-month Collier County recorded median of $916,500. Eight facts matter most.

Data updated: October 2026

  • Identity: Marbella Isles has 466 residences built by GL Homes on the 132.68-acre Temple Citrus Grove RPUD, approved under Collier County Ordinance 14-10 and listed as built out on the county’s PUD Master List dated October 9, 2026.
  • Market: We tracked 24 Collier County recorded sales in the 12 months since October 2025, at a $916,500 median and a range of $575,000 to $1,700,000, drawn from the Collier County Property Appraiser public data files, October 2026.
  • Product: GL Homes offered 14 plans in three collections, from 1,807 to 4,113 air-conditioned square feet, according to the builder’s archived plan pages.
  • Fees: Dues are billed quarterly and the amount is not published; buyers pay a capital contribution at closing that was initially $2,500 under the association’s 2022 recorded amendment, with the current amount confirmed on the estoppel certificate.
  • Reserves: The 2026 public reserve studies project the General Fund reserve 55% funded and the Twin Villas reserve 86% funded at January 1, 2027.
  • Leasing: The association’s Rules last revised February 16, 2018 set a 3-month minimum lease on a whole home, and owners banned fractional ownership in 2025.
  • Flood: Flood risk varies by address; of 13 addresses we checked on FEMA’s National Flood Hazard Layer, 7 are Zone AE, 5 are Zone AH and 1 is shaded Zone X.
  • Schools: The Collier County Public Schools zone lookup assigns Osceola Elementary, Pine Ridge Middle and Barron Collier High, all graded A in 2026 on the Florida Department of Education school grades report.

Table of Contents

Jump to any section of our Marbella Isles guide.

What Is It Like to Live in Marbella Isles?

Marbella Isles is a gated, all-ages lake community where daily life centers on one 9,500 square foot clubhouse, a busy resident-run calendar of pickleball, bocce and card games, and quick access to Livingston Road, Mercato and the Vanderbilt Beach area. Marbella Isles is not a golf community, and it has no age restriction.

A Gated Lake Community of Villas and Single-Family Homes

The Marbella Isles Homeowners Association describes the community as a gated community with a casual, active lifestyle, made up of 466 residences that surround 8 lakes and tropical landscaping. The same page says the community is made up of villas and single-family homes, all with garages. That last detail matters to buyers who compare communities: every Marbella Isles home has a garage, and GL Homes built two-car and three-car versions across its 14 plans.

The lakes are part of the plan rather than an afterthought. GL Homes reported in its June 2015 community update that all eight lakes had been formed and six were already landscaped, and the builder marketed garden-view, cul-de-sac and lakefront homesites at its May 2015 grand opening. The county record does not identify which lots sit on a lake, so we do not count lakefront homes. What we can say is that water views and street position vary from lot to lot, and a buyer should confirm the exact view on a walk of the specific lot.

The streets are curving and residential, seven of them in all: Mandarin Circle, Luna Drive, Callisto Avenue, Monticello Boulevard, Coronado Drive, Silktail Drive and Sumter Lane. The clubhouse and the association office share an address at 13565 Monticello Boulevard, so the amenity center sits on the same street as many of the smaller homes in the community.

Who Marbella Isles Suits

The association says the community is designed for residents of all ages and families, and we found no older-persons language in the Declaration, the Articles or the Rules. That makes Marbella Isles a fit for full-time families who want a children’s water play area, an indoor court and zoned A-rated schools within a short drive, and equally for couples and retirees who want pickleball, bocce, card rooms and a social calendar.

Seasonal owners are part of the picture too. The October 2026 calendar included an information session from a Naples home watch company in the clubhouse social room, which tells us owners who leave for the summer are a market the association expects. We do not estimate what share of homes are occupied full time, because neither the association nor the county publishes it. If occupancy matters to your decision, ask for a walk through the community on a weekday evening in July and again in February, and compare what you see.

A Blue Zones Project Approved Place

Marbella Isles appears by name among the approved places in the Blue Zones Project Southwest Florida outcomes report published in August 2025, and the association describes itself on its home page as Blue Zone Project recognized. We describe that as listing by Blue Zones Project Southwest Florida among its approved places. It is not a separate certification of the community, and it says nothing about home values or fees. For a buyer it is a signal that the walking club, the fitness classes and the shared meals on the calendar are an intentional part of how the community operates.

What a Week Looks Like on the Marbella Isles Calendar

The association’s public calendar for October 2026 shows a full recurring week. Resident pickleball round-robins run Tuesday and Thursday from 8 to 10 AM and again from 6 to 8 PM, Saturday from 8 to 10 AM marked open to all, and Sunday from 9 to 11 AM. A women’s pickleball class meets Monday at 6 PM. The men’s bocce club plays Tuesday and Thursday at 10 AM, and the women’s bocce club plays Friday at 8 AM.

Indoors, Mah Jong meets Monday and Thursday at 1 PM and Canasta meets Wednesday at 1 PM, both in the card room. An aqua class meets Monday and Wednesday at 9 AM at the pool, a stretch and strength Essentrics class meets Monday at 9:30 AM, and line dancing meets Tuesday at 9:30 AM in the multi-purpose room. The walking club starts Monday at 7:30 AM from the clubhouse parking lot, and Morning Coffee with Friends meets Friday at 9 AM in the social room.

Monthly and seasonal events fill in the rest: a Mix and Mingle evening on October 23, a ladies’ lunch and a men’s lunch at off-site restaurants, a game night, food truck evenings in the clubhouse lot, and a Halloween community event on October 31. Courts are reserved online through the resident portal. A calendar this dense is a strong sign of an active resident base.

Ready to Talk About Marbella Isles?

Our honors include Top 1% Real Estate Agents Nationally Since 2008, and we put that work behind every Marbella Isles seller and buyer. If you own here, request a free home valuation built on the recorded sales of your own street and home size. If you are looking to buy, see how we represent Marbella Isles buyers from first tour to closing.

Where Is Marbella Isles, and What Is It Called on the Public Record?

Marbella Isles sits in unincorporated North Naples between Livingston Road and Airport-Pulling Road, ZIP 34109, with guest access on Livingston Road. On the public record, Marbella Isles is the Temple Citrus Grove plat (Plat Book 57, Page 9), the Temple Citrus Grove RPUD, and Marbella Isles Homeowners Association, Inc.

Entrances: Livingston Road for Guests, a Resident Gate Toward Airport-Pulling

The association’s home page says Marbella Isles is located between Livingston and Airport-Pulling Roads, with guest access at Livingston. The association’s Guidelines for Owners and Realtors, approved in June 2025, goes further: non-resident realtors, buyers and renters use the Livingston gate and show identification. Guests are registered through EIQ-Connect, the association’s visitor system, which the association’s contacts page also lists.

A second gate exists for residents. GL Homes reported in November 2015 that the “back gate” was complete, giving homeowners an extra way in and out toward Airport-Pulling Road. Plan on the Livingston Road entrance for every showing, delivery and visitor, and ask the association how a contractor or a mover should be registered ahead of the date.

The Gate and the Gatehouse

Marbella Isles is gated, with a gatehouse at the Livingston Road entrance. GL Homes built the entrance with rock waterfalls and a gatehouse; its September 2015 community update reports the waterfall entrance and gatehouse complete. We cannot confirm that the waterfalls are running today, and we do not describe the gate as guard-staffed around the clock. The recorded Declaration says the main gatehouse “may or may not be staffed, as determined in the sole discretion of the Association.”

For a buyer, the practical meaning is simple. The community is gated, visitors are registered, and staffing hours are an association decision that can change. If gate staffing is important to you, ask the property manager for the current schedule in writing before you sign.

Temple Citrus Grove: The Plat and Zoning Name

The land was a working citrus grove before it was rezoned, and the plat and zoning carry the old name. The recorded plat is Temple Citrus Grove, Plat Book 57, Page 9 in the Collier County public records. The zoning is the Temple Citrus Grove Residential Planned Unit Development, approved by the Collier County Board of County Commissioners on March 11, 2014 as Ordinance 14-10, on 132.68 acres according to the county’s PUD Master List.

Why does the name matter? Because county records, title work and some flood and tax documents use Temple Citrus Grove, while the community and its marketing use Marbella Isles. When you read a survey, a title commitment or a FEMA letter for a Marbella Isles home, expect to see Temple Citrus Grove and lot numbers from 1 to 466.

Marbella Isles Homeowners Association, Inc. on Sunbiz

The association is a Florida not-for-profit corporation, Marbella Isles Homeowners Association, Inc., document number N14000002579, active on Sunbiz, with annual reports filed from 2015 through the most recent one on March 24, 2026. It was incorporated on March 17, 2014 as Temple Citrus Homeowners Association, Inc., and an amendment filed on September 17, 2014 changed the name to Marbella Isles. Its Articles state that it is not a condominium association, which means it is governed as a homeowners association under Chapter 720 rather than Chapter 718.

The association’s principal address is the clubhouse at 13565 Monticello Boulevard, Naples, Florida 34109. We do not list individual board members or officers here.

Streets Inside Marbella Isles

The county roll shows 484 parcels in the Temple Citrus Grove plat: 466 residences and 18 common tracts. The residences sit on seven streets.

Street

Parcels

Mandarin Circle

105

Luna Drive

91

Callisto Avenue

70

Monticello Boulevard

66

Coronado Drive

62

Silktail Drive

56

Sumter Lane

20

Source: Collier County Property Appraiser public data files, October 2026. Parcel counts include a few common tracts, so they run slightly above the number of homes on a street. The roll also lists two parcels with Livingston Road addresses and one with an Airport Road North address, which are frontage parcels at the community boundary. Callisto Avenue and Luna Drive are lots 1 to 161, nearest the Livingston Road entrance, and Mandarin Circle is lots 162 to 266.

Not to Be Confused With Marbella Lakes or Marbella at Pelican Bay

Four other places share the Marbella name. Marbella Lakes is a separate community in ZIP 34105 with its own association. The Marbella condominium on Europa Drive is also in 34105. Marbella at Spanish Wells is in Bonita Springs, in Lee County. Marbella at Pelican Bay is a condominium in a different part of Naples. None of these shares a plat, a roll name or an association with Marbella Isles, and their amenities, fees and flood zones do not apply here.

What Have Marbella Isles Homes Sold For in the Last 12 Months?

We tracked 24 Collier County recorded sales in Marbella Isles in the 12 months since October 2025, all resales, at a $916,500 median and a range of $575,000 to $1,700,000. The median price per county base square foot was $384 after excluding two rows with implausible base-area records.

Southwest Florida MLS figures for Marbella Isles were not pulled for this edition (October 2026); the sales below are Collier County recorded, DOR-qualified sales from the Collier County Property Appraiser’s public data files, which include sales the MLS never sees.

Data updated: October 2026

The 12-month window runs from October 2025 through the newest recorded sale on August 24, 2026. All figures are for qualified improved sales, which means sales the Florida Department of Revenue treats as arm’s-length, and every count covers all brokerages. A qualified-sale count is not a count of every closing, because the county’s filter removes some transfers.

Marbella Isles Sales Windows: 12 and 24 Months

Window

Sales

Median

Low

High

Builder-direct

12 months (since Oct 2025)

24

$916,500

$575,000

$1,700,000

0

Prior 12 months (Oct 2024 to Sep 2025)

18

$775,000

$630,000

$2,212,500

0

24 months (since Oct 2024)

42

$850,000

$575,000

$2,212,500

0

Source: Collier County Property Appraiser public data files, October 2026. With 24 sales, the median is the middle pair averaged: ($900,000 + $933,000) / 2 = $916,500. We tracked 42 recorded sales over 24 months at an $850,000 median, and 63 recorded sales over 36 months at a $945,000 median. Since January 2021 we tracked 158 recorded sales at an $803,500 median, from $480,000 to $2,375,000. No sale in the 12-month or 24-month windows was builder-direct, which confirms what GL Homes’ sell-out already told us: Marbella Isles is resale only.

For rate context, Freddie Mac’s Primary Mortgage Market Survey reported the 30-year fixed rate averaging 7.32% for the week of October 22, 2026, against 6.19% a year earlier. A buyer financing a Marbella Isles home today faces a very different payment than a buyer in the fall of 2025.

Marbella Isles Price Bands

Price band

12 months (24 sales)

24 months (42 sales)

Under $750,000

9

17

$750,000 to $999,999

6

10

$1,000,000 to $1,499,999

3

6

$1,500,000 to $1,999,999

6

7

$2,000,000 and up

0

2

Source: Collier County Property Appraiser public data files, October 2026. In the 12-month window, 15 of 24 sales, or 63%, closed under $1,000,000, and over 24 months 27 of 42, or 64%, did. The shape is two-humped. Fifteen of the 24 sales in the 12-month window closed under $1,000,000, and a second group of six sales landed between $1,500,000 and $1,700,000. Only three sales fall in between, which is why the community median alone can mislead you. A seller of a smaller home and a seller of a larger home are in different markets inside one gate.

Price per County Base Square Foot, and the Rows We Excluded

The county measures the base area of the main building, which we call county base area. It is not the same as the air-conditioned living area an MLS listing reports, so a price per county base square foot should never be compared with an MLS price per living square foot. We use it only to compare Marbella Isles sales with each other.

Our exclusion rule: sales whose county base area is under 1,800 square feet are excluded from every price per county base square foot figure, because no GL Homes plan is smaller than 1,807 air-conditioned square feet and the 18 rows since 2021 pair a small base-area record with prices of $875,000 to $2,050,000, implying $556 to $1,303 per base square foot. Those records almost certainly reflect later changes to a property that the county has not matched to older sale rows. We use medians, never averages.

Window

Median $ per county base sq ft

Sales used / total

Median county base area of sales used (sq ft)

12 months

$384

22 / 24

2,213

24 months

$385

39 / 42

2,052

Since January 2021

$385

140 / 158

2,052

Source: Collier County Property Appraiser public data files, October 2026. Worked example of the exclusion effect: in the 12-month window the median is about $390 per county base square foot when all 24 rows are used and $384 when the 2 rows under 1,800 square feet are removed. The difference is small in the median, which is why we use medians, but a simple average would be distorted by the excluded rows.

Marbella Isles Sales by Street

Street

Sales (24 months)

Median

Low

High

Median county base area (sq ft)

Luna Drive

9

$1,525,000

$900,000

$2,212,500

2,452

Callisto Avenue

2

$1,410,000

$1,320,000

$1,500,000

2,623

Mandarin Circle

11

$1,022,000

$800,000

$2,050,000

2,213

Coronado Drive

8

$731,500

$675,000

$775,000

1,884

Silktail Drive

5

$720,000

$575,000

$885,000

1,884

Monticello Boulevard

5

$685,000

$642,500

$730,000

1,868

Sumter Lane

2

$655,000

$630,000

$680,000

1,860.5

Source: Collier County Property Appraiser public data files, October 2026, sales since October 2024. Streets with fewer than five sales, Callisto Avenue and Sumter Lane, are directional only and should not be read as a street median.

The gap is large: the Luna Drive median of $1,525,000 is $870,000 above the Sumter Lane median of $655,000. The county does not identify lakefront lots, so we cannot say how much of that gap is a lake premium. The pattern is mainly a size-mix effect. The streets with the higher medians also have the larger county base areas, and the four streets at the bottom of the table share the smallest base areas, roughly 1,860 to 1,884 square feet. In other words, a buyer on Silktail Drive and a buyer on Luna Drive are buying different houses, not the same house at a different price per foot.

Marbella Isles Sales by Home Size

County base area band

12 months (count / median)

24 months (count / median)

Since 2021 (count / median)

1,800 to 1,999 sq ft

7 / $705,000

17 / $705,000

65 / $680,000

2,000 to 2,249 sq ft

6 / $850,000

10 / $850,000

36 / $780,000

2,250 to 2,999 sq ft

5 / $1,320,000

7 / $1,320,000

31 / $1,201,000

3,000 sq ft and up

4 / $1,582,500

5 / $1,650,000

8 / $1,582,500

Under 1,800 sq ft (excluded from price per foot)

2

3

18

Source: Collier County Property Appraiser public data files, October 2026. The 1,800 to 1,999 band is the volume product of the community. Over the 12 months, 7 of 24 sales were in that band at a $705,000 median, and the lowest recorded sale in the window, $575,000 on June 8, 2026, was a Silktail Drive home with a county base area of 1,884 square feet. The 3,000 and up band is small, four sales in the 12 months, but it carries the top of the market, from $1,200,000 to $1,700,000.

Highest and Lowest Recorded Sales

In the 12 months since October 2025, the highest recorded sale was $1,700,000 on a Luna Drive home on November 3, 2025, and the lowest was $575,000 on a Silktail Drive home on June 8, 2026. The top price was 2.96 times the bottom price, which again shows how much size and street position drive the numbers.

Since January 2021, the highest recorded sale was $2,375,000 on a Callisto Avenue home on June 10, 2024, with a county base area of 4,226 square feet and a 2016 build year. The second highest was $2,212,500 on a Luna Drive home on March 10, 2025, with a county base area of 4,007 square feet. The lowest since 2021 was $480,000, recorded three times in the first quarter of 2021 on Sumter Lane, Silktail Drive and Monticello Boulevard homes. The same Silktail Drive home that sold for $575,000 in June 2026 had changed hands at $485,000 in February 2021.

