Naples, Florida
What is your Saturnia Lakes home worth? Every recorded resale by plat, every MLS closing by floor plan size, repeat sales, the no-CDD tax bill and the HOA fee behind a Saturnia Lakes value, with a free valuation from McGreevy and Comisar.
By Jesse McGreevy and Marc Comisar, McGreevy and Comisar, Domain Realty Group. Updated November 2026 · County sales recorded through October 16, 2026; MLS figures from a Southwest Florida MLS (Matrix) pull of October 27, 2026
What a Saturnia Lakes home in Naples is worth depends on its living area, its plat and street, its lot and view, its roof and storm protection, and the year its owner bought, and one community number hides all five. Saturnia Lakes is the gated community off Immokalee Road near Logan Boulevard in North Naples, Collier County, ZIP 34119: 580 detached single-family homes on three recorded plats under one Chapter 720 homeowners association, with no Community Development District, no golf course, and no condominiums, villas or townhomes anywhere inside the gate. Our Saturnia Lakes community guide covers the association, the clubhouse, the flood map and the daily rules; this page is its valuation companion among our Naples seller pages.
We tracked the 25 qualified Saturnia Lakes resales Collier County recorded from October 17, 2025 to October 16, 2026. They recorded at an $829,000 median, and that number is not your value: the same twelve months ran from $424,500 on Barrigona Court to $1,300,000 on Senegal Date Drive. If you are deciding whether to list, our Saturnia Lakes seller’s guide turns a value into a price and a net sheet, and if you will buy again afterward, our guide to buying a home in Saturnia Lakes covers the other side of the table. To get your own range first, use the valuation form or call Jesse direct at (239) 898-6072.
To get a free Saturnia Lakes valuation, enter your address in the valuation form on this page or call Jesse direct at (239) 898-6072. We answer with a range built from the recorded Saturnia Lakes resales and MLS closings closest to your living area, plat and street, the competing Saturnia Lakes listings, and your flood zone by address.
Your range; the Saturnia Lakes sales we used, with months, streets, prices and MLS living area; the competing listings and their days on market; your flood zone and evacuation zone by address; and the estoppel, fee and disclosure items a Saturnia Lakes buyer reads before signing. You are working with Top 1% Real Estate Agents Nationally Since 2008, and McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026).
Your street, living area, bedroom and den count, whether you have a pool, the view behind the lanai, and anything you changed since you bought, such as a roof, impact windows and doors, air conditioning or a kitchen. The street alone is enough to start; the rest sharpens the range.
These are the eight Saturnia Lakes facts an owner needs before asking what a home is worth, drawn from Collier County’s recorded resales through October 16, 2026, the Southwest Florida MLS (Matrix) pull of October 27, 2026, our live community guide and the Florida statutes, each with its record and window named.
Saturnia Lakes homes recorded at an $829,000 median across 25 qualified resales from October 17, 2025 to October 16, 2026, Collier County’s record. Plat One recorded 11 at $850,000, Plat Two 4 at $775,000 and Plat Three 10 at $822,000. A community median describes the market, not your home: the twelve months ran from $424,500 to $1,300,000.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.
The county file holds every qualified, arm’s-length sale of an improved single-family parcel on the three Saturnia Lakes plats. The builder’s first sales of new homes, roughly 2000 to 2006, fall outside every window on this page, because a builder price is not a resale comparable.
| Plat | Homes | Resales | Median | Low | High |
|---|---|---|---|---|---|
| Plat One | 236 | 11 | $850,000 | $424,500 | $1,275,000 |
| Plat Two | 90 | 4 | $775,000 | $570,000 | $1,125,000 |
| Plat Three | 254 | 10 | $822,000 | $549,000 | $1,300,000 |
| All Saturnia Lakes resales | 580 | 25 | $829,000 | $424,500 | $1,300,000 |
Window: qualified resales recorded October 17, 2025 to October 16, 2026, Collier County Property Appraiser sales file.
A twelve-month window in a 580-home community holds a couple of dozen sales, so we read it beside the longer windows from the same county file.
| Plat | 24 months (October 17, 2024 to October 16, 2026) | 60 months (October 17, 2021 to October 16, 2026) |
|---|---|---|
| Plat One | 25 at $730,000 ($380,000 to $1,275,000) | 52 at $790,000 ($380,000 to $1,550,000) |
| Plat Two | 9 at $880,000 ($570,000 to $1,340,000) | 21 at $869,000 ($540,000 to $1,342,000) |
| Plat Three | 20 at $780,000 ($450,000 to $1,300,000) | 59 at $780,000 ($450,000 to $1,350,000) |
| All Saturnia Lakes resales | 54 at $757,500 ($380,000 to $1,340,000) | 132 at $790,000 ($380,000 to $1,550,000) |
Read the plat medians with care. Plat Two recorded the lowest twelve-month median of the three plats, yet the highest median in the 24-month and 60-month windows, and it has the fewest homes, 90, so a handful of sales moves its median (our reading of the county medians). The plat tells you where a home sits; it does not price the home.
The Southwest Florida MLS (Matrix) pull of October 27, 2026 is a different record with a different window: 26 Saturnia Lakes closings from October 27, 2025 to October 27, 2026, totalling $21,196,000, with a $796,250 median sold price, an $815,230.77 average, a $424,500 to $1,300,000 range, a 2,636 square foot median living area and a $301.79 median sold price per square foot. The median home took 53.5 days on market for its current listing, the median sale closed at 95.9 percent of its last list price, and 2 of the 26 closed at or above that price. On October 27, 2026 the same pull showed 10 active listings at a $699,499.50 median asking price; at 2.17 sales a month that is 4.6 months of supply, the pull’s own arithmetic. We never blend the MLS and county figures: they cover different months, and each counts sales its own way.
A Zestimate misses in Saturnia Lakes because an automated model reads county and listing fields that do not always agree, and it cannot see what moves a Saturnia Lakes price: the plan, the lake or preserve behind the lot, the pool, the roof and the storm protection. Two homes of nearly identical size closed $425,000 apart.
On Saturnia Lakes parcels, the county’s heated-area field and the living area the MLS listing reports are measured differently and often are not the same number. A model that divides a sale price by the county figure produces a per-foot price no buyer paid. That is why every size and per-foot figure on this page comes from the Southwest Florida MLS (Matrix) rows of October 27, 2026, and none from the county roll.
The county roll prints a year built for each parcel. On the 25 twelve-month resales it prints 2002 to 2006 on 14, 2009 or 2010 on 4, and 2018 to 2021 on 7, years after the community’s early-2000s build-out (our count of the roll field). A model reads that field as printed. We read it the same way, and then confirm the age of the roof, the air conditioning and the windows from permits and the seller’s records, because those are the dates a Saturnia Lakes buyer and insurer ask about.
In the October 27, 2026 MLS pull, a 2,666 square foot home on Canary Island Cove closed at $1,275,000 in June 2026, while a 2,652 square foot home on King Sago Court closed at $850,000 in August 2026, $425,000 apart (our arithmetic). Our community guide describes the Canary Island Cove home as an oversize lakefront cul-de-sac lot with owner-retrofitted impact doors and windows. A size-and-street model cannot explain that gap; the lot, view, storm protection and condition can.
We name the Zestimate because owners ask about it; we do not link to it. Our Saturnia Lakes community guide carries the plat, flood and association detail the models leave out.
We value a Saturnia Lakes home in five steps: the living area and bedroom count, the plat and street, the lot and view, the roof, storm protection and pool, and the test against current Saturnia Lakes listings. Each step narrows the recorded Saturnia Lakes sales to the few that match your home.
If you are comparing agents before you ask anyone for a range, our comparison of the best real estate agents in Naples shows how local agents stack up on the public record.
Repeated living-area figures across different addresses are the fingerprint of a repeated floor plan. In the October 27, 2026 MLS pull, 3,773 square feet appears three times among the closings, on Palma Blanca Court, Senegal Date Drive and Campestre Terrace, and once more among the active listings, on Guadelupe Drive. The 2,452, 2,080, 1,928 and 1,751 square foot figures each appear twice. We start with your twins: same living area, bedrooms and baths. Listing copy names plans marketed as the Sapphire, Ibis and Aquamarine, but no recorded document ties a name to a size, so the measured living area leads.
Plat One holds 236 homes, Plat Two 90 and Plat Three 254, and all three pay into the same association for the same amenities. The county medians do not show a steady premium for any plat, so we read the street instead. In the twelve-month county list, Senegal Date Drive, King Sago Court, Canary Island Cove and Ivory Cane Point carry several of the larger recorded prices; Barrigona Court, Triangle Palm Terrace, Ribbon Fan Lane and Khasia Point several of the compact ones.
The association owns the lake tracts and preserve tracts across the three plats, and a home may back onto a lake, a preserve or a neighbor’s yard; no public source states how many of the 580 lots face water. The view is not on the county sales file and is not a reliable MLS field. We read it from photographs, the plat and a visit, and name it in the range without a fixed dollar figure.
Saturnia Lakes was built out in the early 2000s, so an original roof, air conditioning system or water heater from that era is at the age a buyer and an insurer ask about, and storm protection runs from the era’s manual shutters to owner-installed impact glass. We record the roof age and type, the opening protection, the pool and cage, the kitchen and baths, and any permitted additions against the sales we use. Each is named in the range; none gets an invented dollar adjustment.
Last, we test the range against what a Saturnia Lakes buyer can choose from today. On October 27, 2026 the Southwest Florida MLS (Matrix) showed 10 active Saturnia Lakes listings from $524,500 to $1,100,000, and the median closing in the same pull sold at 95.9 percent of its last list price. Our Saturnia Lakes seller’s guide turns the range into a pricing plan.
Start with a free Saturnia Lakes home valuation built from the recorded Saturnia Lakes sales closest to your living area, or call Jesse direct at (239) 898-6072. You are working with Top 1% Real Estate Agents Nationally Since 2008, and the range comes with every sale we used. Buying in Saturnia Lakes as well? Call Marc at (239) 287-5873 or read how we represent buyers.
Saturnia Lakes floor plan sizes sold in three bands in the Southwest Florida MLS (Matrix) pull of October 27, 2026: 9 closings under 2,200 square feet from $424,500 to $625,000, 10 from 2,200 to 2,999 square feet from $627,000 to $1,275,000, and 7 of 3,000 square feet and over from $855,000 to $1,300,000.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.
Every one of the 26 Saturnia Lakes closings in that pull (October 27, 2025 to October 27, 2026) is below, grouped by MLS living area. Street names only; no house numbers.
| Month closed | Bedrooms | Baths | Street | Living area (sq ft) | Sold price |
|---|---|---|---|---|---|
| November 2025 | 3 bedrooms | 2 full | Barrigona Ct | 1,390 | $424,500 |
| June 2026 | 3 bedrooms | 2 full | Barrigona Ct | 1,577 | $511,000 |
| September 2026 | 3 bedrooms | 2 full | Triangle Palm Ter | 1,751 | $535,000 |
| June 2026 | 2 plus den | 2 full | Triangle Palm Ter | 1,751 | $590,000 |
| December 2025 | 3 bedrooms | 2 full | Butterfly Palm Dr | 1,928 | $572,000 |
| August 2026 | 3 bedrooms | 2 full | Isla De Palma Cir | 1,928 | $625,000 |
| May 2026 | 2 plus den | 2 full | Khasia Pt | 1,937 | $575,000 |
| March 2026 | 4 bedrooms | 2 full | Ribbon Fan Ln | 2,080 | $549,000 |
| March 2026 | 4 plus den | 2 full | Painted Palm Dr | 2,080 | $570,000 |
Source: Southwest Florida MLS (Matrix), pulled October 27, 2026. The two 2,080 square foot homes on Ribbon Fan Lane and Painted Palm Drive closed $21,000 apart in the same month, the two 1,928 square foot homes on Butterfly Palm Drive and Isla De Palma Circle $53,000 apart, and the two 1,751 square foot homes on Triangle Palm Terrace $55,000 apart (our arithmetic). The tier’s median was $570,000 at $305.40 a square foot.