We do not print street numbers for these sales, and we do not list sales whose county records look inconsistent with the rest of the community.

How Often Marbella Isles Homes Change Hands

Turnover in Marbella Isles is low and steady. Worked example: 24 recorded sales in 12 months divided by 466 homes equals 5.2% of the community changing hands in a year. Over 24 months, 42 sales average 21 a year, or about 4.5% of homes a year. That is a thin market for any single home type, with roughly two recorded sales a month across the entire community.

Thin turnover has two consequences. First, a seller may wait for the right buyer rather than the first offer, and pricing to the right street and size band matters more than pricing to the community median. Second, a buyer who wants a specific plan, street or view may need patience. We cannot give days on market or sale-to-list figures from county data, and we do not estimate them.

How Have Marbella Isles Prices Changed Since GL Homes Sold Out?

Marbella Isles’ recorded median rose from $625,000 in 2021 to about $1.02 million in 2023 and 2024, eased to $842,500 in 2025, and stands at $916,500 for the 12 months since October 2025, about 10% under the peak and about 47% above 2021, on 18 to 47 sales a year.

Data updated: October 2026

Marbella Isles Recorded Sales by Year

Year

Sales

Median

Low

High

Median $ per county base sq ft

2015

86

$563,350

$350,200

$860,300

$236 (as published in the county extract)

2016

228

$547,000

$373,100

$1,078,300

$247 (as published in the county extract)

2017

130

$452,000

$389,900

$1,275,000

$230 (as published in the county extract)

2018

28

$567,450

$375,000

$1,017,900

$255 (as published in the county extract)

2019

28

$505,000

$400,000

$1,150,000

$246 (as published in the county extract)

2020

34

$604,500

$415,000

$1,245,000

$272 (as published in the county extract)

2021

47

$625,000

$480,000

$1,550,000

$300 (39 sales used)

2022

28

$782,000

$650,000

$1,725,000

$398 (27 sales used)

2023

26

$1,020,000

$675,000

$1,850,000

$441 (21 sales used)

2024

19

$1,022,000

$630,000

$2,375,000

$455 (18 sales used)

2025

20

$842,500

$642,500

$2,212,500

$393 (19 sales used)

2026 (through August 24)

18

$887,500

$575,000

$1,650,000

$390 (16 sales used)

Source: Collier County Property Appraiser public data files, October 2026. For 2021 onward, price per county base square foot applies the exclusion rule above; the 2015 to 2020 figures are as published in the county extract and are not comparable with the later years, so we draw no trend from them.

The trend sentences the data supports are these. The median rose from $625,000 in 2021 to $1,020,000 in 2023 and $1,022,000 in 2024, then eased to $842,500 in 2025. Worked examples: $916,500 divided by $1,022,000 is a decline of 10.3% from the 2024 median, and $916,500 divided by $625,000 is a gain of 46.6% over 2021. On the same basis, the median price per county base square foot rose from $300 in 2021 to $455 in 2024 and sits at $390 in 2026 to date.

The 2015 to 2017 Sell-Out Years

The first three years account for 444 of the 692 qualified sales on the county’s record for Marbella Isles, and most of those were first sales from GL Homes to the original owners. The county roll does not flag builder-direct sales for those years, so we describe them as mostly first sales rather than counting them.

GL Homes’ own community updates tell the pace. Model homes opened May 30 and 31, 2015, with more than 200 homes sold by June 2015 and first closings at the end of July 2015. By September 2015 the builder said the community was more than halfway sold out. About 100 owners had moved in by January 2016, more than 230 homes had closed by August 2016, and by December 2016 the builder reported 326 closed and 380 sold. The builder’s page read “Marbella Isles is sold out” by January 2018.

Do not read the county’s qualified-sale counts as closings. The county counts 314 qualified sales in 2015 and 2016 combined, while the builder counted 326 closings by December 2016. They are different measures, and the builder’s number includes transfers the county’s filter may exclude.

What Repeat Sales Show

Twenty-four addresses sold more than once since January 2021, and the pairs tell two stories. Between 2021 and 2024, repeat pairs often show gains of 40% to 90%. One Silktail Drive home sold for $489,000 on April 19, 2021 and for $950,000 on March 4, 2024, a gain of 94% in under three years. Between 2024 and 2026, repeat pairs are flat or lower. One Mandarin Circle home sold for $1,100,000 in April 2022 and again in November 2023, then for $875,000 on July 20, 2026.

These pairs are not a price index. Renovations, additions and pools are not removed, and the county does not tell us what changed between sales. They do show the direction of the market: appreciation from 2021 to 2024, and a plateau, with some slippage, since.

Why Small Counts Move the Median

Medians on 18 to 28 sales a year are mix-sensitive, which means a handful of large-home sales can lift the community median without any home gaining value. The prior 12 months, October 2024 to September 2025, had 18 sales at a $775,000 median. The latest 12 months had 24 sales at $916,500. A rise of 18% looks like appreciation, but look at the mix. By subtraction from the 24-month price bands, the prior 12 months had only 1 sale between $1,500,000 and $1,999,999, while the latest 12 months had 6.

A better reading is that the community median moved up because larger Luna Drive and Callisto Avenue homes sold more often, not because every home rose 18%. If you own a smaller home on Silktail Drive or Monticello Boulevard, your relevant comparison is the 1,800 to 1,999 square foot band, whose median was $705,000 over both 12 and 24 months. That is the number to start from, and a valuation from a local expert tightens it from there.

What Homes and Floor Plans Did GL Homes Build in Marbella Isles?

GL Homes built Marbella Isles in 14 plans across three collections, Signature Villa, Regal and Vintage, from the 1,807 square foot Kingston to the 4,113 square foot, six-bedroom Shiraz, with 2- and 3-car garages. Of the 466 residences, 204 are twin villas in two-unit buildings.

Data updated: October 2026

Collection

Plan

A/C sq ft

Beds

Baths

Garage

Base price, Oct 2016

Signature Villa

Kingston

1,807

2 + den

2

2

from $400,900

Signature Villa

Bristol

1,831

2 + den

2

2

from $402,900

Signature Villa

Oxford

1,858

2 + den

2

2

from $405,900

Signature Villa

York

2,024

2 + den

2.5

2

from $420,900

Regal

Berkshire

1,991

2 + den

2

2

from $493,900

Regal

Tribeca

2,234

3 + den

2.5

2

from $508,900

Regal

Chelsea Grande

2,725

4 + loft

4

2

from $538,900

Regal

Conrad

3,359

5 + loft

4

2

from $558,900

Vintage

Burgundy

2,081

2 + den

2

2

from $548,900

Vintage

Cabernet

2,162

3 + den

3

3

from $562,900

Vintage

Chandon

2,462

3 + den

3

2

from $578,900

Vintage

Chandon Grande

2,863

3 + den + bonus

3.5

2

from $608,900

Vintage

Merlot

3,215

5 + loft

4

3

from $623,900

Vintage

Shiraz

4,113

6 + loft

5

3

from $664,900

Source: GL Homes archived plan pages, October 2016 capture. Prices are historical builder base prices, not current values. A/C sq ft is the builder’s air-conditioned living area.

The Signature Villa Collection

The four Signature Villa plans are the smallest in the community, from 1,807 square feet for the Kingston to 2,024 square feet for the York, all with two bedrooms and a den and two-car garages. GL Homes priced the collection from the $400s in 2016. The Bristol at 1,831 square feet and the Oxford at 1,858 square feet sit between them, and the York is the only plan in the collection with two and a half baths.

GL Homes called these plans villas in its marketing, but the name is a product line and not a legal category. We do not equate the Signature Villa collection with the 204 twin villa units that pay the Twin Villa Assessment, because no primary source maps plans to lots. Whether a home is a twin villa is determined by the Declaration and the association’s records, and a buyer should confirm it on the estoppel certificate.

The Regal Collection

The four Regal plans run from the 1,991 square foot Berkshire to the 3,359 square foot Conrad. The Berkshire is a two-bedroom plus den plan, the Tribeca is a three-bedroom plus den at 2,234 square feet, the Chelsea Grande is a four-bedroom plan with a loft at 2,725 square feet, and the Conrad is a five-bedroom plan with a loft and four baths. All four have two-car garages. GL Homes priced the collection from the $490s in 2016, and the builder featured the Conrad in an official model video that lists five bedrooms, four bathrooms, a loft and a living room in 3,359 air-conditioned square feet.

The Vintage Collection

The Vintage collection has six plans and the widest range: the 2,081 square foot Burgundy, the 2,162 square foot Cabernet with a three-car garage, the 2,462 square foot Chandon, the 2,863 square foot Chandon Grande with a bonus room, the 3,215 square foot Merlot with a loft, and the 4,113 square foot Shiraz with six bedrooms, five baths and a loft. GL Homes priced the collection from the $540s in 2016. The Cabernet, the Merlot and the Shiraz carry three-car garages.

The Shiraz is the largest plan GL Homes built in Marbella Isles at 4,113 air-conditioned square feet. We found no builder plan larger than that.

Twin Villas and Single-Family Homes in Marbella Isles

The Twin Villas reserve study, dated July 15, 2026, describes a 204-unit association of twin villas inside Marbella Isles. That leaves 262 of the 466 residences as other homes, which we describe as single-family homes. The villas are built in two-unit buildings, and the association’s villa insurance summary schedules building coverage per two-unit building.

Twin villa owners pay an additional Twin Villa Assessment on top of the regular assessment. Under the association’s Villa Owner’s Guide to Maintenance and Insurance, dated June 2018, the association handles periodic exterior pressure washing, exterior pest and termite treatment, periodic exterior painting, irrigation and drainage, and lawn care for the villas. Owners handle the rest, and roofs and other structure shared by both units in a building are the equal responsibility of both owners. The villa reserve study is separate from the General Fund study. Amounts for the Twin Villa Assessment are not published, and they appear on the estoppel certificate.

Original 2016 Base Prices

These are historical numbers and not values. In October 2016 GL Homes listed the Kingston from $400,900 and the Shiraz from $664,900, a difference of $264,000 between the smallest and largest plan. The Signature Villa collection started in the $400s, the Regal collection in the $490s and the Vintage collection in the $540s. Builder base prices excluded lot premiums, options and upgrades, so what any original owner paid differs.

The comparison is still useful as a scale. The 12-month median recorded sale of $916,500 is more than double the Kingston’s 2016 base price and well above the Shiraz’s. Treat the 2016 numbers as context for how the community was positioned at launch, and treat recorded sales as the current evidence.

Why County Base Areas Do Not Match GL Plan Sizes

The county appraiser measures the base area of the main building and rounds differently from a builder’s air-conditioned figure, so the two numbers differ, usually by 1% to 2%. The most common county base area in recorded sales since 2021 is 1,884 square feet, which appears on 29 of 158 sales, and no GL Homes plan lists 1,884 air-conditioned square feet. The next most common are 1,837 and 2,052 square feet.

For that reason we never name a plan for a specific address. If you want to know which plan a home is, ask for the original GL Homes plan name in the disclosure package or check the permit set, and have an inspector confirm the layout. Plan names appear in the table above so that buyers can recognize them, not so that we can guess them from a county record.

How Are Marbella Isles Homes Built?

Marbella Isles homes are GL Homes builds from 2015 to 2017 with concrete block first floors, wood-frame second floors on two-story plans, concrete tile roofs, impact glass on the front elevation and steel storm panels on side and rear openings, permitted under the 2010 or 2014 Florida Building Code.

Block, Frame and Tile: The Original Specification

GL Homes’ standard features page for Marbella Isles, captured in June 2017, lists steel-reinforced concrete block construction on the first floor of all homes and an engineered wood frame on the second floor. Exterior walls, soffits, covered entries and gable ends are skip-trowel stucco, and the roof is concrete single-roll, high-profile tile.

Systems were specified at builder minimums for the time: air conditioning at a minimum of 13 SEER, a 50-gallon water heater, 150-amp electrical service, R-30 insulation over air-conditioned areas, and soil pre-treated for termites. Inside, the builder listed granite kitchen counters, 18 by 18 inch tile in the main living areas, a screened and covered patio, brick pavers on the driveway, walkway and patio, and a sodded lot with an automatic sprinkler system. The builder also described a 10-year structural warranty under the purchase documents. That warranty was a feature of the original sale, and we do not suggest it transfers to later owners or remains in force.

The builder does not name an architectural style, and we do not assign one.

Windows and Storm Protection

Window and storm protection is where Marbella Isles differs from many newer Naples communities. According to the builder specification, the windows are aluminum, single-hung and Low-E double-pane, with impact-resistant glass on the front elevation and direct-mount steel storm panels for side and rear openings where applicable. That is not full impact glass on every opening as built.

Many owners have since added impact windows or other protection, and we do not know which homes have. A wind mitigation inspection and a home inspection will confirm what a given house has today. For buyers it also affects insurance: openings protected by impact glass or approved panels are factors on the state’s uniform wind mitigation form, which insurers use to apply discounts.

Which Florida Building Code Applies

The original homes were permitted under the 2010 Florida Building Code, effective March 15, 2012, or under the 5th Edition (2014) code, effective June 30, 2015, depending on the permit date, according to the Florida Building Commission’s effective dates table. GL Homes’ sales and construction ran from late 2014 through 2017, so a given house falls under one or the other, and a home the county lists as built in 2018 or later falls under a later edition.

This matters for two practical reasons. Lenders and insurers ask for the year built, and the code edition in force at permit sets the baseline for wind loads and openings. If you are buying a particular home, ask the seller for the permit record, and ask the building department for permits on additions.

Roof, Air Conditioning and Water Heater Age in 2026

The arithmetic is simple. A home built in 2015 is 11 years old in 2026, a 2016 home is 10 years old and a 2017 home is 9 years old. By county build year, 400 of the 484 parcels, or 83%, date to 2015 through 2017, so the typical original roof, air conditioning system and water heater is 9 to 11 years old as built, unless an owner replaced it.

We make no claim that any system has been replaced, and we cannot know from public records. These ages are why we suggest every buyer ask for the roof age and any permits, a recent air conditioning service record and the water heater date, and why a seller should gather those papers before listing. Age and condition are separate things: a 10-year-old tile roof in good shape is a different asset from a 10-year-old roof with open claims.

Homes With Later Build Years on the County Roll

The county roll shows 2018 as the build year on 19 parcels and 2019 through 2025 on another 49, with 16 parcels blank. The record does not say why those years are later than the community’s 2015 to 2017 build window, and we draw no conclusion about them. Some are consistent with the final GL Homes closings, and others may reflect changes the county recorded later.

If a home you are considering shows a later build year, ask the seller what the year represents and ask for the permit history. Do not assume a later year means a newer house, and do not assume it means something problematic. It means the question is worth asking.

Who Developed Marbella Isles, and When Was It Built?

GL Homes developed Marbella Isles on a former citrus grove: Collier County approved the Temple Citrus Grove RPUD on March 11, 2014, models opened May 30 to 31, 2015, first closings came in July 2015, the clubhouse opened January 16, 2017, and GL listed the community as sold out by January 2018.

From Citrus Grove to Planned Unit Development

Before Marbella Isles existed, the land between Livingston Road and Airport-Pulling Road was a working citrus grove on agriculturally zoned ground, and the grove’s name survives in the recorded plat and the zoning: Temple Citrus Grove. The rezoning path is documented in a neighboring association’s public news brief on the 2013 hearings. In August 2013, GL Homes applied to rezone 128 acres for up to 512 dwelling units. At a second neighborhood information meeting on November 5, 2013, the request had grown to 132 acres, because about 5 acres of Airport-Pulling Road frontage were added to hold a lake, a buffer and community ingress and egress, and multi-family uses had been deleted from the planned unit development.

The Collier County Board of County Commissioners then approved the Temple Citrus Grove residential planned unit development (RPUD) on March 11, 2014, as Ordinance 14-10, according to the county’s PUD Master List. The Clerk’s agenda record for that hearing is indexed as Item 17A and notes that the Livingston Road connection should be the primary access point for both the Temple Citrus and Manchester Square PUDs.

GL Homes and the Declarant, Naples Associates V, LLLP

The builder is GL Homes, and the public record ties the two names together in several places. GL Homes’ own archived community page describes the company as the official builder of Marbella Isles and calls it GL Homes’ newest luxury community on Florida’s West Coast. The recorded Declarant is Naples Associates V, LLLP, a Florida limited liability limited partnership whose general partner is Naples V Corporation. Declarant signed the September 2014 name-change amendment and the 2017 joinder and consent filed with the state, and the association’s original 2014 articles were filed under the account name G.L. Homes at GL’s Sunrise, Florida headquarters address.

GL Homes’ current main website no longer lists Marbella Isles, which is normal for a sold-out community, because builders prune completed neighborhoods from active sales pages. The archived pages remain the builder’s own record of what was sold.

Marbella Isles Build-Out Timeline

The table below lists dated milestones from public records and from GL Homes’ own community updates, captured in the Internet Archive.