| Month closed | Bedrooms | Baths | Street | Living area (sq ft) | Sold price |
|---|---|---|---|---|---|
| July 2026 | 4 bedrooms | 2 full, 1 half | Triangle Palm Ter | 2,447 | $627,000 |
| January 2026 | 4 plus den | 2 full, 1 half | Triandra Ln | 2,452 | $685,000 |
| October 2026 | 4 plus den | 2 full, 1 half | Areca Cv | 2,452 | $780,000 |
| April 2026 | 4 bedrooms | 3 full | Princess Sabal Pt | 2,620 | $850,000 |
| August 2026 | 4 bedrooms | 3 full | King Sago Ct | 2,652 | $850,000 |
| June 2026 | 4 bedrooms | 3 full | Canary Island Cv | 2,666 | $1,275,000 |
| March 2026 | 4 bedrooms | 2 full, 1 half | Palma Blanca Ct | 2,678 | $880,000 |
| October 2026 | 4 plus den | 3 full | Amargo Way | 2,681 | $812,500 |
| April 2026 | 3 plus den | 3 full | Pacaya Cv | 2,735 | $670,000 |
| August 2026 | 3 plus den | 3 full | Isla De Palma Cir | 2,899 | $935,000 |
Source: Southwest Florida MLS (Matrix), pulled October 27, 2026. The two 2,452 square foot homes, on Triandra Lane and Areca Cove, closed $95,000 apart, and the 2,666 square foot Canary Island Cove home closed $425,000 above the 2,652 square foot King Sago Court home (our arithmetic). The tier’s median was $831,250 at $319.31 a square foot, the highest per-foot median of the three tiers.
| Month closed | Bedrooms | Baths | Street | Living area (sq ft) | Sold price |
|---|---|---|---|---|---|
| December 2025 | 5 bedrooms | 3 full | Campestre Ter | 3,338 | $855,000 |
| December 2025 | 4 plus den | 3 full, 1 half | Senegal Date Dr | 3,773 | $1,100,000 |
| May 2026 | 4 plus den | 3 full, 1 half | Campestre Ter | 3,773 | $1,100,000 |
| December 2025 | 5 bedrooms | 3 full, 1 half | Palma Blanca Ct | 3,773 | $1,125,000 |
| August 2026 | 4 plus den | 3 full, 1 half | King Sago Ct | 3,993 | $1,200,000 |
| March 2026 | 4 plus den | 3 full, 1 half | Senegal Date Dr | 4,034 | $1,300,000 |
| July 2026 | 5 bedrooms | 4 full | Ivory Cane Pt | 4,083 | $1,200,000 |
Source: Southwest Florida MLS (Matrix), pulled October 27, 2026. The three 3,773 square foot homes closed within $25,000 of one another, from $1,100,000 to $1,125,000 (our arithmetic), the tightest same-size group in the pull. The tier’s median was $1,125,000 at $293.90 a square foot, below both smaller tiers on a per-foot basis.
The county list below is the deed record: every qualified Saturnia Lakes resale recorded from October 17, 2025 to October 16, 2026, by plat, street, month recorded and price. It closes earlier than the MLS pull, opens ten days earlier, and carries no living area.
| Plat | Street | Month recorded | Price |
|---|---|---|---|
| Plat Three | Senegal Date Dr | October 2025 | $815,000 |
| Plat Three | Isla De Palma Cir | October 2025 | $829,000 |
| Plat One | Barrigona Ct | November 2025 | $424,500 |
| Plat Two | Palma Blanca Ct | November 2025 | $1,125,000 |
| Plat One | Campestre Ter | December 2025 | $855,000 |
| Plat One | Butterfly Palm Dr | December 2025 | $572,000 |
| Plat Three | Senegal Date Dr | December 2025 | $1,100,000 |
| Plat One | Triandra Ln | January 2026 | $685,000 |
| Plat Three | Ribbon Fan Ln | February 2026 | $549,000 |
| Plat Two | Painted Palm Dr | March 2026 | $570,000 |
| Plat Three | Senegal Date Dr | March 2026 | $1,300,000 |
| Plat Two | Palma Blanca Ct | March 2026 | $880,000 |
| Plat One | Princess Sabal Pt | April 2026 | $850,000 |
| Plat Two | Pacaya Cv | April 2026 | $670,000 |
| Plat One | Campestre Ter | May 2026 | $1,100,000 |
| Plat One | Khasia Pt | May 2026 | $575,000 |
| Plat Three | Triangle Palm Ter | June 2026 | $590,000 |
| Plat One | Barrigona Ct | June 2026 | $511,000 |
| Plat One | Canary Island Cv | June 2026 | $1,275,000 |
| Plat Three | Ivory Cane Pt | July 2026 | $1,200,000 |
| Plat Three | Triangle Palm Ter | July 2026 | $627,000 |
| Plat Three | Isla De Palma Cir | July 2026 | $625,000 |
| Plat One | King Sago Ct | August 2026 | $850,000 |
| Plat One | King Sago Ct | August 2026 | $1,200,000 |
| Plat Three | Isla De Palma Cir | August 2026 | $935,000 |
Source: Collier County Property Appraiser sales file, qualified improved resales recorded October 17, 2025 to October 16, 2026. Recording follows the contract by weeks.
No. Just value is the Collier County Property Appraiser’s January 1 estimate for the tax roll, built by mass appraisal across many thousands of parcels; it is not a sale price and not an appraisal of your Saturnia Lakes home’s lot, view, pool, roof or condition. Your assessed value, which drives your tax bill, can sit well below either one.