Date

Milestone

Source

August 2013

GL Homes applies to rezone 128 acres for up to 512 units

Neighbor association brief

November 5, 2013

Second neighborhood meeting, 132 acres, Airport-Pulling frontage added, multi-family removed

Neighbor association brief

March 11, 2014

County commissioners approve Ordinance 14-10

County PUD Master List

March 17, 2014

Association incorporated as Temple Citrus Homeowners Association, Inc.

Articles of incorporation

September 17, 2014

Association renamed Marbella Isles Homeowners Association, Inc.

Name-change amendment

October 23, 2014

Declaration recorded in Official Records Book 5088, Page 368

Declaration

December 2014

Curbs, a Livingston Road turn lane and the sales center under way

GL community updates

May 30 to 31, 2015

Model grand opening, nine decorated models, 14 designs

GL community updates

June 2015

More than 200 homes sold, more than 109 under construction, all eight lakes formed

GL community updates

End of July 2015

First resident closings

GL community updates

September 2015

Entrance waterfalls and gatehouse complete, more than halfway sold out

GL community updates

November 2015

Resident back gate complete

GL community updates

January 2016

About 100 homeowners moving in

GL community updates

February to March 2016

Clubhouse construction begins

GL community updates

August 2016

More than 230 homes closed

GL community updates

December 2016

326 closed and 380 sold

GL community updates

January 16, 2017

Clubhouse ribbon cutting

GL community updates

June 14, 2017

Developer still controls the board

2017 amendment

January 2018

GL Homes page reads “Marbella Isles is sold out”

GL Homes archived page

June 12, 2018

County accepts private roadway and drainage improvements

Commission consent item

April 15, 2021

Owners adopt amended and restated Articles and Bylaws

Association documents page

A few dates need care. The neighboring association’s 2015 notes expected clubhouse construction to start in March 2015, but GL Homes’ own updates place the start in February or March 2016, so the first owners who closed in 2015 lived there for about a year before the clubhouse opened. The state records show the developer still held control of the board in June 2017, and the owners’ restated governing documents date to April 2021; the association’s records, not the public file, hold the exact turnover date.

Sell-Out and County Acceptance of the Roads

GL Homes’ community page was captioned “Marbella Isles is sold out” by its January 2018 archive capture. The county’s recorded sales agree with a fast sell-out: from the Collier County Property Appraiser public data files (October 2026), we tracked 444 qualified sales in 2015, 2016 and 2017 combined, most of them first sales from GL Homes, though the file does not flag builder-direct sales for those years. These counts are qualified sales, not closings, so they sit beside GL’s own tallies of 230 closed by August 2016 and 326 closed by December 2016 rather than replacing them.

On June 12, 2018, the county’s consent agenda included final acceptance of the private roadway and drainage improvements for the final plat of Temple Citrus Grove. The county’s PUD list shows an estimated buildout date of March 11, 2019 and a status of built out. Today the county data shows no builder-direct sale in the last 12 months, so every purchase is a resale.

Riverstone’s Role During Construction

While Marbella Isles was in land development in late 2014 and early 2015, GL Homes showcased it at a sister community. The builder’s update says that during construction Marbella Isles was being showcased at Riverstone, GL Homes’ other North Naples community, which we compare with Marbella Isles in the comparison section.

How Is Marbella Isles Zoned, and Can More Homes Be Built?

Marbella Isles is the Temple Citrus Grove RPUD under Collier Ordinance 14-10: 132.68 acres, up to 512 homes allowed, 466 single-family homes built, gross density 3.86 units per acre, and the county lists it as built out, so no further homes are planned.

Data updated: October 2026

Ordinance 14-10 in Numbers

The county’s PUD Master List, dated October 9, 2026, carries one row for Temple Citrus Grove, and the county’s explanation of the list says it tracks the residential and commercial uses each PUD allows and has built.

Item

Value

Ordinance

14-10, Temple Citrus Grove RPUD

Approved

March 11, 2014

Status

Built out

Estimated buildout

March 11, 2019

Size

132.68 acres

Residential units approved

512

Single-family units built

466

Gross density as printed

3.86 units per acre

The density is simple arithmetic: 512 approved units divided by 132.68 acres equals 3.86 units per acre. By the same arithmetic, the 466 homes actually built work out to about 3.51 units per acre (466 divided by 132.68), our calculation rather than a county figure.

Why 466 and Not 512

The PUD approved a ceiling of 512 homes, and the platted community holds 466 lots, so 46 approved units were never built. The county’s list does not state why, and the ordinance text was not available in a readable public copy. What the record does confirm is that the 466 figure agrees across the county list, the association’s description of 466 residences, and the county’s own parcel count of 466 single-family parcels. Our search found no amendment, rezoning or pending application on the Temple Citrus Grove PUD after the 2014 approval, so a buyer should not expect more homes inside the gates.

What Surrounds the PUD

The county’s list shows a neighboring built-out PUD, Manchester Square (Ordinance 05-71, approved December 13, 2005, 36.90 acres, 148 units), and the 2014 hearing record says the two share the Livingston Road access point. Commercial anchors on the same list in this part of North Naples include the Mercato PUD (Ordinance 06-32, 53 acres, 495,000 square feet of commercial space authorized) and Pine Ridge Commons (Ordinance 99-94, 31 acres, 275,000 square feet authorized). The list does not map who touches whose boundary, so we describe them as nearby, not adjoining.

What Does It Cost to Own a Home in Marbella Isles?

Owning in Marbella Isles means one HOA assessment billed quarterly, an added Twin Villa Assessment for villa owners, a buyer-paid capital contribution at closing that began at $2,500 in 2022, county property taxes, and no CDD found; the association does not publish the dues amount.

Data updated: October 2026

Quarterly HOA Dues: How They Are Set

Under Article VII of the recorded Declaration, the Board adopts an annual budget and each completed lot pays an equal share of operating expenses as its Individual Lot Assessment, payable quarterly in advance on January 1, April 1, July 1 and October 1, with the association free to bill monthly instead. The Declaration also contains a developer guarantee schedule from the sales period, which is historical protection language and not a current fee.

The dollar amount of the dues is not published on the association’s public pages. The association’s calendar shows the Board met on October 13, 2026 to approve the draft 2027 budget, and the draft itself sits in a resident-only area, so a buyer sees the number on the estoppel certificate or in the disclosure package, not on the public website. We do not quote a dues figure from any source other than those documents.

The Twin Villa Assessment

Villa owners pay a second charge on top of the Individual Lot Assessment. The Declaration allocates villa operating expenses only to the 204 twin villa lots as the Twin Villa Assessment, and the Villa Owner’s Guide to Maintenance and Insurance (June 2018) lists what that pays for: periodic pressure washing of exterior walls, pavers, covered entries and rear lanais; exterior pest and subterranean termite treatment; periodic exterior painting; the irrigation and drainage systems; and lawn care, though not replacement of dead plants. The association also carries the villa building insurance, covered in the insurance section below. This amount is also unpublished.

The Capital Contribution Buyers Pay at Closing

A recorded 2022 amendment (Official Records Book 6100, Page 3773) created a nonrefundable capital contribution assessment owed by the buyer at closing. It was initially $2,500, and the Board may set a different amount at its last regular meeting of the year for the next fiscal year. The money goes to the capital reserve account. Members approved the capital reserve concept on March 11, 2021 with 323 votes, over 90 percent affirmative, per the association’s documents page.

The recorded text exempts five kinds of transfer: to someone who already holds record title; to the owner’s estate, spouse or heirs on death; to a trust or entity wholly owned by the owner for estate or tax planning; to the association or a mortgagee by foreclosure or deed in lieu; and to a current owner in Marbella Isles. The association’s 2025 transfer-fee procedure explains how that last exemption is applied, including a one-time exception for an owner who moves within the community. Read both before you sign a contract, because the current amount is not published.

Separately from association charges, in Collier County the buyer customarily pays for the owner’s title policy, and the purchase contract controls who pays what.

No CDD in the Public Record

We found no community development district in the PUD record, the Declaration or the association’s documents, and the county’s PUD list names CDDs on other rows but none for Temple Citrus Grove. We did not check this against a parcel tax bill. Your bill will show any non-ad valorem lines, so ask for a recent bill as part of your due diligence.

Property Taxes in Unincorporated Collier County

Marbella Isles sits in unincorporated Collier County, outside the City of Naples. For fiscal year 2026, the county’s final budget hearing document lists these county components, in mills: General Fund 3.0107, Water Pollution Control 0.0246, Conservation Collier 0.2096 and the Unincorporated Area General Fund 0.6844. The county’s tentative FY 2027 budget book keeps the General Fund and Unincorporated Area rates unchanged. School, water management, fire, mosquito control and other levies are added on top, and the fire district for these parcels could not be confirmed from public maps, so we do not compute a full tax bill.

As a labeled illustration only: each mill is $1 per $1,000 of taxable value, so 3.0107 mills on a $900,000 taxable value would be $2,709.63 for the General Fund component alone (900 times 3.0107). Taxable value is set by the property appraiser and often differs from a sale price.

The Estoppel Certificate and Its Fee Cap

Florida’s Chapter 720 caps the fee for an HOA estoppel certificate at $299 when no delinquency is owed, plus $119 if expedited and up to $179 more if the account is delinquent. The certificate is where the current assessment, any unpaid amounts, the capital contribution and other balances are stated.

As an illustration of the closing items the association may bill a buyer, and not a quote: if the Board still charged the original $2,500 capital contribution and the estoppel fee is at the $299 cap, those two items total $2,799 before the proration of the quarter’s dues. Each of those three figures should be confirmed on the estoppel.

What Marbella Isles Dues Pay For

The Declaration defines the common property that dues maintain as the gatehouses, entranceways, streets and drives, the drainage system and lakes, the recreation tract and clubhouse, common-area landscaping and lighting. The association’s contacts page names the landscaping contractor. The association also operates the surface water system under a South Florida Water Management District permit, per the 2014 Articles. For villas, the Twin Villa Assessment adds the exterior services above.

How Well Funded Are the Marbella Isles Reserves?

The association’s public 2026 reserve studies project the Marbella Isles General Fund reserve at 55% funded and the Twin Villas reserve at 86% funded on January 1, 2027, with 2027 reserve collections of $295,000 and $133,000 recommended, each growing 4% a year.

Data updated: October 2026

The General Fund Reserve Study (August 2026)

W.J. Johnson and Associates, a Cape Coral reserve specialist, dated its General Fund reserve study update August 10, 2026. It estimates the one-time replacement cost of the community’s reserve components at $4,307,584, or about $14.3 million over 30 years when repeat replacements are counted, with remaining useful lives running from 0 to 28 years. It projects a reserve balance of $1,282,250 on January 1, 2027 against a fully funded balance of $2,331,683, and recommends 2027 collections of $295,000, growing 4 percent a year, using a pooled cash-flow method with 1 percent assumed interest and 3 percent inflation. The study says these collections cover projected expenses for 30 years.

The Twin Villas Reserve Study (July 2026)

The separate Twin Villas update, dated July 15, 2026, covers the 204 villa units. It projects $359,900 in the villa reserve on January 1, 2027 against a fully funded balance of $418,991, and recommends a 2027 reserve assessment of $133,000, also growing 4 percent a year.

Study

Date

Balance 1/1/2027

Fully funded

Percent funded

2027 collections

General Fund

August 10, 2026

$1,282,250

$2,331,683

55%

$295,000

Twin Villas

July 15, 2026

$359,900

$418,991

86%

$133,000

What Percent Funded Means for a Buyer

Percent funded compares what is in the reserve with what the study says would be there if every component had been saved for in a straight line. The arithmetic is $1,282,250 divided by $2,331,683, which is 0.55, or 55 percent; and $359,900 divided by $418,991 is 0.86, or 86 percent. Full funding is a benchmark and not a legal requirement for a homeowners’ association, and the studies use a pooled cash-flow method that projects whether planned contributions meet the expected spending, which is not a forecast that no special assessment will ever occur.

For a buyer, the practical reading is that the villa reserve is closer to its benchmark than the community-wide General Fund reserve. Ask for the newest study, the approved budget and any board discussion of planned projects in your disclosure package, and compare the study’s component list with your inspection.

Recent Capital Projects

The association’s documents page lists a contract signed May 12, 2026 for refurbishment of the children’s pool, a reminder that clubhouse amenities generate periodic projects. The public file does not list other 2026 capital projects, and we do not infer any.

Can You Rent Out a Home in Marbella Isles?

Yes, with limits: the Marbella Isles Rules last revised February 16, 2018 allow whole-home leases of at least three months, no more than two 3-month leases or one 6-month or yearly lease in 12 months, with association approval and a background check; fractional ownership and home sharing were banned in 2025.

Minimum Lease Term and Frequency

The Rules and Regulations, last revised February 16, 2018, and the use restrictions in the recorded Declaration allow leasing of an entire home only. No portion of a home may be rented, and nightly, weekly or monthly rentals are not allowed. The minimum lease is three months. In any 12-month period an owner may offer two leases of three months or longer, or one lease of six months or longer, or a yearly lease. Lease language that would let a tenant terminate early and shorten the term is prohibited, and a terminated lease still counts toward the yearly limits.

These are the rules in the public edition. Addenda have been issued since 2018 on pools, courts, trainers and amenity hours, and the Board can amend its rules, so confirm the current leasing rules in the disclosure package before you rely on them for an investment or seasonal plan.

Approval, Background Check and the Standard Lease

Owners must use the standard Marbella Isles lease from the association’s website, obtain association approval before finalizing a lease, pay for a background check by the approved provider and pay a Board-set rental application fee, whose amount is not published. An owner who uses a third-party leasing agent must give the property manager a signed, notarized letter naming that agent. The Declaration adds that a lease must be terminable by the association on default, that a copy must be delivered to the association within five days of signing or the lease is void, and that an owner who is delinquent cannot lease without the association’s consent. The owner remains jointly and severally liable for the tenant’s compliance and for assessments.

Fractional Ownership and Home Sharing Ban (2025)

At the annual meeting on April 22, 2025, more than two-thirds of owners voted to prohibit fractional ownership and home sharing, according to the association’s documents page. The recorded amendment was filed May 15, 2025 in Official Records Book 6469, Page 474. It adds a definition of fractional ownership or home sharing, meaning arrangements where several persons or entities share title or use rights to a lot in rotation or by time-share style, and bans it in Article X, Section 20. The association’s page lists a May 12 filing date, but the clerk’s stamp reads May 15, 2025, so we use the recording date.

What Tenants Need: Stickers, Fobs and Rules

Approved renters acknowledge the rules in writing and buy parking stickers and key fobs from the association, which are disabled when the lease ends or if the rules are violated. A person occupying a home for more than one month without the owner or family present is treated as a tenant. Visiting tenants and renters entering the community must use the Livingston Road gate with identification, and the guest list is handled through the association’s guest registration system, per the association’s 2025 owner and realtor guidelines.

Leasing a Second Home and the Capital Contribution

The association’s 2025 transfer-fee procedure says the capital contribution is payable at a home sale closing by any buyer, and also by an existing owner who will own more than one home in the community or who will rent or lease a second home. A one-time exception applies when an owner buys a new home and sells their existing home in the community, or downsizes within it, and the new home is their primary Marbella Isles residence. Investors buying a second home for lease should therefore ask the association how the procedure applies to them before contract.

What Other Rules Should Marbella Isles Buyers Know?

Marbella Isles rules, from the 2018 Rules and the recorded Declaration, cover pets (named dog breeds excluded), vehicles (no RVs, trailers or boats outside a closed garage), architectural approval within 45 days, fences, lakes (catch-and-release), golf carts and amenity ages; there is no age restriction.

Pets

The Rules and Regulations allow ordinary house pets: dogs, cats, caged birds, small rodents, aquarium fish, small turtles and tortoises, rabbits and terrarium pets. Pit Bulls, Rottweilers, Doberman Pinschers, Presa Canarios and any dog classified as a Dangerous Dog under the Declaration are excluded. The Board may set a maximum number of pets per household. Dogs and cats must be leashed and under full control, pets may not be left unattended outside, waste must be picked up immediately, and a barking nuisance can lead to a required removal after written notice. Breeding, commercial pet keeping and unusual pets such as poultry, livestock, horses and large reptiles are not allowed.

Parking, Boats, RVs and Work Trucks

Vehicles may park in garages, driveways, on the streets between 6:00 AM and midnight and in designated areas, but not on streets from midnight to 6:00 AM, on sidewalks or swales, or where they block driveways or association facilities. An Overnight Parking Permit for guests runs up to seven nights and can be renewed once for seven more. The Rules bar boats and commercial vehicles overnight unless inside a closed garage and bar trailers, motor homes and recreational vehicles from the community. The Declaration adds that no commercial vehicle, trailer, RV, boat or boat trailer may be parked or stored except in a garage, and that trucks larger than a full-size pickup are barred except temporary service vehicles.

Architectural Approval, Fences, Pools and Rock

Additions and alterations need Architectural Control Committee approval, and a request not approved within 45 days is deemed disapproved. A $5,000 security deposit applies to major additions under the Rules and the Declaration, and the Board may change it. Converting a garage to air-conditioned living space is prohibited. Fences must sit at least 10 feet behind the front wall of the home and at least 5 feet back from the sidewalk where one exists, and cannot attach to a neighbor’s home. The Board approved separate guidelines for rock installation on June 10, 2025, which require an ARB application and are listed on the documents page. Pool rules were updated June 9, 2025.

Lakes and Fishing

The community’s eight lakes are part of the drainage system the association maintains. The Rules allow catch-and-release fishing only, and owners reach lakes through the lake maintenance easement abutting their lot or through designated landscaped areas. Owners of non-lake lots use the designated areas. The association maintains the surface water system under its water management district permit.

Golf Carts

Golf carts are allowed on paved roads only, not sidewalks, must be electric, and need a licensed driver, with daylight use unless the cart is fully equipped. Two written violations suspend cart privileges for one year, and five in a year revoke them. Marbella Isles is not a golf community and has no course.

No Age Restriction

The association describes the community as designed for residents of all ages and families, per its home page. We found no older-persons or 55-plus language in the Declaration, the Articles or the Rules. Amenity rules do set ages for specific uses: the fitness center is open to those 18 and older independently and to ages 13 to 17 with an adult, and the pool area is open from dawn to dusk and no later than 9:00 PM.

Showings and Open Houses

For sellers and their agents, the Board-approved guidelines for owners and realtors of June 10, 2025 set the working rules. Non-resident realtors, buyers and renters must use the Livingston Road gate with identification. The listing agent is registered as a guest in the association’s guest system for no more than three months at a time. Open houses are normally Saturday or Sunday from 1:00 to 5:00 PM with 48 hours’ notice to the office, not allowed on New Year’s Day, Memorial Day, July 4, Labor Day, Thanksgiving or Christmas, and the association can deny a date. The Declaration reads that the main gatehouse off Livingston Road may or may not be staffed, as the association decides in its discretion.

What Amenities Does the Marbella Isles Clubhouse Offer?

The Marbella Isles clubhouse is 9,500 square feet with a resort-style pool, spa and children’s water play area, a full-size indoor basketball and multi-purpose court, card, game, meeting and social rooms and a fitness center, plus outdoor tennis, pickleball, bocce and a children’s play area.

Pool, Spa and Children’s Water Play

The association’s home page describes a resort-style pool, a spa and a children’s water play area at the clubhouse at 13565 Monticello Boulevard. The Rules set pool hours from dawn to dusk and no later than 9:00 PM, and pool rules were updated in June 2025. Aqua classes meet at the pool on Monday and Wednesday mornings. A refurbishment of the children’s pool was contracted in May 2026.

Fitness Center and Indoor Court

Inside the clubhouse, the association lists a fitness center with cardio equipment, free weights and weight machines, a full-size basketball court that doubles as a multi-purpose room, card and game rooms, and a meeting and social room. The multi-purpose room hosts classes such as Essentrics stretch and strength and line dancing, and the social room hosts coffee mornings, lunches and Mix and Mingle evenings, according to the association calendar. Independent use of the fitness center is limited to ages 18 and up under the Rules, with ages 13 to 17 allowed alongside an adult. Amenity use is at the user’s own risk, per the association.

Tennis, Pickleball and Bocce

Today’s association list names tennis and pickleball courts and bocce without giving counts. GL Homes’ original 2016 plan called for three Har-Tru tennis courts, four pickleball courts and two bocce courts, according to its amenities page, and the same page also listed a media room, a tiki hut and a party pavilion that the association’s current summary does not name. Treat those as the builder’s 2016 plan and confirm what exists at a showing. Courts are reserved online, and outdoor court rules were updated by the Board on October 8, 2025.

Lifestyle Director and Reservations

The association’s site carries a Property Manager and Lifestyle Director page, GL Homes planned a full-time lifestyle director, and the volume of food trucks, vendor days, classes and lunches on the public calendar fits a staffed program. Court and clubhouse reservations run through the resident area of the website. Castle Group manages the association from the clubhouse office, which we describe further below.

Ready to Tour Marbella Isles?

If the 9,500-square-foot clubhouse and the calendar are what you want in a North Naples address, McGreevy and Comisar can walk you through Marbella Isles with the association’s rules and numbers in hand. McGreevy and Comisar are Top 1% Real Estate Agents Nationally Since 2008, and we will show you the homes on the streets and size bands that fit your budget. Call Marc at (239) 287-5873 or start with our buyer services page.

What Is the Social Calendar Like in Marbella Isles?

Marbella Isles runs one of the denser resident calendars in North Naples: in October 2026 the association listed pickleball round-robins four days a week, men’s and women’s bocce clubs, Mah Jong, Canasta, aqua and fitness classes, a walking club, lunches, food trucks and holiday events.

Weekly Sports and Fitness

The public October 2026 calendar shows a repeating weekly pattern, summarized below. Times are as listed by the association and can change from month to month.

Day

Recurring activity

Time

Location

Monday

Walking Club

7:30 to 9:30 AM

Starts at the clubhouse parking lot

Monday

Aqua Class

9:00 to 10:00 AM

Pool

Monday

Stretch and Strength Essentrics

9:30 to 10:30 AM

Multi-purpose room

Monday

Women’s pickleball classes

6:00 to 7:00 PM

Pickleball courts

Tuesday

Pickleball round-robin

8:00 to 10:00 AM and 6:00 to 8:00 PM

Pickleball courts

Tuesday

Men’s bocce

10:00 to 11:00 AM

Bocce courts

Tuesday

Line dancing

9:30 to 11:00 AM

Multi-purpose room

Wednesday

Aqua Class

9:00 to 10:00 AM

Pool

Thursday

Pickleball round-robin

8:00 to 10:00 AM and 6:00 to 8:00 PM

Pickleball courts

Thursday

Men’s bocce

10:00 to 11:00 AM

Bocce courts

Friday

Women’s bocce

8:00 to 9:00 AM

Bocce courts

Saturday

Pickleball round-robin, marked open to all

8:00 to 10:00 AM

Pickleball courts

Sunday

Pickleball round-robin

9:00 to 11:00 AM

Pickleball courts

Pickleball is the anchor: round-robins run Tuesday, Thursday, Saturday and Sunday, and a women’s class was new in October 2026. An outdoor fitness session also ran in the clubhouse parking lot on October 17.

Cards, Clubs and Socials

Indoor social programming centers on the card room and the social room. Mah Jong meets Monday and Thursday from 1:00 to 3:00 PM and Canasta meets Wednesday from 1:00 to 3:00 PM, both in the card room. Morning Coffee with Friends runs Friday from 9:00 to 11:00 AM in the social room. The calendar for October also listed a Book Club on October 28, a game night called Left, Right, Center on October 15, and a Mix and Mingle on October 23 from 6:00 to 9:00 PM. Ladies Lunch (October 14) and Men’s Lunch (October 15) meet at off-site restaurants. Calendar filters sort events into Activities, Fitness and Sport, Games, General, Food Trucks, Misc Vendors and Services, and Social.

Food Trucks, Vendors and Seasonal Events

Food trucks and vendors use the clubhouse parking lot. October 2026 included a vendor day on October 7, a Super Smash Burger food truck on October 9 from 5:00 to 8:00 PM, and a fish vendor on October 27 from 9:00 to 11:00 AM. A Naples Home Watch information session on October 20 shows that services for seasonal residents are marketed to owners on site. A Happy Halloween community event is set for October 31. The calendar also posts Board meetings, including the October 19 meeting held in the multi-purpose room and on Zoom.

Which Utilities and Services Serve Marbella Isles?

Marbella Isles homes use Collier County Water-Sewer District water and sewer, FPL electricity and county-contracted trash pickup on Wednesdays (trash, recycling, small bulk) and Saturdays (trash), with Castle Group managing the association from the clubhouse office at 13565 Monticello Boulevard.

Water, Sewer and the North County Plant

The association’s important contacts page directs residents to Collier County Utilities for water and sewer, and the county’s utility billing page lists customer service at 239-252-2380. Wastewater north of Golden Gate Parkway is treated at the county’s North County Water Reclamation Facility, which the county says has a permitted capacity of 24.1 million gallons a day and is undergoing an expansion. We could not confirm the parcel-level service area from the county’s map images, so confirm service with a resale utility statement.

Trash and Recycling Days

The association’s contacts page lists Wednesday pickup for trash, recycling and small bulk items, and Saturday pickup for trash only. Collier County contracts two haulers for residential service everywhere in the county outside the City of Naples, per the county’s recycling guidebook dated January 16, 2026, and Marbella Isles is in unincorporated Collier County. Holiday schedules and bulk limits are in the guidebook.

Electric and Internet

Florida Power and Light is the investor-owned electric utility for this part of Collier County; confirm the account at your address with FPL. Internet providers are address-specific and the association does not publish a provider list, so check availability for any home on the FCC National Broadband Map.

Management, Maintenance Requests and Landscaping

Castle Group manages the association, and the clubhouse office at 13565 Monticello Boulevard, Naples 34109, can be reached at 239-231-3479. Maintenance and repair requests go through a property-management contact form on the association’s website. The contacts page names Agriscapes as the landscaping contractor, lists the gatehouse phone number, notes that guest registration runs through EIQ-Connect, and lists the Collier County Sheriff’s Office for law enforcement. Castle Group’s after-hours emergency line, per the storm preparedness page, is 800-337-5850. Your parcel tax bill, not a public map we could read, shows which fire district serves each home.

The Library and Beach Parking Permits

The Collier County Public Library headquarters at 2385 Orange Blossom Drive is about 1.0 mile and 3 minutes from the clubhouse, and it is open Monday to Thursday 9 AM to 8 PM, Friday and Saturday 9 AM to 5 PM and closed Sunday, per the library’s locations page. Residents can obtain beach parking permits at library branches with documentation, per the in-branch services page. Without a permit, Vanderbilt Beach Park charges $10 to park.

What Flood Zone Is Marbella Isles In?

Marbella Isles has no single flood zone: of 13 addresses we checked on FEMA’s current map (panel 12021C0382J, effective February 8, 2024), seven are Zone AE, five are Zone AH and one is shaded Zone X, and FEMA’s 2024 revalidation letter lists Letters of Map Change covering every lot.

Data updated: October 2026

Marbella Isles Flood Zones by Address

On October 28, 2026 we queried FEMA’s National Flood Hazard Layer at 13 Marbella Isles addresses taken from recorded sales, spread across the community’s streets. Each address was placed with the U.S. Census geocoder, which interpolates along the street and can be off by tens of meters, then checked against the flood zone, the nearest base flood elevation (BFE) lines within 500 meters, and ground elevation from the U.S. Geological Survey’s 3DEP lidar service (acquired September 2018, feet above the NAVD88 datum). Every point fell on panel 12021C0382J.

Address

FEMA zone

In high-risk area (SFHA)

Nearest BFE lines (ft NAVD88)

Ground (ft NAVD88)

13452 Monticello Blvd

AE

Yes

11.0

13.6

13727 Callisto Ave

AH

Yes

11.0 to 12.5

12.7

13382 Silktail Dr

X, 0.2% annual chance (shaded)

No

10.5 to 11.0

13.7

13482 Sumter Ln

AE

Yes

11.0

12.4

13834 Callisto Ave

AH

Yes

11.0 to 13.0

13.3

13812 Luna Dr

AE

Yes

11.0 to 12.5

12.1

13564 Mandarin Cir

AH

Yes

11.0

12.8

13404 Coronado Dr

AE

Yes

10.5 to 11.0

14.1

13905 Luna Dr

AH

Yes

11.0 to 13.0

12.6

13512 Monticello Blvd

AE

Yes

not pulled

not pulled

13518 Mandarin Cir

AH

Yes

not pulled

not pulled

13339 Silktail Dr

AE

Yes

not pulled

not pulled

13461 Monticello Blvd

AE

Yes

not pulled

not pulled

The tally is 7 of 13 in Zone AE (54 percent), 5 of 13 in Zone AH (38 percent) and 1 of 13 in shaded Zone X (8 percent). Zone AE is a high-risk area with a determined base flood elevation, and Zone AH is a shallow-flooding high-risk area with a determined elevation. We also saw Zone AE at the clubhouse tract and Zone AH on another Luna Drive address, and an independent point near the middle of the community read Zone AE. Zone boundaries cross lots, so the zone that counts for any one house is the one on its own flood determination or elevation certificate. The live service holds only the current map, so we cannot say whether any home moved into or out of the high-risk area in the 2024 update, the first countywide update since 2012 according to Collier County floodplain management.

Letters of Map Change for Every Lot

FEMA’s February 2024 revalidation letter for Collier County lists five earlier determinations covering the Temple Citrus Grove lots, the platted name for Marbella Isles.

FEMA case

Date

Lots or tract covered

15-04-6075A

May 28, 2015

Lots 1 to 161 (Callisto Avenue and Luna Drive)

15-04-6626A

June 26, 2015

Lots 162 to 266 (Mandarin Circle)

15-04-7059A

July 31, 2015

Lots 267 to 300 and 377 to 466 (Monticello Boulevard, Coronado Drive and Sumter Lane)

15-04-9406A

September 23, 2015

Lots 301 to 376 (Silktail Drive and Coronado Drive)

16-04-4765A

May 27, 2016

Clubhouse tract at 13565 Monticello Boulevard

The lot ranges add up to all 466 residential lots (161 plus 105 plus 124 plus 76), plus the clubhouse tract. Whether a letter removes a particular home from the high-risk area is stated only in that lot’s original FEMA determination, which we did not read, so a Letter of Map Change listed here is not proof that a home sits outside the flood zone. Ask for your lot’s letter and elevation certificate.

Ground Elevation Versus Base Flood Elevation

The nearest FEMA base flood elevation lines within 500 meters of the nine points we pulled ranged from 10.5 to 13.0 feet, and ground elevation at those points ran from 12.1 to 14.1 feet. Comparing ground with the highest nearby elevation line, the gap ran from about 0.4 feet below to about 3.1 feet above. These are screening numbers only: the lidar was flown in 2018, after most homes were built, so it reflects graded pads, the elevation lines are contours near each lot and not at it, and slab and finished-floor heights are not public in the sources we checked. Only an elevation certificate states a home’s floor height.

When Flood Insurance Is Required

According to Collier County’s 2024 flood protection newsletter, a property in a high-risk area with a federally backed mortgage must carry flood insurance through the National Flood Insurance Program, while owners in lower-risk zones such as shaded X can buy it and the county recommends it, noting that homeowners’ insurance does not cover flood damage. Florida’s flood disclosure statute also requires a seller to disclose at or before contract whether the seller knows of flooding that damaged the property during ownership, whether a flood claim was filed and whether federal assistance was received.

Collier County’s CRS Discount

Collier County, in unincorporated areas, has participated in FEMA’s Community Rating System since October 1992 and holds a Class 5 rating that gives a 25 percent discount on eligible NFIP policies, per the county’s 2024 newsletter. FEMA’s CRS page states the discount applies to NFIP policies in participating communities including policies outside the high-risk area, and does not apply to private flood policies. The class rests on the county’s 2024 newsletter, so confirm the current class with your insurer.

How to Check One Marbella Isles Address

Start with FEMA’s map for the exact address, then ask the seller for the lot’s FEMA determination and the elevation certificate. Collier County’s floodplain management page links a current flood map with an elevation certificate search, and the county Flood Info Hotline at (239) 252-2942 can provide a flood determination and say whether an elevation certificate is on file. For new construction or a substantial improvement in a high-risk lot, the county requires the lowest floor to be at least 1 foot above the BFE and 18 inches above the crown of a paved road, with machinery elevated to BFE plus 1 foot, and requires an existing structure to be brought up to that standard when repairs or improvements equal or exceed 50 percent of its market value, per the county’s building rules.

As a worked example of that rule: in a Zone AE lot with an 11.0-foot BFE, the minimum lowest floor for new construction or a substantial improvement is 11.0 plus 1.0, or 12.0 feet NAVD88.

How Has Marbella Isles Fared in Hurricanes?

Marbella Isles sits inland in North Naples, in the state’s Evacuation Zone C on the July 2024 layer, and has lived through Irma (2017), Ian (2022), Helene and Milton (2024); no public source reports Marbella-specific storm damage, and county reports place the worst Ian surge south and west of US 41.

Data updated: October 2026

Evacuation Zone and Storm Surge Zone

We queried the Florida Division of Emergency Management’s evacuation layer dated July 2, 2024 at four points inside Marbella Isles on October 28, 2026, and each returned Collier Zone C, inside the state’s Category 3 storm surge polygon for Collier County. Florida’s Know Your Zone page explains that zones run from A, the most vulnerable and first to evacuate, through F, and that the zones are based on flooding, since storm surge is the greatest threat to life. The state’s lookup now also carries a layer dated July 24, 2026 that we did not query, so confirm the current zone for your address. Collier County’s emergency assistance page links the county lookup and the AlertCollier notification system.