Florida’s Save Our Homes cap limits annual increases in a homestead’s assessed value to the lower of 3 percent or the change in the Consumer Price Index; the Florida Department of Revenue states the 2026 figure as 2.7 percent. Over years of ownership the assessed value of a homesteaded Saturnia Lakes home can fall far below market value. That gap is the owner’s tax benefit, not a measure of what the home is worth, and it does not pass to the buyer.
A lender’s appraiser values a Saturnia Lakes home from the closest recorded and MLS sales, adjusted for living area, bedrooms, baths, lot, view, pool and condition. The appraiser does not use just value or assessed value. An opinion of value from a licensee is not an appraisal; if you need one for a loan, an estate, a divorce or a tax matter, a state-certified appraiser provides it.
Saturnia Lakes resale medians on the county record ran from $425,000 to $471,200 between 2016 and 2020, rose to $542,000 in 2021, $772,500 in 2022 and a peak of $862,500 in 2023, then recorded $827,500 in 2024, $750,000 in 2025 and $767,500 in 2026 to October 16.
Data updated: county sales recorded through October 16, 2026 (Collier County Property Appraiser); MLS figures from a Matrix pull of October 27, 2026, labelled as such.
| Year | Resales | Resale median | Low | High |
|---|---|---|---|---|
| 2016 | 36 | $471,200 | $285,000 | $670,000 |
| 2017 | 51 | $450,000 | $290,000 | $655,000 |
| 2018 | 36 | $451,000 | $320,000 | $650,000 |
| 2019 | 38 | $458,500 | $265,000 | $727,000 |
| 2020 | 53 | $425,000 | $300,000 | $680,000 |
| 2021 | 56 | $542,000 | $345,000 | $1,200,000 |
| 2022 | 34 | $772,500 | $475,000 | $1,350,000 |
| 2023 | 24 | $862,500 | $517,000 | $1,550,000 |
| 2024 | 18 | $827,500 | $520,000 | $1,342,000 |
| 2025 | 33 | $750,000 | $380,000 | $1,340,000 |
| 2026 (to October 16) | 18 | $767,500 | $511,000 | $1,300,000 |
Source: Collier County Property Appraiser sales file, qualified improved resales on the three Saturnia Lakes plats. The builder’s first sales, about 2000 to 2006, are not in this table.
A calendar-year median is the middle of whatever plan mix came up that year. In 2024 only 18 resales recorded, so a few large homes or a few compact ones move the median. The table shows the community’s recorded history, not a growth rate for your home; the 2020 median of $425,000 and the 2023 median of $862,500 are different sets of homes.
The cleanest read of value change is the same home selling twice. The county file holds 95 Saturnia Lakes parcels that sold and then sold again with the later sale recorded from October 17, 2021 to October 16, 2026. Of the 95, 86 rose and 9 fell, and the median change was a rise of 66.1% (our count and median on the county file’s own percentages). Of the 16 pairs whose later sale recorded in the twelve-month window, 13 rose and 3 fell (our count).
The year of the earlier sale explains the direction almost by itself. Of the 84 pairs whose earlier sale recorded in 2021 or before, 83 rose; the one that fell, on Barrigona Court, was bought in August 2005 at $390,000 and sold in January 2025 at $380,000. Of the 11 pairs whose earlier sale recorded in 2022 or later, 3 rose and 8 fell (our count on the county rows). All 11 are below.
| Plat | Street | Earlier sale | Later sale | Change |
|---|---|---|---|---|
| Plat One | Butterfly Palm Dr | Oct 2022 at $835,000 | Apr 2024 at $970,000 | up 16.2% |
| Plat Three | Triangle Palm Ter | Mar 2022 at $625,000 | May 2024 at $565,000 | down 9.6% |
| Plat Three | Triangle Palm Ter | Aug 2022 at $620,000 | Jul 2024 at $560,000 | down 9.7% |
| Plat Three | Isla De Palma Cir | Jun 2022 at $780,000 | Dec 2024 at $765,000 | down 1.9% |
| Plat Three | Isla De Palma Cir | Aug 2023 at $1,170,000 | Jan 2025 at $1,254,000 | up 7.2% |
| Plat Two | Palma Blanca Ct | Feb 2024 at $1,342,000 | Jan 2025 at $1,340,000 | down 0.1% |
| Plat One | Butterfly Palm Dr | Apr 2024 at $810,000 | Mar 2025 at $785,000 | down 3.1% |
| Plat Two | Amargo Way | Apr 2025 at $1,000,000 | Jul 2025 at $1,085,000 | up 8.5% |
| Plat One | Campestre Ter | Jun 2023 at $1,000,000 | Dec 2025 at $855,000 | down 14.5% |
| Plat Three | Triangle Palm Ter | Jan 2023 at $679,000 | Jun 2026 at $590,000 | down 13.1% |
| Plat One | Canary Island Cv | Aug 2023 at $1,550,000 | Jun 2026 at $1,275,000 | down 17.7% |
Source: Collier County Property Appraiser sales file. These counts describe sales already recorded, not the next twelve months.
A Saturnia Lakes tax bill carries no Community Development District line, and that absence is part of what a buyer adds up beside your price. The bill does not set your value, but your buyer reads it, and after a sale the buyer’s bill is reassessed at just value and can look nothing like yours.
Our Saturnia Lakes community guide read two Collier County Tax Collector annual reports in full, for fiscal years 2024-2025 and 2021-2022. Each lists roughly fifteen residential Community Development Districts and stewardship districts operating in the county, including Mediterra South, Pelican Marsh and Talis Park in the same North Naples market, and Saturnia Lakes appears in neither year. Two MLS sold records for homes inside the community show “Tax District Type: Not Applicable.” In a North Naples market where the same reports list several communities with a district line on the tax bill, that is a real advantage to name in a listing.