Hurricane Irma, 2017

Irma came ashore near Marco Island as a Category 3 storm. The National Weather Service in Miami reported at least 88 structures destroyed and about 1,500 with major damage in Collier County, mostly tree and fence damage, rainfall flooding that lingered for at least a week in parts of the region, and more than 30,000 insurance claims, in its Irma local report. Naples storm inundation was 3 to 4 feet at Gulf and Naples Bay waterfronts and extended less than half a mile inland. The National Hurricane Center’s Irma report puts the Naples gauge storm surge at 5.14 feet. The county roll shows 306 of Marbella Isles’ 484 parcels with a 2015 or 2016 build year, so most of the community was new when Irma passed. FEMA’s OpenFEMA data lists 70 flood claims with September 2017 loss dates in ZIP 34109 with $1,094,248 paid, but that ZIP is wider than Marbella Isles and the claims cannot be attributed to the community.

Hurricane Ian, 2022

Ian made landfall at Cayo Costa in Lee County as a Category 4 storm on September 28, 2022. The National Hurricane Center’s Ian report lists 33 buildings destroyed and more than 3,500 with major damage in Collier County, and reports the most severe surge impacts confined to the immediate coastline; it gives inland high-water marks of 5 to 7 feet above ground in Bonita Springs and North Naples as a regional range. The Greater Naples Fire Rescue District’s after-action report describes extensive surge flooding over most of Collier County south and west of US 41, major surge within a mile of the coast, and wind damage mainly confined to trees, fences and screens. Neither report names Marbella Isles, and we found no public report of Ian damage in the community; the association shows no damage information on its public pages.

Helene and Milton, 2024

The Helene report puts storm surge at 2 to 4 feet above ground in areas including Naples and Marco Island, and the Milton report puts it at 3 to 5 feet above ground from Bonita Beach through Marco Island. Florida’s Helene and Milton impact report of March 2025 focused on beach erosion and noted only one major structural damage in Collier County from surge, wind and waves in its Milton section. Both storms were federally declared disasters for Collier County.

Rain Flooding: June 2024

For an inland community like Marbella Isles, rainfall is a flood pathway of its own. The Florida Climate Center reports that June 2024 was the second wettest June on record at Naples, with 16.98 inches of rain, which was 9.48 inches above normal, in its monthly summary. We found no source that ties that event to damage in Marbella Isles.

Federal Disaster Declarations for Collier Since 2017

Storm

Declaration

Declared

Assistance listed

Irma

DR-4337

September 10, 2017

Housing assistance and public assistance

Ian

DR-4673

September 29, 2022

Housing assistance and public assistance

Nicole

DR-4680

December 13, 2022

Public assistance

Idalia

DR-4734

August 31, 2023

Public assistance

Debby

DR-4806

August 10, 2024

Public assistance

Helene

DR-4828

September 28, 2024

Housing assistance and public assistance

Milton

DR-4834

October 11, 2024

Housing assistance and public assistance

Source: OpenFEMA disaster declarations, queried October 28, 2026.

The Association’s Storm Preparedness Guide

The association posts a Storm Preparedness Guide that points residents to county hurricane preparedness, the National Hurricane Center, the National Weather Service, Collier Emergency Management, FEMA and FPL, and lists Castle Group’s after-hours line. The association’s public pages do not post shutter rules, generator rules or storm-damage information, so ask for any such rules in the disclosure package.

What Should Marbella Isles Owners Know About Insurance?

Marbella Isles single-family owners insure their own homes, while the association carries replacement-cost property insurance on the twin villa buildings with a 5% hurricane deductible; flood coverage is always separate, and wind-mitigation reports on these 2015 to 2017 homes drive the discounts insurers must offer.

Data updated: October 2026

Twin Villas: The Association’s Building Policy

The association’s certificate of property insurance, dated December 3, 2025, shows a villa property policy for October 29, 2025 to October 29, 2026 written at replacement cost, with a 5 percent calendar-year hurricane deductible and a $5,000 deductible for other perils. Building limits are scheduled per two-unit villa building at about $618,000 to $663,000. The certificate also lists general liability of $2 million in the aggregate, directors and officers coverage of $1 million and crime coverage of $1.7 million. Policy terms change at each renewal, so ask for the current certificate. The Villa Owner’s Guide and Declaration govern who maintains and insures what inside and between the two units, and the association also posts a villa owners insurance coverage overview dated October 1, 2026.

As arithmetic on the certificate figures, and not a prediction of any claim: a 5 percent hurricane deductible on a $618,000 building limit is $30,900 (0.05 times $618,000), and on a $663,000 limit it is $33,150, per two-unit building. How a deductible is allocated between the two owners is governed by the Declaration and the policy.

Single-Family Homes: Owner Policies

The roughly 262 single-family homes are insured by their owners, and the Declaration and Villa Owner’s Guide treat the association’s building policy as a villa matter. Premiums depend on the insurer and the individual home, and no public source we found publishes premiums or carrier lists for Marbella Isles, so an address-specific quote is the only reliable number.

Wind Mitigation Inspections

Florida law requires insurers to tell policyholders at issuance and each renewal about premium discounts for wind-loss-reducing features and to accept the state’s uniform mitigation verification form, signed by an authorized inspector, under section 627.711. The Office of Insurance Regulation says the current form, OIR-B1-1802, was updated effective April 1, 2026 and is valid for up to five years absent material changes, per its wind mitigation resources. The homes here were built under the 2010 Florida Building Code or the 2014 fifth edition, depending on permit date, and as built have impact glass on the front elevation with steel panels for side and rear openings, so the inspection form, not the build year, determines the credits. Discount percentages are insurer-specific and we do not publish them.

Flood Insurance Is a Separate Policy

Homeowners’ insurance does not cover flood damage, as the county newsletter states, so an NFIP or private flood policy is a separate purchase, and lenders require it when a federally backed mortgage meets a high-risk zone. Given that 12 of the 13 addresses we checked are in Zone AE or AH, quote flood coverage for the specific address early in your due diligence. Premiums for Marbella Isles homes are not published.

Citizens 2026 Rate Changes

Citizens Property Insurance reported that its 2026 rates will fall an average of 8.8 percent for multiperil homeowners policies and 5.5 percent for wind-only policies, effective July 1, 2026 for new policyholders and at renewal for existing ones, with no personal-lines policyholder getting less than a 2 percent cut, according to its March 4, 2026 release. Citizens is the insurer of last resort, and the private market’s pricing for any given home can differ.

Why My Safe Florida Home Grants Do Not Apply Here

The My Safe Florida Home program’s FAQ says grant eligibility requires a home built before January 1, 2008, along with homestead, owner-occupancy and an insured value of $700,000 or less. Marbella Isles homes date from 2015 forward, so they do not meet the build-date test. The FAQ appeared to be mid-update in places, so confirm current rules with the program.

What Schools Serve Marbella Isles?

Collier County Public Schools assigns Marbella Isles addresses to Osceola Elementary, Pine Ridge Middle and Barron Collier High for 2026-2027, all graded A by the Florida Department of Education in 2026, and Osceola and Barron Collier are each under two road miles away.

Data updated: October 2026

Osceola Elementary School

Osceola Elementary is at 5770 Osceola Trail, Naples 34109 (239-377-7800), and its bell schedule for 2026-2027 is 8:25 AM to 2:55 PM, per the district’s school directory. The school’s site shows its A rating. It is only about half a mile from the community in a straight line, but the road route is 1.8 miles and about 6 minutes, because it is reached by Livingston Road and Osceola Trail rather than a direct link.

Pine Ridge Middle School

Pine Ridge Middle is at 1515 Pine Ridge Road, Naples 34109 (239-377-5000), with 2026-2027 hours of 9:05 AM to 3:50 PM. Its site shows an A rating. The drive is 3.1 miles and about 7 minutes.

Barron Collier High School

Barron Collier High is at 5600 Cougar Drive, Naples 34109 (239-377-1200), with 2026-2027 hours of 7:10 AM to 2:05 PM. Its site shows an A rating. The school is 0.7 miles away in a straight line and 1.9 road miles and about 6 minutes by car.

School

Address

2026 grade

Bell times

Road miles / minutes

Osceola Elementary

5770 Osceola Trail

A

8:25 AM to 2:55 PM

1.8 / 6

Pine Ridge Middle

1515 Pine Ridge Road

A

9:05 AM to 3:50 PM

3.1 / 7

Barron Collier High

5600 Cougar Drive

A

7:10 AM to 2:05 PM

1.9 / 6

The grades are from the Florida Department of Education’s 2026 school grades; drive times are free-flow estimates from the community’s interior, without traffic.

How We Checked the School Zones

Schools are assigned by address, not by community name, so we tested real Marbella Isles addresses in the district’s attendance zone tool on October 28, 2026. All 408 addresses we queried on Callisto Avenue, Luna Drive, Mandarin Circle, Monticello Boulevard, Silktail Drive and Sumter Lane returned the same three schools, with no pending rezone flag on any of them. Coronado Drive returned only one matching address, so those homes were tested less thoroughly. The tool says the maps are general information and directs families to the district’s Department of Student Assignment at (239) 377-0540 to confirm a school of assignment, which is the step to take before relying on any zone.

School Choice Windows

The district’s Parental Choice page lists Out-of-Zone and School Choice options and the Family Empowerment Scholarship. Applications for 2027-2028 open January 6, 2027 and close February 14, 2027. Out-of-Zone requests apply to hardships listed in Board Policy 5120, and School Choice is open to parents without those limits. The page does not list seat availability at individual schools.

Private and Charter Schools Nearby

Community School of Naples, an independent PreK3 to grade 12 school with 1,024 students on a 77-acre campus at 13275 Livingston Road, is 1.4 road miles and about 4 minutes from the community. Seacrest Country Day School, independent from preschool through grade 12 and founded in 1983, is about 9.2 miles and 17 minutes away. Naples Classical Academy is a tuition-free public charter school for kindergarten through grade 12 and a Hillsdale College member school; it admits by application. Check each school’s admissions page for tuition and openings.

Where Is the Nearest Hospital to Marbella Isles?

The nearest hospital to Marbella Isles is Physicians Regional Medical Center, Pine Ridge, about 3.1 road miles and 8 minutes away, with NCH North Naples Hospital about 5.0 miles and 11 minutes away; both run 24-hour emergency departments, and the region’s designated trauma center is in Lee County.

Data updated: October 2026

Physicians Regional, Pine Ridge

Physicians Regional Medical Center, Pine Ridge at 6101 Pine Ridge Road is a 177-bed, 365,000-square-foot acute care hospital with all private rooms, Joint Commission accreditation and a 24-hour emergency department. It is about 3.1 road miles and 8 minutes from the community’s interior by free-flow routing. The system’s Collier Boulevard campus, with 130 beds and a 24-hour emergency department, is 12.1 miles and about 19 minutes away.

NCH North Naples and NCH Baker

Naples Comprehensive Health (NCH) runs NCH North Naples Hospital at 11190 Health Park Boulevard, which the system’s 2025 community health needs assessment lists with 322 staffed beds and which operates a 24-hour emergency department. It is about 5.0 miles and 11 minutes away. NCH Baker Hospital, at 350 7th Street North, has 391 beds per the same assessment and is 8.2 miles and 18 minutes away.

Facility

Beds

Emergency department

Road miles

Minutes

Physicians Regional, Pine Ridge

177

24-hour

3.1

8

NCH North Naples Hospital

322 staffed

24/7

5.0

11

NCH Baker Hospital

391

Per NCH emergency services

8.2

18

Physicians Regional, Collier Boulevard

130

24-hour

12.1

19

Trauma Care

No Collier County hospital appears on the Florida Department of Health’s trauma center list, updated July 23, 2026. The designated Level II trauma center serving the region is in Lee County, while Collier hospitals provide emergency care but none holds the state’s trauma designation. We do not name the Lee County center because the state’s two documents we read name it differently.

Walk-In and Orthopedic Care

NCH’s orthopedic walk-in clinic at 1285 Creekside Boulevard, Suite 102, Naples 34109, is open Monday to Friday 9 AM to 5 PM and is about 3.6 miles away in a straight line, per NCH’s immediate care page. It is an orthopedic clinic and not general urgent care. NCH’s listed immediate care centers, in Ave Maria and Naples Southeast, are farther away.

How Far Is Marbella Isles From the Beach, Airports and Shopping?

From inside Marbella Isles it is about 12 free-flow minutes to Vanderbilt Beach, 9 to Mercato, 7 to I-75 at Pine Ridge Road, 12 to Naples Airport and 34 to Southwest Florida International Airport, measured on OpenStreetMap routing without traffic on October 28, 2026.

Data updated: October 2026

Drive-Time Table and Method

We routed from a point inside the community (26.2255 N, 81.7595 W) using the OpenStreetMap-based OSRM routing service, geocoding destinations with the U.S. Census Bureau geocoder. Times assume free-flowing traffic with no signal delay beyond the router’s defaults. In season, from about January through April, and at weekday peaks on Livingston, Immokalee, Airport-Pulling and Pine Ridge roads, allow roughly 1.3 to 1.6 times these minutes; that multiplier is our planning judgment and not an official travel-time study. Individual homes vary by about one to three minutes.

Destination

Road miles

Free-flow minutes

Community School of Naples

1.4

4

Osceola Elementary

1.8

6

Barron Collier High

1.9

6

I-75 Exit 107 (Pine Ridge Road)

3.1

7

Pine Ridge Middle

3.1

7

Physicians Regional, Pine Ridge

3.1

8

Mercato

3.9

9

Waterside Shops

4.3

10

Artis-Naples

4.5

10

NCH North Naples Hospital

5.0

11

I-75 Exit 111 (Immokalee Road)

5.2

10

Vanderbilt Beach

5.4

12

Naples Airport (APF)

5.8

12

Naples Zoo

6.6

14

Delnor-Wiggins Pass State Park

7.0

15

NCH Baker Hospital

8.2

18

Fifth Avenue South

8.5

17

Naples Pier

9.6

21

Coconut Point (Estero)

14.9

26

Southwest Florida International Airport (RSW)

24.8

34

Beaches: Vanderbilt and Delnor-Wiggins

Vanderbilt Beach Park is a Collier County beach park open from 8 AM to sunset, with a $10 parking fee for those without a Collier County resident beach parking permit. Delnor-Wiggins Pass State Park is open from 8 AM to sundown and charges $6 per vehicle; when the lot is full, the park closes to new vehicles. Resident beach permits are issued at county library branches. Marbella Isles is not on the water, and the nearest public beach access is a 12-minute free-flow drive.

Airports: RSW and Naples Airport’s New Airline Service

Southwest Florida International Airport in Fort Myers served more than 11.1 million passengers in 2025, per the Lee County Port Authority, and is 24.8 miles and about 34 minutes away. Naples Airport is 5.8 miles and 12 minutes away. The Naples Airport Authority and American Airlines signed a one-year agreement on October 15, 2026, with commercial service between Naples Airport and Charlotte starting December 2, 2026, according to the airport’s announcement and Naples Daily News. Schedules are the airline’s to publish.

Shopping and Culture: Mercato, Waterside Shops and Artis-Naples

Mercato is 3.9 miles and about 9 minutes away, Waterside Shops is 4.3 miles and about 10 minutes, and Artis-Naples, home of the Naples Philharmonic, is 4.5 miles and about 10 minutes. The association’s own home page lists the Naples Philharmonic, beaches, fine dining and both airports as nearby attractions. Coconut Point in Estero, outside Collier County, is 14.9 miles and about 26 minutes.

What Road Projects and Development Are Planned Near Marbella Isles?

Marbella Isles itself is built out, but nearby the County is designing a Pine Ridge and Livingston Road jughandle, planning six lanes on Airport Road north of Vanderbilt Beach Road and designing a Livingston Road flyover at Immokalee Road, while FDOT finishes the Pine Ridge diverging diamond by mid-2027.

Data updated: October 2026

Pine Ridge Road and the Livingston Jughandle

The closest project is the Pine Ridge Road corridor work with a jughandle at Livingston Road, which removes the Livingston left turns and the eastbound Pine Ridge right turn from the main intersection to give Pine Ridge more green time. The county held a 60 percent design public meeting on June 18, 2026, per the county’s project announcement. A construction engineering and inspection contract (project 26-8674) was out for proposals due August 13, 2026 and was in evaluation, per the county’s procurement portal, and the county’s 2025 priority-project report lists a $40.26 million total budget, including $30.7 million for construction. We found no construction start date, so we do not state one.

Airport Road Widening

The county plans to widen Airport Road between Vanderbilt Beach Road and Immokalee Road to a six-lane divided road with raised median, bicycle lanes and sidewalks, and widened the west-side sidewalk to 10 feet after public comment, per the county’s comment-response sheet from the 60 percent meeting held March 27, 2025. That sheet anticipated a June 2026 construction start, but we found no notice to proceed, so the timing is the County’s to set.

The Livingston Road Flyover at Immokalee Road

Commissioners awarded a $7,594,351.10 design contract to DRMP for a flyover on Livingston Road above Immokalee Road. A January 14, 2026 county presentation lists a $64.9 million total, including $53.1 million for construction, and design completion in February 2028. County staff, quoted by Gulfshore Business, described construction as following the I-75 and Immokalee Road interchange work, so this is a long-horizon project north of Marbella Isles.

I-75: The Pine Ridge Diverging Diamond and Express Lanes

The state converted I-75 at Pine Ridge Road (Exit 107) to a diverging diamond interchange, with the switch beginning May 29, 2026 and final completion anticipated in mid-2027, per FDOT’s notice. Separately, FDOT’s Golden Gate Parkway to Alico Road project adds express lanes and a new diverging diamond at Immokalee Road and is moving into its construction phase; WGCU reported in September 2026 a roughly three-year construction timeframe.

Vanderbilt Beach Road: Widening West, Extension East

The seven-mile Vanderbilt Beach Road Extension from Collier Boulevard to 16th Street NE opened to traffic on June 12, 2026, and the county says Phase II may start construction toward the beginning of next year, per its ribbon-cutting notice. It is east of Marbella Isles and helps indirectly. West of the community, the county began a roughly $28.4 million, two-year widening of Vanderbilt Beach Road from east of US 41 to east of Goodlette-Frank Road in June 2026, which is the approach toward the beach.

Approved Projects Nearby: Mattson at Vanderbilt, Livingston Veterans, Imperial Lakes

County commissioners approved Mattson at Vanderbilt, 150 rental apartments on 5.88 acres on the north side of Vanderbilt Beach Road, on October 22, 2024, per the Clerk’s summary, which says 48 percent are affordable. The Livingston Veterans PUD (Ordinance 24-21, 4.68 acres, up to 100,000 square feet of commercial space, with indoor self-storage described in 2024 WINK News coverage) sits at Livingston Road and Veterans Memorial Boulevard. Amendments to the long-dormant Imperial Lakes PUD were approved April 28, 2026, per Naples Daily News.

Project

What

Status

Source date

Pine Ridge Road and Livingston jughandle

Intersection and corridor improvements

60% design meeting held; no construction start found

June to August 2026

Airport Road widening

Vanderbilt Beach Road to Immokalee Road, six lanes

Planned; timing set by the County

2025 to 2026

Livingston Road flyover

Over Immokalee Road

In design; $64.9 million county total

January 2026

I-75 at Pine Ridge Road

Diverging diamond interchange

In service since May 29, 2026; completion mid-2027

2026

I-75 Golden Gate Parkway to Alico Road

Express lanes, Immokalee Road diverging diamond

Entering construction

September 2026

Vanderbilt Beach Road Extension, Phase I

Collier Boulevard to 16th Street NE

Opened June 12, 2026

June 2026

Vanderbilt Beach Road widening

East of US 41 to east of Goodlette-Frank Road

In construction, about 2 years

July 2026

Goodlette-Frank Road widening

Vanderbilt Beach Road to Immokalee Road

30% design meeting held

September 30, 2026

Mattson at Vanderbilt

150 rental apartments

Approved

October 22, 2024

Livingston Veterans PUD

Up to 100,000 sq ft commercial

Approved, Ordinance 24-21

April 2024

Imperial Lakes PUD

Amendments

Approved

April 28, 2026

What Neighborhoods and Home Types Make Up Marbella Isles?

Marbella Isles is one plat, one association and one community with no separate phases: 204 twin villas and 262 single-family homes on seven streets, where recorded sales split into an entry tier on Monticello, Silktail, Coronado and Sumter and an upper tier on Luna, Callisto and Mandarin.

Data updated: October 2026

Twin Villas

The 204 twin villas are the villa homes in two-unit buildings, governed by the same Declaration and the same association as every other home. They carry the additional Twin Villa Assessment, the association carries their building insurance, and the Twin Villas reserve study covers them separately. We cannot say which streets hold the villas, because no public lot map ties GL’s plan names to specific lots, so we describe the pattern in recorded sales instead of a lot map.

Single-Family Homes

The other 262 residences, by subtraction from the 466 total, are single-family homes owned and insured individually and subject to the Individual Lot Assessment only. GL Homes’ Regal and Vintage collections and larger plans run up to 4,113 square feet, and the largest recorded sales in the county data are on the Luna Drive and Callisto Avenue side of the community.

The Seven Streets and Their Recorded Prices

This table is a pattern in recorded sales and not a lot map. The sales are Collier County recorded, DOR-qualified sales over 24 months since October 2024, from the Collier County Property Appraiser public data files (October 2026), and we tracked them across all brokerages.

Product or group

Units or lots

Assessment layers

Insurance

24-month recorded median

Twin villas

204

Individual Lot Assessment plus Twin Villa Assessment

Association building policy on two-unit buildings; owner policy for the rest, per the Declaration and Villa Owner’s Guide

Not separable by street

Single-family homes

262

Individual Lot Assessment

Owner policy

Not separable by street

All sales, 24 months

466

Both layers as applicable

As above

$850,000 (42 sales)

Street

Parcels on the roll

Sales

24-month median

Low

High

Median county base area

Luna Drive

91

9

$1,525,000

$900,000

$2,212,500

2,452

Callisto Avenue

70

2

$1,410,000

$1,320,000

$1,500,000

2,623

Mandarin Circle

105

11

$1,022,000

$800,000

$2,050,000

2,213

Coronado Drive

62

8

$731,500

$675,000

$775,000

1,884

Silktail Drive

56

5

$720,000

$575,000

$885,000

1,884

Monticello Boulevard

66

5

$685,000

$642,500

$730,000

1,868

Sumter Lane

20

2

$655,000

$630,000

$680,000

1,860.5

The county’s base area is the appraiser’s base area of the main building and not MLS living area. Callisto Avenue and Sumter Lane each have two sales, and streets with fewer than five sales are directional only. The county does not identify lakefront lots, so the gap between the entry tier, where medians run from $655,000 to $731,500, and the upper tier, where they run from $1,022,000 to $1,525,000, reflects home size mix more than a lake premium: the median county base area is about 1,860 to 1,884 square feet on the four entry streets and 2,213 to 2,623 on the three upper streets.

Lot Groups on the FEMA Letters

FEMA’s revalidation letter groups the lots in a way that matches the streets: lots 1 to 161 on Callisto Avenue and Luna Drive, lots 162 to 266 on Mandarin Circle, lots 267 to 300 and 377 to 466 on Monticello Boulevard, Coronado Drive and Sumter Lane, and lots 301 to 376 on Silktail Drive and Coronado Drive. Those 466 lots reconcile to the county’s count of 466 single-family parcels, plus the clubhouse tract and common tracts that bring the roll to 484 parcels. For flood, assessments and insurance, treat Marbella Isles as one community and verify the zone, the layers and the policy for your specific lot.

Marbella Isles vs Riverstone: Which Fits You?

Marbella Isles and Riverstone are both gated GL Homes lake communities in North Naples, and their 12-month Collier County recorded medians sit within 0.4 percent of each other, $916,500 and $920,000. Marbella Isles is the smaller of the two at 466 homes, while Riverstone has 802 homes, a larger clubhouse and five lighted tennis courts.

Data updated: October 2026

The two communities share a builder, a vintage and almost exactly the same median county base area, so the choice usually comes down to scale, amenities and location rather than price. In the last 12 months we tracked 24 recorded sales in Marbella Isles and 23 in Riverstone, all resales, across all brokerages. The tables below set the yardsticks side by side, and the closing lists say who each community tends to suit.

Marbella Isles vs Riverstone at a Glance

The table uses the Collier County Property Appraiser’s public data files (October 2026) for every sales figure, the Marbella Isles and Riverstone association websites for homes, lakes and amenities, and the Collier County PUD Master List for the Marbella Isles acreage. Riverstone sales cover single-family homes on Riverstone plats 2 through 7 on the county roll.

Yardstick

Marbella Isles

Riverstone

ZIP code (county roll)

34109

34119

Homes

466

802

Acres

132.68

About 300, including preserves

Lakes

8

12

Builder

GL Homes

GL Homes

Build years on the roll

2015 to 2025, with 83% in 2015 to 2017

2013 to 2025, with a 2014 and 2015 peak

12-month recorded sales and median

24 sales, $916,500 median

23 sales, $920,000 median

12-month range

$575,000 to $1,700,000

$605,000 to $2,225,000

24-month median

$850,000

$1,015,000

60-month median

$892,500

$1,150,000

Median county base area, 12-month sales

2,213 sq ft

2,213 sq ft

Clubhouse

9,500 sq ft

13,000 sq ft on six recreation acres

Courts

Tennis, pickleball, bocce and a full-size indoor basketball and multi-purpose court

Five lighted Har-Tru tennis courts with an on-site pro, plus indoor and outdoor basketball and pickleball

HOA dues published

No

No

Sales windows end in October 2026 and count Collier County recorded, DOR-qualified sales (all brokerages). County base area is the appraiser’s base area of the main building, not the living area used in listings, so we do not set it against MLS square footage.

Price and Turnover

The 12-month medians are close, but the longer windows separate the two. Riverstone’s 24-month median of $1,015,000 is about 19% above Marbella Isles’ $850,000, and its 60-month median of $1,150,000 is about 29% above Marbella Isles’ $892,500. Riverstone’s yearly medians also ran higher from 2021 through 2025, at $1,200,000 in 2022 and $1,400,000 in 2024, against $782,000 and $1,022,000 in Marbella Isles.

The price mix tells the same story. Of Marbella Isles’ 24 sales in the last 12 months, 15 closed under $1,000,000 (63%) and six closed between $1,500,000 and $1,999,999. Of Riverstone’s 23, 16 closed under $1,000,000 (70%) and only one reached $2,000,000 or more. Marbella Isles’ median is lifted by a small group of larger homes on the Luna Drive and Callisto Avenue tier, while Riverstone’s sits on a broader band of $750,000 to $1,499,999 sales.

Turnover is a little higher in Marbella Isles. As a worked example, 24 sales divided by 466 homes is 5.2% of homes changing hands in 12 months. On the 612 single-family parcels we measured in Riverstone, 23 sales is about 3.8%. Both figures come from small counts, so treat the gap as a pattern and not a forecast.

Clubhouse and Courts

Riverstone has the bigger club. Its association describes a 13,000 square foot clubhouse on six acres of recreation space, with a resort-style pool, lap pool, children’s wading pool, whirlpool spa, fitness center and yoga studio, indoor and outdoor basketball and pickleball courts, an activities room, a game room, a covered party pavilion, a reservable social room with a catering kitchen, and five lighted Har-Tru tennis courts with an on-site tennis pro (Riverstone association website, 2026).

The Marbella Isles association lists a 9,500 square foot clubhouse with a resort-style pool, spa, children’s water play area, a full-size basketball court and multi-purpose room, card and game rooms, a fitness center, and a meeting and social room, plus outdoor tennis, pickleball and bocce courts and a children’s play area. What Marbella Isles gives up in size it makes up for in a resident-run calendar of pickleball round-robins, bocce, Mah Jong, Canasta and fitness classes listed for October 2026. GL Homes’ original 2016 plan called for three Har-Tru tennis, four pickleball and two bocce courts, so confirm the court count you want before you buy.

Size, Setting and Location

Marbella Isles is the more compact community. With 466 homes on 132.68 acres, it works out to about 3.5 homes per acre (466 divided by 132.68). Riverstone’s 802 homes on about 300 acres including preserves works out to about 2.7 homes per acre, though that acreage counts preserve land, so the two figures are not a like-for-like density.

Marbella Isles sits between Livingston Road and Airport-Pulling Road in ZIP 34109, and our drive-time measurements from inside the community (OpenStreetMap routing, no traffic, October 28, 2026) put Mercato about 9 minutes away, Vanderbilt Beach about 12 minutes and Interstate 75 at Pine Ridge Road about 7 minutes. Riverstone is in ZIP 34119 on the county roll; we measured drive times only from inside Marbella Isles, so we do not print Riverstone drive times. By build year, Riverstone’s plats on the county roll start in 2013 and peak in 2014 and 2015, while Marbella Isles’ homes are mostly 2015 to 2017 builds.

Who should choose Marbella Isles

Marbella Isles tends to suit buyers who:

  • want a smaller 466-home association with a single clubhouse and a busy resident calendar
  • prefer the Livingston Road and Pine Ridge Road side of North Naples, with Osceola Elementary, Pine Ridge Middle and Barron Collier High as the zoned schools (all graded A by the Florida Department of Education in 2026)
  • are shopping in the $575,000 to $1,000,000 band, where 15 of the last 24 recorded sales closed
  • want a villa-style or lower-maintenance entry point, knowing the Twin Villa Assessment and association-carried building insurance apply to the 204 twin villas

Who should choose Riverstone

Riverstone tends to suit buyers who:

  • want the larger club, including five lighted tennis courts with a pro and a 13,000 square foot clubhouse
  • want a bigger community of 802 homes with more lake and preserve acreage
  • are shopping above $1,000,000 more often, since Riverstone’s 24-month and 60-month medians run higher
  • are comfortable with a ZIP 34119 address and a different commute pattern

Either way, ask for the dues amount from the estoppel certificate, because neither association publishes it. If you are weighing both, McGreevy and Comisar can walk you through each community and show you recorded sales for the street and size you want.

How Does Marbella Isles Compare With Raffia Preserve and the Vineyards?

Against nearby North Naples choices, Marbella Isles sits between Raffia Preserve, where we tracked an $810,000 12-month recorded median, and Riverstone at $920,000. Single-family homes on Vineyards-named plats, at a $1,387,500 median, sit well above all three, and Marbella Isles shares Riverstone’s median county base area of 2,213 square feet.

Data updated: October 2026

The comparison below uses Collier County recorded, DOR-qualified sales (all brokerages) from the Collier County Property Appraiser’s public data files, October 2026, for single-family parcels in each community. We pulled the Vineyards figures for single-family homes on Vineyards-named plats only; the Vineyards master community also holds condominiums and other-named neighborhoods that are not counted here.

Benchmark Table: Marbella Isles, Riverstone, Raffia Preserve and the Vineyards

Yardstick

Marbella Isles

Riverstone

Raffia Preserve

Single-family homes on Vineyards-named plats

ZIP code (county roll)

34109

34119

34119

Not measured this edition

Homes

466

802 (association)

363 (2015 builder piece); 406 roll parcels

264 single-family parcels

Builder

GL Homes

GL Homes

WCI Communities

Not measured this edition

Build years on the roll

2015 to 2025

2013 to 2025

2014 to 2025

1988 to 2025

12-month recorded sales

24

23

17

10

12-month median

$916,500

$920,000

$810,000

$1,387,500

12-month range

$575,000 to $1,700,000

$605,000 to $2,225,000

$570,000 to $1,285,000

$885,000 to $2,500,000

24-month median

$850,000

$1,015,000

$785,000

Not measured this edition

60-month median

$892,500

$1,150,000

$840,000

Not measured this edition

Median county base area, 12-month sales

2,213 sq ft

2,213 sq ft

2,233 sq ft

Not measured this edition

Clubhouse

9,500 sq ft

13,000 sq ft

7,400 sq ft at 2015 opening

Not measured this edition

HOA dues published

No

No

No

Not measured this edition

Marbella Isles’ 12-month median of $916,500 is about 13% above Raffia Preserve’s $810,000 (a $106,500 gap) and within 0.4% of Riverstone’s. The Vineyards figure of $1,387,500 is about 51% above Marbella Isles’ median, on only 10 sales, so it is a pattern and not a price index. We did not measure the Vineyards on every yardstick this edition, and the table says so cell by cell instead of guessing.

Yearly Medians Side by Side

Yearly medians on 13 to 69 sales are sensitive to the mix of homes sold, so read the direction more than the exact dollar figure.

Year

Marbella Isles (median / sales)

Riverstone (median / sales)

Raffia Preserve (median / sales)

2021

$625,000 / 47

$875,000 / 69

$706,000 / 33

2022

$782,000 / 28

$1,200,000 / 37

$925,000 / 21

2023

$1,020,000 / 26

$1,187,000 / 28

$810,000 / 17

2024

$1,022,000 / 19

$1,400,000 / 23

$952,500 / 16

2025

$842,500 / 20

$1,125,000 / 36

$760,000 / 13

2026, year to date

$887,500 / 18

$942,500 / 16

$790,000 / 14

All three communities peaked in 2023 or 2024 and eased in 2025. From 2021 to 2024, Marbella Isles’ median rose about 63% (from $625,000 to $1,022,000) and Riverstone’s about 60% (from $875,000 to $1,400,000), while Raffia Preserve moved in a narrower band of $706,000 to $952,500, up about 35% at its peak. The 2026 figures cover sales recorded through the summer of 2026 (Marbella Isles through August 24, 2026).

Price-Band Mix

Price band

Marbella Isles

Riverstone

Raffia Preserve

Under $750,000

9

6

5

$750,000 to $999,999

6

10

11

$1,000,000 to $1,499,999

3

6

1

$1,500,000 to $1,999,999

6

0

0

$2,000,000 and up

0

1

0

Total, 12 months

24

23

17

Counts are 12-month recorded sales. Under $1,000,000, Marbella Isles had 15 of 24 sales (63%), Riverstone 16 of 23 (70%) and Raffia Preserve 16 of 17 (94%). Marbella Isles is the only one of the three with six sales between $1,500,000 and $1,999,999, which is why its median sits close to Riverstone’s even though more of its sales were below $750,000.