No CDD does not mean no levies beyond the county’s. The countywide and regional taxing authorities that apply across this part of Collier County, among them the North Collier Fire Control and Rescue District, the Collier Mosquito Control District and the South Florida Water Management District, appear on a Saturnia Lakes bill as they do on any neighbor’s. Our guide’s example: the Canary Island Cove home that closed at $1,275,000 in June 2026 carried a 2025 tax bill of $9,269 under the seller’s ownership; a buyer’s bill is a different number.
Florida law puts the buyer on notice in the contract itself. Section 689.261 requires this disclosure: “BUYER SHOULD NOT RELY ON THE SELLER’S CURRENT PROPERTY TAXES AS THE AMOUNT OF PROPERTY TAXES THAT THE BUYER MAY BE OBLIGATED TO PAY IN THE YEAR SUBSEQUENT TO PURCHASE. A CHANGE OF OWNERSHIP OR PROPERTY IMPROVEMENTS TRIGGERS REASSESSMENTS OF THE PROPERTY THAT COULD RESULT IN HIGHER PROPERTY TAXES.” A Saturnia Lakes home is reassessed at just value as of January 1 of the year after the sale. The Property Appraiser sets that value and the taxing authorities set each year’s rates, so we do not print an estimate of your buyer’s bill.
If you are moving to another Florida homestead, portability can carry part of your Save Our Homes benefit with you: the lesser of $500,000 or the difference between just value and assessed value on the home you sell, applied to the new homestead. The homestead exemption itself can reduce taxable value by as much as $50,000. Collier County mails bills by October 31, they are due November 1, and paying in November earns a 4 percent discount that steps down 1 percent a month. We are real estate professionals, not tax advisers; homestead, portability and any capital gains question belong with a Florida CPA or tax attorney.
The Saturnia Lakes HOA fee and the no-CDD status shape what a buyer adds up beside your price. The master fee is $1,849 per quarter, $7,396 a year, per two 2026 MLS listings, with a $0 special assessment; there is no CDD, no golf and no club membership. The estoppel certificate states the binding figure for your sale.
Saturnia Lakes Homeowners Association, Inc. (Florida document N01000003010) is a Chapter 720 association organized in 2001, governing all three plats, with no recreation corporation, separate club or sub-association. Per two 2026 MLS listings (agent-entered), current as of September 2026 per our guide, the stack is a $1,849 quarterly master fee ($7,396 a year), a $0 special assessment, a $2,000 transfer fee and a $100 application fee ($2,100 one-time). Who pays the transfer fee is set by the contract and the association’s documents.
The listings’ maintenance field itemizes what the master fee covers: cable, internet and WiFi access, irrigation water drawn from the reclaimed system, lawn and land maintenance, the community manager, exterior pest control, the recreation facilities, security, street lights and street maintenance. The recreation facilities include the clubhouse, two pools, a spa, an exercise room, four lighted Har-Tru tennis courts and pickleball. Because the clubhouse is funded through the master fee, there is no initiation fee or club dues on top. A buyer comparing a Saturnia Lakes home with one in a bundled golf community compares a fee with a fee plus a membership.
Every Saturnia Lakes resale needs an estoppel certificate from the association, stating the assessment amount and frequency, any amount owed and any transfer or other fee due at closing. Section 720.30851 requires the association to issue it within 10 business days of a written or electronic request and caps the fee: Florida DBPR’s adjusted amounts are no more than $299 for a standard certificate on a current account, plus $119 if it is expedited and up to $179 more if the account is delinquent, with the next update due by July 1, 2027. The association may charge up to the cap; ordering it early keeps a closing on schedule.
Because Saturnia Lakes is a Chapter 720 community, section 720.401 applies: “A prospective parcel owner in a community must be presented a disclosure summary before executing the contract for sale.” On a resale the seller supplies it. If it is not presented first, the buyer may void the contract “within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. This right may not be waived by the purchaser but terminates at closing.” Milestone inspections and structural integrity reserve studies are condominium and cooperative building rules and do not apply to Saturnia Lakes’ detached homes. This is information, not legal advice; your closing agent or attorney confirms what applies to your sale.
Per the MLS fields our guide reports, Saturnia Lakes allows 2 leases per year with a 90-day minimum term, and every lease needs association approval, which effectively rules out short-term rental. Pets are allowed with association approval, and deed restrictions prohibit recreational vehicles. The MLS field Housing for Older Persons reads No; Saturnia Lakes is not an age-restricted community. If your home is leased today, the remaining term and the approval paperwork belong in the listing file, because a buyer’s lender and attorney will ask for both.
Saturnia Lakes is valued against the Immokalee Road and Logan Boulevard corridor communities a buyer also tours, and our guide names two: Stonecreek and Riverstone. The comparison is structural before it is a price, because each community’s records and windows differ, and no Stonecreek or Riverstone sale is a Saturnia Lakes comparable.
| Feature | Saturnia Lakes | Stonecreek | Riverstone |
|---|---|---|---|
| Homes | 580 detached single-family homes on three plats | 618-lot community | Not covered in our Saturnia Lakes guide |
| Builder | Widely attributed to GL Homes, not primary-sourced | GL Homes, confirmed | Not covered in our Saturnia Lakes guide |
| Association | One HOA | One governing HOA | Not covered in our Saturnia Lakes guide |
| CDD on the tax bill | None | None | Not covered in our Saturnia Lakes guide |
| Clubhouse | Two pools, four lighted Har-Tru tennis courts, pickleball | Larger clubhouse campus with an indoor sports court | Not covered in our Saturnia Lakes guide |
| Assigned high school, 2026-2027 | Gulf Coast High | Aubrey Rogers High | Aubrey Rogers High |
Source: the Comparable Naples Communities and Schools sections of our Saturnia Lakes community guide. Each community’s market figures come from its own records and windows; none is a benchmark for another.