Raffia Preserve in Brief

Raffia Preserve is a North Naples community in ZIP 34119 marketed by WCI Communities in 2015. A 2015 Naples Daily News piece, submitted marketing content from the builder’s public relations firm, described 184 acres and 363 single-family homes with a 7,400 square foot clubhouse on 2.4 acres at opening. The association’s website today describes a resort-style pool, a 2,000 square foot fitness area and a basketball court, and keeps its documents and fee information behind a sign-in. The county roll shows 406 parcels built from 2014 to 2025, and the one Raffia Preserve address we checked on FEMA’s map was in Zone AH.

For buyers, Raffia Preserve is the lower entry point of the three, with a $810,000 12-month median and 16 of 17 recorded sales under $1,000,000. Its amenity package is smaller than Marbella Isles’ 9,500 square foot clubhouse.

The Vineyards in Brief

The Vineyards is an older Naples community than Marbella Isles, and our county pull covers only single-family homes on Vineyards-named plats. On the county roll, that is 264 single-family parcels built from 1988 to 2025, with 10 recorded resales in the 12 months we tracked, at a $1,387,500 median and a range of $885,000 to $2,500,000. We did not measure the Vineyards on dues, amenities, flood or county base area this edition, and we do not guess at them here.

If you are also touring nearby, McGreevy and Comisar can set up showings in Livingston Lakes, Talis Park and Saturnia Lakes on the same day.

What Are the Pros and Cons of Living in Marbella Isles?

Marbella Isles’ strengths are its central North Naples location, A-rated zoned schools, a busy clubhouse calendar, no community development district found in the public record, and a 2015 to 2017 block-and-tile housing stock. The trade-offs are unpublished dues, mostly high-risk flood zones by FEMA map, leasing limits and no golf. Each point below carries its source.

Data updated: October 2026

Pros of Marbella Isles

  • Central location. Vanderbilt Beach is about 12 minutes away, Mercato 9 and Interstate 75 at Pine Ridge Road 7, measured on OpenStreetMap routing without traffic on October 28, 2026.
  • A-rated zoned schools. Collier County Public Schools assigns Marbella Isles addresses to Osceola Elementary, Pine Ridge Middle and Barron Collier High for 2026-2027, and the Florida Department of Education graded all three A in 2026.
  • A busy clubhouse calendar. The association calendar for October 2026 lists pickleball round-robins four days a week, bocce clubs, Mah Jong, Canasta, aqua and fitness classes, a walking club and food trucks.
  • No CDD found. The Collier County PUD Master List and the governing documents show no community development district, so there is no CDD line to expect on a tax bill (confirm on the parcel’s bill).
  • Block-and-tile construction. The original GL Homes specification called for a concrete block first floor, concrete tile roofs, impact glass on the front elevation and steel storm panels on side and rear openings.
  • A broad price ladder. Recorded sales in the last 12 months ran from $575,000 to $1,700,000, with 15 of 24 under $1,000,000 (Collier County recorded sales, October 2026).
  • Public reserve studies. The association posts its General Fund and Twin Villas reserve studies on its public documents page, dated August 10, 2026 and July 15, 2026.
  • No age restriction. The association describes the community as designed for residents of all ages and families, and we found no older-persons language in the Declaration, Articles or Rules.

Cons of Marbella Isles

  • Dues are not published. The quarterly assessment, the Twin Villa Assessment and the current capital contribution appear on the estoppel certificate, not on a public page (Declaration, Article VII).
  • The General Fund reserve is 55% funded. The August 2026 study projects $1,282,250 against a fully funded balance of $2,331,683 on January 1, 2027, which is a pooled-method funding level and not a prediction of a special assessment.
  • Flood zones are mostly high-risk by map. Of 13 addresses we checked on FEMA’s current map, seven were Zone AE, five Zone AH and one shaded Zone X; Letters of Map Change may change a particular lot’s requirement.
  • Leasing is limited. Under the Rules last revised February 16, 2018, leases are whole-home, three months at minimum, with at most two 3-month leases or one 6-month or yearly lease in 12 months, and the 2025 amendment bans fractional ownership.
  • Impact glass was front-only as built. The original GL Homes specification put impact windows on the front elevation and steel storm panels on side and rear openings, so storm protection varies home to home.
  • The Livingston gate is the only guest entry. Non-resident realtors, buyers and renters must use the Livingston Road gate under the association’s 2025 guidelines.
  • No golf. Marbella Isles is not a golf community; the amenity list is a clubhouse, pool, courts and fitness center.
  • A buyer-paid capital contribution. The Board sets an amount at closing, initially $2,500 under the 2022 amendment, which adds to cash needed at closing.

Thinking of Selling Your Marbella Isles Home? List With the #1 Team in Southwest Florida Since 2012

Marbella Isles sellers are working in a resale-only market where we tracked 24 recorded sales at a $916,500 median in the 12 months since October 2025, with homes of 1,800 to 1,999 county base square feet near $705,000 and the Luna Drive tier near $1.5 million. Pricing to the right street and size band matters more than the community median.

Data updated: October 2026

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Here is what Collier County recorded sales show for Marbella Isles (all brokerages, DOR-qualified resales, newest recorded sale August 24, 2026):

Window

Sales

Median

Range

12 months since October 2025

24

$916,500

$575,000 to $1,700,000

24 months since October 2024

42

$850,000

$575,000 to $2,212,500

36 months since October 2023

63

$945,000

$575,000 to $2,375,000

Since January 2021

158

$803,500

$480,000 to $2,375,000

Two things set Marbella Isles apart as a place to sell. First, the buyer pays the association’s Board-set capital contribution at closing (initially $2,500 under the 2022 recorded amendment), and the association’s 2025 open-house guidelines limit showings to Saturday or Sunday from 1 to 5 PM with 48 hours’ notice and all visitors through the Livingston Road gate. Second, flood status is address-specific. So we suggest sellers order the estoppel certificate and the lot’s FEMA determination letter before listing, so a buyer’s lender and insurer have answers on day one.

Price positioning follows size, not just the community median. Homes with a county base area of 1,800 to 1,999 square feet had a $705,000 median in the last 12 months (7 sales), those of 2,000 to 2,249 square feet $850,000 (6 sales), and those of 2,250 to 2,999 square feet $1,320,000 (5 sales). On the Luna Drive tier, 9 sales over 24 months had a $1,525,000 median. In Collier County the buyer customarily pays the owner’s title policy, and the contract controls, so we build a seller’s net sheet from your signed numbers and not from a template.

What Is Your Marbella Isles Home Worth? Get a Free Valuation in 60 Seconds.

Start with our free home valuation, or use the Naples home valuation page, and read how we sell homes on our sell my home in Naples page. Call Jesse direct at (239) 898-6072 for a confidential conversation about your Marbella Isles home.

  1. 898-6072, text or call. Confidential conversations welcome.

How fast do Marbella Isles homes sell?

We cannot give days on market from county data, and Southwest Florida MLS figures for Marbella Isles were not pulled for this edition (October 2026). What the county files show is turnover: 24 recorded sales in 12 months across 466 homes is 5.2% of homes a year. Ask us for current days-on-market and sale-to-list figures when you are ready to price.

Which Marbella Isles homes command the highest prices?

Larger homes on Luna Drive and Callisto Avenue command the highest recorded prices. Luna Drive’s 24-month median was $1,525,000 on nine sales, and homes of 3,000 square feet or more by county base area had a $1,582,500 median in the last 12 months. The highest recorded sale since 2021 was $2,375,000 on Callisto Avenue in June 2024.

What will a buyer ask for from the Marbella Isles HOA?

Expect a buyer to ask for the estoppel certificate, which shows the current dues, any Twin Villa Assessment, unpaid balances and the capital contribution. They will also want the Declaration, the Rules, the 2026 reserve studies, and for villas the building insurance summary. The association posts several of these on its public documents page.

Does a Marbella Isles seller pay the capital contribution?

No. The recorded amendment (Official Records Book 6100, Page 3773, recorded March 22, 2022) makes the buyer, the transferee, responsible for the capital contribution at closing, initially $2,500 with the Board free to set a different amount. Recorded exemptions cover several transfers, and the association’s 2025 procedure explains the current-owner exemption, so read both before contract.

What flood paperwork should I gather before selling in Marbella Isles?

Gather the lot’s FEMA Letter of Map Change determination, any elevation certificate, your flood insurance declarations and claim history, and the Florida seller flood disclosure required at or before contract. Collier County’s floodplain office, at (239) 252-2942, can confirm whether an elevation certificate is on file for your address.

Can I hold an open house in Marbella Isles?

Yes, within the association’s 2025 guidelines for owners and realtors, approved June 10, 2025. Open houses run Saturday or Sunday from 1 to 5 PM, with 48 hours’ notice to the association, and the listing agent is registered as a guest for up to three months. Visitors enter through the Livingston Road gate, and the guidelines bar open houses on six named holidays.

Your Local Real Estate Experts

Jesse McGreevy and Marc Comisar of McGreevy and Comisar are the Marbella Isles realtors who lead Domain Realty Group, ranked the #5 real estate team in Florida by RealTrends in 2026. Between them they bring over 45 years of combined direct real estate experience in Southwest Florida.

McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com, or read about us on our about page.

Honors and recognition:

  • Top 1% Real Estate Agents Nationally Since 2008
  • 5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
  • #1 Team in Southwest Florida since 2012
  • McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
  • McGreevy and Comisar alone have over $900 million in Sales
  • Nationally Recognized Top Producing Realtors
  • Platinum Sales Production Award Winners

Jesse McGreevy

Jesse McGreevy is a top-reviewed Marbella Isles realtor, with five-star client reviews on Google. He has worked in Southwest Florida real estate since 2004 and takes seller calls directly. Jesse McGreevy: Call Jesse direct at (239) 898-6072 or email [email protected].

Marc Comisar

Marc Comisar is a top-reviewed Marbella Isles realtor, and he leads buyer consultations for the team. If you are touring Marbella Isles, Riverstone or Raffia Preserve, call Marc at (239) 287-5873 and read how we help buyers on our buying page.

What Clients Say

★★★★★ “Marc’s knowledge of the Southwest Florida real estate market is unmatched. He took the time to understand exactly what I was looking for in a home and quickly identified properties that checked all my boxes.” Verified Google review

★★★★★ “Marc is one of the most down to earth realtors that really listens to your needs and is exceptional at finding the right house.” Verified Google review

★★★★★ “Marc was extremely helpful in the sale of our old home and getting our new home to the condition that we wanted it to make it ours. He has been available to us for every step of our journey, even after the transaction closed.” Verified Google review

★★★★★ “Marc made an extremely stressful time of selling my parents’ house easier because of his expertise, compassion, and diligence. I cannot thank him enough and I would recommend him without reservation.” Verified Google review

Contact:

  • Jesse McGreevy: (239) 898-6072 · [email protected]
  • Marc Comisar: (239) 287-5873
  • Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134

Jesse McGreevy (Sales Associate) and Marc Comisar (Broker Associate) are licensed Florida REALTORS® with Domain Realty; Florida real estate licensure is regulated by the Florida Real Estate Commission (FREC).

Frequently Asked Questions: Buyer Edition

These 24 answers cover what Marbella Isles buyers ask most: who built the community, how many homes it holds, what homes have sold for, what the association charges, the flood and storm picture, schools and distances. Every figure carries its source and date, and anything the public record does not publish is marked as not published.

Data updated: October 2026

Who built Marbella Isles in Naples?

GL Homes built Marbella Isles from 2015 to 2017. The recorded Declarant was Naples Associates V, LLLP, a GL Homes filing entity, and GL Homes’ own archived community pages call it the official builder. Collier County approved the Temple Citrus Grove RPUD on March 11, 2014, and GL listed the community as sold out by January 2018.

How many homes are in Marbella Isles?

Marbella Isles has 466 residences, according to the association, the Collier County PUD Master List (October 9, 2026) and the county roll. Of those, 204 are twin villa units in two-unit buildings, per the association’s July 2026 Twin Villas reserve study, and 262 are single-family homes by subtraction. The county’s 484 parcels include 18 common tracts.

Is Marbella Isles a gated community?

Yes. The association describes Marbella Isles as gated, with a gatehouse at the Livingston Road entrance and guest registration through the association’s system, and GL Homes built a resident gate toward Airport-Pulling Road in November 2015. The Declaration leaves gatehouse staffing to the association, so ask about staffing hours before you rely on them.

What is the guest entrance to Marbella Isles?

The guest entrance is the gate on Livingston Road. The association’s 2025 guidelines require non-resident realtors, buyers and renters to use the Livingston Road gate with identification, and guests are registered through the association’s system. GL Homes built a separate resident gate toward Airport-Pulling Road in November 2015, which is for homeowners.

What is Marbella Isles called on the Collier County property roll?

The county roll and the recorded plat call it Temple Citrus Grove (Plat Book 57, Page 9), and the zoning is the Temple Citrus Grove RPUD under Ordinance 14-10. A roll search for the word Marbella will not find it. The roll holds 484 parcels in ZIP 34109, of which 466 are residences and 18 are common tracts.

How much do homes cost in Marbella Isles?

We tracked 24 Collier County recorded sales in Marbella Isles in the 12 months since October 2025, at a $916,500 median and a range of $575,000 to $1,700,000. Fifteen of the 24 closed under $1,000,000. Over 24 months we tracked 42 sales at an $850,000 median. These are recorded resales across all brokerages, and MLS figures were not pulled this edition.

How many homes sold in Marbella Isles in the last 12 months?

We tracked 24 recorded sales in the 12 months since October 2025, all resales with no builder-direct sales, in the Collier County Property Appraiser’s public data files (newest recorded sale August 24, 2026). That is 5.2% of the 466 homes. The prior 12 months had 18 sales at a $775,000 median.

What is the price per square foot in Marbella Isles?

The median is $384 per county base square foot for the 12 months since October 2025, using 22 of 24 sales, and $385 over 24 months. We excluded sales with a county base area under 1,800 square feet, because no GL Homes plan is smaller than 1,807. County base area is not MLS living area, so do not compare it with listing figures.

How much are the HOA fees in Marbella Isles?

The dollar amount is not published. The Declaration (Article VII) sets a regular assessment billed quarterly in advance, equal per completed lot, and the 204 twin villa owners pay an additional Twin Villa Assessment. The amounts are set in the annual budget and appear on the estoppel certificate, which the law caps at $299 when nothing is delinquent.

Is there a capital contribution when buying in Marbella Isles?

Yes. Buyers pay a capital contribution at closing under a 2022 recorded amendment, initially $2,500, and the Board may set a different amount. The current amount is not published, so confirm it on the estoppel certificate. Recorded exemptions cover certain transfers, and the association’s 2025 procedure explains how the current-owner exemption applies.

Is there a CDD in Marbella Isles?

No community development district was found in the PUD record or the governing documents, and the Collier County PUD Master List shows none. Confirm on the parcel’s tax bill, which lists non-ad valorem assessments, because county millage and school, fire and water-management levies still apply. We did not compute a full tax total.

What amenities does the Marbella Isles clubhouse have?

The association describes a 9,500 square foot clubhouse with a resort-style pool, spa, children’s water play area, full-size basketball and multi-purpose court, card and game rooms, a fitness center, and a meeting and social room. Outdoors there are tennis, pickleball and bocce courts and a children’s play area. Amenity use is at the resident’s own risk.

Is Marbella Isles a golf community?

No. Marbella Isles has no golf course in the PUD record or the association’s amenity list. Its recreation centers on the clubhouse, pool, courts, fitness center and a resident-run calendar of pickleball, bocce, card games and fitness classes. Buyers who want golf typically look at the golf communities in North Naples instead.

Is Marbella Isles a 55-plus community?

No. The association describes Marbella Isles as designed for residents of all ages and families, and we found no older-persons or age-restriction language in the Declaration, the Articles or the Rules. The fitness center has its own age rules: 18 and over independently, and 13 to 17 with an adult, under the Rules last revised February 16, 2018.

What schools are Marbella Isles homes zoned for?

Collier County Public Schools assigns Marbella Isles addresses to Osceola Elementary, Pine Ridge Middle and Barron Collier High for 2026-2027, and the Florida Department of Education graded all three A in 2026. We tested 408 addresses with no rezone flags, but zones can change, so confirm your address with the district’s Department of Student Assignment at (239) 377-0540.

What FEMA flood zone is Marbella Isles in?

There is no single zone. Of 13 addresses we checked on FEMA’s current map (panel 12021C0382J, effective February 8, 2024), seven were Zone AE, five were Zone AH and one was shaded Zone X. FEMA’s 2024 revalidation letter lists Letters of Map Change covering every lot, so look up your own address and its determination letter.

Do I need flood insurance in Marbella Isles?

It depends on the address. A lender requires flood insurance when a home is in a Special Flood Hazard Area and has a federally backed mortgage, and 12 of the 13 addresses we checked were in Zone AE or AH. A Letter of Map Change can change that for a lot, so ask for the determination letter and a quote.