Stonecreek shares the product and governance shape; the differences are the amenity campus and the high school assignment. A buyer prices those into an offer, and we name them in your range rather than assign them a dollar figure.
Read Stonecreek and Riverstone on their own pages; their figures do not apply to Saturnia Lakes, or the reverse. If you own in one of them, our Stonecreek home valuation and Riverstone home valuation work from each community’s own record; for a Naples-wide view, our Naples home valuation page covers the city. For Saturnia Lakes, we use only Saturnia Lakes sales.
A Saturnia Lakes value moves with the living area and condition, the lot and view, the pool, the roof and storm protection, the flood zone and evacuation zone for the address, and the approvals and leasing paperwork on file. We name each factor in a range and attach no invented dollar adjustment to any of them.
No Saturnia Lakes record isolates the price of a lake view, a preserve view, a pool, a plan or a renovation. The same-size spreads on this page ($95,000 across two 2,452 square foot homes, $53,000 across two 1,928 square foot homes, $425,000 between homes of 2,652 and 2,666 square feet) carry several of those factors at once. So the range we give you names which factors push your home toward the top or the bottom of its twins.
At the verified in-community address our guide queried, Saturnia Lakes reads FEMA flood Zone X, an area of minimal flood hazard and not a Special Flood Hazard Area, on FIRM panel 12021C0214H, effective May 16, 2012; Collier County Evacuation Zone E; and about 25.3 feet of ground elevation from the USGS 3D Elevation Program. A flood zone attaches to a parcel, so your zone and elevation are confirmed by address, not assumed from a neighbor’s.
Collier County’s preliminary Flood Insurance Rate Map was released March 20, 2025; the 90-day public appeal period opened August 19, 2026 and closes about November 17, 2026; and a new FIRM is targeted for summer 2027, a date the county says may change. The zone on the current map is not necessarily the zone that will govern insurance requirements from 2027. A buyer can view the proposed map for your parcel now, so we look it up with your range.
Section 689.302 adds a seller duty: “A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed.” It has applied since October 1, 2024, and the current form, with its flood insurance claim question, since October 1, 2025.
A favorable flood reading does not set an insurance premium. Wind coverage is priced on roof age and type, opening protection and claims history, and homes of this era started with manual shutters. A roof certification, a wind mitigation report and the permits for any impact windows and doors let a buyer price insurance during inspection.
A pool, cage, generator, fence or exterior change with the association’s written approval on file is an asset in a Saturnia Lakes sale; the same improvement without one is a question your buyer’s attorney will ask. Request the recorded Declaration and current rules from the association before you list.
Your Saturnia Lakes equity is the value range minus the loan payoff and the cost of selling, and the year you bought shapes it. Of recorded Saturnia Lakes repeat pairs bought in 2021 or earlier, 83 of 84 resold higher; of those bought in 2022 or later, 8 of 11 resold lower.
If you bought in Saturnia Lakes before 2022, the recorded pairs suggest your range likely sits above your purchase price. If you bought in 2022, 2023 or later, check your range before you plan around a number: the falls on the county record since then run from 0.1% on Palma Blanca Court to 17.7% on Canary Island Cove. We show you the pairs closest to your street and living area with your range.
In Collier County the seller customarily pays the documentary stamp tax on the deed at $0.70 per $100 of the price: about $5,803 on a sale at the $829,000 county twelve-month median (illustrative, our arithmetic). The buyer customarily pays the owner’s title policy and chooses the closing agent; the contract controls. The estoppel certificate is capped at $299, plus $119 if expedited and up to $179 more if the account is delinquent. Commission is negotiable. Property taxes and the quarterly HOA fee are prorated to the closing date. Our Saturnia Lakes seller’s guide works full net sheets at three price points.
Staying is a sound answer when the range is not the number you need. Start with a free Saturnia Lakes home valuation; four documents then settle most of it: your range, your loan payoff, a seller net sheet and a plan for your next home. If you will buy again in Saturnia Lakes or anywhere in Naples, our guide to buying a home in Saturnia Lakes covers the other side, including the estoppel and disclosure items you would then read as the buyer.
A free in-person CMA, a comparative market analysis, is a visit from Jesse or Marc to your Saturnia Lakes home followed by a written range built from the recorded Saturnia Lakes sales closest to your living area, the competing listings, your flood and roof paperwork and your association documents, with no obligation and in confidence.
You are working with Top 1% Real Estate Agents Nationally Since 2008, and the range lists every Saturnia Lakes sale we used, from both the county deed record and the Southwest Florida MLS.
McGreevy and Comisar are the #5 real estate team in Florida (RealTrends 2026). Use the valuation form or start with the form at the top, or call Jesse direct at (239) 898-6072. If you plan to buy as well, call Marc at (239) 287-5873 or read how we represent buyers on our buying page.
Jesse McGreevy and Marc Comisar are top-reviewed Southwest Florida realtors, and Saturnia Lakes owners who call us for a valuation get the same team these clients describe. The three reviews below are quoted exactly as clients wrote them, each labelled with the site it was posted on; they are about working with us, not about Saturnia Lakes.
★★★★★ “Marc demonstrated much expertise in the real estate market of sw fla. He communicated readily and returned calls promptly. For me what separated Marc from other realtors was his ability to asses our particular needs , find the right match for house and community, and his support throughout the process of locating, buying, and closing on our property. I worked with many realtors and I truly feel that Marc is the best.thankyou Marc we are so happy in our new home and in our new community. You were so right-a goodness of fit for us!!!” Verified Zillow review
★★★★★ “Marc, is a highly capable, personable, and honest realtor. He was also very busy, but either he or his assistant Ed were always there to help and answer questions. He was very helpful in helping us to find a short-term rental property to live in while the home he helped us find was being built. There were times when the stress of the process of moving 2000 miles, finding a rental place, and a new home in less than a month got the best of us, but Marc was always cool and reasonable. You will like him and you can trust him in every way.” Verified Zillow review
★★★★★ “I’ve been dealing with Marc Comisar on a home I’m purchasing in Estero, FL. He is the absolute BEST! Extremely knowledgeable, responsive, and personable. I can call or email him any time with questions (and I have a LOT of them) and he gets back to me promptly with answers. I would not hesitate to recommend Marc to anyone looking to purchase or sell a home in Estero, Ft. Myers, Bonita Springs, or Naples. He’s the greatest!!!” Verified Zillow review
These are the questions Saturnia Lakes owners ask about value, answered from Collier County’s recorded resales through October 16, 2026, the Southwest Florida MLS (Matrix) pull of October 27, 2026, our live Saturnia Lakes community guide, FEMA and the Florida statutes. For your own home, call Jesse direct at (239) 898-6072.