Is Marbella Isles in a hurricane evacuation zone?

On the state’s July 2024 evacuation layer, the four Marbella Isles points we sampled were in Evacuation Zone C. A newer layer exists, so confirm your address on the Florida Division of Emergency Management’s Know Your Zone lookup. We found no public source reporting Marbella-specific damage from Irma, Ian, Helene or Milton, and the worst Ian surge was south and west of US 41.

What is the difference between a Marbella Isles villa and a single-family home?

Marbella Isles has 204 twin villa units in two-unit buildings and 262 other residences, which are single-family homes. Villa owners pay an additional Twin Villa Assessment for exterior upkeep and villa building insurance, and the association insures the villa buildings. Single-family owners insure their own homes. We do not map GL plans or streets to villas.

Do Marbella Isles homes have impact windows?

Not necessarily. GL Homes’ original specification put impact-resistant windows on the front elevation and direct-mount steel storm panels on side and rear openings, where applicable. Individual owners may have upgraded, so a wind-mitigation inspection and the seller’s permits are the way to confirm what a specific home has.

What are the pet rules in Marbella Isles?

Under the Rules last revised February 16, 2018, ordinary house pets are allowed, with Pit Bulls, Rottweilers, Doberman Pinschers, Presa Canarios and dogs classed as dangerous excluded. Pets must be leashed and under full control, and the Board may limit the number of pets. Newer addenda may have changed this, so confirm the current Rules in the disclosure package.

Can I park a boat or RV at a Marbella Isles home?

Not outside a closed garage. The Rules last revised February 16, 2018 bar boats and commercial vehicles overnight unless they are in a closed garage, and prohibit trailers, motor homes and RVs. Trucks larger than a full-size pickup are not allowed, with service vehicles excepted, and street parking is barred from midnight to 6 AM.

How far is Marbella Isles from the beach?

Vanderbilt Beach is about 5.4 road miles and 12 minutes from inside Marbella Isles, and Delnor-Wiggins Pass State Park is 7.0 miles and 15 minutes, measured on OpenStreetMap routing without traffic on October 28, 2026. In season allow 1.3 to 1.6 times longer. Vanderbilt Beach Park parking is $10 without a resident permit, and Delnor-Wiggins is $6 per vehicle.

What is the difference between Marbella Isles and Marbella Lakes?

They are different communities. Marbella Isles is in ZIP 34109 between Livingston Road and Airport-Pulling Road with 466 homes, while Marbella Lakes is in ZIP 34105 with its own association and website. Marbella at Pelican Bay and the Marbella condominium on Europa Drive are condominiums, and Marbella at Spanish Wells is in Bonita Springs, in Lee County.

Frequently Asked Questions: Seller Edition

These 36 answers cover what Marbella Isles sellers ask before they list: what homes are worth, what recorded sales show, what paperwork to gather and how showings work. Every figure carries its source and window, and where only an MLS pull or a signed contract can answer, we say so instead of guessing.

Data updated: October 2026

What is my Marbella Isles home worth?

It depends on size, street and condition. In the last 12 months, homes with a county base area of 1,800 to 1,999 square feet had a $705,000 median, 2,000 to 2,249 square feet $850,000, 2,250 to 2,999 square feet $1,320,000, and 3,000 or more $1,582,500. For a number on your home, request a free valuation from McGreevy and Comisar.

What did Marbella Isles homes sell for in 2026?

We tracked 18 Collier County recorded sales from January 1 through August 24, 2026, at an $887,500 median and a range of $575,000 to $1,650,000. For comparison, the median was $842,500 on 20 sales in 2025 and $1,022,000 on 19 sales in 2024. These are recorded resales across all brokerages.

How do I price my home to sell in Marbella Isles?

Price to the street and size band, not the community median. Recorded 24-month street medians run from about $655,000 on Sumter Lane (two sales, directional) to $1,525,000 on Luna Drive, and a 2,452 square foot home does not compete with a 1,884 square foot one. We build a price from recorded comparable sales, current MLS competition and your home’s condition.

Are Marbella Isles prices going up or down?

Prices rose sharply and then eased. The recorded median went from $625,000 in 2021 to about $1.02 million in 2023 and 2024, then $842,500 in 2025, and $916,500 for the 12 months since October 2025, about 10% under the peak. The prior 12 months were $775,000, so small counts and the mix of homes sold move the median.

How many Marbella Isles homes sell each year?

We tracked 47 recorded sales in 2021, 28 in 2022, 26 in 2023, 19 in 2024, 20 in 2025 and 18 from January through August 24, 2026. The 12 months since October 2025 had 24. That is about 5.2% of the 466 homes a year, and the early years 2015 to 2017 were mostly first sales from GL Homes.

Which Marbella Isles streets sell for the most?

Over 24 months, Luna Drive had the highest median at $1,525,000 on nine sales and Callisto Avenue $1,410,000 on two sales, which is too few to read as a rate. Mandarin Circle followed at $1,022,000 on 11 sales. Coronado Drive, Silktail Drive, Monticello Boulevard and Sumter Lane ran $655,000 to $731,500.

Do Marbella Isles villas sell for less than single-family homes?

We cannot say from the public record, because there is no source mapping streets or addresses to villas. What the recorded sales show is a size-and-street pattern: Monticello, Silktail, Coronado and Sumter sold between $575,000 and $885,000 over 24 months, with median county base areas of about 1,860 to 1,884 square feet, while Luna and Callisto sold far higher on larger homes.

What was the highest recorded sale in Marbella Isles?

The highest recorded sale since 2021 was $2,375,000 on Callisto Avenue on June 10, 2024, with a county base area of 4,226 square feet and a 2016 build year. The highest in the last 12 months was $1,700,000 on Luna Drive on November 3, 2025. The lowest in the last 12 months was $575,000 on Silktail Drive on June 8, 2026.

Should I sell my Marbella Isles home now or wait?

We can show what the data says, and not predict where prices go. The 12-month median of $916,500 is about 10% under the 2023 and 2024 peak and about 47% above 2021, and the 30-year fixed mortgage rate was 7.32% on October 22, 2026 against 6.19% a year earlier (Freddie Mac). Your timing also depends on your next purchase and taxes.

What upgrades add the most value to a Marbella Isles home?

We have not measured a recorded premium for any single upgrade, and the county file cannot isolate renovations. What buyers verify on 2015 to 2017 homes is the roof, air conditioning and water heater age, impact or panel protection, and flood paperwork. Larger homes by county base area clearly sell higher, but size is not the same as an upgrade.

Does a pool add value to a Marbella Isles home?

We have not measured a recorded pool premium, because the county sales summary does not isolate pools. A private pool is an addition that needs the association’s architectural approval, and major additions can require a $5,000 security deposit under the Rules last revised February 16, 2018. The clubhouse has a resort-style pool, so buyers weigh a private one on lot and budget.

Do Marbella Isles buyers pay more for a lakefront lot?

The county does not identify lakefront lots, so we cannot measure a recorded lake premium. GL Homes offered garden-view, cul-de-sac and lakefront homesites, and the street pattern in recorded sales mostly reflects size mix and not water frontage. Your agent should compare lake, preserve and garden views against recent sales of similar-sized homes.

What documents do I need from the HOA to sell my Marbella Isles home?

Order the estoppel certificate, then gather the Declaration, the Rules and the 2026 reserve studies, and for a villa the building insurance summary. The association posts the Declaration, Rules, amendments, reserve studies and the Villa Owner’s Guide on its public documents page, and its management company, Castle Group, handles requests.

Who orders the estoppel certificate when selling in Marbella Isles?

In practice the seller, or the seller’s agent, requests it through the association’s management company before listing, so the dues, assessments and balances are ready. Florida law caps the fee at $299 when nothing is delinquent, with up to $119 more for expedited delivery and up to $179 more if delinquent amounts are owed.

What does the estoppel certificate cost in Florida?

The statutory cap is $299 when no amounts are delinquent, plus up to $119 for expedited delivery, and up to $179 more if delinquent amounts are owed (section 720.30851, Florida Statutes). The Marbella Isles association’s own charge, if lower, is not published, so confirm the fee when you request the certificate.

Who pays the Marbella Isles capital contribution when I sell?

The buyer does. The 2022 recorded amendment (Official Records Book 6100, Page 3773) charges the transferee at closing, initially $2,500, with the Board able to set a different amount, so confirm the current figure on the estoppel certificate. Recorded exemptions include transfers to heirs, a spouse, an owner’s wholly owned trust, and foreclosure transfers.

Do Marbella Isles buyers need HOA approval before closing?

The public documents we read describe association approval for leases, with a background check, and not for purchases. We did not locate a buyer-approval requirement in them, but the Declaration runs to 135 pages, so confirm in the disclosure package and with the management company. Buyers do have to receive the governing documents.

What closing costs does a seller pay in Collier County?

It depends on the contract. Common seller items include the agent commission negotiated in the listing agreement, deed documentary stamps and any loan payoff, plus the estoppel fee if you order it. We do not print percentages here. In Collier County the buyer customarily pays the owner’s title policy, and the contract controls.

Who pays for the owner’s title policy in Collier County?

In Collier County the buyer customarily pays for the owner’s title policy, which differs from some other Florida counties, and the contract controls. A seller should not assume it is a seller cost, and should check the purchase contract. We do not print a net-sheet number without your signed terms.

What flood disclosure must a Marbella Isles seller give?

Section 689.302, Florida Statutes, requires a residential seller to give a flood disclosure at or before contract: whether the seller knows of flood damage, whether a flood insurance claim was filed, and whether federal assistance for flood damage was received. Because Marbella Isles zones vary by address, also share the FEMA determination letter.

Do I need an elevation certificate to sell in Marbella Isles?

Nothing we read makes an elevation certificate a condition of sale. Lenders and flood insurers often use one, though, particularly in a Special Flood Hazard Area, and the county can say whether one is on file for your address at (239) 252-2942. A certificate on file can speed a buyer’s quote.

How do FEMA’s Letters of Map Change affect selling a Marbella Isles home?

FEMA’s February 2024 revalidation letter lists five 2015 and 2016 Letters of Map Change covering Marbella Isles’ lots and the clubhouse tract. Whether a letter removes a particular home from the high-risk area is stated in that lot’s original FEMA determination letter, so we never say a home is out of the flood zone without it.

Should I get a wind mitigation inspection before listing?

It is worth considering. Florida law (section 627.711) requires insurers to give discounts that a uniform wind-mitigation form documents, and the state form (OIR-B1-1802, updated April 1, 2026) is valid for up to five years. A current report can help a buyer’s insurance quote, but we cannot say how much any discount is without a carrier quote.

Does roof age affect selling a Marbella Isles home?

Roof age matters to insurers and buyers. Homes built in 2015 to 2017 are 9 to 11 years old in 2026, and the original specification was a concrete tile roof. We make no claim about whether a particular roof has been replaced, so have the roof inspected and gather permit records before listing.

How do the Marbella Isles reserve studies affect buyers?

The 2026 studies give buyers a funding picture: the General Fund reserve is projected 55% funded on January 1, 2027 ($1,282,250 of $2,331,683), and the Twin Villas reserve 86% ($359,900 of $418,991). Recommended 2027 collections are $295,000 and $133,000. These are pooled-method levels, not a prediction of special assessments.

Can I hold an open house in Marbella Isles?

Yes, under the association’s 2025 guidelines: Saturday or Sunday from 1 to 5 PM, with 48 hours’ notice, the listing agent registered as a guest for up to three months and visitors through the Livingston Road gate. Open houses are not allowed on six named holidays, so check the guidelines before choosing a date.

How do buyers and agents get through the Marbella Isles gate for showings?

Non-resident realtors, buyers and renters use the Livingston Road gate with identification. Guests and listing agents are registered through the association’s EIQ-Connect system, and the listing agent can be registered as a guest for up to three months under the 2025 guidelines. Give showing agents the instructions up front.

What is the best time of year to sell in Marbella Isles?

Recorded sales by deed date over the last 12 months were spread out: 6 in October to December 2025, 6 in January to March 2026, 9 in April to June and 3 in July to August. We did not measure days on market, so do not read this as a seasonal rule.

Should I rent my Marbella Isles home instead of selling it?

Check the rules first. Under the Rules last revised February 16, 2018, leases are whole-home with a three-month minimum, at most two 3-month leases or one 6-month or yearly lease in 12 months, with association approval and a background check. Nightly, weekly and monthly rentals are prohibited. We have not computed rental income for Marbella Isles.

Can I sell my Marbella Isles home to an investor who wants to rent it?

Yes, but the investor inherits the same limits. Leases must be whole-home, at least three months, within the frequency cap, with association approval and a background check, and the 2025 amendment bans fractional ownership and home sharing. The capital contribution applies to the buyer. An investor should read the rules before offering.

How do I stage a Marbella Isles home for seasonal buyers?

In our judgment, seasonal buyers favor easy, move-in ready homes and clubhouse access, so stage for low-maintenance living and show the amenity calendar. Keep storm protection, flood paperwork and the association documents ready to hand over. Photographs of the lanai and pool area help a buyer who tours remotely.

How does Marbella Isles compare in price with Riverstone?

Their 12-month recorded medians are nearly identical, $916,500 in Marbella Isles and $920,000 in Riverstone, on 24 and 23 sales. Over longer windows Riverstone runs higher: $1,015,000 against $850,000 for 24 months, and $1,150,000 against $892,500 for 60 months. Riverstone is larger, at 802 homes, with a 13,000 square foot clubhouse.

Will nearby road projects affect my Marbella Isles home value?

We cannot give a value effect, because no source measures one. Nearby, the County is designing a Pine Ridge Road and Livingston Road jughandle and planning six lanes on Airport Road north of Vanderbilt Beach Road, and FDOT expects to finish the Pine Ridge diverging diamond by mid-2027. Marbella Isles itself is built out.

What are the capital gains taxes on selling a second home in Florida?

Florida has no state income tax on capital gains, but federal rules apply to the gain on a second home, and your basis, holding period and improvements matter. We do not give tax figures. Ask a tax professional before you list, and we can coordinate with your advisor on timing and documentation.

How much commission do agents charge to sell a home in Naples?

Commission is negotiable and set by the listing agreement between you and your brokerage, so there is no standard rate to print. We explain what you are paying for, and what a buyer-agent offer does to your marketing, before you sign. Call Jesse direct at (239) 898-6072 to talk through it.

Why list a Marbella Isles home with McGreevy and Comisar?

McGreevy and Comisar have been named Top 1% Real Estate Agents Nationally Since 2008 and rank as the #5 real estate team in Florida (RealTrends 2026). With our Domain Realty Group team we have sold over $2.5 billion in real estate. We track every Marbella Isles recorded sale. Call Jesse direct at (239) 898-6072.

Sources and Authoritative References

Marbella Isles facts here come from government, association, developer, federal, state and news sources, each listed with its publisher and date. County sales figures come from the Collier County Property Appraiser’s public data files, October 2026 bundle (DOR-qualified improved sales; newest recorded Marbella Isles sale August 24, 2026), which has no link here.

Marbella Isles Association and Governing Documents

Corporate, Zoning and Public Records

Builder and Original Specifications (GL Homes archived pages)

Comparable Communities

Flood, Storm and Insurance

Schools, Healthcare and Community

Utilities, Roads and Distances

Taxes, Rates and Market Backdrop

Downloadable Documents

Marbella Isles owners and buyers can read the primary documents that govern the community directly from the official sources below. Each link goes to the association, county or FEMA original. Read the current version in the disclosure package, because the association can amend its rules.

County sales data from the Collier County Property Appraiser public data files, pulled October 2026. Southwest Florida MLS figures not pulled for this edition.

McGreevy and Comisar, Best Realtor for Marbella Isles. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.


Overview for Marbella Isles, FL

1,311 people live in Marbella Isles, where the median age is 56 and the average individual income is $68,657. Data provided by the U.S. Census Bureau.

1,311

Total Population

56 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$68,657

Average individual Income

Around Marbella Isles, FL

There's plenty to do around Marbella Isles, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

17
Car-Dependent
Walking Score
32
Somewhat Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including Guajiros, American Farms Fresh Produce, and 7-Eleven.

Name Category Distance Reviews
Ratings by Yelp
Dining 0.63 miles 0 reviews 0/5 stars
Dining 0.99 miles 0 reviews 0/5 stars
Dining 1.15 miles 6 reviews 2.3/5 stars
Dining 1.2 miles 0 reviews 0/5 stars
Shopping 0.33 miles 0 reviews 0/5 stars
Active 0.82 miles 0 reviews 0/5 stars

Demographics and Employment Data for Marbella Isles, FL

Marbella Isles has 570 households, with an average household size of 2. Data provided by the U.S. Census Bureau. Here’s what the people living in Marbella Isles do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 1,311 people call Marbella Isles home. The population density is 5,062 and the largest age group is Data provided by the U.S. Census Bureau.

1,311

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

56 years

Median Age

43 / 57%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • High School Degree
  • Associate Degree
  • Bachelor Degree
  • Graduate Degree
570

Total Households

2

Average Household Size

$68,657

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

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