Your Saturnia Lakes home is worth what the recorded sales of homes like it support: the same living area and bedroom count, the same part of the community, a comparable lot and view, and comparable roof, storm protection and condition. We tracked 25 Saturnia Lakes resales Collier County recorded from October 17, 2025 to October 16, 2026, at an $829,000 median from $424,500 to $1,300,000, so the median alone cannot place your home.
It depends on the record and the window. Collier County’s qualified resales recorded from October 17, 2025 to October 16, 2026 show an $829,000 median across 25 sales; the Southwest Florida MLS (Matrix) pull of October 27, 2026 shows a $796,250 median across 26 closings from October 27, 2025 to October 27, 2026. Neither is a value for a particular home.
The county records deeds when they are recorded and qualifies them as arm’s-length; the MLS records closings its members entered, and each covers its own months. We print each Saturnia Lakes record with its window and never blend them.
The Southwest Florida MLS (Matrix) pull of October 27, 2026 shows a $301.79 median sold price per square foot of living area for the 26 Saturnia Lakes closings from October 27, 2025 to October 27, 2026, with tier medians of $305.40 under 2,200 square feet, $319.31 from 2,200 to 2,999 and $293.90 at 3,000 and over. We print no county per-foot figure.
From October 17, 2025 to October 16, 2026, Collier County recorded 11 Plat One resales at an $850,000 median, 4 Plat Two resales at $775,000 and 10 Plat Three resales at $822,000. Over 60 months the order changes, with Plat Two highest at $869,000, so the plat alone does not price a home.
In the Southwest Florida MLS (Matrix) pull of October 27, 2026, the median Saturnia Lakes closing from October 27, 2025 to October 27, 2026 sold at 95.9 percent of its last list price, the average at 95.8 percent, and 2 of the 26 closings sold at or above that price, on Ribbon Fan Lane and Triangle Palm Terrace.
The median Saturnia Lakes closing in the Southwest Florida MLS (Matrix) pull of October 27, 2026 took 53.5 days on market for its current listing, with a range from 3 to 160 days; nine of the 26 closed within 30 days.
Not reliably. A Zestimate reads county and listing fields that are measured differently on Saturnia Lakes parcels, and it cannot see the lot, the view, the pool, the roof or the impact glass.
In the Southwest Florida MLS (Matrix) pull of October 27, 2026, the 9 Saturnia Lakes closings under 2,200 square feet of living area ran from $424,500 to $625,000 at a $570,000 median. The two 2,080 square foot homes on Ribbon Fan Lane and Painted Palm Drive closed at $549,000 and $570,000 in March 2026.
The 10 Saturnia Lakes closings from 2,200 to 2,999 square feet in the October 27, 2026 MLS pull ran from $627,000 to $1,275,000 at an $831,250 median. The two 2,452 square foot homes closed at $685,000 on Triandra Lane and $780,000 on Areca Cove.
The 7 Saturnia Lakes closings of 3,000 square feet and over in the October 27, 2026 MLS pull ran from $855,000 to $1,300,000 at a $1,125,000 median. The three 3,773 square foot homes closed at $1,100,000, $1,100,000 and $1,125,000, and the largest, 4,083 square feet on Ivory Cane Point, at $1,200,000.
Listing copy names plans marketed as the Sapphire, the Ibis and the Aquamarine. No recorded document ties a plan name to a living area, so we match a Saturnia Lakes home by measured MLS living area and bedroom count.
A view often separates two same-size Saturnia Lakes homes, but no Saturnia Lakes record isolates its price, and the view is not on the county sales file. We name it as a factor in your range, not a fixed dollar figure.
No Saturnia Lakes record isolates a pool’s price, and the county sales file does not say which homes have one. We name it as a factor in your range, with its permit and approval on file.
No Saturnia Lakes record isolates its price, but impact-rated windows and doors show on a wind mitigation report, help a buyer’s insurance quote and remove an inspection question, so we name them in your range.
A newer roof does not add a fixed amount, but it removes a buyer’s insurance and inspection question in a community built out in the early 2000s; bring the permit and a roof certification.
No. Just value is the Collier County Property Appraiser’s January 1 mass-appraisal estimate for the tax roll, and a homestead’s assessed value can sit well below it. Neither is a sale price.
No. An opinion of value from a licensee is not an appraisal. Our Saturnia Lakes valuation is a range for pricing and planning; a lender, estate or court that needs an appraisal hires a state-certified appraiser.
The county record shows Saturnia Lakes resale medians of $772,500 in 2022 and $862,500 in 2023, then $827,500 in 2024, $750,000 in 2025 and $767,500 in 2026 to October 16. Of the 16 repeat pairs whose later sale recorded in the twelve months to October 16, 2026, 13 rose and 3 fell. Those are recorded sales, not a forecast.
The master fee is $1,849 per quarter, $7,396 a year, per two 2026 MLS listings (agent-entered), current as of September 2026 per our guide, with a $0 special assessment. The estoppel certificate is the binding figure for any sale; confirm the current amount with the association.
Per the listings’ maintenance field: cable, internet and WiFi access, reclaimed irrigation water, lawn and land maintenance, the manager, exterior pest control, the recreation facilities, security, street lights and street maintenance.
Per two 2026 MLS listings, a $2,000 transfer fee and a $100 application fee, $2,100 one-time, apply at closing. Who pays them is set by the purchase contract and the association’s documents, and the estoppel certificate states each amount.
No. Saturnia Lakes is absent from the Collier County Tax Collector’s annual reports for fiscal years 2024-2025 and 2021-2022, and two MLS sold records inside the community show “Tax District Type: Not Applicable.”
Our guide’s verified in-community address reads FEMA Zone X at about 25.3 feet of ground elevation, in Evacuation Zone E. A zone attaches to a parcel, so confirm yours by address on the FEMA Map Service Center.
No one can say yet. A new Collier FIRM is targeted for summer 2027, subject to change, so we look up the proposed zone for your parcel with your range.
Often, yes, if you hold a homestead. A Saturnia Lakes home is reassessed at just value as of January 1 after a sale, and section 689.261 requires the contract to warn the buyer not to rely on the seller’s taxes.
Saturnia Lakes allows 2 leases per year with a 90-day minimum term and association approval, so short-term rental is effectively ruled out, and a buyer who plans to lease prices that in.
No. Every one of the 580 Saturnia Lakes homes is a detached single-family home on a platted lot; the county roll carries no condominium parcels, whatever an aggregator’s label says.
No. Saturnia Falls Phase 1 is a Riverstone plat, not a section of Saturnia Lakes, and its sales are not Saturnia Lakes comparables. Saturnia Lakes is three plats only: Plat One, Plat Two and Plat Three.
No. Saturnia Lakes in Naples is the 580-home gated community off Immokalee Road in North Naples, Collier County, ZIP 34119. Similarly named communities on Florida’s east coast are different places, and their sales are not Saturnia Lakes comparables.
The developer is widely attributed to GL Homes in listing copy, but no recorded document confirming it was found, so we state it as widely attributed. Construction began in the early 2000s.
Use the valuation form on this page or call Jesse direct at (239) 898-6072. We will send a range with every Saturnia Lakes sale behind it.
Every Saturnia Lakes figure on this page traces to a primary source below: Collier County’s recorded sales and tax records, the Southwest Florida MLS (Matrix), the state corporate record, the Florida statutes and Department of Revenue, FEMA, the USGS, the state emergency management agency and Collier County Public Schools. We cite no listing portal.
Collier County government
Collier County Clerk and Tax Collector
State of Florida: the association record
Florida statutes and rules
Federal agencies
State emergency management
Schools
Special districts on the tax bill
News and closing customs
Sales records
These official documents bear most directly on what a Saturnia Lakes home is worth and what a buyer reads before signing: the association’s state filing, the no-CDD evidence, the flood and evacuation lookups, the school zone tool and the statutes. Each link opens the issuing authority’s own current copy.
| Document | Issued by | What it tells a Saturnia Lakes owner |
|---|---|---|
| Sunbiz 2025 annual report, Saturnia Lakes Homeowners Association, Inc. (PDF) | Florida Division of Corporations | The association’s latest state filing and active status |
| Tax Collector Annual Report, FY 2024-2025 (PDF) | Collier County Tax Collector | The district list behind the no-CDD finding |
| FEMA Map Service Center, address search | FEMA | Your current flood zone by address |
| FEMA preliminary FIRM viewer | FEMA | The proposed flood map for your parcel ahead of summer 2027 |
| Know Your Zone | Florida Division of Emergency Management | Your evacuation zone by address |
| Estoppel certificate fees (PDF) | Florida DBPR | $299 cap, $119 rush, $179 delinquent |
| Section 720.401 | Florida Legislature | The Chapter 720 disclosure summary and the buyer’s 3-day right |
| Section 689.302 | Florida Legislature | The seller’s flood disclosure |
The recorded Declaration, the bylaws and the current association budget were not located as linkable public documents; request them from the association or through your closing agent. This is information, not legal advice; your closing agent or attorney confirms what applies to your sale.
Jesse McGreevy and Marc Comisar lead Domain Realty Group, the #5 real estate team in Florida (RealTrends 2026), and when you call, you reach us directly. Jesse McGreevy leads listings and seller strategy across Naples, Bonita Springs, Estero and Marco Island, and Marc Comisar leads buyer representation across Southwest Florida. Read more about McGreevy and Comisar, or return to the full Saturnia Lakes community guide.
Top 1% Real Estate Agents Nationally Since 2008
5 Star Award for Customer Satisfaction for 21 Straight Years. Only 5 out of 21k+ Licensees (Gulfshore Life Magazine)
#1 Team in Southwest Florida since 2012
McGreevy and Comisar and their Domain Realty Group team have sold over $2.5 Billion in Real Estate
McGreevy and Comisar alone have over $900 million in Sales
Nationally Recognized Top Producing Realtors
Platinum Sales Production Award Winners
Jesse McGreevy: (239) 898-6072 · [email protected]
Marc Comisar: (239) 287-5873
Office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Jesse McGreevy (license SL3101296) and Marc Comisar (license BK3060671) are licensed Florida real estate professionals regulated by the Florida Real Estate Commission (FREC) under Chapter 475, Florida Statutes.
McGreevy and Comisar lead Domain Realty Group, a full-service Southwest Florida real estate team. Learn more about our team at DomainRealtyGroup.com. Want a Saturnia Lakes range? Use the valuation form or call Jesse direct at (239) 898-6072. Buying a home as well? Call Marc at (239) 287-5873, or see how we represent buyers.
Market data from Southwest Florida MLS, pulled October 27, 2026. Collier County recorded sales through October 16, 2026. McGreevy and Comisar, value your Saturnia Lakes home with Top 1% Real Estate Agents Nationally Since 2008. Brokered by Domain Realty. Jesse McGreevy, FL Lic. SL3101296 · Marc Comisar, FL Lic. BK3060671.